Amerifirst Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Amerifirst Financial, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Amerifirst Financial, Inc.
1550 E. Mckellips Rd, Suite 117
Mesa, AZ 85203
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 10,000
Total Mortgage Loan Application Amount $3,707,510,000
Average Mortgage Loan Application Amount $305,250
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $114,000
Highest Applicant Income $9,410,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Amerifirst Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Amerifirst Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Amerifirst Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Amerifirst Financial, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Amerifirst Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Amerifirst Financial, Inc.'s mortgage activity for 2022.

Mortgage Loan Application Totals for Amerifirst Financial, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 2,773 $ 1,048,665,000 $ 378,000 $ 127,000
Pinal County Arizona 536 $ 170,810,000 $ 318,000 $ 92,000
Denver County Colorado 470 $ 233,420,000 $ 496,000 $ 161,000
Jefferson County Colorado 371 $ 189,885,000 $ 511,000 $ 167,000
Clark County Nevada 362 $ 130,010,000 $ 359,000 $ 117,000
Adams County Colorado 336 $ 135,260,000 $ 402,000 $ 119,000
Bexar County Texas 328 $ 91,680,000 $ 279,000 $ 116,000
Arapahoe County Colorado 301 $ 124,605,000 $ 413,000 $ 119,000
Mohave County Arizona 174 $ 41,170,000 $ 236,000 $ 116,000
Douglas County Colorado 149 $ 83,735,000 $ 561,000 $ 161,000
Travis County Texas 147 $ 81,565,000 $ 554,000 $ 233,000
Navajo County Arizona 119 $ 33,415,000 $ 280,000 $ 119,000
Fresno County California 102 $ 30,910,000 $ 303,000 $ 108,000
Weld County Colorado 102 $ 40,030,000 $ 392,000 $ 115,000
Stanislaus County California 91 $ 35,025,000 $ 384,000 $ 112,000
Williamson County Texas 88 $ 34,210,000 $ 388,000 $ 173,000
Yavapai County Arizona 75 $ 23,345,000 $ 311,000 $ 110,000
Cuyahoga County Ohio 74 $ 13,130,000 $ 177,000 $ 102,000
Harris County Texas 74 $ 27,840,000 $ 376,000 $ 147,000
Riverside County California 73 $ 27,045,000 $ 370,000 $ 127,000
Boulder County Colorado 72 $ 41,440,000 $ 575,000 $ 201,000
Pima County Arizona 61 $ 16,455,000 $ 269,000 $ 102,000
Shasta County California 61 $ 16,745,000 $ 274,000 $ 135,000
Bernalillo County New Mexico 60 $ 15,120,000 $ 252,000 $ 105,000
El Paso County Colorado 53 $ 17,305,000 $ 326,000 $ 110,000
Larimer County Colorado 49 $ 20,545,000 $ 419,000 $ 132,000
Hays County Texas 49 $ 21,785,000 $ 444,000 $ 175,000
Tarrant County Texas 49 $ 16,915,000 $ 345,000 $ 156,000
San Diego County California 48 $ 30,680,000 $ 639,000 $ 188,000
Mecklenburg County North Carolina 47 $ 18,125,000 $ 385,000 $ 122,000
Tulare County California 46 $ 9,280,000 $ 201,000 $ 80,000
Dallas County Texas 44 $ 15,780,000 $ 358,000 $ 144,000
El Paso County Texas 44 $ 9,970,000 $ 226,000 $ 89,000
Los Angeles County California 42 $ 26,240,000 $ 624,000 $ 153,000
Guadalupe County Texas 42 $ 12,280,000 $ 292,000 $ 112,000
San Joaquin County California 41 $ 22,335,000 $ 544,000 $ 150,000
Siskiyou County California 41 $ 10,485,000 $ 255,000 $ 99,000
San Bernardino County California 40 $ 12,850,000 $ 321,000 $ 92,000
Sacramento County California 38 $ 13,140,000 $ 345,000 $ 140,000
Comal County Texas 37 $ 12,585,000 $ 340,000 $ 148,000
Gila County Arizona 36 $ 11,090,000 $ 308,000 $ 122,000
Coconino County Arizona 30 $ 13,590,000 $ 453,000 $ 156,000
Madera County California 30 $ 12,050,000 $ 401,000 $ 112,000
Bell County Texas 30 $ 7,420,000 $ 247,000 $ 114,000
Collin County Texas 30 $ 13,980,000 $ 466,000 $ 203,000
Denton County Texas 29 $ 13,235,000 $ 456,000 $ 213,000
Merced County California 27 $ 7,225,000 $ 267,000 $ 84,000
Apache County Arizona 25 $ 5,455,000 $ 218,000 $ 93,000
Broward County Florida 25 $ 8,975,000 $ 359,000 $ 123,000
Jackson County Missouri 23 $ 5,545,000 $ 241,000 $ 102,000
Summit County Ohio 23 $ 4,525,000 $ 196,000 $ 74,000
