Americash
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Americash 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Americash 3080 Bristol Street, Suite 300 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,970 |
| Total Mortgage Loan Application Amount | $738,752,000 |
| Average Mortgage Loan Application Amount | $329,500 |
| Highest Mortgage Loan Application Amount | $1,911,000 |
| Average Applicant Income | $133,500 |
| Highest Applicant Income | $1,546,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Americash. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Americash's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Americash's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Americash serves its applicants.
Each category highlights the total number of mortgage applications processed by Americash, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Americash's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 333 | $ 132,890,000 | $ 399,000 | $ 130,000 |
| Orange County California | 161 | $ 68,388,000 | $ 424,000 | $ 143,000 |
| San Diego County California | 103 | $ 44,346,000 | $ 430,000 | $ 149,000 |
| Riverside County California | 99 | $ 33,816,000 | $ 341,000 | $ 128,000 |
| Santa Clara County California | 84 | $ 42,027,000 | $ 500,000 | $ 172,000 |
| San Bernardino County California | 82 | $ 26,881,000 | $ 327,000 | $ 134,000 |
| Maricopa County Arizona | 61 | $ 21,389,000 | $ 350,000 | $ 203,000 |
| Alameda County California | 60 | $ 25,233,000 | $ 420,000 | $ 147,000 |
| Contra Costa County California | 53 | $ 25,842,000 | $ 487,000 | $ 154,000 |
| Fairfax County Virginia | 39 | $ 17,678,000 | $ 453,000 | $ 160,000 |
| Ventura County California | 36 | $ 14,099,000 | $ 391,000 | $ 121,000 |
| Smith County Texas | 36 | $ 6,212,000 | $ 172,000 | $ 74,000 |
| San Mateo County California | 30 | $ 19,166,000 | $ 638,000 | $ 192,000 |
| King County Washington | 30 | $ 10,248,000 | $ 341,000 | $ 133,000 |
| Sacramento County California | 29 | $ 7,793,000 | $ 268,000 | $ 105,000 |
| Harris County Texas | 23 | $ 7,474,000 | $ 324,000 | $ 182,000 |
| Dallas County Texas | 20 | $ 5,505,000 | $ 275,000 | $ 138,000 |
| San Joaquin County California | 19 | $ 5,596,000 | $ 294,000 | $ 130,000 |
| San Francisco County California | 18 | $ 8,995,000 | $ 499,000 | $ 150,000 |
| Sonoma County California | 18 | $ 7,698,000 | $ 427,000 | $ 120,000 |
| Cook County Illinois | 18 | $ 5,124,000 | $ 284,000 | $ 148,000 |
| Miami-Dade County Florida | 17 | $ 5,463,000 | $ 321,000 | $ 125,000 |
| Kern County California | 16 | $ 5,335,000 | $ 333,000 | $ 154,000 |
| Placer County California | 15 | $ 5,730,000 | $ 382,000 | $ 126,000 |
| Snohomish County Washington | 15 | $ 4,183,000 | $ 278,000 | $ 90,000 |
| Solano County California | 14 | $ 4,248,000 | $ 303,000 | $ 154,000 |
| Collin County Texas | 14 | $ 3,410,000 | $ 243,000 | $ 118,000 |
| Loudoun County Virginia | 13 | $ 5,632,000 | $ 433,000 | $ 141,000 |
| Broward County Florida | 12 | $ 3,955,000 | $ 329,000 | $ 143,000 |
| San Luis Obispo County California | 11 | $ 4,322,000 | $ 392,000 | $ 95,000 |
| Santa Barbara County California | 11 | $ 4,373,000 | $ 397,000 | $ 99,000 |
| Santa Cruz County California | 11 | $ 4,228,000 | $ 384,000 | $ 104,000 |
| Pima County Arizona | 10 | $ 3,464,000 | $ 346,000 | $ 172,000 |
| DuPage County Illinois | 10 | $ 3,705,000 | $ 370,000 | $ 184,000 |
| El Dorado County California | 9 | $ 2,843,000 | $ 315,000 | $ 149,000 |
