Admirals Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Admirals Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Admirals Bank 15 Park Row West Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,939 |
| Total Mortgage Loan Application Amount | $320,017,000 |
| Average Mortgage Loan Application Amount | $605,000 |
| Highest Mortgage Loan Application Amount | $5,826,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $6,110,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Admirals Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Admirals Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Admirals Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Admirals Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Admirals Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Admirals Bank's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN ANTONIO-NEW BRAUNFELS, TX | 312 | $ 8,032,000 | $ 25,000 | $ 74,000 |
| DALLAS-PLANO-IRVING, TX | 290 | $ 7,000,000 | $ 24,000 | $ 96,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 271 | $ 4,581,000 | $ 16,000 | $ 92,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 230 | $ 6,321,000 | $ 27,000 | $ 119,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 212 | $ 2,755,000 | $ 12,000 | $ 70,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 181 | $ 9,535,000 | $ 52,000 | $ 128,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 172 | $ 5,360,000 | $ 31,000 | $ 110,000 |
| PROVIDENCE-WARWICK, RI-MA | 152 | $ 4,354,000 | $ 38,000 | $ 110,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 147 | $ 3,242,000 | $ 22,000 | $ 87,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 146 | $ 3,598,000 | $ 28,000 | $ 114,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 140 | $ 8,825,000 | $ 63,000 | $ 170,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 134 | $ 2,682,000 | $ 19,500 | $ 117,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 132 | $ 4,003,000 | $ 30,000 | $ 150,000 |
| KANSAS CITY, MO-KS | 125 | $ 3,180,000 | $ 25,000 | $ 91,000 |
| SAN DIEGO-CARLSBAD, CA | 123 | $ 3,280,000 | $ 26,000 | $ 134,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 114 | $ 3,107,000 | $ 27,000 | $ 159,000 |
| LAFAYETTE, LA | 113 | $ 3,111,000 | $ 27,000 | $ 100,000 |
| DENVER-AURORA-LAKEWOOD, CO | 111 | $ 3,837,000 | $ 34,000 | $ 127,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 111 | $ 1,980,000 | $ 17,000 | $ 74,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 110 | $ 3,707,000 | $ 33,000 | $ 99,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 107 | $ 6,481,000 | $ 60,000 | $ 87,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 107 | $ 2,168,000 | $ 20,000 | $ 78,000 |
| SALT LAKE CITY, UT | 101 | $ 2,685,000 | $ 26,000 | $ 90,000 |
| ST. LOUIS, MO-IL | 88 | $ 1,820,000 | $ 19,500 | $ 85,000 |
| AUSTIN-ROUND ROCK, TX | 87 | $ 2,455,000 | $ 28,000 | $ 105,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 85 | $ 2,438,000 | $ 26,500 | $ 135,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 80 | $ 1,571,000 | $ 20,500 | $ 78,000 |
| PITTSBURGH, PA | 80 | $ 1,865,000 | $ 23,000 | $ 83,000 |
| FRESNO, CA | 79 | $ 2,476,000 | $ 31,000 | $ 115,000 |
| COLUMBUS, OH | 76 | $ 1,865,000 | $ 24,000 | $ 98,000 |
| CAMDEN, NJ | 74 | $ 1,485,000 | $ 20,000 | $ 106,000 |
| JACKSONVILLE, FL | 73 | $ 1,125,000 | $ 15,000 | $ 82,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 73 | $ 1,959,000 | $ 28,000 | $ 89,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 72 | $ 967,000 | $ 13,000 | $ 158,000 |
