Klickitat County, WA Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,037 mortgage applications in Klickitat County, WA totaling $223.5 million, up 8% from 2016. The average application was for $215,000, and applicants reported an average income of $82,000. 52% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank NA, with 72 applications, followed by Columbia Bank and Directors Mortgage, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,037
Total Mortgage Loan Application Amount $223,549,000
Average Mortgage Loan Application Amount $215,000
Highest Mortgage Loan Application Amount $1,025,000
Average Applicant Income $82,000
Highest Applicant Income $792,000

Mortgage Company List for Lending in Klickitat County, WA for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 72 $ 16,145,000
Columbia Bank
5885 MEADOWS RD SUITE 400
LAKE OSWEGO, OR 97035
* $ 24,798,295,000 66 $ 15,393,000
Directors Mortgage, Inc
4550 SW KRUSE WAY, SUITE 275
LAKE OSWEGO, OR 97035
* $ -1,000 39 $ 11,218,000
Homestreet Bank
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 6,200,289,000 38 $ 7,125,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 33 $ 7,118,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 30 $ 7,369,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 30 $ 5,746,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 27 $ 6,265,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 26 $ 6,480,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 24 $ 6,110,000
Columbia State Bank
1301 A STREET
TACOMA, WA 98402
* $ 9,503,801,000 22 $ 4,926,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 21 $ 4,363,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 19 $ 4,542,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 19 $ 4,751,000
Riverview Community Bank
PO BOX 872290
VANCOUVER, WA 98687
* $ 983,963,000 18 $ 4,073,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 18 $ 2,512,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 18 $ 2,520,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 17 $ 3,934,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 17 $ 2,920,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 15 $ 2,996,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ -1,000 15 $ 3,740,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 14,885,224,000 14 $ 4,868,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 134,362,217,000 13 $ 1,876,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 12 $ 2,485,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 12 $ 2,302,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 12 $ 4,003,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 12 $ 2,253,000
Banner Bank
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 9,531,252,000 10 $ 1,995,000
Inspirus Credit Union
5200 SOUTHCENTER BLVD
SEATTLE, WA 98188
* $ 1,191,721,000 10 $ 953,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 10 $ 2,147,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 0 10 $ 3,072,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 9 $ 471,000
Pacific Nw Federal Credit Union
12005 NE ERIN WAY
PORTLAND, OR 97220
* $ 165,367,000 9 $ 1,686,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 9 $ 1,417,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 9 $ 2,713,000
Rivermark Community Credit Union
14405 MEYERS RD
OREGON CITY, OR 97045
* $ 798,805,000 9 $ 1,240,000
Boeing Employees' Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 16,355,144,000 8 $ 1,871,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 7 $ 1,569,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 7 $ 886,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 1,088,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,066,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 6 $ 1,137,000
Gesa Credit Union
51 GAGE BLVD
RICHLAND, WA 99352
* $ 1,792,030,000 5 $ 818,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 5 $ 840,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 891,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 5 $ 1,106,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 790,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 667,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 4 $ 1,089,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 464,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 243,000
Pacific Residential Mortgage, LLC
4949 MEADOWS ROAD SUITE 350
LAKE OSWEGO, OR 97035
* $ -1,000 4 $ 1,080,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 641,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 4 $ 946,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 4 $ 1,398,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 4 $ 221,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 9,512,407,000 3 $ 1,371,000
Onpoint Community Credit Union
2701 NW VAUGHN ST STE 800
PORTLAND, OR 97210
* $ 4,561,054,000 3 $ 695,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 3 $ 551,000
First Community Credit Union
200 N. ADAMS ST.
COQUILLE, OR 97423
* $ 969,995,000 3 $ 127,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 629,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 3 $ 842,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 3 $ 693,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 3 $ 481,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 677,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 886,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 1,110,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 599,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 3 $ 517,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 83,730,044,000 2 $ 432,000
Bank of Eastern Oregon
279 N MAIN ST
HEPPNER, OR 97836
* $ 382,103,000 2 $ 659,000
Mortgage Brokers Services, Inc.