Fort Bend County Texas 23 $ 8,205,000 $ 356,000 $ 131,000
Broomfield County Colorado 22 $ 9,290,000 $ 422,000 $ 141,000
Brazos County Texas 22 $ 5,740,000 $ 260,000 $ 149,000
Orange County Florida 21 $ 5,675,000 $ 270,000 $ 73,000
Cook County Illinois 21 $ 4,955,000 $ 235,000 $ 88,000
Lorain County Ohio 21 $ 4,695,000 $ 223,000 $ 88,000
King County Washington 21 $ 11,495,000 $ 547,000 $ 153,000
Clay County Missouri 19 $ 4,995,000 $ 262,000 $ 71,000
Pierce County Washington 19 $ 9,535,000 $ 501,000 $ 152,000
San Juan County New Mexico 18 $ 4,140,000 $ 230,000 $ 87,000
Jefferson County Alabama 17 $ 4,925,000 $ 289,000 $ 112,000
Union County North Carolina 17 $ 6,805,000 $ 400,000 $ 140,000
Hillsborough County Florida 16 $ 5,950,000 $ 371,000 $ 124,000
Miami-Dade County Florida 16 $ 5,240,000 $ 327,000 $ 93,000
Osceola County Florida 16 $ 7,200,000 $ 450,000 $ 327,000
Johnson County Kansas 16 $ 4,500,000 $ 281,000 $ 148,000
Platte County Missouri 16 $ 4,820,000 $ 301,000 $ 94,000
Sandoval County New Mexico 16 $ 4,990,000 $ 311,000 $ 112,000
York County South Carolina 16 $ 5,240,000 $ 327,000 $ 94,000
Montgomery County Texas 16 $ 6,640,000 $ 415,000 $ 122,000
St. Louis County Minnesota 15 $ 3,825,000 $ 255,000 $ 92,000
Jefferson County Missouri 15 $ 3,335,000 $ 222,000 $ 71,000
Lake County Ohio 15 $ 2,665,000 $ 177,000 $ 73,000
Hamilton County Tennessee 15 $ 3,545,000 $ 236,000 $ 77,000
Pueblo County Colorado 14 $ 3,770,000 $ 269,000 $ 94,000
Washoe County Nevada 14 $ 6,420,000 $ 458,000 $ 132,000
Monterey County California 13 $ 3,605,000 $ 277,000 $ 116,000
Jackson County Mississippi 13 $ 1,885,000 $ 145,000 $ 66,000
San Luis Obispo County California 12 $ 4,650,000 $ 387,000 $ 164,000
Elbert County Colorado 12 $ 6,450,000 $ 537,000 $ 155,000
Grand County Colorado 12 $ 6,060,000 $ 505,000 $ 198,000
Marion County Florida 12 $ 2,830,000 $ 235,000 $ 77,000
Pinellas County Florida 12 $ 3,960,000 $ 330,000 $ 102,000
Iredell County North Carolina 12 $ 4,130,000 $ 344,000 $ 141,000
Orange County California 11 $ 7,735,000 $ 703,000 $ 235,000
St. Louis County Missouri 11 $ 4,975,000 $ 452,000 $ 205,000
Bandera County Texas 11 $ 2,635,000 $ 239,000 $ 95,000
Nueces County Texas 11 $ 4,135,000 $ 375,000 $ 278,000
Wilson County Texas 11 $ 3,315,000 $ 301,000 $ 99,000
Contra Costa County California 10 $ 5,900,000 $ 590,000 $ 151,000
Santa Cruz County California 10 $ 3,750,000 $ 375,000 $ 143,000
Lake County Florida 10 $ 2,340,000 $ 234,000 $ 74,000
Manatee County Florida 10 $ 2,980,000 $ 298,000 $ 125,000
Gwinnett County Georgia 10 $ 2,500,000 $ 250,000 $ 90,000
Harrison County Mississippi 10 $ 1,850,000 $ 185,000 $ 69,000
Cabarrus County North Carolina 10 $ 2,540,000 $ 254,000 $ 91,000
Gaston County North Carolina 10 $ 2,240,000 $ 224,000 $ 72,000
Williamson County Tennessee 10 $ 5,060,000 $ 506,000 $ 157,000
Galveston County Texas 10 $ 3,220,000 $ 322,000 $ 199,000
Shelby County Alabama 9 $ 2,365,000 $ 262,000 $ 114,000
Solano County California 9 $ 5,315,000 $ 590,000 $ 191,000
Lee County Florida 9 $ 2,505,000 $ 278,000 $ 88,000
Torrance County New Mexico 9 $ 1,505,000 $ 167,000 $ 73,000
Rowan County North Carolina 9 $ 2,545,000 $ 282,000 $ 108,000
Wake County North Carolina 9 $ 3,495,000 $ 388,000 $ 112,000
Medina County Ohio 9 $ 2,405,000 $ 267,000 $ 1,126,000
Greenville County South Carolina 9 $ 2,285,000 $ 253,000 $ 151,000
Davidson County Tennessee 9 $ 3,065,000 $ 340,000 $ 145,000
Medina County Texas 9 $ 2,175,000 $ 241,000 $ 91,000
Fremont County Wyoming 9 $ 2,085,000 $ 231,000 $ 87,000
Placer County California 8 $ 4,720,000 $ 590,000 $ 189,000
Yuba County California 8 $ 2,050,000 $ 256,000 $ 84,000
Logan County Colorado 8 $ 1,420,000 $ 177,000 $ 50,000
Summit County Colorado 8 $ 5,790,000 $ 723,000 $ 291,000
Palm Beach County Florida 8 $ 2,790,000 $ 348,000 $ 203,000
Pasco County Florida 8 $ 2,900,000 $ 362,000 $ 174,000
Polk County Florida 8 $ 2,240,000 $ 280,000 $ 97,000
Fulton County Georgia 8 $ 1,940,000 $ 242,000 $ 137,000
Hall County Georgia 8 $ 1,630,000 $ 203,000 $ 78,000
