Admirals Bank Mortgage Lending & HMDA Data, 2015
In 2015, Admirals Bank of Providence, RI reported 16,410 mortgage applications totaling $448.8 million, up 46% from 2014. The average application was for $27,349, and applicants reported an average income of $102,532. 35% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (1,150), Phoenix-Mesa-Scottsdale, AZ (582) and Los Angeles-Long Beach-Glendale, CA (514) (applications in parentheses).
| Mortgage Company & Address | Admirals Bank 15 Park Row West Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 16,410 |
| Total Mortgage Loan Application Amount | $448,803,000 |
| Average Mortgage Loan Application Amount | $27,349 |
| Highest Mortgage Loan Application Amount | $6,129,000 |
| Average Applicant Income | $102,532 |
| Highest Applicant Income | $3,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Las Vegas-Henderson-Paradise, NV | 1,150 | $ 33,310,000 | $ 28,965 | $ 95,000 |
| Phoenix-Mesa-Scottsdale, AZ | 582 | $ 14,366,000 | $ 24,683 | $ 96,000 |
| Los Angeles-Long Beach-Glendale, CA | 514 | $ 19,970,000 | $ 38,852 | $ 152,000 |
| Riverside-San Bernardino-Ontario, CA | 448 | $ 13,555,000 | $ 30,256 | $ 110,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 372 | $ 9,266,000 | $ 24,908 | $ 131,000 |
| Oakland-Hayward-Berkeley, CA | 362 | $ 11,505,000 | $ 31,781 | $ 177,000 |
| San Diego-Carlsbad, CA | 339 | $ 8,851,000 | $ 26,109 | $ 131,000 |
| Denver-Aurora-Lakewood, CO | 328 | $ 7,885,000 | $ 24,039 | $ 97,000 |
| Providence-Warwick, RI-MA | 279 | $ 8,464,000 | $ 30,336 | $ 95,795 |
| Dallas-Plano-Irving, TX | 266 | $ 8,960,000 | $ 33,684 | $ 111,000 |
| Chicago-Naperville-Arlington Heights, IL | 229 | $ 5,229,000 | $ 22,834 | $ 92,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 228 | $ 6,054,000 | $ 26,552 | $ 117,241 |
| Tampa-St. Petersburg-Clearwater, FL | 219 | $ 3,323,000 | $ 15,173 | $ 81,000 |
| Anaheim-Santa Ana-Irvine, CA | 207 | $ 6,799,000 | $ 32,845 | $ 178,000 |
| New York-Jersey City-White Plains, NY-NJ | 192 | $ 11,586,000 | $ 60,343 | $ 123,666 |
| San Antonio-New Braunfels, TX | 192 | $ 7,072,000 | $ 36,833 | $ 111,000 |
| Baltimore-Columbia-Towson, MD | 186 | $ 5,197,000 | $ 27,940 | $ 126,000 |
| Little Rock-North Little Rock-Conway, AR | 182 | $ 2,563,000 | $ 14,082 | $ 76,000 |
| Fresno, CA | 176 | $ 7,368,000 | $ 41,863 | $ 112,000 |
| Atlanta-Sandy Springs-Roswell, GA | 141 | $ 4,177,000 | $ 29,624 | $ 77,000 |
| Las Cruces, NM | 135 | $ 3,571,000 | $ 26,451 | $ 93,000 |
| Nassau County-Suffolk County, NY | 122 | $ 2,490,000 | $ 20,409 | $ 124,000 |
| Kansas City, MO-KS | 119 | $ 2,464,000 | $ 20,705 | $ 84,184 |
| Orlando-Kissimmee-Sanford, FL | 118 | $ 1,707,000 | $ 14,466 | $ 70,000 |
| Stockton-Lodi, CA | 112 | $ 2,739,000 | $ 24,455 | $ 125,000 |
| Greeley, CO | 109 | $ 2,817,000 | $ 25,844 | $ 88,000 |
| Cambridge-Newton-Framingham, MA | 103 | $ 3,359,000 | $ 32,611 | $ 108,000 |
| El Paso, TX | 102 | $ 3,020,000 | $ 29,607 | $ 81,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 102 | $ 2,447,000 | $ 23,990 | $ 114,313 |
| Ocala, FL | 102 | $ 1,013,000 | $ 9,931 | $ 36,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 98 | $ 1,928,000 | $ 19,673 | $ 74,000 |
| Pittsburgh, PA | 98 | $ 1,920,000 | $ 19,591 | $ 76,000 |
| Vallejo-Fairfield, CA | 98 | $ 3,177,000 | $ 32,418 | $ 155,000 |
| Albuquerque, NM | 96 | $ 1,761,000 | $ 18,343 | $ 103,000 |
| Boston, MA | 96 | $ 2,349,000 | $ 24,468 | $ 126,000 |
| Montgomery County-Bucks County-Chester County, PA | 96 | $ 1,916,000 | $ 19,958 | $ 106,000 |