604 OAKESDALE AVENUE SW #B-103
RENTON, WA 98057
* $ -1,000 2 $ 370,000
First California Mortgage Co., Inc.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ -1,000 2 $ 496,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 490,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 122,631,667,000 2 $ 567,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 405,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 440,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 326,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 504,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 568,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 2 $ 676,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 2 $ 588,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ -1,000 2 $ 457,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 233,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 2 $ 595,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 2 $ 119,000
Wsecu
PO BOX WSECU
OLYMPIA, WA 98507
* $ 2,543,164,000 2 $ 427,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 2 $ 572,000
Lower Valley Credit Union
900 YAKIMA VALLEY HWY
SUNNYSIDE, WA 98930
* $ 111,078,000 2 $ 215,000
Columbia Credit Union
PO BOX 324
VANCOUVER, WA 98666
* $ 1,229,367,000 2 $ 106,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 2 $ 546,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 2 $ 377,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 13,155,641,000 2 $ 295,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 2 $ 373,000
Loanstar Home Loans, LLC dba Loanstar Home Lending
9020 SW WASHINGTON SQUARE RD SUITE 350
PORTLAND, OR 97223
* $ -1,000 1 $ 139,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 1 $ 186,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 225,000
Solarity Credit Union
P.O. BOX 2922
YAKIMA, WA 98902
* $ 714,167,000 1 $ 175,000
Nw Priority Credit Union
12630 SE DIVISION
PORTLAND, OR 97045
* $ 244,678,000 1 $ 95,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 428,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 130,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,524,000 1 $ 444,000
Mortgage Capital Associates, Inc.
11150 W OYMPIC BLVD. STE. 1160
LOS ANGELES, CA 90064
* $ -1,000 1 $ 186,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 9,433,163,000 1 $ 251,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 166,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 98,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 444,000
Golden Empire Mortgage, Inc.
1200 DISCOVERY DRIVE, SUITE 300
BAKERSFIELD, CA 93309
* $ -1,000 1 $ 280,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 385,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 1 $ 54,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 73,277,772,000 1 $ 330,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 7,568,756,000 1 $ 400,000
Advantis Credit Union
10501 SE MAIN ST
OREGON CITY, OR 97222
* $ 1,319,728,000 1 $ 310,000
First Direct Lending LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 219,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 1 $ 216,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 651,499,000 1 $ 59,000
Summit Mortgage Corporation
4700 SW MACADAM AVE
PORTLAND, OR 97239
* $ -1,000 1 $ 100,000
Red Canoe Credit Union
1418 15TH AVE
LONGVIEW, WA 98632
* $ 693,208,000 1 $ 45,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 561,134,000 1 $ 295,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 186,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 1 $ 168,000
Capital Educators Fed CU
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 554,076,000 1 $ 25,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 161,000
Bank of the Pacific
300 EAST MARKET / PO BOX 1826
ABERDEEN, WA 98520
* $ 890,346,000 1 $ 19,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 1 $ 261,000
Central Willamette Credit Union
7101 SUPRA DR SW
ALBANY, OR 97321
* $ 260,127,000 1 $ 88,000
Timberland Bank
624 SIMPSON AVE
HOQUIAM, WA 98550
* $ 922,577,000 1 $ 325,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ -1,000 1 $ 250,000
Chu & Associates, Inc.
3452 EAST FOOTHILL BLVD SUITE 410
PASADENA, CA 91107
* $ -1,000 1 $ 98,000
Global
1500 W 4TH AVE
SPOKANE, WA 99201
* $ 417,079,000 1 $ 87,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 250,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 1 $ 366,000
Unitus Community Credit Union
7632 SW DURHAM RD
TIGARD, OR 97224
* $ 1,047,925,000 1 $ 412,000
Allen Mortgage Lc
1675 S CENTRAL ST
CENTENNIAL PARK, AZ 86021
* $ -1,000 1 $ 170,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 208,000
Spokane Teachers Credit Union
1620 N SIGNAL DR
LIBERTY LAKE, WA 99019
* $ 2,488,382,000 1 $ 65,000
Nexera Holding LLC
2200 POWELL STREET SUITE 340
EMERYVILLE, CA 94608
* $ 23,726,000 1 $ 261,000
Iq Credit Union
1313 MAIN STREET
VANCOUVER, WA 98660
* $ 919,297,000 1 $ 205,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 180,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 200,000
Perl Mortgage, Inc.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 1 $ 231,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,929,423,000 1 $ 308,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 190,000
American Heritage Capital, L.P.
