First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Technology Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,134 |
| Total Mortgage Loan Application Amount | $8,513,205,000 |
| Average Mortgage Loan Application Amount | $350,600 |
| Highest Mortgage Loan Application Amount | $21,005,000 |
| Average Applicant Income | $186,000 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 3,000 | $ 1,747,480,000 | $ 582,000 | $ 232,000 |
| Washington County Oregon | 2,933 | $ 879,245,000 | $ 299,000 | $ 149,000 |
| Multnomah County Oregon | 989 | $ 339,585,000 | $ 343,000 | $ 182,000 |
| Santa Clara County California | 711 | $ 537,345,000 | $ 755,000 | $ 295,000 |
| Snohomish County Washington | 625 | $ 304,695,000 | $ 487,000 | $ 203,000 |
| Clackamas County Oregon | 486 | $ 177,030,000 | $ 364,000 | $ 180,000 |
| Marion County Oregon | 401 | $ 78,025,000 | $ 194,000 | $ 103,000 |
| Alameda County California | 280 | $ 204,560,000 | $ 730,000 | $ 251,000 |
| Larimer County Colorado | 264 | $ 59,490,000 | $ 225,000 | $ 134,000 |
| Ada County Idaho | 259 | $ 67,005,000 | $ 258,000 | $ 139,000 |
| San Diego County California | 245 | $ 102,695,000 | $ 419,000 | $ 204,000 |
| Clark County Washington | 235 | $ 70,665,000 | $ 300,000 | $ 161,000 |
| Placer County California | 194 | $ 56,950,000 | $ 293,000 | $ 148,000 |
| Maricopa County Arizona | 171 | $ 48,235,000 | $ 282,000 | $ 177,000 |
| Lane County Oregon | 167 | $ 30,505,000 | $ 182,000 | $ 100,000 |
| Deschutes County Oregon | 135 | $ 36,855,000 | $ 273,000 | $ 196,000 |
| Sacramento County California | 132 | $ 35,370,000 | $ 267,000 | $ 149,000 |
| Sonoma County California | 132 | $ 47,370,000 | $ 358,000 | $ 184,000 |
| San Mateo County California | 129 | $ 117,785,000 | $ 913,000 | $ 338,000 |
| Benton County Oregon | 123 | $ 25,795,000 | $ 209,000 | $ 129,000 |
| Yamhill County Oregon | 123 | $ 32,225,000 | $ 261,000 | $ 130,000 |
| Harris County Texas | 109 | $ 48,815,000 | $ 447,000 | $ 202,000 |
| Los Angeles County California | 101 | $ 49,645,000 | $ 491,000 | $ 285,000 |
| Linn County Oregon | 92 | $ 18,620,000 | $ 202,000 | $ 118,000 |
| Contra Costa County California | 88 | $ 57,880,000 | $ 657,000 | $ 308,000 |
| Polk County Oregon | 85 | $ 16,555,000 | $ 194,000 | $ 112,000 |
| Orange County California | 68 | $ 30,780,000 | $ 452,000 | $ 238,000 |
| Columbia County Oregon | 68 | $ 17,140,000 | $ 252,000 | $ 108,000 |
| Riverside County California | 66 | $ 21,730,000 | $ 329,000 | $ 189,000 |
| El Paso County Colorado | 65 | $ 15,525,000 | $ 238,000 | $ 128,000 |
| Pierce County Washington | 65 | $ 24,165,000 | $ 371,000 | $ 165,000 |
| Weld County Colorado | 60 | $ 10,950,000 | $ 182,000 | $ 106,000 |
| San Francisco County California | 47 | $ 36,615,000 | $ 779,000 | $ 270,000 |
| San Joaquin County California | 47 | $ 18,265,000 | $ 388,000 | $ 178,000 |
| Douglas County Colorado | 45 | $ 11,995,000 | $ 266,000 | $ 169,000 |
| Travis County Texas | 45 | $ 28,875,000 | $ 641,000 | $ 226,000 |
| Montgomery County Texas | 44 | $ 13,400,000 | $ 304,000 | $ 182,000 |
| El Dorado County California | 43 | $ 16,255,000 | $ 378,000 | $ 184,000 |
| Williamson County Texas | 42 | $ 16,290,000 | $ 387,000 | $ 195,000 |
| Clark County Nevada | 40 | $ 19,240,000 | $ 481,000 | $ 163,000 |
| Kitsap County Washington | 40 | $ 15,050,000 | $ 376,000 | $ 206,000 |
| Canyon County Idaho | 37 | $ 7,375,000 | $ 199,000 | $ 111,000 |
| Lincoln County Oregon | 37 | $ 11,365,000 | $ 307,000 | $ 203,000 |
| Arapahoe County Colorado | 31 | $ 9,485,000 | $ 305,000 | $ 173,000 |
| Denver County Colorado | 31 | $ 8,015,000 | $ 258,000 | $ 177,000 |
| Broward County Florida | 26 | $ 8,660,000 | $ 333,000 | $ 168,000 |
| Fulton County Georgia | 25 | $ 10,605,000 | $ 424,000 | $ 200,000 |
| Wake County North Carolina | 25 | $ 7,775,000 | $ 311,000 | $ 168,000 |
| Boulder County Colorado | 24 | $ 8,205,000 | $ 356,000 | $ 252,000 |
| Middlesex County Massachusetts | 23 | $ 10,665,000 | $ 463,000 | $ 205,000 |
