Accredited Home Lenders, Inc Mortgage Lending & HMDA Data, 2007
In 2007, Accredited Home Lenders, Inc of San Diego, CA reported 199,509 mortgage applications totaling $43.3 billion, down 42% from 2006. The average application was for $217,202, and applicants reported an average income of $84,600. 10% of its applications resulted in an originated loan and 83% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (6,561), Riverside-San Bernardino-Ontario, CA (6,336) and New York-White Plains-Wayne, NY-NJ (6,165) (applications in parentheses).
| Mortgage Company & Address | Accredited Home Lenders, Inc 15253 Avenue of Science Bldg 1 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 199,509 |
| Total Mortgage Loan Application Amount | $43,333,826,000 |
| Average Mortgage Loan Application Amount | $217,202 |
| Highest Mortgage Loan Application Amount | $75,000,000 |
| Average Applicant Income | $84,600 |
| Highest Applicant Income | $5,678,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Accredited Home Lenders, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 6,561 | $ 2,420,044,000 | $ 368,852 | $ 110,000 |
| Riverside-San Bernardino-Ontario, CA | 6,336 | $ 1,996,543,000 | $ 315,110 | $ 99,000 |
| New York-White Plains-Wayne, NY-NJ | 6,165 | $ 2,221,058,000 | $ 360,268 | $ 120,203 |
| Phoenix-Mesa-Scottsdale, AZ | 5,114 | $ 1,036,749,000 | $ 202,727 | $ 75,000 |
| Houston-Sugar Land-Baytown, TX | 4,815 | $ 657,327,000 | $ 136,516 | $ 79,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4,764 | $ 850,864,000 | $ 178,602 | $ 75,000 |
| Atlanta-Sandy Springs-Marietta, GA | 4,261 | $ 802,433,000 | $ 188,320 | $ 82,000 |
| Nassau-Suffolk, NY | 4,187 | $ 1,344,785,000 | $ 321,181 | $ 119,000 |
| Chicago-Naperville-Joliet, IL | 4,055 | $ 860,144,000 | $ 212,119 | $ 93,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,840 | $ 1,180,349,000 | $ 307,382 | $ 97,039 |
| Miami-Miami Beach-Kendall, FL | 3,680 | $ 888,438,000 | $ 241,423 | $ 95,000 |
| Dallas-Plano-Irving, TX | 3,562 | $ 530,532,000 | $ 148,942 | $ 79,000 |
| Las Vegas-Paradise, NV | 3,122 | $ 803,017,000 | $ 257,212 | $ 93,000 |
| Orlando-Kissimmee, FL | 3,098 | $ 630,036,000 | $ 203,368 | $ 81,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,767 | $ 662,163,000 | $ 239,307 | $ 89,000 |
| Baltimore-Towson, MD | 2,617 | $ 591,172,000 | $ 225,896 | $ 82,000 |
| San Diego-Carlsbad-San Marcos, CA | 2,590 | $ 945,291,000 | $ 364,977 | $ 116,000 |
| Philadelphia, PA | 2,328 | $ 425,233,000 | $ 182,660 | $ 76,000 |
| Seattle-Bellevue-Everett, WA | 2,273 | $ 638,938,000 | $ 281,098 | $ 98,000 |
| St. Louis, MO-IL | 2,238 | $ 325,358,000 | $ 145,378 | $ 64,691 |
| Portland-Vancouver-Beaverton, OR-WA | 1,909 | $ 417,331,000 | $ 218,612 | $ 84,376 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,775 | $ 274,151,000 | $ 154,451 | $ 68,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,725 | $ 531,100,000 | $ 307,884 | $ 105,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,719 | $ 767,504,000 | $ 446,482 | $ 139,000 |
| Fort Worth-Arlington, TX | 1,654 | $ 233,250,000 | $ 141,021 | $ 78,000 |
| Jacksonville, FL | 1,611 | $ 263,133,000 | $ 163,335 | $ 69,000 |
| Boston-Quincy, MA | 1,553 | $ 456,851,000 | $ 294,173 | $ 101,000 |
| Newark-Union, NJ-PA | 1,496 | $ 419,239,000 | $ 280,239 | $ 102,256 |
| San Antonio, TX | 1,493 | $ 197,576,000 | $ 132,334 | $ 70,000 |
| Pittsburgh, PA | 1,475 | $ 192,292,000 | $ 130,367 | $ 66,000 |
| Denver-Aurora, CO | 1,467 | $ 316,793,000 | $ 215,946 | $ 90,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,435 | $ 353,783,000 | $ 246,538 | $ 98,000 |