Geauga County Ohio 8 $ 2,660,000 $ 332,000 $ 125,000
Shelby County Tennessee 8 $ 1,940,000 $ 242,000 $ 103,000
Burnet County Texas 8 $ 2,470,000 $ 308,000 $ 118,000
Hidalgo County Texas 8 $ 1,860,000 $ 232,000 $ 92,000
Rockwall County Texas 8 $ 3,280,000 $ 410,000 $ 167,000
St. Clair County Alabama 7 $ 2,075,000 $ 296,000 $ 102,000
Tehama County California 7 $ 1,405,000 $ 200,000 $ 68,000
Chaffee County Colorado 7 $ 3,935,000 $ 562,000 $ 136,000
Eagle County Colorado 7 $ 7,425,000 $ 1,060,000 $ 358,000
Fremont County Colorado 7 $ 1,465,000 $ 209,000 $ 51,000
Sarasota County Florida 7 $ 2,575,000 $ 367,000 $ 164,000
St. Lucie County Florida 7 $ 1,825,000 $ 260,000 $ 113,000
Volusia County Florida 7 $ 1,685,000 $ 240,000 $ 51,000
Santa Fe County New Mexico 7 $ 2,085,000 $ 297,000 $ 123,000
Valencia County New Mexico 7 $ 1,625,000 $ 232,000 $ 61,000
Davidson County North Carolina 7 $ 2,085,000 $ 297,000 $ 111,000
Warren County Ohio 7 $ 1,515,000 $ 216,000 $ 340,000
Multnomah County Oregon 7 $ 2,445,000 $ 349,000 $ 168,000
Berkeley County South Carolina 7 $ 2,185,000 $ 312,000 $ 64,000
Montgomery County Tennessee 7 $ 1,735,000 $ 247,000 $ 87,000
Ellis County Texas 7 $ 2,425,000 $ 346,000 $ 147,000
Salt Lake County Utah 7 $ 3,935,000 $ 562,000 $ 149,000
Utah County Utah 7 $ 2,675,000 $ 382,000 $ 100,000
Thurston County Washington 7 $ 3,015,000 $ 430,000 $ 201,000
Talladega County Alabama 6 $ 1,070,000 $ 178,000 $ 58,000
Yuma County Arizona 6 $ 1,780,000 $ 296,000 $ 98,000
Tuolumne County California 6 $ 1,370,000 $ 228,000 $ 65,000
Park County Colorado 6 $ 2,890,000 $ 481,000 $ 210,000
Duval County Florida 6 $ 3,150,000 $ 525,000 $ 138,000
Wyandotte County Kansas 6 $ 960,000 $ 160,000 $ 80,000
Buncombe County North Carolina 6 $ 2,330,000 $ 388,000 $ 90,000
Deschutes County Oregon 6 $ 2,460,000 $ 410,000 $ 183,000
Bastrop County Texas 6 $ 2,660,000 $ 443,000 $ 125,000
Brazoria County Texas 6 $ 1,670,000 $ 278,000 $ 77,000
Kaufman County Texas 6 $ 1,640,000 $ 273,000 $ 81,000
Lee County Alabama 5 $ 1,565,000 $ 313,000 $ 122,000
Cochise County Arizona 5 $ 1,075,000 $ 215,000 $ 66,000
Kern County California 5 $ 1,035,000 $ 207,000 $ 123,000
Sutter County California 5 $ 845,000 $ 169,000 $ 61,000
Gunnison County Colorado 5 $ 2,805,000 $ 561,000 $ 145,000
Montrose County Colorado 5 $ 2,405,000 $ 481,000 $ 131,000
Brevard County Florida 5 $ 1,275,000 $ 255,000 $ 179,000
Charlotte County Florida 5 $ 1,955,000 $ 391,000 $ 143,000
Seminole County Florida 5 $ 1,685,000 $ 337,000 $ 69,000
DeKalb County Georgia 5 $ 1,785,000 $ 357,000 $ 87,000
Jackson County Georgia 5 $ 1,285,000 $ 257,000 $ 78,000
Kane County Illinois 5 $ 1,055,000 $ 211,000 $ 61,000
Marion County Indiana 5 $ 1,015,000 $ 203,000 $ 185,000
St. Charles County Missouri 5 $ 1,545,000 $ 309,000 $ 141,000
Douglas County Nebraska 5 $ 1,545,000 $ 309,000 $ 107,000
Mitchell County North Carolina 5 $ 985,000 $ 197,000 $ 43,000
Onslow County North Carolina 5 $ 1,905,000 $ 381,000 $ 80,000
Montgomery County Ohio 5 $ 835,000 $ 167,000 $ 103,000
Portage County Ohio 5 $ 875,000 $ 175,000 $ 60,000
Wayne County Ohio 5 $ 1,195,000 $ 239,000 $ 78,000
Marion County Oregon 5 $ 2,995,000 $ 599,000 $ 167,000
Charleston County South Carolina 5 $ 1,975,000 $ 395,000 $ 121,000
Maury County Tennessee 5 $ 1,585,000 $ 317,000 $ 176,000
Putnam County Tennessee 5 $ 1,125,000 $ 225,000 $ 82,000
Cameron County Texas 5 $ 935,000 $ 187,000 $ 86,000
Johnson County Texas 5 $ 2,205,000 $ 441,000 $ 137,000
Kendall County Texas 5 $ 2,135,000 $ 427,000 $ 151,000
Kitsap County Washington 5 $ 2,095,000 $ 419,000 $ 105,000
Butte County California 4 $ 1,060,000 $ 265,000 $ 119,000
Santa Clara County California 4 $ 2,270,000 $ 567,000 $ 323,000
Ventura County California 4 $ 2,080,000 $ 520,000 $ 120,000
Montezuma County Colorado 4 $ 940,000 $ 235,000 $ 101,000
Collier County Florida 4 $ 1,690,000 $ 422,000 $ 101,000
Monroe County Florida 4 $ 1,850,000 $ 462,000 $ 64,000
Atchison County Kansas 4 $ 270,000 $ 67,000 $ 36,000
