Admirals Bank Mortgage Lending & HMDA Data, 2015

In 2015, Admirals Bank of Providence, RI reported 16,410 mortgage applications totaling $448.8 million, up 46% from 2014. The average application was for $27,349, and applicants reported an average income of $102,532. 35% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (1,150), Phoenix-Mesa-Scottsdale, AZ (582) and Los Angeles-Long Beach-Glendale, CA (514) (applications in parentheses).

Mortgage Company & Address Admirals Bank
15 Park Row West
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 16,410
Total Mortgage Loan Application Amount $448,803,000
Average Mortgage Loan Application Amount $27,349
Highest Mortgage Loan Application Amount $6,129,000
Average Applicant Income $102,532
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 1,150 $ 33,310,000 $ 28,965 $ 95,000
Los Angeles, California 514 $ 19,970,000 $ 38,852 $ 152,000
Maricopa, Arizona 504 $ 12,604,000 $ 25,007 $ 99,000
San Diego, California 339 $ 8,851,000 $ 26,109 $ 131,000
San Bernardino, California 244 $ 6,451,000 $ 26,438 $ 106,000
Contra Costa, California 242 $ 8,532,000 $ 35,256 $ 172,000
Orange, California 207 $ 6,799,000 $ 32,845 $ 178,000
Riverside, California 204 $ 7,104,000 $ 34,823 $ 114,000
Cook, Illinois 183 $ 4,330,000 $ 23,661 $ 88,000
Fresno, California 176 $ 7,368,000 $ 41,863 $ 112,000
Bexar, Texas 155 $ 6,177,000 $ 39,851 $ 114,000
Dona Ana, New Mexico 135 $ 3,571,000 $ 26,451 $ 93,000
Sacramento, California 134 $ 3,094,000 $ 23,089 $ 105,000
Providence, Rhode Island 129 $ 4,391,000 $ 34,038 $ 83,000
Alameda, California 120 $ 2,973,000 $ 24,775 $ 189,000
Pinellas, Florida 115 $ 1,589,000 $ 13,817 $ 81,000
San Joaquin, California 112 $ 2,739,000 $ 24,455 $ 125,000
Pulaski, Arkansas 111 $ 1,542,000 $ 13,891 $ 73,000
Weld, Colorado 109 $ 2,817,000 $ 25,844 $ 88,000
Placer, California 108 $ 2,955,000 $ 27,361 $ 148,000
Suffolk, New York 106 $ 2,221,000 $ 20,952 $ 120,000
Marion, Florida 102 $ 1,013,000 $ 9,931 $ 36,000
El Paso, Texas 102 $ 3,020,000 $ 29,607 $ 81,000
Solano, California 98 $ 3,177,000 $ 32,418 $ 155,000
El Dorado, California 96 $ 2,382,000 $ 24,812 $ 142,000
Arapahoe, Colorado 91 $ 1,984,000 $ 21,802 $ 89,000
Adams, Colorado 88 $ 2,076,000 $ 23,590 $ 90,000
Santa Clara, California 86 $ 2,271,000 $ 26,406 $ 208,000
Kern, California 85 $ 1,730,000 $ 20,352 $ 116,000
Tulare, California 80 $ 2,004,000 $ 25,050 $ 91,000
Dallas, Texas 80 $ 5,483,000 $ 68,537 $ 101,000
Pinal, Arizona 78 $ 1,762,000 $ 22,589 $ 80,000
Prince George's, Maryland 77 $ 1,739,000 $ 22,584 $ 112,000
Bristol, Massachusetts 75 $ 2,220,000 $ 29,600 $ 117,000
Tarrant, Texas 73 $ 4,380,000 $ 60,000 $ 91,000
Broward, Florida 70 $ 2,536,000 $ 36,228 $ 97,000
Salt Lake, Utah 70 $ 3,388,000 $ 48,400 $ 97,000
Duval, Florida 67 $ 954,000 $ 14,238 $ 87,000
Worcester, Massachusetts 66 $ 2,023,000 $ 30,651 $ 128,000
Hillsborough, Florida 63 $ 1,104,000 $ 17,523 $ 85,000
Utah, Utah 62 $ 1,325,000 $ 21,370 $ 99,000
Pima, Arizona 61 $ 1,560,000 $ 25,573 $ 98,000
Philadelphia, Pennsylvania 59 $ 2,320,000 $ 39,322 $ 64,000
Madera, California 58 $ 1,867,000 $ 32,189 $ 98,000
Palm Beach, Florida 57 $ 1,091,000 $ 19,140 $ 73,000
Allegheny, Pennsylvania 57 $ 954,000 $ 16,736 $ 68,000
Bernalillo, New Mexico 55 $ 990,000 $ 18,000 $ 114,000
El Paso, Colorado 54 $ 1,258,000 $ 23,296 $ 86,000
Anne Arundel, Maryland 52 $ 2,014,000 $ 38,730 $ 117,000
Essex, Massachusetts 52 $ 1,791,000 $ 34,442 $ 99,000
Middlesex, Massachusetts 51 $ 1,568,000 $ 30,745 $ 116,000
Baltimore, Maryland 50 $ 1,124,000 $ 22,480 $ 121,000
