Accredited Home Lenders, Inc Mortgage Lending & HMDA Data, 2007

In 2007, Accredited Home Lenders, Inc of San Diego, CA reported 199,509 mortgage applications totaling $43.3 billion, down 42% from 2006. The average application was for $217,202, and applicants reported an average income of $84,600. 10% of its applications resulted in an originated loan and 83% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (6,561), Riverside-San Bernardino-Ontario, CA (6,336) and New York-White Plains-Wayne, NY-NJ (6,165) (applications in parentheses).

Mortgage Company & Address Accredited Home Lenders, Inc
15253 Avenue of Science Bldg 1
San Diego, CA 92128
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 199,509
Total Mortgage Loan Application Amount $43,333,826,000
Average Mortgage Loan Application Amount $217,202
Highest Mortgage Loan Application Amount $75,000,000
Average Applicant Income $84,600
Highest Applicant Income $5,678,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Accredited Home Lenders, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Accredited Home Lenders, Inc by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 6,561 $ 2,420,044,000 $ 368,852 $ 110,000
Maricopa, Arizona 4,711 $ 962,177,000 $ 204,240 $ 75,000
Miami-Dade, Florida 3,680 $ 888,438,000 $ 241,423 $ 95,000
Riverside, California 3,361 $ 1,122,580,000 $ 334,001 $ 106,000
Harris, Texas 3,127 $ 411,266,000 $ 131,520 $ 74,000
Clark, Nevada 3,122 $ 803,017,000 $ 257,212 $ 93,000
Cook, Illinois 3,053 $ 642,703,000 $ 210,515 $ 92,000
San Bernardino, California 2,975 $ 873,963,000 $ 293,769 $ 90,000
Broward, Florida 2,767 $ 662,163,000 $ 239,307 $ 89,000
San Diego, California 2,590 $ 945,291,000 $ 364,977 $ 116,000
Suffolk, New York 2,553 $ 763,037,000 $ 298,878 $ 112,000
Hillsborough, Florida 2,270 $ 405,825,000 $ 178,777 $ 76,000
Dallas, Texas 2,126 $ 293,325,000 $ 137,970 $ 72,000
Prince George's, Maryland 2,099 $ 629,023,000 $ 299,677 $ 87,000
Orange, California 1,719 $ 767,504,000 $ 446,482 $ 139,000
Orange, Florida 1,637 $ 329,028,000 $ 200,994 $ 80,000
Nassau, New York 1,634 $ 581,748,000 $ 356,026 $ 129,000
Queens, New York 1,572 $ 582,040,000 $ 370,254 $ 115,000
King, Washington 1,558 $ 452,927,000 $ 290,710 $ 102,000
Palm Beach, Florida 1,435 $ 353,783,000 $ 246,538 $ 98,000
Tarrant, Texas 1,393 $ 191,859,000 $ 137,730 $ 77,000
Pinellas, Florida 1,372 $ 254,000,000 $ 185,131 $ 79,000
Fresno, California 1,310 $ 304,804,000 $ 232,674 $ 75,000
Kings, New York 1,307 $ 507,001,000 $ 387,912 $ 114,000
Pierce, Washington 1,302 $ 295,960,000 $ 227,311 $ 82,000
Wayne, Michigan 1,278 $ 150,039,000 $ 117,401 $ 63,000
Sacramento, California 1,231 $ 357,346,000 $ 290,289 $ 94,000
Bexar, Texas 1,197 $ 146,793,000 $ 122,634 $ 66,000
Shelby, Tennessee 1,192 $ 154,894,000 $ 129,944 $ 58,000
Duval, Florida 1,160 $ 171,102,000 $ 147,501 $ 64,000
Honolulu, Hawaii 1,149 $ 420,207,000 $ 365,715 $ 103,000
Hartford, Connecticut 1,119 $ 209,650,000 $ 187,354 $ 73,000
New Haven, Connecticut 1,095 $ 217,334,000 $ 198,478 $ 77,000
Philadelphia, Pennsylvania 1,028 $ 140,004,000 $ 136,190 $ 57,000
Polk, Florida 1,009 $ 153,200,000 $ 151,833 $ 62,000
Salt Lake, Utah 1,005 $ 211,831,000 $ 210,777 $ 83,000
Kern, California 998 $ 220,195,000 $ 220,636 $ 86,000
St. Louis, Missouri 922 $ 130,741,000 $ 141,801 $ 62,000
Lee, Florida 919 $ 208,711,000 $ 227,106 $ 92,000
Fulton, Georgia 879 $ 185,529,000 $ 211,068 $ 95,000
Volusia, Florida 869 $ 144,653,000 $ 166,459 $ 66,000
Tulare, California 861 $ 172,588,000 $ 200,450 $ 74,000
Fairfield, Connecticut 816 $ 236,369,000 $ 289,667 $ 109,000
Baltimore City, Maryland 803 $ 122,934,000 $ 153,093 $ 65,000
Baltimore, Maryland 795 $ 169,784,000 $ 213,564 $ 79,000
San Joaquin, California 792 $ 247,794,000 $ 312,871 $ 93,000