Baltimore County Maryland 4 $ 750,000 $ 187,000 $ 146,000
Anoka County Minnesota 4 $ 870,000 $ 217,000 $ 71,000
Hennepin County Minnesota 4 $ 1,440,000 $ 360,000 $ 86,000
Hancock County Mississippi 4 $ 920,000 $ 230,000 $ 104,000
Cass County Missouri 4 $ 1,260,000 $ 315,000 $ 112,000
Gallatin County Montana 4 $ 1,910,000 $ 477,000 $ 171,000
Guilford County North Carolina 4 $ 1,280,000 $ 320,000 $ 146,000
Lincoln County North Carolina 4 $ 1,770,000 $ 442,000 $ 210,000
Franklin County Ohio 4 $ 910,000 $ 227,000 $ 105,000
Rhea County Tennessee 4 $ 960,000 $ 240,000 $ 110,000
Grayson County Texas 4 $ 1,150,000 $ 287,000 $ 121,000
Randall County Texas 4 $ 1,110,000 $ 277,000 $ 187,000
Portsmouth County Virginia 4 $ 3,360,000 $ 840,000 $ 142,000
Spokane County Washington 4 $ 1,800,000 $ 450,000 $ 141,000
Madison County Alabama 3 $ 1,165,000 $ 388,000 $ 202,000
Mobile County Alabama 3 $ 1,605,000 $ 535,000 $ 206,000
Graham County Arizona 3 $ 755,000 $ 251,000 $ 78,000
La Paz County Arizona 3 $ 515,000 $ 171,000 $ 79,000
Santa Cruz County Arizona 3 $ 535,000 $ 178,000 $ 50,000
Sonoma County California 3 $ 1,285,000 $ 428,000 $ 188,000
Clear Creek County Colorado 3 $ 1,885,000 $ 628,000 $ 202,000
Mesa County Colorado 3 $ 615,000 $ 205,000 $ 82,000
San Miguel County Colorado 3 $ 1,265,000 $ 421,000 $ 103,000
New Haven County Connecticut 3 $ 445,000 $ 148,000 $ 110,000
Hernando County Florida 3 $ 1,085,000 $ 361,000 $ 131,000
Okaloosa County Florida 3 $ 1,075,000 $ 358,000 $ 100,000
Brantley County Georgia 3 $ 835,000 $ 278,000 $ 91,000
Chatham County Georgia 3 $ 915,000 $ 305,000 $ 107,000
Cobb County Georgia 3 $ 715,000 $ 238,000 $ 133,000
Rockdale County Georgia 3 $ 1,045,000 $ 348,000 $ 112,000
Walker County Georgia 3 $ 495,000 $ 165,000 $ 137,000
Ada County Idaho 3 $ 1,545,000 $ 515,000 $ 192,000
Canyon County Idaho 3 $ 935,000 $ 311,000 $ 195,000
Kootenai County Idaho 3 $ 975,000 $ 325,000 $ 79,000
Lake County Illinois 3 $ 725,000 $ 241,000 $ 109,000
Will County Illinois 3 $ 565,000 $ 188,000 $ 68,000
Hamilton County Indiana 3 $ 1,195,000 $ 398,000 $ 118,000
Oakland County Michigan 3 $ 1,245,000 $ 415,000 $ 172,000
Pine County Minnesota 3 $ 1,045,000 $ 348,000 $ 119,000
Greene County Missouri 3 $ 385,000 $ 128,000 $ 244,000
St. Louis City County Missouri 3 $ 1,025,000 $ 341,000 $ 211,000
Nye County Nevada 3 $ 1,045,000 $ 348,000 $ 100,000
Brunswick County North Carolina 3 $ 945,000 $ 315,000 $ 123,000
Carteret County North Carolina 3 $ 795,000 $ 265,000 $ 177,000
Durham County North Carolina 3 $ 685,000 $ 228,000 $ 122,000
New Hanover County North Carolina 3 $ 1,825,000 $ 608,000 $ 199,000
Wilson County North Carolina 3 $ 395,000 $ 131,000 $ 74,000
Champaign County Ohio 3 $ 895,000 $ 298,000 $ 56,000
Lane County Oregon 3 $ 1,025,000 $ 341,000 $ 100,000
Horry County South Carolina 3 $ 535,000 $ 178,000 $ 135,000
Lancaster County South Carolina 3 $ 535,000 $ 178,000 $ 35,000
Lexington County South Carolina 3 $ 985,000 $ 328,000 $ 153,000
Pickens County South Carolina 3 $ 585,000 $ 195,000 $ 62,000
Spartanburg County South Carolina 3 $ 835,000 $ 278,000 $ 85,000
Robertson County Tennessee 3 $ 1,605,000 $ 535,000 $ 183,000
Rutherford County Tennessee 3 $ 1,075,000 $ 358,000 $ 140,000
Sevier County Tennessee 3 $ 1,845,000 $ 615,000 $ 69,000
Atascosa County Texas 3 $ 1,025,000 $ 341,000 $ 117,000
Hill County Texas 3 $ 675,000 $ 225,000 $ 71,000
Hunt County Texas 3 $ 855,000 $ 285,000 $ 78,000
Kerr County Texas 3 $ 885,000 $ 295,000 $ 102,000
McLennan County Texas 3 $ 745,000 $ 248,000 $ 72,000
Smith County Texas 3 $ 475,000 $ 158,000 $ 59,000
Waller County Texas 3 $ 705,000 $ 235,000 $ 86,000
Chesapeake County Virginia 3 $ 505,000 $ 168,000 $ 133,000
Douglas County Wisconsin 3 $ 495,000 $ 165,000 $ 51,000
Baldwin County Alabama 2 $ 570,000 $ 285,000 $ 96,000
Cullman County Alabama 2 $ 870,000 $ 435,000 $ 159,000
Alameda County California 2 $ 890,000 $ 445,000 $ 85,000
Calaveras County California 2 $ 920,000 $ 460,000 $ 100,000
Glenn County California 2 $ 620,000 $ 310,000 $ 69,000
