5Th Street Capital, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
5Th Street Capital, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 5Th Street Capital, Inc. 2020 Camino Del Rio N #300 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,353 |
| Total Mortgage Loan Application Amount | $1,361,585,000 |
| Average Mortgage Loan Application Amount | $967,800 |
| Highest Mortgage Loan Application Amount | $7,955,000 |
| Average Applicant Income | $544,800 |
| Highest Applicant Income | $8,768,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with 5Th Street Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 5Th Street Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down 5Th Street Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 5Th Street Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by 5Th Street Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 5Th Street Capital, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 351 | $ 481,515,000 | $ 1,371,000 | $ 498,000 |
| Orange County California | 119 | $ 175,075,000 | $ 1,471,000 | $ 666,000 |
| San Diego County California | 119 | $ 135,625,000 | $ 1,139,000 | $ 701,000 |
| Riverside County California | 68 | $ 48,670,000 | $ 715,000 | $ 481,000 |
| Maricopa County Arizona | 40 | $ 22,700,000 | $ 567,000 | $ 245,000 |
| San Francisco County California | 39 | $ 38,705,000 | $ 992,000 | $ 326,000 |
| Ventura County California | 34 | $ 38,180,000 | $ 1,122,000 | $ 535,000 |
| Clark County Nevada | 32 | $ 20,420,000 | $ 638,000 | $ 534,000 |
| San Bernardino County California | 30 | $ 15,430,000 | $ 514,000 | $ 623,000 |
| Alameda County California | 21 | $ 18,085,000 | $ 861,000 | $ 569,000 |
| Orange County Florida | 18 | $ 6,000,000 | $ 333,000 | $ 128,000 |
| Contra Costa County California | 17 | $ 10,865,000 | $ 639,000 | $ 279,000 |
| Stanislaus County California | 17 | $ 8,295,000 | $ 487,000 | $ 586,000 |
| San Joaquin County California | 13 | $ 7,585,000 | $ 583,000 | $ 243,000 |
| Santa Clara County California | 13 | $ 18,655,000 | $ 1,435,000 | $ 467,000 |
| Harris County Texas | 13 | $ 4,715,000 | $ 362,000 | $ 370,000 |
| Sacramento County California | 12 | $ 6,030,000 | $ 502,000 | $ 197,000 |
| Santa Barbara County California | 12 | $ 25,410,000 | $ 2,117,000 | $ 538,000 |
| Broward County Florida | 12 | $ 8,060,000 | $ 671,000 | $ 292,000 |
| Marin County California | 10 | $ 11,670,000 | $ 1,167,000 | $ 390,000 |
| San Mateo County California | 10 | $ 10,550,000 | $ 1,055,000 | $ 640,000 |
| Dallas County Texas | 9 | $ 5,145,000 | $ 571,000 | $ 227,000 |
| Montgomery County Texas | 9 | $ 4,315,000 | $ 479,000 | $ 279,000 |
| Monterey County California | 8 | $ 11,320,000 | $ 1,415,000 | $ 646,000 |
| San Benito County California | 8 | $ 6,720,000 | $ 840,000 | $ 769,000 |
| Collin County Texas | 8 | $ 2,730,000 | $ 341,000 | $ 230,000 |
| Sonoma County California | 7 | $ 5,445,000 | $ 777,000 | $ 232,000 |
| Miami-Dade County Florida | 7 | $ 4,225,000 | $ 603,000 | $ 359,000 |
| Osceola County Florida | 7 | $ 2,445,000 | $ 349,000 | $ 294,000 |
| Polk County Florida | 7 | $ 1,815,000 | $ 259,000 | $ 22,000 |
| El Dorado County California | 6 | $ 5,220,000 | $ 870,000 | $ 335,000 |
| Arapahoe County Colorado | 6 | $ 7,900,000 | $ 1,316,000 | $ 463,000 |
| Hillsborough County Florida | 6 | $ 2,240,000 | $ 373,000 | $ 206,000 |