Pasco, Florida 775 $ 132,861,000 $ 171,433 $ 70,000
Worcester, Massachusetts 751 $ 163,123,000 $ 217,207 $ 79,000
Allegheny, Pennsylvania 746 $ 97,177,000 $ 130,264 $ 71,000
DeKalb, Georgia 743 $ 126,992,000 $ 170,917 $ 72,000
Brevard, Florida 730 $ 127,318,000 $ 174,408 $ 72,000
Snohomish, Washington 715 $ 186,011,000 $ 260,155 $ 89,000
Marion, Indiana 714 $ 92,213,000 $ 129,149 $ 63,000
Pima, Arizona 708 $ 124,418,000 $ 175,731 $ 68,000
Essex, New Jersey 704 $ 195,711,000 $ 277,998 $ 101,000
Davidson, Tennessee 696 $ 105,107,000 $ 151,015 $ 68,000
El Paso, Texas 686 $ 93,284,000 $ 135,982 $ 72,000
Middlesex, Massachusetts 679 $ 190,656,000 $ 280,789 $ 112,000
Spokane, Washington 672 $ 109,178,000 $ 162,467 $ 69,000
Bronx, New York 671 $ 225,395,000 $ 335,909 $ 107,000
Contra Costa, California 658 $ 256,147,000 $ 389,281 $ 110,000
Alameda, California 656 $ 263,762,000 $ 402,076 $ 133,000
Westchester, New York 651 $ 245,872,000 $ 377,683 $ 138,000
Suffolk, Massachusetts 627 $ 197,702,000 $ 315,314 $ 99,000
Oklahoma, Oklahoma 621 $ 75,678,000 $ 121,864 $ 61,000
Multnomah, Oregon 618 $ 128,341,000 $ 207,671 $ 78,000
Santa Clara, California 598 $ 273,906,000 $ 458,036 $ 147,000
Tulsa, Oklahoma 566 $ 71,244,000 $ 125,872 $ 67,000
Osceola, Florida 556 $ 113,696,000 $ 204,489 $ 81,000
Providence, Rhode Island 546 $ 118,882,000 $ 217,732 $ 71,000
Stanislaus, California 545 $ 156,374,000 $ 286,924 $ 95,000
Travis, Texas 542 $ 100,740,000 $ 185,867 $ 91,000
Jackson, Missouri 535 $ 66,489,000 $ 124,278 $ 61,000
Fort Bend, Texas 524 $ 81,425,000 $ 155,391 $ 89,000
Plymouth, Massachusetts 518 $ 139,622,000 $ 269,540 $ 97,000
Montgomery, Maryland 514 $ 174,256,000 $ 339,019 $ 108,000
Seminole, Florida 510 $ 106,086,000 $ 208,011 $ 94,000
Clark, Washington 495 $ 111,388,000 $ 225,026 $ 91,000
Anne Arundel, Maryland 494 $ 148,133,000 $ 299,864 $ 96,000
Bernalillo, New Mexico 492 $ 78,298,000 $ 159,142 $ 67,000
Cuyahoga, Ohio 491 $ 60,479,000 $ 123,175 $ 68,000
Ocean, New Jersey 483 $ 128,117,000 $ 265,252 $ 107,000
Collin, Texas 480 $ 87,201,000 $ 181,668 $ 100,000
Denton, Texas 474 $ 81,078,000 $ 171,050 $ 88,000
Essex, Massachusetts 473 $ 124,762,000 $ 263,767 $ 98,000
Marion, Florida 470 $ 77,933,000 $ 165,814 $ 70,000
St. Lucie, Florida 470 $ 92,503,000 $ 196,814 $ 88,000
Utah, Utah 468 $ 105,309,000 $ 225,019 $ 99,000
Hampden, Massachusetts 467 $ 75,945,000 $ 162,623 $ 57,000
Orange, New York 467 $ 110,224,000 $ 236,025 $ 94,000
Gwinnett, Georgia 458 $ 93,320,000 $ 203,755 $ 83,000
Richmond, New York 457 $ 149,528,000 $ 327,194 $ 109,000
Cobb, Georgia 456 $ 89,331,000 $ 195,901 $ 88,000
St. Louis City, Missouri 455 $ 57,656,000 $ 126,716 $ 61,000
Montgomery, Texas 453 $ 70,250,000 $ 155,077 $ 95,000
Bristol, Massachusetts 437 $ 110,318,000 $ 252,443 $ 101,000
Knox, Tennessee 436 $ 60,646,000 $ 139,096 $ 60,000
Montgomery, Pennsylvania 434 $ 98,774,000 $ 227,589 $ 92,000
Oakland, Michigan 429 $ 93,762,000 $ 218,559 $ 99,000
El Paso, Colorado 408 $ 78,453,000 $ 192,286 $ 91,000
Norfolk, Massachusetts 408 $ 119,527,000 $ 292,958 $ 111,000
Sarasota, Florida 406 $ 83,822,000 $ 206,458 $ 83,000
Pinal, Arizona 403 $ 74,572,000 $ 185,042 $ 73,000
Hamilton, Tennessee 400 $ 52,709,000 $ 131,772 $ 61,000
Washoe, Nevada 399 $ 99,498,000 $ 249,368 $ 96,000
Hawaii, Hawaii 396 $ 121,382,000 $ 306,520 $ 106,000
Lake, Florida 395 $ 81,226,000 $ 205,635 $ 70,000
Middlesex, New Jersey 388 $ 107,355,000 $ 276,688 $ 98,000
Union, New Jersey 383 $ 110,010,000 $ 287,232 $ 101,000
Imperial, California 382 $ 82,658,000 $ 216,382 $ 64,000
Solano, California 381 $ 144,158,000 $ 378,367 $ 124,000
Erie, New York 377 $ 48,138,000 $ 127,687 $ 76,000
Manatee, Florida 367 $ 80,287,000 $ 218,765 $ 93,000
