Ameris Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Ameris Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ameris Bank 300 South Main Street Atlanta, GA 31768 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 6,473 |
| Total Mortgage Loan Application Amount | $1,109,003,000 |
| Average Mortgage Loan Application Amount | $141,666 |
| Highest Mortgage Loan Application Amount | $3,700,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $4,356,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Ameris Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ameris Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Ameris Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ameris Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Ameris Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ameris Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lexington County South Carolina | 502 | $ 90,584,000 | $ 180,000 | $ 79,000 |
| Richland County South Carolina | 420 | $ 85,221,000 | $ 202,000 | $ 91,000 |
| Fulton County Georgia | 226 | $ 48,952,000 | $ 216,000 | $ 112,000 |
| Charleston County South Carolina | 217 | $ 54,321,000 | $ 250,000 | $ 80,000 |
| Gwinnett County Georgia | 202 | $ 35,678,000 | $ 176,000 | $ 74,000 |
| Greenville County South Carolina | 191 | $ 38,255,000 | $ 200,000 | $ 82,000 |
| Davidson County Tennessee | 163 | $ 29,264,000 | $ 179,000 | $ 94,000 |
| Chatham County Georgia | 157 | $ 32,590,000 | $ 207,000 | $ 92,000 |
| Cobb County Georgia | 155 | $ 30,086,000 | $ 194,000 | $ 103,000 |
| Berkeley County South Carolina | 152 | $ 30,135,000 | $ 198,000 | $ 70,000 |
| Leon County Florida | 144 | $ 28,475,000 | $ 197,000 | $ 85,000 |
| Dorchester County South Carolina | 136 | $ 26,442,000 | $ 194,000 | $ 75,000 |
| Colquitt County Georgia | 127 | $ 13,152,000 | $ 103,000 | $ 81,000 |
| DeKalb County Georgia | 110 | $ 22,324,000 | $ 202,000 | $ 92,000 |
| Forsyth County Georgia | 90 | $ 27,082,000 | $ 300,000 | $ 125,000 |
| Coffee County Georgia | 88 | $ 6,151,000 | $ 69,000 | $ 49,000 |
| Calhoun County Alabama | 87 | $ 12,920,000 | $ 148,000 | $ 62,000 |
| Polk County Florida | 87 | $ 12,787,000 | $ 146,000 | $ 50,000 |
| Camden County Georgia | 80 | $ 11,109,000 | $ 138,000 | $ 69,000 |
| Spartanburg County South Carolina | 76 | $ 13,636,000 | $ 179,000 | $ 67,000 |
| Toombs County Georgia | 74 | $ 6,155,000 | $ 83,000 | $ 54,000 |
| Marion County Florida | 72 | $ 8,486,000 | $ 117,000 | $ 56,000 |
| Lowndes County Georgia | 72 | $ 11,266,000 | $ 156,000 | $ 54,000 |
| Cherokee County Georgia | 71 | $ 15,490,000 | $ 218,000 | $ 96,000 |
| Sumter County South Carolina | 70 | $ 11,291,000 | $ 161,000 | $ 63,000 |
| Bryan County Georgia | 69 | $ 19,129,000 | $ 277,000 | $ 123,000 |
| St. Johns County Florida | 65 | $ 12,282,000 | $ 188,000 | $ 96,000 |
| Maury County Tennessee | 63 | $ 8,230,000 | $ 130,000 | $ 61,000 |
| Tift County Georgia | 61 | $ 6,926,000 | $ 113,000 | $ 68,000 |
| Glynn County Georgia | 55 | $ 10,012,000 | $ 182,000 | $ 73,000 |
| Bartow County Georgia | 53 | $ 6,912,000 | $ 130,000 | $ 52,000 |
| Effingham County Georgia | 51 | $ 8,090,000 | $ 158,000 | $ 83,000 |
| York County South Carolina | 51 | $ 11,693,000 | $ 229,000 | $ 84,000 |
