Amerifirst Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Amerifirst Financial, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Amerifirst Financial, Inc. 1550 E. Mckellips Rd, Suite 117 Mesa, AZ 85203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 10,000 |
| Total Mortgage Loan Application Amount | $3,707,510,000 |
| Average Mortgage Loan Application Amount | $305,250 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $114,000 |
| Highest Applicant Income | $9,410,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Amerifirst Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Amerifirst Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Amerifirst Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst Financial, Inc.'s mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,309 | $ 1,219,475,000 | $ 368,000 | $ 122,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,672 | $ 788,470,000 | $ 471,000 | $ 146,000 |
| NA (OUTSIDE OF MSA/MD) | 572 | $ 172,390,000 | $ 266,031 | $ 99,250 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 446 | $ 127,830,000 | $ 286,000 | $ 117,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 362 | $ 130,010,000 | $ 359,000 | $ 117,000 |
| AUSTIN-ROUND ROCK, TX | 290 | $ 140,220,000 | $ 483,000 | $ 203,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 174 | $ 41,170,000 | $ 236,000 | $ 116,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 133 | $ 48,615,000 | $ 365,000 | $ 140,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 129 | $ 44,115,000 | $ 324,000 | $ 103,500 |
| CLEVELAND-ELYRIA, OH | 127 | $ 25,555,000 | $ 201,000 | $ 170,000 |
| DALLAS-PLANO-IRVING, TX | 127 | $ 51,195,000 | $ 403,000 | $ 171,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 113 | $ 39,895,000 | $ 353,000 | $ 115,000 |
| FRESNO, CA | 102 | $ 30,910,000 | $ 303,000 | $ 108,000 |
| GREELEY, CO | 102 | $ 40,030,000 | $ 392,000 | $ 115,000 |
| ALBUQUERQUE, NM | 92 | $ 23,240,000 | $ 252,000 | $ 100,000 |
| MODESTO, CA | 91 | $ 35,025,000 | $ 384,000 | $ 112,000 |
| KANSAS CITY, MO-KS | 86 | $ 22,380,000 | $ 256,000 | $ 109,500 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 75 | $ 23,345,000 | $ 311,000 | $ 110,000 |
| BOULDER, CO | 72 | $ 41,440,000 | $ 575,000 | $ 201,000 |
| REDDING, CA | 61 | $ 16,745,000 | $ 274,000 | $ 135,000 |
| TUCSON, AZ | 61 | $ 16,455,000 | $ 269,000 | $ 102,000 |
| FORT WORTH-ARLINGTON, TX | 56 | $ 19,860,000 | $ 354,000 | $ 153,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 55 | $ 14,585,000 | $ 265,000 | $ 96,000 |
| COLORADO SPRINGS, CO | 55 | $ 17,775,000 | $ 323,000 | $ 109,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 52 | $ 16,900,000 | $ 325,000 | $ 151,000 |
| FORT COLLINS, CO | 49 | $ 20,545,000 | $ 419,000 | $ 132,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 48 | $ 19,190,000 | $ 399,000 | $ 159,000 |
| SAN DIEGO-CARLSBAD, CA | 48 | $ 30,680,000 | $ 639,000 | $ 188,000 |
| VISALIA-PORTERVILLE, CA | 46 | $ 9,280,000 | $ 201,000 | $ 80,000 |
| EL PASO, TX | 44 | $ 9,970,000 | $ 226,000 | $ 89,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 42 | $ 26,240,000 | $ 624,000 | $ 153,000 |
| STOCKTON-LODI, CA | 41 | $ 22,335,000 | $ 544,000 | $ 150,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 39 | $ 13,895,000 | $ 356,000 | $ 128,000 |
| ST. LOUIS, MO-IL | 37 | $ 11,505,000 | $ 264,000 | $ 144,000 |
