Admirals Bank Mortgage Lending & HMDA Data, 2016

In 2016, Admirals Bank of Providence, RI reported 11,939 mortgage applications totaling $320.0 million, down 27% from 2015. The average application was for $26,804, and applicants reported an average income of $96,799. 31% of its applications resulted in an originated loan and 45% were denied. Its largest markets were San Antonio-New Braunfels, TX (312), Dallas-Plano-Irving, TX (290) and Tampa-St. Petersburg-Clearwater, FL (271) (applications in parentheses).

Mortgage Company & Address Admirals Bank
15 Park Row West
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 11,939
Total Mortgage Loan Application Amount $320,017,000
Average Mortgage Loan Application Amount $26,804
Highest Mortgage Loan Application Amount $5,826,000
Average Applicant Income $96,799
Highest Applicant Income $6,110,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 255 $ 6,123,000 $ 24,011 $ 70,000
Los Angeles, California 181 $ 9,535,000 $ 52,679 $ 128,000
Clark, Nevada 172 $ 5,360,000 $ 31,162 $ 110,000
Pinellas, Florida 163 $ 2,691,000 $ 16,509 $ 93,000
Pulaski, Arkansas 128 $ 1,664,000 $ 13,000 $ 72,000
Maricopa, Arizona 127 $ 2,763,000 $ 21,755 $ 90,000
San Diego, California 123 $ 3,280,000 $ 26,666 $ 134,000
Riverside, California 118 $ 3,459,000 $ 29,313 $ 120,000
San Bernardino, California 112 $ 2,862,000 $ 25,553 $ 117,000
Kaufman, Texas 97 $ 1,552,000 $ 16,000 $ 101,000
Salt Lake, Utah 95 $ 2,517,000 $ 26,494 $ 91,000
Cook, Illinois 80 $ 2,985,000 $ 37,312 $ 93,000
Fresno, California 79 $ 2,476,000 $ 31,341 $ 115,000
Contra Costa, California 73 $ 1,991,000 $ 27,273 $ 163,000
Providence, Rhode Island 73 $ 1,851,000 $ 25,356 $ 89,000
Harris, Texas 71 $ 5,024,000 $ 70,760 $ 100,000
Utah, Utah 71 $ 1,787,000 $ 25,169 $ 104,000
Kern, California 68 $ 2,193,000 $ 32,250 $ 95,000
Hillsborough, Florida 67 $ 1,183,000 $ 17,656 $ 98,000
Calcasieu, Louisiana 67 $ 1,597,000 $ 23,835 $ 87,000
Broward, Florida 66 $ 1,222,000 $ 18,515 $ 91,000
Orange, California 63 $ 1,931,000 $ 30,650 $ 167,000
Henderson, Texas 62 $ 814,000 $ 13,129 $ 77,000
Duval, Florida 58 $ 881,000 $ 15,189 $ 83,000
Collin, Texas 55 $ 984,000 $ 17,890 $ 115,000
Placer, California 54 $ 2,081,000 $ 38,537 $ 122,000
St. Clair, Michigan 53 $ 837,000 $ 15,792 $ 64,000
Sacramento, California 52 $ 1,264,000 $ 24,307 $ 184,000
Weld, Colorado 52 $ 1,809,000 $ 34,788 $ 96,000
Travis, Texas 50 $ 1,348,000 $ 26,960 $ 87,000
Sarasota, Florida 49 $ 660,000 $ 13,469 $ 192,000
Dallas, Texas 49 $ 2,581,000 $ 52,673 $ 72,000
Orange, Florida 44 $ 898,000 $ 20,409 $ 85,000
Sedgwick, Kansas 44 $ 863,000 $ 19,613 $ 69,000
San Joaquin, California 43 $ 1,090,000 $ 25,348 $ 99,000
Tarrant, Texas 43 $ 1,299,000 $ 30,209 $ 80,000
Saline, Arkansas 41 $ 551,000 $ 13,439 $ 70,000
Alameda, California 41 $ 1,116,000 $ 27,219 $ 152,000
Santa Clara, California 41 $ 1,485,000 $ 36,219 $ 166,000
Wayne, Michigan 41 $ 683,000 $ 16,658 $ 84,000
Benton, Washington 41 $ 4,791,000 $ 116,853 $ 105,000
Adams, Colorado 40 $ 1,347,000 $ 33,675 $ 135,000
El Paso, Colorado 40 $ 1,382,000 $ 34,550 $ 131,000
Williamson, Illinois 40 $ 769,000 $ 19,225 $ 95,000
Tulare, California 38 $ 1,183,000 $ 31,131 $ 90,000
Miami-Dade, Florida 38 $ 1,501,000 $ 39,500 $ 62,000
Philadelphia, Pennsylvania 38 $ 747,000 $ 19,657 $ 59,000
Spokane, Washington 38 $ 1,068,000 $ 28,105 $ 67,000
Polk, Florida 37 $ 628,000 $ 16,972 $ 60,000
Erie, New York 37 $ 664,000 $ 17,945 $ 62,000
Hunt, Texas 37 $ 527,000 $ 14,243 $ 72,000