| Pasco County Florida | 6 | $ 1,810,000 | $ 301,000 | $ 417,000 |
| Utah County Utah | 6 | $ 3,370,000 | $ 561,000 | $ 386,000 |
| Santa Cruz County California | 5 | $ 8,665,000 | $ 1,733,000 | $ 266,000 |
| Palm Beach County Florida | 5 | $ 4,385,000 | $ 877,000 | $ 415,000 |
| Tarrant County Texas | 5 | $ 1,325,000 | $ 265,000 | $ 80,000 |
| Travis County Texas | 5 | $ 4,985,000 | $ 997,000 | $ 602,000 |
| Snohomish County Washington | 5 | $ 1,915,000 | $ 383,000 | $ 57,000 |
| Fresno County California | 4 | $ 1,790,000 | $ 447,000 | $ 134,000 |
| Merced County California | 4 | $ 2,870,000 | $ 717,000 | $ 472,000 |
| Cobb County Georgia | 4 | $ 1,120,000 | $ 280,000 | $ 455,000 |
| Denton County Texas | 4 | $ 4,330,000 | $ 1,082,000 | $ 699,000 |
| Fort Bend County Texas | 4 | $ 2,690,000 | $ 672,000 | $ 204,000 |
| Summit County Utah | 4 | $ 5,290,000 | $ 1,322,000 | $ 538,000 |
| King County Washington | 4 | $ 2,240,000 | $ 560,000 | $ 107,000 |
| Coconino County Arizona | 3 | $ 2,895,000 | $ 965,000 | $ 1,603,000 |
| Pinal County Arizona | 3 | $ 1,205,000 | $ 401,000 | $ 154,000 |
| Yavapai County Arizona | 3 | $ 1,425,000 | $ 475,000 | $ 354,000 |
| Kern County California | 3 | $ 2,305,000 | $ 768,000 | $ 926,000 |
| Mendocino County California | 3 | $ 1,285,000 | $ 428,000 | $ 47,000 |
| Napa County California | 3 | $ 7,715,000 | $ 2,571,000 | $ 1,887,000 |
| Placer County California | 3 | $ 4,455,000 | $ 1,485,000 | $ 624,000 |
| Solano County California | 3 | $ 1,715,000 | $ 571,000 | $ 166,000 |
| Collier County Florida | 3 | $ 2,395,000 | $ 798,000 | $ 562,000 |
| Lee County Florida | 3 | $ 1,275,000 | $ 425,000 | $ 230,000 |
| St. Johns County Florida | 3 | $ 1,905,000 | $ 635,000 | $ 208,000 |
| Fulton County Georgia | 3 | $ 2,255,000 | $ 751,000 | $ 157,000 |
| Santa Fe County New Mexico | 3 | $ 1,335,000 | $ 445,000 | $ 195,000 |
| Multnomah County Oregon | 3 | $ 1,005,000 | $ 335,000 | $ 12,000 |
| Salt Lake County Utah | 3 | $ 1,905,000 | $ 635,000 | $ 165,000 |
| Kitsap County Washington | 3 | $ 4,465,000 | $ 1,488,000 | $ 531,000 |
| Mohave County Arizona | 2 | $ 1,360,000 | $ 680,000 | $ 231,000 |
| Amador County California | 2 | $ 1,420,000 | $ 710,000 | $ 210,000 |
| Calaveras County California | 2 | $ 970,000 | $ 485,000 | $ 532,000 |
| Imperial County California | 2 | $ 480,000 | $ 240,000 | $ 1,047,000 |
| Madera County California | 2 | $ 960,000 | $ 480,000 | $ 799,000 |
| Nevada County California | 2 | $ 1,520,000 | $ 760,000 | $ 405,000 |
| Shasta County California | 2 | $ 1,160,000 | $ 580,000 | $ 1,632,000 |
| Yolo County California | 2 | $ 1,190,000 | $ 595,000 | $ 1,036,000 |
| Douglas County Colorado | 2 | $ 1,810,000 | $ 905,000 | $ 323,000 |
| Jefferson County Colorado | 2 | $ 1,810,000 | $ 905,000 | $ 600,000 |
| Weld County Colorado | 2 | $ 2,750,000 | $ 1,375,000 | $ 866,000 |
| Lake County Florida | 2 | $ 1,950,000 | $ 975,000 | $ 1,644,000 |
| Pinellas County Florida | 2 | $ 690,000 | $ 345,000 | $ 236,000 |
| Cook County Illinois | 2 | $ 670,000 | $ 335,000 | $ 55,000 |
| Orange County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 59,000 |
| Rockingham County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 73,000 |
| Deschutes County Oregon | 2 | $ 1,730,000 | $ 865,000 | $ 654,000 |
| Washington County Oregon | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Yamhill County Oregon | 2 | $ 1,200,000 | $ 600,000 | $ 299,000 |