Kaufman, Texas 50 $ 746,000 $ 14,920 $ 90,000
Ventura, California 47 $ 1,064,000 $ 22,638 $ 152,000
Denver, Colorado 47 $ 1,144,000 $ 24,340 $ 78,000
Lake, Indiana 47 $ 952,000 $ 20,255 $ 60,000
Wayne, Michigan 47 $ 869,000 $ 18,489 $ 83,000
Yuba, California 46 $ 952,000 $ 20,695 $ 113,000
Erie, New York 46 $ 1,679,000 $ 36,500 $ 64,000
Collin, Texas 45 $ 1,015,000 $ 22,555 $ 139,000
Stanislaus, California 43 $ 1,218,000 $ 28,325 $ 89,000
Harris, Texas 42 $ 4,617,000 $ 109,928 $ 73,000
Orange, Florida 41 $ 700,000 $ 17,073 $ 82,000
Norfolk, Massachusetts 41 $ 1,168,000 $ 28,487 $ 142,000
Denton, Texas 41 $ 938,000 $ 22,878 $ 149,000
Sutter, California 40 $ 896,000 $ 22,400 $ 128,000
San Mateo, California 39 $ 1,024,000 $ 26,256 $ 186,000
Yuma, Arizona 38 $ 987,000 $ 25,973 $ 61,000
Jefferson, Colorado 38 $ 823,000 $ 21,657 $ 89,000
Lake, Florida 38 $ 491,000 $ 12,921 $ 53,000
Hampden, Massachusetts 38 $ 790,000 $ 20,789 $ 94,000
Kent, Rhode Island 38 $ 613,000 $ 16,131 $ 93,000
Kent, Delaware 37 $ 771,000 $ 20,837 $ 79,000
Plymouth, Massachusetts 37 $ 783,000 $ 21,162 $ 127,000
Ocean, New Jersey 37 $ 621,000 $ 16,783 $ 136,000
Hamilton, Tennessee 37 $ 672,000 $ 18,162 $ 70,000
Travis, Texas 37 $ 1,005,000 $ 27,162 $ 82,000
Hartford, Connecticut 36 $ 696,000 $ 19,333 $ 90,000
Sussex, Delaware 36 $ 690,000 $ 19,166 $ 90,000
Miami-Dade, Florida 36 $ 699,000 $ 19,416 $ 87,000
Spokane, Washington 36 $ 917,000 $ 25,472 $ 79,000
Larimer, Colorado 35 $ 838,000 $ 23,942 $ 109,000
Yolo, California 34 $ 835,000 $ 24,558 $ 147,000
New Haven, Connecticut 34 $ 677,000 $ 19,911 $ 89,000
Calcasieu, Louisiana 34 $ 766,000 $ 22,529 $ 106,000
Washoe, Nevada 34 $ 924,000 $ 27,176 $ 95,000
Chester, Pennsylvania 34 $ 614,000 $ 18,058 $ 110,000
Yavapai, Arizona 33 $ 697,000 $ 21,121 $ 59,000
New Castle, Delaware 33 $ 642,000 $ 19,454 $ 114,000
Polk, Iowa 33 $ 480,000 $ 14,545 $ 92,000
Jackson, Missouri 33 $ 684,000 $ 20,727 $ 73,000
St. Louis, Missouri 33 $ 600,000 $ 18,181 $ 92,000
Burlington, New Jersey 33 $ 617,000 $ 18,696 $ 121,000
Wake, North Carolina 33 $ 728,000 $ 22,060 $ 101,000
Franklin, Ohio 33 $ 580,000 $ 17,575 $ 95,000
Montgomery, Pennsylvania 33 $ 604,000 $ 18,303 $ 102,000
Kings, California 32 $ 962,000 $ 30,062 $ 116,000
Fairfield, Connecticut 32 $ 965,000 $ 30,156 $ 117,000
Polk, Florida 32 $ 2,386,000 $ 74,562 $ 66,000
Yakima, Washington 32 $ 855,000 $ 26,718 $ 85,000
Shasta, California 31 $ 1,900,000 $ 61,290 $ 138,000
Sedgwick, Kansas 31 $ 1,038,000 $ 33,483 $ 68,000
Sandoval, New Mexico 31 $ 602,000 $ 19,419 $ 94,000
Douglas, Colorado 30 $ 750,000 $ 25,000 $ 156,000
Citrus, Florida 30 $ 302,000 $ 10,066 $ 34,000
Harford, Maryland 30 $ 839,000 $ 27,966 $ 190,000
Hunt, Texas 30 $ 415,000 $ 13,833 $ 88,000
Monroe, New York 29 $ 412,000 $ 14,206 $ 78,000
Bucks, Pennsylvania 29 $ 698,000 $ 24,068 $ 104,000
District of Columbia, District Of Columbia 28 $ 1,423,000 $ 50,821 $ 97,000
Gwinnett, Georgia 28 $ 782,000 $ 27,928 $ 83,000
Johnson, Kansas 28 $ 577,000 $ 20,607 $ 80,000
St. Clair, Michigan 28 $ 469,000 $ 16,750 $ 65,000
Gloucester, New Jersey 28 $ 719,000 $ 25,678 $ 121,000
Albany, New York 28 $ 443,000 $ 15,821 $ 93,000
Merced, California 27 $ 853,000 $ 31,592 $ 97,000
Seminole, Florida 27 $ 339,000 $ 12,555 $ 79,000
Elkhart, Indiana 27 $ 6,450,000 $ 238,888 $ 61,000
Otero, New Mexico 27 $ 766,000 $ 28,370 $ 71,000
Van Zandt, Texas 27 $ 364,000 $ 13,481 $ 169,000
Washington, Utah 27 $ 514,000 $ 19,037 $ 84,000
Pasco, Florida 26 $ 352,000 $ 13,538 $ 77,000
