Alliance Financial Resources 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliance Financial Resources 5410 East High Street Suite 200 Phoenix, AZ 85054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,405 |
| Total Mortgage Loan Application Amount | $831,146,000 |
| Average Mortgage Loan Application Amount | $185,500 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Alliance Financial Resources. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliance Financial Resources's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Alliance Financial Resources's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliance Financial Resources serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliance Financial Resources, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliance Financial Resources's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 1,857 | $ 341,809,000 | $ 184,000 | $ 76,000 |
| Mohave County Arizona | 193 | $ 23,286,000 | $ 120,000 | $ 54,000 |
| Bernalillo County New Mexico | 176 | $ 28,373,000 | $ 161,000 | $ 53,000 |
| Los Angeles County California | 127 | $ 36,738,000 | $ 289,000 | $ 87,000 |
| Pinal County Arizona | 83 | $ 12,401,000 | $ 149,000 | $ 64,000 |
| Pima County Arizona | 70 | $ 13,668,000 | $ 195,000 | $ 53,000 |
| Riverside County California | 51 | $ 11,583,000 | $ 227,000 | $ 103,000 |
| San Diego County California | 51 | $ 15,514,000 | $ 304,000 | $ 67,000 |
| Yavapai County Arizona | 45 | $ 7,346,000 | $ 163,000 | $ 61,000 |
| Sandoval County New Mexico | 45 | $ 8,060,000 | $ 179,000 | $ 62,000 |
| Contra Costa County California | 42 | $ 11,616,000 | $ 276,000 | $ 91,000 |
| Harris County Texas | 42 | $ 7,984,000 | $ 190,000 | $ 98,000 |
| Alameda County California | 38 | $ 11,610,000 | $ 305,000 | $ 74,000 |
| San Bernardino County California | 38 | $ 7,345,000 | $ 193,000 | $ 68,000 |
| Jefferson County Alabama | 34 | $ 4,641,000 | $ 136,000 | $ 60,000 |
| San Joaquin County California | 30 | $ 6,519,000 | $ 217,000 | $ 95,000 |
| San Mateo County California | 29 | $ 12,412,000 | $ 428,000 | $ 116,000 |
| Utah County Utah | 29 | $ 7,274,000 | $ 250,000 | $ 64,000 |
| Madison County Alabama | 26 | $ 4,807,000 | $ 184,000 | $ 50,000 |
| Kern County California | 25 | $ 4,056,000 | $ 162,000 | $ 62,000 |
| Davidson County Tennessee | 24 | $ 3,475,000 | $ 144,000 | $ 44,000 |
| Sacramento County California | 23 | $ 4,787,000 | $ 208,000 | $ 67,000 |
| Salt Lake County Utah | 23 | $ 5,657,000 | $ 245,000 | $ 90,000 |
| Dallas County Alabama | 22 | $ 2,423,000 | $ 110,000 | $ 42,000 |
| Santa Clara County California | 21 | $ 6,977,000 | $ 332,000 | $ 80,000 |
| Dallas County Texas | 21 | $ 3,234,000 | $ 154,000 | $ 90,000 |
| Orange County California | 20 | $ 6,595,000 | $ 329,000 | $ 99,000 |
| Hamilton County Tennessee | 20 | $ 3,004,000 | $ 150,000 | $ 54,000 |
| Yuma County Arizona | 19 | $ 2,861,000 | $ 150,000 | $ 79,000 |
| Shelby County Tennessee | 19 | $ 3,451,000 | $ 181,000 | $ 57,000 |
| Travis County Texas | 19 | $ 3,903,000 | $ 205,000 | $ 99,000 |
| Montgomery County Alabama | 18 | $ 3,591,000 | $ 199,000 | $ 68,000 |
| Mobile County Alabama | 17 | $ 2,159,000 | $ 127,000 | $ 47,000 |
| Tarrant County Texas | 17 | $ 2,872,000 | $ 168,000 | $ 53,000 |
| Fresno County California | 16 | $ 2,286,000 | $ 142,000 | $ 71,000 |
| Ventura County California | 16 | $ 4,686,000 | $ 292,000 | $ 109,000 |
| Fort Bend County Texas | 16 | $ 2,602,000 | $ 162,000 | $ 120,000 |
| Bexar County Texas | 15 | $ 2,488,000 | $ 165,000 | $ 30,000 |
| Coconino County Arizona | 14 | $ 3,051,000 | $ 217,000 | $ 97,000 |
| Solano County California | 14 | $ 3,622,000 | $ 258,000 | $ 73,000 |
| Sonoma County California | 14 | $ 5,078,000 | $ 362,000 | $ 93,000 |