| Hartford-West Hartford-East Hartford, CT | 1,410 | $ 269,859,000 | $ 191,389 | $ 73,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,402 | $ 263,774,000 | $ 188,141 | $ 77,942 |
| Kansas City, MO-KS | 1,374 | $ 187,741,000 | $ 136,638 | $ 65,314 |
| Indianapolis-Carmel, IN | 1,367 | $ 204,269,000 | $ 149,428 | $ 73,000 |
| Memphis, TN-MS-AR | 1,366 | $ 176,844,000 | $ 129,461 | $ 59,704 |
| Oakland-Fremont-Hayward, CA | 1,314 | $ 519,909,000 | $ 395,668 | $ 122,000 |
| Fresno, CA | 1,310 | $ 304,804,000 | $ 232,674 | $ 75,000 |
| Tacoma, WA | 1,302 | $ 295,960,000 | $ 227,311 | $ 82,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,299 | $ 304,098,000 | $ 234,101 | $ 85,737 |
| Edison, NJ | 1,281 | $ 362,903,000 | $ 283,296 | $ 111,000 |
| Detroit-Livonia-Dearborn, MI | 1,278 | $ 150,039,000 | $ 117,401 | $ 63,000 |
| Honolulu, HI | 1,149 | $ 420,207,000 | $ 365,715 | $ 103,000 |
| Salt Lake City, UT | 1,127 | $ 238,231,000 | $ 211,385 | $ 85,000 |
| New Haven-Milford, CT | 1,095 | $ 217,334,000 | $ 198,478 | $ 77,000 |
| Oklahoma City, OK | 1,045 | $ 131,497,000 | $ 125,834 | $ 65,000 |
| Austin-Round Rock, TX | 1,014 | $ 173,858,000 | $ 171,457 | $ 86,000 |
| Lakeland, FL | 1,009 | $ 153,200,000 | $ 151,833 | $ 62,000 |
| Bakersfield, CA | 998 | $ 220,195,000 | $ 220,636 | $ 86,000 |
| Richmond, VA | 936 | $ 162,006,000 | $ 173,083 | $ 69,000 |
| Cape Coral-Fort Myers, FL | 919 | $ 208,711,000 | $ 227,106 | $ 92,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 879 | $ 185,185,000 | $ 210,676 | $ 92,643 |
| Deltona-Daytona Beach-Ormond Beach, FL | 869 | $ 144,653,000 | $ 166,459 | $ 66,000 |
| Tulsa, OK | 869 | $ 111,863,000 | $ 128,726 | $ 65,000 |
| Visalia-Porterville, CA | 861 | $ 172,588,000 | $ 200,450 | $ 74,000 |
| Camden, NJ | 836 | $ 160,297,000 | $ 191,742 | $ 85,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 825 | $ 200,477,000 | $ 243,002 | $ 93,000 |
| Bridgeport-Stamford-Norwalk, CT | 816 | $ 236,369,000 | $ 289,667 | $ 109,000 |
| Warren-Troy-Farmington Hills, MI | 809 | $ 165,846,000 | $ 205,001 | $ 86,000 |
| Stockton, CA | 792 | $ 247,794,000 | $ 312,871 | $ 93,000 |
| Cincinnati-Middletown, OH-KY-IN | 774 | $ 118,842,000 | $ 153,542 | $ 79,631 |
| Sarasota-Bradenton-Venice, FL | 773 | $ 164,109,000 | $ 212,301 | $ 88,000 |
| Worcester, MA | 751 | $ 163,123,000 | $ 217,207 | $ 79,000 |
| Albany-Schenectady-Troy, NY | 735 | $ 111,909,000 | $ 152,257 | $ 80,000 |
| Palm Bay-Melbourne-Titusville, FL | 730 | $ 127,318,000 | $ 174,408 | $ 72,000 |
| Knoxville, TN | 723 | $ 98,277,000 | $ 135,929 | $ 62,000 |
| Bethesda-Gaithersburg-Frederick, MD | 712 | $ 231,743,000 | $ 325,481 | $ 105,000 |
| Tucson, AZ | 708 | $ 124,418,000 | $ 175,731 | $ 68,000 |
| El Paso, TX | 686 | $ 93,284,000 | $ 135,982 | $ 72,000 |
| Cambridge-Newton-Framingham, MA | 679 | $ 190,656,000 | $ 280,789 | $ 112,000 |
| Spokane, WA | 672 | $ 109,178,000 | $ 162,467 | $ 69,000 |
| Cleveland-Elyria-Mentor, OH | 659 | $ 88,231,000 | $ 133,886 | $ 72,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 658 | $ 124,399,000 | $ 189,056 | $ 81,656 |
| San Jose-Sunnyvale-Santa Clara, CA | 645 | $ 292,918,000 | $ 454,136 | $ 145,000 |
| Albuquerque, NM | 644 | $ 104,352,000 | $ 162,037 | $ 70,000 |
| Springfield, MA | 592 | $ 98,993,000 | $ 167,217 | $ 63,000 |
| Port St. Lucie, FL | 584 | $ 117,350,000 | $ 200,941 | $ 86,000 |
| Modesto, CA | 545 | $ 156,374,000 | $ 286,924 | $ 95,000 |
| Birmingham-Hoover, AL | 511 | $ 67,961,000 | $ 132,996 | $ 70,000 |
