Ally Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Ally Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ally Bank 2101, 300 East Rexford Rd Sandy, UT 28211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 45,076 |
| Total Mortgage Loan Application Amount | $23,714,405,000 |
| Average Mortgage Loan Application Amount | $409,800 |
| Highest Mortgage Loan Application Amount | $70,005,000 |
| Average Applicant Income | $167,400 |
| Highest Applicant Income | $9,703,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Ally Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ally Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Ally Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ally Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ally Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ally Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,983 | $ 903,740,000 | $ 343,200 | $ 127,121 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,670 | $ 1,635,380,000 | $ 979,000 | $ 294,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,634 | $ 1,486,690,000 | $ 909,000 | $ 268,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,615 | $ 696,475,000 | $ 431,000 | $ 179,000 |
| CHICAGO-NAPERVILLE, IL | 1,521 | $ 684,105,000 | $ 449,000 | $ 186,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,314 | $ 589,430,000 | $ 448,000 | $ 198,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,259 | $ 1,046,075,000 | $ 830,000 | $ 258,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,153 | $ 1,244,455,000 | $ 1,079,000 | $ 311,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,150 | $ 579,950,000 | $ 504,000 | $ 182,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1,041 | $ 1,157,665,000 | $ 1,112,000 | $ 335,000 |
| DENVER-AURORA-LAKEWOOD, CO | 896 | $ 535,370,000 | $ 597,000 | $ 206,000 |
| DALLAS-PLANO-IRVING, TX | 894 | $ 496,500,000 | $ 555,000 | $ 207,000 |
| SAN DIEGO-CARLSBAD, CA | 827 | $ 710,615,000 | $ 859,000 | $ 249,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 794 | $ 741,900,000 | $ 934,000 | $ 293,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 681 | $ 374,995,000 | $ 545,500 | $ 197,500 |
| AUSTIN-ROUND ROCK, TX | 651 | $ 350,425,000 | $ 538,000 | $ 234,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 647 | $ 325,345,000 | $ 502,000 | $ 214,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 636 | $ 332,160,000 | $ 522,000 | $ 181,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 616 | $ 254,820,000 | $ 413,000 | $ 179,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 590 | $ 182,050,000 | $ 308,000 | $ 144,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 557 | $ 298,215,000 | $ 535,000 | $ 186,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 554 | $ 344,350,000 | $ 621,000 | $ 226,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 542 | $ 224,430,000 | $ 414,000 | $ 162,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 524 | $ 299,240,000 | $ 571,000 | $ 213,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 469 | $ 231,945,000 | $ 494,000 | $ 189,000 |
| NEWARK, NJ-PA | 457 | $ 260,555,000 | $ 383,000 | $ 155,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 407 | $ 178,125,000 | $ 416,500 | $ 154,500 |
| PITTSBURGH, PA | 406 | $ 120,440,000 | $ 296,000 | $ 153,000 |
| NEW YORK-NEWARK, NY | 375 | $ 190,805,000 | $ 701,000 | $ 205,000 |
| JACKSONVILLE, FL | 361 | $ 164,585,000 | $ 455,000 | $ 198,000 |
| PHILADELPHIA, PA | 336 | $ 142,380,000 | $ 423,000 | $ 203,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 335 | $ 229,445,000 | $ 864,000 | $ 224,000 |
| KANSAS CITY, MO-KS | 329 | $ 103,075,000 | $ 319,000 | $ 135,500 |
| ST. LOUIS, MO-IL | 329 | $ 102,315,000 | $ 254,500 | $ 123,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 326 | $ 182,390,000 | $ 559,000 | $ 233,000 |
