Acopia, LLC Mortgage Lending & HMDA Data, 2014

In 2014, Acopia, LLC of Goodlettsville, TN reported 5,843 mortgage applications totaling $1.0 billion, down 34% from 2013. The average application was for $171,610, and applicants reported an average income of $73,377. 68% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,500), Atlanta-Sandy Springs-Roswell, GA (1,030) and Charlotte-Concord-Gastonia, NC-SC (235) (applications in parentheses).

Mortgage Company & Address Acopia, LLC
306 Northcreek Boulevard Suite 100
Goodlettsville, TN 37072
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 5,843
Total Mortgage Loan Application Amount $1,002,720,000
Average Mortgage Loan Application Amount $171,610
Highest Mortgage Loan Application Amount $1,211,000
Average Applicant Income $73,377
Highest Applicant Income $1,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Acopia, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Acopia, LLC by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 443 $ 74,477,000 $ 168,119 $ 74,000
Rutherford, Tennessee 291 $ 47,494,000 $ 163,209 $ 63,000
Sumner, Tennessee 238 $ 43,494,000 $ 182,747 $ 71,000
Cobb, Georgia 171 $ 33,177,000 $ 194,017 $ 85,000
Madison, Alabama 162 $ 24,415,000 $ 150,709 $ 66,000
Buncombe, North Carolina 151 $ 35,167,000 $ 232,894 $ 112,000
Gwinnett, Georgia 150 $ 25,794,000 $ 171,960 $ 71,000
Williamson, Tennessee 144 $ 40,162,000 $ 278,902 $ 112,000
Wilson, Tennessee 136 $ 25,456,000 $ 187,176 $ 72,000
Fulton, Georgia 116 $ 26,887,000 $ 231,784 $ 90,000
Hall, Georgia 111 $ 19,706,000 $ 177,531 $ 78,000
Mecklenburg, North Carolina 100 $ 19,832,000 $ 198,320 $ 92,000
Walton, Georgia 93 $ 15,042,000 $ 161,741 $ 69,000
Jefferson, Kentucky 87 $ 14,306,000 $ 164,436 $ 65,000
Robertson, Tennessee 77 $ 12,228,000 $ 158,805 $ 64,000
Cherokee, Georgia 73 $ 11,900,000 $ 163,013 $ 70,000
Greenville, South Carolina 66 $ 10,901,000 $ 165,166 $ 64,000
Maury, Tennessee 65 $ 10,354,000 $ 159,292 $ 66,000
DeKalb, Georgia 64 $ 11,607,000 $ 181,359 $ 97,000
Newton, Georgia 63 $ 8,995,000 $ 142,777 $ 64,000
Paulding, Georgia 62 $ 9,824,000 $ 158,451 $ 60,000
McCracken, Kentucky 52 $ 6,960,000 $ 133,846 $ 65,000
Montgomery, Tennessee 51 $ 8,713,000 $ 170,843 $ 69,000
Clark, Indiana 47 $ 6,554,000 $ 139,446 $ 57,000
Christian, Kentucky 45 $ 5,932,000 $ 131,822 $ 57,000
St. Charles, Missouri 45 $ 8,861,000 $ 196,911 $ 92,000
Forsyth, Georgia 42 $ 10,086,000 $ 240,142 $ 85,000
St. Louis, Missouri 41 $ 7,595,000 $ 185,243 $ 80,000
York, South Carolina 41 $ 7,603,000 $ 185,439 $ 85,000
Bexar, Texas 38 $ 6,377,000 $ 167,815 $ 79,000
Henry, Georgia 37 $ 6,288,000 $ 169,945 $ 68,000
Stark, Ohio 37 $ 4,423,000 $ 119,540 $ 55,000
Hamilton, Tennessee 37 $ 6,407,000 $ 173,162 $ 54,000
Shelby, Tennessee 37 $ 6,396,000 $ 172,864 $ 64,000
Summit, Ohio 36 $ 5,003,000 $ 138,972 $ 63,000
Rockdale, Georgia 35 $ 4,724,000 $ 134,971 $ 64,000
Union, North Carolina 34 $ 6,914,000 $ 203,352 $ 90,000
Cheatham, Tennessee 34 $ 6,562,000 $ 193,000 $ 80,000
Barrow, Georgia 33 $ 4,085,000 $ 123,787 $ 47,000
Jefferson, Colorado 31 $ 7,273,000 $ 234,612 $ 77,000
Warren, Kentucky 31 $ 4,429,000 $ 142,870 $ 61,000
Duval, Florida 30 $ 3,649,000 $ 121,633 $ 49,000
Limestone, Alabama 29 $ 3,467,000 $ 119,551 $ 59,000
Henderson, North Carolina 29 $ 5,813,000 $ 200,448 $ 77,000
Wake, North Carolina 29 $ 5,666,000 $ 195,379 $ 92,000
Arapahoe, Colorado 28 $ 6,347,000 $ 226,678 $ 86,000
Jackson, Georgia 28 $ 4,184,000 $ 149,428 $ 60,000
Knox, Tennessee 28 $ 5,429,000 $ 193,892 $ 88,000
Jefferson, Missouri 27 $ 4,063,000 $ 150,481 $ 71,000
