Accredited Home Lenders, Inc Mortgage Lending & HMDA Data, 2003

In 2003, Accredited Home Lenders, Inc of San Diego, CA reported 127,598 mortgage applications totaling $16.4 billion. The average application was for $128,643, and applicants reported an average income of $59,415. 22% of its applications resulted in an originated loan and 40% were denied. Its largest markets were Los Angeles-Long Beach, CA (5,022), Riverside-San Bernardino, CA (4,337) and Phoenix-Mesa, AZ (3,452) (applications in parentheses).

Mortgage Company & Address Accredited Home Lenders, Inc
15253 Avenue of Science Bldg 1
San Diego, CA 92128
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 127,598
Total Mortgage Loan Application Amount $16,414,685,000
Average Mortgage Loan Application Amount $128,643
Highest Mortgage Loan Application Amount $13,995,000
Average Applicant Income $59,415
Highest Applicant Income $6,556,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Accredited Home Lenders, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Accredited Home Lenders, Inc by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 5,022 $ 909,255,000 $ 181,054 $ 79,000
Maricopa, Arizona 3,239 $ 365,524,000 $ 112,850 $ 53,000
Riverside, California 2,280 $ 350,949,000 $ 153,925 $ 74,000
San Diego, California 2,068 $ 451,642,000 $ 218,395 $ 82,000
San Bernardino, California 2,057 $ 278,235,000 $ 135,262 $ 67,000
Cook, Illinois 1,824 $ 247,014,000 $ 135,424 $ 65,000
Miami-Dade, Florida 1,810 $ 216,400,000 $ 119,558 $ 64,000
Broward, Florida 1,606 $ 197,055,000 $ 122,699 $ 60,000
Fresno, California 1,603 $ 190,323,000 $ 118,729 $ 53,000
Sacramento, California 1,536 $ 239,531,000 $ 155,944 $ 58,000
Clark, Nevada 1,509 $ 195,895,000 $ 129,817 $ 66,000
Orange, California 1,346 $ 287,572,000 $ 213,649 $ 85,000
Harris, Texas 1,261 $ 119,703,000 $ 94,927 $ 63,000
Kern, California 1,240 $ 124,169,000 $ 100,136 $ 45,000
Wayne, Michigan 1,080 $ 109,717,000 $ 101,589 $ 49,000
King, Washington 1,030 $ 173,011,000 $ 167,971 $ 76,000
Tulare, California 1,015 $ 104,388,000 $ 102,845 $ 49,000
San Joaquin, California 984 $ 173,310,000 $ 176,128 $ 70,000
Palm Beach, Florida 898 $ 108,760,000 $ 121,113 $ 70,000
Orange, Florida 860 $ 93,255,000 $ 108,436 $ 53,000
Marion, Indiana 824 $ 83,097,000 $ 100,845 $ 47,000
Hillsborough, Florida 815 $ 81,399,000 $ 99,876 $ 51,000
Pima, Arizona 805 $ 79,089,000 $ 98,247 $ 48,000
Pierce, Washington 801 $ 101,684,000 $ 126,946 $ 55,000
Santa Clara, California 797 $ 216,116,000 $ 271,161 $ 106,000
Contra Costa, California 778 $ 174,194,000 $ 223,899 $ 85,000
Dallas, Texas 765 $ 80,100,000 $ 104,705 $ 63,000
Shelby, Tennessee 760 $ 75,584,000 $ 99,452 $ 50,000
Prince George's, Maryland 743 $ 108,631,000 $ 146,205 $ 68,000
St. Louis, Missouri 716 $ 72,431,000 $ 101,160 $ 54,000
Salt Lake, Utah 715 $ 86,347,000 $ 120,765 $ 62,000
Alameda, California 705 $ 168,641,000 $ 239,207 $ 87,000
Stanislaus, California 695 $ 104,730,000 $ 150,690 $ 61,000
Pinellas, Florida 682 $ 68,654,000 $ 100,665 $ 51,000
New Haven, Connecticut 649 $ 78,669,000 $ 121,215 $ 59,000
Allegheny, Pennsylvania 610 $ 59,964,000 $ 98,301 $ 54,000
Ventura, California 606 $ 125,636,000 $ 207,320 $ 84,000
Duval, Florida 592 $ 55,741,000 $ 94,157 $ 51,000
Hamilton, Ohio 571 $ 62,983,000 $ 110,302 $ 52,000
Tarrant, Texas 550 $ 56,054,000 $ 101,916 $ 81,000
Fairfield, Connecticut 547 $ 100,407,000 $ 183,559 $ 86,000
Jackson, Missouri 540 $ 53,289,000 $ 98,683 $ 56,000
Hartford, Connecticut 536 $ 60,552,000 $ 112,970 $ 56,000
Bexar, Texas 478 $ 42,222,000 $ 88,330 $ 57,000
Philadelphia, Pennsylvania 474 $ 38,253,000 $ 80,702 $ 52,000
Brevard, Florida 472 $ 42,249,000 $ 89,510 $ 53,000
Snohomish, Washington 467 $ 72,718,000 $ 155,713 $ 77,000
Tulsa, Oklahoma 464 $ 43,575,000 $ 93,911 $ 51,000
