First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
First Technology Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,852 |
| Total Mortgage Loan Application Amount | $2,398,494,000 |
| Average Mortgage Loan Application Amount | $237,333 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $132,000 |
| Highest Applicant Income | $4,680,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,821 | $ 704,867,000 | $ 387,000 | $ 150,000 |
| Washington County Oregon | 1,789 | $ 360,494,000 | $ 201,000 | $ 105,000 |
| Multnomah County Oregon | 551 | $ 127,242,000 | $ 230,000 | $ 116,000 |
| Santa Clara County California | 457 | $ 244,840,000 | $ 535,000 | $ 171,000 |
| Larimer County Colorado | 344 | $ 66,238,000 | $ 192,000 | $ 114,000 |
| Marion County Oregon | 240 | $ 33,257,000 | $ 138,000 | $ 86,000 |
| Placer County California | 236 | $ 59,190,000 | $ 250,000 | $ 130,000 |
| Ada County Idaho | 202 | $ 34,819,000 | $ 172,000 | $ 102,000 |
| Clackamas County Oregon | 187 | $ 43,062,000 | $ 230,000 | $ 124,000 |
| Sonoma County California | 174 | $ 47,512,000 | $ 273,000 | $ 117,000 |
| Snohomish County Washington | 169 | $ 51,211,000 | $ 303,000 | $ 128,000 |
| Lane County Oregon | 167 | $ 24,045,000 | $ 143,000 | $ 74,000 |
| San Diego County California | 158 | $ 59,704,000 | $ 377,000 | $ 148,000 |
| El Paso County Colorado | 142 | $ 27,359,000 | $ 192,000 | $ 106,000 |
| Benton County Oregon | 132 | $ 25,467,000 | $ 192,000 | $ 113,000 |
| Clark County Washington | 130 | $ 24,074,000 | $ 185,000 | $ 114,000 |
| Harris County Texas | 121 | $ 19,424,000 | $ 160,000 | $ 110,000 |
| Sacramento County California | 90 | $ 17,591,000 | $ 195,000 | $ 108,000 |
| San Mateo County California | 76 | $ 36,841,000 | $ 484,000 | $ 171,000 |
| Alameda County California | 68 | $ 30,560,000 | $ 449,000 | $ 166,000 |
| Weld County Colorado | 58 | $ 9,719,000 | $ 167,000 | $ 95,000 |
| Deschutes County Oregon | 58 | $ 11,164,000 | $ 192,000 | $ 140,000 |
| Polk County Oregon | 55 | $ 8,342,000 | $ 151,000 | $ 95,000 |
| Linn County Oregon | 52 | $ 7,614,000 | $ 146,000 | $ 82,000 |
| Yamhill County Oregon | 51 | $ 9,420,000 | $ 184,000 | $ 91,000 |
| Maricopa County Arizona | 50 | $ 9,583,000 | $ 191,000 | $ 162,000 |
| Douglas County Colorado | 41 | $ 9,082,000 | $ 221,000 | $ 133,000 |
| Arapahoe County Colorado | 39 | $ 6,242,000 | $ 160,000 | $ 97,000 |
| Los Angeles County California | 33 | $ 21,089,000 | $ 639,000 | $ 152,000 |
| Canyon County Idaho | 30 | $ 3,744,000 | $ 124,000 | $ 70,000 |
| Boulder County Colorado | 29 | $ 7,473,000 | $ 257,000 | $ 133,000 |
| Denver County Colorado | 29 | $ 6,005,000 | $ 207,000 | $ 129,000 |
| Columbia County Oregon | 26 | $ 3,981,000 | $ 153,000 | $ 92,000 |
| Riverside County California | 25 | $ 3,756,000 | $ 150,000 | $ 116,000 |
| San Francisco County California | 25 | $ 12,038,000 | $ 481,000 | $ 177,000 |
| El Dorado County California | 24 | $ 6,539,000 | $ 272,000 | $ 163,000 |
| Fulton County Georgia | 23 | $ 4,960,000 | $ 215,000 | $ 141,000 |
| Orange County California | 21 | $ 11,440,000 | $ 544,000 | $ 218,000 |
