1St Signature Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
1St Signature Lending, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 1St Signature Lending, Llc 9800 Crosspoint Blvd. Indianapolis, IN 46256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 720 |
| Total Mortgage Loan Application Amount | $118,816,000 |
| Average Mortgage Loan Application Amount | $165,500 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $71,500 |
| Highest Applicant Income | $373,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with 1St Signature Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 1St Signature Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down 1St Signature Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 1St Signature Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by 1St Signature Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 1St Signature Lending, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion County Indiana | 89 | $ 13,561,000 | $ 152,000 | $ 67,000 |
| Hamilton County Indiana | 81 | $ 16,160,000 | $ 199,000 | $ 90,000 |
| Delaware County Indiana | 43 | $ 6,655,000 | $ 154,000 | $ 72,000 |
| Madison County Indiana | 31 | $ 3,851,000 | $ 124,000 | $ 56,000 |
| Hancock County Indiana | 22 | $ 3,546,000 | $ 161,000 | $ 54,000 |
| Lake County Indiana | 22 | $ 3,266,000 | $ 148,000 | $ 72,000 |
| Hendricks County Indiana | 20 | $ 5,032,000 | $ 251,000 | $ 83,000 |
| Morgan County Indiana | 15 | $ 3,246,000 | $ 216,000 | $ 77,000 |
| Allen County Indiana | 14 | $ 1,656,000 | $ 118,000 | $ 48,000 |
| Johnson County Indiana | 13 | $ 1,781,000 | $ 137,000 | $ 56,000 |
| Jefferson County Kentucky | 13 | $ 1,522,000 | $ 117,000 | $ 59,000 |
| Boone County Indiana | 11 | $ 2,389,000 | $ 217,000 | $ 63,000 |
| St. Joseph County Indiana | 9 | $ 1,019,000 | $ 113,000 | $ 69,000 |
| LaPorte County Indiana | 8 | $ 977,000 | $ 122,000 | $ 51,000 |
| Miami County Indiana | 8 | $ 745,000 | $ 93,000 | $ 45,000 |
| Monroe County Indiana | 8 | $ 1,315,000 | $ 164,000 | $ 52,000 |
| Porter County Indiana | 8 | $ 1,451,000 | $ 181,000 | $ 80,000 |
| Gibson County Indiana | 7 | $ 705,000 | $ 100,000 | $ 66,000 |
| Henry County Indiana | 7 | $ 1,108,000 | $ 158,000 | $ 77,000 |
| Owen County Indiana | 7 | $ 1,140,000 | $ 162,000 | $ 89,000 |
| White County Indiana | 7 | $ 1,285,000 | $ 183,000 | $ 84,000 |
| Howard County Indiana | 6 | $ 995,000 | $ 165,000 | $ 72,000 |
| Putnam County Indiana | 6 | $ 1,220,000 | $ 203,000 | $ 78,000 |
| Tippecanoe County Indiana | 6 | $ 1,020,000 | $ 170,000 | $ 90,000 |
| Grant County Indiana | 5 | $ 958,000 | $ 191,000 | $ 78,000 |
| Randolph County Indiana | 5 | $ 869,000 | $ 173,000 | $ 76,000 |
| Shelby County Indiana | 5 | $ 596,000 | $ 119,000 | $ 75,000 |
| Spencer County Kentucky | 5 | $ 1,327,000 | $ 265,000 | $ 99,000 |
| Butler County Ohio | 5 | $ 1,048,000 | $ 209,000 | $ 88,000 |
| Montgomery County Ohio | 5 | $ 688,000 | $ 137,000 | $ 79,000 |
| Hillsborough County Florida | 4 | $ 969,000 | $ 242,000 | $ 111,000 |
| Carroll County Indiana | 4 | $ 659,000 | $ 164,000 | $ 69,000 |
| Clark County Indiana | 4 | $ 605,000 | $ 151,000 | $ 65,000 |
| Franklin County Indiana | 4 | $ 644,000 | $ 161,000 | $ 67,000 |
| Jennings County Indiana | 4 | $ 433,000 | $ 108,000 | $ 66,000 |
| Noble County Indiana | 4 | $ 451,000 | $ 112,000 | $ 62,000 |
| Boone County Kentucky | 4 | $ 782,000 | $ 195,000 | $ 73,000 |
| Shelby County Kentucky | 4 | $ 1,002,000 | $ 250,000 | $ 87,000 |
| Hamilton County Ohio | 4 | $ 636,000 | $ 159,000 | $ 70,000 |
