Kendall County, TX Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 2,892 mortgage applications in Kendall County, TX totaling $1.3 billion, down 34% from 2021. The average application was for $459,000, and applicants reported an average income of $202,000. 50% of applications resulted in an originated loan and 11% were denied. The most active lender was Randolph-Brooks Federal Credit Union, with 158 applications, followed by Security Service and Cornerstone Home Lending, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,892
Total Mortgage Loan Application Amount $1,329,740,000
Average Mortgage Loan Application Amount $459,000
Highest Mortgage Loan Application Amount $10,135,000
Average Applicant Income $202,000
Highest Applicant Income $5,592,000

Mortgage Company List for Lending in Kendall County, TX for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 14,773,617,000 158 $ 61,260,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 10,485,573,000 153 $ 80,815,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 100 $ 45,720,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 50,953,666,000 89 $ 17,335,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 79 $ 38,625,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 76 $ 31,590,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 64 $ 26,840,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 52 $ 25,880,000
Jefferson Bank
PO BOX 5190
SAN ANTONIO, TX 78215
* $ 2,750,432,000 50 $ 28,100,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 43 $ 18,255,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 41 $ 18,465,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 40 $ 26,860,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 40 $ 24,240,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 36 $ 11,590,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 35 $ 4,425,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 35 $ 14,085,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ -1,000 35 $ 12,445,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 33 $ 13,835,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 33 $ 16,785,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 32 $ 11,440,000
First Continental Mortgage, Ltd.
11011 RICHMOND AVENUE, SUITE 800
HOUSTON, TX 77072
* $ -1,000 32 $ 12,640,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 31 $ 13,575,000
Velocio Mortgage, L.L.C.
1177 W LOOP S FWY #700
HOUSTON, TX 77027
* $ -1,000 31 $ 11,185,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 30 $ 3,780,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 28 $ 10,430,000
Kbhs Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 28 $ 10,330,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 28 $ 24,160,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 27 $ 12,535,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 26 $ 9,100,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 26 $ 13,900,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 25 $ 20,515,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 25 $ 11,895,000
Broadway National Bank
1177 NE LOOP 410
SAN ANTONIO, TX 78209
* $ 5,237,447,000 24 $ 20,310,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 24 $ 12,610,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 22 $ 12,270,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 22 $ 7,660,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 22 $ 10,990,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 22 $ 9,520,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 21 $ 10,665,000
Cornerstone Mortgage Partners of Texas, L.P.
1177 WEST LOOP SOUTH, STE. 200
DALLAS, TX 77027
* $ -1,000 21 $ 8,535,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 5,652,968,000 20 $ 17,200,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 20 $ 8,240,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 93,199,669,000 19 $ 15,205,000
Southern Lending Services, Ltd.
8911 N. CAPITAL OF TX HWY, SUITE 4100
HOUSTON, TX 77072
* $ -1,000 19 $ 7,905,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 19 $ 9,745,000
Parkstone Mortgage, LLC
6002 ROGERDALE RD SUITE 530
HOUSTON, TX 77072
* $ -1,000 17 $ 8,205,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 17 $ 13,525,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 17 $ 7,325,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 17 $ 6,685,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 16 $ 6,600,000
Smart Choice Mortgage, LLC
11011 RICHMOND AVE, SUITE 130
HOUSTON, TX 77072
* $ -1,000 16 $ 5,580,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 16 $ 4,990,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,833,980,000 15 $ 13,195,000
Security State Bank & Trust
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ 1,673,145,000 15 $ 12,105,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 14 $ 5,280,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 14 $ 6,070,000
Brookhollow Mortgage Services, Ltd
1177 WEST LOOP SOUTH, STE. 200
HOUSTON, TX 77027
* $ -1,000 14 $ 7,600,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 14 $ 7,200,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 14 $ 5,220,000
United Texas Credit Union
5500 UTSA BLVD
SAN ANTONIO, TX 78249
* $ 382,424,000 13 $ 2,345,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ -1,000 13 $ 6,245,000
Pilgrim Mortgage LLC
1270 N LOOP 1604 E STE 1101
SAN ANTONIO, TX 78232
* $ -1,000 13 $ 5,965,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,291,812,000 12 $ 1,450,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 12 $ 5,210,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 12 $ 4,580,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 12 $ 6,330,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 1,360,354,000 11 $ 8,285,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 11 $ 5,435,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 11 $ 4,995,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 11 $ 9,805,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 11 $ 5,165,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 10 $ 1,060,000
Directions Equity, LLC
2915 W BITTERS RD #102
SAN ANTONIO, TX 78248
* $ -1,000 10 $ 5,300,000
Rb Mortgage LLC
ONE RANDOLPH BROOKS PARKWAY
LIVE OAK, TX 78233
* $ -1,000 10 $ 4,160,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 9 $ 2,545,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 9 $ 2,875,000
Primelending Ventures LLC
18111 PRESTON ROAD #900
DALLAS, TX 75252
* $ -1,000 9 $ 4,375,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 8 $ 3,060,000
Loanpeople, LLC
3420 EXECUTIVE CENTER DR #G100
AUSTIN, TX 78731
* $ -1,000 8 $ 5,130,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 154,830,000,000 7 $ 4,295,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 7 $ 2,915,000
Synergy Federal Credit Union
1 VALERO WAY
SAN ANTONIO, TX 78249
* $ 292,221,000 7 $ 1,985,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 7 $ 4,095,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 7 $ 2,595,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 7 $ 3,525,000
Generations Community FCU
1100 NW LOOP 410 SUITE 800
CASTLE HILLS, TX 78213
* $ 691,267,000 7 $ 1,055,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 7 $ 1,325,000
