Inland Bank & Trust Mortgage Lending & HMDA Data, 2014
In 2014, Inland Bank & Trust of Geneva, IL reported 2,754 mortgage applications totaling $511.2 million, up 12418% from 2013. The average application was for $185,616, and applicants reported an average income of $82,874. 71% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (1,111), Wichita, KS (345) and Springfield, MA (137) (applications in parentheses).
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,754 |
| Total Mortgage Loan Application Amount | $511,187,000 |
| Average Mortgage Loan Application Amount | $185,616 |
| Highest Mortgage Loan Application Amount | $8,800,000 |
| Average Applicant Income | $82,874 |
| Highest Applicant Income | $3,624,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Inland Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 727 | $ 154,771,000 | $ 212,889 | $ 89,000 |
| Sedgwick, Kansas | 298 | $ 35,407,000 | $ 118,815 | $ 59,000 |
| DuPage, Illinois | 147 | $ 31,224,000 | $ 212,408 | $ 117,000 |
| Hampden, Massachusetts | 129 | $ 20,130,000 | $ 156,046 | $ 58,000 |
| Will, Illinois | 117 | $ 21,392,000 | $ 182,837 | $ 74,000 |
| Lake, Illinois | 116 | $ 23,223,000 | $ 200,198 | $ 113,000 |
| Kane, Illinois | 105 | $ 19,540,000 | $ 186,095 | $ 91,000 |
| McHenry, Illinois | 93 | $ 14,040,000 | $ 150,967 | $ 72,000 |
| Worcester, Massachusetts | 54 | $ 12,359,000 | $ 228,870 | $ 91,000 |
| Champaign, Illinois | 46 | $ 5,793,000 | $ 125,934 | $ 57,000 |
| Whiteside, Illinois | 40 | $ 3,324,000 | $ 83,100 | $ 50,000 |
| Hartford, Connecticut | 33 | $ 6,271,000 | $ 190,030 | $ 95,000 |
| Butler, Kansas | 31 | $ 3,968,000 | $ 128,000 | $ 65,000 |
| Rock Island, Illinois | 27 | $ 2,266,000 | $ 83,925 | $ 44,000 |
| Clinton, New York | 26 | $ 3,382,000 | $ 130,076 | $ 56,000 |
| Cheshire, New Hampshire | 24 | $ 3,977,000 | $ 165,708 | $ 100,000 |
| Providence, Rhode Island | 22 | $ 4,318,000 | $ 196,272 | $ 80,000 |
| Kendall, Illinois | 21 | $ 3,727,000 | $ 177,476 | $ 76,000 |
| Lincoln, Wisconsin | 21 | $ 2,534,000 | $ 120,666 | $ 60,000 |
| Dubuque, Iowa | 20 | $ 2,576,000 | $ 128,800 | $ 51,000 |
| Rock, Wisconsin | 17 | $ 2,241,000 | $ 131,823 | $ 64,000 |
| Marathon, Wisconsin | 16 | $ 1,930,000 | $ 120,625 | $ 53,000 |
| Lee, Illinois | 15 | $ 1,742,000 | $ 116,133 | $ 52,000 |
| Logan, Illinois | 13 | $ 1,120,000 | $ 86,153 | $ 50,000 |
| Milwaukee, Wisconsin | 13 | $ 1,316,000 | $ 101,230 | $ 48,000 |
| Walworth, Wisconsin | 13 | $ 2,471,000 | $ 190,076 | $ 112,000 |
| Scott, Iowa | 12 | $ 1,230,000 | $ 102,500 | $ 62,000 |
| Fairfield, Connecticut | 11 | $ 2,867,000 | $ 260,636 | $ 115,000 |
| New Haven, Connecticut | 11 | $ 2,318,000 | $ 210,727 | $ 99,000 |
| Lake, Indiana | 11 | $ 2,111,000 | $ 191,909 | $ 81,000 |
| Clinton, Iowa | 11 | $ 1,081,000 | $ 98,272 | $ 49,000 |
| Waukesha, Wisconsin | 11 | $ 2,645,000 | $ 240,454 | $ 85,000 |
| Maricopa, Arizona | 10 | $ 2,626,000 | $ 262,600 | $ 90,000 |
| Sumner, Kansas | 10 | $ 1,099,000 | $ 109,900 | $ 70,000 |
| Duval, Florida | 8 | $ 1,565,000 | $ 195,625 | $ 69,000 |
| DeKalb, Illinois | 8 | $ 1,010,000 | $ 126,250 | $ 76,000 |
| Hampshire, Massachusetts | 8 | $ 1,871,000 | $ 233,875 | $ 91,000 |