| Travis County Texas | 19 | $ 3,582,000 | $ 188,000 | $ 100,000 |
| Contra Costa County California | 18 | $ 5,098,000 | $ 283,000 | $ 119,000 |
| Santa Cruz County California | 18 | $ 6,123,000 | $ 340,000 | $ 146,000 |
| Fort Bend County Texas | 18 | $ 3,982,000 | $ 221,000 | $ 113,000 |
| Jefferson County Colorado | 16 | $ 2,541,000 | $ 158,000 | $ 97,000 |
| Lincoln County Oregon | 16 | $ 2,416,000 | $ 151,000 | $ 103,000 |
| Stanislaus County California | 15 | $ 2,446,000 | $ 163,000 | $ 171,000 |
| Broward County Florida | 15 | $ 5,250,000 | $ 350,000 | $ 157,000 |
| Cobb County Georgia | 15 | $ 1,927,000 | $ 128,000 | $ 91,000 |
| Middlesex County Massachusetts | 15 | $ 3,763,000 | $ 250,000 | $ 136,000 |
| Nevada County California | 13 | $ 3,847,000 | $ 295,000 | $ 129,000 |
| Essex County Massachusetts | 13 | $ 2,225,000 | $ 171,000 | $ 148,000 |
| Hillsborough County New Hampshire | 13 | $ 2,394,000 | $ 184,000 | $ 134,000 |
| Montgomery County Texas | 13 | $ 3,540,000 | $ 272,000 | $ 157,000 |
| Adams County Colorado | 12 | $ 2,491,000 | $ 207,000 | $ 86,000 |
| Clark County Nevada | 12 | $ 2,370,000 | $ 197,000 | $ 162,000 |
| Clatsop County Oregon | 12 | $ 1,813,000 | $ 151,000 | $ 139,000 |
| Tillamook County Oregon | 12 | $ 2,059,000 | $ 171,000 | $ 104,000 |
| Collin County Texas | 11 | $ 2,755,000 | $ 250,000 | $ 164,000 |
| Gwinnett County Georgia | 10 | $ 1,406,000 | $ 140,000 | $ 155,000 |
| Williamson County Texas | 10 | $ 1,940,000 | $ 194,000 | $ 135,000 |
| Pierce County Washington | 10 | $ 1,844,000 | $ 184,000 | $ 157,000 |
| San Joaquin County California | 9 | $ 1,228,000 | $ 136,000 | $ 129,000 |
| Solano County California | 9 | $ 1,449,000 | $ 161,000 | $ 109,000 |
| Rockingham County New Hampshire | 9 | $ 2,015,000 | $ 223,000 | $ 108,000 |
| Pima County Arizona | 8 | $ 1,630,000 | $ 203,000 | $ 136,000 |
| Marin County California | 8 | $ 3,984,000 | $ 498,000 | $ 183,000 |
| DeKalb County Georgia | 8 | $ 664,000 | $ 83,000 | $ 101,000 |
| Chester County Pennsylvania | 8 | $ 1,407,000 | $ 175,000 | $ 136,000 |
| Kitsap County Washington | 8 | $ 2,590,000 | $ 323,000 | $ 133,000 |
| Yolo County California | 7 | $ 1,874,000 | $ 267,000 | $ 167,000 |
| Elbert County Colorado | 7 | $ 1,849,000 | $ 264,000 | $ 91,000 |
| New Castle County Delaware | 7 | $ 1,670,000 | $ 238,000 | $ 103,000 |
| Miami-Dade County Florida | 7 | $ 1,653,000 | $ 236,000 | $ 161,000 |
| Cherokee County Georgia | 7 | $ 1,187,000 | $ 169,000 | $ 89,000 |
| Forsyth County Georgia | 7 | $ 1,562,000 | $ 223,000 | $ 132,000 |
| Washoe County Nevada | 7 | $ 1,350,000 | $ 192,000 | $ 109,000 |
| Bergen County New Jersey | 7 | $ 2,424,000 | $ 346,000 | $ 192,000 |
| Hood River County Oregon | 7 | $ 888,000 | $ 126,000 | $ 97,000 |
| Denton County Texas | 7 | $ 1,850,000 | $ 264,000 | $ 229,000 |
| Pinal County Arizona | 6 | $ 438,000 | $ 73,000 | $ 113,000 |
| San Bernardino County California | 6 | $ 1,596,000 | $ 266,000 | $ 100,000 |
| Kootenai County Idaho | 6 | $ 905,000 | $ 150,000 | $ 70,000 |
| Valley County Idaho | 6 | $ 1,224,000 | $ 204,000 | $ 112,000 |
