American Home Loans
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

American Home Loans 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address American Home Loans
17991 Cowan
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 4,319
Total Mortgage Loan Application Amount $876,660,000
Average Mortgage Loan Application Amount $159,988
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $62,047
Highest Applicant Income $1,440,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with American Home Loans. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Home Loans's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down American Home Loans's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Home Loans serves its applicants.

Each category highlights the total number of mortgage applications processed by American Home Loans, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Home Loans's mortgage activity for 2004.

Mortgage Loan Application Totals for American Home Loans by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 720 $ 157,852,000 $ 219,000 $ 69,000
San Diego County California 337 $ 84,947,000 $ 252,000 $ 78,000
Orange County California 280 $ 84,667,000 $ 302,000 $ 80,000
San Bernardino County California 256 $ 48,046,000 $ 187,000 $ 69,000
Riverside County California 242 $ 51,726,000 $ 213,000 $ 74,000
Clark County Nevada 140 $ 25,678,000 $ 183,000 $ 90,000
Maricopa County Arizona 98 $ 12,844,000 $ 131,000 $ 53,000
Sacramento County California 93 $ 16,813,000 $ 180,000 $ 96,000
Cook County Illinois 89 $ 13,475,000 $ 151,000 $ 57,000
Alameda County California 73 $ 18,977,000 $ 259,000 $ 75,000
Contra Costa County California 66 $ 12,905,000 $ 195,000 $ 53,000
Santa Clara County California 60 $ 18,108,000 $ 301,000 $ 97,000
Ventura County California 42 $ 11,382,000 $ 271,000 $ 77,000
San Joaquin County California 41 $ 8,061,000 $ 196,000 $ 66,000
Imperial County California 37 $ 4,619,000 $ 124,000 $ 54,000
Honolulu County Hawaii 37 $ 10,316,000 $ 278,000 $ 112,000
Suffolk County New York 37 $ 9,149,000 $ 247,000 $ 88,000
Bronx County New York 34 $ 6,764,000 $ 198,000 $ 64,000
San Mateo County California 33 $ 11,248,000 $ 340,000 $ 124,000
Santa Cruz County California 33 $ 8,357,000 $ 253,000 $ 53,000
Hennepin County Minnesota 30 $ 5,224,000 $ 174,000 $ 89,000
Queens County New York 30 $ 8,016,000 $ 267,000 $ 63,000
Nassau County New York 29 $ 8,022,000 $ 276,000 $ 75,000
Kings County New York 28 $ 6,946,000 $ 248,000 $ 49,000
Prince George's County Maryland 26 $ 5,592,000 $ 215,000 $ 110,000
Arapahoe County Colorado 25 $ 2,971,000 $ 118,000 $ 43,000
Broward County Florida 24 $ 4,520,000 $ 188,000 $ 76,000
Monterey County California 23 $ 5,294,000 $ 230,000 $ 81,000
El Paso County Colorado 23 $ 2,841,000 $ 123,000 $ 32,000
Miami-Dade County Florida 23 $ 4,558,000 $ 198,000 $ 48,000
Adams County Colorado 22 $ 3,281,000 $ 149,000 $ 71,000
Fresno County California 19 $ 2,269,000 $ 119,000 $ 53,000
Solano County California 19 $ 4,393,000 $ 231,000 $ 72,000
Wayne County Michigan 19 $ 1,985,000 $ 104,000 $ 58,000
Howell County Missouri 18 $ 1,385,000 $ 76,000 $ 21,000
Kern County California 17 $ 2,363,000 $ 139,000 $ 46,000
Placer County California 17 $ 4,949,000 $ 291,000 $ 96,000
Santa Barbara County California 17 $ 3,456,000 $ 203,000 $ 51,000
Stanislaus County California 14 $ 2,284,000 $ 163,000 $ 78,000
Orange County Florida 13 $ 1,512,000 $ 116,000 $ 42,000
Palm Beach County Florida 12 $ 1,330,000 $ 110,000 $ 63,000
Essex County New Jersey 12 $ 2,105,000 $ 175,000 $ 80,000
Denver County Colorado 11 $ 1,500,000 $ 136,000 $ 26,000
Bernalillo County New Mexico 11 $ 849,000 $ 77,000 $ 16,000
Westchester County New York 11 $ 2,557,000 $ 232,000 $ 103,000
Franklin County Ohio 11 $ 844,000 $ 76,000 $ 47,000