Oklahoma, Oklahoma 460 $ 40,385,000 $ 87,793 $ 49,000
Solano, California 454 $ 92,602,000 $ 203,969 $ 78,000
Jefferson, Kentucky 448 $ 49,316,000 $ 110,080 $ 47,000
Multnomah, Oregon 447 $ 56,207,000 $ 125,742 $ 58,000
Oakland, Michigan 445 $ 72,039,000 $ 161,885 $ 73,000
DeKalb, Georgia 431 $ 54,780,000 $ 127,099 $ 58,000
Lee, Florida 395 $ 45,648,000 $ 115,564 $ 57,000
Fulton, Georgia 379 $ 61,807,000 $ 163,079 $ 101,000
El Paso, Texas 375 $ 30,396,000 $ 81,056 $ 73,000
Merced, California 365 $ 51,078,000 $ 139,939 $ 81,000
Suffolk, New York 362 $ 65,239,000 $ 180,218 $ 74,000
Clark, Washington 360 $ 48,132,000 $ 133,700 $ 58,000
Kings, California 357 $ 35,089,000 $ 98,288 $ 47,000
Montgomery, Pennsylvania 356 $ 50,617,000 $ 142,182 $ 71,000
Gwinnett, Georgia 355 $ 53,037,000 $ 149,400 $ 84,000
Bucks, Pennsylvania 351 $ 55,723,000 $ 158,754 $ 72,000
Adams, Colorado 349 $ 49,980,000 $ 143,209 $ 66,000
Davidson, Tennessee 349 $ 37,483,000 $ 107,401 $ 53,000
Monterey, California 348 $ 75,325,000 $ 216,451 $ 82,000
Will, Illinois 342 $ 47,000,000 $ 137,426 $ 65,000
Spokane, Washington 337 $ 34,118,000 $ 101,240 $ 52,000
Pasco, Florida 334 $ 33,761,000 $ 101,080 $ 63,000
Volusia, Florida 332 $ 31,592,000 $ 95,156 $ 48,000
Franklin, Ohio 330 $ 39,428,000 $ 119,478 $ 53,000
Madera, California 316 $ 38,001,000 $ 120,256 $ 53,000
Hamilton, Tennessee 315 $ 29,017,000 $ 92,117 $ 45,000
Arapahoe, Colorado 311 $ 45,964,000 $ 147,794 $ 66,000
Cobb, Georgia 309 $ 44,979,000 $ 145,563 $ 60,000
Fairfax, Virginia 308 $ 57,369,000 $ 186,262 $ 84,000
Lane, Oregon 305 $ 32,764,000 $ 107,422 $ 49,000
Polk, Florida 303 $ 26,428,000 $ 87,221 $ 48,000
El Paso, Colorado 302 $ 41,975,000 $ 138,990 $ 67,000
DuPage, Illinois 300 $ 48,939,000 $ 163,130 $ 69,000
Honolulu, Hawaii 299 $ 59,603,000 $ 199,341 $ 86,000
Seminole, Florida 298 $ 32,649,000 $ 109,560 $ 54,000
Denver, Colorado 297 $ 43,113,000 $ 145,161 $ 71,000
Washington, Oregon 296 $ 41,319,000 $ 139,591 $ 59,000
Erie, New York 291 $ 25,164,000 $ 86,474 $ 53,000
Worcester, Massachusetts 290 $ 43,067,000 $ 148,506 $ 71,000
Mecklenburg, North Carolina 288 $ 33,216,000 $ 115,333 $ 54,000
Utah, Utah 288 $ 36,052,000 $ 125,180 $ 71,000
Macomb, Michigan 286 $ 37,674,000 $ 131,727 $ 64,000
Jefferson, Colorado 284 $ 45,132,000 $ 158,915 $ 67,000
Delaware, Pennsylvania 284 $ 34,214,000 $ 120,471 $ 64,000
Lake, Illinois 280 $ 37,957,000 $ 135,560 $ 65,000
Imperial, California 275 $ 30,264,000 $ 110,050 $ 56,000
Butler, Ohio 273 $ 31,198,000 $ 114,278 $ 56,000
Allen, Indiana 270 $ 24,328,000 $ 90,103 $ 50,000
St. Louis City, Missouri 269 $ 21,859,000 $ 81,260 $ 47,000
Middlesex, Massachusetts 265 $ 52,422,000 $ 197,818 $ 70,000
Knox, Tennessee 264 $ 24,595,000 $ 93,162 $ 47,000
Ada, Idaho 263 $ 24,336,000 $ 92,532 $ 57,000
Vanderburgh, Indiana 251 $ 19,989,000 $ 79,637 $ 41,000
Collin, Texas 246 $ 30,120,000 $ 122,439 $ 75,000
San Mateo, California 245 $ 72,162,000 $ 294,538 $ 117,000
Santa Barbara, California 243 $ 48,525,000 $ 199,691 $ 66,000
Montgomery, Ohio 243 $ 23,680,000 $ 97,448 $ 55,000
St. Lucie, Florida 241 $ 22,755,000 $ 94,419 $ 47,000
Denton, Texas 240 $ 28,697,000 $ 119,570 $ 73,000
Northampton, Pennsylvania 239 $ 27,225,000 $ 113,912 $ 58,000
Kings, New York 237 $ 58,981,000 $ 248,864 $ 79,000
Sonoma, California 236 $ 51,484,000 $ 218,152 $ 82,000
Butte, California 234 $ 28,339,000 $ 121,106 $ 47,000
Osceola, Florida 234 $ 24,888,000 $ 106,358 $ 49,000
Washoe, Nevada 230 $ 32,210,000 $ 140,043 $ 68,000
Thurston, Washington 230 $ 28,146,000 $ 122,373 $ 60,000
Clackamas, Oregon 228 $ 35,721,000 $ 156,671 $ 56,000
Montgomery, Maryland 227 $ 43,061,000 $ 189,696 $ 85,000
Marion, Oregon 225 $ 25,347,000 $ 112,653 $ 53,000
Baltimore, Maryland 220 $ 31,512,000 $ 143,236 $ 77,000