| PROVO-OREM, UT | 72 | $ 1,822,000 | $ 25,000 | $ 104,000 |
| FORT WORTH-ARLINGTON, TX | 71 | $ 2,057,000 | $ 28,000 | $ 87,000 |
| LAKE CHARLES, LA | 70 | $ 1,667,000 | $ 23,000 | $ 89,000 |
| BAKERSFIELD, CA | 68 | $ 2,193,000 | $ 32,000 | $ 95,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 68 | $ 1,419,000 | $ 20,000 | $ 120,000 |
| OKLAHOMA CITY, OK | 67 | $ 1,333,000 | $ 19,000 | $ 95,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 66 | $ 1,222,000 | $ 18,000 | $ 91,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 66 | $ 1,282,000 | $ 19,000 | $ 76,000 |
| NEWARK, NJ-PA | 64 | $ 1,208,000 | $ 19,000 | $ 103,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 63 | $ 1,931,000 | $ 30,000 | $ 167,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 63 | $ 1,519,000 | $ 24,000 | $ 94,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 61 | $ 1,326,000 | $ 21,000 | $ 148,000 |
| OGDEN-CLEARFIELD, UT | 60 | $ 1,572,000 | $ 26,000 | $ 99,000 |
| PHILADELPHIA, PA | 60 | $ 1,289,000 | $ 21,000 | $ 74,000 |
| WICHITA, KS | 59 | $ 1,258,000 | $ 21,000 | $ 73,000 |
| RICHMOND, VA | 58 | $ 905,000 | $ 15,000 | $ 84,000 |
| SPOKANE-SPOKANE VALLEY, WA | 58 | $ 1,725,000 | $ 29,000 | $ 85,000 |
| SALISBURY, MD-DE | 57 | $ 1,218,000 | $ 21,500 | $ 93,500 |
| GARY, IN | 56 | $ 1,155,000 | $ 20,000 | $ 81,000 |
| WILMINGTON, DE-MD-NJ | 55 | $ 1,550,000 | $ 24,666 | $ 108,666 |
| GREELEY, CO | 52 | $ 1,809,000 | $ 34,000 | $ 96,000 |
| BOSTON, MA | 51 | $ 4,185,000 | $ 82,000 | $ 115,000 |
| CARBONDALE-MARION, IL | 50 | $ 1,006,000 | $ 20,000 | $ 95,000 |
| KENNEWICK-RICHLAND, WA | 50 | $ 5,006,000 | $ 100,000 | $ 105,000 |
| CINCINNATI, OH-KY-IN | 49 | $ 1,121,000 | $ 30,333 | $ 83,333 |
| COLORADO SPRINGS, CO | 48 | $ 1,542,000 | $ 32,000 | $ 121,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 45 | $ 767,000 | $ 17,000 | $ 58,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 45 | $ 6,266,000 | $ 139,000 | $ 109,000 |
| RALEIGH, NC | 45 | $ 872,000 | $ 19,000 | $ 85,000 |
| TULSA, OK | 44 | $ 868,000 | $ 19,000 | $ 75,000 |
| STOCKTON-LODI, CA | 43 | $ 1,090,000 | $ 25,000 | $ 99,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 42 | $ 1,501,000 | $ 35,000 | $ 164,000 |
| SHREVEPORT-BOSSIER CITY, LA | 42 | $ 915,000 | $ 21,000 | $ 82,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 41 | $ 1,425,000 | $ 34,000 | $ 106,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 41 | $ 683,000 | $ 16,000 | $ 84,000 |
| LONGVIEW, TX | 40 | $ 682,000 | $ 17,000 | $ 75,000 |
| PINE BLUFF, AR | 39 | $ 548,000 | $ 14,000 | $ 104,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 38 | $ 726,000 | $ 19,000 | $ 78,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 38 | $ 1,501,000 | $ 39,000 | $ 62,000 |
| VISALIA-PORTERVILLE, CA | 38 | $ 1,183,000 | $ 31,000 | $ 90,000 |
| LAKELAND-WINTER HAVEN, FL | 37 | $ 628,000 | $ 16,000 | $ 60,000 |
| MEMPHIS, TN-MS-AR | 37 | $ 652,000 | $ 17,500 | $ 73,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 37 | $ 762,000 | $ 21,000 | $ 161,500 |
| SOUTH BEND-MISHAWAKA, IN-MI | 37 | $ 557,000 | $ 15,500 | $ 94,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 36 | $ 614,000 | $ 17,000 | $ 117,000 |
| MODESTO, CA | 35 | $ 841,000 | $ 24,000 | $ 85,000 |
