Admirals Bank Mortgage Lending & HMDA Data, 2016
In 2016, Admirals Bank of Providence, RI reported 11,939 mortgage applications totaling $320.0 million, down 27% from 2015. The average application was for $26,804, and applicants reported an average income of $96,799. 31% of its applications resulted in an originated loan and 45% were denied. Its largest markets were San Antonio-New Braunfels, TX (312), Dallas-Plano-Irving, TX (290) and Tampa-St. Petersburg-Clearwater, FL (271) (applications in parentheses).
| Mortgage Company & Address | Admirals Bank 15 Park Row West Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 11,939 |
| Total Mortgage Loan Application Amount | $320,017,000 |
| Average Mortgage Loan Application Amount | $26,804 |
| Highest Mortgage Loan Application Amount | $5,826,000 |
| Average Applicant Income | $96,799 |
| Highest Applicant Income | $6,110,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Antonio-New Braunfels, TX | 312 | $ 8,032,000 | $ 25,743 | $ 74,000 |
| Dallas-Plano-Irving, TX | 290 | $ 7,000,000 | $ 24,137 | $ 96,000 |
| Tampa-St. Petersburg-Clearwater, FL | 271 | $ 4,581,000 | $ 16,904 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 230 | $ 6,321,000 | $ 27,482 | $ 119,000 |
| Little Rock-North Little Rock-Conway, AR | 212 | $ 2,755,000 | $ 12,995 | $ 70,000 |
| Los Angeles-Long Beach-Glendale, CA | 181 | $ 9,535,000 | $ 52,679 | $ 128,000 |
| Las Vegas-Henderson-Paradise, NV | 172 | $ 5,360,000 | $ 31,162 | $ 110,000 |
| Providence-Warwick, RI-MA | 152 | $ 4,354,000 | $ 28,644 | $ 108,500 |
| Phoenix-Mesa-Scottsdale, AZ | 147 | $ 3,242,000 | $ 22,054 | $ 87,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 146 | $ 3,598,000 | $ 24,643 | $ 121,972 |
| Houston-The Woodlands-Sugar Land, TX | 140 | $ 8,825,000 | $ 63,035 | $ 170,000 |
| New York-Jersey City-White Plains, NY-NJ | 134 | $ 2,682,000 | $ 20,014 | $ 116,970 |
| Sacramento--Roseville--Arden-Arcade, CA | 132 | $ 4,003,000 | $ 30,325 | $ 150,000 |
| Kansas City, MO-KS | 125 | $ 3,180,000 | $ 25,440 | $ 88,600 |
| San Diego-Carlsbad, CA | 123 | $ 3,280,000 | $ 26,666 | $ 134,000 |
| Oakland-Hayward-Berkeley, CA | 114 | $ 3,107,000 | $ 27,254 | $ 159,000 |
| Lafayette, LA | 113 | $ 3,111,000 | $ 27,530 | $ 100,000 |
| Denver-Aurora-Lakewood, CO | 111 | $ 3,837,000 | $ 34,567 | $ 127,000 |
| Warren-Troy-Farmington Hills, MI | 111 | $ 1,980,000 | $ 17,837 | $ 74,000 |
| Chicago-Naperville-Arlington Heights, IL | 110 | $ 3,707,000 | $ 33,700 | $ 99,000 |
| Atlanta-Sandy Springs-Roswell, GA | 107 | $ 6,481,000 | $ 60,570 | $ 87,000 |
| Orlando-Kissimmee-Sanford, FL | 107 | $ 2,168,000 | $ 20,261 | $ 78,000 |
| Salt Lake City, UT | 101 | $ 2,685,000 | $ 26,584 | $ 90,000 |
| St. Louis, MO-IL | 88 | $ 1,820,000 | $ 20,681 | $ 88,181 |
| Austin-Round Rock, TX | 87 | $ 2,455,000 | $ 28,218 | $ 105,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 85 | $ 2,438,000 | $ 28,682 | $ 109,882 |
| Charlotte-Concord-Gastonia, NC-SC | 80 | $ 1,571,000 | $ 19,637 | $ 75,700 |
| Pittsburgh, PA | 80 | $ 1,865,000 | $ 23,312 | $ 83,000 |
| Fresno, CA | 79 | $ 2,476,000 | $ 31,341 | $ 115,000 |
| Columbus, OH | 76 | $ 1,865,000 | $ 24,539 | $ 98,000 |
| Camden, NJ | 74 | $ 1,485,000 | $ 20,067 | $ 106,000 |
| Jacksonville, FL | 73 | $ 1,125,000 | $ 15,410 | $ 82,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 73 | $ 1,959,000 | $ 26,835 | $ 85,547 |