| Cass, North Dakota | 8 | $ 1,494,000 | $ 186,750 | $ 97,000 |
| Jo Daviess, Illinois | 7 | $ 861,000 | $ 123,000 | $ 53,000 |
| Cowley, Kansas | 7 | $ 728,000 | $ 104,000 | $ 72,000 |
| Norfolk, Massachusetts | 7 | $ 2,511,000 | $ 358,714 | $ 111,000 |
| Los Angeles, California | 6 | $ 2,252,000 | $ 375,333 | $ 66,000 |
| Middlesex, Connecticut | 6 | $ 1,149,000 | $ 191,500 | $ 129,000 |
| Grundy, Illinois | 6 | $ 1,048,000 | $ 174,666 | $ 81,000 |
| LaSalle, Illinois | 6 | $ 618,000 | $ 103,000 | $ 48,000 |
| Harvey, Kansas | 6 | $ 616,000 | $ 102,666 | $ 58,000 |
| Fairfax, Virginia | 6 | $ 3,550,000 | $ 591,666 | $ 142,000 |
| Dane, Wisconsin | 6 | $ 1,332,000 | $ 222,000 | $ 148,000 |
| Oneida, Wisconsin | 6 | $ 714,000 | $ 119,000 | $ 67,000 |
| Sangamon, Illinois | 5 | $ 504,000 | $ 100,800 | $ 46,000 |
| Washington, Wisconsin | 5 | $ 762,000 | $ 152,400 | $ 62,000 |
| Yavapai, Arizona | 4 | $ 750,000 | $ 187,500 | $ 69,000 |
| Sacramento, California | 4 | $ 1,293,000 | $ 323,250 | $ 18,000 |
| Piatt, Illinois | 4 | $ 634,000 | $ 158,500 | $ 81,000 |
| Winnebago, Illinois | 4 | $ 263,000 | $ 65,750 | $ 33,000 |
| Barnstable, Massachusetts | 4 | $ 1,007,000 | $ 251,750 | $ 112,000 |
| Bristol, Massachusetts | 4 | $ 983,000 | $ 245,750 | $ 124,000 |
| Oakland, Michigan | 4 | $ 563,000 | $ 140,750 | $ 37,000 |
| Queens, New York | 4 | $ 1,814,000 | $ 453,500 | $ 74,000 |
| Montgomery, Texas | 4 | $ 626,000 | $ 156,500 | $ 76,000 |
| Kenosha, Wisconsin | 4 | $ 545,000 | $ 136,250 | $ 64,000 |
| District of Columbia, District Of Columbia | 3 | $ 1,424,000 | $ 474,666 | $ 141,000 |
| Charlotte, Florida | 3 | $ 404,000 | $ 134,666 | $ 93,000 |
| Hillsborough, Florida | 3 | $ 859,000 | $ 286,333 | $ 110,000 |
| Lee, Florida | 3 | $ 1,081,000 | $ 360,333 | $ 285,000 |
| St. Johns, Florida | 3 | $ 608,000 | $ 202,666 | $ 51,000 |
| Honolulu, Hawaii | 3 | $ 1,469,000 | $ 489,666 | $ 66,000 |
| Ford, Illinois | 3 | $ 192,000 | $ 64,000 | $ 43,000 |
| Ogle, Illinois | 3 | $ 324,000 | $ 108,000 | $ 48,000 |
| Williamson, Illinois | 3 | $ 413,000 | $ 137,666 | $ 56,000 |
| Johnson, Kansas | 3 | $ 599,000 | $ 199,666 | $ 74,000 |
| Middlesex, Massachusetts | 3 | $ 778,000 | $ 259,333 | $ 81,000 |
| Clay, Minnesota | 3 | $ 434,000 | $ 144,666 | $ 55,000 |
| Clark, Nevada | 3 | $ 320,000 | $ 106,666 | $ 66,000 |
| Tulsa, Oklahoma | 3 | $ 507,000 | $ 169,000 | $ 63,000 |
| Washington, Rhode Island | 3 | $ 1,460,000 | $ 486,666 | $ 178,000 |
| Horry, South Carolina | 3 | $ 260,000 | $ 86,666 | $ 133,000 |
| Harris, Texas | 3 | $ 992,000 | $ 330,666 | $ 118,000 |
| Jefferson, Wisconsin | 3 | $ 360,000 | $ 120,000 | $ 95,000 |
| Ozaukee, Wisconsin | 3 | $ 369,000 | $ 123,000 | $ 58,000 |
| Benton, Arkansas | 2 | $ 318,000 | $ 159,000 | $ 66,000 |
| Contra Costa, California | 2 | $ 685,000 | $ 342,500 | $ 30,000 |
| Orange, California | 2 | $ 741,000 | $ 370,500 | $ 39,000 |
| San Bernardino, California | 2 | $ 425,000 | $ 212,500 | $ 37,000 |
| San Diego, California | 2 | $ 786,000 | $ 393,000 | $ 32,000 |
| San Joaquin, California | 2 | $ 338,000 | $ 169,000 | $ 62,000 |
| Boulder, Colorado | 2 | $ 901,000 | $ 450,500 | $ 60,000 |
