Alliance Financial Resources Mortgage Lending & HMDA Data, 2012

In 2012, Alliance Financial Resources of Phoenix, AZ reported 4,405 mortgage applications totaling $831.1 million, up 61% from 2011. The average application was for $188,682, and applicants reported an average income of $70,809. 49% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Glendale, AZ (1,940), Albuquerque, NM (233) and Lake Havasu City-Kingman, AZ (193) (applications in parentheses).

Mortgage Company & Address Alliance Financial Resources
5410 East High Street Suite 200
Phoenix, AZ 85054
Tel #: available with data download
Federal Regulator * available with data download
Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 4,405
Total Mortgage Loan Application Amount $831,146,000
Average Mortgage Loan Application Amount $188,682
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $70,809
Highest Applicant Income $1,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliance Financial Resources filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Alliance Financial Resources by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,857 $ 341,809,000 $ 184,065 $ 76,000
Mohave, Arizona 193 $ 23,286,000 $ 120,652 $ 54,000
Bernalillo, New Mexico 176 $ 28,373,000 $ 161,210 $ 53,000
Los Angeles, California 127 $ 36,738,000 $ 289,275 $ 87,000
Pinal, Arizona 83 $ 12,401,000 $ 149,409 $ 64,000
Pima, Arizona 70 $ 13,668,000 $ 195,257 $ 53,000
Riverside, California 51 $ 11,583,000 $ 227,117 $ 103,000
San Diego, California 51 $ 15,514,000 $ 304,196 $ 67,000
Yavapai, Arizona 45 $ 7,346,000 $ 163,244 $ 61,000
Sandoval, New Mexico 45 $ 8,060,000 $ 179,111 $ 62,000
Contra Costa, California 42 $ 11,616,000 $ 276,571 $ 91,000
Harris, Texas 42 $ 7,984,000 $ 190,095 $ 98,000
Alameda, California 38 $ 11,610,000 $ 305,526 $ 74,000
San Bernardino, California 38 $ 7,345,000 $ 193,289 $ 68,000
Jefferson, Alabama 34 $ 4,641,000 $ 136,500 $ 60,000
San Joaquin, California 30 $ 6,519,000 $ 217,300 $ 95,000
San Mateo, California 29 $ 12,412,000 $ 428,000 $ 116,000
Utah, Utah 29 $ 7,274,000 $ 250,827 $ 64,000
Madison, Alabama 26 $ 4,807,000 $ 184,884 $ 50,000
Kern, California 25 $ 4,056,000 $ 162,240 $ 62,000
Davidson, Tennessee 24 $ 3,475,000 $ 144,791 $ 44,000
Sacramento, California 23 $ 4,787,000 $ 208,130 $ 67,000
Salt Lake, Utah 23 $ 5,657,000 $ 245,956 $ 90,000
Dallas, Alabama 22 $ 2,423,000 $ 110,136 $ 42,000
Santa Clara, California 21 $ 6,977,000 $ 332,238 $ 80,000
Dallas, Texas 21 $ 3,234,000 $ 154,000 $ 90,000
Orange, California 20 $ 6,595,000 $ 329,750 $ 99,000
Hamilton, Tennessee 20 $ 3,004,000 $ 150,200 $ 54,000
Yuma, Arizona 19 $ 2,861,000 $ 150,578 $ 79,000
Shelby, Tennessee 19 $ 3,451,000 $ 181,631 $ 57,000
Travis, Texas 19 $ 3,903,000 $ 205,421 $ 99,000