| Chattanooga, TN-GA | 509 | $ 66,248,000 | $ 130,153 | $ 60,899 |
| Wilmington, DE-MD-NJ | 491 | $ 91,833,000 | $ 187,032 | $ 68,716 |
| Gary, IN | 489 | $ 63,293,000 | $ 129,433 | $ 68,000 |
| Buffalo-Niagara Falls, NY | 474 | $ 58,445,000 | $ 123,301 | $ 80,000 |
| Peabody, MA | 473 | $ 124,762,000 | $ 263,767 | $ 98,000 |
| Provo-Orem, UT | 473 | $ 106,404,000 | $ 224,955 | $ 99,000 |
| Ocala, FL | 470 | $ 77,933,000 | $ 165,814 | $ 70,000 |
| Columbus, OH | 446 | $ 67,962,000 | $ 152,381 | $ 73,000 |
| Rochester, NY | 436 | $ 54,087,000 | $ 124,052 | $ 69,000 |
| Colorado Springs, CO | 433 | $ 83,697,000 | $ 193,295 | $ 90,000 |
| Ogden-Clearfield, UT | 420 | $ 74,752,000 | $ 177,980 | $ 72,000 |
| Salem, OR | 410 | $ 70,097,000 | $ 170,968 | $ 75,000 |
| San Francisco-San Mateo-Redwood City, CA | 406 | $ 192,125,000 | $ 473,214 | $ 160,000 |
| Milwaukee-Waukesha-West Allis, WI | 403 | $ 60,632,000 | $ 150,451 | $ 59,000 |
| Reno-Sparks, NV | 402 | $ 100,968,000 | $ 251,164 | $ 96,000 |
| Pensacola-Ferry Pass-Brent, FL | 390 | $ 53,127,000 | $ 136,223 | $ 65,000 |
| El Centro, CA | 382 | $ 82,658,000 | $ 216,382 | $ 64,000 |
| Vallejo-Fairfield, CA | 381 | $ 144,158,000 | $ 378,367 | $ 124,000 |
| Norwich-New London, CT | 332 | $ 67,623,000 | $ 203,683 | $ 75,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 325 | $ 133,092,000 | $ 409,513 | $ 122,000 |
| Merced, CA | 319 | $ 83,438,000 | $ 261,561 | $ 83,000 |
| Syracuse, NY | 312 | $ 37,164,000 | $ 119,115 | $ 85,000 |
| York-Hanover, PA | 309 | $ 50,032,000 | $ 161,915 | $ 69,000 |
| Salinas, CA | 306 | $ 118,267,000 | $ 386,493 | $ 156,000 |
| Scranton--Wilkes-Barre, PA | 304 | $ 39,690,000 | $ 130,559 | $ 67,000 |
| Olympia, WA | 297 | $ 68,705,000 | $ 231,329 | $ 83,000 |
| Harrisburg-Carlisle, PA | 293 | $ 44,138,000 | $ 150,641 | $ 70,000 |
| McAllen-Edinburg-Mission, TX | 289 | $ 40,808,000 | $ 141,204 | $ 78,000 |
| Louisville-Jefferson County, KY-IN | 287 | $ 40,752,000 | $ 141,993 | $ 62,153 |
| Lake County-Kenosha County, IL-WI | 280 | $ 57,012,000 | $ 203,614 | $ 92,875 |
| Naples-Marco Island, FL | 275 | $ 73,868,000 | $ 268,610 | $ 109,000 |
| Eugene-Springfield, OR | 273 | $ 49,123,000 | $ 179,937 | $ 72,000 |
| Boise City-Nampa, ID | 268 | $ 56,406,000 | $ 210,470 | $ 93,000 |
| Bremerton-Silverdale, WA | 264 | $ 58,537,000 | $ 221,731 | $ 89,000 |
| Tallahassee, FL | 257 | $ 39,877,000 | $ 155,163 | $ 69,000 |
| Charlotte-Gastonia-Concord, NC-SC | 253 | $ 45,837,000 | $ 181,173 | $ 91,841 |
| Reading, PA | 251 | $ 40,584,000 | $ 161,689 | $ 70,000 |
| Grand Rapids-Wyoming, MI | 249 | $ 34,048,000 | $ 136,738 | $ 65,000 |
| Punta Gorda, FL | 248 | $ 48,649,000 | $ 196,165 | $ 83,000 |
| Lancaster, PA | 244 | $ 39,986,000 | $ 163,877 | $ 68,000 |
| Madera, CA | 244 | $ 56,733,000 | $ 232,512 | $ 72,000 |
| New Orleans-Metairie-Kenner, LA | 243 | $ 40,101,000 | $ 165,024 | $ 78,000 |
| Rockingham County-Strafford County, NH | 239 | $ 53,289,000 | $ 222,966 | $ 86,000 |
| Corpus Christi, TX | 238 | $ 34,364,000 | $ 144,386 | $ 87,000 |
| Redding, CA | 236 | $ 48,351,000 | $ 204,877 | $ 76,000 |
| Kingsport-Bristol-Bristol, TN-VA | 228 | $ 30,890,000 | $ 135,482 | $ 59,052 |
| St. George, UT | 228 | $ 74,361,000 | $ 326,144 | $ 131,000 |
| Beaumont-Port Arthur, TX | 226 | $ 27,676,000 | $ 122,460 | $ 77,000 |
| Trenton-Ewing, NJ | 223 | $ 49,198,000 | $ 220,618 | $ 95,000 |
| Killeen-Temple-Fort Hood, TX | 217 | $ 26,368,000 | $ 121,511 | $ 71,000 |
| Kingston, NY | 216 | $ 44,968,000 | $ 208,185 | $ 84,000 |
