Ally Bank Mortgage Lending & HMDA Data, 2023

In 2023, Ally Bank of Charlotte, NC reported 6,603 mortgage applications totaling $2.4 billion, down 68% from 2022. The average application was for $360,101, and applicants reported an average income of $166,142. 41% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (192), Houston-The Woodlands-Sugar Land, TX (165) and Chicago-Naperville, IL (164) (applications in parentheses).

Mortgage Company & Address Ally Bank

Charlotte, NC 28202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 6,603
Total Mortgage Loan Application Amount $2,377,750,000
Average Mortgage Loan Application Amount $360,101
Highest Mortgage Loan Application Amount $35,005,000
Average Applicant Income $166,142
Highest Applicant Income $5,220,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ally Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ally Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 111 $ 35,185,000 $ 316,981 $ 158,000
Harris, Texas 106 $ 41,990,000 $ 396,132 $ 187,000
Mecklenburg, North Carolina 76 $ 32,660,000 $ 429,736 $ 186,000
Maricopa, Arizona 66 $ 26,540,000 $ 402,121 $ 166,000
Los Angeles, California 59 $ 40,265,000 $ 682,457 $ 220,000
Miami-Dade, Florida 55 $ 29,235,000 $ 531,545 $ 333,000
Salt Lake, Utah 54 $ 18,310,000 $ 339,074 $ 160,000
Wake, North Carolina 53 $ 21,805,000 $ 411,415 $ 165,000
Oakland, Michigan 51 $ 15,785,000 $ 309,509 $ 176,000
Broward, Florida 49 $ 22,485,000 $ 458,877 $ 185,000
Clark, Nevada 48 $ 18,450,000 $ 384,375 $ 192,000
Allegheny, Pennsylvania 48 $ 12,440,000 $ 259,166 $ 135,000
Tarrant, Texas 47 $ 16,905,000 $ 359,680 $ 170,000
Travis, Texas 47 $ 26,155,000 $ 556,489 $ 292,000
Dallas, Texas 46 $ 20,790,000 $ 451,956 $ 252,000
King, Washington 44 $ 27,340,000 $ 621,363 $ 263,000
Orange, Florida 42 $ 19,730,000 $ 469,761 $ 194,000
Hillsborough, Florida 41 $ 20,385,000 $ 497,195 $ 225,000
Cuyahoga, Ohio 41 $ 9,525,000 $ 232,317 $ 142,000
Wayne, Michigan 39 $ 8,095,000 $ 207,564 $ 109,000
Fulton, Georgia 37 $ 16,485,000 $ 445,540 $ 208,000
Denton, Texas 37 $ 16,505,000 $ 446,081 $ 213,000
Bexar, Texas 35 $ 10,605,000 $ 303,000 $ 195,000
San Diego, California 34 $ 26,050,000 $ 766,176 $ 229,000
Pinellas, Florida 33 $ 13,005,000 $ 394,090 $ 296,000
DeKalb, Georgia 33 $ 13,115,000 $ 397,424 $ 164,000
Middlesex, New Jersey 32 $ 13,400,000 $ 418,750 $ 325,000
Utah, Utah 30 $ 9,360,000 $ 312,000 $ 156,000
Palm Beach, Florida 29 $ 12,995,000 $ 448,103 $ 236,000
Middlesex, Massachusetts 29 $ 16,785,000 $ 578,793 $ 227,000
Franklin, Ohio 29 $ 8,725,000 $ 300,862 $ 136,000
Collin, Texas 29 $ 12,955,000 $ 446,724 $ 232,000
Gwinnett, Georgia 28 $ 9,660,000 $ 345,000 $ 132,000
St. Louis, Missouri 28 $ 7,430,000 $ 265,357 $ 141,000
Philadelphia, Pennsylvania 28 $ 10,770,000 $ 384,642 $ 184,000
Chester, Pennsylvania 26 $ 12,180,000 $ 468,461 $ 197,000
Williamson, Texas 26 $ 10,180,000 $ 391,538 $ 214,000
Riverside, California 25 $ 11,775,000 $ 471,000 $ 173,000
Greenville, South Carolina 25 $ 7,005,000 $ 280,200 $ 120,000
Polk, Florida 24 $ 6,260,000 $ 260,833 $ 102,000
Cobb, Georgia 24 $ 9,350,000 $ 389,583 $ 185,000
Davidson, Tennessee 24 $ 9,210,000 $ 383,750 $ 150,000
DuPage, Illinois 23 $ 8,975,000 $ 390,217 $ 205,000
Marion, Indiana 23 $ 5,055,000 $ 219,782 $ 120,000
Hennepin, Minnesota 22 $ 7,980,000 $ 362,727 $ 253,000
Suffolk, New York 22 $ 10,180,000 $ 462,727 $ 269,000
Montgomery, Texas 22 $ 9,590,000 $ 435,909 $ 362,000
Contra Costa, California 21 $ 15,875,000 $ 755,952 $ 300,000
Sacramento, California 21 $ 9,745,000 $ 464,047 $ 163,000
Lee, Florida 21 $ 6,165,000 $ 293,571 $ 99,000
Bergen, New Jersey 21 $ 9,295,000 $ 442,619 $ 175,000
Essex, New Jersey 21 $ 11,035,000 $ 525,476 $ 237,000
Hartford, Connecticut 20 $ 6,190,000 $ 309,500 $ 166,000
