American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

American Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address American Bank
9001 Edmonston Road, Suite 100
Greenbelt, MD 20770
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,296
Total Mortgage Loan Application Amount $1,193,571,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $938,000
Average Applicant Income $60,000
Highest Applicant Income $2,028,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Bank's mortgage activity for 2010.

Mortgage Loan Application Totals for American Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee County Wisconsin 96 $ 15,607,000 $ 162,000 $ 39,000
Franklin County Ohio 87 $ 14,513,000 $ 166,000 $ 47,000
Montgomery County Maryland 82 $ 24,708,000 $ 301,000 $ 106,000
Prince George's County Maryland 65 $ 14,511,000 $ 223,000 $ 42,000
El Paso County Colorado 64 $ 13,394,000 $ 209,000 $ 35,000
Wake County North Carolina 62 $ 12,892,000 $ 207,000 $ 73,000
Maricopa County Arizona 57 $ 11,623,000 $ 203,000 $ 60,000
Fairfax County Virginia 53 $ 17,489,000 $ 329,000 $ 117,000
Mecklenburg County North Carolina 49 $ 8,531,000 $ 174,000 $ 35,000
Waukesha County Wisconsin 49 $ 10,247,000 $ 209,000 $ 60,000
Cook County Illinois 48 $ 8,184,000 $ 170,000 $ 39,000
Jefferson County Colorado 47 $ 11,045,000 $ 235,000 $ 90,000
Arapahoe County Colorado 45 $ 8,770,000 $ 194,000 $ 34,000
Gwinnett County Georgia 43 $ 8,499,000 $ 197,000 $ 55,000
Anne Arundel County Maryland 43 $ 12,156,000 $ 282,000 $ 84,000
Baltimore County Maryland 43 $ 9,151,000 $ 212,000 $ 59,000
Cobb County Georgia 42 $ 7,225,000 $ 172,000 $ 44,000
District of Columbia County District Of Columbia 38 $ 12,522,000 $ 329,000 $ 79,000
Fulton County Georgia 38 $ 7,837,000 $ 206,000 $ 34,000
Dane County Wisconsin 38 $ 7,001,000 $ 184,000 $ 42,000
Marion County Indiana 37 $ 5,504,000 $ 148,000 $ 32,000
Polk County Iowa 35 $ 5,545,000 $ 158,000 $ 44,000
Prince William County Virginia 35 $ 9,939,000 $ 283,000 $ 69,000
Los Angeles County California 34 $ 9,111,000 $ 267,000 $ 39,000
Adams County Colorado 34 $ 5,991,000 $ 176,000 $ 16,000
DeKalb County Georgia 34 $ 5,785,000 $ 170,000 $ 46,000
Hennepin County Minnesota 30 $ 6,312,000 $ 210,000 $ 52,000
Denver County Colorado 29 $ 6,368,000 $ 219,000 $ 53,000
Cuyahoga County Ohio 28 $ 4,330,000 $ 154,000 $ 50,000
Salt Lake County Utah 28 $ 5,221,000 $ 186,000 $ 29,000
Macomb County Michigan 27 $ 3,693,000 $ 136,000 $ 39,000
King County Washington 27 $ 7,831,000 $ 290,000 $ 45,000
Jefferson County Kentucky 26 $ 4,356,000 $ 167,000 $ 61,000
Nassau County New York 26 $ 7,925,000 $ 304,000 $ 89,000
Pierce County Washington 25 $ 6,080,000 $ 243,000 $ 22,000
Weld County Colorado 24 $ 5,081,000 $ 211,000 $ 45,000
Lake County Indiana 24 $ 3,796,000 $ 158,000 $ 26,000
Clackamas County Oregon 24 $ 5,267,000 $ 219,000 $ 75,000
Washington County Oregon 24 $ 5,250,000 $ 218,000 $ 51,000
Philadelphia County Pennsylvania 24 $ 3,561,000 $ 148,000 $ 30,000
Baltimore City County Maryland 23 $ 3,660,000 $ 159,000 $ 49,000
Clark County Nevada 23 $ 4,644,000 $ 201,000 $ 12,000
Suffolk County New York 23 $ 6,273,000 $ 272,000 $ 118,000
Douglas County Colorado 22 $ 5,895,000 $ 267,000 $ 58,000
Multnomah County Oregon 22 $ 5,324,000 $ 242,000 $ 55,000
Brown County Wisconsin 22 $ 3,459,000 $ 157,000 $ 43,000
Kenosha County Wisconsin 22 $ 3,251,000 $ 147,000 $ 35,000
Jefferson County Alabama 21 $ 3,137,000 $ 149,000 $ 47,000
New Haven County Connecticut 21 $ 4,308,000 $ 205,000 $ 45,000
Henry County Georgia 21 $ 3,415,000 $ 162,000 $ 34,000
Cumberland County North Carolina 21 $ 3,661,000 $ 174,000 $ 53,000
Onslow County North Carolina 21 $ 3,635,000 $ 173,000 $ 35,000
Licking County Ohio 20 $ 3,798,000 $ 189,000 $ 38,000
Marion County Oregon 20 $ 3,737,000 $ 186,000 $ 45,000
Hamilton County Indiana 19 $ 3,309,000 $ 174,000 $ 56,000
Buncombe County North Carolina 19 $ 3,772,000 $ 198,000 $ 32,000