Jackson, Missouri 36 $ 789,000 $ 21,916 $ 74,000
Stanislaus, California 35 $ 841,000 $ 24,028 $ 85,000
Sussex, Delaware 35 $ 653,000 $ 18,657 $ 80,000
Jefferson, Illinois 35 $ 790,000 $ 22,571 $ 133,000
Allegheny, Pennsylvania 35 $ 673,000 $ 19,228 $ 91,000
Van Zandt, Texas 35 $ 607,000 $ 17,342 $ 82,000
Palm Beach, Florida 34 $ 674,000 $ 19,823 $ 98,000
Lake, Indiana 34 $ 578,000 $ 17,000 $ 68,000
Davis, Utah 34 $ 913,000 $ 26,852 $ 121,000
Jefferson, Arkansas 33 $ 471,000 $ 14,272 $ 108,000
Ventura, California 33 $ 943,000 $ 28,575 $ 139,000
New Castle, Delaware 33 $ 1,082,000 $ 32,787 $ 94,000
Pasco, Florida 33 $ 575,000 $ 17,424 $ 86,000
St. Joseph, Indiana 33 $ 487,000 $ 14,757 $ 74,000
Acadia, Louisiana 33 $ 921,000 $ 27,909 $ 107,000
Franklin, Ohio 32 $ 797,000 $ 24,906 $ 99,000
Mohave, Arizona 31 $ 924,000 $ 29,806 $ 59,000
Marion, Florida 31 $ 506,000 $ 16,322 $ 61,000
Kootenai, Idaho 31 $ 1,126,000 $ 36,322 $ 82,000
Jefferson Davis, Louisiana 31 $ 637,000 $ 20,548 $ 80,000
Mecklenburg, North Carolina 31 $ 468,000 $ 15,096 $ 74,000
Grayson, Texas 31 $ 442,000 $ 14,258 $ 89,000
Johnson, Kansas 30 $ 738,000 $ 24,600 $ 113,000
Anderson, Texas 30 $ 507,000 $ 16,900 $ 99,000
Franklin, Illinois 29 $ 628,000 $ 21,655 $ 64,000
Worcester, Massachusetts 29 $ 1,152,000 $ 39,724 $ 86,000
Smith, Texas 29 $ 421,000 $ 14,517 $ 81,000
Merced, California 28 $ 917,000 $ 32,750 $ 87,000
Prince George's, Maryland 28 $ 622,000 $ 22,214 $ 125,000
Gloucester, New Jersey 28 $ 563,000 $ 20,107 $ 126,000
Oklahoma, Oklahoma 28 $ 502,000 $ 17,928 $ 92,000
Washington, Utah 28 $ 960,000 $ 34,285 $ 86,000
Brevard, Florida 27 $ 539,000 $ 19,962 $ 70,000
Lake, Florida 27 $ 429,000 $ 15,888 $ 70,000
Elkhart, Indiana 27 $ 320,000 $ 11,851 $ 76,000
Hampden, Massachusetts 27 $ 491,000 $ 18,185 $ 85,000
Chester, Pennsylvania 27 $ 507,000 $ 18,777 $ 119,000
Wake, North Carolina 26 $ 534,000 $ 20,538 $ 102,000
Greenville, South Carolina 26 $ 659,000 $ 25,346 $ 96,000
Solano, California 25 $ 659,000 $ 26,360 $ 168,000
Lee, Florida 25 $ 330,000 $ 13,200 $ 90,000
Camden, New Jersey 25 $ 455,000 $ 18,200 $ 83,000
Denton, Texas 25 $ 575,000 $ 23,000 $ 91,000
Faulkner, Arkansas 24 $ 307,000 $ 12,791 $ 64,000
Lapeer, Michigan 24 $ 493,000 $ 20,541 $ 77,000
Dona Ana, New Mexico 24 $ 468,000 $ 19,500 $ 101,000
Shelby, Tennessee 24 $ 409,000 $ 17,041 $ 71,000
Fairfax, Virginia 24 $ 375,000 $ 15,625 $ 142,000
Manatee, Florida 23 $ 307,000 $ 13,347 $ 85,000
Osceola, Florida 23 $ 579,000 $ 25,173 $ 66,000
Iberia, Louisiana 22 $ 694,000 $ 31,545 $ 117,000
Vermilion, Louisiana 22 $ 537,000 $ 24,409 $ 87,000
Essex, Massachusetts 22 $ 720,000 $ 32,727 $ 100,000
St. Charles, Missouri 22 $ 460,000 $ 20,909 $ 100,000
Atlantic, New Jersey 22 $ 484,000 $ 22,000 $ 109,000
Delaware, Pennsylvania 22 $ 542,000 $ 24,636 $ 100,000
Anderson, South Carolina 22 $ 500,000 $ 22,727 $ 95,000
Upshur, Texas 22 $ 399,000 $ 18,136 $ 84,000
Weber, Utah 22 $ 545,000 $ 24,772 $ 74,000
Garland, Arkansas 21 $ 257,000 $ 12,238 $ 60,000
New Haven, Connecticut 21 $ 452,000 $ 21,523 $ 123,000
New London, Connecticut 21 $ 451,000 $ 21,476 $ 103,000
Chatham, Georgia 21 $ 3,387,000 $ 161,285 $ 44,000
Lafayette, Louisiana 21 $ 504,000 $ 24,000 $ 102,000
Montgomery, Maryland 21 $ 450,000 $ 21,428 $ 121,000
Merrimack, New Hampshire 21 $ 453,000 $ 21,571 $ 130,000
Burlington, New Jersey 21 $ 467,000 $ 22,238 $ 106,000
Montgomery, Pennsylvania 21 $ 444,000 $ 21,142 $ 115,000
Chesterfield, Virginia 21 $ 430,000 $ 20,476 $ 102,000
Prince William, Virginia 21 $ 543,000 $ 25,857 $ 112,000
