American Express Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

American Express Bank, Fsb 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address American Express Bank, Fsb
4315 South 2700 West
Salt Lake City, UT 84184
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  
Total Number of Mortgage Applications 2,782
Total Mortgage Loan Application Amount $427,150,000
Average Mortgage Loan Application Amount $160,333
Highest Mortgage Loan Application Amount $3,900,000
Average Applicant Income $115,000
Highest Applicant Income $2,808,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with American Express Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Express Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down American Express Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Express Bank, Fsb serves its applicants.

Each category highlights the total number of mortgage applications processed by American Express Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Express Bank, Fsb's mortgage activity for 2006.

Mortgage Loan Application Totals for American Express Bank, Fsb by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 96 $ 18,356,000 $ 191,000 $ 104,000
Los Angeles County California 71 $ 16,225,000 $ 228,000 $ 131,000
Miami-Dade County Florida 55 $ 8,057,000 $ 146,000 $ 119,000
Suffolk County New York 50 $ 10,941,000 $ 218,000 $ 123,000
Broward County Florida 48 $ 7,563,000 $ 157,000 $ 110,000
Cook County Illinois 47 $ 6,574,000 $ 139,000 $ 99,000
Clark County Nevada 36 $ 5,168,000 $ 143,000 $ 93,000
Queens County New York 29 $ 5,045,000 $ 173,000 $ 101,000
Riverside County California 28 $ 5,259,000 $ 187,000 $ 122,000
Orange County Florida 25 $ 3,704,000 $ 148,000 $ 85,000
Nassau County New York 25 $ 4,337,000 $ 173,000 $ 144,000
Palm Beach County Florida 21 $ 3,797,000 $ 180,000 $ 102,000
Kings County New York 20 $ 3,926,000 $ 196,000 $ 113,000
Fairfax County Virginia 20 $ 3,690,000 $ 184,000 $ 100,000
Prince George's County Maryland 19 $ 4,089,000 $ 215,000 $ 100,000
Fairfield County Connecticut 18 $ 5,773,000 $ 320,000 $ 199,000
Hillsborough County Florida 18 $ 3,422,000 $ 190,000 $ 123,000
Westchester County New York 18 $ 3,332,000 $ 185,000 $ 148,000
King County Washington 18 $ 4,054,000 $ 225,000 $ 105,000
San Diego County California 17 $ 2,642,000 $ 155,000 $ 277,000
DeKalb County Georgia 17 $ 2,126,000 $ 125,000 $ 103,000
Pima County Arizona 16 $ 1,746,000 $ 109,000 $ 87,000
Fulton County Georgia 16 $ 2,066,000 $ 129,000 $ 103,000
Middlesex County Massachusetts 16 $ 2,098,000 $ 131,000 $ 103,000
Bergen County New Jersey 16 $ 2,466,000 $ 154,000 $ 128,000
Monmouth County New Jersey 16 $ 2,867,000 $ 179,000 $ 109,000
Richmond County New York 16 $ 2,596,000 $ 162,000 $ 73,000
Philadelphia County Pennsylvania 16 $ 1,038,000 $ 64,000 $ 78,000
San Bernardino County California 15 $ 2,277,000 $ 151,000 $ 103,000
Hawaii County Hawaii 15 $ 1,844,000 $ 122,000 $ 213,000
Camden County New Jersey 15 $ 2,057,000 $ 137,000 $ 114,000
Hudson County New Jersey 15 $ 2,949,000 $ 196,000 $ 130,000
Wayne County Michigan 14 $ 1,203,000 $ 85,000 $ 94,000
Wake County North Carolina 14 $ 1,288,000 $ 92,000 $ 211,000
Harris County Texas 14 $ 3,666,000 $ 261,000 $ 137,000
Orange County California 13 $ 1,710,000 $ 131,000 $ 120,000
Hartford County Connecticut 13 $ 1,510,000 $ 116,000 $ 98,000
Duval County Florida 13 $ 1,925,000 $ 148,000 $ 96,000
Lee County Florida 13 $ 2,190,000 $ 168,000 $ 89,000
Honolulu County Hawaii 13 $ 1,811,000 $ 139,000 $ 97,000
Baltimore County Maryland 13 $ 1,063,000 $ 81,000 $ 105,000
Essex County New Jersey 13 $ 3,009,000 $ 231,000 $ 122,000
Middlesex County New Jersey 13 $ 2,797,000 $ 215,000 $ 103,000
Union County New Jersey 12 $ 2,452,000 $ 204,000 $ 109,000
Bucks County Pennsylvania 12 $ 2,657,000 $ 221,000 $ 102,000
Sacramento County California 11 $ 1,945,000 $ 176,000 $ 75,000
Pasco County Florida 11 $ 1,345,000 $ 122,000 $ 90,000