New Haven, Connecticut 20 $ 6,900,000 $ 345,000 $ 220,000
Duval, Florida 20 $ 6,230,000 $ 311,500 $ 130,000
Pasco, Florida 20 $ 6,740,000 $ 337,000 $ 141,000
Erie, New York 20 $ 5,320,000 $ 266,000 $ 140,000
Nassau, New York 20 $ 10,030,000 $ 501,500 $ 203,000
Multnomah, Oregon 20 $ 8,740,000 $ 437,000 $ 161,000
Santa Clara, California 19 $ 15,795,000 $ 831,315 $ 373,000
Jefferson, Colorado 19 $ 10,215,000 $ 537,631 $ 148,000
Baltimore City, Maryland 19 $ 4,965,000 $ 261,315 $ 152,000
Hamilton, Ohio 19 $ 5,555,000 $ 292,368 $ 156,000
Tulsa, Oklahoma 19 $ 5,935,000 $ 312,368 $ 166,000
Benton, Arkansas 18 $ 6,780,000 $ 376,666 $ 213,000
Osceola, Florida 18 $ 5,860,000 $ 325,555 $ 159,000
Sarasota, Florida 18 $ 6,610,000 $ 367,222 $ 175,000
Worcester, Massachusetts 18 $ 7,670,000 $ 426,111 $ 169,000
Jackson, Missouri 18 $ 4,950,000 $ 275,000 $ 140,000
Summit, Ohio 18 $ 2,970,000 $ 165,000 $ 103,000
Montgomery, Pennsylvania 18 $ 7,460,000 $ 414,444 $ 170,000
Fairfax, Virginia 18 $ 9,730,000 $ 540,555 $ 194,000
Orange, California 17 $ 11,385,000 $ 669,705 $ 231,000
Will, Illinois 17 $ 6,065,000 $ 356,764 $ 154,000
Douglas, Nebraska 17 $ 4,775,000 $ 280,882 $ 130,000
Somerset, New Jersey 17 $ 8,025,000 $ 472,058 $ 201,000
Durham, North Carolina 17 $ 5,545,000 $ 326,176 $ 151,000
Forsyth, North Carolina 17 $ 5,355,000 $ 315,000 $ 154,000
Union, North Carolina 17 $ 7,815,000 $ 459,705 $ 219,000
Horry, South Carolina 17 $ 4,295,000 $ 252,647 $ 139,000
Davis, Utah 17 $ 4,385,000 $ 257,941 $ 128,000
Milwaukee, Wisconsin 17 $ 3,995,000 $ 235,000 $ 116,000
Fairfield, Connecticut 16 $ 6,950,000 $ 434,375 $ 163,000
Montgomery, Maryland 16 $ 6,650,000 $ 415,625 $ 213,000
Westchester, New York 16 $ 10,300,000 $ 643,750 $ 247,000
Delaware, Pennsylvania 16 $ 6,660,000 $ 416,250 $ 175,000
Fort Bend, Texas 16 $ 4,070,000 $ 254,375 $ 209,000
San Bernardino, California 15 $ 7,355,000 $ 490,333 $ 182,000
Denver, Colorado 15 $ 9,425,000 $ 628,333 $ 216,000
Brevard, Florida 15 $ 5,565,000 $ 371,000 $ 139,000
Marion, Florida 15 $ 5,605,000 $ 373,666 $ 372,000
Macomb, Michigan 15 $ 3,115,000 $ 207,666 $ 125,000
Shelby, Tennessee 15 $ 4,825,000 $ 321,666 $ 200,000
Alameda, California 14 $ 11,920,000 $ 851,428 $ 278,000
Arapahoe, Colorado 14 $ 5,420,000 $ 387,142 $ 154,000
Seminole, Florida 14 $ 4,190,000 $ 299,285 $ 92,000
St. Johns, Florida 14 $ 7,200,000 $ 514,285 $ 222,000
Lake, Illinois 14 $ 6,800,000 $ 485,714 $ 226,000
Washoe, Nevada 14 $ 6,650,000 $ 475,000 $ 270,000
Morris, New Jersey 14 $ 6,510,000 $ 465,000 $ 178,000
Queens, New York 14 $ 5,400,000 $ 385,714 $ 166,000
Buncombe, North Carolina 14 $ 6,690,000 $ 477,857 $ 188,000
Bucks, Pennsylvania 14 $ 3,860,000 $ 275,714 $ 126,000
Northampton, Pennsylvania 14 $ 2,730,000 $ 195,000 $ 103,000
Snohomish, Washington 14 $ 7,850,000 $ 560,714 $ 177,000
Jefferson, Alabama 13 $ 4,225,000 $ 325,000 $ 162,000
Mobile, Alabama 13 $ 2,385,000 $ 183,461 $ 95,000
New Castle, Delaware 13 $ 3,975,000 $ 305,769 $ 125,000
Volusia, Florida 13 $ 4,585,000 $ 352,692 $ 159,000
Cherokee, Georgia 13 $ 5,865,000 $ 451,153 $ 190,000
Henry, Georgia 13 $ 3,885,000 $ 298,846 $ 139,000
Baltimore, Maryland 13 $ 4,425,000 $ 340,384 $ 128,000
Suffolk, Massachusetts 13 $ 5,295,000 $ 407,307 $ 130,000
Kent, Michigan 13 $ 4,935,000 $ 379,615 $ 242,000
Hudson, New Jersey 13 $ 5,655,000 $ 435,000 $ 197,000
Ocean, New Jersey 13 $ 4,805,000 $ 369,615 $ 192,000
Oklahoma, Oklahoma 13 $ 3,745,000 $ 288,076 $ 151,000
Charleston, South Carolina 13 $ 6,525,000 $ 501,923 $ 219,000
York, South Carolina 13 $ 5,525,000 $ 425,000 $ 175,000
San Joaquin, California 12 $ 4,900,000 $ 408,333 $ 207,000
El Paso, Colorado 12 $ 5,830,000 $ 485,833 $ 187,000
Lake, Florida 12 $ 3,440,000 $ 286,666 $ 144,000