| Monmouth County New Jersey | 6 | $ 1,425,000 | $ 237,000 | $ 167,000 |
| Wake County North Carolina | 6 | $ 1,515,000 | $ 252,000 | $ 133,000 |
| Klamath County Oregon | 6 | $ 774,000 | $ 129,000 | $ 69,000 |
| Fresno County California | 5 | $ 996,000 | $ 199,000 | $ 141,000 |
| Napa County California | 5 | $ 1,210,000 | $ 242,000 | $ 116,000 |
| Shasta County California | 5 | $ 877,000 | $ 175,000 | $ 84,000 |
| Ventura County California | 5 | $ 1,082,000 | $ 216,000 | $ 127,000 |
| Grand County Colorado | 5 | $ 1,086,000 | $ 217,000 | $ 195,000 |
| Osceola County Florida | 5 | $ 483,000 | $ 96,000 | $ 163,000 |
| Pinellas County Florida | 5 | $ 726,000 | $ 145,000 | $ 141,000 |
| Gem County Idaho | 5 | $ 763,000 | $ 152,000 | $ 99,000 |
| Montgomery County Maryland | 5 | $ 2,014,000 | $ 402,000 | $ 146,000 |
| Mecklenburg County North Carolina | 5 | $ 1,108,000 | $ 221,000 | $ 130,000 |
| Crook County Oregon | 5 | $ 766,000 | $ 153,000 | $ 97,000 |
| Douglas County Oregon | 5 | $ 704,000 | $ 140,000 | $ 68,000 |
| Tarrant County Texas | 5 | $ 814,000 | $ 162,000 | $ 126,000 |
| Adams County Washington | 5 | $ 69,000 | $ 13,000 | $ 323,000 |
| Klickitat County Washington | 5 | $ 1,236,000 | $ 247,000 | $ 117,000 |
| San Juan County Washington | 5 | $ 1,200,000 | $ 240,000 | $ 99,000 |
| Spokane County Washington | 5 | $ 1,123,000 | $ 224,000 | $ 118,000 |
| Thurston County Washington | 5 | $ 1,107,000 | $ 221,000 | $ 114,000 |
| Butte County California | 4 | $ 959,000 | $ 239,000 | $ 160,000 |
| Calaveras County California | 4 | $ 1,506,000 | $ 376,000 | $ 331,000 |
| Monterey County California | 4 | $ 1,318,000 | $ 329,000 | $ 66,000 |
| Palm Beach County Florida | 4 | $ 733,000 | $ 183,000 | $ 122,000 |
| Merrimack County New Hampshire | 4 | $ 624,000 | $ 156,000 | $ 135,000 |
| Santa Fe County New Mexico | 4 | $ 1,033,000 | $ 258,000 | $ 104,000 |
| Queens County New York | 4 | $ 1,580,000 | $ 395,000 | $ 118,000 |
| Chelan County Washington | 4 | $ 982,000 | $ 245,000 | $ 126,000 |
| Cowlitz County Washington | 4 | $ 729,000 | $ 182,000 | $ 88,000 |
| Island County Washington | 4 | $ 621,000 | $ 155,000 | $ 125,000 |
| Skamania County Washington | 4 | $ 659,000 | $ 164,000 | $ 58,000 |
| Kings County California | 3 | $ 151,000 | $ 50,000 | $ 138,000 |
| San Luis Obispo County California | 3 | $ 288,000 | $ 96,000 | $ 74,000 |
| Broomfield County Colorado | 3 | $ 886,000 | $ 295,000 | $ 149,000 |
| Summit County Colorado | 3 | $ 610,000 | $ 203,000 | $ 244,000 |
| Clay County Florida | 3 | $ 359,000 | $ 119,000 | $ 301,000 |
| Lee County Florida | 3 | $ 960,000 | $ 320,000 | $ 207,000 |
| Manatee County Florida | 3 | $ 866,000 | $ 288,000 | $ 237,000 |
| Marion County Florida | 3 | $ 125,000 | $ 41,000 | $ 93,000 |
| Boise County Idaho | 3 | $ 382,000 | $ 127,000 | $ 93,000 |
| Anne Arundel County Maryland | 3 | $ 907,000 | $ 302,000 | $ 128,000 |
| Worcester County Massachusetts | 3 | $ 682,000 | $ 227,000 | $ 105,000 |
| Hennepin County Minnesota | 3 | $ 611,000 | $ 203,000 | $ 294,000 |
| Morris County New Jersey | 3 | $ 445,000 | $ 148,000 | $ 83,000 |