Montgomery, Alabama 18 $ 3,591,000 $ 199,500 $ 68,000
Mobile, Alabama 17 $ 2,159,000 $ 127,000 $ 47,000
Tarrant, Texas 17 $ 2,872,000 $ 168,941 $ 53,000
Fresno, California 16 $ 2,286,000 $ 142,875 $ 71,000
Ventura, California 16 $ 4,686,000 $ 292,875 $ 109,000
Fort Bend, Texas 16 $ 2,602,000 $ 162,625 $ 120,000
Bexar, Texas 15 $ 2,488,000 $ 165,866 $ 30,000
Coconino, Arizona 14 $ 3,051,000 $ 217,928 $ 97,000
Solano, California 14 $ 3,622,000 $ 258,714 $ 73,000
Sonoma, California 14 $ 5,078,000 $ 362,714 $ 93,000
Rutherford, Tennessee 14 $ 2,100,000 $ 150,000 $ 44,000
Merced, California 13 $ 2,922,000 $ 224,769 $ 63,000
Multnomah, Oregon 13 $ 2,293,000 $ 176,384 $ 67,000
Denton, Texas 13 $ 2,292,000 $ 176,307 $ 71,000
Cochise, Arizona 12 $ 2,081,000 $ 173,416 $ 30,000
El Paso, Colorado 12 $ 2,320,000 $ 193,333 $ 54,000
El Paso, Texas 12 $ 1,618,000 $ 134,833 $ 49,000
Montgomery, Texas 12 $ 2,451,000 $ 204,250 $ 84,000
Santa Fe, New Mexico 11 $ 2,319,000 $ 210,818 $ 62,000
Collin, Texas 11 $ 2,541,000 $ 231,000 $ 89,000
Williamson, Texas 11 $ 2,103,000 $ 191,181 $ 53,000
El Dorado, California 10 $ 2,688,000 $ 268,800 $ 87,000
Placer, California 10 $ 2,852,000 $ 285,200 $ 92,000
Tulare, California 10 $ 1,630,000 $ 163,000 $ 79,000
Montgomery, Tennessee 10 $ 1,739,000 $ 173,900 $ 39,000
Baldwin, Alabama 9 $ 1,179,000 $ 131,000 $ 55,000
Limestone, Alabama 9 $ 3,096,000 $ 344,000 $ 121,000
Napa, California 9 $ 3,827,000 $ 425,222 $ 160,000
Adams, Colorado 9 $ 1,652,000 $ 183,555 $ 66,000
Ada, Idaho 9 $ 1,772,000 $ 196,888 $ 64,000
Valencia, New Mexico 9 $ 1,291,000 $ 143,444 $ 46,000
Clackamas, Oregon 9 $ 2,409,000 $ 267,666 $ 67,000
Douglas, Oregon 9 $ 1,739,000 $ 193,222 $ 56,000
Washington, Oregon 9 $ 1,671,000 $ 185,666 $ 37,000
Bell, Texas 9 $ 1,486,000 $ 165,111 $ 11,000
Brazoria, Texas 9 $ 1,267,000 $ 140,777 $ 206,000
Davis, Utah 9 $ 2,164,000 $ 240,444 $ 35,000
Butte, California 8 $ 1,632,000 $ 204,000 $ 43,000
San Francisco, California 8 $ 3,296,000 $ 412,000 $ 99,000
Stanislaus, California 8 $ 1,029,000 $ 128,625 $ 51,000
Yolo, California 8 $ 1,800,000 $ 225,000 $ 57,000
Sumner, Tennessee 8 $ 1,238,000 $ 154,750 $ 50,000
Williamson, Tennessee 8 $ 2,368,000 $ 296,000 $ 122,000
Shelby, Alabama 7 $ 823,000 $ 117,571 $ 50,000
Santa Cruz, Arizona 7 $ 1,020,000 $ 145,714 $ 76,000
Madera, California 7 $ 1,193,000 $ 170,428 $ 48,000
Knox, Tennessee 7 $ 722,000 $ 103,142 $ 33,000
Washington, Utah 7 $ 1,315,000 $ 187,857 $ 30,000
Calhoun, Alabama 6 $ 932,000 $ 155,333 $ 84,000
Houston, Alabama 6 $ 606,000 $ 101,000 $ 28,000
Gila, Arizona 6 $ 678,000 $ 113,000 $ 40,000
Imperial, California 6 $ 728,000 $ 121,333 $ 37,000
Monterey, California 6 $ 1,547,000 $ 257,833 $ 64,000
San Luis Obispo, California 6 $ 1,743,000 $ 290,500 $ 110,000