Morgan, Alabama 25 $ 2,430,000 $ 97,200 $ 46,000
Douglas, Colorado 25 $ 7,924,000 $ 316,960 $ 108,000
Berkeley, South Carolina 25 $ 4,438,000 $ 177,520 $ 48,000
Etowah, Alabama 24 $ 2,909,000 $ 121,208 $ 77,000
Baldwin, Georgia 24 $ 2,650,000 $ 110,416 $ 50,000
Denver, Colorado 23 $ 5,767,000 $ 250,739 $ 107,000
Charleston, South Carolina 23 $ 5,711,000 $ 248,304 $ 86,000
Spartanburg, South Carolina 22 $ 3,547,000 $ 161,227 $ 62,000
Dickson, Tennessee 22 $ 3,948,000 $ 179,454 $ 87,000
Grant, Arkansas 20 $ 2,990,000 $ 149,500 $ 79,000
Lowndes, Georgia 18 $ 2,552,000 $ 141,777 $ 65,000
Bullitt, Kentucky 18 $ 2,720,000 $ 151,111 $ 56,000
Tangipahoa, Louisiana 18 $ 2,667,000 $ 148,166 $ 69,000
Gaston, North Carolina 18 $ 2,603,000 $ 144,611 $ 81,000
Bedford, Tennessee 18 $ 2,227,000 $ 123,722 $ 65,000
Macon, Tennessee 18 $ 1,771,000 $ 98,388 $ 34,000
Marshall, Tennessee 18 $ 2,342,000 $ 130,111 $ 60,000
Adams, Colorado 17 $ 4,202,000 $ 247,176 $ 94,000
Colquitt, Georgia 17 $ 2,149,000 $ 126,411 $ 46,000
Lancaster, South Carolina 17 $ 2,614,000 $ 153,764 $ 59,000
Richland, South Carolina 17 $ 2,956,000 $ 173,882 $ 66,000
Lake, Ohio 16 $ 2,205,000 $ 137,812 $ 57,000
Lexington, South Carolina 16 $ 2,159,000 $ 134,937 $ 50,000
Hardin, Tennessee 16 $ 1,758,000 $ 109,875 $ 45,000
Dallas, Texas 16 $ 3,226,000 $ 201,625 $ 95,000
Tift, Georgia 15 $ 1,964,000 $ 130,933 $ 59,000
Floyd, Indiana 15 $ 2,774,000 $ 184,933 $ 69,000
Cherokee, Alabama 14 $ 2,221,000 $ 158,642 $ 80,000
Palm Beach, Florida 14 $ 4,346,000 $ 310,428 $ 139,000
Bartow, Georgia 14 $ 2,476,000 $ 176,857 $ 90,000
Douglas, Georgia 14 $ 1,710,000 $ 122,142 $ 42,000
Harris, Texas 14 $ 2,918,000 $ 208,428 $ 142,000
Lee, Florida 13 $ 1,783,000 $ 137,153 $ 68,000
Trigg, Kentucky 13 $ 1,158,000 $ 89,076 $ 39,000
Marshall, Alabama 12 $ 1,886,000 $ 157,166 $ 101,000
Saline, Arkansas 12 $ 1,846,000 $ 153,833 $ 74,000
Caddo, Louisiana 12 $ 1,936,000 $ 161,333 $ 61,000
Rapides, Louisiana 12 $ 1,823,000 $ 151,916 $ 51,000
Cabarrus, North Carolina 12 $ 1,522,000 $ 126,833 $ 52,000
Madison, North Carolina 12 $ 1,749,000 $ 145,750 $ 106,000
Cuyahoga, Ohio 12 $ 1,468,000 $ 122,333 $ 46,000
Lawrence, Tennessee 12 $ 1,487,000 $ 123,916 $ 60,000
Smith, Tennessee 12 $ 1,856,000 $ 154,666 $ 66,000
Clayton, Georgia 11 $ 1,143,000 $ 103,909 $ 40,000
Columbia, Georgia 11 $ 2,430,000 $ 220,909 $ 97,000
Thomas, Georgia 11 $ 1,152,000 $ 104,727 $ 40,000
Calloway, Kentucky 11 $ 1,574,000 $ 143,090 $ 44,000
Marshall, Kentucky 11 $ 1,345,000 $ 122,272 $ 70,000
Russell, Kentucky 11 $ 1,674,000 $ 152,181 $ 61,000
St. Louis City, Missouri 11 $ 1,942,000 $ 176,545 $ 67,000
Anderson, South Carolina 11 $ 1,585,000 $ 144,090 $ 49,000
Blount, Tennessee 11 $ 1,842,000 $ 167,454 $ 57,000
Campbell, Tennessee 11 $ 1,684,000 $ 153,090 $ 71,000
Graves, Kentucky 10 $ 1,020,000 $ 102,000 $ 58,000
Dorchester, South Carolina 10 $ 1,514,000 $ 151,400 $ 50,000
McNairy, Tennessee 10 $ 1,034,000 $ 103,400 $ 46,000
Trousdale, Tennessee 10 $ 1,350,000 $ 135,000 $ 86,000
Warren, Tennessee 10 $ 1,485,000 $ 148,500 $ 73,000
Clay, Florida 9 $ 1,590,000 $ 176,666 $ 54,000
Habersham, Georgia 9 $ 1,060,000 $ 117,777 $ 30,000
Harrison, Indiana 9 $ 1,227,000 $ 136,333 $ 46,000
Oldham, Kentucky 9 $ 1,997,000 $ 221,888 $ 101,000
Onslow, North Carolina 9 $ 1,607,000 $ 178,555 $ 53,000
Geauga, Ohio 9 $ 1,756,000 $ 195,111 $ 70,000
Putnam, Tennessee 9 $ 1,287,000 $ 143,000 $ 55,000
Collin, Texas 9 $ 1,918,000 $ 213,111 $ 109,000
Weld, Colorado 8 $ 1,834,000 $ 229,250 $ 74,000
Houston, Georgia 8 $ 860,000 $ 107,500 $ 39,000