Pinellas County Florida 11 $ 1,447,000 $ 131,000 $ 80,000
Will County Illinois 11 $ 1,286,000 $ 116,000 $ 95,000
Burlington County New Jersey 11 $ 1,827,000 $ 166,000 $ 97,000
Mecklenburg County North Carolina 11 $ 3,274,000 $ 297,000 $ 190,000
Montgomery County Pennsylvania 11 $ 2,194,000 $ 199,000 $ 126,000
Shelby County Tennessee 11 $ 686,000 $ 62,000 $ 89,000
Snohomish County Washington 11 $ 1,899,000 $ 172,000 $ 91,000
Gwinnett County Georgia 10 $ 1,758,000 $ 175,000 $ 76,000
Ada County Idaho 10 $ 1,068,000 $ 106,000 $ 60,000
Lake County Indiana 10 $ 789,000 $ 78,000 $ 63,000
Essex County Massachusetts 10 $ 1,569,000 $ 156,000 $ 107,000
Somerset County New Jersey 10 $ 1,687,000 $ 168,000 $ 88,000
Bernalillo County New Mexico 10 $ 954,000 $ 95,000 $ 92,000
New York County New York 10 $ 2,891,000 $ 289,000 $ 151,000
Guilford County North Carolina 10 $ 1,402,000 $ 140,000 $ 72,000
Summit County Ohio 10 $ 855,000 $ 85,000 $ 95,000
Monroe County Pennsylvania 10 $ 1,726,000 $ 172,000 $ 123,000
Salt Lake County Utah 10 $ 657,000 $ 65,000 $ 74,000
District of Columbia County District Of Columbia 9 $ 1,826,000 $ 202,000 $ 100,000
Cobb County Georgia 9 $ 956,000 $ 106,000 $ 87,000
Anne Arundel County Maryland 9 $ 1,580,000 $ 175,000 $ 95,000
Montgomery County Maryland 9 $ 4,574,000 $ 508,000 $ 235,000
Suffolk County Massachusetts 9 $ 1,628,000 $ 180,000 $ 124,000
Oakland County Michigan 9 $ 619,000 $ 68,000 $ 103,000
St. Charles County Missouri 9 $ 946,000 $ 105,000 $ 112,000
Gloucester County New Jersey 9 $ 1,100,000 $ 122,000 $ 87,000
Morris County New Jersey 9 $ 2,005,000 $ 222,000 $ 113,000
Transylvania County North Carolina 9 $ 945,000 $ 105,000 $ 62,000
Multnomah County Oregon 9 $ 1,036,000 $ 115,000 $ 91,000
Summit County Utah 9 $ 978,000 $ 108,000 $ 53,000
Alameda County California 8 $ 1,554,000 $ 194,000 $ 109,000
New London County Connecticut 8 $ 791,000 $ 98,000 $ 119,000
New Castle County Delaware 8 $ 1,346,000 $ 168,000 $ 74,000
St. Johns County Florida 8 $ 2,315,000 $ 289,000 $ 207,000
Columbia County Georgia 8 $ 630,000 $ 78,000 $ 124,000
DuPage County Illinois 8 $ 684,000 $ 85,000 $ 70,000
Macomb County Michigan 8 $ 477,000 $ 59,000 $ 86,000
Ocean County New Jersey 8 $ 1,591,000 $ 198,000 $ 94,000
Dutchess County New York 8 $ 1,904,000 $ 238,000 $ 127,000
Deschutes County Oregon 8 $ 1,334,000 $ 166,000 $ 78,000
Williamson County Texas 8 $ 1,216,000 $ 152,000 $ 214,000
Prince William County Virginia 8 $ 1,384,000 $ 173,000 $ 116,000
Collier County Florida 7 $ 1,796,000 $ 256,000 $ 101,000
Polk County Florida 7 $ 1,046,000 $ 149,000 $ 147,000
Kane County Illinois 7 $ 848,000 $ 121,000 $ 97,000
Ramsey County Minnesota 7 $ 882,000 $ 126,000 $ 126,000
Mercer County New Jersey 7 $ 628,000 $ 89,000 $ 97,000
Passaic County New Jersey 7 $ 1,640,000 $ 234,000 $ 134,000
Bronx County New York 7 $ 2,414,000 $ 344,000 $ 128,000
Cuyahoga County Ohio 7 $ 704,000 $ 100,000 $ 92,000
Allegheny County Pennsylvania 7 $ 519,000 $ 74,000 $ 81,000
Chester County Pennsylvania 7 $ 1,434,000 $ 204,000 $ 184,000
Davidson County Tennessee 7 $ 1,330,000 $ 190,000 $ 101,000
Fort Bend County Texas 7 $ 1,286,000 $ 183,000 $ 163,000
Nueces County Texas 7 $ 1,341,000 $ 191,000 $ 178,000
Tarrant County Texas 7 $ 1,157,000 $ 165,000 $ 192,000
Davis County Utah 7 $ 837,000 $ 119,000 $ 67,000
Jefferson County Alabama 6 $ 690,000 $ 115,000 $ 74,000
Santa Clara County California 6 $ 1,416,000 $ 236,000 $ 121,000
Sonoma County California 6 $ 867,000 $ 144,000 $ 121,000
Stanislaus County California 6 $ 1,028,000 $ 171,000 $ 79,000
New Haven County Connecticut 6 $ 698,000 $ 116,000 $ 90,000
Clay County Florida 6 $ 1,193,000 $ 198,000 $ 97,000
Seminole County Florida 6 $ 773,000 $ 128,000 $ 66,000
Coweta County Georgia 6 $ 465,000 $ 77,000 $ 115,000
Johnson County Kansas 6 $ 815,000 $ 135,000 $ 172,000
Norfolk County Massachusetts 6 $ 1,041,000 $ 173,000 $ 106,000
Anoka County Minnesota 6 $ 950,000 $ 158,000 $ 96,000