| Spokane County Washington | 23 | $ 8,475,000 | $ 368,000 | $ 170,000 |
| Marin County California | 22 | $ 10,930,000 | $ 496,000 | $ 255,000 |
| Miami-Dade County Florida | 22 | $ 8,970,000 | $ 407,000 | $ 195,000 |
| Orange County Florida | 22 | $ 9,340,000 | $ 424,000 | $ 200,000 |
| Forsyth County Georgia | 22 | $ 6,380,000 | $ 290,000 | $ 157,000 |
| Clatsop County Oregon | 22 | $ 5,500,000 | $ 250,000 | $ 166,000 |
| Tillamook County Oregon | 22 | $ 9,810,000 | $ 445,000 | $ 121,000 |
| Collin County Texas | 22 | $ 8,290,000 | $ 376,000 | $ 195,000 |
| Jefferson County Colorado | 21 | $ 6,465,000 | $ 307,000 | $ 126,000 |
| Gwinnett County Georgia | 19 | $ 5,035,000 | $ 265,000 | $ 185,000 |
| Fort Bend County Texas | 19 | $ 5,935,000 | $ 312,000 | $ 185,000 |
| Whatcom County Washington | 19 | $ 6,215,000 | $ 327,000 | $ 189,000 |
| Pima County Arizona | 18 | $ 3,950,000 | $ 219,000 | $ 122,000 |
| Denton County Texas | 18 | $ 5,640,000 | $ 313,000 | $ 182,000 |
| Nevada County California | 17 | $ 5,945,000 | $ 349,000 | $ 155,000 |
| Hood River County Oregon | 17 | $ 6,175,000 | $ 363,000 | $ 177,000 |
| Jackson County Oregon | 17 | $ 4,005,000 | $ 235,000 | $ 134,000 |
| San Bernardino County California | 16 | $ 2,600,000 | $ 162,000 | $ 165,000 |
| Santa Cruz County California | 16 | $ 6,640,000 | $ 415,000 | $ 187,000 |
| Ventura County California | 14 | $ 5,530,000 | $ 395,000 | $ 219,000 |
| Cobb County Georgia | 14 | $ 3,570,000 | $ 255,000 | $ 103,000 |
| Mecklenburg County North Carolina | 14 | $ 3,110,000 | $ 222,000 | $ 138,000 |
| Kittitas County Washington | 14 | $ 9,390,000 | $ 670,000 | $ 402,000 |
| Thurston County Washington | 14 | $ 4,200,000 | $ 300,000 | $ 175,000 |
| Washoe County Nevada | 13 | $ 5,035,000 | $ 387,000 | $ 224,000 |
| Pinal County Arizona | 12 | $ 2,360,000 | $ 196,000 | $ 131,000 |
| Yuba County California | 12 | $ 2,170,000 | $ 180,000 | $ 80,000 |
| Adams County Colorado | 12 | $ 3,020,000 | $ 251,000 | $ 125,000 |
| Tarrant County Texas | 12 | $ 3,100,000 | $ 258,000 | $ 167,000 |
| Utah County Utah | 12 | $ 3,870,000 | $ 322,000 | $ 257,000 |
| Fairfax County Virginia | 12 | $ 7,750,000 | $ 645,000 | $ 236,000 |
| Cowlitz County Washington | 12 | $ 2,750,000 | $ 229,000 | $ 138,000 |
| San Juan County Washington | 12 | $ 5,570,000 | $ 464,000 | $ 191,000 |
| Skagit County Washington | 12 | $ 4,200,000 | $ 350,000 | $ 160,000 |
| Chelan County Washington | 11 | $ 5,675,000 | $ 515,000 | $ 222,000 |
| Monterey County California | 10 | $ 6,290,000 | $ 629,000 | $ 236,000 |
| Solano County California | 10 | $ 3,710,000 | $ 371,000 | $ 163,000 |
| Kootenai County Idaho | 10 | $ 2,070,000 | $ 207,000 | $ 114,000 |
| Bexar County Texas | 10 | $ 2,940,000 | $ 294,000 | $ 168,000 |
| Napa County California | 9 | $ 5,575,000 | $ 619,000 | $ 233,000 |
| St. Johns County Florida | 9 | $ 3,235,000 | $ 359,000 | $ 166,000 |
| Cherokee County Georgia | 9 | $ 1,785,000 | $ 198,000 | $ 85,000 |
| DeKalb County Georgia | 9 | $ 2,195,000 | $ 243,000 | $ 158,000 |
| Crook County Oregon | 9 | $ 1,315,000 | $ 146,000 | $ 118,000 |
| Klamath County Oregon | 9 | $ 1,825,000 | $ 202,000 | $ 128,000 |
| Benton County Washington | 9 | $ 2,975,000 | $ 330,000 | $ 143,000 |
| Grays Harbor County Washington | 9 | $ 3,155,000 | $ 350,000 | $ 205,000 |
| Island County Washington | 9 | $ 2,785,000 | $ 309,000 | $ 156,000 |
| Klickitat County Washington | 9 | $ 3,595,000 | $ 399,000 | $ 138,000 |
| Fresno County California | 8 | $ 4,460,000 | $ 557,000 | $ 135,000 |
| Hillsborough County Florida | 8 | $ 2,300,000 | $ 287,000 | $ 151,000 |
| Kings County New York | 8 | $ 11,190,000 | $ 1,398,000 | $ 256,000 |
| Philadelphia County Pennsylvania | 8 | $ 3,020,000 | $ 377,000 | $ 243,000 |
| Hays County Texas | 8 | $ 3,560,000 | $ 445,000 | $ 241,000 |
| Summit County Utah | 8 | $ 5,820,000 | $ 727,000 | $ 361,000 |
| Pacific County Washington | 8 | $ 2,370,000 | $ 296,000 | $ 125,000 |
| Santa Barbara County California | 7 | $ 2,245,000 | $ 320,000 | $ 219,000 |