Firstmark Credit Union
2023 GOLD CANYON DR.
SAN ANTONIO, TX 78232
* $ 1,229,968,000 7 $ 615,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 6 $ 3,530,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 6 $ 2,340,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 6 $ 2,400,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 6 $ 2,650,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 6 $ 1,380,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 6 $ 1,010,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 6 $ 2,010,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 1,865,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 2,105,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 5 $ 2,495,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ -1,000 5 $ 635,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 5 $ 2,135,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 1,125,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 1,274,626,000 5 $ 1,575,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 5 $ 2,265,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 5 $ 745,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 5 $ 3,025,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 5 $ 1,425,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 5 $ 2,445,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 94,798,000,000 5 $ 1,405,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,089,286,000 5 $ 3,095,000
The First National Bank of Sonora
5710 SHERWOOD WAY
SONORA, TX 76950
* $ 634,464,000 5 $ 1,305,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 5 $ 1,375,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 47,665,560,000 5 $ 3,755,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ 1,632,951,000 5 $ 3,695,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 5 $ 3,815,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,886,658,000 4 $ 1,570,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 4 $ 1,610,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 4 $ 1,480,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 15,019,689,000 4 $ 9,170,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 4 $ 950,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ 18,017,667,000 4 $ 1,820,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 870,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 4 $ 1,190,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 4 $ 1,420,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 4 $ 1,350,000
M Squared Financial LLC
7501 MISSION RD STE 200
PRAIRIE VILLAGE, KS 66208
* $ -1,000 4 $ 2,220,000
Lone Star Capital Bank, N.A.
150 N LOOP 1604 EAST STE 100
SAN ANTONIO, TX 78232
* $ 468,359,000 4 $ 3,570,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 3 $ 385,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ -1,000 3 $ 1,225,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 3 $ 4,835,000
Rave Financial Credit Union
PO BOX 12849
BEAUMONT, TX 77726
* $ 1,024,437,000 3 $ 1,665,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 3 $ 1,125,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 3 $ 2,095,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 3 $ 1,185,000
American Bank, N.A.
P O BOX 6469
CORPUS CHRISTI, TX 78466
* $ 2,081,516,000 3 $ 1,945,000
Clm Mortgage, Inc
480 WILDWOOD FOREST DR STE 802 SPRING
SPRING, TX 77380
* $ -1,000 3 $ 1,875,000
BNC National Bank

BISMARCK, ND 58501
* $ 1,046,501,000 3 $ 1,775,000
Vantage Bank Texas
45 NE LOOP 410 STE 500
SAN ANTONIO, TX 78216
* $ 3,079,855,000 3 $ 1,915,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 50,093,398,000 3 $ 1,065,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 1,305,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 420,502,000,000 3 $ 2,295,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 3 $ 615,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 3 $ 735,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 3 $ 1,495,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 845,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 3 $ 985,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 3 $ 1,085,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 3 $ 3,155,000
Origin Bank

HOUSTON, TX 77024
* $ 7,798,628,000 3 $ 1,815,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 670,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 33,980,000,000 2 $ 890,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 2 $ 650,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 2 $ 2,930,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 2 $ 250,000
Public Employees Credit Union
PO BOX 2205
AUSTIN, TX 78701
* $ 460,892,000 2 $ 170,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 2 $ 860,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 2 $ 390,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 520,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 1,368,411,000 2 $ 170,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 93,227,302,000 2 $ 1,060,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 850,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 2 $ 630,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 250,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 310,000
Amarillo National Bank
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 7,872,806,000 2 $ 1,040,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 670,000
West Texas National Bank
6 DESTA DRIVE STE 2400
MIDLAND, TX 79705
* $ 1,803,065,000 2 $ 1,580,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 360,000
Willow Bend Mortgage Company, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ -1,000 2 $ 950,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,770,503,000 2 $ 400,000
Texas Partners Bank
1900 NW LOOP 410
SAN ANTONIO, TX 78213
* $ 2,062,206,000 2 $ 1,640,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 3,951,506,000 2 $ 860,000
Hometrust Mortgage Company
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ -1,000 2 $ 840,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 2 $ 860,000
Greater Texas FCU
1180 AIRPORT BLVD
AUSTIN, TX 78727
* $ 952,537,000 2 $ 600,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 2 $ 710,000
Allegiance Bank
8727 W SAM HOUSTON PARKWAY N
HOUSTON, TX 77040
* $ 7,096,226,000 2 $ 1,680,000
Cake Mortgage Corp.