| St. Louis, MO-IL | 95 | $ 1,705,000 | $ 17,947 | $ 91,915 |
| Jacksonville, FL | 94 | $ 1,534,000 | $ 16,319 | $ 89,000 |
| Columbus, OH | 92 | $ 1,881,000 | $ 20,445 | $ 94,000 |
| Fort Worth-Arlington, TX | 91 | $ 4,758,000 | $ 52,285 | $ 88,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 89 | $ 2,331,000 | $ 26,191 | $ 206,000 |
| Camden, NJ | 86 | $ 1,730,000 | $ 20,116 | $ 112,000 |
| Yuba City, CA | 86 | $ 1,848,000 | $ 21,488 | $ 120,000 |
| Bakersfield, CA | 85 | $ 1,730,000 | $ 20,352 | $ 116,000 |
| Warren-Troy-Farmington Hills, MI | 81 | $ 1,472,000 | $ 18,172 | $ 68,000 |
| Philadelphia, PA | 80 | $ 2,770,000 | $ 34,625 | $ 79,000 |
| Visalia-Porterville, CA | 80 | $ 2,004,000 | $ 25,050 | $ 91,000 |
| Worcester, MA-CT | 80 | $ 2,246,000 | $ 28,075 | $ 118,725 |
| Houston-The Woodlands-Sugar Land, TX | 79 | $ 5,429,000 | $ 68,721 | $ 80,000 |
| Austin-Round Rock, TX | 75 | $ 2,086,000 | $ 27,813 | $ 81,000 |
| Salt Lake City, UT | 73 | $ 3,447,000 | $ 47,219 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 72 | $ 1,590,000 | $ 22,083 | $ 224,625 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 70 | $ 2,536,000 | $ 36,228 | $ 97,000 |
| Albany-Schenectady-Troy, NY | 65 | $ 982,000 | $ 15,107 | $ 107,000 |
| Newark, NJ-PA | 65 | $ 2,591,000 | $ 39,861 | $ 125,815 |
| Raleigh, NC | 64 | $ 1,414,000 | $ 22,093 | $ 99,000 |
| Charlotte-Concord-Gastonia, NC-SC | 63 | $ 1,215,000 | $ 19,285 | $ 120,666 |
| Provo-Orem, UT | 62 | $ 1,325,000 | $ 21,370 | $ 99,000 |
| Colorado Springs, CO | 61 | $ 1,481,000 | $ 24,278 | $ 84,000 |
| Gary, IN | 61 | $ 1,183,000 | $ 19,393 | $ 66,000 |
| Tucson, AZ | 61 | $ 1,560,000 | $ 25,573 | $ 98,000 |
| Wilmington, DE-MD-NJ | 59 | $ 1,242,000 | $ 21,050 | $ 109,118 |
| Madera, CA | 58 | $ 1,867,000 | $ 32,189 | $ 98,000 |
| Rochester, NY | 57 | $ 965,000 | $ 16,929 | $ 86,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 57 | $ 1,091,000 | $ 19,140 | $ 73,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 55 | $ 1,884,000 | $ 34,254 | $ 67,000 |
| Chattanooga, TN-GA | 54 | $ 954,000 | $ 17,666 | $ 60,944 |
| Cincinnati, OH-KY-IN | 53 | $ 1,012,000 | $ 19,094 | $ 132,037 |
| Hartford-West Hartford-East Hartford, CT | 53 | $ 1,086,000 | $ 20,490 | $ 92,000 |
| Lafayette, LA | 53 | $ 1,570,000 | $ 29,622 | $ 138,000 |
| Indianapolis-Carmel-Anderson, IN | 50 | $ 967,000 | $ 19,340 | $ 75,000 |
| Oklahoma City, OK | 50 | $ 1,338,000 | $ 26,760 | $ 90,000 |
| Springfield, MA | 50 | $ 1,034,000 | $ 20,680 | $ 96,000 |
| Charleston-North Charleston, SC | 48 | $ 1,400,000 | $ 29,166 | $ 101,000 |
| Salisbury, MD-DE | 48 | $ 942,000 | $ 19,625 | $ 87,500 |
| Detroit-Dearborn-Livonia, MI | 47 | $ 869,000 | $ 18,489 | $ 83,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 47 | $ 1,064,000 | $ 22,638 | $ 152,000 |
| San Francisco-Redwood City-South San Francisco, CA | 47 | $ 1,192,000 | $ 25,361 | $ 173,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 45 | $ 4,227,000 | $ 93,933 | $ 128,400 |
| Richmond, VA | 44 | $ 1,106,000 | $ 25,136 | $ 96,000 |
| Tulsa, OK | 44 | $ 772,000 | $ 17,545 | $ 68,000 |
| Des Moines-West Des Moines, IA | 43 | $ 660,000 | $ 15,348 | $ 91,000 |
| Modesto, CA | 43 | $ 1,218,000 | $ 28,325 | $ 89,000 |
| Ogden-Clearfield, UT | 43 | $ 756,000 | $ 17,581 | $ 96,000 |
| Spokane-Spokane Valley, WA | 43 | $ 1,124,000 | $ 26,139 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 42 | $ 887,000 | $ 21,119 | $ 126,500 |
| Columbia, SC | 40 | $ 786,000 | $ 19,650 | $ 81,000 |
