Advancial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Advancial Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Advancial Credit Union 1845 Woodall Rodgers Fwy, Suite 1300 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,309 |
| Total Mortgage Loan Application Amount | $492,575,000 |
| Average Mortgage Loan Application Amount | $244,800 |
| Highest Mortgage Loan Application Amount | $3,355,000 |
| Average Applicant Income | $162,600 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Advancial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Advancial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Advancial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Advancial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Advancial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Advancial Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 89 | $ 19,195,000 | $ 215,000 | $ 125,000 |
| Lafayette County Louisiana | 87 | $ 13,815,000 | $ 158,000 | $ 94,000 |
| Harris County Texas | 82 | $ 23,150,000 | $ 282,000 | $ 168,000 |
| Collin County Texas | 57 | $ 15,405,000 | $ 270,000 | $ 142,000 |
| Fort Bend County Texas | 54 | $ 16,330,000 | $ 302,000 | $ 173,000 |
| Anchorage County Alaska | 29 | $ 6,815,000 | $ 235,000 | $ 159,000 |
| Denton County Texas | 28 | $ 6,140,000 | $ 219,000 | $ 120,000 |
| Kings County New York | 23 | $ 12,935,000 | $ 562,000 | $ 260,000 |
| Tarrant County Texas | 21 | $ 5,015,000 | $ 238,000 | $ 115,000 |
| Summit County Utah | 21 | $ 9,155,000 | $ 435,000 | $ 387,000 |
| Los Angeles County California | 19 | $ 19,595,000 | $ 1,031,000 | $ 276,000 |
| Rockwall County Texas | 17 | $ 4,645,000 | $ 273,000 | $ 201,000 |
| St. Martin County Louisiana | 14 | $ 1,510,000 | $ 107,000 | $ 82,000 |
| Maricopa County Arizona | 13 | $ 12,285,000 | $ 945,000 | $ 290,000 |
| Santa Clara County California | 12 | $ 10,270,000 | $ 855,000 | $ 412,000 |
| Broward County Florida | 12 | $ 6,470,000 | $ 539,000 | $ 1,189,000 |
| Iberia County Louisiana | 12 | $ 1,650,000 | $ 137,000 | $ 84,000 |
| Clark County Nevada | 12 | $ 3,650,000 | $ 304,000 | $ 162,000 |
| New York County New York | 12 | $ 4,900,000 | $ 408,000 | $ 285,000 |
| Travis County Texas | 12 | $ 8,090,000 | $ 674,000 | $ 262,000 |
| King County Washington | 12 | $ 10,000,000 | $ 833,000 | $ 215,000 |
| San Diego County California | 11 | $ 11,505,000 | $ 1,045,000 | $ 299,000 |
| Miami-Dade County Florida | 11 | $ 4,525,000 | $ 411,000 | $ 250,000 |
| Volusia County Florida | 11 | $ 3,595,000 | $ 326,000 | $ 155,000 |
| St. Landry County Louisiana | 11 | $ 1,515,000 | $ 137,000 | $ 85,000 |
| Acadia County Louisiana | 10 | $ 1,180,000 | $ 118,000 | $ 103,000 |
| Oklahoma County Oklahoma | 10 | $ 1,640,000 | $ 164,000 | $ 144,000 |
| Horry County South Carolina | 10 | $ 1,680,000 | $ 168,000 | $ 192,000 |
| Montgomery County Texas | 10 | $ 2,580,000 | $ 258,000 | $ 154,000 |
| Orange County California | 9 | $ 6,775,000 | $ 752,000 | $ 306,000 |
| Orange County Florida | 9 | $ 4,565,000 | $ 507,000 | $ 202,000 |
| Pinellas County Florida | 9 | $ 2,745,000 | $ 305,000 | $ 216,000 |
| Ellis County Texas | 9 | $ 2,255,000 | $ 250,000 | $ 145,000 |
| Palm Beach County Florida | 8 | $ 2,230,000 | $ 278,000 | $ 320,000 |
| Kaufman County Texas | 8 | $ 1,680,000 | $ 210,000 | $ 119,000 |
| Bay County Florida | 7 | $ 1,975,000 | $ 282,000 | $ 283,000 |
| Vermilion County Louisiana | 7 | $ 1,035,000 | $ 147,000 | $ 84,000 |
| Boone County Missouri | 7 | $ 995,000 | $ 142,000 | $ 139,000 |
| Kenai Peninsula County Alaska | 6 | $ 1,610,000 | $ 268,000 | $ 230,000 |
| Placer County California | 6 | $ 1,860,000 | $ 310,000 | $ 279,000 |
| Santa Barbara County California | 6 | $ 5,600,000 | $ 933,000 | $ 382,000 |
| Cobb County Georgia | 6 | $ 1,310,000 | $ 218,000 | $ 108,000 |
| Fulton County Georgia | 6 | $ 2,870,000 | $ 478,000 | $ 575,000 |
| Cook County Illinois | 6 | $ 2,310,000 | $ 385,000 | $ 168,000 |
| Williamson County Texas | 6 | $ 2,360,000 | $ 393,000 | $ 178,000 |
| Snohomish County Washington | 6 | $ 2,780,000 | $ 463,000 | $ 164,000 |
| Alameda County California | 5 | $ 5,195,000 | $ 1,039,000 | $ 246,000 |
| Sonoma County California | 5 | $ 3,175,000 | $ 635,000 | $ 269,000 |
| Sarasota County Florida | 5 | $ 1,815,000 | $ 363,000 | $ 206,000 |
