Affinity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Affinity 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Affinity 73 Mountainview Blvd. Basking Ridge, NJ 08720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,678 |
| Total Mortgage Loan Application Amount | $690,660,000 |
| Average Mortgage Loan Application Amount | $209,200 |
| Highest Mortgage Loan Application Amount | $8,605,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $1,867,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Affinity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Affinity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Affinity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Affinity serves its applicants.
Each category highlights the total number of mortgage applications processed by Affinity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Affinity's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 419 | $ 82,995,000 | $ 198,000 | $ 166,000 |
| Middlesex County New Jersey | 372 | $ 60,550,000 | $ 162,000 | $ 140,000 |
| Morris County New Jersey | 317 | $ 61,545,000 | $ 194,000 | $ 171,000 |
| Hunterdon County New Jersey | 217 | $ 40,215,000 | $ 185,000 | $ 157,000 |
| Union County New Jersey | 215 | $ 37,535,000 | $ 174,000 | $ 160,000 |
| Monmouth County New Jersey | 189 | $ 33,865,000 | $ 179,000 | $ 174,000 |
| Essex County New Jersey | 144 | $ 25,700,000 | $ 178,000 | $ 140,000 |
| Bergen County New Jersey | 121 | $ 27,965,000 | $ 231,000 | $ 187,000 |
| Ocean County New Jersey | 95 | $ 17,295,000 | $ 182,000 | $ 127,000 |
| Rockland County New York | 78 | $ 10,210,000 | $ 130,000 | $ 149,000 |
| Mercer County New Jersey | 60 | $ 11,890,000 | $ 198,000 | $ 131,000 |
| Fairfield County Connecticut | 53 | $ 8,905,000 | $ 168,000 | $ 133,000 |
| Hudson County New Jersey | 50 | $ 22,860,000 | $ 457,000 | $ 134,000 |
| Warren County New Jersey | 49 | $ 6,625,000 | $ 135,000 | $ 115,000 |
| Burlington County New Jersey | 48 | $ 8,160,000 | $ 170,000 | $ 140,000 |
| New Haven County Connecticut | 46 | $ 5,210,000 | $ 113,000 | $ 133,000 |
| Sussex County New Jersey | 45 | $ 6,505,000 | $ 144,000 | $ 131,000 |
| Passaic County New Jersey | 38 | $ 9,240,000 | $ 243,000 | $ 151,000 |
| Westchester County New York | 37 | $ 7,145,000 | $ 193,000 | $ 192,000 |
| Northampton County Pennsylvania | 33 | $ 5,145,000 | $ 155,000 | $ 117,000 |
| Bucks County Pennsylvania | 24 | $ 4,150,000 | $ 172,000 | $ 148,000 |
| Suffolk County New York | 23 | $ 4,915,000 | $ 213,000 | $ 162,000 |
| Queens County New York | 22 | $ 7,930,000 | $ 360,000 | $ 221,000 |
| Orange County New York | 20 | $ 2,370,000 | $ 118,000 | $ 122,000 |
| Kings County New York | 18 | $ 4,360,000 | $ 242,000 | $ 136,000 |
| Monroe County Pennsylvania | 18 | $ 2,010,000 | $ 111,000 | $ 126,000 |
| Camden County New Jersey | 15 | $ 1,885,000 | $ 125,000 | $ 104,000 |
| Hillsborough County Florida | 13 | $ 2,755,000 | $ 211,000 | $ 142,000 |
| Fulton County Georgia | 13 | $ 2,805,000 | $ 215,000 | $ 193,000 |
| Palm Beach County Florida | 12 | $ 4,060,000 | $ 338,000 | $ 174,000 |
| Richmond County New York | 12 | $ 2,480,000 | $ 206,000 | $ 209,000 |
| Broward County Florida | 11 | $ 2,045,000 | $ 185,000 | $ 137,000 |
| Nassau County New York | 11 | $ 2,705,000 | $ 245,000 | $ 203,000 |
| Sussex County Delaware | 10 | $ 1,980,000 | $ 198,000 | $ 164,000 |
| Gwinnett County Georgia | 10 | $ 870,000 | $ 87,000 | $ 76,000 |
| Atlantic County New Jersey | 10 | $ 1,600,000 | $ 160,000 | $ 99,000 |
| Wake County North Carolina | 10 | $ 2,750,000 | $ 275,000 | $ 154,000 |
| Lehigh County Pennsylvania | 10 | $ 1,460,000 | $ 146,000 | $ 113,000 |
| Philadelphia County Pennsylvania | 10 | $ 1,430,000 | $ 143,000 | $ 138,000 |
| Hartford County Connecticut | 9 | $ 965,000 | $ 107,000 | $ 112,000 |
| Kent County Delaware | 9 | $ 1,295,000 | $ 143,000 | $ 90,000 |
| New Castle County Delaware | 9 | $ 1,245,000 | $ 138,000 | $ 126,000 |
| Collier County Florida | 9 | $ 3,495,000 | $ 388,000 | $ 204,000 |
| San Diego County California | 8 | $ 1,630,000 | $ 203,000 | $ 144,000 |
| Lee County Florida | 8 | $ 1,280,000 | $ 160,000 | $ 122,000 |
| Orange County Florida | 8 | $ 1,740,000 | $ 217,000 | $ 176,000 |
| Sarasota County Florida | 8 | $ 2,260,000 | $ 282,000 | $ 165,000 |
| Frederick County Maryland | 8 | $ 3,600,000 | $ 450,000 | $ 179,000 |
| Prince George's County Maryland | 8 | $ 2,420,000 | $ 302,000 | $ 190,000 |
| Clark County Nevada | 8 | $ 3,710,000 | $ 463,000 | $ 243,000 |