St. Lucie, Florida 12 $ 3,750,000 $ 312,500 $ 149,000
McHenry, Illinois 12 $ 3,110,000 $ 259,166 $ 187,000
Sedgwick, Kansas 12 $ 2,250,000 $ 187,500 $ 104,000
Jefferson, Kentucky 12 $ 3,020,000 $ 251,666 $ 118,000
Dakota, Minnesota 12 $ 3,320,000 $ 276,666 $ 114,000
St. Charles, Missouri 12 $ 3,870,000 $ 322,500 $ 149,000
Burlington, New Jersey 12 $ 3,770,000 $ 314,166 $ 153,000
Camden, New Jersey 12 $ 3,740,000 $ 311,666 $ 158,000
Monmouth, New Jersey 12 $ 6,390,000 $ 532,500 $ 235,000
Orange, New York 12 $ 4,110,000 $ 342,500 $ 165,000
Knox, Tennessee 12 $ 4,120,000 $ 343,333 $ 163,000
Galveston, Texas 12 $ 2,690,000 $ 224,166 $ 163,000
Loudoun, Virginia 12 $ 7,330,000 $ 610,833 $ 194,000
Clark, Washington 12 $ 5,700,000 $ 475,000 $ 181,000
Pierce, Washington 12 $ 5,560,000 $ 463,333 $ 177,000
Douglas, Colorado 11 $ 5,625,000 $ 511,363 $ 197,000
Alachua, Florida 11 $ 2,965,000 $ 269,545 $ 120,000
Anne Arundel, Maryland 11 $ 5,515,000 $ 501,363 $ 198,000
Howard, Maryland 11 $ 5,025,000 $ 456,818 $ 176,000
Hampden, Massachusetts 11 $ 2,645,000 $ 240,454 $ 100,000
Anoka, Minnesota 11 $ 3,145,000 $ 285,909 $ 118,000
Mercer, New Jersey 11 $ 6,225,000 $ 565,909 $ 239,000
Bernalillo, New Mexico 11 $ 3,195,000 $ 290,454 $ 229,000
Kings, New York 11 $ 6,525,000 $ 593,181 $ 255,000
Monroe, New York 11 $ 1,965,000 $ 178,636 $ 100,000
Gaston, North Carolina 11 $ 2,985,000 $ 271,363 $ 101,000
Rockwall, Texas 11 $ 5,105,000 $ 464,090 $ 141,000
Dane, Wisconsin 11 $ 4,485,000 $ 407,727 $ 164,000
Pinal, Arizona 10 $ 4,310,000 $ 431,000 $ 188,000
Pulaski, Arkansas 10 $ 2,300,000 $ 230,000 $ 119,000
Washington, Arkansas 10 $ 2,510,000 $ 251,000 $ 116,000
Fresno, California 10 $ 38,130,000 $ 3,813,000 $ 158,000
District of Columbia, District Of Columbia 10 $ 6,190,000 $ 619,000 $ 236,000
Escambia, Florida 10 $ 2,360,000 $ 236,000 $ 106,000
Orleans, Louisiana 10 $ 2,600,000 $ 260,000 $ 115,000
Hillsborough, New Hampshire 10 $ 3,590,000 $ 359,000 $ 123,000
Atlantic, New Jersey 10 $ 2,190,000 $ 219,000 $ 126,000
Sussex, New Jersey 10 $ 3,670,000 $ 367,000 $ 180,000
Dutchess, New York 10 $ 4,270,000 $ 427,000 $ 157,000
Onondaga, New York 10 $ 1,690,000 $ 169,000 $ 98,000
Guilford, North Carolina 10 $ 2,910,000 $ 291,000 $ 170,000
Pike, Pennsylvania 10 $ 2,760,000 $ 276,000 $ 246,000
York, Pennsylvania 10 $ 2,620,000 $ 262,000 $ 133,000
Richland, South Carolina 10 $ 2,830,000 $ 283,000 $ 138,000
Hamilton, Tennessee 10 $ 2,460,000 $ 246,000 $ 112,000
Kern, California 9 $ 2,115,000 $ 235,000 $ 121,000
Collier, Florida 9 $ 4,125,000 $ 458,333 $ 235,000
Manatee, Florida 9 $ 3,145,000 $ 349,444 $ 149,000
Cumberland, Maine 9 $ 3,355,000 $ 372,777 $ 110,000
Prince George's, Maryland 9 $ 2,545,000 $ 282,777 $ 140,000
Montgomery, Ohio 9 $ 1,815,000 $ 201,666 $ 86,000
Lane, Oregon 9 $ 3,285,000 $ 365,000 $ 139,000
Luzerne, Pennsylvania 9 $ 1,745,000 $ 193,888 $ 146,000
Spartanburg, South Carolina 9 $ 2,665,000 $ 296,111 $ 121,000
Cameron, Texas 9 $ 1,935,000 $ 215,000 $ 124,000
El Paso, Texas 9 $ 2,055,000 $ 228,333 $ 159,000
Weber, Utah 9 $ 2,745,000 $ 305,000 $ 175,000
Waukesha, Wisconsin 9 $ 2,935,000 $ 326,111 $ 186,000
Baldwin, Alabama 8 $ 2,170,000 $ 271,250 $ 136,000
Madison, Alabama 8 $ 1,910,000 $ 238,750 $ 113,000
San Mateo, California 8 $ 7,250,000 $ 906,250 $ 428,000
Boulder, Colorado 8 $ 4,670,000 $ 583,750 $ 153,000
New London, Connecticut 8 $ 2,220,000 $ 277,500 $ 127,000
Bay, Florida 8 $ 1,870,000 $ 233,750 $ 88,000
Ada, Idaho 8 $ 2,880,000 $ 360,000 $ 238,000
Kane, Illinois 8 $ 2,830,000 $ 353,750 $ 164,000
Polk, Iowa 8 $ 1,910,000 $ 238,750 $ 151,000
Johnson, Kansas 8 $ 2,600,000 $ 325,000 $ 134,000
Ingham, Michigan 8 $ 1,370,000 $ 171,250 $ 83,000
Washtenaw, Michigan 8 $ 2,695,000 $ 336,875 $ 160,000