| North Port-Sarasota-Bradenton, FL | 72 | $ 967,000 | $ 13,430 | $ 158,000 |
| Provo-Orem, UT | 72 | $ 1,822,000 | $ 25,305 | $ 104,000 |
| Fort Worth-Arlington, TX | 71 | $ 2,057,000 | $ 28,971 | $ 87,000 |
| Lake Charles, LA | 70 | $ 1,667,000 | $ 23,814 | $ 89,000 |
| Bakersfield, CA | 68 | $ 2,193,000 | $ 32,250 | $ 95,000 |
| Montgomery County-Bucks County-Chester County, PA | 68 | $ 1,419,000 | $ 20,867 | $ 120,000 |
| Oklahoma City, OK | 67 | $ 1,333,000 | $ 19,895 | $ 95,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 66 | $ 1,222,000 | $ 18,515 | $ 91,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 66 | $ 1,282,000 | $ 19,424 | $ 76,000 |
| Newark, NJ-PA | 64 | $ 1,208,000 | $ 18,875 | $ 126,546 |
| Anaheim-Santa Ana-Irvine, CA | 63 | $ 1,931,000 | $ 30,650 | $ 167,000 |
| Greenville-Anderson-Mauldin, SC | 63 | $ 1,519,000 | $ 24,111 | $ 94,000 |
| Baltimore-Columbia-Towson, MD | 61 | $ 1,326,000 | $ 21,737 | $ 148,000 |
| Ogden-Clearfield, UT | 60 | $ 1,572,000 | $ 26,200 | $ 99,000 |
| Philadelphia, PA | 60 | $ 1,289,000 | $ 21,483 | $ 74,000 |
| Wichita, KS | 59 | $ 1,258,000 | $ 21,322 | $ 73,000 |
| Richmond, VA | 58 | $ 905,000 | $ 15,603 | $ 84,000 |
| Spokane-Spokane Valley, WA | 58 | $ 1,725,000 | $ 29,741 | $ 85,000 |
| Salisbury, MD-DE | 57 | $ 1,218,000 | $ 21,368 | $ 90,421 |
| Gary, IN | 56 | $ 1,155,000 | $ 20,625 | $ 81,000 |
| Wilmington, DE-MD-NJ | 55 | $ 1,550,000 | $ 28,181 | $ 102,509 |
| Greeley, CO | 52 | $ 1,809,000 | $ 34,788 | $ 96,000 |
| Boston, MA | 51 | $ 4,185,000 | $ 82,058 | $ 115,000 |
| Carbondale-Marion, IL | 50 | $ 1,006,000 | $ 20,120 | $ 95,000 |
| Kennewick-Richland, WA | 50 | $ 5,006,000 | $ 100,120 | $ 105,000 |
| Cincinnati, OH-KY-IN | 49 | $ 1,121,000 | $ 22,877 | $ 82,265 |
| Colorado Springs, CO | 48 | $ 1,542,000 | $ 32,125 | $ 121,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 45 | $ 767,000 | $ 17,044 | $ 58,000 |
| Charleston-North Charleston, SC | 45 | $ 6,266,000 | $ 139,244 | $ 109,000 |
| Raleigh, NC | 45 | $ 872,000 | $ 19,377 | $ 85,000 |
| Tulsa, OK | 44 | $ 868,000 | $ 19,727 | $ 75,000 |
| Stockton-Lodi, CA | 43 | $ 1,090,000 | $ 25,348 | $ 99,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 42 | $ 1,501,000 | $ 35,738 | $ 164,000 |
| Shreveport-Bossier City, LA | 42 | $ 915,000 | $ 21,785 | $ 82,000 |
| Cambridge-Newton-Framingham, MA | 41 | $ 1,425,000 | $ 34,756 | $ 106,000 |
| Detroit-Dearborn-Livonia, MI | 41 | $ 683,000 | $ 16,658 | $ 84,000 |
| Longview, TX | 40 | $ 682,000 | $ 17,050 | $ 75,000 |
| Pine Bluff, AR | 39 | $ 548,000 | $ 14,051 | $ 104,000 |
| Indianapolis-Carmel-Anderson, IN | 38 | $ 726,000 | $ 19,105 | $ 78,000 |
| Miami-Miami Beach-Kendall, FL | 38 | $ 1,501,000 | $ 39,500 | $ 62,000 |
| Visalia-Porterville, CA | 38 | $ 1,183,000 | $ 31,131 | $ 90,000 |
| Lakeland-Winter Haven, FL | 37 | $ 628,000 | $ 16,972 | $ 60,000 |
| Memphis, TN-MS-AR | 37 | $ 652,000 | $ 17,621 | $ 72,594 |
| Omaha-Council Bluffs, NE-IA | 37 | $ 762,000 | $ 20,594 | $ 195,648 |
| South Bend-Mishawaka, IN-MI | 37 | $ 557,000 | $ 15,054 | $ 78,432 |
| Nassau County-Suffolk County, NY | 36 | $ 614,000 | $ 17,055 | $ 117,000 |
| Modesto, CA | 35 | $ 841,000 | $ 24,028 | $ 85,000 |
| Springfield, MA | 35 | $ 633,000 | $ 18,085 | $ 86,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 34 | $ 706,000 | $ 20,764 | $ 108,529 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 34 | $ 674,000 | $ 19,823 | $ 98,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 33 | $ 943,000 | $ 28,575 | $ 139,000 |