| SPRINGFIELD, MA | 35 | $ 633,000 | $ 18,000 | $ 86,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 34 | $ 706,000 | $ 19,500 | $ 98,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 34 | $ 674,000 | $ 19,000 | $ 98,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 33 | $ 943,000 | $ 28,000 | $ 139,000 |
| ROCHESTER, NY | 32 | $ 448,000 | $ 14,000 | $ 70,000 |
| CLEVELAND-ELYRIA, OH | 31 | $ 543,000 | $ 17,000 | $ 118,000 |
| COEUR D'ALENE, ID | 31 | $ 1,126,000 | $ 36,000 | $ 82,000 |
| COLUMBIA, SC | 31 | $ 600,000 | $ 19,000 | $ 74,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 31 | $ 924,000 | $ 29,000 | $ 59,000 |
| OCALA, FL | 31 | $ 506,000 | $ 16,000 | $ 61,000 |
| SHERMAN-DENISON, TX | 31 | $ 442,000 | $ 14,000 | $ 89,000 |
| WORCESTER, MA-CT | 31 | $ 1,175,000 | $ 25,000 | $ 95,000 |
| ALBUQUERQUE, NM | 30 | $ 616,000 | $ 20,000 | $ 101,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 30 | $ 678,000 | $ 22,000 | $ 135,000 |
| NEW ORLEANS-METAIRIE, LA | 29 | $ 712,000 | $ 24,000 | $ 78,000 |
| TYLER, TX | 29 | $ 421,000 | $ 14,000 | $ 81,000 |
| MERCED, CA | 28 | $ 917,000 | $ 32,000 | $ 87,000 |
| ST. GEORGE, UT | 28 | $ 960,000 | $ 34,000 | $ 86,000 |
| ELKHART-GOSHEN, IN | 27 | $ 320,000 | $ 11,000 | $ 76,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 27 | $ 680,000 | $ 25,000 | $ 101,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 27 | $ 539,000 | $ 19,000 | $ 70,000 |
| SAVANNAH, GA | 27 | $ 3,564,000 | $ 132,000 | $ 51,000 |
| BEAUMONT-PORT ARTHUR, TX | 25 | $ 782,000 | $ 31,000 | $ 92,000 |
| CAPE CORAL-FORT MYERS, FL | 25 | $ 330,000 | $ 13,000 | $ 90,000 |
| VALLEJO-FAIRFIELD, CA | 25 | $ 659,000 | $ 26,000 | $ 168,000 |
| BATON ROUGE, LA | 24 | $ 533,000 | $ 22,000 | $ 78,000 |
| BIRMINGHAM-HOOVER, AL | 24 | $ 351,000 | $ 14,000 | $ 75,000 |
| LAS CRUCES, NM | 24 | $ 468,000 | $ 19,000 | $ 101,000 |
| YUBA CITY, CA | 24 | $ 695,000 | $ 28,000 | $ 151,000 |
| AKRON, OH | 23 | $ 591,000 | $ 25,000 | $ 87,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 23 | $ 669,000 | $ 29,000 | $ 93,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 22 | $ 484,000 | $ 22,000 | $ 109,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 22 | $ 614,000 | $ 27,000 | $ 69,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 22 | $ 458,000 | $ 19,500 | $ 88,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 22 | $ 581,000 | $ 26,000 | $ 119,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 22 | $ 1,655,000 | $ 75,000 | $ 105,000 |
| CHATTANOOGA, TN-GA | 21 | $ 390,000 | $ 18,500 | $ 66,000 |
| HOT SPRINGS, AR | 21 | $ 257,000 | $ 12,000 | $ 60,000 |
| NEW HAVEN-MILFORD, CT | 21 | $ 452,000 | $ 21,000 | $ 123,000 |
| NORWICH-NEW LONDON, CT | 21 | $ 451,000 | $ 21,000 | $ 103,000 |
| GRAND RAPIDS-WYOMING, MI | 20 | $ 458,000 | $ 22,000 | $ 83,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 20 | $ 578,000 | $ 28,500 | $ 104,000 |
| DES MOINES-WEST DES MOINES, IA | 19 | $ 476,000 | $ 25,000 | $ 93,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 19 | $ 422,000 | $ 29,000 | $ 64,500 |
| FORT COLLINS, CO | 19 | $ 604,000 | $ 31,000 | $ 115,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 19 | $ 383,000 | $ 19,000 | $ 67,500 |
| PRESCOTT, AZ | 19 | $ 356,000 | $ 18,000 | $ 93,000 |
| PUEBLO, CO | 19 | $ 527,000 | $ 27,000 | $ 67,000 |
| SPARTANBURG, SC | 19 | $ 585,000 | $ 30,000 | $ 86,000 |
| SYRACUSE, NY | 19 | $ 273,000 | $ 14,000 | $ 81,000 |
| TALLAHASSEE, FL | 19 | $ 203,000 | $ 10,000 | $ 61,000 |
| YORK-HANOVER, PA | 19 | $ 375,000 | $ 19,000 | $ 97,000 |
