Admirals Bank Mortgage Lending & HMDA Data, 2019

In 2019, Admirals Bank of Providence, RI reported 1,565 mortgage applications totaling $45.7 million, down 31% from 2018. The average application was for $29,185, and applicants reported an average income of $99,283. 38% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (37), Kansas City, MO-KS (32) and Providence-Warwick, RI-MA (31) (applications in parentheses).

Mortgage Company & Address Admirals Bank
15 Park Row West
Providence, RI 02903
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,565
Total Mortgage Loan Application Amount $45,675,000
Average Mortgage Loan Application Amount $29,185
Highest Mortgage Loan Application Amount $1,155,000
Average Applicant Income $99,283
Highest Applicant Income $1,046,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval, Florida 16 $ 350,000 $ 21,875 $ 71,000
Pinellas, Florida 16 $ 330,000 $ 20,625 $ 101,000
Worcester, Massachusetts 15 $ 335,000 $ 22,333 $ 111,000
Providence, Rhode Island 15 $ 595,000 $ 39,666 $ 94,000
Riverside, California 13 $ 335,000 $ 25,769 $ 127,000
Hillsborough, Florida 13 $ 315,000 $ 24,230 $ 118,000
Cook, Illinois 13 $ 315,000 $ 24,230 $ 93,000
Sussex, Delaware 12 $ 380,000 $ 31,666 $ 102,000
Los Angeles, California 11 $ 345,000 $ 31,363 $ 94,000
Clark, Nevada 11 $ 245,000 $ 22,272 $ 95,000
Bucks, Pennsylvania 11 $ 355,000 $ 32,272 $ 139,000
El Paso, Colorado 10 $ 250,000 $ 25,000 $ 99,000
Hartford, Connecticut 10 $ 190,000 $ 19,000 $ 57,000
Spokane, Washington 10 $ 260,000 $ 26,000 $ 77,000
Pueblo, Colorado 9 $ 215,000 $ 23,888 $ 97,000
Broward, Florida 9 $ 195,000 $ 21,666 $ 79,000
Orange, Florida 9 $ 145,000 $ 16,111 $ 90,000
Burlington, New Jersey 9 $ 205,000 $ 22,777 $ 150,000
Summit, Ohio 9 $ 265,000 $ 29,444 $ 100,000
Philadelphia, Pennsylvania 9 $ 245,000 $ 27,222 $ 86,000
Windham, Connecticut 8 $ 190,000 $ 23,750 $ 114,000
Kent, Delaware 8 $ 200,000 $ 25,000 $ 78,000
Bristol, Massachusetts 8 $ 960,000 $ 120,000 $ 92,000
Jackson, Missouri 8 $ 200,000 $ 25,000 $ 55,000
Hillsborough, New Hampshire 8 $ 200,000 $ 25,000 $ 123,000
Essex, New Jersey 8 $ 210,000 $ 26,250 $ 105,000
Shelby, Tennessee 8 $ 280,000 $ 35,000 $ 50,000
Orange, California 7 $ 165,000 $ 23,571 $ 195,000
Larimer, Colorado 7 $ 255,000 $ 36,428 $ 147,000
Lee, Florida 7 $ 155,000 $ 22,142 $ 94,000
Osceola, Florida 7 $ 225,000 $ 32,142 $ 75,000
Palm Beach, Florida 7 $ 245,000 $ 35,000 $ 91,000
Polk, Florida 7 $ 115,000 $ 16,428 $ 71,000
Lake, Indiana 7 $ 165,000 $ 23,571 $ 92,000
Shawnee, Kansas 7 $ 175,000 $ 25,000 $ 89,000
Caddo, Louisiana 7 $ 155,000 $ 22,142 $ 81,000
Plymouth, Massachusetts 7 $ 185,000 $ 26,428 $ 93,000
Gloucester, New Jersey 7 $ 195,000 $ 27,857 $ 119,000
Wake, North Carolina 7 $ 175,000 $ 25,000 $ 118,000
Maricopa, Arizona 6 $ 170,000 $ 28,333 $ 130,000
San Bernardino, California 6 $ 170,000 $ 28,333 $ 126,000
Jefferson, Colorado 6 $ 220,000 $ 36,666 $ 127,000
Lake, Florida 6 $ 130,000 $ 21,666 $ 103,000
Pasco, Florida 6 $ 130,000 $ 21,666 $ 99,000
Gwinnett, Georgia 6 $ 150,000 $ 25,000 $ 100,000
Marion, Indiana 6 $ 230,000 $ 38,333 $ 57,000
Jefferson, Kentucky 6 $ 130,000 $ 21,666 $ 101,000
Washington, Minnesota 6 $ 220,000 $ 36,666 $ 161,000
Clay, Missouri 6 $ 100,000 $ 16,666 $ 88,000
Montgomery, Pennsylvania 6 $ 150,000 $ 25,000 $ 108,000
Tarrant, Texas 6 $ 130,000 $ 21,666 $ 231,000