| Rutherford County Tennessee | 14 | $ 2,100,000 | $ 150,000 | $ 44,000 |
| Merced County California | 13 | $ 2,922,000 | $ 224,000 | $ 63,000 |
| Multnomah County Oregon | 13 | $ 2,293,000 | $ 176,000 | $ 67,000 |
| Denton County Texas | 13 | $ 2,292,000 | $ 176,000 | $ 71,000 |
| Cochise County Arizona | 12 | $ 2,081,000 | $ 173,000 | $ 30,000 |
| El Paso County Colorado | 12 | $ 2,320,000 | $ 193,000 | $ 54,000 |
| El Paso County Texas | 12 | $ 1,618,000 | $ 134,000 | $ 49,000 |
| Montgomery County Texas | 12 | $ 2,451,000 | $ 204,000 | $ 84,000 |
| Santa Fe County New Mexico | 11 | $ 2,319,000 | $ 210,000 | $ 62,000 |
| Collin County Texas | 11 | $ 2,541,000 | $ 231,000 | $ 89,000 |
| Williamson County Texas | 11 | $ 2,103,000 | $ 191,000 | $ 53,000 |
| El Dorado County California | 10 | $ 2,688,000 | $ 268,000 | $ 87,000 |
| Placer County California | 10 | $ 2,852,000 | $ 285,000 | $ 92,000 |
| Tulare County California | 10 | $ 1,630,000 | $ 163,000 | $ 79,000 |
| Montgomery County Tennessee | 10 | $ 1,739,000 | $ 173,000 | $ 39,000 |
| Baldwin County Alabama | 9 | $ 1,179,000 | $ 131,000 | $ 55,000 |
| Limestone County Alabama | 9 | $ 3,096,000 | $ 344,000 | $ 121,000 |
| Napa County California | 9 | $ 3,827,000 | $ 425,000 | $ 160,000 |
| Adams County Colorado | 9 | $ 1,652,000 | $ 183,000 | $ 66,000 |
| Ada County Idaho | 9 | $ 1,772,000 | $ 196,000 | $ 64,000 |
| Valencia County New Mexico | 9 | $ 1,291,000 | $ 143,000 | $ 46,000 |
| Clackamas County Oregon | 9 | $ 2,409,000 | $ 267,000 | $ 67,000 |
| Douglas County Oregon | 9 | $ 1,739,000 | $ 193,000 | $ 56,000 |
| Washington County Oregon | 9 | $ 1,671,000 | $ 185,000 | $ 37,000 |
| Bell County Texas | 9 | $ 1,486,000 | $ 165,000 | $ 11,000 |
| Brazoria County Texas | 9 | $ 1,267,000 | $ 140,000 | $ 206,000 |
| Davis County Utah | 9 | $ 2,164,000 | $ 240,000 | $ 35,000 |
| Butte County California | 8 | $ 1,632,000 | $ 204,000 | $ 43,000 |
| San Francisco County California | 8 | $ 3,296,000 | $ 412,000 | $ 99,000 |
| Stanislaus County California | 8 | $ 1,029,000 | $ 128,000 | $ 51,000 |
| Yolo County California | 8 | $ 1,800,000 | $ 225,000 | $ 57,000 |
| Sumner County Tennessee | 8 | $ 1,238,000 | $ 154,000 | $ 50,000 |
| Williamson County Tennessee | 8 | $ 2,368,000 | $ 296,000 | $ 122,000 |
| Shelby County Alabama | 7 | $ 823,000 | $ 117,000 | $ 50,000 |
| Santa Cruz County Arizona | 7 | $ 1,020,000 | $ 145,000 | $ 76,000 |
| Madera County California | 7 | $ 1,193,000 | $ 170,000 | $ 48,000 |
| Knox County Tennessee | 7 | $ 722,000 | $ 103,000 | $ 33,000 |
| Washington County Utah | 7 | $ 1,315,000 | $ 187,000 | $ 30,000 |
| Calhoun County Alabama | 6 | $ 932,000 | $ 155,000 | $ 84,000 |
| Houston County Alabama | 6 | $ 606,000 | $ 101,000 | $ 28,000 |
| Gila County Arizona | 6 | $ 678,000 | $ 113,000 | $ 40,000 |
| Imperial County California | 6 | $ 728,000 | $ 121,000 | $ 37,000 |
| Monterey County California | 6 | $ 1,547,000 | $ 257,000 | $ 64,000 |
| San Luis Obispo County California | 6 | $ 1,743,000 | $ 290,000 | $ 110,000 |
| Arapahoe County Colorado | 6 | $ 1,067,000 | $ 177,000 | $ 70,000 |
| Jefferson County Colorado | 6 | $ 1,348,000 | $ 224,000 | $ 50,000 |
| Marion County Oregon | 6 | $ 863,000 | $ 143,000 | $ 56,000 |
| Cullman County Alabama | 5 | $ 371,000 | $ 74,000 | $ 40,000 |
| Lee County Alabama | 5 | $ 798,000 | $ 159,000 | $ 109,000 |
| Tuscaloosa County Alabama | 5 | $ 1,069,000 | $ 213,000 | $ 58,000 |
| Santa Cruz County California | 5 | $ 1,693,000 | $ 338,000 | $ 82,000 |
| Tuolumne County California | 5 | $ 815,000 | $ 163,000 | $ 80,000 |
| Yuba County California | 5 | $ 1,061,000 | $ 212,000 | $ 41,000 |
| Los Alamos County New Mexico | 5 | $ 1,090,000 | $ 218,000 | $ 56,000 |