Washington County Minnesota 6 $ 1,231,000 $ 205,000 $ 106,000
Jackson County Missouri 6 $ 759,000 $ 126,000 $ 68,000
Douglas County Nebraska 6 $ 572,000 $ 95,000 $ 90,000
Forsyth County North Carolina 6 $ 525,000 $ 87,000 $ 85,000
Montgomery County Ohio 6 $ 378,000 $ 63,000 $ 138,000
Travis County Texas 6 $ 1,246,000 $ 207,000 $ 318,000
Chesapeake County Virginia 6 $ 770,000 $ 128,000 $ 92,000
Clark County Washington 6 $ 1,233,000 $ 205,000 $ 165,000
Madison County Alabama 5 $ 417,000 $ 83,000 $ 97,000
Mobile County Alabama 5 $ 633,000 $ 126,000 $ 76,000
Mohave County Arizona 5 $ 673,000 $ 134,000 $ 94,000
Benton County Arkansas 5 $ 607,000 $ 121,000 $ 111,000
Pulaski County Arkansas 5 $ 407,000 $ 81,000 $ 78,000
Fresno County California 5 $ 807,000 $ 161,000 $ 78,000
San Francisco County California 5 $ 5,028,000 $ 1,005,000 $ 334,000
San Joaquin County California 5 $ 886,000 $ 177,000 $ 85,000
Litchfield County Connecticut 5 $ 1,211,000 $ 242,000 $ 142,000
Middlesex County Connecticut 5 $ 655,000 $ 131,000 $ 79,000
Lake County Florida 5 $ 1,461,000 $ 292,000 $ 88,000
Volusia County Florida 5 $ 702,000 $ 140,000 $ 101,000
Cherokee County Georgia 5 $ 1,109,000 $ 221,000 $ 109,000
Bristol County Massachusetts 5 $ 381,000 $ 76,000 $ 91,000
Washtenaw County Michigan 5 $ 588,000 $ 117,000 $ 91,000
Dakota County Minnesota 5 $ 724,000 $ 144,000 $ 85,000
Hennepin County Minnesota 5 $ 986,000 $ 197,000 $ 143,000
Rockingham County New Hampshire 5 $ 325,000 $ 65,000 $ 110,000
Atlantic County New Jersey 5 $ 606,000 $ 121,000 $ 61,000
Hunterdon County New Jersey 5 $ 1,212,000 $ 242,000 $ 94,000
Brunswick County North Carolina 5 $ 734,000 $ 146,000 $ 324,000
Franklin County Ohio 5 $ 880,000 $ 176,000 $ 169,000
Hamilton County Ohio 5 $ 539,000 $ 107,000 $ 101,000
Lorain County Ohio 5 $ 322,000 $ 64,000 $ 82,000
Washington County Oregon 5 $ 250,000 $ 50,000 $ 126,000
Hidalgo County Texas 5 $ 513,000 $ 102,000 $ 123,000
Loudoun County Virginia 5 $ 2,602,000 $ 520,000 $ 198,000
Spotsylvania County Virginia 5 $ 930,000 $ 186,000 $ 169,000
Stafford County Virginia 5 $ 1,060,000 $ 212,000 $ 203,000
Virginia Beach County Virginia 5 $ 572,000 $ 114,000 $ 119,000
Dane County Wisconsin 5 $ 392,000 $ 78,000 $ 59,000
Anchorage County Alaska 4 $ 310,000 $ 77,000 $ 98,000
Boulder County Colorado 4 $ 783,000 $ 195,000 $ 138,000
Denver County Colorado 4 $ 269,000 $ 67,000 $ 75,000
El Paso County Colorado 4 $ 219,000 $ 54,000 $ 69,000
Jefferson County Colorado 4 $ 161,000 $ 40,000 $ 62,000
Tolland County Connecticut 4 $ 447,000 $ 111,000 $ 95,000
Charlotte County Florida 4 $ 1,188,000 $ 297,000 $ 96,000
Indian River County Florida 4 $ 648,000 $ 162,000 $ 77,000
Leon County Florida 4 $ 345,000 $ 86,000 $ 78,000
St. Lucie County Florida 4 $ 564,000 $ 141,000 $ 95,000
Clayton County Georgia 4 $ 194,000 $ 48,000 $ 67,000
Hamilton County Indiana 4 $ 809,000 $ 202,000 $ 102,000
Sedgwick County Kansas 4 $ 501,000 $ 125,000 $ 93,000
Shawnee County Kansas 4 $ 125,000 $ 31,000 $ 73,000
Baltimore City County Maryland 4 $ 361,000 $ 90,000 $ 78,000
Worcester County Maryland 4 $ 858,000 $ 214,000 $ 377,000
Worcester County Massachusetts 4 $ 515,000 $ 128,000 $ 88,000
Carver County Minnesota 4 $ 388,000 $ 97,000 $ 222,000
Scott County Minnesota 4 $ 674,000 $ 168,000 $ 125,000
DeSoto County Mississippi 4 $ 226,000 $ 56,000 $ 56,000
Clay County Missouri 4 $ 667,000 $ 166,000 $ 79,000
Washoe County Nevada 4 $ 298,000 $ 74,000 $ 186,000
Hillsborough County New Hampshire 4 $ 470,000 $ 117,000 $ 76,000
Sussex County New Jersey 4 $ 714,000 $ 178,000 $ 116,000
Santa Fe County New Mexico 4 $ 511,000 $ 127,000 $ 94,000
Niagara County New York 4 $ 338,000 $ 84,000 $ 94,000
Onondaga County New York 4 $ 144,000 $ 36,000 $ 54,000
Orange County New York 4 $ 740,000 $ 185,000 $ 127,000
Buncombe County North Carolina 4 $ 377,000 $ 94,000 $ 70,000
Durham County North Carolina 4 $ 414,000 $ 103,000 $ 365,000