Morgan, Georgia 8 $ 1,445,000 $ 180,625 $ 77,000
Richmond, Georgia 8 $ 827,000 $ 103,375 $ 67,000
Taylor, Kentucky 8 $ 995,000 $ 124,375 $ 59,000
Jackson, Missouri 8 $ 1,254,000 $ 156,750 $ 67,000
Johnston, North Carolina 8 $ 1,246,000 $ 155,750 $ 50,000
Coffee, Tennessee 8 $ 828,000 $ 103,500 $ 50,000
Fayette, Tennessee 8 $ 1,308,000 $ 163,500 $ 52,000
Sevier, Tennessee 8 $ 1,257,000 $ 157,125 $ 59,000
White, Tennessee 8 $ 1,062,000 $ 132,750 $ 36,000
Travis, Texas 8 $ 2,136,000 $ 267,000 $ 79,000
Williamson, Texas 8 $ 1,519,000 $ 189,875 $ 103,000
Pulaski, Arkansas 7 $ 1,800,000 $ 257,142 $ 166,000
Orange, Florida 7 $ 2,225,000 $ 317,857 $ 148,000
Coweta, Georgia 7 $ 1,301,000 $ 185,857 $ 59,000
Fayette, Georgia 7 $ 1,591,000 $ 227,285 $ 92,000
Jasper, Georgia 7 $ 717,000 $ 102,428 $ 69,000
Lumpkin, Georgia 7 $ 1,443,000 $ 206,142 $ 100,000
White, Georgia 7 $ 1,059,000 $ 151,285 $ 74,000
Carlisle, Kentucky 7 $ 907,000 $ 129,571 $ 57,000
Todd, Kentucky 7 $ 799,000 $ 114,142 $ 43,000
East Baton Rouge, Louisiana 7 $ 825,000 $ 117,857 $ 61,000
Livingston, Louisiana 7 $ 1,267,000 $ 181,000 $ 57,000
Franklin, Tennessee 7 $ 1,088,000 $ 155,428 $ 85,000
Hickman, Tennessee 7 $ 928,000 $ 132,571 $ 60,000
Guadalupe, Texas 7 $ 1,294,000 $ 184,857 $ 79,000
Tuscaloosa, Alabama 6 $ 970,000 $ 161,666 $ 43,000
El Paso, Colorado 6 $ 1,205,000 $ 200,833 $ 65,000
Broward, Florida 6 $ 926,000 $ 154,333 $ 54,000
Seminole, Florida 6 $ 1,613,000 $ 268,833 $ 123,000
Carroll, Georgia 6 $ 650,000 $ 108,333 $ 42,000
Dawson, Georgia 6 $ 856,000 $ 142,666 $ 51,000
Polk, Georgia 6 $ 885,000 $ 147,500 $ 62,000
Crawford, Indiana 6 $ 579,000 $ 96,500 $ 55,000
Caldwell, Kentucky 6 $ 800,000 $ 133,333 $ 60,000
Shelby, Kentucky 6 $ 869,000 $ 144,833 $ 60,000
Lancaster, Nebraska 6 $ 1,082,000 $ 180,333 $ 112,000
Yancey, North Carolina 6 $ 857,000 $ 142,833 $ 89,000
Ashtabula, Ohio 6 $ 852,000 $ 142,000 $ 53,000
Anderson, Tennessee 6 $ 832,000 $ 138,666 $ 65,000
Monroe, Tennessee 6 $ 1,219,000 $ 203,166 $ 42,000
Washington, Arkansas 5 $ 966,000 $ 193,200 $ 57,000
St. Johns, Florida 5 $ 1,388,000 $ 277,600 $ 176,000
Bibb, Georgia 5 $ 566,000 $ 113,200 $ 57,000
Cook, Georgia 5 $ 656,000 $ 131,200 $ 52,000
Effingham, Georgia 5 $ 556,000 $ 111,200 $ 45,000
Pickens, Georgia 5 $ 898,000 $ 179,600 $ 83,000
Stephens, Georgia 5 $ 568,000 $ 113,600 $ 51,000
Worth, Georgia 5 $ 417,000 $ 83,400 $ 37,000
Scott, Indiana 5 $ 443,000 $ 88,600 $ 59,000
Washington, Indiana 5 $ 596,000 $ 119,200 $ 50,000
Bourbon, Kentucky 5 $ 604,000 $ 120,800 $ 65,000
Livingston, Kentucky 5 $ 631,000 $ 126,200 $ 60,000
Spencer, Kentucky 5 $ 934,000 $ 186,800 $ 62,000
Avoyelles, Louisiana 5 $ 600,000 $ 120,000 $ 50,000
St. Tammany, Louisiana 5 $ 877,000 $ 175,400 $ 66,000
Clay, Missouri 5 $ 844,000 $ 168,800 $ 66,000
Iredell, North Carolina 5 $ 950,000 $ 190,000 $ 67,000
Lincoln, North Carolina 5 $ 882,000 $ 176,400 $ 61,000
Laurens, South Carolina 5 $ 506,000 $ 101,200 $ 32,000
Pickens, South Carolina 5 $ 919,000 $ 183,800 $ 100,000
Lincoln, Tennessee 5 $ 538,000 $ 107,600 $ 46,000
Tarrant, Texas 5 $ 712,000 $ 142,400 $ 100,000
Colbert, Alabama 4 $ 514,000 $ 128,500 $ 65,000
DeKalb, Alabama 4 $ 366,000 $ 91,500 $ 38,000
Lauderdale, Alabama 4 $ 781,000 $ 195,250 $ 89,000
Boulder, Colorado 4 $ 1,207,000 $ 301,750 $ 73,000
Broomfield, Colorado 4 $ 1,247,000 $ 311,750 $ 131,000
Larimer, Colorado 4 $ 977,000 $ 244,250 $ 67,000
Charlotte, Florida 4 $ 566,000 $ 141,500 $ 81,000
Volusia, Florida 4 $ 692,000 $ 173,000 $ 56,000
Chatham, Georgia 4 $ 740,000 $ 185,000 $ 69,000
Lee, Georgia 4 $ 554,000 $ 138,500 $ 46,000