Johnson, Kansas 216 $ 30,353,000 $ 140,523 $ 73,000
Westchester, New York 215 $ 57,177,000 $ 265,939 $ 160,000
St. Charles, Missouri 214 $ 25,191,000 $ 117,714 $ 55,000
Pinal, Arizona 213 $ 20,531,000 $ 96,389 $ 48,000
Wake, North Carolina 211 $ 26,982,000 $ 127,876 $ 60,000
Prince William, Virginia 211 $ 35,368,000 $ 167,620 $ 72,000
Essex, New Jersey 210 $ 36,124,000 $ 172,019 $ 87,000
Queens, New York 210 $ 43,307,000 $ 206,223 $ 77,000
Chester, Pennsylvania 210 $ 33,525,000 $ 159,642 $ 67,000
Sarasota, Florida 207 $ 22,968,000 $ 110,956 $ 64,000
Travis, Texas 207 $ 25,465,000 $ 123,019 $ 66,000
Fort Bend, Texas 205 $ 24,114,000 $ 117,629 $ 57,000
Placer, California 203 $ 37,764,000 $ 186,029 $ 78,000
Cuyahoga, Ohio 203 $ 23,620,000 $ 116,354 $ 56,000
El Dorado, California 202 $ 39,019,000 $ 193,163 $ 79,000
Shasta, California 202 $ 22,171,000 $ 109,757 $ 49,000
Providence, Rhode Island 199 $ 41,039,000 $ 206,226 $ 57,000
Escambia, Florida 198 $ 16,358,000 $ 82,616 $ 49,000
Essex, Massachusetts 196 $ 35,351,000 $ 180,362 $ 70,000
Lake, Indiana 195 $ 17,488,000 $ 89,682 $ 51,000
Weber, Utah 194 $ 21,007,000 $ 108,283 $ 60,000
Mohave, Arizona 191 $ 18,237,000 $ 95,481 $ 49,000
Plymouth, Massachusetts 191 $ 36,832,000 $ 192,837 $ 76,000
Luzerne, Pennsylvania 191 $ 16,218,000 $ 84,910 $ 47,000
Nassau, New York 188 $ 39,135,000 $ 208,164 $ 88,000
Kitsap, Washington 187 $ 25,529,000 $ 136,518 $ 59,000
Leon, Florida 185 $ 19,759,000 $ 106,805 $ 64,000
Monroe, Pennsylvania 185 $ 24,119,000 $ 130,372 $ 61,000
Berks, Pennsylvania 183 $ 19,518,000 $ 106,655 $ 48,000
York, Pennsylvania 180 $ 18,777,000 $ 104,316 $ 51,000
Clermont, Ohio 179 $ 21,433,000 $ 119,737 $ 63,000
Bristol, Massachusetts 178 $ 31,846,000 $ 178,910 $ 66,000
Kane, Illinois 176 $ 26,068,000 $ 148,113 $ 58,000
Clayton, Georgia 175 $ 18,906,000 $ 108,034 $ 56,000
McHenry, Illinois 175 $ 25,556,000 $ 146,034 $ 71,000
Kent, Michigan 174 $ 18,831,000 $ 108,224 $ 48,000
Lake, Florida 171 $ 18,970,000 $ 110,935 $ 56,000
Bronx, New York 171 $ 35,033,000 $ 204,871 $ 77,000
Summit, Ohio 171 $ 17,663,000 $ 103,292 $ 43,000
Davis, Utah 171 $ 20,950,000 $ 122,514 $ 55,000
Weld, Colorado 167 $ 23,836,000 $ 142,730 $ 61,000
Norfolk, Massachusetts 167 $ 33,409,000 $ 200,053 $ 104,000
Lehigh, Pennsylvania 165 $ 16,620,000 $ 100,727 $ 51,000
Lancaster, Pennsylvania 163 $ 16,718,000 $ 102,564 $ 51,000
Manatee, Florida 162 $ 16,777,000 $ 103,561 $ 49,000
Genesee, Michigan 162 $ 16,826,000 $ 103,864 $ 57,000
Anne Arundel, Maryland 161 $ 24,554,000 $ 152,509 $ 69,000
New London, Connecticut 160 $ 19,232,000 $ 120,200 $ 62,000
Jefferson, Missouri 160 $ 16,701,000 $ 104,381 $ 47,000
Bernalillo, New Mexico 160 $ 17,426,000 $ 108,912 $ 55,000
San Francisco, California 159 $ 50,988,000 $ 320,679 $ 124,000
Pulaski, Arkansas 158 $ 16,484,000 $ 104,329 $ 55,000
Westmoreland, Pennsylvania 158 $ 18,245,000 $ 115,474 $ 56,000
Yavapai, Arizona 157 $ 17,701,000 $ 112,745 $ 50,000
Lucas, Ohio 156 $ 16,724,000 $ 107,205 $ 50,000
Orange, New York 155 $ 22,434,000 $ 144,735 $ 68,000
Virginia Beach, Virginia 154 $ 17,319,000 $ 112,461 $ 60,000
Hamilton, Indiana 153 $ 24,323,000 $ 158,973 $ 80,000
Suffolk, Massachusetts 153 $ 32,671,000 $ 213,535 $ 75,000
Sedgwick, Kansas 149 $ 13,144,000 $ 88,214 $ 54,000
Montgomery, Texas 148 $ 17,484,000 $ 118,135 $ 64,000
Elkhart, Indiana 147 $ 12,270,000 $ 83,469 $ 44,000
Jefferson, Alabama 146 $ 15,183,000 $ 103,993 $ 48,000
Dutchess, New York 146 $ 22,750,000 $ 155,821 $ 82,000
Warren, Ohio 146 $ 18,215,000 $ 124,760 $ 62,000
Bergen, New Jersey 145 $ 35,258,000 $ 243,158 $ 99,000
Milwaukee, Wisconsin 142 $ 13,746,000 $ 96,802 $ 46,000
Clay, Missouri 140 $ 15,124,000 $ 108,028 $ 59,000
San Luis Obispo, California 137 $ 28,393,000 $ 207,248 $ 82,000