| BOISE CITY, ID | 18 | $ 377,000 | $ 20,000 | $ 78,000 |
| GREENSBORO-HIGH POINT, NC | 18 | $ 2,583,000 | $ 143,000 | $ 58,000 |
| HOUMA-THIBODAUX, LA | 18 | $ 582,000 | $ 32,000 | $ 110,000 |
| MANCHESTER-NASHUA, NH | 18 | $ 458,000 | $ 25,000 | $ 103,000 |
| TOPEKA, KS | 18 | $ 1,012,000 | $ 56,000 | $ 114,000 |
| WINSTON-SALEM, NC | 18 | $ 270,000 | $ 15,000 | $ 53,000 |
| ASHEVILLE, NC | 17 | $ 221,000 | $ 13,000 | $ 83,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 17 | $ 399,000 | $ 23,000 | $ 157,000 |
| DAYTON, OH | 17 | $ 371,000 | $ 21,000 | $ 102,000 |
| DOVER, DE | 17 | $ 365,000 | $ 21,000 | $ 73,000 |
| EAST STROUDSBURG, PA | 17 | $ 398,000 | $ 23,000 | $ 94,000 |
| MOBILE, AL | 17 | $ 195,000 | $ 11,000 | $ 62,000 |
| REDDING, CA | 17 | $ 418,000 | $ 24,000 | $ 104,000 |
| TEXARKANA, TX-AR | 17 | $ 354,000 | $ 20,500 | $ 100,000 |
| ALBANY-SCHENECTADY-TROY, NY | 16 | $ 296,000 | $ 18,000 | $ 118,000 |
| JOPLIN, MO | 16 | $ 398,000 | $ 24,000 | $ 72,000 |
| MONROE, LA | 16 | $ 245,000 | $ 15,000 | $ 66,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 16 | $ 323,000 | $ 20,000 | $ 87,000 |
| YAKIMA, WA | 16 | $ 459,000 | $ 28,000 | $ 77,000 |
| HANFORD-CORCORAN, CA | 15 | $ 541,000 | $ 36,000 | $ 104,000 |
| KNOXVILLE, TN | 15 | $ 307,000 | $ 20,000 | $ 70,000 |
| LANCASTER, PA | 15 | $ 300,000 | $ 20,000 | $ 77,000 |
| CHICO, CA | 14 | $ 317,000 | $ 22,000 | $ 102,000 |
| PORTLAND-SOUTH PORTLAND, ME | 14 | $ 474,000 | $ 33,000 | $ 99,000 |
| PUNTA GORDA, FL | 14 | $ 241,000 | $ 17,000 | $ 99,000 |
| SPRINGFIELD, MO | 14 | $ 364,000 | $ 26,000 | $ 77,000 |
| TOLEDO, OH | 14 | $ 313,000 | $ 22,000 | $ 89,000 |
| TUCSON, AZ | 14 | $ 310,000 | $ 22,000 | $ 78,000 |
| WALLA WALLA, WA | 14 | $ 508,000 | $ 36,000 | $ 108,000 |
| FAYETTEVILLE, NC | 13 | $ 395,000 | $ 30,000 | $ 81,000 |
| HOMOSASSA SPRINGS, FL | 13 | $ 188,000 | $ 14,000 | $ 68,000 |
| WACO, TX | 13 | $ 254,000 | $ 19,000 | $ 102,000 |
| ALEXANDRIA, LA | 12 | $ 332,000 | $ 27,000 | $ 122,000 |
| BEND-REDMOND, OR | 12 | $ 343,000 | $ 28,000 | $ 111,000 |
| CLARKSVILLE, TN-KY | 12 | $ 291,000 | $ 23,000 | $ 80,500 |
| COLUMBUS, GA-AL | 12 | $ 250,000 | $ 16,000 | $ 114,500 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 12 | $ 374,000 | $ 31,000 | $ 55,000 |
| HUNTSVILLE, AL | 12 | $ 146,000 | $ 12,000 | $ 86,000 |
| KILLEEN-TEMPLE, TX | 12 | $ 355,000 | $ 29,000 | $ 77,000 |
| LOGAN, UT-ID | 12 | $ 262,000 | $ 21,000 | $ 58,500 |
| READING, PA | 12 | $ 212,000 | $ 17,000 | $ 110,000 |
| RENO, NV | 12 | $ 198,000 | $ 16,000 | $ 135,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 12 | $ 248,000 | $ 20,500 | $ 71,000 |
| DECATUR, IL | 11 | $ 130,000 | $ 11,000 | $ 83,000 |
| EVANSVILLE, IN-KY | 11 | $ 249,000 | $ 18,500 | $ 86,000 |
| FORT WAYNE, IN | 11 | $ 230,000 | $ 20,000 | $ 127,000 |
| MCALLEN-EDINBURG-MISSION, TX | 11 | $ 415,000 | $ 37,000 | $ 53,000 |
| MICHIGAN CITY-LA PORTE, IN | 11 | $ 196,000 | $ 17,000 | $ 74,000 |
| BLOOMSBURG-BERWICK, PA | 10 | $ 185,000 | $ 18,000 | $ 117,000 |
| FARMINGTON, NM | 10 | $ 318,000 | $ 31,000 | $ 67,000 |
| FLORENCE, SC | 10 | $ 225,000 | $ 22,000 | $ 171,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 10 | $ 187,000 | $ 15,000 | $ 78,000 |
| HARRISBURG-CARLISLE, PA | 10 | $ 249,000 | $ 24,000 | $ 252,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 10 | $ 203,000 | $ 20,000 | $ 66,500 |
| LUBBOCK, TX | 10 | $ 228,000 | $ 22,000 | $ 64,000 |