| Henderson County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 155,000 |
| Pima County Arizona | 4 | $ 680,000 | $ 170,000 | $ 137,000 |
| Contra Costa County California | 4 | $ 6,020,000 | $ 1,505,000 | $ 297,000 |
| San Francisco County California | 4 | $ 4,940,000 | $ 1,235,000 | $ 360,000 |
| San Mateo County California | 4 | $ 5,870,000 | $ 1,467,000 | $ 363,000 |
| Douglas County Colorado | 4 | $ 1,820,000 | $ 455,000 | $ 301,000 |
| Fairfield County Connecticut | 4 | $ 2,730,000 | $ 682,000 | $ 284,000 |
| Collier County Florida | 4 | $ 1,400,000 | $ 350,000 | $ 965,000 |
| Hillsborough County Florida | 4 | $ 1,890,000 | $ 472,000 | $ 211,000 |
| Manatee County Florida | 4 | $ 3,890,000 | $ 972,000 | $ 1,198,000 |
| St. Lucie County Florida | 4 | $ 1,520,000 | $ 380,000 | $ 248,000 |
| Maui County Hawaii | 4 | $ 3,770,000 | $ 942,000 | $ 219,000 |
| Will County Illinois | 4 | $ 1,490,000 | $ 372,000 | $ 1,143,000 |
| Bergen County New Jersey | 4 | $ 1,010,000 | $ 252,000 | $ 100,000 |
| Suffolk County New York | 4 | $ 7,380,000 | $ 1,845,000 | $ 443,000 |
| Wake County North Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 175,000 |
| Deschutes County Oregon | 4 | $ 3,290,000 | $ 822,000 | $ 170,000 |
| Bell County Texas | 4 | $ 440,000 | $ 110,000 | $ 140,000 |
| Bexar County Texas | 4 | $ 1,300,000 | $ 325,000 | $ 155,000 |
| Smith County Texas | 4 | $ 1,020,000 | $ 255,000 | $ 61,000 |
| Yavapai County Arizona | 3 | $ 1,235,000 | $ 411,000 | $ 217,000 |
| San Bernardino County California | 3 | $ 2,325,000 | $ 775,000 | $ 233,000 |
| Santa Cruz County California | 3 | $ 1,725,000 | $ 575,000 | $ 221,000 |
| El Paso County Colorado | 3 | $ 985,000 | $ 328,000 | $ 51,000 |
| Jefferson County Colorado | 3 | $ 2,935,000 | $ 978,000 | $ 146,000 |
| La Plata County Colorado | 3 | $ 885,000 | $ 295,000 | $ 124,000 |
| Brevard County Florida | 3 | $ 1,195,000 | $ 398,000 | $ 261,000 |
| Duval County Florida | 3 | $ 735,000 | $ 245,000 | $ 146,000 |
| Okaloosa County Florida | 3 | $ 1,625,000 | $ 541,000 | $ 77,000 |
| Osceola County Florida | 3 | $ 725,000 | $ 241,000 | $ 260,000 |
| Honolulu County Hawaii | 3 | $ 1,365,000 | $ 455,000 | $ 118,000 |
| Beauregard County Louisiana | 3 | $ 475,000 | $ 158,000 | $ 71,000 |
| Middlesex County Massachusetts | 3 | $ 1,285,000 | $ 428,000 | $ 118,000 |
| Wayne County Michigan | 3 | $ 2,645,000 | $ 881,000 | $ 186,000 |
| Monmouth County New Jersey | 3 | $ 995,000 | $ 331,000 | $ 221,000 |
| Santa Fe County New Mexico | 3 | $ 2,075,000 | $ 691,000 | $ 268,000 |
| Mecklenburg County North Carolina | 3 | $ 1,435,000 | $ 478,000 | $ 145,000 |
| Cleveland County Oklahoma | 3 | $ 725,000 | $ 241,000 | $ 118,000 |
| Philadelphia County Pennsylvania | 3 | $ 935,000 | $ 311,000 | $ 86,000 |
| Brazoria County Texas | 3 | $ 635,000 | $ 211,000 | $ 125,000 |
| Brazos County Texas | 3 | $ 365,000 | $ 121,000 | $ 155,000 |
| Cameron County Texas | 3 | $ 625,000 | $ 208,000 | $ 115,000 |
| Galveston County Texas | 3 | $ 645,000 | $ 215,000 | $ 169,000 |
| Hunt County Texas | 3 | $ 855,000 | $ 285,000 | $ 74,000 |
| Nueces County Texas | 3 | $ 975,000 | $ 325,000 | $ 198,000 |
| Polk County Texas | 3 | $ 545,000 | $ 181,000 | $ 102,000 |
| Chelan County Washington | 3 | $ 885,000 | $ 295,000 | $ 208,000 |
| Kitsap County Washington | 3 | $ 2,995,000 | $ 998,000 | $ 189,000 |
| Kittitas County Washington | 3 | $ 1,605,000 | $ 535,000 | $ 344,000 |
| Matanuska-Susitna County Alaska | 2 | $ 600,000 | $ 300,000 | $ 74,000 |
| Coconino County Arizona | 2 | $ 990,000 | $ 495,000 | $ 209,000 |
| Benton County Arkansas | 2 | $ 600,000 | $ 300,000 | $ 210,000 |
| Marin County California | 2 | $ 1,450,000 | $ 725,000 | $ 171,000 |
| Napa County California | 2 | $ 2,400,000 | $ 1,200,000 | $ 571,000 |
| Sacramento County California | 2 | $ 1,020,000 | $ 510,000 | $ 169,000 |
| San Joaquin County California | 2 | $ 1,170,000 | $ 585,000 | $ 288,000 |
| Ventura County California | 2 | $ 1,230,000 | $ 615,000 | $ 584,000 |
| Boulder County Colorado | 2 | $ 1,760,000 | $ 880,000 | $ 338,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,130,000 | $ 565,000 | $ 187,000 |
| Flagler County Florida | 2 | $ 1,290,000 | $ 645,000 | $ 345,000 |
| Polk County Florida | 2 | $ 310,000 | $ 155,000 | $ 208,000 |
| Walton County Florida | 2 | $ 620,000 | $ 310,000 | $ 283,000 |