| Rochester, NY | 32 | $ 448,000 | $ 14,000 | $ 70,000 |
| Cleveland-Elyria, OH | 31 | $ 543,000 | $ 17,516 | $ 118,000 |
| Coeur D'Alene, ID | 31 | $ 1,126,000 | $ 36,322 | $ 82,000 |
| Columbia, SC | 31 | $ 600,000 | $ 19,354 | $ 74,000 |
| Lake Havasu City-Kingman, AZ | 31 | $ 924,000 | $ 29,806 | $ 59,000 |
| Ocala, FL | 31 | $ 506,000 | $ 16,322 | $ 61,000 |
| Sherman-Denison, TX | 31 | $ 442,000 | $ 14,258 | $ 89,000 |
| Worcester, MA-CT | 31 | $ 1,175,000 | $ 37,903 | $ 87,161 |
| Albuquerque, NM | 30 | $ 616,000 | $ 20,533 | $ 101,000 |
| Silver Spring-Frederick-Rockville, MD | 30 | $ 678,000 | $ 22,600 | $ 135,000 |
| New Orleans-Metairie, LA | 29 | $ 712,000 | $ 24,551 | $ 78,000 |
| Tyler, TX | 29 | $ 421,000 | $ 14,517 | $ 81,000 |
| Merced, CA | 28 | $ 917,000 | $ 32,750 | $ 87,000 |
| St. George, UT | 28 | $ 960,000 | $ 34,285 | $ 86,000 |
| Elkhart-Goshen, IN | 27 | $ 320,000 | $ 11,851 | $ 76,000 |
| Milwaukee-Waukesha-West Allis, WI | 27 | $ 680,000 | $ 25,185 | $ 101,000 |
| Palm Bay-Melbourne-Titusville, FL | 27 | $ 539,000 | $ 19,962 | $ 70,000 |
| Savannah, GA | 27 | $ 3,564,000 | $ 132,000 | $ 51,000 |
| Beaumont-Port Arthur, TX | 25 | $ 782,000 | $ 31,280 | $ 92,000 |
| Cape Coral-Fort Myers, FL | 25 | $ 330,000 | $ 13,200 | $ 90,000 |
| Vallejo-Fairfield, CA | 25 | $ 659,000 | $ 26,360 | $ 168,000 |
| Baton Rouge, LA | 24 | $ 533,000 | $ 22,208 | $ 78,000 |
| Birmingham-Hoover, AL | 24 | $ 351,000 | $ 14,625 | $ 75,000 |
| Las Cruces, NM | 24 | $ 468,000 | $ 19,500 | $ 101,000 |
| Yuba City, CA | 24 | $ 695,000 | $ 28,958 | $ 151,000 |
| Akron, OH | 23 | $ 591,000 | $ 25,695 | $ 87,000 |
| Hartford-West Hartford-East Hartford, CT | 23 | $ 669,000 | $ 29,086 | $ 93,000 |
| Atlantic City-Hammonton, NJ | 22 | $ 484,000 | $ 22,000 | $ 109,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 22 | $ 614,000 | $ 27,909 | $ 69,000 |
| Louisville/Jefferson County, KY-IN | 22 | $ 458,000 | $ 20,818 | $ 89,045 |
| Rockingham County-Strafford County, NH | 22 | $ 581,000 | $ 26,409 | $ 119,000 |
| Seattle-Bellevue-Everett, WA | 22 | $ 1,655,000 | $ 75,227 | $ 105,000 |
| Chattanooga, TN-GA | 21 | $ 390,000 | $ 18,571 | $ 66,000 |
| Hot Springs, AR | 21 | $ 257,000 | $ 12,238 | $ 60,000 |
| New Haven-Milford, CT | 21 | $ 452,000 | $ 21,523 | $ 123,000 |
| Norwich-New London, CT | 21 | $ 451,000 | $ 21,476 | $ 103,000 |
| Grand Rapids-Wyoming, MI | 20 | $ 458,000 | $ 22,900 | $ 83,000 |
| Lake County-Kenosha County, IL-WI | 20 | $ 578,000 | $ 28,900 | $ 104,000 |
| Des Moines-West Des Moines, IA | 19 | $ 476,000 | $ 25,052 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 19 | $ 422,000 | $ 22,210 | $ 73,052 |
| Fort Collins, CO | 19 | $ 604,000 | $ 31,789 | $ 115,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 19 | $ 383,000 | $ 20,157 | $ 68,947 |
| Prescott, AZ | 19 | $ 356,000 | $ 18,736 | $ 93,000 |
| Pueblo, CO | 19 | $ 527,000 | $ 27,736 | $ 67,000 |
| Spartanburg, SC | 19 | $ 585,000 | $ 30,789 | $ 86,000 |
| Syracuse, NY | 19 | $ 273,000 | $ 14,368 | $ 81,000 |
| Tallahassee, FL | 19 | $ 203,000 | $ 10,684 | $ 61,000 |
| York-Hanover, PA | 19 | $ 375,000 | $ 19,736 | $ 97,000 |
| Boise City, ID | 18 | $ 377,000 | $ 20,944 | $ 78,000 |
| Greensboro-High Point, NC | 18 | $ 2,583,000 | $ 143,500 | $ 58,000 |