| FORT WORTH-ARLINGTON, TX | 322 | $ 126,170,000 | $ 391,000 | $ 166,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 319 | $ 94,325,000 | $ 295,000 | $ 125,000 |
| CLEVELAND-ELYRIA, OH | 301 | $ 64,695,000 | $ 214,000 | $ 109,000 |
| CINCINNATI, OH-KY-IN | 299 | $ 84,375,000 | $ 247,000 | $ 115,333 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 295 | $ 226,085,000 | $ 600,750 | $ 155,666 |
| COLUMBUS, OH | 279 | $ 82,535,000 | $ 295,000 | $ 126,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 264 | $ 152,890,000 | $ 579,000 | $ 218,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 238 | $ 79,500,000 | $ 334,000 | $ 167,000 |
| CAMDEN, NJ | 235 | $ 66,135,000 | $ 281,000 | $ 129,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 231 | $ 83,245,000 | $ 360,000 | $ 154,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 226 | $ 55,080,000 | $ 243,000 | $ 114,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 224 | $ 176,760,000 | $ 789,000 | $ 238,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 207 | $ 94,245,000 | $ 455,000 | $ 176,000 |
| SALT LAKE CITY, UT | 207 | $ 111,305,000 | $ 537,000 | $ 211,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 199 | $ 84,645,000 | $ 339,000 | $ 161,500 |
| SAN RAFAEL, CA | 198 | $ 208,590,000 | $ 1,053,000 | $ 341,000 |
| NEW ORLEANS-METAIRIE, LA | 186 | $ 69,000,000 | $ 370,000 | $ 144,000 |
| MEMPHIS, TN-MS-AR | 173 | $ 48,905,000 | $ 247,000 | $ 104,666 |
| BIRMINGHAM-HOOVER, AL | 167 | $ 63,565,000 | $ 380,000 | $ 164,000 |
| CAPE CORAL-FORT MYERS, FL | 158 | $ 67,340,000 | $ 426,000 | $ 202,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 158 | $ 50,440,000 | $ 319,000 | $ 135,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 153 | $ 110,835,000 | $ 724,000 | $ 251,000 |
| STOCKTON-LODI, CA | 153 | $ 89,065,000 | $ 582,000 | $ 190,000 |
| SANTA MARIA-SANTA BARBARA, CA | 148 | $ 129,580,000 | $ 875,000 | $ 233,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 147 | $ 42,975,000 | $ 232,000 | $ 123,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 146 | $ 52,770,000 | $ 361,000 | $ 144,000 |
| OKLAHOMA CITY, OK | 145 | $ 50,135,000 | $ 345,000 | $ 123,000 |
| KNOXVILLE, TN | 142 | $ 56,660,000 | $ 399,000 | $ 142,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 140 | $ 36,620,000 | $ 252,500 | $ 116,000 |
| BOISE CITY, ID | 135 | $ 63,935,000 | $ 473,000 | $ 184,000 |
| BOULDER, CO | 134 | $ 87,580,000 | $ 653,000 | $ 211,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 128 | $ 51,620,000 | $ 403,000 | $ 194,000 |
| TUCSON, AZ | 127 | $ 41,415,000 | $ 326,000 | $ 169,000 |
| ALBUQUERQUE, NM | 123 | $ 37,705,000 | $ 306,000 | $ 133,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 123 | $ 36,465,000 | $ 277,000 | $ 106,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 123 | $ 59,695,000 | $ 416,000 | $ 141,000 |
| WILMINGTON, DE-MD-NJ | 121 | $ 34,055,000 | $ 219,500 | $ 84,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 120 | $ 32,120,000 | $ 267,000 | $ 144,000 |
| RALEIGH, NC | 120 | $ 49,100,000 | $ 409,000 | $ 159,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 118 | $ 36,800,000 | $ 311,000 | $ 146,000 |
| COLUMBIA, SC | 116 | $ 28,440,000 | $ 245,000 | $ 101,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 115 | $ 75,685,000 | $ 658,000 | $ 319,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 114 | $ 59,590,000 | $ 522,000 | $ 156,000 |
| TULSA, OK | 114 | $ 34,090,000 | $ 299,000 | $ 127,000 |
| ELGIN, IL | 112 | $ 30,300,000 | $ 270,000 | $ 102,000 |
| SANTA ROSA, CA | 112 | $ 79,480,000 | $ 709,000 | $ 235,000 |
| PORT ST. LUCIE, FL | 111 | $ 38,855,000 | $ 350,000 | $ 141,000 |
| PROVO-OREM, UT | 110 | $ 64,220,000 | $ 583,000 | $ 219,000 |