| Pasco County Florida | 7 | $ 1,425,000 | $ 203,000 | $ 217,000 |
| Pinellas County Florida | 7 | $ 1,855,000 | $ 265,000 | $ 108,000 |
| Seminole County Florida | 7 | $ 2,435,000 | $ 347,000 | $ 137,000 |
| Montgomery County Maryland | 7 | $ 3,325,000 | $ 475,000 | $ 246,000 |
| Essex County Massachusetts | 7 | $ 2,205,000 | $ 315,000 | $ 172,000 |
| Essex County New Jersey | 7 | $ 2,615,000 | $ 373,000 | $ 250,000 |
| Douglas County Oregon | 7 | $ 1,675,000 | $ 239,000 | $ 126,000 |
| Wasco County Oregon | 7 | $ 2,125,000 | $ 303,000 | $ 148,000 |
| Salt Lake County Utah | 7 | $ 2,185,000 | $ 312,000 | $ 157,000 |
| Mohave County Arizona | 6 | $ 1,710,000 | $ 285,000 | $ 115,000 |
| Yavapai County Arizona | 6 | $ 1,330,000 | $ 221,000 | $ 109,000 |
| Butte County California | 6 | $ 1,650,000 | $ 275,000 | $ 136,000 |
| Lake County California | 6 | $ 1,820,000 | $ 303,000 | $ 111,000 |
| San Luis Obispo County California | 6 | $ 6,220,000 | $ 1,036,000 | $ 201,000 |
| Duval County Florida | 6 | $ 2,200,000 | $ 366,000 | $ 191,000 |
| Palm Beach County Florida | 6 | $ 1,820,000 | $ 303,000 | $ 141,000 |
| Norfolk County Massachusetts | 6 | $ 2,610,000 | $ 435,000 | $ 238,000 |
| Dallas County Texas | 6 | $ 2,440,000 | $ 406,000 | $ 189,000 |
| Lewis County Washington | 6 | $ 1,710,000 | $ 285,000 | $ 158,000 |
| Mason County Washington | 6 | $ 1,830,000 | $ 305,000 | $ 151,000 |
| Calaveras County California | 5 | $ 1,005,000 | $ 201,000 | $ 113,000 |
| San Benito County California | 5 | $ 2,655,000 | $ 531,000 | $ 191,000 |
| Shasta County California | 5 | $ 1,045,000 | $ 209,000 | $ 152,000 |
| Stanislaus County California | 5 | $ 1,145,000 | $ 229,000 | $ 521,000 |
| Sutter County California | 5 | $ 495,000 | $ 99,000 | $ 121,000 |
| Yolo County California | 5 | $ 1,595,000 | $ 319,000 | $ 84,000 |
| New Castle County Delaware | 5 | $ 1,285,000 | $ 257,000 | $ 130,000 |
| Alachua County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 225,000 |
| Brevard County Florida | 5 | $ 1,725,000 | $ 345,000 | $ 183,000 |
| Polk County Florida | 5 | $ 1,915,000 | $ 383,000 | $ 122,000 |
| Sarasota County Florida | 5 | $ 805,000 | $ 161,000 | $ 133,000 |
| Anne Arundel County Maryland | 5 | $ 1,535,000 | $ 307,000 | $ 158,000 |
| Hillsborough County New Hampshire | 5 | $ 1,335,000 | $ 267,000 | $ 144,000 |
| Rockingham County New Hampshire | 5 | $ 1,165,000 | $ 233,000 | $ 154,000 |
| Sussex County New Jersey | 5 | $ 1,005,000 | $ 201,000 | $ 104,000 |
| Bernalillo County New Mexico | 5 | $ 1,375,000 | $ 275,000 | $ 155,000 |
| Iredell County North Carolina | 5 | $ 1,135,000 | $ 227,000 | $ 212,000 |
| Jefferson County Oregon | 5 | $ 815,000 | $ 163,000 | $ 112,000 |
| Allegheny County Pennsylvania | 5 | $ 795,000 | $ 159,000 | $ 182,000 |
| Chester County Pennsylvania | 5 | $ 1,735,000 | $ 347,000 | $ 265,000 |
| Cache County Utah | 5 | $ 995,000 | $ 199,000 | $ 162,000 |
| Loudoun County Virginia | 5 | $ 2,105,000 | $ 421,000 | $ 339,000 |
| Clallam County Washington | 5 | $ 1,455,000 | $ 291,000 | $ 118,000 |
| Jefferson County Washington | 5 | $ 1,535,000 | $ 307,000 | $ 115,000 |
| Kern County California | 4 | $ 990,000 | $ 247,000 | $ 135,000 |
| Broomfield County Colorado | 4 | $ 1,640,000 | $ 410,000 | $ 178,000 |
| Mesa County Colorado | 4 | $ 460,000 | $ 115,000 | $ 107,000 |
| Volusia County Florida | 4 | $ 550,000 | $ 137,000 | $ 134,000 |
| Coweta County Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 131,000 |
| Elmore County Idaho | 4 | $ 820,000 | $ 205,000 | $ 67,000 |
| Gem County Idaho | 4 | $ 1,870,000 | $ 467,000 | $ 60,000 |
| Twin Falls County Idaho | 4 | $ 1,460,000 | $ 365,000 | $ 168,000 |
| Frederick County Maryland | 4 | $ 470,000 | $ 117,000 | $ 104,000 |
| Suffolk County Massachusetts | 4 | $ 1,360,000 | $ 340,000 | $ 314,000 |
| Hennepin County Minnesota | 4 | $ 1,480,000 | $ 370,000 | $ 229,000 |
| Mercer County New Jersey | 4 | $ 2,310,000 | $ 577,000 | $ 262,000 |