Arapahoe, Colorado 6 $ 1,067,000 $ 177,833 $ 70,000
Jefferson, Colorado 6 $ 1,348,000 $ 224,666 $ 50,000
Marion, Oregon 6 $ 863,000 $ 143,833 $ 56,000
Cullman, Alabama 5 $ 371,000 $ 74,200 $ 40,000
Lee, Alabama 5 $ 798,000 $ 159,600 $ 109,000
Tuscaloosa, Alabama 5 $ 1,069,000 $ 213,800 $ 58,000
Santa Cruz, California 5 $ 1,693,000 $ 338,600 $ 82,000
Tuolumne, California 5 $ 815,000 $ 163,000 $ 80,000
Yuba, California 5 $ 1,061,000 $ 212,200 $ 41,000
Los Alamos, New Mexico 5 $ 1,090,000 $ 218,000 $ 56,000
Otero, New Mexico 5 $ 610,000 $ 122,000 $ 48,000
Lane, Oregon 5 $ 908,000 $ 181,600 $ 68,000
Madison, Tennessee 5 $ 657,000 $ 131,400 $ 55,000
Wilson, Tennessee 5 $ 1,105,000 $ 221,000 $ 50,000
Galveston, Texas 5 $ 525,000 $ 105,000 $ 126,000
Gregg, Texas 5 $ 583,000 $ 116,600 $ 84,000
Guadalupe, Texas 5 $ 1,136,000 $ 227,200 $ 89,000
Nueces, Texas 5 $ 704,000 $ 140,800 $ 83,000
Geneva, Alabama 4 $ 582,000 $ 145,500 $ 48,000
Glenn, California 4 $ 439,000 $ 109,750 $ 33,000
Lake, California 4 $ 679,000 $ 169,750 $ 38,000
Marin, California 4 $ 1,711,000 $ 427,750 $ 106,000
San Benito, California 4 $ 950,000 $ 237,500 $ 50,000
Siskiyou, California 4 $ 613,000 $ 153,250 $ 64,000
Denver, Colorado 4 $ 817,000 $ 204,250 $ 74,000
Pueblo, Colorado 4 $ 423,000 $ 105,750 $ 51,000
Linn, Iowa 4 $ 492,000 $ 123,000 $ 79,000
Chaves, New Mexico 4 $ 389,000 $ 97,250 $ 26,000
Dona Ana, New Mexico 4 $ 588,000 $ 147,000 $ 34,000
Coos, Oregon 4 $ 907,000 $ 226,750 $ 30,000
Jackson, Oregon 4 $ 947,000 $ 236,750 $ 72,000
Greene, Tennessee 4 $ 649,000 $ 162,250 $ 31,000
Jefferson, Texas 4 $ 568,000 $ 142,000 $ 93,000
Cache, Utah 4 $ 854,000 $ 213,500 $ 56,000
Weber, Utah 4 $ 1,089,000 $ 272,250 $ 107,000
Autauga, Alabama 3 $ 449,000 $ 149,666 $ 63,000
Barbour, Alabama 3 $ 432,000 $ 144,000 $ 53,000
Blount, Alabama 3 $ 394,000 $ 131,333 $ 28,000
Cherokee, Alabama 3 $ 594,000 $ 198,000 $ 32,000
Coffee, Alabama 3 $ 358,000 $ 119,333 $ 54,000
Dale, Alabama 3 $ 276,000 $ 92,000 $ 51,000
Lawrence, Alabama 3 $ 495,000 $ 165,000 $ 71,000
Morgan, Alabama 3 $ 378,000 $ 126,000 $ 53,000
Pike, Alabama 3 $ 724,000 $ 241,333 $ 100,000
Russell, Alabama 3 $ 534,000 $ 178,000 $ 25,000
Tallapoosa, Alabama 3 $ 254,000 $ 84,666 $ 40,000
Graham, Arizona 3 $ 468,000 $ 156,000 $ 55,000
Humboldt, California 3 $ 798,000 $ 266,000 $ 54,000
Tehama, California 3 $ 457,000 $ 152,333 $ 26,000
Bonneville, Idaho 3 $ 391,000 $ 130,333 $ 13,000
Canyon, Idaho 3 $ 242,000 $ 80,666 $ 99,000
Fremont, Idaho 3 $ 763,000 $ 254,333 $ 74,000
Kootenai, Idaho 3 $ 641,000 $ 213,666 $ 72,000
Harrison, Iowa 3 $ 275,000 $ 91,666 $ 57,000
Jefferson, Iowa 3 $ 303,000 $ 101,000 $ 27,000
Van Buren, Iowa 3 $ 223,000 $ 74,333 $ 32,000
Eddy, New Mexico 3 $ 467,000 $ 155,666 $ 25,000
San Juan, New Mexico 3 $ 568,000 $ 189,333 $ 68,000