New Hanover County North Carolina 4 $ 466,000 $ 116,000 $ 103,000
Lucas County Ohio 4 $ 315,000 $ 78,000 $ 53,000
Canadian County Oklahoma 4 $ 379,000 $ 94,000 $ 70,000
Oklahoma County Oklahoma 4 $ 439,000 $ 109,000 $ 91,000
Northampton County Pennsylvania 4 $ 349,000 $ 87,000 $ 154,000
York County Pennsylvania 4 $ 390,000 $ 97,000 $ 85,000
Dorchester County South Carolina 4 $ 925,000 $ 231,000 $ 93,000
Horry County South Carolina 4 $ 948,000 $ 237,000 $ 81,000
Lexington County South Carolina 4 $ 279,000 $ 69,000 $ 69,000
Richland County South Carolina 4 $ 150,000 $ 37,000 $ 88,000
Williamson County Tennessee 4 $ 1,115,000 $ 278,000 $ 184,000
Bexar County Texas 4 $ 721,000 $ 180,000 $ 321,000
Collin County Texas 4 $ 380,000 $ 95,000 $ 128,000
Weber County Utah 4 $ 96,000 $ 24,000 $ 77,000
Chesterfield County Virginia 4 $ 267,000 $ 66,000 $ 89,000
Benton County Washington 4 $ 157,000 $ 39,000 $ 64,000
Pierce County Washington 4 $ 416,000 $ 104,000 $ 69,000
Spokane County Washington 4 $ 314,000 $ 78,000 $ 68,000
Milwaukee County Wisconsin 4 $ 280,000 $ 70,000 $ 71,000
Montgomery County Alabama 3 $ 417,000 $ 139,000 $ 132,000
Matanuska-Susitna County Alaska 3 $ 148,000 $ 49,000 $ 76,000
Pinal County Arizona 3 $ 359,000 $ 119,000 $ 76,000
Washington County Arkansas 3 $ 220,000 $ 73,000 $ 79,000
Contra Costa County California 3 $ 849,000 $ 283,000 $ 192,000
El Dorado County California 3 $ 101,000 $ 33,000 $ 91,000
Kern County California 3 $ 601,000 $ 200,000 $ 84,000
Placer County California 3 $ 185,000 $ 61,000 $ 173,000
Douglas County Colorado 3 $ 561,000 $ 187,000 $ 138,000
Kent County Delaware 3 $ 306,000 $ 102,000 $ 110,000
Sussex County Delaware 3 $ 1,036,000 $ 345,000 $ 130,000
Brevard County Florida 3 $ 210,000 $ 70,000 $ 79,000
Marion County Florida 3 $ 441,000 $ 147,000 $ 60,000
Osceola County Florida 3 $ 807,000 $ 269,000 $ 264,000
Sarasota County Florida 3 $ 485,000 $ 161,000 $ 89,000
Douglas County Georgia 3 $ 529,000 $ 176,000 $ 148,000
Henry County Georgia 3 $ 249,000 $ 83,000 $ 64,000
Elkhart County Indiana 3 $ 339,000 $ 113,000 $ 50,000
St. Joseph County Indiana 3 $ 391,000 $ 130,000 $ 106,000
Linn County Iowa 3 $ 227,000 $ 75,000 $ 131,000
Jefferson County Kentucky 3 $ 533,000 $ 177,000 $ 125,000
Ascension County Louisiana 3 $ 386,000 $ 128,000 $ 61,000
York County Maine 3 $ 657,000 $ 219,000 $ 96,000
Charles County Maryland 3 $ 1,013,000 $ 337,000 $ 181,000
Plymouth County Massachusetts 3 $ 225,000 $ 75,000 $ 123,000
Kalamazoo County Michigan 3 $ 280,000 $ 93,000 $ 91,000
Kent County Michigan 3 $ 641,000 $ 213,000 $ 150,000
Olmsted County Minnesota 3 $ 204,000 $ 68,000 $ 52,000
Hinds County Mississippi 3 $ 285,000 $ 95,000 $ 139,000
Madison County Mississippi 3 $ 582,000 $ 194,000 $ 218,000
St. Louis County Missouri 3 $ 1,406,000 $ 468,000 $ 186,000
Dona Ana County New Mexico 3 $ 464,000 $ 154,000 $ 84,000
Chemung County New York 3 $ 61,000 $ 20,000 $ 51,000
Erie County New York 3 $ 143,000 $ 47,000 $ 371,000
Monroe County New York 3 $ 306,000 $ 102,000 $ 98,000
Ulster County New York 3 $ 257,000 $ 85,000 $ 252,000
Watauga County North Carolina 3 $ 310,000 $ 103,000 $ 104,000
Butler County Ohio 3 $ 144,000 $ 48,000 $ 121,000
Clackamas County Oregon 3 $ 192,000 $ 64,000 $ 95,000
Lane County Oregon 3 $ 173,000 $ 57,000 $ 41,000
Marion County Oregon 3 $ 150,000 $ 50,000 $ 69,000
Dauphin County Pennsylvania 3 $ 193,000 $ 64,000 $ 45,000
Delaware County Pennsylvania 3 $ 250,000 $ 83,000 $ 118,000
Fayette County Pennsylvania 3 $ 211,000 $ 70,000 $ 44,000
Lancaster County Pennsylvania 3 $ 528,000 $ 176,000 $ 97,000
Westmoreland County Pennsylvania 3 $ 627,000 $ 209,000 $ 84,000
Kent County Rhode Island 3 $ 360,000 $ 120,000 $ 92,000
York County South Carolina 3 $ 434,000 $ 144,000 $ 70,000
Knox County Tennessee 3 $ 456,000 $ 152,000 $ 73,000
Dallas County Texas 3 $ 358,000 $ 119,000 $ 122,000
Denton County Texas 3 $ 458,000 $ 152,000 $ 95,000
Fauquier County Virginia 3 $ 370,000 $ 123,000 $ 78,000