Kings County California 2 $ 710,000 $ 355,000 $ 73,000
Marin County California 2 $ 1,110,000 $ 555,000 $ 249,000
Mariposa County California 2 $ 590,000 $ 295,000 $ 132,000
Napa County California 2 $ 2,010,000 $ 1,005,000 $ 300,000
San Benito County California 2 $ 650,000 $ 325,000 $ 125,000
Archuleta County Colorado 2 $ 700,000 $ 350,000 $ 113,000
Gilpin County Colorado 2 $ 1,050,000 $ 525,000 $ 228,000
Teller County Colorado 2 $ 470,000 $ 235,000 $ 94,000
Fairfield County Connecticut 2 $ 1,200,000 $ 600,000 $ 216,000
Citrus County Florida 2 $ 630,000 $ 315,000 $ 78,000
Clay County Florida 2 $ 850,000 $ 425,000 $ 148,000
Dixie County Florida 2 $ 550,000 $ 275,000 $ 99,000
Escambia County Florida 2 $ 390,000 $ 195,000 $ 339,000
Flagler County Florida 2 $ 1,050,000 $ 525,000 $ 240,000
Indian River County Florida 2 $ 390,000 $ 195,000 $ 62,000
Santa Rosa County Florida 2 $ 610,000 $ 305,000 $ 157,000
St. Johns County Florida 2 $ 2,800,000 $ 1,400,000 $ 683,000
Suwannee County Florida 2 $ 550,000 $ 275,000 $ 96,000
Barrow County Georgia 2 $ 530,000 $ 265,000 $ 129,000
Bibb County Georgia 2 $ 100,000 $ 50,000 $ 190,000
Cherokee County Georgia 2 $ 420,000 $ 210,000 $ 39,000
Coweta County Georgia 2 $ 380,000 $ 190,000 $ 83,000
Dawson County Georgia 2 $ 720,000 $ 360,000 $ 94,000
Henry County Georgia 2 $ 420,000 $ 210,000 $ 44,000
Lowndes County Georgia 2 $ 260,000 $ 130,000 $ 162,000
Meriwether County Georgia 2 $ 520,000 $ 260,000 $ 72,000
Muscogee County Georgia 2 $ 170,000 $ 85,000 $ 47,000
Newton County Georgia 2 $ 500,000 $ 250,000 $ 73,000
Walton County Georgia 2 $ 760,000 $ 380,000 $ 73,000
White County Georgia 2 $ 790,000 $ 395,000 $ 79,000
Bonneville County Idaho 2 $ 690,000 $ 345,000 $ 186,000
Iroquois County Illinois 2 $ 140,000 $ 70,000 $ 86,000
St. Clair County Illinois 2 $ 210,000 $ 105,000 $ 109,000
Lake County Indiana 2 $ 300,000 $ 150,000 $ 38,000
Sedgwick County Kansas 2 $ 200,000 $ 100,000 $ 76,000
Lafayette County Louisiana 2 $ 310,000 $ 155,000 $ 92,000
Cass County Minnesota 2 $ 640,000 $ 320,000 $ 125,000
Sherburne County Minnesota 2 $ 600,000 $ 300,000 $ 95,000
DeSoto County Mississippi 2 $ 540,000 $ 270,000 $ 91,000
George County Mississippi 2 $ 400,000 $ 200,000 $ 109,000
Andrew County Missouri 2 $ 750,000 $ 375,000 $ 187,000
St. Francois County Missouri 2 $ 310,000 $ 155,000 $ 49,000
Flathead County Montana 2 $ 1,130,000 $ 565,000 $ 318,000
Keith County Nebraska 2 $ 490,000 $ 245,000 $ 85,000
Sarpy County Nebraska 2 $ 420,000 $ 210,000 $ 92,000
Churchill County Nevada 2 $ 300,000 $ 150,000 $ 65,000
Lyon County Nevada 2 $ 660,000 $ 330,000 $ 165,000
Camden County New Jersey 2 $ 590,000 $ 295,000 $ 151,000
Hudson County New Jersey 2 $ 570,000 $ 285,000 $ 103,000
Mercer County New Jersey 2 $ 620,000 $ 310,000 $ 100,000
McKinley County New Mexico 2 $ 430,000 $ 215,000 $ 62,000
Catawba County North Carolina 2 $ 840,000 $ 420,000 $ 124,000
Johnston County North Carolina 2 $ 2,510,000 $ 1,255,000 $ 127,000
Madison County North Carolina 2 $ 500,000 $ 250,000 $ 183,000
Adams County North Dakota 2 $ 240,000 $ 120,000 $ 96,000
Erie County Ohio 2 $ 1,440,000 $ 720,000 $ 62,000
Huron County Ohio 2 $ 140,000 $ 70,000 $ 17,000
Muskingum County Ohio 2 $ 90,000 $ 45,000 $ 28,000
Preble County Ohio 2 $ 730,000 $ 365,000 $ 66,000
Sandusky County Ohio 2 $ 310,000 $ 155,000 $ 38,000
Seneca County Ohio 2 $ 320,000 $ 160,000 $ 69,000
Cleveland County Oklahoma 2 $ 600,000 $ 300,000 $ 104,000
McCurtain County Oklahoma 2 $ 2,060,000 $ 1,030,000 $ 16,000
Oklahoma County Oklahoma 2 $ 640,000 $ 320,000 $ 120,000
Benton County Oregon 2 $ 650,000 $ 325,000 $ 70,000
Clackamas County Oregon 2 $ 2,770,000 $ 1,385,000 $ 531,000
Polk County Oregon 2 $ 900,000 $ 450,000 $ 144,000
Washington County Oregon 2 $ 850,000 $ 425,000 $ 198,000
Allegheny County Pennsylvania 2 $ 530,000 $ 265,000 $ 205,000
Cumberland County Pennsylvania 2 $ 870,000 $ 435,000 $ 110,000
Luzerne County Pennsylvania 2 $ 150,000 $ 75,000 $ 20,000
Philadelphia County Pennsylvania 2 $ 1,170,000 $ 585,000 $ 188,000