Putnam, Georgia 4 $ 617,000 $ 154,250 $ 67,000
Wayne, Georgia 4 $ 367,000 $ 91,750 $ 35,000
Whitfield, Georgia 4 $ 615,000 $ 153,750 $ 40,000
Butler, Kentucky 4 $ 364,000 $ 91,000 $ 46,000
Daviess, Kentucky 4 $ 440,000 $ 110,000 $ 55,000
Fayette, Kentucky 4 $ 923,000 $ 230,750 $ 91,000
Madison, Kentucky 4 $ 479,000 $ 119,750 $ 48,000
Meade, Kentucky 4 $ 599,000 $ 149,750 $ 58,000
St. Francois, Missouri 4 $ 628,000 $ 157,000 $ 48,000
Brunswick, North Carolina 4 $ 714,000 $ 178,500 $ 208,000
Franklin, North Carolina 4 $ 724,000 $ 181,000 $ 62,000
Guilford, North Carolina 4 $ 718,000 $ 179,500 $ 77,000
Harnett, North Carolina 4 $ 688,000 $ 172,000 $ 42,000
Orange, North Carolina 4 $ 1,301,000 $ 325,250 $ 195,000
Portage, Ohio 4 $ 546,000 $ 136,500 $ 85,000
Horry, South Carolina 4 $ 461,000 $ 115,250 $ 97,000
Cannon, Tennessee 4 $ 665,000 $ 166,250 $ 54,000
DeKalb, Tennessee 4 $ 709,000 $ 177,250 $ 95,000
Denton, Texas 4 $ 812,000 $ 203,000 $ 104,000
Ellis, Texas 4 $ 622,000 $ 155,500 $ 91,000
Benton, Arkansas 3 $ 521,000 $ 173,666 $ 89,000
Elbert, Colorado 3 $ 1,129,000 $ 376,333 $ 129,000
Pueblo, Colorado 3 $ 387,000 $ 129,000 $ 48,000
Pasco, Florida 3 $ 390,000 $ 130,000 $ 44,000
Sarasota, Florida 3 $ 500,000 $ 166,666 $ 55,000
Bryan, Georgia 3 $ 511,000 $ 170,333 $ 31,000
Camden, Georgia 3 $ 328,000 $ 109,333 $ 85,000
Fannin, Georgia 3 $ 475,000 $ 158,333 $ 227,000
Greene, Georgia 3 $ 1,507,000 $ 502,333 $ 139,000
Jones, Georgia 3 $ 378,000 $ 126,000 $ 99,000
Monroe, Georgia 3 $ 512,000 $ 170,666 $ 62,000
Murray, Georgia 3 $ 263,000 $ 87,666 $ 37,000
Spalding, Georgia 3 $ 287,000 $ 95,666 $ 71,000
Sumter, Georgia 3 $ 228,000 $ 76,000 $ 42,000
Vanderburgh, Indiana 3 $ 319,000 $ 106,333 $ 49,000
Johnson, Kansas 3 $ 392,000 $ 130,666 $ 41,000
Wyandotte, Kansas 3 $ 441,000 $ 147,000 $ 65,000
Ballard, Kentucky 3 $ 383,000 $ 127,666 $ 44,000
Barren, Kentucky 3 $ 277,000 $ 92,333 $ 51,000
Garrard, Kentucky 3 $ 254,000 $ 84,666 $ 34,000
Henry, Kentucky 3 $ 275,000 $ 91,666 $ 50,000
Hopkins, Kentucky 3 $ 167,000 $ 55,666 $ 47,000
Nelson, Kentucky 3 $ 543,000 $ 181,000 $ 63,000
Rockcastle, Kentucky 3 $ 203,000 $ 67,666 $ 23,000
Ascension, Louisiana 3 $ 483,000 $ 161,000 $ 54,000
Bossier, Louisiana 3 $ 722,000 $ 240,666 $ 90,000
DeSoto, Mississippi 3 $ 467,000 $ 155,666 $ 69,000
Cape Girardeau, Missouri 3 $ 239,000 $ 79,666 $ 46,000
Cass, Missouri 3 $ 355,000 $ 118,333 $ 48,000
Ray, Missouri 3 $ 433,000 $ 144,333 $ 70,000
Gage, Nebraska 3 $ 513,000 $ 171,000 $ 71,000
Avery, North Carolina 3 $ 714,000 $ 238,000 $ 89,000
Cumberland, North Carolina 3 $ 529,000 $ 176,333 $ 71,000
Forsyth, North Carolina 3 $ 558,000 $ 186,000 $ 78,000
New Hanover, North Carolina 3 $ 515,000 $ 171,666 $ 132,000
Stanly, North Carolina 3 $ 668,000 $ 222,666 $ 74,000
Medina, Ohio 3 $ 489,000 $ 163,000 $ 49,000
Georgetown, South Carolina 3 $ 628,000 $ 209,333 $ 123,000
Marion, South Carolina 3 $ 274,000 $ 91,333 $ 31,000
Giles, Tennessee 3 $ 362,000 $ 120,666 $ 64,000
Grainger, Tennessee 3 $ 442,000 $ 147,333 $ 65,000
Greene, Tennessee 3 $ 328,000 $ 109,333 $ 30,000
Marion, Tennessee 3 $ 355,000 $ 118,333 $ 86,000
Sequatchie, Tennessee 3 $ 919,000 $ 306,333 $ 54,000
Sullivan, Tennessee 3 $ 548,000 $ 182,666 $ 47,000
Cameron, Texas 3 $ 466,000 $ 155,333 $ 117,000
Montgomery, Texas 3 $ 479,000 $ 159,666 $ 88,000
Wilson, Texas 3 $ 745,000 $ 248,333 $ 108,000
Jackson, Alabama 2 $ 320,000 $ 160,000 $ 92,000
Mobile, Alabama 2 $ 276,000 $ 138,000 $ 120,000
Shelby, Alabama 2 $ 217,000 $ 108,500 $ 36,000
Conway, Arkansas 2 $ 151,000 $ 75,500 $ 29,000