4100 SPRING VALLEY ROAD SUITE 770
DALLAS, TX 75244
* $ -1,000 1 $ 215,000
Hapo Community Credit Union
7601 W CLEARWATER AVE
KENNEWICK, WA 99336
* $ 1,483,858,000 1 $ 128,000
Luxury Mortgage Corp.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 181,000
Willamette Valley Bank
101 HIGH ST NE
SALEM, OR 97301
* $ 176,689,000 1 $ 210,000
Lpmc, LLC dba Landmark Profess
1255 LEE ST SE
SALEM, OR 97302
* $ -1,000 1 $ 132,000
Inland Northwest Bank
421 W RIVERSIDE AVE, STE 113
SPOKANE, WA 99201
* $ 635,539,000 1 $ 230,000
Opes Advisors, Inc.
19330 STEVENS CREEK BLVD
CUPERTINO, CA 95014
* $ -1,000 1 $ 276,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 98,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 24,452,112,000 1 $ 430,000
Minnesota Power Employees Credit Union
30 W SUPERIOR ST. STE. 126
DULUTH, MN 55802
* $ 211,780,000 1 $ 550,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 215,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 1 $ 148,000
Hightechlending, Inc
2030 MAIN ST 350
IRVINE, CA 92614
* $ -1,000 1 $ 111,000

The tables below break down 2017 mortgage applications in Klickitat County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Klickitat County, WA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 500 $121,326,000 $242,000 $1,025,000 $87,000 $752,000
Refinancing 461 $92,696,000 $201,000 $850,000 $78,000 $792,000
Home Improvement 76 $9,527,000 $125,000 $685,000 $80,000 $567,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 738 $162,180,000 $219,000 $991,000 $86,000 $792,000
Not Provided 168 $35,526,000 $211,000 $850,000 $92,000 $737,000
Not applicable 67 $14,996,000 $223,000 $1,025,000 $28,000 $218,000
Hispanic 38 $5,763,000 $151,000 $281,000 $56,000 $178,000
American Indian or Alaskan Native 16 $3,157,000 $197,000 $679,000 $84,000 $347,000
Asian 6 $1,059,000 $176,000 $271,000 $97,000 $137,000
Black or African American 2 $432,000 $216,000 $309,000 $46,000 $50,000
Native Hawaiian or Other Pacific Islander 2 $436,000 $218,000 $255,000 $111,000 $150,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 703 $153,098,000 $217,000 $1,025,000 $94,000 $792,000
VA-guaranteed (Veterans Administration) 183 $47,268,000 $258,000 $663,000 $69,000 $246,000
FHA-insured (Federal Housing Administration) 132 $20,554,000 $155,000 $280,000 $46,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,629,000 $138,000 $306,000 $38,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 537 $119,222,000 $222,000 $1,025,000 $89,000 $752,000
Application Withdrawn By Applicant 167 $37,703,000 $225,000 $850,000 $89,000 $472,000
Application Denied By Financial Institution 151 $24,906,000 $164,000 $850,000 $68,000 $653,000
Loan Purchased By The Institution 109 $24,187,000 $221,000 $426,000 $50,000 $279,000
File Closed For Incompleteness 41 $10,975,000 $267,000 $800,000 $124,000 $792,000
Application Approved But Not Accepted 32 $6,556,000 $204,000 $495,000 $63,000 $112,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 26 $4,611,000 $177,000 $600,000 $93,000 $653,000
Credit History 21 $2,342,000 $111,000 $294,000 $56,000 $120,000
Debt-To-Income Ratio 17 $3,519,000 $207,000 $850,000 $61,000 $225,000
Credit Application Incomplete 16 $2,738,000 $171,000 $317,000 $77,000 $169,000
Other 12 $1,637,000 $136,000 $397,000 $69,000 $193,000
Insufficient Cash (Downpayment, Closing Cost) 4 $878,000 $219,000 $354,000 $73,000 $102,000
Unverifiable Information 3 $444,000 $148,000 $268,000 $24,000 $40,000
Employment History 2 $338,000 $169,000 $200,000 $49,000 $55,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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