| Montgomery County Pennsylvania | 8 | $ 1,450,000 | $ 181,000 | $ 95,000 |
| Los Angeles County California | 7 | $ 2,085,000 | $ 297,000 | $ 184,000 |
| Pasco County Florida | 7 | $ 1,335,000 | $ 190,000 | $ 115,000 |
| Cook County Illinois | 7 | $ 2,095,000 | $ 299,000 | $ 148,000 |
| Dutchess County New York | 7 | $ 1,145,000 | $ 163,000 | $ 114,000 |
| New York County New York | 7 | $ 3,725,000 | $ 532,000 | $ 276,000 |
| Mecklenburg County North Carolina | 7 | $ 705,000 | $ 100,000 | $ 107,000 |
| Berks County Pennsylvania | 7 | $ 895,000 | $ 127,000 | $ 104,000 |
| Pike County Pennsylvania | 7 | $ 1,275,000 | $ 182,000 | $ 103,000 |
| Horry County South Carolina | 7 | $ 1,935,000 | $ 276,000 | $ 136,000 |
| Williamson County Tennessee | 7 | $ 2,915,000 | $ 416,000 | $ 171,000 |
| Loudoun County Virginia | 7 | $ 2,095,000 | $ 299,000 | $ 199,000 |
| Maricopa County Arizona | 6 | $ 940,000 | $ 156,000 | $ 215,000 |
| Baltimore County Maryland | 6 | $ 340,000 | $ 56,000 | $ 123,000 |
| Hennepin County Minnesota | 6 | $ 1,100,000 | $ 183,000 | $ 204,000 |
| Cape May County New Jersey | 6 | $ 1,620,000 | $ 270,000 | $ 234,000 |
| Gloucester County New Jersey | 6 | $ 1,100,000 | $ 183,000 | $ 120,000 |
| Allegheny County Pennsylvania | 6 | $ 480,000 | $ 80,000 | $ 62,000 |
| Rutherford County Tennessee | 6 | $ 2,250,000 | $ 375,000 | $ 135,000 |
| Alameda County California | 5 | $ 2,575,000 | $ 515,000 | $ 378,000 |
| Arapahoe County Colorado | 5 | $ 655,000 | $ 131,000 | $ 140,000 |
| District of Columbia County District Of Columbia | 5 | $ 685,000 | $ 137,000 | $ 131,000 |
| Hernando County Florida | 5 | $ 315,000 | $ 63,000 | $ 47,000 |
| Manatee County Florida | 5 | $ 1,395,000 | $ 279,000 | $ 142,000 |
| DeKalb County Georgia | 5 | $ 1,095,000 | $ 219,000 | $ 97,000 |
| Norfolk County Massachusetts | 5 | $ 2,045,000 | $ 409,000 | $ 152,000 |
| St. Charles County Missouri | 5 | $ 285,000 | $ 57,000 | $ 77,000 |
| Delaware County Pennsylvania | 5 | $ 635,000 | $ 127,000 | $ 295,000 |
| Beaufort County South Carolina | 5 | $ 735,000 | $ 147,000 | $ 132,000 |
| Fairfax County Virginia | 5 | $ 1,485,000 | $ 297,000 | $ 212,000 |
| Santa Clara County California | 4 | $ 840,000 | $ 210,000 | $ 146,000 |
| El Paso County Colorado | 4 | $ 1,700,000 | $ 425,000 | $ 195,000 |
| Marion County Florida | 4 | $ 260,000 | $ 65,000 | $ 58,000 |
| Miami-Dade County Florida | 4 | $ 580,000 | $ 145,000 | $ 93,000 |
| Osceola County Florida | 4 | $ 710,000 | $ 177,000 | $ 160,000 |
| Chatham County Georgia | 4 | $ 320,000 | $ 80,000 | $ 141,000 |
| Cobb County Georgia | 4 | $ 570,000 | $ 142,000 | $ 153,000 |
| Middlesex County Massachusetts | 4 | $ 600,000 | $ 150,000 | $ 164,000 |
| Salem County New Jersey | 4 | $ 320,000 | $ 80,000 | $ 139,000 |
| Union County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 84,000 |
| Cuyahoga County Ohio | 4 | $ 360,000 | $ 90,000 | $ 112,000 |
| Shelby County Tennessee | 4 | $ 170,000 | $ 42,000 | $ 72,000 |
| Harris County Texas | 4 | $ 360,000 | $ 90,000 | $ 124,000 |
| Travis County Texas | 4 | $ 1,660,000 | $ 415,000 | $ 299,000 |
| King County Washington | 4 | $ 950,000 | $ 237,000 | $ 175,000 |
| Saline County Arkansas | 3 | $ 155,000 | $ 51,000 | $ 48,000 |
| Contra Costa County California | 3 | $ 225,000 | $ 75,000 | $ 291,000 |
| Orange County California | 3 | $ 1,085,000 | $ 361,000 | $ 236,000 |
| Litchfield County Connecticut | 3 | $ 145,000 | $ 48,000 | $ 57,000 |
| Duval County Florida | 3 | $ 465,000 | $ 155,000 | $ 84,000 |
| Indian River County Florida | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Pinellas County Florida | 3 | $ 495,000 | $ 165,000 | $ 72,000 |
| Polk County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 86,000 |
| St. Johns County Florida | 3 | $ 465,000 | $ 155,000 | $ 132,000 |
| St. Lucie County Florida | 3 | $ 425,000 | $ 141,000 | $ 109,000 |
| Hall County Georgia | 3 | $ 315,000 | $ 105,000 | $ 98,000 |
| Henry County Georgia | 3 | $ 695,000 | $ 231,000 | $ 95,000 |
| Hamilton County Indiana | 3 | $ 1,135,000 | $ 378,000 | $ 108,000 |
| Harford County Maryland | 3 | $ 125,000 | $ 41,000 | $ 119,000 |
| Howard County Maryland | 3 | $ 1,495,000 | $ 498,000 | $ 220,000 |
| Talbot County Maryland | 3 | $ 1,055,000 | $ 351,000 | $ 358,000 |
| Oakland County Michigan | 3 | $ 435,000 | $ 145,000 | $ 117,000 |
| Wright County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 113,000 |
| Belknap County New Hampshire | 3 | $ 845,000 | $ 281,000 | $ 106,000 |