Middlesex, New Jersey 26 $ 543,000 $ 20,884 $ 119,000
Charleston, South Carolina 26 $ 972,000 $ 37,384 $ 111,000
Henderson, Texas 26 $ 333,000 $ 12,807 $ 65,000
Camden, New Jersey 25 $ 394,000 $ 15,760 $ 89,000
Jefferson, Arkansas 24 $ 336,000 $ 14,000 $ 53,000
Saline, Arkansas 24 $ 346,000 $ 14,416 $ 82,000
Sonoma, California 24 $ 725,000 $ 30,208 $ 109,000
Brevard, Florida 24 $ 367,000 $ 15,291 $ 66,000
Carroll, Maryland 24 $ 626,000 $ 26,083 $ 117,000
Montgomery, Maryland 24 $ 487,000 $ 20,291 $ 150,000
Barnstable, Massachusetts 24 $ 885,000 $ 36,875 $ 96,000
Hennepin, Minnesota 24 $ 616,000 $ 25,666 $ 166,000
Rutherford, Tennessee 24 $ 489,000 $ 20,375 $ 74,000
Davis, Utah 24 $ 452,000 $ 18,833 $ 98,000
Volusia, Florida 23 $ 264,000 $ 11,478 $ 52,000
Macomb, Michigan 23 $ 359,000 $ 15,608 $ 74,000
Hillsborough, New Hampshire 23 $ 537,000 $ 23,347 $ 106,000
Merrimack, New Hampshire 23 $ 649,000 $ 28,217 $ 92,000
Atlantic, New Jersey 23 $ 402,000 $ 17,478 $ 109,000
Hamilton, Ohio 23 $ 488,000 $ 21,217 $ 158,000
Multnomah, Oregon 23 $ 3,808,000 $ 165,565 $ 82,000
Chatham, Georgia 22 $ 310,000 $ 14,090 $ 65,000
DeKalb, Georgia 22 $ 619,000 $ 28,136 $ 72,000
Fulton, Georgia 22 $ 1,524,000 $ 69,272 $ 57,000
Kootenai, Idaho 22 $ 505,000 $ 22,954 $ 73,000
Oklahoma, Oklahoma 22 $ 826,000 $ 37,545 $ 77,000
Tulsa, Oklahoma 22 $ 299,000 $ 13,590 $ 52,000
Butte, California 21 $ 349,000 $ 16,619 $ 110,000
Nye, Nevada 21 $ 566,000 $ 26,952 $ 80,000
Warren, New Jersey 21 $ 484,000 $ 23,047 $ 157,000
Summit, Ohio 21 $ 514,000 $ 24,476 $ 105,000
Delaware, Pennsylvania 21 $ 450,000 $ 21,428 $ 123,000
Richland, South Carolina 21 $ 463,000 $ 22,047 $ 90,000
Prince William, Virginia 21 $ 585,000 $ 27,857 $ 173,000
Madison, Alabama 20 $ 241,000 $ 12,050 $ 90,000
Marin, California 20 $ 473,000 $ 23,650 $ 219,000
Monmouth, New Jersey 20 $ 370,000 $ 18,500 $ 132,000
Johnston, North Carolina 20 $ 478,000 $ 23,900 $ 97,000
Trumbull, Ohio 20 $ 355,000 $ 17,750 $ 69,000
Washington, Rhode Island 20 $ 603,000 $ 30,150 $ 105,000
Horry, South Carolina 20 $ 264,000 $ 13,200 $ 55,000
Williamson, Texas 20 $ 533,000 $ 26,650 $ 72,000
Amador, California 19 $ 491,000 $ 25,842 $ 108,000
Oswego, New York 19 $ 348,000 $ 18,315 $ 75,000
Delaware, Ohio 19 $ 429,000 $ 22,578 $ 121,000
Davidson, Tennessee 19 $ 306,000 $ 16,105 $ 59,000
Fairfax, Virginia 19 $ 468,000 $ 24,631 $ 142,000
Virginia Beach, Virginia 19 $ 462,000 $ 24,315 $ 279,000
Benton, Washington 19 $ 512,000 $ 26,947 $ 125,000
Faulkner, Arkansas 18 $ 245,000 $ 13,611 $ 76,000
Lonoke, Arkansas 18 $ 245,000 $ 13,611 $ 76,000
Calaveras, California 18 $ 445,000 $ 24,722 $ 94,000
DuPage, Illinois 18 $ 392,000 $ 21,777 $ 135,000
Will, Illinois 18 $ 319,000 $ 17,722 $ 89,000
Cecil, Maryland 18 $ 459,000 $ 25,500 $ 102,000
Suffolk, Massachusetts 18 $ 398,000 $ 22,111 $ 88,000
Kent, Michigan 18 $ 310,000 $ 17,222 $ 68,000
Ramsey, Minnesota 18 $ 348,000 $ 19,333 $ 82,000
Weber, Utah 18 $ 292,000 $ 16,222 $ 90,000
Mohave, Arizona 17 $ 365,000 $ 21,470 $ 85,000
Muscogee, Georgia 17 $ 279,000 $ 16,411 $ 71,000
Lake, Illinois 17 $ 407,000 $ 23,941 $ 86,000
Vermilion, Louisiana 17 $ 517,000 $ 30,411 $ 225,000
Oakland, Michigan 17 $ 384,000 $ 22,588 $ 73,000
Mercer, New Jersey 17 $ 242,000 $ 14,235 $ 107,000
Somerset, New Jersey 17 $ 319,000 $ 18,764 $ 133,000
Bronx, New York 17 $ 2,886,000 $ 169,764 $ 81,000
Berks, Pennsylvania 17 $ 320,000 $ 18,823 $ 80,000
Lexington, South Carolina 17 $ 260,000 $ 15,294 $ 69,000
Chesapeake, Virginia 17 $ 358,000 $ 21,058 $ 221,000