| MADERA, CA | 10 | $ 274,000 | $ 27,000 | $ 344,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 10 | $ 264,000 | $ 25,000 | $ 67,500 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 10 | $ 237,000 | $ 23,000 | $ 89,000 |
| SANTA ROSA, CA | 10 | $ 237,000 | $ 23,000 | $ 130,000 |
| SPRINGFIELD, OH | 10 | $ 229,000 | $ 22,000 | $ 105,000 |
| TACOMA-LAKEWOOD, WA | 10 | $ 235,000 | $ 23,000 | $ 147,000 |
| BROWNSVILLE-HARLINGEN, TX | 9 | $ 306,000 | $ 34,000 | $ 82,000 |
| CAPE GIRARDEAU, MO-IL | 9 | $ 216,000 | $ 25,000 | $ 64,500 |
| CORPUS CHRISTI, TX | 9 | $ 290,000 | $ 32,000 | $ 197,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 9 | $ 145,000 | $ 16,000 | $ 75,000 |
| DULUTH, MN-WI | 9 | $ 210,000 | $ 23,000 | $ 79,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 146,000 | $ 16,000 | $ 78,000 |
| EL CENTRO, CA | 9 | $ 265,000 | $ 29,000 | $ 80,000 |
| FORT SMITH, AR-OK | 9 | $ 193,000 | $ 17,500 | $ 109,000 |
| GREENVILLE, NC | 9 | $ 248,000 | $ 27,000 | $ 77,000 |
| LYNCHBURG, VA | 9 | $ 172,000 | $ 19,000 | $ 78,000 |
| MADISON, WI | 9 | $ 277,000 | $ 30,000 | $ 66,000 |
| SANTA CRUZ-WATSONVILLE, CA | 9 | $ 140,000 | $ 15,000 | $ 274,000 |
| TERRE HAUTE, IN | 9 | $ 178,000 | $ 19,000 | $ 72,000 |
| TRENTON, NJ | 9 | $ 277,000 | $ 30,000 | $ 129,000 |
| VINELAND-BRIDGETON, NJ | 9 | $ 171,000 | $ 19,000 | $ 79,000 |
| WINCHESTER, VA-WV | 9 | $ 168,000 | $ 18,000 | $ 129,000 |
| HICKORY-LENOIR-MORGANTON, NC | 8 | $ 116,000 | $ 14,000 | $ 43,000 |
| MACON, GA | 8 | $ 155,000 | $ 19,000 | $ 61,000 |
| MORGANTOWN, WV | 8 | $ 147,000 | $ 18,000 | $ 671,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 8 | $ 185,000 | $ 23,000 | $ 78,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 8 | $ 166,000 | $ 20,000 | $ 108,000 |
| SANTA FE, NM | 8 | $ 147,000 | $ 18,000 | $ 83,000 |
| SANTA MARIA-SANTA BARBARA, CA | 8 | $ 209,000 | $ 26,000 | $ 97,000 |
| SIERRA VISTA-DOUGLAS, AZ | 8 | $ 166,000 | $ 20,000 | $ 87,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 136,000 | $ 19,000 | $ 93,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 7 | $ 162,000 | $ 23,000 | $ 178,000 |
| CHEYENNE, WY | 7 | $ 213,000 | $ 30,000 | $ 89,000 |
| ELGIN, IL | 7 | $ 114,000 | $ 16,000 | $ 101,000 |
| GREAT FALLS, MT | 7 | $ 84,000 | $ 12,000 | $ 74,000 |
| KINGSTON, NY | 7 | $ 91,000 | $ 13,000 | $ 95,000 |
| LAREDO, TX | 7 | $ 206,000 | $ 29,000 | $ 118,000 |
| LIMA, OH | 7 | $ 167,000 | $ 23,000 | $ 86,000 |
| MANHATTAN, KS | 7 | $ 184,000 | $ 26,000 | $ 109,000 |
| MANSFIELD, OH | 7 | $ 87,000 | $ 12,000 | $ 73,000 |
| MUNCIE, IN | 7 | $ 108,000 | $ 15,000 | $ 55,000 |
| PANAMA CITY, FL | 7 | $ 112,000 | $ 16,000 | $ 80,000 |
| ROANOKE, VA | 7 | $ 430,000 | $ 61,000 | $ 95,000 |
| ROCHESTER, MN | 7 | $ 61,000 | $ 8,000 | $ 73,000 |
| ROCKFORD, IL | 7 | $ 138,000 | $ 19,000 | $ 90,000 |
| SIOUX CITY, IA-NE-SD | 7 | $ 249,000 | $ 29,000 | $ 147,500 |
| WENATCHEE, WA | 7 | $ 245,000 | $ 35,000 | $ 102,000 |
| WILMINGTON, NC | 7 | $ 149,000 | $ 21,000 | $ 69,000 |
| CANTON-MASSILLON, OH | 6 | $ 148,000 | $ 24,000 | $ 79,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 6 | $ 101,000 | $ 16,000 | $ 81,000 |
| ITHACA, NY | 6 | $ 101,000 | $ 16,000 | $ 114,000 |
| JANESVILLE-BELOIT, WI | 6 | $ 124,000 | $ 20,000 | $ 103,000 |
| KANKAKEE, IL | 6 | $ 363,000 | $ 60,000 | $ 108,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 119,000 | $ 19,000 | $ 88,000 |
| OLYMPIA-TUMWATER, WA | 6 | $ 99,000 | $ 16,000 | $ 65,000 |