| Douglas, Colorado | 2 | $ 690,000 | $ 345,000 | $ 140,000 |
| El Paso, Colorado | 2 | $ 373,000 | $ 186,500 | $ 33,000 |
| Tolland, Connecticut | 2 | $ 498,000 | $ 249,000 | $ 122,000 |
| Sussex, Delaware | 2 | $ 558,000 | $ 279,000 | $ 0 |
| Broward, Florida | 2 | $ 503,000 | $ 251,500 | $ 51,000 |
| Clay, Florida | 2 | $ 538,000 | $ 269,000 | $ 229,000 |
| Escambia, Florida | 2 | $ 213,000 | $ 106,500 | $ 47,000 |
| Okaloosa, Florida | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Orange, Florida | 2 | $ 1,091,000 | $ 545,500 | $ 220,000 |
| Sarasota, Florida | 2 | $ 577,000 | $ 288,500 | $ 111,000 |
| Volusia, Florida | 2 | $ 291,000 | $ 145,500 | $ 32,000 |
| Ada, Idaho | 2 | $ 1,152,000 | $ 576,000 | $ 140,000 |
| Boone, Illinois | 2 | $ 229,000 | $ 114,500 | $ 56,000 |
| Henry, Illinois | 2 | $ 312,000 | $ 156,000 | $ 61,000 |
| Kankakee, Illinois | 2 | $ 176,000 | $ 88,000 | $ 67,000 |
| McLean, Illinois | 2 | $ 239,000 | $ 119,500 | $ 65,000 |
| Tazewell, Illinois | 2 | $ 185,000 | $ 92,500 | $ 53,000 |
| Hamilton, Indiana | 2 | $ 306,000 | $ 153,000 | $ 61,000 |
| Tippecanoe, Indiana | 2 | $ 532,000 | $ 266,000 | $ 244,000 |
| Vanderburgh, Indiana | 2 | $ 246,000 | $ 123,000 | $ 46,000 |
| Cedar, Iowa | 2 | $ 204,000 | $ 102,000 | $ 27,000 |
| Hardin, Kentucky | 2 | $ 437,000 | $ 218,500 | $ 21,000 |
| Dukes, Massachusetts | 2 | $ 821,000 | $ 410,500 | $ 152,000 |
| Essex, Massachusetts | 2 | $ 650,000 | $ 325,000 | $ 99,000 |
| Plymouth, Massachusetts | 2 | $ 252,000 | $ 126,000 | $ 46,000 |
| Berrien, Michigan | 2 | $ 2,800,000 | $ 1,400,000 | $ 151,000 |
| Carter, Missouri | 2 | $ 770,000 | $ 385,000 | $ 80,000 |
| Greene, Missouri | 2 | $ 219,000 | $ 109,500 | $ 72,000 |
| St. Louis, Missouri | 2 | $ 303,000 | $ 151,500 | $ 91,000 |
| Dawson, Nebraska | 2 | $ 284,000 | $ 142,000 | $ 105,000 |
| Washoe, Nevada | 2 | $ 1,261,000 | $ 630,500 | $ 100,000 |
| Middlesex, New Jersey | 2 | $ 344,000 | $ 172,000 | $ 65,000 |
| Bernalillo, New Mexico | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Kings, New York | 2 | $ 854,000 | $ 427,000 | $ 40,000 |
| Harnett, North Carolina | 2 | $ 596,000 | $ 298,000 | $ 121,000 |
| Multnomah, Oregon | 2 | $ 286,000 | $ 143,000 | $ 177,000 |
| Bedford, Pennsylvania | 2 | $ 715,000 | $ 357,500 | $ 0 |
| Lehigh, Pennsylvania | 2 | $ 342,000 | $ 171,000 | $ 57,000 |
| Montgomery, Pennsylvania | 2 | $ 612,000 | $ 306,000 | $ 0 |
| Washington, Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Newport, Rhode Island | 2 | $ 539,000 | $ 269,500 | $ 71,000 |
| Greenville, South Carolina | 2 | $ 430,000 | $ 215,000 | $ 52,000 |
| Davidson, Tennessee | 2 | $ 383,000 | $ 191,500 | $ 85,000 |
| Shelby, Tennessee | 2 | $ 452,000 | $ 226,000 | $ 59,000 |
| Arlington, Virginia | 2 | $ 818,000 | $ 409,000 | $ 130,000 |
| Chesapeake, Virginia | 2 | $ 898,000 | $ 449,000 | $ 63,000 |
| Vernon, Wisconsin | 2 | $ 355,000 | $ 177,500 | $ 94,000 |
| Matanuska-Susitna, Alaska | 1 | $ 136,000 | $ 136,000 | $ 126,000 |
| Pinal, Arizona | 1 | $ 203,000 | $ 203,000 | $ 36,000 |
| Pulaski, Arkansas | 1 | $ 224,000 | $ 224,000 | $ 110,000 |
| Butte, California | 1 | $ 202,000 | $ 202,000 | $ 70,000 |