Marion, Florida 137 $ 11,443,000 $ 83,525 $ 57,000
Canyon, Idaho 137 $ 10,676,000 $ 77,927 $ 42,000
Union, New Jersey 137 $ 24,399,000 $ 178,094 $ 80,000
Johnson, Indiana 134 $ 16,072,000 $ 119,940 $ 60,000
Hudson, New Jersey 134 $ 26,613,000 $ 198,604 $ 73,000
Hennepin, Minnesota 131 $ 22,179,000 $ 169,305 $ 73,000
Rutherford, Tennessee 130 $ 14,238,000 $ 109,523 $ 46,000
Larimer, Colorado 128 $ 22,696,000 $ 177,312 $ 74,000
Collier, Florida 128 $ 18,377,000 $ 143,570 $ 82,000
Cleveland, Oklahoma 128 $ 11,458,000 $ 89,515 $ 49,000
St. Joseph, Indiana 127 $ 11,753,000 $ 92,543 $ 46,000
Baltimore City, Maryland 127 $ 12,287,000 $ 96,748 $ 68,000
Yakima, Washington 127 $ 11,910,000 $ 93,779 $ 47,000
St. Clair, Illinois 126 $ 11,430,000 $ 90,714 $ 48,000
Erie, Pennsylvania 126 $ 10,764,000 $ 85,428 $ 42,000
Williamson, Texas 126 $ 14,523,000 $ 115,261 $ 109,000
Litchfield, Connecticut 122 $ 17,364,000 $ 142,327 $ 65,000
Madison, Illinois 122 $ 10,937,000 $ 89,647 $ 58,000
Kenton, Kentucky 122 $ 13,592,000 $ 111,409 $ 57,000
Middlesex, New Jersey 122 $ 22,314,000 $ 182,901 $ 85,000
Ocean, New Jersey 121 $ 20,188,000 $ 166,842 $ 77,000
Lackawanna, Pennsylvania 121 $ 10,935,000 $ 90,371 $ 51,000
Monroe, New York 120 $ 9,599,000 $ 79,991 $ 47,000
Dauphin, Pennsylvania 120 $ 12,319,000 $ 102,658 $ 61,000
Chatham, Georgia 118 $ 13,092,000 $ 110,949 $ 47,000
Hampden, Massachusetts 117 $ 11,809,000 $ 100,931 $ 48,000
Passaic, New Jersey 117 $ 20,772,000 $ 177,538 $ 73,000
Henrico, Virginia 117 $ 13,083,000 $ 111,820 $ 55,000
Alachua, Florida 116 $ 10,785,000 $ 92,974 $ 50,000
Charlotte, Florida 116 $ 11,748,000 $ 101,275 $ 50,000
Jackson, Oregon 115 $ 15,619,000 $ 135,817 $ 53,000
Chesterfield, Virginia 115 $ 13,140,000 $ 114,260 $ 54,000
Cherokee, Georgia 114 $ 15,801,000 $ 138,605 $ 62,000
Lake, California 113 $ 16,321,000 $ 144,433 $ 85,000
Yolo, California 112 $ 16,517,000 $ 147,473 $ 62,000
Douglas, Colorado 112 $ 20,882,000 $ 186,446 $ 84,000
Okaloosa, Florida 112 $ 11,555,000 $ 103,169 $ 48,000
Beaver, Pennsylvania 112 $ 9,425,000 $ 84,151 $ 50,000
Hendricks, Indiana 111 $ 13,468,000 $ 121,333 $ 53,000
Santa Cruz, California 110 $ 30,444,000 $ 276,763 $ 103,000
Clay, Florida 110 $ 10,778,000 $ 97,981 $ 50,000
Benton, Washington 110 $ 11,757,000 $ 106,881 $ 53,000
Wyandotte, Kansas 107 $ 9,860,000 $ 92,149 $ 46,000
Maui, Hawaii 106 $ 22,457,000 $ 211,858 $ 90,000
Tehama, California 105 $ 10,444,000 $ 99,466 $ 53,000
Brazoria, Texas 105 $ 10,649,000 $ 101,419 $ 75,000
Yuma, Arizona 104 $ 9,750,000 $ 93,750 $ 44,000
New Castle, Delaware 103 $ 14,043,000 $ 136,339 $ 60,000
Santa Rosa, Florida 102 $ 10,118,000 $ 99,196 $ 54,000
Washington, Pennsylvania 102 $ 10,246,000 $ 100,450 $ 50,000
Linn, Oregon 101 $ 11,516,000 $ 114,019 $ 52,000
Yamhill, Oregon 101 $ 11,017,000 $ 109,079 $ 66,000
Boulder, Colorado 100 $ 18,142,000 $ 181,420 $ 71,000
Washtenaw, Michigan 100 $ 15,604,000 $ 156,040 $ 65,000
Hernando, Florida 99 $ 9,305,000 $ 93,989 $ 43,000
Fayette, Kentucky 99 $ 10,106,000 $ 102,080 $ 51,000
Whatcom, Washington 99 $ 12,875,000 $ 130,050 $ 51,000
Cochise, Arizona 98 $ 9,206,000 $ 93,938 $ 54,000
Dakota, Minnesota 98 $ 15,991,000 $ 163,173 $ 61,000
St. Johns, Florida 97 $ 13,123,000 $ 135,288 $ 64,000
Monmouth, New Jersey 97 $ 17,889,000 $ 184,422 $ 88,000
Guilford, North Carolina 97 $ 9,946,000 $ 102,536 $ 49,000
Bradley, Tennessee 97 $ 8,334,000 $ 85,917 $ 41,000
Frederick, Maryland 96 $ 14,559,000 $ 151,656 $ 66,000
Howard, Maryland 96 $ 15,529,000 $ 161,760 $ 83,000
Ingham, Michigan 96 $ 9,562,000 $ 99,604 $ 48,000
Galveston, Texas 96 $ 9,324,000 $ 97,125 $ 75,000
Cowlitz, Washington 96 $ 10,161,000 $ 105,843 $ 55,000
Windham, Connecticut 95 $ 10,831,000 $ 114,010 $ 56,000
Pueblo, Colorado 93 $ 11,353,000 $ 122,075 $ 55,000
