Alliant Credit Union Mortgage Lending & HMDA Data, 2023
In 2023, Alliant Credit Union of Chicago, IL reported 11,445 mortgage applications totaling $2.1 billion, down 53% from 2022. The average application was for $184,060, and applicants reported an average income of $212,970. 50% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Chicago-Naperville, IL (802), Los Angeles-Long Beach-Glendale, CA (733) and Phoenix-Mesa-Scottsdale, AZ (566) (applications in parentheses).
| Mortgage Company & Address | Alliant Credit Union 11545 W Touhy Chicago, IL 60666 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,445 |
| Total Mortgage Loan Application Amount | $2,106,575,000 |
| Average Mortgage Loan Application Amount | $184,060 |
| Highest Mortgage Loan Application Amount | $32,005,000 |
| Average Applicant Income | $212,970 |
| Highest Applicant Income | $4,723,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Alliant Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 802 | $ 141,860,000 | $ 176,882 | $ 215,000 |
| Los Angeles-Long Beach-Glendale, CA | 733 | $ 146,865,000 | $ 200,361 | $ 262,000 |
| Outside any metro area | 595 | $ 108,285,000 | $ 181,991 | $ 179,658 |
| Phoenix-Mesa-Scottsdale, AZ | 566 | $ 101,960,000 | $ 180,141 | $ 199,000 |
| Atlanta-Sandy Springs-Roswell, GA | 528 | $ 89,000,000 | $ 168,560 | $ 229,000 |
| Riverside-San Bernardino-Ontario, CA | 438 | $ 61,810,000 | $ 141,118 | $ 183,000 |
| Denver-Aurora-Lakewood, CO | 394 | $ 73,720,000 | $ 187,106 | $ 203,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 335 | $ 53,525,000 | $ 159,776 | $ 221,000 |
| Oakland-Hayward-Berkeley, CA | 325 | $ 89,685,000 | $ 275,953 | $ 259,000 |
| Miami-Miami Beach-Kendall, FL | 295 | $ 41,645,000 | $ 141,169 | $ 205,000 |
| San Diego-Carlsbad, CA | 266 | $ 47,650,000 | $ 179,135 | $ 240,000 |
| Seattle-Bellevue-Everett, WA | 256 | $ 62,910,000 | $ 245,742 | $ 262,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 239 | $ 39,115,000 | $ 163,661 | $ 237,142 |
| New York-Jersey City-White Plains, NY-NJ | 229 | $ 44,975,000 | $ 196,397 | $ 266,017 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 227 | $ 33,175,000 | $ 146,145 | $ 218,000 |
| Anaheim-Santa Ana-Irvine, CA | 206 | $ 45,930,000 | $ 222,961 | $ 265,000 |
| Tampa-St. Petersburg-Clearwater, FL | 178 | $ 31,350,000 | $ 176,123 | $ 211,000 |
| Orlando-Kissimmee-Sanford, FL | 163 | $ 23,605,000 | $ 144,815 | $ 195,000 |
| Las Vegas-Henderson-Paradise, NV | 152 | $ 24,030,000 | $ 158,092 | $ 179,000 |
| New York-Newark, NY | 135 | $ 21,985,000 | $ 162,851 | $ 197,903 |
| San Jose-Sunnyvale-Santa Clara, CA | 132 | $ 44,840,000 | $ 339,696 | $ 324,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 118 | $ 21,610,000 | $ 183,135 | $ 233,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 106 | $ 21,760,000 | $ 205,283 | $ 202,490 |
| Newark, NJ-PA | 103 | $ 16,055,000 | $ 155,873 | $ 224,000 |
| Tacoma-Lakewood, WA | 97 | $ 15,585,000 | $ 160,670 | $ 170,000 |