Bexar County Texas 11 $ 834,000 $ 75,000 $ 81,000
Mohave County Arizona 10 $ 1,102,000 $ 110,000 $ 22,000
Pima County Arizona 10 $ 1,302,000 $ 130,000 $ 91,000
New Haven County Connecticut 10 $ 1,690,000 $ 169,000 $ 48,000
Jefferson County Illinois 10 $ 843,000 $ 84,000 $ 79,000
Will County Illinois 10 $ 1,315,000 $ 131,000 $ 69,000
Pinal County Arizona 9 $ 1,990,000 $ 221,000 $ 49,000
Butte County California 9 $ 1,218,000 $ 135,000 $ 33,000
El Dorado County California 9 $ 1,900,000 $ 211,000 $ 149,000
Madera County California 9 $ 1,059,000 $ 117,000 $ 33,000
Hillsborough County Florida 9 $ 692,000 $ 76,000 $ 89,000
Montgomery County Maryland 9 $ 2,577,000 $ 286,000 $ 91,000
Morris County New Jersey 9 $ 1,893,000 $ 210,000 $ 51,000
San Francisco County California 8 $ 3,369,000 $ 421,000 $ 188,000
Tulare County California 8 $ 843,000 $ 105,000 $ 127,000
Jefferson County Colorado 8 $ 918,000 $ 114,000 $ 66,000
Pinellas County Florida 8 $ 1,059,000 $ 132,000 $ 36,000
Lancaster County Nebraska 8 $ 877,000 $ 109,000 $ 43,000
Erie County New York 8 $ 642,000 $ 80,000 $ 43,000
King County Washington 8 $ 1,736,000 $ 217,000 $ 19,000
Sonoma County California 7 $ 1,943,000 $ 277,000 $ 139,000
Sutter County California 7 $ 944,000 $ 134,000 $ 57,000
Fairfield County Connecticut 7 $ 1,137,000 $ 162,000 $ 93,000
New Castle County Delaware 7 $ 1,275,000 $ 182,000 $ 30,000
District of Columbia County District Of Columbia 7 $ 1,353,000 $ 193,000 $ 62,000
Sarasota County Florida 7 $ 1,022,000 $ 146,000 $ 51,000
Kauai County Hawaii 7 $ 3,064,000 $ 437,000 $ 120,000
Lake County Indiana 7 $ 671,000 $ 95,000 $ 46,000
Harford County Maryland 7 $ 729,000 $ 104,000 $ 48,000
Anoka County Minnesota 7 $ 1,399,000 $ 199,000 $ 64,000
Bergen County New Jersey 7 $ 1,901,000 $ 271,000 $ 33,000
Middlesex County New Jersey 7 $ 1,628,000 $ 232,000 $ 53,000
Monmouth County New Jersey 7 $ 1,850,000 $ 264,000 $ 72,000
Allegheny County Pennsylvania 7 $ 615,000 $ 87,000 $ 57,000
Philadelphia County Pennsylvania 7 $ 776,000 $ 110,000 $ 34,000
Westmoreland County Pennsylvania 7 $ 583,000 $ 83,000 $ 13,000
Pierce County Washington 7 $ 1,328,000 $ 189,000 $ 14,000
Marin County California 6 $ 1,875,000 $ 312,000 $ 238,000
Merced County California 6 $ 992,000 $ 165,000 $ 46,000
Weld County Colorado 6 $ 573,000 $ 95,000 $ 65,000
Duval County Florida 6 $ 810,000 $ 135,000 $ 37,000
Hawaii County Hawaii 6 $ 2,114,000 $ 352,000 $ 13,000
Maui County Hawaii 6 $ 2,486,000 $ 414,000 $ 153,000
Orleans County Louisiana 6 $ 518,000 $ 86,000 $ 41,000
Macomb County Michigan 6 $ 699,000 $ 116,000 $ 63,000
St. Louis County Missouri 6 $ 748,000 $ 124,000 $ 53,000
Washoe County Nevada 6 $ 984,000 $ 164,000 $ 74,000
Dutchess County New York 6 $ 1,262,000 $ 210,000 $ 168,000
Jackson County Oregon 6 $ 694,000 $ 115,000 $ 87,000
Yuma County Arizona 5 $ 457,000 $ 91,000 $ 55,000
Yolo County California 5 $ 1,000,000 $ 200,000 $ 82,000
Boulder County Colorado 5 $ 934,000 $ 186,000 $ 148,000
Lee County Florida 5 $ 480,000 $ 96,000 $ 34,000
Seminole County Florida 5 $ 600,000 $ 120,000 $ 26,000
Ouachita County Louisiana 5 $ 822,000 $ 164,000 $ 73,000
Ramsey County Minnesota 5 $ 611,000 $ 122,000 $ 44,000
Lyon County Nevada 5 $ 579,000 $ 115,000 $ 41,000
Burlington County New Jersey 5 $ 1,569,000 $ 313,000 $ 101,000
Camden County New Jersey 5 $ 610,000 $ 122,000 $ 41,000
Ocean County New Jersey 5 $ 1,637,000 $ 327,000 $ 40,000
Orange County New York 5 $ 537,000 $ 107,000 $ 40,000
Mahoning County Ohio 5 $ 459,000 $ 91,000 $ 22,000
Tulsa County Oklahoma 5 $ 328,000 $ 65,000 $ 37,000
Davidson County Tennessee 5 $ 555,000 $ 111,000 $ 76,000
Harris County Texas 5 $ 561,000 $ 112,000 $ 77,000
Prince William County Virginia 5 $ 985,000 $ 197,000 $ 61,000
Yavapai County Arizona 4 $ 680,000 $ 170,000 $ 82,000
Kings County California 4 $ 309,000 $ 77,000 $ 30,000