| New Orleans-Metairie, LA | 40 | $ 1,019,000 | $ 25,475 | $ 69,000 |
| Yuma, AZ | 38 | $ 987,000 | $ 25,973 | $ 61,000 |
| Dover, DE | 37 | $ 771,000 | $ 20,837 | $ 79,000 |
| Miami-Miami Beach-Kendall, FL | 36 | $ 699,000 | $ 19,416 | $ 87,000 |
| Wichita, KS | 36 | $ 1,141,000 | $ 31,694 | $ 69,000 |
| Durham-Chapel Hill, NC | 35 | $ 1,029,000 | $ 29,400 | $ 113,000 |
| Fort Collins, CO | 35 | $ 838,000 | $ 23,942 | $ 109,000 |
| Cleveland-Elyria, OH | 34 | $ 2,222,000 | $ 65,352 | $ 85,000 |
| Lake Charles, LA | 34 | $ 766,000 | $ 22,529 | $ 106,000 |
| New Haven-Milford, CT | 34 | $ 677,000 | $ 19,911 | $ 89,000 |
| Reno, NV | 34 | $ 924,000 | $ 27,176 | $ 95,000 |
| Prescott, AZ | 33 | $ 697,000 | $ 21,121 | $ 59,000 |
| Baton Rouge, LA | 32 | $ 759,000 | $ 23,718 | $ 91,000 |
| Bridgeport-Stamford-Norwalk, CT | 32 | $ 965,000 | $ 30,156 | $ 117,000 |
| Hanford-Corcoran, CA | 32 | $ 962,000 | $ 30,062 | $ 116,000 |
| Lakeland-Winter Haven, FL | 32 | $ 2,386,000 | $ 74,562 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 32 | $ 745,000 | $ 23,281 | $ 122,000 |
| Savannah, GA | 32 | $ 457,000 | $ 14,281 | $ 71,000 |
| Syracuse, NY | 32 | $ 603,000 | $ 18,843 | $ 70,000 |
| Yakima, WA | 32 | $ 855,000 | $ 26,718 | $ 85,000 |
| Redding, CA | 31 | $ 1,900,000 | $ 61,290 | $ 138,000 |
| Silver Spring-Frederick-Rockville, MD | 31 | $ 676,000 | $ 21,806 | $ 140,000 |
| Homosassa Springs, FL | 30 | $ 302,000 | $ 10,066 | $ 34,000 |
| Greenville-Anderson-Mauldin, SC | 29 | $ 663,000 | $ 22,862 | $ 85,000 |
| Youngstown-Warren-Boardman, OH-PA | 29 | $ 490,000 | $ 16,896 | $ 67,793 |
| Pine Bluff, AR | 28 | $ 414,000 | $ 14,785 | $ 65,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 27 | $ 318,000 | $ 11,777 | $ 54,000 |
| Elkhart-Goshen, IN | 27 | $ 6,450,000 | $ 238,888 | $ 61,000 |
| Merced, CA | 27 | $ 853,000 | $ 31,592 | $ 97,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 519,000 | $ 19,222 | $ 94,000 |
| Shreveport-Bossier City, LA | 27 | $ 474,000 | $ 17,555 | $ 92,000 |
| St. George, UT | 27 | $ 514,000 | $ 19,037 | $ 84,000 |
| Huntsville, AL | 26 | $ 298,000 | $ 11,461 | $ 105,000 |
| Kennewick-Richland, WA | 26 | $ 683,000 | $ 26,269 | $ 128,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 26 | $ 441,000 | $ 16,961 | $ 66,307 |
| Akron, OH | 25 | $ 597,000 | $ 23,880 | $ 100,000 |
| Memphis, TN-MS-AR | 25 | $ 390,000 | $ 15,600 | $ 67,520 |
| Barnstable Town, MA | 24 | $ 885,000 | $ 36,875 | $ 96,000 |
| Lake County-Kenosha County, IL-WI | 24 | $ 536,000 | $ 22,333 | $ 90,958 |
| North Port-Sarasota-Bradenton, FL | 24 | $ 294,000 | $ 12,250 | $ 58,000 |
| Omaha-Council Bluffs, NE-IA | 24 | $ 784,000 | $ 32,666 | $ 101,000 |
| Palm Bay-Melbourne-Titusville, FL | 24 | $ 367,000 | $ 15,291 | $ 66,000 |
| Santa Rosa, CA | 24 | $ 725,000 | $ 30,208 | $ 109,000 |
| Asheville, NC | 23 | $ 457,000 | $ 19,869 | $ 75,000 |
| Atlantic City-Hammonton, NJ | 23 | $ 402,000 | $ 17,478 | $ 109,000 |
| Columbus, GA-AL | 23 | $ 414,000 | $ 18,000 | $ 71,608 |
| Manchester-Nashua, NH | 23 | $ 537,000 | $ 23,347 | $ 106,000 |
| Birmingham-Hoover, AL | 22 | $ 334,000 | $ 15,181 | $ 68,000 |
| Coeur D'Alene, ID | 22 | $ 505,000 | $ 22,954 | $ 73,000 |
| Greensboro-High Point, NC | 22 | $ 428,000 | $ 19,454 | $ 72,000 |
| Chico, CA | 21 | $ 349,000 | $ 16,619 | $ 110,000 |
| Hagerstown-Martinsburg, MD-WV | 20 | $ 397,000 | $ 19,850 | $ 85,350 |
| Rockingham County-Strafford County, NH | 20 | $ 397,000 | $ 19,850 | $ 123,000 |
| San Rafael, CA | 20 | $ 473,000 | $ 23,650 | $ 219,000 |