Harrison County West Virginia 3 $ 282,000 $ 94,000 $ 128,000
Buffalo County Wisconsin 3 $ 193,000 $ 64,000 $ 26,000
Baldwin County Alabama 2 $ 502,000 $ 251,000 $ 104,000
Shelby County Alabama 2 $ 135,000 $ 67,000 $ 82,000
Santa Cruz County Arizona 2 $ 286,000 $ 143,000 $ 63,000
Cleburne County Arkansas 2 $ 115,000 $ 57,000 $ 120,000
Mendocino County California 2 $ 344,000 $ 172,000 $ 92,000
San Mateo County California 2 $ 667,000 $ 333,000 $ 212,000
Santa Barbara County California 2 $ 529,000 $ 264,000 $ 98,000
Ventura County California 2 $ 189,000 $ 94,000 $ 210,000
Adams County Colorado 2 $ 86,000 $ 43,000 $ 84,000
Arapahoe County Colorado 2 $ 275,000 $ 137,000 $ 102,000
Lake County Colorado 2 $ 347,000 $ 173,000 $ 52,000
Larimer County Colorado 2 $ 199,000 $ 99,000 $ 119,000
Alachua County Florida 2 $ 177,000 $ 88,000 $ 118,000
Escambia County Florida 2 $ 82,000 $ 41,000 $ 55,000
Flagler County Florida 2 $ 366,000 $ 183,000 $ 108,000
Hernando County Florida 2 $ 378,000 $ 189,000 $ 91,000
Manatee County Florida 2 $ 162,000 $ 81,000 $ 108,000
Okaloosa County Florida 2 $ 430,000 $ 215,000 $ 99,000
Suwannee County Florida 2 $ 200,000 $ 100,000 $ 62,000
Camden County Georgia 2 $ 266,000 $ 133,000 $ 288,000
Carroll County Georgia 2 $ 150,000 $ 75,000 $ 125,000
Catoosa County Georgia 2 $ 139,000 $ 69,000 $ 62,000
Forsyth County Georgia 2 $ 254,000 $ 127,000 $ 86,000
Rockdale County Georgia 2 $ 96,000 $ 48,000 $ 97,000
Maui County Hawaii 2 $ 75,000 $ 37,000 $ 72,000
Blaine County Idaho 2 $ 340,000 $ 170,000 $ 52,000
Canyon County Idaho 2 $ 398,000 $ 199,000 $ 82,000
Teton County Idaho 2 $ 1,719,000 $ 859,000 $ 273,000
Twin Falls County Idaho 2 $ 270,000 $ 135,000 $ 57,000
Champaign County Illinois 2 $ 94,000 $ 47,000 $ 35,000
DeKalb County Illinois 2 $ 261,000 $ 130,000 $ 106,000
Lake County Illinois 2 $ 399,000 $ 199,000 $ 108,000
Madison County Illinois 2 $ 59,000 $ 29,000 $ 92,000
Marshall County Illinois 2 $ 286,000 $ 143,000 $ 67,000
McHenry County Illinois 2 $ 122,000 $ 61,000 $ 73,000
Peoria County Illinois 2 $ 81,000 $ 40,000 $ 50,000
St. Clair County Illinois 2 $ 243,000 $ 121,000 $ 63,000
Allen County Indiana 2 $ 86,000 $ 43,000 $ 58,000
Clark County Indiana 2 $ 166,000 $ 83,000 $ 70,000
Dearborn County Indiana 2 $ 554,000 $ 277,000 $ 126,000
Grant County Indiana 2 $ 90,000 $ 45,000 $ 109,000
Marion County Indiana 2 $ 69,000 $ 34,000 $ 169,000
Morgan County Indiana 2 $ 275,000 $ 137,000 $ 121,000
Vanderburgh County Indiana 2 $ 60,000 $ 30,000 $ 80,000
Dallas County Iowa 2 $ 262,000 $ 131,000 $ 105,000
Polk County Iowa 2 $ 315,000 $ 157,000 $ 66,000
Floyd County Kentucky 2 $ 327,000 $ 163,000 $ 274,000
East Baton Rouge County Louisiana 2 $ 45,000 $ 22,000 $ 73,000
Tangipahoa County Louisiana 2 $ 299,000 $ 149,000 $ 141,000
Cumberland County Maine 2 $ 152,000 $ 76,000 $ 109,000
Hancock County Maine 2 $ 706,000 $ 353,000 $ 168,000
Carroll County Maryland 2 $ 587,000 $ 293,000 $ 137,000
Frederick County Maryland 2 $ 400,000 $ 200,000 $ 183,000
Howard County Maryland 2 $ 170,000 $ 85,000 $ 184,000
Wicomico County Maryland 2 $ 315,000 $ 157,000 $ 551,000
Barnstable County Massachusetts 2 $ 483,000 $ 241,000 $ 205,000
Dukes County Massachusetts 2 $ 548,000 $ 274,000 $ 60,000
Hampden County Massachusetts 2 $ 294,000 $ 147,000 $ 160,000
Genesee County Michigan 2 $ 59,000 $ 29,000 $ 53,000
Livingston County Michigan 2 $ 84,000 $ 42,000 $ 97,000
Ottawa County Michigan 2 $ 193,000 $ 96,000 $ 112,000
Isanti County Minnesota 2 $ 242,000 $ 121,000 $ 106,000
Lafayette County Mississippi 2 $ 284,000 $ 142,000 $ 81,000
Lauderdale County Mississippi 2 $ 101,000 $ 50,000 $ 83,000
Ravalli County Montana 2 $ 87,000 $ 43,000 $ 78,000
Yellowstone County Montana 2 $ 114,000 $ 57,000 $ 66,000
Lancaster County Nebraska 2 $ 202,000 $ 101,000 $ 22,000
Nye County Nevada 2 $ 53,000 $ 26,000 $ 120,000
Cape May County New Jersey 2 $ 313,000 $ 156,000 $ 74,000
Lea County New Mexico 2 $ 168,000 $ 84,000 $ 92,000
