Acopia, LLC Mortgage Lending & HMDA Data, 2016

In 2016, Acopia, LLC of Goodlettsville, TN reported 8,913 mortgage applications totaling $2.0 billion, up 14% from 2015. The average application was for $222,316, and applicants reported an average income of $85,742. 73% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,851), Atlanta-Sandy Springs-Roswell, GA (1,598) and Asheville, NC (521) (applications in parentheses).

Mortgage Company & Address Acopia, LLC
306 Northcreek Boulevard Suite 100
Goodlettsville, TN 37072
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 8,913
Total Mortgage Loan Application Amount $1,981,508,000
Average Mortgage Loan Application Amount $222,316
Highest Mortgage Loan Application Amount $1,860,000
Average Applicant Income $85,742
Highest Applicant Income $3,196,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Acopia, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Acopia, LLC by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 487 $ 99,531,000 $ 204,375 $ 79,000
Buncombe, North Carolina 391 $ 92,298,000 $ 236,056 $ 97,000
Rutherford, Tennessee 391 $ 74,268,000 $ 189,943 $ 72,000
Sumner, Tennessee 332 $ 70,187,000 $ 211,406 $ 84,000
Gwinnett, Georgia 269 $ 54,052,000 $ 200,936 $ 82,000
Jefferson, Kentucky 265 $ 47,859,000 $ 180,600 $ 70,000
Cobb, Georgia 232 $ 52,158,000 $ 224,818 $ 102,000
Williamson, Tennessee 221 $ 66,064,000 $ 298,932 $ 121,000
St. Lucie, Florida 181 $ 30,649,000 $ 169,331 $ 73,000
Fulton, Georgia 169 $ 46,506,000 $ 275,183 $ 125,000
Alameda, California 164 $ 76,368,000 $ 465,658 $ 162,000
Walton, Georgia 139 $ 25,539,000 $ 183,733 $ 72,000
Hall, Georgia 129 $ 26,577,000 $ 206,023 $ 77,000
Mecklenburg, North Carolina 126 $ 28,486,000 $ 226,079 $ 122,000
Wilson, Tennessee 124 $ 28,883,000 $ 232,927 $ 87,000
Cherokee, Georgia 121 $ 26,919,000 $ 222,471 $ 96,000
Paulding, Georgia 112 $ 19,207,000 $ 171,491 $ 64,000
Santa Clara, California 103 $ 51,010,000 $ 495,242 $ 171,000
Prince William, Virginia 96 $ 32,039,000 $ 333,739 $ 89,000
Fairfax, Virginia 94 $ 37,193,000 $ 395,670 $ 82,000
DeKalb, Georgia 90 $ 21,586,000 $ 239,844 $ 105,000
Henderson, North Carolina 87 $ 16,694,000 $ 191,885 $ 76,000
Henry, Georgia 85 $ 16,198,000 $ 190,564 $ 69,000
Maury, Tennessee 82 $ 16,206,000 $ 197,634 $ 66,000
Robertson, Tennessee 82 $ 15,311,000 $ 186,719 $ 68,000
Forsyth, Georgia 80 $ 21,149,000 $ 264,362 $ 109,000
Greenville, South Carolina 79 $ 14,623,000 $ 185,101 $ 74,000
Clark, Indiana 75 $ 10,821,000 $ 144,280 $ 57,000
Lee, Florida 66 $ 12,065,000 $ 182,803 $ 78,000
San Mateo, California 61 $ 29,935,000 $ 490,737 $ 173,000
McCracken, Kentucky 59 $ 6,847,000 $ 116,050 $ 61,000
Wake, North Carolina 59 $ 15,207,000 $ 257,745 $ 122,000
Etowah, Alabama 57 $ 7,088,000 $ 124,350 $ 56,000
Troup, Georgia 57 $ 8,094,000 $ 142,000 $ 59,000
Shelby, Tennessee 57 $ 12,022,000 $ 210,912 $ 90,000
Colquitt, Georgia 52 $ 6,233,000 $ 119,865 $ 61,000
Madison, Alabama 50 $ 9,284,000 $ 185,680 $ 85,000
Thomas, Georgia 50 $ 6,341,000 $ 126,820 $ 55,000
Los Angeles, California 48 $ 21,019,000 $ 437,895 $ 81,000
Martin, Florida 48 $ 10,392,000 $ 216,500 $ 90,000
Knox, Tennessee 48 $ 12,179,000 $ 253,729 $ 106,000
Spartanburg, South Carolina 47 $ 7,833,000 $ 166,659 $ 67,000
Coweta, Georgia 46 $ 8,541,000 $ 185,673 $ 69,000
Contra Costa, California 43 $ 17,171,000 $ 399,325 $ 128,000
Union, North Carolina 43 $ 10,908,000 $ 253,674 $ 123,000
Montgomery, Tennessee 42 $ 7,477,000 $ 178,023 $ 71,000
Bullitt, Kentucky 41 $ 7,403,000 $ 180,560 $ 64,000
Cheatham, Tennessee 40 $ 6,812,000 $ 170,300 $ 80,000
Bartow, Georgia 39 $ 6,893,000 $ 176,743 $ 70,000
