Alliant Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,687 |
| Total Mortgage Loan Application Amount | $812,359,000 |
| Average Mortgage Loan Application Amount | $347,666 |
| Highest Mortgage Loan Application Amount | $2,977,000 |
| Average Applicant Income | $166,666 |
| Highest Applicant Income | $9,055,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Alliant Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Alliant Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Alliant Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Alliant Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Alliant Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Alliant Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 615 | $ 321,868,000 | $ 523,000 | $ 227,000 |
| DuPage County Illinois | 87 | $ 44,732,000 | $ 514,000 | $ 322,000 |
| Lake County Illinois | 82 | $ 50,849,000 | $ 620,000 | $ 272,000 |
| Los Angeles County California | 49 | $ 26,430,000 | $ 539,000 | $ 177,000 |
| Santa Clara County California | 46 | $ 26,954,000 | $ 585,000 | $ 202,000 |
| San Mateo County California | 42 | $ 21,011,000 | $ 500,000 | $ 150,000 |
| King County Washington | 33 | $ 19,555,000 | $ 592,000 | $ 205,000 |
| Alameda County California | 32 | $ 16,993,000 | $ 531,000 | $ 140,000 |
| Kane County Illinois | 24 | $ 7,414,000 | $ 308,000 | $ 129,000 |
| Orange County California | 21 | $ 11,656,000 | $ 555,000 | $ 163,000 |
| San Diego County California | 21 | $ 12,553,000 | $ 597,000 | $ 212,000 |
| Contra Costa County California | 20 | $ 7,574,000 | $ 378,000 | $ 128,000 |
| Denver County Colorado | 20 | $ 6,957,000 | $ 347,000 | $ 178,000 |
| Jefferson County Colorado | 19 | $ 8,515,000 | $ 448,000 | $ 130,000 |
| San Francisco County California | 16 | $ 10,553,000 | $ 659,000 | $ 249,000 |
| Arapahoe County Colorado | 16 | $ 2,397,000 | $ 149,000 | $ 77,000 |
| Clark County Nevada | 16 | $ 7,495,000 | $ 468,000 | $ 189,000 |
| Maricopa County Arizona | 15 | $ 3,662,000 | $ 244,000 | $ 93,000 |
| Douglas County Colorado | 14 | $ 6,206,000 | $ 443,000 | $ 107,000 |
| Marin County California | 13 | $ 11,631,000 | $ 894,000 | $ 377,000 |
| Will County Illinois | 13 | $ 5,065,000 | $ 389,000 | $ 183,000 |
| Fairfax County Virginia | 13 | $ 4,495,000 | $ 345,000 | $ 142,000 |
| Loudoun County Virginia | 12 | $ 4,654,000 | $ 387,000 | $ 97,000 |
| San Bernardino County California | 10 | $ 3,438,000 | $ 343,000 | $ 110,000 |
| McHenry County Illinois | 10 | $ 1,707,000 | $ 170,000 | $ 102,000 |
| Riverside County California | 9 | $ 3,106,000 | $ 345,000 | $ 168,000 |
| Sonoma County California | 8 | $ 4,015,000 | $ 501,000 | $ 200,000 |
| Solano County California | 7 | $ 2,523,000 | $ 360,000 | $ 276,000 |
| El Paso County Colorado | 7 | $ 3,532,000 | $ 504,000 | $ 196,000 |
| District of Columbia County District Of Columbia | 7 | $ 7,170,000 | $ 1,024,000 | $ 373,000 |
| Washoe County Nevada | 7 | $ 2,476,000 | $ 353,000 | $ 120,000 |
| Honolulu County Hawaii | 6 | $ 1,374,000 | $ 229,000 | $ 101,000 |
| Harris County Texas | 6 | $ 5,756,000 | $ 959,000 | $ 392,000 |
| Snohomish County Washington | 6 | $ 1,586,000 | $ 264,000 | $ 74,000 |
| Boulder County Colorado | 5 | $ 2,271,000 | $ 454,000 | $ 162,000 |
| Fairfield County Connecticut | 5 | $ 3,181,000 | $ 636,000 | $ 215,000 |
| Pima County Arizona | 4 | $ 2,355,000 | $ 588,000 | $ 113,000 |
| El Dorado County California | 4 | $ 1,940,000 | $ 485,000 | $ 209,000 |
| Adams County Colorado | 4 | $ 971,000 | $ 242,000 | $ 67,000 |
