Alliance Financial Resources Mortgage Lending & HMDA Data, 2012
In 2012, Alliance Financial Resources of Phoenix, AZ reported 4,405 mortgage applications totaling $831.1 million, up 61% from 2011. The average application was for $188,682, and applicants reported an average income of $70,809. 49% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Glendale, AZ (1,940), Albuquerque, NM (233) and Lake Havasu City-Kingman, AZ (193) (applications in parentheses).
| Mortgage Company & Address | Alliance Financial Resources 5410 East High Street Suite 200 Phoenix, AZ 85054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,405 |
| Total Mortgage Loan Application Amount | $831,146,000 |
| Average Mortgage Loan Application Amount | $188,682 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $70,809 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliance Financial Resources filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Glendale, AZ | 1,940 | $ 354,210,000 | $ 182,582 | $ 75,000 |
| Albuquerque, NM | 233 | $ 38,100,000 | $ 163,519 | $ 54,000 |
| Lake Havasu City-Kingman, AZ | 193 | $ 23,286,000 | $ 120,652 | $ 54,000 |
| Los Angeles-Long Beach-Glendale, CA | 127 | $ 36,738,000 | $ 289,275 | $ 87,000 |
| Riverside-San Bernardino-Ontario, CA | 89 | $ 18,928,000 | $ 212,674 | $ 88,000 |
| Houston-Sugar Land-Baytown, TX | 86 | $ 15,147,000 | $ 176,127 | $ 113,000 |
| Oakland-Fremont-Hayward, CA | 80 | $ 23,226,000 | $ 290,325 | $ 83,000 |
| Tucson, AZ | 70 | $ 13,668,000 | $ 195,257 | $ 53,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 66 | $ 11,088,000 | $ 168,000 | $ 52,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 51 | $ 12,127,000 | $ 237,784 | $ 74,000 |
| San Diego-Carlsbad-San Marcos, CA | 51 | $ 15,514,000 | $ 304,196 | $ 67,000 |
| Birmingham-Hoover, AL | 50 | $ 6,531,000 | $ 130,620 | $ 54,000 |
| Dallas-Plano-Irving, TX | 48 | $ 8,664,000 | $ 180,500 | $ 85,000 |
| Prescott, AZ | 45 | $ 7,346,000 | $ 163,244 | $ 61,000 |
| San Francisco-San Mateo-Redwood City, CA | 41 | $ 17,419,000 | $ 424,853 | $ 111,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 38 | $ 7,692,000 | $ 202,421 | $ 58,342 |
| Austin-Round Rock-San Marcos, TX | 35 | $ 7,092,000 | $ 202,628 | $ 84,000 |
| Huntsville, AL | 35 | $ 7,903,000 | $ 225,800 | $ 68,000 |
| Stockton, CA | 30 | $ 6,519,000 | $ 217,300 | $ 95,000 |
| Provo-Orem, UT | 29 | $ 7,274,000 | $ 250,827 | $ 64,000 |
| Denver-Aurora-Broomfield, CO | 26 | $ 5,122,000 | $ 197,000 | $ 65,000 |
| Bakersfield-Delano, CA | 25 | $ 4,056,000 | $ 162,240 | $ 62,000 |
| Salt Lake City, UT | 25 | $ 6,127,000 | $ 245,080 | $ 92,000 |
| San Antonio-New Braunfels, TX | 25 | $ 4,806,000 | $ 192,240 | $ 48,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 25 | $ 7,927,000 | $ 317,080 | $ 75,000 |
| Memphis, TN-MS-AR | 24 | $ 4,345,000 | $ 181,041 | $ 58,000 |
| Montgomery, AL | 24 | $ 4,450,000 | $ 185,416 | $ 63,000 |
| Chattanooga, TN-GA | 22 | $ 3,256,000 | $ 148,000 | $ 53,000 |
| Fort Worth-Arlington, TX | 22 | $ 3,776,000 | $ 171,636 | $ 53,000 |
| Santa Ana-Anaheim-Irvine, CA | 20 | $ 6,595,000 | $ 329,750 | $ 99,000 |
| Yuma, AZ | 19 | $ 2,861,000 | $ 150,578 | $ 79,000 |
| Mobile, AL | 17 | $ 2,159,000 | $ 127,000 | $ 47,000 |
| Fresno, CA | 16 | $ 2,286,000 | $ 142,875 | $ 71,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 16 | $ 4,686,000 | $ 292,875 | $ 109,000 |
| Flagstaff, AZ | 14 | $ 3,051,000 | $ 217,928 | $ 97,000 |
| Knoxville, TN | 14 | $ 1,546,000 | $ 110,428 | $ 32,000 |
| Santa Rosa-Petaluma, CA | 14 | $ 5,078,000 | $ 362,714 | $ 93,000 |
| Vallejo-Fairfield, CA | 14 | $ 3,622,000 | $ 258,714 | $ 73,000 |
| Boise City-Nampa, ID | 13 | $ 2,109,000 | $ 162,230 | $ 71,000 |
| Merced, CA | 13 | $ 2,922,000 | $ 224,769 | $ 63,000 |
| Ogden-Clearfield, UT | 13 | $ 3,253,000 | $ 250,230 | $ 57,000 |