San Luis Obispo County California 4 $ 808,000 $ 202,000 $ 69,000
Shasta County California 4 $ 688,000 $ 172,000 $ 65,000
Hartford County Connecticut 4 $ 619,000 $ 154,000 $ 12,000
Brevard County Florida 4 $ 549,000 $ 137,000 $ 28,000
Ingham County Michigan 4 $ 619,000 $ 154,000 $ 29,000
Sandoval County New Mexico 4 $ 610,000 $ 152,000 $ 50,000
New York County New York 4 $ 1,459,000 $ 364,000 $ 55,000
Richmond County New York 4 $ 973,000 $ 243,000 $ 62,000
Rockland County New York 4 $ 942,000 $ 235,000 $ 63,000
Wake County North Carolina 4 $ 466,000 $ 116,000 $ 65,000
Rogers County Oklahoma 4 $ 347,000 $ 86,000 $ 126,000
Deschutes County Oregon 4 $ 829,000 $ 207,000 $ 73,000
Dorchester County South Carolina 4 $ 270,000 $ 67,000 $ 73,000
Utah County Utah 4 $ 992,000 $ 248,000 $ 78,000
Snohomish County Washington 4 $ 838,000 $ 209,000 $ 90,000
Kenai Peninsula County Alaska 3 $ 686,000 $ 228,000 $ 36,000
San Benito County California 3 $ 1,681,000 $ 560,000 $ 104,000
Tuolumne County California 3 $ 380,000 $ 126,000 $ 30,000
Douglas County Colorado 3 $ 933,000 $ 311,000 $ 87,000
Garfield County Colorado 3 $ 1,099,000 $ 366,000 $ 86,000
Pueblo County Colorado 3 $ 217,000 $ 72,000 $ 17,000
Bay County Florida 3 $ 237,000 $ 79,000 $ 35,000
Charlotte County Florida 3 $ 506,000 $ 168,000 $ 25,000
Collier County Florida 3 $ 509,000 $ 169,000 $ 54,000
Pasco County Florida 3 $ 306,000 $ 102,000 $ 73,000
Volusia County Florida 3 $ 753,000 $ 251,000 $ 158,000
Kane County Illinois 3 $ 512,000 $ 170,000 $ 17,000
Peoria County Illinois 3 $ 157,000 $ 52,000 $ 30,000
Tazewell County Illinois 3 $ 210,000 $ 70,000 $ 55,000
Whiteside County Illinois 3 $ 266,000 $ 88,000 $ 36,000
Jefferson County Kentucky 3 $ 368,000 $ 122,000 $ 0
Jefferson County Louisiana 3 $ 430,000 $ 143,000 $ 45,000
Baltimore City County Maryland 3 $ 327,000 $ 109,000 $ 46,000
Middlesex County Massachusetts 3 $ 1,160,000 $ 386,000 $ 48,000
Suffolk County Massachusetts 3 $ 858,000 $ 286,000 $ 65,000
Genesee County Michigan 3 $ 253,000 $ 84,000 $ 8,000
Oakland County Michigan 3 $ 1,026,000 $ 342,000 $ 103,000
Dakota County Minnesota 3 $ 1,152,000 $ 384,000 $ 196,000
Scott County Minnesota 3 $ 524,000 $ 174,000 $ 62,000
Sherburne County Minnesota 3 $ 437,000 $ 145,000 $ 40,000
St. Louis County Minnesota 3 $ 230,000 $ 76,000 $ 36,000
Washington County Minnesota 3 $ 768,000 $ 256,000 $ 66,000
Gloucester County New Jersey 3 $ 499,000 $ 166,000 $ 62,000
Hudson County New Jersey 3 $ 860,000 $ 286,000 $ 40,000
Mercer County New Jersey 3 $ 515,000 $ 171,000 $ 82,000
Union County New Jersey 3 $ 678,000 $ 226,000 $ 33,000
Santa Fe County New Mexico 3 $ 421,000 $ 140,000 $ 69,000
Niagara County New York 3 $ 338,000 $ 112,000 $ 62,000
Saratoga County New York 3 $ 453,000 $ 151,000 $ 0
Licking County Ohio 3 $ 364,000 $ 121,000 $ 105,000
Trumbull County Ohio 3 $ 401,000 $ 133,000 $ 14,000
Lane County Oregon 3 $ 317,000 $ 105,000 $ 130,000
Berks County Pennsylvania 3 $ 363,000 $ 121,000 $ 59,000
Bucks County Pennsylvania 3 $ 418,000 $ 139,000 $ 78,000
Monroe County Pennsylvania 3 $ 638,000 $ 212,000 $ 80,000
Pike County Pennsylvania 3 $ 424,000 $ 141,000 $ 78,000
Pennington County South Dakota 3 $ 261,000 $ 87,000 $ 29,000
Knox County Tennessee 3 $ 476,000 $ 158,000 $ 96,000
Shelby County Tennessee 3 $ 161,000 $ 53,000 $ 175,000
Dallas County Texas 3 $ 313,000 $ 104,000 $ 62,000
Williamson County Texas 3 $ 291,000 $ 97,000 $ 50,000
Fairfax County Virginia 3 $ 723,000 $ 241,000 $ 106,000
Kitsap County Washington 3 $ 326,000 $ 108,000 $ 42,000
Mason County Washington 3 $ 405,000 $ 135,000 $ 0
Anchorage County Alaska 2 $ 468,000 $ 234,000 $ 91,000
Cochise County Arizona 2 $ 172,000 $ 86,000 $ 0
Marion County Arkansas 2 $ 150,000 $ 75,000 $ 53,000
Inyo County California 2 $ 248,000 $ 124,000 $ 0