| Cumberland County New Jersey | 3 | $ 215,000 | $ 71,000 | $ 92,000 |
| Brunswick County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 54,000 |
| Guilford County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 179,000 |
| New Hanover County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 137,000 |
| Carbon County Pennsylvania | 3 | $ 365,000 | $ 121,000 | $ 250,000 |
| Chester County Pennsylvania | 3 | $ 1,475,000 | $ 491,000 | $ 85,000 |
| York County South Carolina | 3 | $ 445,000 | $ 148,000 | $ 91,000 |
| Davidson County Tennessee | 3 | $ 355,000 | $ 118,000 | $ 65,000 |
| Hawkins County Tennessee | 3 | $ 1,635,000 | $ 545,000 | $ 290,000 |
| Dallas County Texas | 3 | $ 495,000 | $ 165,000 | $ 172,000 |
| Jefferson County Alabama | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| Pima County Arizona | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| Pinal County Arizona | 2 | $ 390,000 | $ 195,000 | $ 178,000 |
| Craighead County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 93,000 |
| Washington County Arkansas | 2 | $ 470,000 | $ 235,000 | $ 124,000 |
| Sacramento County California | 2 | $ 160,000 | $ 80,000 | $ 135,000 |
| San Luis Obispo County California | 2 | $ 130,000 | $ 65,000 | $ 150,000 |
| Shasta County California | 2 | $ 190,000 | $ 95,000 | $ 30,000 |
| Ventura County California | 2 | $ 360,000 | $ 180,000 | $ 496,000 |
| Denver County Colorado | 2 | $ 330,000 | $ 165,000 | $ 216,000 |
| Douglas County Colorado | 2 | $ 170,000 | $ 85,000 | $ 169,000 |
| Larimer County Colorado | 2 | $ 1,100,000 | $ 550,000 | $ 118,000 |
| Middlesex County Connecticut | 2 | $ 350,000 | $ 175,000 | $ 158,000 |
| Brevard County Florida | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| Leon County Florida | 2 | $ 50,000 | $ 25,000 | $ 154,000 |
| Seminole County Florida | 2 | $ 140,000 | $ 70,000 | $ 89,000 |
| Volusia County Florida | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Cherokee County Georgia | 2 | $ 270,000 | $ 135,000 | $ 156,000 |
| Forsyth County Georgia | 2 | $ 520,000 | $ 260,000 | $ 290,000 |
| DuPage County Illinois | 2 | $ 170,000 | $ 85,000 | $ 98,000 |
| Kane County Illinois | 2 | $ 430,000 | $ 215,000 | $ 195,000 |
| Jackson County Indiana | 2 | $ 100,000 | $ 50,000 | $ 96,000 |
| Anne Arundel County Maryland | 2 | $ 740,000 | $ 370,000 | $ 148,000 |
| Baltimore City County Maryland | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| Charles County Maryland | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Wicomico County Maryland | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Worcester County Maryland | 2 | $ 330,000 | $ 165,000 | $ 323,000 |
| Barnstable County Massachusetts | 2 | $ 270,000 | $ 135,000 | $ 175,000 |
| Berkshire County Massachusetts | 2 | $ 560,000 | $ 280,000 | $ 23,000 |
| Wayne County Michigan | 2 | $ 60,000 | $ 30,000 | $ 35,000 |
| Dakota County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 107,000 |
| Ramsey County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 160,000 |
| Jackson County Missouri | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Lyon County Nevada | 2 | $ 170,000 | $ 85,000 | $ 61,000 |
| Hillsborough County New Hampshire | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| Bronx County New York | 2 | $ 460,000 | $ 230,000 | $ 203,000 |
| Delaware County New York | 2 | $ 720,000 | $ 360,000 | $ 275,000 |
| Saratoga County New York | 2 | $ 460,000 | $ 230,000 | $ 247,000 |
| Sullivan County New York | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
| Ulster County New York | 2 | $ 190,000 | $ 95,000 | $ 71,000 |
| Warren County New York | 2 | $ 160,000 | $ 80,000 | $ 86,000 |
| Cumberland County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 92,000 |
| Franklin County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 169,000 |
| Henderson County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 124,000 |
| Nash County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 66,000 |
| Montgomery County Ohio | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Stark County Ohio | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
| Warren County Ohio | 2 | $ 210,000 | $ 105,000 | $ 145,000 |
| Rogers County Oklahoma | 2 | $ 430,000 | $ 215,000 | $ 96,000 |
| Benton County Oregon | 2 | $ 70,000 | $ 35,000 | $ 127,000 |
| Clackamas County Oregon | 2 | $ 250,000 | $ 125,000 | $ 216,000 |
| Cambria County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 123,000 |