| Ocean County New Jersey | 4 | $ 590,000 | $ 147,000 | $ 138,000 |
| Union County New Jersey | 4 | $ 2,290,000 | $ 572,000 | $ 131,000 |
| Currituck County North Carolina | 4 | $ 910,000 | $ 227,000 | $ 127,000 |
| Davidson County North Carolina | 4 | $ 330,000 | $ 82,000 | $ 86,000 |
| New Hanover County North Carolina | 4 | $ 790,000 | $ 197,000 | $ 118,000 |
| Grant County Oregon | 4 | $ 710,000 | $ 177,000 | $ 122,000 |
| Delaware County Pennsylvania | 4 | $ 1,790,000 | $ 447,000 | $ 255,000 |
| Comal County Texas | 4 | $ 660,000 | $ 165,000 | $ 288,000 |
| Grayson County Texas | 4 | $ 600,000 | $ 150,000 | $ 190,000 |
| Weber County Utah | 4 | $ 1,370,000 | $ 342,000 | $ 117,000 |
| Okanogan County Washington | 4 | $ 1,160,000 | $ 290,000 | $ 171,000 |
| Skamania County Washington | 4 | $ 900,000 | $ 225,000 | $ 141,000 |
| Stevens County Washington | 4 | $ 1,250,000 | $ 312,000 | $ 107,000 |
| Walla Walla County Washington | 4 | $ 1,090,000 | $ 272,000 | $ 132,000 |
| Whitman County Washington | 4 | $ 1,050,000 | $ 262,000 | $ 139,000 |
| Yakima County Washington | 4 | $ 1,390,000 | $ 347,000 | $ 194,000 |
| Amador County California | 3 | $ 575,000 | $ 191,000 | $ 100,000 |
| Tulare County California | 3 | $ 585,000 | $ 195,000 | $ 136,000 |
| Grand County Colorado | 3 | $ 1,085,000 | $ 361,000 | $ 273,000 |
| Teller County Colorado | 3 | $ 1,225,000 | $ 408,000 | $ 167,000 |
| Fairfield County Connecticut | 3 | $ 2,545,000 | $ 848,000 | $ 327,000 |
| Hartford County Connecticut | 3 | $ 1,285,000 | $ 428,000 | $ 223,000 |
| Lake County Florida | 3 | $ 695,000 | $ 231,000 | $ 113,000 |
| Osceola County Florida | 3 | $ 835,000 | $ 278,000 | $ 119,000 |
| St. Lucie County Florida | 3 | $ 505,000 | $ 168,000 | $ 95,000 |
| Fayette County Georgia | 3 | $ 1,245,000 | $ 415,000 | $ 138,000 |
| Bannock County Idaho | 3 | $ 335,000 | $ 111,000 | $ 40,000 |
| Idaho County Idaho | 3 | $ 1,025,000 | $ 341,000 | $ 155,000 |
| Latah County Idaho | 3 | $ 1,035,000 | $ 345,000 | $ 261,000 |
| Payette County Idaho | 3 | $ 255,000 | $ 85,000 | $ 74,000 |
| Valley County Idaho | 3 | $ 645,000 | $ 215,000 | $ 129,000 |
| Dakota County Minnesota | 3 | $ 845,000 | $ 281,000 | $ 113,000 |
| Middlesex County New Jersey | 3 | $ 425,000 | $ 141,000 | $ 195,000 |
| Somerset County New Jersey | 3 | $ 1,375,000 | $ 458,000 | $ 243,000 |
| Sandoval County New Mexico | 3 | $ 665,000 | $ 221,000 | $ 100,000 |
| Westchester County New York | 3 | $ 1,125,000 | $ 375,000 | $ 265,000 |
| Brunswick County North Carolina | 3 | $ 165,000 | $ 55,000 | $ 88,000 |
| Durham County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 151,000 |
| Forsyth County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 161,000 |
| Gaston County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 76,000 |
| Orange County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 280,000 |
| Coos County Oregon | 3 | $ 515,000 | $ 171,000 | $ 110,000 |
| Josephine County Oregon | 3 | $ 685,000 | $ 228,000 | $ 134,000 |
| Monroe County Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 74,000 |
| Montgomery County Pennsylvania | 3 | $ 395,000 | $ 131,000 | $ 99,000 |
| El Paso County Texas | 3 | $ 785,000 | $ 261,000 | $ 90,000 |
| Grant County Washington | 3 | $ 1,205,000 | $ 401,000 | $ 250,000 |
| Cochise County Arizona | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Gila County Arizona | 2 | $ 430,000 | $ 215,000 | $ 213,000 |
| Yuma County Arizona | 2 | $ 500,000 | $ 250,000 | $ 1,380,000 |
| Del Norte County California | 2 | $ 400,000 | $ 200,000 | $ 49,000 |
| Humboldt County California | 2 | $ 310,000 | $ 155,000 | $ 955,000 |
| Kings County California | 2 | $ 30,000 | $ 15,000 | $ 73,000 |
| Tuolumne County California | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Elbert County Colorado | 2 | $ 550,000 | $ 275,000 | $ 129,000 |
| Las Animas County Colorado | 2 | $ 470,000 | $ 235,000 | $ 99,000 |
| Morgan County Colorado | 2 | $ 420,000 | $ 210,000 | $ 114,000 |