Rockland, New York 93 $ 22,573,000 $ 242,720 $ 110,000
Henry, Georgia 91 $ 12,737,000 $ 139,967 $ 54,000
Hillsborough, New Hampshire 91 $ 12,899,000 $ 141,747 $ 59,000
Forsyth, North Carolina 91 $ 10,427,000 $ 114,582 $ 43,000
Montgomery, Tennessee 90 $ 8,713,000 $ 96,811 $ 46,000
Douglas, Georgia 88 $ 10,812,000 $ 122,863 $ 52,000
Greene, Missouri 87 $ 8,048,000 $ 92,505 $ 52,000
Mobile, Alabama 86 $ 8,158,000 $ 94,860 $ 47,000
Sutter, California 86 $ 10,036,000 $ 116,697 $ 62,000
Middlesex, Connecticut 86 $ 12,724,000 $ 147,953 $ 63,000
Madison, Indiana 86 $ 7,560,000 $ 87,906 $ 45,000
Skagit, Washington 86 $ 11,624,000 $ 135,162 $ 57,000
Bay, Florida 85 $ 8,222,000 $ 96,729 $ 46,000
Martin, Florida 85 $ 11,101,000 $ 130,600 $ 63,000
Polk, Iowa 85 $ 7,898,000 $ 92,917 $ 48,000
Boone, Kentucky 85 $ 11,115,000 $ 130,764 $ 68,000
Nevada, California 84 $ 15,790,000 $ 187,976 $ 72,000
Winnebago, Illinois 84 $ 6,915,000 $ 82,321 $ 45,000
Jackson, Michigan 83 $ 9,046,000 $ 108,987 $ 55,000
Yuba, California 82 $ 9,767,000 $ 119,109 $ 47,000
Monroe, Michigan 82 $ 10,122,000 $ 123,439 $ 73,000
Richmond, Georgia 81 $ 7,348,000 $ 90,716 $ 51,000
Warrick, Indiana 81 $ 7,706,000 $ 95,135 $ 46,000
Kalamazoo, Michigan 81 $ 7,841,000 $ 96,802 $ 48,000
Albany, New York 81 $ 7,327,000 $ 90,456 $ 59,000
Saratoga, New York 81 $ 10,736,000 $ 132,543 $ 92,000
Paulding, Georgia 80 $ 8,912,000 $ 111,400 $ 48,000
Tippecanoe, Indiana 80 $ 8,215,000 $ 102,687 $ 53,000
Ulster, New York 80 $ 9,738,000 $ 121,725 $ 54,000
Butler, Pennsylvania 80 $ 8,772,000 $ 109,650 $ 61,000
Sullivan, Tennessee 80 $ 7,055,000 $ 88,187 $ 48,000
Livingston, Michigan 79 $ 14,464,000 $ 183,088 $ 89,000
Richland, South Carolina 79 $ 7,475,000 $ 94,620 $ 45,000
Humboldt, California 78 $ 9,184,000 $ 117,743 $ 53,000
Richmond, New York 78 $ 14,449,000 $ 185,243 $ 89,000
San Benito, California 77 $ 20,658,000 $ 268,285 $ 94,000
Morgan, Indiana 77 $ 10,152,000 $ 131,844 $ 60,000
Onondaga, New York 77 $ 7,259,000 $ 94,272 $ 47,000
Mesa, Colorado 76 $ 9,051,000 $ 119,092 $ 47,000
Shawnee, Kansas 76 $ 5,894,000 $ 77,552 $ 44,000
Calhoun, Michigan 75 $ 6,789,000 $ 90,520 $ 51,000
Coconino, Arizona 74 $ 9,884,000 $ 133,567 $ 49,000
Stark, Ohio 74 $ 7,626,000 $ 103,054 $ 48,000
Wilson, Tennessee 74 $ 10,465,000 $ 141,418 $ 57,000
Champaign, Illinois 72 $ 6,751,000 $ 93,763 $ 50,000
Peoria, Illinois 72 $ 5,663,000 $ 78,652 $ 49,000
LaPorte, Indiana 72 $ 7,155,000 $ 99,375 $ 49,000
Morris, New Jersey 72 $ 15,967,000 $ 221,763 $ 81,000
Canadian, Oklahoma 72 $ 6,264,000 $ 87,000 $ 45,000
Sumner, Tennessee 72 $ 7,732,000 $ 107,388 $ 51,000
Buchanan, Missouri 71 $ 5,729,000 $ 80,690 $ 47,000
Indian River, Florida 70 $ 6,487,000 $ 92,671 $ 47,000
Muskegon, Michigan 70 $ 5,841,000 $ 83,442 $ 62,000
St. Clair, Michigan 70 $ 8,781,000 $ 125,442 $ 54,000
Schenectady, New York 70 $ 5,879,000 $ 83,985 $ 56,000
Grays Harbor, Washington 70 $ 7,355,000 $ 105,071 $ 57,000
Tuolumne, California 69 $ 10,641,000 $ 154,217 $ 46,000
Harford, Maryland 69 $ 8,715,000 $ 126,304 $ 57,000
Saginaw, Michigan 69 $ 7,526,000 $ 109,072 $ 47,000
Nueces, Texas 69 $ 5,634,000 $ 81,652 $ 54,000
Navajo, Arizona 68 $ 5,588,000 $ 82,176 $ 44,000
Tolland, Connecticut 68 $ 9,069,000 $ 133,367 $ 65,000
Forsyth, Georgia 68 $ 9,893,000 $ 145,485 $ 68,000
Ottawa, Michigan 68 $ 8,209,000 $ 120,720 $ 55,000
Ramsey, Minnesota 68 $ 10,783,000 $ 158,573 $ 57,000
Deschutes, Oregon 68 $ 8,356,000 $ 122,882 $ 78,000
Douglas, Oregon 68 $ 7,145,000 $ 105,073 $ 51,000
Flagler, Florida 67 $ 6,843,000 $ 102,134 $ 55,000
Cass, Missouri 67 $ 8,218,000 $ 122,656 $ 61,000
Burlington, New Jersey 67 $ 10,082,000 $ 150,477 $ 92,000
Greene, Ohio 67 $ 8,022,000 $ 119,731 $ 64,000
Polk, Oregon 67 $ 7,457,000 $ 111,298 $ 52,000
Loudoun, Virginia 67 $ 13,273,000 $ 198,104 $ 82,000