| Pueblo, CO | 214 | $ 29,379,000 | $ 137,285 | $ 70,000 |
| Hanford-Corcoran, CA | 213 | $ 39,146,000 | $ 183,784 | $ 69,000 |
| Fort Wayne, IN | 212 | $ 26,789,000 | $ 126,363 | $ 66,000 |
| Youngstown-Warren-Boardman, OH-PA | 210 | $ 22,463,000 | $ 106,966 | $ 60,757 |
| Toledo, OH | 208 | $ 28,573,000 | $ 137,370 | $ 73,000 |
| Barnstable Town, MA | 206 | $ 60,524,000 | $ 293,805 | $ 97,000 |
| Clarksville, TN-KY | 203 | $ 24,417,000 | $ 120,280 | $ 64,532 |
| Kennewick-Richland-Pasco, WA | 202 | $ 30,397,000 | $ 150,480 | $ 69,000 |
| Yakima, WA | 202 | $ 28,063,000 | $ 138,925 | $ 54,000 |
| Portland-South Portland-Biddeford, ME | 200 | $ 40,953,000 | $ 204,765 | $ 91,000 |
| Evansville, IN-KY | 199 | $ 24,843,000 | $ 124,839 | $ 65,939 |
| Dayton, OH | 198 | $ 26,806,000 | $ 135,383 | $ 78,000 |
| Manchester-Nashua, NH | 198 | $ 40,560,000 | $ 204,848 | $ 80,000 |
| Hagerstown-Martinsburg, MD-WV | 196 | $ 41,625,000 | $ 212,372 | $ 81,285 |
| Omaha-Council Bluffs, NE-IA | 193 | $ 26,852,000 | $ 139,129 | $ 61,424 |
| Palm Coast, FL | 193 | $ 37,596,000 | $ 194,797 | $ 89,000 |
| Jackson, MS | 192 | $ 25,295,000 | $ 131,744 | $ 130,000 |
| Baton Rouge, LA | 190 | $ 25,045,000 | $ 131,815 | $ 64,000 |
| Atlantic City, NJ | 189 | $ 41,672,000 | $ 220,486 | $ 88,000 |
| Santa Rosa-Petaluma, CA | 187 | $ 74,829,000 | $ 400,155 | $ 135,000 |
| Gainesville, FL | 185 | $ 29,538,000 | $ 159,664 | $ 63,000 |
| Greeley, CO | 184 | $ 37,860,000 | $ 205,760 | $ 74,000 |
| Springfield, MO | 184 | $ 23,678,000 | $ 128,684 | $ 68,000 |
| Lake Havasu City-Kingman, AZ | 178 | $ 35,918,000 | $ 201,786 | $ 85,000 |
| Yuba City, CA | 172 | $ 42,427,000 | $ 246,668 | $ 90,000 |
| Chico, CA | 171 | $ 35,792,000 | $ 209,309 | $ 93,000 |
| Longview, WA | 170 | $ 26,513,000 | $ 155,958 | $ 63,000 |
| Augusta-Richmond County, GA-SC | 169 | $ 21,414,000 | $ 126,710 | $ 52,686 |
| Akron, OH | 168 | $ 25,003,000 | $ 148,827 | $ 64,000 |
| Brownsville-Harlingen, TX | 165 | $ 20,680,000 | $ 125,333 | $ 72,000 |
| Columbus, GA-AL | 165 | $ 21,198,000 | $ 128,472 | $ 62,921 |
| Santa Barbara-Santa Maria-Goleta, CA | 163 | $ 59,478,000 | $ 364,895 | $ 103,000 |
| Salisbury, MD | 162 | $ 25,136,000 | $ 155,160 | $ 67,000 |
| Lansing-East Lansing, MI | 161 | $ 20,687,000 | $ 128,490 | $ 63,000 |
| Morristown, TN | 159 | $ 20,275,000 | $ 127,515 | $ 58,000 |
| Wichita, KS | 157 | $ 17,025,000 | $ 108,439 | $ 55,000 |
| Flint, MI | 153 | $ 18,335,000 | $ 119,836 | $ 55,000 |
| Mobile, AL | 153 | $ 17,214,000 | $ 112,509 | $ 66,000 |
| Utica-Rome, NY | 152 | $ 94,452,000 | $ 621,394 | $ 72,000 |
| Yuma, AZ | 152 | $ 23,201,000 | $ 152,638 | $ 63,000 |
| Charleston-North Charleston, SC | 151 | $ 23,981,000 | $ 158,814 | $ 67,000 |
| Fort Walton Beach-Crestview-Destin, FL | 150 | $ 25,839,000 | $ 172,260 | $ 72,000 |
| Panama City-Lynn Haven, FL | 149 | $ 35,458,000 | $ 237,973 | $ 81,000 |
| Des Moines-West Des Moines, IA | 148 | $ 21,486,000 | $ 145,175 | $ 54,000 |
| Savannah, GA | 147 | $ 23,437,000 | $ 159,435 | $ 75,000 |
| Montgomery, AL | 145 | $ 17,129,000 | $ 118,131 | $ 53,000 |
| Tyler, TX | 144 | $ 19,596,000 | $ 136,083 | $ 75,000 |
| Waco, TX | 143 | $ 15,614,000 | $ 109,188 | $ 60,000 |
| Prescott, AZ | 142 | $ 30,399,000 | $ 214,077 | $ 76,000 |
| Bellingham, WA | 141 | $ 33,117,000 | $ 234,872 | $ 67,000 |
| Laredo, TX | 141 | $ 19,502,000 | $ 138,312 | $ 70,000 |
| Sebastian-Vero Beach, FL | 140 | $ 24,689,000 | $ 176,350 | $ 83,000 |
| Binghamton, NY | 139 | $ 13,875,000 | $ 99,820 | $ 57,000 |