| Routt County Colorado | 2 | $ 820,000 | $ 410,000 | $ 115,000 |
| New Haven County Connecticut | 2 | $ 270,000 | $ 135,000 | $ 105,000 |
| New London County Connecticut | 2 | $ 240,000 | $ 120,000 | $ 102,000 |
| District of Columbia County District Of Columbia | 2 | $ 250,000 | $ 125,000 | $ 83,000 |
| Charlotte County Florida | 2 | $ 230,000 | $ 115,000 | $ 130,000 |
| Lee County Florida | 2 | $ 840,000 | $ 420,000 | $ 194,000 |
| Leon County Florida | 2 | $ 370,000 | $ 185,000 | $ 202,000 |
| Bartow County Georgia | 2 | $ 280,000 | $ 140,000 | $ 167,000 |
| Henry County Georgia | 2 | $ 540,000 | $ 270,000 | $ 165,000 |
| Paulding County Georgia | 2 | $ 450,000 | $ 225,000 | $ 283,000 |
| Blaine County Idaho | 2 | $ 210,000 | $ 105,000 | $ 73,000 |
| Bonner County Idaho | 2 | $ 440,000 | $ 220,000 | $ 240,000 |
| Baltimore City County Maryland | 2 | $ 200,000 | $ 100,000 | $ 289,000 |
| Bristol County Massachusetts | 2 | $ 600,000 | $ 300,000 | $ 1,173,000 |
| Plymouth County Massachusetts | 2 | $ 750,000 | $ 375,000 | $ 101,000 |
| Anoka County Minnesota | 2 | $ 760,000 | $ 380,000 | $ 118,000 |
| Clay County Minnesota | 2 | $ 50,000 | $ 25,000 | $ 106,000 |
| Bergen County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 175,000 |
| Burlington County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 232,000 |
| Hudson County New Jersey | 2 | $ 1,230,000 | $ 615,000 | $ 137,000 |
| Monmouth County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 187,000 |
| Catron County New Mexico | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| Albany County New York | 2 | $ 660,000 | $ 330,000 | $ 99,000 |
| Columbia County New York | 2 | $ 1,060,000 | $ 530,000 | $ 260,000 |
| Erie County New York | 2 | $ 520,000 | $ 260,000 | $ 133,000 |
| Onondaga County New York | 2 | $ 250,000 | $ 125,000 | $ 220,000 |
| Orange County New York | 2 | $ 340,000 | $ 170,000 | $ 137,000 |
| Buncombe County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 206,000 |
| Cabarrus County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 148,000 |
| Harnett County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 93,000 |
| Rowan County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 68,000 |
| Union County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 85,000 |
| Clermont County Ohio | 2 | $ 390,000 | $ 195,000 | $ 228,000 |
| Lake County Ohio | 2 | $ 50,000 | $ 25,000 | $ 36,000 |
| Curry County Oregon | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Malheur County Oregon | 2 | $ 170,000 | $ 85,000 | $ 222,000 |
| Umatilla County Oregon | 2 | $ 340,000 | $ 170,000 | $ 54,000 |
| Horry County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 172,000 |
| Lexington County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Richland County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| Bell County Texas | 2 | $ 380,000 | $ 190,000 | $ 70,000 |
| Brazoria County Texas | 2 | $ 520,000 | $ 260,000 | $ 156,000 |
| Brazos County Texas | 2 | $ 670,000 | $ 335,000 | $ 138,000 |
| Ellis County Texas | 2 | $ 410,000 | $ 205,000 | $ 262,000 |
| Guadalupe County Texas | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Hidalgo County Texas | 2 | $ 430,000 | $ 215,000 | $ 324,000 |
| Kaufman County Texas | 2 | $ 370,000 | $ 185,000 | $ 110,000 |
| Rockwall County Texas | 2 | $ 960,000 | $ 480,000 | $ 141,000 |
| Davis County Utah | 2 | $ 750,000 | $ 375,000 | $ 125,000 |
| Rich County Utah | 2 | $ 130,000 | $ 65,000 | $ 31,000 |
| Chesterfield County Virginia | 2 | $ 570,000 | $ 285,000 | $ 214,000 |
| Franklin County Virginia | 2 | $ 800,000 | $ 400,000 | $ 325,000 |
| Henrico County Virginia | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Apache County Arizona | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Coconino County Arizona | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Glenn County California | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Madera County California | 1 | $ 435,000 | $ 435,000 | $ 95,000 |