9200 OAKDALE AVE STE 501
CHATSWORTH, CA 91311
* $ -1,000 2 $ 430,000
Texas Regional Bank
6770 WEST INTERSTATE 2
HARLINGEN, TX 78552
* $ 1,961,754,000 2 $ 1,260,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ -1,000 2 $ 1,050,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 900,000
Strong Home Mortgage, LLC
9408 GRANT AVENUE SUITE 302
MANASSAS, VA 20110
* $ -1,000 2 $ 850,000
Crestmark Mortgage Company, Ltd
1177 WEST LOOP SOUTH, STE. 200
HOUSTON, TX 77027
* $ -1,000 2 $ 1,390,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 2 $ 970,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 2 $ 630,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 890,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 2 $ 1,040,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 2 $ 690,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 2 $ 590,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 2 $ 1,070,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 1,250,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 580,000
Homeward Mortgage LLC
1001 S CAPITAL OF TEXAS HWY BUILDING I SUITE 100
AUSTIN, TX 78746
* $ -1,000 2 $ 840,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ -1,000 2 $ 1,740,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 1,490,000
Mortgageone, Inc
2714 LOKER AVE WEST SUITE 300
CARLSBAD, CA 92010
* $ -1,000 2 $ 1,980,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 434,075,000,000 2 $ 3,020,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 2 $ 640,000
National Bank of St Anne
158 WEST STATION ST
ST ANNE, IL 60964
* $ 121,306,000 1 $ 785,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 165,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 405,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 715,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 2,161,196,000 1 $ 715,000
Gibraltar Mortgage Services, LLC
5120 WOODWAY DRIVE SUITE #5020
WILMINGTON, DE 77056
* $ -1,000 1 $ 395,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 1 $ 215,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 58,215,736,000 1 $ 645,000
Capitol Credit Union
11902 A BURNET RD
AUSTIN, TX 78758
* $ 196,512,000 1 $ 55,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ 2,114,688,000 1 $ 155,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 355,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ -1,000 1 $ 285,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 2,311,081,000 1 $ 105,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 1 $ 265,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 2,946,745,000 1 $ 365,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 1 $ 275,000
Third Coast Bank
20202 HIGHWAY 59 N SUITE 190
HUMBLE, TX 77338
* $ 2,497,555,000 1 $ 1,105,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 3,111,820,000 1 $ 285,000
The Mortgage Firm
921 DOUGLAS AVENUE, SUITE 200
ALTAMONTE SPRINGS, FL 32714
* $ -1,000 1 $ 425,000
First National Bank of Central Texas
1835 N. VALLEY MILLS DR.
WACO, TX 76710
* $ 1,295,646,000 1 $ 1,355,000
Velocity Credit Union
PO BOX 1089
AUSTIN, TX 78767
* $ 1,065,347,000 1 $ 95,000
Merchants Bank of Indiana
11555 N. MERIDIAN STREET
CARMEL, IN 46032
* $ 10,994,199,000 1 $ 565,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 8,012,849,000 1 $ 1,115,000
Carter Federal Credit Union
100 W CHURCH ST
SPRINGHILL, LA 71075
* $ 557,833,000 1 $ 375,000
Truwest Credit Union
1667 N PRIEST DR
TEMPE, AZ 85284
* $ 1,519,188,000 1 $ 115,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 175,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 305,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 635,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,415,583,000 1 $ 195,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 485,000
H-E-B Federal Credit Union
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78278
* $ 221,759,000 1 $ 455,000
Southtrust Bank, N.A.