Newton, Georgia 39 $ 6,473,000 $ 165,974 $ 64,000
St. Louis, Missouri 39 $ 6,500,000 $ 166,666 $ 73,000
Floyd, Indiana 38 $ 5,692,000 $ 149,789 $ 70,000
York, South Carolina 38 $ 7,906,000 $ 208,052 $ 87,000
Douglas, Georgia 37 $ 5,460,000 $ 147,567 $ 65,000
Volusia, Florida 36 $ 6,080,000 $ 168,888 $ 71,000
Bedford, Tennessee 35 $ 5,258,000 $ 150,228 $ 63,000
San Diego, California 33 $ 13,989,000 $ 423,909 $ 43,000
Christian, Kentucky 32 $ 3,675,000 $ 114,843 $ 47,000
Orange, California 31 $ 13,914,000 $ 448,838 $ 152,000
Oldham, Kentucky 31 $ 7,973,000 $ 257,193 $ 89,000
Loudoun, Virginia 31 $ 12,421,000 $ 400,677 $ 77,000
Berkeley, South Carolina 30 $ 6,752,000 $ 225,066 $ 76,000
Marshall, Tennessee 30 $ 4,580,000 $ 152,666 $ 56,000
Charleston, South Carolina 29 $ 8,261,000 $ 284,862 $ 106,000
Hamilton, Tennessee 29 $ 5,082,000 $ 175,241 $ 62,000
Charlotte, Florida 28 $ 4,183,000 $ 149,392 $ 56,000
East Baton Rouge, Louisiana 28 $ 5,915,000 $ 211,250 $ 80,000
Dickson, Tennessee 28 $ 5,145,000 $ 183,750 $ 71,000
Jackson, Georgia 27 $ 5,351,000 $ 198,185 $ 72,000
Macon, Tennessee 27 $ 3,759,000 $ 139,222 $ 55,000
San Joaquin, California 26 $ 8,824,000 $ 339,384 $ 127,000
Cherokee, Alabama 25 $ 4,059,000 $ 162,360 $ 99,000
DeKalb, Alabama 25 $ 3,292,000 $ 131,680 $ 58,000
Limestone, Alabama 25 $ 3,713,000 $ 148,520 $ 57,000
San Francisco, California 25 $ 10,408,000 $ 416,320 $ 131,000
Lee, Georgia 25 $ 3,747,000 $ 149,880 $ 58,000
Barrow, Georgia 24 $ 3,623,000 $ 150,958 $ 55,000
Bibb, Georgia 24 $ 3,142,000 $ 130,916 $ 66,000
Lowndes, Georgia 24 $ 4,039,000 $ 168,291 $ 67,000
Madison, North Carolina 24 $ 4,522,000 $ 188,416 $ 83,000
White, Tennessee 23 $ 2,235,000 $ 97,173 $ 37,000
Palm Beach, Florida 22 $ 7,063,000 $ 321,045 $ 112,000
Rockdale, Georgia 22 $ 3,897,000 $ 177,136 $ 72,000
Montgomery, Maryland 22 $ 7,174,000 $ 326,090 $ 86,000
Orange, Florida 21 $ 5,664,000 $ 269,714 $ 94,000
Gaston, North Carolina 21 $ 4,691,000 $ 223,380 $ 107,000
Dorchester, South Carolina 20 $ 3,179,000 $ 158,950 $ 51,000
Lancaster, South Carolina 20 $ 3,451,000 $ 172,550 $ 64,000
Henrico, Virginia 20 $ 4,952,000 $ 247,600 $ 50,000
Grant, Arkansas 19 $ 2,961,000 $ 155,842 $ 100,000
Haywood, North Carolina 19 $ 3,207,000 $ 168,789 $ 67,000
Coffee, Tennessee 19 $ 2,780,000 $ 146,315 $ 67,000
Bexar, Texas 19 $ 3,933,000 $ 207,000 $ 94,000
Sacramento, California 18 $ 5,628,000 $ 312,666 $ 69,000
Miami-Dade, Florida 18 $ 4,972,000 $ 276,222 $ 89,000
Chatham, Georgia 18 $ 3,476,000 $ 193,111 $ 77,000
Clayton, Georgia 18 $ 2,282,000 $ 126,777 $ 57,000
Caddo, Louisiana 18 $ 3,356,000 $ 186,444 $ 67,000
Baldwin, Alabama 17 $ 4,705,000 $ 276,764 $ 171,000
Trousdale, Tennessee 17 $ 2,781,000 $ 163,588 $ 70,000
Chesterfield, Virginia 17 $ 4,521,000 $ 265,941 $ 60,000
Sarasota, Florida 16 $ 3,003,000 $ 187,687 $ 69,000
Houston, Georgia 16 $ 2,638,000 $ 164,875 $ 60,000
Cabarrus, North Carolina 16 $ 3,347,000 $ 209,187 $ 80,000
Richland, South Carolina 16 $ 2,350,000 $ 146,875 $ 42,000
Sevier, Tennessee 16 $ 3,150,000 $ 196,875 $ 67,000
Harris, Texas 16 $ 3,056,000 $ 191,000 $ 65,000
Harrison, Indiana 15 $ 2,074,000 $ 138,266 $ 64,000
Marion, Tennessee 15 $ 1,687,000 $ 112,466 $ 40,000
Stafford, Virginia 15 $ 4,024,000 $ 268,266 $ 38,000
Morgan, Alabama 14 $ 2,443,000 $ 174,500 $ 66,000
Riverside, California 14 $ 4,869,000 $ 347,785 $ 86,000
Hillsborough, Florida 14 $ 3,622,000 $ 258,714 $ 127,000
Carroll, Georgia 14 $ 1,733,000 $ 123,785 $ 50,000
Tift, Georgia 14 $ 2,247,000 $ 160,500 $ 55,000
Marshall, Kentucky 14 $ 1,919,000 $ 137,071 $ 71,000
Shelby, Kentucky 14 $ 2,960,000 $ 211,428 $ 74,000
