Inland Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Inland Bank & Trust 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inland Bank & Trust 1900 W State St Geneva, IL 60134 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,754 |
| Total Mortgage Loan Application Amount | $511,187,000 |
| Average Mortgage Loan Application Amount | $210,333 |
| Highest Mortgage Loan Application Amount | $8,800,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $3,624,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Inland Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inland Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Inland Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inland Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Inland Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inland Bank & Trust's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 727 | $ 154,771,000 | $ 212,000 | $ 89,000 |
| Sedgwick County Kansas | 298 | $ 35,407,000 | $ 118,000 | $ 59,000 |
| DuPage County Illinois | 147 | $ 31,224,000 | $ 212,000 | $ 117,000 |
| Hampden County Massachusetts | 129 | $ 20,130,000 | $ 156,000 | $ 58,000 |
| Will County Illinois | 117 | $ 21,392,000 | $ 182,000 | $ 74,000 |
| Lake County Illinois | 116 | $ 23,223,000 | $ 200,000 | $ 113,000 |
| Kane County Illinois | 105 | $ 19,540,000 | $ 186,000 | $ 91,000 |
| McHenry County Illinois | 93 | $ 14,040,000 | $ 150,000 | $ 72,000 |
| Worcester County Massachusetts | 54 | $ 12,359,000 | $ 228,000 | $ 91,000 |
| Champaign County Illinois | 46 | $ 5,793,000 | $ 125,000 | $ 57,000 |
| Whiteside County Illinois | 40 | $ 3,324,000 | $ 83,000 | $ 50,000 |
| Hartford County Connecticut | 33 | $ 6,271,000 | $ 190,000 | $ 95,000 |
| Butler County Kansas | 31 | $ 3,968,000 | $ 128,000 | $ 65,000 |
| Rock Island County Illinois | 27 | $ 2,266,000 | $ 83,000 | $ 44,000 |
| Clinton County New York | 26 | $ 3,382,000 | $ 130,000 | $ 56,000 |
| Cheshire County New Hampshire | 24 | $ 3,977,000 | $ 165,000 | $ 100,000 |
| Providence County Rhode Island | 22 | $ 4,318,000 | $ 196,000 | $ 80,000 |
| Kendall County Illinois | 21 | $ 3,727,000 | $ 177,000 | $ 76,000 |
| Lincoln County Wisconsin | 21 | $ 2,534,000 | $ 120,000 | $ 60,000 |
| Dubuque County Iowa | 20 | $ 2,576,000 | $ 128,000 | $ 51,000 |
| Rock County Wisconsin | 17 | $ 2,241,000 | $ 131,000 | $ 64,000 |
| Marathon County Wisconsin | 16 | $ 1,930,000 | $ 120,000 | $ 53,000 |
| Lee County Illinois | 15 | $ 1,742,000 | $ 116,000 | $ 52,000 |
| Logan County Illinois | 13 | $ 1,120,000 | $ 86,000 | $ 50,000 |
| Milwaukee County Wisconsin | 13 | $ 1,316,000 | $ 101,000 | $ 48,000 |
| Walworth County Wisconsin | 13 | $ 2,471,000 | $ 190,000 | $ 112,000 |
| Scott County Iowa | 12 | $ 1,230,000 | $ 102,000 | $ 62,000 |
| Fairfield County Connecticut | 11 | $ 2,867,000 | $ 260,000 | $ 115,000 |
| New Haven County Connecticut | 11 | $ 2,318,000 | $ 210,000 | $ 99,000 |
| Lake County Indiana | 11 | $ 2,111,000 | $ 191,000 | $ 81,000 |
| Clinton County Iowa | 11 | $ 1,081,000 | $ 98,000 | $ 49,000 |
| Waukesha County Wisconsin | 11 | $ 2,645,000 | $ 240,000 | $ 85,000 |
| Maricopa County Arizona | 10 | $ 2,626,000 | $ 262,000 | $ 90,000 |
| Sumner County Kansas | 10 | $ 1,099,000 | $ 109,000 | $ 70,000 |
| Duval County Florida | 8 | $ 1,565,000 | $ 195,000 | $ 69,000 |
| DeKalb County Illinois | 8 | $ 1,010,000 | $ 126,000 | $ 76,000 |
| Hampshire County Massachusetts | 8 | $ 1,871,000 | $ 233,000 | $ 91,000 |
| Cass County North Dakota | 8 | $ 1,494,000 | $ 186,000 | $ 97,000 |
| Jo Daviess County Illinois | 7 | $ 861,000 | $ 123,000 | $ 53,000 |
| Cowley County Kansas | 7 | $ 728,000 | $ 104,000 | $ 72,000 |
| Norfolk County Massachusetts | 7 | $ 2,511,000 | $ 358,000 | $ 111,000 |
| Los Angeles County California | 6 | $ 2,252,000 | $ 375,000 | $ 66,000 |
| Middlesex County Connecticut | 6 | $ 1,149,000 | $ 191,000 | $ 129,000 |