| Grand Rapids-Wyoming, MI | 19 | $ 329,000 | $ 17,315 | $ 68,000 |
| Louisville/Jefferson County, KY-IN | 19 | $ 285,000 | $ 15,000 | $ 86,842 |
| Pensacola-Ferry Pass-Brent, FL | 19 | $ 203,000 | $ 10,684 | $ 84,000 |
| Winston-Salem, NC | 19 | $ 1,601,000 | $ 84,263 | $ 80,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 386,000 | $ 21,444 | $ 72,111 |
| South Bend-Mishawaka, IN-MI | 18 | $ 215,000 | $ 11,944 | $ 114,333 |
| Lake Havasu City-Kingman, AZ | 17 | $ 365,000 | $ 21,470 | $ 85,000 |
| Reading, PA | 17 | $ 320,000 | $ 18,823 | $ 80,000 |
| Toledo, OH | 17 | $ 273,000 | $ 16,058 | $ 88,000 |
| Trenton, NJ | 17 | $ 242,000 | $ 14,235 | $ 107,000 |
| Harrisburg-Carlisle, PA | 16 | $ 300,000 | $ 18,750 | $ 78,000 |
| Michigan City-La Porte, IN | 16 | $ 303,000 | $ 18,937 | $ 75,000 |
| Spartanburg, SC | 16 | $ 292,000 | $ 18,250 | $ 83,000 |
| Tacoma-Lakewood, WA | 16 | $ 270,000 | $ 16,875 | $ 108,000 |
| Vineland-Bridgeton, NJ | 16 | $ 299,000 | $ 18,687 | $ 88,000 |
| Fayetteville, NC | 15 | $ 379,000 | $ 25,266 | $ 86,000 |
| York-Hanover, PA | 15 | $ 230,000 | $ 15,333 | $ 69,000 |
| Clarksville, TN-KY | 14 | $ 233,000 | $ 16,642 | $ 84,071 |
| El Centro, CA | 14 | $ 428,000 | $ 30,571 | $ 68,000 |
| Erie, PA | 14 | $ 309,000 | $ 22,071 | $ 67,000 |
| Joplin, MO | 14 | $ 309,000 | $ 22,071 | $ 100,000 |
| Norwich-New London, CT | 14 | $ 229,000 | $ 16,357 | $ 119,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 14 | $ 263,000 | $ 18,785 | $ 137,000 |
| Canton-Massillon, OH | 13 | $ 332,000 | $ 25,538 | $ 76,000 |
| Charlottesville, VA | 13 | $ 363,000 | $ 27,923 | $ 89,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 142,000 | $ 10,923 | $ 99,000 |
| Elgin, IL | 13 | $ 227,000 | $ 17,461 | $ 90,000 |
| Evansville, IN-KY | 13 | $ 241,000 | $ 18,538 | $ 76,384 |
| Fort Wayne, IN | 13 | $ 247,000 | $ 19,000 | $ 72,000 |
| Jacksonville, NC | 13 | $ 279,000 | $ 21,461 | $ 88,000 |
| Lancaster, PA | 13 | $ 261,000 | $ 20,076 | $ 90,000 |
| Lincoln, NE | 13 | $ 183,000 | $ 14,076 | $ 64,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 13 | $ 246,000 | $ 18,923 | $ 79,000 |
| Tyler, TX | 13 | $ 861,000 | $ 66,230 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 147,000 | $ 12,250 | $ 54,000 |
| East Stroudsburg, PA | 12 | $ 235,000 | $ 19,583 | $ 124,000 |
| Hot Springs, AR | 12 | $ 135,000 | $ 11,250 | $ 62,000 |
| Knoxville, TN | 12 | $ 225,000 | $ 18,750 | $ 100,000 |
| Longview, TX | 12 | $ 248,000 | $ 20,666 | $ 102,000 |
| Mobile, AL | 12 | $ 114,000 | $ 9,500 | $ 39,000 |
| Portland-South Portland, ME | 12 | $ 235,000 | $ 19,583 | $ 86,000 |
| Springfield, MO | 12 | $ 216,000 | $ 18,000 | $ 83,000 |
| Utica-Rome, NY | 12 | $ 242,000 | $ 20,166 | $ 44,000 |
| Warner Robins, GA | 12 | $ 157,000 | $ 13,083 | $ 99,000 |
| Wilmington, NC | 12 | $ 357,000 | $ 29,750 | $ 125,000 |
| Bend-Redmond, OR | 11 | $ 365,000 | $ 33,181 | $ 103,000 |
| California-Lexington Park, MD | 11 | $ 196,000 | $ 17,818 | $ 115,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 205,000 | $ 18,636 | $ 92,727 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 253,000 | $ 23,000 | $ 103,000 |
| Kahului-Wailuku-Lahaina, HI | 11 | $ 190,000 | $ 17,272 | $ 124,000 |
| Lafayette-West Lafayette, IN | 11 | $ 232,000 | $ 21,090 | $ 78,000 |
| Lima, OH | 11 | $ 177,000 | $ 16,090 | $ 48,000 |
| Muncie, IN | 11 | $ 136,000 | $ 12,363 | $ 54,000 |
| Amarillo, TX | 10 | $ 181,000 | $ 18,100 | $ 47,000 |
| Boulder, CO | 10 | $ 257,000 | $ 25,700 | $ 193,000 |
| Dayton, OH | 10 | $ 234,000 | $ 23,400 | $ 82,000 |