| El Dorado, California | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Fresno, California | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Nevada, California | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Riverside, California | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| San Benito, California | 1 | $ 360,000 | $ 360,000 | $ 86,000 |
| Santa Barbara, California | 1 | $ 150,000 | $ 150,000 | $ 225,000 |
| Ventura, California | 1 | $ 618,000 | $ 618,000 | $ 96,000 |
| Arapahoe, Colorado | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Denver, Colorado | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Park, Colorado | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Litchfield, Connecticut | 1 | $ 342,000 | $ 342,000 | $ 97,000 |
| Windham, Connecticut | 1 | $ 158,000 | $ 158,000 | $ 105,000 |
| Bay, Florida | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Citrus, Florida | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Collier, Florida | 1 | $ 414,000 | $ 414,000 | $ 1,575,000 |
| Lake, Florida | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Manatee, Florida | 1 | $ 417,000 | $ 417,000 | $ 265,000 |
| Marion, Florida | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Martin, Florida | 1 | $ 417,000 | $ 417,000 | $ 402,000 |
| Miami-Dade, Florida | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Palm Beach, Florida | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Santa Rosa, Florida | 1 | $ 326,000 | $ 326,000 | $ 125,000 |
| Seminole, Florida | 1 | $ 376,000 | $ 376,000 | $ 42,000 |
| Sumter, Florida | 1 | $ 196,000 | $ 196,000 | $ 139,000 |
| Bibb, Georgia | 1 | $ 569,000 | $ 569,000 | $ 138,000 |
| DeKalb, Georgia | 1 | $ 108,000 | $ 108,000 | $ 14,000 |
| Emanuel, Georgia | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Forsyth, Georgia | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Fulton, Georgia | 1 | $ 250,000 | $ 250,000 | $ 118,000 |
| Habersham, Georgia | 1 | $ 281,000 | $ 281,000 | $ 57,000 |
| Jackson, Georgia | 1 | $ 228,000 | $ 228,000 | $ 79,000 |
| Muscogee, Georgia | 1 | $ 237,000 | $ 237,000 | $ 61,000 |
| Pickens, Georgia | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Kootenai, Idaho | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Bureau, Illinois | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Coles, Illinois | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Douglas, Illinois | 1 | $ 143,000 | $ 143,000 | $ 73,000 |
| Edgar, Illinois | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Massac, Illinois | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Montgomery, Illinois | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| Peoria, Illinois | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| St. Clair, Illinois | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Stephenson, Illinois | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Vermilion, Illinois | 1 | $ 396,000 | $ 396,000 | $ 150,000 |
| Wabash, Illinois | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Bartholomew, Indiana | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Boone, Indiana | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Elkhart, Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hendricks, Indiana | 1 | $ 134,000 | $ 134,000 | $ 34,000 |