| Centre County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Clearfield County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 101,000 |
| Fayette County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Lancaster County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 129,000 |
| Northumberland County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 78,000 |
| Venango County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 121,000 |
| Wayne County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 156,000 |
| Aiken County South Carolina | 2 | $ 60,000 | $ 30,000 | $ 56,000 |
| Charleston County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 195,000 |
| Georgetown County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 141,000 |
| Lexington County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Benton County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 103,000 |
| Carter County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 108,000 |
| Maury County Tennessee | 2 | $ 970,000 | $ 485,000 | $ 101,000 |
| Sullivan County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 100,000 |
| Sumner County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 260,000 |
| Denton County Texas | 2 | $ 560,000 | $ 280,000 | $ 204,000 |
| Fort Bend County Texas | 2 | $ 1,050,000 | $ 525,000 | $ 151,000 |
| Hays County Texas | 2 | $ 1,370,000 | $ 685,000 | $ 189,000 |
| Rockwall County Texas | 2 | $ 290,000 | $ 145,000 | $ 273,000 |
| Tarrant County Texas | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| Chesterfield County Virginia | 2 | $ 900,000 | $ 450,000 | $ 113,000 |
| Louisa County Virginia | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Prince William County Virginia | 2 | $ 60,000 | $ 30,000 | $ 134,000 |
| Roanoke City County Virginia | 2 | $ 370,000 | $ 185,000 | $ 106,000 |
| Spotsylvania County Virginia | 2 | $ 960,000 | $ 480,000 | $ 163,000 |
| Virginia Beach County Virginia | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| Winchester County Virginia | 2 | $ 160,000 | $ 80,000 | $ 185,000 |
| Cabell County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Dane County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 93,000 |
| Waukesha County Wisconsin | 2 | $ 800,000 | $ 400,000 | $ 218,000 |
| Baldwin County Alabama | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Madison County Alabama | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Mobile County Alabama | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Tuscaloosa County Alabama | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Anchorage County Alaska | 1 | $ 355,000 | $ 355,000 | $ 591,000 |
| Fairbanks North Star County Alaska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Benton County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Conway County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Faulkner County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Hot Spring County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| White County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Alpine County California | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Fresno County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kern County California | 1 | $ 105,000 | $ 105,000 | $ 275,000 |
| Kings County California | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| Monterey County California | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Riverside County California | 1 | $ 55,000 | $ 55,000 | $ 211,000 |
| San Bernardino County California | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| San Joaquin County California | 1 | $ 105,000 | $ 105,000 | $ 177,000 |
| San Mateo County California | 1 | $ 1,105,000 | $ 1,105,000 | $ 427,000 |
| Santa Barbara County California | 1 | $ 1,685,000 | $ 1,685,000 | $ 592,000 |
| Solano County California | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Stanislaus County California | 1 | $ 405,000 | $ 405,000 | $ 212,000 |
| Boulder County Colorado | 1 | $ 105,000 | $ 105,000 | $ 257,000 |
| Weld County Colorado | 1 | $ 105,000 | $ 105,000 | $ 201,000 |
| Tolland County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 161,000 |