| SALEM, OR | 6 | $ 146,000 | $ 24,000 | $ 87,000 |
| SAN RAFAEL, CA | 6 | $ 161,000 | $ 26,000 | $ 139,000 |
| SPRINGFIELD, IL | 6 | $ 209,000 | $ 34,000 | $ 97,000 |
| URBAN HONOLULU, HI | 6 | $ 271,000 | $ 45,000 | $ 44,000 |
| UTICA-ROME, NY | 6 | $ 95,000 | $ 15,000 | $ 107,000 |
| AMARILLO, TX | 5 | $ 180,000 | $ 36,000 | $ 93,000 |
| ANN ARBOR, MI | 5 | $ 158,000 | $ 31,000 | $ 158,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 151,000 | $ 30,000 | $ 75,000 |
| BARNSTABLE TOWN, MA | 5 | $ 139,000 | $ 27,000 | $ 124,000 |
| BLOOMINGTON, IL | 5 | $ 94,000 | $ 18,000 | $ 59,000 |
| CLEVELAND, TN | 5 | $ 70,000 | $ 14,000 | $ 77,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 118,000 | $ 24,000 | $ 77,500 |
| GLENS FALLS, NY | 5 | $ 92,000 | $ 18,000 | $ 84,000 |
| JACKSON, MI | 5 | $ 156,000 | $ 31,000 | $ 77,000 |
| JACKSON, MS | 5 | $ 137,000 | $ 27,000 | $ 145,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 87,000 | $ 17,000 | $ 86,000 |
| LINCOLN, NE | 5 | $ 65,000 | $ 13,000 | $ 53,000 |
| MONTGOMERY, AL | 5 | $ 80,000 | $ 16,000 | $ 90,000 |
| NAPA, CA | 5 | $ 160,000 | $ 32,000 | $ 110,000 |
| ODESSA, TX | 5 | $ 200,000 | $ 40,000 | $ 73,000 |
| RACINE, WI | 5 | $ 70,000 | $ 14,000 | $ 66,000 |
| RAPID CITY, SD | 5 | $ 90,000 | $ 18,000 | $ 95,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 104,000 | $ 20,000 | $ 103,000 |
| SIOUX FALLS, SD | 5 | $ 160,000 | $ 32,000 | $ 150,000 |
| TUSCALOOSA, AL | 5 | $ 104,000 | $ 20,000 | $ 87,000 |
| AMES, IA | 4 | $ 94,000 | $ 23,000 | $ 56,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 43,000 | $ 10,000 | $ 83,000 |
| AUBURN-OPELIKA, AL | 4 | $ 75,000 | $ 18,000 | $ 48,000 |
| BILLINGS, MT | 4 | $ 75,000 | $ 18,000 | $ 142,000 |
| BOULDER, CO | 4 | $ 78,000 | $ 19,000 | $ 104,000 |
| CHARLOTTESVILLE, VA | 4 | $ 85,000 | $ 21,000 | $ 72,000 |
| DOTHAN, AL | 4 | $ 50,000 | $ 12,000 | $ 68,000 |
| EUGENE, OR | 4 | $ 69,000 | $ 17,000 | $ 96,000 |
| FAIRBANKS, AK | 4 | $ 119,000 | $ 29,000 | $ 90,000 |
| HATTIESBURG, MS | 4 | $ 99,000 | $ 24,000 | $ 80,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 4 | $ 80,000 | $ 20,000 | $ 90,000 |
| JEFFERSON CITY, MO | 4 | $ 93,000 | $ 23,000 | $ 61,000 |
| LEWISTON, ID-WA | 4 | $ 93,000 | $ 23,000 | $ 121,000 |
| MEDFORD, OR | 4 | $ 127,000 | $ 31,000 | $ 73,000 |
| MIDLAND, TX | 4 | $ 150,000 | $ 37,000 | $ 122,000 |
| MONROE, MI | 4 | $ 153,000 | $ 38,000 | $ 89,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 92,000 | $ 23,000 | $ 116,000 |
| PEORIA, IL | 4 | $ 117,000 | $ 29,000 | $ 60,000 |
| YUMA, AZ | 4 | $ 120,000 | $ 30,000 | $ 108,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 3 | $ 41,000 | $ 13,000 | $ 56,000 |
| APPLETON, WI | 3 | $ 73,000 | $ 24,000 | $ 117,000 |
| BISMARCK, ND | 3 | $ 124,000 | $ 41,000 | $ 87,000 |
| CASPER, WY | 3 | $ 52,000 | $ 17,000 | $ 60,000 |
| CEDAR RAPIDS, IA | 3 | $ 42,000 | $ 14,000 | $ 169,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 58,000 | $ 19,000 | $ 131,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 135,000 | $ 45,000 | $ 73,000 |
| CUMBERLAND, MD-WV | 3 | $ 44,000 | $ 14,000 | $ 119,000 |
| DECATUR, AL | 3 | $ 40,000 | $ 13,000 | $ 118,000 |
| EL PASO, TX | 3 | $ 60,000 | $ 20,000 | $ 77,000 |
| ERIE, PA | 3 | $ 86,000 | $ 28,000 | $ 64,000 |
| FLINT, MI | 3 | $ 55,000 | $ 18,000 | $ 77,000 |
| GAINESVILLE, FL | 3 | $ 36,000 | $ 12,000 | $ 19,000 |
| GRAND JUNCTION, CO | 3 | $ 85,000 | $ 28,000 | $ 42,000 |