Citrus, Florida 66 $ 5,186,000 $ 78,575 $ 40,000
Monroe, Indiana 66 $ 6,146,000 $ 93,121 $ 44,000
Charles, Maryland 66 $ 9,299,000 $ 140,893 $ 66,000
Durham, North Carolina 66 $ 7,988,000 $ 121,030 $ 53,000
Lewis, Washington 66 $ 7,087,000 $ 107,378 $ 57,000
Barnstable, Massachusetts 65 $ 12,604,000 $ 193,907 $ 66,000
Hinds, Mississippi 65 $ 5,683,000 $ 87,430 $ 43,000
Fayette, Pennsylvania 65 $ 5,210,000 $ 80,153 $ 49,000
Pike, Pennsylvania 65 $ 7,396,000 $ 113,784 $ 53,000
Vigo, Indiana 64 $ 6,070,000 $ 94,843 $ 52,000
Hidalgo, Texas 64 $ 5,349,000 $ 83,578 $ 50,000
Chesapeake, Virginia 64 $ 8,217,000 $ 128,390 $ 58,000
Benton, Arkansas 63 $ 7,023,000 $ 111,476 $ 61,000
Floyd, Indiana 63 $ 6,612,000 $ 104,952 $ 41,000
Coweta, Georgia 62 $ 8,089,000 $ 130,467 $ 54,000
Delaware, Indiana 62 $ 5,964,000 $ 96,193 $ 44,000
Niagara, New York 62 $ 5,031,000 $ 81,145 $ 47,000
McMinn, Tennessee 62 $ 5,162,000 $ 83,258 $ 39,000
Berrien, Michigan 61 $ 7,400,000 $ 121,311 $ 53,000
Lenawee, Michigan 61 $ 8,311,000 $ 136,245 $ 56,000
Cumberland, North Carolina 61 $ 5,662,000 $ 92,819 $ 42,000
Bell, Texas 61 $ 6,103,000 $ 100,049 $ 49,000
Sangamon, Illinois 60 $ 6,028,000 $ 100,466 $ 47,000
Franklin, Missouri 60 $ 5,995,000 $ 99,916 $ 45,000
Blount, Tennessee 60 $ 5,802,000 $ 96,700 $ 39,000
Jefferson, Texas 60 $ 5,411,000 $ 90,183 $ 62,000
Washington, Arkansas 59 $ 6,193,000 $ 104,966 $ 53,000
Bibb, Georgia 59 $ 5,548,000 $ 94,033 $ 41,000
Shelby, Indiana 59 $ 6,584,000 $ 111,593 $ 49,000
Campbell, Kentucky 59 $ 6,577,000 $ 111,474 $ 46,000
Cumberland, Pennsylvania 59 $ 5,887,000 $ 99,779 $ 47,000
Lebanon, Pennsylvania 59 $ 6,050,000 $ 102,542 $ 58,000
Siskiyou, California 58 $ 5,233,000 $ 90,224 $ 46,000
Bullitt, Kentucky 58 $ 6,485,000 $ 111,810 $ 55,000
Fairfield, Ohio 58 $ 7,862,000 $ 135,551 $ 73,000
Franklin, Pennsylvania 58 $ 5,585,000 $ 96,293 $ 50,000
Stafford, Virginia 58 $ 9,071,000 $ 156,396 $ 75,000
Napa, California 57 $ 13,289,000 $ 233,140 $ 90,000
Columbia, Georgia 57 $ 5,928,000 $ 104,000 $ 60,000
Muscogee, Georgia 57 $ 5,788,000 $ 101,543 $ 56,000
Williamson, Tennessee 57 $ 8,802,000 $ 154,421 $ 73,000
Henry, Indiana 56 $ 5,963,000 $ 106,482 $ 48,000
Pike, Kentucky 56 $ 5,672,000 $ 101,285 $ 37,000
Camden, New Jersey 56 $ 7,244,000 $ 129,357 $ 73,000
Sussex, New Jersey 56 $ 9,905,000 $ 176,875 $ 78,000
Dona Ana, New Mexico 56 $ 5,803,000 $ 103,625 $ 54,000
Mason, Washington 56 $ 6,087,000 $ 108,696 $ 47,000
Walker, Georgia 55 $ 4,386,000 $ 79,745 $ 40,000
Boone, Indiana 55 $ 7,340,000 $ 133,454 $ 63,000
Clark, Indiana 55 $ 5,981,000 $ 108,745 $ 48,000
Gloucester, New Jersey 55 $ 7,152,000 $ 130,036 $ 63,000
Rensselaer, New York 55 $ 4,859,000 $ 88,345 $ 46,000
Lorain, Ohio 55 $ 6,424,000 $ 116,800 $ 50,000
Mahoning, Ohio 55 $ 6,396,000 $ 116,290 $ 47,000
Schuylkill, Pennsylvania 55 $ 3,990,000 $ 72,545 $ 45,000
Smith, Texas 55 $ 5,079,000 $ 92,345 $ 57,000
Marin, California 54 $ 14,792,000 $ 273,925 $ 101,000
Bartholomew, Indiana 54 $ 5,069,000 $ 93,870 $ 40,000
Josephine, Oregon 54 $ 5,540,000 $ 102,592 $ 40,000
Kent, Rhode Island 54 $ 6,910,000 $ 127,962 $ 61,000
Hampton, Virginia 54 $ 5,457,000 $ 101,055 $ 99,000
Richmond City, Virginia 54 $ 4,956,000 $ 91,777 $ 49,000
Calaveras, California 53 $ 7,817,000 $ 147,490 $ 52,000
Mendocino, California 53 $ 7,875,000 $ 148,584 $ 66,000
Rock Island, Illinois 53 $ 4,044,000 $ 76,301 $ 41,000
Orleans, Louisiana 53 $ 6,106,000 $ 115,207 $ 72,000
Lycoming, Pennsylvania 53 $ 4,781,000 $ 90,207 $ 48,000
Amador, California 52 $ 8,125,000 $ 156,250 $ 58,000
Highlands, Florida 52 $ 3,951,000 $ 75,980 $ 36,000
Dearborn, Indiana 52 $ 6,675,000 $ 128,365 $ 53,000
Daviess, Kentucky 52 $ 3,956,000 $ 76,076 $ 41,000
Cumberland, Maine 52 $ 6,988,000 $ 134,384 $ 60,000