| Tarrant County Texas | 9 | $ 1,801,000 | $ 200,000 | $ 79,000 |
| Pierce County Washington | 9 | $ 3,264,000 | $ 362,000 | $ 112,000 |
| Monterey County California | 8 | $ 3,821,000 | $ 477,000 | $ 297,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,355,000 | $ 169,000 | $ 225,000 |
| Marin County California | 7 | $ 3,904,000 | $ 557,000 | $ 120,000 |
| Denver County Colorado | 7 | $ 2,050,000 | $ 292,000 | $ 182,000 |
| Middlesex County New Jersey | 7 | $ 2,318,000 | $ 331,000 | $ 160,000 |
| Denton County Texas | 7 | $ 1,925,000 | $ 275,000 | $ 116,000 |
| Virginia Beach County Virginia | 7 | $ 1,619,000 | $ 231,000 | $ 206,000 |
| Morris County New Jersey | 6 | $ 1,815,000 | $ 302,000 | $ 209,000 |
| Somerset County New Jersey | 6 | $ 2,505,000 | $ 417,000 | $ 148,000 |
| Multnomah County Oregon | 6 | $ 1,861,000 | $ 310,000 | $ 158,000 |
| Montgomery County Texas | 6 | $ 2,256,000 | $ 376,000 | $ 177,000 |
| Travis County Texas | 6 | $ 1,359,000 | $ 226,000 | $ 96,000 |
| Hartford County Connecticut | 5 | $ 905,000 | $ 181,000 | $ 96,000 |
| Hillsborough County Florida | 5 | $ 1,847,000 | $ 369,000 | $ 174,000 |
| Monmouth County New Jersey | 5 | $ 1,854,000 | $ 370,000 | $ 154,000 |
| Salt Lake County Utah | 5 | $ 2,217,000 | $ 443,000 | $ 204,000 |
| Coconino County Arizona | 4 | $ 2,260,000 | $ 565,000 | $ 158,000 |
| Douglas County Colorado | 4 | $ 1,473,000 | $ 368,000 | $ 156,000 |
| Fairfield County Connecticut | 4 | $ 1,360,000 | $ 340,000 | $ 134,000 |
| Lee County Florida | 4 | $ 1,229,000 | $ 307,000 | $ 126,000 |
| Chatham County Georgia | 4 | $ 941,000 | $ 235,000 | $ 104,000 |
| Kane County Illinois | 4 | $ 1,147,000 | $ 286,000 | $ 91,000 |
| Lake County Illinois | 4 | $ 1,662,000 | $ 415,000 | $ 150,000 |
| Bergen County New Jersey | 4 | $ 1,265,000 | $ 316,000 | $ 104,000 |
| Hudson County New Jersey | 4 | $ 998,000 | $ 249,000 | $ 100,000 |
| Ocean County New Jersey | 4 | $ 2,039,000 | $ 509,000 | $ 152,000 |
| Clackamas County Oregon | 4 | $ 1,126,000 | $ 281,000 | $ 445,000 |
| Lane County Oregon | 4 | $ 847,000 | $ 211,000 | $ 66,000 |
| Bexar County Texas | 4 | $ 1,289,000 | $ 322,000 | $ 160,000 |
| Fort Bend County Texas | 4 | $ 1,486,000 | $ 371,000 | $ 214,000 |
| Henrico County Virginia | 4 | $ 1,201,000 | $ 300,000 | $ 114,000 |
| Clark County Washington | 4 | $ 758,000 | $ 189,000 | $ 126,000 |
| Mohave County Arizona | 3 | $ 999,000 | $ 333,000 | $ 98,000 |
| Yavapai County Arizona | 3 | $ 1,964,000 | $ 654,000 | $ 115,000 |
| Madera County California | 3 | $ 681,000 | $ 227,000 | $ 123,000 |
| Nevada County California | 3 | $ 865,000 | $ 288,000 | $ 91,000 |
| San Benito County California | 3 | $ 928,000 | $ 309,000 | $ 100,000 |
| Shasta County California | 3 | $ 917,000 | $ 305,000 | $ 114,000 |
| Stanislaus County California | 3 | $ 906,000 | $ 302,000 | $ 103,000 |
| Yolo County California | 3 | $ 832,000 | $ 277,000 | $ 137,000 |
| Arapahoe County Colorado | 3 | $ 1,599,000 | $ 533,000 | $ 289,000 |
| El Paso County Colorado | 3 | $ 1,650,000 | $ 550,000 | $ 182,000 |
| Jefferson County Colorado | 3 | $ 885,000 | $ 295,000 | $ 169,000 |
| Larimer County Colorado | 3 | $ 1,569,000 | $ 523,000 | $ 179,000 |
| Palm Beach County Florida | 3 | $ 1,285,000 | $ 428,000 | $ 294,000 |
| DeKalb County Georgia | 3 | $ 1,368,000 | $ 456,000 | $ 223,000 |
| Essex County New Jersey | 3 | $ 1,545,000 | $ 515,000 | $ 163,000 |