Loudoun County Virginia 19 $ 6,853,000 $ 360,000 $ 94,000
Boulder County Colorado 18 $ 4,504,000 $ 250,000 $ 46,000
Larimer County Colorado 18 $ 2,904,000 $ 161,000 $ 33,000
Scott County Iowa 18 $ 2,971,000 $ 165,000 $ 62,000
Howard County Maryland 18 $ 4,742,000 $ 263,000 $ 75,000
Durham County North Carolina 18 $ 2,701,000 $ 150,000 $ 22,000
Delaware County Ohio 18 $ 3,998,000 $ 222,000 $ 45,000
Bucks County Pennsylvania 18 $ 3,659,000 $ 203,000 $ 36,000
Guilford County North Carolina 17 $ 2,638,000 $ 155,000 $ 42,000
New Hanover County North Carolina 17 $ 3,242,000 $ 190,000 $ 51,000
Bexar County Texas 17 $ 2,584,000 $ 152,000 $ 0
Jefferson County Wisconsin 17 $ 3,441,000 $ 202,000 $ 45,000
Rock County Wisconsin 17 $ 2,329,000 $ 137,000 $ 53,000
Washington County Wisconsin 17 $ 3,317,000 $ 195,000 $ 45,000
Chatham County Georgia 16 $ 2,722,000 $ 170,000 $ 38,000
Will County Illinois 16 $ 3,496,000 $ 218,000 $ 51,000
Wayne County Michigan 16 $ 2,562,000 $ 160,000 $ 35,000
St. Louis County Missouri 16 $ 4,067,000 $ 254,000 $ 174,000
Racine County Wisconsin 16 $ 2,954,000 $ 184,000 $ 34,000
Cherokee County Georgia 15 $ 2,995,000 $ 199,000 $ 53,000
Johnson County Kansas 15 $ 2,747,000 $ 183,000 $ 42,000
Worcester County Massachusetts 15 $ 3,426,000 $ 228,000 $ 28,000
Anoka County Minnesota 15 $ 2,641,000 $ 176,000 $ 21,000
Monmouth County New Jersey 15 $ 3,987,000 $ 265,000 $ 143,000
Forsyth County North Carolina 15 $ 2,300,000 $ 153,000 $ 58,000
Montgomery County Ohio 15 $ 2,151,000 $ 143,000 $ 24,000
Harris County Texas 15 $ 1,750,000 $ 116,000 $ 5,000
Utah County Utah 15 $ 2,699,000 $ 179,000 $ 42,000
Sheboygan County Wisconsin 15 $ 2,453,000 $ 163,000 $ 58,000
Riverside County California 14 $ 2,873,000 $ 205,000 $ 58,000
DuPage County Illinois 14 $ 3,132,000 $ 223,000 $ 44,000
Union County North Carolina 14 $ 2,884,000 $ 206,000 $ 39,000
Summit County Ohio 14 $ 2,735,000 $ 195,000 $ 44,000
Davis County Utah 14 $ 2,334,000 $ 166,000 $ 29,000
Walworth County Wisconsin 14 $ 2,046,000 $ 146,000 $ 54,000
Madison County Alabama 13 $ 2,106,000 $ 162,000 $ 53,000
San Diego County California 13 $ 3,600,000 $ 276,000 $ 69,000
Douglas County Georgia 13 $ 1,863,000 $ 143,000 $ 27,000
Oakland County Michigan 13 $ 1,878,000 $ 144,000 $ 44,000
Dakota County Minnesota 13 $ 2,642,000 $ 203,000 $ 46,000
Brunswick County North Carolina 13 $ 2,340,000 $ 180,000 $ 46,000
Allegheny County Pennsylvania 13 $ 1,512,000 $ 116,000 $ 64,000
Shelby County Tennessee 13 $ 2,033,000 $ 156,000 $ 15,000
Tarrant County Texas 13 $ 2,429,000 $ 186,000 $ 14,000
Outagamie County Wisconsin 13 $ 1,872,000 $ 144,000 $ 37,000
Hartford County Connecticut 12 $ 3,035,000 $ 252,000 $ 49,000
Miami-Dade County Florida 12 $ 2,349,000 $ 195,000 $ 64,000
Charles County Maryland 12 $ 2,983,000 $ 248,000 $ 35,000
Jackson County Missouri 12 $ 1,870,000 $ 155,000 $ 29,000
Douglas County Nebraska 12 $ 1,743,000 $ 145,000 $ 7,000
Sarpy County Nebraska 12 $ 2,535,000 $ 211,000 $ 0
Ocean County New Jersey 12 $ 2,436,000 $ 203,000 $ 63,000
Erie County New York 12 $ 1,115,000 $ 92,000 $ 37,000
Hamilton County Ohio 12 $ 2,138,000 $ 178,000 $ 55,000
Lancaster County Pennsylvania 12 $ 2,501,000 $ 208,000 $ 39,000
Montgomery County Pennsylvania 12 $ 2,690,000 $ 224,000 $ 36,000
Westmoreland County Pennsylvania 12 $ 1,692,000 $ 141,000 $ 38,000
Davidson County Tennessee 12 $ 2,025,000 $ 168,000 $ 20,000
Virginia Beach County Virginia 12 $ 2,539,000 $ 211,000 $ 27,000
Clark County Washington 12 $ 2,211,000 $ 184,000 $ 28,000
Winnebago County Wisconsin 12 $ 1,885,000 $ 157,000 $ 35,000
Mesa County Colorado 11 $ 2,109,000 $ 191,000 $ 20,000
Pueblo County Colorado 11 $ 1,987,000 $ 180,000 $ 49,000
Marion County Florida 11 $ 1,233,000 $ 112,000 $ 41,000
Clayton County Georgia 11 $ 1,662,000 $ 151,000 $ 21,000
Muscogee County Georgia 11 $ 1,800,000 $ 163,000 $ 41,000
Paulding County Georgia 11 $ 1,914,000 $ 174,000 $ 25,000
Ada County Idaho 11 $ 2,525,000 $ 229,000 $ 19,000