Warren, Kentucky 14 $ 2,653,000 $ 189,500 $ 101,000
Fayette, Tennessee 14 $ 2,750,000 $ 196,428 $ 62,000
Spotsylvania, Virginia 14 $ 3,609,000 $ 257,785 $ 59,000
Solano, California 13 $ 3,834,000 $ 294,923 $ 91,000
Douglas, Colorado 13 $ 4,191,000 $ 322,384 $ 88,000
Pickens, Georgia 13 $ 2,687,000 $ 206,692 $ 132,000
Graves, Kentucky 13 $ 1,793,000 $ 137,923 $ 72,000
Chambers, Alabama 12 $ 1,081,000 $ 90,083 $ 42,000
Placer, California 12 $ 4,574,000 $ 381,166 $ 151,000
Collier, Florida 12 $ 3,054,000 $ 254,500 $ 88,000
Jefferson, Louisiana 12 $ 2,137,000 $ 178,083 $ 81,000
Prince George's, Maryland 12 $ 3,101,000 $ 258,416 $ 82,000
St. Charles, Missouri 12 $ 2,229,000 $ 185,750 $ 80,000
Marshall, Alabama 11 $ 1,401,000 $ 127,363 $ 62,000
Sonoma, California 11 $ 4,482,000 $ 407,454 $ 86,000
Ventura, California 11 $ 5,163,000 $ 469,363 $ 70,000
Jefferson, Colorado 11 $ 3,484,000 $ 316,727 $ 73,000
Trigg, Kentucky 11 $ 1,117,000 $ 101,545 $ 49,000
Rapides, Louisiana 11 $ 1,934,000 $ 175,818 $ 64,000
Arapahoe, Colorado 10 $ 3,261,000 $ 326,100 $ 62,000
Broward, Florida 10 $ 2,605,000 $ 260,500 $ 90,000
Seminole, Florida 10 $ 2,545,000 $ 254,500 $ 106,000
Columbia, Georgia 10 $ 1,830,000 $ 183,000 $ 89,000
Fayette, Georgia 10 $ 1,711,000 $ 171,100 $ 69,000
Harrison, Mississippi 10 $ 1,768,000 $ 176,800 $ 76,000
Catawba, North Carolina 10 $ 2,191,000 $ 219,100 $ 127,000
Putnam, Tennessee 10 $ 1,477,000 $ 147,700 $ 74,000
Dallas, Texas 10 $ 2,302,000 $ 230,200 $ 119,000
Brevard, Florida 9 $ 1,818,000 $ 202,000 $ 43,000
Osceola, Florida 9 $ 2,439,000 $ 271,000 $ 104,000
Harris, Georgia 9 $ 1,818,000 $ 202,000 $ 71,000
DeSoto, Mississippi 9 $ 1,686,000 $ 187,333 $ 73,000
Lawrence, Tennessee 9 $ 1,110,000 $ 123,333 $ 54,000
Smith, Tennessee 9 $ 1,097,000 $ 121,888 $ 39,000
Denton, Texas 9 $ 2,922,000 $ 324,666 $ 147,000
Culpeper, Virginia 9 $ 2,093,000 $ 232,555 $ 45,000
Manassas, Virginia 9 $ 2,172,000 $ 241,333 $ 50,000
Saline, Arkansas 8 $ 1,582,000 $ 197,750 $ 105,000
Walton, Florida 8 $ 2,093,000 $ 261,625 $ 125,000
Bulloch, Georgia 8 $ 1,249,000 $ 156,125 $ 67,000
Spalding, Georgia 8 $ 1,396,000 $ 174,500 $ 67,000
White, Georgia 8 $ 1,105,000 $ 138,125 $ 51,000
Worth, Georgia 8 $ 794,000 $ 99,250 $ 100,000
Fayette, Kentucky 8 $ 1,367,000 $ 170,875 $ 69,000
Ascension, Louisiana 8 $ 1,710,000 $ 213,750 $ 78,000
Baltimore, Maryland 8 $ 2,416,000 $ 302,000 $ 129,000
Onslow, North Carolina 8 $ 1,282,000 $ 160,250 $ 17,000
Hardin, Tennessee 8 $ 803,000 $ 100,375 $ 39,000
Warren, Tennessee 8 $ 1,068,000 $ 133,500 $ 54,000
St. Clair, Alabama 7 $ 865,000 $ 123,571 $ 57,000
Pulaski, Arkansas 7 $ 1,319,000 $ 188,428 $ 99,000
Washington, Arkansas 7 $ 1,219,000 $ 174,142 $ 59,000
Denver, Colorado 7 $ 2,067,000 $ 295,285 $ 88,000
Sussex, Delaware 7 $ 1,459,000 $ 208,428 $ 86,000
Duval, Florida 7 $ 1,385,000 $ 197,857 $ 89,000
Pinellas, Florida 7 $ 1,360,000 $ 194,285 $ 70,000
Butts, Georgia 7 $ 1,084,000 $ 154,857 $ 161,000
Camden, Georgia 7 $ 1,437,000 $ 205,285 $ 72,000
Cook, Georgia 7 $ 1,108,000 $ 158,285 $ 66,000
Dougherty, Georgia 7 $ 825,000 $ 117,857 $ 56,000
Glynn, Georgia 7 $ 1,682,000 $ 240,285 $ 113,000
Meriwether, Georgia 7 $ 735,000 $ 105,000 $ 38,000
Washington, Georgia 7 $ 617,000 $ 88,142 $ 55,000
Whitfield, Georgia 7 $ 730,000 $ 104,285 $ 45,000
Ballard, Kentucky 7 $ 665,000 $ 95,000 $ 50,000
Spencer, Kentucky 7 $ 1,438,000 $ 205,428 $ 77,000
Bossier, Louisiana 7 $ 1,542,000 $ 220,285 $ 72,000
Anne Arundel, Maryland 7 $ 2,801,000 $ 400,142 $ 81,000
Rankin, Mississippi 7 $ 1,443,000 $ 206,142 $ 90,000
St. Louis City, Missouri 7 $ 883,000 $ 126,142 $ 79,000