| Duval County Florida | 49 | $ 7,428,000 | $ 151,000 | $ 85,000 |
| Bulloch County Georgia | 48 | $ 6,385,000 | $ 133,000 | $ 65,000 |
| Thomas County Georgia | 45 | $ 4,442,000 | $ 98,000 | $ 52,000 |
| Williamson County Tennessee | 44 | $ 14,211,000 | $ 322,000 | $ 128,000 |
| Pickens County South Carolina | 43 | $ 6,015,000 | $ 139,000 | $ 62,000 |
| Putnam County Florida | 39 | $ 3,975,000 | $ 101,000 | $ 77,000 |
| Paulding County Georgia | 39 | $ 5,562,000 | $ 142,000 | $ 70,000 |
| Kershaw County South Carolina | 39 | $ 6,437,000 | $ 165,000 | $ 86,000 |
| Henry County Georgia | 38 | $ 5,901,000 | $ 155,000 | $ 136,000 |
| Union County North Carolina | 37 | $ 10,522,000 | $ 284,000 | $ 103,000 |
| Sumner County Tennessee | 37 | $ 7,880,000 | $ 212,000 | $ 91,000 |
| Sumter County Florida | 36 | $ 6,277,000 | $ 174,000 | $ 88,000 |
| Grady County Georgia | 35 | $ 3,346,000 | $ 95,000 | $ 61,000 |
| Houston County Alabama | 33 | $ 3,654,000 | $ 110,000 | $ 83,000 |
| Crisp County Georgia | 31 | $ 2,357,000 | $ 76,000 | $ 77,000 |
| Anderson County South Carolina | 31 | $ 3,783,000 | $ 122,000 | $ 71,000 |
| Coweta County Georgia | 29 | $ 4,637,000 | $ 159,000 | $ 71,000 |
| Dougherty County Georgia | 29 | $ 2,497,000 | $ 86,000 | $ 61,000 |
| Mecklenburg County North Carolina | 29 | $ 7,392,000 | $ 254,000 | $ 108,000 |
| Clayton County Georgia | 28 | $ 2,065,000 | $ 73,000 | $ 36,000 |
| Newton County Georgia | 28 | $ 2,789,000 | $ 99,000 | $ 39,000 |
| Van Wert County Ohio | 28 | $ 2,759,000 | $ 98,000 | $ 43,000 |
| Liberty County Georgia | 27 | $ 2,993,000 | $ 110,000 | $ 51,000 |
| Wakulla County Florida | 26 | $ 4,156,000 | $ 159,000 | $ 80,000 |
| Irwin County Georgia | 26 | $ 3,556,000 | $ 136,000 | $ 38,000 |
| Schley County Georgia | 26 | $ 1,829,000 | $ 70,000 | $ 48,000 |
| Etowah County Alabama | 25 | $ 3,277,000 | $ 131,000 | $ 52,000 |
| Bay County Florida | 25 | $ 4,013,000 | $ 160,000 | $ 101,000 |
| Clay County Florida | 25 | $ 3,684,000 | $ 147,000 | $ 70,000 |
| Wilson County Tennessee | 25 | $ 5,836,000 | $ 233,000 | $ 88,000 |
| Beaufort County South Carolina | 24 | $ 5,015,000 | $ 208,000 | $ 116,000 |
| Brooks County Georgia | 23 | $ 1,234,000 | $ 53,000 | $ 32,000 |
| Flagler County Florida | 22 | $ 4,584,000 | $ 208,000 | $ 77,000 |
| Volusia County Florida | 22 | $ 3,425,000 | $ 155,000 | $ 50,000 |
| Lee County Georgia | 22 | $ 2,665,000 | $ 121,000 | $ 61,000 |
| Douglas County Georgia | 21 | $ 2,097,000 | $ 99,000 | $ 46,000 |
| Houston County Georgia | 21 | $ 3,715,000 | $ 176,000 | $ 88,000 |
| Fayette County Georgia | 20 | $ 4,477,000 | $ 223,000 | $ 96,000 |
| Marion County Georgia | 20 | $ 1,534,000 | $ 76,000 | $ 46,000 |
| Rockdale County Georgia | 19 | $ 2,852,000 | $ 150,000 | $ 61,000 |
| Walton County Georgia | 19 | $ 3,604,000 | $ 189,000 | $ 86,000 |
| Henry County Alabama | 18 | $ 1,500,000 | $ 83,000 | $ 39,000 |
| Carroll County Georgia | 18 | $ 2,367,000 | $ 131,000 | $ 59,000 |
| Hall County Georgia | 18 | $ 3,181,000 | $ 176,000 | $ 83,000 |
| Miller County Georgia | 18 | $ 1,194,000 | $ 66,000 | $ 46,000 |
| Jefferson County Alabama | 17 | $ 3,791,000 | $ 223,000 | $ 114,000 |