| Mariposa County California | 1 | $ 185,000 | $ 185,000 | $ 306,000 |
| Modoc County California | 1 | $ 75,000 | $ 75,000 | $ 152,000 |
| Plumas County California | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Tehama County California | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Chaffee County Colorado | 1 | $ 605,000 | $ 605,000 | $ 143,000 |
| Fremont County Colorado | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Garfield County Colorado | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Huerfano County Colorado | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| La Plata County Colorado | 1 | $ 425,000 | $ 425,000 | $ 376,000 |
| Park County Colorado | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Pueblo County Colorado | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Bay County Florida | 1 | $ 295,000 | $ 295,000 | $ 141,000 |
| Collier County Florida | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Hernando County Florida | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Highlands County Florida | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Manatee County Florida | 1 | $ 865,000 | $ 865,000 | $ 615,000 |
| Marion County Florida | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Monroe County Florida | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Okaloosa County Florida | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Putnam County Florida | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Santa Rosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Barrow County Georgia | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Bulloch County Georgia | 1 | $ 15,000 | $ 15,000 | $ 245,000 |
| Chatham County Georgia | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Clayton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Cook County Georgia | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Douglas County Georgia | 1 | $ 55,000 | $ 55,000 | $ 229,000 |
| Gordon County Georgia | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Long County Georgia | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Murray County Georgia | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Muscogee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Pickens County Georgia | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Toombs County Georgia | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Adams County Idaho | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Boise County Idaho | 1 | $ 595,000 | $ 595,000 | $ 880,000 |
| Fremont County Idaho | 1 | $ 545,000 | $ 545,000 | $ 400,000 |
| Gooding County Idaho | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Jefferson County Idaho | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Madison County Idaho | 1 | $ 465,000 | $ 465,000 | $ 113,000 |
| Owyhee County Idaho | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Cumberland County Maine | 1 | $ 515,000 | $ 515,000 | $ 130,000 |
| Oxford County Maine | 1 | $ 85,000 | $ 85,000 | $ 112,000 |
| York County Maine | 1 | $ 155,000 | $ 155,000 | $ 330,000 |
| Howard County Maryland | 1 | $ 1,055,000 | $ 1,055,000 | $ 215,000 |
| Prince George's County Maryland | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Wicomico County Maryland | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Barnstable County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 147,000 |
| Nantucket County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Oakland County Michigan | 1 | $ 85,000 | $ 85,000 | $ 179,000 |
| Shiawassee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Cass County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 245,000 |
| Itasca County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Polk County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 2,100,000 |
| Ramsey County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Buchanan County Missouri | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Humboldt County Nevada | 1 | $ 315,000 | $ 315,000 | $ 123,000 |