Linn County Iowa 11 $ 1,446,000 $ 131,000 $ 55,000
Frederick County Maryland 11 $ 2,914,000 $ 264,000 $ 97,000
Scott County Minnesota 11 $ 2,247,000 $ 204,000 $ 72,000
St. Louis County Minnesota 11 $ 2,080,000 $ 189,000 $ 60,000
Essex County New Jersey 11 $ 3,024,000 $ 274,000 $ 64,000
Hudson County New Jersey 11 $ 2,317,000 $ 210,000 $ 25,000
Middlesex County New Jersey 11 $ 3,166,000 $ 287,000 $ 103,000
Cabarrus County North Carolina 11 $ 2,259,000 $ 205,000 $ 41,000
Johnston County North Carolina 11 $ 1,727,000 $ 157,000 $ 30,000
Butler County Ohio 11 $ 1,984,000 $ 180,000 $ 39,000
Chester County Pennsylvania 11 $ 3,049,000 $ 277,000 $ 166,000
York County Pennsylvania 11 $ 1,725,000 $ 156,000 $ 18,000
Greenville County South Carolina 11 $ 1,540,000 $ 140,000 $ 66,000
Horry County South Carolina 11 $ 1,760,000 $ 160,000 $ 100,000
Richland County South Carolina 11 $ 1,774,000 $ 161,000 $ 21,000
Collin County Texas 11 $ 2,378,000 $ 216,000 $ 54,000
Snohomish County Washington 11 $ 2,481,000 $ 225,000 $ 48,000
Thurston County Washington 11 $ 2,535,000 $ 230,000 $ 27,000
Baldwin County Alabama 10 $ 1,581,000 $ 158,000 $ 39,000
Orange County California 10 $ 2,120,000 $ 212,000 $ 226,000
Duval County Florida 10 $ 1,196,000 $ 119,000 $ 55,000
Hillsborough County Florida 10 $ 1,363,000 $ 136,000 $ 86,000
Effingham County Georgia 10 $ 1,827,000 $ 182,000 $ 47,000
Washington County Minnesota 10 $ 1,916,000 $ 191,000 $ 33,000
Wright County Minnesota 10 $ 2,194,000 $ 219,000 $ 44,000
Camden County New Jersey 10 $ 1,620,000 $ 162,000 $ 74,000
Bernalillo County New Mexico 10 $ 2,444,000 $ 244,000 $ 60,000
Pitt County North Carolina 10 $ 1,492,000 $ 149,000 $ 47,000
Oklahoma County Oklahoma 10 $ 1,599,000 $ 159,000 $ 0
Franklin County Pennsylvania 10 $ 1,478,000 $ 147,000 $ 30,000
Beaufort County South Carolina 10 $ 2,098,000 $ 209,000 $ 33,000
Charleston County South Carolina 10 $ 1,941,000 $ 194,000 $ 41,000
Chesterfield County Virginia 10 $ 2,383,000 $ 238,000 $ 70,000
Henrico County Virginia 10 $ 1,380,000 $ 138,000 $ 37,000
Manitowoc County Wisconsin 10 $ 1,419,000 $ 141,000 $ 42,000
Marathon County Wisconsin 10 $ 1,386,000 $ 138,000 $ 42,000
Mobile County Alabama 9 $ 1,361,000 $ 151,000 $ 33,000
Shelby County Alabama 9 $ 1,211,000 $ 134,000 $ 43,000
Pinal County Arizona 9 $ 1,358,000 $ 150,000 $ 38,000
New London County Connecticut 9 $ 2,156,000 $ 239,000 $ 21,000
Kent County Delaware 9 $ 1,884,000 $ 209,000 $ 8,000
Sussex County Delaware 9 $ 2,054,000 $ 228,000 $ 280,000
Forsyth County Georgia 9 $ 2,197,000 $ 244,000 $ 97,000
Kootenai County Idaho 9 $ 1,798,000 $ 199,000 $ 38,000
Hendricks County Indiana 9 $ 1,566,000 $ 174,000 $ 26,000
Porter County Indiana 9 $ 1,352,000 $ 150,000 $ 23,000
Pottawattamie County Iowa 9 $ 1,600,000 $ 177,000 $ 61,000
Warren County Iowa 9 $ 1,363,000 $ 151,000 $ 74,000
Jefferson County Louisiana 9 $ 1,572,000 $ 174,000 $ 19,000
Carroll County Maryland 9 $ 1,979,000 $ 219,000 $ 80,000
Essex County Massachusetts 9 $ 2,015,000 $ 223,000 $ 62,000
Middlesex County Massachusetts 9 $ 2,805,000 $ 311,000 $ 72,000
Burlington County New Jersey 9 $ 2,105,000 $ 233,000 $ 71,000
Kings County New York 9 $ 3,187,000 $ 354,000 $ 67,000
Alamance County North Carolina 9 $ 1,373,000 $ 152,000 $ 74,000
Craven County North Carolina 9 $ 1,731,000 $ 192,000 $ 11,000
Gaston County North Carolina 9 $ 1,378,000 $ 153,000 $ 29,000
Moore County North Carolina 9 $ 1,779,000 $ 197,000 $ 50,000
Lehigh County Pennsylvania 9 $ 1,376,000 $ 152,000 $ 13,000
Knox County Tennessee 9 $ 1,419,000 $ 157,000 $ 12,000
Spotsylvania County Virginia 9 $ 2,306,000 $ 256,000 $ 36,000
Dodge County Wisconsin 9 $ 1,399,000 $ 155,000 $ 43,000
Pima County Arizona 8 $ 2,003,000 $ 250,000 $ 76,000
Broomfield County Colorado 8 $ 2,385,000 $ 298,000 $ 57,000
Fairfield County Connecticut 8 $ 2,239,000 $ 279,000 $ 84,000
New Castle County Delaware 8 $ 1,368,000 $ 171,000 $ 33,000