Aiken County South Carolina 2 $ 830,000 $ 415,000 $ 264,000
Anderson County South Carolina 2 $ 370,000 $ 185,000 $ 39,000
Richland County South Carolina 2 $ 390,000 $ 195,000 $ 47,000
Knox County Tennessee 2 $ 380,000 $ 190,000 $ 49,000
Monroe County Tennessee 2 $ 540,000 $ 270,000 $ 72,000
Sullivan County Tennessee 2 $ 640,000 $ 320,000 $ 65,000
Sumner County Tennessee 2 $ 780,000 $ 390,000 $ 227,000
Aransas County Texas 2 $ 700,000 $ 350,000 $ 105,000
Burleson County Texas 2 $ 430,000 $ 215,000 $ 58,000
Gillespie County Texas 2 $ 680,000 $ 340,000 $ 148,000
Gregg County Texas 2 $ 380,000 $ 190,000 $ 84,000
Llano County Texas 2 $ 590,000 $ 295,000 $ 113,000
Midland County Texas 2 $ 920,000 $ 460,000 $ 171,000
Milam County Texas 2 $ 550,000 $ 275,000 $ 110,000
Washington County Texas 2 $ 440,000 $ 220,000 $ 92,000
Wichita County Texas 2 $ 790,000 $ 395,000 $ 60,000
Washington County Utah 2 $ 1,110,000 $ 555,000 $ 139,000
Fairfax County Virginia 2 $ 1,340,000 $ 670,000 $ 261,000
Loudoun County Virginia 2 $ 2,050,000 $ 1,025,000 $ 173,000
Grant County Washington 2 $ 660,000 $ 330,000 $ 98,000
Mason County Washington 2 $ 700,000 $ 350,000 $ 74,000
Snohomish County Washington 2 $ 850,000 $ 425,000 $ 93,000
Kenosha County Wisconsin 2 $ 550,000 $ 275,000 $ 128,000
Milwaukee County Wisconsin 2 $ 470,000 $ 235,000 $ 51,000
Ozaukee County Wisconsin 2 $ 300,000 $ 150,000 $ 89,000
Clay County Alabama 1 $ 265,000 $ 265,000 $ 33,000
Coosa County Alabama 1 $ 505,000 $ 505,000 $ 71,000
Limestone County Alabama 1 $ 255,000 $ 255,000 $ 96,000
Marshall County Alabama 1 $ 365,000 $ 365,000 $ 99,000
Montgomery County Alabama 1 $ 335,000 $ 335,000 $ 109,000
Tuscaloosa County Alabama 1 $ 215,000 $ 215,000 $ 126,000
Anchorage County Alaska 1 $ 525,000 $ 525,000 $ 180,000
Fairbanks North Star County Alaska 1 $ 285,000 $ 285,000 $ 104,000
Matanuska-Susitna County Alaska 1 $ 485,000 $ 485,000 $ 109,000
Crittenden County Arkansas 1 $ 135,000 $ 135,000 $ 36,000
Marion County Arkansas 1 $ 175,000 $ 175,000 $ 215,000
Pope County Arkansas 1 $ 225,000 $ 225,000 $ 59,000
Pulaski County Arkansas 1 $ 185,000 $ 185,000 $ 285,000
Saline County Arkansas 1 $ 135,000 $ 135,000 $ 285,000
Amador County California 1 $ 285,000 $ 285,000 $ 55,000
El Dorado County California 1 $ 825,000 $ 825,000 $ 600,000
Lake County California 1 $ 525,000 $ 525,000 $ 336,000
Plumas County California 1 $ 275,000 $ 275,000 $ 125,000
San Francisco County California 1 $ 975,000 $ 975,000 $ 514,000
San Mateo County California 1 $ 1,525,000 $ 1,525,000 $ 350,000
Santa Barbara County California 1 $ 275,000 $ 275,000 $ 72,000
Yolo County California 1 $ 505,000 $ 505,000 $ 171,000
Costilla County Colorado 1 $ 155,000 $ 155,000 $ 70,000
Huerfano County Colorado 1 $ 285,000 $ 285,000 $ 65,000
La Plata County Colorado 1 $ 525,000 $ 525,000 $ 123,000
Lake County Colorado 1 $ 405,000 $ 405,000 $ 184,000
Las Animas County Colorado 1 $ 85,000 $ 85,000 $ 25,000
Morgan County Colorado 1 $ 295,000 $ 295,000 $ 83,000
Routt County Colorado 1 $ 645,000 $ 645,000 $ 103,000
Saguache County Colorado 1 $ 505,000 $ 505,000 $ 143,000
Washington County Colorado 1 $ 375,000 $ 375,000 $ 140,000
Alachua County Florida 1 $ 265,000 $ 265,000 $ 123,000
Bay County Florida 1 $ 265,000 $ 265,000 $ 169,000
Bradford County Florida 1 $ 205,000 $ 205,000 $ 89,000
Hendry County Florida 1 $ 315,000 $ 315,000 $ 144,000
Highlands County Florida 1 $ 125,000 $ 125,000 $ 27,000
Levy County Florida 1 $ 185,000 $ 185,000 $ 64,000
Putnam County Florida 1 $ 145,000 $ 145,000 $ 59,000
Sumter County Florida 1 $ 55,000 $ 55,000 $ 21,000
Walton County Florida 1 $ 765,000 $ 765,000 $ 170,000
Banks County Georgia 1 $ 185,000 $ 185,000 $ 48,000
Carroll County Georgia 1 $ 255,000 $ 255,000 $ 49,000
Clarke County Georgia 1 $ 235,000 $ 235,000 $ 288,000
Clayton County Georgia 1 $ 155,000 $ 155,000 $ 190,000
Douglas County Georgia 1 $ 325,000 $ 325,000 $ 73,000
Effingham County Georgia 1 $ 245,000 $ 245,000 $ 145,000
Fayette County Georgia 1 $ 465,000 $ 465,000 $ 125,000