| Houma-Thibodaux, LA | 18 | $ 582,000 | $ 32,333 | $ 110,000 |
| Manchester-Nashua, NH | 18 | $ 458,000 | $ 25,444 | $ 103,000 |
| Topeka, KS | 18 | $ 1,012,000 | $ 56,222 | $ 114,000 |
| Winston-Salem, NC | 18 | $ 270,000 | $ 15,000 | $ 53,000 |
| Asheville, NC | 17 | $ 221,000 | $ 13,000 | $ 83,000 |
| Bridgeport-Stamford-Norwalk, CT | 17 | $ 399,000 | $ 23,470 | $ 157,000 |
| Dayton, OH | 17 | $ 371,000 | $ 21,823 | $ 102,000 |
| Dover, DE | 17 | $ 365,000 | $ 21,470 | $ 73,000 |
| East Stroudsburg, PA | 17 | $ 398,000 | $ 23,411 | $ 94,000 |
| Mobile, AL | 17 | $ 195,000 | $ 11,470 | $ 62,000 |
| Redding, CA | 17 | $ 418,000 | $ 24,588 | $ 104,000 |
| Texarkana, TX-AR | 17 | $ 354,000 | $ 20,823 | $ 98,352 |
| Albany-Schenectady-Troy, NY | 16 | $ 296,000 | $ 18,500 | $ 118,000 |
| Joplin, MO | 16 | $ 398,000 | $ 24,875 | $ 72,000 |
| Monroe, LA | 16 | $ 245,000 | $ 15,312 | $ 66,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 16 | $ 323,000 | $ 20,187 | $ 87,000 |
| Yakima, WA | 16 | $ 459,000 | $ 28,687 | $ 77,000 |
| Hanford-Corcoran, CA | 15 | $ 541,000 | $ 36,066 | $ 104,000 |
| Knoxville, TN | 15 | $ 307,000 | $ 20,466 | $ 70,000 |
| Lancaster, PA | 15 | $ 300,000 | $ 20,000 | $ 77,000 |
| Chico, CA | 14 | $ 317,000 | $ 22,642 | $ 102,000 |
| Portland-South Portland, ME | 14 | $ 474,000 | $ 33,857 | $ 99,000 |
| Punta Gorda, FL | 14 | $ 241,000 | $ 17,214 | $ 99,000 |
| Springfield, MO | 14 | $ 364,000 | $ 26,000 | $ 77,000 |
| Toledo, OH | 14 | $ 313,000 | $ 22,357 | $ 89,000 |
| Tucson, AZ | 14 | $ 310,000 | $ 22,142 | $ 78,000 |
| Walla Walla, WA | 14 | $ 508,000 | $ 36,285 | $ 108,000 |
| Fayetteville, NC | 13 | $ 395,000 | $ 30,384 | $ 81,000 |
| Homosassa Springs, FL | 13 | $ 188,000 | $ 14,461 | $ 68,000 |
| Waco, TX | 13 | $ 254,000 | $ 19,538 | $ 102,000 |
| Alexandria, LA | 12 | $ 332,000 | $ 27,666 | $ 122,000 |
| Bend-Redmond, OR | 12 | $ 343,000 | $ 28,583 | $ 111,000 |
| Clarksville, TN-KY | 12 | $ 291,000 | $ 24,250 | $ 68,750 |
| Columbus, GA-AL | 12 | $ 250,000 | $ 20,833 | $ 158,166 |
| Gulfport-Biloxi-Pascagoula, MS | 12 | $ 374,000 | $ 31,166 | $ 55,000 |
| Huntsville, AL | 12 | $ 146,000 | $ 12,166 | $ 86,000 |
| Killeen-Temple, TX | 12 | $ 355,000 | $ 29,583 | $ 77,000 |
| Logan, UT-ID | 12 | $ 262,000 | $ 21,833 | $ 66,166 |
| Reading, PA | 12 | $ 212,000 | $ 17,666 | $ 110,000 |
| Reno, NV | 12 | $ 198,000 | $ 16,500 | $ 135,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 248,000 | $ 20,666 | $ 69,500 |
| Decatur, IL | 11 | $ 130,000 | $ 11,818 | $ 83,000 |
| Evansville, IN-KY | 11 | $ 249,000 | $ 22,636 | $ 90,454 |
| Fort Wayne, IN | 11 | $ 230,000 | $ 20,909 | $ 127,000 |
| McAllen-Edinburg-Mission, TX | 11 | $ 415,000 | $ 37,727 | $ 53,000 |
| Michigan City-La Porte, IN | 11 | $ 196,000 | $ 17,818 | $ 74,000 |
| Bloomsburg-Berwick, PA | 10 | $ 185,000 | $ 18,500 | $ 117,000 |
| Farmington, NM | 10 | $ 318,000 | $ 31,800 | $ 67,000 |
| Florence, SC | 10 | $ 225,000 | $ 22,500 | $ 171,000 |
| Hagerstown-Martinsburg, MD-WV | 10 | $ 187,000 | $ 18,700 | $ 85,200 |
| Harrisburg-Carlisle, PA | 10 | $ 249,000 | $ 24,900 | $ 252,000 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 203,000 | $ 20,300 | $ 68,300 |
| Lubbock, TX | 10 | $ 228,000 | $ 22,800 | $ 64,000 |
| Madera, CA | 10 | $ 274,000 | $ 27,400 | $ 344,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 10 | $ 264,000 | $ 26,400 | $ 73,200 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 237,000 | $ 23,700 | $ 89,000 |