Franklin, Arkansas 2 $ 154,000 $ 77,000 $ 28,000
Garland, Arkansas 2 $ 187,000 $ 93,500 $ 41,000
Garfield, Colorado 2 $ 636,000 $ 318,000 $ 148,000
Bradford, Florida 2 $ 251,000 $ 125,500 $ 38,000
Brevard, Florida 2 $ 275,000 $ 137,500 $ 79,000
Martin, Florida 2 $ 372,000 $ 186,000 $ 121,000
Okaloosa, Florida 2 $ 245,000 $ 122,500 $ 160,000
Santa Rosa, Florida 2 $ 517,000 $ 258,500 $ 81,000
Bulloch, Georgia 2 $ 322,000 $ 161,000 $ 45,000
Clarke, Georgia 2 $ 258,000 $ 129,000 $ 41,000
Dade, Georgia 2 $ 337,000 $ 168,500 $ 84,000
Gilmer, Georgia 2 $ 179,000 $ 89,500 $ 134,000
Glynn, Georgia 2 $ 458,000 $ 229,000 $ 82,000
Gordon, Georgia 2 $ 259,000 $ 129,500 $ 41,000
Hancock, Georgia 2 $ 288,000 $ 144,000 $ 178,000
Harris, Georgia 2 $ 480,000 $ 240,000 $ 51,000
Madison, Georgia 2 $ 245,000 $ 122,500 $ 35,000
Mitchell, Georgia 2 $ 387,000 $ 193,500 $ 67,000
Muscogee, Georgia 2 $ 186,000 $ 93,000 $ 88,000
Towns, Georgia 2 $ 257,000 $ 128,500 $ 57,000
Troup, Georgia 2 $ 166,000 $ 83,000 $ 46,000
Turner, Georgia 2 $ 88,000 $ 44,000 $ 19,000
Walker, Georgia 2 $ 117,000 $ 58,500 $ 50,000
Jefferson, Indiana 2 $ 249,000 $ 124,500 $ 55,000
Leavenworth, Kansas 2 $ 232,000 $ 116,000 $ 55,000
Adair, Kentucky 2 $ 222,000 $ 111,000 $ 34,000
Allen, Kentucky 2 $ 188,000 $ 94,000 $ 40,000
Anderson, Kentucky 2 $ 300,000 $ 150,000 $ 61,000
Bath, Kentucky 2 $ 188,000 $ 94,000 $ 41,000
Boone, Kentucky 2 $ 622,000 $ 311,000 $ 101,000
Clark, Kentucky 2 $ 253,000 $ 126,500 $ 64,000
Cumberland, Kentucky 2 $ 236,000 $ 118,000 $ 72,000
Fleming, Kentucky 2 $ 291,000 $ 145,500 $ 74,000
Franklin, Kentucky 2 $ 233,000 $ 116,500 $ 48,000
Fulton, Kentucky 2 $ 287,000 $ 143,500 $ 136,000
Green, Kentucky 2 $ 168,000 $ 84,000 $ 37,000
Hardin, Kentucky 2 $ 286,000 $ 143,000 $ 33,000
Harrison, Kentucky 2 $ 123,000 $ 61,500 $ 48,000
Henderson, Kentucky 2 $ 260,000 $ 130,000 $ 31,000
Jessamine, Kentucky 2 $ 212,000 $ 106,000 $ 41,000
Lincoln, Kentucky 2 $ 209,000 $ 104,500 $ 43,000
Marion, Kentucky 2 $ 170,000 $ 85,000 $ 59,000
Ohio, Kentucky 2 $ 133,000 $ 66,500 $ 36,000
Pulaski, Kentucky 2 $ 280,000 $ 140,000 $ 38,000
Webster, Kentucky 2 $ 108,000 $ 54,000 $ 44,000
Woodford, Kentucky 2 $ 296,000 $ 148,000 $ 41,000
Assumption, Louisiana 2 $ 331,000 $ 165,500 $ 58,000
De Soto, Louisiana 2 $ 393,000 $ 196,500 $ 78,000
Lafayette, Louisiana 2 $ 264,000 $ 132,000 $ 35,000
Washington, Louisiana 2 $ 308,000 $ 154,000 $ 83,000
Hinds, Mississippi 2 $ 143,000 $ 71,500 $ 85,000
Madison, Mississippi 2 $ 373,000 $ 186,500 $ 184,000
Franklin, Missouri 2 $ 406,000 $ 203,000 $ 57,000
Lincoln, Missouri 2 $ 299,000 $ 149,500 $ 52,000
Saline, Missouri 2 $ 369,000 $ 184,500 $ 114,000
Warren, Missouri 2 $ 328,000 $ 164,000 $ 59,000
Dawson, Nebraska 2 $ 178,000 $ 89,000 $ 77,000
Gosper, Nebraska 2 $ 190,000 $ 95,000 $ 46,000
Alamance, North Carolina 2 $ 276,000 $ 138,000 $ 43,000
Anson, North Carolina 2 $ 225,000 $ 112,500 $ 37,000
Burke, North Carolina 2 $ 413,000 $ 206,500 $ 90,000
Catawba, North Carolina 2 $ 240,000 $ 120,000 $ 86,000
Cleveland, North Carolina 2 $ 820,000 $ 410,000 $ 119,000
Haywood, North Carolina 2 $ 355,000 $ 177,500 $ 76,000
Moore, North Carolina 2 $ 472,000 $ 236,000 $ 97,000
Randolph, North Carolina 2 $ 209,000 $ 104,500 $ 56,000
Rowan, North Carolina 2 $ 267,000 $ 133,500 $ 72,000
Rutherford, North Carolina 2 $ 330,000 $ 165,000 $ 124,000
Transylvania, North Carolina 2 $ 283,000 $ 141,500 $ 62,000
Wilson, North Carolina 2 $ 361,000 $ 180,500 $ 91,000
Brown, Ohio 2 $ 295,000 $ 147,500 $ 60,000
Franklin, Ohio 2 $ 587,000 $ 293,500 $ 113,000
Lorain, Ohio 2 $ 276,000 $ 138,000 $ 66,000