| Grundy County Illinois | 6 | $ 1,048,000 | $ 174,000 | $ 81,000 |
| LaSalle County Illinois | 6 | $ 618,000 | $ 103,000 | $ 48,000 |
| Harvey County Kansas | 6 | $ 616,000 | $ 102,000 | $ 58,000 |
| Fairfax County Virginia | 6 | $ 3,550,000 | $ 591,000 | $ 142,000 |
| Dane County Wisconsin | 6 | $ 1,332,000 | $ 222,000 | $ 148,000 |
| Oneida County Wisconsin | 6 | $ 714,000 | $ 119,000 | $ 67,000 |
| Sangamon County Illinois | 5 | $ 504,000 | $ 100,000 | $ 46,000 |
| Washington County Wisconsin | 5 | $ 762,000 | $ 152,000 | $ 62,000 |
| Yavapai County Arizona | 4 | $ 750,000 | $ 187,000 | $ 69,000 |
| Sacramento County California | 4 | $ 1,293,000 | $ 323,000 | $ 18,000 |
| Piatt County Illinois | 4 | $ 634,000 | $ 158,000 | $ 81,000 |
| Winnebago County Illinois | 4 | $ 263,000 | $ 65,000 | $ 33,000 |
| Barnstable County Massachusetts | 4 | $ 1,007,000 | $ 251,000 | $ 112,000 |
| Bristol County Massachusetts | 4 | $ 983,000 | $ 245,000 | $ 124,000 |
| Oakland County Michigan | 4 | $ 563,000 | $ 140,000 | $ 37,000 |
| Queens County New York | 4 | $ 1,814,000 | $ 453,000 | $ 74,000 |
| Montgomery County Texas | 4 | $ 626,000 | $ 156,000 | $ 76,000 |
| Kenosha County Wisconsin | 4 | $ 545,000 | $ 136,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,424,000 | $ 474,000 | $ 141,000 |
| Charlotte County Florida | 3 | $ 404,000 | $ 134,000 | $ 93,000 |
| Hillsborough County Florida | 3 | $ 859,000 | $ 286,000 | $ 110,000 |
| Lee County Florida | 3 | $ 1,081,000 | $ 360,000 | $ 285,000 |
| St. Johns County Florida | 3 | $ 608,000 | $ 202,000 | $ 51,000 |
| Honolulu County Hawaii | 3 | $ 1,469,000 | $ 489,000 | $ 66,000 |
| Ford County Illinois | 3 | $ 192,000 | $ 64,000 | $ 43,000 |
| Ogle County Illinois | 3 | $ 324,000 | $ 108,000 | $ 48,000 |
| Williamson County Illinois | 3 | $ 413,000 | $ 137,000 | $ 56,000 |
| Johnson County Kansas | 3 | $ 599,000 | $ 199,000 | $ 74,000 |
| Middlesex County Massachusetts | 3 | $ 778,000 | $ 259,000 | $ 81,000 |
| Clay County Minnesota | 3 | $ 434,000 | $ 144,000 | $ 55,000 |
| Clark County Nevada | 3 | $ 320,000 | $ 106,000 | $ 66,000 |
| Tulsa County Oklahoma | 3 | $ 507,000 | $ 169,000 | $ 63,000 |
| Washington County Rhode Island | 3 | $ 1,460,000 | $ 486,000 | $ 178,000 |
| Horry County South Carolina | 3 | $ 260,000 | $ 86,000 | $ 133,000 |
| Harris County Texas | 3 | $ 992,000 | $ 330,000 | $ 118,000 |
| Jefferson County Wisconsin | 3 | $ 360,000 | $ 120,000 | $ 95,000 |
| Ozaukee County Wisconsin | 3 | $ 369,000 | $ 123,000 | $ 58,000 |
| Benton County Arkansas | 2 | $ 318,000 | $ 159,000 | $ 66,000 |
| Contra Costa County California | 2 | $ 685,000 | $ 342,000 | $ 30,000 |
| Orange County California | 2 | $ 741,000 | $ 370,000 | $ 39,000 |
| San Bernardino County California | 2 | $ 425,000 | $ 212,000 | $ 37,000 |
| San Diego County California | 2 | $ 786,000 | $ 393,000 | $ 32,000 |
| San Joaquin County California | 2 | $ 338,000 | $ 169,000 | $ 62,000 |
| Boulder County Colorado | 2 | $ 901,000 | $ 450,000 | $ 60,000 |
| Douglas County Colorado | 2 | $ 690,000 | $ 345,000 | $ 140,000 |
| El Paso County Colorado | 2 | $ 373,000 | $ 186,000 | $ 33,000 |
| Tolland County Connecticut | 2 | $ 498,000 | $ 249,000 | $ 122,000 |
| Sussex County Delaware | 2 | $ 558,000 | $ 279,000 | $ 0 |
| Broward County Florida | 2 | $ 503,000 | $ 251,000 | $ 51,000 |
| Clay County Florida | 2 | $ 538,000 | $ 269,000 | $ 229,000 |
| Escambia County Florida | 2 | $ 213,000 | $ 106,000 | $ 47,000 |
| Okaloosa County Florida | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Orange County Florida | 2 | $ 1,091,000 | $ 545,000 | $ 220,000 |
| Sarasota County Florida | 2 | $ 577,000 | $ 288,000 | $ 111,000 |
| Volusia County Florida | 2 | $ 291,000 | $ 145,000 | $ 32,000 |
| Ada County Idaho | 2 | $ 1,152,000 | $ 576,000 | $ 140,000 |
| Boone County Illinois | 2 | $ 229,000 | $ 114,000 | $ 56,000 |
| Henry County Illinois | 2 | $ 312,000 | $ 156,000 | $ 61,000 |