| Santa Rosa, CA | 10 | $ 237,000 | $ 23,700 | $ 130,000 |
| Springfield, OH | 10 | $ 229,000 | $ 22,900 | $ 105,000 |
| Tacoma-Lakewood, WA | 10 | $ 235,000 | $ 23,500 | $ 147,000 |
| Brownsville-Harlingen, TX | 9 | $ 306,000 | $ 34,000 | $ 82,000 |
| Cape Girardeau, MO-IL | 9 | $ 216,000 | $ 24,000 | $ 75,777 |
| Corpus Christi, TX | 9 | $ 290,000 | $ 32,222 | $ 197,000 |
| Daphne-Fairhope-Foley, AL | 9 | $ 145,000 | $ 16,111 | $ 75,000 |
| Duluth, MN-WI | 9 | $ 210,000 | $ 23,333 | $ 79,000 |
| Durham-Chapel Hill, NC | 9 | $ 146,000 | $ 16,222 | $ 78,000 |
| El Centro, CA | 9 | $ 265,000 | $ 29,444 | $ 80,000 |
| Fort Smith, AR-OK | 9 | $ 193,000 | $ 21,444 | $ 72,333 |
| Greenville, NC | 9 | $ 248,000 | $ 27,555 | $ 77,000 |
| Lynchburg, VA | 9 | $ 172,000 | $ 19,111 | $ 78,000 |
| Madison, WI | 9 | $ 277,000 | $ 30,777 | $ 66,000 |
| Santa Cruz-Watsonville, CA | 9 | $ 140,000 | $ 15,555 | $ 274,000 |
| Terre Haute, IN | 9 | $ 178,000 | $ 19,777 | $ 72,000 |
| Trenton, NJ | 9 | $ 277,000 | $ 30,777 | $ 129,000 |
| Vineland-Bridgeton, NJ | 9 | $ 171,000 | $ 19,000 | $ 79,000 |
| Winchester, VA-WV | 9 | $ 168,000 | $ 18,666 | $ 129,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 116,000 | $ 14,500 | $ 43,000 |
| Macon, GA | 8 | $ 155,000 | $ 19,375 | $ 61,000 |
| Morgantown, WV | 8 | $ 147,000 | $ 18,375 | $ 671,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 185,000 | $ 23,125 | $ 78,000 |
| San Francisco-Redwood City-South San Francisco, CA | 8 | $ 166,000 | $ 20,750 | $ 108,000 |
| Santa Fe, NM | 8 | $ 147,000 | $ 18,375 | $ 83,000 |
| Santa Maria-Santa Barbara, CA | 8 | $ 209,000 | $ 26,125 | $ 97,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 166,000 | $ 20,750 | $ 87,000 |
| Bremerton-Silverdale, WA | 7 | $ 136,000 | $ 19,428 | $ 93,000 |
| California-Lexington Park, MD | 7 | $ 162,000 | $ 23,142 | $ 178,000 |
| Cheyenne, WY | 7 | $ 213,000 | $ 30,428 | $ 89,000 |
| Elgin, IL | 7 | $ 114,000 | $ 16,285 | $ 101,000 |
| Great Falls, MT | 7 | $ 84,000 | $ 12,000 | $ 74,000 |
| Kingston, NY | 7 | $ 91,000 | $ 13,000 | $ 95,000 |
| Laredo, TX | 7 | $ 206,000 | $ 29,428 | $ 118,000 |
| Lima, OH | 7 | $ 167,000 | $ 23,857 | $ 86,000 |
| Manhattan, KS | 7 | $ 184,000 | $ 26,285 | $ 109,000 |
| Mansfield, OH | 7 | $ 87,000 | $ 12,428 | $ 73,000 |
| Muncie, IN | 7 | $ 108,000 | $ 15,428 | $ 55,000 |
| Panama City, FL | 7 | $ 112,000 | $ 16,000 | $ 80,000 |
| Roanoke, VA | 7 | $ 430,000 | $ 61,428 | $ 95,000 |
| Rochester, MN | 7 | $ 61,000 | $ 8,714 | $ 73,000 |
| Rockford, IL | 7 | $ 138,000 | $ 19,714 | $ 90,000 |
| Sioux City, IA-NE-SD | 7 | $ 249,000 | $ 35,571 | $ 202,857 |
| Wenatchee, WA | 7 | $ 245,000 | $ 35,000 | $ 102,000 |
| Wilmington, NC | 7 | $ 149,000 | $ 21,285 | $ 69,000 |
| Canton-Massillon, OH | 6 | $ 148,000 | $ 24,666 | $ 79,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 101,000 | $ 16,833 | $ 81,000 |
| Ithaca, NY | 6 | $ 101,000 | $ 16,833 | $ 114,000 |
| Janesville-Beloit, WI | 6 | $ 124,000 | $ 20,666 | $ 103,000 |
| Kankakee, IL | 6 | $ 363,000 | $ 60,500 | $ 108,000 |
| Niles-Benton Harbor, MI | 6 | $ 119,000 | $ 19,833 | $ 88,000 |
| Olympia-Tumwater, WA | 6 | $ 99,000 | $ 16,500 | $ 65,000 |
| Salem, OR | 6 | $ 146,000 | $ 24,333 | $ 87,000 |
| San Rafael, CA | 6 | $ 161,000 | $ 26,833 | $ 139,000 |