| BIRMINGHAM-HOOVER, AL | 33 | $ 9,365,000 | $ 283,000 | $ 111,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 33 | $ 13,365,000 | $ 405,000 | $ 159,000 |
| KILLEEN-TEMPLE, TX | 32 | $ 7,650,000 | $ 239,000 | $ 109,000 |
| FLAGSTAFF, AZ | 30 | $ 13,590,000 | $ 453,000 | $ 156,000 |
| MADERA, CA | 30 | $ 12,050,000 | $ 401,000 | $ 112,000 |
| AKRON, OH | 28 | $ 5,400,000 | $ 192,000 | $ 72,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 28 | $ 4,780,000 | $ 170,000 | $ 71,000 |
| MERCED, CA | 27 | $ 7,225,000 | $ 267,000 | $ 84,000 |
| COLLEGE STATION-BRYAN, TX | 25 | $ 6,545,000 | $ 261,000 | $ 143,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 25 | $ 8,975,000 | $ 359,000 | $ 123,000 |
| CHICAGO-NAPERVILLE, IL | 24 | $ 5,520,000 | $ 230,000 | $ 85,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 23 | $ 12,345,000 | $ 536,000 | $ 148,000 |
| DULUTH, MN-WI | 19 | $ 4,495,000 | $ 207,500 | $ 71,000 |
| TACOMA-LAKEWOOD, WA | 19 | $ 9,535,000 | $ 501,000 | $ 152,000 |
| CHATTANOOGA, TN-GA | 18 | $ 4,040,000 | $ 200,500 | $ 107,000 |
| FARMINGTON, NM | 18 | $ 4,140,000 | $ 230,000 | $ 87,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 17 | $ 5,555,000 | $ 326,000 | $ 141,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 16 | $ 5,240,000 | $ 327,000 | $ 93,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 14 | $ 3,240,000 | $ 231,000 | $ 116,000 |
| PUEBLO, CO | 14 | $ 3,770,000 | $ 269,000 | $ 94,000 |
| RENO, NV | 14 | $ 6,420,000 | $ 458,000 | $ 132,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 13 | $ 4,325,000 | $ 332,000 | $ 84,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 13 | $ 3,505,000 | $ 226,000 | $ 113,000 |
| SALINAS, CA | 13 | $ 3,605,000 | $ 277,000 | $ 116,000 |
| YUBA CITY, CA | 13 | $ 2,895,000 | $ 222,000 | $ 75,000 |
| CORPUS CHRISTI, TX | 12 | $ 4,290,000 | $ 357,000 | $ 262,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 2,810,000 | $ 214,000 | $ 76,666 |
| OAKLAND-HAYWARD-BERKELEY, CA | 12 | $ 6,790,000 | $ 565,000 | $ 140,000 |
| OCALA, FL | 12 | $ 2,830,000 | $ 235,000 | $ 77,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 12 | $ 6,830,000 | $ 658,000 | $ 185,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 12 | $ 4,650,000 | $ 387,000 | $ 164,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 11 | $ 7,735,000 | $ 703,000 | $ 235,000 |
| RALEIGH, NC | 11 | $ 6,005,000 | $ 545,000 | $ 114,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 10 | $ 2,960,000 | $ 296,000 | $ 157,000 |
| JACKSONVILLE, FL | 10 | $ 6,800,000 | $ 680,000 | $ 249,000 |
| SANTA CRUZ-WATSONVILLE, CA | 10 | $ 3,750,000 | $ 375,000 | $ 143,000 |
| WINSTON-SALEM, NC | 10 | $ 3,120,000 | $ 312,000 | $ 122,000 |
| ASHEVILLE, NC | 9 | $ 3,455,000 | $ 383,000 | $ 123,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 2,505,000 | $ 278,000 | $ 88,000 |
| CINCINNATI, OH-KY-IN | 9 | $ 2,035,000 | $ 234,000 | $ 228,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 9 | $ 2,735,000 | $ 303,000 | $ 93,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 5,315,000 | $ 590,000 | $ 191,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 4,595,000 | $ 525,500 | $ 159,500 |
| GAINESVILLE, GA | 8 | $ 1,630,000 | $ 203,000 | $ 78,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 2,240,000 | $ 280,000 | $ 97,000 |