| Kankakee County Illinois | 2 | $ 176,000 | $ 88,000 | $ 67,000 |
| McLean County Illinois | 2 | $ 239,000 | $ 119,000 | $ 65,000 |
| Tazewell County Illinois | 2 | $ 185,000 | $ 92,000 | $ 53,000 |
| Hamilton County Indiana | 2 | $ 306,000 | $ 153,000 | $ 61,000 |
| Tippecanoe County Indiana | 2 | $ 532,000 | $ 266,000 | $ 244,000 |
| Vanderburgh County Indiana | 2 | $ 246,000 | $ 123,000 | $ 46,000 |
| Cedar County Iowa | 2 | $ 204,000 | $ 102,000 | $ 27,000 |
| Hardin County Kentucky | 2 | $ 437,000 | $ 218,000 | $ 21,000 |
| Dukes County Massachusetts | 2 | $ 821,000 | $ 410,000 | $ 152,000 |
| Essex County Massachusetts | 2 | $ 650,000 | $ 325,000 | $ 99,000 |
| Plymouth County Massachusetts | 2 | $ 252,000 | $ 126,000 | $ 46,000 |
| Berrien County Michigan | 2 | $ 2,800,000 | $ 1,400,000 | $ 151,000 |
| Carter County Missouri | 2 | $ 770,000 | $ 385,000 | $ 80,000 |
| Greene County Missouri | 2 | $ 219,000 | $ 109,000 | $ 72,000 |
| St. Louis County Missouri | 2 | $ 303,000 | $ 151,000 | $ 91,000 |
| Dawson County Nebraska | 2 | $ 284,000 | $ 142,000 | $ 105,000 |
| Washoe County Nevada | 2 | $ 1,261,000 | $ 630,000 | $ 100,000 |
| Middlesex County New Jersey | 2 | $ 344,000 | $ 172,000 | $ 65,000 |
| Bernalillo County New Mexico | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Kings County New York | 2 | $ 854,000 | $ 427,000 | $ 40,000 |
| Harnett County North Carolina | 2 | $ 596,000 | $ 298,000 | $ 121,000 |
| Multnomah County Oregon | 2 | $ 286,000 | $ 143,000 | $ 177,000 |
| Bedford County Pennsylvania | 2 | $ 715,000 | $ 357,000 | $ 0 |
| Lehigh County Pennsylvania | 2 | $ 342,000 | $ 171,000 | $ 57,000 |
| Montgomery County Pennsylvania | 2 | $ 612,000 | $ 306,000 | $ 0 |
| Washington County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Newport County Rhode Island | 2 | $ 539,000 | $ 269,000 | $ 71,000 |
| Greenville County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 52,000 |
| Davidson County Tennessee | 2 | $ 383,000 | $ 191,000 | $ 85,000 |
| Shelby County Tennessee | 2 | $ 452,000 | $ 226,000 | $ 59,000 |
| Arlington County Virginia | 2 | $ 818,000 | $ 409,000 | $ 130,000 |
| Chesapeake County Virginia | 2 | $ 898,000 | $ 449,000 | $ 63,000 |
| Vernon County Wisconsin | 2 | $ 355,000 | $ 177,000 | $ 94,000 |
| Matanuska-Susitna County Alaska | 1 | $ 136,000 | $ 136,000 | $ 126,000 |
| Pinal County Arizona | 1 | $ 203,000 | $ 203,000 | $ 36,000 |
| Pulaski County Arkansas | 1 | $ 224,000 | $ 224,000 | $ 110,000 |
| Butte County California | 1 | $ 202,000 | $ 202,000 | $ 70,000 |
| El Dorado County California | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Fresno County California | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Nevada County California | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Riverside County California | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| San Benito County California | 1 | $ 360,000 | $ 360,000 | $ 86,000 |
| Santa Barbara County California | 1 | $ 150,000 | $ 150,000 | $ 225,000 |
| Ventura County California | 1 | $ 618,000 | $ 618,000 | $ 96,000 |
| Arapahoe County Colorado | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Denver County Colorado | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Park County Colorado | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Litchfield County Connecticut | 1 | $ 342,000 | $ 342,000 | $ 97,000 |
| Windham County Connecticut | 1 | $ 158,000 | $ 158,000 | $ 105,000 |
| Bay County Florida | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Citrus County Florida | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Collier County Florida | 1 | $ 414,000 | $ 414,000 | $ 1,575,000 |
| Lake County Florida | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 265,000 |
| Marion County Florida | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Martin County Florida | 1 | $ 417,000 | $ 417,000 | $ 402,000 |