| Florence, SC | 10 | $ 192,000 | $ 19,200 | $ 114,000 |
| Glens Falls, NY | 10 | $ 126,000 | $ 12,600 | $ 92,000 |
| Jackson, MS | 10 | $ 227,000 | $ 22,700 | $ 52,000 |
| Napa, CA | 10 | $ 318,000 | $ 31,800 | $ 195,000 |
| Pueblo, CO | 10 | $ 313,000 | $ 31,300 | $ 72,000 |
| Rocky Mount, NC | 10 | $ 315,000 | $ 31,500 | $ 66,000 |
| Salinas, CA | 10 | $ 161,000 | $ 16,100 | $ 167,000 |
| Sherman-Denison, TX | 10 | $ 176,000 | $ 17,600 | $ 66,000 |
| Tallahassee, FL | 10 | $ 145,000 | $ 14,500 | $ 70,000 |
| Terre Haute, IN | 10 | $ 194,000 | $ 19,400 | $ 62,000 |
| Winchester, VA-WV | 10 | $ 215,000 | $ 21,500 | $ 116,000 |
| Anchorage, AK | 9 | $ 1,411,000 | $ 156,777 | $ 70,000 |
| Ann Arbor, MI | 9 | $ 146,000 | $ 16,222 | $ 136,000 |
| Decatur, IL | 9 | $ 143,000 | $ 15,888 | $ 92,000 |
| Gainesville, FL | 9 | $ 178,000 | $ 19,777 | $ 80,000 |
| La Crosse-Onalaska, WI-MN | 9 | $ 370,000 | $ 41,111 | $ 154,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 150,000 | $ 16,666 | $ 69,000 |
| Racine, WI | 9 | $ 228,000 | $ 25,333 | $ 133,000 |
| Boise City, ID | 8 | $ 175,000 | $ 21,875 | $ 91,000 |
| Cumberland, MD-WV | 8 | $ 84,000 | $ 10,500 | $ 58,875 |
| Houma-Thibodaux, LA | 8 | $ 220,000 | $ 27,500 | $ 81,000 |
| Killeen-Temple, TX | 8 | $ 3,312,000 | $ 414,000 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 84,000 | $ 10,500 | $ 72,500 |
| Logan, UT-ID | 8 | $ 117,000 | $ 14,625 | $ 92,000 |
| Macon, GA | 8 | $ 738,000 | $ 92,250 | $ 73,000 |
| Monroe, LA | 8 | $ 177,000 | $ 22,125 | $ 125,000 |
| New Bern, NC | 8 | $ 209,000 | $ 26,125 | $ 53,000 |
| Peoria, IL | 8 | $ 103,000 | $ 12,875 | $ 86,000 |
| Port St. Lucie, FL | 8 | $ 130,000 | $ 16,250 | $ 85,000 |
| Punta Gorda, FL | 8 | $ 112,000 | $ 14,000 | $ 87,000 |
| Santa Cruz-Watsonville, CA | 8 | $ 195,000 | $ 24,375 | $ 118,000 |
| Santa Fe, NM | 8 | $ 134,000 | $ 16,750 | $ 82,000 |
| Sioux Falls, SD | 8 | $ 171,000 | $ 21,375 | $ 104,000 |
| Springfield, IL | 8 | $ 115,000 | $ 14,375 | $ 115,000 |
| Beaumont-Port Arthur, TX | 7 | $ 155,000 | $ 22,142 | $ 53,000 |
| Billings, MT | 7 | $ 128,000 | $ 18,285 | $ 54,000 |
| Casper, WY | 7 | $ 206,000 | $ 29,428 | $ 142,000 |
| Cheyenne, WY | 7 | $ 214,000 | $ 30,571 | $ 89,000 |
| Corpus Christi, TX | 7 | $ 175,000 | $ 25,000 | $ 52,000 |
| Elizabethtown-Fort Knox, KY | 7 | $ 136,000 | $ 19,428 | $ 93,000 |
| Eugene, OR | 7 | $ 129,000 | $ 18,428 | $ 81,000 |
| Flint, MI | 7 | $ 116,000 | $ 16,571 | $ 82,000 |
| Grand Junction, CO | 7 | $ 146,000 | $ 20,857 | $ 67,000 |
| Madison, WI | 7 | $ 111,000 | $ 15,857 | $ 81,000 |
| Muskegon, MI | 7 | $ 66,000 | $ 9,428 | $ 57,000 |
| Ocean City, NJ | 7 | $ 142,000 | $ 20,285 | $ 149,000 |
| Panama City, FL | 7 | $ 81,000 | $ 11,571 | $ 72,000 |
| Springfield, OH | 7 | $ 131,000 | $ 18,714 | $ 87,000 |
| Battle Creek, MI | 6 | $ 112,000 | $ 18,666 | $ 56,000 |
| Burlington, NC | 6 | $ 154,000 | $ 25,666 | $ 76,000 |
| Dalton, GA | 6 | $ 68,000 | $ 11,333 | $ 36,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 38,000 | $ 6,333 | $ 60,000 |
| Jonesboro, AR | 6 | $ 71,000 | $ 11,833 | $ 52,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 146,000 | $ 24,333 | $ 58,000 |
| Medford, OR | 6 | $ 1,258,000 | $ 209,666 | $ 61,000 |
| Topeka, KS | 6 | $ 72,000 | $ 12,000 | $ 72,000 |
| Bloomington, IL | 5 | $ 71,000 | $ 14,200 | $ 50,000 |
| Champaign-Urbana, IL | 5 | $ 76,000 | $ 15,200 | $ 65,000 |
| Fort Smith, AR-OK | 5 | $ 70,000 | $ 14,000 | $ 68,200 |
| Great Falls, MT | 5 | $ 58,000 | $ 11,600 | $ 72,000 |