| Fort Collins-Loveland, CO | 138 | $ 30,615,000 | $ 221,847 | $ 85,000 |
| Johnson City, TN | 136 | $ 16,696,000 | $ 122,764 | $ 61,000 |
| South Bend-Mishawaka, IN-MI | 136 | $ 15,943,000 | $ 117,227 | $ 57,250 |
| Coeur D'Alene, ID | 133 | $ 32,839,000 | $ 246,909 | $ 103,000 |
| Roanoke, VA | 133 | $ 19,117,000 | $ 143,736 | $ 62,000 |
| Jackson, TN | 132 | $ 15,067,000 | $ 114,143 | $ 47,000 |
| Anchorage, AK | 129 | $ 28,412,000 | $ 220,248 | $ 87,000 |
| Amarillo, TX | 125 | $ 14,520,000 | $ 116,160 | $ 69,000 |
| Cleveland, TN | 122 | $ 14,870,000 | $ 121,885 | $ 52,000 |
| Glens Falls, NY | 121 | $ 17,574,000 | $ 145,239 | $ 65,000 |
| Medford, OR | 121 | $ 27,521,000 | $ 227,446 | $ 89,000 |
| Columbia, SC | 117 | $ 17,826,000 | $ 152,358 | $ 65,000 |
| Lubbock, TX | 116 | $ 14,244,000 | $ 122,793 | $ 70,000 |
| Huntsville, AL | 114 | $ 13,653,000 | $ 119,763 | $ 59,000 |
| Raleigh-Cary, NC | 114 | $ 25,207,000 | $ 221,114 | $ 94,000 |
| Santa Cruz-Watsonville, CA | 114 | $ 49,209,000 | $ 431,657 | $ 137,000 |
| Vineland-Millville-Bridgeton, NJ | 113 | $ 16,934,000 | $ 149,858 | $ 70,000 |
| San Luis Obispo-Paso Robles, CA | 112 | $ 43,856,000 | $ 391,571 | $ 130,000 |
| Lawton, OK | 111 | $ 14,767,000 | $ 133,036 | $ 68,000 |
| Macon, GA | 111 | $ 14,238,000 | $ 128,270 | $ 54,000 |
| Elkhart-Goshen, IN | 109 | $ 13,259,000 | $ 121,642 | $ 64,000 |
| Canton-Massillon, OH | 107 | $ 12,905,000 | $ 120,607 | $ 65,000 |
| Dover, DE | 105 | $ 20,559,000 | $ 195,800 | $ 96,000 |
| Erie, PA | 104 | $ 11,742,000 | $ 112,903 | $ 59,000 |
| Grand Junction, CO | 100 | $ 19,002,000 | $ 190,020 | $ 94,000 |
| Little Rock-North Little Rock-Conway, AR | 98 | $ 13,100,000 | $ 133,673 | $ 64,000 |
| Topeka, KS | 96 | $ 10,261,000 | $ 106,885 | $ 60,000 |
| Longview, TX | 92 | $ 10,659,000 | $ 115,858 | $ 67,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 89 | $ 13,706,000 | $ 154,000 | $ 80,022 |
| Kalamazoo-Portage, MI | 89 | $ 12,530,000 | $ 140,786 | $ 60,000 |
| Lafayette, IN | 87 | $ 11,447,000 | $ 131,574 | $ 71,000 |
| Mount Vernon-Anacortes, WA | 86 | $ 18,425,000 | $ 214,244 | $ 98,000 |
| Terre Haute, IN | 86 | $ 8,227,000 | $ 95,662 | $ 53,000 |
| Bend, OR | 85 | $ 25,286,000 | $ 297,482 | $ 90,000 |
| St. Joseph, MO-KS | 85 | $ 9,741,000 | $ 114,600 | $ 60,364 |
| Pittsfield, MA | 84 | $ 13,941,000 | $ 165,964 | $ 70,000 |
| Greensboro-High Point, NC | 83 | $ 11,436,000 | $ 137,783 | $ 70,000 |
| Burlington-South Burlington, VT | 82 | $ 16,021,000 | $ 195,378 | $ 84,000 |
| Boulder, CO | 80 | $ 19,571,000 | $ 244,637 | $ 98,000 |
| Charlottesville, VA | 79 | $ 13,853,000 | $ 175,354 | $ 73,000 |
| Gulfport-Biloxi, MS | 79 | $ 11,195,000 | $ 141,708 | $ 77,000 |
| College Station-Bryan, TX | 77 | $ 9,041,000 | $ 117,415 | $ 73,000 |
| Las Cruces, NM | 76 | $ 11,150,000 | $ 146,710 | $ 68,000 |
| Napa, CA | 75 | $ 32,624,000 | $ 434,986 | $ 143,000 |
| Sherman-Denison, TX | 75 | $ 9,966,000 | $ 132,880 | $ 75,000 |
| Wenatchee, WA | 73 | $ 14,281,000 | $ 195,630 | $ 119,000 |
| Williamsport, PA | 73 | $ 8,107,000 | $ 111,054 | $ 58,000 |
| Bloomington, IN | 72 | $ 10,253,000 | $ 142,402 | $ 72,000 |
| Anderson, IN | 71 | $ 7,696,000 | $ 108,394 | $ 52,000 |
| Lynchburg, VA | 71 | $ 9,896,000 | $ 139,380 | $ 70,000 |
| Altoona, PA | 69 | $ 7,079,000 | $ 102,594 | $ 48,000 |
| Gainesville, GA | 69 | $ 13,215,000 | $ 191,521 | $ 98,000 |
| Santa Fe, NM | 68 | $ 17,896,000 | $ 263,176 | $ 103,000 |
| Fort Smith, AR-OK | 67 | $ 7,634,000 | $ 113,940 | $ 55,641 |
| Michigan City-La Porte, IN | 67 | $ 8,587,000 | $ 128,164 | $ 63,000 |