| Eagle County Colorado | 4 | $ 1,874,000 | $ 468,000 | $ 75,000 |
| Brevard County Florida | 4 | $ 1,514,000 | $ 378,000 | $ 128,000 |
| Broward County Florida | 4 | $ 1,752,000 | $ 438,000 | $ 143,000 |
| Miami-Dade County Florida | 4 | $ 951,000 | $ 237,000 | $ 132,000 |
| Suffolk County New York | 4 | $ 1,344,000 | $ 336,000 | $ 157,000 |
| Davidson County Tennessee | 4 | $ 664,000 | $ 166,000 | $ 198,000 |
| Kitsap County Washington | 4 | $ 1,565,000 | $ 391,000 | $ 103,000 |
| Pierce County Washington | 4 | $ 1,722,000 | $ 430,000 | $ 143,000 |
| Napa County California | 3 | $ 1,935,000 | $ 645,000 | $ 136,000 |
| Placer County California | 3 | $ 1,238,000 | $ 412,000 | $ 124,000 |
| Santa Barbara County California | 3 | $ 2,011,000 | $ 670,000 | $ 201,000 |
| Elbert County Colorado | 3 | $ 967,000 | $ 322,000 | $ 131,000 |
| Garfield County Colorado | 3 | $ 2,233,000 | $ 744,000 | $ 273,000 |
| La Plata County Colorado | 3 | $ 2,730,000 | $ 910,000 | $ 575,000 |
| Larimer County Colorado | 3 | $ 552,000 | $ 184,000 | $ 101,000 |
| Lee County Florida | 3 | $ 750,000 | $ 250,000 | $ 470,000 |
| Fulton County Georgia | 3 | $ 2,062,000 | $ 687,000 | $ 286,000 |
| Maui County Hawaii | 3 | $ 1,918,000 | $ 639,000 | $ 126,000 |
| Kendall County Illinois | 3 | $ 1,110,000 | $ 370,000 | $ 102,000 |
| Montgomery County Maryland | 3 | $ 2,224,000 | $ 741,000 | $ 833,000 |
| Hennepin County Minnesota | 3 | $ 1,345,000 | $ 448,000 | $ 137,000 |
| St. Louis County Missouri | 3 | $ 2,057,000 | $ 685,000 | $ 158,000 |
| Kings County New York | 3 | $ 2,080,000 | $ 693,000 | $ 216,000 |
| Nassau County New York | 3 | $ 760,000 | $ 253,000 | $ 85,000 |
| Mecklenburg County North Carolina | 3 | $ 2,133,000 | $ 711,000 | $ 233,000 |
| Beaufort County South Carolina | 3 | $ 1,568,000 | $ 522,000 | $ 220,000 |
| Dallas County Texas | 3 | $ 2,634,000 | $ 878,000 | $ 209,000 |
| Alexandria County Virginia | 3 | $ 1,317,000 | $ 439,000 | $ 457,000 |
| Clark County Washington | 3 | $ 1,110,000 | $ 370,000 | $ 119,000 |
| Kenosha County Wisconsin | 3 | $ 1,203,000 | $ 401,000 | $ 224,000 |
| Santa Cruz County California | 2 | $ 1,303,000 | $ 651,000 | $ 172,000 |
| Yolo County California | 2 | $ 725,000 | $ 362,000 | $ 91,000 |
| San Miguel County Colorado | 2 | $ 1,500,000 | $ 750,000 | $ 300,000 |
| Summit County Colorado | 2 | $ 950,000 | $ 475,000 | $ 275,000 |
| Weld County Colorado | 2 | $ 833,000 | $ 416,000 | $ 251,000 |
| Collier County Florida | 2 | $ 605,000 | $ 302,000 | $ 177,000 |
| Palm Beach County Florida | 2 | $ 942,000 | $ 471,000 | $ 210,000 |
| Cobb County Georgia | 2 | $ 594,000 | $ 297,000 | $ 82,000 |
| Jo Daviess County Illinois | 2 | $ 356,000 | $ 178,000 | $ 167,000 |
| Winnebago County Illinois | 2 | $ 169,000 | $ 84,000 | $ 85,000 |
| Hamilton County Indiana | 2 | $ 280,000 | $ 140,000 | $ 89,000 |
| Lake County Indiana | 2 | $ 348,000 | $ 174,000 | $ 114,000 |
| Johnson County Kansas | 2 | $ 658,000 | $ 329,000 | $ 119,000 |
| Howard County Maryland | 2 | $ 742,000 | $ 371,000 | $ 159,000 |
| Essex County Massachusetts | 2 | $ 736,000 | $ 368,000 | $ 90,000 |
| Middlesex County Massachusetts | 2 | $ 521,000 | $ 260,000 | $ 202,000 |
| Suffolk County Massachusetts | 2 | $ 462,000 | $ 231,000 | $ 94,000 |
| Oakland County Michigan | 2 | $ 898,000 | $ 449,000 | $ 156,000 |
| Washington County Minnesota | 2 | $ 587,000 | $ 293,000 | $ 130,000 |
| St. Charles County Missouri | 2 | $ 315,000 | $ 157,000 | $ 90,000 |