| Lake County Florida | 17 | $ 2,302,000 | $ 135,000 | $ 55,000 |
| Talladega County Alabama | 16 | $ 2,223,000 | $ 138,000 | $ 54,000 |
| Gilchrist County Florida | 15 | $ 1,063,000 | $ 70,000 | $ 45,000 |
| Rutherford County Tennessee | 14 | $ 2,626,000 | $ 187,000 | $ 81,000 |
| Barrow County Georgia | 13 | $ 1,595,000 | $ 122,000 | $ 43,000 |
| Montgomery County Georgia | 13 | $ 843,000 | $ 64,000 | $ 45,000 |
| Shelby County Alabama | 12 | $ 2,963,000 | $ 246,000 | $ 103,000 |
| Seminole County Georgia | 12 | $ 938,000 | $ 78,000 | $ 48,000 |
| Taylor County Georgia | 11 | $ 1,019,000 | $ 92,000 | $ 37,000 |
| Carteret County North Carolina | 11 | $ 2,383,000 | $ 216,000 | $ 150,000 |
| Oklahoma County Oklahoma | 11 | $ 1,661,000 | $ 151,000 | $ 52,000 |
| Horry County South Carolina | 11 | $ 2,013,000 | $ 183,000 | $ 88,000 |
| Knox County Tennessee | 11 | $ 1,941,000 | $ 176,000 | $ 63,000 |
| Gulf County Florida | 10 | $ 2,185,000 | $ 218,000 | $ 136,000 |
| Hillsborough County Florida | 10 | $ 1,608,000 | $ 160,000 | $ 73,000 |
| Pinellas County Florida | 10 | $ 1,007,000 | $ 100,000 | $ 49,000 |
| Worth County Georgia | 10 | $ 829,000 | $ 82,000 | $ 43,000 |
| Seneca County Ohio | 10 | $ 920,000 | $ 92,000 | $ 50,000 |
| Wood County Ohio | 10 | $ 1,316,000 | $ 131,000 | $ 42,000 |
| Dale County Alabama | 9 | $ 833,000 | $ 92,000 | $ 65,000 |
| Jackson County Georgia | 9 | $ 1,587,000 | $ 176,000 | $ 61,000 |
| Robertson County Tennessee | 9 | $ 1,538,000 | $ 170,000 | $ 58,000 |
| Union County Tennessee | 9 | $ 958,000 | $ 106,000 | $ 43,000 |
| Franklin County Florida | 8 | $ 1,423,000 | $ 177,000 | $ 94,000 |
| Bibb County Georgia | 8 | $ 1,063,000 | $ 132,000 | $ 88,000 |
| Dawson County Georgia | 8 | $ 1,494,000 | $ 186,000 | $ 89,000 |
| Turner County Georgia | 8 | $ 668,000 | $ 83,000 | $ 41,000 |
| Hancock County Ohio | 8 | $ 1,022,000 | $ 127,000 | $ 54,000 |
| Lorain County Ohio | 8 | $ 826,000 | $ 103,000 | $ 46,000 |
| Putnam County Ohio | 8 | $ 1,057,000 | $ 132,000 | $ 52,000 |
| Alachua County Florida | 7 | $ 595,000 | $ 85,000 | $ 51,000 |
| Manatee County Florida | 7 | $ 728,000 | $ 104,000 | $ 82,000 |
| Nassau County Florida | 7 | $ 1,493,000 | $ 213,000 | $ 125,000 |
| Orange County Florida | 7 | $ 543,000 | $ 77,000 | $ 41,000 |
| Clarke County Georgia | 7 | $ 1,144,000 | $ 163,000 | $ 61,000 |
| Haralson County Georgia | 7 | $ 841,000 | $ 120,000 | $ 57,000 |
| Peach County Georgia | 7 | $ 1,131,000 | $ 161,000 | $ 77,000 |
| Terrell County Georgia | 7 | $ 471,000 | $ 67,000 | $ 42,000 |
| Cleveland County Oklahoma | 7 | $ 794,000 | $ 113,000 | $ 52,000 |
| Aiken County South Carolina | 7 | $ 872,000 | $ 124,000 | $ 117,000 |
| Barbour County Alabama | 6 | $ 559,000 | $ 93,000 | $ 47,000 |
| Mobile County Alabama | 6 | $ 581,000 | $ 96,000 | $ 48,000 |
| Gadsden County Florida | 6 | $ 1,054,000 | $ 175,000 | $ 91,000 |
| Levy County Florida | 6 | $ 237,000 | $ 39,000 | $ 28,000 |
| Atkinson County Georgia | 6 | $ 390,000 | $ 65,000 | $ 35,000 |
| Gordon County Georgia | 6 | $ 606,000 | $ 101,000 | $ 60,000 |
| Putnam County Georgia | 6 | $ 885,000 | $ 147,000 | $ 67,000 |
| Johnston County North Carolina | 6 | $ 1,265,000 | $ 210,000 | $ 97,000 |