Guilford, North Carolina 7 $ 1,388,000 $ 198,285 $ 75,000
Lexington, South Carolina 7 $ 1,352,000 $ 193,142 $ 41,000
Franklin, Tennessee 7 $ 1,220,000 $ 174,285 $ 96,000
Hickman, Tennessee 7 $ 1,441,000 $ 205,857 $ 84,000
Benton, Arkansas 6 $ 870,000 $ 145,000 $ 64,000
St. Johns, Florida 6 $ 3,910,000 $ 651,666 $ 213,000
Floyd, Georgia 6 $ 518,000 $ 86,333 $ 58,000
Habersham, Georgia 6 $ 1,180,000 $ 196,666 $ 60,000
Crawford, Indiana 6 $ 684,000 $ 114,000 $ 64,000
Nelson, Kentucky 6 $ 896,000 $ 149,333 $ 30,000
St. Charles, Louisiana 6 $ 1,016,000 $ 169,333 $ 54,000
Howard, Maryland 6 $ 2,896,000 $ 482,666 $ 156,000
McDowell, North Carolina 6 $ 845,000 $ 140,833 $ 48,000
Transylvania, North Carolina 6 $ 1,185,000 $ 197,500 $ 112,000
Anderson, South Carolina 6 $ 959,000 $ 159,833 $ 71,000
Pickens, South Carolina 6 $ 2,326,000 $ 387,666 $ 107,000
Anderson, Tennessee 6 $ 788,000 $ 131,333 $ 63,000
Giles, Tennessee 6 $ 607,000 $ 101,166 $ 62,000
Hardeman, Tennessee 6 $ 544,000 $ 90,666 $ 49,000
McNairy, Tennessee 6 $ 743,000 $ 123,833 $ 66,000
Collin, Texas 6 $ 2,270,000 $ 378,333 $ 209,000
Comal, Texas 6 $ 1,442,000 $ 240,333 $ 137,000
Jackson, Alabama 5 $ 638,000 $ 127,600 $ 99,000
Shelby, Alabama 5 $ 833,000 $ 166,600 $ 76,000
San Bernardino, California 5 $ 1,702,000 $ 340,400 $ 61,000
Yolo, California 5 $ 1,460,000 $ 292,000 $ 333,000
Adams, Colorado 5 $ 1,361,000 $ 272,200 $ 40,000
Bay, Florida 5 $ 660,000 $ 132,000 $ 54,000
Polk, Florida 5 $ 1,183,000 $ 236,600 $ 64,000
Bryan, Georgia 5 $ 1,186,000 $ 237,200 $ 82,000
Decatur, Georgia 5 $ 744,000 $ 148,800 $ 58,000
Grady, Georgia 5 $ 754,000 $ 150,800 $ 66,000
Jasper, Georgia 5 $ 668,000 $ 133,600 $ 75,000
Lumpkin, Georgia 5 $ 820,000 $ 164,000 $ 129,000
St. Clair, Illinois 5 $ 869,000 $ 173,800 $ 88,000
Washington, Indiana 5 $ 599,000 $ 119,800 $ 35,000
Calloway, Kentucky 5 $ 497,000 $ 99,400 $ 30,000
Henry, Kentucky 5 $ 706,000 $ 141,200 $ 37,000
Livingston, Kentucky 5 $ 758,000 $ 151,600 $ 76,000
Tangipahoa, Louisiana 5 $ 674,000 $ 134,800 $ 46,000
Franklin, Missouri 5 $ 901,000 $ 180,200 $ 118,000
Orange, North Carolina 5 $ 1,626,000 $ 325,200 $ 124,000
Rutherford, North Carolina 5 $ 2,326,000 $ 465,200 $ 270,000
Horry, South Carolina 5 $ 965,000 $ 193,000 $ 60,000
Cannon, Tennessee 5 $ 1,086,000 $ 217,200 $ 99,000
DeKalb, Tennessee 5 $ 609,000 $ 121,800 $ 46,000
Tarrant, Texas 5 $ 851,000 $ 170,200 $ 115,000
Manassas Park, Virginia 5 $ 1,113,000 $ 222,600 $ 36,000
Richmond City, Virginia 5 $ 1,426,000 $ 285,200 $ 54,000
Virginia Beach, Virginia 5 $ 1,769,000 $ 353,800 $ 0
Jefferson, Alabama 4 $ 766,000 $ 191,500 $ 60,000
Randolph, Alabama 4 $ 804,000 $ 201,000 $ 156,000
El Dorado, California 4 $ 1,403,000 $ 350,750 $ 212,000
Merced, California 4 $ 1,044,000 $ 261,000 $ 69,000
Brooks, Georgia 4 $ 390,000 $ 97,500 $ 38,000
Dawson, Georgia 4 $ 704,000 $ 176,000 $ 58,000
Effingham, Georgia 4 $ 467,000 $ 116,750 $ 55,000
Gilmer, Georgia 4 $ 451,000 $ 112,750 $ 37,000
Jones, Georgia 4 $ 645,000 $ 161,250 $ 69,000
Lanier, Georgia 4 $ 603,000 $ 150,750 $ 48,000
Monroe, Georgia 4 $ 741,000 $ 185,250 $ 69,000
Peach, Georgia 4 $ 769,000 $ 192,250 $ 102,000
Polk, Georgia 4 $ 398,000 $ 99,500 $ 43,000
Taylor, Georgia 4 $ 378,000 $ 94,500 $ 72,000
Franklin, Kentucky 4 $ 694,000 $ 173,500 $ 65,000
Hardin, Kentucky 4 $ 465,000 $ 116,250 $ 31,000
Meade, Kentucky 4 $ 716,000 $ 179,000 $ 65,000
Livingston, Louisiana 4 $ 878,000 $ 219,500 $ 90,000
Madison, Mississippi 4 $ 1,357,000 $ 339,250 $ 141,000
Moore, North Carolina 4 $ 981,000 $ 245,250 $ 55,000
Polk, North Carolina 4 $ 498,000 $ 124,500 $ 83,000