| Union County New Jersey | 3 | $ 917,000 | $ 305,000 | $ 110,000 |
| Washington County Oregon | 3 | $ 849,000 | $ 283,000 | $ 124,000 |
| Chester County Pennsylvania | 3 | $ 855,000 | $ 285,000 | $ 114,000 |
| Brazos County Texas | 3 | $ 913,000 | $ 304,000 | $ 250,000 |
| Cherokee County Texas | 3 | $ 571,000 | $ 190,000 | $ 100,000 |
| Arlington County Virginia | 3 | $ 1,337,000 | $ 445,000 | $ 98,000 |
| James City County Virginia | 3 | $ 1,525,000 | $ 508,000 | $ 180,000 |
| Prince William County Virginia | 3 | $ 1,216,000 | $ 405,000 | $ 253,000 |
| Pinal County Arizona | 2 | $ 578,000 | $ 289,000 | $ 107,000 |
| Fresno County California | 2 | $ 489,000 | $ 244,000 | $ 52,000 |
| Kings County California | 2 | $ 610,000 | $ 305,000 | $ 180,000 |
| Plumas County California | 2 | $ 499,000 | $ 249,000 | $ 60,000 |
| Yuba County California | 2 | $ 552,000 | $ 276,000 | $ 135,000 |
| Adams County Colorado | 2 | $ 614,000 | $ 307,000 | $ 87,000 |
| Boulder County Colorado | 2 | $ 766,000 | $ 383,000 | $ 112,000 |
| Summit County Colorado | 2 | $ 728,000 | $ 364,000 | $ 177,000 |
| New Haven County Connecticut | 2 | $ 490,000 | $ 245,000 | $ 62,000 |
| Orange County Florida | 2 | $ 942,000 | $ 471,000 | $ 298,000 |
| Pasco County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 97,000 |
| Pinellas County Florida | 2 | $ 569,000 | $ 284,000 | $ 171,000 |
| Fulton County Georgia | 2 | $ 1,442,000 | $ 721,000 | $ 324,000 |
| Will County Illinois | 2 | $ 652,000 | $ 326,000 | $ 160,000 |
| Norfolk County Massachusetts | 2 | $ 476,000 | $ 238,000 | $ 88,000 |
| Suffolk County Massachusetts | 2 | $ 560,000 | $ 280,000 | $ 93,000 |
| Worcester County Massachusetts | 2 | $ 476,000 | $ 238,000 | $ 107,000 |
| Washington County Minnesota | 2 | $ 492,000 | $ 246,000 | $ 129,000 |
| Dona Ana County New Mexico | 2 | $ 345,000 | $ 172,000 | $ 111,000 |
| Tillamook County Oregon | 2 | $ 919,000 | $ 459,000 | $ 99,000 |
| Westmoreland County Pennsylvania | 2 | $ 949,000 | $ 474,000 | $ 184,000 |
| Bandera County Texas | 2 | $ 458,000 | $ 229,000 | $ 69,000 |
| Hays County Texas | 2 | $ 402,000 | $ 201,000 | $ 143,000 |
| Henderson County Texas | 2 | $ 380,000 | $ 190,000 | $ 81,000 |
| McLennan County Texas | 2 | $ 590,000 | $ 295,000 | $ 128,000 |
| Randall County Texas | 2 | $ 153,000 | $ 76,000 | $ 302,000 |
| Wood County Texas | 2 | $ 352,000 | $ 176,000 | $ 60,000 |
| Summit County Utah | 2 | $ 633,000 | $ 316,000 | $ 126,000 |
| Alexandria County Virginia | 2 | $ 595,000 | $ 297,000 | $ 97,000 |
| Bedford County Virginia | 2 | $ 560,000 | $ 280,000 | $ 113,000 |
| Clarke County Virginia | 2 | $ 620,000 | $ 310,000 | $ 119,000 |
| Fauquier County Virginia | 2 | $ 695,000 | $ 347,000 | $ 100,000 |
| Newport News County Virginia | 2 | $ 532,000 | $ 266,000 | $ 177,000 |
| Norfolk County Virginia | 2 | $ 578,000 | $ 289,000 | $ 112,000 |
| Stafford County Virginia | 2 | $ 521,000 | $ 260,000 | $ 83,000 |
| Amador County California | 1 | $ 562,000 | $ 562,000 | $ 189,000 |
| Calaveras County California | 1 | $ 331,000 | $ 331,000 | $ 69,000 |
| Colusa County California | 1 | $ 202,000 | $ 202,000 | $ 63,000 |
| Merced County California | 1 | $ 488,000 | $ 488,000 | $ 229,000 |
| Napa County California | 1 | $ 304,000 | $ 304,000 | $ 63,000 |
| Sutter County California | 1 | $ 287,000 | $ 287,000 | $ 123,000 |
| Tehama County California | 1 | $ 149,000 | $ 149,000 | $ 71,000 |
| Tuolumne County California | 1 | $ 353,000 | $ 353,000 | $ 148,000 |