| Bernalillo County New Mexico | 3 | $ 303,000 | $ 101,000 | $ 108,000 |
| Baker County Oregon | 3 | $ 240,000 | $ 80,000 | $ 875,000 |
| Jackson County Oregon | 3 | $ 695,000 | $ 231,000 | $ 71,000 |
| Josephine County Oregon | 3 | $ 473,000 | $ 157,000 | $ 79,000 |
| Bucks County Pennsylvania | 3 | $ 466,000 | $ 155,000 | $ 188,000 |
| Dallas County Texas | 3 | $ 368,000 | $ 122,000 | $ 86,000 |
| Utah County Utah | 3 | $ 510,000 | $ 170,000 | $ 70,000 |
| Benton County Washington | 3 | $ 546,000 | $ 182,000 | $ 141,000 |
| Grays Harbor County Washington | 3 | $ 639,000 | $ 213,000 | $ 191,000 |
| Jefferson County Washington | 3 | $ 889,000 | $ 296,000 | $ 150,000 |
| Okanogan County Washington | 3 | $ 568,000 | $ 189,000 | $ 167,000 |
| Walla Walla County Washington | 3 | $ 466,000 | $ 155,000 | $ 218,000 |
| Humboldt County California | 2 | $ 349,000 | $ 174,000 | $ 143,000 |
| Lake County California | 2 | $ 225,000 | $ 112,000 | $ 59,000 |
| Mariposa County California | 2 | $ 323,000 | $ 161,000 | $ 98,000 |
| Merced County California | 2 | $ 231,000 | $ 115,000 | $ 105,000 |
| San Benito County California | 2 | $ 1,043,000 | $ 521,000 | $ 304,000 |
| Santa Barbara County California | 2 | $ 877,000 | $ 438,000 | $ 170,000 |
| Tuolumne County California | 2 | $ 500,000 | $ 250,000 | $ 86,000 |
| Yuba County California | 2 | $ 185,000 | $ 92,000 | $ 115,000 |
| Custer County Colorado | 2 | $ 385,000 | $ 192,000 | $ 83,000 |
| Fremont County Colorado | 2 | $ 442,000 | $ 221,000 | $ 157,000 |
| Park County Colorado | 2 | $ 265,000 | $ 132,000 | $ 100,000 |
| Pueblo County Colorado | 2 | $ 80,000 | $ 40,000 | $ 147,000 |
| New Haven County Connecticut | 2 | $ 477,000 | $ 238,000 | $ 102,000 |
| Duval County Florida | 2 | $ 127,000 | $ 63,000 | $ 110,000 |
| Indian River County Florida | 2 | $ 196,000 | $ 98,000 | $ 108,000 |
| Lake County Florida | 2 | $ 174,000 | $ 87,000 | $ 146,000 |
| St. Johns County Florida | 2 | $ 274,000 | $ 137,000 | $ 148,000 |
| Fremont County Idaho | 2 | $ 834,000 | $ 417,000 | $ 117,000 |
| Cumberland County Maine | 2 | $ 481,000 | $ 240,000 | $ 70,000 |
| Knox County Maine | 2 | $ 813,000 | $ 406,000 | $ 63,000 |
| Baltimore City County Maryland | 2 | $ 127,000 | $ 63,000 | $ 97,000 |
| Barnstable County Massachusetts | 2 | $ 737,000 | $ 368,000 | $ 193,000 |
| Bristol County Massachusetts | 2 | $ 442,000 | $ 221,000 | $ 64,000 |
| Norfolk County Massachusetts | 2 | $ 584,000 | $ 292,000 | $ 399,000 |
| Suffolk County Massachusetts | 2 | $ 393,000 | $ 196,000 | $ 35,000 |
| Burlington County New Jersey | 2 | $ 419,000 | $ 209,000 | $ 135,000 |
| Middlesex County New Jersey | 2 | $ 615,000 | $ 307,000 | $ 181,000 |
| Ocean County New Jersey | 2 | $ 296,000 | $ 148,000 | $ 164,000 |
| Somerset County New Jersey | 2 | $ 988,000 | $ 494,000 | $ 191,000 |
| Colfax County New Mexico | 2 | $ 251,000 | $ 125,000 | $ 38,000 |
| New York County New York | 2 | $ 693,000 | $ 346,000 | $ 343,000 |
| Saratoga County New York | 2 | $ 553,000 | $ 276,000 | $ 130,000 |
| Orange County North Carolina | 2 | $ 844,000 | $ 422,000 | $ 203,000 |