Torrance, New Mexico 3 $ 376,000 $ 125,333 $ 44,000
Clatsop, Oregon 3 $ 518,000 $ 172,666 $ 53,000
Deschutes, Oregon 3 $ 437,000 $ 145,666 $ 43,000
Wasco, Oregon 3 $ 448,000 $ 149,333 $ 69,000
Yamhill, Oregon 3 $ 511,000 $ 170,333 $ 48,000
Blount, Tennessee 3 $ 334,000 $ 111,333 $ 0
Fayette, Tennessee 3 $ 544,000 $ 181,333 $ 72,000
Maury, Tennessee 3 $ 426,000 $ 142,000 $ 61,000
Wayne, Tennessee 3 $ 241,000 $ 80,333 $ 59,000
Hays, Texas 3 $ 895,000 $ 298,333 $ 123,000
Hidalgo, Texas 3 $ 336,000 $ 112,000 $ 56,000
McLennan, Texas 3 $ 482,000 $ 160,666 $ 133,000
Webb, Texas 3 $ 649,000 $ 216,333 $ 83,000
Wilson, Texas 3 $ 804,000 $ 268,000 $ 64,000
Clark, Washington 3 $ 603,000 $ 201,000 $ 74,000
Pierce, Washington 3 $ 731,000 $ 243,666 $ 12,000
Bibb, Alabama 2 $ 185,000 $ 92,500 $ 43,000
Colbert, Alabama 2 $ 163,000 $ 81,500 $ 48,000
Covington, Alabama 2 $ 203,000 $ 101,500 $ 57,000
Elmore, Alabama 2 $ 319,000 $ 159,500 $ 25,000
Escambia, Alabama 2 $ 203,000 $ 101,500 $ 27,000
Etowah, Alabama 2 $ 221,000 $ 110,500 $ 61,000
Henry, Alabama 2 $ 267,000 $ 133,500 $ 123,000
Lauderdale, Alabama 2 $ 200,000 $ 100,000 $ 46,000
Walker, Alabama 2 $ 196,000 $ 98,000 $ 17,000
Amador, California 2 $ 348,000 $ 174,000 $ 48,000
Del Norte, California 2 $ 374,000 $ 187,000 $ 41,000
Kings, California 2 $ 266,000 $ 133,000 $ 52,000
Mendocino, California 2 $ 542,000 $ 271,000 $ 59,000
Plumas, California 2 $ 270,000 $ 135,000 $ 10,000
Shasta, California 2 $ 356,000 $ 178,000 $ 0
Sutter, California 2 $ 403,000 $ 201,500 $ 132,000
Chaffee, Colorado 2 $ 250,000 $ 125,000 $ 45,000
Delta, Colorado 2 $ 359,000 $ 179,500 $ 72,000
Garfield, Colorado 2 $ 358,000 $ 179,000 $ 45,000
Grand, Colorado 2 $ 412,000 $ 206,000 $ 179,000
Larimer, Colorado 2 $ 284,000 $ 142,000 $ 45,000
Montrose, Colorado 2 $ 248,000 $ 124,000 $ 12,000
Bonner, Idaho 2 $ 582,000 $ 291,000 $ 63,000
Jerome, Idaho 2 $ 328,000 $ 164,000 $ 110,000
Twin Falls, Idaho 2 $ 230,000 $ 115,000 $ 48,000
Valley, Idaho 2 $ 288,000 $ 144,000 $ 168,000
Cerro Gordo, Iowa 2 $ 259,000 $ 129,500 $ 73,000
Clayton, Iowa 2 $ 168,000 $ 84,000 $ 65,000
Dubuque, Iowa 2 $ 245,000 $ 122,500 $ 31,000
Mitchell, Iowa 2 $ 274,000 $ 137,000 $ 98,000
Muscatine, Iowa 2 $ 206,000 $ 103,000 $ 78,000
Polk, Iowa 2 $ 240,000 $ 120,000 $ 62,000
Tama, Iowa 2 $ 256,000 $ 128,000 $ 58,000
Woodbury, Iowa 2 $ 136,000 $ 68,000 $ 31,000
Catron, New Mexico 2 $ 226,000 $ 113,000 $ 35,000
Curry, New Mexico 2 $ 323,000 $ 161,500 $ 74,000
Grant, New Mexico 2 $ 460,000 $ 230,000 $ 65,000
San Miguel, New Mexico 2 $ 507,000 $ 253,500 $ 54,000
Baker, Oregon 2 $ 304,000 $ 152,000 $ 40,000
Curry, Oregon 2 $ 280,000 $ 140,000 $ 42,000
Polk, Oregon 2 $ 579,000 $ 289,500 $ 72,000
Umatilla, Oregon 2 $ 323,000 $ 161,500 $ 67,000
Anderson, Tennessee 2 $ 200,000 $ 100,000 $ 60,000