| GRAND RAPIDS-WYOMING, MI | 108 | $ 27,510,000 | $ 254,000 | $ 106,000 |
| ANN ARBOR, MI | 107 | $ 38,765,000 | $ 362,000 | $ 170,000 |
| GARY, IN | 105 | $ 27,005,000 | $ 257,000 | $ 114,000 |
| TRENTON, NJ | 103 | $ 58,855,000 | $ 571,000 | $ 229,000 |
| AKRON, OH | 102 | $ 22,080,000 | $ 216,000 | $ 118,000 |
| CHATTANOOGA, TN-GA | 99 | $ 35,135,000 | $ 300,500 | $ 163,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 94 | $ 27,520,000 | $ 378,500 | $ 118,000 |
| PORTLAND-SOUTH PORTLAND, ME | 93 | $ 38,025,000 | $ 408,000 | $ 247,000 |
| COLORADO SPRINGS, CO | 92 | $ 39,030,000 | $ 424,000 | $ 157,000 |
| MADISON, WI | 92 | $ 36,470,000 | $ 396,000 | $ 170,000 |
| TACOMA-LAKEWOOD, WA | 92 | $ 44,400,000 | $ 482,000 | $ 166,000 |
| FORT COLLINS, CO | 91 | $ 41,455,000 | $ 455,000 | $ 161,000 |
| LAKELAND-WINTER HAVEN, FL | 89 | $ 20,945,000 | $ 235,000 | $ 92,000 |
| BATON ROUGE, LA | 87 | $ 27,195,000 | $ 312,000 | $ 216,000 |
| SANTA CRUZ-WATSONVILLE, CA | 84 | $ 73,830,000 | $ 878,000 | $ 197,000 |
| TOLEDO, OH | 84 | $ 15,200,000 | $ 180,000 | $ 107,000 |
| FRESNO, CA | 82 | $ 34,200,000 | $ 417,000 | $ 169,000 |
| BEND-REDMOND, OR | 81 | $ 50,595,000 | $ 624,000 | $ 213,000 |
| PROVIDENCE-WARWICK, RI-MA | 79 | $ 34,645,000 | $ 729,000 | $ 161,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 77 | $ 43,535,000 | $ 565,000 | $ 211,000 |
| OGDEN-CLEARFIELD, UT | 77 | $ 32,635,000 | $ 423,000 | $ 132,000 |
| BAKERSFIELD, CA | 75 | $ 22,605,000 | $ 301,000 | $ 129,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 75 | $ 25,865,000 | $ 344,000 | $ 145,000 |
| LANCASTER, PA | 73 | $ 21,825,000 | $ 298,000 | $ 142,000 |
| HUNTSVILLE, AL | 72 | $ 22,650,000 | $ 314,000 | $ 140,000 |
| LANSING-EAST LANSING, MI | 72 | $ 13,790,000 | $ 191,000 | $ 122,000 |
| SALISBURY, MD-DE | 72 | $ 43,070,000 | $ 637,500 | $ 213,500 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 71 | $ 12,965,000 | $ 182,000 | $ 98,000 |
| BREMERTON-SILVERDALE, WA | 69 | $ 40,035,000 | $ 580,000 | $ 168,000 |
| VALLEJO-FAIRFIELD, CA | 69 | $ 36,775,000 | $ 532,000 | $ 157,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 68 | $ 12,120,000 | $ 178,000 | $ 93,000 |
| SALINAS, CA | 67 | $ 52,455,000 | $ 782,000 | $ 251,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 66 | $ 34,650,000 | $ 525,000 | $ 206,000 |
| SPOKANE-SPOKANE VALLEY, WA | 66 | $ 22,660,000 | $ 343,000 | $ 128,000 |
| DES MOINES-WEST DES MOINES, IA | 64 | $ 15,050,000 | $ 235,000 | $ 122,000 |
| LEXINGTON-FAYETTE, KY | 62 | $ 21,910,000 | $ 353,000 | $ 191,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 61 | $ 20,335,000 | $ 333,000 | $ 141,000 |
| JACKSON, MS | 60 | $ 18,640,000 | $ 310,000 | $ 157,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 60 | $ 40,670,000 | $ 677,000 | $ 192,000 |
| HARRISBURG-CARLISLE, PA | 59 | $ 16,355,000 | $ 277,000 | $ 116,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 59 | $ 40,205,000 | $ 681,000 | $ 215,000 |
| GAINESVILLE, FL | 54 | $ 14,430,000 | $ 267,000 | $ 117,000 |
| OCALA, FL | 54 | $ 11,730,000 | $ 217,000 | $ 83,000 |
| SAVANNAH, GA | 54 | $ 13,910,000 | $ 257,000 | $ 122,000 |
| DURHAM-CHAPEL HILL, NC | 53 | $ 18,395,000 | $ 347,000 | $ 148,000 |
| YORK-HANOVER, PA | 53 | $ 11,205,000 | $ 211,000 | $ 102,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 52 | $ 15,130,000 | $ 282,000 | $ 114,000 |
| WICHITA, KS | 52 | $ 13,880,000 | $ 266,000 | $ 181,000 |
| GREELEY, CO | 51 | $ 23,215,000 | $ 455,000 | $ 153,000 |
| BELLINGHAM, WA | 50 | $ 31,980,000 | $ 639,000 | $ 264,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 48 | $ 17,710,000 | $ 368,000 | $ 163,000 |
| EL PASO, TX | 48 | $ 8,290,000 | $ 172,000 | $ 107,000 |
| MODESTO, CA | 48 | $ 16,920,000 | $ 352,000 | $ 138,000 |