Jefferson, Alabama 20 $ 295,000 $ 14,750 $ 73,000
Pinal, Arizona 20 $ 479,000 $ 23,950 $ 70,000
El Dorado, California 20 $ 497,000 $ 24,850 $ 142,000
Hartford, Connecticut 20 $ 611,000 $ 30,550 $ 91,000
Volusia, Florida 20 $ 546,000 $ 27,300 $ 66,000
Sanilac, Michigan 20 $ 344,000 $ 17,200 $ 54,000
Middlesex, New Jersey 20 $ 363,000 $ 18,150 $ 119,000
Bucks, Pennsylvania 20 $ 468,000 $ 23,400 $ 127,000
Kent, Rhode Island 20 $ 319,000 $ 15,950 $ 112,000
Charleston, South Carolina 20 $ 419,000 $ 20,950 $ 119,000
Richland, South Carolina 20 $ 412,000 $ 20,600 $ 82,000
Yavapai, Arizona 19 $ 356,000 $ 18,736 $ 93,000
Elbert, Colorado 19 $ 824,000 $ 43,368 $ 164,000
Larimer, Colorado 19 $ 604,000 $ 31,789 $ 115,000
Pueblo, Colorado 19 $ 527,000 $ 27,736 $ 67,000
St. Landry, Louisiana 19 $ 526,000 $ 27,684 $ 90,000
Baltimore, Maryland 19 $ 422,000 $ 22,210 $ 102,000
Wicomico, Maryland 19 $ 476,000 $ 25,052 $ 111,000
Bristol, Massachusetts 19 $ 970,000 $ 51,052 $ 112,000
Middlesex, Massachusetts 19 $ 705,000 $ 37,105 $ 113,000
Norfolk, Massachusetts 19 $ 1,013,000 $ 53,315 $ 138,000
Rockingham, New Hampshire 19 $ 504,000 $ 26,526 $ 122,000
York, Pennsylvania 19 $ 375,000 $ 19,736 $ 97,000
Williamson, Texas 19 $ 620,000 $ 32,631 $ 99,000
Wood, Texas 19 $ 225,000 $ 11,842 $ 105,000
Chesapeake, Virginia 19 $ 486,000 $ 25,578 $ 109,000
Anne Arundel, Maryland 18 $ 436,000 $ 24,222 $ 246,000
Hillsborough, New Hampshire 18 $ 458,000 $ 25,444 $ 103,000
Ocean, New Jersey 18 $ 319,000 $ 17,722 $ 99,000
Bernalillo, New Mexico 18 $ 360,000 $ 20,000 $ 115,000
Nassau, New York 18 $ 324,000 $ 18,000 $ 118,000
Suffolk, New York 18 $ 290,000 $ 16,111 $ 115,000
Tulsa, Oklahoma 18 $ 360,000 $ 20,000 $ 73,000
Spartanburg, South Carolina 18 $ 546,000 $ 30,333 $ 86,000
Navarro, Texas 18 $ 416,000 $ 23,111 $ 81,000
Rains, Texas 18 $ 223,000 $ 12,388 $ 65,000
Mobile, Alabama 17 $ 195,000 $ 11,470 $ 62,000
Shasta, California 17 $ 418,000 $ 24,588 $ 104,000
Fairfield, Connecticut 17 $ 399,000 $ 23,470 $ 157,000
Kent, Delaware 17 $ 365,000 $ 21,470 $ 73,000
DeKalb, Georgia 17 $ 336,000 $ 19,764 $ 81,000
DuPage, Illinois 17 $ 383,000 $ 22,529 $ 123,000
Saline, Illinois 17 $ 289,000 $ 17,000 $ 129,000
Plymouth, Massachusetts 17 $ 665,000 $ 39,117 $ 122,000
Essex, New Jersey 17 $ 347,000 $ 20,411 $ 102,000
Monroe, Pennsylvania 17 $ 398,000 $ 23,411 $ 94,000
Washington, Rhode Island 17 $ 305,000 $ 17,941 $ 172,000
Gregg, Texas 17 $ 270,000 $ 15,882 $ 65,000
Yuba, California 16 $ 477,000 $ 29,812 $ 99,000
Jefferson, Colorado 16 $ 380,000 $ 23,750 $ 139,000
Oakland, Michigan 16 $ 335,000 $ 20,937 $ 97,000
Monroe, New York 16 $ 230,000 $ 14,375 $ 72,000
Westmoreland, Pennsylvania 16 $ 366,000 $ 22,875 $ 83,000
Berkeley, South Carolina 16 $ 5,687,000 $ 355,437 $ 113,000
Comal, Texas 16 $ 578,000 $ 36,125 $ 112,000
Norfolk, Virginia 16 $ 436,000 $ 27,250 $ 67,000
Stevens, Washington 16 $ 501,000 $ 31,312 $ 118,000
Yakima, Washington 16 $ 459,000 $ 28,687 $ 77,000
White, Arkansas 15 $ 168,000 $ 11,200 $ 63,000
Kings, California 15 $ 541,000 $ 36,066 $ 104,000
Tehama, California 15 $ 412,000 $ 27,466 $ 140,000
Beauregard, Louisiana 15 $ 301,000 $ 20,066 $ 105,000
Caddo, Louisiana 15 $ 321,000 $ 21,400 $ 76,000
St. Martin, Louisiana 15 $ 455,000 $ 30,333 $ 72,000
Suffolk, Massachusetts 15 $ 2,507,000 $ 167,133 $ 79,000
Anoka, Minnesota 15 $ 512,000 $ 34,133 $ 104,000
St. Louis, Missouri 15 $ 265,000 $ 17,666 $ 114,000
Queens, New York 15 $ 255,000 $ 17,000 $ 97,000