Bradley, Tennessee 2 $ 324,000 $ 162,000 $ 41,000
Campbell, Tennessee 2 $ 233,000 $ 116,500 $ 35,000
Dickson, Tennessee 2 $ 285,000 $ 142,500 $ 24,000
Lawrence, Tennessee 2 $ 253,000 $ 126,500 $ 34,000
Lincoln, Tennessee 2 $ 231,000 $ 115,500 $ 71,000
Loudon, Tennessee 2 $ 290,000 $ 145,000 $ 52,000
Marion, Tennessee 2 $ 252,000 $ 126,000 $ 45,000
Marshall, Tennessee 2 $ 183,000 $ 91,500 $ 66,000
McMinn, Tennessee 2 $ 241,000 $ 120,500 $ 37,000
Monroe, Tennessee 2 $ 470,000 $ 235,000 $ 48,000
Obion, Tennessee 2 $ 142,000 $ 71,000 $ 21,000
Polk, Tennessee 2 $ 155,000 $ 77,500 $ 33,000
Sevier, Tennessee 2 $ 277,000 $ 138,500 $ 27,000
Smith, Tennessee 2 $ 187,000 $ 93,500 $ 15,000
Tipton, Tennessee 2 $ 350,000 $ 175,000 $ 49,000
Andrews, Texas 2 $ 200,000 $ 100,000 $ 37,000
Caldwell, Texas 2 $ 191,000 $ 95,500 $ 46,000
Cameron, Texas 2 $ 203,000 $ 101,500 $ 92,000
Coryell, Texas 2 $ 304,000 $ 152,000 $ 75,000
Erath, Texas 2 $ 624,000 $ 312,000 $ 204,000
Gillespie, Texas 2 $ 308,000 $ 154,000 $ 62,000
Hardin, Texas 2 $ 332,000 $ 166,000 $ 121,000
Henderson, Texas 2 $ 215,000 $ 107,500 $ 50,000
Hunt, Texas 2 $ 372,000 $ 186,000 $ 73,000
Lubbock, Texas 2 $ 432,000 $ 216,000 $ 129,000
Parker, Texas 2 $ 427,000 $ 213,500 $ 59,000
Smith, Texas 2 $ 454,000 $ 227,000 $ 94,000
Taylor, Texas 2 $ 295,000 $ 147,500 $ 68,000
Terry, Texas 2 $ 245,000 $ 122,500 $ 31,000
Wharton, Texas 2 $ 597,000 $ 298,500 $ 36,000
Wise, Texas 2 $ 362,000 $ 181,000 $ 73,000
Box Elder, Utah 2 $ 335,000 $ 167,500 $ 51,000
Iron, Utah 2 $ 260,000 $ 130,000 $ 49,000
Sevier, Utah 2 $ 398,000 $ 199,000 $ 78,000
Uintah, Utah 2 $ 253,000 $ 126,500 $ 86,000
King, Washington 2 $ 410,000 $ 205,000 $ 75,000
Yakima, Washington 2 $ 286,000 $ 143,000 $ 69,000
Chambers, Alabama 1 $ 128,000 $ 128,000 $ 75,000
Chilton, Alabama 1 $ 169,000 $ 169,000 $ 72,000
Choctaw, Alabama 1 $ 146,000 $ 146,000 $ 50,000
Clarke, Alabama 1 $ 108,000 $ 108,000 $ 72,000
Clay, Alabama 1 $ 71,000 $ 71,000 $ 15,000
Conecuh, Alabama 1 $ 114,000 $ 114,000 $ 25,000
Crenshaw, Alabama 1 $ 67,000 $ 67,000 $ 88,000
DeKalb, Alabama 1 $ 114,000 $ 114,000 $ 60,000
Greene, Alabama 1 $ 141,000 $ 141,000 $ 53,000
Jackson, Alabama 1 $ 64,000 $ 64,000 $ 19,000
Lowndes, Alabama 1 $ 91,000 $ 91,000 $ 52,000
Macon, Alabama 1 $ 76,000 $ 76,000 $ 22,000
Marengo, Alabama 1 $ 146,000 $ 146,000 $ 31,000
Marion, Alabama 1 $ 191,000 $ 191,000 $ 0
Marshall, Alabama 1 $ 124,000 $ 124,000 $ 51,000
Monroe, Alabama 1 $ 94,000 $ 94,000 $ 82,000
St. Clair, Alabama 1 $ 123,000 $ 123,000 $ 54,000
Talladega, Alabama 1 $ 166,000 $ 166,000 $ 60,000
Washington, Alabama 1 $ 132,000 $ 132,000 $ 107,000
Winston, Alabama 1 $ 65,000 $ 65,000 $ 45,000
Apache, Arizona 1 $ 270,000 $ 270,000 $ 42,000
Navajo, Arizona 1 $ 179,000 $ 179,000 $ 30,000