Broward County Florida 8 $ 1,211,000 $ 151,000 $ 13,000
Lee County Florida 8 $ 1,179,000 $ 147,000 $ 93,000
Columbia County Georgia 8 $ 1,370,000 $ 171,000 $ 42,000
Rockdale County Georgia 8 $ 1,837,000 $ 229,000 $ 68,000
St. Clair County Illinois 8 $ 1,464,000 $ 183,000 $ 29,000
Bullitt County Kentucky 8 $ 1,151,000 $ 143,000 $ 29,000
Otter Tail County Minnesota 8 $ 1,200,000 $ 150,000 $ 40,000
Ramsey County Minnesota 8 $ 1,402,000 $ 175,000 $ 40,000
Iredell County North Carolina 8 $ 1,528,000 $ 191,000 $ 65,000
Fairfield County Ohio 8 $ 1,467,000 $ 183,000 $ 64,000
Stark County Ohio 8 $ 1,102,000 $ 137,000 $ 44,000
Delaware County Pennsylvania 8 $ 1,011,000 $ 126,000 $ 68,000
Washington County Pennsylvania 8 $ 1,016,000 $ 127,000 $ 49,000
Travis County Texas 8 $ 1,366,000 $ 170,000 $ 11,000
Arlington County Virginia 8 $ 3,069,000 $ 383,000 $ 161,000
Norfolk County Virginia 8 $ 1,888,000 $ 236,000 $ 39,000
Stafford County Virginia 8 $ 2,712,000 $ 339,000 $ 111,000
Kitsap County Washington 8 $ 1,895,000 $ 236,000 $ 17,000
La Crosse County Wisconsin 8 $ 1,520,000 $ 190,000 $ 35,000
Lincoln County Wisconsin 8 $ 1,162,000 $ 145,000 $ 73,000
St. Croix County Wisconsin 8 $ 1,347,000 $ 168,000 $ 35,000
Laramie County Wyoming 8 $ 1,648,000 $ 206,000 $ 11,000
Sacramento County California 7 $ 1,429,000 $ 204,000 $ 46,000
Santa Clara County California 7 $ 2,187,000 $ 312,000 $ 108,000
Fayette County Georgia 7 $ 1,374,000 $ 196,000 $ 40,000
Walton County Georgia 7 $ 1,091,000 $ 155,000 $ 33,000
Allen County Indiana 7 $ 943,000 $ 134,000 $ 36,000
Hancock County Indiana 7 $ 1,079,000 $ 154,000 $ 10,000
LaPorte County Indiana 7 $ 1,094,000 $ 156,000 $ 38,000
Tippecanoe County Indiana 7 $ 1,402,000 $ 200,000 $ 36,000
Black Hawk County Iowa 7 $ 1,129,000 $ 161,000 $ 95,000
Wapello County Iowa 7 $ 1,071,000 $ 153,000 $ 30,000
Fayette County Kentucky 7 $ 1,158,000 $ 165,000 $ 51,000
Orleans County Louisiana 7 $ 1,039,000 $ 148,000 $ 12,000
Harford County Maryland 7 $ 1,771,000 $ 253,000 $ 33,000
Hampden County Massachusetts 7 $ 1,225,000 $ 175,000 $ 39,000
Plymouth County Massachusetts 7 $ 1,162,000 $ 166,000 $ 34,000
Lancaster County Nebraska 7 $ 1,164,000 $ 166,000 $ 0
Washoe County Nevada 7 $ 1,483,000 $ 211,000 $ 0
Rockingham County New Hampshire 7 $ 1,717,000 $ 245,000 $ 68,000
Cape May County New Jersey 7 $ 1,445,000 $ 206,000 $ 92,000
Gloucester County New Jersey 7 $ 1,183,000 $ 169,000 $ 61,000
Union County New Jersey 7 $ 1,751,000 $ 250,000 $ 58,000
Catawba County North Carolina 7 $ 1,169,000 $ 167,000 $ 28,000
Lorain County Ohio 7 $ 1,043,000 $ 149,000 $ 30,000
Dauphin County Pennsylvania 7 $ 1,108,000 $ 158,000 $ 55,000
Northampton County Pennsylvania 7 $ 1,761,000 $ 251,000 $ 146,000
Providence County Rhode Island 7 $ 1,409,000 $ 201,000 $ 58,000
Williamson County Tennessee 7 $ 1,623,000 $ 231,000 $ 37,000
Bell County Texas 7 $ 1,108,000 $ 158,000 $ 0
Dallas County Texas 7 $ 996,000 $ 142,000 $ 42,000
Montgomery County Texas 7 $ 1,162,000 $ 166,000 $ 17,000
Weber County Utah 7 $ 1,190,000 $ 170,000 $ 137,000
Ozaukee County Wisconsin 7 $ 1,371,000 $ 195,000 $ 51,000
Elmore County Alabama 6 $ 982,000 $ 163,000 $ 42,000
Tuscaloosa County Alabama 6 $ 928,000 $ 154,000 $ 39,000
Ventura County California 6 $ 2,478,000 $ 413,000 $ 30,000
Pinellas County Florida 6 $ 809,000 $ 134,000 $ 44,000
Bartow County Georgia 6 $ 796,000 $ 132,000 $ 39,000
Carroll County Georgia 6 $ 705,000 $ 117,000 $ 30,000
Newton County Georgia 6 $ 910,000 $ 151,000 $ 20,000
Lake County Illinois 6 $ 1,071,000 $ 178,000 $ 58,000
Madison County Illinois 6 $ 795,000 $ 132,000 $ 28,000
Floyd County Indiana 6 $ 851,000 $ 141,000 $ 56,000
Madison County Indiana 6 $ 672,000 $ 112,000 $ 18,000
Posey County Indiana 6 $ 880,000 $ 146,000 $ 49,000
Sedgwick County Kansas 6 $ 947,000 $ 157,000 $ 7,000
Hardin County Kentucky 6 $ 1,053,000 $ 175,000 $ 51,000
Lafayette County Louisiana 6 $ 992,000 $ 165,000 $ 48,000