Lancaster, Pennsylvania 15 $ 300,000 $ 20,000 $ 77,000
Northampton, Pennsylvania 15 $ 288,000 $ 19,200 $ 129,000
Newport, Rhode Island 15 $ 672,000 $ 44,800 $ 130,000
Rutherford, Tennessee 15 $ 213,000 $ 14,200 $ 69,000
Fort Bend, Texas 15 $ 469,000 $ 31,266 $ 118,000
Hopkins, Texas 15 $ 59,000 $ 3,933 $ 60,000
Grant, Washington 15 $ 467,000 $ 31,133 $ 103,000
Pima, Arizona 14 $ 310,000 $ 22,142 $ 78,000
Lonoke, Arkansas 14 $ 155,000 $ 11,071 $ 67,000
Pope, Arkansas 14 $ 148,000 $ 10,571 $ 76,000
Butte, California 14 $ 317,000 $ 22,642 $ 102,000
Arapahoe, Colorado 14 $ 382,000 $ 27,285 $ 104,000
District of Columbia, District Of Columbia 14 $ 715,000 $ 51,071 $ 115,000
Charlotte, Florida 14 $ 241,000 $ 17,214 $ 99,000
Leon, Florida 14 $ 127,000 $ 9,071 $ 64,000
Cobb, Georgia 14 $ 4,579,000 $ 327,071 $ 75,000
Fulton, Georgia 14 $ 277,000 $ 19,785 $ 97,000
Marion, Indiana 14 $ 245,000 $ 17,500 $ 82,000
Bronx, New York 14 $ 329,000 $ 23,500 $ 100,000
Cabarrus, North Carolina 14 $ 263,000 $ 18,785 $ 77,000
Cass, Texas 14 $ 297,000 $ 21,214 $ 63,000
Rockwall, Texas 14 $ 437,000 $ 31,214 $ 113,000
Wilson, Texas 14 $ 498,000 $ 35,571 $ 106,000
Walla Walla, Washington 14 $ 508,000 $ 36,285 $ 108,000
Citrus, Florida 13 $ 188,000 $ 14,461 $ 68,000
Seminole, Florida 13 $ 262,000 $ 20,153 $ 93,000
Gwinnett, Georgia 13 $ 290,000 $ 22,307 $ 105,000
Bonner, Idaho 13 $ 506,000 $ 38,923 $ 76,000
Johnston, North Carolina 13 $ 253,000 $ 19,461 $ 69,000
Cuyahoga, Ohio 13 $ 205,000 $ 15,769 $ 161,000
Hamilton, Ohio 13 $ 214,000 $ 16,461 $ 77,000
Summit, Ohio 13 $ 317,000 $ 24,384 $ 82,000
Cleveland, Oklahoma 13 $ 300,000 $ 23,076 $ 126,000
Ellis, Texas 13 $ 344,000 $ 26,461 $ 116,000
Hays, Texas 13 $ 355,000 $ 27,307 $ 94,000
McLennan, Texas 13 $ 254,000 $ 19,538 $ 102,000
Parker, Texas 13 $ 329,000 $ 25,307 $ 95,000
Iron, Utah 13 $ 363,000 $ 27,923 $ 114,000
Henrico, Virginia 13 $ 184,000 $ 14,153 $ 61,000
King, Washington 13 $ 1,406,000 $ 108,153 $ 101,000
Milwaukee, Wisconsin 13 $ 283,000 $ 21,769 $ 84,000
Ouachita, Arkansas 12 $ 164,000 $ 13,666 $ 56,000
Porter, Indiana 12 $ 237,000 $ 19,750 $ 70,000
Shawnee, Kansas 12 $ 802,000 $ 66,833 $ 132,000
Orleans, Louisiana 12 $ 248,000 $ 20,666 $ 48,000
Cecil, Maryland 12 $ 234,000 $ 19,500 $ 108,000
Macomb, Michigan 12 $ 222,000 $ 18,500 $ 78,000
Douglas, Nebraska 12 $ 221,000 $ 18,416 $ 261,000
Washoe, Nevada 12 $ 198,000 $ 16,500 $ 135,000
Monmouth, New Jersey 12 $ 199,000 $ 16,583 $ 152,000
Otero, New Mexico 12 $ 252,000 $ 21,000 $ 87,000
Montgomery, Ohio 12 $ 246,000 $ 20,500 $ 83,000
Deschutes, Oregon 12 $ 343,000 $ 28,583 $ 111,000
Berks, Pennsylvania 12 $ 212,000 $ 17,666 $ 110,000
Davidson, Tennessee 12 $ 230,000 $ 19,166 $ 65,000
Jefferson, Texas 12 $ 424,000 $ 35,333 $ 80,000
Montgomery, Texas 12 $ 421,000 $ 35,083 $ 241,000
Waller, Texas 12 $ 480,000 $ 40,000 $ 99,000
Portsmouth, Virginia 12 $ 357,000 $ 29,750 $ 62,000
Virginia Beach, Virginia 12 $ 304,000 $ 25,333 $ 95,000
Clay, Florida 11 $ 176,000 $ 16,000 $ 86,000
Gallatin, Illinois 11 $ 309,000 $ 28,090 $ 76,000
Macon, Illinois 11 $ 130,000 $ 11,818 $ 83,000
St. Clair, Illinois 11 $ 200,000 $ 18,181 $ 77,000
LaPorte, Indiana 11 $ 196,000 $ 17,818 $ 74,000
Graves, Kentucky 11 $ 248,000 $ 22,545 $ 91,000
Bossier, Louisiana 11 $ 296,000 $ 26,909 $ 109,000
Lafourche, Louisiana 11 $ 426,000 $ 38,727 $ 125,000
Ouachita, Louisiana 11 $ 166,000 $ 15,090 $ 68,000
Cass, Missouri 11 $ 332,000 $ 30,181 $ 77,000
Clay, Missouri 11 $ 331,000 $ 30,090 $ 103,000
Jasper, Missouri 11 $ 270,000 $ 24,545 $ 66,000