| Coos County Oregon | 2 | $ 325,000 | $ 162,000 | $ 56,000 |
| Umatilla County Oregon | 2 | $ 157,000 | $ 78,000 | $ 60,000 |
| Montgomery County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 101,000 |
| Aiken County South Carolina | 2 | $ 106,000 | $ 53,000 | $ 108,000 |
| Bexar County Texas | 2 | $ 258,000 | $ 129,000 | $ 59,000 |
| Brazoria County Texas | 2 | $ 352,000 | $ 176,000 | $ 117,000 |
| Cameron County Texas | 2 | $ 172,000 | $ 86,000 | $ 123,000 |
| El Paso County Texas | 2 | $ 188,000 | $ 94,000 | $ 80,000 |
| Hays County Texas | 2 | $ 477,000 | $ 238,000 | $ 117,000 |
| Cache County Utah | 2 | $ 149,000 | $ 74,000 | $ 237,000 |
| Summit County Utah | 2 | $ 1,030,000 | $ 515,000 | $ 144,000 |
| Henrico County Virginia | 2 | $ 305,000 | $ 152,000 | $ 106,000 |
| Loudoun County Virginia | 2 | $ 318,000 | $ 159,000 | $ 137,000 |
| Grant County Washington | 2 | $ 333,000 | $ 166,000 | $ 62,000 |
| Kittitas County Washington | 2 | $ 326,000 | $ 163,000 | $ 197,000 |
| Lewis County Washington | 2 | $ 246,000 | $ 123,000 | $ 246,000 |
| Lincoln County Washington | 2 | $ 621,000 | $ 310,000 | $ 86,000 |
| Mason County Washington | 2 | $ 562,000 | $ 281,000 | $ 146,000 |
| Cochise County Arizona | 1 | $ 190,000 | $ 190,000 | $ 36,000 |
| Gila County Arizona | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Graham County Arizona | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Yavapai County Arizona | 1 | $ 179,000 | $ 179,000 | $ 79,000 |
| Amador County California | 1 | $ 88,000 | $ 88,000 | $ 112,000 |
| Imperial County California | 1 | $ 161,000 | $ 161,000 | $ 74,000 |
| Inyo County California | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Mendocino County California | 1 | $ 344,000 | $ 344,000 | $ 110,000 |
| Mono County California | 1 | $ 196,000 | $ 196,000 | $ 97,000 |
| Sierra County California | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Sutter County California | 1 | $ 76,000 | $ 76,000 | $ 86,000 |
| Trinity County California | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Tulare County California | 1 | $ 282,000 | $ 282,000 | $ 142,000 |
| Baca County Colorado | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Lake County Colorado | 1 | $ 169,000 | $ 169,000 | $ 83,000 |
| Lincoln County Colorado | 1 | $ 56,000 | $ 56,000 | $ 13,000 |
| Mesa County Colorado | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Montrose County Colorado | 1 | $ 121,000 | $ 121,000 | $ 19,000 |
| Morgan County Colorado | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Routt County Colorado | 1 | $ 130,000 | $ 130,000 | $ 214,000 |
| Teller County Colorado | 1 | $ 221,000 | $ 221,000 | $ 42,000 |
| Fairfield County Connecticut | 1 | $ 1,300,000 | $ 1,300,000 | $ 750,000 |
| New London County Connecticut | 1 | $ 213,000 | $ 213,000 | $ 117,000 |
| District of Columbia County District Of Columbia | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Brevard County Florida | 1 | $ 231,000 | $ 231,000 | $ 160,000 |
| Columbia County Florida | 1 | $ 86,000 | $ 86,000 | $ 98,000 |
| Hillsborough County Florida | 1 | $ 320,000 | $ 320,000 | $ 116,000 |