| Cherokee County South Carolina | 6 | $ 758,000 | $ 126,000 | $ 52,000 |
| Lancaster County South Carolina | 6 | $ 920,000 | $ 153,000 | $ 50,000 |
| Cleburne County Alabama | 5 | $ 640,000 | $ 128,000 | $ 90,000 |
| Lee County Alabama | 5 | $ 1,058,000 | $ 211,000 | $ 68,000 |
| Madison County Alabama | 5 | $ 745,000 | $ 149,000 | $ 66,000 |
| Miami-Dade County Florida | 5 | $ 719,000 | $ 143,000 | $ 54,000 |
| Palm Beach County Florida | 5 | $ 659,000 | $ 131,000 | $ 76,000 |
| Walton County Florida | 5 | $ 2,776,000 | $ 555,000 | $ 1,113,000 |
| Dooly County Georgia | 5 | $ 336,000 | $ 67,000 | $ 68,000 |
| Early County Georgia | 5 | $ 521,000 | $ 104,000 | $ 68,000 |
| Lanier County Georgia | 5 | $ 408,000 | $ 81,000 | $ 35,000 |
| Macon County Georgia | 5 | $ 192,000 | $ 38,000 | $ 26,000 |
| Morgan County Georgia | 5 | $ 627,000 | $ 125,000 | $ 47,000 |
| Oconee County Georgia | 5 | $ 1,355,000 | $ 271,000 | $ 136,000 |
| Pickens County Georgia | 5 | $ 804,000 | $ 160,000 | $ 145,000 |
| Sumter County Georgia | 5 | $ 503,000 | $ 100,000 | $ 42,000 |
| Wake County North Carolina | 5 | $ 932,000 | $ 186,000 | $ 67,000 |
| Fairfield County South Carolina | 5 | $ 1,274,000 | $ 254,000 | $ 105,000 |
| Marshall County Tennessee | 5 | $ 563,000 | $ 112,000 | $ 40,000 |
| Coffee County Alabama | 4 | $ 332,000 | $ 83,000 | $ 57,000 |
| St. Clair County Alabama | 4 | $ 965,000 | $ 241,000 | $ 91,000 |
| Dixie County Florida | 4 | $ 191,000 | $ 47,000 | $ 30,000 |
| Pasco County Florida | 4 | $ 462,000 | $ 115,000 | $ 33,000 |
| Berrien County Georgia | 4 | $ 308,000 | $ 77,000 | $ 48,000 |
| Cook County Georgia | 4 | $ 508,000 | $ 127,000 | $ 55,000 |
| Decatur County Georgia | 4 | $ 132,000 | $ 33,000 | $ 33,000 |
| Jasper County Georgia | 4 | $ 437,000 | $ 109,000 | $ 42,000 |
| Long County Georgia | 4 | $ 331,000 | $ 82,000 | $ 37,000 |
| Lumpkin County Georgia | 4 | $ 519,000 | $ 129,000 | $ 64,000 |
| Muscogee County Georgia | 4 | $ 572,000 | $ 143,000 | $ 84,000 |
| Polk County Georgia | 4 | $ 322,000 | $ 80,000 | $ 62,000 |
| Spalding County Georgia | 4 | $ 365,000 | $ 91,000 | $ 41,000 |
| Treutlen County Georgia | 4 | $ 320,000 | $ 80,000 | $ 66,000 |
| Upson County Georgia | 4 | $ 664,000 | $ 166,000 | $ 62,000 |
| Onslow County North Carolina | 4 | $ 801,000 | $ 200,000 | $ 120,000 |
| Huron County Ohio | 4 | $ 499,000 | $ 124,000 | $ 37,000 |
| Sandusky County Ohio | 4 | $ 389,000 | $ 97,000 | $ 58,000 |
| Laurens County South Carolina | 4 | $ 621,000 | $ 155,000 | $ 38,000 |
| Marion County South Carolina | 4 | $ 367,000 | $ 91,000 | $ 57,000 |
| Newberry County South Carolina | 4 | $ 561,000 | $ 140,000 | $ 62,000 |
| Oconee County South Carolina | 4 | $ 1,017,000 | $ 254,000 | $ 50,000 |
| Dickson County Tennessee | 4 | $ 808,000 | $ 202,000 | $ 74,000 |
| Baldwin County Alabama | 3 | $ 240,000 | $ 80,000 | $ 68,000 |
| Broward County Florida | 3 | $ 586,000 | $ 195,000 | $ 81,000 |
| Jackson County Florida | 3 | $ 216,000 | $ 72,000 | $ 36,000 |
| Lee County Florida | 3 | $ 313,000 | $ 104,000 | $ 44,000 |
| Sarasota County Florida | 3 | $ 396,000 | $ 132,000 | $ 71,000 |
| Suwannee County Florida | 3 | $ 108,000 | $ 36,000 | $ 32,000 |
| Butts County Georgia | 3 | $ 599,000 | $ 199,000 | $ 85,000 |
