Lampasas County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Unlock detailed Lampasas County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,129
Total Mortgage Loan Application Amount $125,365,000
Average Mortgage Loan Application Amount $111,000
Highest Mortgage Loan Application Amount $2,070,000
Average Applicant Income $69,000
Highest Applicant Income $1,314,000

Mortgage Company List for Lending in Lampasas County TX for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 87 $ 7,021,000
NATIONAL UNITED
905 MAIN ST
GATESVILLE, TX 76528
* $ 436,634,000 63 $ 5,932,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 63 $ 7,321,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 55 $ 8,466,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 53 $ 6,107,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 51 $ 4,576,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 43 $ 5,580,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 43 $ 5,232,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 35 $ 4,425,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 31 $ 379,000
FIRST TEXAS BANK
501 E 3RD
LAMPASAS, TX 76550
* $ 96,614,000 30 $ 1,720,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,901,132,000 28 $ 4,222,000
FIRST NATIONAL BANK TEXAS
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 738,769,000 28 $ 3,882,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 27 $ 4,215,000
WELLS FARGO FIN'L TEXAS, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 24 $ 1,674,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 23 $ 2,115,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 21 $ 1,377,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 19 $ 2,305,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 19 $ 2,541,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 16 $ 2,507,000
FIRST STATE HOME LOAN
302 MILLERS CROSSING SUITE 11
HARKER HEIGHTS, TX 76548
* $ 215,294,000 15 $ 2,178,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 15 $ 2,533,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 15 $ 614,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 15 $ 2,071,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 14 $ 1,894,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 12 $ 1,890,000
FIRST STATE BANK OF BURNET
136 E WASHINGTON
BURNET, TX 78611
* $ 153,842,000 12 $ 992,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 10 $ 910,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 9 $ 1,391,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 9 $ 1,027,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 9 $ 1,068,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 9 $ 687,000
FIRST STATE BANK CENTRAL TEXAS
P. O. BOX 6136
TEMPLE, TX 76503
* $ 954,204,000 8 $ 1,149,000
TEXAS PARTNERS FEDERAL CREDIT UNION
1011 WALES DRIVE
KILLEEN, TX 76549
* $ 102,135,000 8 $ 674,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 1,492,991,000 8 $ 1,016,000
FIRST TEXAS BANK
3514 S WS YOUNG DRIVE
KILLEEN, TX 76542
* $ 169,349,000 7 $ 253,000
EXTRACO BANKS, NATIONAL ASSOCIATION
18 SOUTH MAIN STREET
TEMPLE, TX 76501
* $ 1,016,232,000 7 $ 2,280,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 43,810,702,000 6 $ 365,000
ENCORE BANK, NA
NINE GREENWAY PLAZA, SUITE 1000
HOUSTON, TX 77046
* $ 1,399,426,000 6 $ 270,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 6 $ 891,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 6 $ 880,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 5 $ 540,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 5 $ 682,000
ALETHES, LLC
8601 RR 2222 SUITE 1-150
AUSTIN, TX 78730
* $ 10,000,000 5 $ 742,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 5 $ 742,000
DHI MORTGAGE COMPANY, LTD.
10700 PECAN PARK BLVD, SUITE 450
DALLAS, TX 78750
* $ 10,000,000 5 $ 942,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 5 $ 395,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 5 $ 774,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 4 $ 74,000
UNION STATE BANK
100 E. MAIN STREET
FLORENCE, TX 76527
* $ 299,126,000 4 $ 431,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 4 $ 582,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 4 $ 482,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 4 $ 281,000
SOUTHWEST STAGE FUNDING LLC
6816 EAST BROWN ROAD
MESA, AZ 85207
* $ 5,889,539,000 4 $ 458,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 4 $ 418,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 335,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 3 $ 442,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 3 $ 258,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 3 $ 237,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 3 $ 115,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 137,049,763,000 3 $ 440,000
WOODHAVEN NATIONAL BANK
6750 BRIDGE STREET
FORT WORTH, TX 76112
* $ 319,266,000 3 $ 118,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 2 $ 498,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 102,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 2 $ 152,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 2 $ 200,000
INTERNATIONAL BANK OF COMMERCE
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,438,986,000 2 $ 77,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 2 $ 125,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 2 $ 297,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 2 $ 217,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 2 $ 212,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 326,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 2 $ 240,000
RMC VANGUARD
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 159,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 163,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 1 $ 6,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 100,000
CERTIFIED FUNDING, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 1 $ 33,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 1 $ 104,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 65,000
REPUBLIC MORTGAGE HOME LOANS
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 1 $ 104,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 1 $ 170,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
WILMINGTON, DE 84020
* $ 10,000,000 1 $ 63,000
CLASSIC HOME FINANCIAL, INC.
10700 RICHMOND AVENUE #150
HOUSTON, TX 77042
* $ 428,000,000 1 $ 126,000
PANORAMA MORTGAGE GROUP, LLC
350 SOUTH RAMPART BLVD, STE 310
CARSON CITY, NV 89145
* $ 10,000,000 1 $ 158,000
AMERICASH
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 149,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 179,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 138,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 90,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 40,000
STONEWATER MORTGAGE CORPORATIO
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 107,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 50,000
DIRECT EQUITY MORTGAGE
3285 N. FORT APACHE RD.
LAS VEGAS, NV 89129
* $ 10,000,000 1 $ 158,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 151,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 189,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
SALT LAKE CITY, UT 84047
* $ 10,000,000 1 $ 66,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 104,000
HEART O' TEXAS FEDERAL CREDIT UNION
PO BOX 11
WACO, TX 76703
* $ 49,289,000 1 $ 35,000
AMPLIFY FEDERAL CREDIT UNION
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 426,487,000 1 $ 15,000
EDUCATORS CREDIT UNION
501 W STATE HWY 6
WACO, TX 76710
* $ 188,919,000 1 $ 30,000
UNITED HERITAGE CREDIT UNION
12208 N MOPAC EXPY
AUSTIN, TX 78758
* $ 529,267,000 1 $ 70,000
SERVICE FEDERAL CREDIT UNION
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 1,194,068,000 1 $ 62,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 1,027,186,000 1 $ 90,000
SECURITY STATE BANK & TRUST
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ 593,435,000 1 $ 53,000
THE BANK AND TRUST, S.S.B.