Union, New Jersey 11 $ 197,000 $ 17,909 $ 101,000
Kings, New York 11 $ 218,000 $ 19,818 $ 100,000
Lehigh, Pennsylvania 11 $ 257,000 $ 23,363 $ 99,000
Luzerne, Pennsylvania 11 $ 193,000 $ 17,545 $ 81,000
Schuylkill, Pennsylvania 11 $ 267,000 $ 24,272 $ 71,000
Washington, Pennsylvania 11 $ 268,000 $ 24,363 $ 81,000
York, South Carolina 11 $ 224,000 $ 20,363 $ 76,000
Galveston, Texas 11 $ 1,733,000 $ 157,545 $ 94,000
Hidalgo, Texas 11 $ 415,000 $ 37,727 $ 53,000
Madison, Alabama 10 $ 133,000 $ 13,300 $ 83,000
Lake, California 10 $ 329,000 $ 32,900 $ 55,000
Madera, California 10 $ 274,000 $ 27,400 $ 344,000
Sonoma, California 10 $ 237,000 $ 23,700 $ 130,000
Douglas, Colorado 10 $ 549,000 $ 54,900 $ 87,000
Fremont, Colorado 10 $ 379,000 $ 37,900 $ 111,000
Collier, Florida 10 $ 237,000 $ 23,700 $ 89,000
Ada, Idaho 10 $ 185,000 $ 18,500 $ 65,000
Jackson, Illinois 10 $ 237,000 $ 23,700 $ 95,000
Lake, Illinois 10 $ 184,000 $ 18,400 $ 78,000
Madison, Illinois 10 $ 190,000 $ 19,000 $ 69,000
Butler, Kansas 10 $ 285,000 $ 28,500 $ 88,000
Jefferson, Kentucky 10 $ 175,000 $ 17,500 $ 61,000
Marshall, Kentucky 10 $ 185,000 $ 18,500 $ 125,000
St. James, Louisiana 10 $ 298,000 $ 29,800 $ 116,000
Winn, Louisiana 10 $ 263,000 $ 26,300 $ 112,000
Dorchester, Maryland 10 $ 235,000 $ 23,500 $ 80,000
Kent, Michigan 10 $ 138,000 $ 13,800 $ 79,000
Hennepin, Minnesota 10 $ 211,000 $ 21,100 $ 67,000
Salem, New Jersey 10 $ 234,000 $ 23,400 $ 124,000
San Juan, New Mexico 10 $ 318,000 $ 31,800 $ 67,000
Oswego, New York 10 $ 123,000 $ 12,300 $ 59,000
Westchester, New York 10 $ 242,000 $ 24,200 $ 135,000
Clark, Ohio 10 $ 229,000 $ 22,900 $ 105,000
Portage, Ohio 10 $ 274,000 $ 27,400 $ 94,000
Bryan, Oklahoma 10 $ 201,000 $ 20,100 $ 89,000
Creek, Oklahoma 10 $ 182,000 $ 18,200 $ 66,000
Wayne, Pennsylvania 10 $ 256,000 $ 25,600 $ 85,000
Hamilton, Tennessee 10 $ 193,000 $ 19,300 $ 56,000
Fannin, Texas 10 $ 150,000 $ 15,000 $ 84,000
Guadalupe, Texas 10 $ 276,000 $ 27,600 $ 88,000
Cache, Utah 10 $ 219,000 $ 21,900 $ 70,000
Spotsylvania, Virginia 10 $ 175,000 $ 17,500 $ 97,000
Pierce, Washington 10 $ 235,000 $ 23,500 $ 147,000
Kenosha, Wisconsin 10 $ 394,000 $ 39,400 $ 130,000
Baldwin, Alabama 9 $ 145,000 $ 16,111 $ 75,000
Benton, Arkansas 9 $ 171,000 $ 19,000 $ 85,000
Conway, Arkansas 9 $ 114,000 $ 12,666 $ 73,000
Imperial, California 9 $ 265,000 $ 29,444 $ 80,000
Santa Cruz, California 9 $ 140,000 $ 15,555 $ 274,000
Muscogee, Georgia 9 $ 193,000 $ 21,444 $ 194,000
Pope, Illinois 9 $ 186,000 $ 20,666 $ 75,000
Dallas, Iowa 9 $ 155,000 $ 17,222 $ 86,000
Allen, Louisiana 9 $ 198,000 $ 22,000 $ 95,000
Frederick, Maryland 9 $ 228,000 $ 25,333 $ 168,000
Ramsey, Minnesota 9 $ 216,000 $ 24,000 $ 83,000
St. Louis, Minnesota 9 $ 210,000 $ 23,333 $ 79,000
Jefferson, Missouri 9 $ 192,000 $ 21,333 $ 103,000
Cumberland, New Jersey 9 $ 171,000 $ 19,000 $ 79,000
Mercer, New Jersey 9 $ 277,000 $ 30,777 $ 129,000
Buncombe, North Carolina 9 $ 122,000 $ 13,555 $ 68,000
Davidson, North Carolina 9 $ 122,000 $ 13,555 $ 44,000
Pitt, North Carolina 9 $ 248,000 $ 27,555 $ 77,000
Delaware, Ohio 9 $ 198,000 $ 22,000 $ 125,000
Lucas, Ohio 9 $ 150,000 $ 16,666 $ 77,000
Wayne, Ohio 9 $ 194,000 $ 21,555 $ 83,000
Columbia, Pennsylvania 9 $ 177,000 $ 19,666 $ 124,000
Fayette, Pennsylvania 9 $ 364,000 $ 40,444 $ 55,000
Dorchester, South Carolina 9 $ 160,000 $ 17,777 $ 80,000
Pickens, South Carolina 9 $ 213,000 $ 23,666 $ 84,000
Montgomery, Tennessee 9 $ 224,000 $ 24,888 $ 57,000
Bell, Texas 9 $ 279,000 $ 31,000 $ 80,000