| SPRINGFIELD, MO | 48 | $ 8,460,000 | $ 176,000 | $ 82,000 |
| LINCOLN, NE | 47 | $ 13,485,000 | $ 286,000 | $ 143,000 |
| COEUR D'ALENE, ID | 45 | $ 25,975,000 | $ 577,000 | $ 205,000 |
| OCEAN CITY, NJ | 45 | $ 26,855,000 | $ 596,000 | $ 209,000 |
| TALLAHASSEE, FL | 45 | $ 11,315,000 | $ 251,000 | $ 91,000 |
| EAST STROUDSBURG, PA | 43 | $ 11,185,000 | $ 260,000 | $ 108,000 |
| NEW HAVEN-MILFORD, CT | 43 | $ 12,355,000 | $ 287,000 | $ 116,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 42 | $ 40,850,000 | $ 972,000 | $ 0 |
| READING, PA | 42 | $ 9,260,000 | $ 220,000 | $ 74,000 |
| KALAMAZOO-PORTAGE, MI | 40 | $ 11,690,000 | $ 292,000 | $ 147,000 |
| OLYMPIA-TUMWATER, WA | 40 | $ 16,330,000 | $ 408,000 | $ 155,000 |
| MCALLEN-EDINBURG-MISSION, TX | 39 | $ 6,775,000 | $ 173,000 | $ 113,000 |
| MOBILE, AL | 39 | $ 8,715,000 | $ 223,000 | $ 99,000 |
| PUNTA GORDA, FL | 39 | $ 13,625,000 | $ 349,000 | $ 155,000 |
| FLINT, MI | 38 | $ 7,820,000 | $ 205,000 | $ 106,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 38 | $ 7,960,000 | $ 209,000 | $ 81,000 |
| EUGENE, OR | 37 | $ 14,245,000 | $ 385,000 | $ 349,000 |
| SANTA FE, NM | 37 | $ 23,475,000 | $ 634,000 | $ 232,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 35 | $ 14,815,000 | $ 423,000 | $ 141,000 |
| SALEM, OR | 35 | $ 12,185,000 | $ 348,000 | $ 119,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 35 | $ 7,045,000 | $ 167,500 | $ 62,500 |
| CANTON-MASSILLON, OH | 34 | $ 5,470,000 | $ 160,000 | $ 73,000 |
| PANAMA CITY, FL | 34 | $ 12,530,000 | $ 368,000 | $ 105,000 |
| SPARTANBURG, SC | 33 | $ 8,225,000 | $ 249,000 | $ 107,000 |
| WINSTON-SALEM, NC | 33 | $ 9,725,000 | $ 294,000 | $ 120,000 |
| BEAUMONT-PORT ARTHUR, TX | 32 | $ 7,750,000 | $ 242,000 | $ 133,000 |
| BROWNSVILLE-HARLINGEN, TX | 32 | $ 6,030,000 | $ 188,000 | $ 83,000 |
| LAFAYETTE, LA | 32 | $ 9,020,000 | $ 281,000 | $ 141,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 31 | $ 12,965,000 | $ 418,000 | $ 109,000 |
| CHARLESTON, WV | 30 | $ 6,100,000 | $ 203,000 | $ 98,000 |
| FORT WAYNE, IN | 30 | $ 7,640,000 | $ 254,000 | $ 103,000 |
| MEDFORD, OR | 30 | $ 13,290,000 | $ 443,000 | $ 181,000 |
| ATHENS-CLARKE COUNTY, GA | 29 | $ 7,005,000 | $ 241,000 | $ 137,000 |
| COLUMBUS, GA-AL | 29 | $ 6,525,000 | $ 217,500 | $ 122,000 |
| FLAGSTAFF, AZ | 29 | $ 13,345,000 | $ 460,000 | $ 168,000 |
| GREENSBORO-HIGH POINT, NC | 29 | $ 6,475,000 | $ 223,000 | $ 103,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 29 | $ 8,355,000 | $ 288,000 | $ 117,000 |
| NAPA, CA | 29 | $ 21,015,000 | $ 724,000 | $ 227,000 |
| SEBASTIAN-VERO BEACH, FL | 29 | $ 11,145,000 | $ 384,000 | $ 165,000 |
| PEORIA, IL | 28 | $ 5,120,000 | $ 182,000 | $ 95,000 |
| ASHEVILLE, NC | 27 | $ 12,815,000 | $ 474,000 | $ 156,000 |
| BOSTON, MA | 27 | $ 25,965,000 | $ 961,000 | $ 0 |
| GAINESVILLE, GA | 27 | $ 11,235,000 | $ 416,000 | $ 143,000 |
| APPLETON, WI | 26 | $ 6,030,000 | $ 231,000 | $ 129,000 |
| CLARKSVILLE, TN-KY | 26 | $ 5,830,000 | $ 183,500 | $ 88,500 |
| ERIE, PA | 26 | $ 4,240,000 | $ 163,000 | $ 102,000 |
| EVANSVILLE, IN-KY | 26 | $ 5,500,000 | $ 146,000 | $ 165,500 |
| MISSOULA, MT | 26 | $ 10,970,000 | $ 421,000 | $ 155,000 |
| REDDING, CA | 26 | $ 7,420,000 | $ 285,000 | $ 97,000 |
| ROCKFORD, IL | 26 | $ 3,360,000 | $ 129,000 | $ 79,000 |
| ST. GEORGE, UT | 26 | $ 18,930,000 | $ 728,000 | $ 216,000 |
| VISALIA-PORTERVILLE, CA | 26 | $ 7,790,000 | $ 299,000 | $ 109,000 |
| BILLINGS, MT | 25 | $ 11,805,000 | $ 472,000 | $ 155,000 |
| BLOOMINGTON, IL | 25 | $ 4,355,000 | $ 174,000 | $ 114,000 |
| CHAMPAIGN-URBANA, IL | 25 | $ 4,415,000 | $ 176,000 | $ 119,000 |
| FORT SMITH, AR-OK | 25 | $ 4,795,000 | $ 165,500 | $ 94,500 |
| LONGVIEW, TX | 25 | $ 4,185,000 | $ 167,000 | $ 100,000 |