Milwaukee, Wisconsin 17 $ 343,000 $ 20,176 $ 94,000
Cobb, Georgia 16 $ 235,000 $ 14,687 $ 77,000
LaPorte, Indiana 16 $ 303,000 $ 18,937 $ 75,000
Cumberland, New Jersey 16 $ 299,000 $ 18,687 $ 88,000
Union, New Jersey 16 $ 1,455,000 $ 90,937 $ 118,000
Nassau, New York 16 $ 269,000 $ 16,812 $ 149,000
Orange, New York 16 $ 240,000 $ 15,000 $ 119,000
Durham, North Carolina 16 $ 528,000 $ 33,000 $ 103,000
Shelby, Tennessee 16 $ 227,000 $ 14,187 $ 66,000
Sumner, Tennessee 16 $ 362,000 $ 22,625 $ 78,000
Stafford, Virginia 16 $ 397,000 $ 24,812 $ 125,000
King, Washington 16 $ 334,000 $ 20,875 $ 95,000
Pierce, Washington 16 $ 270,000 $ 16,875 $ 108,000
Clay, Florida 15 $ 386,000 $ 25,733 $ 94,000
Hernando, Florida 15 $ 278,000 $ 18,533 $ 68,000
Sarasota, Florida 15 $ 141,000 $ 9,400 $ 52,000
St. Clair, Illinois 15 $ 288,000 $ 19,200 $ 97,000
St. Joseph, Indiana 15 $ 189,000 $ 12,600 $ 128,000
Caddo, Louisiana 15 $ 275,000 $ 18,333 $ 90,000
St. Charles, Missouri 15 $ 255,000 $ 17,000 $ 80,000
Elko, Nevada 15 $ 334,000 $ 22,266 $ 91,000
Rockingham, New Hampshire 15 $ 297,000 $ 19,800 $ 96,000
Passaic, New Jersey 15 $ 362,000 $ 24,133 $ 115,000
Schenectady, New York 15 $ 238,000 $ 15,866 $ 125,000
Mecklenburg, North Carolina 15 $ 285,000 $ 19,000 $ 124,000
York, Pennsylvania 15 $ 230,000 $ 15,333 $ 69,000
Comal, Texas 15 $ 340,000 $ 22,666 $ 120,000
Imperial, California 14 $ 428,000 $ 30,571 $ 68,000
Lake, California 14 $ 322,000 $ 23,000 $ 80,000
San Luis Obispo, California 14 $ 263,000 $ 18,785 $ 137,000
Tuolumne, California 14 $ 290,000 $ 20,714 $ 96,000
New London, Connecticut 14 $ 229,000 $ 16,357 $ 119,000
Windham, Connecticut 14 $ 223,000 $ 15,928 $ 75,000
Baltimore City, Maryland 14 $ 189,000 $ 13,500 $ 62,000
Washington, Minnesota 14 $ 317,000 $ 22,642 $ 86,000
Jefferson, Missouri 14 $ 266,000 $ 19,000 $ 112,000
Douglas, Nebraska 14 $ 206,000 $ 14,714 $ 114,000
Kings, New York 14 $ 234,000 $ 16,714 $ 99,000
Licking, Ohio 14 $ 352,000 $ 25,142 $ 74,000
Lorain, Ohio 14 $ 1,407,000 $ 100,500 $ 76,000
Umatilla, Oregon 14 $ 276,000 $ 19,714 $ 79,000
Erie, Pennsylvania 14 $ 309,000 $ 22,071 $ 67,000
Hays, Texas 14 $ 457,000 $ 32,642 $ 106,000
Jefferson, Alabama 13 $ 211,000 $ 16,230 $ 67,000
Tehama, California 13 $ 297,000 $ 22,846 $ 121,000
Elbert, Colorado 13 $ 444,000 $ 34,153 $ 148,000
Okaloosa, Florida 13 $ 142,000 $ 10,923 $ 99,000
Porter, Indiana 13 $ 206,000 $ 15,846 $ 84,000
Acadia, Louisiana 13 $ 414,000 $ 31,846 $ 103,000
St. Landry, Louisiana 13 $ 400,000 $ 30,769 $ 124,000
Washington, Maryland 13 $ 257,000 $ 19,769 $ 78,000
Lenawee, Michigan 13 $ 246,000 $ 18,923 $ 97,000
Anoka, Minnesota 13 $ 262,000 $ 20,153 $ 99,000
Dakota, Minnesota 13 $ 377,000 $ 29,000 $ 115,000
Lancaster, Nebraska 13 $ 183,000 $ 14,076 $ 64,000
Westchester, New York 13 $ 267,000 $ 20,538 $ 192,000
Forsyth, North Carolina 13 $ 1,517,000 $ 116,692 $ 73,000
Onslow, North Carolina 13 $ 279,000 $ 21,461 $ 88,000
Lancaster, Pennsylvania 13 $ 261,000 $ 20,076 $ 90,000
Greenville, South Carolina 13 $ 313,000 $ 24,076 $ 92,000
Spartanburg, South Carolina 13 $ 249,000 $ 19,153 $ 83,000
Smith, Texas 13 $ 861,000 $ 66,230 $ 73,000
Iron, Utah 13 $ 211,000 $ 16,230 $ 125,000
Mobile, Alabama 12 $ 114,000 $ 9,500 $ 39,000
Garland, Arkansas 12 $ 135,000 $ 11,250 $ 62,000
Pope, Arkansas 12 $ 160,000 $ 13,333 $ 124,000
Lee, Florida 12 $ 147,000 $ 12,250 $ 54,000
Osceola, Florida 12 $ 177,000 $ 14,750 $ 63,000
Charles, Maryland 12 $ 265,000 $ 22,083 $ 86,000
Hampshire, Massachusetts 12 $ 244,000 $ 20,333 $ 104,000
Clay, Missouri 12 $ 275,000 $ 22,916 $ 77,000