| San Francisco-Redwood City-South San Francisco, CA | 96 | $ 31,400,000 | $ 327,083 | $ 318,000 |
| Stockton-Lodi, CA | 95 | $ 26,195,000 | $ 275,736 | $ 192,000 |
| Montgomery County-Bucks County-Chester County, PA | 91 | $ 14,305,000 | $ 157,197 | $ 225,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 86 | $ 13,660,000 | $ 158,837 | $ 192,290 |
| Oxnard-Thousand Oaks-Ventura, CA | 85 | $ 13,955,000 | $ 164,176 | $ 251,000 |
| Charlotte-Concord-Gastonia, NC-SC | 81 | $ 18,595,000 | $ 229,567 | $ 179,493 |
| Lake County-Kenosha County, IL-WI | 75 | $ 17,875,000 | $ 238,333 | $ 290,733 |
| Elgin, IL | 73 | $ 10,315,000 | $ 141,301 | $ 169,000 |
| Reno, NV | 68 | $ 11,330,000 | $ 166,617 | $ 158,000 |
| Vallejo-Fairfield, CA | 61 | $ 7,125,000 | $ 116,803 | $ 179,000 |
| Salt Lake City, UT | 60 | $ 9,870,000 | $ 164,500 | $ 204,000 |
| Santa Rosa, CA | 60 | $ 10,080,000 | $ 168,000 | $ 251,000 |
| Jacksonville, FL | 58 | $ 42,140,000 | $ 726,551 | $ 198,000 |
| Tucson, AZ | 57 | $ 7,655,000 | $ 134,298 | $ 167,000 |
| Naples-Immokalee-Marco Island, FL | 53 | $ 12,235,000 | $ 230,849 | $ 279,000 |
| Greeley, CO | 50 | $ 7,930,000 | $ 158,600 | $ 167,000 |
| Santa Maria-Santa Barbara, CA | 50 | $ 7,820,000 | $ 156,400 | $ 181,000 |
| Cape Coral-Fort Myers, FL | 49 | $ 6,695,000 | $ 136,632 | $ 181,000 |
| Raleigh, NC | 49 | $ 11,255,000 | $ 229,693 | $ 176,000 |
| Colorado Springs, CO | 48 | $ 6,670,000 | $ 138,958 | $ 200,000 |
| Nassau County-Suffolk County, NY | 48 | $ 8,670,000 | $ 180,625 | $ 242,000 |
| Warren-Troy-Farmington Hills, MI | 48 | $ 5,710,000 | $ 118,958 | $ 182,000 |
| Fresno, CA | 47 | $ 6,345,000 | $ 135,000 | $ 222,000 |
| North Port-Sarasota-Bradenton, FL | 46 | $ 12,040,000 | $ 261,739 | $ 215,000 |
| Philadelphia, PA | 46 | $ 6,750,000 | $ 146,739 | $ 190,000 |
| Indianapolis-Carmel-Anderson, IN | 45 | $ 4,815,000 | $ 107,000 | $ 150,000 |
| Provo-Orem, UT | 44 | $ 8,050,000 | $ 182,954 | $ 250,000 |
| Bridgeport-Stamford-Norwalk, CT | 43 | $ 8,185,000 | $ 190,348 | $ 252,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 42 | $ 6,120,000 | $ 145,714 | $ 152,000 |
| Camden, NJ | 41 | $ 5,075,000 | $ 123,780 | $ 179,000 |
| Bakersfield, CA | 40 | $ 5,700,000 | $ 142,500 | $ 171,000 |
| Cincinnati, OH-KY-IN | 40 | $ 4,920,000 | $ 123,000 | $ 141,475 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 39 | $ 5,085,000 | $ 130,384 | $ 144,692 |
| Hartford-West Hartford-East Hartford, CT | 36 | $ 3,300,000 | $ 91,666 | $ 184,000 |
| Modesto, CA | 36 | $ 4,840,000 | $ 134,444 | $ 153,000 |
| Columbus, OH | 35 | $ 4,715,000 | $ 134,714 | $ 166,000 |
| St. Louis, MO-IL | 35 | $ 4,275,000 | $ 122,142 | $ 144,714 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 33 | $ 5,675,000 | $ 171,969 | $ 229,000 |
| San Rafael, CA | 33 | $ 10,405,000 | $ 315,303 | $ 408,000 |
| Cleveland-Elyria, OH | 32 | $ 3,210,000 | $ 100,312 | $ 179,000 |