| TYLER, TX | 25 | $ 8,885,000 | $ 355,000 | $ 169,000 |
| KILLEEN-TEMPLE, TX | 24 | $ 4,560,000 | $ 190,000 | $ 140,000 |
| MORGANTOWN, WV | 24 | $ 6,880,000 | $ 286,000 | $ 97,000 |
| SHREVEPORT-BOSSIER CITY, LA | 24 | $ 5,930,000 | $ 247,000 | $ 106,000 |
| COLLEGE STATION-BRYAN, TX | 23 | $ 6,075,000 | $ 264,000 | $ 125,000 |
| CORPUS CHRISTI, TX | 23 | $ 9,215,000 | $ 400,000 | $ 185,000 |
| GRAND JUNCTION, CO | 23 | $ 8,745,000 | $ 380,000 | $ 184,000 |
| MONROE, MI | 23 | $ 4,315,000 | $ 187,000 | $ 81,000 |
| WENATCHEE, WA | 23 | $ 12,695,000 | $ 551,000 | $ 249,000 |
| CHICO, CA | 22 | $ 9,510,000 | $ 432,000 | $ 154,000 |
| KENNEWICK-RICHLAND, WA | 22 | $ 7,490,000 | $ 340,000 | $ 141,000 |
| LEBANON, PA | 22 | $ 5,330,000 | $ 242,000 | $ 130,000 |
| WACO, TX | 22 | $ 5,080,000 | $ 230,000 | $ 105,000 |
| WILMINGTON, NC | 22 | $ 12,330,000 | $ 560,000 | $ 112,000 |
| AUBURN-OPELIKA, AL | 21 | $ 6,035,000 | $ 287,000 | $ 80,000 |
| MACON-BIBB COUNTY, GA | 21 | $ 4,365,000 | $ 207,000 | $ 129,000 |
| SHERMAN-DENISON, TX | 21 | $ 7,275,000 | $ 346,000 | $ 104,000 |
| BLOOMINGTON, IN | 20 | $ 4,830,000 | $ 241,000 | $ 134,000 |
| CEDAR RAPIDS, IA | 20 | $ 4,720,000 | $ 236,000 | $ 98,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 20 | $ 2,980,000 | $ 153,500 | $ 64,500 |
| GREEN BAY, WI | 20 | $ 4,960,000 | $ 248,000 | $ 97,000 |
| JOHNSON CITY, TN | 20 | $ 5,480,000 | $ 274,000 | $ 98,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 20 | $ 6,800,000 | $ 517,500 | $ 260,000 |
| SIOUX FALLS, SD | 20 | $ 6,800,000 | $ 340,000 | $ 165,000 |
| THE VILLAGES, FL | 20 | $ 5,570,000 | $ 278,000 | $ 122,000 |
| WAUSAU, WI | 20 | $ 4,640,000 | $ 232,000 | $ 169,000 |
| YAKIMA, WA | 20 | $ 5,810,000 | $ 290,000 | $ 132,000 |
| BRUNSWICK, GA | 19 | $ 6,795,000 | $ 357,000 | $ 176,000 |
| COLUMBIA, MO | 19 | $ 3,955,000 | $ 208,000 | $ 100,000 |
| HOMOSASSA SPRINGS, FL | 19 | $ 4,365,000 | $ 229,000 | $ 94,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 19 | $ 3,775,000 | $ 154,666 | $ 93,000 |
| JACKSON, MI | 19 | $ 3,605,000 | $ 189,000 | $ 138,000 |
| LAS CRUCES, NM | 19 | $ 4,855,000 | $ 255,000 | $ 120,000 |
| MONTGOMERY, AL | 19 | $ 5,465,000 | $ 287,000 | $ 117,000 |
| NILES-BENTON HARBOR, MI | 19 | $ 4,695,000 | $ 247,000 | $ 136,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 19 | $ 3,725,000 | $ 256,500 | $ 195,000 |
| MONROE, LA | 18 | $ 3,060,000 | $ 170,000 | $ 52,000 |
| MOUNT VERNON-ANACORTES, WA | 18 | $ 8,370,000 | $ 465,000 | $ 146,000 |
| RAPID CITY, SD | 18 | $ 7,220,000 | $ 401,000 | $ 189,000 |
| ELKHART-GOSHEN, IN | 17 | $ 3,785,000 | $ 222,000 | $ 105,000 |
| HAMMOND, LA | 17 | $ 3,615,000 | $ 212,000 | $ 244,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 17 | $ 13,035,000 | $ 766,000 | $ 0 |
| TUSCALOOSA, AL | 17 | $ 5,295,000 | $ 311,000 | $ 199,000 |
| HATTIESBURG, MS | 16 | $ 5,440,000 | $ 340,000 | $ 97,000 |
| LUBBOCK, TX | 16 | $ 5,290,000 | $ 330,000 | $ 196,000 |
| MERCED, CA | 16 | $ 5,570,000 | $ 348,000 | $ 167,000 |
| SHEBOYGAN, WI | 16 | $ 2,260,000 | $ 141,000 | $ 51,000 |
| TOPEKA, KS | 16 | $ 2,050,000 | $ 128,000 | $ 72,000 |
| GETTYSBURG, PA | 15 | $ 3,325,000 | $ 221,000 | $ 121,000 |
| HOT SPRINGS, AR | 15 | $ 3,425,000 | $ 228,000 | $ 99,000 |
| LAREDO, TX | 15 | $ 3,035,000 | $ 202,000 | $ 76,000 |
| MICHIGAN CITY-LA PORTE, IN | 15 | $ 2,275,000 | $ 151,000 | $ 85,000 |
| VALDOSTA, GA | 15 | $ 2,655,000 | $ 177,000 | $ 80,000 |
| BATTLE CREEK, MI | 14 | $ 2,190,000 | $ 156,000 | $ 117,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 14 | $ 3,090,000 | $ 228,500 | $ 132,000 |
| MIDLAND, TX | 14 | $ 4,670,000 | $ 333,000 | $ 201,000 |
| SAGINAW, MI | 14 | $ 2,670,000 | $ 190,000 | $ 131,000 |
| YUBA CITY, CA | 14 | $ 4,270,000 | $ 305,000 | $ 132,000 |
