Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Affinity 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,025 |
| Total Mortgage Loan Application Amount | $244,601,000 |
| Average Mortgage Loan Application Amount | $187,333 |
| Highest Mortgage Loan Application Amount | $1,185,000 |
| Average Applicant Income | $133,000 |
| Highest Applicant Income | $1,009,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 165 | $ 39,975,000 | $ 242,000 | $ 135,000 |
| Middlesex County New Jersey | 140 | $ 30,445,000 | $ 217,000 | $ 121,000 |
| Morris County New Jersey | 120 | $ 29,494,000 | $ 245,000 | $ 131,000 |
| Hunterdon County New Jersey | 75 | $ 17,883,000 | $ 238,000 | $ 160,000 |
| Monmouth County New Jersey | 46 | $ 15,222,000 | $ 330,000 | $ 166,000 |
| Union County New Jersey | 45 | $ 9,720,000 | $ 216,000 | $ 130,000 |
| Essex County New Jersey | 36 | $ 8,574,000 | $ 238,000 | $ 106,000 |
| Warren County New Jersey | 31 | $ 5,922,000 | $ 191,000 | $ 90,000 |
| Bergen County New Jersey | 30 | $ 8,657,000 | $ 288,000 | $ 146,000 |
| Ocean County New Jersey | 27 | $ 7,533,000 | $ 279,000 | $ 151,000 |
| Mercer County New Jersey | 21 | $ 4,639,000 | $ 220,000 | $ 128,000 |
| Passaic County New Jersey | 15 | $ 3,220,000 | $ 214,000 | $ 120,000 |
| Northampton County Pennsylvania | 14 | $ 2,665,000 | $ 190,000 | $ 116,000 |
| Hudson County New Jersey | 13 | $ 2,977,000 | $ 229,000 | $ 112,000 |
| Sussex County New Jersey | 12 | $ 2,451,000 | $ 204,000 | $ 116,000 |
| Bucks County Pennsylvania | 12 | $ 2,989,000 | $ 249,000 | $ 165,000 |
| Burlington County New Jersey | 8 | $ 1,469,000 | $ 183,000 | $ 134,000 |
| Monroe County Pennsylvania | 7 | $ 695,000 | $ 99,000 | $ 97,000 |
| Cobb County Georgia | 6 | $ 1,208,000 | $ 201,000 | $ 118,000 |
| Westchester County New York | 6 | $ 1,922,000 | $ 320,000 | $ 169,000 |
| Fairfax County Virginia | 6 | $ 1,551,000 | $ 258,000 | $ 92,000 |
| Lehigh County Pennsylvania | 5 | $ 983,000 | $ 196,000 | $ 98,000 |
| Broward County Florida | 4 | $ 455,000 | $ 113,000 | $ 117,000 |
| Hillsborough County Florida | 4 | $ 656,000 | $ 164,000 | $ 86,000 |
| Palm Beach County Florida | 4 | $ 958,000 | $ 239,000 | $ 98,000 |
| New York County New York | 4 | $ 905,000 | $ 226,000 | $ 75,000 |
| Richmond County New York | 4 | $ 943,000 | $ 235,000 | $ 103,000 |
| Beaufort County South Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 143,000 |
| Riverside County California | 3 | $ 790,000 | $ 263,000 | $ 148,000 |
| Lee County Florida | 3 | $ 444,000 | $ 148,000 | $ 63,000 |
| Sarasota County Florida | 3 | $ 470,000 | $ 156,000 | $ 126,000 |
| Gwinnett County Georgia | 3 | $ 577,000 | $ 192,000 | $ 161,000 |
| Camden County New Jersey | 3 | $ 392,000 | $ 130,000 | $ 108,000 |
| Gloucester County New Jersey | 3 | $ 424,000 | $ 141,000 | $ 81,000 |
| Wayne County Pennsylvania | 3 | $ 322,000 | $ 107,000 | $ 135,000 |
| Dallas County Texas | 3 | $ 2,700,000 | $ 900,000 | $ 483,000 |
| Maricopa County Arizona | 2 | $ 581,000 | $ 290,000 | $ 560,000 |
| Santa Clara County California | 2 | $ 1,354,000 | $ 677,000 | $ 224,000 |
| Boulder County Colorado | 2 | $ 497,000 | $ 248,000 | $ 310,000 |
| New Castle County Delaware | 2 | $ 355,000 | $ 177,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 2 | $ 578,000 | $ 289,000 | $ 112,000 |
| Collier County Florida | 2 | $ 647,000 | $ 323,000 | $ 197,000 |
| Lake County Florida | 2 | $ 280,000 | $ 140,000 | $ 93,000 |
| Miami-Dade County Florida | 2 | $ 345,000 | $ 172,000 | $ 54,000 |
| Orange County Florida | 2 | $ 575,000 | $ 287,000 | $ 162,000 |
| Sumter County Florida | 2 | $ 520,000 | $ 260,000 | $ 179,000 |
| Fayette County Georgia | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Fulton County Georgia | 2 | $ 548,000 | $ 274,000 | $ 157,000 |
| Harford County Maryland | 2 | $ 421,000 | $ 210,000 | $ 58,000 |
| Prince George's County Maryland | 2 | $ 664,000 | $ 332,000 | $ 279,000 |
| Middlesex County Massachusetts | 2 | $ 604,000 | $ 302,000 | $ 161,000 |
| Clark County Nevada | 2 | $ 206,000 | $ 103,000 | $ 38,000 |
| Carroll County New Hampshire | 2 | $ 297,000 | $ 148,000 | $ 204,000 |
| Cape May County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 253,000 |
| Nassau County New York | 2 | $ 576,000 | $ 288,000 | $ 85,000 |
| Orange County New York | 2 | $ 494,000 | $ 247,000 | $ 141,000 |