Onondaga, New York 12 $ 230,000 $ 19,166 $ 67,000
Harnett, North Carolina 12 $ 327,000 $ 27,250 $ 60,000
Iredell, North Carolina 12 $ 252,000 $ 21,000 $ 102,000
Orange, North Carolina 12 $ 213,000 $ 17,750 $ 143,000
Monroe, Pennsylvania 12 $ 235,000 $ 19,583 $ 124,000
Dorchester, South Carolina 12 $ 238,000 $ 19,833 $ 97,000
Ellis, Texas 12 $ 212,000 $ 17,666 $ 93,000
Loudoun, Virginia 12 $ 197,000 $ 16,416 $ 141,000
St. Johns, Florida 11 $ 186,000 $ 16,909 $ 92,000
Houston, Georgia 11 $ 144,000 $ 13,090 $ 98,000
Maui, Hawaii 11 $ 190,000 $ 17,272 $ 124,000
Madison, Illinois 11 $ 182,000 $ 16,545 $ 97,000
Delaware, Indiana 11 $ 136,000 $ 12,363 $ 54,000
Marion, Indiana 11 $ 194,000 $ 17,636 $ 49,000
East Baton Rouge, Louisiana 11 $ 260,000 $ 23,636 $ 81,000
Lafayette, Louisiana 11 $ 277,000 $ 25,181 $ 83,000
St. Mary's, Maryland 11 $ 196,000 $ 17,818 $ 115,000
Jasper, Missouri 11 $ 221,000 $ 20,090 $ 66,000
Rensselaer, New York 11 $ 155,000 $ 14,090 $ 109,000
Buncombe, North Carolina 11 $ 220,000 $ 20,000 $ 75,000
Cumberland, North Carolina 11 $ 284,000 $ 25,818 $ 83,000
Franklin, North Carolina 11 $ 208,000 $ 18,909 $ 93,000
Granville, North Carolina 11 $ 285,000 $ 25,909 $ 88,000
Allen, Ohio 11 $ 177,000 $ 16,090 $ 48,000
Deschutes, Oregon 11 $ 365,000 $ 33,181 $ 103,000
Westmoreland, Pennsylvania 11 $ 224,000 $ 20,363 $ 92,000
Montgomery, Tennessee 11 $ 168,000 $ 15,272 $ 77,000
Henrico, Virginia 11 $ 236,000 $ 21,454 $ 82,000
Spotsylvania, Virginia 11 $ 342,000 $ 31,090 $ 112,000
Snohomish, Washington 11 $ 185,000 $ 16,818 $ 92,000
Monterey, California 10 $ 161,000 $ 16,100 $ 167,000
Napa, California 10 $ 318,000 $ 31,800 $ 195,000
Boulder, Colorado 10 $ 257,000 $ 25,700 $ 193,000
Park, Colorado 10 $ 311,000 $ 31,100 $ 103,000
Pueblo, Colorado 10 $ 313,000 $ 31,300 $ 72,000
Litchfield, Connecticut 10 $ 483,000 $ 48,300 $ 113,000
Tolland, Connecticut 10 $ 206,000 $ 20,600 $ 92,000
Escambia, Florida 10 $ 100,000 $ 10,000 $ 74,000
Forsyth, Georgia 10 $ 209,000 $ 20,900 $ 109,000
Allen, Indiana 10 $ 195,000 $ 19,500 $ 76,000
Madison, Indiana 10 $ 127,000 $ 12,700 $ 64,000
St. Tammany, Louisiana 10 $ 196,000 $ 19,600 $ 63,000
Dorchester, Maryland 10 $ 195,000 $ 19,500 $ 52,000
Chisago, Minnesota 10 $ 330,000 $ 33,000 $ 139,000
Cass, Missouri 10 $ 193,000 $ 19,300 $ 79,000
Bergen, New Jersey 10 $ 916,000 $ 91,600 $ 138,000
Essex, New Jersey 10 $ 302,000 $ 30,200 $ 115,000
Oneida, New York 10 $ 209,000 $ 20,900 $ 40,000
Steuben, New York 10 $ 221,000 $ 22,100 $ 102,000
Guilford, North Carolina 10 $ 201,000 $ 20,100 $ 77,000
Henderson, North Carolina 10 $ 206,000 $ 20,600 $ 83,000
Butler, Ohio 10 $ 133,000 $ 13,300 $ 102,000
Garfield, Oklahoma 10 $ 220,000 $ 22,000 $ 91,000
Rogers, Oklahoma 10 $ 214,000 $ 21,400 $ 94,000
Beaver, Pennsylvania 10 $ 199,000 $ 19,900 $ 82,000
Newport, Rhode Island 10 $ 195,000 $ 19,500 $ 81,000
Berkeley, South Carolina 10 $ 190,000 $ 19,000 $ 77,000
Grayson, Texas 10 $ 176,000 $ 17,600 $ 66,000
Wood, Texas 10 $ 148,000 $ 14,800 $ 76,000
Frederick, Virginia 10 $ 215,000 $ 21,500 $ 116,000
Richmond City, Virginia 10 $ 156,000 $ 15,600 $ 110,000
White, Arkansas 9 $ 90,000 $ 10,000 $ 69,000
Nevada, California 9 $ 141,000 $ 15,666 $ 85,000
Collier, Florida 9 $ 150,000 $ 16,666 $ 69,000
Leon, Florida 9 $ 130,000 $ 14,444 $ 74,000
Manatee, Florida 9 $ 153,000 $ 17,000 $ 68,000
Santa Rosa, Florida 9 $ 103,000 $ 11,444 $ 96,000
Walker, Georgia 9 $ 113,000 $ 12,555 $ 41,000
Kane, Illinois 9 $ 149,000 $ 16,555 $ 98,000
Macon, Illinois 9 $ 143,000 $ 15,888 $ 92,000