Bergen, New Jersey 364 $ 130,017,000 $ 357,189 $ 151,000
Monroe, Pennsylvania 360 $ 67,064,000 $ 186,288 $ 81,000
Dutchess, New York 358 $ 90,253,000 $ 252,103 $ 92,000
Lake, Indiana 357 $ 42,672,000 $ 119,529 $ 62,000
Passaic, New Jersey 354 $ 105,039,000 $ 296,720 $ 105,000
Jefferson, Alabama 353 $ 46,095,000 $ 130,580 $ 68,000
Denver, Colorado 352 $ 70,589,000 $ 200,536 $ 83,000
Arapahoe, Colorado 351 $ 69,796,000 $ 198,849 $ 98,000
Hernando, Florida 347 $ 58,178,000 $ 167,659 $ 68,000
Camden, New Jersey 345 $ 58,317,000 $ 169,034 $ 83,000
New Castle, Delaware 344 $ 62,595,000 $ 181,962 $ 67,000
Hudson, New Jersey 342 $ 116,030,000 $ 339,269 $ 119,000
Adams, Colorado 341 $ 63,044,000 $ 184,879 $ 82,000
Will, Illinois 338 $ 71,911,000 $ 212,754 $ 91,000
Virginia Beach, Virginia 338 $ 72,164,000 $ 213,502 $ 83,000
Charles, Maryland 336 $ 101,392,000 $ 301,761 $ 89,000
Marion, Oregon 336 $ 55,776,000 $ 166,000 $ 70,000
Bucks, Pennsylvania 334 $ 78,599,000 $ 235,326 $ 89,000
Clayton, Georgia 333 $ 46,268,000 $ 138,942 $ 63,000
New London, Connecticut 332 $ 67,623,000 $ 203,683 $ 75,000
Milwaukee, Wisconsin 327 $ 41,951,000 $ 128,290 $ 54,000
Fairfax, Virginia 326 $ 116,742,000 $ 358,104 $ 134,000
Ventura, California 325 $ 133,092,000 $ 409,513 $ 122,000
Rutherford, Tennessee 324 $ 45,255,000 $ 139,675 $ 68,000
Washington, Oregon 321 $ 68,624,000 $ 213,781 $ 85,000
Merced, California 319 $ 83,438,000 $ 261,561 $ 83,000
Clackamas, Oregon 311 $ 79,538,000 $ 255,749 $ 95,000
Monmouth, New Jersey 310 $ 94,286,000 $ 304,148 $ 126,000
Burlington, New Jersey 309 $ 66,252,000 $ 214,407 $ 86,000
York, Pennsylvania 309 $ 50,032,000 $ 161,915 $ 69,000
Monterey, California 306 $ 118,267,000 $ 386,493 $ 156,000
Escambia, Florida 299 $ 38,146,000 $ 127,578 $ 65,000
Delaware, Pennsylvania 299 $ 51,579,000 $ 172,505 $ 75,000
Thurston, Washington 297 $ 68,705,000 $ 231,329 $ 83,000
Hennepin, Minnesota 293 $ 59,151,000 $ 201,880 $ 75,000
Hidalgo, Texas 289 $ 40,808,000 $ 141,204 $ 78,000
Hamilton, Ohio 288 $ 40,443,000 $ 140,427 $ 72,000
Galveston, Texas 286 $ 36,748,000 $ 128,489 $ 79,000
Williamson, Texas 285 $ 43,279,000 $ 151,856 $ 82,000
Franklin, Ohio 282 $ 36,678,000 $ 130,063 $ 69,000
Prince William, Virginia 281 $ 92,379,000 $ 328,750 $ 104,000
Rockland, New York 278 $ 97,978,000 $ 352,438 $ 132,000
Collier, Florida 275 $ 73,868,000 $ 268,610 $ 109,000
Lane, Oregon 273 $ 49,123,000 $ 179,937 $ 72,000
Monroe, New York 265 $ 34,584,000 $ 130,505 $ 71,000
Kitsap, Washington 264 $ 58,537,000 $ 221,731 $ 89,000
Northampton, Pennsylvania 263 $ 51,540,000 $ 195,969 $ 73,000
Brazoria, Texas 257 $ 36,842,000 $ 143,354 $ 91,000
Macomb, Michigan 256 $ 47,499,000 $ 185,542 $ 72,000
Jefferson, Colorado 255 $ 57,399,000 $ 225,094 $ 85,000
St. Charles, Missouri 253 $ 47,364,000 $ 187,209 $ 76,000
Berks, Pennsylvania 251 $ 40,584,000 $ 161,689 $ 70,000
Charlotte, Florida 248 $ 48,649,000 $ 196,165 $ 83,000
Lehigh, Pennsylvania 247 $ 42,372,000 $ 171,546 $ 93,000
Madera, California 244 $ 56,733,000 $ 232,512 $ 72,000
Lancaster, Pennsylvania 244 $ 39,986,000 $ 163,877 $ 68,000
Windham, Connecticut 243 $ 45,795,000 $ 188,456 $ 61,000
Maui, Hawaii 243 $ 101,163,000 $ 416,308 $ 121,000
DuPage, Illinois 243 $ 59,780,000 $ 246,008 $ 114,000
Albany, New York 243 $ 35,988,000 $ 148,098 $ 80,000
Johnson, Kansas 241 $ 41,183,000 $ 170,883 $ 82,000
Shasta, California 236 $ 48,351,000 $ 204,877 $ 76,000
Clay, Florida 233 $ 45,608,000 $ 195,742 $ 79,000
Chester, Pennsylvania 233 $ 56,277,000 $ 241,532 $ 110,000
Washington, Utah 228 $ 74,361,000 $ 326,144 $ 131,000
Westmoreland, Pennsylvania 226 $ 31,376,000 $ 138,831 $ 60,000
Jefferson, Missouri 224 $ 34,856,000 $ 155,607 $ 70,000
Davis, Utah 224 $ 42,584,000 $ 190,107 $ 76,000