San Diego, California 5 $ 165,000 $ 33,000 $ 139,000
Weld, Colorado 5 $ 135,000 $ 27,000 $ 81,000
New Haven, Connecticut 5 $ 105,000 $ 21,000 $ 74,000
New London, Connecticut 5 $ 125,000 $ 25,000 $ 120,000
Tolland, Connecticut 5 $ 115,000 $ 23,000 $ 169,000
Brevard, Florida 5 $ 115,000 $ 23,000 $ 81,000
Kootenai, Idaho 5 $ 125,000 $ 25,000 $ 56,000
Will, Illinois 5 $ 175,000 $ 35,000 $ 128,000
Greene, Indiana 5 $ 195,000 $ 39,000 $ 107,000
LaPorte, Indiana 5 $ 145,000 $ 29,000 $ 87,000
Johnson, Kansas 5 $ 105,000 $ 21,000 $ 104,000
Montgomery, Maryland 5 $ 105,000 $ 21,000 $ 112,000
Wicomico, Maryland 5 $ 135,000 $ 27,000 $ 96,000
Hampshire, Massachusetts 5 $ 145,000 $ 29,000 $ 103,000
Middlesex, Massachusetts 5 $ 715,000 $ 143,000 $ 129,000
Suffolk, Massachusetts 5 $ 1,565,000 $ 313,000 $ 145,000
Jefferson, Missouri 5 $ 135,000 $ 27,000 $ 104,000
Monroe, New York 5 $ 115,000 $ 23,000 $ 70,000
Rogers, Oklahoma 5 $ 95,000 $ 19,000 $ 95,000
York, Pennsylvania 5 $ 115,000 $ 23,000 $ 88,000
Hamilton, Tennessee 5 $ 105,000 $ 21,000 $ 72,000
Upshur, Texas 5 $ 125,000 $ 25,000 $ 111,000
Pima, Arizona 4 $ 100,000 $ 25,000 $ 70,000
Saline, Arkansas 4 $ 100,000 $ 25,000 $ 113,000
Madera, California 4 $ 150,000 $ 37,500 $ 112,000
Shasta, California 4 $ 90,000 $ 22,500 $ 109,000
Solano, California 4 $ 90,000 $ 22,500 $ 108,000
Stanislaus, California 4 $ 110,000 $ 27,500 $ 108,000
Adams, Colorado 4 $ 140,000 $ 35,000 $ 141,000
New Castle, Delaware 4 $ 90,000 $ 22,500 $ 104,000
Winnebago, Illinois 4 $ 70,000 $ 17,500 $ 91,000
St. James, Louisiana 4 $ 100,000 $ 25,000 $ 62,000
Prince George's, Maryland 4 $ 100,000 $ 25,000 $ 101,000
Barnstable, Massachusetts 4 $ 100,000 $ 25,000 $ 100,000
Essex, Massachusetts 4 $ 1,250,000 $ 312,500 $ 70,000
Hampden, Massachusetts 4 $ 140,000 $ 35,000 $ 121,000
Anoka, Minnesota 4 $ 130,000 $ 32,500 $ 149,000
Crow Wing, Minnesota 4 $ 220,000 $ 55,000 $ 120,000
Lamar, Mississippi 4 $ 60,000 $ 15,000 $ 31,000
Atlantic, New Jersey 4 $ 100,000 $ 25,000 $ 129,000
Bergen, New Jersey 4 $ 140,000 $ 35,000 $ 127,000
Monmouth, New Jersey 4 $ 180,000 $ 45,000 $ 129,000
Ocean, New Jersey 4 $ 100,000 $ 25,000 $ 74,000
Sussex, New Jersey 4 $ 90,000 $ 22,500 $ 68,000
Niagara, New York 4 $ 90,000 $ 22,500 $ 63,000
Rowan, North Carolina 4 $ 150,000 $ 37,500 $ 44,000
Darke, Ohio 4 $ 90,000 $ 22,500 $ 101,000
Franklin, Ohio 4 $ 80,000 $ 20,000 $ 81,000
Trumbull, Ohio 4 $ 80,000 $ 20,000 $ 74,000
Tulsa, Oklahoma 4 $ 90,000 $ 22,500 $ 102,000
Butler, Pennsylvania 4 $ 220,000 $ 55,000 $ 66,000
Lackawanna, Pennsylvania 4 $ 90,000 $ 22,500 $ 59,000
Kent, Rhode Island 4 $ 600,000 $ 150,000 $ 97,000
Humphreys, Tennessee 4 $ 140,000 $ 35,000 $ 97,000
Robertson, Tennessee 4 $ 130,000 $ 32,500 $ 70,000
Hidalgo, Texas 4 $ 50,000 $ 12,500 $ 71,000
Laramie, Wyoming 4 $ 100,000 $ 25,000 $ 126,000
Jefferson, Alabama 3 $ 55,000 $ 18,333 $ 43,000
Fresno, California 3 $ 65,000 $ 21,666 $ 152,000
Sacramento, California 3 $ 75,000 $ 25,000 $ 149,000
Park, Colorado 3 $ 75,000 $ 25,000 $ 64,000
Teller, Colorado 3 $ 95,000 $ 31,666 $ 74,000
Fairfield, Connecticut 3 $ 85,000 $ 28,333 $ 147,000
Clay, Florida 3 $ 75,000 $ 25,000 $ 139,000
Leon, Florida 3 $ 55,000 $ 18,333 $ 73,000
Manatee, Florida 3 $ 55,000 $ 18,333 $ 74,000
Marion, Florida 3 $ 55,000 $ 18,333 $ 118,000
Okaloosa, Florida 3 $ 75,000 $ 25,000 $ 119,000