Seneca, Ohio 2 $ 226,000 $ 113,000 $ 39,000
Aiken, South Carolina 2 $ 348,000 $ 174,000 $ 29,000
Cherokee, South Carolina 2 $ 307,000 $ 153,500 $ 62,000
Sumter, South Carolina 2 $ 373,000 $ 186,500 $ 166,000
Chester, Tennessee 2 $ 333,000 $ 166,500 $ 72,000
Cocke, Tennessee 2 $ 243,000 $ 121,500 $ 102,000
Jackson, Tennessee 2 $ 237,000 $ 118,500 $ 54,000
Johnson, Tennessee 2 $ 179,000 $ 89,500 $ 34,000
McMinn, Tennessee 2 $ 149,000 $ 74,500 $ 30,000
Rhea, Tennessee 2 $ 291,000 $ 145,500 $ 48,000
Tipton, Tennessee 2 $ 262,000 $ 131,000 $ 100,000
Unicoi, Tennessee 2 $ 155,000 $ 77,500 $ 53,000
Bastrop, Texas 2 $ 264,000 $ 132,000 $ 44,000
Comal, Texas 2 $ 626,000 $ 313,000 $ 127,000
Hays, Texas 2 $ 456,000 $ 228,000 $ 111,000
Kendall, Texas 2 $ 218,000 $ 109,000 $ 101,000
Parker, Texas 2 $ 768,000 $ 384,000 $ 189,000
Calhoun, Alabama 1 $ 226,000 $ 226,000 $ 80,000
Cullman, Alabama 1 $ 164,000 $ 164,000 $ 89,000
Elmore, Alabama 1 $ 159,000 $ 159,000 $ 26,000
Fayette, Alabama 1 $ 255,000 $ 255,000 $ 73,000
Franklin, Alabama 1 $ 98,000 $ 98,000 $ 44,000
Hale, Alabama 1 $ 283,000 $ 283,000 $ 74,000
Jefferson, Alabama 1 $ 168,000 $ 168,000 $ 75,000
St. Clair, Alabama 1 $ 184,000 $ 184,000 $ 88,000
Mohave, Arizona 1 $ 145,000 $ 145,000 $ 58,000
Pinal, Arizona 1 $ 172,000 $ 172,000 $ 40,000
Crawford, Arkansas 1 $ 57,000 $ 57,000 $ 45,000
Jefferson, Arkansas 1 $ 105,000 $ 105,000 $ 35,000
Pope, Arkansas 1 $ 68,000 $ 68,000 $ 60,000
Los Angeles, California 1 $ 340,000 $ 340,000 $ 100,000
Mesa, Colorado 1 $ 138,000 $ 138,000 $ 47,000
Park, Colorado 1 $ 375,000 $ 375,000 $ 130,000
Phillips, Colorado 1 $ 155,000 $ 155,000 $ 98,000
Routt, Colorado 1 $ 287,000 $ 287,000 $ 103,000
Yuma, Colorado 1 $ 106,000 $ 106,000 $ 380,000
Alachua, Florida 1 $ 222,000 $ 222,000 $ 128,000
Escambia, Florida 1 $ 83,000 $ 83,000 $ 60,000
Gilchrist, Florida 1 $ 242,000 $ 242,000 $ 132,000
Leon, Florida 1 $ 331,000 $ 331,000 $ 101,000
Osceola, Florida 1 $ 210,000 $ 210,000 $ 55,000
St. Lucie, Florida 1 $ 146,000 $ 146,000 $ 70,000
Sumter, Florida 1 $ 187,000 $ 187,000 $ 63,000
Berrien, Georgia 1 $ 88,000 $ 88,000 $ 49,000
Brantley, Georgia 1 $ 73,000 $ 73,000 $ 70,000
Butts, Georgia 1 $ 57,000 $ 57,000 $ 45,000
Calhoun, Georgia 1 $ 156,000 $ 156,000 $ 46,000
Catoosa, Georgia 1 $ 306,000 $ 306,000 $ 163,000
Dougherty, Georgia 1 $ 227,000 $ 227,000 $ 64,000
Franklin, Georgia 1 $ 107,000 $ 107,000 $ 36,000
Grady, Georgia 1 $ 155,000 $ 155,000 $ 74,000
Hart, Georgia 1 $ 100,000 $ 100,000 $ 14,000
Heard, Georgia 1 $ 75,000 $ 75,000 $ 61,000
Lamar, Georgia 1 $ 84,000 $ 84,000 $ 23,000
Lanier, Georgia 1 $ 184,000 $ 184,000 $ 82,000
Lincoln, Georgia 1 $ 62,000 $ 62,000 $ 99,000
Oconee, Georgia 1 $ 241,000 $ 241,000 $ 142,000
Pulaski, Georgia 1 $ 109,000 $ 109,000 $ 32,000
Schley, Georgia 1 $ 102,000 $ 102,000 $ 35,000
Union, Georgia 1 $ 158,000 $ 158,000 $ 34,000
Ware, Georgia 1 $ 63,000 $ 63,000 $ 0
Boone, Indiana 1 $ 417,000 $ 417,000 $ 348,000
Randolph, Indiana 1 $ 145,000 $ 145,000 $ 56,000
Boyle, Kentucky 1 $ 87,000 $ 87,000 $ 40,000
Carroll, Kentucky 1 $ 90,000 $ 90,000 $ 33,000
Carter, Kentucky 1 $ 80,000 $ 80,000 $ 50,000
Gallatin, Kentucky 1 $ 96,000 $ 96,000 $ 46,000
Grant, Kentucky 1 $ 118,000 $ 118,000 $ 44,000
Grayson, Kentucky 1 $ 79,000 $ 79,000 $ 98,000
Harlan, Kentucky 1 $ 94,000 $ 94,000 $ 75,000
Hart, Kentucky 1 $ 32,000 $ 32,000 $ 37,000
Johnson, Kentucky 1 $ 98,000 $ 98,000 $ 60,000
Kenton, Kentucky 1 $ 146,000 $ 146,000 $ 45,000
Laurel, Kentucky 1 $ 61,000 $ 61,000 $ 28,000
Lee, Kentucky 1 $ 54,000 $ 54,000 $ 50,000
