Kenai Peninsula, AK Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 1,538 mortgage applications in Kenai Peninsula, AK totaling $397.2 million, down 43% from 2022. The average application was for $258,000, and applicants reported an average income of $127,000. 54% of applications resulted in an originated loan and 16% were denied. The most active lender was Global Federal Credit Union, with 388 applications, followed by Residential Mortgage, LLC and First National Bank Alaska.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,538
Total Mortgage Loan Application Amount $397,190,000
Average Mortgage Loan Application Amount $258,000
Highest Mortgage Loan Application Amount $2,735,000
Average Applicant Income $127,000
Highest Applicant Income $1,898,000

Mortgage Company List for Lending in Kenai Peninsula, AK for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 11,844,793,000 388 $ 77,680,000
Residential Mortgage, LLC
100 CALAIS DRIVE, SUITE 100
ANCHORAGE, AK 99503
* $ -1,000 140 $ 50,410,000
First National Bank Alaska
101 W 36TH AVE, STE 305
ANCHORAGE, AK 99501
* $ 5,337,737,000 103 $ 30,365,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 87 $ 29,535,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 61 $ 19,405,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 60 $ 20,190,000
Credit Union 1
1941 ABBOTT RD
ANCHORAGE, AK 99507
* $ 1,475,579,000 49 $ 8,265,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 46 $ 12,990,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 39 $ 5,345,000
Nuvision Federal Credit Union
7812 EDINGER AVENUE
HUNTINGTON BEACH, CA 92677
* $ 2,966,361,000 37 $ 4,455,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 33 $ 10,435,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 31 $ 6,615,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 28 $ 2,110,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 27 $ 6,185,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 23 $ 7,435,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 23 $ 6,775,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 23 $ 6,975,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 19 $ 2,745,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 18 $ 3,670,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 14 $ 1,460,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 14 $ 3,970,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 12 $ 4,010,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 10 $ 3,320,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 10 $ 3,140,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 9 $ 3,785,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 8 $ 3,260,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 8 $ 1,650,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 8 $ 2,080,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 8 $ 1,580,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 7 $ 2,285,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 6 $ 240,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 6 $ 1,910,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 5 $ 1,765,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 5 $ 1,045,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 5 $ 1,685,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 4 $ 760,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 1,030,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 4 $ 950,000
Conventus Lending LLC
111 POTRERO AVE
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 1,665,000
Matanuska Valley Federal Credit Union
1020 SOUTH BAILEY STREET
PALMER, AK 99645
* $ 792,555,000 3 $ 995,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 515,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 865,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 3 $ 1,205,000
True North Federal Credit Union
2777 POSTAL WAY
JUNEAU, AK 99801
* $ 211,361,000 3 $ 255,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 3 $ 185,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 3 $ 285,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 1,065,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 950,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 440,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 680,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 2 $ 450,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 2 $ 580,000
Dominion Financial Services, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 2 $ 410,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 2 $ 1,030,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 510,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 2 $ 1,650,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 2,202,960,000 2 $ 280,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 910,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 155,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 1 $ 265,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 1 $ 335,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 475,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 765,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ 14,547,035,000 1 $ 155,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 205,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 375,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 165,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 375,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 3,450,913,000 1 $ 205,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 325,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 1,005,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 1 $ 505,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 395,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 205,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 855,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 1 $ 425,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 13,520,414,000 1 $ 375,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 205,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 1 $ 585,000
Tristar Finance, Inc.
5209 LAKE WASHINGTON BLVD NE #220
KIRKLAND, WA 98033
* $ -1,000 1 $ 305,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 25,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 95,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 205,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 355,000
Northcountry Federal Credit Union
PO BOX 64709
BURLINGTON, VT 05406
* $ 903,544,000 1 $ 35,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 255,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 175,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 255,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 385,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 345,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 545,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ 227,261,000 1 $ 125,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 355,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 455,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 1 $ 435,000
Spirit of Alaska Federal Credit Union
1417 GILLAM WAY
FAIRBANKS, AK 99701
* $ 205,312,000 1 $ 355,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 215,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 305,000

The tables below break down 2023 mortgage applications in Kenai Peninsula, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kenai Peninsula, AK in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 859 $283,775,000 $330,000 $2,735,000 $138,000 $972,000
Cash-out Refinancing 267 $57,025,000 $213,000 $1,005,000 $97,000 $385,000
Other Purpose 173 $18,145,000 $104,000 $505,000 $108,000 $454,000
Home Improvement 154 $13,750,000 $89,000 $565,000 $133,000 $1,898,000
Refinancing 83 $24,265,000 $292,000 $1,085,000 $141,000 $431,000
Not Applicable 2 $230,000 $115,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,027 $258,295,000 $251,000 $1,155,000 $130,000 $1,898,000
Not Provided 239 $61,165,000 $255,000 $875,000 $127,000 $900,000
American Indian or Alaskan Native 98 $23,640,000 $241,000 $735,000 $105,000 $406,000
Not applicable 90 $29,620,000 $329,000 $2,735,000 $0 $0
Hispanic 42 $12,210,000 $290,000 $905,000 $115,000 $355,000
Asian 23 $7,005,000 $304,000 $915,000 $106,000 $243,000
Black or African American 11 $3,615,000 $328,000 $525,000 $140,000 $232,000
Native Hawaiian or Other Pacific Islander 4 $860,000 $215,000 $275,000 $111,000 $140,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,178 $285,900,000 $242,000 $2,735,000 $135,000 $1,898,000
FHA-insured (Federal Housing Administration) 180 $47,940,000 $266,000 $565,000 $90,000 $222,000
VA-guaranteed (Veterans Administration) 169 $60,305,000 $356,000 $985,000 $108,000 $359,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $3,045,000 $276,000 $405,000 $93,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 831 $230,105,000 $276,000 $1,155,000 $135,000 $1,555,000
Application Withdrawn By Applicant 263 $72,155,000 $274,000 $2,735,000 $131,000 $972,000
Application Denied By Financial Institution 246 $44,960,000 $182,000 $735,000 $93,000 $433,000
Loan Purchased By The Institution 87 $26,675,000 $306,000 $985,000 $118,000 $186,000
File Closed For Incompleteness 77 $15,345,000 $199,000 $965,000 $139,000 $1,898,000
Application Approved But Not Accepted 32 $7,110,000 $222,000 $435,000 $114,000 $215,000
Preapproval Approved but not Accepted 1 $485,000 $485,000 $485,000 $259,000 $259,000
Preapproval Denied by Financial Institution 1 $355,000 $355,000 $355,000 $96,000 $96,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,289 $351,375,000 $272,000 $2,735,000 $134,000 $1,898,000
Debt-To-Income Ratio 76 $14,650,000 $192,000 $645,000 $72,000 $297,000
Collateral 61 $12,015,000 $196,000 $735,000 $110,000 $388,000
Credit History 54 $7,440,000 $137,000 $405,000 $94,000 $390,000
Credit Application Incomplete 20 $4,860,000 $243,000 $695,000 $108,000 $280,000
Other 15 $2,815,000 $187,000 $655,000 $120,000 $300,000
Unverifiable Information 14 $2,350,000 $167,000 $445,000 $108,000 $433,000
Employment History 5 $835,000 $167,000 $295,000 $42,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 4 $850,000 $212,000 $405,000 $60,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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