Sandoval County New Mexico 2 $ 272,000 $ 136,000 $ 41,000
Essex County New York 2 $ 189,000 $ 94,000 $ 78,000
Greene County New York 2 $ 95,000 $ 47,000 $ 43,000
Putnam County New York 2 $ 40,000 $ 20,000 $ 70,000
Rockland County New York 2 $ 546,000 $ 273,000 $ 347,000
Warren County New York 2 $ 334,000 $ 167,000 $ 85,000
Cabarrus County North Carolina 2 $ 278,000 $ 139,000 $ 161,000
Catawba County North Carolina 2 $ 409,000 $ 204,000 $ 69,000
Dare County North Carolina 2 $ 410,000 $ 205,000 $ 127,000
Davidson County North Carolina 2 $ 83,000 $ 41,000 $ 73,000
Halifax County North Carolina 2 $ 90,000 $ 45,000 $ 50,000
Onslow County North Carolina 2 $ 53,000 $ 26,000 $ 87,000
Orange County North Carolina 2 $ 155,000 $ 77,000 $ 100,000
Randolph County North Carolina 2 $ 589,000 $ 294,000 $ 93,000
Rockingham County North Carolina 2 $ 167,000 $ 83,000 $ 35,000
Rogers County Oklahoma 2 $ 326,000 $ 163,000 $ 319,000
Washington County Oklahoma 2 $ 245,000 $ 122,000 $ 91,000
Crook County Oregon 2 $ 459,000 $ 229,000 $ 108,000
Klamath County Oregon 2 $ 200,000 $ 100,000 $ 48,000
Linn County Oregon 2 $ 177,000 $ 88,000 $ 99,000
Carbon County Pennsylvania 2 $ 159,000 $ 79,000 $ 145,000
Lackawanna County Pennsylvania 2 $ 163,000 $ 81,000 $ 85,000
Lebanon County Pennsylvania 2 $ 145,000 $ 72,000 $ 60,000
Lehigh County Pennsylvania 2 $ 250,000 $ 125,000 $ 106,000
Mercer County Pennsylvania 2 $ 67,000 $ 33,000 $ 28,000
Wayne County Pennsylvania 2 $ 235,000 $ 117,000 $ 53,000
Providence County Rhode Island 2 $ 313,000 $ 156,000 $ 67,000
Aiken County South Carolina 2 $ 482,000 $ 241,000 $ 92,000
Beaufort County South Carolina 2 $ 483,000 $ 241,000 $ 56,000
Greenville County South Carolina 2 $ 138,000 $ 69,000 $ 47,000
Minnehaha County South Dakota 2 $ 244,000 $ 122,000 $ 58,000
Rutherford County Tennessee 2 $ 237,000 $ 118,000 $ 81,000
Brazoria County Texas 2 $ 247,000 $ 123,000 $ 86,000
Comanche County Texas 2 $ 544,000 $ 272,000 $ 125,000
El Paso County Texas 2 $ 120,000 $ 60,000 $ 85,000
Erath County Texas 2 $ 560,000 $ 280,000 $ 218,000
Montgomery County Texas 2 $ 365,000 $ 182,000 $ 165,000
Taylor County Texas 2 $ 364,000 $ 182,000 $ 107,000
Accomack County Virginia 2 $ 73,000 $ 36,000 $ 71,000
Albemarle County Virginia 2 $ 474,000 $ 237,000 $ 165,000
Charlottesville County Virginia 2 $ 758,000 $ 379,000 $ 173,000
Hanover County Virginia 2 $ 171,000 $ 85,000 $ 93,000
Harrisonburg County Virginia 2 $ 299,000 $ 149,000 $ 77,000
Henrico County Virginia 2 $ 367,000 $ 183,000 $ 80,000
Manassas County Virginia 2 $ 175,000 $ 87,000 $ 102,000
Norfolk County Virginia 2 $ 640,000 $ 320,000 $ 57,000
Richmond City County Virginia 2 $ 45,000 $ 22,000 $ 80,000
Thurston County Washington 2 $ 385,000 $ 192,000 $ 60,000
Whatcom County Washington 2 $ 512,000 $ 256,000 $ 100,000
Berkeley County West Virginia 2 $ 26,000 $ 13,000 $ 74,000
Cabell County West Virginia 2 $ 57,000 $ 28,000 $ 20,000
Kenosha County Wisconsin 2 $ 479,000 $ 239,000 $ 178,000
St. Croix County Wisconsin 2 $ 99,000 $ 49,000 $ 177,000
Blount County Alabama 1 $ 173,000 $ 173,000 $ 69,000
Houston County Alabama 1 $ 117,000 $ 117,000 $ 0
Jackson County Alabama 1 $ 82,000 $ 82,000 $ 24,000
Morgan County Alabama 1 $ 21,000 $ 21,000 $ 97,000
St. Clair County Alabama 1 $ 10,000 $ 10,000 $ 85,000
Tuscaloosa County Alabama 1 $ 150,000 $ 150,000 $ 45,000
Washington County Alabama 1 $ 180,000 $ 180,000 $ 78,000
Fairbanks North Star County Alaska 1 $ 108,000 $ 108,000 $ 239,000
Juneau County Alaska 1 $ 84,000 $ 84,000 $ 90,000
Gila County Arizona 1 $ 316,000 $ 316,000 $ 275,000
Yavapai County Arizona 1 $ 250,000 $ 250,000 $ 93,000
Yuma County Arizona 1 $ 48,000 $ 48,000 $ 44,000
Faulkner County Arkansas 1 $ 46,000 $ 46,000 $ 104,000
Garland County Arkansas 1 $ 121,000 $ 121,000 $ 143,000
Hempstead County Arkansas 1 $ 23,000 $ 23,000 $ 40,000
Jefferson County Arkansas 1 $ 18,000 $ 18,000 $ 22,000
Johnson County Arkansas 1 $ 55,000 $ 55,000 $ 27,000