Seminole, Florida 3 $ 35,000 $ 11,666 $ 147,000
St. Lucie, Florida 3 $ 105,000 $ 35,000 $ 117,000
DeKalb, Georgia 3 $ 85,000 $ 28,333 $ 56,000
Fulton, Georgia 3 $ 75,000 $ 25,000 $ 127,000
Rockdale, Georgia 3 $ 75,000 $ 25,000 $ 63,000
Lake, Illinois 3 $ 75,000 $ 25,000 $ 84,000
Monroe, Illinois 3 $ 65,000 $ 21,666 $ 68,000
Allen, Indiana 3 $ 95,000 $ 31,666 $ 91,000
Bartholomew, Indiana 3 $ 75,000 $ 25,000 $ 108,000
Morgan, Indiana 3 $ 95,000 $ 31,666 $ 122,000
Porter, Indiana 3 $ 75,000 $ 25,000 $ 89,000
Bossier, Louisiana 3 $ 55,000 $ 18,333 $ 93,000
Jefferson, Louisiana 3 $ 45,000 $ 15,000 $ 93,000
Ouachita, Louisiana 3 $ 105,000 $ 35,000 $ 65,000
Red River, Louisiana 3 $ 45,000 $ 15,000 $ 99,000
St. Landry, Louisiana 3 $ 75,000 $ 25,000 $ 84,000
Queen Anne's, Maryland 3 $ 115,000 $ 38,333 $ 94,000
Lenawee, Michigan 3 $ 75,000 $ 25,000 $ 78,000
Monroe, Michigan 3 $ 65,000 $ 21,666 $ 93,000
Stearns, Minnesota 3 $ 155,000 $ 51,666 $ 109,000
Cass, Missouri 3 $ 75,000 $ 25,000 $ 171,000
St. Louis, Missouri 3 $ 75,000 $ 25,000 $ 93,000
Grafton, New Hampshire 3 $ 75,000 $ 25,000 $ 93,000
Hunterdon, New Jersey 3 $ 85,000 $ 28,333 $ 64,000
Eddy, New Mexico 3 $ 75,000 $ 25,000 $ 62,000
Kings, New York 3 $ 75,000 $ 25,000 $ 70,000
Suffolk, New York 3 $ 75,000 $ 25,000 $ 99,000
Iredell, North Carolina 3 $ 95,000 $ 31,666 $ 91,000
Cuyahoga, Ohio 3 $ 55,000 $ 18,333 $ 43,000
Delaware, Ohio 3 $ 95,000 $ 31,666 $ 191,000
Greene, Ohio 3 $ 95,000 $ 31,666 $ 157,000
Medina, Ohio 3 $ 65,000 $ 21,666 $ 70,000
Richland, Ohio 3 $ 75,000 $ 25,000 $ 79,000
Shelby, Ohio 3 $ 105,000 $ 35,000 $ 135,000
Van Wert, Ohio 3 $ 65,000 $ 21,666 $ 174,000
Warren, Ohio 3 $ 75,000 $ 25,000 $ 103,000
Wood, Ohio 3 $ 65,000 $ 21,666 $ 67,000
Garfield, Oklahoma 3 $ 75,000 $ 25,000 $ 104,000
Adams, Pennsylvania 3 $ 85,000 $ 28,333 $ 132,000
Allegheny, Pennsylvania 3 $ 75,000 $ 25,000 $ 60,000
Chester, Pennsylvania 3 $ 105,000 $ 35,000 $ 125,000
Delaware, Pennsylvania 3 $ 85,000 $ 28,333 $ 62,000
Monroe, Pennsylvania 3 $ 75,000 $ 25,000 $ 75,000
Berkeley, South Carolina 3 $ 105,000 $ 35,000 $ 67,000
Greenville, South Carolina 3 $ 55,000 $ 18,333 $ 47,000
Madison, Tennessee 3 $ 75,000 $ 25,000 $ 87,000
Rutherford, Tennessee 3 $ 65,000 $ 21,666 $ 87,000
Cameron, Texas 3 $ 65,000 $ 21,666 $ 56,000
Dallas, Texas 3 $ 75,000 $ 25,000 $ 100,000
El Paso, Texas 3 $ 95,000 $ 31,666 $ 71,000
Fort Bend, Texas 3 $ 65,000 $ 21,666 $ 118,000
Harris, Texas 3 $ 75,000 $ 25,000 $ 124,000
Williamson, Texas 3 $ 105,000 $ 35,000 $ 143,000
Salt Lake, Utah 3 $ 65,000 $ 21,666 $ 81,000
Henrico, Virginia 3 $ 75,000 $ 25,000 $ 169,000
Loudoun, Virginia 3 $ 55,000 $ 18,333 $ 122,000
Grant, Washington 3 $ 145,000 $ 48,333 $ 107,000
Pierce, Washington 3 $ 75,000 $ 25,000 $ 190,000
Waukesha, Wisconsin 3 $ 75,000 $ 25,000 $ 100,000
Baldwin, Alabama 2 $ 80,000 $ 40,000 $ 114,000
Madison, Alabama 2 $ 60,000 $ 30,000 $ 85,000
Benton, Arkansas 2 $ 50,000 $ 25,000 $ 123,000
Hot Spring, Arkansas 2 $ 50,000 $ 25,000 $ 122,000
Contra Costa, California 2 $ 50,000 $ 25,000 $ 104,000
Placer, California 2 $ 40,000 $ 20,000 $ 167,000
Yuba, California 2 $ 40,000 $ 20,000 $ 64,000
Boulder, Colorado 2 $ 80,000 $ 40,000 $ 101,000
Middlesex, Connecticut 2 $ 40,000 $ 20,000 $ 133,000
Baker, Florida 2 $ 50,000 $ 25,000 $ 106,000
Charlotte, Florida 2 $ 60,000 $ 30,000 $ 98,000