Mercer, New Jersey 223 $ 49,198,000 $ 220,618 $ 95,000
Placer, California 219 $ 79,758,000 $ 364,191 $ 134,000
Litchfield, Connecticut 216 $ 52,366,000 $ 242,435 $ 82,000
Ulster, New York 216 $ 44,968,000 $ 208,185 $ 84,000
Lake, Illinois 215 $ 47,341,000 $ 220,190 $ 101,000
Pueblo, Colorado 214 $ 29,379,000 $ 137,285 $ 70,000
Kings, California 213 $ 39,146,000 $ 183,784 $ 69,000
Onondaga, New York 210 $ 24,384,000 $ 116,114 $ 77,000
San Mateo, California 208 $ 98,924,000 $ 475,596 $ 152,000
Sumner, Tennessee 208 $ 33,921,000 $ 163,081 $ 67,000
Barnstable, Massachusetts 206 $ 60,524,000 $ 293,805 $ 97,000
Henrico, Virginia 204 $ 37,197,000 $ 182,338 $ 67,000
Yakima, Washington 202 $ 28,063,000 $ 138,925 $ 54,000
Kane, Illinois 198 $ 38,502,000 $ 194,454 $ 77,000
Frederick, Maryland 198 $ 57,487,000 $ 290,338 $ 97,000
Harford, Maryland 198 $ 46,372,000 $ 234,202 $ 95,000
Hillsborough, New Hampshire 198 $ 40,560,000 $ 204,848 $ 80,000
Ellis, Texas 198 $ 28,592,000 $ 144,404 $ 74,000
Henry, Georgia 197 $ 39,566,000 $ 200,842 $ 80,000
Chesterfield, Virginia 195 $ 35,711,000 $ 183,133 $ 74,000
Flagler, Florida 193 $ 37,596,000 $ 194,797 $ 89,000
Kent, Rhode Island 192 $ 41,986,000 $ 218,677 $ 75,000
Weber, Utah 192 $ 31,282,000 $ 162,927 $ 68,000
Chesapeake, Virginia 192 $ 44,317,000 $ 230,817 $ 75,000
Atlantic, New Jersey 189 $ 41,672,000 $ 220,486 $ 88,000
Sonoma, California 187 $ 74,829,000 $ 400,155 $ 135,000
Norfolk, Virginia 186 $ 30,247,000 $ 162,618 $ 66,000
Saratoga, New York 185 $ 34,292,000 $ 185,362 $ 72,000
Weld, Colorado 184 $ 37,860,000 $ 205,760 $ 74,000
Allen, Indiana 183 $ 23,189,000 $ 126,715 $ 62,000
Morris, New Jersey 183 $ 59,089,000 $ 322,890 $ 127,000
Montgomery, Tennessee 183 $ 22,245,000 $ 121,557 $ 60,000
Nueces, Texas 183 $ 27,037,000 $ 147,743 $ 91,000
Leon, Florida 182 $ 29,413,000 $ 161,609 $ 74,000
Gloucester, New Jersey 182 $ 35,728,000 $ 196,307 $ 85,000
Alachua, Florida 179 $ 28,142,000 $ 157,217 $ 63,000
Mohave, Arizona 178 $ 35,918,000 $ 201,786 $ 85,000
Citrus, Florida 173 $ 27,940,000 $ 161,502 $ 64,000
Luzerne, Pennsylvania 172 $ 21,263,000 $ 123,622 $ 65,000
Butte, California 171 $ 35,792,000 $ 209,309 $ 93,000
Cowlitz, Washington 170 $ 26,513,000 $ 155,958 $ 63,000
Cleveland, Oklahoma 168 $ 22,078,000 $ 131,416 $ 67,000
Bell, Texas 168 $ 19,719,000 $ 117,375 $ 71,000
El Dorado, California 166 $ 59,694,000 $ 359,602 $ 134,000
Kent, Michigan 165 $ 22,897,000 $ 138,769 $ 68,000
Rockingham, New Hampshire 165 $ 38,784,000 $ 235,054 $ 89,000
Cameron, Texas 165 $ 20,680,000 $ 125,333 $ 72,000
Santa Barbara, California 163 $ 59,478,000 $ 364,895 $ 103,000
Dauphin, Pennsylvania 163 $ 22,269,000 $ 136,619 $ 65,000
Richmond City, Virginia 161 $ 21,834,000 $ 135,614 $ 60,000
Wyandotte, Kansas 159 $ 18,182,000 $ 114,352 $ 55,000
Butler, Ohio 157 $ 24,909,000 $ 158,656 $ 78,000
Portsmouth, Virginia 156 $ 23,726,000 $ 152,089 $ 66,000
Mobile, Alabama 153 $ 17,214,000 $ 112,509 $ 66,000
Genesee, Michigan 153 $ 18,335,000 $ 119,836 $ 55,000
Williamson, Tennessee 153 $ 34,140,000 $ 223,137 $ 82,000
Yuma, Arizona 152 $ 23,201,000 $ 152,638 $ 63,000
Washington, Maryland 152 $ 33,833,000 $ 222,585 $ 86,000
Okaloosa, Florida 150 $ 25,839,000 $ 172,260 $ 72,000
St. Mary's, Maryland 150 $ 37,588,000 $ 250,586 $ 75,000
Hampton, Virginia 150 $ 23,734,000 $ 158,226 $ 59,000
Bay, Florida 149 $ 35,458,000 $ 237,973 $ 81,000
Schenectady, New York 148 $ 19,741,000 $ 133,385 $ 68,000
Tolland, Connecticut 147 $ 28,002,000 $ 190,489 $ 68,000
San Francisco, California 146 $ 71,570,000 $ 490,205 $ 173,000
Hamilton, Indiana 145 $ 31,427,000 $ 216,737 $ 105,000
Middlesex, Connecticut 144 $ 32,207,000 $ 223,659 $ 81,000
Calvert, Maryland 144 $ 43,577,000 $ 302,618 $ 85,000
Smith, Texas 144 $ 19,596,000 $ 136,083 $ 75,000