| Hawaii County Hawaii | 2 | $ 1,140,000 | $ 570,000 | $ 236,000 |
| Kauai County Hawaii | 2 | $ 770,000 | $ 385,000 | $ 198,000 |
| Canyon County Idaho | 2 | $ 460,000 | $ 230,000 | $ 87,000 |
| Sedgwick County Kansas | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Jefferson County Kentucky | 2 | $ 500,000 | $ 250,000 | $ 103,000 |
| Evangeline County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 100,000 |
| St. Mary County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 75,000 |
| Worcester County Maryland | 2 | $ 500,000 | $ 250,000 | $ 121,000 |
| Jones County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 268,000 |
| Elko County Nevada | 2 | $ 670,000 | $ 335,000 | $ 255,000 |
| Ocean County New Jersey | 2 | $ 3,000,000 | $ 1,500,000 | $ 467,000 |
| Colfax County New Mexico | 2 | $ 360,000 | $ 180,000 | $ 200,000 |
| Torrance County New Mexico | 2 | $ 230,000 | $ 115,000 | $ 144,000 |
| Bronx County New York | 2 | $ 360,000 | $ 180,000 | $ 115,000 |
| Nassau County New York | 2 | $ 630,000 | $ 315,000 | $ 123,000 |
| Franklin County Ohio | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Pawnee County Oklahoma | 2 | $ 1,190,000 | $ 595,000 | $ 120,000 |
| Clackamas County Oregon | 2 | $ 1,130,000 | $ 565,000 | $ 49,000 |
| Multnomah County Oregon | 2 | $ 830,000 | $ 415,000 | $ 741,000 |
| Bucks County Pennsylvania | 2 | $ 1,460,000 | $ 730,000 | $ 136,000 |
| Chester County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| Newport County Rhode Island | 2 | $ 1,600,000 | $ 800,000 | $ 239,000 |
| Charleston County South Carolina | 2 | $ 1,400,000 | $ 700,000 | $ 123,000 |
| Austin County Texas | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Hays County Texas | 2 | $ 1,040,000 | $ 520,000 | $ 163,000 |
| Hood County Texas | 2 | $ 720,000 | $ 360,000 | $ 194,000 |
| Lamar County Texas | 2 | $ 440,000 | $ 220,000 | $ 115,000 |
| McLennan County Texas | 2 | $ 320,000 | $ 160,000 | $ 93,000 |
| Midland County Texas | 2 | $ 780,000 | $ 390,000 | $ 177,000 |
| Parker County Texas | 2 | $ 410,000 | $ 205,000 | $ 94,000 |
| San Jacinto County Texas | 2 | $ 300,000 | $ 150,000 | $ 180,000 |
| Van Zandt County Texas | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Washington County Texas | 2 | $ 430,000 | $ 215,000 | $ 109,000 |
| Pierce County Washington | 2 | $ 1,420,000 | $ 710,000 | $ 280,000 |
| Jefferson County Alabama | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Limestone County Alabama | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Mobile County Alabama | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Desha County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Johnson County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Pike County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Pulaski County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 225,000 |
| El Dorado County California | 1 | $ 1,055,000 | $ 1,055,000 | $ 851,000 |
| Fresno County California | 1 | $ 295,000 | $ 295,000 | $ 148,000 |
| Inyo County California | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Mendocino County California | 1 | $ 675,000 | $ 675,000 | $ 243,000 |
| Nevada County California | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Riverside County California | 1 | $ 745,000 | $ 745,000 | $ 243,000 |
| Solano County California | 1 | $ 755,000 | $ 755,000 | $ 169,000 |
| Stanislaus County California | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Tulare County California | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Yuba County California | 1 | $ 615,000 | $ 615,000 | $ 128,000 |
| Adams County Colorado | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Broomfield County Colorado | 1 | $ 565,000 | $ 565,000 | $ 143,000 |
| Denver County Colorado | 1 | $ 265,000 | $ 265,000 | $ 242,000 |
| Montezuma County Colorado | 1 | $ 845,000 | $ 845,000 | $ 365,000 |
| Montrose County Colorado | 1 | $ 535,000 | $ 535,000 | $ 117,000 |
| Routt County Colorado | 1 | $ 1,495,000 | $ 1,495,000 | $ 441,000 |
| Summit County Colorado | 1 | $ 665,000 | $ 665,000 | $ 77,000 |
| Teller County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 253,000 |
| Middlesex County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| New Haven County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