Mississippi County Arkansas 1 $ 50,000 $ 50,000 $ 62,000
Sebastian County Arkansas 1 $ 44,000 $ 44,000 $ 60,000
Butte County California 1 $ 55,000 $ 55,000 $ 63,000
Kings County California 1 $ 290,000 $ 290,000 $ 178,000
Madera County California 1 $ 72,000 $ 72,000 $ 94,000
Marin County California 1 $ 953,000 $ 953,000 $ 409,000
Merced County California 1 $ 40,000 $ 40,000 $ 71,000
Monterey County California 1 $ 138,000 $ 138,000 $ 214,000
Napa County California 1 $ 50,000 $ 50,000 $ 196,000
Nevada County California 1 $ 70,000 $ 70,000 $ 170,000
San Luis Obispo County California 1 $ 392,000 $ 392,000 $ 150,000
Santa Cruz County California 1 $ 669,000 $ 669,000 $ 234,000
Shasta County California 1 $ 100,000 $ 100,000 $ 45,000
Solano County California 1 $ 353,000 $ 353,000 $ 148,000
Tulare County California 1 $ 80,000 $ 80,000 $ 37,000
Tuolumne County California 1 $ 45,000 $ 45,000 $ 30,000
Archuleta County Colorado 1 $ 30,000 $ 30,000 $ 55,000
Costilla County Colorado 1 $ 31,000 $ 31,000 $ 20,000
Eagle County Colorado 1 $ 30,000 $ 30,000 $ 80,000
Garfield County Colorado 1 $ 317,000 $ 317,000 $ 58,000
Mesa County Colorado 1 $ 260,000 $ 260,000 $ 193,000
Mineral County Colorado 1 $ 144,000 $ 144,000 $ 98,000
Pueblo County Colorado 1 $ 25,000 $ 25,000 $ 116,000
Summit County Colorado 1 $ 206,000 $ 206,000 $ 101,000
Citrus County Florida 1 $ 105,000 $ 105,000 $ 36,000
Gadsden County Florida 1 $ 37,000 $ 37,000 $ 150,000
Hardee County Florida 1 $ 66,000 $ 66,000 $ 130,000
Holmes County Florida 1 $ 90,000 $ 90,000 $ 17,000
Martin County Florida 1 $ 565,000 $ 565,000 $ 167,000
Monroe County Florida 1 $ 60,000 $ 60,000 $ 148,000
Nassau County Florida 1 $ 208,000 $ 208,000 $ 167,000
Okeechobee County Florida 1 $ 50,000 $ 50,000 $ 83,000
Sumter County Florida 1 $ 353,000 $ 353,000 $ 162,000
Washington County Florida 1 $ 400,000 $ 400,000 $ 125,000
Barrow County Georgia 1 $ 50,000 $ 50,000 $ 165,000
Bibb County Georgia 1 $ 217,000 $ 217,000 $ 83,000
Chatham County Georgia 1 $ 225,000 $ 225,000 $ 220,000
Clarke County Georgia 1 $ 127,000 $ 127,000 $ 147,000
Clay County Georgia 1 $ 225,000 $ 225,000 $ 82,000
Crisp County Georgia 1 $ 76,000 $ 76,000 $ 122,000
Early County Georgia 1 $ 101,000 $ 101,000 $ 136,000
Elbert County Georgia 1 $ 130,000 $ 130,000 $ 32,000
Fayette County Georgia 1 $ 108,000 $ 108,000 $ 122,000
Floyd County Georgia 1 $ 186,000 $ 186,000 $ 300,000
Gordon County Georgia 1 $ 16,000 $ 16,000 $ 52,000
Habersham County Georgia 1 $ 15,000 $ 15,000 $ 135,000
Hall County Georgia 1 $ 90,000 $ 90,000 $ 126,000
McIntosh County Georgia 1 $ 108,000 $ 108,000 $ 60,000
Meriwether County Georgia 1 $ 88,000 $ 88,000 $ 72,000
Paulding County Georgia 1 $ 33,000 $ 33,000 $ 64,000
Peach County Georgia 1 $ 22,000 $ 22,000 $ 36,000
Pickens County Georgia 1 $ 222,000 $ 222,000 $ 59,000
Pierce County Georgia 1 $ 18,000 $ 18,000 $ 75,000
Richmond County Georgia 1 $ 138,000 $ 138,000 $ 107,000
Spalding County Georgia 1 $ 50,000 $ 50,000 $ 82,000
Walker County Georgia 1 $ 86,000 $ 86,000 $ 19,000
Whitfield County Georgia 1 $ 163,000 $ 163,000 $ 65,000
Kauai County Hawaii 1 $ 344,000 $ 344,000 $ 66,000
Kootenai County Idaho 1 $ 25,000 $ 25,000 $ 54,000
Nez Perce County Idaho 1 $ 38,000 $ 38,000 $ 38,000
Valley County Idaho 1 $ 92,000 $ 92,000 $ 128,000
Boone County Illinois 1 $ 335,000 $ 335,000 $ 100,000
Calhoun County Illinois 1 $ 15,000 $ 15,000 $ 64,000
Henry County Illinois 1 $ 32,000 $ 32,000 $ 28,000
Kankakee County Illinois 1 $ 360,000 $ 360,000 $ 95,000
Marion County Illinois 1 $ 25,000 $ 25,000 $ 36,000
Monroe County Illinois 1 $ 86,000 $ 86,000 $ 116,000
Ogle County Illinois 1 $ 54,000 $ 54,000 $ 48,000
Rock Island County Illinois 1 $ 55,000 $ 55,000 $ 103,000
Stephenson County Illinois 1 $ 60,000 $ 60,000 $ 81,000
Vermilion County Illinois 1 $ 135,000 $ 135,000 $ 40,000
Williamson County Illinois 1 $ 30,000 $ 30,000 $ 114,000
Winnebago County Illinois 1 $ 180,000 $ 180,000 $ 79,000