Miami, Kansas 9 $ 233,000 $ 25,888 $ 111,000
Jefferson, Kentucky 9 $ 106,000 $ 11,777 $ 103,000
Ascension, Louisiana 9 $ 198,000 $ 22,000 $ 111,000
Howard, Maryland 9 $ 240,000 $ 26,666 $ 137,000
Lapeer, Michigan 9 $ 183,000 $ 20,333 $ 59,000
Washtenaw, Michigan 9 $ 146,000 $ 16,222 $ 136,000
Valencia, New Mexico 9 $ 154,000 $ 17,111 $ 66,000
Niagara, New York 9 $ 205,000 $ 22,777 $ 83,000
Queens, New York 9 $ 170,000 $ 18,888 $ 102,000
Saratoga, New York 9 $ 118,000 $ 13,111 $ 119,000
New Hanover, North Carolina 9 $ 283,000 $ 31,444 $ 137,000
Cuyahoga, Ohio 9 $ 583,000 $ 64,777 $ 63,000
Fairfield, Ohio 9 $ 161,000 $ 17,888 $ 70,000
Lucas, Ohio 9 $ 143,000 $ 15,888 $ 92,000
Montgomery, Ohio 9 $ 194,000 $ 21,555 $ 83,000
Stark, Ohio 9 $ 113,000 $ 12,555 $ 78,000
Cleveland, Oklahoma 9 $ 137,000 $ 15,222 $ 101,000
Fayette, Pennsylvania 9 $ 298,000 $ 33,111 $ 76,000
Lehigh, Pennsylvania 9 $ 181,000 $ 20,111 $ 116,000
Northampton, Pennsylvania 9 $ 178,000 $ 19,777 $ 84,000
Medina, Texas 9 $ 194,000 $ 21,555 $ 82,000
Navarro, Texas 9 $ 180,000 $ 20,000 $ 105,000
La Crosse, Wisconsin 9 $ 370,000 $ 41,111 $ 154,000
Racine, Wisconsin 9 $ 228,000 $ 25,333 $ 133,000
Waukesha, Wisconsin 9 $ 232,000 $ 25,777 $ 144,000
Grant, Arkansas 8 $ 153,000 $ 19,125 $ 101,000
San Francisco, California 8 $ 168,000 $ 21,000 $ 109,000
Santa Cruz, California 8 $ 195,000 $ 24,375 $ 118,000
Alachua, Florida 8 $ 168,000 $ 21,000 $ 77,000
Charlotte, Florida 8 $ 112,000 $ 14,000 $ 87,000
Putnam, Indiana 8 $ 174,000 $ 21,750 $ 86,000
Vigo, Indiana 8 $ 133,000 $ 16,625 $ 60,000
Ford, Kansas 8 $ 115,000 $ 14,375 $ 59,000
Calloway, Kentucky 8 $ 132,000 $ 16,500 $ 82,000
St. Martin, Louisiana 8 $ 201,000 $ 25,125 $ 86,000
Calvert, Maryland 8 $ 141,000 $ 17,625 $ 123,000
Belknap, New Hampshire 8 $ 126,000 $ 15,750 $ 82,000
Morris, New Jersey 8 $ 159,000 $ 19,875 $ 148,000
Salem, New Jersey 8 $ 141,000 $ 17,625 $ 105,000
Santa Fe, New Mexico 8 $ 134,000 $ 16,750 $ 82,000
St. Lawrence, New York 8 $ 119,000 $ 14,875 $ 108,000
Wayne, New York 8 $ 149,000 $ 18,625 $ 119,000
Gaston, North Carolina 8 $ 211,000 $ 26,375 $ 229,000
Nash, North Carolina 8 $ 265,000 $ 33,125 $ 76,000
Randolph, North Carolina 8 $ 133,000 $ 16,625 $ 62,000
Robeson, North Carolina 8 $ 245,000 $ 30,625 $ 61,000
Union, North Carolina 8 $ 136,000 $ 17,000 $ 75,000
Medina, Ohio 8 $ 183,000 $ 22,875 $ 129,000
Cumberland, Pennsylvania 8 $ 166,000 $ 20,750 $ 94,000
Luzerne, Pennsylvania 8 $ 127,000 $ 15,875 $ 82,000
Brazoria, Texas 8 $ 213,000 $ 26,625 $ 80,000
Fort Bend, Texas 8 $ 180,000 $ 22,500 $ 85,000
Liberty, Texas 8 $ 152,000 $ 19,000 $ 67,000
Rockwall, Texas 8 $ 151,000 $ 18,875 $ 115,000
Cache, Utah 8 $ 117,000 $ 14,625 $ 92,000
Newport News, Virginia 8 $ 138,000 $ 17,250 $ 503,000
Grant, Washington 8 $ 282,000 $ 35,250 $ 117,000
Jefferson, West Virginia 8 $ 119,000 $ 14,875 $ 89,000
Anchorage, Alaska 7 $ 1,381,000 $ 197,285 $ 61,000
Navajo, Arizona 7 $ 112,000 $ 16,000 $ 62,000
Mesa, Colorado 7 $ 146,000 $ 20,857 $ 67,000
Teller, Colorado 7 $ 223,000 $ 31,857 $ 63,000
Middlesex, Connecticut 7 $ 184,000 $ 26,285 $ 102,000
Bay, Florida 7 $ 81,000 $ 11,571 $ 72,000
McHenry, Illinois 7 $ 122,000 $ 17,428 $ 102,000
Sangamon, Illinois 7 $ 99,000 $ 14,142 $ 106,000
Tippecanoe, Indiana 7 $ 155,000 $ 22,142 $ 78,000
Vanderburgh, Indiana 7 $ 132,000 $ 18,857 $ 74,000
Hardin, Kentucky 7 $ 136,000 $ 19,428 $ 93,000
Jefferson, Louisiana 7 $ 297,000 $ 42,428 $ 63,000
Orleans, Louisiana 7 $ 175,000 $ 25,000 $ 96,000
Ouachita, Louisiana 7 $ 152,000 $ 21,714 $ 128,000