| BISMARCK, ND | 13 | $ 4,885,000 | $ 375,000 | $ 158,000 |
| CLEVELAND, TN | 13 | $ 3,375,000 | $ 259,000 | $ 131,000 |
| COLUMBUS, IN | 13 | $ 3,245,000 | $ 249,000 | $ 99,000 |
| CORVALLIS, OR | 13 | $ 7,925,000 | $ 609,000 | $ 216,000 |
| JOPLIN, MO | 13 | $ 2,475,000 | $ 190,000 | $ 130,000 |
| LOGAN, UT-ID | 13 | $ 4,575,000 | $ 234,000 | $ 99,500 |
| MUNCIE, IN | 13 | $ 2,375,000 | $ 182,000 | $ 75,000 |
| ALEXANDRIA, LA | 12 | $ 2,710,000 | $ 225,000 | $ 130,000 |
| AMARILLO, TX | 12 | $ 3,350,000 | $ 279,000 | $ 100,000 |
| ANCHORAGE, AK | 12 | $ 2,570,000 | $ 214,000 | $ 174,000 |
| BANGOR, ME | 12 | $ 1,820,000 | $ 151,000 | $ 55,000 |
| DOVER, DE | 12 | $ 2,990,000 | $ 249,000 | $ 106,000 |
| HICKORY-LENOIR-MORGANTON, NC | 12 | $ 3,840,000 | $ 320,000 | $ 104,000 |
| HOUMA-THIBODAUX, LA | 12 | $ 3,060,000 | $ 255,000 | $ 111,000 |
| IOWA CITY, IA | 12 | $ 3,040,000 | $ 253,000 | $ 118,000 |
| JONESBORO, AR | 12 | $ 2,470,000 | $ 205,000 | $ 53,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 12 | $ 2,040,000 | $ 170,000 | $ 89,000 |
| LAKE CHARLES, LA | 12 | $ 1,890,000 | $ 157,000 | $ 93,000 |
| LAWRENCE, KS | 12 | $ 2,630,000 | $ 219,000 | $ 108,000 |
| NORWICH-NEW LONDON, CT | 12 | $ 4,230,000 | $ 352,000 | $ 93,000 |
| ODESSA, TX | 12 | $ 2,870,000 | $ 239,000 | $ 56,000 |
| OSHKOSH-NEENAH, WI | 12 | $ 1,780,000 | $ 148,000 | $ 65,000 |
| ST. JOSEPH, MO-KS | 12 | $ 1,220,000 | $ 103,000 | $ 94,500 |
| TWIN FALLS, ID | 12 | $ 2,770,000 | $ 230,000 | $ 97,000 |
| ABILENE, TX | 11 | $ 2,545,000 | $ 231,000 | $ 165,000 |
| ALBANY, OR | 11 | $ 2,745,000 | $ 249,000 | $ 162,000 |
| AMES, IA | 11 | $ 1,635,000 | $ 148,000 | $ 102,000 |
| BAY CITY, MI | 11 | $ 1,385,000 | $ 125,000 | $ 72,000 |
| DALTON, GA | 11 | $ 3,745,000 | $ 340,000 | $ 158,000 |
| DECATUR, AL | 11 | $ 2,605,000 | $ 236,000 | $ 96,000 |
| DECATUR, IL | 11 | $ 1,325,000 | $ 120,000 | $ 56,000 |
| MUSKEGON, MI | 11 | $ 3,245,000 | $ 295,000 | $ 155,000 |
| WARNER ROBINS, GA | 11 | $ 2,305,000 | $ 209,000 | $ 90,000 |
| BLOOMSBURG-BERWICK, PA | 10 | $ 1,700,000 | $ 170,000 | $ 161,000 |
| GADSDEN, AL | 10 | $ 1,960,000 | $ 196,000 | $ 110,000 |
| HANFORD-CORCORAN, CA | 10 | $ 1,810,000 | $ 181,000 | $ 73,000 |
| IDAHO FALLS, ID | 10 | $ 2,200,000 | $ 220,000 | $ 81,000 |
| JEFFERSON CITY, MO | 10 | $ 1,870,000 | $ 187,000 | $ 148,000 |
| MADERA, CA | 10 | $ 2,570,000 | $ 257,000 | $ 118,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 10 | $ 10,330,000 | $ 1,033,000 | $ 0 |
| SEBRING, FL | 10 | $ 1,610,000 | $ 161,000 | $ 53,000 |
| STATE COLLEGE, PA | 10 | $ 2,470,000 | $ 247,000 | $ 103,000 |
| VINELAND-BRIDGETON, NJ | 10 | $ 1,570,000 | $ 157,000 | $ 54,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10 | $ 6,980,000 | $ 698,000 | $ 136,000 |
| WHEELING, WV-OH | 10 | $ 1,090,000 | $ 109,000 | $ 84,000 |
| ALBANY, GA | 9 | $ 1,675,000 | $ 186,000 | $ 141,000 |
| BARNSTABLE TOWN, MA | 9 | $ 7,285,000 | $ 809,000 | $ 0 |
| BECKLEY, WV | 9 | $ 1,365,000 | $ 151,000 | $ 88,000 |
| EAU CLAIRE, WI | 9 | $ 2,165,000 | $ 240,000 | $ 77,000 |
| EL CENTRO, CA | 9 | $ 2,155,000 | $ 239,000 | $ 83,000 |
| FARGO, ND-MN | 9 | $ 3,445,000 | $ 270,000 | $ 156,500 |
| GRAND ISLAND, NE | 9 | $ 1,385,000 | $ 153,000 | $ 57,000 |
| JACKSON, TN | 9 | $ 1,145,000 | $ 127,000 | $ 68,000 |
| JOHNSTOWN, PA | 9 | $ 1,045,000 | $ 116,000 | $ 64,000 |
| KANKAKEE, IL | 9 | $ 1,365,000 | $ 151,000 | $ 69,000 |
| PUEBLO, CO | 9 | $ 1,995,000 | $ 221,000 | $ 99,000 |
| RACINE, WI | 9 | $ 2,445,000 | $ 271,000 | $ 96,000 |
| RENO, NV | 9 | $ 6,325,000 | $ 702,000 | $ 0 |
| RICHMOND, VA | 9 | $ 7,305,000 | $ 811,000 | $ 0 |
| SPRINGFIELD, OH | 9 | $ 1,435,000 | $ 159,000 | $ 79,000 |
| WORCESTER, MA-CT | 9 | $ 4,745,000 | $ 451,500 | $ 113,000 |
| ALTOONA, PA | 8 | $ 1,110,000 | $ 138,000 | $ 84,000 |