| Leon County Florida | 1 | $ 243,000 | $ 243,000 | $ 195,000 |
| Martin County Florida | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| Monroe County Florida | 1 | $ 246,000 | $ 246,000 | $ 260,000 |
| Pasco County Florida | 1 | $ 44,000 | $ 44,000 | $ 20,000 |
| Sarasota County Florida | 1 | $ 199,000 | $ 199,000 | $ 160,000 |
| Seminole County Florida | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| St. Lucie County Florida | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Bartow County Georgia | 1 | $ 66,000 | $ 66,000 | $ 56,000 |
| Bryan County Georgia | 1 | $ 152,000 | $ 152,000 | $ 80,000 |
| Chatham County Georgia | 1 | $ 152,000 | $ 152,000 | $ 81,000 |
| Henry County Georgia | 1 | $ 167,000 | $ 167,000 | $ 95,000 |
| Paulding County Georgia | 1 | $ 45,000 | $ 45,000 | $ 141,000 |
| Polk County Georgia | 1 | $ 41,000 | $ 41,000 | $ 133,000 |
| Rockdale County Georgia | 1 | $ 80,000 | $ 80,000 | $ 106,000 |
| Adams County Idaho | 1 | $ 340,000 | $ 340,000 | $ 145,000 |
| Bonner County Idaho | 1 | $ 126,000 | $ 126,000 | $ 126,000 |
| Bonneville County Idaho | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Elmore County Idaho | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Gooding County Idaho | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
| Madison County Idaho | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| Nez Perce County Idaho | 1 | $ 70,000 | $ 70,000 | $ 150,000 |
| Payette County Idaho | 1 | $ 101,000 | $ 101,000 | $ 77,000 |
| Penobscot County Maine | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Somerset County Maine | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| York County Maine | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Baltimore County Maryland | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Frederick County Maryland | 1 | $ 122,000 | $ 122,000 | $ 142,000 |
| Harford County Maryland | 1 | $ 226,000 | $ 226,000 | $ 136,000 |
| Plymouth County Massachusetts | 1 | $ 197,000 | $ 197,000 | $ 208,000 |
| Carver County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Washington County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 100,000 |
| Lander County Nevada | 1 | $ 223,000 | $ 223,000 | $ 161,000 |
| Belknap County New Hampshire | 1 | $ 160,000 | $ 160,000 | $ 156,000 |
| Strafford County New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 165,000 |
| Cape May County New Jersey | 1 | $ 49,000 | $ 49,000 | $ 186,000 |
| Essex County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Hunterdon County New Jersey | 1 | $ 404,000 | $ 404,000 | $ 192,000 |
| Passaic County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 106,000 |
| Salem County New Jersey | 1 | $ 48,000 | $ 48,000 | $ 79,000 |
| Sussex County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Warren County New Jersey | 1 | $ 540,000 | $ 540,000 | $ 204,000 |
| Sandoval County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Taos County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Erie County New York | 1 | $ 11,000 | $ 11,000 | $ 92,000 |
| Kings County New York | 1 | $ 700,000 | $ 700,000 | $ 210,000 |