| Carroll County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Cheshire County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 131,000 |
| Grafton County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Merrimack County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Sullivan County New Hampshire | 1 | $ 705,000 | $ 705,000 | $ 160,000 |
| Gloucester County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 425,000 |
| Hunterdon County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Dona Ana County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 27,000 |
| Grant County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| San Juan County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Santa Fe County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Bronx County New York | 1 | $ 1,055,000 | $ 1,055,000 | $ 0 |
| Dutchess County New York | 1 | $ 125,000 | $ 125,000 | $ 2,256,000 |
| New York County New York | 1 | $ 585,000 | $ 585,000 | $ 280,000 |
| Ontario County New York | 1 | $ 135,000 | $ 135,000 | $ 186,000 |
| Putnam County New York | 1 | $ 515,000 | $ 515,000 | $ 187,000 |
| Queens County New York | 1 | $ 815,000 | $ 815,000 | $ 592,000 |
| Seneca County New York | 1 | $ 455,000 | $ 455,000 | $ 370,000 |
| Suffolk County New York | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| Chatham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Craven County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Dare County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Guilford County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Johnston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 486,000 |
| Lincoln County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Nash County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Rutherford County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Warren County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Wayne County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Cuyahoga County Ohio | 1 | $ 85,000 | $ 85,000 | $ 316,000 |
| Franklin County Ohio | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Geauga County Ohio | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Mahoning County Ohio | 1 | $ 185,000 | $ 185,000 | $ 307,000 |
| Gilliam County Oregon | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Morrow County Oregon | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Union County Oregon | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| Butler County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Cambria County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Lancaster County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Luzerne County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Westmoreland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 10,000 |
| Kershaw County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Pickens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 198,000 |
| Union County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Putnam County Tennessee | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Anderson County Texas | 1 | $ 115,000 | $ 115,000 | $ 179,000 |
| Atascosa County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Galveston County Texas | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Houston County Texas | 1 | $ 215,000 | $ 215,000 | $ 216,000 |
| Liberty County Texas | 1 | $ 145,000 | $ 145,000 | $ 328,000 |
| McLennan County Texas | 1 | $ 175,000 | $ 175,000 | $ 287,000 |
| Palo Pinto County Texas | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Parker County Texas | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Tom Green County Texas | 1 | $ 19,005,000 | $ 19,005,000 | $ 0 |
| Wichita County Texas | 1 | $ 6,335,000 | $ 6,335,000 | $ 0 |
| Grand County Utah | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Iron County Utah | 1 | $ 325,000 | $ 325,000 | $ 153,000 |
| San Juan County Utah | 1 | $ 135,000 | $ 135,000 | $ 160,000 |