Beaufort, South Carolina 4 $ 982,000 $ 245,500 $ 147,000
Blount, Tennessee 4 $ 913,000 $ 228,250 $ 85,000
Cameron, Texas 4 $ 800,000 $ 200,000 $ 157,000
Guadalupe, Texas 4 $ 757,000 $ 189,250 $ 84,000
Travis, Texas 4 $ 802,000 $ 200,500 $ 113,000
Alexandria, Virginia 4 $ 1,503,000 $ 375,750 $ 88,000
Arlington, Virginia 4 $ 1,415,000 $ 353,750 $ 48,000
Calhoun, Alabama 3 $ 633,000 $ 211,000 $ 77,000
Mobile, Alabama 3 $ 435,000 $ 145,000 $ 55,000
Monterey, California 3 $ 1,318,000 $ 439,333 $ 75,000
Napa, California 3 $ 944,000 $ 314,666 $ 237,000
San Benito, California 3 $ 1,289,000 $ 429,666 $ 41,000
San Luis Obispo, California 3 $ 1,373,000 $ 457,666 $ 22,000
Santa Cruz, California 3 $ 1,478,000 $ 492,666 $ 28,000
Stanislaus, California 3 $ 855,000 $ 285,000 $ 96,000
Weld, Colorado 3 $ 843,000 $ 281,000 $ 93,000
Lake, Florida 3 $ 597,000 $ 199,000 $ 67,000
Okaloosa, Florida 3 $ 592,000 $ 197,333 $ 116,000
Fannin, Georgia 3 $ 561,000 $ 187,000 $ 96,000
Gordon, Georgia 3 $ 484,000 $ 161,333 $ 61,000
Lamar, Georgia 3 $ 403,000 $ 134,333 $ 56,000
Mitchell, Georgia 3 $ 466,000 $ 155,333 $ 87,000
Morgan, Georgia 3 $ 280,000 $ 93,333 $ 115,000
Oconee, Georgia 3 $ 476,000 $ 158,666 $ 59,000
Richmond, Georgia 3 $ 413,000 $ 137,666 $ 53,000
Caldwell, Kentucky 3 $ 607,000 $ 202,333 $ 80,000
Calcasieu, Louisiana 3 $ 707,000 $ 235,666 $ 75,000
West Baton Rouge, Louisiana 3 $ 609,000 $ 203,000 $ 77,000
Dorchester, Maryland 3 $ 373,000 $ 124,333 $ 68,000
Harford, Maryland 3 $ 832,000 $ 277,333 $ 155,000
Jasper, Missouri 3 $ 765,000 $ 255,000 $ 67,000
Jefferson, Missouri 3 $ 477,000 $ 159,000 $ 23,000
Lincoln, Missouri 3 $ 399,000 $ 133,000 $ 101,000
Brunswick, North Carolina 3 $ 848,000 $ 282,666 $ 300,000
Cumberland, North Carolina 3 $ 546,000 $ 182,000 $ 45,000
Durham, North Carolina 3 $ 566,000 $ 188,666 $ 70,000
Forsyth, North Carolina 3 $ 716,000 $ 238,666 $ 28,000
Iredell, North Carolina 3 $ 822,000 $ 274,000 $ 134,000
Yancey, North Carolina 3 $ 411,000 $ 137,000 $ 39,000
Marion, South Carolina 3 $ 175,000 $ 58,333 $ 24,000
Tipton, Tennessee 3 $ 468,000 $ 156,000 $ 38,000
Washington, Tennessee 3 $ 673,000 $ 224,333 $ 77,000
Chesapeake, Virginia 3 $ 735,000 $ 245,000 $ 25,000
Fauquier, Virginia 3 $ 583,000 $ 194,333 $ 78,000
Hanover, Virginia 3 $ 753,000 $ 251,000 $ 45,000
Orange, Virginia 3 $ 708,000 $ 236,000 $ 81,000
Warren, Virginia 3 $ 593,000 $ 197,666 $ 81,000
Garland, Arkansas 2 $ 329,000 $ 164,500 $ 125,000
Kern, California 2 $ 430,000 $ 215,000 $ 0
Marin, California 2 $ 746,000 $ 373,000 $ 176,000
Elbert, Colorado 2 $ 547,000 $ 273,500 $ 52,000
Grand, Colorado 2 $ 680,000 $ 340,000 $ 305,000
Clay, Florida 2 $ 592,000 $ 296,000 $ 45,000
Escambia, Florida 2 $ 361,000 $ 180,500 $ 48,000
Franklin, Florida 2 $ 472,000 $ 236,000 $ 82,000
Gulf, Florida 2 $ 255,000 $ 127,500 $ 47,000
Indian River, Florida 2 $ 334,000 $ 167,000 $ 138,000
Manatee, Florida 2 $ 337,000 $ 168,500 $ 88,000
Pasco, Florida 2 $ 356,000 $ 178,000 $ 58,000
Santa Rosa, Florida 2 $ 506,000 $ 253,000 $ 92,000
Baker, Georgia 2 $ 259,000 $ 129,500 $ 55,000
Baldwin, Georgia 2 $ 394,000 $ 197,000 $ 106,000
Banks, Georgia 2 $ 502,000 $ 251,000 $ 58,000
Berrien, Georgia 2 $ 233,000 $ 116,500 $ 50,000
Catoosa, Georgia 2 $ 237,000 $ 118,500 $ 46,000
Clarke, Georgia 2 $ 311,000 $ 155,500 $ 125,000
Crisp, Georgia 2 $ 174,000 $ 87,000 $ 75,000
Heard, Georgia 2 $ 283,000 $ 141,500 $ 61,000
Murray, Georgia 2 $ 253,000 $ 126,500 $ 33,000
Muscogee, Georgia 2 $ 270,000 $ 135,000 $ 43,000
Rabun, Georgia 2 $ 317,000 $ 158,500 $ 75,000
Screven, Georgia 2 $ 345,000 $ 172,500 $ 76,000
Turner, Georgia 2 $ 398,000 $ 199,000 $ 69,000