Mendocino County California 2 $ 418,000 $ 209,000 $ 45,000
Manatee County Florida 2 $ 369,000 $ 184,000 $ 56,000
Marion County Florida 2 $ 194,000 $ 97,000 $ 33,000
Putnam County Florida 2 $ 227,000 $ 113,000 $ 114,000
Santa Rosa County Florida 2 $ 318,000 $ 159,000 $ 184,000
Champaign County Illinois 2 $ 220,000 $ 110,000 $ 43,000
Lake County Illinois 2 $ 659,000 $ 329,000 $ 106,000
LaSalle County Illinois 2 $ 83,000 $ 41,000 $ 27,000
Williamson County Illinois 2 $ 198,000 $ 99,000 $ 36,000
LaPorte County Indiana 2 $ 269,000 $ 134,000 $ 15,000
Lawrence County Indiana 2 $ 217,000 $ 108,000 $ 54,000
Woodbury County Iowa 2 $ 199,000 $ 99,000 $ 277,000
Johnson County Kentucky 2 $ 190,000 $ 95,000 $ 44,000
Oldham County Kentucky 2 $ 99,000 $ 49,000 $ 0
East Baton Rouge County Louisiana 2 $ 65,000 $ 32,000 $ 130,000
St. John the Baptist County Louisiana 2 $ 200,000 $ 100,000 $ 21,000
York County Maine 2 $ 344,000 $ 172,000 $ 63,000
Charles County Maryland 2 $ 417,000 $ 208,000 $ 64,000
Allegan County Michigan 2 $ 553,000 $ 276,000 $ 123,000
Iosco County Michigan 2 $ 286,000 $ 143,000 $ 63,000
Monroe County Michigan 2 $ 166,000 $ 83,000 $ 85,000
Blue Earth County Minnesota 2 $ 215,000 $ 107,000 $ 22,000
Isanti County Minnesota 2 $ 397,000 $ 198,000 $ 60,000
Polk County Minnesota 2 $ 129,000 $ 64,000 $ 42,000
Jasper County Missouri 2 $ 175,000 $ 87,000 $ 22,000
St. Charles County Missouri 2 $ 324,000 $ 162,000 $ 19,000
St. Louis City County Missouri 2 $ 89,000 $ 44,000 $ 40,000
Douglas County Nebraska 2 $ 110,000 $ 55,000 $ 39,000
Saline County Nebraska 2 $ 209,000 $ 104,000 $ 60,000
Carson City County Nevada 2 $ 432,000 $ 216,000 $ 0
Hillsborough County New Hampshire 2 $ 424,000 $ 212,000 $ 36,000
Rockingham County New Hampshire 2 $ 390,000 $ 195,000 $ 0
Passaic County New Jersey 2 $ 412,000 $ 206,000 $ 31,000
Chemung County New York 2 $ 216,000 $ 108,000 $ 36,000
Clinton County New York 2 $ 143,000 $ 71,000 $ 0
Delaware County New York 2 $ 289,000 $ 144,000 $ 50,000
Monroe County New York 2 $ 258,000 $ 129,000 $ 88,000
Oneida County New York 2 $ 134,000 $ 67,000 $ 12,000
Onondaga County New York 2 $ 181,000 $ 90,000 $ 57,000
Otsego County New York 2 $ 232,000 $ 116,000 $ 53,000
Rensselaer County New York 2 $ 200,000 $ 100,000 $ 32,000
Catawba County North Carolina 2 $ 480,000 $ 240,000 $ 0
Guilford County North Carolina 2 $ 388,000 $ 194,000 $ 15,000
New Hanover County North Carolina 2 $ 183,000 $ 91,000 $ 67,000
Coshocton County Ohio 2 $ 165,000 $ 82,000 $ 62,000
Williams County Ohio 2 $ 159,000 $ 79,000 $ 45,000
Oklahoma County Oklahoma 2 $ 163,000 $ 81,000 $ 33,000
Wagoner County Oklahoma 2 $ 115,000 $ 57,000 $ 0
Multnomah County Oregon 2 $ 315,000 $ 157,000 $ 41,000
Washington County Oregon 2 $ 390,000 $ 195,000 $ 91,000
Delaware County Pennsylvania 2 $ 167,000 $ 83,000 $ 43,000
Lackawanna County Pennsylvania 2 $ 140,000 $ 70,000 $ 0
Lancaster County Pennsylvania 2 $ 211,000 $ 105,000 $ 0
Luzerne County Pennsylvania 2 $ 259,000 $ 129,000 $ 56,000
Lycoming County Pennsylvania 2 $ 168,000 $ 84,000 $ 54,000
Montgomery County Pennsylvania 2 $ 353,000 $ 176,000 $ 46,000
Wayne County Pennsylvania 2 $ 250,000 $ 125,000 $ 238,000
Lawrence County South Dakota 2 $ 130,000 $ 65,000 $ 42,000
Bradley County Tennessee 2 $ 200,000 $ 100,000 $ 0
Sullivan County Tennessee 2 $ 214,000 $ 107,000 $ 69,000
Rusk County Texas 2 $ 118,000 $ 59,000 $ 52,000
Tarrant County Texas 2 $ 227,000 $ 113,000 $ 44,000
Travis County Texas 2 $ 263,000 $ 131,000 $ 90,000
Salt Lake County Utah 2 $ 4,128,000 $ 2,064,000 $ 565,000
Weber County Utah 2 $ 120,000 $ 60,000 $ 28,000
Bennington County Vermont 2 $ 696,000 $ 348,000 $ 80,000
Henrico County Virginia 2 $ 284,000 $ 142,000 $ 23,000
Whatcom County Washington 2 $ 251,000 $ 125,000 $ 39,000
Sheboygan County Wisconsin 2 $ 251,000 $ 125,000 $ 0