| Bartholomew County Indiana | 3 | $ 306,000 | $ 102,000 | $ 42,000 |
| Clay County Indiana | 3 | $ 412,000 | $ 137,000 | $ 43,000 |
| Clinton County Indiana | 3 | $ 529,000 | $ 176,000 | $ 75,000 |
| Elkhart County Indiana | 3 | $ 280,000 | $ 93,000 | $ 56,000 |
| Jackson County Indiana | 3 | $ 501,000 | $ 167,000 | $ 40,000 |
| Lawrence County Indiana | 3 | $ 575,000 | $ 191,000 | $ 94,000 |
| Tipton County Indiana | 3 | $ 423,000 | $ 141,000 | $ 48,000 |
| Bullitt County Kentucky | 3 | $ 673,000 | $ 224,000 | $ 71,000 |
| Fayette County Kentucky | 3 | $ 383,000 | $ 127,000 | $ 44,000 |
| Franklin County Kentucky | 3 | $ 417,000 | $ 139,000 | $ 64,000 |
| Adams County Ohio | 3 | $ 507,000 | $ 169,000 | $ 66,000 |
| Brown County Ohio | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
| Jefferson County Ohio | 3 | $ 362,000 | $ 120,000 | $ 65,000 |
| Shelby County Ohio | 3 | $ 751,000 | $ 250,000 | $ 78,000 |
| Warren County Ohio | 3 | $ 895,000 | $ 298,000 | $ 114,000 |
| Blackford County Indiana | 2 | $ 288,000 | $ 144,000 | $ 81,000 |
| Brown County Indiana | 2 | $ 220,000 | $ 110,000 | $ 83,000 |
| Daviess County Indiana | 2 | $ 333,000 | $ 166,000 | $ 76,000 |
| Decatur County Indiana | 2 | $ 502,000 | $ 251,000 | $ 81,000 |
| Fountain County Indiana | 2 | $ 398,000 | $ 199,000 | $ 66,000 |
| Huntington County Indiana | 2 | $ 303,000 | $ 151,000 | $ 87,000 |
| Kosciusko County Indiana | 2 | $ 208,000 | $ 104,000 | $ 29,000 |
| LaGrange County Indiana | 2 | $ 180,000 | $ 90,000 | $ 52,000 |
| Montgomery County Indiana | 2 | $ 383,000 | $ 191,000 | $ 72,000 |
| Ripley County Indiana | 2 | $ 218,000 | $ 109,000 | $ 49,000 |
| Rush County Indiana | 2 | $ 257,000 | $ 128,000 | $ 74,000 |
| Union County Indiana | 2 | $ 367,000 | $ 183,000 | $ 44,000 |
| Vanderburgh County Indiana | 2 | $ 233,000 | $ 116,000 | $ 49,000 |
| Vigo County Indiana | 2 | $ 372,000 | $ 186,000 | $ 122,000 |
| Warrick County Indiana | 2 | $ 486,000 | $ 243,000 | $ 60,000 |
| Wayne County Indiana | 2 | $ 538,000 | $ 269,000 | $ 138,000 |
| Whitley County Indiana | 2 | $ 458,000 | $ 229,000 | $ 77,000 |
| Caldwell County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 89,000 |
| Campbell County Kentucky | 2 | $ 384,000 | $ 192,000 | $ 58,000 |
| Jessamine County Kentucky | 2 | $ 286,000 | $ 143,000 | $ 45,000 |
| Marshall County Kentucky | 2 | $ 262,000 | $ 131,000 | $ 55,000 |
| McCracken County Kentucky | 2 | $ 128,000 | $ 64,000 | $ 70,000 |
| Oldham County Kentucky | 2 | $ 462,000 | $ 231,000 | $ 128,000 |
| Warren County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Clermont County Ohio | 2 | $ 443,000 | $ 221,000 | $ 60,000 |
| Fairfield County Ohio | 2 | $ 220,000 | $ 110,000 | $ 46,000 |
| Fayette County Ohio | 2 | $ 426,000 | $ 213,000 | $ 66,000 |
| Preble County Ohio | 2 | $ 215,000 | $ 107,000 | $ 41,000 |
| Stark County Ohio | 2 | $ 192,000 | $ 96,000 | $ 70,000 |
| Tuscarawas County Ohio | 2 | $ 220,000 | $ 110,000 | $ 75,000 |
| Rutherford County Tennessee | 2 | $ 393,000 | $ 196,000 | $ 37,000 |
| Denver County Colorado | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Brevard County Florida | 1 | $ 98,000 | $ 98,000 | $ 111,000 |
| Lee County Florida | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
| Martin County Florida | 1 | $ 328,000 | $ 328,000 | $ 96,000 |
| Okaloosa County Florida | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Orange County Florida | 1 | $ 99,000 | $ 99,000 | $ 49,000 |
| Volusia County Florida | 1 | $ 264,000 | $ 264,000 | $ 203,000 |
| Chatham County Georgia | 1 | $ 188,000 | $ 188,000 | $ 80,000 |