| Jackson, MI | 66 | $ 8,145,000 | $ 123,409 | $ 65,000 |
| Madison, WI | 66 | $ 11,777,000 | $ 178,439 | $ 65,000 |
| Albany, GA | 65 | $ 7,787,000 | $ 119,800 | $ 55,000 |
| Carson City, NV | 65 | $ 16,225,000 | $ 249,615 | $ 98,000 |
| Jefferson City, MO | 65 | $ 9,181,000 | $ 141,246 | $ 80,000 |
| Joplin, MO | 65 | $ 7,596,000 | $ 116,861 | $ 69,000 |
| Niles-Benton Harbor, MI | 65 | $ 9,587,000 | $ 147,492 | $ 62,000 |
| Kankakee-Bradley, IL | 64 | $ 6,753,000 | $ 105,515 | $ 58,000 |
| Kokomo, IN | 64 | $ 7,729,000 | $ 120,765 | $ 60,000 |
| Winchester, VA-WV | 64 | $ 15,295,000 | $ 238,984 | $ 76,796 |
| Athens-Clarke County, GA | 63 | $ 9,530,000 | $ 151,269 | $ 82,000 |
| Lebanon, PA | 63 | $ 9,000,000 | $ 142,857 | $ 55,000 |
| Cumberland, MD-WV | 61 | $ 8,143,000 | $ 133,491 | $ 50,295 |
| Winston-Salem, NC | 61 | $ 8,165,000 | $ 133,852 | $ 68,000 |
| Lexington-Fayette, KY | 60 | $ 10,956,000 | $ 182,600 | $ 91,000 |
| Midland, TX | 60 | $ 7,465,000 | $ 124,416 | $ 69,000 |
| Muskegon-Norton Shores, MI | 60 | $ 6,776,000 | $ 112,933 | $ 49,000 |
| Greenville-Mauldin-Easley, SC | 59 | $ 8,512,000 | $ 144,271 | $ 68,000 |
| Holland-Grand Haven, MI | 58 | $ 7,789,000 | $ 134,293 | $ 59,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 58 | $ 13,866,000 | $ 239,068 | $ 150,000 |
| Warner Robins, GA | 58 | $ 7,505,000 | $ 129,396 | $ 57,000 |
| Abilene, TX | 57 | $ 7,190,000 | $ 126,140 | $ 83,000 |
| Lincoln, NE | 57 | $ 7,024,000 | $ 123,228 | $ 60,000 |
| Ocean City, NJ | 56 | $ 14,090,000 | $ 251,607 | $ 112,000 |
| Victoria, TX | 56 | $ 6,651,000 | $ 118,767 | $ 72,000 |
| Rockford, IL | 55 | $ 8,205,000 | $ 149,181 | $ 65,000 |
| Battle Creek, MI | 54 | $ 5,796,000 | $ 107,333 | $ 44,000 |
| Columbia, MO | 54 | $ 6,554,000 | $ 121,370 | $ 63,000 |
| Farmington, NM | 54 | $ 8,296,000 | $ 153,629 | $ 70,000 |
| Durham, NC | 53 | $ 8,725,000 | $ 164,622 | $ 79,000 |
| San Angelo, TX | 53 | $ 6,085,000 | $ 114,811 | $ 68,000 |
| Ann Arbor, MI | 52 | $ 10,439,000 | $ 200,750 | $ 84,000 |
| Decatur, AL | 52 | $ 5,780,000 | $ 111,153 | $ 52,000 |
| Wichita Falls, TX | 52 | $ 5,888,000 | $ 113,230 | $ 65,000 |
| Wilmington, NC | 52 | $ 9,374,000 | $ 180,269 | $ 85,000 |
| Saginaw-Saginaw Township North, MI | 51 | $ 6,010,000 | $ 117,843 | $ 65,000 |
| Duluth, MN-WI | 49 | $ 6,338,000 | $ 129,346 | $ 52,346 |
| Tuscaloosa, AL | 49 | $ 5,497,000 | $ 112,183 | $ 50,000 |
| Harrisonburg, VA | 46 | $ 9,741,000 | $ 211,760 | $ 90,000 |
| Racine, WI | 46 | $ 6,885,000 | $ 149,673 | $ 64,000 |
| Logan, UT-ID | 45 | $ 6,544,000 | $ 145,422 | $ 56,488 |
| Muncie, IN | 45 | $ 4,948,000 | $ 109,955 | $ 60,000 |
| Texarkana, Tx-Texarkana, AR | 45 | $ 4,792,000 | $ 106,488 | $ 79,222 |
| Dalton, GA | 43 | $ 5,064,000 | $ 117,767 | $ 58,000 |
| Dothan, AL | 43 | $ 4,378,000 | $ 101,813 | $ 43,000 |
| Hickory-Lenoir-Morganton, NC | 43 | $ 4,939,000 | $ 114,860 | $ 69,000 |
| Johnstown, PA | 43 | $ 4,594,000 | $ 106,837 | $ 56,000 |
| Monroe, MI | 43 | $ 7,000,000 | $ 162,790 | $ 112,000 |
| Asheville, NC | 42 | $ 7,905,000 | $ 188,214 | $ 79,000 |
| Gadsden, AL | 42 | $ 4,324,000 | $ 102,952 | $ 52,000 |
| Auburn-Opelika, AL | 41 | $ 6,967,000 | $ 169,926 | $ 72,000 |
| Flagstaff, AZ | 40 | $ 10,997,000 | $ 274,925 | $ 129,000 |
| Blacksburg-Christiansburg-Radford, VA | 39 | $ 4,318,000 | $ 110,717 | $ 47,000 |
| Lewiston, ID-WA | 39 | $ 5,676,000 | $ 145,538 | $ 81,641 |
| Valdosta, GA | 39 | $ 5,769,000 | $ 147,923 | $ 53,000 |
| Spartanburg, SC | 38 | $ 5,223,000 | $ 137,447 | $ 69,000 |