| Delta County Colorado | 1 | $ 161,000 | $ 161,000 | $ 28,000 |
| Montezuma County Colorado | 1 | $ 281,000 | $ 281,000 | $ 162,000 |
| Pitkin County Colorado | 1 | $ 795,000 | $ 795,000 | $ 27,000 |
| Middlesex County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Alachua County Florida | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Clay County Florida | 1 | $ 417,000 | $ 417,000 | $ 96,000 |
| Duval County Florida | 1 | $ 266,000 | $ 266,000 | $ 172,000 |
| Flagler County Florida | 1 | $ 379,000 | $ 379,000 | $ 300,000 |
| Manatee County Florida | 1 | $ 390,000 | $ 390,000 | $ 209,000 |
| Marion County Florida | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| Monroe County Florida | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Nassau County Florida | 1 | $ 300,000 | $ 300,000 | $ 141,000 |
| Okaloosa County Florida | 1 | $ 725,000 | $ 725,000 | $ 194,000 |
| Santa Rosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Sarasota County Florida | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Seminole County Florida | 1 | $ 400,000 | $ 400,000 | $ 148,000 |
| St. Johns County Florida | 1 | $ 353,000 | $ 353,000 | $ 196,000 |
| St. Lucie County Florida | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Cherokee County Georgia | 1 | $ 388,000 | $ 388,000 | $ 206,000 |
| Fannin County Georgia | 1 | $ 340,000 | $ 340,000 | $ 133,000 |
| Fayette County Georgia | 1 | $ 417,000 | $ 417,000 | $ 262,000 |
| Gwinnett County Georgia | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Lumpkin County Georgia | 1 | $ 417,000 | $ 417,000 | $ 80,000 |
| Newton County Georgia | 1 | $ 270,000 | $ 270,000 | $ 155,000 |
| Blaine County Idaho | 1 | $ 900,000 | $ 900,000 | $ 1,200,000 |
| Canyon County Idaho | 1 | $ 170,000 | $ 170,000 | $ 61,000 |
| Shoshone County Idaho | 1 | $ 128,000 | $ 128,000 | $ 116,000 |
| Henry County Illinois | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| Kendall County Illinois | 1 | $ 300,000 | $ 300,000 | $ 109,000 |
| Sangamon County Illinois | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| Whiteside County Illinois | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Anne Arundel County Maryland | 1 | $ 555,000 | $ 555,000 | $ 138,000 |
| Charles County Maryland | 1 | $ 300,000 | $ 300,000 | $ 56,000 |
| Montgomery County Maryland | 1 | $ 360,000 | $ 360,000 | $ 304,000 |
| Prince George's County Maryland | 1 | $ 376,000 | $ 376,000 | $ 102,000 |
| Barnstable County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 175,000 |
| Bristol County Massachusetts | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Middlesex County Massachusetts | 1 | $ 563,000 | $ 563,000 | $ 67,000 |
| Macomb County Michigan | 1 | $ 101,000 | $ 101,000 | $ 58,000 |
| Monroe County Michigan | 1 | $ 190,000 | $ 190,000 | $ 68,000 |
| Oakland County Michigan | 1 | $ 120,000 | $ 120,000 | $ 348,000 |
| Burlington County New Jersey | 1 | $ 404,000 | $ 404,000 | $ 289,000 |
| Camden County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 120,000 |
| Cape May County New Jersey | 1 | $ 328,000 | $ 328,000 | $ 175,000 |
| Cumberland County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Gloucester County New Jersey | 1 | $ 363,000 | $ 363,000 | $ 185,000 |
| Hunterdon County New Jersey | 1 | $ 272,000 | $ 272,000 | $ 180,000 |
| Mercer County New Jersey | 1 | $ 358,000 | $ 358,000 | $ 115,000 |