| Monroe County New York | 1 | $ 261,000 | $ 261,000 | $ 130,000 |
| Nassau County New York | 1 | $ 292,000 | $ 292,000 | $ 158,000 |
| Suffolk County New York | 1 | $ 287,000 | $ 287,000 | $ 84,000 |
| Washington County New York | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Westchester County New York | 1 | $ 89,000 | $ 89,000 | $ 268,000 |
| Brunswick County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Carteret County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 158,000 |
| Cleveland County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 185,000 |
| Iredell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 278,000 |
| New Hanover County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 297,000 |
| Onslow County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Union County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 245,000 |
| Cuyahoga County Ohio | 1 | $ 96,000 | $ 96,000 | $ 63,000 |
| Fairfield County Ohio | 1 | $ 393,000 | $ 393,000 | $ 114,000 |
| Licking County Ohio | 1 | $ 96,000 | $ 96,000 | $ 136,000 |
| Lorain County Ohio | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Medina County Ohio | 1 | $ 200,000 | $ 200,000 | $ 175,000 |
| Portage County Ohio | 1 | $ 136,000 | $ 136,000 | $ 115,000 |
| Gilliam County Oregon | 1 | $ 12,000 | $ 12,000 | $ 81,000 |
| Jefferson County Oregon | 1 | $ 72,000 | $ 72,000 | $ 64,000 |
| Lake County Oregon | 1 | $ 62,000 | $ 62,000 | $ 17,000 |
| Wallowa County Oregon | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Wasco County Oregon | 1 | $ 155,000 | $ 155,000 | $ 262,000 |
| Allegheny County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 146,000 |
| Dauphin County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 52,000 |
| Delaware County Pennsylvania | 1 | $ 387,000 | $ 387,000 | $ 189,000 |
| Lancaster County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Monroe County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Philadelphia County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Westmoreland County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 128,000 |
| York County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Berkeley County South Carolina | 1 | $ 672,000 | $ 672,000 | $ 147,000 |
| Lancaster County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 220,000 |
| Richland County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Grayson County Texas | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Guadalupe County Texas | 1 | $ 112,000 | $ 112,000 | $ 95,000 |
| Hidalgo County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Hood County Texas | 1 | $ 110,000 | $ 110,000 | $ 99,000 |
| Maverick County Texas | 1 | $ 116,000 | $ 116,000 | $ 88,000 |
| Nueces County Texas | 1 | $ 219,000 | $ 219,000 | $ 166,000 |
| Parker County Texas | 1 | $ 276,000 | $ 276,000 | $ 162,000 |
| Potter County Texas | 1 | $ 157,000 | $ 157,000 | $ 67,000 |
| Arlington County Virginia | 1 | $ 20,000 | $ 20,000 | $ 98,000 |
| Fairfax County Virginia | 1 | $ 150,000 | $ 150,000 | $ 189,000 |