St. Louis City, Missouri 8 $ 1,930,000 $ 241,250 $ 126,000
Ulster, New York 8 $ 2,600,000 $ 325,000 $ 146,000
Brunswick, North Carolina 8 $ 3,580,000 $ 447,500 $ 258,000
Cabarrus, North Carolina 8 $ 2,840,000 $ 355,000 $ 135,000
Johnston, North Carolina 8 $ 2,190,000 $ 273,750 $ 113,000
New Hanover, North Carolina 8 $ 2,230,000 $ 278,750 $ 119,000
Onslow, North Carolina 8 $ 2,350,000 $ 293,750 $ 104,000
Lucas, Ohio 8 $ 1,360,000 $ 170,000 $ 159,000
Berks, Pennsylvania 8 $ 2,620,000 $ 327,500 $ 127,000
Butler, Pennsylvania 8 $ 2,260,000 $ 282,500 $ 141,000
Westmoreland, Pennsylvania 8 $ 1,880,000 $ 235,000 $ 104,000
Sullivan, Tennessee 8 $ 1,670,000 $ 208,750 $ 92,000
Hays, Texas 8 $ 3,620,000 $ 452,500 $ 232,000
Pima, Arizona 7 $ 2,515,000 $ 359,285 $ 152,000
Yavapai, Arizona 7 $ 2,795,000 $ 399,285 $ 168,000
Leon, Florida 7 $ 1,525,000 $ 217,857 $ 128,000
Martin, Florida 7 $ 3,545,000 $ 506,428 $ 190,000
Houston, Georgia 7 $ 1,485,000 $ 212,142 $ 114,000
Rockdale, Georgia 7 $ 1,835,000 $ 262,142 $ 173,000
St. Clair, Illinois 7 $ 1,095,000 $ 156,428 $ 86,000
Lake, Indiana 7 $ 1,255,000 $ 179,285 $ 78,000
Essex, Massachusetts 7 $ 3,065,000 $ 437,857 $ 129,000
Norfolk, Massachusetts 7 $ 3,945,000 $ 563,571 $ 180,000
Ramsey, Minnesota 7 $ 1,225,000 $ 175,000 $ 99,000
Harrison, Mississippi 7 $ 1,405,000 $ 200,714 $ 102,000
Clay, Missouri 7 $ 2,045,000 $ 292,142 $ 168,000
Gloucester, New Jersey 7 $ 1,705,000 $ 243,571 $ 106,000
Union, New Jersey 7 $ 3,055,000 $ 436,428 $ 158,000
Bronx, New York 7 $ 2,485,000 $ 355,000 $ 166,000
New York, New York 7 $ 5,095,000 $ 727,857 $ 407,000
Richmond, New York 7 $ 2,885,000 $ 412,142 $ 167,000
Delaware, Ohio 7 $ 2,415,000 $ 345,000 $ 120,000
Lorain, Ohio 7 $ 1,335,000 $ 190,714 $ 122,000
Stark, Ohio 7 $ 1,355,000 $ 193,571 $ 128,000
Washington, Oregon 7 $ 4,595,000 $ 656,428 $ 251,000
Dauphin, Pennsylvania 7 $ 1,685,000 $ 240,714 $ 86,000
Lancaster, Pennsylvania 7 $ 2,195,000 $ 313,571 $ 161,000
Monroe, Pennsylvania 7 $ 1,805,000 $ 257,857 $ 120,000
Providence, Rhode Island 7 $ 1,595,000 $ 227,857 $ 111,000
Sumner, Tennessee 7 $ 2,755,000 $ 393,571 $ 126,000
Williamson, Tennessee 7 $ 4,055,000 $ 579,285 $ 275,000
Brazoria, Texas 7 $ 2,135,000 $ 305,000 $ 186,000
Grayson, Texas 7 $ 2,515,000 $ 359,285 $ 123,000
Chesterfield, Virginia 7 $ 2,025,000 $ 289,285 $ 123,000
Spokane, Washington 7 $ 2,945,000 $ 420,714 $ 186,000
Anchorage, Alaska 6 $ 1,840,000 $ 306,666 $ 135,000
Garland, Arkansas 6 $ 920,000 $ 153,333 $ 61,000
El Dorado, California 6 $ 4,420,000 $ 736,666 $ 375,000
Indian River, Florida 6 $ 2,300,000 $ 383,333 $ 197,000
Santa Rosa, Florida 6 $ 1,140,000 $ 190,000 $ 181,000
Chatham, Georgia 6 $ 2,060,000 $ 343,333 $ 100,000
Fayette, Georgia 6 $ 2,220,000 $ 370,000 $ 141,000
Peoria, Illinois 6 $ 840,000 $ 140,000 $ 84,000
Hamilton, Indiana 6 $ 1,860,000 $ 310,000 $ 130,000
Scott, Iowa 6 $ 1,510,000 $ 251,666 $ 306,000
Frederick, Maryland 6 $ 2,850,000 $ 475,000 $ 185,000
Plymouth, Massachusetts 6 $ 2,640,000 $ 440,000 $ 261,000
Boone, Missouri 6 $ 1,970,000 $ 328,333 $ 125,000
Greene, Missouri 6 $ 900,000 $ 150,000 $ 68,000
Gallatin, Montana 6 $ 2,550,000 $ 425,000 $ 194,000
Rockingham, New Hampshire 6 $ 1,940,000 $ 323,333 $ 125,000
Chemung, New York 6 $ 880,000 $ 146,666 $ 65,000
Rensselaer, New York 6 $ 810,000 $ 135,000 $ 107,000
Lincoln, North Carolina 6 $ 2,520,000 $ 420,000 $ 246,000
Butler, Ohio 6 $ 1,520,000 $ 253,333 $ 76,000
Deschutes, Oregon 6 $ 3,670,000 $ 611,666 $ 209,000
Lehigh, Pennsylvania 6 $ 1,780,000 $ 296,666 $ 141,000
Lycoming, Pennsylvania 6 $ 840,000 $ 140,000 $ 62,000
Berkeley, South Carolina 6 $ 3,200,000 $ 533,333 $ 236,000
Rutland, Vermont 6 $ 1,990,000 $ 331,666 $ 159,000
Cowlitz, Washington 6 $ 2,790,000 $ 465,000 $ 162,000