| Hammond, LA | 5 | $ 118,000 | $ 23,600 | $ 164,000 |
| Kingston, NY | 5 | $ 1,284,000 | $ 256,800 | $ 49,000 |
| Lexington-Fayette, KY | 5 | $ 88,000 | $ 17,600 | $ 40,000 |
| Lynchburg, VA | 5 | $ 138,000 | $ 27,600 | $ 78,000 |
| Olympia-Tumwater, WA | 5 | $ 75,000 | $ 15,000 | $ 74,000 |
| Roanoke, VA | 5 | $ 135,000 | $ 27,000 | $ 78,000 |
| Rochester, MN | 5 | $ 104,000 | $ 20,800 | $ 82,000 |
| St. Cloud, MN | 5 | $ 121,000 | $ 24,200 | $ 362,000 |
| State College, PA | 5 | $ 89,000 | $ 17,800 | $ 69,000 |
| The Villages, FL | 5 | $ 45,000 | $ 9,000 | $ 28,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 67,000 | $ 13,400 | $ 61,000 |
| Wichita Falls, TX | 5 | $ 74,000 | $ 14,800 | $ 88,000 |
| Williamsport, PA | 5 | $ 114,000 | $ 22,800 | $ 90,000 |
| Auburn-Opelika, AL | 4 | $ 59,000 | $ 14,750 | $ 61,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 86,000 | $ 21,500 | $ 118,000 |
| Bremerton-Silverdale, WA | 4 | $ 95,000 | $ 23,750 | $ 76,000 |
| Brownsville-Harlingen, TX | 4 | $ 474,000 | $ 118,500 | $ 87,000 |
| Cedar Rapids, IA | 4 | $ 91,000 | $ 22,750 | $ 47,000 |
| College Station-Bryan, TX | 4 | $ 58,000 | $ 14,500 | $ 97,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 20,000 | $ 5,000 | $ 59,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 85,000 | $ 21,250 | $ 123,000 |
| Decatur, AL | 4 | $ 37,000 | $ 9,250 | $ 49,000 |
| Fargo, ND-MN | 4 | $ 74,000 | $ 18,500 | $ 73,000 |
| Gettysburg, PA | 4 | $ 78,000 | $ 19,500 | $ 93,000 |
| Grand Island, NE | 4 | $ 75,000 | $ 18,750 | $ 61,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 64,000 | $ 16,000 | $ 56,000 |
| Harrisonburg, VA | 4 | $ 76,000 | $ 19,000 | $ 43,000 |
| Jackson, TN | 4 | $ 35,000 | $ 8,750 | $ 56,000 |
| Johnson City, TN | 4 | $ 68,000 | $ 17,000 | $ 55,000 |
| Kalamazoo-Portage, MI | 4 | $ 81,000 | $ 20,250 | $ 85,000 |
| Lewiston, ID-WA | 4 | $ 105,000 | $ 26,250 | $ 102,000 |
| Longview, WA | 4 | $ 93,000 | $ 23,250 | $ 102,000 |
| Monroe, MI | 4 | $ 57,000 | $ 14,250 | $ 83,000 |
| Morgantown, WV | 4 | $ 79,000 | $ 19,750 | $ 127,000 |
| Owensboro, KY | 4 | $ 71,000 | $ 17,750 | $ 214,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 54,000 | $ 13,500 | $ 630,000 |
| Sebastian-Vero Beach, FL | 4 | $ 56,000 | $ 14,000 | $ 86,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 100,000 | $ 25,000 | $ 70,000 |
| Sioux City, IA-NE-SD | 4 | $ 86,000 | $ 21,500 | $ 95,000 |
| Waco, TX | 4 | $ 42,000 | $ 10,500 | $ 77,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 73,000 | $ 18,250 | $ 80,750 |
| Wenatchee, WA | 4 | $ 1,156,000 | $ 289,000 | $ 71,000 |
| Ames, IA | 3 | $ 43,000 | $ 14,333 | $ 63,000 |
| Bloomsburg-Berwick, PA | 3 | $ 32,000 | $ 10,666 | $ 46,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 52,000 | $ 17,333 | $ 136,000 |
| Cleveland, TN | 3 | $ 79,000 | $ 26,333 | $ 167,000 |
| Columbia, MO | 3 | $ 60,000 | $ 20,000 | $ 204,000 |
| Dutchess County-Putnam County, NY | 3 | $ 62,000 | $ 20,666 | $ 107,000 |
| Grand Forks, ND-MN | 3 | $ 70,000 | $ 23,333 | $ 63,000 |
| Idaho Falls, ID | 3 | $ 82,000 | $ 27,333 | $ 56,000 |
| Jackson, MI | 3 | $ 47,000 | $ 15,666 | $ 149,000 |
| Kankakee, IL | 3 | $ 21,000 | $ 7,000 | $ 69,000 |
| Lansing-East Lansing, MI | 3 | $ 3,094,000 | $ 1,031,333 | $ 99,000 |
| Manhattan, KS | 3 | $ 75,000 | $ 25,000 | $ 92,000 |
| Mankato-North Mankato, MN | 3 | $ 45,000 | $ 15,000 | $ 67,000 |
| Midland, MI | 3 | $ 48,000 | $ 16,000 | $ 53,000 |
| Midland, TX | 3 | $ 94,000 | $ 31,333 | $ 100,000 |
| Parkersburg-Vienna, WV | 3 | $ 68,000 | $ 22,666 | $ 68,000 |