| Springfield, IL | 6 | $ 209,000 | $ 34,833 | $ 97,000 |
| Urban Honolulu, HI | 6 | $ 271,000 | $ 45,166 | $ 44,000 |
| Utica-Rome, NY | 6 | $ 95,000 | $ 15,833 | $ 107,000 |
| Amarillo, TX | 5 | $ 180,000 | $ 36,000 | $ 93,000 |
| Ann Arbor, MI | 5 | $ 158,000 | $ 31,600 | $ 158,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 151,000 | $ 30,200 | $ 75,000 |
| Barnstable Town, MA | 5 | $ 139,000 | $ 27,800 | $ 124,000 |
| Bloomington, IL | 5 | $ 94,000 | $ 18,800 | $ 59,000 |
| Cleveland, TN | 5 | $ 70,000 | $ 14,000 | $ 77,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 118,000 | $ 23,600 | $ 65,800 |
| Glens Falls, NY | 5 | $ 92,000 | $ 18,400 | $ 84,000 |
| Jackson, MI | 5 | $ 156,000 | $ 31,200 | $ 77,000 |
| Jackson, MS | 5 | $ 137,000 | $ 27,400 | $ 145,000 |
| Lafayette-West Lafayette, IN | 5 | $ 87,000 | $ 17,400 | $ 86,000 |
| Lincoln, NE | 5 | $ 65,000 | $ 13,000 | $ 53,000 |
| Montgomery, AL | 5 | $ 80,000 | $ 16,000 | $ 90,000 |
| Napa, CA | 5 | $ 160,000 | $ 32,000 | $ 110,000 |
| Odessa, TX | 5 | $ 200,000 | $ 40,000 | $ 73,000 |
| Racine, WI | 5 | $ 70,000 | $ 14,000 | $ 66,000 |
| Rapid City, SD | 5 | $ 90,000 | $ 18,000 | $ 95,000 |
| Sebastian-Vero Beach, FL | 5 | $ 104,000 | $ 20,800 | $ 103,000 |
| Sioux Falls, SD | 5 | $ 160,000 | $ 32,000 | $ 150,000 |
| Tuscaloosa, AL | 5 | $ 104,000 | $ 20,800 | $ 87,000 |
| Ames, IA | 4 | $ 94,000 | $ 23,500 | $ 56,000 |
| Athens-Clarke County, GA | 4 | $ 43,000 | $ 10,750 | $ 83,000 |
| Auburn-Opelika, AL | 4 | $ 75,000 | $ 18,750 | $ 48,000 |
| Billings, MT | 4 | $ 75,000 | $ 18,750 | $ 142,000 |
| Boulder, CO | 4 | $ 78,000 | $ 19,500 | $ 104,000 |
| Charlottesville, VA | 4 | $ 85,000 | $ 21,250 | $ 72,000 |
| Dothan, AL | 4 | $ 50,000 | $ 12,500 | $ 68,000 |
| Eugene, OR | 4 | $ 69,000 | $ 17,250 | $ 96,000 |
| Fairbanks, AK | 4 | $ 119,000 | $ 29,750 | $ 90,000 |
| Hattiesburg, MS | 4 | $ 99,000 | $ 24,750 | $ 80,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 80,000 | $ 20,000 | $ 90,000 |
| Jefferson City, MO | 4 | $ 93,000 | $ 23,250 | $ 61,000 |
| Lewiston, ID-WA | 4 | $ 93,000 | $ 23,250 | $ 121,000 |
| Medford, OR | 4 | $ 127,000 | $ 31,750 | $ 73,000 |
| Midland, TX | 4 | $ 150,000 | $ 37,500 | $ 122,000 |
| Monroe, MI | 4 | $ 153,000 | $ 38,250 | $ 89,000 |
| Oshkosh-Neenah, WI | 4 | $ 92,000 | $ 23,000 | $ 116,000 |
| Peoria, IL | 4 | $ 117,000 | $ 29,250 | $ 60,000 |
| Yuma, AZ | 4 | $ 120,000 | $ 30,000 | $ 108,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 41,000 | $ 13,666 | $ 56,000 |
| Appleton, WI | 3 | $ 73,000 | $ 24,333 | $ 117,000 |
| Bismarck, ND | 3 | $ 124,000 | $ 41,333 | $ 87,000 |
| Casper, WY | 3 | $ 52,000 | $ 17,333 | $ 60,000 |
| Cedar Rapids, IA | 3 | $ 42,000 | $ 14,000 | $ 169,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 58,000 | $ 19,333 | $ 131,000 |
| College Station-Bryan, TX | 3 | $ 135,000 | $ 45,000 | $ 73,000 |
| Cumberland, MD-WV | 3 | $ 44,000 | $ 14,666 | $ 119,000 |
| Decatur, AL | 3 | $ 40,000 | $ 13,333 | $ 118,000 |
| El Paso, TX | 3 | $ 60,000 | $ 20,000 | $ 77,000 |
| Erie, PA | 3 | $ 86,000 | $ 28,666 | $ 64,000 |
| Flint, MI | 3 | $ 55,000 | $ 18,333 | $ 77,000 |
| Gainesville, FL | 3 | $ 36,000 | $ 12,000 | $ 19,000 |
| Grand Junction, CO | 3 | $ 85,000 | $ 28,333 | $ 42,000 |
| Hammond, LA | 3 | $ 64,000 | $ 21,333 | $ 83,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 56,000 | $ 18,666 | $ 37,000 |
