Alliance Financial Resources
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Alliance Financial Resources 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliance Financial Resources 5410 East High Street Suite 200 Phoenix, AZ 85054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,405 |
| Total Mortgage Loan Application Amount | $831,146,000 |
| Average Mortgage Loan Application Amount | $185,500 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Alliance Financial Resources. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliance Financial Resources's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Alliance Financial Resources's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliance Financial Resources serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliance Financial Resources, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliance Financial Resources's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-GLENDALE, AZ | 1,940 | $ 354,210,000 | $ 182,000 | $ 75,000 |
| ALBUQUERQUE, NM | 233 | $ 38,100,000 | $ 163,000 | $ 54,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 193 | $ 23,286,000 | $ 120,000 | $ 54,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 127 | $ 36,738,000 | $ 289,000 | $ 87,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 89 | $ 18,928,000 | $ 212,000 | $ 88,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 86 | $ 15,147,000 | $ 176,000 | $ 113,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 80 | $ 23,226,000 | $ 290,000 | $ 83,000 |
| TUCSON, AZ | 70 | $ 13,668,000 | $ 195,000 | $ 53,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 66 | $ 11,088,000 | $ 168,000 | $ 52,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 51 | $ 12,127,000 | $ 237,000 | $ 74,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 51 | $ 15,514,000 | $ 304,000 | $ 67,000 |
| BIRMINGHAM-HOOVER, AL | 50 | $ 6,531,000 | $ 130,000 | $ 54,000 |
| DALLAS-PLANO-IRVING, TX | 48 | $ 8,664,000 | $ 180,000 | $ 85,000 |
| PRESCOTT, AZ | 45 | $ 7,346,000 | $ 163,000 | $ 61,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 41 | $ 17,419,000 | $ 424,000 | $ 111,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 38 | $ 7,692,000 | $ 201,500 | $ 65,500 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 35 | $ 7,092,000 | $ 202,000 | $ 84,000 |
| HUNTSVILLE, AL | 35 | $ 7,903,000 | $ 225,000 | $ 68,000 |
| STOCKTON, CA | 30 | $ 6,519,000 | $ 217,000 | $ 95,000 |
| PROVO-OREM, UT | 29 | $ 7,274,000 | $ 250,000 | $ 64,000 |
| DENVER-AURORA-BROOMFIELD, CO | 26 | $ 5,122,000 | $ 197,000 | $ 65,000 |
| BAKERSFIELD-DELANO, CA | 25 | $ 4,056,000 | $ 162,000 | $ 62,000 |
| SALT LAKE CITY, UT | 25 | $ 6,127,000 | $ 245,000 | $ 92,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 25 | $ 4,806,000 | $ 192,000 | $ 48,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 25 | $ 7,927,000 | $ 317,000 | $ 75,000 |
| MEMPHIS, TN-MS-AR | 24 | $ 4,345,000 | $ 181,000 | $ 58,000 |
| MONTGOMERY, AL | 24 | $ 4,450,000 | $ 185,000 | $ 63,000 |
| CHATTANOOGA, TN-GA | 22 | $ 3,256,000 | $ 148,000 | $ 53,000 |
| FORT WORTH-ARLINGTON, TX | 22 | $ 3,776,000 | $ 171,000 | $ 53,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 20 | $ 6,595,000 | $ 329,000 | $ 99,000 |
| YUMA, AZ | 19 | $ 2,861,000 | $ 150,000 | $ 79,000 |
| MOBILE, AL | 17 | $ 2,159,000 | $ 127,000 | $ 47,000 |
| FRESNO, CA | 16 | $ 2,286,000 | $ 142,000 | $ 71,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 16 | $ 4,686,000 | $ 292,000 | $ 109,000 |
| FLAGSTAFF, AZ | 14 | $ 3,051,000 | $ 217,000 | $ 97,000 |
| KNOXVILLE, TN | 14 | $ 1,546,000 | $ 110,000 | $ 32,000 |
| SANTA ROSA-PETALUMA, CA | 14 | $ 5,078,000 | $ 362,000 | $ 93,000 |
| VALLEJO-FAIRFIELD, CA | 14 | $ 3,622,000 | $ 258,000 | $ 73,000 |
| BOISE CITY-NAMPA, ID | 13 | $ 2,109,000 | $ 162,000 | $ 71,000 |