| Charlton County Georgia | 3 | $ 197,000 | $ 65,000 | $ 35,000 |
| Clay County Georgia | 3 | $ 509,000 | $ 169,000 | $ 71,000 |
| Floyd County Georgia | 3 | $ 294,000 | $ 98,000 | $ 43,000 |
| Harris County Georgia | 3 | $ 520,000 | $ 173,000 | $ 60,000 |
| Jones County Georgia | 3 | $ 267,000 | $ 89,000 | $ 78,000 |
| Mitchell County Georgia | 3 | $ 226,000 | $ 75,000 | $ 123,000 |
| Screven County Georgia | 3 | $ 292,000 | $ 97,000 | $ 26,000 |
| Union County Georgia | 3 | $ 451,000 | $ 150,000 | $ 168,000 |
| White County Georgia | 3 | $ 483,000 | $ 161,000 | $ 129,000 |
| Whitfield County Georgia | 3 | $ 91,000 | $ 30,000 | $ 34,000 |
| Guilford County North Carolina | 3 | $ 496,000 | $ 165,000 | $ 60,000 |
| Henry County Ohio | 3 | $ 269,000 | $ 89,000 | $ 38,000 |
| Lucas County Ohio | 3 | $ 478,000 | $ 159,000 | $ 56,000 |
| Canadian County Oklahoma | 3 | $ 642,000 | $ 214,000 | $ 54,000 |
| Grady County Oklahoma | 3 | $ 468,000 | $ 156,000 | $ 54,000 |
| Woodward County Oklahoma | 3 | $ 521,000 | $ 173,000 | $ 71,000 |
| Florence County South Carolina | 3 | $ 567,000 | $ 189,000 | $ 69,000 |
| Georgetown County South Carolina | 3 | $ 700,000 | $ 233,000 | $ 102,000 |
| Cheatham County Tennessee | 3 | $ 545,000 | $ 181,000 | $ 53,000 |
| Hancock County Tennessee | 3 | $ 272,000 | $ 90,000 | $ 31,000 |
| Cherokee County Alabama | 2 | $ 309,000 | $ 154,000 | $ 71,000 |
| Tuscaloosa County Alabama | 2 | $ 605,000 | $ 302,000 | $ 178,000 |
| Sussex County Delaware | 2 | $ 451,000 | $ 225,000 | $ 161,000 |
| Bradford County Florida | 2 | $ 319,000 | $ 159,000 | $ 48,000 |
| Highlands County Florida | 2 | $ 179,000 | $ 89,000 | $ 29,000 |
| Okaloosa County Florida | 2 | $ 465,000 | $ 232,000 | $ 169,000 |
| Osceola County Florida | 2 | $ 267,000 | $ 133,000 | $ 55,000 |
| St. Lucie County Florida | 2 | $ 152,000 | $ 76,000 | $ 49,000 |
| Washington County Florida | 2 | $ 190,000 | $ 95,000 | $ 22,000 |
| Baldwin County Georgia | 2 | $ 238,000 | $ 119,000 | $ 47,000 |
| Ben Hill County Georgia | 2 | $ 44,000 | $ 22,000 | $ 13,000 |
| Brantley County Georgia | 2 | $ 205,000 | $ 102,000 | $ 55,000 |
| Calhoun County Georgia | 2 | $ 221,000 | $ 110,000 | $ 61,000 |
| Candler County Georgia | 2 | $ 207,000 | $ 103,000 | $ 35,000 |
| Catoosa County Georgia | 2 | $ 243,000 | $ 121,000 | $ 42,000 |
| Clinch County Georgia | 2 | $ 174,000 | $ 87,000 | $ 56,000 |
| Crawford County Georgia | 2 | $ 304,000 | $ 152,000 | $ 53,000 |
| Emanuel County Georgia | 2 | $ 218,000 | $ 109,000 | $ 16,000 |
| Evans County Georgia | 2 | $ 107,000 | $ 53,000 | $ 35,000 |
| Fannin County Georgia | 2 | $ 699,000 | $ 349,000 | $ 292,000 |
| Hancock County Georgia | 2 | $ 410,000 | $ 205,000 | $ 109,000 |
| Jeff Davis County Georgia | 2 | $ 314,000 | $ 157,000 | $ 79,000 |
| Madison County Georgia | 2 | $ 236,000 | $ 118,000 | $ 79,000 |
| Monroe County Georgia | 2 | $ 339,000 | $ 169,000 | $ 62,000 |
| Rabun County Georgia | 2 | $ 336,000 | $ 168,000 | $ 160,000 |
| Richmond County Georgia | 2 | $ 210,000 | $ 105,000 | $ 35,000 |
| Tattnall County Georgia | 2 | $ 135,000 | $ 67,000 | $ 74,000 |
| Twiggs County Georgia | 2 | $ 385,000 | $ 192,000 | $ 55,000 |