Kitsap, Washington 6 $ 2,050,000 $ 341,666 $ 176,000
Thurston, Washington 6 $ 2,610,000 $ 435,000 $ 142,000
Kanawha, West Virginia 6 $ 910,000 $ 151,666 $ 108,000
Houston, Alabama 5 $ 1,505,000 $ 301,000 $ 50,000
Tuscaloosa, Alabama 5 $ 1,165,000 $ 233,000 $ 125,000
Madera, California 5 $ 1,315,000 $ 263,000 $ 126,000
Placer, California 5 $ 4,565,000 $ 913,000 $ 283,000
Ventura, California 5 $ 3,015,000 $ 603,000 $ 180,000
Weld, Colorado 5 $ 1,815,000 $ 363,000 $ 123,000
Kent, Delaware 5 $ 1,925,000 $ 385,000 $ 152,000
Clarke, Georgia 5 $ 1,325,000 $ 265,000 $ 126,000
Forsyth, Georgia 5 $ 3,555,000 $ 711,000 $ 326,000
Paulding, Georgia 5 $ 1,605,000 $ 321,000 $ 118,000
St. Joseph, Indiana 5 $ 1,065,000 $ 213,000 $ 185,000
Linn, Iowa 5 $ 2,665,000 $ 533,000 $ 250,000
Butler, Kansas 5 $ 885,000 $ 177,000 $ 101,000
Wyandotte, Kansas 5 $ 1,245,000 $ 249,000 $ 110,000
Fayette, Kentucky 5 $ 1,555,000 $ 311,000 $ 129,000
Caddo, Louisiana 5 $ 585,000 $ 117,000 $ 79,000
East Baton Rouge, Louisiana 5 $ 1,075,000 $ 215,000 $ 83,000
Penobscot, Maine 5 $ 1,575,000 $ 315,000 $ 149,000
Bristol, Massachusetts 5 $ 1,535,000 $ 307,000 $ 193,000
Calhoun, Michigan 5 $ 725,000 $ 145,000 $ 114,000
Livingston, Michigan 5 $ 1,655,000 $ 331,000 $ 201,000
Ottawa, Michigan 5 $ 2,025,000 $ 405,000 $ 196,000
Washington, Minnesota 5 $ 845,000 $ 169,000 $ 65,000
DeSoto, Mississippi 5 $ 1,475,000 $ 295,000 $ 137,000
Jackson, Mississippi 5 $ 1,655,000 $ 331,000 $ 184,000
Lancaster, Nebraska 5 $ 1,065,000 $ 213,000 $ 74,000
Grafton, New Hampshire 5 $ 1,315,000 $ 263,000 $ 115,000
Dona Ana, New Mexico 5 $ 1,485,000 $ 297,000 $ 103,000
Sandoval, New Mexico 5 $ 1,735,000 $ 347,000 $ 352,000
Niagara, New York 5 $ 695,000 $ 139,000 $ 100,000
Cumberland, North Carolina 5 $ 765,000 $ 153,000 $ 102,000
Granville, North Carolina 5 $ 1,525,000 $ 305,000 $ 112,000
Rowan, North Carolina 5 $ 1,245,000 $ 249,000 $ 123,000
Cass, North Dakota 5 $ 1,475,000 $ 295,000 $ 135,000
Clermont, Ohio 5 $ 1,355,000 $ 271,000 $ 122,000
Portage, Ohio 5 $ 1,305,000 $ 261,000 $ 83,000
Canadian, Oklahoma 5 $ 755,000 $ 151,000 $ 68,000
Cleveland, Oklahoma 5 $ 1,565,000 $ 313,000 $ 132,000
Beaver, Pennsylvania 5 $ 605,000 $ 121,000 $ 59,000
Franklin, Pennsylvania 5 $ 1,235,000 $ 247,000 $ 101,000
Lackawanna, Pennsylvania 5 $ 765,000 $ 153,000 $ 116,000
Wayne, Pennsylvania 5 $ 825,000 $ 165,000 $ 88,000
Lancaster, South Carolina 5 $ 1,935,000 $ 387,000 $ 109,000
Lexington, South Carolina 5 $ 1,465,000 $ 293,000 $ 121,000
Maury, Tennessee 5 $ 1,675,000 $ 335,000 $ 148,000
Montgomery, Tennessee 5 $ 1,315,000 $ 263,000 $ 84,000
Wilson, Tennessee 5 $ 1,565,000 $ 313,000 $ 185,000
Bastrop, Texas 5 $ 2,635,000 $ 527,000 $ 489,000
Brazos, Texas 5 $ 1,555,000 $ 311,000 $ 143,000
Ellis, Texas 5 $ 1,735,000 $ 347,000 $ 162,000
Washington, Utah 5 $ 4,465,000 $ 893,000 $ 392,000
Henrico, Virginia 5 $ 2,085,000 $ 417,000 $ 182,000
Lynchburg, Virginia 5 $ 1,335,000 $ 267,000 $ 97,000
Norfolk, Virginia 5 $ 1,095,000 $ 219,000 $ 129,000
Grays Harbor, Washington 5 $ 815,000 $ 163,000 $ 95,000
Yakima, Washington 5 $ 1,595,000 $ 319,000 $ 98,000
Marion, West Virginia 5 $ 855,000 $ 171,000 $ 106,000
Racine, Wisconsin 5 $ 825,000 $ 165,000 $ 82,000
Mohave, Arizona 4 $ 960,000 $ 240,000 $ 170,000
Lonoke, Arkansas 4 $ 470,000 $ 117,500 $ 90,000
Merced, California 4 $ 1,460,000 $ 365,000 $ 131,000
Sonoma, California 4 $ 1,930,000 $ 482,500 $ 204,000
Tulare, California 4 $ 1,190,000 $ 297,500 $ 251,000
Pueblo, Colorado 4 $ 960,000 $ 240,000 $ 99,000
Routt, Colorado 4 $ 4,160,000 $ 1,040,000 $ 1,412,000
Middlesex, Connecticut 4 $ 810,000 $ 202,500 $ 122,000
Sussex, Delaware 4 $ 1,390,000 $ 347,500 $ 140,000
Citrus, Florida 4 $ 1,210,000 $ 302,500 $ 97,000
Flagler, Florida 4 $ 900,000 $ 225,000 $ 126,000