| Wasatch County Utah | 1 | $ 405,000 | $ 405,000 | $ 285,000 |
| Washington County Utah | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Alexandria County Virginia | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Arlington County Virginia | 1 | $ 115,000 | $ 115,000 | $ 586,000 |
| Culpeper County Virginia | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Fauquier County Virginia | 1 | $ 445,000 | $ 445,000 | $ 149,000 |
| Hopewell County Virginia | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Montgomery County Virginia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Patrick County Virginia | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Richmond City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Rockingham County Virginia | 1 | $ 185,000 | $ 185,000 | $ 200,000 |
| Jefferson County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 171,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,631 | $5,517,230,000 | $639,000 | $9,955,000 | $204,000 | $4,150,000 |
| Refinancing | 3,508 | $1,464,180,000 | $417,000 | $3,455,000 | $180,000 | $7,200,000 |
| Cash-out Refinancing | 2,576 | $1,001,010,000 | $388,000 | $21,005,000 | $160,000 | $2,820,000 |
| Other Purpose | 1,854 | $298,960,000 | $161,000 | $2,005,000 | $206,000 | $7,200,000 |
| Home Improvement | 1,565 | $231,825,000 | $148,000 | $1,005,000 | $180,000 | $1,371,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 7,361 | $3,553,275,000 | $482,000 | $9,955,000 | $190,000 | $7,200,000 |
| White | 6,302 | $2,222,250,000 | $352,000 | $4,055,000 | $175,000 | $7,200,000 |
| Asian | 2,795 | $1,957,915,000 | $700,000 | $3,905,000 | $227,000 | $3,600,000 |
| Hispanic | 616 | $245,625,000 | $399,000 | $2,005,000 | $187,000 | $6,120,000 |
| Black or African American | 226 | $84,290,000 | $372,000 | $3,705,000 | $167,000 | $560,000 |
| American Indian or Alaskan Native | 69 | $18,765,000 | $271,000 | $985,000 | $145,000 | $720,000 |
| Not applicable | 24 | $92,130,000 | $3,838,000 | $21,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,605,000 | $212,000 | $645,000 | $105,000 | $214,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,134 | $8,513,205,000 | $469,000 | $21,005,000 | $191,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,221 | $4,282,045,000 | $418,000 | $21,005,000 | $181,000 | $2,880,000 |
| Preapproval Approved but not Accepted | 2,792 | $2,264,290,000 | $810,000 | $3,605,000 | $199,000 | $900,000 |
| Application Withdrawn By Applicant | 1,502 | $610,450,000 | $406,000 | $2,685,000 | $219,000 | $7,200,000 |
| Application Approved But Not Accepted | 1,276 | $448,750,000 | $351,000 | $3,115,000 | $222,000 | $900,000 |
| File Closed For Incompleteness | 1,071 | $383,530,000 | $358,000 | $3,325,000 | $226,000 | $5,400,000 |
| Application Denied By Financial Institution | 892 | $253,830,000 | $284,000 | $8,755,000 | $167,000 | $6,120,000 |
| Preapproval Denied by Financial Institution | 380 | $270,310,000 | $711,000 | $9,955,000 | $150,000 | $1,012,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,862 | $7,989,065,000 | $473,000 | $21,005,000 | $194,000 | $7,200,000 |
| Debt-To-Income Ratio | 537 | $219,575,000 | $408,000 | $4,055,000 | $99,000 | $547,000 |
| Credit History | 307 | $132,535,000 | $431,000 | $9,955,000 | $205,000 | $4,392,000 |
| Collateral | 208 | $46,300,000 | $222,000 | $1,505,000 | $241,000 | $6,120,000 |
| Other | 71 | $50,455,000 | $710,000 | $8,755,000 | $249,000 | $4,150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 60 | $28,190,000 | $469,000 | $1,215,000 | $156,000 | $464,000 |
| Unverifiable Information | 49 | $25,715,000 | $524,000 | $1,445,000 | $148,000 | $373,000 |
| Employment History | 23 | $10,235,000 | $445,000 | $2,205,000 | $115,000 | $587,000 |
| Credit Application Incomplete | 16 | $10,730,000 | $670,000 | $2,005,000 | $183,000 | $547,000 |
| Mortgage Insurance Denied | 1 | $405,000 | $405,000 | $405,000 | $100,000 | $100,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.