| Wicomico County Maryland | 2 | $ 314,000 | $ 157,000 | $ 40,000 |
| Worcester County Maryland | 2 | $ 570,000 | $ 285,000 | $ 228,000 |
| Pitt County North Carolina | 2 | $ 383,000 | $ 191,000 | $ 98,000 |
| Defiance County Ohio | 2 | $ 204,000 | $ 102,000 | $ 29,000 |
| Ottawa County Ohio | 2 | $ 193,000 | $ 96,000 | $ 50,000 |
| Wyandot County Ohio | 2 | $ 208,000 | $ 104,000 | $ 81,000 |
| Logan County Oklahoma | 2 | $ 217,000 | $ 108,000 | $ 70,000 |
| Rogers County Oklahoma | 2 | $ 386,000 | $ 193,000 | $ 79,000 |
| Abbeville County South Carolina | 2 | $ 228,000 | $ 114,000 | $ 32,000 |
| Jasper County South Carolina | 2 | $ 186,000 | $ 93,000 | $ 50,000 |
| Orangeburg County South Carolina | 2 | $ 271,000 | $ 135,000 | $ 39,000 |
| Saluda County South Carolina | 2 | $ 104,000 | $ 52,000 | $ 22,000 |
| Union County South Carolina | 2 | $ 252,000 | $ 126,000 | $ 33,000 |
| Grundy County Tennessee | 2 | $ 222,000 | $ 111,000 | $ 45,000 |
| Hamblen County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| Putnam County Tennessee | 2 | $ 382,000 | $ 191,000 | $ 67,000 |
| Sullivan County Tennessee | 2 | $ 137,000 | $ 68,000 | $ 34,000 |
| Loudoun County Virginia | 2 | $ 465,000 | $ 232,000 | $ 156,000 |
| Bullock County Alabama | 1 | $ 26,000 | $ 26,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 82,000 | $ 82,000 | $ 46,000 |
| Elmore County Alabama | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Geneva County Alabama | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Limestone County Alabama | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Lowndes County Alabama | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 96,000 | $ 96,000 | $ 25,000 |
| Pike County Alabama | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Randolph County Alabama | 1 | $ 159,000 | $ 159,000 | $ 78,000 |
| Russell County Alabama | 1 | $ 66,000 | $ 66,000 | $ 63,000 |
| Tallapoosa County Alabama | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Calhoun County Florida | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Charlotte County Florida | 1 | $ 160,000 | $ 160,000 | $ 18,000 |
| Citrus County Florida | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Hardee County Florida | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Hernando County Florida | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Jefferson County Florida | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
| Lafayette County Florida | 1 | $ 199,000 | $ 199,000 | $ 379,000 |
| Madison County Florida | 1 | $ 42,000 | $ 42,000 | $ 17,000 |
| Seminole County Florida | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Appling County Georgia | 1 | $ 127,000 | $ 127,000 | $ 68,000 |
| Baker County Georgia | 1 | $ 38,000 | $ 38,000 | $ 24,000 |
| Banks County Georgia | 1 | $ 98,000 | $ 98,000 | $ 62,000 |
| Burke County Georgia | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Chattooga County Georgia | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Columbia County Georgia | 1 | $ 164,000 | $ 164,000 | $ 64,000 |
| Gilmer County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Greene County Georgia | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Heard County Georgia | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Johnson County Georgia | 1 | $ 189,000 | $ 189,000 | $ 52,000 |