| BOWLING GREEN, KY | 8 | $ 1,340,000 | $ 167,000 | $ 53,000 |
| CARBONDALE-MARION, IL | 8 | $ 1,010,000 | $ 126,000 | $ 75,000 |
| DOTHAN, AL | 8 | $ 2,080,000 | $ 260,000 | $ 162,000 |
| FARMINGTON, NM | 8 | $ 1,510,000 | $ 188,000 | $ 85,000 |
| FAYETTEVILLE, NC | 8 | $ 1,090,000 | $ 136,000 | $ 66,000 |
| FLORENCE-MUSCLE SHOALS, AL | 8 | $ 2,100,000 | $ 262,000 | $ 105,000 |
| JANESVILLE-BELOIT, WI | 8 | $ 1,540,000 | $ 192,000 | $ 78,000 |
| LEWISTON-AUBURN, ME | 8 | $ 1,760,000 | $ 220,000 | $ 105,000 |
| LONGVIEW, WA | 8 | $ 3,820,000 | $ 477,000 | $ 145,000 |
| MANSFIELD, OH | 8 | $ 1,610,000 | $ 201,000 | $ 83,000 |
| YUMA, AZ | 8 | $ 1,920,000 | $ 240,000 | $ 113,000 |
| CAPE GIRARDEAU, MO-IL | 7 | $ 1,245,000 | $ 177,000 | $ 78,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 7 | $ 1,185,000 | $ 169,000 | $ 44,000 |
| DULUTH, MN-WI | 7 | $ 1,095,000 | $ 181,500 | $ 75,000 |
| FLORENCE, SC | 7 | $ 2,085,000 | $ 297,000 | $ 296,000 |
| GRAND FORKS, ND-MN | 7 | $ 1,665,000 | $ 211,500 | $ 89,500 |
| JACKSONVILLE, NC | 7 | $ 2,385,000 | $ 340,000 | $ 126,000 |
| POCATELLO, ID | 7 | $ 2,425,000 | $ 346,000 | $ 96,000 |
| SIERRA VISTA-DOUGLAS, AZ | 7 | $ 1,485,000 | $ 212,000 | $ 66,000 |
| WATERLOO-CEDAR FALLS, IA | 7 | $ 1,055,000 | $ 150,000 | $ 48,000 |
| WICHITA FALLS, TX | 7 | $ 1,185,000 | $ 169,000 | $ 79,000 |
| WILLIAMSPORT, PA | 7 | $ 1,875,000 | $ 267,000 | $ 203,000 |
| CHEYENNE, WY | 6 | $ 2,680,000 | $ 446,000 | $ 136,000 |
| GREAT FALLS, MT | 6 | $ 1,660,000 | $ 276,000 | $ 62,000 |
| GREENVILLE, NC | 6 | $ 1,830,000 | $ 305,000 | $ 178,000 |
| LEWISTON, ID-WA | 6 | $ 1,590,000 | $ 265,000 | $ 88,000 |
| MIDLAND, MI | 6 | $ 1,370,000 | $ 228,000 | $ 148,000 |
| PARKERSBURG-VIENNA, WV | 6 | $ 1,160,000 | $ 193,000 | $ 73,000 |
| ROME, GA | 6 | $ 2,140,000 | $ 356,000 | $ 424,000 |
| SAN ANGELO, TX | 6 | $ 1,000,000 | $ 166,000 | $ 99,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 980,000 | $ 216,000 | $ 108,000 |
| SPRINGFIELD, IL | 6 | $ 1,030,000 | $ 171,000 | $ 76,000 |
| TERRE HAUTE, IN | 6 | $ 570,000 | $ 95,000 | $ 38,000 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 1,555,000 | $ 311,000 | $ 155,000 |
| MANHATTAN, KS | 5 | $ 1,315,000 | $ 263,000 | $ 147,000 |
| MORRISTOWN, TN | 5 | $ 2,315,000 | $ 463,000 | $ 127,000 |
| OWENSBORO, KY | 5 | $ 2,285,000 | $ 457,000 | $ 156,000 |
| VICTORIA, TX | 5 | $ 995,000 | $ 199,000 | $ 114,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 4 | $ 580,000 | $ 145,000 | $ 65,000 |
| DANVILLE, IL | 4 | $ 480,000 | $ 120,000 | $ 43,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 4 | $ 1,060,000 | $ 265,000 | $ 80,000 |
| ENID, OK | 4 | $ 440,000 | $ 110,000 | $ 65,000 |
| KOKOMO, IN | 4 | $ 590,000 | $ 147,000 | $ 37,000 |
| LIMA, OH | 4 | $ 660,000 | $ 165,000 | $ 41,000 |
| NEW BERN, NC | 4 | $ 760,000 | $ 190,000 | $ 102,000 |
| PINE BLUFF, AR | 4 | $ 570,000 | $ 142,000 | $ 95,000 |
| ROCHESTER, MN | 4 | $ 2,020,000 | $ 505,000 | $ 66,000 |
| SUMTER, SC | 4 | $ 550,000 | $ 137,000 | $ 48,000 |
| TEXARKANA, TX-AR | 4 | $ 660,000 | $ 165,000 | $ 65,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 4 | $ 620,000 | $ 145,000 | $ 61,500 |
| BURLINGTON, NC | 3 | $ 625,000 | $ 208,000 | $ 90,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 645,000 | $ 215,000 | $ 103,000 |
| FOND DU LAC, WI | 3 | $ 345,000 | $ 115,000 | $ 81,000 |
| GRANTS PASS, OR | 3 | $ 1,335,000 | $ 445,000 | $ 135,000 |
| HINESVILLE, GA | 3 | $ 565,000 | $ 188,000 | $ 210,000 |
| URBAN HONOLULU, HI | 3 | $ 3,135,000 | $ 1,045,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 1,260,000 | $ 630,000 | $ 0 |
| CHARLOTTESVILLE, VA | 2 | $ 1,780,000 | $ 890,000 | $ 0 |
| DUBUQUE, IA | 2 | $ 340,000 | $ 170,000 | $ 67,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 2,690,000 | $ 1,345,000 | $ 0 |