601 GUADALUPE ST
GEORGE WEST, TX 78022
* $ 525,189,000 1 $ 175,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 88,758,641,000 1 $ 445,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 615,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 515,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ 330,402,000 1 $ 375,000
Toll Brothers Mortgage Company

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 105,000
The First National Bank of Bas
489 HIGHWAY 71 WEST (PO DRAWER F)
BASTROP, TX 78602
* $ 891,512,000 1 $ 455,000
Upequity Spv2, LLC
3100 ALVIN DEVANE BLVD BUILDING A STE 100
AUSTIN, TX 78741
* $ -1,000 1 $ 275,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 1 $ 455,000
First National Bank Mortgage
1540 E. SOUTHLAKE BLVD
SOUTHLAKE, TX 76092
* $ 965,070,000 1 $ 435,000
Aml Funding LLC dba Absolute Mortgage & Lending
4230 LYNDON B JOHNSON FWY #626
DALLAS, TX 75244
* $ -1,000 1 $ 345,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 1 $ 555,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 3,590,117,000 1 $ 165,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 355,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 1 $ 535,000
Dugood Federal Credit Union
7505 EASTEX FREEWAY, SUITE B
BEAUMONT, TX 77708
* $ 434,117,000 1 $ 405,000
Castle Mortgage Corporation
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 975,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 39,076,186,000 1 $ 1,085,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 1 $ 145,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 385,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 38,107,223,000 1 $ 375,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 1 $ 105,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 285,000
First Commercial Bank, N.A.
1336 E COURT ST
SEGUIN, TX 78155
* $ 530,283,000 1 $ 45,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 4,542,185,000 1 $ 355,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 36,515,611,000 1 $ 705,000
Susser Bank
3030 MATLOCK ROAD
ARLINGTON, TX 76015
* $ 1,458,568,000 1 $ 605,000
Kwik Mortgage Corporation
959 ROUTE 46 EAST, #401
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 545,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 3,832,697,000 1 $ 345,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 255,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 305,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 1 $ 215,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 1 $ 325,000
Lhm Financial Corporation
7025 E GREENWAY PARKWAY SUITE 100
PHOENIX, AZ 85254
* $ -1,000 1 $ 595,000
Stride Bank, National Association
324 WEST BROADWAY AVENUE
ENID, OK 73701
* $ 2,216,048,000 1 $ 295,000
Genhome Mortgage Corporation

IRVINE, CA 92614
* $ -1,000 1 $ 425,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ -1,000 1 $ 425,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 101,845,032,000 1 $ 985,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,899,486,000 1 $ 805,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 1,087,963,000 1 $ 325,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 1 $ 645,000
Rally Credit Union
2814 RODD FIELD
CORPUS CHRISTI, TX 78414
* $ 4,042,196,000 1 $ 615,000
Kleberg Bank N.A.
100 E KLEBERG AVE
KINGSVILLE, TX 78363
* $ 703,481,000 1 $ 295,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ -1,000 1 $ 465,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 1 $ 255,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 1 $ 585,000
Stockmens Bank

SPRINGFIELD, MO 65804
* $ 445,038,000 1 $ 1,455,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ -1,000 1 $ 645,000
Secured Investment Corp
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 955,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 1 $ 365,000
Independent Bank
1600 REDBUD BLVD
MCKINNEY, TX 75070
* $ 18,728,746,000 1 $ 935,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 1,505,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 414,678,000 1 $ 155,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 1,064,401,000 1 $ 105,000
First Service Credit Union
9621 WEST SAM HOUSTON PKWY N #110
HOUSTON, TX 77084
* $ 855,098,000 1 $ 155,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 1,135,000
Members Choice Credit Union
18211 KATY FREEWAY
HOUSTON, TX 77094
* $ 715,418,000 1 $ 485,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 4,351,512,000 1 $ 635,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 1 $ 185,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 325,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 635,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 325,000
Texas Security Bank
1212 TURTLE CREEK BLVD
DALLAS, TX 75207
* $ 969,647,000 1 $ 645,000
A&N Mortgage Services, Inc.