Kane, Illinois 2 $ 574,000 $ 287,000 $ 150,000
Jefferson, Indiana 2 $ 294,000 $ 147,000 $ 22,000
Scott, Indiana 2 $ 307,000 $ 153,500 $ 61,000
Anderson, Kentucky 2 $ 455,000 $ 227,500 $ 83,000
Boone, Kentucky 2 $ 352,000 $ 176,000 $ 55,000
Hopkins, Kentucky 2 $ 173,000 $ 86,500 $ 52,000
Jessamine, Kentucky 2 $ 404,000 $ 202,000 $ 71,000
Lincoln, Kentucky 2 $ 189,000 $ 94,500 $ 47,000
Taylor, Kentucky 2 $ 297,000 $ 148,500 $ 37,000
Woodford, Kentucky 2 $ 711,000 $ 355,500 $ 74,000
Evangeline, Louisiana 2 $ 136,000 $ 68,000 $ 20,000
Grant, Louisiana 2 $ 323,000 $ 161,500 $ 86,000
Iberville, Louisiana 2 $ 328,000 $ 164,000 $ 76,000
St. Tammany, Louisiana 2 $ 329,000 $ 164,500 $ 63,000
Carroll, Maryland 2 $ 811,000 $ 405,500 $ 123,000
Hinds, Mississippi 2 $ 255,000 $ 127,500 $ 44,000
Jackson, Mississippi 2 $ 316,000 $ 158,000 $ 94,000
Cape Girardeau, Missouri 2 $ 200,000 $ 100,000 $ 36,000
Platte, Missouri 2 $ 354,000 $ 177,000 $ 93,000
Stone, Missouri 2 $ 188,000 $ 94,000 $ 55,000
Franklin, North Carolina 2 $ 324,000 $ 162,000 $ 49,000
Johnston, North Carolina 2 $ 500,000 $ 250,000 $ 69,000
Lincoln, North Carolina 2 $ 336,000 $ 168,000 $ 143,000
Pender, North Carolina 2 $ 450,000 $ 225,000 $ 146,000
Watauga, North Carolina 2 $ 251,000 $ 125,500 $ 149,000
Wilkes, North Carolina 2 $ 422,000 $ 211,000 $ 68,000
Summit, Ohio 2 $ 358,000 $ 179,000 $ 68,000
Delaware, Oklahoma 2 $ 307,000 $ 153,500 $ 63,000
Laurens, South Carolina 2 $ 340,000 $ 170,000 $ 48,000
Bradley, Tennessee 2 $ 338,000 $ 169,000 $ 41,000
Chester, Tennessee 2 $ 240,000 $ 120,000 $ 56,000
Decatur, Tennessee 2 $ 904,000 $ 452,000 $ 114,000
Fentress, Tennessee 2 $ 511,000 $ 255,500 $ 91,000
Grainger, Tennessee 2 $ 284,000 $ 142,000 $ 74,000
Hamblen, Tennessee 2 $ 251,000 $ 125,500 $ 35,000
Humphreys, Tennessee 2 $ 422,000 $ 211,000 $ 84,000
Jefferson, Tennessee 2 $ 201,000 $ 100,500 $ 66,000
Lewis, Tennessee 2 $ 245,000 $ 122,500 $ 51,000
Loudon, Tennessee 2 $ 409,000 $ 204,500 $ 95,000
Moore, Tennessee 2 $ 171,000 $ 85,500 $ 51,000
Overton, Tennessee 2 $ 250,000 $ 125,000 $ 49,000
Roane, Tennessee 2 $ 180,000 $ 90,000 $ 31,000
Brazoria, Texas 2 $ 690,000 $ 345,000 $ 207,000
Galveston, Texas 2 $ 564,000 $ 282,000 $ 88,000
Hood, Texas 2 $ 243,000 $ 121,500 $ 66,000
Kaufman, Texas 2 $ 380,000 $ 190,000 $ 121,000
Wilson, Texas 2 $ 471,000 $ 235,500 $ 87,000
Clarke, Virginia 2 $ 669,000 $ 334,500 $ 0
Fredericksburg, Virginia 2 $ 648,000 $ 324,000 $ 79,000
Madison, Virginia 2 $ 652,000 $ 326,000 $ 33,000
Prince George, Virginia 2 $ 635,000 $ 317,500 $ 0
Suffolk, Virginia 2 $ 730,000 $ 365,000 $ 107,000
Washington, Virginia 2 $ 478,000 $ 239,000 $ 54,000
Blount, Alabama 1 $ 72,000 $ 72,000 $ 79,000
Colbert, Alabama 1 $ 106,000 $ 106,000 $ 74,000
Crenshaw, Alabama 1 $ 206,000 $ 206,000 $ 127,000
Cullman, Alabama 1 $ 196,000 $ 196,000 $ 39,000
Elmore, Alabama 1 $ 359,000 $ 359,000 $ 228,000
Henry, Alabama 1 $ 208,000 $ 208,000 $ 104,000
Houston, Alabama 1 $ 247,000 $ 247,000 $ 0
Lee, Alabama 1 $ 377,000 $ 377,000 $ 161,000
Tallapoosa, Alabama 1 $ 245,000 $ 245,000 $ 158,000
Cleburne, Arkansas 1 $ 53,000 $ 53,000 $ 64,000
Madison, Arkansas 1 $ 123,000 $ 123,000 $ 41,000
Amador, California 1 $ 296,000 $ 296,000 $ 90,000
Calaveras, California 1 $ 219,000 $ 219,000 $ 432,000
Colusa, California 1 $ 245,000 $ 245,000 $ 96,000
Madera, California 1 $ 172,000 $ 172,000 $ 178,000
Trinity, California 1 $ 229,000 $ 229,000 $ 0
Tulare, California 1 $ 268,000 $ 268,000 $ 0
Tuolumne, California 1 $ 220,000 $ 220,000 $ 245,000
Broomfield, Colorado 1 $ 391,000 $ 391,000 $ 106,000
Mesa, Colorado 1 $ 131,000 $ 131,000 $ 0
Park, Colorado 1 $ 333,000 $ 333,000 $ 72,000