Bowie, Texas 9 $ 189,000 $ 21,000 $ 72,000
Cameron, Texas 9 $ 306,000 $ 34,000 $ 82,000
Johnson, Texas 9 $ 199,000 $ 22,111 $ 104,000
Lubbock, Texas 9 $ 213,000 $ 23,666 $ 63,000
Frederick, Virginia 9 $ 168,000 $ 18,666 $ 129,000
Loudoun, Virginia 9 $ 207,000 $ 23,000 $ 148,000
Franklin, Washington 9 $ 215,000 $ 23,888 $ 107,000
Snohomish, Washington 9 $ 249,000 $ 27,666 $ 111,000
St. Croix, Wisconsin 9 $ 222,000 $ 24,666 $ 182,000
Cochise, Arizona 8 $ 166,000 $ 20,750 $ 87,000
Desha, Arkansas 8 $ 141,000 $ 17,625 $ 61,000
Santa Barbara, California 8 $ 209,000 $ 26,125 $ 97,000
Sutter, California 8 $ 218,000 $ 27,250 $ 255,000
Teller, Colorado 8 $ 160,000 $ 20,000 $ 71,000
Hernando, Florida 8 $ 132,000 $ 16,500 $ 44,000
Cherokee, Georgia 8 $ 181,000 $ 22,625 $ 135,000
Will, Illinois 8 $ 195,000 $ 24,375 $ 107,000
Ford, Kansas 8 $ 136,000 $ 17,000 $ 79,000
Miami, Kansas 8 $ 253,000 $ 31,625 $ 114,000
Wyandotte, Kansas 8 $ 185,000 $ 23,125 $ 60,000
Ascension, Louisiana 8 $ 122,000 $ 15,250 $ 60,000
De Soto, Louisiana 8 $ 119,000 $ 14,875 $ 54,000
Jackson, Louisiana 8 $ 197,000 $ 24,625 $ 108,000
Webster, Louisiana 8 $ 179,000 $ 22,375 $ 86,000
Washington, Maryland 8 $ 167,000 $ 20,875 $ 90,000
Franklin, Massachusetts 8 $ 160,000 $ 20,000 $ 83,000
Hampshire, Massachusetts 8 $ 142,000 $ 17,750 $ 86,000
Scott, Minnesota 8 $ 262,000 $ 32,750 $ 169,000
Sherburne, Minnesota 8 $ 315,000 $ 39,375 $ 83,000
Harrison, Mississippi 8 $ 276,000 $ 34,500 $ 55,000
Grafton, New Hampshire 8 $ 265,000 $ 33,125 $ 52,000
Morris, New Jersey 8 $ 123,000 $ 15,375 $ 161,000
Sussex, New Jersey 8 $ 153,000 $ 19,125 $ 143,000
Chaves, New Mexico 8 $ 247,000 $ 30,875 $ 80,000
Sandoval, New Mexico 8 $ 155,000 $ 19,375 $ 87,000
Santa Fe, New Mexico 8 $ 147,000 $ 18,375 $ 83,000
Niagara, New York 8 $ 103,000 $ 12,875 $ 42,000
Orange, New York 8 $ 170,000 $ 21,250 $ 154,000
Steuben, New York 8 $ 227,000 $ 28,375 $ 66,000
Cumberland, North Carolina 8 $ 239,000 $ 29,875 $ 73,000
Durham, North Carolina 8 $ 121,000 $ 15,125 $ 76,000
Butler, Ohio 8 $ 173,000 $ 21,625 $ 94,000
Lorain, Ohio 8 $ 124,000 $ 15,500 $ 91,000
Rogers, Oklahoma 8 $ 173,000 $ 21,625 $ 79,000
Bristol, Rhode Island 8 $ 237,000 $ 29,625 $ 104,000
Horry, South Carolina 8 $ 218,000 $ 27,250 $ 77,000
Brazoria, Texas 8 $ 286,000 $ 35,750 $ 1,070,000
Harrison, Texas 8 $ 186,000 $ 23,250 $ 108,000
Richmond City, Virginia 8 $ 86,000 $ 10,750 $ 50,000
Stafford, Virginia 8 $ 178,000 $ 22,250 $ 119,000
Waukesha, Wisconsin 8 $ 233,000 $ 29,125 $ 103,000
Arkansas, Arkansas 7 $ 79,000 $ 11,285 $ 56,000
Miller, Arkansas 7 $ 149,000 $ 21,285 $ 141,000
Washington, Arkansas 7 $ 134,000 $ 19,142 $ 67,000
Modoc, California 7 $ 171,000 $ 24,428 $ 80,000
Denver, Colorado 7 $ 194,000 $ 27,714 $ 85,000
Jackson, Florida 7 $ 157,000 $ 22,428 $ 48,000
Bibb, Georgia 7 $ 135,000 $ 19,285 $ 68,000
Clayton, Georgia 7 $ 152,000 $ 21,714 $ 67,000
Douglas, Georgia 7 $ 133,000 $ 19,000 $ 71,000
Hardin, Illinois 7 $ 135,000 $ 19,285 $ 257,000
Johnson, Illinois 7 $ 144,000 $ 20,571 $ 89,000
Marion, Illinois 7 $ 133,000 $ 19,000 $ 85,000
Delaware, Indiana 7 $ 108,000 $ 15,428 $ 55,000
Madison, Indiana 7 $ 121,000 $ 17,285 $ 44,000
Calloway, Kentucky 7 $ 127,000 $ 18,142 $ 46,000
St. Mary, Louisiana 7 $ 151,000 $ 21,571 $ 55,000
Terrebonne, Louisiana 7 $ 156,000 $ 22,285 $ 86,000
Cumberland, Maine 7 $ 308,000 $ 44,000 $ 97,000
York, Maine 7 $ 166,000 $ 23,714 $ 101,000
Caroline, Maryland 7 $ 167,000 $ 23,857 $ 66,000
St. Mary's, Maryland 7 $ 162,000 $ 23,142 $ 178,000