| Suffolk County New York | 2 | $ 1,218,000 | $ 609,000 | $ 143,000 |
| Ulster County New York | 2 | $ 418,000 | $ 209,000 | $ 136,000 |
| Stark County Ohio | 2 | $ 147,000 | $ 73,000 | $ 233,000 |
| Carbon County Pennsylvania | 2 | $ 116,000 | $ 58,000 | $ 87,000 |
| Northumberland County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 28,000 |
| Philadelphia County Pennsylvania | 2 | $ 243,000 | $ 121,000 | $ 122,000 |
| Collin County Texas | 2 | $ 456,000 | $ 228,000 | $ 117,000 |
| King County Washington | 2 | $ 493,000 | $ 246,000 | $ 84,000 |
| Madison County Alabama | 1 | $ 328,000 | $ 328,000 | $ 112,000 |
| Winston County Alabama | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Alameda County California | 1 | $ 1,178,000 | $ 1,178,000 | $ 322,000 |
| Contra Costa County California | 1 | $ 521,000 | $ 521,000 | $ 145,000 |
| San Bernardino County California | 1 | $ 416,000 | $ 416,000 | $ 140,000 |
| San Diego County California | 1 | $ 576,000 | $ 576,000 | $ 265,000 |
| San Luis Obispo County California | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Tuolumne County California | 1 | $ 467,000 | $ 467,000 | $ 447,000 |
| Ventura County California | 1 | $ 500,000 | $ 500,000 | $ 130,000 |
| Eagle County Colorado | 1 | $ 626,000 | $ 626,000 | $ 400,000 |
| San Juan County Colorado | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Weld County Colorado | 1 | $ 30,000 | $ 30,000 | $ 52,000 |
| Hartford County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| Litchfield County Connecticut | 1 | $ 276,000 | $ 276,000 | $ 133,000 |
| New Haven County Connecticut | 1 | $ 416,000 | $ 416,000 | $ 200,000 |
| Brevard County Florida | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Indian River County Florida | 1 | $ 400,000 | $ 400,000 | $ 104,000 |
| Manatee County Florida | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Pinellas County Florida | 1 | $ 47,000 | $ 47,000 | $ 76,000 |
| Seminole County Florida | 1 | $ 945,000 | $ 945,000 | $ 293,000 |
| St. Johns County Florida | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Dawson County Georgia | 1 | $ 22,000 | $ 22,000 | $ 441,000 |
| Douglas County Georgia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Floyd County Georgia | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Forsyth County Georgia | 1 | $ 378,000 | $ 378,000 | $ 107,000 |
| Glynn County Georgia | 1 | $ 306,000 | $ 306,000 | $ 193,000 |
| Rabun County Georgia | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| Walton County Georgia | 1 | $ 178,000 | $ 178,000 | $ 91,000 |
| Cook County Illinois | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| DuPage County Illinois | 1 | $ 550,000 | $ 550,000 | $ 180,000 |
| Johnson County Kansas | 1 | $ 260,000 | $ 260,000 | $ 102,000 |
| Anne Arundel County Maryland | 1 | $ 10,000 | $ 10,000 | $ 135,000 |
| Baltimore County Maryland | 1 | $ 311,000 | $ 311,000 | $ 140,000 |
| Baltimore City County Maryland | 1 | $ 477,000 | $ 477,000 | $ 141,000 |
| Cecil County Maryland | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Frederick County Maryland | 1 | $ 230,000 | $ 230,000 | $ 220,000 |
| Howard County Maryland | 1 | $ 495,000 | $ 495,000 | $ 220,000 |
| Wicomico County Maryland | 1 | $ 242,000 | $ 242,000 | $ 108,000 |
| Charlevoix County Michigan | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Tuscola County Michigan | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Wayne County Michigan | 1 | $ 20,000 | $ 20,000 | $ 119,000 |
| Isanti County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 152,000 |
| Henry County Missouri | 1 | $ 195,000 | $ 195,000 | $ 216,000 |
| Jackson County Missouri | 1 | $ 151,000 | $ 151,000 | $ 69,000 |
| St. Charles County Missouri | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Douglas County Nebraska | 1 | $ 200,000 | $ 200,000 | $ 168,000 |
| Hillsborough County New Hampshire | 1 | $ 535,000 | $ 535,000 | $ 260,000 |
| Merrimack County New Hampshire | 1 | $ 228,000 | $ 228,000 | $ 95,000 |
| Dutchess County New York | 1 | $ 120,000 | $ 120,000 | $ 136,000 |
| Kings County New York | 1 | $ 125,000 | $ 125,000 | $ 285,000 |
| Oneida County New York | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Rockland County New York | 1 | $ 200,000 | $ 200,000 | $ 131,000 |
| Brunswick County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 75,000 |