St. John the Baptist, Louisiana 7 $ 158,000 $ 22,571 $ 66,000
Frederick, Maryland 7 $ 189,000 $ 27,000 $ 107,000
Kent, Maryland 7 $ 169,000 $ 24,142 $ 92,000
Queen Anne's, Maryland 7 $ 165,000 $ 23,571 $ 108,000
Genesee, Michigan 7 $ 116,000 $ 16,571 $ 82,000
Muskegon, Michigan 7 $ 66,000 $ 9,428 $ 57,000
Platte, Missouri 7 $ 146,000 $ 20,857 $ 164,000
Grafton, New Hampshire 7 $ 132,000 $ 18,857 $ 166,000
Cape May, New Jersey 7 $ 142,000 $ 20,285 $ 149,000
Hunterdon, New Jersey 7 $ 218,000 $ 31,142 $ 174,000
Cayuga, New York 7 $ 131,000 $ 18,714 $ 63,000
Chautauqua, New York 7 $ 73,000 $ 10,428 $ 59,000
Greene, New York 7 $ 124,000 $ 17,714 $ 119,000
Ontario, New York 7 $ 154,000 $ 22,000 $ 112,000
Rockland, New York 7 $ 156,000 $ 22,285 $ 167,000
Craven, North Carolina 7 $ 202,000 $ 28,857 $ 54,000
Clark, Ohio 7 $ 131,000 $ 18,714 $ 87,000
Mahoning, Ohio 7 $ 92,000 $ 13,142 $ 56,000
Canadian, Oklahoma 7 $ 142,000 $ 20,285 $ 125,000
Grady, Oklahoma 7 $ 154,000 $ 22,000 $ 89,000
Clackamas, Oregon 7 $ 138,000 $ 19,714 $ 76,000
Lane, Oregon 7 $ 129,000 $ 18,428 $ 81,000
Dauphin, Pennsylvania 7 $ 122,000 $ 17,428 $ 65,000
Bristol, Rhode Island 7 $ 442,000 $ 63,142 $ 111,000
Aiken, South Carolina 7 $ 144,000 $ 20,571 $ 89,000
Maury, Tennessee 7 $ 152,000 $ 21,714 $ 89,000
Anderson, Texas 7 $ 62,000 $ 8,857 $ 75,000
Bell, Texas 7 $ 3,303,000 $ 471,857 $ 76,000
Harrison, Texas 7 $ 172,000 $ 24,571 $ 100,000
Montgomery, Texas 7 $ 117,000 $ 16,714 $ 93,000
Nueces, Texas 7 $ 175,000 $ 25,000 $ 52,000
Parker, Texas 7 $ 123,000 $ 17,571 $ 80,000
Potter, Texas 7 $ 134,000 $ 19,142 $ 42,000
Fauquier, Virginia 7 $ 137,000 $ 19,571 $ 85,000
Hampton, Virginia 7 $ 122,000 $ 17,428 $ 76,000
Page, Virginia 7 $ 163,000 $ 23,285 $ 91,000
Clark, Washington 7 $ 126,000 $ 18,000 $ 402,000
Franklin, Washington 7 $ 171,000 $ 24,428 $ 134,000
Stevens, Washington 7 $ 207,000 $ 29,571 $ 64,000
Berkeley, West Virginia 7 $ 140,000 $ 20,000 $ 99,000
Kenosha, Wisconsin 7 $ 129,000 $ 18,428 $ 103,000
Laramie, Wyoming 7 $ 214,000 $ 30,571 $ 89,000
Natrona, Wyoming 7 $ 206,000 $ 29,428 $ 142,000
DeKalb, Alabama 6 $ 70,000 $ 11,666 $ 45,000
Limestone, Alabama 6 $ 57,000 $ 9,500 $ 156,000
Benton, Arkansas 6 $ 101,000 $ 16,833 $ 74,000
Ouachita, Arkansas 6 $ 95,000 $ 15,833 $ 68,000
Colusa, California 6 $ 161,000 $ 26,833 $ 83,000
St. Lucie, Florida 6 $ 98,000 $ 16,333 $ 92,000
Bibb, Georgia 6 $ 688,000 $ 114,666 $ 37,000
Bryan, Georgia 6 $ 105,000 $ 17,500 $ 55,000
Cherokee, Georgia 6 $ 134,000 $ 22,333 $ 69,000
Henry, Georgia 6 $ 69,000 $ 11,500 $ 64,000
Paulding, Georgia 6 $ 105,000 $ 17,500 $ 77,000
Bonner, Idaho 6 $ 204,000 $ 34,000 $ 129,000
Dallas, Iowa 6 $ 127,000 $ 21,166 $ 84,000
Pottawattamie, Iowa 6 $ 520,000 $ 86,666 $ 80,000
Franklin, Kansas 6 $ 145,000 $ 24,166 $ 66,000
Leavenworth, Kansas 6 $ 103,000 $ 17,166 $ 97,000
Iberville, Louisiana 6 $ 145,000 $ 24,166 $ 74,000
Jefferson Davis, Louisiana 6 $ 197,000 $ 32,833 $ 166,000
St. Mary, Louisiana 6 $ 160,000 $ 26,666 $ 82,000
Terrebonne, Louisiana 6 $ 182,000 $ 30,333 $ 99,000
Webster, Louisiana 6 $ 97,000 $ 16,166 $ 121,000
Cumberland, Maine 6 $ 132,000 $ 22,000 $ 101,000
York, Maine 6 $ 103,000 $ 17,166 $ 71,000
Caroline, Maryland 6 $ 119,000 $ 19,833 $ 70,000
Allegan, Michigan 6 $ 82,000 $ 13,666 $ 47,000
Calhoun, Michigan 6 $ 112,000 $ 18,666 $ 56,000
Rice, Minnesota 6 $ 117,000 $ 19,500 $ 101,000
Greene, Missouri 6 $ 116,000 $ 19,333 $ 55,000
Yellowstone, Montana 6 $ 104,000 $ 17,333 $ 52,000
Lyon, Nevada 6 $ 110,000 $ 18,333 $ 88,000