McLennan, Texas 143 $ 15,614,000 $ 109,188 $ 60,000
Yavapai, Arizona 142 $ 30,399,000 $ 214,077 $ 76,000
Ada, Idaho 142 $ 33,941,000 $ 239,021 $ 104,000
Anoka, Minnesota 142 $ 28,345,000 $ 199,612 $ 91,000
Benton, Washington 142 $ 21,518,000 $ 151,535 $ 67,000
Washington, Pennsylvania 141 $ 18,894,000 $ 134,000 $ 61,000
Webb, Texas 141 $ 19,502,000 $ 138,312 $ 70,000
Whatcom, Washington 141 $ 33,117,000 $ 234,872 $ 67,000
Indian River, Florida 140 $ 24,689,000 $ 176,350 $ 83,000
Highlands, Florida 139 $ 20,188,000 $ 145,237 $ 58,000
St. Johns, Florida 139 $ 31,960,000 $ 229,928 $ 101,000
Hendricks, Indiana 139 $ 21,660,000 $ 155,827 $ 84,000
Howard, Maryland 139 $ 46,629,000 $ 335,460 $ 110,000
Lewis, Washington 139 $ 23,795,000 $ 171,187 $ 65,000
Larimer, Colorado 138 $ 30,615,000 $ 221,847 $ 85,000
Mecklenburg, North Carolina 138 $ 21,117,000 $ 153,021 $ 93,000
Kaufman, Texas 137 $ 18,422,000 $ 134,467 $ 75,000
McHenry, Illinois 136 $ 29,806,000 $ 219,161 $ 118,000
District of Columbia, District Of Columbia 135 $ 38,742,000 $ 286,977 $ 125,000
Sullivan, Tennessee 134 $ 18,774,000 $ 140,104 $ 59,000
Kootenai, Idaho 133 $ 32,839,000 $ 246,909 $ 103,000
Newport News, Virginia 133 $ 20,282,000 $ 152,496 $ 69,000
Hinds, Mississippi 131 $ 14,080,000 $ 107,480 $ 87,000
Montgomery, Ohio 131 $ 15,535,000 $ 118,587 $ 78,000
Sevier, Tennessee 131 $ 20,946,000 $ 159,893 $ 83,000
Jefferson, Texas 131 $ 15,420,000 $ 117,709 $ 74,000
Sedgwick, Kansas 130 $ 14,001,000 $ 107,700 $ 53,000
Lucas, Ohio 130 $ 17,075,000 $ 131,346 $ 70,000
Kauai, Hawaii 128 $ 56,631,000 $ 442,429 $ 132,000
Rensselaer, New York 128 $ 17,912,000 $ 139,937 $ 106,000
Grays Harbor, Washington 128 $ 18,352,000 $ 143,375 $ 73,000
Carroll, Maryland 127 $ 39,693,000 $ 312,543 $ 95,000
Wicomico, Maryland 127 $ 20,568,000 $ 161,952 $ 74,000
Clay, Missouri 127 $ 17,182,000 $ 135,291 $ 64,000
Johnson, Indiana 125 $ 18,665,000 $ 149,320 $ 66,000
Paulding, Georgia 122 $ 19,296,000 $ 158,163 $ 63,000
Wilson, Tennessee 122 $ 18,943,000 $ 155,270 $ 73,000
Franklin, Missouri 121 $ 17,921,000 $ 148,107 $ 62,000
Jackson, Oregon 121 $ 27,521,000 $ 227,446 $ 89,000
Blount, Tennessee 120 $ 16,503,000 $ 137,525 $ 70,000
St. Joseph, Indiana 119 $ 13,827,000 $ 116,193 $ 56,000
Madison, Tennessee 119 $ 13,072,000 $ 109,848 $ 44,000
East Baton Rouge, Louisiana 118 $ 14,357,000 $ 121,669 $ 55,000
Summit, Ohio 118 $ 17,209,000 $ 145,838 $ 69,000
Douglas, Georgia 117 $ 17,481,000 $ 149,410 $ 61,000
Polk, Iowa 117 $ 16,061,000 $ 137,273 $ 53,000
Canadian, Oklahoma 117 $ 14,860,000 $ 127,008 $ 82,000
Chatham, Georgia 116 $ 17,270,000 $ 148,879 $ 73,000
Newton, Georgia 116 $ 22,266,000 $ 191,948 $ 95,000
Vanderburgh, Indiana 115 $ 15,233,000 $ 132,460 $ 67,000
Oneida, New York 115 $ 14,785,000 $ 128,565 $ 66,000
Lubbock, Texas 115 $ 14,064,000 $ 122,295 $ 70,000
Santa Cruz, California 114 $ 49,209,000 $ 431,657 $ 137,000
Martin, Florida 114 $ 24,847,000 $ 217,956 $ 79,000
Lackawanna, Pennsylvania 114 $ 15,400,000 $ 135,087 $ 53,000
Pike, Pennsylvania 114 $ 20,213,000 $ 177,307 $ 69,000
Muscogee, Georgia 113 $ 13,200,000 $ 116,814 $ 60,000
Ramsey, Minnesota 113 $ 20,714,000 $ 183,309 $ 94,000
Cumberland, New Jersey 113 $ 16,934,000 $ 149,858 $ 70,000
Broome, New York 113 $ 11,113,000 $ 98,345 $ 57,000
Johnson, Texas 113 $ 15,976,000 $ 141,380 $ 87,000
Spotsylvania, Virginia 113 $ 28,922,000 $ 255,946 $ 79,000
San Luis Obispo, California 112 $ 43,856,000 $ 391,571 $ 130,000
Sullivan, New York 112 $ 20,111,000 $ 179,562 $ 75,000
Suffolk, Virginia 112 $ 20,818,000 $ 185,875 $ 102,000
Comanche, Oklahoma 111 $ 14,767,000 $ 133,036 $ 68,000
Beaver, Pennsylvania 111 $ 14,365,000 $ 129,414 $ 79,000
Franklin, Pennsylvania 111 $ 16,999,000 $ 153,144 $ 70,000