Routt, Colorado 1 $ 251,000 $ 251,000 $ 0
Summit, Colorado 1 $ 1,700,000 $ 1,700,000 $ 960,000
Alachua, Florida 1 $ 130,000 $ 130,000 $ 45,000
DeSoto, Florida 1 $ 144,000 $ 144,000 $ 63,000
Hernando, Florida 1 $ 164,000 $ 164,000 $ 79,000
Leon, Florida 1 $ 310,000 $ 310,000 $ 202,000
Marion, Florida 1 $ 134,000 $ 134,000 $ 55,000
Monroe, Florida 1 $ 720,000 $ 720,000 $ 556,000
Okeechobee, Florida 1 $ 94,000 $ 94,000 $ 34,000
Sumter, Florida 1 $ 158,000 $ 158,000 $ 68,000
Appling, Georgia 1 $ 97,000 $ 97,000 $ 38,000
Calhoun, Georgia 1 $ 94,000 $ 94,000 $ 43,000
Coffee, Georgia 1 $ 123,000 $ 123,000 $ 41,000
Crawford, Georgia 1 $ 125,000 $ 125,000 $ 33,000
Elbert, Georgia 1 $ 112,000 $ 112,000 $ 31,000
Hancock, Georgia 1 $ 95,000 $ 95,000 $ 214,000
Hart, Georgia 1 $ 170,000 $ 170,000 $ 37,000
Liberty, Georgia 1 $ 88,000 $ 88,000 $ 45,000
Lincoln, Georgia 1 $ 123,000 $ 123,000 $ 41,000
Macon, Georgia 1 $ 50,000 $ 50,000 $ 53,000
Madison, Georgia 1 $ 146,000 $ 146,000 $ 55,000
Marion, Georgia 1 $ 88,000 $ 88,000 $ 32,000
Oglethorpe, Georgia 1 $ 104,000 $ 104,000 $ 31,000
Pike, Georgia 1 $ 104,000 $ 104,000 $ 62,000
Pulaski, Georgia 1 $ 245,000 $ 245,000 $ 165,000
Putnam, Georgia 1 $ 41,000 $ 41,000 $ 54,000
Randolph, Georgia 1 $ 85,000 $ 85,000 $ 28,000
Stephens, Georgia 1 $ 133,000 $ 133,000 $ 31,000
Tattnall, Georgia 1 $ 123,000 $ 123,000 $ 50,000
Terrell, Georgia 1 $ 125,000 $ 125,000 $ 56,000
Union, Georgia 1 $ 247,000 $ 247,000 $ 67,000
Walker, Georgia 1 $ 187,000 $ 187,000 $ 42,000
Hamilton, Indiana 1 $ 101,000 $ 101,000 $ 99,000
Hendricks, Indiana 1 $ 253,000 $ 253,000 $ 71,000
Jackson, Indiana 1 $ 142,000 $ 142,000 $ 0
Kosciusko, Indiana 1 $ 150,000 $ 150,000 $ 32,000
Lawrence, Indiana 1 $ 186,000 $ 186,000 $ 0
Vanderburgh, Indiana 1 $ 55,000 $ 55,000 $ 38,000
Vigo, Indiana 1 $ 237,000 $ 237,000 $ 65,000
Wayne, Indiana 1 $ 92,000 $ 92,000 $ 0
Barren, Kentucky 1 $ 113,000 $ 113,000 $ 54,000
Breckinridge, Kentucky 1 $ 98,000 $ 98,000 $ 28,000
Harrison, Kentucky 1 $ 116,000 $ 116,000 $ 123,000
Hart, Kentucky 1 $ 150,000 $ 150,000 $ 58,000
Hickman, Kentucky 1 $ 175,000 $ 175,000 $ 80,000
Johnson, Kentucky 1 $ 162,000 $ 162,000 $ 66,000
Leslie, Kentucky 1 $ 70,000 $ 70,000 $ 31,000
Lyon, Kentucky 1 $ 174,000 $ 174,000 $ 70,000
Madison, Kentucky 1 $ 91,000 $ 91,000 $ 51,000
Montgomery, Kentucky 1 $ 69,000 $ 69,000 $ 24,000
Pulaski, Kentucky 1 $ 65,000 $ 65,000 $ 53,000
Russell, Kentucky 1 $ 123,000 $ 123,000 $ 38,000
Scott, Kentucky 1 $ 148,000 $ 148,000 $ 37,000
Simpson, Kentucky 1 $ 241,000 $ 241,000 $ 57,000
Todd, Kentucky 1 $ 268,000 $ 268,000 $ 80,000
Trimble, Kentucky 1 $ 138,000 $ 138,000 $ 35,000
Lafayette, Louisiana 1 $ 406,000 $ 406,000 $ 273,000
Orleans, Louisiana 1 $ 273,000 $ 273,000 $ 127,000
St. James, Louisiana 1 $ 111,000 $ 111,000 $ 40,000
St. John the Baptist, Louisiana 1 $ 126,000 $ 126,000 $ 0
St. Landry, Louisiana 1 $ 98,000 $ 98,000 $ 37,000
Caroline, Maryland 1 $ 235,000 $ 235,000 $ 38,000
Frederick, Maryland 1 $ 394,000 $ 394,000 $ 91,000
Washington, Maryland 1 $ 297,000 $ 297,000 $ 97,000
Worcester, Maryland 1 $ 212,000 $ 212,000 $ 0
Attala, Mississippi 1 $ 155,000 $ 155,000 $ 44,000
Coahoma, Mississippi 1 $ 277,000 $ 277,000 $ 84,000
Forrest, Mississippi 1 $ 68,000 $ 68,000 $ 20,000
Hancock, Mississippi 1 $ 179,000 $ 179,000 $ 60,000
Jasper, Mississippi 1 $ 72,000 $ 72,000 $ 50,000
Marshall, Mississippi 1 $ 122,000 $ 122,000 $ 36,000
Winston, Mississippi 1 $ 151,000 $ 151,000 $ 221,000
Adair, Missouri 1 $ 123,000 $ 123,000 $ 43,000
Barry, Missouri 1 $ 184,000 $ 184,000 $ 100,000
Jackson, Missouri 1 $ 152,000 $ 152,000 $ 64,000
