Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Affinity 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,887 |
| Total Mortgage Loan Application Amount | $575,190,000 |
| Average Mortgage Loan Application Amount | $150,538 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $95,461 |
| Highest Applicant Income | $1,981,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 930 | $ 113,851,000 | $ 122,000 | $ 94,000 |
| Morris County New Jersey | 692 | $ 84,612,000 | $ 122,000 | $ 98,000 |
| Middlesex County New Jersey | 578 | $ 63,763,000 | $ 110,000 | $ 97,000 |
| Hunterdon County New Jersey | 361 | $ 45,674,000 | $ 126,000 | $ 122,000 |
| Union County New Jersey | 251 | $ 29,592,000 | $ 117,000 | $ 93,000 |
| Monmouth County New Jersey | 215 | $ 27,397,000 | $ 127,000 | $ 103,000 |
| Essex County New Jersey | 189 | $ 19,898,000 | $ 105,000 | $ 92,000 |
| Warren County New Jersey | 155 | $ 13,345,000 | $ 86,000 | $ 82,000 |
| Sussex County New Jersey | 130 | $ 12,504,000 | $ 96,000 | $ 105,000 |
| Ocean County New Jersey | 127 | $ 13,130,000 | $ 103,000 | $ 89,000 |
| Bergen County New Jersey | 102 | $ 11,360,000 | $ 111,000 | $ 109,000 |
| Mercer County New Jersey | 86 | $ 11,660,000 | $ 135,000 | $ 92,000 |
| Northampton County Pennsylvania | 86 | $ 7,653,000 | $ 88,000 | $ 82,000 |
| Bucks County Pennsylvania | 58 | $ 6,582,000 | $ 113,000 | $ 92,000 |
| Burlington County New Jersey | 56 | $ 5,694,000 | $ 101,000 | $ 85,000 |
| Passaic County New Jersey | 55 | $ 8,074,000 | $ 146,000 | $ 92,000 |
| Hudson County New Jersey | 53 | $ 8,062,000 | $ 152,000 | $ 101,000 |
| Monroe County Pennsylvania | 31 | $ 1,925,000 | $ 62,000 | $ 72,000 |
| Richmond County New York | 26 | $ 2,634,000 | $ 101,000 | $ 96,000 |
| Lehigh County Pennsylvania | 24 | $ 2,479,000 | $ 103,000 | $ 78,000 |
| Broward County Florida | 19 | $ 3,245,000 | $ 170,000 | $ 71,000 |
| Fairfax County Virginia | 17 | $ 2,593,000 | $ 152,000 | $ 112,000 |
| Loudoun County Virginia | 17 | $ 2,755,000 | $ 162,000 | $ 123,000 |
| Orange County New York | 16 | $ 1,564,000 | $ 97,000 | $ 79,000 |
| Suffolk County New York | 16 | $ 1,594,000 | $ 99,000 | $ 101,000 |
| Nassau County New York | 14 | $ 987,000 | $ 70,000 | $ 100,000 |
| Miami-Dade County Florida | 13 | $ 1,108,000 | $ 85,000 | $ 100,000 |
| Rockland County New York | 13 | $ 2,002,000 | $ 154,000 | $ 114,000 |
| Montgomery County Pennsylvania | 13 | $ 1,141,000 | $ 87,000 | $ 103,000 |
| Palm Beach County Florida | 12 | $ 1,275,000 | $ 106,000 | $ 65,000 |
| Kings County New York | 10 | $ 982,000 | $ 98,000 | $ 130,000 |
| Queens County New York | 10 | $ 843,000 | $ 84,000 | $ 82,000 |
| Pike County Pennsylvania | 10 | $ 948,000 | $ 94,000 | $ 59,000 |
| Chester County Pennsylvania | 9 | $ 1,567,000 | $ 174,000 | $ 149,000 |
| DeKalb County Georgia | 8 | $ 776,000 | $ 97,000 | $ 87,000 |
| Mecklenburg County North Carolina | 8 | $ 1,376,000 | $ 172,000 | $ 85,000 |
| Hillsborough County Florida | 7 | $ 818,000 | $ 116,000 | $ 98,000 |
| Prince George's County Maryland | 7 | $ 552,000 | $ 78,000 | $ 102,000 |
| Camden County New Jersey | 7 | $ 513,000 | $ 73,000 | $ 84,000 |
| Philadelphia County Pennsylvania | 7 | $ 354,000 | $ 50,000 | $ 58,000 |
| King County Washington | 7 | $ 1,173,000 | $ 167,000 | $ 87,000 |
| Riverside County California | 6 | $ 894,000 | $ 149,000 | $ 83,000 |