| MCALLEN-EDINBURG-MISSION, TX | 8 | $ 1,860,000 | $ 232,000 | $ 92,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 8 | $ 2,080,000 | $ 260,000 | $ 98,000 |
| SALT LAKE CITY, UT | 8 | $ 4,240,000 | $ 530,000 | $ 142,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 8 | $ 2,790,000 | $ 348,000 | $ 203,000 |
| CLARKSVILLE, TN-KY | 7 | $ 1,735,000 | $ 247,000 | $ 87,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 7 | $ 1,085,000 | $ 155,000 | $ 152,000 |
| OLYMPIA-TUMWATER, WA | 7 | $ 3,015,000 | $ 430,000 | $ 201,000 |
| PORT ST. LUCIE, FL | 7 | $ 1,825,000 | $ 260,000 | $ 113,000 |
| PROVO-OREM, UT | 7 | $ 2,675,000 | $ 382,000 | $ 100,000 |
| SALEM, OR | 7 | $ 3,895,000 | $ 556,000 | $ 160,000 |
| SANTA FE, NM | 7 | $ 2,085,000 | $ 297,000 | $ 123,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7 | $ 4,525,000 | $ 575,000 | $ 244,000 |
| BEND-REDMOND, OR | 6 | $ 2,460,000 | $ 410,000 | $ 183,000 |
| BOISE CITY, ID | 6 | $ 2,480,000 | $ 413,000 | $ 193,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,660,000 | $ 276,000 | $ 114,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 1,480,000 | $ 246,500 | $ 129,000 |
| OKLAHOMA CITY, OK | 6 | $ 1,550,000 | $ 258,000 | $ 93,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 2,920,000 | $ 486,000 | $ 257,000 |
| YUMA, AZ | 6 | $ 1,780,000 | $ 296,000 | $ 98,000 |
| AUBURN-OPELIKA, AL | 5 | $ 1,565,000 | $ 313,000 | $ 122,000 |
| BAKERSFIELD, CA | 5 | $ 1,035,000 | $ 207,000 | $ 123,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 5 | $ 875,000 | $ 175,000 | $ 124,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 2,095,000 | $ 419,000 | $ 105,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 935,000 | $ 187,000 | $ 86,000 |
| COLUMBIA, SC | 5 | $ 1,375,000 | $ 275,000 | $ 110,000 |
| COLUMBUS, OH | 5 | $ 1,145,000 | $ 229,000 | $ 84,000 |
| ELGIN, IL | 5 | $ 1,055,000 | $ 211,000 | $ 61,000 |
| JACKSONVILLE, NC | 5 | $ 1,905,000 | $ 381,000 | $ 80,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,275,000 | $ 258,000 | $ 118,500 |
| LONGVIEW, TX | 5 | $ 915,000 | $ 183,000 | $ 92,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 5 | $ 1,275,000 | $ 255,000 | $ 179,000 |
| PUNTA GORDA, FL | 5 | $ 1,955,000 | $ 391,000 | $ 143,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 1,075,000 | $ 215,000 | $ 66,000 |
| AMARILLO, TX | 4 | $ 1,110,000 | $ 277,000 | $ 187,000 |
| BRUNSWICK, GA | 4 | $ 980,000 | $ 245,000 | $ 83,000 |
| CHICO, CA | 4 | $ 1,060,000 | $ 265,000 | $ 119,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 4 | $ 1,840,000 | $ 460,000 | $ 117,000 |
| HUNTSVILLE, AL | 4 | $ 1,420,000 | $ 355,000 | $ 175,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 770,000 | $ 192,000 | $ 70,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 1,690,000 | $ 422,000 | $ 101,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 2,080,000 | $ 520,000 | $ 120,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 1,000,000 | $ 250,000 | $ 248,000 |
| SAVANNAH, GA | 4 | $ 1,160,000 | $ 290,000 | $ 117,000 |
| SHERMAN-DENISON, TX | 4 | $ 1,150,000 | $ 287,000 | $ 121,000 |
| SPOKANE-SPOKANE VALLEY, WA | 4 | $ 1,800,000 | $ 450,000 | $ 141,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4 | $ 1,510,000 | $ 377,000 | $ 158,000 |
| WILMINGTON, NC | 4 | $ 2,170,000 | $ 542,000 | $ 211,000 |
| COEUR D'ALENE, ID | 3 | $ 975,000 | $ 325,000 | $ 79,000 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 685,000 | $ 228,000 | $ 122,000 |