Highlands, Florida 4 $ 1,360,000 $ 340,000 $ 278,000
Okaloosa, Florida 4 $ 1,870,000 $ 467,500 $ 158,000
Sumter, Florida 4 $ 1,600,000 $ 400,000 $ 154,000
Bibb, Georgia 4 $ 800,000 $ 200,000 $ 78,000
Columbia, Georgia 4 $ 830,000 $ 207,500 $ 150,000
Douglas, Georgia 4 $ 1,840,000 $ 460,000 $ 160,000
Floyd, Georgia 4 $ 950,000 $ 237,500 $ 211,000
Richmond, Georgia 4 $ 690,000 $ 172,500 $ 81,000
Honolulu, Hawaii 4 $ 2,520,000 $ 630,000 $ 202,000
Clinton, Illinois 4 $ 920,000 $ 230,000 $ 83,000
Kendall, Illinois 4 $ 1,170,000 $ 292,500 $ 138,000
Madison, Illinois 4 $ 530,000 $ 132,500 $ 87,000
Delaware, Indiana 4 $ 690,000 $ 172,500 $ 190,000
Elkhart, Indiana 4 $ 1,120,000 $ 280,000 $ 92,000
Madison, Indiana 4 $ 810,000 $ 202,500 $ 90,000
Monroe, Indiana 4 $ 820,000 $ 205,000 $ 125,000
Porter, Indiana 4 $ 1,110,000 $ 277,500 $ 165,000
Jefferson, Louisiana 4 $ 1,220,000 $ 305,000 $ 333,000
Lafayette, Louisiana 4 $ 980,000 $ 245,000 $ 129,000
St. Tammany, Louisiana 4 $ 1,490,000 $ 372,500 $ 164,000
Knox, Maine 4 $ 1,150,000 $ 287,500 $ 261,000
Sagadahoc, Maine 4 $ 1,180,000 $ 295,000 $ 110,000
York, Maine 4 $ 1,200,000 $ 300,000 $ 125,000
Eaton, Michigan 4 $ 650,000 $ 162,500 $ 82,000
Jefferson, Missouri 4 $ 830,000 $ 207,500 $ 119,000
Passaic, New Jersey 4 $ 1,310,000 $ 327,500 $ 144,000
Santa Fe, New Mexico 4 $ 1,500,000 $ 375,000 $ 344,000
Broome, New York 4 $ 700,000 $ 175,000 $ 84,000
Saratoga, New York 4 $ 1,200,000 $ 300,000 $ 125,000
Steuben, New York 4 $ 550,000 $ 137,500 $ 103,000
Catawba, North Carolina 4 $ 1,130,000 $ 282,500 $ 98,000
Cleveland, North Carolina 4 $ 630,000 $ 157,500 $ 95,000
Davidson, North Carolina 4 $ 820,000 $ 205,000 $ 102,000
Iredell, North Carolina 4 $ 1,810,000 $ 452,500 $ 224,000
Pender, North Carolina 4 $ 1,420,000 $ 355,000 $ 146,000
Licking, Ohio 4 $ 800,000 $ 200,000 $ 71,000
Medina, Ohio 4 $ 1,130,000 $ 282,500 $ 118,000
Warren, Ohio 4 $ 1,510,000 $ 377,500 $ 147,000
Clackamas, Oregon 4 $ 2,190,000 $ 547,500 $ 196,000
Blair, Pennsylvania 4 $ 420,000 $ 105,000 $ 90,000
Tioga, Pennsylvania 4 $ 750,000 $ 187,500 $ 55,000
Colleton, South Carolina 4 $ 850,000 $ 212,500 $ 103,000
Dorchester, South Carolina 4 $ 980,000 $ 245,000 $ 153,000
Dickson, Tennessee 4 $ 820,000 $ 205,000 $ 116,000
Jefferson, Tennessee 4 $ 860,000 $ 215,000 $ 69,000
Loudon, Tennessee 4 $ 1,210,000 $ 302,500 $ 146,000
Rutherford, Tennessee 4 $ 1,110,000 $ 277,500 $ 168,000
Bell, Texas 4 $ 710,000 $ 177,500 $ 126,000
Guadalupe, Texas 4 $ 1,080,000 $ 270,000 $ 111,000
Lubbock, Texas 4 $ 690,000 $ 172,500 $ 184,000
Tooele, Utah 4 $ 1,200,000 $ 300,000 $ 135,000
Albemarle, Virginia 4 $ 1,770,000 $ 442,500 $ 166,000
Augusta, Virginia 4 $ 1,060,000 $ 265,000 $ 122,000
Prince William, Virginia 4 $ 1,990,000 $ 497,500 $ 217,000
Virginia Beach, Virginia 4 $ 1,400,000 $ 350,000 $ 141,000
Brown, Wisconsin 4 $ 790,000 $ 197,500 $ 71,000
Outagamie, Wisconsin 4 $ 930,000 $ 232,500 $ 96,000
Montgomery, Alabama 3 $ 745,000 $ 248,333 $ 72,000
Shelby, Alabama 3 $ 595,000 $ 198,333 $ 100,000
Coconino, Arizona 3 $ 1,435,000 $ 478,333 $ 171,000
Greene, Arkansas 3 $ 355,000 $ 118,333 $ 60,000
Marin, California 3 $ 2,335,000 $ 778,333 $ 427,000
Monterey, California 3 $ 895,000 $ 298,333 $ 127,000
Nevada, California 3 $ 1,015,000 $ 338,333 $ 92,000
San Francisco, California 3 $ 3,465,000 $ 1,155,000 $ 538,000
San Luis Obispo, California 3 $ 2,255,000 $ 751,666 $ 285,000
Adams, Colorado 3 $ 1,865,000 $ 621,666 $ 194,000
Larimer, Colorado 3 $ 815,000 $ 271,666 $ 117,000
Mesa, Colorado 3 $ 1,055,000 $ 351,666 $ 75,000
Tolland, Connecticut 3 $ 605,000 $ 201,666 $ 78,000
Charlotte, Florida 3 $ 925,000 $ 308,333 $ 199,000
Hernando, Florida 3 $ 635,000 $ 211,666 $ 121,000
Nassau, Florida 3 $ 1,095,000 $ 365,000 $ 110,000