Floyd County Georgia 1 $ 105,000 $ 105,000 $ 0
Forsyth County Georgia 1 $ 325,000 $ 325,000 $ 145,000
Glynn County Georgia 1 $ 145,000 $ 145,000 $ 60,000
Habersham County Georgia 1 $ 195,000 $ 195,000 $ 75,000
Heard County Georgia 1 $ 145,000 $ 145,000 $ 52,000
Houston County Georgia 1 $ 375,000 $ 375,000 $ 130,000
Jasper County Georgia 1 $ 105,000 $ 105,000 $ 60,000
Johnson County Georgia 1 $ 145,000 $ 145,000 $ 75,000
Lanier County Georgia 1 $ 125,000 $ 125,000 $ 46,000
Liberty County Georgia 1 $ 185,000 $ 185,000 $ 66,000
Morgan County Georgia 1 $ 245,000 $ 245,000 $ 80,000
Pickens County Georgia 1 $ 165,000 $ 165,000 $ 52,000
Rabun County Georgia 1 $ 335,000 $ 335,000 $ 144,000
Spalding County Georgia 1 $ 165,000 $ 165,000 $ 88,000
Whitfield County Georgia 1 $ 175,000 $ 175,000 $ 53,000
Christian County Illinois 1 $ 265,000 $ 265,000 $ 91,000
Coles County Illinois 1 $ 145,000 $ 145,000 $ 45,000
Johnson County Illinois 1 $ 455,000 $ 455,000 $ 150,000
Monroe County Illinois 1 $ 415,000 $ 415,000 $ 235,000
Rock Island County Illinois 1 $ 85,000 $ 85,000 $ 58,000
Tazewell County Illinois 1 $ 85,000 $ 85,000 $ 42,000
Hancock County Indiana 1 $ 465,000 $ 465,000 $ 161,000
Harrison County Indiana 1 $ 215,000 $ 215,000 $ 46,000
Hendricks County Indiana 1 $ 285,000 $ 285,000 $ 128,000
Porter County Indiana 1 $ 235,000 $ 235,000 $ 89,000
Vigo County Indiana 1 $ 165,000 $ 165,000 $ 42,000
Boone County Iowa 1 $ 145,000 $ 145,000 $ 82,000
Linn County Iowa 1 $ 245,000 $ 245,000 $ 100,000
Polk County Iowa 1 $ 115,000 $ 115,000 $ 35,000
Kingman County Kansas 1 $ 115,000 $ 115,000 $ 65,000
Shawnee County Kansas 1 $ 155,000 $ 155,000 $ 47,000
Boone County Kentucky 1 $ 245,000 $ 245,000 $ 146,000
Grayson County Kentucky 1 $ 435,000 $ 435,000 $ 76,000
Jefferson County Kentucky 1 $ 905,000 $ 905,000 $ 217,000
Oldham County Kentucky 1 $ 575,000 $ 575,000 $ 69,000
Warren County Kentucky 1 $ 495,000 $ 495,000 $ 105,000
Woodford County Kentucky 1 $ 155,000 $ 155,000 $ 38,000
Terrebonne County Louisiana 1 $ 135,000 $ 135,000 $ 87,000
Calvert County Maryland 1 $ 475,000 $ 475,000 $ 294,000
Harford County Maryland 1 $ 125,000 $ 125,000 $ 39,000
Montgomery County Maryland 1 $ 975,000 $ 975,000 $ 610,000
Essex County Massachusetts 1 $ 575,000 $ 575,000 $ 122,000
Norfolk County Massachusetts 1 $ 965,000 $ 965,000 $ 383,000
Kent County Michigan 1 $ 515,000 $ 515,000 $ 117,000
Livingston County Michigan 1 $ 265,000 $ 265,000 $ 117,000
Midland County Michigan 1 $ 355,000 $ 355,000 $ 111,000
Muskegon County Michigan 1 $ 315,000 $ 315,000 $ 96,000
Washtenaw County Michigan 1 $ 335,000 $ 335,000 $ 270,000
Wayne County Michigan 1 $ 335,000 $ 335,000 $ 87,000
Carlton County Minnesota 1 $ 175,000 $ 175,000 $ 70,000
Clay County Minnesota 1 $ 415,000 $ 415,000 $ 104,000
Itasca County Minnesota 1 $ 235,000 $ 235,000 $ 120,000
Ramsey County Minnesota 1 $ 195,000 $ 195,000 $ 178,000
Scott County Minnesota 1 $ 225,000 $ 225,000 $ 67,000
Watonwan County Minnesota 1 $ 155,000 $ 155,000 $ 240,000
Hinds County Mississippi 1 $ 85,000 $ 85,000 $ 43,000
Lamar County Mississippi 1 $ 205,000 $ 205,000 $ 46,000
Rankin County Mississippi 1 $ 205,000 $ 205,000 $ 76,000
Stone County Mississippi 1 $ 125,000 $ 125,000 $ 33,000
Benton County Missouri 1 $ 195,000 $ 195,000 $ 90,000
Buchanan County Missouri 1 $ 105,000 $ 105,000 $ 33,000
Camden County Missouri 1 $ 285,000 $ 285,000 $ 112,000
Clinton County Missouri 1 $ 165,000 $ 165,000 $ 38,000
Ray County Missouri 1 $ 135,000 $ 135,000 $ 69,000
Beaverhead County Montana 1 $ 455,000 $ 455,000 $ 101,000
Missoula County Montana 1 $ 565,000 $ 565,000 $ 510,000
Park County Montana 1 $ 315,000 $ 315,000 $ 44,000
Ravalli County Montana 1 $ 175,000 $ 175,000 $ 36,000
Yellowstone County Montana 1 $ 175,000 $ 175,000 $ 87,000
Box Butte County Nebraska 1 $ 175,000 $ 175,000 $ 62,000
Cass County Nebraska 1 $ 115,000 $ 115,000 $ 70,000
Cheyenne County Nebraska 1 $ 115,000 $ 115,000 $ 58,000
Harlan County Nebraska 1 $ 115,000 $ 115,000 $ 46,000
Lancaster County Nebraska 1 $ 335,000 $ 335,000 $ 101,000