| Johnson, Indiana | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| St. Joseph, Indiana | 1 | $ 139,000 | $ 139,000 | $ 32,000 |
| Wayne, Indiana | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Allamakee, Iowa | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Clayton, Iowa | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| Greene, Iowa | 1 | $ 186,000 | $ 186,000 | $ 44,000 |
| Howard, Iowa | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Jackson, Iowa | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Johnson, Iowa | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Linn, Iowa | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Muscatine, Iowa | 1 | $ 92,000 | $ 92,000 | $ 28,000 |
| Winneshiek, Iowa | 1 | $ 46,000 | $ 46,000 | $ 28,000 |
| Crawford, Kansas | 1 | $ 59,000 | $ 59,000 | $ 78,000 |
| Ford, Kansas | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Hodgeman, Kansas | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Leavenworth, Kansas | 1 | $ 106,000 | $ 106,000 | $ 123,000 |
| Reno, Kansas | 1 | $ 153,000 | $ 153,000 | $ 122,000 |
| Saline, Kansas | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Trego, Kansas | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Bell, Kentucky | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Fayette, Kentucky | 1 | $ 148,000 | $ 148,000 | $ 480,000 |
| Kenton, Kentucky | 1 | $ 272,000 | $ 272,000 | $ 82,000 |
| Shelby, Kentucky | 1 | $ 274,000 | $ 274,000 | $ 100,000 |
| Ascension, Louisiana | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Somerset, Maine | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Suffolk, Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 127,000 |
| Houghton, Michigan | 1 | $ 130,000 | $ 130,000 | $ 95,000 |
| Van Buren, Michigan | 1 | $ 213,000 | $ 213,000 | $ 274,000 |
| Anoka, Minnesota | 1 | $ 124,000 | $ 124,000 | $ 128,000 |
| Becker, Minnesota | 1 | $ 603,000 | $ 603,000 | $ 715,000 |
| Scott, Minnesota | 1 | $ 258,000 | $ 258,000 | $ 202,000 |
| Wright, Minnesota | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Harrison, Mississippi | 1 | $ 250,000 | $ 250,000 | $ 131,000 |
| Jasper, Mississippi | 1 | $ 52,000 | $ 52,000 | $ 102,000 |
| Howell, Missouri | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
| Jackson, Missouri | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| McDonald, Missouri | 1 | $ 238,000 | $ 238,000 | $ 94,000 |
| Phelps, Missouri | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Gallatin, Montana | 1 | $ 650,000 | $ 650,000 | $ 3,624,000 |
| Belknap, New Hampshire | 1 | $ 320,000 | $ 320,000 | $ 216,000 |
| Rockingham, New Hampshire | 1 | $ 412,000 | $ 412,000 | $ 112,000 |
| Sullivan, New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Bergen, New Jersey | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Morris, New Jersey | 1 | $ 287,000 | $ 287,000 | $ 151,000 |
| Union, New Jersey | 1 | $ 208,000 | $ 208,000 | $ 113,000 |