Putnam, Florida 3 $ 595,000 $ 198,333 $ 118,000
Coweta, Georgia 3 $ 1,045,000 $ 348,333 $ 225,000
Glynn, Georgia 3 $ 965,000 $ 321,666 $ 298,000
Habersham, Georgia 3 $ 425,000 $ 141,666 $ 104,000
Pike, Georgia 3 $ 1,055,000 $ 351,666 $ 136,000
Walker, Georgia 3 $ 375,000 $ 125,000 $ 95,000
Whitfield, Georgia 3 $ 495,000 $ 165,000 $ 83,000
Twin Falls, Idaho 3 $ 955,000 $ 318,333 $ 127,000
Winnebago, Illinois 3 $ 555,000 $ 185,000 $ 88,000
Hendricks, Indiana 3 $ 775,000 $ 258,333 $ 127,000
LaPorte, Indiana 3 $ 865,000 $ 288,333 $ 70,000
Tippecanoe, Indiana 3 $ 605,000 $ 201,666 $ 75,000
Black Hawk, Iowa 3 $ 385,000 $ 128,333 $ 63,000
Christian, Kentucky 3 $ 415,000 $ 138,333 $ 42,000
Pulaski, Kentucky 3 $ 665,000 $ 221,666 $ 106,000
St. Bernard, Louisiana 3 $ 655,000 $ 218,333 $ 101,000
St. Landry, Louisiana 3 $ 475,000 $ 158,333 $ 108,000
Charles, Maryland 3 $ 1,155,000 $ 385,000 $ 142,000
Berrien, Michigan 3 $ 1,595,000 $ 531,666 $ 570,000
Genesee, Michigan 3 $ 565,000 $ 188,333 $ 136,000
Gratiot, Michigan 3 $ 585,000 $ 195,000 $ 48,000
Midland, Michigan 3 $ 625,000 $ 208,333 $ 113,000
Jones, Mississippi 3 $ 445,000 $ 148,333 $ 112,000
Lamar, Mississippi 3 $ 855,000 $ 285,000 $ 197,000
Lee, Mississippi 3 $ 435,000 $ 145,000 $ 71,000
Madison, Mississippi 3 $ 1,015,000 $ 338,333 $ 351,000
Cape Girardeau, Missouri 3 $ 735,000 $ 245,000 $ 138,000
Missoula, Montana 3 $ 1,795,000 $ 598,333 $ 232,000
Ravalli, Montana 3 $ 955,000 $ 318,333 $ 117,000
Yellowstone, Montana 3 $ 1,225,000 $ 408,333 $ 164,000
Sarpy, Nebraska 3 $ 835,000 $ 278,333 $ 139,000
Nye, Nevada 3 $ 1,015,000 $ 338,333 $ 112,000
Carroll, New Hampshire 3 $ 815,000 $ 271,666 $ 141,000
Cumberland, New Jersey 3 $ 605,000 $ 201,666 $ 108,000
Hunterdon, New Jersey 3 $ 935,000 $ 311,666 $ 210,000
Salem, New Jersey 3 $ 745,000 $ 248,333 $ 150,000
Lincoln, New Mexico 3 $ 1,045,000 $ 348,333 $ 137,000
Columbia, New York 3 $ 1,305,000 $ 435,000 $ 251,000
Putnam, New York 3 $ 1,645,000 $ 548,333 $ 192,000
Chatham, North Carolina 3 $ 1,035,000 $ 345,000 $ 175,000
Halifax, North Carolina 3 $ 365,000 $ 121,666 $ 199,000
Henderson, North Carolina 3 $ 635,000 $ 211,666 $ 120,000
Randolph, North Carolina 3 $ 565,000 $ 188,333 $ 138,000
Fairfield, Ohio 3 $ 675,000 $ 225,000 $ 112,000
Hancock, Ohio 3 $ 875,000 $ 291,666 $ 100,000
Lake, Ohio 3 $ 665,000 $ 221,666 $ 92,000
Sandusky, Ohio 3 $ 305,000 $ 101,666 $ 102,000
Wayne, Ohio 3 $ 485,000 $ 161,666 $ 69,000
Pontotoc, Oklahoma 3 $ 575,000 $ 191,666 $ 68,000
Jackson, Oregon 3 $ 1,065,000 $ 355,000 $ 160,000
Cambria, Pennsylvania 3 $ 335,000 $ 111,666 $ 106,000
Cumberland, Pennsylvania 3 $ 815,000 $ 271,666 $ 101,000
Erie, Pennsylvania 3 $ 765,000 $ 255,000 $ 94,000
McKean, Pennsylvania 3 $ 325,000 $ 108,333 $ 91,000
Beaufort, South Carolina 3 $ 1,775,000 $ 591,666 $ 259,000
Georgetown, South Carolina 3 $ 1,065,000 $ 355,000 $ 192,000
Oconee, South Carolina 3 $ 765,000 $ 255,000 $ 92,000
Bedford, Tennessee 3 $ 895,000 $ 298,333 $ 128,000
Cumberland, Tennessee 3 $ 525,000 $ 175,000 $ 97,000
Henry, Tennessee 3 $ 545,000 $ 181,666 $ 97,000
Monroe, Tennessee 3 $ 655,000 $ 218,333 $ 106,000
Perry, Tennessee 3 $ 625,000 $ 208,333 $ 134,000
Warren, Tennessee 3 $ 515,000 $ 171,666 $ 99,000
Ector, Texas 3 $ 505,000 $ 168,333 $ 104,000
Hidalgo, Texas 3 $ 975,000 $ 325,000 $ 218,000
Kendall, Texas 3 $ 855,000 $ 285,000 $ 121,000
Midland, Texas 3 $ 1,065,000 $ 355,000 $ 139,000
Navarro, Texas 3 $ 845,000 $ 281,666 $ 164,000
Nueces, Texas 3 $ 1,105,000 $ 368,333 $ 56,000
Randall, Texas 3 $ 655,000 $ 218,333 $ 115,000
Smith, Texas 3 $ 795,000 $ 265,000 $ 131,000
Taylor, Texas 3 $ 835,000 $ 278,333 $ 139,000
Caledonia, Vermont 3 $ 495,000 $ 165,000 $ 68,000
Windsor, Vermont 3 $ 1,105,000 $ 368,333 $ 299,000