| Alachua County Florida | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Columbia County Florida | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| DeSoto County Florida | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Escambia County Florida | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Highlands County Florida | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Lake County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Martin County Florida | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Monroe County Florida | 1 | $ 55,000 | $ 55,000 | $ 628,000 |
| Okaloosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Sumter County Florida | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Appling County Georgia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Bryan County Georgia | 1 | $ 55,000 | $ 55,000 | $ 266,000 |
| Clarke County Georgia | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Clayton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Coweta County Georgia | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Jasper County Georgia | 1 | $ 505,000 | $ 505,000 | $ 385,000 |
| Pickens County Georgia | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Rockdale County Georgia | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Spalding County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Ada County Idaho | 1 | $ 155,000 | $ 155,000 | $ 519,000 |
| Bannock County Idaho | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Canyon County Idaho | 1 | $ 375,000 | $ 375,000 | $ 127,000 |
| Champaign County Illinois | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| DeKalb County Illinois | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Lake County Illinois | 1 | $ 115,000 | $ 115,000 | $ 500,000 |
| LaSalle County Illinois | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Will County Illinois | 1 | $ 245,000 | $ 245,000 | $ 629,000 |
| Williamson County Illinois | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Bartholomew County Indiana | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Floyd County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 125,000 | $ 125,000 | $ 17,000 |
| Jasper County Indiana | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Porter County Indiana | 1 | $ 155,000 | $ 155,000 | $ 177,000 |
| Vanderburgh County Indiana | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
| Iowa County Iowa | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Jasper County Iowa | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Pocahontas County Iowa | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Scott County Iowa | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Van Buren County Iowa | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Johnson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 199,000 |
| Bath County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Boyd County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Christian County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Fayette County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Floyd County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| St. Tammany County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 163,000 |
| Cumberland County Maine | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Kennebec County Maine | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Penobscot County Maine | 1 | $ 55,000 | $ 55,000 | $ 215,000 |
| York County Maine | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Garrett County Maryland | 1 | $ 515,000 | $ 515,000 | $ 225,000 |
| Montgomery County Maryland | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Dukes County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Plymouth County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Berrien County Michigan | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Clare County Michigan | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Lenawee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Ontonagon County Michigan | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Anoka County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| Itasca County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 214,000 |
| Olmsted County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Washington County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 158,000 |