Chelan, Washington 52 $ 6,776,000 $ 130,307 $ 55,000
Dane, Wisconsin 52 $ 6,305,000 $ 121,250 $ 61,000
Oneida, New York 51 $ 3,710,000 $ 72,745 $ 44,000
Iredell, North Carolina 51 $ 6,500,000 $ 127,450 $ 58,000
Lawrence, Pennsylvania 51 $ 4,626,000 $ 90,705 $ 42,000
Racine, Wisconsin 51 $ 5,788,000 $ 113,490 $ 50,000
Houston, Georgia 50 $ 4,644,000 $ 92,880 $ 48,000
Porter, Indiana 50 $ 4,947,000 $ 98,940 $ 55,000
Douglas, Nebraska 50 $ 4,151,000 $ 83,020 $ 47,000
Gaston, North Carolina 50 $ 5,225,000 $ 104,500 $ 48,000
Rogers, Oklahoma 50 $ 6,159,000 $ 123,180 $ 51,000
Kenosha, Wisconsin 50 $ 6,463,000 $ 129,260 $ 73,000
Waukesha, Wisconsin 50 $ 7,454,000 $ 149,080 $ 62,000
Baldwin, Alabama 49 $ 6,301,000 $ 128,591 $ 68,000
Santa Cruz, Arizona 49 $ 3,947,000 $ 80,551 $ 58,000
Carroll, Georgia 49 $ 5,503,000 $ 112,306 $ 53,000
Hall, Georgia 49 $ 5,780,000 $ 117,959 $ 45,000
Kosciusko, Indiana 49 $ 4,936,000 $ 100,734 $ 45,000
Jasper, Missouri 49 $ 3,666,000 $ 74,816 $ 38,000
Rockingham, New Hampshire 49 $ 8,477,000 $ 173,000 $ 65,000
Mercer, Pennsylvania 49 $ 4,551,000 $ 92,877 $ 44,000
Vermilion, Illinois 48 $ 3,455,000 $ 71,979 $ 47,000
York, Maine 48 $ 5,594,000 $ 116,541 $ 48,000
Carroll, Maryland 48 $ 7,587,000 $ 158,062 $ 64,000
Washington, Tennessee 48 $ 4,840,000 $ 100,833 $ 44,000
Franklin, Washington 48 $ 4,725,000 $ 98,437 $ 55,000
Grant, Washington 48 $ 4,640,000 $ 96,666 $ 51,000
Fayette, Georgia 47 $ 9,238,000 $ 196,553 $ 85,000
Linn, Iowa 47 $ 4,617,000 $ 98,234 $ 53,000
Leavenworth, Kansas 47 $ 4,132,000 $ 87,914 $ 54,000
Sandoval, New Mexico 47 $ 5,135,000 $ 109,255 $ 78,000
Blair, Pennsylvania 47 $ 3,819,000 $ 81,255 $ 49,000
Maury, Tennessee 47 $ 4,944,000 $ 105,191 $ 56,000
Cameron, Texas 47 $ 4,304,000 $ 91,574 $ 40,000
Lubbock, Texas 47 $ 3,822,000 $ 81,319 $ 44,000
Norfolk, Virginia 47 $ 4,277,000 $ 91,000 $ 51,000
Crawford, Pennsylvania 46 $ 3,197,000 $ 69,500 $ 45,000
Tazewell, Illinois 45 $ 3,517,000 $ 78,155 $ 45,000
Jefferson, Louisiana 45 $ 4,272,000 $ 94,933 $ 47,000
Catawba, North Carolina 45 $ 4,072,000 $ 90,488 $ 44,000
Davidson, North Carolina 45 $ 4,059,000 $ 90,200 $ 46,000
Wagoner, Oklahoma 45 $ 4,516,000 $ 100,355 $ 57,000
Klamath, Oregon 45 $ 4,162,000 $ 92,488 $ 48,000
Columbia, Pennsylvania 45 $ 4,178,000 $ 92,844 $ 41,000
Wayne, Pennsylvania 45 $ 4,979,000 $ 110,644 $ 59,000
Ellis, Texas 45 $ 5,270,000 $ 117,111 $ 64,000
Stevens, Washington 45 $ 4,101,000 $ 91,133 $ 48,000
DeKalb, Indiana 44 $ 3,773,000 $ 85,750 $ 37,000
Umatilla, Oregon 44 $ 3,592,000 $ 81,636 $ 41,000
Adams, Pennsylvania 44 $ 5,033,000 $ 114,386 $ 53,000
Northumberland, Pennsylvania 44 $ 3,571,000 $ 81,159 $ 37,000
Portsmouth, Virginia 44 $ 3,717,000 $ 84,477 $ 40,000
LaSalle, Illinois 43 $ 4,264,000 $ 99,162 $ 57,000
Hancock, Indiana 43 $ 4,939,000 $ 114,860 $ 58,000
St. Tammany, Louisiana 43 $ 5,934,000 $ 138,000 $ 62,000
Atlantic, New Jersey 43 $ 6,565,000 $ 152,674 $ 88,000
Brown, Ohio 43 $ 4,265,000 $ 99,186 $ 47,000
Comanche, Oklahoma 43 $ 3,514,000 $ 81,720 $ 41,000
Greenville, South Carolina 43 $ 4,429,000 $ 103,000 $ 50,000
Hamblen, Tennessee 43 $ 3,791,000 $ 88,162 $ 34,000
McLennan, Texas 43 $ 4,042,000 $ 94,000 $ 44,000
Tooele, Utah 43 $ 4,117,000 $ 95,744 $ 53,000
Madison, Alabama 42 $ 5,481,000 $ 130,500 $ 55,000
Hawaii, Hawaii 42 $ 5,414,000 $ 128,904 $ 66,000
McLean, Illinois 42 $ 4,275,000 $ 101,785 $ 69,000
Henderson, Kentucky 42 $ 3,313,000 $ 78,880 $ 43,000
Newton, Missouri 42 $ 3,496,000 $ 83,238 $ 43,000
Clark, Ohio 42 $ 4,424,000 $ 105,333 $ 49,000
Kaufman, Texas 42 $ 4,331,000 $ 103,119 $ 52,000
Whitfield, Georgia 41 $ 4,461,000 $ 108,804 $ 49,000
Allegan, Michigan 41 $ 5,403,000 $ 131,780 $ 64,000
Van Buren, Michigan 41 $ 4,396,000 $ 107,219 $ 47,000
Boone, Missouri 41 $ 4,556,000 $ 111,121 $ 49,000