| Otero County New Mexico | 5 | $ 610,000 | $ 122,000 | $ 48,000 |
| Lane County Oregon | 5 | $ 908,000 | $ 181,000 | $ 68,000 |
| Madison County Tennessee | 5 | $ 657,000 | $ 131,000 | $ 55,000 |
| Wilson County Tennessee | 5 | $ 1,105,000 | $ 221,000 | $ 50,000 |
| Galveston County Texas | 5 | $ 525,000 | $ 105,000 | $ 126,000 |
| Gregg County Texas | 5 | $ 583,000 | $ 116,000 | $ 84,000 |
| Guadalupe County Texas | 5 | $ 1,136,000 | $ 227,000 | $ 89,000 |
| Nueces County Texas | 5 | $ 704,000 | $ 140,000 | $ 83,000 |
| Geneva County Alabama | 4 | $ 582,000 | $ 145,000 | $ 48,000 |
| Glenn County California | 4 | $ 439,000 | $ 109,000 | $ 33,000 |
| Lake County California | 4 | $ 679,000 | $ 169,000 | $ 38,000 |
| Marin County California | 4 | $ 1,711,000 | $ 427,000 | $ 106,000 |
| San Benito County California | 4 | $ 950,000 | $ 237,000 | $ 50,000 |
| Siskiyou County California | 4 | $ 613,000 | $ 153,000 | $ 64,000 |
| Denver County Colorado | 4 | $ 817,000 | $ 204,000 | $ 74,000 |
| Pueblo County Colorado | 4 | $ 423,000 | $ 105,000 | $ 51,000 |
| Linn County Iowa | 4 | $ 492,000 | $ 123,000 | $ 79,000 |
| Chaves County New Mexico | 4 | $ 389,000 | $ 97,000 | $ 26,000 |
| Dona Ana County New Mexico | 4 | $ 588,000 | $ 147,000 | $ 34,000 |
| Coos County Oregon | 4 | $ 907,000 | $ 226,000 | $ 30,000 |
| Jackson County Oregon | 4 | $ 947,000 | $ 236,000 | $ 72,000 |
| Greene County Tennessee | 4 | $ 649,000 | $ 162,000 | $ 31,000 |
| Jefferson County Texas | 4 | $ 568,000 | $ 142,000 | $ 93,000 |
| Cache County Utah | 4 | $ 854,000 | $ 213,000 | $ 56,000 |
| Weber County Utah | 4 | $ 1,089,000 | $ 272,000 | $ 107,000 |
| Autauga County Alabama | 3 | $ 449,000 | $ 149,000 | $ 63,000 |
| Barbour County Alabama | 3 | $ 432,000 | $ 144,000 | $ 53,000 |
| Blount County Alabama | 3 | $ 394,000 | $ 131,000 | $ 28,000 |
| Cherokee County Alabama | 3 | $ 594,000 | $ 198,000 | $ 32,000 |
| Coffee County Alabama | 3 | $ 358,000 | $ 119,000 | $ 54,000 |
| Dale County Alabama | 3 | $ 276,000 | $ 92,000 | $ 51,000 |
| Lawrence County Alabama | 3 | $ 495,000 | $ 165,000 | $ 71,000 |
| Morgan County Alabama | 3 | $ 378,000 | $ 126,000 | $ 53,000 |
| Pike County Alabama | 3 | $ 724,000 | $ 241,000 | $ 100,000 |
| Russell County Alabama | 3 | $ 534,000 | $ 178,000 | $ 25,000 |
| Tallapoosa County Alabama | 3 | $ 254,000 | $ 84,000 | $ 40,000 |
| Graham County Arizona | 3 | $ 468,000 | $ 156,000 | $ 55,000 |
| Humboldt County California | 3 | $ 798,000 | $ 266,000 | $ 54,000 |
| Tehama County California | 3 | $ 457,000 | $ 152,000 | $ 26,000 |
| Bonneville County Idaho | 3 | $ 391,000 | $ 130,000 | $ 13,000 |
| Canyon County Idaho | 3 | $ 242,000 | $ 80,000 | $ 99,000 |
| Fremont County Idaho | 3 | $ 763,000 | $ 254,000 | $ 74,000 |
| Kootenai County Idaho | 3 | $ 641,000 | $ 213,000 | $ 72,000 |
| Harrison County Iowa | 3 | $ 275,000 | $ 91,000 | $ 57,000 |
| Jefferson County Iowa | 3 | $ 303,000 | $ 101,000 | $ 27,000 |
| Van Buren County Iowa | 3 | $ 223,000 | $ 74,000 | $ 32,000 |
| Eddy County New Mexico | 3 | $ 467,000 | $ 155,000 | $ 25,000 |
| San Juan County New Mexico | 3 | $ 568,000 | $ 189,000 | $ 68,000 |
| Torrance County New Mexico | 3 | $ 376,000 | $ 125,000 | $ 44,000 |
| Clatsop County Oregon | 3 | $ 518,000 | $ 172,000 | $ 53,000 |
| Deschutes County Oregon | 3 | $ 437,000 | $ 145,000 | $ 43,000 |
| Wasco County Oregon | 3 | $ 448,000 | $ 149,000 | $ 69,000 |
| Yamhill County Oregon | 3 | $ 511,000 | $ 170,000 | $ 48,000 |
| Blount County Tennessee | 3 | $ 334,000 | $ 111,000 | $ 0 |
| Fayette County Tennessee | 3 | $ 544,000 | $ 181,000 | $ 72,000 |
| Maury County Tennessee | 3 | $ 426,000 | $ 142,000 | $ 61,000 |
| Wayne County Tennessee | 3 | $ 241,000 | $ 80,000 | $ 59,000 |
| Hays County Texas | 3 | $ 895,000 | $ 298,000 | $ 123,000 |