| Anniston-Oxford, AL | 37 | $ 3,879,000 | $ 104,837 | $ 42,000 |
| Fayetteville, NC | 37 | $ 4,369,000 | $ 118,081 | $ 54,000 |
| Odessa, TX | 37 | $ 4,509,000 | $ 121,864 | $ 74,000 |
| Pascagoula, MS | 37 | $ 4,002,000 | $ 108,162 | $ 63,000 |
| Bangor, ME | 36 | $ 4,838,000 | $ 134,388 | $ 74,000 |
| Springfield, OH | 36 | $ 4,296,000 | $ 119,333 | $ 49,000 |
| Davenport-Moline-Rock Island, IA-IL | 35 | $ 4,197,000 | $ 119,914 | $ 58,857 |
| Janesville, WI | 35 | $ 4,964,000 | $ 141,828 | $ 67,000 |
| Lewiston-Auburn, ME | 35 | $ 4,957,000 | $ 141,628 | $ 58,000 |
| Florence-Muscle Shoals, AL | 34 | $ 3,166,000 | $ 93,117 | $ 40,000 |
| Green Bay, WI | 34 | $ 5,090,000 | $ 149,705 | $ 88,000 |
| Lawrence, KS | 34 | $ 5,459,000 | $ 160,558 | $ 78,000 |
| State College, PA | 34 | $ 4,729,000 | $ 139,088 | $ 55,000 |
| Brunswick, GA | 33 | $ 4,644,000 | $ 140,727 | $ 79,000 |
| Huntington-Ashland, WV-KY-OH | 33 | $ 3,450,000 | $ 104,545 | $ 48,272 |
| Rochester, MN | 33 | $ 5,833,000 | $ 176,757 | $ 107,000 |
| Danville, VA | 32 | $ 5,250,000 | $ 164,062 | $ 78,000 |
| Elmira, NY | 32 | $ 3,297,000 | $ 103,031 | $ 58,000 |
| Ithaca, NY | 32 | $ 4,687,000 | $ 146,468 | $ 82,000 |
| Peoria, IL | 32 | $ 4,660,000 | $ 145,625 | $ 83,000 |
| Rome, GA | 32 | $ 4,792,000 | $ 149,750 | $ 74,000 |
| Anderson, SC | 31 | $ 3,830,000 | $ 123,548 | $ 60,000 |
| Columbus, IN | 30 | $ 3,984,000 | $ 132,800 | $ 74,000 |
| Hinesville-Fort Stewart, GA | 30 | $ 3,564,000 | $ 118,800 | $ 47,000 |
| Shreveport-Bossier City, LA | 30 | $ 4,790,000 | $ 159,666 | $ 76,000 |
| Wheeling, WV-OH | 30 | $ 3,434,000 | $ 114,466 | $ 53,000 |
| St. Cloud, MN | 28 | $ 4,849,000 | $ 173,178 | $ 87,000 |
| Cedar Rapids, IA | 27 | $ 3,382,000 | $ 125,259 | $ 60,000 |
| Billings, MT | 26 | $ 3,268,000 | $ 125,692 | $ 88,000 |
| Wausau, WI | 26 | $ 3,295,000 | $ 126,730 | $ 65,000 |
| Sandusky, OH | 25 | $ 2,881,000 | $ 115,240 | $ 81,000 |
| Champaign-Urbana, IL | 24 | $ 3,318,000 | $ 138,250 | $ 51,000 |
| Idaho Falls, ID | 24 | $ 4,143,000 | $ 172,625 | $ 63,000 |
| Mansfield, OH | 24 | $ 2,468,000 | $ 102,833 | $ 75,000 |
| Eau Claire, WI | 23 | $ 2,909,000 | $ 126,478 | $ 49,000 |
| Florence, SC | 22 | $ 2,830,000 | $ 128,636 | $ 59,000 |
| Lima, OH | 22 | $ 2,623,000 | $ 119,227 | $ 49,000 |
| Sumter, SC | 22 | $ 2,903,000 | $ 131,954 | $ 55,000 |
| Appleton, WI | 21 | $ 2,834,000 | $ 134,952 | $ 67,000 |
| Corvallis, OR | 21 | $ 3,650,000 | $ 173,809 | $ 107,000 |
| Sioux Falls, SD | 21 | $ 2,419,000 | $ 115,190 | $ 59,000 |
| Weirton-Steubenville, WV-OH | 21 | $ 1,870,000 | $ 89,047 | $ 47,761 |
| Bay City, MI | 20 | $ 1,941,000 | $ 97,050 | $ 76,000 |
| Fairbanks, AK | 20 | $ 3,678,000 | $ 183,900 | $ 72,000 |
| Fargo, ND-MN | 20 | $ 2,392,000 | $ 119,600 | $ 55,750 |
| Fond Du Lac, WI | 19 | $ 2,328,000 | $ 122,526 | $ 82,000 |
| Oshkosh-Neenah, WI | 18 | $ 2,459,000 | $ 136,611 | $ 48,000 |
| Pocatello, ID | 18 | $ 2,435,000 | $ 135,277 | $ 61,000 |
| Sioux City, IA-NE-SD | 17 | $ 2,039,000 | $ 119,941 | $ 61,470 |
| Sheboygan, WI | 16 | $ 2,055,000 | $ 128,437 | $ 56,000 |
| Cheyenne, WY | 15 | $ 2,557,000 | $ 170,466 | $ 74,000 |
| Hattiesburg, MS | 15 | $ 1,746,000 | $ 116,400 | $ 46,000 |
| Houma-Bayou Cane-Thibodaux, LA | 15 | $ 2,333,000 | $ 155,533 | $ 76,000 |
| La Crosse, WI-MN | 15 | $ 2,402,000 | $ 160,133 | $ 72,400 |
| Jonesboro, AR | 14 | $ 1,702,000 | $ 121,571 | $ 131,000 |
| Monroe, LA | 14 | $ 1,724,000 | $ 123,142 | $ 58,000 |
| Decatur, IL | 13 | $ 1,585,000 | $ 121,923 | $ 60,000 |