| EUGENE, OR | 3 | $ 1,025,000 | $ 341,000 | $ 100,000 |
| GARY, IN | 3 | $ 535,000 | $ 178,000 | $ 55,000 |
| GRAND JUNCTION, CO | 3 | $ 615,000 | $ 205,000 | $ 82,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 1,325,000 | $ 441,000 | $ 118,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 1,025,000 | $ 341,000 | $ 101,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 825,000 | $ 275,000 | $ 58,000 |
| KNOXVILLE, TN | 3 | $ 735,000 | $ 245,000 | $ 90,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 1,695,000 | $ 477,500 | $ 94,500 |
| MOBILE, AL | 3 | $ 1,605,000 | $ 535,000 | $ 206,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 445,000 | $ 148,000 | $ 110,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3 | $ 775,000 | $ 258,000 | $ 95,000 |
| PITTSBURGH, PA | 3 | $ 625,000 | $ 208,000 | $ 169,000 |
| SANTA ROSA, CA | 3 | $ 1,285,000 | $ 428,000 | $ 188,000 |
| SPARTANBURG, SC | 3 | $ 835,000 | $ 278,000 | $ 85,000 |
| SPRINGFIELD, MO | 3 | $ 385,000 | $ 128,000 | $ 244,000 |
| ST. JOSEPH, MO-KS | 3 | $ 855,000 | $ 285,000 | $ 136,000 |
| TYLER, TX | 3 | $ 475,000 | $ 158,000 | $ 59,000 |
| VALDOSTA, GA | 3 | $ 385,000 | $ 128,000 | $ 123,000 |
| WACO, TX | 3 | $ 745,000 | $ 248,000 | $ 72,000 |
| ANCHORAGE, AK | 2 | $ 1,010,000 | $ 505,000 | $ 144,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 830,000 | $ 415,000 | $ 264,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 1,200,000 | $ 600,000 | $ 216,000 |
| CAMDEN, NJ | 2 | $ 590,000 | $ 295,000 | $ 151,000 |
| COLUMBUS, GA-AL | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| CORVALLIS, OR | 2 | $ 650,000 | $ 325,000 | $ 70,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 570,000 | $ 285,000 | $ 96,000 |
| FAYETTEVILLE, NC | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| GAINESVILLE, FL | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| HANFORD-CORCORAN, CA | 2 | $ 710,000 | $ 355,000 | $ 73,000 |
| HOMOSASSA SPRINGS, FL | 2 | $ 630,000 | $ 315,000 | $ 78,000 |
| IDAHO FALLS, ID | 2 | $ 690,000 | $ 345,000 | $ 186,000 |
| JACKSON, MS | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| JOHNSON CITY, TN | 2 | $ 720,000 | $ 360,000 | $ 78,000 |
| LAFAYETTE, LA | 2 | $ 310,000 | $ 155,000 | $ 92,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 320,000 | $ 160,000 | $ 285,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 100,000 | $ 50,000 | $ 190,000 |
| MIDLAND, TX | 2 | $ 920,000 | $ 460,000 | $ 171,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 760,000 | $ 380,000 | $ 147,000 |
| NAPA, CA | 2 | $ 2,010,000 | $ 1,005,000 | $ 300,000 |
| PHILADELPHIA, PA | 2 | $ 1,170,000 | $ 585,000 | $ 188,000 |
| RICHMOND, VA | 2 | $ 180,000 | $ 90,000 | $ 26,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 2,500,000 | $ 1,250,000 | $ 432,000 |
| SAN RAFAEL, CA | 2 | $ 1,110,000 | $ 555,000 | $ 249,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 150,000 | $ 75,000 | $ 20,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| ST. GEORGE, UT | 2 | $ 1,110,000 | $ 555,000 | $ 139,000 |
| TRENTON, NJ | 2 | $ 620,000 | $ 310,000 | $ 100,000 |
| WICHITA FALLS, TX | 2 | $ 790,000 | $ 395,000 | $ 60,000 |
| WICHITA, KS | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| ABILENE, TX | 1 | $ 145,000 | $ 145,000 | $ 227,000 |