| Hidalgo County Texas | 3 | $ 336,000 | $ 112,000 | $ 56,000 |
| McLennan County Texas | 3 | $ 482,000 | $ 160,000 | $ 133,000 |
| Webb County Texas | 3 | $ 649,000 | $ 216,000 | $ 83,000 |
| Wilson County Texas | 3 | $ 804,000 | $ 268,000 | $ 64,000 |
| Clark County Washington | 3 | $ 603,000 | $ 201,000 | $ 74,000 |
| Pierce County Washington | 3 | $ 731,000 | $ 243,000 | $ 12,000 |
| Bibb County Alabama | 2 | $ 185,000 | $ 92,000 | $ 43,000 |
| Colbert County Alabama | 2 | $ 163,000 | $ 81,000 | $ 48,000 |
| Covington County Alabama | 2 | $ 203,000 | $ 101,000 | $ 57,000 |
| Elmore County Alabama | 2 | $ 319,000 | $ 159,000 | $ 25,000 |
| Escambia County Alabama | 2 | $ 203,000 | $ 101,000 | $ 27,000 |
| Etowah County Alabama | 2 | $ 221,000 | $ 110,000 | $ 61,000 |
| Henry County Alabama | 2 | $ 267,000 | $ 133,000 | $ 123,000 |
| Lauderdale County Alabama | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| Walker County Alabama | 2 | $ 196,000 | $ 98,000 | $ 17,000 |
| Amador County California | 2 | $ 348,000 | $ 174,000 | $ 48,000 |
| Del Norte County California | 2 | $ 374,000 | $ 187,000 | $ 41,000 |
| Kings County California | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| Mendocino County California | 2 | $ 542,000 | $ 271,000 | $ 59,000 |
| Plumas County California | 2 | $ 270,000 | $ 135,000 | $ 10,000 |
| Shasta County California | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Sutter County California | 2 | $ 403,000 | $ 201,000 | $ 132,000 |
| Chaffee County Colorado | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Delta County Colorado | 2 | $ 359,000 | $ 179,000 | $ 72,000 |
| Garfield County Colorado | 2 | $ 358,000 | $ 179,000 | $ 45,000 |
| Grand County Colorado | 2 | $ 412,000 | $ 206,000 | $ 179,000 |
| Larimer County Colorado | 2 | $ 284,000 | $ 142,000 | $ 45,000 |
| Montrose County Colorado | 2 | $ 248,000 | $ 124,000 | $ 12,000 |
| Bonner County Idaho | 2 | $ 582,000 | $ 291,000 | $ 63,000 |
| Jerome County Idaho | 2 | $ 328,000 | $ 164,000 | $ 110,000 |
| Twin Falls County Idaho | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| Valley County Idaho | 2 | $ 288,000 | $ 144,000 | $ 168,000 |
| Cerro Gordo County Iowa | 2 | $ 259,000 | $ 129,000 | $ 73,000 |
| Clayton County Iowa | 2 | $ 168,000 | $ 84,000 | $ 65,000 |
| Dubuque County Iowa | 2 | $ 245,000 | $ 122,000 | $ 31,000 |
| Mitchell County Iowa | 2 | $ 274,000 | $ 137,000 | $ 98,000 |
| Muscatine County Iowa | 2 | $ 206,000 | $ 103,000 | $ 78,000 |
| Polk County Iowa | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Tama County Iowa | 2 | $ 256,000 | $ 128,000 | $ 58,000 |
| Woodbury County Iowa | 2 | $ 136,000 | $ 68,000 | $ 31,000 |
| Catron County New Mexico | 2 | $ 226,000 | $ 113,000 | $ 35,000 |
| Curry County New Mexico | 2 | $ 323,000 | $ 161,000 | $ 74,000 |
| Grant County New Mexico | 2 | $ 460,000 | $ 230,000 | $ 65,000 |
| San Miguel County New Mexico | 2 | $ 507,000 | $ 253,000 | $ 54,000 |
| Baker County Oregon | 2 | $ 304,000 | $ 152,000 | $ 40,000 |
| Curry County Oregon | 2 | $ 280,000 | $ 140,000 | $ 42,000 |
| Polk County Oregon | 2 | $ 579,000 | $ 289,000 | $ 72,000 |
| Umatilla County Oregon | 2 | $ 323,000 | $ 161,000 | $ 67,000 |
| Anderson County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Bradley County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 41,000 |
| Campbell County Tennessee | 2 | $ 233,000 | $ 116,000 | $ 35,000 |
| Dickson County Tennessee | 2 | $ 285,000 | $ 142,000 | $ 24,000 |
| Lawrence County Tennessee | 2 | $ 253,000 | $ 126,000 | $ 34,000 |
| Lincoln County Tennessee | 2 | $ 231,000 | $ 115,000 | $ 71,000 |
| Loudon County Tennessee | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Marion County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 45,000 |