| Hays County Texas | 2 | $ 2,410,000 | $ 1,205,000 | $ 855,000 |
| Kendall County Texas | 2 | $ 3,310,000 | $ 1,655,000 | $ 941,000 |
| Parker County Texas | 2 | $ 750,000 | $ 375,000 | $ 582,000 |
| Wasatch County Utah | 2 | $ 1,510,000 | $ 755,000 | $ 152,000 |
| Lewis County Washington | 2 | $ 1,470,000 | $ 735,000 | $ 810,000 |
| Pierce County Washington | 2 | $ 1,250,000 | $ 625,000 | $ 187,000 |
| Pima County Arizona | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Humboldt County California | 1 | $ 355,000 | $ 355,000 | $ 182,000 |
| Mariposa County California | 1 | $ 305,000 | $ 305,000 | $ 254,000 |
| Yuba County California | 1 | $ 475,000 | $ 475,000 | $ 117,000 |
| Boulder County Colorado | 1 | $ 775,000 | $ 775,000 | $ 209,000 |
| Broomfield County Colorado | 1 | $ 725,000 | $ 725,000 | $ 387,000 |
| Chaffee County Colorado | 1 | $ 415,000 | $ 415,000 | $ 180,000 |
| El Paso County Colorado | 1 | $ 385,000 | $ 385,000 | $ 107,000 |
| Summit County Colorado | 1 | $ 755,000 | $ 755,000 | $ 258,000 |
| Teller County Colorado | 1 | $ 1,285,000 | $ 1,285,000 | $ 300,000 |
| Brevard County Florida | 1 | $ 315,000 | $ 315,000 | $ 264,000 |
| Duval County Florida | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Escambia County Florida | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Leon County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Manatee County Florida | 1 | $ 495,000 | $ 495,000 | $ 587,000 |
| Monroe County Florida | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Okaloosa County Florida | 1 | $ 1,355,000 | $ 1,355,000 | $ 645,000 |
| Sarasota County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,055,000 |
| St. Lucie County Florida | 1 | $ 345,000 | $ 345,000 | $ 111,000 |
| Sumter County Florida | 1 | $ 265,000 | $ 265,000 | $ 799,000 |
| Douglas County Georgia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Newton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Thomas County Georgia | 1 | $ 965,000 | $ 965,000 | $ 593,000 |
| Lake County Illinois | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Washoe County Nevada | 1 | $ 1,205,000 | $ 1,205,000 | $ 264,000 |
| Quay County New Mexico | 1 | $ 555,000 | $ 555,000 | $ 720,000 |
| Taos County New Mexico | 1 | $ 885,000 | $ 885,000 | $ 195,000 |
| Cabarrus County North Carolina | 1 | $ 1,235,000 | $ 1,235,000 | $ 396,000 |
| Chatham County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 116,000 |
| Clay County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 3,045,000 | $ 3,045,000 | $ 559,000 |
| Durham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 26,000 |
| Forsyth County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 284,000 |
| Jackson County North Carolina | 1 | $ 2,625,000 | $ 2,625,000 | $ 825,000 |
| Wake County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 697,000 |
| Clackamas County Oregon | 1 | $ 755,000 | $ 755,000 | $ 345,000 |
| Josephine County Oregon | 1 | $ 895,000 | $ 895,000 | $ 256,000 |
| Lane County Oregon | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Polk County Oregon | 1 | $ 515,000 | $ 515,000 | $ 408,000 |
| Dorchester County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 728,000 |
| Angelina County Texas | 1 | $ 205,000 | $ 205,000 | $ 480,000 |
| Bandera County Texas | 1 | $ 1,035,000 | $ 1,035,000 | $ 2,265,000 |