Albany County Wyoming 2 $ 492,000 $ 246,000 $ 68,000
Fairbanks North Star County Alaska 1 $ 167,000 $ 167,000 $ 0
Juneau County Alaska 1 $ 225,000 $ 225,000 $ 84,000
Graham County Arizona 1 $ 120,000 $ 120,000 $ 83,000
Baxter County Arkansas 1 $ 40,000 $ 40,000 $ 13,000
Jefferson County Arkansas 1 $ 100,000 $ 100,000 $ 60,000
Pulaski County Arkansas 1 $ 60,000 $ 60,000 $ 53,000
Calaveras County California 1 $ 196,000 $ 196,000 $ 46,000
Mono County California 1 $ 185,000 $ 185,000 $ 0
Nevada County California 1 $ 275,000 $ 275,000 $ 190,000
Siskiyou County California 1 $ 60,000 $ 60,000 $ 0
Yuba County California 1 $ 241,000 $ 241,000 $ 0
Broomfield County Colorado 1 $ 191,000 $ 191,000 $ 92,000
Elbert County Colorado 1 $ 360,000 $ 360,000 $ 0
La Plata County Colorado 1 $ 126,000 $ 126,000 $ 61,000
Larimer County Colorado 1 $ 551,000 $ 551,000 $ 130,000
Lincoln County Colorado 1 $ 66,000 $ 66,000 $ 121,000
Mesa County Colorado 1 $ 129,000 $ 129,000 $ 0
Montrose County Colorado 1 $ 308,000 $ 308,000 $ 0
Summit County Colorado 1 $ 38,000 $ 38,000 $ 36,000
Middlesex County Connecticut 1 $ 153,000 $ 153,000 $ 74,000
Tolland County Connecticut 1 $ 189,000 $ 189,000 $ 46,000
Windham County Connecticut 1 $ 129,000 $ 129,000 $ 0
Sussex County Delaware 1 $ 120,000 $ 120,000 $ 0
Alachua County Florida 1 $ 224,000 $ 224,000 $ 0
Clay County Florida 1 $ 216,000 $ 216,000 $ 89,000
Columbia County Florida 1 $ 81,000 $ 81,000 $ 17,000
Escambia County Florida 1 $ 47,000 $ 47,000 $ 0
Flagler County Florida 1 $ 150,000 $ 150,000 $ 60,000
Franklin County Florida 1 $ 293,000 $ 293,000 $ 86,000
Gadsden County Florida 1 $ 125,000 $ 125,000 $ 18,000
Martin County Florida 1 $ 168,000 $ 168,000 $ 0
Nassau County Florida 1 $ 83,000 $ 83,000 $ 0
Osceola County Florida 1 $ 47,000 $ 47,000 $ 83,000
Polk County Florida 1 $ 135,000 $ 135,000 $ 87,000
St. Johns County Florida 1 $ 220,000 $ 220,000 $ 122,000
St. Lucie County Florida 1 $ 108,000 $ 108,000 $ 0
Suwannee County Florida 1 $ 112,000 $ 112,000 $ 0
Washington County Florida 1 $ 106,000 $ 106,000 $ 0
Bonner County Idaho 1 $ 125,000 $ 125,000 $ 28,000
Canyon County Idaho 1 $ 74,000 $ 74,000 $ 41,000
Kootenai County Idaho 1 $ 163,000 $ 163,000 $ 0
Nez Perce County Idaho 1 $ 156,000 $ 156,000 $ 36,000
Payette County Idaho 1 $ 173,000 $ 173,000 $ 40,000
Bureau County Illinois 1 $ 116,000 $ 116,000 $ 46,000
De Witt County Illinois 1 $ 112,000 $ 112,000 $ 84,000
DuPage County Illinois 1 $ 66,000 $ 66,000 $ 72,000
Edgar County Illinois 1 $ 64,000 $ 64,000 $ 40,000
Grundy County Illinois 1 $ 114,000 $ 114,000 $ 46,000
Iroquois County Illinois 1 $ 86,000 $ 86,000 $ 67,000
Kankakee County Illinois 1 $ 115,000 $ 115,000 $ 33,000
Macoupin County Illinois 1 $ 149,000 $ 149,000 $ 44,000
McLean County Illinois 1 $ 115,000 $ 115,000 $ 50,000
Mercer County Illinois 1 $ 85,000 $ 85,000 $ 43,000
Ogle County Illinois 1 $ 228,000 $ 228,000 $ 80,000
Rock Island County Illinois 1 $ 78,000 $ 78,000 $ 46,000
Saline County Illinois 1 $ 57,000 $ 57,000 $ 31,000
Stephenson County Illinois 1 $ 138,000 $ 138,000 $ 38,000
Vermilion County Illinois 1 $ 132,000 $ 132,000 $ 42,000
Winnebago County Illinois 1 $ 174,000 $ 174,000 $ 140,000
Allen County Indiana 1 $ 313,000 $ 313,000 $ 90,000
Clay County Indiana 1 $ 80,000 $ 80,000 $ 40,000
Clinton County Indiana 1 $ 61,000 $ 61,000 $ 0
Dearborn County Indiana 1 $ 126,000 $ 126,000 $ 55,000
Franklin County Indiana 1 $ 104,000 $ 104,000 $ 45,000
Hancock County Indiana 1 $ 183,000 $ 183,000 $ 128,000
Morgan County Indiana 1 $ 50,000 $ 50,000 $ 43,000
St. Joseph County Indiana 1 $ 104,000 $ 104,000 $ 55,000
Steuben County Indiana 1 $ 150,000 $ 150,000 $ 34,000
Washington County Indiana 1 $ 65,000 $ 65,000 $ 40,000
Adair County Iowa 1 $ 104,000 $ 104,000 $ 49,000
Cass County Iowa 1 $ 40,000 $ 40,000 $ 31,000