| Union County New Jersey | 2 | $ 1,190,000 | $ 595,000 | $ 427,000 |
| Bernalillo County New Mexico | 2 | $ 243,000 | $ 121,000 | $ 126,000 |
| New York County New York | 2 | $ 1,472,000 | $ 736,000 | $ 290,000 |
| Westchester County New York | 2 | $ 1,242,000 | $ 621,000 | $ 587,000 |
| Buncombe County North Carolina | 2 | $ 937,000 | $ 468,000 | $ 154,000 |
| Moore County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 106,000 |
| Wake County North Carolina | 2 | $ 662,000 | $ 331,000 | $ 153,000 |
| Franklin County Ohio | 2 | $ 630,000 | $ 315,000 | $ 162,000 |
| Summit County Ohio | 2 | $ 215,000 | $ 107,000 | $ 96,000 |
| Deschutes County Oregon | 2 | $ 1,350,000 | $ 675,000 | $ 255,000 |
| Multnomah County Oregon | 2 | $ 1,135,000 | $ 567,000 | $ 160,000 |
| Loudon County Tennessee | 2 | $ 665,000 | $ 332,000 | $ 93,000 |
| Wilson County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 60,000 |
| Tarrant County Texas | 2 | $ 425,000 | $ 212,000 | $ 154,000 |
| Culpeper County Virginia | 2 | $ 636,000 | $ 318,000 | $ 87,000 |
| Fauquier County Virginia | 2 | $ 719,000 | $ 359,000 | $ 141,000 |
| Prince William County Virginia | 2 | $ 255,000 | $ 127,000 | $ 68,000 |
| Shenandoah County Virginia | 2 | $ 480,000 | $ 240,000 | $ 131,000 |
| Douglas County Washington | 2 | $ 700,000 | $ 350,000 | $ 103,000 |
| Mason County Washington | 2 | $ 410,000 | $ 205,000 | $ 133,000 |
| Pinal County Arizona | 1 | $ 334,000 | $ 334,000 | $ 75,000 |
| Yavapai County Arizona | 1 | $ 125,000 | $ 125,000 | $ 147,000 |
| Benton County Arkansas | 1 | $ 835,000 | $ 835,000 | $ 211,000 |
| Chicot County Arkansas | 1 | $ 192,000 | $ 192,000 | $ 134,000 |
| Fresno County California | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Mono County California | 1 | $ 412,000 | $ 412,000 | $ 58,000 |
| Monterey County California | 1 | $ 610,000 | $ 610,000 | $ 191,000 |
| Nevada County California | 1 | $ 350,000 | $ 350,000 | $ 51,000 |
| Sacramento County California | 1 | $ 352,000 | $ 352,000 | $ 180,000 |
| San Joaquin County California | 1 | $ 171,000 | $ 171,000 | $ 61,000 |
| San Luis Obispo County California | 1 | $ 582,000 | $ 582,000 | $ 96,000 |
| Siskiyou County California | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Tulare County California | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Ventura County California | 1 | $ 854,000 | $ 854,000 | $ 193,000 |
| Huerfano County Colorado | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Pitkin County Colorado | 1 | $ 1,405,000 | $ 1,405,000 | $ 237,000 |
| Middlesex County Connecticut | 1 | $ 320,000 | $ 320,000 | $ 153,000 |
| New Haven County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Tolland County Connecticut | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| New Castle County Delaware | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Alachua County Florida | 1 | $ 244,000 | $ 244,000 | $ 161,000 |
| Charlotte County Florida | 1 | $ 147,000 | $ 147,000 | $ 134,000 |
| Hillsborough County Florida | 1 | $ 118,000 | $ 118,000 | $ 58,000 |
| Indian River County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,100,000 |
| Manatee County Florida | 1 | $ 240,000 | $ 240,000 | $ 68,000 |
| Martin County Florida | 1 | $ 623,000 | $ 623,000 | $ 255,000 |
| Monroe County Florida | 1 | $ 334,000 | $ 334,000 | $ 191,000 |
| Orange County Florida | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Pinellas County Florida | 1 | $ 825,000 | $ 825,000 | $ 266,000 |