| Bastrop County Texas | 1 | $ 1,095,000 | $ 1,095,000 | $ 370,000 |
| Bell County Texas | 1 | $ 305,000 | $ 305,000 | $ 159,000 |
| Bexar County Texas | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Brazoria County Texas | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| San Jacinto County Texas | 1 | $ 245,000 | $ 245,000 | $ 622,000 |
| Davis County Utah | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Grand County Utah | 1 | $ 595,000 | $ 595,000 | $ 113,000 |
| Iron County Utah | 1 | $ 235,000 | $ 235,000 | $ 304,000 |
| Benton County Washington | 1 | $ 895,000 | $ 895,000 | $ 244,000 |
| Jefferson County Washington | 1 | $ 465,000 | $ 465,000 | $ 160,000 |
| Spokane County Washington | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Thurston County Washington | 1 | $ 475,000 | $ 475,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for 5Th Street Capital, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 906 | $837,720,000 | $924,000 | $5,955,000 | $452,000 | $7,387,000 |
| Cash-out Refinancing | 309 | $349,595,000 | $1,131,000 | $7,955,000 | $489,000 | $5,746,000 |
| Refinancing | 132 | $169,010,000 | $1,280,000 | $6,005,000 | $672,000 | $8,768,000 |
| Other Purpose | 5 | $4,695,000 | $939,000 | $2,005,000 | $435,000 | $1,608,000 |
| Home Improvement | 1 | $565,000 | $565,000 | $565,000 | $676,000 | $676,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 655 | $720,945,000 | $1,100,000 | $6,005,000 | $484,000 | $8,768,000 |
| Not Provided | 294 | $304,360,000 | $1,035,000 | $7,955,000 | $464,000 | $4,804,000 |
| Hispanic | 174 | $136,140,000 | $782,000 | $3,575,000 | $553,000 | $7,387,000 |
| Asian | 146 | $121,010,000 | $828,000 | $4,905,000 | $471,000 | $4,155,000 |
| Black or African American | 63 | $58,495,000 | $928,000 | $5,955,000 | $399,000 | $3,192,000 |
| American Indian or Alaskan Native | 6 | $5,500,000 | $916,000 | $2,925,000 | $237,000 | $853,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,855,000 | $618,000 | $685,000 | $476,000 | $648,000 |
| Not applicable | 1 | $315,000 | $315,000 | $315,000 | $98,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,351 | $1,360,945,000 | $1,007,000 | $7,955,000 | $482,000 | $8,768,000 |
| FHA-insured (Federal Housing Administration) | 2 | $640,000 | $320,000 | $335,000 | $79,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 996 | $1,040,580,000 | $1,044,000 | $5,955,000 | $496,000 | $8,768,000 |
| Application Withdrawn By Applicant | 247 | $203,245,000 | $822,000 | $4,895,000 | $438,000 | $5,120,000 |
| Application Approved But Not Accepted | 106 | $108,550,000 | $1,024,000 | $7,955,000 | $448,000 | $2,957,000 |
| Application Denied By Financial Institution | 4 | $9,210,000 | $2,302,000 | $6,005,000 | $621,000 | $1,121,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,349 | $1,352,375,000 | $1,002,000 | $7,955,000 | $482,000 | $8,768,000 |
| Debt-To-Income Ratio | 2 | $2,160,000 | $1,080,000 | $1,475,000 | $134,000 | $135,000 |
| Other | 1 | $6,005,000 | $6,005,000 | $6,005,000 | $1,097,000 | $1,097,000 |
| Credit History | 1 | $1,045,000 | $1,045,000 | $1,045,000 | $1,121,000 | $1,121,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 5Th Street Capital, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 5Th Street Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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