Clarke County Iowa 1 $ 117,000 $ 117,000 $ 60,000
Johnson County Kansas 1 $ 132,000 $ 132,000 $ 0
Allen County Kentucky 1 $ 70,000 $ 70,000 $ 35,000
Daviess County Kentucky 1 $ 106,000 $ 106,000 $ 74,000
Fayette County Kentucky 1 $ 650,000 $ 650,000 $ 124,000
Hardin County Kentucky 1 $ 36,000 $ 36,000 $ 0
Madison County Kentucky 1 $ 255,000 $ 255,000 $ 48,000
Scott County Kentucky 1 $ 80,000 $ 80,000 $ 44,000
St. Mary County Louisiana 1 $ 60,000 $ 60,000 $ 63,000
St. Tammany County Louisiana 1 $ 139,000 $ 139,000 $ 54,000
Terrebonne County Louisiana 1 $ 52,000 $ 52,000 $ 33,000
Union County Louisiana 1 $ 50,000 $ 50,000 $ 22,000
Penobscot County Maine 1 $ 111,000 $ 111,000 $ 0
Anne Arundel County Maryland 1 $ 171,000 $ 171,000 $ 218,000
Frederick County Maryland 1 $ 162,000 $ 162,000 $ 58,000
Howard County Maryland 1 $ 257,000 $ 257,000 $ 100,000
Washington County Maryland 1 $ 130,000 $ 130,000 $ 0
Wicomico County Maryland 1 $ 155,000 $ 155,000 $ 64,000
Essex County Massachusetts 1 $ 465,000 $ 465,000 $ 123,000
Plymouth County Massachusetts 1 $ 124,000 $ 124,000 $ 43,000
Berrien County Michigan 1 $ 28,000 $ 28,000 $ 47,000
Hillsdale County Michigan 1 $ 150,000 $ 150,000 $ 0
Kalamazoo County Michigan 1 $ 241,000 $ 241,000 $ 198,000
Kalkaska County Michigan 1 $ 60,000 $ 60,000 $ 0
Lapeer County Michigan 1 $ 107,000 $ 107,000 $ 44,000
Marquette County Michigan 1 $ 59,000 $ 59,000 $ 16,000
Osceola County Michigan 1 $ 133,000 $ 133,000 $ 55,000
Saginaw County Michigan 1 $ 56,000 $ 56,000 $ 22,000
St. Clair County Michigan 1 $ 128,000 $ 128,000 $ 0
St. Joseph County Michigan 1 $ 107,000 $ 107,000 $ 23,000
Beltrami County Minnesota 1 $ 83,000 $ 83,000 $ 32,000
Carlton County Minnesota 1 $ 119,000 $ 119,000 $ 41,000
Clay County Minnesota 1 $ 117,000 $ 117,000 $ 55,000
McLeod County Minnesota 1 $ 125,000 $ 125,000 $ 29,000
Meeker County Minnesota 1 $ 150,000 $ 150,000 $ 88,000
Olmsted County Minnesota 1 $ 290,000 $ 290,000 $ 63,000
Rice County Minnesota 1 $ 129,000 $ 129,000 $ 37,000
Wright County Minnesota 1 $ 452,000 $ 452,000 $ 0
Madison County Mississippi 1 $ 124,000 $ 124,000 $ 0
Benton County Missouri 1 $ 82,000 $ 82,000 $ 0
Carroll County Missouri 1 $ 80,000 $ 80,000 $ 0
Clay County Missouri 1 $ 75,000 $ 75,000 $ 0
Clinton County Missouri 1 $ 135,000 $ 135,000 $ 60,000
Dade County Missouri 1 $ 60,000 $ 60,000 $ 0
Jackson County Missouri 1 $ 205,000 $ 205,000 $ 0
Saline County Missouri 1 $ 118,000 $ 118,000 $ 65,000
Scott County Missouri 1 $ 45,000 $ 45,000 $ 0
Shannon County Missouri 1 $ 51,000 $ 51,000 $ 50,000
St. Francois County Missouri 1 $ 82,000 $ 82,000 $ 0
Taney County Missouri 1 $ 148,000 $ 148,000 $ 94,000
Texas County Missouri 1 $ 240,000 $ 240,000 $ 44,000
Lake County Montana 1 $ 90,000 $ 90,000 $ 37,000
Lincoln County Montana 1 $ 101,000 $ 101,000 $ 30,000
Missoula County Montana 1 $ 235,000 $ 235,000 $ 0
Ravalli County Montana 1 $ 108,000 $ 108,000 $ 23,000
Adams County Nebraska 1 $ 82,000 $ 82,000 $ 32,000
Buffalo County Nebraska 1 $ 74,000 $ 74,000 $ 26,000
Gage County Nebraska 1 $ 42,000 $ 42,000 $ 62,000
Platte County Nebraska 1 $ 258,000 $ 258,000 $ 0
Sarpy County Nebraska 1 $ 108,000 $ 108,000 $ 0
Thayer County Nebraska 1 $ 76,000 $ 76,000 $ 72,000
Churchill County Nevada 1 $ 103,000 $ 103,000 $ 43,000
Elko County Nevada 1 $ 100,000 $ 100,000 $ 58,000
Carroll County New Hampshire 1 $ 95,000 $ 95,000 $ 36,000
Grafton County New Hampshire 1 $ 185,000 $ 185,000 $ 80,000
Merrimack County New Hampshire 1 $ 135,000 $ 135,000 $ 0
Strafford County New Hampshire 1 $ 128,000 $ 128,000 $ 54,000
Cape May County New Jersey 1 $ 189,000 $ 189,000 $ 57,000
Hunterdon County New Jersey 1 $ 209,000 $ 209,000 $ 72,000
Somerset County New Jersey 1 $ 175,000 $ 175,000 $ 0
Dona Ana County New Mexico 1 $ 80,000 $ 80,000 $ 0