Logan, Kentucky 1 $ 61,000 $ 61,000 $ 15,000
Mason, Kentucky 1 $ 122,000 $ 122,000 $ 27,000
Nicholas, Kentucky 1 $ 71,000 $ 71,000 $ 26,000
Pendleton, Kentucky 1 $ 300,000 $ 300,000 $ 81,000
Powell, Kentucky 1 $ 232,000 $ 232,000 $ 63,000
Rowan, Kentucky 1 $ 64,000 $ 64,000 $ 39,000
Scott, Kentucky 1 $ 165,000 $ 165,000 $ 39,000
Simpson, Kentucky 1 $ 88,000 $ 88,000 $ 43,000
Washington, Kentucky 1 $ 83,000 $ 83,000 $ 31,000
Calcasieu, Louisiana 1 $ 176,000 $ 176,000 $ 63,000
Jefferson, Louisiana 1 $ 101,000 $ 101,000 $ 72,000
La Salle, Louisiana 1 $ 110,000 $ 110,000 $ 88,000
West Baton Rouge, Louisiana 1 $ 243,000 $ 243,000 $ 79,000
Kalamazoo, Michigan 1 $ 109,000 $ 109,000 $ 35,000
Adams, Mississippi 1 $ 88,000 $ 88,000 $ 45,000
Amite, Mississippi 1 $ 159,000 $ 159,000 $ 43,000
Grenada, Mississippi 1 $ 148,000 $ 148,000 $ 70,000
Marshall, Mississippi 1 $ 105,000 $ 105,000 $ 58,000
Boone, Missouri 1 $ 85,000 $ 85,000 $ 124,000
Buchanan, Missouri 1 $ 81,000 $ 81,000 $ 72,000
Callaway, Missouri 1 $ 165,000 $ 165,000 $ 37,000
Christian, Missouri 1 $ 98,000 $ 98,000 $ 52,000
Clinton, Missouri 1 $ 95,000 $ 95,000 $ 33,000
Crawford, Missouri 1 $ 51,000 $ 51,000 $ 58,000
Montgomery, Missouri 1 $ 79,000 $ 79,000 $ 155,000
Newton, Missouri 1 $ 114,000 $ 114,000 $ 35,000
Pike, Missouri 1 $ 107,000 $ 107,000 $ 80,000
Platte, Missouri 1 $ 109,000 $ 109,000 $ 68,000
Dawes, Nebraska 1 $ 119,000 $ 119,000 $ 69,000
Saunders, Nebraska 1 $ 82,000 $ 82,000 $ 85,000
Sheridan, Nebraska 1 $ 130,000 $ 130,000 $ 85,000
Stanton, Nebraska 1 $ 162,000 $ 162,000 $ 55,000
Bernalillo, New Mexico 1 $ 225,000 $ 225,000 $ 94,000
Caldwell, North Carolina 1 $ 135,000 $ 135,000 $ 62,000
Carteret, North Carolina 1 $ 121,000 $ 121,000 $ 39,000
Chatham, North Carolina 1 $ 158,000 $ 158,000 $ 105,000
Currituck, North Carolina 1 $ 187,000 $ 187,000 $ 50,000
Davie, North Carolina 1 $ 126,000 $ 126,000 $ 70,000
Duplin, North Carolina 1 $ 102,000 $ 102,000 $ 34,000
Durham, North Carolina 1 $ 148,000 $ 148,000 $ 0
Edgecombe, North Carolina 1 $ 141,000 $ 141,000 $ 75,000
Hoke, North Carolina 1 $ 153,000 $ 153,000 $ 74,000
Jackson, North Carolina 1 $ 1,211,000 $ 1,211,000 $ 310,000
Jones, North Carolina 1 $ 115,000 $ 115,000 $ 44,000
McDowell, North Carolina 1 $ 61,000 $ 61,000 $ 41,000
Northampton, North Carolina 1 $ 380,000 $ 380,000 $ 372,000
Pender, North Carolina 1 $ 216,000 $ 216,000 $ 133,000
Polk, North Carolina 1 $ 158,000 $ 158,000 $ 78,000
Rockingham, North Carolina 1 $ 187,000 $ 187,000 $ 43,000
Warren, North Carolina 1 $ 270,000 $ 270,000 $ 70,000
Wilkes, North Carolina 1 $ 132,000 $ 132,000 $ 75,000
Butler, Ohio 1 $ 132,000 $ 132,000 $ 52,000
Carroll, Ohio 1 $ 370,000 $ 370,000 $ 639,000
Clermont, Ohio 1 $ 71,000 $ 71,000 $ 23,000
Erie, Ohio 1 $ 99,000 $ 99,000 $ 159,000
Henry, Ohio 1 $ 128,000 $ 128,000 $ 98,000
Trumbull, Ohio 1 $ 154,000 $ 154,000 $ 60,000
Tuscarawas, Ohio 1 $ 53,000 $ 53,000 $ 48,000
Erie, Pennsylvania 1 $ 99,000 $ 99,000 $ 38,000
Abbeville, South Carolina 1 $ 82,000 $ 82,000 $ 96,000
Chester, South Carolina 1 $ 74,000 $ 74,000 $ 30,000
Florence, South Carolina 1 $ 59,000 $ 59,000 $ 23,000
Hampton, South Carolina 1 $ 137,000 $ 137,000 $ 65,000
Kershaw, South Carolina 1 $ 127,000 $ 127,000 $ 0
Newberry, South Carolina 1 $ 94,000 $ 94,000 $ 30,000
Oconee, South Carolina 1 $ 56,000 $ 56,000 $ 32,000
Saluda, South Carolina 1 $ 56,000 $ 56,000 $ 42,000
Bradley, Tennessee 1 $ 128,000 $ 128,000 $ 75,000
Claiborne, Tennessee 1 $ 132,000 $ 132,000 $ 79,000
Cumberland, Tennessee 1 $ 86,000 $ 86,000 $ 72,000
Grundy, Tennessee 1 $ 63,000 $ 63,000 $ 31,000