| Jonesboro, AR | 3 | $ 54,000 | $ 18,000 | $ 111,000 |
| Lawrence, KS | 3 | $ 106,000 | $ 35,333 | $ 103,000 |
| Lebanon, PA | 3 | $ 79,000 | $ 26,333 | $ 89,000 |
| Lexington-Fayette, KY | 3 | $ 54,000 | $ 18,000 | $ 70,000 |
| Muskegon, MI | 3 | $ 52,000 | $ 17,333 | $ 62,000 |
| Ocean City, NJ | 3 | $ 68,000 | $ 22,666 | $ 91,000 |
| Port St. Lucie, FL | 3 | $ 61,000 | $ 20,333 | $ 104,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 45,000 | $ 15,000 | $ 51,000 |
| The Villages, FL | 3 | $ 38,000 | $ 12,666 | $ 37,000 |
| Warner Robins, GA | 3 | $ 40,000 | $ 13,333 | $ 74,000 |
| Abilene, TX | 2 | $ 69,000 | $ 34,500 | $ 61,000 |
| Albany, OR | 2 | $ 23,000 | $ 11,500 | $ 46,000 |
| Battle Creek, MI | 2 | $ 34,000 | $ 17,000 | $ 78,000 |
| Binghamton, NY | 2 | $ 22,000 | $ 11,000 | $ 71,000 |
| Brunswick, GA | 2 | $ 29,000 | $ 14,500 | $ 96,000 |
| Burlington-South Burlington, VT | 2 | $ 30,000 | $ 15,000 | $ 69,000 |
| Champaign-Urbana, IL | 2 | $ 41,000 | $ 20,500 | $ 59,000 |
| Charleston, WV | 2 | $ 40,000 | $ 20,000 | $ 124,000 |
| Columbia, MO | 2 | $ 58,000 | $ 29,000 | $ 59,000 |
| Columbus, IN | 2 | $ 89,000 | $ 44,500 | $ 123,000 |
| Corvallis, OR | 2 | $ 50,000 | $ 25,000 | $ 38,000 |
| Elmira, NY | 2 | $ 22,000 | $ 11,000 | $ 70,000 |
| Flagstaff, AZ | 2 | $ 42,000 | $ 21,000 | $ 65,000 |
| Gainesville, GA | 2 | $ 16,000 | $ 8,000 | $ 53,000 |
| Grand Forks, ND-MN | 2 | $ 87,000 | $ 43,500 | $ 200,000 |
| Hinesville, GA | 2 | $ 42,000 | $ 21,000 | $ 59,000 |
| Idaho Falls, ID | 2 | $ 30,000 | $ 15,000 | $ 40,000 |
| Johnson City, TN | 2 | $ 30,000 | $ 15,000 | $ 94,000 |
| Kalamazoo-Portage, MI | 2 | $ 92,000 | $ 46,000 | $ 85,000 |
| Longview, WA | 2 | $ 30,000 | $ 15,000 | $ 77,000 |
| Mankato-North Mankato, MN | 2 | $ 51,000 | $ 25,500 | $ 104,000 |
| New Bern, NC | 2 | $ 85,000 | $ 42,500 | $ 103,000 |
| Pittsfield, MA | 2 | $ 31,000 | $ 15,500 | $ 54,000 |
| Pocatello, ID | 2 | $ 48,000 | $ 24,000 | $ 90,000 |
| Rocky Mount, NC | 2 | $ 70,000 | $ 35,000 | $ 78,000 |
| St. Cloud, MN | 2 | $ 32,000 | $ 16,000 | $ 69,000 |
| Sumter, SC | 2 | $ 50,000 | $ 25,000 | $ 110,000 |
| Valdosta, GA | 2 | $ 22,000 | $ 11,000 | $ 43,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| Wichita Falls, TX | 2 | $ 30,000 | $ 15,000 | $ 68,000 |
| Williamsport, PA | 2 | $ 38,000 | $ 19,000 | $ 51,000 |
| Albany, GA | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Anchorage, AK | 1 | $ 9,000 | $ 9,000 | $ 94,000 |
| Bangor, ME | 1 | $ 16,000 | $ 16,000 | $ 60,000 |
| Bay City, MI | 1 | $ 6,000 | $ 6,000 | $ 84,000 |
| Beckley, WV | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 4,000 | $ 4,000 | $ 37,000 |
| Bloomington, IN | 1 | $ 11,000 | $ 11,000 | $ 50,000 |
| Bowling Green, KY | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Burlington, NC | 1 | $ 6,000 | $ 6,000 | $ 36,000 |
| Dalton, GA | 1 | $ 16,000 | $ 16,000 | $ 43,000 |
| Fargo, ND-MN | 1 | $ 42,000 | $ 42,000 | $ 116,000 |
| Florence-Muscle Shoals, AL | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Gettysburg, PA | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
| Goldsboro, NC | 1 | $ 21,000 | $ 21,000 | $ 29,000 |
| Grants Pass, OR | 1 | $ 17,000 | $ 17,000 | $ 16,000 |
| Green Bay, WI | 1 | $ 6,000 | $ 6,000 | $ 81,000 |
| Harrisonburg, VA | 1 | $ 36,000 | $ 36,000 | $ 75,000 |
| Johnstown, PA | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Lansing-East Lansing, MI | 1 | $ 3,000 | $ 3,000 | $ 71,000 |