Eddy County New Mexico 1 $ 192,000 $ 192,000 $ 87,000
Grant County New Mexico 1 $ 62,000 $ 62,000 $ 44,000
Hidalgo County New Mexico 1 $ 69,000 $ 69,000 $ 177,000
Lea County New Mexico 1 $ 95,000 $ 95,000 $ 0
San Juan County New Mexico 1 $ 117,000 $ 117,000 $ 82,000
Valencia County New Mexico 1 $ 82,000 $ 82,000 $ 28,000
Cortland County New York 1 $ 128,000 $ 128,000 $ 84,000
Essex County New York 1 $ 50,000 $ 50,000 $ 11,000
Greene County New York 1 $ 154,000 $ 154,000 $ 43,000
Herkimer County New York 1 $ 49,000 $ 49,000 $ 0
Jefferson County New York 1 $ 103,000 $ 103,000 $ 0
Livingston County New York 1 $ 109,000 $ 109,000 $ 35,000
Ontario County New York 1 $ 50,000 $ 50,000 $ 44,000
Orleans County New York 1 $ 60,000 $ 60,000 $ 46,000
Oswego County New York 1 $ 78,000 $ 78,000 $ 27,000
Schenectady County New York 1 $ 48,000 $ 48,000 $ 30,000
Schoharie County New York 1 $ 50,000 $ 50,000 $ 50,000
Seneca County New York 1 $ 90,000 $ 90,000 $ 0
Steuben County New York 1 $ 70,000 $ 70,000 $ 48,000
Sullivan County New York 1 $ 267,000 $ 267,000 $ 0
Washington County New York 1 $ 168,000 $ 168,000 $ 229,000
Wayne County New York 1 $ 55,000 $ 55,000 $ 52,000
Durham County North Carolina 1 $ 200,000 $ 200,000 $ 134,000
Burleigh County North Dakota 1 $ 210,000 $ 210,000 $ 190,000
Williams County North Dakota 1 $ 51,000 $ 51,000 $ 27,000
Champaign County Ohio 1 $ 129,000 $ 129,000 $ 0
Clark County Ohio 1 $ 165,000 $ 165,000 $ 0
Columbiana County Ohio 1 $ 80,000 $ 80,000 $ 0
Cuyahoga County Ohio 1 $ 118,000 $ 118,000 $ 107,000
Defiance County Ohio 1 $ 57,000 $ 57,000 $ 23,000
Greene County Ohio 1 $ 187,000 $ 187,000 $ 96,000
Jefferson County Ohio 1 $ 98,000 $ 98,000 $ 38,000
Knox County Ohio 1 $ 116,000 $ 116,000 $ 84,000
Montgomery County Ohio 1 $ 75,000 $ 75,000 $ 144,000
Muskingum County Ohio 1 $ 60,000 $ 60,000 $ 30,000
Summit County Ohio 1 $ 43,000 $ 43,000 $ 0
Canadian County Oklahoma 1 $ 108,000 $ 108,000 $ 54,000
Logan County Oklahoma 1 $ 205,000 $ 205,000 $ 0
Osage County Oklahoma 1 $ 136,000 $ 136,000 $ 0
Pittsburg County Oklahoma 1 $ 57,000 $ 57,000 $ 24,000
Washington County Oklahoma 1 $ 85,000 $ 85,000 $ 31,000
Curry County Oregon 1 $ 140,000 $ 140,000 $ 0
Lincoln County Oregon 1 $ 261,000 $ 261,000 $ 0
Union County Oregon 1 $ 125,000 $ 125,000 $ 51,000
Bradford County Pennsylvania 1 $ 62,000 $ 62,000 $ 0
Cambria County Pennsylvania 1 $ 116,000 $ 116,000 $ 38,000
Chester County Pennsylvania 1 $ 180,000 $ 180,000 $ 56,000
Clinton County Pennsylvania 1 $ 78,000 $ 78,000 $ 0
Erie County Pennsylvania 1 $ 93,000 $ 93,000 $ 106,000
Fayette County Pennsylvania 1 $ 139,000 $ 139,000 $ 76,000
Juniata County Pennsylvania 1 $ 57,000 $ 57,000 $ 0
Lehigh County Pennsylvania 1 $ 153,000 $ 153,000 $ 46,000
McKean County Pennsylvania 1 $ 80,000 $ 80,000 $ 18,000
Mercer County Pennsylvania 1 $ 55,000 $ 55,000 $ 0
Montour County Pennsylvania 1 $ 54,000 $ 54,000 $ 0
Northampton County Pennsylvania 1 $ 262,000 $ 262,000 $ 106,000
Susquehanna County Pennsylvania 1 $ 122,000 $ 122,000 $ 0
York County Pennsylvania 1 $ 167,000 $ 167,000 $ 62,000
Kent County Rhode Island 1 $ 90,000 $ 90,000 $ 33,000
Richland County South Carolina 1 $ 18,000 $ 18,000 $ 0
Davison County South Dakota 1 $ 143,000 $ 143,000 $ 44,000
Meade County South Dakota 1 $ 90,000 $ 90,000 $ 0
Minnehaha County South Dakota 1 $ 109,000 $ 109,000 $ 48,000
Union County South Dakota 1 $ 40,000 $ 40,000 $ 0
Bledsoe County Tennessee 1 $ 115,000 $ 115,000 $ 0
Cheatham County Tennessee 1 $ 149,000 $ 149,000 $ 0
Hardin County Tennessee 1 $ 112,000 $ 112,000 $ 104,000
Madison County Tennessee 1 $ 80,000 $ 80,000 $ 20,000
Roane County Tennessee 1 $ 98,000 $ 98,000 $ 0
Sumner County Tennessee 1 $ 184,000 $ 184,000 $ 0
Williamson County Tennessee 1 $ 146,000 $ 146,000 $ 0
Anderson County Texas 1 $ 38,000 $ 38,000 $ 113,000