Citrus, Florida 2 $ 40,000 $ 20,000 $ 81,000
Collier, Florida 2 $ 40,000 $ 20,000 $ 84,000
Escambia, Florida 2 $ 40,000 $ 20,000 $ 50,000
Hernando, Florida 2 $ 40,000 $ 20,000 $ 91,000
Martin, Florida 2 $ 50,000 $ 25,000 $ 88,000
St. Johns, Florida 2 $ 40,000 $ 20,000 $ 44,000
Volusia, Florida 2 $ 40,000 $ 20,000 $ 82,000
Clayton, Georgia 2 $ 60,000 $ 30,000 $ 77,000
Cobb, Georgia 2 $ 50,000 $ 25,000 $ 86,000
Paulding, Georgia 2 $ 40,000 $ 20,000 $ 44,000
Randolph, Georgia 2 $ 70,000 $ 35,000 $ 22,000
Honolulu, Hawaii 2 $ 50,000 $ 25,000 $ 86,000
Kane, Illinois 2 $ 40,000 $ 20,000 $ 84,000
Kankakee, Illinois 2 $ 60,000 $ 30,000 $ 126,000
Lawrence, Illinois 2 $ 30,000 $ 15,000 $ 46,000
Marshall, Illinois 2 $ 40,000 $ 20,000 $ 129,000
Sangamon, Illinois 2 $ 20,000 $ 10,000 $ 20,000
Elkhart, Indiana 2 $ 40,000 $ 20,000 $ 58,000
Pike, Indiana 2 $ 60,000 $ 30,000 $ 195,000
Shelby, Indiana 2 $ 50,000 $ 25,000 $ 75,000
St. Joseph, Indiana 2 $ 40,000 $ 20,000 $ 78,000
Vanderburgh, Indiana 2 $ 40,000 $ 20,000 $ 74,000
Vigo, Indiana 2 $ 50,000 $ 25,000 $ 58,000
Polk, Iowa 2 $ 40,000 $ 20,000 $ 100,000
Geary, Kansas 2 $ 50,000 $ 25,000 $ 102,000
Jackson, Kansas 2 $ 40,000 $ 20,000 $ 86,000
Morris, Kansas 2 $ 50,000 $ 25,000 $ 45,000
Sedgwick, Kansas 2 $ 50,000 $ 25,000 $ 93,000
Kenton, Kentucky 2 $ 50,000 $ 25,000 $ 28,000
Perry, Kentucky 2 $ 60,000 $ 30,000 $ 78,000
De Soto, Louisiana 2 $ 50,000 $ 25,000 $ 84,000
East Baton Rouge, Louisiana 2 $ 40,000 $ 20,000 $ 58,000
Lincoln, Louisiana 2 $ 50,000 $ 25,000 $ 65,000
St. Tammany, Louisiana 2 $ 30,000 $ 15,000 $ 66,000
Union, Louisiana 2 $ 50,000 $ 25,000 $ 127,000
Webster, Louisiana 2 $ 40,000 $ 20,000 $ 122,000
Penobscot, Maine 2 $ 40,000 $ 20,000 $ 102,000
Baltimore, Maryland 2 $ 40,000 $ 20,000 $ 104,000
Harford, Maryland 2 $ 40,000 $ 20,000 $ 45,000
Howard, Maryland 2 $ 80,000 $ 40,000 $ 152,000
Allegan, Michigan 2 $ 40,000 $ 20,000 $ 63,000
Lapeer, Michigan 2 $ 80,000 $ 40,000 $ 55,000
Mackinac, Michigan 2 $ 50,000 $ 25,000 $ 71,000
Tuscola, Michigan 2 $ 90,000 $ 45,000 $ 109,000
Chisago, Minnesota 2 $ 90,000 $ 45,000 $ 221,000
Hennepin, Minnesota 2 $ 60,000 $ 30,000 $ 330,000
Olmsted, Minnesota 2 $ 50,000 $ 25,000 $ 132,000
Washington, Mississippi 2 $ 90,000 $ 45,000 $ 52,000
Caldwell, Missouri 2 $ 50,000 $ 25,000 $ 73,000
Christian, Missouri 2 $ 50,000 $ 25,000 $ 168,000
Clinton, Missouri 2 $ 50,000 $ 25,000 $ 100,000
Greene, Missouri 2 $ 40,000 $ 20,000 $ 73,000
Perry, Missouri 2 $ 50,000 $ 25,000 $ 111,000
Stoddard, Missouri 2 $ 60,000 $ 30,000 $ 52,000
Lancaster, Nebraska 2 $ 50,000 $ 25,000 $ 66,000
Rockingham, New Hampshire 2 $ 50,000 $ 25,000 $ 123,000
Camden, New Jersey 2 $ 30,000 $ 15,000 $ 37,000
Hudson, New Jersey 2 $ 60,000 $ 30,000 $ 44,000
Mercer, New Jersey 2 $ 40,000 $ 20,000 $ 105,000
Somerset, New Jersey 2 $ 80,000 $ 40,000 $ 234,000
Union, New Jersey 2 $ 70,000 $ 35,000 $ 66,000
Erie, New York 2 $ 40,000 $ 20,000 $ 53,000
Livingston, New York 2 $ 40,000 $ 20,000 $ 39,000
Nassau, New York 2 $ 50,000 $ 25,000 $ 97,000
Oneida, New York 2 $ 50,000 $ 25,000 $ 86,000
Onondaga, New York 2 $ 70,000 $ 35,000 $ 134,000
Putnam, New York 2 $ 50,000 $ 25,000 $ 116,000
St. Lawrence, New York 2 $ 50,000 $ 25,000 $ 112,000
Cabarrus, North Carolina 2 $ 40,000 $ 20,000 $ 203,000
Durham, North Carolina 2 $ 50,000 $ 25,000 $ 87,000
Forsyth, North Carolina 2 $ 40,000 $ 20,000 $ 57,000