Canyon, Idaho 110 $ 19,208,000 $ 174,618 $ 83,000
Butler, Pennsylvania 110 $ 15,507,000 $ 140,972 $ 60,000
Bradley, Tennessee 110 $ 13,742,000 $ 124,927 $ 53,000
Mason, Washington 110 $ 19,968,000 $ 181,527 $ 68,000
Yolo, California 109 $ 34,302,000 $ 314,697 $ 117,000
Douglas, Colorado 109 $ 41,685,000 $ 382,431 $ 121,000
Elkhart, Indiana 109 $ 13,259,000 $ 121,642 $ 64,000
Parker, Texas 108 $ 18,643,000 $ 172,620 $ 90,000
Sutter, California 105 $ 26,416,000 $ 251,580 $ 85,000
Kent, Delaware 105 $ 20,559,000 $ 195,800 $ 96,000
Douglas, Nebraska 105 $ 13,640,000 $ 129,904 $ 59,000
Montgomery, Alabama 104 $ 11,879,000 $ 114,221 $ 53,000
Erie, Pennsylvania 104 $ 11,742,000 $ 112,903 $ 59,000
Sandoval, New Mexico 103 $ 17,925,000 $ 174,029 $ 79,000
Jefferson, Kentucky 102 $ 15,625,000 $ 153,186 $ 66,000
Mesa, Colorado 100 $ 19,002,000 $ 190,020 $ 94,000
Merrimack, New Hampshire 100 $ 20,441,000 $ 204,410 $ 81,000
Somerset, New Jersey 100 $ 33,145,000 $ 331,450 $ 130,000
Madison, Alabama 99 $ 11,832,000 $ 119,515 $ 54,000
Cherokee, Georgia 99 $ 20,307,000 $ 205,121 $ 91,000
Cumberland, Maine 99 $ 21,383,000 $ 215,989 $ 78,000
Greene, Missouri 99 $ 13,474,000 $ 136,101 $ 68,000
Stark, Ohio 99 $ 12,145,000 $ 122,676 $ 67,000
Tipton, Tennessee 99 $ 11,645,000 $ 117,626 $ 61,000
Linn, Oregon 98 $ 17,157,000 $ 175,071 $ 81,000
Fayette, Pennsylvania 98 $ 10,923,000 $ 111,459 $ 51,000
Niagara, New York 97 $ 10,307,000 $ 106,257 $ 97,000
Hays, Texas 97 $ 16,536,000 $ 170,474 $ 81,000
Putnam, New York 96 $ 29,861,000 $ 311,052 $ 137,000
York, Maine 95 $ 17,663,000 $ 185,926 $ 104,000
Cumberland, Pennsylvania 95 $ 16,911,000 $ 178,010 $ 83,000
Jefferson, Louisiana 93 $ 15,544,000 $ 167,139 $ 77,000
Cecil, Maryland 93 $ 20,068,000 $ 215,784 $ 72,000
Tooele, Utah 93 $ 15,484,000 $ 166,494 $ 80,000
Anchorage, Alaska 92 $ 21,511,000 $ 233,815 $ 94,000
Rockdale, Georgia 92 $ 22,656,000 $ 246,260 $ 107,000
Dakota, Minnesota 92 $ 20,934,000 $ 227,543 $ 111,000
Rogers, Oklahoma 92 $ 13,074,000 $ 142,108 $ 64,000
Yamhill, Oregon 92 $ 15,510,000 $ 168,586 $ 64,000
Adams, Pennsylvania 92 $ 16,032,000 $ 174,260 $ 85,000
Santa Rosa, Florida 91 $ 14,981,000 $ 164,626 $ 67,000
Maury, Tennessee 91 $ 11,347,000 $ 124,692 $ 54,000
Comal, Texas 91 $ 17,033,000 $ 187,175 $ 99,000
Tehama, California 90 $ 19,313,000 $ 214,588 $ 79,000
Porter, Indiana 90 $ 15,461,000 $ 171,788 $ 93,000
Sussex, Delaware 89 $ 18,576,000 $ 208,719 $ 94,000
Wake, North Carolina 89 $ 21,159,000 $ 237,741 $ 96,000
Lyon, Nevada 88 $ 17,109,000 $ 194,420 $ 74,000
Loudoun, Virginia 87 $ 34,531,000 $ 396,908 $ 130,000
Charleston, South Carolina 86 $ 14,988,000 $ 174,279 $ 66,000
Skagit, Washington 86 $ 18,425,000 $ 214,244 $ 98,000
Deschutes, Oregon 85 $ 25,286,000 $ 297,482 $ 90,000
Anderson, Tennessee 85 $ 10,142,000 $ 119,317 $ 49,000
Washington, Tennessee 85 $ 10,906,000 $ 128,305 $ 58,000
Lake, California 84 $ 18,467,000 $ 219,845 $ 109,000
Berkshire, Massachusetts 84 $ 13,941,000 $ 165,964 $ 70,000
Richmond, Georgia 83 $ 8,697,000 $ 104,783 $ 44,000
Orleans, Louisiana 83 $ 12,626,000 $ 152,120 $ 84,000
Clermont, Ohio 83 $ 15,705,000 $ 189,216 $ 100,000
Cochise, Arizona 82 $ 12,343,000 $ 150,524 $ 60,000
Putnam, Florida 82 $ 11,795,000 $ 143,841 $ 60,000
Fayette, Georgia 82 $ 21,453,000 $ 261,621 $ 114,000
Washington, Rhode Island 82 $ 20,986,000 $ 255,926 $ 108,000
Mercer, Pennsylvania 81 $ 8,471,000 $ 104,580 $ 54,000
Grant, Washington 81 $ 11,607,000 $ 143,296 $ 90,000
Boulder, Colorado 80 $ 19,571,000 $ 244,637 $ 98,000
Coweta, Georgia 80 $ 13,277,000 $ 165,962 $ 73,000
Forsyth, Georgia 80 $ 23,303,000 $ 291,287 $ 96,000
Ingham, Michigan 80 $ 9,389,000 $ 117,362 $ 66,000
Lorain, Ohio 80 $ 11,905,000 $ 148,812 $ 68,000
Hamblen, Tennessee 80 $ 10,354,000 $ 129,425 $ 52,000