Calaveras, California 1 $ 337,000 $ 337,000 $ 108,000
Colusa, California 1 $ 236,000 $ 236,000 $ 43,000
Mariposa, California 1 $ 249,000 $ 249,000 $ 0
Mono, California 1 $ 185,000 $ 185,000 $ 74,000
Nevada, California 1 $ 345,000 $ 345,000 $ 180,000
Santa Barbara, California 1 $ 138,000 $ 138,000 $ 123,000
Alamosa, Colorado 1 $ 86,000 $ 86,000 $ 26,000
Boulder, Colorado 1 $ 232,000 $ 232,000 $ 52,000
Douglas, Colorado 1 $ 238,000 $ 238,000 $ 73,000
Huerfano, Colorado 1 $ 305,000 $ 305,000 $ 75,000
Logan, Colorado 1 $ 274,000 $ 274,000 $ 111,000
Otero, Colorado 1 $ 85,000 $ 85,000 $ 40,000
San Miguel, Colorado 1 $ 520,000 $ 520,000 $ 48,000
Weld, Colorado 1 $ 82,000 $ 82,000 $ 38,000
Bannock, Idaho 1 $ 157,000 $ 157,000 $ 0
Benewah, Idaho 1 $ 204,000 $ 204,000 $ 0
Latah, Idaho 1 $ 380,000 $ 380,000 $ 65,000
Madison, Idaho 1 $ 93,000 $ 93,000 $ 58,000
Owyhee, Idaho 1 $ 95,000 $ 95,000 $ 45,000
Adams, Iowa 1 $ 83,000 $ 83,000 $ 72,000
Appanoose, Iowa 1 $ 276,000 $ 276,000 $ 70,000
Carroll, Iowa 1 $ 120,000 $ 120,000 $ 47,000
Cedar, Iowa 1 $ 121,000 $ 121,000 $ 39,000
Clay, Iowa 1 $ 60,000 $ 60,000 $ 36,000
Clinton, Iowa 1 $ 80,000 $ 80,000 $ 55,000
Dallas, Iowa 1 $ 106,000 $ 106,000 $ 71,000
Delaware, Iowa 1 $ 104,000 $ 104,000 $ 47,000
Humboldt, Iowa 1 $ 162,000 $ 162,000 $ 71,000
Jasper, Iowa 1 $ 210,000 $ 210,000 $ 61,000
Johnson, Iowa 1 $ 173,000 $ 173,000 $ 0
Lee, Iowa 1 $ 73,000 $ 73,000 $ 55,000
Marion, Iowa 1 $ 76,000 $ 76,000 $ 23,000
Osceola, Iowa 1 $ 109,000 $ 109,000 $ 48,000
Plymouth, Iowa 1 $ 157,000 $ 157,000 $ 40,000
Pottawattamie, Iowa 1 $ 87,000 $ 87,000 $ 23,000
Scott, Iowa 1 $ 122,000 $ 122,000 $ 79,000
Sioux, Iowa 1 $ 127,000 $ 127,000 $ 29,000
Story, Iowa 1 $ 222,000 $ 222,000 $ 44,000
Wapello, Iowa 1 $ 177,000 $ 177,000 $ 78,000
Webster, Iowa 1 $ 162,000 $ 162,000 $ 162,000
Wright, Iowa 1 $ 65,000 $ 65,000 $ 27,000
Cibola, New Mexico 1 $ 64,000 $ 64,000 $ 28,000
Colfax, New Mexico 1 $ 130,000 $ 130,000 $ 43,000
McKinley, New Mexico 1 $ 104,000 $ 104,000 $ 76,000
Roosevelt, New Mexico 1 $ 360,000 $ 360,000 $ 480,000
Benton, Oregon 1 $ 304,000 $ 304,000 $ 80,000
Columbia, Oregon 1 $ 205,000 $ 205,000 $ 46,000
Josephine, Oregon 1 $ 111,000 $ 111,000 $ 49,000
Lincoln, Oregon 1 $ 179,000 $ 179,000 $ 62,000
Linn, Oregon 1 $ 86,000 $ 86,000 $ 48,000
Malheur, Oregon 1 $ 182,000 $ 182,000 $ 41,000
Bedford, Tennessee 1 $ 188,000 $ 188,000 $ 0
Benton, Tennessee 1 $ 82,000 $ 82,000 $ 25,000
Cannon, Tennessee 1 $ 114,000 $ 114,000 $ 0
Carroll, Tennessee 1 $ 123,000 $ 123,000 $ 0
Cocke, Tennessee 1 $ 122,000 $ 122,000 $ 56,000
Coffee, Tennessee 1 $ 300,000 $ 300,000 $ 72,000
Cumberland, Tennessee 1 $ 75,000 $ 75,000 $ 38,000
Franklin, Tennessee 1 $ 81,000 $ 81,000 $ 20,000
Giles, Tennessee 1 $ 80,000 $ 80,000 $ 32,000