| Midland, MI | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Morristown, TN | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Rome, GA | 1 | $ 20,000 | $ 20,000 | $ 71,000 |
| Salinas, CA | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| San Angelo, TX | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| St. Joseph, MO-KS | 1 | $ 4,000 | $ 4,000 | $ 53,000 |
| State College, PA | 1 | $ 38,000 | $ 38,000 | $ 28,000 |
| Victoria, TX | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 26,000 | $ 26,000 | $ 120,000 |
| Watertown-Fort Drum, NY | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Admirals Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 11,875 | $271,244,000 | $22,000 | $333,000 | $97,000 | $6,110,000 |
| Refinancing | 47 | $28,644,000 | $609,000 | $5,826,000 | $62,000 | $172,000 |
| Home Purchase | 17 | $20,129,000 | $1,184,000 | $5,251,000 | $53,000 | $185,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,738 | $155,328,000 | $23,000 | $333,000 | $97,000 | $5,448,000 |
| Not Provided | 3,317 | $82,742,000 | $24,000 | $157,000 | $100,000 | $6,110,000 |
| Black or African American | 782 | $16,948,000 | $21,000 | $455,000 | $74,000 | $1,317,000 |
| Hispanic | 779 | $19,300,000 | $24,000 | $500,000 | $100,000 | $4,825,000 |
| Asian | 204 | $4,890,000 | $23,000 | $414,000 | $118,000 | $650,000 |
| American Indian or Alaskan Native | 77 | $1,747,000 | $22,000 | $58,000 | $77,000 | $267,000 |
| Native Hawaiin or Other Pacific Islander | 26 | $1,010,000 | $38,000 | $330,000 | $96,000 | $276,000 |
| Not applicable | 16 | $38,052,000 | $2,378,000 | $5,826,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 7,020 | $165,222,000 | $23,000 | $500,000 | $96,000 | $5,448,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,919 | $154,795,000 | $31,000 | $5,826,000 | $98,000 | $6,110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 5,372 | $130,773,000 | $24,000 | $425,000 | $87,000 | $6,110,000 |
| Loan Originated | 3,706 | $86,930,000 | $23,000 | $333,000 | $103,000 | $4,825,000 |
| File Closed For Incompleteness | 1,778 | $40,434,000 | $22,000 | $322,000 | $103,000 | $2,340,000 |
| Application Withdrawn By Applicant | 890 | $19,594,000 | $22,000 | $500,000 | $116,000 | $1,584,000 |
| Application Approved But Not Accepted | 177 | $4,234,000 | $23,000 | $65,000 | $99,000 | $317,000 |
| Loan Purchased By The Institution | 16 | $38,052,000 | $2,378,000 | $5,826,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,884 | $68,359,000 | $23,000 | $175,000 | $97,000 | $6,110,000 |
| Debt-To-Income Ratio | 1,731 | $39,921,000 | $23,000 | $375,000 | $66,000 | $357,000 |
| Other | 332 | $9,229,000 | $27,000 | $425,000 | $129,000 | $2,424,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 250 | $7,977,000 | $31,000 | $65,000 | $65,000 | $203,000 |
| Collateral | 134 | $3,917,000 | $29,000 | $230,000 | $91,000 | $330,000 |
| Unverifiable Information | 21 | $645,000 | $30,000 | $84,000 | $107,000 | $204,000 |
| Employment History | 18 | $678,000 | $37,000 | $330,000 | $92,000 | $432,000 |
| Credit Application Incomplete | 1 | $39,000 | $39,000 | $39,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 1 | $8,000 | $8,000 | $8,000 | $97,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Admirals Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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