| Polk County Florida | 1 | $ 800,000 | $ 800,000 | $ 180,000 |
| Seminole County Florida | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| St. Johns County Florida | 1 | $ 70,000 | $ 70,000 | $ 79,000 |
| St. Lucie County Florida | 1 | $ 100,000 | $ 100,000 | $ 3,000 |
| Sumter County Florida | 1 | $ 23,000 | $ 23,000 | $ 21,000 |
| Cook County Georgia | 1 | $ 214,000 | $ 214,000 | $ 152,000 |
| Coweta County Georgia | 1 | $ 541,000 | $ 541,000 | $ 197,000 |
| Gwinnett County Georgia | 1 | $ 644,000 | $ 644,000 | $ 100,000 |
| Walker County Georgia | 1 | $ 36,000 | $ 36,000 | $ 29,000 |
| Ada County Idaho | 1 | $ 144,000 | $ 144,000 | $ 98,000 |
| Carroll County Illinois | 1 | $ 786,000 | $ 786,000 | $ 219,000 |
| Madison County Illinois | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| Rock Island County Illinois | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Schuyler County Illinois | 1 | $ 88,000 | $ 88,000 | $ 93,000 |
| Daviess County Indiana | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Hendricks County Indiana | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| LaPorte County Indiana | 1 | $ 478,000 | $ 478,000 | $ 400,000 |
| Marion County Indiana | 1 | $ 204,000 | $ 204,000 | $ 100,000 |
| Porter County Indiana | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Johnson County Iowa | 1 | $ 44,000 | $ 44,000 | $ 82,000 |
| Lincoln County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 3,000 |
| Orleans County Louisiana | 1 | $ 101,000 | $ 101,000 | $ 51,000 |
| Cumberland County Maine | 1 | $ 593,000 | $ 593,000 | $ 218,000 |
| Anne Arundel County Maryland | 1 | $ 801,000 | $ 801,000 | $ 200,000 |
| Prince George's County Maryland | 1 | $ 171,000 | $ 171,000 | $ 12,000 |
| Allegan County Michigan | 1 | $ 450,000 | $ 450,000 | $ 152,000 |
| Berrien County Michigan | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| Cass County Michigan | 1 | $ 165,000 | $ 165,000 | $ 152,000 |
| Wayne County Michigan | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Dakota County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 142,000 |
| Itasca County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Otter Tail County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 119,000 |
| Scott County Minnesota | 1 | $ 93,000 | $ 93,000 | $ 106,000 |
| Stearns County Minnesota | 1 | $ 264,000 | $ 264,000 | $ 89,000 |
| Johnson County Missouri | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Lincoln County Missouri | 1 | $ 460,000 | $ 460,000 | $ 138,000 |
| Gallatin County Montana | 1 | $ 692,000 | $ 692,000 | $ 130,000 |
| Mineral County Montana | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| Missoula County Montana | 1 | $ 150,000 | $ 150,000 | $ 23,000 |
| Yellowstone County Montana | 1 | $ 571,000 | $ 571,000 | $ 270,000 |
| Lincoln County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Douglas County Nevada | 1 | $ 228,000 | $ 228,000 | $ 103,000 |
| Bergen County New Jersey | 1 | $ 480,000 | $ 480,000 | $ 235,000 |
| Camden County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Gloucester County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 112,000 |
| Hudson County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 340,000 |
| Hunterdon County New Jersey | 1 | $ 552,000 | $ 552,000 | $ 184,000 |
| Middlesex County New Jersey | 1 | $ 490,000 | $ 490,000 | $ 135,000 |
| Somerset County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 245,000 |
| Sussex County New Jersey | 1 | $ 136,000 | $ 136,000 | $ 51,000 |