| Habersham County Georgia | 1 | $ 70,000 | $ 70,000 | $ 16,000 |
| Hancock County Georgia | 1 | $ 274,000 | $ 274,000 | $ 68,000 |
| Henry County Georgia | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Jeff Davis County Georgia | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Richmond County Georgia | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Benton County Indiana | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Cass County Indiana | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Dearborn County Indiana | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| DeKalb County Indiana | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Fayette County Indiana | 1 | $ 187,000 | $ 187,000 | $ 104,000 |
| Fulton County Indiana | 1 | $ 96,000 | $ 96,000 | $ 72,000 |
| Harrison County Indiana | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
| Jay County Indiana | 1 | $ 86,000 | $ 86,000 | $ 59,000 |
| Knox County Indiana | 1 | $ 190,000 | $ 190,000 | $ 81,000 |
| Marshall County Indiana | 1 | $ 153,000 | $ 153,000 | $ 40,000 |
| Martin County Indiana | 1 | $ 96,000 | $ 96,000 | $ 86,000 |
| Newton County Indiana | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| Ohio County Indiana | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| Orange County Indiana | 1 | $ 417,000 | $ 417,000 | $ 106,000 |
| Posey County Indiana | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Pulaski County Indiana | 1 | $ 178,000 | $ 178,000 | $ 57,000 |
| Scott County Indiana | 1 | $ 157,000 | $ 157,000 | $ 55,000 |
| Steuben County Indiana | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Switzerland County Indiana | 1 | $ 214,000 | $ 214,000 | $ 92,000 |
| Vermillion County Indiana | 1 | $ 163,000 | $ 163,000 | $ 97,000 |
| Warren County Indiana | 1 | $ 294,000 | $ 294,000 | $ 66,000 |
| Washington County Indiana | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Wells County Indiana | 1 | $ 87,000 | $ 87,000 | $ 61,000 |
| Bath County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 36,000 |
| Bourbon County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 51,000 |
| Boyd County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Bracken County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 112,000 |
| Calloway County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 160,000 |
| Clark County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 41,000 |
| Gallatin County Kentucky | 1 | $ 246,000 | $ 246,000 | $ 101,000 |
| Grant County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 84,000 |
| Graves County Kentucky | 1 | $ 259,000 | $ 259,000 | $ 84,000 |
| Greenup County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 130,000 |
| Hardin County Kentucky | 1 | $ 294,000 | $ 294,000 | $ 120,000 |
| Harrison County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Henry County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 70,000 |
| Hopkins County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| Kenton County Kentucky | 1 | $ 146,000 | $ 146,000 | $ 58,000 |
| Lee County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 29,000 |
| Livingston County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 98,000 |
| Meade County Kentucky | 1 | $ 299,000 | $ 299,000 | $ 126,000 |
| Nelson County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 99,000 |
| Pulaski County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Russell County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 33,000 |