| New Castle County Delaware | 1 | $ 335,000 | $ 335,000 | $ 93,000 |
| Sussex County Delaware | 1 | $ 435,000 | $ 435,000 | $ 257,000 |
| Charlotte County Florida | 1 | $ 1,275,000 | $ 1,275,000 | $ 1,495,000 |
| Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Franklin County Florida | 1 | $ 215,000 | $ 215,000 | $ 378,000 |
| Indian River County Florida | 1 | $ 395,000 | $ 395,000 | $ 258,000 |
| Lake County Florida | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| Leon County Florida | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Martin County Florida | 1 | $ 155,000 | $ 155,000 | $ 416,000 |
| Monroe County Florida | 1 | $ 405,000 | $ 405,000 | $ 239,000 |
| Okeechobee County Florida | 1 | $ 95,000 | $ 95,000 | $ 237,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Seminole County Florida | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Cherokee County Georgia | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Clarke County Georgia | 1 | $ 525,000 | $ 525,000 | $ 158,000 |
| Coweta County Georgia | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Dawson County Georgia | 1 | $ 785,000 | $ 785,000 | $ 250,000 |
| Fayette County Georgia | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Glynn County Georgia | 1 | $ 145,000 | $ 145,000 | $ 196,000 |
| Hall County Georgia | 1 | $ 335,000 | $ 335,000 | $ 167,000 |
| Newton County Georgia | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Paulding County Georgia | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Whitfield County Georgia | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Ada County Idaho | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
| Bonner County Idaho | 1 | $ 1,075,000 | $ 1,075,000 | $ 881,000 |
| Idaho County Idaho | 1 | $ 1,405,000 | $ 1,405,000 | $ 317,000 |
| Kootenai County Idaho | 1 | $ 1,095,000 | $ 1,095,000 | $ 239,000 |
| Valley County Idaho | 1 | $ 745,000 | $ 745,000 | $ 510,000 |
| Champaign County Illinois | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| De Witt County Illinois | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| McHenry County Illinois | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| LaPorte County Indiana | 1 | $ 705,000 | $ 705,000 | $ 127,000 |
| Porter County Indiana | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Johnson County Kansas | 1 | $ 805,000 | $ 805,000 | $ 332,000 |
| Ascension County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Avoyelles County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Calcasieu County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| East Baton Rouge County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 198,000 |
| Lafourche County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 151,000 |
| Livingston County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Morehouse County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 600,000 |
| Ouachita County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 214,000 |
| Sabine County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| Terrebonne County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Union County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Cumberland County Maine | 1 | $ 385,000 | $ 385,000 | $ 343,000 |
| Montgomery County Maryland | 1 | $ 385,000 | $ 385,000 | $ 79,000 |
| Prince George's County Maryland | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Barnstable County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Bristol County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Norfolk County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 141,000 |
| Suffolk County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 91,000 |
| Worcester County Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 144,000 |
| Berrien County Michigan | 1 | $ 195,000 | $ 195,000 | $ 195,000 |
| Ottawa County Michigan | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Dakota County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Hennepin County Minnesota | 1 | $ 585,000 | $ 585,000 | $ 133,000 |
| Clay County Missouri | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| St. Louis County Missouri | 1 | $ 915,000 | $ 915,000 | $ 2,926,000 |