| Colorado Springs, CO | 12 | $ 2,320,000 | $ 193,333 | $ 54,000 |
| Dothan, AL | 12 | $ 1,455,000 | $ 121,250 | $ 51,000 |
| El Paso, TX | 12 | $ 1,618,000 | $ 134,833 | $ 49,000 |
| Clarksville, TN-KY | 11 | $ 1,805,000 | $ 164,090 | $ 39,000 |
| Killeen-Temple-Fort Hood, TX | 11 | $ 1,790,000 | $ 162,727 | $ 23,000 |
| Santa Fe, NM | 11 | $ 2,319,000 | $ 210,818 | $ 62,000 |
| Visalia-Porterville, CA | 10 | $ 1,630,000 | $ 163,000 | $ 79,000 |
| Napa, CA | 9 | $ 3,827,000 | $ 425,222 | $ 160,000 |
| Chico, CA | 8 | $ 1,632,000 | $ 204,000 | $ 43,000 |
| Modesto, CA | 8 | $ 1,029,000 | $ 128,625 | $ 51,000 |
| Salem, OR | 8 | $ 1,442,000 | $ 180,250 | $ 60,000 |
| Beaumont-Port Arthur, TX | 7 | $ 1,078,000 | $ 154,000 | $ 98,000 |
| Madera-Chowchilla, CA | 7 | $ 1,193,000 | $ 170,428 | $ 48,000 |
| St. George, UT | 7 | $ 1,315,000 | $ 187,857 | $ 30,000 |
| Yuba City, CA | 7 | $ 1,464,000 | $ 209,142 | $ 67,000 |
| Anniston-Oxford, AL | 6 | $ 932,000 | $ 155,333 | $ 84,000 |
| Decatur, AL | 6 | $ 873,000 | $ 145,500 | $ 62,000 |
| El Centro, CA | 6 | $ 728,000 | $ 121,333 | $ 37,000 |
| Salinas, CA | 6 | $ 1,547,000 | $ 257,833 | $ 64,000 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 1,743,000 | $ 290,500 | $ 110,000 |
| Tuscaloosa, AL | 6 | $ 1,210,000 | $ 201,666 | $ 57,000 |
| Auburn-Opelika, AL | 5 | $ 798,000 | $ 159,600 | $ 109,000 |
| Corpus Christi, TX | 5 | $ 704,000 | $ 140,800 | $ 83,000 |
| Eugene-Springfield, OR | 5 | $ 908,000 | $ 181,600 | $ 68,000 |
| Jackson, TN | 5 | $ 657,000 | $ 131,400 | $ 55,000 |
| Longview, TX | 5 | $ 583,000 | $ 116,600 | $ 84,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 1,693,000 | $ 338,600 | $ 82,000 |
| Cedar Rapids, IA | 4 | $ 492,000 | $ 123,000 | $ 79,000 |
| Cleveland, TN | 4 | $ 479,000 | $ 119,750 | $ 37,000 |
| Florence-Muscle Shoals, AL | 4 | $ 363,000 | $ 90,750 | $ 47,000 |
| Las Cruces, NM | 4 | $ 588,000 | $ 147,000 | $ 34,000 |
| Logan, UT-ID | 4 | $ 854,000 | $ 213,500 | $ 56,000 |
| Medford, OR | 4 | $ 947,000 | $ 236,750 | $ 72,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 362,000 | $ 90,500 | $ 48,000 |
| Pueblo, CO | 4 | $ 423,000 | $ 105,750 | $ 51,000 |
| Bend, OR | 3 | $ 437,000 | $ 145,666 | $ 43,000 |
| Coeur D'Alene, ID | 3 | $ 641,000 | $ 213,666 | $ 72,000 |
| College Station-Bryan, TX | 3 | $ 402,000 | $ 134,000 | $ 42,000 |
| Columbus, GA-AL | 3 | $ 534,000 | $ 178,000 | $ 25,000 |
| Des Moines-West Des Moines, IA | 3 | $ 346,000 | $ 115,333 | $ 65,000 |
| Farmington, NM | 3 | $ 568,000 | $ 189,333 | $ 68,000 |
| Idaho Falls, ID | 3 | $ 391,000 | $ 130,333 | $ 13,000 |
| Laredo, TX | 3 | $ 649,000 | $ 216,333 | $ 83,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 336,000 | $ 112,000 | $ 56,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 592,000 | $ 197,333 | $ 74,000 |
| Tacoma, WA | 3 | $ 731,000 | $ 243,666 | $ 12,000 |
| Waco, TX | 3 | $ 482,000 | $ 160,666 | $ 133,000 |
| Abilene, TX | 2 | $ 295,000 | $ 147,500 | $ 68,000 |
| Brownsville-Harlingen, TX | 2 | $ 203,000 | $ 101,500 | $ 92,000 |
| Dubuque, IA | 2 | $ 245,000 | $ 122,500 | $ 31,000 |
| Fort Collins-Loveland, CO | 2 | $ 284,000 | $ 142,000 | $ 45,000 |
| Gadsden, AL | 2 | $ 221,000 | $ 110,500 | $ 61,000 |
| Hanford-Corcoran, CA | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 203,000 | $ 101,500 | $ 30,000 |
| Lubbock, TX | 2 | $ 432,000 | $ 216,000 | $ 129,000 |
| Morristown, TN | 2 | $ 213,000 | $ 106,500 | $ 44,000 |
| Redding, CA | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Sioux City, IA-NE-SD | 2 | $ 136,000 | $ 68,000 | $ 31,000 |
| Tyler, TX | 2 | $ 454,000 | $ 227,000 | $ 94,000 |
| Yakima, WA | 2 | $ 286,000 | $ 143,000 | $ 69,000 |
| Amarillo, TX | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Ames, IA | 1 | $ 222,000 | $ 222,000 | $ 44,000 |