| Miami-Dade County Florida | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Palm Beach County Florida | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Santa Rosa County Florida | 1 | $ 326,000 | $ 326,000 | $ 125,000 |
| Seminole County Florida | 1 | $ 376,000 | $ 376,000 | $ 42,000 |
| Sumter County Florida | 1 | $ 196,000 | $ 196,000 | $ 139,000 |
| Bibb County Georgia | 1 | $ 569,000 | $ 569,000 | $ 138,000 |
| DeKalb County Georgia | 1 | $ 108,000 | $ 108,000 | $ 14,000 |
| Emanuel County Georgia | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Forsyth County Georgia | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Fulton County Georgia | 1 | $ 250,000 | $ 250,000 | $ 118,000 |
| Habersham County Georgia | 1 | $ 281,000 | $ 281,000 | $ 57,000 |
| Jackson County Georgia | 1 | $ 228,000 | $ 228,000 | $ 79,000 |
| Muscogee County Georgia | 1 | $ 237,000 | $ 237,000 | $ 61,000 |
| Pickens County Georgia | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Bureau County Illinois | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Coles County Illinois | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Douglas County Illinois | 1 | $ 143,000 | $ 143,000 | $ 73,000 |
| Edgar County Illinois | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Massac County Illinois | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Montgomery County Illinois | 1 | $ 173,000 | $ 173,000 | $ 74,000 |
| Peoria County Illinois | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| St. Clair County Illinois | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Stephenson County Illinois | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Vermilion County Illinois | 1 | $ 396,000 | $ 396,000 | $ 150,000 |
| Wabash County Illinois | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Bartholomew County Indiana | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Boone County Indiana | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Elkhart County Indiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 134,000 | $ 134,000 | $ 34,000 |
| Johnson County Indiana | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| St. Joseph County Indiana | 1 | $ 139,000 | $ 139,000 | $ 32,000 |
| Wayne County Indiana | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Allamakee County Iowa | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Clayton County Iowa | 1 | $ 81,000 | $ 81,000 | $ 54,000 |
| Greene County Iowa | 1 | $ 186,000 | $ 186,000 | $ 44,000 |
| Howard County Iowa | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Jackson County Iowa | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Johnson County Iowa | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Linn County Iowa | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Muscatine County Iowa | 1 | $ 92,000 | $ 92,000 | $ 28,000 |
| Winneshiek County Iowa | 1 | $ 46,000 | $ 46,000 | $ 28,000 |
| Crawford County Kansas | 1 | $ 59,000 | $ 59,000 | $ 78,000 |
| Ford County Kansas | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Hodgeman County Kansas | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
| Leavenworth County Kansas | 1 | $ 106,000 | $ 106,000 | $ 123,000 |
| Reno County Kansas | 1 | $ 153,000 | $ 153,000 | $ 122,000 |
| Saline County Kansas | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Trego County Kansas | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Bell County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Fayette County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 480,000 |
| Kenton County Kentucky | 1 | $ 272,000 | $ 272,000 | $ 82,000 |
| Shelby County Kentucky | 1 | $ 274,000 | $ 274,000 | $ 100,000 |
| Ascension County Louisiana | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Somerset County Maine | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 127,000 |
| Houghton County Michigan | 1 | $ 130,000 | $ 130,000 | $ 95,000 |