| Taney County Missouri | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Missoula County Montana | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Lincoln County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Washoe County Nevada | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Grafton County New Hampshire | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Hudson County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 183,000 |
| Mercer County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Morris County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 293,000 |
| Passaic County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Somerset County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Sussex County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 304,000 |
| Union County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Bernalillo County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Eddy County New Mexico | 1 | $ 415,000 | $ 415,000 | $ 169,000 |
| Sandoval County New Mexico | 1 | $ 705,000 | $ 705,000 | $ 130,000 |
| Taos County New Mexico | 1 | $ 425,000 | $ 425,000 | $ 153,000 |
| Columbia County New York | 1 | $ 615,000 | $ 615,000 | $ 227,000 |
| Dutchess County New York | 1 | $ 285,000 | $ 285,000 | $ 174,000 |
| Erie County New York | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Niagara County New York | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Rockland County New York | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Westchester County New York | 1 | $ 895,000 | $ 895,000 | $ 208,000 |
| Dare County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 191,000 |
| Gaston County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 195,000 |
| Wayne County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 32,000 |
| Cass County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Fairfield County Ohio | 1 | $ 575,000 | $ 575,000 | $ 351,000 |
| Portage County Ohio | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Bryan County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Grady County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Logan County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Baker County Oregon | 1 | $ 845,000 | $ 845,000 | $ 133,000 |
| Benton County Oregon | 1 | $ 175,000 | $ 175,000 | $ 156,000 |
| Coos County Oregon | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Jackson County Oregon | 1 | $ 545,000 | $ 545,000 | $ 216,000 |
| Wallowa County Oregon | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Washington County Oregon | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Delaware County Pennsylvania | 1 | $ 775,000 | $ 775,000 | $ 241,000 |
| Lehigh County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Monroe County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 1,218,000 |
| Northampton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Anderson County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Jasper County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Richland County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Davidson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 105,000 |
| Sevier County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Sumner County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 110,000 |
| Williamson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 170,000 |
| Wilson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Aransas County Texas | 1 | $ 215,000 | $ 215,000 | $ 341,000 |
| Burnet County Texas | 1 | $ 265,000 | $ 265,000 | $ 204,000 |
| Clay County Texas | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| El Paso County Texas | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Fannin County Texas | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Grimes County Texas | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Howard County Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Liberty County Texas | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Lynn County Texas | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Madison County Texas | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Morris County Texas | 1 | $ 245,000 | $ 245,000 | $ 265,000 |