| AMES, IA | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| ANN ARBOR, MI | 1 | $ 335,000 | $ 335,000 | $ 270,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 235,000 | $ 235,000 | $ 288,000 |
| BELLINGHAM, WA | 1 | $ 1,325,000 | $ 1,325,000 | $ 549,000 |
| BILLINGS, MT | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| BOSTON, MA | 1 | $ 965,000 | $ 965,000 | $ 383,000 |
| BOWLING GREEN, KY | 1 | $ 495,000 | $ 495,000 | $ 105,000 |
| BURLINGTON, NC | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 575,000 | $ 575,000 | $ 122,000 |
| CANTON-MASSILLON, OH | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| CARBONDALE-MARION, IL | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| CARSON CITY, NV | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| CASPER, WY | 1 | $ 425,000 | $ 425,000 | $ 110,000 |
| CEDAR RAPIDS, IA | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| CHEYENNE, WY | 1 | $ 235,000 | $ 235,000 | $ 0 |
| DALTON, GA | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| EAST STROUDSBURG, PA | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| EAU CLAIRE, WI | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| ERIE, PA | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| FAIRBANKS, AK | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| FARGO, ND-MN | 1 | $ 415,000 | $ 415,000 | $ 104,000 |
| GOLDSBORO, NC | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 515,000 | $ 515,000 | $ 117,000 |
| GRANTS PASS, OR | 1 | $ 425,000 | $ 425,000 | $ 198,000 |
| GREEN BAY, WI | 1 | $ 335,000 | $ 335,000 | $ 70,000 |
| GREENVILLE, NC | 1 | $ 115,000 | $ 115,000 | $ 273,000 |
| HARRISONBURG, VA | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| HATTIESBURG, MS | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| HINESVILLE, GA | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| JACKSON, TN | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| LAS CRUCES, NM | 1 | $ 595,000 | $ 595,000 | $ 88,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| LINCOLN, NE | 1 | $ 335,000 | $ 335,000 | $ 101,000 |
| LUBBOCK, TX | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 345,000 | $ 345,000 | $ 233,000 |
| MANSFIELD, OH | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| MEDFORD, OR | 1 | $ 525,000 | $ 525,000 | $ 99,000 |
| MIDLAND, MI | 1 | $ 355,000 | $ 355,000 | $ 111,000 |
| MISSOULA, MT | 1 | $ 565,000 | $ 565,000 | $ 510,000 |
| MONTGOMERY, AL | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| MORRISTOWN, TN | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| MUSKEGON, MI | 1 | $ 315,000 | $ 315,000 | $ 96,000 |
| NEW YORK-NEWARK, NY | 1 | $ 1,365,000 | $ 1,365,000 | $ 628,000 |
| NEWARK, NJ-PA | 1 | $ 405,000 | $ 405,000 | $ 80,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| PANAMA CITY, FL | 1 | $ 265,000 | $ 265,000 | $ 169,000 |
| PEORIA, IL | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| READING, PA | 1 | $ 475,000 | $ 475,000 | $ 156,000 |
| ROME, GA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| SEBRING, FL | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| SIOUX FALLS, SD | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| TERRE HAUTE, IN | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| TEXARKANA, TX-AR | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| THE VILLAGES, FL | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| TOPEKA, KS | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| TUSCALOOSA, AL | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| WARNER ROBINS, GA | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1 | $ 975,000 | $ 975,000 | $ 610,000 |