Sullivan, New Hampshire 6 $ 116,000 $ 19,333 $ 89,000
Sussex, New Jersey 6 $ 123,000 $ 20,500 $ 76,000
Lea, New Mexico 6 $ 89,000 $ 14,833 $ 97,000
Clinton, New York 6 $ 107,000 $ 17,833 $ 39,000
Livingston, New York 6 $ 128,000 $ 21,333 $ 80,000
Warren, New York 6 $ 70,000 $ 11,666 $ 99,000
Alamance, North Carolina 6 $ 154,000 $ 25,666 $ 76,000
Brunswick, North Carolina 6 $ 177,000 $ 29,500 $ 104,000
Chatham, North Carolina 6 $ 278,000 $ 46,333 $ 92,000
Clermont, Ohio 6 $ 124,000 $ 20,666 $ 219,000
Ottawa, Ohio 6 $ 129,000 $ 21,500 $ 92,000
Pickaway, Ohio 6 $ 113,000 $ 18,833 $ 97,000
Creek, Oklahoma 6 $ 141,000 $ 23,500 $ 57,000
Jackson, Oregon 6 $ 1,258,000 $ 209,666 $ 61,000
Washington, Pennsylvania 6 $ 156,000 $ 26,000 $ 99,000
Anderson, South Carolina 6 $ 133,000 $ 22,166 $ 107,000
Beaufort, South Carolina 6 $ 38,000 $ 6,333 $ 60,000
Florence, South Carolina 6 $ 103,000 $ 17,166 $ 124,000
Pickens, South Carolina 6 $ 118,000 $ 19,666 $ 53,000
Minnehaha, South Dakota 6 $ 83,000 $ 13,833 $ 54,000
Cheatham, Tennessee 6 $ 107,000 $ 17,833 $ 86,000
Knox, Tennessee 6 $ 101,000 $ 16,833 $ 140,000
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Mortgage Loan Application Detail Totals for Admirals Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 16,265 $353,139,000 $21,000 $1,847,000 $103,000 $3,600,000
Refinancing 99 $53,069,000 $536,000 $4,469,000 $64,000 $671,000
Home Purchase 46 $42,595,000 $925,000 $6,129,000 $20,000 $191,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,294 $208,320,000 $22,000 $517,000 $102,000 $3,600,000
Not Provided 3,832 $89,019,000 $23,000 $129,000 $113,000 $2,760,000
Hispanic 1,520 $33,945,000 $22,000 $236,000 $86,000 $1,020,000
Black or African American 1,030 $21,322,000 $20,000 $457,000 $79,000 $2,520,000
Asian 446 $10,183,000 $22,000 $385,000 $130,000 $2,400,000
American Indian or Alaskan Native 143 $3,258,000 $22,000 $111,000 $102,000 $1,440,000
Native Hawaiian or Other Pacific Islander 73 $2,142,000 $29,000 $275,000 $109,000 $444,000
Not applicable 72 $80,614,000 $1,119,000 $6,129,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,244 $304,611,000 $32,000 $6,129,000 $110,000 $3,600,000
FHA-insured (Federal Housing Administration) 7,163 $143,508,000 $20,000 $457,000 $93,000 $2,766,000
VA-guaranteed (Veterans Administration) 3 $684,000 $228,000 $476,000 $72,000 $129,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,746 $134,296,000 $23,000 $517,000 $107,000 $3,600,000
Application Denied By Financial Institution 5,527 $121,093,000 $21,000 $500,000 $90,000 $2,766,000
File Closed For Incompleteness 2,995 $64,258,000 $21,000 $385,000 $109,000 $2,700,000
Application Withdrawn By Applicant 1,375 $30,602,000 $22,000 $330,000 $115,000 $2,184,000
Application Approved But Not Accepted 695 $17,940,000 $25,000 $72,000 $115,000 $2,400,000
Loan Purchased By The Institution 72 $80,614,000 $1,119,000 $6,129,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,451 $50,778,000 $20,000 $132,000 $100,000 $2,766,000
Debt-To-Income Ratio 1,944 $42,723,000 $21,000 $476,000 $68,000 $738,000
Other 1,021 $23,317,000 $22,000 $373,000 $108,000 $2,760,000
Collateral 56 $3,047,000 $54,000 $500,000 $90,000 $550,000
Employment History 29 $571,000 $19,000 $35,000 $105,000 $715,000
Unverifiable Information 18 $492,000 $27,000 $61,000 $99,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 6 $119,000 $19,000 $41,000 $43,000 $156,000
Credit Application Incomplete 2 $46,000 $23,000 $30,000 $55,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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