| Erie County New York | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Orange County New York | 1 | $ 392,000 | $ 392,000 | $ 303,000 |
| Queens County New York | 1 | $ 500,000 | $ 500,000 | $ 111,000 |
| Richmond County New York | 1 | $ 750,000 | $ 750,000 | $ 271,000 |
| Guilford County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 84,000 |
| Nash County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| New Hanover County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Pamlico County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Union County North Carolina | 1 | $ 402,000 | $ 402,000 | $ 25,000 |
| Yancey County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 115,000 |
| Ashtabula County Ohio | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Cuyahoga County Ohio | 1 | $ 60,000 | $ 60,000 | $ 76,000 |
| Fairfield County Ohio | 1 | $ 210,000 | $ 210,000 | $ 77,000 |
| Lorain County Ohio | 1 | $ 25,000 | $ 25,000 | $ 1,000 |
| Medina County Ohio | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Clatsop County Oregon | 1 | $ 1,000,000 | $ 1,000,000 | $ 90,000 |
| Columbia County Oregon | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Josephine County Oregon | 1 | $ 276,000 | $ 276,000 | $ 68,000 |
| Washington County Oregon | 1 | $ 50,000 | $ 50,000 | $ 139,000 |
| Chester County Pennsylvania | 1 | $ 560,000 | $ 560,000 | $ 215,000 |
| Delaware County Pennsylvania | 1 | $ 369,000 | $ 369,000 | $ 163,000 |
| Lackawanna County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 69,000 |
| Lancaster County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Montgomery County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 117,000 |
| Bristol County Rhode Island | 1 | $ 900,000 | $ 900,000 | $ 358,000 |
| Washington County Rhode Island | 1 | $ 375,000 | $ 375,000 | $ 143,000 |
| Charleston County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 138,000 |
| Dorchester County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Horry County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 146,000 |
| Pickens County South Carolina | 1 | $ 292,000 | $ 292,000 | $ 94,000 |
| Sevier County Tennessee | 1 | $ 344,000 | $ 344,000 | $ 91,000 |
| Shelby County Tennessee | 1 | $ 350,000 | $ 350,000 | $ 116,000 |
| Bexar County Texas | 1 | $ 40,000 | $ 40,000 | $ 69,000 |
| Denton County Texas | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Gregg County Texas | 1 | $ 120,000 | $ 120,000 | $ 108,000 |
| Hood County Texas | 1 | $ 500,000 | $ 500,000 | $ 273,000 |
| Travis County Texas | 1 | $ 1,800,000 | $ 1,800,000 | $ 539,000 |
| Cache County Utah | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Iron County Utah | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Salt Lake County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 419,000 |
| Summit County Utah | 1 | $ 1,200,000 | $ 1,200,000 | $ 369,000 |
| Washington County Utah | 1 | $ 50,000 | $ 50,000 | $ 144,000 |
| Windsor County Vermont | 1 | $ 1,175,000 | $ 1,175,000 | $ 401,000 |
| Arlington County Virginia | 1 | $ 860,000 | $ 860,000 | $ 145,000 |
| Clarke County Virginia | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Frederick County Virginia | 1 | $ 70,000 | $ 70,000 | $ 193,000 |
| Harrisonburg County Virginia | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Roanoke County Virginia | 1 | $ 239,000 | $ 239,000 | $ 171,000 |
| Spotsylvania County Virginia | 1 | $ 520,000 | $ 520,000 | $ 178,000 |