Guilford, North Carolina 2 $ 50,000 $ 25,000 $ 292,000
Person, North Carolina 2 $ 50,000 $ 25,000 $ 75,000
Rockingham, North Carolina 2 $ 50,000 $ 25,000 $ 46,000
Union, North Carolina 2 $ 50,000 $ 25,000 $ 74,000
Allen, Ohio 2 $ 50,000 $ 25,000 $ 87,000
Belmont, Ohio 2 $ 50,000 $ 25,000 $ 77,000
Columbiana, Ohio 2 $ 50,000 $ 25,000 $ 184,000
Crawford, Ohio 2 $ 40,000 $ 20,000 $ 99,000
Fairfield, Ohio 2 $ 60,000 $ 30,000 $ 143,000
Lake, Ohio 2 $ 40,000 $ 20,000 $ 122,000
Logan, Ohio 2 $ 40,000 $ 20,000 $ 130,000
Lorain, Ohio 2 $ 50,000 $ 25,000 $ 162,000
Mahoning, Ohio 2 $ 50,000 $ 25,000 $ 119,000
Marion, Ohio 2 $ 50,000 $ 25,000 $ 68,000
Miami, Ohio 2 $ 50,000 $ 25,000 $ 33,000
Montgomery, Ohio 2 $ 20,000 $ 10,000 $ 78,000
Morrow, Ohio 2 $ 50,000 $ 25,000 $ 165,000
Pickaway, Ohio 2 $ 90,000 $ 45,000 $ 136,000
McIntosh, Oklahoma 2 $ 50,000 $ 25,000 $ 66,000
Muskogee, Oklahoma 2 $ 50,000 $ 25,000 $ 59,000
Osage, Oklahoma 2 $ 30,000 $ 15,000 $ 44,000
Woodward, Oklahoma 2 $ 50,000 $ 25,000 $ 45,000
Deschutes, Oregon 2 $ 90,000 $ 45,000 $ 134,000
Berks, Pennsylvania 2 $ 60,000 $ 30,000 $ 113,000
Fayette, Pennsylvania 2 $ 50,000 $ 25,000 $ 115,000
Lehigh, Pennsylvania 2 $ 40,000 $ 20,000 $ 262,000
Mercer, Pennsylvania 2 $ 50,000 $ 25,000 $ 59,000
Northampton, Pennsylvania 2 $ 40,000 $ 20,000 $ 60,000
Washington, Pennsylvania 2 $ 50,000 $ 25,000 $ 86,000
Washington, Rhode Island 2 $ 1,000,000 $ 500,000 $ 219,000
Lexington, South Carolina 2 $ 60,000 $ 30,000 $ 56,000
Bedford, Tennessee 2 $ 60,000 $ 30,000 $ 89,000
Davidson, Tennessee 2 $ 50,000 $ 25,000 $ 75,000
Dickson, Tennessee 2 $ 50,000 $ 25,000 $ 87,000
Gibson, Tennessee 2 $ 30,000 $ 15,000 $ 62,000
Hardeman, Tennessee 2 $ 50,000 $ 25,000 $ 75,000
Weakley, Tennessee 2 $ 50,000 $ 25,000 $ 48,000
Williamson, Tennessee 2 $ 50,000 $ 25,000 $ 108,000
Wilson, Tennessee 2 $ 50,000 $ 25,000 $ 81,000
Bexar, Texas 2 $ 90,000 $ 45,000 $ 82,000
Brazoria, Texas 2 $ 110,000 $ 55,000 $ 47,000
Comal, Texas 2 $ 50,000 $ 25,000 $ 88,000
Gregg, Texas 2 $ 30,000 $ 15,000 $ 69,000
Harrison, Texas 2 $ 50,000 $ 25,000 $ 75,000
Hays, Texas 2 $ 50,000 $ 25,000 $ 166,000
Kaufman, Texas 2 $ 40,000 $ 20,000 $ 122,000
Montgomery, Texas 2 $ 50,000 $ 25,000 $ 131,000
Panola, Texas 2 $ 40,000 $ 20,000 $ 92,000
Travis, Texas 2 $ 80,000 $ 40,000 $ 92,000
Weber, Utah 2 $ 30,000 $ 15,000 $ 45,000
Culpeper, Virginia 2 $ 50,000 $ 25,000 $ 129,000
Goochland, Virginia 2 $ 50,000 $ 25,000 $ 121,000
Newport News, Virginia 2 $ 50,000 $ 25,000 $ 145,000
Southampton, Virginia 2 $ 60,000 $ 30,000 $ 80,000
Spotsylvania, Virginia 2 $ 30,000 $ 15,000 $ 109,000
Warren, Virginia 2 $ 40,000 $ 20,000 $ 46,000
Kitsap, Washington 2 $ 40,000 $ 20,000 $ 85,000
Skagit, Washington 2 $ 50,000 $ 25,000 $ 33,000
Stevens, Washington 2 $ 50,000 $ 25,000 $ 97,000
Fayette, West Virginia 2 $ 90,000 $ 45,000 $ 87,000
Jefferson, West Virginia 2 $ 50,000 $ 25,000 $ 91,000
Washington, Wisconsin 2 $ 50,000 $ 25,000 $ 127,000
Henry, Alabama 1 $ 15,000 $ 15,000 $ 135,000
Lee, Alabama 1 $ 15,000 $ 15,000 $ 90,000
Marshall, Alabama 1 $ 25,000 $ 25,000 $ 175,000
Mobile, Alabama 1 $ 25,000 $ 25,000 $ 60,000
Morgan, Alabama 1 $ 25,000 $ 25,000 $ 127,000
Shelby, Alabama 1 $ 15,000 $ 15,000 $ 82,000
Juneau, Alaska 1 $ 25,000 $ 25,000 $ 127,000
Pinal, Arizona 1 $ 25,000 $ 25,000 $ 100,000
Boone, Arkansas 1 $ 25,000 $ 25,000 $ 129,000