DeSoto, Mississippi 7 $ 118,000 $ 16,857 $ 83,000
Cape Girardeau, Missouri 7 $ 176,000 $ 25,142 $ 85,000
Franklin, Missouri 7 $ 200,000 $ 28,571 $ 47,000
Cascade, Montana 7 $ 84,000 $ 12,000 $ 74,000
Sarpy, Nebraska 7 $ 103,000 $ 14,714 $ 313,000
Bergen, New Jersey 7 $ 172,000 $ 24,571 $ 147,000
Somerset, New Jersey 7 $ 122,000 $ 17,428 $ 149,000
Ontario, New York 7 $ 108,000 $ 15,428 $ 92,000
Saratoga, New York 7 $ 123,000 $ 17,571 $ 132,000
Ulster, New York 7 $ 91,000 $ 13,000 $ 95,000
Catawba, North Carolina 7 $ 108,000 $ 15,428 $ 46,000
Forsyth, North Carolina 7 $ 120,000 $ 17,142 $ 63,000
Guilford, North Carolina 7 $ 2,253,000 $ 321,857 $ 72,000
Henderson, North Carolina 7 $ 74,000 $ 10,571 $ 105,000
Rockingham, North Carolina 7 $ 205,000 $ 29,285 $ 56,000
Allen, Ohio 7 $ 167,000 $ 23,857 $ 86,000
Licking, Ohio 7 $ 149,000 $ 21,285 $ 53,000
Madison, Ohio 7 $ 210,000 $ 30,000 $ 128,000
Richland, Ohio 7 $ 87,000 $ 12,428 $ 73,000
Tuscarawas, Ohio 7 $ 165,000 $ 23,571 $ 40,000
Canadian, Oklahoma 7 $ 145,000 $ 20,714 $ 107,000
Lincoln, Oklahoma 7 $ 152,000 $ 21,714 $ 69,000
Morrow, Oregon 7 $ 235,000 $ 33,571 $ 109,000
Beaver, Pennsylvania 7 $ 157,000 $ 22,428 $ 86,000
Pike, Pennsylvania 7 $ 145,000 $ 20,714 $ 74,000
Maury, Tennessee 7 $ 121,000 $ 17,285 $ 77,000
Sumner, Tennessee 7 $ 161,000 $ 23,000 $ 69,000
Liberty, Texas 7 $ 175,000 $ 25,000 $ 119,000
Medina, Texas 7 $ 180,000 $ 25,714 $ 61,000
Nueces, Texas 7 $ 210,000 $ 30,000 $ 237,000
Orange, Texas 7 $ 187,000 $ 26,714 $ 109,000
Panola, Texas 7 $ 157,000 $ 22,428 $ 121,000
Polk, Texas 7 $ 247,000 $ 35,285 $ 116,000
Webb, Texas 7 $ 206,000 $ 29,428 $ 118,000
Culpeper, Virginia 7 $ 202,000 $ 28,857 $ 72,000
Hanover, Virginia 7 $ 106,000 $ 15,142 $ 105,000
Kitsap, Washington 7 $ 136,000 $ 19,428 $ 93,000
Laramie, Wyoming 7 $ 213,000 $ 30,428 $ 89,000
Union, Arkansas 6 $ 106,000 $ 17,666 $ 63,000
Amador, California 6 $ 164,000 $ 27,333 $ 87,000
Calaveras, California 6 $ 146,000 $ 24,333 $ 126,000
Marin, California 6 $ 161,000 $ 26,833 $ 139,000
San Mateo, California 6 $ 138,000 $ 23,000 $ 104,000
Yolo, California 6 $ 161,000 $ 26,833 $ 134,000
Las Animas, Colorado 6 $ 180,000 $ 30,000 $ 74,000
Bay, Florida 6 $ 102,000 $ 17,000 $ 75,000
Catoosa, Georgia 6 $ 124,000 $ 20,666 $ 75,000
Honolulu, Hawaii 6 $ 271,000 $ 45,166 $ 44,000
Canyon, Idaho 6 $ 128,000 $ 21,333 $ 108,000
Kane, Illinois 6 $ 91,000 $ 15,166 $ 101,000
Kankakee, Illinois 6 $ 363,000 $ 60,500 $ 108,000
Winnebago, Illinois 6 $ 92,000 $ 15,333 $ 93,000
Clark, Indiana 6 $ 96,000 $ 16,000 $ 87,000
Jasper, Indiana 6 $ 189,000 $ 31,500 $ 120,000
Noble, Indiana 6 $ 178,000 $ 29,666 $ 77,000
Evangeline, Louisiana 6 $ 97,000 $ 16,166 $ 75,000
Grant, Louisiana 6 $ 99,000 $ 16,500 $ 113,000
Rapides, Louisiana 6 $ 233,000 $ 38,833 $ 131,000
Baltimore City, Maryland 6 $ 137,000 $ 22,833 $ 57,000
Carroll, Maryland 6 $ 100,000 $ 16,666 $ 86,000
Charles, Maryland 6 $ 135,000 $ 22,500 $ 97,000
Howard, Maryland 6 $ 113,000 $ 18,833 $ 199,000
Berrien, Michigan 6 $ 119,000 $ 19,833 $ 88,000
Livingston, Michigan 6 $ 93,000 $ 15,500 $ 84,000
Ottawa, Michigan 6 $ 121,000 $ 20,166 $ 96,000
Dakota, Minnesota 6 $ 98,000 $ 16,333 $ 93,000
Washington, Minnesota 6 $ 196,000 $ 32,666 $ 150,000
Otoe, Nebraska 6 $ 154,000 $ 25,666 $ 152,000
Hunterdon, New Jersey 6 $ 121,000 $ 20,166 $ 210,000
Passaic, New Jersey 6 $ 109,000 $ 18,166 $ 98,000
Warren, New Jersey 6 $ 111,000 $ 18,500 $ 83,000
Lea, New Mexico 6 $ 119,000 $ 19,833 $ 90,000
Oneida, New York 6 $ 95,000 $ 15,833 $ 107,000