| Jacksonville, NC | 13 | $ 1,376,000 | $ 105,846 | $ 56,000 |
| Rapid City, SD | 13 | $ 1,529,000 | $ 117,615 | $ 56,000 |
| Alexandria, LA | 12 | $ 1,428,000 | $ 119,000 | $ 61,000 |
| Elizabethtown, KY | 12 | $ 1,605,000 | $ 133,750 | $ 50,000 |
| Lafayette, LA | 12 | $ 1,760,000 | $ 146,666 | $ 65,000 |
| Bloomington-Normal, IL | 11 | $ 1,606,000 | $ 146,000 | $ 57,000 |
| Charleston, WV | 11 | $ 1,444,000 | $ 131,272 | $ 59,000 |
| Iowa City, IA | 11 | $ 1,461,000 | $ 132,818 | $ 54,000 |
| Pine Bluff, AR | 11 | $ 1,216,000 | $ 110,545 | $ 62,000 |
| Ames, IA | 10 | $ 1,431,000 | $ 143,100 | $ 74,000 |
| Hot Springs, AR | 10 | $ 965,000 | $ 96,500 | $ 49,000 |
| Lake Charles, LA | 10 | $ 1,468,000 | $ 146,800 | $ 80,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 10 | $ 1,022,000 | $ 102,200 | $ 41,700 |
| Waterloo-Cedar Falls, IA | 10 | $ 791,000 | $ 79,100 | $ 42,000 |
| Missoula, MT | 9 | $ 1,466,000 | $ 162,888 | $ 57,000 |
| Owensboro, KY | 9 | $ 770,000 | $ 85,555 | $ 27,000 |
| Grand Forks, ND-MN | 8 | $ 961,000 | $ 120,125 | $ 45,500 |
| Danville, IL | 7 | $ 666,000 | $ 95,142 | $ 69,000 |
| Morgantown, WV | 7 | $ 553,000 | $ 79,000 | $ 43,000 |
| Bismarck, ND | 6 | $ 729,000 | $ 121,500 | $ 319,000 |
| Bowling Green, KY | 6 | $ 848,000 | $ 141,333 | $ 76,000 |
| Great Falls, MT | 6 | $ 856,000 | $ 142,666 | $ 39,000 |
| Greenville, NC | 6 | $ 694,000 | $ 115,666 | $ 48,000 |
| Springfield, IL | 6 | $ 518,000 | $ 86,333 | $ 63,000 |
| Casper, WY | 5 | $ 805,000 | $ 161,000 | $ 56,000 |
| Rocky Mount, NC | 5 | $ 969,000 | $ 193,800 | $ 66,000 |
| Dubuque, IA | 4 | $ 451,000 | $ 112,750 | $ 41,000 |
| Burlington, NC | 3 | $ 276,000 | $ 92,000 | $ 41,000 |
| Goldsboro, NC | 3 | $ 220,000 | $ 73,333 | $ 57,000 |
Mortgage Loan Application Detail Totals for Accredited Home Lenders, Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 167,572 | $36,772,046,000 | $219,000 | $75,000,000 | $83,000 | $5,678,000 |
| Home Purchase | 31,937 | $6,561,780,000 | $205,000 | $5,985,000 | $93,000 | $5,400,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 81,553 | $17,309,337,000 | $212,000 | $75,000,000 | $90,000 | $5,375,000 |
| Not Provided | 52,896 | $11,113,493,000 | $210,000 | $6,000,000 | $80,000 | $5,400,000 |
| Hispanic | 31,358 | $7,497,307,000 | $239,000 | $6,000,000 | $85,000 | $5,678,000 |
| Black or African American | 27,363 | $5,498,866,000 | $200,000 | $4,150,000 | $76,000 | $4,736,000 |
| Asian | 4,102 | $1,289,230,000 | $314,000 | $5,985,000 | $117,000 | $3,000,000 |
| Native Hawaiian or Other Pacific Islander | 1,321 | $406,475,000 | $307,000 | $2,850,000 | $100,000 | $1,500,000 |
| American Indian or Alaskan Native | 916 | $219,118,000 | $239,000 | $3,000,000 | $104,000 | $2,857,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 199,509 | $43,333,826,000 | $217,000 | $75,000,000 | $85,000 | $5,678,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 164,878 | $35,948,624,000 | $218,000 | $75,000,000 | $86,000 | $5,678,000 |
| Loan Originated | 19,955 | $4,037,210,000 | $202,000 | $1,500,000 | $80,000 | $4,736,000 |
| Application Withdrawn By Applicant | 14,189 | $3,236,763,000 | $228,000 | $23,900,000 | $85,000 | $4,144,000 |
| Application Approved But Not Accepted | 487 | $111,229,000 | $228,000 | $860,000 | $88,000 | $1,128,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Accredited Home Lenders, Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Accredited Home Lenders, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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