| Seminole County Florida | 6 | $ 270,000 | $ 45,000 | $ 90,000 |
| Cobb County Georgia | 6 | $ 256,000 | $ 42,000 | $ 86,000 |
| Middlesex County Massachusetts | 6 | $ 1,418,000 | $ 236,000 | $ 118,000 |
| Gloucester County New Jersey | 6 | $ 288,000 | $ 48,000 | $ 81,000 |
| New York County New York | 6 | $ 3,687,000 | $ 614,000 | $ 313,000 |
| Wake County North Carolina | 6 | $ 813,000 | $ 135,000 | $ 96,000 |
| Douglas County Colorado | 5 | $ 977,000 | $ 195,000 | $ 136,000 |
| Hartford County Connecticut | 5 | $ 792,000 | $ 158,000 | $ 100,000 |
| Gwinnett County Georgia | 5 | $ 259,000 | $ 51,000 | $ 87,000 |
| Montgomery County Maryland | 5 | $ 324,000 | $ 64,000 | $ 77,000 |
| Atlantic County New Jersey | 5 | $ 495,000 | $ 99,000 | $ 55,000 |
| Westchester County New York | 5 | $ 800,000 | $ 160,000 | $ 153,000 |
| Lackawanna County Pennsylvania | 5 | $ 602,000 | $ 120,000 | $ 93,000 |
| Luzerne County Pennsylvania | 5 | $ 460,000 | $ 92,000 | $ 68,000 |
| Richmond City County Virginia | 5 | $ 605,000 | $ 121,000 | $ 69,000 |
| Virginia Beach County Virginia | 5 | $ 593,000 | $ 118,000 | $ 69,000 |
| Maricopa County Arizona | 4 | $ 723,000 | $ 180,000 | $ 88,000 |
| New Castle County Delaware | 4 | $ 244,000 | $ 61,000 | $ 98,000 |
| Brevard County Florida | 4 | $ 421,000 | $ 105,000 | $ 134,000 |
| Collier County Florida | 4 | $ 316,000 | $ 79,000 | $ 55,000 |
| Hernando County Florida | 4 | $ 230,000 | $ 57,000 | $ 29,000 |
| Cherokee County Georgia | 4 | $ 723,000 | $ 180,000 | $ 112,000 |
| DuPage County Illinois | 4 | $ 465,000 | $ 116,000 | $ 83,000 |
| Baltimore County Maryland | 4 | $ 485,000 | $ 121,000 | $ 61,000 |
| Cape May County New Jersey | 4 | $ 938,000 | $ 234,000 | $ 106,000 |
| Wayne County Pennsylvania | 4 | $ 354,000 | $ 88,000 | $ 75,000 |
| Beaufort County South Carolina | 4 | $ 330,000 | $ 82,000 | $ 90,000 |
| Charleston County South Carolina | 4 | $ 356,000 | $ 89,000 | $ 65,000 |
| Alameda County California | 3 | $ 478,000 | $ 159,000 | $ 98,000 |
| Contra Costa County California | 3 | $ 138,000 | $ 46,000 | $ 91,000 |
| San Bernardino County California | 3 | $ 681,000 | $ 227,000 | $ 79,000 |
| Denver County Colorado | 3 | $ 476,000 | $ 158,000 | $ 133,000 |
| Fairfield County Connecticut | 3 | $ 175,000 | $ 58,000 | $ 143,000 |
| New Haven County Connecticut | 3 | $ 486,000 | $ 162,000 | $ 74,000 |
| Sussex County Delaware | 3 | $ 180,000 | $ 60,000 | $ 127,000 |
| Lee County Florida | 3 | $ 225,000 | $ 75,000 | $ 47,000 |
| Manatee County Florida | 3 | $ 80,000 | $ 26,000 | $ 70,000 |
| Volusia County Florida | 3 | $ 98,000 | $ 32,000 | $ 53,000 |
| Fulton County Georgia | 3 | $ 110,000 | $ 36,000 | $ 54,000 |
| Cook County Illinois | 3 | $ 186,000 | $ 62,000 | $ 89,000 |
| Calvert County Maryland | 3 | $ 200,000 | $ 66,000 | $ 74,000 |
| Harford County Maryland | 3 | $ 386,000 | $ 128,000 | $ 72,000 |
| Hennepin County Minnesota | 3 | $ 173,000 | $ 57,000 | $ 85,000 |
| St. Charles County Missouri | 3 | $ 645,000 | $ 215,000 | $ 65,000 |
| Santa Fe County New Mexico | 3 | $ 205,000 | $ 68,000 | $ 28,000 |
| Albany County New York | 3 | $ 123,000 | $ 41,000 | $ 51,000 |
| Bronx County New York | 3 | $ 120,000 | $ 40,000 | $ 61,000 |
| Onondaga County New York | 3 | $ 288,000 | $ 96,000 | $ 62,000 |
| Saratoga County New York | 3 | $ 154,000 | $ 51,000 | $ 52,000 |
| Warren County New York | 3 | $ 205,000 | $ 68,000 | $ 94,000 |