| Ogden-Clearfield, UT | 31 | $ 3,955,000 | $ 127,580 | $ 172,000 |
| Cambridge-Newton-Framingham, MA | 30 | $ 8,760,000 | $ 292,000 | $ 267,000 |
| Prescott Valley-Prescott, AZ | 30 | $ 3,980,000 | $ 132,666 | $ 173,000 |
| Lakeland-Winter Haven, FL | 29 | $ 3,575,000 | $ 123,275 | $ 188,000 |
| Pittsburgh, PA | 29 | $ 3,585,000 | $ 123,620 | $ 161,000 |
| Richmond, VA | 29 | $ 4,175,000 | $ 143,965 | $ 170,000 |
| Dallas-Plano-Irving, TX | 28 | $ 20,040,000 | $ 715,714 | $ 196,000 |
| Bremerton-Silverdale, WA | 27 | $ 4,225,000 | $ 156,481 | $ 205,000 |
| Savannah, GA | 27 | $ 2,535,000 | $ 93,888 | $ 150,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 26 | $ 3,230,000 | $ 124,230 | $ 189,000 |
| Detroit-Dearborn-Livonia, MI | 26 | $ 2,870,000 | $ 110,384 | $ 167,000 |
| Gary, IN | 26 | $ 3,170,000 | $ 121,923 | $ 146,000 |
| Boulder, CO | 25 | $ 6,685,000 | $ 267,400 | $ 222,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 2,470,000 | $ 102,916 | $ 148,666 |
| Fort Collins, CO | 24 | $ 3,800,000 | $ 158,333 | $ 195,000 |
| Houston-The Woodlands-Sugar Land, TX | 24 | $ 12,400,000 | $ 516,666 | $ 226,000 |
| Boston, MA | 23 | $ 7,195,000 | $ 312,826 | $ 218,000 |
| Eugene, OR | 22 | $ 4,970,000 | $ 225,909 | $ 267,000 |
| Salinas, CA | 22 | $ 4,000,000 | $ 181,818 | $ 236,000 |
| Salem, OR | 21 | $ 2,455,000 | $ 116,904 | $ 122,000 |
| Bend-Redmond, OR | 20 | $ 4,490,000 | $ 224,500 | $ 211,000 |
| Kansas City, MO-KS | 20 | $ 3,160,000 | $ 158,000 | $ 119,000 |
| Napa, CA | 20 | $ 4,310,000 | $ 215,500 | $ 220,000 |
| Spokane-Spokane Valley, WA | 20 | $ 2,710,000 | $ 135,500 | $ 221,000 |
| Bellingham, WA | 19 | $ 3,335,000 | $ 175,526 | $ 161,000 |
| Port St. Lucie, FL | 19 | $ 3,105,000 | $ 163,421 | $ 160,000 |
| Crestview-Fort Walton Beach-Destin, FL | 18 | $ 3,160,000 | $ 175,555 | $ 259,000 |
| Grand Rapids-Wyoming, MI | 18 | $ 1,690,000 | $ 93,888 | $ 174,000 |
| Lancaster, PA | 18 | $ 2,450,000 | $ 136,111 | $ 136,000 |
| Olympia-Tumwater, WA | 18 | $ 2,620,000 | $ 145,555 | $ 166,000 |
| Santa Cruz-Watsonville, CA | 18 | $ 3,460,000 | $ 192,222 | $ 193,000 |
| Austin-Round Rock, TX | 17 | $ 10,455,000 | $ 615,000 | $ 233,000 |
| New Haven-Milford, CT | 17 | $ 2,145,000 | $ 126,176 | $ 157,000 |
| Palm Bay-Melbourne-Titusville, FL | 17 | $ 2,325,000 | $ 136,764 | $ 137,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 16 | $ 1,270,000 | $ 79,375 | $ 120,000 |
| Louisville/Jefferson County, KY-IN | 16 | $ 1,420,000 | $ 88,750 | $ 182,000 |
| Memphis, TN-MS-AR | 15 | $ 2,955,000 | $ 197,000 | $ 111,333 |
| Knoxville, TN | 14 | $ 1,900,000 | $ 135,714 | $ 126,000 |
| Trenton, NJ | 14 | $ 1,870,000 | $ 133,571 | $ 235,000 |
| Yuma, AZ | 14 | $ 1,070,000 | $ 76,428 | $ 98,000 |
| Gainesville, GA | 13 | $ 2,585,000 | $ 198,846 | $ 333,000 |
| Longview, WA | 13 | $ 1,825,000 | $ 140,384 | $ 158,000 |
| Madera, CA | 13 | $ 1,175,000 | $ 90,384 | $ 135,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 1,735,000 | $ 133,461 | $ 159,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 1,945,000 | $ 149,615 | $ 169,000 |