| Salem, OR | 3 | $ 55,000 | $ 18,333 | $ 75,000 |
| Staunton-Waynesboro, VA | 3 | $ 51,000 | $ 17,000 | $ 85,000 |
| Wausau, WI | 3 | $ 57,000 | $ 19,000 | $ 61,000 |
| Abilene, TX | 2 | $ 56,000 | $ 28,000 | $ 30,000 |
| Albany, OR | 2 | $ 41,000 | $ 20,500 | $ 63,000 |
| Altoona, PA | 2 | $ 46,000 | $ 23,000 | $ 66,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 48,000 | $ 24,000 | $ 76,000 |
| Bay City, MI | 2 | $ 12,000 | $ 6,000 | $ 80,000 |
| Beckley, WV | 2 | $ 40,000 | $ 20,000 | $ 36,000 |
| Bowling Green, KY | 2 | $ 41,000 | $ 20,500 | $ 62,000 |
| Burlington-South Burlington, VT | 2 | $ 42,000 | $ 21,000 | $ 133,000 |
| Carbondale-Marion, IL | 2 | $ 23,000 | $ 11,500 | $ 112,000 |
| Carson City, NV | 2 | $ 1,439,000 | $ 719,500 | $ 29,000 |
| Charleston, WV | 2 | $ 37,000 | $ 18,500 | $ 69,000 |
| Columbus, IN | 2 | $ 43,000 | $ 21,500 | $ 113,000 |
| Dothan, AL | 2 | $ 31,000 | $ 15,500 | $ 88,000 |
| Duluth, MN-WI | 2 | $ 53,000 | $ 26,500 | $ 50,000 |
| Farmington, NM | 2 | $ 73,000 | $ 36,500 | $ 154,000 |
| Florence-Muscle Shoals, AL | 2 | $ 29,000 | $ 14,500 | $ 65,000 |
| Gainesville, GA | 2 | $ 16,000 | $ 8,000 | $ 36,000 |
| Green Bay, WI | 2 | $ 12,000 | $ 6,000 | $ 98,000 |
| Greenville, NC | 2 | $ 68,000 | $ 34,000 | $ 100,000 |
| Hinesville, GA | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Ithaca, NY | 2 | $ 22,000 | $ 11,000 | $ 212,000 |
| Janesville-Beloit, WI | 2 | $ 22,000 | $ 11,000 | $ 39,000 |
| Kokomo, IN | 2 | $ 24,000 | $ 12,000 | $ 34,000 |
| Laredo, TX | 2 | $ 29,000 | $ 14,500 | $ 109,000 |
| Lawton, OK | 2 | $ 39,000 | $ 19,500 | $ 88,000 |
| Lubbock, TX | 2 | $ 49,000 | $ 24,500 | $ 75,000 |
| Mansfield, OH | 2 | $ 36,000 | $ 18,000 | $ 45,000 |
| Montgomery, AL | 2 | $ 65,000 | $ 32,500 | $ 43,000 |
| Niles-Benton Harbor, MI | 2 | $ 12,000 | $ 6,000 | $ 31,000 |
| Odessa, TX | 2 | $ 72,000 | $ 36,000 | $ 81,000 |
| Rockford, IL | 2 | $ 53,000 | $ 26,500 | $ 88,000 |
| Rome, GA | 2 | $ 36,000 | $ 18,000 | $ 82,000 |
| St. Joseph, MO-KS | 2 | $ 40,000 | $ 20,000 | $ 64,500 |
| Valdosta, GA | 2 | $ 47,000 | $ 23,500 | $ 76,000 |
| Watertown-Fort Drum, NY | 2 | $ 33,000 | $ 16,500 | $ 79,000 |
| Albany, GA | 1 | $ 43,000 | $ 43,000 | $ 110,000 |
| Athens-Clarke County, GA | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Bangor, ME | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Bellingham, WA | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Binghamton, NY | 1 | $ 23,000 | $ 23,000 | $ 120,000 |
| Bloomington, IN | 1 | $ 6,000 | $ 6,000 | $ 36,000 |
| Brunswick, GA | 1 | $ 20,000 | $ 20,000 | $ 113,000 |
| Cape Girardeau, MO-IL | 1 | $ 45,000 | $ 45,000 | $ 139,000 |
| Danville, IL | 1 | $ 11,000 | $ 11,000 | $ 76,000 |
| Eau Claire, WI | 1 | $ 21,000 | $ 21,000 | $ 88,000 |
| Fairbanks, AK | 1 | $ 13,000 | $ 13,000 | $ 40,000 |
| Flagstaff, AZ | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Gadsden, AL | 1 | $ 40,000 | $ 40,000 | $ 11,000 |
| Goldsboro, NC | 1 | $ 8,000 | $ 8,000 | $ 52,000 |
| Grants Pass, OR | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| Hattiesburg, MS | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Johnstown, PA | 1 | $ 18,000 | $ 18,000 | $ 60,000 |
| Lawrence, KS | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Lebanon, PA | 1 | $ 11,000 | $ 11,000 | $ 36,000 |
| Lewiston-Auburn, ME | 1 | $ 8,000 | $ 8,000 | $ 67,000 |
| Missoula, MT | 1 | $ 14,000 | $ 14,000 | $ 12,000 |
| Morristown, TN | 1 | $ 10,000 | $ 10,000 | $ 229,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 20,000 | $ 20,000 | $ 11,000 |