| Marshall County Tennessee | 2 | $ 183,000 | $ 91,000 | $ 66,000 |
| McMinn County Tennessee | 2 | $ 241,000 | $ 120,000 | $ 37,000 |
| Monroe County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 48,000 |
| Obion County Tennessee | 2 | $ 142,000 | $ 71,000 | $ 21,000 |
| Polk County Tennessee | 2 | $ 155,000 | $ 77,000 | $ 33,000 |
| Sevier County Tennessee | 2 | $ 277,000 | $ 138,000 | $ 27,000 |
| Smith County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 15,000 |
| Tipton County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 49,000 |
| Andrews County Texas | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Caldwell County Texas | 2 | $ 191,000 | $ 95,000 | $ 46,000 |
| Cameron County Texas | 2 | $ 203,000 | $ 101,000 | $ 92,000 |
| Coryell County Texas | 2 | $ 304,000 | $ 152,000 | $ 75,000 |
| Erath County Texas | 2 | $ 624,000 | $ 312,000 | $ 204,000 |
| Gillespie County Texas | 2 | $ 308,000 | $ 154,000 | $ 62,000 |
| Hardin County Texas | 2 | $ 332,000 | $ 166,000 | $ 121,000 |
| Henderson County Texas | 2 | $ 215,000 | $ 107,000 | $ 50,000 |
| Hunt County Texas | 2 | $ 372,000 | $ 186,000 | $ 73,000 |
| Lubbock County Texas | 2 | $ 432,000 | $ 216,000 | $ 129,000 |
| Parker County Texas | 2 | $ 427,000 | $ 213,000 | $ 59,000 |
| Smith County Texas | 2 | $ 454,000 | $ 227,000 | $ 94,000 |
| Taylor County Texas | 2 | $ 295,000 | $ 147,000 | $ 68,000 |
| Terry County Texas | 2 | $ 245,000 | $ 122,000 | $ 31,000 |
| Wharton County Texas | 2 | $ 597,000 | $ 298,000 | $ 36,000 |
| Wise County Texas | 2 | $ 362,000 | $ 181,000 | $ 73,000 |
| Box Elder County Utah | 2 | $ 335,000 | $ 167,000 | $ 51,000 |
| Iron County Utah | 2 | $ 260,000 | $ 130,000 | $ 49,000 |
| Sevier County Utah | 2 | $ 398,000 | $ 199,000 | $ 78,000 |
| Uintah County Utah | 2 | $ 253,000 | $ 126,000 | $ 86,000 |
| King County Washington | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| Yakima County Washington | 2 | $ 286,000 | $ 143,000 | $ 69,000 |
| Chambers County Alabama | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| Chilton County Alabama | 1 | $ 169,000 | $ 169,000 | $ 72,000 |
| Choctaw County Alabama | 1 | $ 146,000 | $ 146,000 | $ 50,000 |
| Clarke County Alabama | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Clay County Alabama | 1 | $ 71,000 | $ 71,000 | $ 15,000 |
| Conecuh County Alabama | 1 | $ 114,000 | $ 114,000 | $ 25,000 |
| Crenshaw County Alabama | 1 | $ 67,000 | $ 67,000 | $ 88,000 |
| DeKalb County Alabama | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Greene County Alabama | 1 | $ 141,000 | $ 141,000 | $ 53,000 |
| Jackson County Alabama | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
| Lowndes County Alabama | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Macon County Alabama | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Marengo County Alabama | 1 | $ 146,000 | $ 146,000 | $ 31,000 |
| Marion County Alabama | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Marshall County Alabama | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Monroe County Alabama | 1 | $ 94,000 | $ 94,000 | $ 82,000 |
| St. Clair County Alabama | 1 | $ 123,000 | $ 123,000 | $ 54,000 |
| Talladega County Alabama | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Washington County Alabama | 1 | $ 132,000 | $ 132,000 | $ 107,000 |
| Winston County Alabama | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Apache County Arizona | 1 | $ 270,000 | $ 270,000 | $ 42,000 |
| Navajo County Arizona | 1 | $ 179,000 | $ 179,000 | $ 30,000 |
| Calaveras County California | 1 | $ 337,000 | $ 337,000 | $ 108,000 |
| Colusa County California | 1 | $ 236,000 | $ 236,000 | $ 43,000 |