| HAMMOND, LA | 3 | $ 64,000 | $ 21,000 | $ 83,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 56,000 | $ 16,500 | $ 34,500 |
| JONESBORO, AR | 3 | $ 54,000 | $ 18,000 | $ 111,000 |
| LAWRENCE, KS | 3 | $ 106,000 | $ 35,000 | $ 103,000 |
| LEBANON, PA | 3 | $ 79,000 | $ 26,000 | $ 89,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 54,000 | $ 18,000 | $ 70,000 |
| MUSKEGON, MI | 3 | $ 52,000 | $ 17,000 | $ 62,000 |
| OCEAN CITY, NJ | 3 | $ 68,000 | $ 22,000 | $ 91,000 |
| PORT ST. LUCIE, FL | 3 | $ 61,000 | $ 20,000 | $ 104,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 3 | $ 45,000 | $ 15,000 | $ 51,000 |
| THE VILLAGES, FL | 3 | $ 38,000 | $ 12,000 | $ 37,000 |
| WARNER ROBINS, GA | 3 | $ 40,000 | $ 13,000 | $ 74,000 |
| ABILENE, TX | 2 | $ 69,000 | $ 34,000 | $ 61,000 |
| ALBANY, OR | 2 | $ 23,000 | $ 11,000 | $ 46,000 |
| BATTLE CREEK, MI | 2 | $ 34,000 | $ 17,000 | $ 78,000 |
| BINGHAMTON, NY | 2 | $ 22,000 | $ 11,000 | $ 71,000 |
| BRUNSWICK, GA | 2 | $ 29,000 | $ 14,000 | $ 96,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 30,000 | $ 15,000 | $ 69,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 41,000 | $ 20,000 | $ 59,000 |
| CHARLESTON, WV | 2 | $ 40,000 | $ 20,000 | $ 124,000 |
| COLUMBIA, MO | 2 | $ 58,000 | $ 29,000 | $ 59,000 |
| COLUMBUS, IN | 2 | $ 89,000 | $ 44,000 | $ 123,000 |
| CORVALLIS, OR | 2 | $ 50,000 | $ 25,000 | $ 38,000 |
| ELMIRA, NY | 2 | $ 22,000 | $ 11,000 | $ 70,000 |
| FLAGSTAFF, AZ | 2 | $ 42,000 | $ 21,000 | $ 65,000 |
| GAINESVILLE, GA | 2 | $ 16,000 | $ 8,000 | $ 53,000 |
| GRAND FORKS, ND-MN | 2 | $ 87,000 | $ 43,000 | $ 200,000 |
| HINESVILLE, GA | 2 | $ 42,000 | $ 21,000 | $ 59,000 |
| IDAHO FALLS, ID | 2 | $ 30,000 | $ 15,000 | $ 40,000 |
| JOHNSON CITY, TN | 2 | $ 30,000 | $ 15,000 | $ 94,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 92,000 | $ 46,000 | $ 85,000 |
| LONGVIEW, WA | 2 | $ 30,000 | $ 15,000 | $ 77,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 51,000 | $ 25,000 | $ 104,000 |
| NEW BERN, NC | 2 | $ 85,000 | $ 42,000 | $ 103,000 |
| PITTSFIELD, MA | 2 | $ 31,000 | $ 15,000 | $ 54,000 |
| POCATELLO, ID | 2 | $ 48,000 | $ 24,000 | $ 90,000 |
| ROCKY MOUNT, NC | 2 | $ 70,000 | $ 35,000 | $ 78,000 |
| ST. CLOUD, MN | 2 | $ 32,000 | $ 16,000 | $ 69,000 |
| SUMTER, SC | 2 | $ 50,000 | $ 25,000 | $ 110,000 |
| VALDOSTA, GA | 2 | $ 22,000 | $ 11,000 | $ 43,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| WICHITA FALLS, TX | 2 | $ 30,000 | $ 15,000 | $ 68,000 |
| WILLIAMSPORT, PA | 2 | $ 38,000 | $ 19,000 | $ 51,000 |
| ALBANY, GA | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| ANCHORAGE, AK | 1 | $ 9,000 | $ 9,000 | $ 94,000 |
| BANGOR, ME | 1 | $ 16,000 | $ 16,000 | $ 60,000 |
| BAY CITY, MI | 1 | $ 6,000 | $ 6,000 | $ 84,000 |
| BECKLEY, WV | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 4,000 | $ 4,000 | $ 37,000 |
| BLOOMINGTON, IN | 1 | $ 11,000 | $ 11,000 | $ 50,000 |
| BOWLING GREEN, KY | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| BURLINGTON, NC | 1 | $ 6,000 | $ 6,000 | $ 36,000 |
| DALTON, GA | 1 | $ 16,000 | $ 16,000 | $ 43,000 |
| FARGO, ND-MN | 1 | $ 42,000 | $ 42,000 | $ 116,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| GETTYSBURG, PA | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
| GOLDSBORO, NC | 1 | $ 21,000 | $ 21,000 | $ 29,000 |
| GRANTS PASS, OR | 1 | $ 17,000 | $ 17,000 | $ 16,000 |
| GREEN BAY, WI | 1 | $ 6,000 | $ 6,000 | $ 81,000 |
| HARRISONBURG, VA | 1 | $ 36,000 | $ 36,000 | $ 75,000 |