Faulkner, Arkansas 1 $ 25,000 $ 25,000 $ 75,000
Garland, Arkansas 1 $ 25,000 $ 25,000 $ 74,000
Grant, Arkansas 1 $ 15,000 $ 15,000 $ 73,000
Lonoke, Arkansas 1 $ 25,000 $ 25,000 $ 34,000
Nevada, Arkansas 1 $ 25,000 $ 25,000 $ 45,000
Randolph, Arkansas 1 $ 25,000 $ 25,000 $ 58,000
Union, Arkansas 1 $ 25,000 $ 25,000 $ 88,000
Alameda, California 1 $ 25,000 $ 25,000 $ 247,000
Butte, California 1 $ 25,000 $ 25,000 $ 38,000
Kern, California 1 $ 25,000 $ 25,000 $ 92,000
Santa Barbara, California 1 $ 15,000 $ 15,000 $ 180,000
Sonoma, California 1 $ 25,000 $ 25,000 $ 27,000
Tulare, California 1 $ 15,000 $ 15,000 $ 38,000
Ventura, California 1 $ 25,000 $ 25,000 $ 38,000
Archuleta, Colorado 1 $ 25,000 $ 25,000 $ 63,000
Costilla, Colorado 1 $ 25,000 $ 25,000 $ 148,000
Custer, Colorado 1 $ 25,000 $ 25,000 $ 125,000
Denver, Colorado 1 $ 25,000 $ 25,000 $ 73,000
Douglas, Colorado 1 $ 25,000 $ 25,000 $ 104,000
Elbert, Colorado 1 $ 25,000 $ 25,000 $ 118,000
Montezuma, Colorado 1 $ 15,000 $ 15,000 $ 35,000
Routt, Colorado 1 $ 25,000 $ 25,000 $ 131,000
District of Columbia, District Of Columbia 1 $ 25,000 $ 25,000 $ 121,000
Bay, Florida 1 $ 15,000 $ 15,000 $ 151,000
Hardee, Florida 1 $ 25,000 $ 25,000 $ 89,000
Holmes, Florida 1 $ 15,000 $ 15,000 $ 41,000
Levy, Florida 1 $ 25,000 $ 25,000 $ 86,000
Miami-Dade, Florida 1 $ 25,000 $ 25,000 $ 121,000
Okeechobee, Florida 1 $ 15,000 $ 15,000 $ 94,000
Putnam, Florida 1 $ 25,000 $ 25,000 $ 68,000
Santa Rosa, Florida 1 $ 25,000 $ 25,000 $ 79,000
Sarasota, Florida 1 $ 25,000 $ 25,000 $ 72,000
Sumter, Florida 1 $ 25,000 $ 25,000 $ 69,000
Suwannee, Florida 1 $ 25,000 $ 25,000 $ 98,000
Bibb, Georgia 1 $ 25,000 $ 25,000 $ 65,000
Catoosa, Georgia 1 $ 25,000 $ 25,000 $ 53,000
Douglas, Georgia 1 $ 35,000 $ 35,000 $ 1,046,000
Elbert, Georgia 1 $ 25,000 $ 25,000 $ 35,000
Forsyth, Georgia 1 $ 5,000 $ 5,000 $ 19,000
Gilmer, Georgia 1 $ 25,000 $ 25,000 $ 114,000
Henry, Georgia 1 $ 5,000 $ 5,000 $ 83,000
Liberty, Georgia 1 $ 25,000 $ 25,000 $ 89,000
Long, Georgia 1 $ 5,000 $ 5,000 $ 91,000
Morgan, Georgia 1 $ 25,000 $ 25,000 $ 72,000
Newton, Georgia 1 $ 35,000 $ 35,000 $ 123,000
Tift, Georgia 1 $ 25,000 $ 25,000 $ 304,000
Troup, Georgia 1 $ 25,000 $ 25,000 $ 17,000
Wayne, Georgia 1 $ 25,000 $ 25,000 $ 180,000
Bonner, Idaho 1 $ 45,000 $ 45,000 $ 40,000
Shoshone, Idaho 1 $ 25,000 $ 25,000 $ 53,000
Champaign, Illinois 1 $ 25,000 $ 25,000 $ 142,000
Clark, Illinois 1 $ 25,000 $ 25,000 $ 106,000
Crawford, Illinois 1 $ 25,000 $ 25,000 $ 143,000
De Witt, Illinois 1 $ 25,000 $ 25,000 $ 135,000
Douglas, Illinois 1 $ 25,000 $ 25,000 $ 113,000
DuPage, Illinois 1 $ 25,000 $ 25,000 $ 149,000
Edgar, Illinois 1 $ 15,000 $ 15,000 $ 42,000
Franklin, Illinois 1 $ 25,000 $ 25,000 $ 65,000
Jackson, Illinois 1 $ 25,000 $ 25,000 $ 124,000
Kendall, Illinois 1 $ 25,000 $ 25,000 $ 120,000
Mason, Illinois 1 $ 25,000 $ 25,000 $ 37,000
McHenry, Illinois 1 $ 25,000 $ 25,000 $ 102,000
Morgan, Illinois 1 $ 25,000 $ 25,000 $ 50,000
Ogle, Illinois 1 $ 25,000 $ 25,000 $ 230,000
Peoria, Illinois 1 $ 25,000 $ 25,000 $ 135,000
Perry, Illinois 1 $ 55,000 $ 55,000 $ 145,000
Piatt, Illinois 1 $ 25,000 $ 25,000 $ 105,000
Pulaski, Illinois 1 $ 25,000 $ 25,000 $ 120,000
Rock Island, Illinois 1 $ 25,000 $ 25,000 $ 23,000
St. Clair, Illinois 1 $ 15,000 $ 15,000 $ 43,000
Tazewell, Illinois 1 $ 25,000 $ 25,000 $ 91,000
