Evergreen Moneysource Mortgage Company Mortgage Lending & HMDA Data, 2015

In 2015, Evergreen Moneysource Mortgage Company of Bellevue, WA reported 10,617 mortgage applications totaling $2.5 billion, up 59% from 2014. The average application was for $231,071, and applicants reported an average income of $85,703. 77% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (1,976), Las Vegas-Henderson-Paradise, NV (1,667) and Tacoma-Lakewood, WA (1,049) (applications in parentheses).

Mortgage Company & Address Evergreen Moneysource Mortgage Company
15405 Se 37th Street
Bellevue, WA 98006
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 10,617
Total Mortgage Loan Application Amount $2,453,282,000
Average Mortgage Loan Application Amount $231,071
Highest Mortgage Loan Application Amount $1,985,000
Average Applicant Income $85,703
Highest Applicant Income $3,711,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evergreen Moneysource Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Evergreen Moneysource Mortgage Company in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,897 $1,794,462,000 $227,000 $1,890,000 $85,000 $3,711,000
Refinancing 2,604 $632,800,000 $243,000 $1,985,000 $88,000 $1,098,000
Home Improvement 116 $26,020,000 $224,000 $841,000 $82,000 $312,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,982 $1,857,397,000 $232,000 $1,918,000 $87,000 $1,393,000
Hispanic 1,026 $193,264,000 $188,000 $1,985,000 $62,000 $847,000
Not Provided 788 $208,045,000 $264,000 $1,760,000 $102,000 $1,046,000
Asian 392 $97,001,000 $247,000 $1,500,000 $93,000 $2,512,000
Black or African American 273 $63,184,000 $231,000 $706,000 $88,000 $3,711,000
Native Hawaiian or Other Pacific Islander 91 $20,111,000 $221,000 $565,000 $77,000 $197,000
American Indian or Alaskan Native 65 $14,280,000 $219,000 $493,000 $82,000 $469,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,796 $1,415,525,000 $244,000 $1,985,000 $104,000 $2,512,000
FHA-insured (Federal Housing Administration) 3,341 $686,978,000 $205,000 $623,000 $60,000 $3,711,000
VA-guaranteed (Veterans Administration) 1,187 $297,894,000 $250,000 $808,000 $73,000 $416,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 293 $52,885,000 $180,000 $398,000 $54,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,164 $1,914,030,000 $234,000 $1,985,000 $86,000 $3,711,000
Application Withdrawn By Applicant 1,534 $331,600,000 $216,000 $1,519,000 $85,000 $874,000
File Closed For Incompleteness 331 $74,524,000 $225,000 $1,260,000 $79,000 $630,000
Application Approved But Not Accepted 230 $53,112,000 $230,000 $1,890,000 $98,000 $1,119,000
Application Denied By Financial Institution 187 $38,486,000 $205,000 $750,000 $73,000 $538,000
Preapproval Approved but not Accepted 145 $34,776,000 $239,000 $563,000 $75,000 $308,000
Preapproval Denied by Financial Institution 26 $6,754,000 $259,000 $700,000 $77,000 $169,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 51 $10,609,000 $208,000 $417,000 $74,000 $192,000
Debt-To-Income Ratio 47 $10,445,000 $222,000 $750,000 $50,000 $185,000
Other 42 $9,146,000 $217,000 $720,000 $93,000 $538,000
Collateral 29 $6,227,000 $214,000 $634,000 $84,000 $225,000
Employment History 14 $1,984,000 $141,000 $284,000 $42,000 $70,000
Unverifiable Information 12 $3,700,000 $308,000 $700,000 $100,000 $385,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,575,000 $157,000 $280,000 $80,000 $160,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evergreen Moneysource Mortgage Company's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evergreen Moneysource Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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