Hamblen, Tennessee 1 $ 77,000 $ 77,000 $ 48,000
Hardeman, Tennessee 1 $ 173,000 $ 173,000 $ 37,000
Hawkins, Tennessee 1 $ 136,000 $ 136,000 $ 28,000
Haywood, Tennessee 1 $ 95,000 $ 95,000 $ 46,000
Henry, Tennessee 1 $ 95,000 $ 95,000 $ 39,000
Houston, Tennessee 1 $ 324,000 $ 324,000 $ 75,000
Jefferson, Tennessee 1 $ 136,000 $ 136,000 $ 40,000
Johnson, Tennessee 1 $ 106,000 $ 106,000 $ 64,000
McNairy, Tennessee 1 $ 67,000 $ 67,000 $ 35,000
Morgan, Tennessee 1 $ 107,000 $ 107,000 $ 98,000
Pickett, Tennessee 1 $ 116,000 $ 116,000 $ 60,000
Roane, Tennessee 1 $ 174,000 $ 174,000 $ 65,000
Robertson, Tennessee 1 $ 120,000 $ 120,000 $ 48,000
Stewart, Tennessee 1 $ 66,000 $ 66,000 $ 38,000
Sullivan, Tennessee 1 $ 67,000 $ 67,000 $ 32,000
Trousdale, Tennessee 1 $ 96,000 $ 96,000 $ 42,000
Unicoi, Tennessee 1 $ 69,000 $ 69,000 $ 15,000
White, Tennessee 1 $ 83,000 $ 83,000 $ 36,000
Angelina, Texas 1 $ 124,000 $ 124,000 $ 69,000
Bosque, Texas 1 $ 148,000 $ 148,000 $ 0
Brazos, Texas 1 $ 150,000 $ 150,000 $ 26,000
Burleson, Texas 1 $ 153,000 $ 153,000 $ 102,000
Colorado, Texas 1 $ 132,000 $ 132,000 $ 46,000
Comal, Texas 1 $ 126,000 $ 126,000 $ 21,000
Cooke, Texas 1 $ 200,000 $ 200,000 $ 66,000
Dawson, Texas 1 $ 167,000 $ 167,000 $ 322,000
DeWitt, Texas 1 $ 149,000 $ 149,000 $ 144,000
Ector, Texas 1 $ 233,000 $ 233,000 $ 105,000
Ellis, Texas 1 $ 225,000 $ 225,000 $ 133,000
Fannin, Texas 1 $ 76,000 $ 76,000 $ 66,000
Gaines, Texas 1 $ 140,000 $ 140,000 $ 94,000
Grayson, Texas 1 $ 125,000 $ 125,000 $ 65,000
Hale, Texas 1 $ 198,000 $ 198,000 $ 249,000
Johnson, Texas 1 $ 115,000 $ 115,000 $ 0
Kendall, Texas 1 $ 252,000 $ 252,000 $ 99,000
Kerr, Texas 1 $ 137,000 $ 137,000 $ 50,000
Lee, Texas 1 $ 88,000 $ 88,000 $ 45,000
Liberty, Texas 1 $ 143,000 $ 143,000 $ 72,000
Midland, Texas 1 $ 200,000 $ 200,000 $ 120,000
Moore, Texas 1 $ 167,000 $ 167,000 $ 59,000
Navarro, Texas 1 $ 160,000 $ 160,000 $ 53,000
Ochiltree, Texas 1 $ 161,000 $ 161,000 $ 83,000
Orange, Texas 1 $ 178,000 $ 178,000 $ 75,000
Palo Pinto, Texas 1 $ 417,000 $ 417,000 $ 342,000
Randall, Texas 1 $ 53,000 $ 53,000 $ 0
Robertson, Texas 1 $ 99,000 $ 99,000 $ 0
San Saba, Texas 1 $ 133,000 $ 133,000 $ 155,000
Shelby, Texas 1 $ 298,000 $ 298,000 $ 109,000
Tyler, Texas 1 $ 106,000 $ 106,000 $ 0
Walker, Texas 1 $ 340,000 $ 340,000 $ 229,000
Waller, Texas 1 $ 175,000 $ 175,000 $ 146,000
Washington, Texas 1 $ 100,000 $ 100,000 $ 26,000
Carbon, Utah 1 $ 78,000 $ 78,000 $ 71,000
Emery, Utah 1 $ 78,000 $ 78,000 $ 37,000
Summit, Utah 1 $ 268,000 $ 268,000 $ 225,000
Tooele, Utah 1 $ 202,000 $ 202,000 $ 0
Chelan, Washington 1 $ 224,000 $ 224,000 $ 43,000
Island, Washington 1 $ 152,000 $ 152,000 $ 0
Mason, Washington 1 $ 388,000 $ 388,000 $ 108,000
Skagit, Washington 1 $ 145,000 $ 145,000 $ 90,000