| Salem County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 130,000 |
| Warren County New Jersey | 1 | $ 231,000 | $ 231,000 | $ 52,000 |
| Bernalillo County New Mexico | 1 | $ 600,000 | $ 600,000 | $ 212,000 |
| Mecklenburg County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 164,000 |
| Henry County Ohio | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Coos County Oregon | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Linn County Oregon | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Marion County Oregon | 1 | $ 417,000 | $ 417,000 | $ 111,000 |
| Yamhill County Oregon | 1 | $ 210,000 | $ 210,000 | $ 182,000 |
| Bucks County Pennsylvania | 1 | $ 378,000 | $ 378,000 | $ 180,000 |
| Delaware County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Erie County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 50,000 |
| Lehigh County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Luzerne County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 350,000 |
| Montgomery County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 55,000 |
| Northampton County Pennsylvania | 1 | $ 232,000 | $ 232,000 | $ 80,000 |
| Bell County Texas | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Brazoria County Texas | 1 | $ 223,000 | $ 223,000 | $ 124,000 |
| Cameron County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Carson County Texas | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
| Cass County Texas | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Cooke County Texas | 1 | $ 86,000 | $ 86,000 | $ 69,000 |
| Gregg County Texas | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| Harrison County Texas | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Hood County Texas | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Jackson County Texas | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Jefferson County Texas | 1 | $ 358,000 | $ 358,000 | $ 84,000 |
| Kerr County Texas | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Lampasas County Texas | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
| Midland County Texas | 1 | $ 535,000 | $ 535,000 | $ 310,000 |
| Nacogdoches County Texas | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Nueces County Texas | 1 | $ 410,000 | $ 410,000 | $ 137,000 |
| Rockwall County Texas | 1 | $ 168,000 | $ 168,000 | $ 39,000 |
| San Jacinto County Texas | 1 | $ 100,000 | $ 100,000 | $ 203,000 |
| Van Zandt County Texas | 1 | $ 164,000 | $ 164,000 | $ 101,000 |
| Walker County Texas | 1 | $ 373,000 | $ 373,000 | $ 91,000 |
| Webb County Texas | 1 | $ 132,000 | $ 132,000 | $ 77,000 |
| Wichita County Texas | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Williamson County Texas | 1 | $ 281,000 | $ 281,000 | $ 210,000 |
| Wilson County Texas | 1 | $ 188,000 | $ 188,000 | $ 85,000 |
| Wise County Texas | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Cache County Utah | 1 | $ 152,000 | $ 152,000 | $ 29,000 |
| Albemarle County Virginia | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
| Amelia County Virginia | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
| Amherst County Virginia | 1 | $ 373,000 | $ 373,000 | $ 193,000 |
| Charlottesville County Virginia | 1 | $ 768,000 | $ 768,000 | $ 180,000 |
| Chesapeake County Virginia | 1 | $ 350,000 | $ 350,000 | $ 89,000 |
| Culpeper County Virginia | 1 | $ 574,000 | $ 574,000 | $ 330,000 |
| Franklin County Virginia | 1 | $ 320,000 | $ 320,000 | $ 129,000 |