Washington County Maryland 6 $ 952,000 $ 158,000 $ 38,000
Bristol County Massachusetts 6 $ 1,155,000 $ 192,000 $ 62,000
DeSoto County Mississippi 6 $ 742,000 $ 123,000 $ 64,000
Yellowstone County Montana 6 $ 1,218,000 $ 203,000 $ 15,000
Bergen County New Jersey 6 $ 1,498,000 $ 249,000 $ 96,000
Morris County New Jersey 6 $ 2,496,000 $ 416,000 $ 90,000
Dutchess County New York 6 $ 1,397,000 $ 232,000 $ 48,000
Oneida County New York 6 $ 633,000 $ 105,000 $ 83,000
Carteret County North Carolina 6 $ 1,310,000 $ 218,000 $ 55,000
Cleveland County North Carolina 6 $ 815,000 $ 135,000 $ 33,000
Currituck County North Carolina 6 $ 1,389,000 $ 231,000 $ 9,000
Hoke County North Carolina 6 $ 995,000 $ 165,000 $ 0
Pender County North Carolina 6 $ 1,457,000 $ 242,000 $ 88,000
Cass County North Dakota 6 $ 861,000 $ 143,000 $ 61,000
Greene County Ohio 6 $ 897,000 $ 149,000 $ 45,000
Union County Ohio 6 $ 1,456,000 $ 242,000 $ 95,000
Jackson County Oregon 6 $ 1,149,000 $ 191,000 $ 8,000
Adams County Pennsylvania 6 $ 922,000 $ 153,000 $ 21,000
Cumberland County Pennsylvania 6 $ 934,000 $ 155,000 $ 155,000
Dorchester County South Carolina 6 $ 732,000 $ 122,000 $ 28,000
Lexington County South Carolina 6 $ 1,312,000 $ 218,000 $ 69,000
Minnehaha County South Dakota 6 $ 1,125,000 $ 187,000 $ 96,000
Chesapeake County Virginia 6 $ 1,483,000 $ 247,000 $ 26,000
Hampton County Virginia 6 $ 1,152,000 $ 192,000 $ 33,000
Fond du Lac County Wisconsin 6 $ 887,000 $ 147,000 $ 18,000
Green County Wisconsin 6 $ 1,152,000 $ 192,000 $ 74,000
Campbell County Wyoming 6 $ 1,296,000 $ 216,000 $ 65,000
Natrona County Wyoming 6 $ 1,023,000 $ 170,000 $ 30,000
Anchorage County Alaska 5 $ 1,281,000 $ 256,000 $ 0
Mohave County Arizona 5 $ 829,000 $ 165,000 $ 43,000
Benton County Arkansas 5 $ 757,000 $ 151,000 $ 60,000
Alameda County California 5 $ 780,000 $ 156,000 $ 45,000
Placer County California 5 $ 1,045,000 $ 209,000 $ 24,000
San Bernardino County California 5 $ 1,198,000 $ 239,000 $ 448,000
Volusia County Florida 5 $ 761,000 $ 152,000 $ 26,000
Bryan County Georgia 5 $ 849,000 $ 169,000 $ 45,000
Camden County Georgia 5 $ 823,000 $ 164,000 $ 51,000
Coweta County Georgia 5 $ 1,016,000 $ 203,000 $ 0
Hall County Georgia 5 $ 785,000 $ 157,000 $ 75,000
Canyon County Idaho 5 $ 759,000 $ 151,000 $ 4,000
McHenry County Illinois 5 $ 910,000 $ 182,000 $ 67,000
Winnebago County Illinois 5 $ 716,000 $ 143,000 $ 26,000
St. Joseph County Indiana 5 $ 830,000 $ 166,000 $ 20,000
Boone County Iowa 5 $ 787,000 $ 157,000 $ 34,000
Wyandotte County Kansas 5 $ 527,000 $ 105,000 $ 32,000
Boone County Kentucky 5 $ 1,002,000 $ 200,000 $ 44,000
Jessamine County Kentucky 5 $ 635,000 $ 127,000 $ 51,000
East Baton Rouge County Louisiana 5 $ 945,000 $ 189,000 $ 42,000
York County Maine 5 $ 1,057,000 $ 211,000 $ 70,000
Norfolk County Massachusetts 5 $ 1,566,000 $ 313,000 $ 60,000
Suffolk County Massachusetts 5 $ 1,926,000 $ 385,000 $ 82,000
Genesee County Michigan 5 $ 737,000 $ 147,000 $ 37,000
Washtenaw County Michigan 5 $ 826,000 $ 165,000 $ 29,000
Itasca County Minnesota 5 $ 795,000 $ 159,000 $ 46,000
Sherburne County Minnesota 5 $ 917,000 $ 183,000 $ 51,000
St. Charles County Missouri 5 $ 1,175,000 $ 235,000 $ 27,000
Lewis and Clark County Montana 5 $ 937,000 $ 187,000 $ 0
Atlantic County New Jersey 5 $ 730,000 $ 146,000 $ 38,000
Passaic County New Jersey 5 $ 649,000 $ 129,000 $ 75,000
Somerset County New Jersey 5 $ 1,028,000 $ 205,000 $ 88,000
Dona Ana County New Mexico 5 $ 941,000 $ 188,000 $ 19,000
Sandoval County New Mexico 5 $ 1,248,000 $ 249,000 $ 0
Henderson County North Carolina 5 $ 538,000 $ 107,000 $ 43,000
Clermont County Ohio 5 $ 797,000 $ 159,000 $ 23,000
Wayne County Ohio 5 $ 1,012,000 $ 202,000 $ 61,000
Tulsa County Oklahoma 5 $ 664,000 $ 132,000 $ 0
Polk County Oregon 5 $ 885,000 $ 177,000 $ 47,000
Yamhill County Oregon 5 $ 1,193,000 $ 238,000 $ 9,000
Berks County Pennsylvania 5 $ 759,000 $ 151,000 $ 36,000
Lebanon County Pennsylvania 5 $ 732,000 $ 146,000 $ 63,000