Carroll, Georgia 78 $ 10,426,000 $ 133,666 $ 72,000
Bibb, Georgia 76 $ 9,215,000 $ 121,250 $ 51,000
Dona Ana, New Mexico 76 $ 11,150,000 $ 146,710 $ 68,000
Carbon, Pennsylvania 76 $ 11,567,000 $ 152,197 $ 65,000
Robertson, Tennessee 76 $ 11,254,000 $ 148,078 $ 63,000
Hunt, Texas 76 $ 10,467,000 $ 137,723 $ 77,000
Island, Washington 76 $ 18,182,000 $ 239,236 $ 67,000
Napa, California 75 $ 32,624,000 $ 434,986 $ 143,000
Sussex, New Jersey 75 $ 19,552,000 $ 260,693 $ 107,000
Lawrence, Pennsylvania 75 $ 8,138,000 $ 108,506 $ 51,000
Grayson, Texas 75 $ 9,966,000 $ 132,880 $ 75,000
Stafford, Virginia 75 $ 22,544,000 $ 300,586 $ 131,000
Madison, Illinois 74 $ 9,136,000 $ 123,459 $ 83,000
Cass, Missouri 74 $ 9,933,000 $ 134,229 $ 68,000
Strafford, New Hampshire 74 $ 14,505,000 $ 196,013 $ 77,000
Otsego, New York 74 $ 11,566,000 $ 156,297 $ 67,000
Polk, Oregon 74 $ 14,321,000 $ 193,527 $ 97,000
Richland, South Carolina 74 $ 10,753,000 $ 145,310 $ 61,000
Putnam, Tennessee 74 $ 8,993,000 $ 121,527 $ 50,000
Guadalupe, Texas 74 $ 10,983,000 $ 148,418 $ 77,000
Randall, Texas 74 $ 9,002,000 $ 121,648 $ 67,000
New York, New York 73 $ 32,297,000 $ 442,424 $ 207,000
Lycoming, Pennsylvania 73 $ 8,107,000 $ 111,054 $ 58,000
McMinn, Tennessee 73 $ 8,597,000 $ 117,767 $ 49,000
Hampshire, Massachusetts 72 $ 13,369,000 $ 185,680 $ 63,000
Warren, New Jersey 72 $ 18,920,000 $ 262,777 $ 87,000
Trumbull, Ohio 72 $ 8,165,000 $ 113,402 $ 69,000
Warren, Ohio 72 $ 12,564,000 $ 174,500 $ 93,000
Humboldt, California 71 $ 18,926,000 $ 266,563 $ 99,000
Madison, Indiana 71 $ 7,696,000 $ 108,394 $ 52,000
Worcester, Maryland 71 $ 15,231,000 $ 214,521 $ 99,000
Baldwin, Alabama 70 $ 15,179,000 $ 216,842 $ 159,000
Santa Cruz, Arizona 70 $ 11,291,000 $ 161,300 $ 58,000
Monroe, Florida 70 $ 32,365,000 $ 462,357 $ 180,000
Schuylkill, Pennsylvania 70 $ 8,281,000 $ 118,300 $ 53,000
Hall, Georgia 69 $ 13,215,000 $ 191,521 $ 98,000
Tippecanoe, Indiana 69 $ 9,587,000 $ 138,942 $ 76,000
Buchanan, Missouri 69 $ 7,918,000 $ 114,753 $ 64,000
Fulton, New York 69 $ 8,655,000 $ 125,434 $ 73,000
Blair, Pennsylvania 69 $ 7,079,000 $ 102,594 $ 48,000
Clark, Indiana 68 $ 8,501,000 $ 125,014 $ 61,000
Caroline, Maryland 68 $ 14,190,000 $ 208,676 $ 57,000
Santa Fe, New Mexico 68 $ 17,896,000 $ 263,176 $ 103,000
Jefferson, Tennessee 68 $ 8,597,000 $ 126,426 $ 61,000
Rockwall, Texas 68 $ 11,133,000 $ 163,720 $ 93,000
Yuba, California 67 $ 16,011,000 $ 238,970 $ 99,000
LaPorte, Indiana 67 $ 8,587,000 $ 128,164 $ 63,000
Cheshire, New Hampshire 67 $ 11,051,000 $ 164,940 $ 83,000
Douglas, Oregon 67 $ 11,059,000 $ 165,059 $ 113,000
Bastrop, Texas 67 $ 10,495,000 $ 156,641 $ 75,000
St. Clair, Illinois 66 $ 9,064,000 $ 137,333 $ 65,000
Shawnee, Kansas 66 $ 6,900,000 $ 104,545 $ 65,000
Jackson, Michigan 66 $ 8,145,000 $ 123,409 $ 65,000
Greene, Tennessee 66 $ 8,804,000 $ 133,393 $ 54,000
Pulaski, Arkansas 65 $ 8,826,000 $ 135,784 $ 68,000
Fremont, Colorado 65 $ 9,123,000 $ 140,353 $ 57,000
Berrien, Michigan 65 $ 9,587,000 $ 147,492 $ 62,000
Carson City, Nevada 65 $ 16,225,000 $ 249,615 $ 98,000
Warren, New York 65 $ 10,541,000 $ 162,169 $ 67,000
Roane, Tennessee 65 $ 9,272,000 $ 142,646 $ 75,000
Orange, Texas 65 $ 8,067,000 $ 124,107 $ 79,000
Kenosha, Wisconsin 65 $ 9,671,000 $ 148,784 $ 66,000
Nassau, Florida 64 $ 12,177,000 $ 190,265 $ 72,000
Kankakee, Illinois 64 $ 6,753,000 $ 105,515 $ 58,000
Wayne, New York 64 $ 7,367,000 $ 115,109 $ 63,000
Wagoner, Oklahoma 64 $ 8,223,000 $ 128,484 $ 60,000
Bedford, Tennessee 64 $ 7,987,000 $ 124,796 $ 62,000
Columbia, Florida 63 $ 10,090,000 $ 160,158 $ 58,000
Delaware, New York 63 $ 10,155,000 $ 161,190 $ 73,000
Columbia, Oregon 63 $ 11,717,000 $ 185,984 $ 64,000
Lebanon, Pennsylvania 63 $ 9,000,000 $ 142,857 $ 55,000