| MERCED, CA | 13 | $ 2,922,000 | $ 224,000 | $ 63,000 |
| OGDEN-CLEARFIELD, UT | 13 | $ 3,253,000 | $ 250,000 | $ 57,000 |
| COLORADO SPRINGS, CO | 12 | $ 2,320,000 | $ 193,000 | $ 54,000 |
| DOTHAN, AL | 12 | $ 1,455,000 | $ 121,000 | $ 51,000 |
| EL PASO, TX | 12 | $ 1,618,000 | $ 134,000 | $ 49,000 |
| CLARKSVILLE, TN-KY | 11 | $ 1,805,000 | $ 164,000 | $ 39,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 11 | $ 1,790,000 | $ 162,000 | $ 23,000 |
| SANTA FE, NM | 11 | $ 2,319,000 | $ 210,000 | $ 62,000 |
| VISALIA-PORTERVILLE, CA | 10 | $ 1,630,000 | $ 163,000 | $ 79,000 |
| NAPA, CA | 9 | $ 3,827,000 | $ 425,000 | $ 160,000 |
| CHICO, CA | 8 | $ 1,632,000 | $ 204,000 | $ 43,000 |
| MODESTO, CA | 8 | $ 1,029,000 | $ 128,000 | $ 51,000 |
| SALEM, OR | 8 | $ 1,442,000 | $ 180,000 | $ 60,000 |
| BEAUMONT-PORT ARTHUR, TX | 7 | $ 1,078,000 | $ 154,000 | $ 98,000 |
| MADERA-CHOWCHILLA, CA | 7 | $ 1,193,000 | $ 170,000 | $ 48,000 |
| ST. GEORGE, UT | 7 | $ 1,315,000 | $ 187,000 | $ 30,000 |
| YUBA CITY, CA | 7 | $ 1,464,000 | $ 209,000 | $ 67,000 |
| ANNISTON-OXFORD, AL | 6 | $ 932,000 | $ 155,000 | $ 84,000 |
| DECATUR, AL | 6 | $ 873,000 | $ 145,000 | $ 62,000 |
| EL CENTRO, CA | 6 | $ 728,000 | $ 121,000 | $ 37,000 |
| SALINAS, CA | 6 | $ 1,547,000 | $ 257,000 | $ 64,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 6 | $ 1,743,000 | $ 290,000 | $ 110,000 |
| TUSCALOOSA, AL | 6 | $ 1,210,000 | $ 201,000 | $ 57,000 |
| AUBURN-OPELIKA, AL | 5 | $ 798,000 | $ 159,000 | $ 109,000 |
| CORPUS CHRISTI, TX | 5 | $ 704,000 | $ 140,000 | $ 83,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 908,000 | $ 181,000 | $ 68,000 |
| JACKSON, TN | 5 | $ 657,000 | $ 131,000 | $ 55,000 |
| LONGVIEW, TX | 5 | $ 583,000 | $ 116,000 | $ 84,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 1,693,000 | $ 338,000 | $ 82,000 |
| CEDAR RAPIDS, IA | 4 | $ 492,000 | $ 123,000 | $ 79,000 |
| CLEVELAND, TN | 4 | $ 479,000 | $ 119,000 | $ 37,000 |
| FLORENCE-MUSCLE SHOALS, AL | 4 | $ 363,000 | $ 90,000 | $ 47,000 |
| LAS CRUCES, NM | 4 | $ 588,000 | $ 147,000 | $ 34,000 |
| LOGAN, UT-ID | 4 | $ 854,000 | $ 213,000 | $ 56,000 |
| MEDFORD, OR | 4 | $ 947,000 | $ 236,000 | $ 72,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 362,000 | $ 90,000 | $ 48,000 |
| PUEBLO, CO | 4 | $ 423,000 | $ 105,000 | $ 51,000 |
| BEND, OR | 3 | $ 437,000 | $ 145,000 | $ 43,000 |
| COEUR D'ALENE, ID | 3 | $ 641,000 | $ 213,000 | $ 72,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 402,000 | $ 134,000 | $ 42,000 |
| COLUMBUS, GA-AL | 3 | $ 534,000 | $ 178,000 | $ 25,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 346,000 | $ 115,000 | $ 65,000 |
| FARMINGTON, NM | 3 | $ 568,000 | $ 189,000 | $ 68,000 |
| IDAHO FALLS, ID | 3 | $ 391,000 | $ 130,000 | $ 13,000 |
| LAREDO, TX | 3 | $ 649,000 | $ 216,000 | $ 83,000 |
| MCALLEN-EDINBURG-MISSION, TX | 3 | $ 336,000 | $ 112,000 | $ 56,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 592,000 | $ 197,000 | $ 74,000 |
| TACOMA, WA | 3 | $ 731,000 | $ 243,000 | $ 12,000 |
| WACO, TX | 3 | $ 482,000 | $ 160,000 | $ 133,000 |
| ABILENE, TX | 2 | $ 295,000 | $ 147,000 | $ 68,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 203,000 | $ 101,000 | $ 92,000 |
| DUBUQUE, IA | 2 | $ 245,000 | $ 122,000 | $ 31,000 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 284,000 | $ 142,000 | $ 45,000 |
| GADSDEN, AL | 2 | $ 221,000 | $ 110,000 | $ 61,000 |
| HANFORD-CORCORAN, CA | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 203,000 | $ 101,000 | $ 30,000 |
| LUBBOCK, TX | 2 | $ 432,000 | $ 216,000 | $ 129,000 |
| MORRISTOWN, TN | 2 | $ 213,000 | $ 106,000 | $ 44,000 |
| REDDING, CA | 2 | $ 356,000 | $ 178,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 2 | $ 136,000 | $ 68,000 | $ 31,000 |
| TYLER, TX | 2 | $ 454,000 | $ 227,000 | $ 94,000 |
| YAKIMA, WA | 2 | $ 286,000 | $ 143,000 | $ 69,000 |