| Hamilton County Ohio | 3 | $ 236,000 | $ 78,000 | $ 16,000 |
| Schuylkill County Pennsylvania | 3 | $ 433,000 | $ 144,000 | $ 273,000 |
| Greenville County South Carolina | 3 | $ 317,000 | $ 105,000 | $ 76,000 |
| Bexar County Texas | 3 | $ 243,000 | $ 81,000 | $ 100,000 |
| Dallas County Texas | 3 | $ 601,000 | $ 200,000 | $ 141,000 |
| Bennington County Vermont | 3 | $ 126,000 | $ 42,000 | $ 93,000 |
| Henrico County Virginia | 3 | $ 598,000 | $ 199,000 | $ 88,000 |
| Washington County Arkansas | 2 | $ 141,000 | $ 70,000 | $ 90,000 |
| San Diego County California | 2 | $ 914,000 | $ 457,000 | $ 151,000 |
| Santa Clara County California | 2 | $ 1,125,000 | $ 562,000 | $ 237,000 |
| Santa Cruz County California | 2 | $ 120,000 | $ 60,000 | $ 83,000 |
| Boulder County Colorado | 2 | $ 357,000 | $ 178,000 | $ 55,000 |
| El Paso County Colorado | 2 | $ 377,000 | $ 188,000 | $ 59,000 |
| Jefferson County Colorado | 2 | $ 406,000 | $ 203,000 | $ 76,000 |
| Summit County Colorado | 2 | $ 1,115,000 | $ 557,000 | $ 248,000 |
| Middlesex County Connecticut | 2 | $ 535,000 | $ 267,000 | $ 155,000 |
| Windham County Connecticut | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| District of Columbia County District Of Columbia | 2 | $ 100,000 | $ 50,000 | $ 110,000 |
| Alachua County Florida | 2 | $ 312,000 | $ 156,000 | $ 69,000 |
| Flagler County Florida | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| Martin County Florida | 2 | $ 244,000 | $ 122,000 | $ 56,000 |
| Monroe County Florida | 2 | $ 200,000 | $ 100,000 | $ 113,000 |
| Nassau County Florida | 2 | $ 124,000 | $ 62,000 | $ 32,000 |
| Orange County Florida | 2 | $ 73,000 | $ 36,000 | $ 95,000 |
| Pinellas County Florida | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| Sarasota County Florida | 2 | $ 180,000 | $ 90,000 | $ 114,000 |
| St. Johns County Florida | 2 | $ 200,000 | $ 100,000 | $ 120,000 |
| St. Lucie County Florida | 2 | $ 218,000 | $ 109,000 | $ 70,000 |
| Sumter County Florida | 2 | $ 116,000 | $ 58,000 | $ 27,000 |
| Coweta County Georgia | 2 | $ 296,000 | $ 148,000 | $ 51,000 |
| Forsyth County Georgia | 2 | $ 231,000 | $ 115,000 | $ 80,000 |
| Rockdale County Georgia | 2 | $ 246,000 | $ 123,000 | $ 117,000 |
| Lake County Illinois | 2 | $ 200,000 | $ 100,000 | $ 95,000 |
| Hamilton County Indiana | 2 | $ 175,000 | $ 87,000 | $ 90,000 |
| Baltimore City County Maryland | 2 | $ 254,000 | $ 127,000 | $ 119,000 |
| Barnstable County Massachusetts | 2 | $ 300,000 | $ 150,000 | $ 120,000 |
| Berkshire County Massachusetts | 2 | $ 100,000 | $ 50,000 | $ 6,000 |
| Franklin County Massachusetts | 2 | $ 56,000 | $ 28,000 | $ 101,000 |
| Plymouth County Massachusetts | 2 | $ 1,149,000 | $ 574,000 | $ 146,000 |
| Washtenaw County Michigan | 2 | $ 270,000 | $ 135,000 | $ 117,000 |
| Dakota County Minnesota | 2 | $ 517,000 | $ 258,000 | $ 55,000 |
| Olmsted County Minnesota | 2 | $ 226,000 | $ 113,000 | $ 76,000 |
| Stone County Missouri | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| Clark County Nevada | 2 | $ 90,000 | $ 45,000 | $ 14,000 |
| Sullivan County New Hampshire | 2 | $ 189,000 | $ 94,000 | $ 97,000 |
| Salem County New Jersey | 2 | $ 377,000 | $ 188,000 | $ 55,000 |
| Bernalillo County New Mexico | 2 | $ 58,000 | $ 29,000 | $ 64,000 |
| Durham County North Carolina | 2 | $ 165,000 | $ 82,000 | $ 70,000 |