| Bellingham, WA | 1 | $ 234,000 | $ 234,000 | $ 70,000 |
| Boulder, CO | 1 | $ 232,000 | $ 232,000 | $ 52,000 |
| Corvallis, OR | 1 | $ 304,000 | $ 304,000 | $ 80,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 122,000 | $ 122,000 | $ 79,000 |
| Greeley, CO | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Iowa City, IA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Johnson City, TN | 1 | $ 69,000 | $ 69,000 | $ 15,000 |
| Midland, TX | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Odessa, TX | 1 | $ 233,000 | $ 233,000 | $ 105,000 |
| Olympia, WA | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Pocatello, ID | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 138,000 | $ 138,000 | $ 123,000 |
| Sherman-Denison, TX | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Spokane, WA | 1 | $ 121,000 | $ 121,000 | $ 53,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 224,000 | $ 224,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Alliance Financial Resources in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,727 | $538,320,000 | $197,000 | $1,200,000 | $67,000 | $643,000 |
| Home Purchase | 1,678 | $292,826,000 | $174,000 | $820,000 | $77,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,778 | $551,102,000 | $198,000 | $1,200,000 | $76,000 | $1,200,000 |
| Hispanic | 806 | $121,004,000 | $150,000 | $715,000 | $50,000 | $518,000 |
| Not Provided | 485 | $94,963,000 | $195,000 | $820,000 | $76,000 | $520,000 |
| Black or African American | 193 | $31,977,000 | $165,000 | $667,000 | $53,000 | $540,000 |
| Asian | 109 | $26,521,000 | $243,000 | $742,000 | $97,000 | $456,000 |
| American Indian or Alaskan Native | 21 | $3,226,000 | $153,000 | $334,000 | $63,000 | $229,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,353,000 | $181,000 | $332,000 | $66,000 | $152,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,200 | $442,718,000 | $201,000 | $1,200,000 | $93,000 | $1,188,000 |
| FHA-insured (Federal Housing Administration) | 1,499 | $255,629,000 | $170,000 | $801,000 | $51,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 613 | $121,824,000 | $198,000 | $999,000 | $44,000 | $688,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 93 | $10,975,000 | $118,000 | $291,000 | $42,000 | $189,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,159 | $406,676,000 | $188,000 | $999,000 | $69,000 | $700,000 |
| Application Withdrawn By Applicant | 1,771 | $331,182,000 | $187,000 | $1,200,000 | $73,000 | $1,200,000 |
| File Closed For Incompleteness | 318 | $66,414,000 | $208,000 | $676,000 | $75,000 | $540,000 |
| Application Denied By Financial Institution | 151 | $25,523,000 | $169,000 | $520,000 | $62,000 | $384,000 |
| Application Approved But Not Accepted | 6 | $1,351,000 | $225,000 | $352,000 | $137,000 | $243,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 36 | $6,121,000 | $170,000 | $404,000 | $61,000 | $204,000 |
| Collateral | 34 | $5,832,000 | $171,000 | $412,000 | $66,000 | $210,000 |
| Debt-To-Income Ratio | 29 | $4,875,000 | $168,000 | $520,000 | $60,000 | $384,000 |
| Other | 9 | $1,819,000 | $202,000 | $500,000 | $61,000 | $133,000 |
| Employment History | 7 | $883,000 | $126,000 | $210,000 | $74,000 | $272,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $756,000 | $189,000 | $229,000 | $88,000 | $163,000 |
| Unverifiable Information | 4 | $654,000 | $163,000 | $327,000 | $61,000 | $121,000 |
| Credit Application Incomplete | 1 | $273,000 | $273,000 | $273,000 | $76,000 | $76,000 |
| Mortgage Insurance Denied | 1 | $227,000 | $227,000 | $227,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliance Financial Resources's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliance Financial Resources's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About