| Mariposa County California | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Mono County California | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Nevada County California | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Santa Barbara County California | 1 | $ 138,000 | $ 138,000 | $ 123,000 |
| Alamosa County Colorado | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Boulder County Colorado | 1 | $ 232,000 | $ 232,000 | $ 52,000 |
| Douglas County Colorado | 1 | $ 238,000 | $ 238,000 | $ 73,000 |
| Huerfano County Colorado | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Logan County Colorado | 1 | $ 274,000 | $ 274,000 | $ 111,000 |
| Otero County Colorado | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| San Miguel County Colorado | 1 | $ 520,000 | $ 520,000 | $ 48,000 |
| Weld County Colorado | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Bannock County Idaho | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Benewah County Idaho | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Latah County Idaho | 1 | $ 380,000 | $ 380,000 | $ 65,000 |
| Madison County Idaho | 1 | $ 93,000 | $ 93,000 | $ 58,000 |
| Owyhee County Idaho | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Adams County Iowa | 1 | $ 83,000 | $ 83,000 | $ 72,000 |
| Appanoose County Iowa | 1 | $ 276,000 | $ 276,000 | $ 70,000 |
| Carroll County Iowa | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Cedar County Iowa | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| Clay County Iowa | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Clinton County Iowa | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Dallas County Iowa | 1 | $ 106,000 | $ 106,000 | $ 71,000 |
| Delaware County Iowa | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Humboldt County Iowa | 1 | $ 162,000 | $ 162,000 | $ 71,000 |
| Jasper County Iowa | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
| Johnson County Iowa | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Lee County Iowa | 1 | $ 73,000 | $ 73,000 | $ 55,000 |
| Marion County Iowa | 1 | $ 76,000 | $ 76,000 | $ 23,000 |
| Osceola County Iowa | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Plymouth County Iowa | 1 | $ 157,000 | $ 157,000 | $ 40,000 |
| Pottawattamie County Iowa | 1 | $ 87,000 | $ 87,000 | $ 23,000 |
| Scott County Iowa | 1 | $ 122,000 | $ 122,000 | $ 79,000 |
| Sioux County Iowa | 1 | $ 127,000 | $ 127,000 | $ 29,000 |
| Story County Iowa | 1 | $ 222,000 | $ 222,000 | $ 44,000 |
| Wapello County Iowa | 1 | $ 177,000 | $ 177,000 | $ 78,000 |
| Webster County Iowa | 1 | $ 162,000 | $ 162,000 | $ 162,000 |
| Wright County Iowa | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Cibola County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Colfax County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| McKinley County New Mexico | 1 | $ 104,000 | $ 104,000 | $ 76,000 |
| Roosevelt County New Mexico | 1 | $ 360,000 | $ 360,000 | $ 480,000 |
| Benton County Oregon | 1 | $ 304,000 | $ 304,000 | $ 80,000 |
| Columbia County Oregon | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Josephine County Oregon | 1 | $ 111,000 | $ 111,000 | $ 49,000 |
| Lincoln County Oregon | 1 | $ 179,000 | $ 179,000 | $ 62,000 |
| Linn County Oregon | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Malheur County Oregon | 1 | $ 182,000 | $ 182,000 | $ 41,000 |
| Bedford County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Benton County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Cannon County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Carroll County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Cocke County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 56,000 |