Bell County Texas 1 $ 62,000 $ 62,000 $ 52,000
Brazoria County Texas 1 $ 204,000 $ 204,000 $ 183,000
El Paso County Texas 1 $ 181,000 $ 181,000 $ 48,000
Galveston County Texas 1 $ 60,000 $ 60,000 $ 14,000
Hidalgo County Texas 1 $ 43,000 $ 43,000 $ 26,000
Kaufman County Texas 1 $ 99,000 $ 99,000 $ 36,000
Montgomery County Texas 1 $ 132,000 $ 132,000 $ 86,000
Tom Green County Texas 1 $ 49,000 $ 49,000 $ 0
Beaver County Utah 1 $ 90,000 $ 90,000 $ 0
Caledonia County Vermont 1 $ 208,000 $ 208,000 $ 81,000
Chittenden County Vermont 1 $ 231,000 $ 231,000 $ 134,000
Essex County Vermont 1 $ 102,000 $ 102,000 $ 192,000
Lamoille County Vermont 1 $ 62,000 $ 62,000 $ 90,000
Rutland County Vermont 1 $ 200,000 $ 200,000 $ 0
Windsor County Vermont 1 $ 94,000 $ 94,000 $ 46,000
Augusta County Virginia 1 $ 139,000 $ 139,000 $ 52,000
Caroline County Virginia 1 $ 157,000 $ 157,000 $ 45,000
Chesapeake County Virginia 1 $ 250,000 $ 250,000 $ 121,000
Chesterfield County Virginia 1 $ 164,000 $ 164,000 $ 86,000
King George County Virginia 1 $ 125,000 $ 125,000 $ 103,000
Loudoun County Virginia 1 $ 216,000 $ 216,000 $ 0
Waynesboro County Virginia 1 $ 134,000 $ 134,000 $ 55,000
Grant County Washington 1 $ 180,000 $ 180,000 $ 0
Spokane County Washington 1 $ 170,000 $ 170,000 $ 68,000
Stevens County Washington 1 $ 104,000 $ 104,000 $ 40,000
Yakima County Washington 1 $ 96,000 $ 96,000 $ 32,000
Jefferson County Wisconsin 1 $ 77,000 $ 77,000 $ 21,000
Kenosha County Wisconsin 1 $ 182,000 $ 182,000 $ 68,000
Rock County Wisconsin 1 $ 119,000 $ 119,000 $ 0
Vilas County Wisconsin 1 $ 122,000 $ 122,000 $ 30,000
Campbell County Wyoming 1 $ 50,000 $ 50,000 $ 53,000
Laramie County Wyoming 1 $ 116,000 $ 116,000 $ 44,000
Weston County Wyoming 1 $ 289,000 $ 289,000 $ 43,000

Mortgage Loan Application Detail Totals for American Home Loans in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,283 $468,930,000 $169,979 $4,000,000 $54,687 $1,440,000
Home Purchase 2,036 $407,730,000 $147,027 $1,331,000 $71,594 $828,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,931 $389,394,000 $155,279 $1,771,000 $59,558 $840,000
Not Provided 1,140 $239,128,000 $169,090 $4,000,000 $54,795 $1,440,000
Hispanic 668 $128,236,000 $143,684 $1,250,000 $64,684 $540,000
Black or African American 356 $65,777,000 $174,250 $650,000 $45,571 $480,000
Asian 188 $47,504,000 $178,454 $760,000 $76,818 $261,000
Not applicable 15 $2,479,000 $210,000 $493,000 $37,500 $103,000
American Indian or Alaskan Native 12 $2,330,000 $192,750 $500,000 $68,000 $170,000
Native Hawaiian or Other Pacific Islander 9 $1,812,000 $183,500 $375,000 $59,000 $152,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,319 $876,660,000 $158,812 $4,000,000 $55,770 $1,440,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 1,722 $359,500,000 $175,465 $4,000,000 $66,372 $1,440,000
Loan Originated 1,637 $326,255,000 $145,777 $1,459,000 $53,088 $810,000
Application Withdrawn By Applicant 408 $78,854,000 $148,842 $1,331,000 $39,315 $538,000
Application Denied By Financial Institution 329 $66,990,000 $162,117 $1,100,000 $53,411 $551,000
File Closed For Incompleteness 223 $45,061,000 $133,320 $1,250,000 $75,920 $540,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 137 $29,612,000 $176,523 $939,000 $77,285 $438,000
Other 45 $10,902,000 $223,181 $900,000 $63,000 $405,000
Collateral 35 $5,814,000 $133,363 $398,000 $47,363 $152,000
Debt-To-Income Ratio 23 $3,444,000 $124,625 $551,000 $54,625 $447,000
Employment History 8 $2,114,000 $226,750 $560,000 $42,750 $180,000
Unverifiable Information 5 $561,000 $107,333 $264,000 $48,666 $86,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Home Loans's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Home Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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