| St. George, UT | 13 | $ 3,135,000 | $ 241,153 | $ 255,000 |
| Chico, CA | 12 | $ 1,320,000 | $ 110,000 | $ 131,000 |
| Durham-Chapel Hill, NC | 12 | $ 3,210,000 | $ 267,500 | $ 149,000 |
| Grand Junction, CO | 12 | $ 950,000 | $ 79,166 | $ 112,000 |
| Rockford, IL | 12 | $ 1,300,000 | $ 108,333 | $ 87,000 |
| Visalia-Porterville, CA | 12 | $ 1,670,000 | $ 139,166 | $ 220,000 |
| Akron, OH | 11 | $ 915,000 | $ 83,181 | $ 156,000 |
| Ann Arbor, MI | 11 | $ 1,925,000 | $ 175,000 | $ 408,000 |
| Asheville, NC | 11 | $ 2,315,000 | $ 210,454 | $ 156,000 |
| Atlantic City-Hammonton, NJ | 11 | $ 2,205,000 | $ 200,454 | $ 223,000 |
| Gainesville, FL | 11 | $ 865,000 | $ 78,636 | $ 132,000 |
| Greensboro-High Point, NC | 11 | $ 1,175,000 | $ 106,818 | $ 117,000 |
| Kennewick-Richland, WA | 11 | $ 1,315,000 | $ 119,545 | $ 205,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,185,000 | $ 107,727 | $ 105,000 |
| Ocala, FL | 11 | $ 2,215,000 | $ 201,363 | $ 109,000 |
| Worcester, MA-CT | 11 | $ 2,805,000 | $ 255,000 | $ 216,545 |
| Columbus, GA-AL | 10 | $ 1,210,000 | $ 121,000 | $ 148,000 |
| Dayton-Springfield-Kettering, OH | 10 | $ 1,120,000 | $ 112,000 | $ 152,000 |
| Medford, OR | 10 | $ 3,100,000 | $ 310,000 | $ 313,000 |
| Yuba City, CA | 10 | $ 760,000 | $ 76,000 | $ 117,000 |
| Brunswick, GA | 9 | $ 1,535,000 | $ 170,555 | $ 237,000 |
| Chattanooga, TN-GA | 9 | $ 605,000 | $ 67,222 | $ 98,222 |
| Redding, CA | 9 | $ 745,000 | $ 82,777 | $ 104,000 |
| Springfield, MA | 9 | $ 935,000 | $ 103,888 | $ 121,000 |
| Wenatchee, WA | 9 | $ 1,115,000 | $ 123,888 | $ 147,000 |
| Wilmington, NC | 9 | $ 2,185,000 | $ 242,777 | $ 150,000 |
| Winchester, VA-WV | 9 | $ 1,035,000 | $ 115,000 | $ 112,000 |
| Albany, OR | 8 | $ 1,050,000 | $ 131,250 | $ 142,000 |
| Athens-Clarke County, GA | 8 | $ 1,200,000 | $ 150,000 | $ 194,000 |
| Fort Worth-Arlington, TX | 8 | $ 2,740,000 | $ 342,500 | $ 124,000 |
| Niles-Benton Harbor, MI | 8 | $ 1,900,000 | $ 237,500 | $ 357,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 1,070,000 | $ 133,750 | $ 97,000 |
| Toledo, OH | 8 | $ 430,000 | $ 53,750 | $ 112,000 |
| Urban Honolulu, HI | 8 | $ 2,190,000 | $ 273,750 | $ 204,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 695,000 | $ 99,285 | $ 94,000 |
| East Stroudsburg, PA | 7 | $ 1,875,000 | $ 267,857 | $ 118,000 |
| Fayetteville, NC | 7 | $ 615,000 | $ 87,857 | $ 99,000 |
| Flagstaff, AZ | 7 | $ 695,000 | $ 99,285 | $ 101,000 |
| Kalamazoo-Portage, MI | 7 | $ 1,165,000 | $ 166,428 | $ 145,000 |
| Lexington-Fayette, KY | 7 | $ 535,000 | $ 76,428 | $ 148,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 965,000 | $ 137,857 | $ 198,000 |
| Providence-Warwick, RI-MA | 7 | $ 625,000 | $ 89,285 | $ 83,000 |
| Punta Gorda, FL | 7 | $ 665,000 | $ 95,000 | $ 191,000 |
| Winston-Salem, NC | 7 | $ 615,000 | $ 87,857 | $ 90,000 |