| Louisa County Virginia | 1 | $ 184,000 | $ 184,000 | $ 80,000 |
| Prince William County Virginia | 1 | $ 228,000 | $ 228,000 | $ 134,000 |
| York County Virginia | 1 | $ 296,000 | $ 296,000 | $ 119,000 |
| Clallam County Washington | 1 | $ 263,000 | $ 263,000 | $ 224,000 |
| Pacific County Washington | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Skagit County Washington | 1 | $ 500,000 | $ 500,000 | $ 1,000,000 |
| Whatcom County Washington | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Whitman County Washington | 1 | $ 149,000 | $ 149,000 | $ 91,000 |
| Yakima County Washington | 1 | $ 119,000 | $ 119,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,801 | $1,100,697,000 | $229,000 | $12,000,000 | $121,000 | $2,604,000 |
| Home Purchase | 2,904 | $993,937,000 | $342,000 | $2,320,000 | $134,000 | $1,480,000 |
| Home Improvement | 2,147 | $303,860,000 | $141,000 | $2,000,000 | $141,000 | $4,680,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,277 | $1,003,554,000 | $234,000 | $2,320,000 | $122,000 | $2,604,000 |
| Not Provided | 4,067 | $945,123,000 | $232,000 | $12,000,000 | $137,000 | $4,680,000 |
| Asian | 1,033 | $344,097,000 | $333,000 | $2,584,000 | $136,000 | $1,428,000 |
| Hispanic | 342 | $76,228,000 | $222,000 | $1,163,000 | $117,000 | $434,000 |
| Black or African American | 85 | $18,263,000 | $214,000 | $543,000 | $146,000 | $1,752,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $6,345,000 | $244,000 | $609,000 | $94,000 | $197,000 |
| American Indian or Alaskan Native | 22 | $4,884,000 | $222,000 | $868,000 | $87,000 | $222,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,852 | $2,398,494,000 | $243,000 | $12,000,000 | $129,000 | $4,680,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,641 | $1,651,213,000 | $248,000 | $2,584,000 | $130,000 | $2,820,000 |
| Application Approved But Not Accepted | 2,079 | $534,609,000 | $257,000 | $2,320,000 | $131,000 | $2,604,000 |
| Application Denied By Financial Institution | 1,063 | $209,227,000 | $196,000 | $12,000,000 | $121,000 | $4,680,000 |
| Application Withdrawn By Applicant | 67 | $3,434,000 | $51,000 | $845,000 | $132,000 | $1,140,000 |
| File Closed For Incompleteness | 2 | $11,000 | $5,000 | $7,000 | $291,000 | $528,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 464 | $117,065,000 | $252,000 | $12,000,000 | $108,000 | $683,000 |
| Debt-To-Income Ratio | 86 | $21,949,000 | $255,000 | $1,338,000 | $68,000 | $355,000 |
| Credit History | 43 | $9,315,000 | $216,000 | $957,000 | $133,000 | $840,000 |
| Collateral | 34 | $8,158,000 | $239,000 | $1,105,000 | $123,000 | $335,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,240,000 | $235,000 | $616,000 | $98,000 | $249,000 |
| Unverifiable Information | 8 | $995,000 | $124,000 | $259,000 | $30,000 | $110,000 |
| Credit Application Incomplete | 4 | $1,867,000 | $466,000 | $600,000 | $148,000 | $175,000 |
| Employment History | 3 | $1,381,000 | $460,000 | $990,000 | $97,000 | $168,000 |
| Mortgage Insurance Denied | 1 | $560,000 | $560,000 | $560,000 | $144,000 | $144,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.