| Grant, New Mexico | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Dutchess, New York | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| Franklin, New York | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Herkimer, New York | 1 | $ 131,000 | $ 131,000 | $ 166,000 |
| Nassau, New York | 1 | $ 420,000 | $ 420,000 | $ 95,000 |
| Warren, New York | 1 | $ 286,000 | $ 286,000 | $ 199,000 |
| Brunswick, North Carolina | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| Duplin, North Carolina | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| Gates, North Carolina | 1 | $ 249,000 | $ 249,000 | $ 72,000 |
| Henderson, North Carolina | 1 | $ 319,000 | $ 319,000 | $ 101,000 |
| Johnston, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Mecklenburg, North Carolina | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
| Rockingham, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Surry, North Carolina | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Burleigh, North Dakota | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Dunn, North Dakota | 1 | $ 113,000 | $ 113,000 | $ 136,000 |
| Grand Forks, North Dakota | 1 | $ 364,000 | $ 364,000 | $ 155,000 |
| McLean, North Dakota | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| Richland, North Dakota | 1 | $ 98,000 | $ 98,000 | $ 57,000 |
| Stark, North Dakota | 1 | $ 248,000 | $ 248,000 | $ 40,000 |
| Cuyahoga, Ohio | 1 | $ 291,000 | $ 291,000 | $ 145,000 |
| Franklin, Ohio | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Lake, Ohio | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Comanche, Oklahoma | 1 | $ 256,000 | $ 256,000 | $ 39,000 |
| Hood River, Oregon | 1 | $ 220,000 | $ 220,000 | $ 101,000 |
| Washington, Oregon | 1 | $ 491,000 | $ 491,000 | $ 80,000 |
| Bucks, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Northampton, Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 98,000 |
| Philadelphia, Pennsylvania | 1 | $ 271,000 | $ 271,000 | $ 80,000 |
| Pike, Pennsylvania | 1 | $ 317,000 | $ 317,000 | $ 75,000 |
| York, Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Aiken, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| York, South Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Minnehaha, South Dakota | 1 | $ 176,000 | $ 176,000 | $ 49,000 |
| Fayette, Tennessee | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Montgomery, Tennessee | 1 | $ 238,000 | $ 238,000 | $ 75,000 |
| Pickett, Tennessee | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
| Sumner, Tennessee | 1 | $ 314,000 | $ 314,000 | $ 70,000 |
| Tipton, Tennessee | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 283,000 | $ 283,000 | $ 112,000 |
| Collin, Texas | 1 | $ 250,000 | $ 250,000 | $ 151,000 |
| Dallas, Texas | 1 | $ 101,000 | $ 101,000 | $ 53,000 |
| Harrison, Texas | 1 | $ 179,000 | $ 179,000 | $ 46,000 |
| Washington, Vermont | 1 | $ 258,000 | $ 258,000 | $ 287,000 |
| Windham, Vermont | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| Windsor, Vermont | 1 | $ 350,000 | $ 350,000 | $ 471,000 |
| Fauquier, Virginia | 1 | $ 417,000 | $ 417,000 | $ 561,000 |
| Hampton, Virginia | 1 | $ 211,000 | $ 211,000 | $ 10,000 |
| Loudoun, Virginia | 1 | $ 417,000 | $ 417,000 | $ 126,000 |
| Newport News, Virginia | 1 | $ 202,000 | $ 202,000 | $ 36,000 |