Bartholomew County Indiana 1 $ 35,000 $ 35,000 $ 29,000
Clinton County Indiana 1 $ 118,000 $ 118,000 $ 58,000
Crawford County Indiana 1 $ 20,000 $ 20,000 $ 54,000
Hendricks County Indiana 1 $ 255,000 $ 255,000 $ 103,000
Howard County Indiana 1 $ 35,000 $ 35,000 $ 186,000
Johnson County Indiana 1 $ 96,000 $ 96,000 $ 75,000
Kosciusko County Indiana 1 $ 180,000 $ 180,000 $ 50,000
Madison County Indiana 1 $ 180,000 $ 180,000 $ 89,000
Monroe County Indiana 1 $ 323,000 $ 323,000 $ 93,000
Porter County Indiana 1 $ 120,000 $ 120,000 $ 91,000
Wayne County Indiana 1 $ 200,000 $ 200,000 $ 41,000
Adair County Iowa 1 $ 102,000 $ 102,000 $ 30,000
Clayton County Iowa 1 $ 190,000 $ 190,000 $ 73,000
Jefferson County Iowa 1 $ 65,000 $ 65,000 $ 160,000
Osceola County Iowa 1 $ 44,000 $ 44,000 $ 117,000
Woodbury County Iowa 1 $ 111,000 $ 111,000 $ 92,000
Butler County Kansas 1 $ 20,000 $ 20,000 $ 91,000
Douglas County Kansas 1 $ 276,000 $ 276,000 $ 135,000
Geary County Kansas 1 $ 49,000 $ 49,000 $ 65,000
Pratt County Kansas 1 $ 20,000 $ 20,000 $ 70,000
Bourbon County Kentucky 1 $ 60,000 $ 60,000 $ 110,000
Fayette County Kentucky 1 $ 30,000 $ 30,000 $ 104,000
Jessamine County Kentucky 1 $ 38,000 $ 38,000 $ 35,000
Kenton County Kentucky 1 $ 17,000 $ 17,000 $ 60,000
Oldham County Kentucky 1 $ 193,000 $ 193,000 $ 72,000
Pike County Kentucky 1 $ 50,000 $ 50,000 $ 95,000
Spencer County Kentucky 1 $ 80,000 $ 80,000 $ 49,000
Warren County Kentucky 1 $ 149,000 $ 149,000 $ 65,000
Bossier County Louisiana 1 $ 184,000 $ 184,000 $ 113,000
Caddo County Louisiana 1 $ 26,000 $ 26,000 $ 90,000
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Mortgage Loan Application Detail Totals for American Express Bank, Fsb in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,447 $227,713,000 $157,000 $3,900,000 $106,000 $984,000
Home Improvement 764 $56,669,000 $74,000 $587,000 $106,000 $2,808,000
Home Purchase 571 $142,768,000 $250,000 $1,496,000 $133,000 $1,150,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,518 $244,824,000 $161,000 $3,900,000 $115,000 $1,150,000
Not Provided 668 $93,806,000 $140,000 $1,496,000 $113,000 $1,025,000
Black or African American 241 $35,295,000 $146,000 $850,000 $92,000 $936,000
Hispanic 216 $32,720,000 $151,000 $1,000,000 $111,000 $2,808,000
Asian 120 $17,989,000 $149,000 $637,000 $105,000 $445,000
American Indian or Alaskan Native 12 $1,388,000 $115,000 $203,000 $64,000 $103,000
Native Hawaiian or Other Pacific Islander 7 $1,128,000 $161,000 $344,000 $111,000 $205,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,782 $427,150,000 $153,000 $3,900,000 $111,000 $2,808,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,024 $275,572,000 $136,000 $1,200,000 $111,000 $2,808,000
Application Denied By Financial Institution 466 $85,936,000 $184,000 $3,900,000 $100,000 $984,000
Application Withdrawn By Applicant 198 $42,142,000 $212,000 $1,496,000 $134,000 $950,000
Application Approved But Not Accepted 78 $18,745,000 $240,000 $587,000 $120,000 $1,025,000
File Closed For Incompleteness 16 $4,755,000 $297,000 $640,000 $176,000 $654,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 160 $14,288,000 $89,000 $500,000 $91,000 $555,000
Collateral 126 $29,596,000 $234,000 $3,900,000 $112,000 $960,000
Debt-To-Income Ratio 124 $26,773,000 $215,000 $1,158,000 $75,000 $420,000
Other 20 $3,840,000 $192,000 $669,000 $109,000 $400,000
Insufficient Cash (Downpayment, Closing Cost) 16 $4,101,000 $256,000 $1,230,000 $139,000 $699,000
Credit Application Incomplete 14 $5,713,000 $408,000 $1,500,000 $226,000 $984,000
Unverifiable Information 4 $1,133,000 $283,000 $492,000 $185,000 $324,000
Employment History 2 $492,000 $246,000 $383,000 $147,000 $170,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Express Bank, Fsb's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Express Bank, Fsb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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