Morgan, Missouri 1 $ 92,000 $ 92,000 $ 35,000
Alexander, North Carolina 1 $ 719,000 $ 719,000 $ 305,000
Burke, North Carolina 1 $ 113,000 $ 113,000 $ 104,000
Caldwell, North Carolina 1 $ 297,000 $ 297,000 $ 92,000
Carteret, North Carolina 1 $ 417,000 $ 417,000 $ 135,000
Craven, North Carolina 1 $ 130,000 $ 130,000 $ 37,000
Duplin, North Carolina 1 $ 72,000 $ 72,000 $ 29,000
Harnett, North Carolina 1 $ 134,000 $ 134,000 $ 0
Jackson, North Carolina 1 $ 242,000 $ 242,000 $ 83,000
Macon, North Carolina 1 $ 221,000 $ 221,000 $ 111,000
Nash, North Carolina 1 $ 78,000 $ 78,000 $ 45,000
New Hanover, North Carolina 1 $ 258,000 $ 258,000 $ 0
Pitt, North Carolina 1 $ 1,283,000 $ 1,283,000 $ 790,000
Rowan, North Carolina 1 $ 234,000 $ 234,000 $ 64,000
Stanly, North Carolina 1 $ 141,000 $ 141,000 $ 66,000
Stokes, North Carolina 1 $ 236,000 $ 236,000 $ 116,000
Wilson, North Carolina 1 $ 71,000 $ 71,000 $ 0
Yadkin, North Carolina 1 $ 228,000 $ 228,000 $ 50,000
Stark, Ohio 1 $ 70,000 $ 70,000 $ 40,000
Payne, Oklahoma 1 $ 128,000 $ 128,000 $ 179,000
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Mortgage Loan Application Detail Totals for Acopia, LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,058 $1,228,681,000 $202,000 $1,860,000 $82,000 $1,163,000
Refinancing 1,760 $495,075,000 $281,000 $1,700,000 $91,000 $3,196,000
Home Improvement 1,095 $257,752,000 $235,000 $1,430,000 $98,000 $963,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,272 $1,308,329,000 $208,000 $1,430,000 $84,000 $3,196,000
Black or African American 828 $155,072,000 $187,000 $1,283,000 $65,000 $790,000
Asian 610 $226,615,000 $371,000 $1,460,000 $132,000 $456,000
Hispanic 583 $133,492,000 $228,000 $1,125,000 $75,000 $724,000
Not Provided 576 $146,739,000 $254,000 $1,860,000 $88,000 $960,000
Native Hawaiin or Other Pacific Islander 21 $5,700,000 $271,000 $813,000 $111,000 $1,163,000
American Indian or Alaskan Native 20 $4,827,000 $241,000 $627,000 $83,000 $600,000
Not applicable 3 $734,000 $244,000 $417,000 $121,000 $251,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,733 $1,178,053,000 $248,000 $1,860,000 $112,000 $3,196,000
FHA-insured (Federal Housing Administration) 2,879 $555,812,000 $193,000 $738,000 $54,000 $623,000
VA-guaranteed (Veterans Administration) 741 $170,695,000 $230,000 $688,000 $69,000 $331,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 560 $76,948,000 $137,000 $322,000 $46,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,537 $1,427,464,000 $218,000 $1,860,000 $86,000 $3,196,000
Application Withdrawn By Applicant 999 $226,661,000 $226,000 $1,700,000 $88,000 $960,000
Application Denied By Financial Institution 602 $128,118,000 $212,000 $1,283,000 $80,000 $790,000
Application Approved But Not Accepted 561 $142,326,000 $253,000 $1,460,000 $87,000 $716,000
File Closed For Incompleteness 214 $56,939,000 $266,000 $696,000 $76,000 $700,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 72 $18,772,000 $260,000 $1,100,000 $65,000 $234,000
Credit History 65 $11,302,000 $173,000 $860,000 $63,000 $207,000
Collateral 47 $8,061,000 $171,000 $423,000 $82,000 $246,000
Insufficient Cash (Downpayment, Closing Cost) 22 $3,859,000 $175,000 $450,000 $47,000 $150,000
Other 22 $4,632,000 $210,000 $580,000 $88,000 $304,000
Employment History 14 $2,444,000 $174,000 $292,000 $72,000 $165,000
Unverifiable Information 8 $2,698,000 $337,000 $1,000,000 $126,000 $269,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Acopia, LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Acopia, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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