Onondaga, New York 6 $ 86,000 $ 14,333 $ 74,000
Richmond, New York 6 $ 124,000 $ 20,666 $ 139,000
Tompkins, New York 6 $ 101,000 $ 16,833 $ 114,000
Wayne, New York 6 $ 58,000 $ 9,666 $ 54,000
Franklin, North Carolina 6 $ 85,000 $ 14,166 $ 46,000
Gaston, North Carolina 6 $ 126,000 $ 21,000 $ 75,000
Auglaize, Ohio 6 $ 111,000 $ 18,500 $ 69,000
Clermont, Ohio 6 $ 118,000 $ 19,666 $ 75,000
Fairfield, Ohio 6 $ 85,000 $ 14,166 $ 107,000
Pickaway, Ohio 6 $ 169,000 $ 28,166 $ 93,000
Grady, Oklahoma 6 $ 117,000 $ 19,500 $ 66,000
Klamath, Oregon 6 $ 149,000 $ 24,833 $ 82,000
Cumberland, Pennsylvania 6 $ 177,000 $ 29,500 $ 382,000
Darlington, South Carolina 6 $ 127,000 $ 21,166 $ 163,000
Laurens, South Carolina 6 $ 147,000 $ 24,500 $ 92,000
Lexington, South Carolina 6 $ 109,000 $ 18,166 $ 61,000
Dickson, Tennessee 6 $ 119,000 $ 19,833 $ 84,000
Marshall, Tennessee 6 $ 120,000 $ 20,000 $ 72,000
Cherokee, Texas 6 $ 128,000 $ 21,333 $ 99,000
Freestone, Texas 6 $ 96,000 $ 16,000 $ 67,000
Limestone, Texas 6 $ 68,000 $ 11,333 $ 23,000
Tooele, Utah 6 $ 168,000 $ 28,000 $ 87,000
Thurston, Washington 6 $ 99,000 $ 16,500 $ 65,000
Page:

Mortgage Loan Application Detail Totals for Admirals Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 11,875 $271,244,000 $22,000 $333,000 $97,000 $6,110,000
Refinancing 47 $28,644,000 $609,000 $5,826,000 $62,000 $172,000
Home Purchase 17 $20,129,000 $1,184,000 $5,251,000 $53,000 $185,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,738 $155,328,000 $23,000 $333,000 $97,000 $5,448,000
Not Provided 3,317 $82,742,000 $24,000 $157,000 $100,000 $6,110,000
Black or African American 782 $16,948,000 $21,000 $455,000 $74,000 $1,317,000
Hispanic 779 $19,300,000 $24,000 $500,000 $100,000 $4,825,000
Asian 204 $4,890,000 $23,000 $414,000 $118,000 $650,000
American Indian or Alaskan Native 77 $1,747,000 $22,000 $58,000 $77,000 $267,000
Native Hawaiin or Other Pacific Islander 26 $1,010,000 $38,000 $330,000 $96,000 $276,000
Not applicable 16 $38,052,000 $2,378,000 $5,826,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 7,020 $165,222,000 $23,000 $500,000 $96,000 $5,448,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,919 $154,795,000 $31,000 $5,826,000 $98,000 $6,110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 5,372 $130,773,000 $24,000 $425,000 $87,000 $6,110,000
Loan Originated 3,706 $86,930,000 $23,000 $333,000 $103,000 $4,825,000
File Closed For Incompleteness 1,778 $40,434,000 $22,000 $322,000 $103,000 $2,340,000
Application Withdrawn By Applicant 890 $19,594,000 $22,000 $500,000 $116,000 $1,584,000
Application Approved But Not Accepted 177 $4,234,000 $23,000 $65,000 $99,000 $317,000
Loan Purchased By The Institution 16 $38,052,000 $2,378,000 $5,826,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,884 $68,359,000 $23,000 $175,000 $97,000 $6,110,000
Debt-To-Income Ratio 1,731 $39,921,000 $23,000 $375,000 $66,000 $357,000
Other 332 $9,229,000 $27,000 $425,000 $129,000 $2,424,000
Insufficient Cash (Downpayment, Closing Cost) 250 $7,977,000 $31,000 $65,000 $65,000 $203,000
Collateral 134 $3,917,000 $29,000 $230,000 $91,000 $330,000
Unverifiable Information 21 $645,000 $30,000 $84,000 $107,000 $204,000
Employment History 18 $678,000 $37,000 $330,000 $92,000 $432,000
Credit Application Incomplete 1 $39,000 $39,000 $39,000 $46,000 $46,000
Mortgage Insurance Denied 1 $8,000 $8,000 $8,000 $97,000 $97,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet with aggregated HMDA statistics today.

Download the Rhode Island Lender List