Henry, Tennessee 1 $ 180,000 $ 180,000 $ 47,000
Houston, Tennessee 1 $ 185,000 $ 185,000 $ 214,000
Humphreys, Tennessee 1 $ 103,000 $ 103,000 $ 68,000
Jefferson, Tennessee 1 $ 59,000 $ 59,000 $ 45,000
Lewis, Tennessee 1 $ 290,000 $ 290,000 $ 63,000
Loudon, Tennessee 1 $ 59,000 $ 59,000 $ 35,000
Madison, Tennessee 1 $ 68,000 $ 68,000 $ 45,000
Meigs, Tennessee 1 $ 138,000 $ 138,000 $ 62,000
Morgan, Tennessee 1 $ 127,000 $ 127,000 $ 65,000
Overton, Tennessee 1 $ 66,000 $ 66,000 $ 55,000
Polk, Tennessee 1 $ 150,000 $ 150,000 $ 32,000
Roane, Tennessee 1 $ 87,000 $ 87,000 $ 38,000
Scott, Tennessee 1 $ 57,000 $ 57,000 $ 30,000
Stewart, Tennessee 1 $ 216,000 $ 216,000 $ 66,000
Bell, Texas 1 $ 196,000 $ 196,000 $ 94,000
Bowie, Texas 1 $ 179,000 $ 179,000 $ 0
Brazoria, Texas 1 $ 208,000 $ 208,000 $ 98,000
Camp, Texas 1 $ 182,000 $ 182,000 $ 92,000
Deaf Smith, Texas 1 $ 86,000 $ 86,000 $ 33,000
Fort Bend, Texas 1 $ 261,000 $ 261,000 $ 163,000
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Mortgage Loan Application Detail Totals for Acopia, LLC in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,219 $702,513,000 $166,000 $1,125,000 $71,000 $1,000,000
Refinancing 1,324 $248,620,000 $187,000 $1,211,000 $79,000 $638,000
Home Improvement 300 $51,587,000 $171,000 $985,000 $82,000 $412,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,667 $812,804,000 $174,000 $1,211,000 $76,000 $1,000,000
Black or African American 549 $82,069,000 $149,000 $417,000 $58,000 $336,000
Hispanic 272 $43,324,000 $159,000 $731,000 $57,000 $354,000
Not Provided 216 $39,606,000 $183,000 $875,000 $76,000 $600,000
Asian 116 $21,354,000 $184,000 $921,000 $86,000 $638,000
American Indian or Alaskan Native 14 $2,300,000 $164,000 $329,000 $54,000 $96,000
Native Hawaiian or Other Pacific Islander 9 $1,263,000 $140,000 $219,000 $51,000 $112,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,995 $574,886,000 $191,000 $1,211,000 $91,000 $1,000,000
FHA-insured (Federal Housing Administration) 1,673 $248,226,000 $148,000 $413,000 $55,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 676 $84,934,000 $125,000 $326,000 $44,000 $101,000
VA-guaranteed (Veterans Administration) 499 $94,674,000 $189,000 $584,000 $66,000 $250,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,965 $682,864,000 $172,000 $985,000 $74,000 $639,000
Application Withdrawn By Applicant 1,133 $197,041,000 $173,000 $1,125,000 $78,000 $822,000
Application Denied By Financial Institution 723 $119,582,000 $165,000 $1,211,000 $63,000 $1,000,000
Application Approved But Not Accepted 12 $1,694,000 $141,000 $313,000 $61,000 $149,000
File Closed For Incompleteness 10 $1,539,000 $153,000 $325,000 $62,000 $138,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 162 $25,929,000 $160,000 $417,000 $68,000 $1,000,000
Other 133 $21,623,000 $162,000 $800,000 $67,000 $419,000
Debt-To-Income Ratio 123 $20,934,000 $170,000 $989,000 $49,000 $281,000
Collateral 63 $10,845,000 $172,000 $1,211,000 $73,000 $310,000
Unverifiable Information 24 $4,533,000 $188,000 $366,000 $72,000 $231,000
Employment History 14 $1,785,000 $127,000 $252,000 $35,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 14 $2,423,000 $173,000 $415,000 $62,000 $154,000
Credit Application Incomplete 8 $1,367,000 $170,000 $275,000 $52,000 $97,000
Mortgage Insurance Denied 2 $328,000 $164,000 $190,000 $39,000 $78,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Acopia, LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Acopia, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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