| Hinds County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Rankin County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Andrew County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Butler County Missouri | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Clay County Missouri | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Polk County Missouri | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| St. Louis County Missouri | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Gallatin County Montana | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Yellowstone County Montana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Washoe County Nevada | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Strafford County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Taos County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Broome County New York | 1 | $ 75,000 | $ 75,000 | $ 184,000 |
| Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Fulton County New York | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Jefferson County New York | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Madison County New York | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Monroe County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Putnam County New York | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Schenectady County New York | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Steuben County New York | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Chatham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 248,000 |
| Cleveland County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Dare County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Davidson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Duplin County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Gaston County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 123,000 |
| Harnett County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Lincoln County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Macon County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Moore County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 391,000 |
| Orange County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| Pasquotank County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Rowan County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Ashtabula County Ohio | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Butler County Ohio | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Hamilton County Ohio | 1 | $ 525,000 | $ 525,000 | $ 276,000 |
| Preble County Ohio | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Richland County Ohio | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Summit County Ohio | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Wood County Ohio | 1 | $ 45,000 | $ 45,000 | $ 144,000 |
| Clatsop County Oregon | 1 | $ 55,000 | $ 55,000 | $ 208,000 |
| Bedford County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Dauphin County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Perry County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| York County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Allendale County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 224,000 |
| Berkeley County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Greenville County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Richland County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 135,000 |
| Chester County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Hamilton County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Knox County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Lauderdale County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Moore County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Union County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Bexar County Texas | 1 | $ 315,000 | $ 315,000 | $ 276,000 |
| Brazoria County Texas | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Collin County Texas | 1 | $ 75,000 | $ 75,000 | $ 244,000 |
| Guadalupe County Texas | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Henderson County Texas | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Hidalgo County Texas | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Kaufman County Texas | 1 | $ 335,000 | $ 335,000 | $ 218,000 |
| Tom Green County Texas | 1 | $ 385,000 | $ 385,000 | $ 1,000 |
| Waller County Texas | 1 | $ 535,000 | $ 535,000 | $ 343,000 |
| Cache County Utah | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Utah County Utah | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Bennington County Vermont | 1 | $ 95,000 | $ 95,000 | $ 240,000 |