| WINCHESTER, VA-WV | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| YAKIMA, WA | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| YORK-HANOVER, PA | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 415,000 | $ 415,000 | $ 74,000 |
Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,482 | $2,907,420,000 | $388,000 | $3,005,000 | $132,000 | $9,410,000 |
| Cash-out Refinancing | 1,793 | $563,995,000 | $314,000 | $3,005,000 | $123,000 | $5,081,000 |
| Refinancing | 720 | $235,130,000 | $326,000 | $2,615,000 | $118,000 | $3,296,000 |
| Other Purpose | 5 | $965,000 | $193,000 | $305,000 | $83,000 | $167,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,852 | $2,284,800,000 | $390,000 | $3,005,000 | $143,000 | $9,410,000 |
| Hispanic | 2,274 | $714,800,000 | $314,000 | $2,635,000 | $99,000 | $1,200,000 |
| Black or African American | 720 | $231,600,000 | $321,000 | $2,615,000 | $100,000 | $920,000 |
| Not Provided | 588 | $235,060,000 | $399,000 | $2,005,000 | $145,000 | $2,932,000 |
| Asian | 491 | $211,185,000 | $430,000 | $1,525,000 | $139,000 | $990,000 |
| American Indian or Alaskan Native | 46 | $18,290,000 | $397,000 | $1,165,000 | $131,000 | $565,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $9,550,000 | $397,000 | $975,000 | $115,000 | $211,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,275 | $2,764,665,000 | $380,000 | $3,005,000 | $143,000 | $9,410,000 |
| FHA-insured (Federal Housing Administration) | 1,928 | $611,020,000 | $316,000 | $855,000 | $88,000 | $929,000 |
| VA-guaranteed (Veterans Administration) | 759 | $322,465,000 | $424,000 | $1,705,000 | $106,000 | $417,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $9,360,000 | $246,000 | $435,000 | $65,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,391 | $2,393,595,000 | $374,000 | $3,005,000 | $126,000 | $1,714,000 |
| Application Withdrawn By Applicant | 2,500 | $894,770,000 | $357,000 | $2,635,000 | $129,000 | $9,410,000 |
| Application Approved But Not Accepted | 866 | $329,500,000 | $380,000 | $2,505,000 | $160,000 | $4,902,000 |
| Application Denied By Financial Institution | 232 | $84,360,000 | $363,000 | $1,505,000 | $101,000 | $661,000 |
| File Closed For Incompleteness | 11 | $5,285,000 | $480,000 | $1,365,000 | $167,000 | $535,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,768 | $3,623,150,000 | $370,000 | $3,005,000 | $130,000 | $9,410,000 |
| Credit History | 103 | $39,195,000 | $380,000 | $1,505,000 | $113,000 | $661,000 |
| Other | 40 | $15,090,000 | $377,000 | $975,000 | $101,000 | $398,000 |
| Collateral | 36 | $9,870,000 | $274,000 | $755,000 | $88,000 | $360,000 |
| Debt-To-Income Ratio | 29 | $10,355,000 | $357,000 | $825,000 | $92,000 | $319,000 |
| Unverifiable Information | 13 | $5,785,000 | $445,000 | $1,065,000 | $78,000 | $198,000 |
| Employment History | 7 | $2,795,000 | $399,000 | $565,000 | $87,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $975,000 | $325,000 | $545,000 | $79,000 | $117,000 |
| Credit Application Incomplete | 1 | $295,000 | $295,000 | $295,000 | $128,000 | $128,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Amerifirst Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.