Aiken County South Carolina 5 $ 983,000 $ 196,000 $ 38,000
York County South Carolina 5 $ 758,000 $ 151,000 $ 14,000
Montgomery County Tennessee 5 $ 737,000 $ 147,000 $ 0
Denton County Texas 5 $ 1,097,000 $ 219,000 $ 38,000
Fort Bend County Texas 5 $ 1,305,000 $ 261,000 $ 184,000
Alexandria County Virginia 5 $ 795,000 $ 159,000 $ 93,000
Frederick County Virginia 5 $ 1,078,000 $ 215,000 $ 46,000
Portsmouth County Virginia 5 $ 969,000 $ 193,000 $ 20,000
Island County Washington 5 $ 1,272,000 $ 254,000 $ 42,000
Kanawha County West Virginia 5 $ 568,000 $ 113,000 $ 82,000
Burnett County Wisconsin 5 $ 771,000 $ 154,000 $ 37,000
Columbia County Wisconsin 5 $ 790,000 $ 158,000 $ 26,000
Door County Wisconsin 5 $ 768,000 $ 153,000 $ 59,000
Oconto County Wisconsin 5 $ 804,000 $ 160,000 $ 49,000
Vilas County Wisconsin 5 $ 693,000 $ 138,000 $ 26,000
Waupaca County Wisconsin 5 $ 683,000 $ 136,000 $ 59,000
Coffee County Alabama 4 $ 1,094,000 $ 273,000 $ 0
Cullman County Alabama 4 $ 539,000 $ 134,000 $ 27,000
Lee County Alabama 4 $ 912,000 $ 228,000 $ 28,000
Montgomery County Alabama 4 $ 573,000 $ 143,000 $ 4,000
Russell County Alabama 4 $ 547,000 $ 136,000 $ 55,000
Walker County Alabama 4 $ 484,000 $ 121,000 $ 54,000
Cochise County Arizona 4 $ 1,011,000 $ 252,000 $ 101,000
Kern County California 4 $ 357,000 $ 89,000 $ 51,000
San Francisco County California 4 $ 1,340,000 $ 335,000 $ 25,000
Morgan County Colorado 4 $ 758,000 $ 189,000 $ 37,000
Park County Colorado 4 $ 790,000 $ 197,000 $ 36,000
Litchfield County Connecticut 4 $ 930,000 $ 232,000 $ 40,000
Tolland County Connecticut 4 $ 927,000 $ 231,000 $ 60,000
Brevard County Florida 4 $ 602,000 $ 150,000 $ 32,000
Charlotte County Florida 4 $ 362,000 $ 90,000 $ 55,000
Orange County Florida 4 $ 630,000 $ 157,000 $ 37,000
Palm Beach County Florida 4 $ 804,000 $ 201,000 $ 47,000
Pasco County Florida 4 $ 505,000 $ 126,000 $ 29,000
Dougherty County Georgia 4 $ 436,000 $ 109,000 $ 30,000
Liberty County Georgia 4 $ 594,000 $ 148,000 $ 29,000
Lowndes County Georgia 4 $ 619,000 $ 154,000 $ 32,000
Bonneville County Idaho 4 $ 788,000 $ 197,000 $ 35,000
Johnson County Indiana 4 $ 535,000 $ 133,000 $ 37,000
Dallas County Iowa 4 $ 614,000 $ 153,000 $ 39,000
Dubuque County Iowa 4 $ 506,000 $ 126,000 $ 41,000
Johnson County Iowa 4 $ 519,000 $ 129,000 $ 49,000
Woodbury County Iowa 4 $ 469,000 $ 117,000 $ 69,000
Anderson County Kentucky 4 $ 873,000 $ 218,000 $ 87,000
Franklin County Kentucky 4 $ 580,000 $ 145,000 $ 42,000
Marion County Kentucky 4 $ 596,000 $ 149,000 $ 54,000
Lafourche County Louisiana 4 $ 720,000 $ 180,000 $ 24,000
Cecil County Maryland 4 $ 632,000 $ 158,000 $ 22,000
Worcester County Maryland 4 $ 650,000 $ 162,000 $ 92,000
Kalamazoo County Michigan 4 $ 796,000 $ 199,000 $ 54,000
Monroe County Michigan 4 $ 607,000 $ 151,000 $ 0
Carlton County Minnesota 4 $ 817,000 $ 204,000 $ 26,000
Olmsted County Minnesota 4 $ 551,000 $ 137,000 $ 49,000
Rice County Minnesota 4 $ 867,000 $ 216,000 $ 75,000
Stearns County Minnesota 4 $ 549,000 $ 137,000 $ 25,000
Jackson County Mississippi 4 $ 395,000 $ 98,000 $ 60,000
Boone County Missouri 4 $ 697,000 $ 174,000 $ 51,000
Christian County Missouri 4 $ 526,000 $ 131,000 $ 45,000
Clay County Missouri 4 $ 545,000 $ 136,000 $ 13,000
Lincoln County Missouri 4 $ 712,000 $ 178,000 $ 88,000
St. Louis City County Missouri 4 $ 1,093,000 $ 273,000 $ 142,000
Hillsborough County New Hampshire 4 $ 776,000 $ 194,000 $ 47,000
Mercer County New Jersey 4 $ 906,000 $ 226,000 $ 94,000
Sussex County New Jersey 4 $ 741,000 $ 185,000 $ 14,000
Monroe County New York 4 $ 579,000 $ 144,000 $ 63,000
Orange County New York 4 $ 569,000 $ 142,000 $ 45,000
Queens County New York 4 $ 968,000 $ 242,000 $ 36,000
Dare County North Carolina 4 $ 652,000 $ 163,000 $ 66,000
Davidson County North Carolina 4 $ 646,000 $ 161,000 $ 23,000
Nash County North Carolina 4 $ 602,000 $ 150,000 $ 40,000
Rockingham County North Carolina 4 $ 690,000 $ 172,000 $ 39,000