Snohomish, Washington 1 $ 182,000 $ 182,000 $ 73,000
Spokane, Washington 1 $ 121,000 $ 121,000 $ 53,000
Thurston, Washington 1 $ 111,000 $ 111,000 $ 36,000
Walla Walla, Washington 1 $ 254,000 $ 254,000 $ 65,000
Whatcom, Washington 1 $ 234,000 $ 234,000 $ 70,000

Mortgage Loan Application Detail Totals for Alliance Financial Resources in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,727 $538,320,000 $197,000 $1,200,000 $67,000 $643,000
Home Purchase 1,678 $292,826,000 $174,000 $820,000 $77,000 $1,200,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,778 $551,102,000 $198,000 $1,200,000 $76,000 $1,200,000
Hispanic 806 $121,004,000 $150,000 $715,000 $50,000 $518,000
Not Provided 485 $94,963,000 $195,000 $820,000 $76,000 $520,000
Black or African American 193 $31,977,000 $165,000 $667,000 $53,000 $540,000
Asian 109 $26,521,000 $243,000 $742,000 $97,000 $456,000
American Indian or Alaskan Native 21 $3,226,000 $153,000 $334,000 $63,000 $229,000
Native Hawaiian or Other Pacific Islander 13 $2,353,000 $181,000 $332,000 $66,000 $152,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,200 $442,718,000 $201,000 $1,200,000 $93,000 $1,188,000
FHA-insured (Federal Housing Administration) 1,499 $255,629,000 $170,000 $801,000 $51,000 $1,200,000
VA-guaranteed (Veterans Administration) 613 $121,824,000 $198,000 $999,000 $44,000 $688,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 93 $10,975,000 $118,000 $291,000 $42,000 $189,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,159 $406,676,000 $188,000 $999,000 $69,000 $700,000
Application Withdrawn By Applicant 1,771 $331,182,000 $187,000 $1,200,000 $73,000 $1,200,000
File Closed For Incompleteness 318 $66,414,000 $208,000 $676,000 $75,000 $540,000
Application Denied By Financial Institution 151 $25,523,000 $169,000 $520,000 $62,000 $384,000
Application Approved But Not Accepted 6 $1,351,000 $225,000 $352,000 $137,000 $243,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 36 $6,121,000 $170,000 $404,000 $61,000 $204,000
Collateral 34 $5,832,000 $171,000 $412,000 $66,000 $210,000
Debt-To-Income Ratio 29 $4,875,000 $168,000 $520,000 $60,000 $384,000
Other 9 $1,819,000 $202,000 $500,000 $61,000 $133,000
Employment History 7 $883,000 $126,000 $210,000 $74,000 $272,000
Insufficient Cash (Downpayment, Closing Cost) 4 $756,000 $189,000 $229,000 $88,000 $163,000
Unverifiable Information 4 $654,000 $163,000 $327,000 $61,000 $121,000
Credit Application Incomplete 1 $273,000 $273,000 $273,000 $76,000 $76,000
Mortgage Insurance Denied 1 $227,000 $227,000 $227,000 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Financial Resources's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Alliance Financial Resources's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

Download the Arizona Lender List