| LAWTON, OK | 2 | $ 180,000 | $ 90,000 | $ 109,000 |
| ROCKY MOUNT, NC | 2 | $ 450,000 | $ 225,000 | $ 44,000 |
| WALLA WALLA, WA | 2 | $ 480,000 | $ 240,000 | $ 145,000 |
| WINCHESTER, VA-WV | 2 | $ 170,000 | $ 85,000 | $ 157,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 735,000 | $ 735,000 | $ 160,000 |
| CASPER, WY | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| CUMBERLAND, MD-WV | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| ROANOKE, VA | 1 | $ 625,000 | $ 625,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Ally Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 22,450 | $13,178,000,000 | $586,000 | $3,995,000 | $217,000 | $9,703,000 |
| Home Purchase | 14,891 | $7,225,900,000 | $485,000 | $3,805,000 | $163,000 | $6,346,000 |
| Cash-out Refinancing | 7,121 | $3,149,125,000 | $442,000 | $70,005,000 | $156,000 | $4,900,000 |
| Home Improvement | 410 | $103,230,000 | $251,000 | $1,525,000 | $150,000 | $7,780,000 |
| Other Purpose | 204 | $58,150,000 | $285,000 | $1,515,000 | $151,000 | $2,636,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,931 | $10,556,045,000 | $460,000 | $3,805,000 | $189,000 | $9,703,000 |
| Not Provided | 8,773 | $4,423,345,000 | $504,000 | $3,995,000 | $184,000 | $8,820,000 |
| Not applicable | 4,122 | $3,923,015,000 | $951,000 | $70,005,000 | $0 | $0 |
| Hispanic | 2,695 | $1,057,685,000 | $392,000 | $2,705,000 | $147,000 | $2,990,000 |
| Asian | 2,632 | $1,814,050,000 | $689,000 | $2,685,000 | $245,000 | $5,033,000 |
| Black or African American | 1,969 | $576,235,000 | $292,000 | $1,955,000 | $121,000 | $1,625,000 |
| American Indian or Alaskan Native | 214 | $71,220,000 | $332,000 | $1,795,000 | $138,000 | $2,173,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $6,090,000 | $338,000 | $635,000 | $198,000 | $720,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,076 | $23,714,405,000 | $526,000 | $70,005,000 | $188,000 | $9,703,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,587 | $10,484,480,000 | $535,000 | $70,005,000 | $212,000 | $9,703,000 |
| Application Withdrawn By Applicant | 10,176 | $4,579,130,000 | $449,000 | $3,995,000 | $208,000 | $8,820,000 |
| Application Denied By Financial Institution | 5,842 | $2,582,060,000 | $441,000 | $3,155,000 | $93,000 | $2,780,000 |
| File Closed For Incompleteness | 4,407 | $1,712,005,000 | $388,000 | $2,905,000 | $156,000 | $5,033,000 |
| Loan Purchased By The Institution | 4,120 | $3,853,010,000 | $935,000 | $3,075,000 | $0 | $0 |
| Application Approved But Not Accepted | 944 | $503,720,000 | $533,000 | $2,685,000 | $208,000 | $1,598,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 39,234 | $21,132,345,000 | $538,000 | $70,005,000 | $204,000 | $9,703,000 |
| Debt-To-Income Ratio | 2,312 | $1,163,320,000 | $503,000 | $3,155,000 | $85,000 | $2,351,000 |
| Credit Application Incomplete | 1,285 | $578,935,000 | $450,000 | $2,775,000 | $103,000 | $2,780,000 |
| Credit History | 946 | $269,160,000 | $284,000 | $2,065,000 | $58,000 | $639,000 |
| Collateral | 697 | $331,725,000 | $475,000 | $2,915,000 | $154,000 | $1,006,000 |
| Other | 244 | $101,240,000 | $414,000 | $2,865,000 | $99,000 | $970,000 |
| Employment History | 158 | $64,940,000 | $411,000 | $1,565,000 | $50,000 | $435,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 139 | $43,615,000 | $313,000 | $2,385,000 | $86,000 | $450,000 |
| Unverifiable Information | 57 | $27,295,000 | $478,000 | $1,845,000 | $121,000 | $894,000 |
| Mortgage Insurance Denied | 4 | $1,830,000 | $457,000 | $605,000 | $192,000 | $297,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ally Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ally Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.