| Guilford County North Carolina | 2 | $ 182,000 | $ 91,000 | $ 39,000 |
| Moore County North Carolina | 2 | $ 104,000 | $ 52,000 | $ 108,000 |
| Cuyahoga County Ohio | 2 | $ 350,000 | $ 175,000 | $ 152,000 |
| Franklin County Ohio | 2 | $ 269,000 | $ 134,000 | $ 141,000 |
| Warren County Ohio | 2 | $ 370,000 | $ 185,000 | $ 114,000 |
| Allegheny County Pennsylvania | 2 | $ 119,000 | $ 59,000 | $ 45,000 |
| Butler County Pennsylvania | 2 | $ 48,000 | $ 24,000 | $ 55,000 |
| Mercer County Pennsylvania | 2 | $ 142,000 | $ 71,000 | $ 47,000 |
| Susquehanna County Pennsylvania | 2 | $ 81,000 | $ 40,000 | $ 50,000 |
| Washington County Rhode Island | 2 | $ 265,000 | $ 132,000 | $ 113,000 |
| Horry County South Carolina | 2 | $ 175,000 | $ 87,000 | $ 153,000 |
| York County South Carolina | 2 | $ 396,000 | $ 198,000 | $ 73,000 |
| Arlington County Virginia | 2 | $ 100,000 | $ 50,000 | $ 81,000 |
| Chesterfield County Virginia | 2 | $ 40,000 | $ 20,000 | $ 64,000 |
| Goochland County Virginia | 2 | $ 361,000 | $ 180,000 | $ 69,000 |
| Hampton County Virginia | 2 | $ 222,000 | $ 111,000 | $ 59,000 |
| Poquoson County Virginia | 2 | $ 364,000 | $ 182,000 | $ 84,000 |
| Prince William County Virginia | 2 | $ 115,000 | $ 57,000 | $ 114,000 |
| Stafford County Virginia | 2 | $ 771,000 | $ 385,000 | $ 149,000 |
| Cowlitz County Washington | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| Milwaukee County Wisconsin | 2 | $ 396,000 | $ 198,000 | $ 66,000 |
| Pima County Arizona | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| Los Angeles County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 200,000 |
| Monterey County California | 1 | $ 635,000 | $ 635,000 | $ 131,000 |
| Orange County California | 1 | $ 279,000 | $ 279,000 | $ 58,000 |
| Sacramento County California | 1 | $ 60,000 | $ 60,000 | $ 130,000 |
| San Francisco County California | 1 | $ 144,000 | $ 144,000 | $ 198,000 |
| Stanislaus County California | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Ventura County California | 1 | $ 110,000 | $ 110,000 | $ 85,000 |
| Arapahoe County Colorado | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 210,000 |
| Ouray County Colorado | 1 | $ 132,000 | $ 132,000 | $ 27,000 |
| Litchfield County Connecticut | 1 | $ 221,000 | $ 221,000 | $ 67,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 164,000 |
| Jackson County Florida | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Marion County Florida | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
| Pasco County Florida | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Clayton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Dawson County Georgia | 1 | $ 183,000 | $ 183,000 | $ 87,000 |
| Fayette County Georgia | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Newton County Georgia | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
| Walton County Georgia | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Effingham County Illinois | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Will County Illinois | 1 | $ 28,000 | $ 28,000 | $ 99,000 |
| Marion County Indiana | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Polk County Iowa | 1 | $ 88,000 | $ 88,000 | $ 34,000 |
| Johnson County Kansas | 1 | $ 189,000 | $ 189,000 | $ 81,000 |
| Sedgwick County Kansas | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Cumberland County Maine | 1 | $ 310,000 | $ 310,000 | $ 81,000 |