| JOHNSTOWN, PA | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| LANSING-EAST LANSING, MI | 1 | $ 3,000 | $ 3,000 | $ 71,000 |
| MIDLAND, MI | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| MORRISTOWN, TN | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| ROME, GA | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| SALINAS, CA | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| SAN ANGELO, TX | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| ST. JOSEPH, MO-KS | 1 | $ 4,000 | $ 4,000 | $ 53,000 |
| STATE COLLEGE, PA | 1 | $ 38,000 | $ 38,000 | $ 28,000 |
| VICTORIA, TX | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 26,000 | $ 26,000 | $ 120,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Admirals Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 11,875 | $271,244,000 | $22,000 | $333,000 | $97,000 | $6,110,000 |
| Refinancing | 47 | $28,644,000 | $609,000 | $5,826,000 | $62,000 | $172,000 |
| Home Purchase | 17 | $20,129,000 | $1,184,000 | $5,251,000 | $53,000 | $185,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,738 | $155,328,000 | $23,000 | $333,000 | $97,000 | $5,448,000 |
| Not Provided | 3,317 | $82,742,000 | $24,000 | $157,000 | $100,000 | $6,110,000 |
| Black or African American | 782 | $16,948,000 | $21,000 | $455,000 | $74,000 | $1,317,000 |
| Hispanic | 779 | $19,300,000 | $24,000 | $500,000 | $100,000 | $4,825,000 |
| Asian | 204 | $4,890,000 | $23,000 | $414,000 | $118,000 | $650,000 |
| American Indian or Alaskan Native | 77 | $1,747,000 | $22,000 | $58,000 | $77,000 | $267,000 |
| Native Hawaiin or Other Pacific Islander | 26 | $1,010,000 | $38,000 | $330,000 | $96,000 | $276,000 |
| Not applicable | 16 | $38,052,000 | $2,378,000 | $5,826,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 7,020 | $165,222,000 | $23,000 | $500,000 | $96,000 | $5,448,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,919 | $154,795,000 | $31,000 | $5,826,000 | $98,000 | $6,110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 5,372 | $130,773,000 | $24,000 | $425,000 | $87,000 | $6,110,000 |
| Loan Originated | 3,706 | $86,930,000 | $23,000 | $333,000 | $103,000 | $4,825,000 |
| File Closed For Incompleteness | 1,778 | $40,434,000 | $22,000 | $322,000 | $103,000 | $2,340,000 |
| Application Withdrawn By Applicant | 890 | $19,594,000 | $22,000 | $500,000 | $116,000 | $1,584,000 |
| Application Approved But Not Accepted | 177 | $4,234,000 | $23,000 | $65,000 | $99,000 | $317,000 |
| Loan Purchased By The Institution | 16 | $38,052,000 | $2,378,000 | $5,826,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,884 | $68,359,000 | $23,000 | $175,000 | $97,000 | $6,110,000 |
| Debt-To-Income Ratio | 1,731 | $39,921,000 | $23,000 | $375,000 | $66,000 | $357,000 |
| Other | 332 | $9,229,000 | $27,000 | $425,000 | $129,000 | $2,424,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 250 | $7,977,000 | $31,000 | $65,000 | $65,000 | $203,000 |
| Collateral | 134 | $3,917,000 | $29,000 | $230,000 | $91,000 | $330,000 |
| Unverifiable Information | 21 | $645,000 | $30,000 | $84,000 | $107,000 | $204,000 |
| Employment History | 18 | $678,000 | $37,000 | $330,000 | $92,000 | $432,000 |
| Credit Application Incomplete | 1 | $39,000 | $39,000 | $39,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 1 | $8,000 | $8,000 | $8,000 | $97,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Admirals Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.