1200 VETERANS BLVD
DEL RIO, TX 78840
* $ 327,778,000 1 $ 19,000
HORIZON BANK, SSB
600 CONGRESS AVENUE, SUITE 400
AUSTIN, TX 78701
* $ 100,272,000 1 $ 750,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 978,554,000 1 $ 76,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 120,000
FIRST COMMUNITY BANK
2945 S. 132ND ST.
OMAHA, NE 68144
* $ 57,109,000 1 $ 130,000
RANDOLPH-BROOKS FEDERAL CREDIT UNION
PO BOX 2097
LIVE OAK, TX 78148
* $ 2,952,342,000 1 $ 180,000
CHARTER BANK
2130 EUBANK BLVD NE
ALBUQUERQUE, NM 87112
* $ 1,405,353,000 1 $ 48,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 245,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 156,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 1 $ 130,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 1 $ 102,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 962,672,000 1 $ 202,000
PNC REVERSE MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 92,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 19,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 160,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 165,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 165,000
TEXAS COMMUNITY BANK, N.A.
P. O. BOX 450269
LAREDO, TX 78045
* $ 484,697,000 1 $ 121,000
BANK OF OKLAHOMA, NA
PO BOX 2300
TULSA, OK 74102
* $ 14,649,115,000 1 $ 241,000
FSNB, NATIONAL ASSOCIATION
PO BOX 33309
LAWTON, OK 73501
* $ 275,731,000 1 $ 3,000
FORT HOOD NATIONAL BANK
BUILDING 50005 CLEAR CREEK
FORT HOOD, TX 76544
* $ 204,418,000 1 $ 40,000
AMERICAN BANK OF TEXAS, N.A.
418 N HIGHWAY 281
MARBLE FALLS, TX 78654
* $ 668,839,000 1 $ 35,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 1 $ 206,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 1 $ 82,000
THE NATIONAL BANK AND TRUST CO
48 N SOUTH STREET
WILMINGTON, OH 45177
* $ 518,109,000 1 $ 6,000
CENTURY BANK, N.A.
201 RICE ST
NEW BOSTON, TX 75570
* $ 1,336,524,000 1 $ 72,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Lampasas County TX in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 541 $71,149,000 $131,000 $750,000 $71,000 $950,000
Refinancing 412 $47,837,000 $116,000 $2,070,000 $64,000 $1,314,000
Home Improvement 176 $6,379,000 $36,000 $192,000 $74,000 $220,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 770 $80,333,000 $104,000 $750,000 $73,000 $450,000
Not applicable 119 $19,718,000 $165,000 $2,070,000 $39,000 $950,000
Hispanic 101 $11,009,000 $109,000 $325,000 $63,000 $169,000
Not Provided 94 $8,902,000 $94,000 $750,000 $80,000 $1,314,000
Black or African American 29 $4,275,000 $147,000 $348,000 $64,000 $132,000
Asian 8 $626,000 $78,000 $175,000 $80,000 $98,000
American Indian or Alaskan Native 5 $327,000 $65,000 $175,000 $56,000 $75,000
Native Hawaiian or Other Pacific Islander 3 $175,000 $58,000 $144,000 $59,000 $103,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 768 $72,217,000 $94,000 $2,070,000 $72,000 $950,000
VA-guaranteed (Veterans Administration) 226 $37,054,000 $163,000 $364,000 $57,000 $192,000
FHA-insured (Federal Housing Administration) 135 $16,094,000 $119,000 $275,000 $71,000 $1,314,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 458 $51,497,000 $112,000 $2,070,000 $74,000 $450,000
Application Denied By Financial Institution 256 $22,910,000 $89,000 $750,000 $72,000 $1,314,000
Loan Purchased By The Institution 228 $32,140,000 $140,000 $364,000 $51,000 $950,000
Application Withdrawn By Applicant 85 $8,344,000 $98,000 $322,000 $68,000 $191,000
Application Approved But Not Accepted 67 $6,559,000 $97,000 $267,000 $76,000 $200,000
File Closed For Incompleteness 34 $3,882,000 $114,000 $348,000 $81,000 $220,000
Preapproval Denied by Financial Institution 1 $33,000 $33,000 $33,000 $143,000 $143,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 49 $3,586,000 $73,000 $240,000 $68,000 $160,000
Collateral 31 $2,991,000 $96,000 $436,000 $77,000 $151,000
Debt-To-Income Ratio 30 $2,341,000 $78,000 $269,000 $55,000 $230,000
Other 18 $1,567,000 $87,000 $211,000 $68,000 $192,000
Credit Application Incomplete 13 $1,402,000 $107,000 $165,000 $75,000 $136,000
Unverifiable Information 4 $368,000 $92,000 $120,000 $62,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 2 $880,000 $440,000 $750,000 $251,000 $427,000
Employment History 1 $52,000 $52,000 $52,000 $50,000 $50,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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