| Grants Pass, OR | 6 | $ 770,000 | $ 128,333 | $ 135,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,320,000 | $ 220,000 | $ 185,000 |
| Madison, WI | 6 | $ 1,300,000 | $ 216,666 | $ 240,000 |
| Springfield, IL | 6 | $ 520,000 | $ 86,666 | $ 175,000 |
| York-Hanover, PA | 6 | $ 450,000 | $ 75,000 | $ 109,000 |
| Bowling Green, KY | 5 | $ 525,000 | $ 105,000 | $ 118,000 |
| Burlington, NC | 5 | $ 335,000 | $ 67,000 | $ 161,000 |
| Corvallis, OR | 5 | $ 765,000 | $ 153,000 | $ 207,000 |
| Decatur, IL | 5 | $ 255,000 | $ 51,000 | $ 28,000 |
| Kahului-Wailuku-Lahaina, HI | 5 | $ 455,000 | $ 91,000 | $ 202,000 |
| Kingston, NY | 5 | $ 695,000 | $ 139,000 | $ 144,000 |
| Norwich-New London, CT | 5 | $ 605,000 | $ 121,000 | $ 134,000 |
| Panama City, FL | 5 | $ 525,000 | $ 105,000 | $ 216,000 |
| Walla Walla, WA | 5 | $ 1,055,000 | $ 211,000 | $ 530,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 525,000 | $ 105,000 | $ 62,800 |
| Albany-Schenectady-Troy, NY | 4 | $ 450,000 | $ 112,500 | $ 122,000 |
| Champaign-Urbana, IL | 4 | $ 420,000 | $ 105,000 | $ 183,000 |
| Dalton, GA | 4 | $ 630,000 | $ 157,500 | $ 118,000 |
| Erie, PA | 4 | $ 150,000 | $ 37,500 | $ 78,000 |
| Green Bay, WI | 4 | $ 340,000 | $ 85,000 | $ 144,000 |
| Greenville-Anderson-Mauldin, SC | 4 | $ 1,010,000 | $ 252,500 | $ 100,000 |
| Harrisonburg, VA | 4 | $ 410,000 | $ 102,500 | $ 115,000 |
| Homosassa Springs, FL | 4 | $ 450,000 | $ 112,500 | $ 95,000 |
| Lynchburg, VA | 4 | $ 420,000 | $ 105,000 | $ 55,000 |
| Merced, CA | 4 | $ 520,000 | $ 130,000 | $ 143,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 1,570,000 | $ 392,500 | $ 172,500 |
| Oklahoma City, OK | 4 | $ 850,000 | $ 212,500 | $ 197,000 |
| Roanoke, VA | 4 | $ 180,000 | $ 45,000 | $ 58,000 |
| Rochester, MN | 4 | $ 390,000 | $ 97,500 | $ 279,000 |
| Sebastian-Vero Beach, FL | 4 | $ 540,000 | $ 135,000 | $ 129,000 |
| Syracuse, NY | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| Yakima, WA | 4 | $ 740,000 | $ 185,000 | $ 124,000 |
| Canton-Massillon, OH | 3 | $ 265,000 | $ 88,333 | $ 109,000 |
| Carbondale-Marion, IL | 3 | $ 215,000 | $ 71,666 | $ 186,000 |
| Carson City, NV | 3 | $ 325,000 | $ 108,333 | $ 119,000 |
| Clarksville, TN-KY | 3 | $ 195,000 | $ 65,000 | $ 84,000 |
| Elizabethtown-Fort Knox, KY | 3 | $ 135,000 | $ 45,000 | $ 96,000 |
| Harrisburg-Carlisle, PA | 3 | $ 445,000 | $ 148,333 | $ 194,000 |
| Jackson, MI | 3 | $ 685,000 | $ 228,333 | $ 271,000 |
| Jacksonville, NC | 3 | $ 205,000 | $ 68,333 | $ 123,000 |
| Morristown, TN | 3 | $ 185,000 | $ 61,666 | $ 90,000 |
| New Orleans-Metairie, LA | 3 | $ 855,000 | $ 285,000 | $ 150,000 |
| Reading, PA | 3 | $ 355,000 | $ 118,333 | $ 203,000 |
| Rochester, NY | 3 | $ 255,000 | $ 85,000 | $ 188,000 |
| San Antonio-New Braunfels, TX | 3 | $ 795,000 | $ 265,000 | $ 173,000 |
| Sebring, FL | 3 | $ 185,000 | $ 61,666 | $ 80,000 |
| Tallahassee, FL | 3 | $ 625,000 | $ 208,333 | $ 144,000 |