901 S 2ND ST STE #201
SPRINGFIELD, IL 62704
* $ -1,000 1 $ 425,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 415,000
Texas Mortgage Lending, LLC
12515 RESEARCH BLVD BUILDING 5
AUSTIN, TX 78759
* $ -1,000 1 $ 195,000
Nationwide Equities Corporation
225 BRAE BLVD SUITE 202
PARK RIDGE, NJ 07656
* $ -1,000 1 $ 1,315,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 295,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 525,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,230,840,000 1 $ 575,000
Firstcapital Bank of Texas, National Association
3900 S. SONCY RD
AMARILLO, TX 79119
* $ 2,041,502,000 1 $ 105,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,582,271,000 1 $ 515,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 445,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 445,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 870,500,000 1 $ 205,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ 1,160,385,000 1 $ 605,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 1,005,000
R Bank
3600 E PALM VALLEY BLVD
ROUND ROCK, TX 78665
* $ 902,882,000 1 $ 375,000
Premier Mortgage Resources, LLC
3363 E PRESIDENTIAL DR STE 200
MERIDIAN, ID 83646
* $ -1,000 1 $ 475,000
Firstbank Southwest
2401 S. GEORGIA
AMARILLO, TX 79109
* $ 1,399,035,000 1 $ 10,135,000
Quontic Bank
31-05 BROADWAY
ASTORIA, NY 11106
* $ 916,091,000 1 $ 305,000

The tables below break down 2022 mortgage applications in Kendall County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kendall County, TX in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,740 $939,850,000 $540,000 $10,135,000 $214,000 $5,592,000
Cash-out Refinancing 459 $166,505,000 $362,000 $4,845,000 $167,000 $5,340,000
Refinancing 355 $157,625,000 $444,000 $2,295,000 $204,000 $4,483,000
Other Purpose 182 $41,100,000 $225,000 $1,755,000 $202,000 $1,787,000
Home Improvement 154 $24,020,000 $155,000 $2,605,000 $186,000 $588,000
Not Applicable 2 $640,000 $320,000 $325,000 $99,000 $99,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,564 $701,380,000 $448,000 $9,995,000 $199,000 $5,340,000
Not Provided 463 $233,685,000 $504,000 $8,105,000 $228,000 $3,955,000
Hispanic 375 $153,345,000 $408,000 $3,005,000 $190,000 $5,592,000
Not applicable 338 $164,620,000 $487,000 $10,135,000 $207,000 $618,000
Asian 72 $33,670,000 $467,000 $2,005,000 $159,000 $1,173,000
Black or African American 49 $29,035,000 $592,000 $2,165,000 $226,000 $1,538,000
American Indian or Alaskan Native 22 $9,970,000 $453,000 $1,635,000 $167,000 $537,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,436 $1,096,020,000 $449,000 $10,135,000 $211,000 $5,592,000
VA-guaranteed (Veterans Administration) 325 $189,355,000 $582,000 $1,845,000 $163,000 $590,000
FHA-insured (Federal Housing Administration) 127 $43,285,000 $340,000 $595,000 $101,000 $360,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $1,080,000 $270,000 $405,000 $138,000 $240,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,434 $683,290,000 $476,000 $10,135,000 $209,000 $5,592,000
Application Withdrawn By Applicant 466 $228,830,000 $491,000 $8,105,000 $207,000 $3,955,000
Loan Purchased By The Institution 409 $181,895,000 $444,000 $1,575,000 $172,000 $618,000
Application Denied By Financial Institution 310 $109,380,000 $352,000 $9,995,000 $163,000 $4,483,000
File Closed For Incompleteness 160 $71,720,000 $448,000 $4,845,000 $225,000 $5,340,000
Application Approved But Not Accepted 108 $52,430,000 $485,000 $3,055,000 $191,000 $1,792,000
Preapproval Approved but not Accepted 5 $2,195,000 $439,000 $545,000 $125,000 $193,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,560 $1,201,030,000 $469,000 $10,135,000 $204,000 $5,592,000
Debt-To-Income Ratio 124 $65,470,000 $527,000 $9,995,000 $173,000 $3,955,000
Credit Application Incomplete 56 $18,100,000 $323,000 $915,000 $247,000 $4,483,000
Credit History 56 $10,540,000 $188,000 $805,000 $146,000 $528,000
Other 38 $13,710,000 $360,000 $1,805,000 $202,000 $1,708,000
Collateral 37 $12,375,000 $334,000 $1,635,000 $200,000 $916,000
Unverifiable Information 17 $6,165,000 $362,000 $1,505,000 $149,000 $611,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,635,000 $545,000 $585,000 $111,000 $167,000
Employment History 1 $715,000 $715,000 $715,000 $151,000 $151,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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