| Van Buren County Michigan | 1 | $ 213,000 | $ 213,000 | $ 274,000 |
| Anoka County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 128,000 |
| Becker County Minnesota | 1 | $ 603,000 | $ 603,000 | $ 715,000 |
| Scott County Minnesota | 1 | $ 258,000 | $ 258,000 | $ 202,000 |
| Wright County Minnesota | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 250,000 | $ 250,000 | $ 131,000 |
| Jasper County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 102,000 |
| Howell County Missouri | 1 | $ 178,000 | $ 178,000 | $ 46,000 |
| Jackson County Missouri | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| McDonald County Missouri | 1 | $ 238,000 | $ 238,000 | $ 94,000 |
| Phelps County Missouri | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Gallatin County Montana | 1 | $ 650,000 | $ 650,000 | $ 3,624,000 |
| Belknap County New Hampshire | 1 | $ 320,000 | $ 320,000 | $ 216,000 |
| Rockingham County New Hampshire | 1 | $ 412,000 | $ 412,000 | $ 112,000 |
| Sullivan County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Bergen County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Morris County New Jersey | 1 | $ 287,000 | $ 287,000 | $ 151,000 |
| Union County New Jersey | 1 | $ 208,000 | $ 208,000 | $ 113,000 |
| Grant County New Mexico | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Dutchess County New York | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| Franklin County New York | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Herkimer County New York | 1 | $ 131,000 | $ 131,000 | $ 166,000 |
| Nassau County New York | 1 | $ 420,000 | $ 420,000 | $ 95,000 |
| Warren County New York | 1 | $ 286,000 | $ 286,000 | $ 199,000 |
| Brunswick County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| Duplin County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| Gates County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 72,000 |
| Henderson County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 101,000 |
| Johnston County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
| Rockingham County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Surry County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Burleigh County North Dakota | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Dunn County North Dakota | 1 | $ 113,000 | $ 113,000 | $ 136,000 |
| Grand Forks County North Dakota | 1 | $ 364,000 | $ 364,000 | $ 155,000 |
| McLean County North Dakota | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| Richland County North Dakota | 1 | $ 98,000 | $ 98,000 | $ 57,000 |
| Stark County North Dakota | 1 | $ 248,000 | $ 248,000 | $ 40,000 |
| Cuyahoga County Ohio | 1 | $ 291,000 | $ 291,000 | $ 145,000 |
| Franklin County Ohio | 1 | $ 118,000 | $ 118,000 | $ 39,000 |
| Lake County Ohio | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Comanche County Oklahoma | 1 | $ 256,000 | $ 256,000 | $ 39,000 |
| Hood River County Oregon | 1 | $ 220,000 | $ 220,000 | $ 101,000 |
| Washington County Oregon | 1 | $ 491,000 | $ 491,000 | $ 80,000 |
| Bucks County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Northampton County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 98,000 |
| Philadelphia County Pennsylvania | 1 | $ 271,000 | $ 271,000 | $ 80,000 |
| Pike County Pennsylvania | 1 | $ 317,000 | $ 317,000 | $ 75,000 |
| York County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| York County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 176,000 | $ 176,000 | $ 49,000 |
| Fayette County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 75,000 |
| Pickett County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
| Sumner County Tennessee | 1 | $ 314,000 | $ 314,000 | $ 70,000 |
| Tipton County Tennessee | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 283,000 | $ 283,000 | $ 112,000 |
| Collin County Texas | 1 | $ 250,000 | $ 250,000 | $ 151,000 |