| Warner Robins, GA | 3 | $ 285,000 | $ 95,000 | $ 107,000 |
| Wilmington, DE-MD-NJ | 3 | $ 365,000 | $ 121,666 | $ 83,333 |
| Albuquerque, NM | 2 | $ 650,000 | $ 325,000 | $ 131,000 |
| Appleton, WI | 2 | $ 310,000 | $ 155,000 | $ 157,000 |
| Barnstable Town, MA | 2 | $ 190,000 | $ 95,000 | $ 76,000 |
| Billings, MT | 2 | $ 560,000 | $ 280,000 | $ 144,000 |
| Bloomington, IN | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Charleston-North Charleston, SC | 2 | $ 720,000 | $ 360,000 | $ 92,000 |
| Charlottesville, VA | 2 | $ 350,000 | $ 175,000 | $ 204,000 |
| Columbia, MO | 2 | $ 2,560,000 | $ 1,280,000 | $ 77,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 1,710,000 | $ 855,000 | $ 508,000 |
| El Centro, CA | 2 | $ 140,000 | $ 70,000 | $ 104,000 |
| Evansville, IN-KY | 2 | $ 100,000 | $ 50,000 | $ 109,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 530,000 | $ 265,000 | $ 286,000 |
| Flint, MI | 2 | $ 110,000 | $ 55,000 | $ 100,000 |
| Fond Du Lac, WI | 2 | $ 70,000 | $ 35,000 | $ 98,000 |
| Greenville, NC | 2 | $ 190,000 | $ 95,000 | $ 155,000 |
| Hinesville, GA | 2 | $ 170,000 | $ 85,000 | $ 100,000 |
| Jefferson City, MO | 2 | $ 190,000 | $ 95,000 | $ 90,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 80,000 | $ 40,000 | $ 241,000 |
| Lansing-East Lansing, MI | 2 | $ 280,000 | $ 140,000 | $ 135,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 840,000 | $ 420,000 | $ 172,000 |
| Logan, UT-ID | 2 | $ 560,000 | $ 280,000 | $ 202,000 |
| Macon-Bibb County, GA | 2 | $ 100,000 | $ 50,000 | $ 161,000 |
| Missoula, MT | 2 | $ 150,000 | $ 75,000 | $ 104,000 |
| Monroe, MI | 2 | $ 80,000 | $ 40,000 | $ 117,000 |
| Muskegon, MI | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| New Bern, NC | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| Peoria, IL | 2 | $ 150,000 | $ 75,000 | $ 104,000 |
| Portland-South Portland, ME | 2 | $ 1,240,000 | $ 620,000 | $ 256,000 |
| Pueblo, CO | 2 | $ 210,000 | $ 105,000 | $ 113,000 |
| Racine, WI | 2 | $ 330,000 | $ 165,000 | $ 286,000 |
| Rockingham County-Strafford County, NH | 2 | $ 820,000 | $ 410,000 | $ 119,000 |
| Santa Fe, NM | 2 | $ 1,170,000 | $ 585,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 120,000 | $ 60,000 | $ 202,000 |
| St. Cloud, MN | 2 | $ 80,000 | $ 40,000 | $ 98,000 |
| St. Joseph, MO-KS | 2 | $ 60,000 | $ 30,000 | $ 119,000 |
| Terre Haute, IN | 2 | $ 60,000 | $ 30,000 | $ 92,000 |
| The Villages, FL | 2 | $ 720,000 | $ 360,000 | $ 72,000 |
| Tulsa, OK | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Auburn-Opelika, AL | 1 | $ 445,000 | $ 445,000 | $ 276,000 |
| Baton Rouge, LA | 1 | $ 255,000 | $ 255,000 | $ 279,000 |
| Beaumont-Port Arthur, TX | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Bloomington, IL | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Bloomsburg-Berwick, PA | 1 | $ 115,000 | $ 115,000 | $ 111,000 |
| Boise City, ID | 1 | $ 705,000 | $ 705,000 | $ 321,000 |
