Evergreen Moneysource Mortgage Company Mortgage Lending & HMDA Data, 2018

In 2018, Evergreen Moneysource Mortgage Company of Bellevue, WA reported 13,215 mortgage applications totaling $3.7 billion, down 12% from 2017. The average application was for $279,235, and applicants reported an average income of $98,589. 73% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (1,809), Las Vegas-Henderson-Paradise, NV (1,353) and Tacoma-Lakewood, WA (1,140) (applications in parentheses).

Mortgage Company & Address Evergreen Moneysource Mortgage Company
15405 Se 37th Street
Bellevue, WA 98006
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 13,215
Total Mortgage Loan Application Amount $3,690,095,000
Average Mortgage Loan Application Amount $279,235
Highest Mortgage Loan Application Amount $2,945,000
Average Applicant Income $98,589
Highest Applicant Income $2,551,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evergreen Moneysource Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Evergreen Moneysource Mortgage Company in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,588 $2,967,010,000 $280,000 $2,595,000 $97,000 $2,551,000
Cash-out Refinancing 1,773 $468,315,000 $264,000 $1,745,000 $100,000 $2,464,000
Refinancing 810 $241,540,000 $298,000 $2,945,000 $115,000 $1,000,000
Home Improvement 29 $9,565,000 $329,000 $475,000 $144,000 $840,000
Not Applicable 15 $3,665,000 $244,000 $475,000 $80,000 $149,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,438 $2,665,290,000 $282,000 $2,945,000 $102,000 $2,514,000
Hispanic 1,687 $391,315,000 $231,000 $845,000 $73,000 $1,027,000
Not Provided 999 $307,705,000 $308,000 $1,505,000 $105,000 $750,000
Asian 519 $163,535,000 $315,000 $1,525,000 $116,000 $2,551,000
Black or African American 346 $101,210,000 $292,000 $1,365,000 $90,000 $793,000
American Indian or Alaskan Native 141 $35,435,000 $251,000 $665,000 $88,000 $597,000
Native Hawaiian or Other Pacific Islander 68 $19,700,000 $289,000 $545,000 $102,000 $745,000
Not applicable 1 $225,000 $225,000 $225,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,154 $2,629,540,000 $287,000 $2,945,000 $108,000 $2,551,000
FHA-insured (Federal Housing Administration) 2,579 $627,885,000 $243,000 $675,000 $73,000 $789,000
VA-guaranteed (Veterans Administration) 1,255 $385,225,000 $306,000 $915,000 $86,000 $372,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 227 $47,445,000 $209,000 $505,000 $63,000 $139,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,606 $2,676,910,000 $278,000 $2,595,000 $99,000 $2,464,000
Application Withdrawn By Applicant 1,906 $527,540,000 $276,000 $2,945,000 $101,000 $2,514,000
Application Approved But Not Accepted 780 $223,270,000 $286,000 $1,275,000 $101,000 $2,551,000
Preapproval Approved but not Accepted 474 $144,380,000 $304,000 $1,205,000 $89,000 $659,000
Application Denied By Financial Institution 385 $100,185,000 $260,000 $1,525,000 $85,000 $793,000
Preapproval Denied by Financial Institution 32 $9,090,000 $284,000 $995,000 $72,000 $160,000
File Closed For Incompleteness 31 $8,495,000 $274,000 $535,000 $95,000 $201,000
Loan Purchased By The Institution 1 $225,000 $225,000 $225,000 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,798 $3,580,820,000 $279,000 $2,945,000 $99,000 $2,551,000
Other 182 $47,720,000 $262,000 $615,000 $89,000 $502,000
Debt-To-Income Ratio 80 $19,700,000 $246,000 $1,525,000 $65,000 $317,000
Credit History 70 $19,140,000 $273,000 $705,000 $87,000 $254,000
Collateral 43 $9,785,000 $227,000 $675,000 $93,000 $451,000
Employment History 16 $5,150,000 $321,000 $1,365,000 $93,000 $793,000
Unverifiable Information 14 $4,150,000 $296,000 $995,000 $68,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,630,000 $302,000 $665,000 $82,000 $156,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evergreen Moneysource Mortgage Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evergreen Moneysource Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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