| Prince William, Virginia | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Clark, Washington | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| King, Washington | 1 | $ 397,000 | $ 397,000 | $ 107,000 |
| Pierce, Washington | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Monongalia, West Virginia | 1 | $ 417,000 | $ 417,000 | $ 305,000 |
| Upshur, West Virginia | 1 | $ 196,000 | $ 196,000 | $ 128,000 |
| Adams, Wisconsin | 1 | $ 257,000 | $ 257,000 | $ 203,000 |
| Brown, Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Columbia, Wisconsin | 1 | $ 368,000 | $ 368,000 | $ 405,000 |
| Crawford, Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Racine, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Sheboygan, Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 136,000 |
| Trempealeau, Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Vilas, Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 147,000 |
| Wood, Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 89,000 |
| Laramie, Wyoming | 1 | $ 261,000 | $ 261,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,086 | $342,823,000 | $164,000 | $3,450,000 | $76,000 | $1,575,000 |
| Refinancing | 580 | $149,922,000 | $258,000 | $8,800,000 | $105,000 | $3,624,000 |
| Home Improvement | 88 | $18,442,000 | $209,000 | $1,400,000 | $100,000 | $954,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,887 | $350,519,000 | $185,000 | $1,254,000 | $90,000 | $3,624,000 |
| Hispanic | 329 | $48,459,000 | $147,000 | $587,000 | $57,000 | $536,000 |
| Black or African American | 301 | $47,114,000 | $156,000 | $750,000 | $64,000 | $510,000 |
| Not Provided | 123 | $26,476,000 | $215,000 | $1,036,000 | $69,000 | $725,000 |
| Asian | 93 | $19,880,000 | $213,000 | $618,000 | $115,000 | $601,000 |
| American Indian or Alaskan Native | 9 | $2,823,000 | $313,000 | $1,400,000 | $111,000 | $306,000 |
| Not applicable | 8 | $15,188,000 | $1,898,000 | $8,800,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $728,000 | $182,000 | $294,000 | $170,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,481 | $308,040,000 | $207,000 | $8,800,000 | $106,000 | $3,624,000 |
| FHA-insured (Federal Housing Administration) | 812 | $116,603,000 | $143,000 | $557,000 | $58,000 | $529,000 |
| VA-guaranteed (Veterans Administration) | 314 | $70,194,000 | $223,000 | $824,000 | $58,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 147 | $16,350,000 | $111,000 | $281,000 | $47,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,950 | $352,882,000 | $180,000 | $8,800,000 | $81,000 | $3,624,000 |
| File Closed For Incompleteness | 329 | $77,009,000 | $234,000 | $1,400,000 | $94,000 | $1,217,000 |
| Application Denied By Financial Institution | 264 | $42,367,000 | $160,000 | $784,000 | $79,000 | $1,827,000 |
| Application Withdrawn By Applicant | 135 | $25,142,000 | $186,000 | $717,000 | $99,000 | $1,575,000 |
| Application Approved But Not Accepted | 75 | $13,532,000 | $180,000 | $544,000 | $83,000 | $521,000 |
| Loan Purchased By The Institution | 1 | $255,000 | $255,000 | $255,000 | $79,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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