| Cape Girardeau, MO-IL | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Cedar Rapids, IA | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Cheyenne, WY | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Cleveland, TN | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| College Station-Bryan, TX | 1 | $ 595,000 | $ 595,000 | $ 289,000 |
| Danville, IL | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Duluth, MN-WI | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Eau Claire, WI | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Elkhart-Goshen, IN | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 335,000 | $ 335,000 | $ 161,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Huntsville, AL | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Idaho Falls, ID | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| Jackson, TN | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Johnson City, TN | 1 | $ 425,000 | $ 425,000 | $ 325,000 |
| Joplin, MO | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Kankakee, IL | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Killeen-Temple, TX | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Kokomo, IN | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Lafayette-West Lafayette, IN | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Las Cruces, NM | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Lincoln, NE | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Manchester-Nashua, NH | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Midland, MI | 1 | $ 415,000 | $ 415,000 | $ 305,000 |
| Mobile, AL | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Monroe, LA | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Ocean City, NJ | 1 | $ 175,000 | $ 175,000 | $ 343,000 |
| Oshkosh-Neenah, WI | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Owensboro, KY | 1 | $ 475,000 | $ 475,000 | $ 152,000 |
| Rome, GA | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Saginaw, MI | 1 | $ 105,000 | $ 105,000 | $ 230,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Springfield, MO | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Springfield, OH | 1 | $ 75,000 | $ 75,000 | $ 126,000 |
| State College, PA | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Staunton-Waynesboro, VA | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Valdosta, GA | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Vineland-Bridgeton, NJ | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 1,355,000 | $ 1,355,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Alliant Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 4,700 | $563,130,000 | $119,000 | $1,005,000 | $173,000 | $3,473,000 |
| Home Improvement | 2,861 | $354,395,000 | $123,000 | $1,205,000 | $188,000 | $3,500,000 |
| Home Purchase | 2,776 | $933,510,000 | $336,000 | $2,535,000 | $306,000 | $4,723,000 |
| Refinancing | 1,041 | $236,695,000 | $227,000 | $32,005,000 | $219,000 | $2,640,000 |