| Navarro County Texas | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Palo Pinto County Texas | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Panola County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Red River County Texas | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Shelby County Texas | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Taylor County Texas | 1 | $ 145,000 | $ 145,000 | $ 194,000 |
| Tom Green County Texas | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Trinity County Texas | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Waller County Texas | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Wise County Texas | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Grand County Utah | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Morgan County Utah | 1 | $ 835,000 | $ 835,000 | $ 240,000 |
| Utah County Utah | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Franklin County Vermont | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Fairfax County Virginia | 1 | $ 1,415,000 | $ 1,415,000 | $ 355,000 |
| Frederick County Virginia | 1 | $ 365,000 | $ 365,000 | $ 76,000 |
| Rappahannock County Virginia | 1 | $ 1,055,000 | $ 1,055,000 | $ 304,000 |
| Staunton County Virginia | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Asotin County Washington | 1 | $ 475,000 | $ 475,000 | $ 132,000 |
| Benton County Washington | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Mason County Washington | 1 | $ 235,000 | $ 235,000 | $ 164,000 |
| San Juan County Washington | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Laramie County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Natrona County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Advancial Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 615 | $280,705,000 | $456,000 | $3,155,000 | $220,000 | $3,018,000 |
| Refinancing | 358 | $88,940,000 | $248,000 | $1,495,000 | $155,000 | $3,942,000 |
| Cash-out Refinancing | 309 | $121,485,000 | $393,000 | $3,355,000 | $223,000 | $9,999,000 |
| Home Improvement | 26 | $1,370,000 | $52,000 | $275,000 | $118,000 | $313,000 |
| Other Purpose | 1 | $75,000 | $75,000 | $75,000 | $97,000 | $97,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 687 | $278,475,000 | $405,000 | $3,355,000 | $225,000 | $9,999,000 |
| Not Provided | 394 | $137,640,000 | $349,000 | $2,085,000 | $193,000 | $3,018,000 |
| Hispanic | 88 | $22,980,000 | $261,000 | $1,205,000 | $124,000 | $897,000 |
| Black or African American | 83 | $20,875,000 | $251,000 | $1,595,000 | $120,000 | $381,000 |
| Asian | 50 | $29,360,000 | $587,000 | $2,255,000 | $208,000 | $688,000 |
| American Indian or Alaskan Native | 4 | $1,020,000 | $255,000 | $395,000 | $71,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $2,130,000 | $1,065,000 | $1,675,000 | $294,000 | $375,000 |
| Not applicable | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,309 | $492,575,000 | $376,000 | $3,355,000 | $201,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,070 | $400,160,000 | $373,000 | $3,355,000 | $206,000 | $9,999,000 |
| Application Withdrawn By Applicant | 169 | $71,395,000 | $422,000 | $3,155,000 | $203,000 | $2,144,000 |
| Application Denied By Financial Institution | 58 | $19,970,000 | $344,000 | $1,525,000 | $123,000 | $600,000 |
| Application Approved But Not Accepted | 9 | $455,000 | $50,000 | $105,000 | $110,000 | $313,000 |
| File Closed For Incompleteness | 2 | $370,000 | $185,000 | $225,000 | $104,000 | $118,000 |
| Preapproval Denied by Financial Institution | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,250 | $472,380,000 | $377,000 | $3,355,000 | $204,000 | $9,999,000 |
| Debt-To-Income Ratio | 15 | $5,125,000 | $341,000 | $1,005,000 | $123,000 | $600,000 |
| Credit History | 13 | $3,625,000 | $278,000 | $965,000 | $75,000 | $240,000 |
| Collateral | 12 | $4,240,000 | $353,000 | $1,005,000 | $152,000 | $352,000 |
| Other | 9 | $2,115,000 | $235,000 | $475,000 | $124,000 | $350,000 |
| Employment History | 3 | $2,205,000 | $735,000 | $1,525,000 | $140,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,755,000 | $585,000 | $1,445,000 | $159,000 | $360,000 |
| Unverifiable Information | 2 | $740,000 | $370,000 | $555,000 | $97,000 | $98,000 |
| Credit Application Incomplete | 2 | $390,000 | $195,000 | $285,000 | $147,000 | $273,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Advancial Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Advancial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.