Walton, Georgia 62 $ 11,293,000 $ 182,145 $ 97,000
Kalamazoo, Michigan 62 $ 8,059,000 $ 129,983 $ 57,000
Gregg, Texas 62 $ 7,681,000 $ 123,887 $ 71,000
Roanoke City, Virginia 62 $ 6,359,000 $ 102,564 $ 49,000
Clallam, Washington 62 $ 11,767,000 $ 189,790 $ 66,000
Queen Anne's, Maryland 61 $ 17,627,000 $ 288,967 $ 102,000
Brazos, Texas 61 $ 6,945,000 $ 113,852 $ 67,000
Henderson, Texas 61 $ 7,673,000 $ 125,786 $ 65,000
Van Zandt, Texas 61 $ 8,239,000 $ 135,065 $ 68,000
Allegany, Maryland 60 $ 7,990,000 $ 133,166 $ 50,000
Muskegon, Michigan 60 $ 6,776,000 $ 112,933 $ 49,000
Harrison, Mississippi 60 $ 8,813,000 $ 146,883 $ 83,000
Columbia, New York 60 $ 10,659,000 $ 177,650 $ 77,000
Midland, Texas 60 $ 7,465,000 $ 124,416 $ 69,000
Franklin, Washington 60 $ 8,879,000 $ 147,983 $ 76,000
Shelby, Alabama 59 $ 9,044,000 $ 153,288 $ 97,000
DeSoto, Florida 59 $ 7,796,000 $ 132,135 $ 89,000
Morgan, Indiana 59 $ 8,298,000 $ 140,644 $ 72,000
Dorchester, Maryland 59 $ 9,549,000 $ 161,847 $ 57,000
Houston, Georgia 58 $ 7,505,000 $ 129,396 $ 57,000
Ottawa, Michigan 58 $ 7,789,000 $ 134,293 $ 59,000
Chautauqua, New York 58 $ 6,752,000 $ 116,413 $ 60,000
Horry, South Carolina 58 $ 13,866,000 $ 239,068 $ 150,000
Hawkins, Tennessee 58 $ 7,549,000 $ 130,155 $ 64,000
Monroe, Tennessee 58 $ 6,698,000 $ 115,482 $ 48,000
Hood, Texas 58 $ 8,300,000 $ 143,103 $ 80,000
Lancaster, Nebraska 57 $ 7,024,000 $ 123,228 $ 60,000
Nye, Nevada 57 $ 13,694,000 $ 240,245 $ 136,000
Greene, New York 57 $ 8,030,000 $ 140,877 $ 61,000
Mahoning, Ohio 57 $ 5,827,000 $ 102,228 $ 60,000
Nevada, California 56 $ 19,095,000 $ 340,982 $ 122,000
Okeechobee, Florida 56 $ 9,032,000 $ 161,285 $ 63,000
Hancock, Indiana 56 $ 9,886,000 $ 176,535 $ 105,000
Cape May, New Jersey 56 $ 14,090,000 $ 251,607 $ 112,000
Washington, New York 56 $ 7,033,000 $ 125,589 $ 62,000
Creek, Oklahoma 56 $ 7,736,000 $ 138,142 $ 58,000
Muskogee, Oklahoma 56 $ 6,415,000 $ 114,553 $ 51,000
Howard, Indiana 55 $ 6,601,000 $ 120,018 $ 60,000
St. Francois, Missouri 55 $ 7,091,000 $ 128,927 $ 61,000
Jefferson, New York 55 $ 6,970,000 $ 126,727 $ 60,000
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Mortgage Loan Application Detail Totals for Accredited Home Lenders, Inc in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 167,572 $36,772,046,000 $219,000 $75,000,000 $83,000 $5,678,000
Home Purchase 31,937 $6,561,780,000 $205,000 $5,985,000 $93,000 $5,400,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 81,553 $17,309,337,000 $212,000 $75,000,000 $90,000 $5,375,000
Not Provided 52,896 $11,113,493,000 $210,000 $6,000,000 $80,000 $5,400,000
Hispanic 31,358 $7,497,307,000 $239,000 $6,000,000 $85,000 $5,678,000
Black or African American 27,363 $5,498,866,000 $200,000 $4,150,000 $76,000 $4,736,000
Asian 4,102 $1,289,230,000 $314,000 $5,985,000 $117,000 $3,000,000
Native Hawaiian or Other Pacific Islander 1,321 $406,475,000 $307,000 $2,850,000 $100,000 $1,500,000
American Indian or Alaskan Native 916 $219,118,000 $239,000 $3,000,000 $104,000 $2,857,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 199,509 $43,333,826,000 $217,000 $75,000,000 $85,000 $5,678,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 164,878 $35,948,624,000 $218,000 $75,000,000 $86,000 $5,678,000
Loan Originated 19,955 $4,037,210,000 $202,000 $1,500,000 $80,000 $4,736,000
Application Withdrawn By Applicant 14,189 $3,236,763,000 $228,000 $23,900,000 $85,000 $4,144,000
Application Approved But Not Accepted 487 $111,229,000 $228,000 $860,000 $88,000 $1,128,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Accredited Home Lenders, Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Accredited Home Lenders, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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