| Coffee County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Cumberland County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Franklin County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 20,000 |
| Giles County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Hamblen County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Hardeman County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 37,000 |
| Hawkins County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 28,000 |
| Haywood County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Henry County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Houston County Tennessee | 1 | $ 324,000 | $ 324,000 | $ 75,000 |
| Jefferson County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Johnson County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 64,000 |
| McNairy County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Morgan County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 98,000 |
| Pickett County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Roane County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 65,000 |
| Robertson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Stewart County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Sullivan County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 32,000 |
| Trousdale County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Unicoi County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 15,000 |
| White County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Angelina County Texas | 1 | $ 124,000 | $ 124,000 | $ 69,000 |
| Bosque County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Brazos County Texas | 1 | $ 150,000 | $ 150,000 | $ 26,000 |
| Burleson County Texas | 1 | $ 153,000 | $ 153,000 | $ 102,000 |
| Colorado County Texas | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Comal County Texas | 1 | $ 126,000 | $ 126,000 | $ 21,000 |
| Cooke County Texas | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Dawson County Texas | 1 | $ 167,000 | $ 167,000 | $ 322,000 |
| DeWitt County Texas | 1 | $ 149,000 | $ 149,000 | $ 144,000 |
| Ector County Texas | 1 | $ 233,000 | $ 233,000 | $ 105,000 |
| Ellis County Texas | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Fannin County Texas | 1 | $ 76,000 | $ 76,000 | $ 66,000 |
| Gaines County Texas | 1 | $ 140,000 | $ 140,000 | $ 94,000 |
| Grayson County Texas | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Hale County Texas | 1 | $ 198,000 | $ 198,000 | $ 249,000 |
| Johnson County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kendall County Texas | 1 | $ 252,000 | $ 252,000 | $ 99,000 |
| Kerr County Texas | 1 | $ 137,000 | $ 137,000 | $ 50,000 |
| Lee County Texas | 1 | $ 88,000 | $ 88,000 | $ 45,000 |
| Liberty County Texas | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Midland County Texas | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Moore County Texas | 1 | $ 167,000 | $ 167,000 | $ 59,000 |
| Navarro County Texas | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Ochiltree County Texas | 1 | $ 161,000 | $ 161,000 | $ 83,000 |
| Orange County Texas | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| Palo Pinto County Texas | 1 | $ 417,000 | $ 417,000 | $ 342,000 |
| Randall County Texas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Robertson County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
| San Saba County Texas | 1 | $ 133,000 | $ 133,000 | $ 155,000 |
| Shelby County Texas | 1 | $ 298,000 | $ 298,000 | $ 109,000 |
| Tyler County Texas | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Walker County Texas | 1 | $ 340,000 | $ 340,000 | $ 229,000 |