| Hancock County Maine | 1 | $ 200,000 | $ 200,000 | $ 119,000 |
| Penobscot County Maine | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Frederick County Maryland | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Howard County Maryland | 1 | $ 310,000 | $ 310,000 | $ 281,000 |
| Kent County Maryland | 1 | $ 288,000 | $ 288,000 | $ 119,000 |
| Essex County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| Norfolk County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 100,000 |
| Macomb County Michigan | 1 | $ 193,000 | $ 193,000 | $ 80,000 |
| Ottawa County Michigan | 1 | $ 227,000 | $ 227,000 | $ 134,000 |
| Fillmore County Minnesota | 1 | $ 7,000 | $ 7,000 | $ 49,000 |
| Ramsey County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Rice County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| St. Louis County Minnesota | 1 | $ 244,000 | $ 244,000 | $ 113,000 |
| Washington County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Winona County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 160,000 |
| Hinds County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 140,000 |
| Leake County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 33,000 |
| Rockingham County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Columbia County New York | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Greene County New York | 1 | $ 33,000 | $ 33,000 | $ 85,000 |
| Monroe County New York | 1 | $ 238,000 | $ 238,000 | $ 159,000 |
| Sullivan County New York | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Brunswick County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Carteret County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 2,000 |
| Davidson County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Forsyth County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 69,000 |
| Johnston County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 78,000 |
| Nash County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 60,000 |
| New Hanover County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Person County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 21,000 |
| Scotland County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 27,000 |
| Union County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Carroll County Ohio | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Jefferson County Ohio | 1 | $ 30,000 | $ 30,000 | $ 98,000 |
| Lucas County Ohio | 1 | $ 288,000 | $ 288,000 | $ 76,000 |
| Medina County Ohio | 1 | $ 147,000 | $ 147,000 | $ 91,000 |
| Preble County Ohio | 1 | $ 27,000 | $ 27,000 | $ 68,000 |
| Stark County Ohio | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Tulsa County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 64,000 |
| Berks County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 25,000 |
| Carbon County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Columbia County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 70,000 |
| Cumberland County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 68,000 |
| Dauphin County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Delaware County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Erie County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| Indiana County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Wyoming County Pennsylvania | 1 | $ 41,000 | $ 41,000 | $ 63,000 |