Wabash, Illinois 1 $ 25,000 $ 25,000 $ 81,000
White, Illinois 1 $ 15,000 $ 15,000 $ 15,000
Blackford, Indiana 1 $ 25,000 $ 25,000 $ 83,000
Boone, Indiana 1 $ 25,000 $ 25,000 $ 96,000
Clark, Indiana 1 $ 25,000 $ 25,000 $ 83,000
Clay, Indiana 1 $ 25,000 $ 25,000 $ 94,000
Decatur, Indiana 1 $ 25,000 $ 25,000 $ 95,000
DeKalb, Indiana 1 $ 25,000 $ 25,000 $ 52,000
Fountain, Indiana 1 $ 25,000 $ 25,000 $ 105,000
Grant, Indiana 1 $ 15,000 $ 15,000 $ 76,000
Hendricks, Indiana 1 $ 25,000 $ 25,000 $ 98,000
Henry, Indiana 1 $ 25,000 $ 25,000 $ 146,000
Huntington, Indiana 1 $ 55,000 $ 55,000 $ 75,000
Jennings, Indiana 1 $ 25,000 $ 25,000 $ 111,000
Owen, Indiana 1 $ 25,000 $ 25,000 $ 100,000
Putnam, Indiana 1 $ 25,000 $ 25,000 $ 101,000
Randolph, Indiana 1 $ 45,000 $ 45,000 $ 50,000
Ripley, Indiana 1 $ 45,000 $ 45,000 $ 70,000
Wabash, Indiana 1 $ 25,000 $ 25,000 $ 84,000
Floyd, Iowa 1 $ 25,000 $ 25,000 $ 89,000
Hamilton, Iowa 1 $ 25,000 $ 25,000 $ 91,000
Mills, Iowa 1 $ 25,000 $ 25,000 $ 143,000
Pottawattamie, Iowa 1 $ 25,000 $ 25,000 $ 222,000
Scott, Iowa 1 $ 25,000 $ 25,000 $ 131,000
Brown, Kansas 1 $ 25,000 $ 25,000 $ 64,000
Butler, Kansas 1 $ 25,000 $ 25,000 $ 82,000
Franklin, Kansas 1 $ 25,000 $ 25,000 $ 70,000
Grant, Kansas 1 $ 25,000 $ 25,000 $ 87,000
Harvey, Kansas 1 $ 25,000 $ 25,000 $ 140,000
Leavenworth, Kansas 1 $ 25,000 $ 25,000 $ 65,000
Miami, Kansas 1 $ 25,000 $ 25,000 $ 99,000
Montgomery, Kansas 1 $ 25,000 $ 25,000 $ 56,000
Smith, Kansas 1 $ 65,000 $ 65,000 $ 70,000
Sumner, Kansas 1 $ 15,000 $ 15,000 $ 99,000
Wyandotte, Kansas 1 $ 55,000 $ 55,000 $ 39,000
Boone, Kentucky 1 $ 25,000 $ 25,000 $ 166,000
Bourbon, Kentucky 1 $ 25,000 $ 25,000 $ 52,000
Boyd, Kentucky 1 $ 25,000 $ 25,000 $ 74,000
Bullitt, Kentucky 1 $ 25,000 $ 25,000 $ 79,000
Clark, Kentucky 1 $ 25,000 $ 25,000 $ 60,000
Clay, Kentucky 1 $ 25,000 $ 25,000 $ 222,000
Fayette, Kentucky 1 $ 25,000 $ 25,000 $ 298,000
Grant, Kentucky 1 $ 25,000 $ 25,000 $ 106,000
Graves, Kentucky 1 $ 25,000 $ 25,000 $ 55,000
Hardin, Kentucky 1 $ 15,000 $ 15,000 $ 74,000
Jessamine, Kentucky 1 $ 25,000 $ 25,000 $ 91,000
Madison, Kentucky 1 $ 25,000 $ 25,000 $ 67,000
McCracken, Kentucky 1 $ 15,000 $ 15,000 $ 17,000
Mercer, Kentucky 1 $ 25,000 $ 25,000 $ 155,000
Nelson, Kentucky 1 $ 25,000 $ 25,000 $ 48,000
Ohio, Kentucky 1 $ 25,000 $ 25,000 $ 88,000
Spencer, Kentucky 1 $ 25,000 $ 25,000 $ 58,000
Union, Kentucky 1 $ 15,000 $ 15,000 $ 31,000
Warren, Kentucky 1 $ 5,000 $ 5,000 $ 149,000
Ascension, Louisiana 1 $ 15,000 $ 15,000 $ 43,000
Beauregard, Louisiana 1 $ 25,000 $ 25,000 $ 173,000
Calcasieu, Louisiana 1 $ 25,000 $ 25,000 $ 88,000
Iberia, Louisiana 1 $ 25,000 $ 25,000 $ 108,000
Jefferson Davis, Louisiana 1 $ 25,000 $ 25,000 $ 50,000
Natchitoches, Louisiana 1 $ 25,000 $ 25,000 $ 199,000
Rapides, Louisiana 1 $ 25,000 $ 25,000 $ 24,000
Sabine, Louisiana 1 $ 15,000 $ 15,000 $ 93,000
St. John the Baptist, Louisiana 1 $ 25,000 $ 25,000 $ 76,000
St. Martin, Louisiana 1 $ 25,000 $ 25,000 $ 116,000
Cumberland, Maine 1 $ 25,000 $ 25,000 $ 83,000
Oxford, Maine 1 $ 5,000 $ 5,000 $ 59,000
York, Maine 1 $ 45,000 $ 45,000 $ 71,000
Anne Arundel, Maryland 1 $ 25,000 $ 25,000 $ 249,000
Baltimore City, Maryland 1 $ 25,000 $ 25,000 $ 92,000
Caroline, Maryland 1 $ 25,000 $ 25,000 $ 70,000
Cecil, Maryland 1 $ 55,000 $ 55,000 $ 88,000
Norfolk, Massachusetts 1 $ 15,000 $ 15,000 $ 13,000