| Dallas County Texas | 1 | $ 101,000 | $ 101,000 | $ 53,000 |
| Harrison County Texas | 1 | $ 179,000 | $ 179,000 | $ 46,000 |
| Washington County Vermont | 1 | $ 258,000 | $ 258,000 | $ 287,000 |
| Windham County Vermont | 1 | $ 111,000 | $ 111,000 | $ 32,000 |
| Windsor County Vermont | 1 | $ 350,000 | $ 350,000 | $ 471,000 |
| Fauquier County Virginia | 1 | $ 417,000 | $ 417,000 | $ 561,000 |
| Hampton County Virginia | 1 | $ 211,000 | $ 211,000 | $ 10,000 |
| Loudoun County Virginia | 1 | $ 417,000 | $ 417,000 | $ 126,000 |
| Newport News County Virginia | 1 | $ 202,000 | $ 202,000 | $ 36,000 |
| Prince William County Virginia | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Clark County Washington | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| King County Washington | 1 | $ 397,000 | $ 397,000 | $ 107,000 |
| Pierce County Washington | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 417,000 | $ 417,000 | $ 305,000 |
| Upshur County West Virginia | 1 | $ 196,000 | $ 196,000 | $ 128,000 |
| Adams County Wisconsin | 1 | $ 257,000 | $ 257,000 | $ 203,000 |
| Brown County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 368,000 | $ 368,000 | $ 405,000 |
| Crawford County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Racine County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 71,000 |
| Sheboygan County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 136,000 |
| Trempealeau County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Vilas County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 147,000 |
| Wood County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 89,000 |
| Laramie County Wyoming | 1 | $ 261,000 | $ 261,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Inland Bank & Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,086 | $342,823,000 | $164,000 | $3,450,000 | $76,000 | $1,575,000 |
| Refinancing | 580 | $149,922,000 | $258,000 | $8,800,000 | $105,000 | $3,624,000 |
| Home Improvement | 88 | $18,442,000 | $209,000 | $1,400,000 | $100,000 | $954,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,887 | $350,519,000 | $185,000 | $1,254,000 | $90,000 | $3,624,000 |
| Hispanic | 329 | $48,459,000 | $147,000 | $587,000 | $57,000 | $536,000 |
| Black or African American | 301 | $47,114,000 | $156,000 | $750,000 | $64,000 | $510,000 |
| Not Provided | 123 | $26,476,000 | $215,000 | $1,036,000 | $69,000 | $725,000 |
| Asian | 93 | $19,880,000 | $213,000 | $618,000 | $115,000 | $601,000 |
| American Indian or Alaskan Native | 9 | $2,823,000 | $313,000 | $1,400,000 | $111,000 | $306,000 |
| Not applicable | 8 | $15,188,000 | $1,898,000 | $8,800,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $728,000 | $182,000 | $294,000 | $170,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,481 | $308,040,000 | $207,000 | $8,800,000 | $106,000 | $3,624,000 |
| FHA-insured (Federal Housing Administration) | 812 | $116,603,000 | $143,000 | $557,000 | $58,000 | $529,000 |
| VA-guaranteed (Veterans Administration) | 314 | $70,194,000 | $223,000 | $824,000 | $58,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 147 | $16,350,000 | $111,000 | $281,000 | $47,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,950 | $352,882,000 | $180,000 | $8,800,000 | $81,000 | $3,624,000 |
| File Closed For Incompleteness | 329 | $77,009,000 | $234,000 | $1,400,000 | $94,000 | $1,217,000 |
| Application Denied By Financial Institution | 264 | $42,367,000 | $160,000 | $784,000 | $79,000 | $1,827,000 |
| Application Withdrawn By Applicant | 135 | $25,142,000 | $186,000 | $717,000 | $99,000 | $1,575,000 |
| Application Approved But Not Accepted | 75 | $13,532,000 | $180,000 | $544,000 | $83,000 | $521,000 |
| Loan Purchased By The Institution | 1 | $255,000 | $255,000 | $255,000 | $79,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inland Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inland Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.