Botetourt, Virginia 3 $ 1,295,000 $ 431,666 $ 217,000
Montgomery, Virginia 3 $ 745,000 $ 248,333 $ 99,000
Northampton, Virginia 3 $ 1,145,000 $ 381,666 $ 277,000
Richmond City, Virginia 3 $ 655,000 $ 218,333 $ 117,000
Spotsylvania, Virginia 3 $ 1,565,000 $ 521,666 $ 185,000
Chelan, Washington 3 $ 1,015,000 $ 338,333 $ 95,000
Skagit, Washington 3 $ 1,455,000 $ 485,000 $ 185,000
Whatcom, Washington 3 $ 1,615,000 $ 538,333 $ 199,000
Harrison, West Virginia 3 $ 405,000 $ 135,000 $ 80,000
Putnam, West Virginia 3 $ 715,000 $ 238,333 $ 101,000
Raleigh, West Virginia 3 $ 305,000 $ 101,666 $ 31,000
Eau Claire, Wisconsin 3 $ 835,000 $ 278,333 $ 136,000
Fond du Lac, Wisconsin 3 $ 705,000 $ 235,000 $ 120,000
Sheboygan, Wisconsin 3 $ 795,000 $ 265,000 $ 129,000
Natrona, Wyoming 3 $ 1,155,000 $ 385,000 $ 211,000
Calhoun, Alabama 2 $ 420,000 $ 210,000 $ 77,000
Lee, Alabama 2 $ 510,000 $ 255,000 $ 71,000
Morgan, Alabama 2 $ 520,000 $ 260,000 $ 88,000
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Mortgage Loan Application Detail Totals for Ally Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,606 $2,091,400,000 $373,000 $3,575,000 $170,000 $5,220,000
Cash-out Refinancing 509 $136,515,000 $268,000 $2,225,000 $147,000 $2,893,000
Refinancing 276 $110,755,000 $402,000 $35,005,000 $141,000 $1,322,000
Other Purpose 135 $25,175,000 $186,000 $1,255,000 $153,000 $2,019,000
Home Improvement 77 $13,905,000 $180,000 $555,000 $125,000 $1,075,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,804 $1,288,620,000 $338,000 $3,575,000 $158,000 $4,205,000
Not Provided 1,066 $401,060,000 $376,000 $2,395,000 $179,000 $2,701,000
Hispanic 522 $178,130,000 $341,000 $2,005,000 $158,000 $1,490,000
Black or African American 466 $147,590,000 $316,000 $1,485,000 $146,000 $1,051,000
Asian 374 $174,730,000 $467,000 $3,075,000 $208,000 $5,220,000
Not applicable 82 $55,815,000 $689,000 $35,005,000 $0 $0
American Indian or Alaskan Native 53 $15,645,000 $295,000 $1,065,000 $142,000 $991,000
Native Hawaiian or Other Pacific Islander 7 $2,555,000 $365,000 $575,000 $129,000 $211,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,603 $2,377,750,000 $360,000 $35,005,000 $166,000 $5,220,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,703 $992,640,000 $367,000 $35,005,000 $155,000 $2,701,000
Application Withdrawn By Applicant 1,757 $644,605,000 $366,000 $3,075,000 $186,000 $4,205,000
File Closed For Incompleteness 1,091 $366,745,000 $336,000 $1,865,000 $179,000 $5,220,000
Application Denied By Financial Institution 490 $148,030,000 $302,000 $2,095,000 $139,000 $1,800,000
Preapproval Approved but not Accepted 442 $193,130,000 $436,000 $2,005,000 $155,000 $1,098,000
Loan Purchased By The Institution 80 $20,810,000 $260,000 $415,000 $0 $0
Application Approved But Not Accepted 39 $11,515,000 $295,000 $1,085,000 $144,000 $575,000
Preapproval Denied by Financial Institution 1 $275,000 $275,000 $275,000 $60,000 $60,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,112 $2,229,445,000 $364,000 $35,005,000 $168,000 $5,220,000
Debt-To-Income Ratio 174 $61,380,000 $352,000 $1,915,000 $112,000 $1,215,000
Credit History 154 $41,380,000 $268,000 $1,405,000 $167,000 $1,800,000
Collateral 83 $21,135,000 $254,000 $1,015,000 $142,000 $1,127,000
Credit Application Incomplete 33 $8,385,000 $254,000 $705,000 $116,000 $278,000
Other 14 $3,900,000 $278,000 $745,000 $148,000 $409,000
Unverifiable Information 14 $7,500,000 $535,000 $2,095,000 $239,000 $1,310,000
Insufficient Cash (Downpayment, Closing Cost) 14 $3,310,000 $236,000 $785,000 $96,000 $204,000
Employment History 5 $1,315,000 $263,000 $335,000 $88,000 $159,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ally Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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