Madison County Nebraska 1 $ 105,000 $ 105,000 $ 35,000
Carson City County Nevada 1 $ 325,000 $ 325,000 $ 80,000
Elko County Nevada 1 $ 95,000 $ 95,000 $ 51,000
Hillsborough County New Hampshire 1 $ 345,000 $ 345,000 $ 233,000
Hunterdon County New Jersey 1 $ 405,000 $ 405,000 $ 80,000
Ocean County New Jersey 1 $ 1,365,000 $ 1,365,000 $ 628,000
Passaic County New Jersey 1 $ 205,000 $ 205,000 $ 78,000
Chaves County New Mexico 1 $ 195,000 $ 195,000 $ 154,000
Colfax County New Mexico 1 $ 235,000 $ 235,000 $ 150,000
Dona Ana County New Mexico 1 $ 595,000 $ 595,000 $ 88,000
Otero County New Mexico 1 $ 205,000 $ 205,000 $ 104,000
Quay County New Mexico 1 $ 305,000 $ 305,000 $ 205,000
Sierra County New Mexico 1 $ 115,000 $ 115,000 $ 143,000
Socorro County New Mexico 1 $ 315,000 $ 315,000 $ 78,000
Alamance County North Carolina 1 $ 175,000 $ 175,000 $ 36,000
Caldwell County North Carolina 1 $ 185,000 $ 185,000 $ 55,000
Cumberland County North Carolina 1 $ 195,000 $ 195,000 $ 59,000
Currituck County North Carolina 1 $ 545,000 $ 545,000 $ 173,000
Dare County North Carolina 1 $ 475,000 $ 475,000 $ 198,000
Davie County North Carolina 1 $ 555,000 $ 555,000 $ 284,000
Forsyth County North Carolina 1 $ 305,000 $ 305,000 $ 85,000
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Mortgage Loan Application Detail Totals for Amerifirst Financial, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,482 $2,907,420,000 $388,000 $3,005,000 $132,000 $9,410,000
Cash-out Refinancing 1,793 $563,995,000 $314,000 $3,005,000 $123,000 $5,081,000
Refinancing 720 $235,130,000 $326,000 $2,615,000 $118,000 $3,296,000
Other Purpose 5 $965,000 $193,000 $305,000 $83,000 $167,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,852 $2,284,800,000 $390,000 $3,005,000 $143,000 $9,410,000
Hispanic 2,274 $714,800,000 $314,000 $2,635,000 $99,000 $1,200,000
Black or African American 720 $231,600,000 $321,000 $2,615,000 $100,000 $920,000
Not Provided 588 $235,060,000 $399,000 $2,005,000 $145,000 $2,932,000
Asian 491 $211,185,000 $430,000 $1,525,000 $139,000 $990,000
American Indian or Alaskan Native 46 $18,290,000 $397,000 $1,165,000 $131,000 $565,000
Native Hawaiian or Other Pacific Islander 24 $9,550,000 $397,000 $975,000 $115,000 $211,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,275 $2,764,665,000 $380,000 $3,005,000 $143,000 $9,410,000
FHA-insured (Federal Housing Administration) 1,928 $611,020,000 $316,000 $855,000 $88,000 $929,000
VA-guaranteed (Veterans Administration) 759 $322,465,000 $424,000 $1,705,000 $106,000 $417,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $9,360,000 $246,000 $435,000 $65,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,391 $2,393,595,000 $374,000 $3,005,000 $126,000 $1,714,000
Application Withdrawn By Applicant 2,500 $894,770,000 $357,000 $2,635,000 $129,000 $9,410,000
Application Approved But Not Accepted 866 $329,500,000 $380,000 $2,505,000 $160,000 $4,902,000
Application Denied By Financial Institution 232 $84,360,000 $363,000 $1,505,000 $101,000 $661,000
File Closed For Incompleteness 11 $5,285,000 $480,000 $1,365,000 $167,000 $535,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,768 $3,623,150,000 $370,000 $3,005,000 $130,000 $9,410,000
Credit History 103 $39,195,000 $380,000 $1,505,000 $113,000 $661,000
Other 40 $15,090,000 $377,000 $975,000 $101,000 $398,000
Collateral 36 $9,870,000 $274,000 $755,000 $88,000 $360,000
Debt-To-Income Ratio 29 $10,355,000 $357,000 $825,000 $92,000 $319,000
Unverifiable Information 13 $5,785,000 $445,000 $1,065,000 $78,000 $198,000
Employment History 7 $2,795,000 $399,000 $565,000 $87,000 $131,000
Insufficient Cash (Downpayment, Closing Cost) 3 $975,000 $325,000 $545,000 $79,000 $117,000
Credit Application Incomplete 1 $295,000 $295,000 $295,000 $128,000 $128,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Amerifirst Financial, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Amerifirst Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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