| Scott County Kentucky | 1 | $ 241,000 | $ 241,000 | $ 103,000 |
| Trigg County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Wayne County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Webster County Kentucky | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Allen County Ohio | 1 | $ 157,000 | $ 157,000 | $ 76,000 |
| Athens County Ohio | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Clark County Ohio | 1 | $ 136,000 | $ 136,000 | $ 135,000 |
| Clinton County Ohio | 1 | $ 236,000 | $ 236,000 | $ 108,000 |
| Cuyahoga County Ohio | 1 | $ 92,000 | $ 92,000 | $ 54,000 |
| Delaware County Ohio | 1 | $ 338,000 | $ 338,000 | $ 120,000 |
| Franklin County Ohio | 1 | $ 232,000 | $ 232,000 | $ 100,000 |
| Gallia County Ohio | 1 | $ 79,000 | $ 79,000 | $ 127,000 |
| Greene County Ohio | 1 | $ 348,000 | $ 348,000 | $ 150,000 |
| Licking County Ohio | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Lorain County Ohio | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Madison County Ohio | 1 | $ 139,000 | $ 139,000 | $ 38,000 |
| Perry County Ohio | 1 | $ 293,000 | $ 293,000 | $ 154,000 |
| Pike County Ohio | 1 | $ 281,000 | $ 281,000 | $ 70,000 |
| Portage County Ohio | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Ross County Ohio | 1 | $ 214,000 | $ 214,000 | $ 50,000 |
| Summit County Ohio | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Vinton County Ohio | 1 | $ 91,000 | $ 91,000 | $ 58,000 |
| Coffee County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Davidson County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 7,000 |
| Franklin County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Hamilton County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 32,000 |
| Sumner County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 10,000 |
Mortgage Loan Application Detail Totals for 1St Signature Lending, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 413 | $65,420,000 | $158,000 | $417,000 | $70,000 | $359,000 |
| Home Purchase | 307 | $53,396,000 | $173,000 | $417,000 | $73,000 | $373,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 613 | $102,978,000 | $167,000 | $417,000 | $73,000 | $373,000 |
| Black or African American | 46 | $6,828,000 | $148,000 | $365,000 | $57,000 | $216,000 |
| Not Provided | 28 | $3,957,000 | $141,000 | $352,000 | $63,000 | $112,000 |
| Hispanic | 22 | $3,072,000 | $139,000 | $328,000 | $67,000 | $122,000 |
| Asian | 8 | $1,514,000 | $189,000 | $397,000 | $79,000 | $153,000 |
| American Indian or Alaskan Native | 2 | $309,000 | $154,000 | $254,000 | $105,000 | $114,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $158,000 | $158,000 | $158,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 305 | $46,092,000 | $151,000 | $372,000 | $63,000 | $359,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 295 | $52,724,000 | $178,000 | $417,000 | $83,000 | $373,000 |
| VA-guaranteed (Veterans Administration) | 78 | $13,901,000 | $178,000 | $365,000 | $68,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $6,099,000 | $145,000 | $307,000 | $54,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 428 | $74,604,000 | $174,000 | $417,000 | $72,000 | $346,000 |
| Application Withdrawn By Applicant | 220 | $34,075,000 | $154,000 | $417,000 | $71,000 | $373,000 |
| Application Denied By Financial Institution | 72 | $10,137,000 | $140,000 | $374,000 | $65,000 | $230,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 1St Signature Lending, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 1St Signature Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.