Knox County Ohio 4 $ 858,000 $ 214,000 $ 50,000
Lake County Ohio 4 $ 673,000 $ 168,000 $ 0
Lucas County Ohio 4 $ 695,000 $ 173,000 $ 82,000
Medina County Ohio 4 $ 601,000 $ 150,000 $ 51,000
Pickaway County Ohio 4 $ 693,000 $ 173,000 $ 46,000
Trumbull County Ohio 4 $ 623,000 $ 155,000 $ 45,000
Warren County Ohio 4 $ 856,000 $ 214,000 $ 37,000
Coos County Oregon 4 $ 719,000 $ 179,000 $ 21,000
Lane County Oregon 4 $ 744,000 $ 186,000 $ 23,000
Carbon County Pennsylvania 4 $ 667,000 $ 166,000 $ 48,000
Clearfield County Pennsylvania 4 $ 460,000 $ 115,000 $ 48,000
Wayne County Pennsylvania 4 $ 593,000 $ 148,000 $ 58,000
Berkeley County South Carolina 4 $ 735,000 $ 183,000 $ 0
Georgetown County South Carolina 4 $ 1,304,000 $ 326,000 $ 20,000
Laurens County South Carolina 4 $ 776,000 $ 194,000 $ 30,000
Hamilton County Tennessee 4 $ 608,000 $ 152,000 $ 66,000
Rutherford County Tennessee 4 $ 484,000 $ 121,000 $ 13,000
Brazos County Texas 4 $ 536,000 $ 134,000 $ 15,000
Hays County Texas 4 $ 731,000 $ 182,000 $ 0
Newport News County Virginia 4 $ 492,000 $ 123,000 $ 17,000
Orange County Virginia 4 $ 909,000 $ 227,000 $ 77,000
Suffolk County Virginia 4 $ 870,000 $ 217,000 $ 62,000
York County Virginia 4 $ 1,412,000 $ 353,000 $ 78,000
Cowlitz County Washington 4 $ 707,000 $ 176,000 $ 41,000
Franklin County Washington 4 $ 816,000 $ 204,000 $ 0
Grays Harbor County Washington 4 $ 525,000 $ 131,000 $ 29,000
Berkeley County West Virginia 4 $ 650,000 $ 162,000 $ 13,000
Eau Claire County Wisconsin 4 $ 630,000 $ 157,000 $ 65,000
Marinette County Wisconsin 4 $ 505,000 $ 126,000 $ 54,000
Vernon County Wisconsin 4 $ 550,000 $ 137,000 $ 10,000
Wood County Wisconsin 4 $ 496,000 $ 124,000 $ 12,000
Clay County Alabama 3 $ 338,000 $ 112,000 $ 119,000
Etowah County Alabama 3 $ 471,000 $ 157,000 $ 93,000
Houston County Alabama 3 $ 400,000 $ 133,000 $ 26,000
St. Clair County Alabama 3 $ 546,000 $ 182,000 $ 65,000
Jefferson County Arkansas 3 $ 359,000 $ 119,000 $ 66,000
Pope County Arkansas 3 $ 362,000 $ 120,000 $ 40,000
Pulaski County Arkansas 3 $ 608,000 $ 202,000 $ 21,000
San Joaquin County California 3 $ 620,000 $ 206,000 $ 0
Santa Cruz County California 3 $ 1,290,000 $ 430,000 $ 61,000
Archuleta County Colorado 3 $ 459,000 $ 153,000 $ 42,000
Delta County Colorado 3 $ 499,000 $ 166,000 $ 64,000
Fremont County Colorado 3 $ 569,000 $ 189,000 $ 88,000
La Plata County Colorado 3 $ 589,000 $ 196,000 $ 28,000
Montezuma County Colorado 3 $ 614,000 $ 204,000 $ 21,000
Montrose County Colorado 3 $ 460,000 $ 153,000 $ 24,000
Middlesex County Connecticut 3 $ 790,000 $ 263,000 $ 68,000
Windham County Connecticut 3 $ 534,000 $ 178,000 $ 10,000
Highlands County Florida 3 $ 396,000 $ 132,000 $ 22,000
Leon County Florida 3 $ 294,000 $ 98,000 $ 41,000
Polk County Florida 3 $ 234,000 $ 78,000 $ 23,000
Sarasota County Florida 3 $ 307,000 $ 102,000 $ 56,000
St. Johns County Florida 3 $ 694,000 $ 231,000 $ 53,000
Barrow County Georgia 3 $ 436,000 $ 145,000 $ 0
Berrien County Georgia 3 $ 405,000 $ 135,000 $ 51,000
Floyd County Georgia 3 $ 570,000 $ 190,000 $ 46,000
Polk County Georgia 3 $ 458,000 $ 152,000 $ 34,000
Putnam County Georgia 3 $ 716,000 $ 238,000 $ 47,000
Spalding County Georgia 3 $ 365,000 $ 121,000 $ 10,000
Whitfield County Georgia 3 $ 544,000 $ 181,000 $ 80,000
Jackson County Illinois 3 $ 352,000 $ 117,000 $ 243,000
Kane County Illinois 3 $ 624,000 $ 208,000 $ 35,000
Dearborn County Indiana 3 $ 431,000 $ 143,000 $ 29,000
Elkhart County Indiana 3 $ 370,000 $ 123,000 $ 29,000
Howard County Indiana 3 $ 394,000 $ 131,000 $ 37,000
Jefferson County Indiana 3 $ 482,000 $ 160,000 $ 13,000
Marshall County Indiana 3 $ 334,000 $ 111,000 $ 25,000
Vanderburgh County Indiana 3 $ 471,000 $ 157,000 $ 17,000
Clinton County Iowa 3 $ 434,000 $ 144,000 $ 51,000
Jasper County Iowa 3 $ 448,000 $ 149,000 $ 121,000
Jefferson County Iowa 3 $ 486,000 $ 162,000 $ 96,000
Marion County Iowa 3 $ 500,000 $ 166,000 $ 46,000