| Carteret County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 207,000 |
| Cumberland County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Henderson County North Carolina | 1 | $ 18,000 | $ 18,000 | $ 89,000 |
| Iredell County North Carolina | 1 | $ 384,000 | $ 384,000 | $ 120,000 |
| Mecklenburg County North Carolina | 1 | $ 22,000 | $ 22,000 | $ 181,000 |
| Surry County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Union County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 123,000 |
| Oklahoma County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 69,000 |
| Marion County Oregon | 1 | $ 290,000 | $ 290,000 | $ 241,000 |
| Allegheny County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Lackawanna County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 82,000 |
| Lancaster County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Schuylkill County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Union County Pennsylvania | 1 | $ 263,000 | $ 263,000 | $ 165,000 |
| Dorchester County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Horry County South Carolina | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Spartanburg County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 88,000 |
| Sumter County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 23,000 |
| Gregg County Texas | 1 | $ 25,000 | $ 25,000 | $ 8,000 |
| Van Zandt County Texas | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Windsor County Vermont | 1 | $ 123,000 | $ 123,000 | $ 241,000 |
| Albemarle County Virginia | 1 | $ 149,000 | $ 149,000 | $ 172,000 |
| Arlington County Virginia | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| Loudoun County Virginia | 1 | $ 372,000 | $ 372,000 | $ 148,000 |
| Roanoke County Virginia | 1 | $ 380,000 | $ 380,000 | $ 100,000 |
| Chelan County Washington | 1 | $ 250,000 | $ 250,000 | $ 128,000 |
| Snohomish County Washington | 1 | $ 415,000 | $ 415,000 | $ 166,000 |
| Green County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Affinity in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 560 | $142,467,000 | $254,000 | $1,185,000 | $136,000 | $1,009,000 |
| Home Purchase | 368 | $98,042,000 | $266,000 | $1,076,000 | $129,000 | $866,000 |
| Home Improvement | 97 | $4,092,000 | $42,000 | $380,000 | $134,000 | $560,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 609 | $147,932,000 | $242,000 | $1,185,000 | $134,000 | $866,000 |
| Not Provided | 145 | $31,340,000 | $216,000 | $796,000 | $147,000 | $1,009,000 |
| Asian | 113 | $34,782,000 | $307,000 | $1,085,000 | $155,000 | $482,000 |
| Black or African American | 87 | $16,508,000 | $189,000 | $560,000 | $91,000 | $435,000 |
| Hispanic | 63 | $11,805,000 | $187,000 | $945,000 | $124,000 | $560,000 |
| Not applicable | 5 | $1,566,000 | $313,000 | $971,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $253,000 | $126,000 | $221,000 | $107,000 | $168,000 |
| American Indian or Alaskan Native | 1 | $415,000 | $415,000 | $415,000 | $166,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,024 | $244,358,000 | $238,000 | $1,185,000 | $134,000 | $1,009,000 |
| FHA-insured (Federal Housing Administration) | 1 | $243,000 | $243,000 | $243,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 543 | $132,958,000 | $244,000 | $1,185,000 | $131,000 | $643,000 |
| Application Denied By Financial Institution | 188 | $33,682,000 | $179,000 | $612,000 | $120,000 | $1,009,000 |
| Application Withdrawn By Applicant | 157 | $41,364,000 | $263,000 | $1,075,000 | $141,000 | $866,000 |
| File Closed For Incompleteness | 89 | $26,136,000 | $293,000 | $907,000 | $164,000 | $657,000 |
| Application Approved But Not Accepted | 48 | $10,461,000 | $217,000 | $945,000 | $129,000 | $700,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 73 | $13,795,000 | $188,000 | $481,000 | $79,000 | $272,000 |
| Collateral | 63 | $10,790,000 | $171,000 | $612,000 | $154,000 | $763,000 |
| Credit History | 45 | $8,273,000 | $183,000 | $474,000 | $132,000 | $1,009,000 |
| Employment History | 1 | $274,000 | $274,000 | $274,000 | $88,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $53,000 | $53,000 | $53,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $390,000 | $390,000 | $390,000 | $231,000 | $231,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.