| Isle of Wight County Virginia | 1 | $ 718,000 | $ 718,000 | $ 281,000 |
| Lynchburg County Virginia | 1 | $ 390,000 | $ 390,000 | $ 150,000 |
| Portsmouth County Virginia | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Southampton County Virginia | 1 | $ 312,000 | $ 312,000 | $ 81,000 |
| Wythe County Virginia | 1 | $ 417,000 | $ 417,000 | $ 73,000 |
| Chelan County Washington | 1 | $ 555,000 | $ 555,000 | $ 114,000 |
| Island County Washington | 1 | $ 560,000 | $ 560,000 | $ 41,000 |
| Kittitas County Washington | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Spokane County Washington | 1 | $ 124,000 | $ 124,000 | $ 23,000 |
| Walla Walla County Washington | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| Whatcom County Washington | 1 | $ 236,000 | $ 236,000 | $ 60,000 |
| Washburn County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Waukesha County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Americash in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,865 | $709,362,000 | $380,000 | $1,911,000 | $143,000 | $1,546,000 |
| Home Purchase | 105 | $29,390,000 | $279,000 | $928,000 | $124,000 | $520,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,220 | $465,174,000 | $381,000 | $1,643,000 | $146,000 | $1,546,000 |
| Not Provided | 277 | $105,516,000 | $380,000 | $1,500,000 | $153,000 | $1,200,000 |
| Hispanic | 203 | $70,455,000 | $347,000 | $1,911,000 | $110,000 | $570,000 |
| Asian | 188 | $71,794,000 | $381,000 | $1,203,000 | $139,000 | $649,000 |
| Black or African American | 62 | $17,620,000 | $284,000 | $598,000 | $94,000 | $316,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $6,390,000 | $426,000 | $1,000,000 | $254,000 | $1,299,000 |
| American Indian or Alaskan Native | 5 | $1,803,000 | $360,000 | $555,000 | $95,000 | $137,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,850 | $708,818,000 | $383,000 | $1,911,000 | $146,000 | $1,546,000 |
| FHA-insured (Federal Housing Administration) | 86 | $20,251,000 | $235,000 | $623,000 | $77,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 31 | $9,170,000 | $295,000 | $598,000 | $77,000 | $177,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $513,000 | $171,000 | $264,000 | $78,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 855 | $313,955,000 | $367,000 | $1,500,000 | $142,000 | $1,190,000 |
| Application Withdrawn By Applicant | 654 | $253,628,000 | $387,000 | $1,911,000 | $151,000 | $1,299,000 |
| Application Denied By Financial Institution | 262 | $97,342,000 | $371,000 | $1,260,000 | $104,000 | $653,000 |
| File Closed For Incompleteness | 198 | $73,527,000 | $371,000 | $1,203,000 | $159,000 | $1,546,000 |
| Application Approved But Not Accepted | 1 | $300,000 | $300,000 | $300,000 | $192,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 132 | $50,868,000 | $385,000 | $920,000 | $88,000 | $498,000 |
| Credit History | 47 | $15,653,000 | $333,000 | $1,000,000 | $101,000 | $336,000 |
| Collateral | 35 | $13,861,000 | $396,000 | $987,000 | $155,000 | $653,000 |
| Other | 22 | $8,315,000 | $377,000 | $1,260,000 | $109,000 | $324,000 |
| Employment History | 10 | $3,326,000 | $332,000 | $533,000 | $106,000 | $240,000 |
| Unverifiable Information | 3 | $1,390,000 | $463,000 | $675,000 | $156,000 | $283,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Americash's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Americash's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.