Bay, Michigan 1 $ 25,000 $ 25,000 $ 162,000
Berrien, Michigan 1 $ 15,000 $ 15,000 $ 41,000
Calhoun, Michigan 1 $ 25,000 $ 25,000 $ 37,000
Dickinson, Michigan 1 $ 25,000 $ 25,000 $ 61,000
Hillsdale, Michigan 1 $ 25,000 $ 25,000 $ 129,000
Ingham, Michigan 1 $ 15,000 $ 15,000 $ 75,000
Jackson, Michigan 1 $ 25,000 $ 25,000 $ 120,000
Kalkaska, Michigan 1 $ 25,000 $ 25,000 $ 63,000
Kent, Michigan 1 $ 25,000 $ 25,000 $ 38,000
Macomb, Michigan 1 $ 25,000 $ 25,000 $ 89,000
Manistee, Michigan 1 $ 25,000 $ 25,000 $ 70,000
Oakland, Michigan 1 $ 25,000 $ 25,000 $ 116,000
Oceana, Michigan 1 $ 15,000 $ 15,000 $ 65,000
Sanilac, Michigan 1 $ 25,000 $ 25,000 $ 70,000
Shiawassee, Michigan 1 $ 25,000 $ 25,000 $ 54,000
St. Clair, Michigan 1 $ 45,000 $ 45,000 $ 154,000
Wayne, Michigan 1 $ 25,000 $ 25,000 $ 26,000
Wexford, Michigan 1 $ 25,000 $ 25,000 $ 71,000
Aitkin, Minnesota 1 $ 65,000 $ 65,000 $ 28,000
Benton, Minnesota 1 $ 45,000 $ 45,000 $ 158,000
Dakota, Minnesota 1 $ 25,000 $ 25,000 $ 55,000
Goodhue, Minnesota 1 $ 55,000 $ 55,000 $ 73,000
Mille Lacs, Minnesota 1 $ 25,000 $ 25,000 $ 75,000
Pine, Minnesota 1 $ 25,000 $ 25,000 $ 163,000
Pope, Minnesota 1 $ 25,000 $ 25,000 $ 450,000
Scott, Minnesota 1 $ 25,000 $ 25,000 $ 242,000
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Mortgage Loan Application Detail Totals for Admirals Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,553 $39,685,000 $25,000 $65,000 $99,000 $1,046,000
Cash-out Refinancing 6 $2,840,000 $473,000 $1,155,000 $107,000 $216,000
Refinancing 4 $2,300,000 $575,000 $985,000 $186,000 $400,000
Other Purpose 1 $605,000 $605,000 $605,000 $146,000 $146,000
Home Purchase 1 $245,000 $245,000 $245,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,061 $31,115,000 $29,000 $985,000 $101,000 $540,000
Not Provided 222 $5,830,000 $26,000 $65,000 $95,000 $378,000
Black or African American 122 $3,270,000 $26,000 $255,000 $90,000 $1,046,000
Hispanic 93 $2,275,000 $24,000 $65,000 $88,000 $244,000
Asian 31 $1,985,000 $64,000 $1,155,000 $112,000 $338,000
American Indian or Alaskan Native 28 $740,000 $26,000 $65,000 $94,000 $268,000
Native Hawaiian or Other Pacific Islander 4 $160,000 $40,000 $65,000 $92,000 $165,000
Not applicable 1 $245,000 $245,000 $245,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,553 $39,685,000 $25,000 $65,000 $99,000 $1,046,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12 $5,990,000 $499,000 $1,155,000 $139,000 $400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 682 $20,600,000 $30,000 $1,155,000 $88,000 $1,046,000
Loan Originated 594 $18,040,000 $30,000 $985,000 $108,000 $472,000
File Closed For Incompleteness 165 $3,725,000 $22,000 $25,000 $101,000 $378,000
Application Withdrawn By Applicant 120 $3,210,000 $26,000 $65,000 $109,000 $346,000
Application Approved But Not Accepted 4 $100,000 $25,000 $25,000 $127,000 $322,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 883 $25,075,000 $28,000 $985,000 $107,000 $472,000
Credit History 297 $8,005,000 $26,000 $65,000 $101,000 $1,046,000
Debt-To-Income Ratio 292 $9,630,000 $32,000 $1,155,000 $68,000 $304,000
Other 84 $2,740,000 $32,000 $65,000 $115,000 $540,000
Employment History 5 $125,000 $25,000 $25,000 $67,000 $120,000
Collateral 4 $100,000 $25,000 $45,000 $53,000 $120,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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