| York County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 78,000 |
| Newport County Rhode Island | 1 | $ 150,000 | $ 150,000 | $ 276,000 |
| Oconee County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 66,000 |
| Richland County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Spartanburg County South Carolina | 1 | $ 560,000 | $ 560,000 | $ 380,000 |
| Bradley County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 90,000 |
| Collin County Texas | 1 | $ 147,000 | $ 147,000 | $ 94,000 |
| Denton County Texas | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Lamoille County Vermont | 1 | $ 50,000 | $ 50,000 | $ 82,000 |
| Isle of Wight County Virginia | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Newport News County Virginia | 1 | $ 91,000 | $ 91,000 | $ 160,000 |
| Norfolk County Virginia | 1 | $ 83,000 | $ 83,000 | $ 122,000 |
| Jefferson County West Virginia | 1 | $ 281,000 | $ 281,000 | $ 100,000 |
| Polk County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 582,000 |
| Waukesha County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for Affinity in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,418 | $250,558,000 | $61,714 | $800,000 | $100,371 | $1,981,000 |
| Refinancing | 811 | $165,289,000 | $182,814 | $943,000 | $93,481 | $1,203,000 |
| Home Purchase | 658 | $159,343,000 | $227,689 | $1,000,000 | $91,379 | $1,638,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,873 | $438,663,000 | $115,000 | $936,000 | $94,971 | $1,981,000 |
| Asian | 460 | $71,571,000 | $178,750 | $943,000 | $101,791 | $1,638,000 |
| Black or African American | 326 | $36,672,000 | $98,857 | $655,000 | $95,714 | $600,000 |
| Hispanic | 171 | $20,359,000 | $107,000 | $477,000 | $69,166 | $240,000 |
| American Indian or Alaskan Native | 18 | $2,882,000 | $322,500 | $1,000,000 | $114,500 | $212,000 |
| Not Provided | 15 | $1,996,000 | $171,200 | $334,000 | $93,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,196,000 | $306,000 | $480,000 | $145,500 | $177,000 |
| Not applicable | 10 | $851,000 | $65,000 | $288,000 | $89,500 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,887 | $575,190,000 | $120,736 | $1,000,000 | $91,868 | $1,981,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,457 | $402,637,000 | $110,323 | $943,000 | $86,470 | $1,200,000 |
| Application Withdrawn By Applicant | 967 | $125,271,000 | $141,387 | $1,000,000 | $99,838 | $1,638,000 |
| Application Denied By Financial Institution | 379 | $38,056,000 | $142,800 | $638,000 | $90,500 | $1,981,000 |
| Application Approved But Not Accepted | 55 | $6,211,000 | $93,714 | $525,000 | $71,142 | $220,000 |
| File Closed For Incompleteness | 29 | $3,015,000 | $146,750 | $333,000 | $106,000 | $273,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 89 | $8,261,000 | $103,750 | $480,000 | $72,375 | $1,981,000 |
| Debt-To-Income Ratio | 78 | $6,164,000 | $102,222 | $288,000 | $69,444 | $295,000 |
| Collateral | 48 | $3,558,000 | $42,142 | $290,000 | $92,857 | $281,000 |
| Unverifiable Information | 5 | $465,000 | $76,500 | $250,000 | $126,000 | $167,000 |
| Other | 4 | $205,000 | $54,000 | $80,000 | $80,000 | $127,000 |
| Employment History | 4 | $765,000 | $144,000 | $400,000 | $75,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $911,000 | $227,750 | $327,000 | $94,500 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.