| AMARILLO, TX | 1 | $ 53,000 | $ 53,000 | $ 0 |
| AMES, IA | 1 | $ 222,000 | $ 222,000 | $ 44,000 |
| BELLINGHAM, WA | 1 | $ 234,000 | $ 234,000 | $ 70,000 |
| BOULDER, CO | 1 | $ 232,000 | $ 232,000 | $ 52,000 |
| CORVALLIS, OR | 1 | $ 304,000 | $ 304,000 | $ 80,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 122,000 | $ 122,000 | $ 79,000 |
| GREELEY, CO | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| IOWA CITY, IA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 69,000 | $ 69,000 | $ 15,000 |
| MIDLAND, TX | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| ODESSA, TX | 1 | $ 233,000 | $ 233,000 | $ 105,000 |
| OLYMPIA, WA | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| POCATELLO, ID | 1 | $ 157,000 | $ 157,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 138,000 | $ 138,000 | $ 123,000 |
| SHERMAN-DENISON, TX | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| SPOKANE, WA | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 224,000 | $ 224,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Alliance Financial Resources in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,727 | $538,320,000 | $197,000 | $1,200,000 | $67,000 | $643,000 |
| Home Purchase | 1,678 | $292,826,000 | $174,000 | $820,000 | $77,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,778 | $551,102,000 | $198,000 | $1,200,000 | $76,000 | $1,200,000 |
| Hispanic | 806 | $121,004,000 | $150,000 | $715,000 | $50,000 | $518,000 |
| Not Provided | 485 | $94,963,000 | $195,000 | $820,000 | $76,000 | $520,000 |
| Black or African American | 193 | $31,977,000 | $165,000 | $667,000 | $53,000 | $540,000 |
| Asian | 109 | $26,521,000 | $243,000 | $742,000 | $97,000 | $456,000 |
| American Indian or Alaskan Native | 21 | $3,226,000 | $153,000 | $334,000 | $63,000 | $229,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,353,000 | $181,000 | $332,000 | $66,000 | $152,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,200 | $442,718,000 | $201,000 | $1,200,000 | $93,000 | $1,188,000 |
| FHA-insured (Federal Housing Administration) | 1,499 | $255,629,000 | $170,000 | $801,000 | $51,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 613 | $121,824,000 | $198,000 | $999,000 | $44,000 | $688,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 93 | $10,975,000 | $118,000 | $291,000 | $42,000 | $189,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,159 | $406,676,000 | $188,000 | $999,000 | $69,000 | $700,000 |
| Application Withdrawn By Applicant | 1,771 | $331,182,000 | $187,000 | $1,200,000 | $73,000 | $1,200,000 |
| File Closed For Incompleteness | 318 | $66,414,000 | $208,000 | $676,000 | $75,000 | $540,000 |
| Application Denied By Financial Institution | 151 | $25,523,000 | $169,000 | $520,000 | $62,000 | $384,000 |
| Application Approved But Not Accepted | 6 | $1,351,000 | $225,000 | $352,000 | $137,000 | $243,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $6,121,000 | $170,000 | $404,000 | $61,000 | $204,000 |
| Collateral | 34 | $5,832,000 | $171,000 | $412,000 | $66,000 | $210,000 |
| Debt-To-Income Ratio | 29 | $4,875,000 | $168,000 | $520,000 | $60,000 | $384,000 |
| Other | 9 | $1,819,000 | $202,000 | $500,000 | $61,000 | $133,000 |
| Employment History | 7 | $883,000 | $126,000 | $210,000 | $74,000 | $272,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $756,000 | $189,000 | $229,000 | $88,000 | $163,000 |
| Unverifiable Information | 4 | $654,000 | $163,000 | $327,000 | $61,000 | $121,000 |
| Credit Application Incomplete | 1 | $273,000 | $273,000 | $273,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 1 | $227,000 | $227,000 | $227,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Financial Resources's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliance Financial Resources's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.