Marshall County Iowa 3 $ 462,000 $ 154,000 $ 33,000
Mills County Iowa 3 $ 699,000 $ 233,000 $ 38,000
Plymouth County Iowa 3 $ 501,000 $ 167,000 $ 67,000
Shelby County Iowa 3 $ 399,000 $ 133,000 $ 83,000
Washington County Iowa 3 $ 648,000 $ 216,000 $ 124,000
Pottawatomie County Kansas 3 $ 723,000 $ 241,000 $ 102,000
Grayson County Kentucky 3 $ 269,000 $ 89,000 $ 40,000
Henderson County Kentucky 3 $ 295,000 $ 98,000 $ 27,000
Marshall County Kentucky 3 $ 381,000 $ 127,000 $ 39,000
Meade County Kentucky 3 $ 381,000 $ 127,000 $ 42,000
Scott County Kentucky 3 $ 440,000 $ 146,000 $ 46,000
Iberville County Louisiana 3 $ 529,000 $ 176,000 $ 63,000
Livingston County Louisiana 3 $ 538,000 $ 179,000 $ 0
Webster County Louisiana 3 $ 576,000 $ 192,000 $ 106,000
Cumberland County Maine 3 $ 456,000 $ 152,000 $ 76,000
Penobscot County Maine 3 $ 491,000 $ 163,000 $ 34,000
Allegany County Maryland 3 $ 333,000 $ 111,000 $ 58,000
Calvert County Maryland 3 $ 908,000 $ 302,000 $ 67,000
Queen Anne's County Maryland 3 $ 945,000 $ 315,000 $ 77,000
Wicomico County Maryland 3 $ 486,000 $ 162,000 $ 21,000
Barnstable County Massachusetts 3 $ 674,000 $ 224,000 $ 88,000
Jackson County Michigan 3 $ 365,000 $ 121,000 $ 41,000
Livingston County Michigan 3 $ 689,000 $ 229,000 $ 28,000
St. Clair County Michigan 3 $ 406,000 $ 135,000 $ 0
Beltrami County Minnesota 3 $ 581,000 $ 193,000 $ 39,000
Kanabec County Minnesota 3 $ 396,000 $ 132,000 $ 36,000
Le Sueur County Minnesota 3 $ 444,000 $ 148,000 $ 25,000
Meeker County Minnesota 3 $ 488,000 $ 162,000 $ 36,000
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Mortgage Loan Application Detail Totals for American Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,523 $1,052,011,000 $190,000 $938,000 $47,000 $2,028,000
Home Purchase 511 $98,389,000 $192,000 $905,000 $66,000 $757,000
Home Improvement 262 $43,171,000 $164,000 $537,000 $67,000 $383,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,725 $902,011,000 $190,000 $938,000 $51,000 $2,028,000
Not Provided 600 $97,532,000 $162,000 $743,000 $56,000 $835,000
Black or African American 578 $114,020,000 $197,000 $576,000 $30,000 $330,000
Hispanic 234 $43,389,000 $185,000 $419,000 $39,000 $343,000
Asian 123 $28,835,000 $234,000 $905,000 $63,000 $429,000
American Indian or Alaskan Native 19 $2,928,000 $154,000 $235,000 $39,000 $100,000
Native Hawaiian or Other Pacific Islander 17 $4,856,000 $285,000 $680,000 $43,000 $168,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,394 $648,932,000 $191,000 $936,000 $36,000 $484,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,201 $395,221,000 $179,000 $938,000 $83,000 $2,028,000
VA-guaranteed (Veterans Administration) 701 $149,418,000 $213,000 $905,000 $12,000 $1,946,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,518 $874,581,000 $193,000 $905,000 $47,000 $2,028,000
Application Denied By Financial Institution 688 $119,730,000 $174,000 $900,000 $68,000 $1,946,000
Application Withdrawn By Applicant 544 $111,413,000 $204,000 $938,000 $67,000 $1,250,000
Loan Purchased By The Institution 256 $29,011,000 $113,000 $724,000 $0 $50,000
File Closed For Incompleteness 146 $28,134,000 $192,000 $546,000 $53,000 $215,000
Application Approved But Not Accepted 144 $30,702,000 $213,000 $672,000 $61,000 $616,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 311 $54,949,000 $176,000 $700,000 $79,000 $900,000
Debt-To-Income Ratio 148 $25,661,000 $173,000 $650,000 $53,000 $574,000
Credit History 116 $18,322,000 $157,000 $467,000 $49,000 $330,000
Other 51 $10,241,000 $200,000 $900,000 $104,000 $1,946,000
Unverifiable Information 29 $4,892,000 $168,000 $417,000 $49,000 $145,000
Employment History 18 $3,297,000 $183,000 $589,000 $53,000 $210,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,331,000 $147,000 $236,000 $57,000 $110,000
Credit Application Incomplete 6 $1,037,000 $172,000 $228,000 $42,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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