Platte, Missouri 41 $ 5,134,000 $ 125,219 $ 78,000
Somerset, New Jersey 41 $ 8,762,000 $ 213,707 $ 119,000
Columbiana, Ohio 41 $ 3,243,000 $ 79,097 $ 42,000
Delaware, Ohio 41 $ 7,329,000 $ 178,756 $ 78,000
Licking, Ohio 41 $ 5,703,000 $ 139,097 $ 71,000
Medina, Ohio 41 $ 5,938,000 $ 144,829 $ 85,000
Portage, Ohio 41 $ 4,618,000 $ 112,634 $ 50,000
Columbia, Oregon 41 $ 4,701,000 $ 114,658 $ 69,000
Carbon, Pennsylvania 41 $ 3,617,000 $ 88,219 $ 63,000
Centre, Pennsylvania 41 $ 3,873,000 $ 94,463 $ 42,000
Anderson, Tennessee 41 $ 3,637,000 $ 88,707 $ 44,000
Sevier, Tennessee 41 $ 5,407,000 $ 131,878 $ 61,000
Shelby, Alabama 40 $ 5,718,000 $ 142,950 $ 61,000
Kendall, Illinois 40 $ 5,735,000 $ 143,375 $ 77,000
Noble, Indiana 40 $ 3,689,000 $ 92,225 $ 56,000
Hardin, Kentucky 40 $ 3,817,000 $ 95,425 $ 44,000
Caddo, Louisiana 40 $ 3,650,000 $ 91,250 $ 47,000
Warren, New Jersey 40 $ 5,881,000 $ 147,025 $ 75,000
Trumbull, Ohio 40 $ 4,190,000 $ 104,750 $ 49,000
Johnson, Texas 40 $ 4,549,000 $ 113,725 $ 62,000
Frederick, Virginia 40 $ 4,730,000 $ 118,250 $ 64,000
Brown, Wisconsin 40 $ 4,071,000 $ 101,775 $ 45,000
Rock, Wisconsin 40 $ 3,054,000 $ 76,350 $ 44,000
Saline, Arkansas 39 $ 4,461,000 $ 114,384 $ 64,000
Grant, Indiana 39 $ 3,449,000 $ 88,435 $ 41,000
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Mortgage Loan Application Detail Totals for Accredited Home Lenders, Inc in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 101,220 $12,920,284,000 $123,549 $9,000,000 $56,607 $6,556,000
Home Purchase (one-to-four family) 26,377 $3,494,255,000 $113,470 $13,995,000 $60,921 $5,414,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 1 $146,000 $146,000 $146,000 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 57,713 $7,258,944,000 $120,529 $9,000,000 $59,137 $4,898,000
Information not provided by applicant in mail or telephone application 38,265 $4,773,531,000 $119,901 $13,995,000 $56,745 $4,000,000
Hispanic 14,293 $2,001,041,000 $121,212 $984,000 $56,021 $1,822,000
Black 10,797 $1,303,235,000 $117,239 $1,140,000 $53,369 $6,556,000
Other 3,385 $523,723,000 $132,166 $3,900,000 $62,000 $1,026,000
Asian or Pacific Islander 2,696 $497,251,000 $132,372 $800,000 $64,000 $1,854,000
American Indian or Alaskan Native 446 $56,515,000 $108,875 $750,000 $46,725 $612,000
Not applicable 3 $445,000 $148,333 $280,000 $395,000 $993,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 127,598 $16,414,685,000 $120,254 $13,995,000 $57,588 $6,556,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 50,572 $6,668,430,000 $126,549 $13,995,000 $57,450 $6,556,000
Application Withdrawn By Applicant 41,652 $5,145,222,000 $118,137 $9,000,000 $52,490 $4,898,000
Loan Originated 27,704 $3,532,865,000 $111,921 $1,040,000 $61,000 $1,973,000
Application Approved But Not Accepted 7,670 $1,068,168,000 $126,160 $925,000 $65,500 $3,897,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 12,336 $1,414,398,000 $118,061 $2,448,000 $51,367 $6,556,000
Other 11,623 $1,738,462,000 $129,500 $2,250,000 $61,560 $2,064,000
Collateral 5,775 $686,886,000 $130,700 $3,900,000 $63,120 $5,414,000
Credit Application Incomplete 3,971 $488,540,000 $121,666 $1,725,000 $53,020 $910,000
Debt-To-Income Ratio 3,807 $531,615,000 $147,893 $13,995,000 $49,276 $720,000
Unverifiable Information 1,161 $158,766,000 $122,931 $841,000 $61,704 $1,133,000
Insufficient Cash (Downpayment, Closing Cost) 861 $111,255,000 $117,595 $660,000 $53,829 $1,356,000
Employment History 695 $91,913,000 $122,800 $755,000 $56,350 $990,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Accredited Home Lenders, Inc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Accredited Home Lenders, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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