| Pittsfield, MA | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Pocatello, ID | 1 | $ 30,000 | $ 30,000 | $ 109,000 |
| Rapid City, SD | 1 | $ 11,000 | $ 11,000 | $ 64,000 |
| Saginaw, MI | 1 | $ 5,000 | $ 5,000 | $ 9,000 |
| Sheboygan, WI | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Sumter, SC | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Tuscaloosa, AL | 1 | $ 6,000 | $ 6,000 | $ 81,000 |
| Urban Honolulu, HI | 1 | $ 517,000 | $ 517,000 | $ 127,000 |
| Victoria, TX | 1 | $ 13,000 | $ 13,000 | $ 24,000 |
| Walla Walla, WA | 1 | $ 25,000 | $ 25,000 | $ 170,000 |
| Wheeling, WV-OH | 1 | $ 7,000 | $ 7,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Admirals Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 16,265 | $353,139,000 | $21,000 | $1,847,000 | $103,000 | $3,600,000 |
| Refinancing | 99 | $53,069,000 | $536,000 | $4,469,000 | $64,000 | $671,000 |
| Home Purchase | 46 | $42,595,000 | $925,000 | $6,129,000 | $20,000 | $191,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,294 | $208,320,000 | $22,000 | $517,000 | $102,000 | $3,600,000 |
| Not Provided | 3,832 | $89,019,000 | $23,000 | $129,000 | $113,000 | $2,760,000 |
| Hispanic | 1,520 | $33,945,000 | $22,000 | $236,000 | $86,000 | $1,020,000 |
| Black or African American | 1,030 | $21,322,000 | $20,000 | $457,000 | $79,000 | $2,520,000 |
| Asian | 446 | $10,183,000 | $22,000 | $385,000 | $130,000 | $2,400,000 |
| American Indian or Alaskan Native | 143 | $3,258,000 | $22,000 | $111,000 | $102,000 | $1,440,000 |
| Native Hawaiian or Other Pacific Islander | 73 | $2,142,000 | $29,000 | $275,000 | $109,000 | $444,000 |
| Not applicable | 72 | $80,614,000 | $1,119,000 | $6,129,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,244 | $304,611,000 | $32,000 | $6,129,000 | $110,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 7,163 | $143,508,000 | $20,000 | $457,000 | $93,000 | $2,766,000 |
| VA-guaranteed (Veterans Administration) | 3 | $684,000 | $228,000 | $476,000 | $72,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,746 | $134,296,000 | $23,000 | $517,000 | $107,000 | $3,600,000 |
| Application Denied By Financial Institution | 5,527 | $121,093,000 | $21,000 | $500,000 | $90,000 | $2,766,000 |
| File Closed For Incompleteness | 2,995 | $64,258,000 | $21,000 | $385,000 | $109,000 | $2,700,000 |
| Application Withdrawn By Applicant | 1,375 | $30,602,000 | $22,000 | $330,000 | $115,000 | $2,184,000 |
| Application Approved But Not Accepted | 695 | $17,940,000 | $25,000 | $72,000 | $115,000 | $2,400,000 |
| Loan Purchased By The Institution | 72 | $80,614,000 | $1,119,000 | $6,129,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,451 | $50,778,000 | $20,000 | $132,000 | $100,000 | $2,766,000 |
| Debt-To-Income Ratio | 1,944 | $42,723,000 | $21,000 | $476,000 | $68,000 | $738,000 |
| Other | 1,021 | $23,317,000 | $22,000 | $373,000 | $108,000 | $2,760,000 |
| Collateral | 56 | $3,047,000 | $54,000 | $500,000 | $90,000 | $550,000 |
| Employment History | 29 | $571,000 | $19,000 | $35,000 | $105,000 | $715,000 |
| Unverifiable Information | 18 | $492,000 | $27,000 | $61,000 | $99,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $119,000 | $19,000 | $41,000 | $43,000 | $156,000 |
| Credit Application Incomplete | 2 | $46,000 | $23,000 | $30,000 | $55,000 | $70,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Admirals Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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