| Lamoille County Vermont | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Washington County Vermont | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Windham County Vermont | 1 | $ 35,000 | $ 35,000 | $ 176,000 |
| Alexandria County Virginia | 1 | $ 345,000 | $ 345,000 | $ 77,000 |
| Franklin County Virginia | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Goochland County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Halifax County Virginia | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Henrico County Virginia | 1 | $ 335,000 | $ 335,000 | $ 121,000 |
| James City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| King William County Virginia | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Lancaster County Virginia | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Manassas County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Stafford County Virginia | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Clark County Washington | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Skagit County Washington | 1 | $ 445,000 | $ 445,000 | $ 95,000 |
| Whatcom County Washington | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fayette County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Harrison County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Jefferson County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Monongalia County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 116,000 |
| Upshur County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Wayne County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Burnett County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Milwaukee County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Racine County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Affinity in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,270 | $130,660,000 | $102,000 | $855,000 | $160,000 | $1,867,000 |
| Other Purpose | 764 | $84,650,000 | $110,000 | $8,605,000 | $143,000 | $752,000 |
| Cash-out Refinancing | 763 | $165,095,000 | $216,000 | $1,605,000 | $145,000 | $1,008,000 |
| Home Purchase | 752 | $278,090,000 | $369,000 | $2,005,000 | $155,000 | $624,000 |
| Refinancing | 129 | $32,165,000 | $249,000 | $2,155,000 | $122,000 | $488,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,942 | $333,860,000 | $171,000 | $1,685,000 | $156,000 | $1,095,000 |
| Black or African American | 480 | $70,430,000 | $146,000 | $1,255,000 | $120,000 | $512,000 |
| Hispanic | 426 | $66,400,000 | $155,000 | $795,000 | $127,000 | $704,000 |
| Not Provided | 408 | $84,050,000 | $206,000 | $1,305,000 | $160,000 | $1,867,000 |
| Asian | 374 | $107,310,000 | $286,000 | $1,565,000 | $185,000 | $1,008,000 |
| Not applicable | 24 | $25,510,000 | $1,062,000 | $8,605,000 | $0 | $0 |
| American Indian or Alaskan Native | 20 | $2,660,000 | $133,000 | $475,000 | $137,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $440,000 | $110,000 | $165,000 | $100,000 | $177,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,678 | $690,660,000 | $187,000 | $8,605,000 | $151,000 | $1,867,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,960 | $428,500,000 | $218,000 | $8,605,000 | $163,000 | $1,095,000 |
| Application Denied By Financial Institution | 944 | $112,250,000 | $118,000 | $1,255,000 | $126,000 | $1,867,000 |
| Application Withdrawn By Applicant | 324 | $72,140,000 | $222,000 | $2,005,000 | $140,000 | $704,000 |
| Application Approved But Not Accepted | 311 | $46,785,000 | $150,000 | $905,000 | $150,000 | $557,000 |
| File Closed For Incompleteness | 139 | $30,985,000 | $222,000 | $855,000 | $162,000 | $812,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,734 | $578,410,000 | $211,000 | $8,605,000 | $159,000 | $1,095,000 |
| Debt-To-Income Ratio | 417 | $54,845,000 | $131,000 | $1,145,000 | $87,000 | $356,000 |
| Credit History | 215 | $19,625,000 | $91,000 | $1,255,000 | $122,000 | $480,000 |
| Collateral | 198 | $20,480,000 | $103,000 | $1,005,000 | $165,000 | $500,000 |
| Other | 106 | $15,500,000 | $146,000 | $655,000 | $188,000 | $1,867,000 |
| Employment History | 5 | $865,000 | $173,000 | $315,000 | $90,000 | $120,000 |
| Unverifiable Information | 2 | $400,000 | $200,000 | $355,000 | $164,000 | $270,000 |
| Credit Application Incomplete | 1 | $535,000 | $535,000 | $535,000 | $155,000 | $155,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Affinity's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Affinity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.