| Virginia Beach County Virginia | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
| Warren County Virginia | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Winchester County Virginia | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Adams County Washington | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Clallam County Washington | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Island County Washington | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Adams County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Brown County Wisconsin | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
| Dane County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Milwaukee County Wisconsin | 1 | $ 606,000 | $ 606,000 | $ 320,000 |
| Ozaukee County Wisconsin | 1 | $ 390,000 | $ 390,000 | $ 176,000 |
| St. Croix County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Waukesha County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Sweetwater County Wyoming | 1 | $ 172,000 | $ 172,000 | $ 94,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,152 | $596,681,000 | $517,000 | $2,977,000 | $210,000 | $9,055,000 |
| Home Purchase | 441 | $211,150,000 | $478,000 | $1,983,000 | $204,000 | $2,145,000 |
| Home Improvement | 94 | $4,528,000 | $48,000 | $450,000 | $86,000 | $457,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,162 | $577,603,000 | $497,000 | $2,977,000 | $201,000 | $3,942,000 |
| Not Provided | 318 | $135,687,000 | $426,000 | $1,950,000 | $197,000 | $9,055,000 |
| Asian | 125 | $68,965,000 | $551,000 | $2,750,000 | $254,000 | $3,000,000 |
| Hispanic | 39 | $13,037,000 | $334,000 | $1,000,000 | $150,000 | $1,062,000 |
| Black or African American | 35 | $13,979,000 | $399,000 | $1,000,000 | $147,000 | $429,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,622,000 | $270,000 | $720,000 | $97,000 | $174,000 |
| American Indian or Alaskan Native | 2 | $1,466,000 | $733,000 | $900,000 | $224,000 | $300,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,687 | $812,359,000 | $481,000 | $2,977,000 | $202,000 | $9,055,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,196 | $615,680,000 | $514,000 | $1,998,000 | $221,000 | $9,055,000 |
| Application Denied By Financial Institution | 249 | $107,364,000 | $431,000 | $2,977,000 | $145,000 | $978,000 |
| Application Withdrawn By Applicant | 228 | $80,356,000 | $352,000 | $1,800,000 | $159,000 | $1,308,000 |
| Application Approved But Not Accepted | 11 | $6,776,000 | $616,000 | $750,000 | $185,000 | $342,000 |
| File Closed For Incompleteness | 2 | $1,395,000 | $697,000 | $795,000 | $195,000 | $200,000 |
| Preapproval Denied by Financial Institution | 1 | $788,000 | $788,000 | $788,000 | $283,000 | $283,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 117 | $52,499,000 | $448,000 | $2,750,000 | $179,000 | $820,000 |
| Debt-To-Income Ratio | 83 | $40,001,000 | $481,000 | $2,977,000 | $100,000 | $518,000 |
| Credit History | 21 | $6,518,000 | $310,000 | $985,000 | $121,000 | $537,000 |
| Other | 10 | $966,000 | $96,000 | $285,000 | $87,000 | $166,000 |
| Unverifiable Information | 4 | $3,475,000 | $868,000 | $1,950,000 | $448,000 | $978,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,571,000 | $523,000 | $788,000 | $229,000 | $283,000 |
| Mortgage Insurance Denied | 2 | $430,000 | $215,000 | $262,000 | $87,000 | $88,000 |
| Employment History | 2 | $515,000 | $257,000 | $485,000 | $123,000 | $138,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.