| Cash-out Refinancing | 67 | $18,845,000 | $281,000 | $725,000 | $135,000 | $477,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,340 | $1,034,560,000 | $163,000 | $2,005,000 | $217,000 | $3,473,000 |
| Not Provided | 1,644 | $298,500,000 | $181,000 | $2,005,000 | $226,000 | $4,723,000 |
| Hispanic | 1,549 | $203,165,000 | $131,000 | $1,085,000 | $171,000 | $1,200,000 |
| Asian | 807 | $166,425,000 | $206,000 | $1,585,000 | $241,000 | $1,884,000 |
| Black or African American | 684 | $93,650,000 | $136,000 | $1,085,000 | $177,000 | $1,824,000 |
| Not applicable | 215 | $228,795,000 | $1,064,000 | $32,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 53 | $8,255,000 | $155,000 | $615,000 | $221,000 | $923,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $3,990,000 | $117,000 | $605,000 | $136,000 | $312,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,440 | $2,104,440,000 | $183,000 | $32,005,000 | $212,000 | $4,723,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,625,000 | $541,000 | $665,000 | $179,000 | $334,000 |
| FHA-insured (Federal Housing Administration) | 2 | $510,000 | $255,000 | $305,000 | $117,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,682 | $1,044,980,000 | $183,000 | $32,005,000 | $237,000 | $4,723,000 |
| Application Denied By Financial Institution | 4,207 | $585,165,000 | $139,000 | $2,005,000 | $176,000 | $3,500,000 |
| Application Withdrawn By Applicant | 781 | $175,125,000 | $224,000 | $2,005,000 | $223,000 | $2,861,000 |
| Application Approved But Not Accepted | 368 | $45,960,000 | $124,000 | $505,000 | $206,000 | $1,884,000 |
| Loan Purchased By The Institution | 213 | $194,255,000 | $911,000 | $1,695,000 | $0 | $0 |
| File Closed For Incompleteness | 140 | $29,810,000 | $212,000 | $1,245,000 | $208,000 | $1,584,000 |
| Preapproval Approved but not Accepted | 51 | $29,325,000 | $575,000 | $1,485,000 | $199,000 | $624,000 |
| Preapproval Denied by Financial Institution | 3 | $1,955,000 | $651,000 | $1,275,000 | $168,000 | $240,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,235 | $1,519,455,000 | $210,000 | $32,005,000 | $233,000 | $4,723,000 |
| Debt-To-Income Ratio | 2,071 | $288,795,000 | $139,000 | $1,275,000 | $131,000 | $1,197,000 |
| Collateral | 632 | $85,160,000 | $134,000 | $1,305,000 | $237,000 | $3,500,000 |
| Credit Application Incomplete | 577 | $81,905,000 | $141,000 | $1,355,000 | $215,000 | $2,400,000 |
| Credit History | 561 | $69,345,000 | $123,000 | $1,005,000 | $188,000 | $2,240,000 |
| Other | 285 | $47,955,000 | $168,000 | $2,005,000 | $240,000 | $1,300,000 |
| Unverifiable Information | 48 | $7,590,000 | $158,000 | $395,000 | $260,000 | $854,000 |
| Employment History | 36 | $6,370,000 | $176,000 | $1,005,000 | $291,000 | $2,640,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Alliant Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Alliant Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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