| Waller County Texas | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Washington County Texas | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Carbon County Utah | 1 | $ 78,000 | $ 78,000 | $ 71,000 |
| Emery County Utah | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Summit County Utah | 1 | $ 268,000 | $ 268,000 | $ 225,000 |
| Tooele County Utah | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Chelan County Washington | 1 | $ 224,000 | $ 224,000 | $ 43,000 |
| Island County Washington | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Mason County Washington | 1 | $ 388,000 | $ 388,000 | $ 108,000 |
| Skagit County Washington | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Snohomish County Washington | 1 | $ 182,000 | $ 182,000 | $ 73,000 |
| Spokane County Washington | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Thurston County Washington | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Walla Walla County Washington | 1 | $ 254,000 | $ 254,000 | $ 65,000 |
| Whatcom County Washington | 1 | $ 234,000 | $ 234,000 | $ 70,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,727 | $538,320,000 | $197,000 | $1,200,000 | $67,000 | $643,000 |
| Home Purchase | 1,678 | $292,826,000 | $174,000 | $820,000 | $77,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,778 | $551,102,000 | $198,000 | $1,200,000 | $76,000 | $1,200,000 |
| Hispanic | 806 | $121,004,000 | $150,000 | $715,000 | $50,000 | $518,000 |
| Not Provided | 485 | $94,963,000 | $195,000 | $820,000 | $76,000 | $520,000 |
| Black or African American | 193 | $31,977,000 | $165,000 | $667,000 | $53,000 | $540,000 |
| Asian | 109 | $26,521,000 | $243,000 | $742,000 | $97,000 | $456,000 |
| American Indian or Alaskan Native | 21 | $3,226,000 | $153,000 | $334,000 | $63,000 | $229,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,353,000 | $181,000 | $332,000 | $66,000 | $152,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,200 | $442,718,000 | $201,000 | $1,200,000 | $93,000 | $1,188,000 |
| FHA-insured (Federal Housing Administration) | 1,499 | $255,629,000 | $170,000 | $801,000 | $51,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 613 | $121,824,000 | $198,000 | $999,000 | $44,000 | $688,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 93 | $10,975,000 | $118,000 | $291,000 | $42,000 | $189,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,159 | $406,676,000 | $188,000 | $999,000 | $69,000 | $700,000 |
| Application Withdrawn By Applicant | 1,771 | $331,182,000 | $187,000 | $1,200,000 | $73,000 | $1,200,000 |
| File Closed For Incompleteness | 318 | $66,414,000 | $208,000 | $676,000 | $75,000 | $540,000 |
| Application Denied By Financial Institution | 151 | $25,523,000 | $169,000 | $520,000 | $62,000 | $384,000 |
| Application Approved But Not Accepted | 6 | $1,351,000 | $225,000 | $352,000 | $137,000 | $243,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $6,121,000 | $170,000 | $404,000 | $61,000 | $204,000 |
| Collateral | 34 | $5,832,000 | $171,000 | $412,000 | $66,000 | $210,000 |
| Debt-To-Income Ratio | 29 | $4,875,000 | $168,000 | $520,000 | $60,000 | $384,000 |
| Other | 9 | $1,819,000 | $202,000 | $500,000 | $61,000 | $133,000 |
| Employment History | 7 | $883,000 | $126,000 | $210,000 | $74,000 | $272,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $756,000 | $189,000 | $229,000 | $88,000 | $163,000 |
| Unverifiable Information | 4 | $654,000 | $163,000 | $327,000 | $61,000 | $121,000 |
| Credit Application Incomplete | 1 | $273,000 | $273,000 | $273,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 1 | $227,000 | $227,000 | $227,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Financial Resources's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliance Financial Resources's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.