| Lamar County Georgia | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
| Laurens County Georgia | 1 | $ 184,000 | $ 184,000 | $ 45,000 |
| McIntosh County Georgia | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Meriwether County Georgia | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Oglethorpe County Georgia | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Pierce County Georgia | 1 | $ 137,000 | $ 137,000 | $ 32,000 |
| Pike County Georgia | 1 | $ 87,000 | $ 87,000 | $ 22,000 |
| Pulaski County Georgia | 1 | $ 129,000 | $ 129,000 | $ 47,000 |
| Randolph County Georgia | 1 | $ 96,000 | $ 96,000 | $ 88,000 |
| Stephens County Georgia | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Stewart County Georgia | 1 | $ 22,000 | $ 22,000 | $ 57,000 |
| Walker County Georgia | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Warren County Georgia | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Washington County Georgia | 1 | $ 143,000 | $ 143,000 | $ 35,000 |
| Wayne County Georgia | 1 | $ 196,000 | $ 196,000 | $ 114,000 |
| Wheeler County Georgia | 1 | $ 63,000 | $ 63,000 | $ 62,000 |
| Wilcox County Georgia | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Sangamon County Illinois | 1 | $ 100,000 | $ 100,000 | $ 121,000 |
| Orleans County Louisiana | 1 | $ 294,000 | $ 294,000 | $ 168,000 |
| Frederick County Maryland | 1 | $ 417,000 | $ 417,000 | $ 144,000 |
| Montgomery County Maryland | 1 | $ 214,000 | $ 214,000 | $ 241,000 |
| Wayne County Michigan | 1 | $ 611,000 | $ 611,000 | $ 174,000 |
| Calhoun County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 14,000 |
| DeSoto County Mississippi | 1 | $ 356,000 | $ 356,000 | $ 147,000 |
| Jackson County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Tallahatchie County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| St. Charles County Missouri | 1 | $ 320,000 | $ 320,000 | $ 140,000 |
| Alleghany County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 51,000 |
| Cabarrus County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Catawba County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 52,000 |
| Durham County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 169,000 |
| Iredell County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Pasquotank County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
| Pender County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Polk County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 103,000 |
| Sampson County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 59,000 |
| Wayne County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 43,000 |
| Wilkes County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Allen County Ohio | 1 | $ 87,000 | $ 87,000 | $ 71,000 |
| Ashland County Ohio | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Cuyahoga County Ohio | 1 | $ 137,000 | $ 137,000 | $ 62,000 |
| Medina County Ohio | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Mercer County Ohio | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| Paulding County Ohio | 1 | $ 58,000 | $ 58,000 | $ 25,000 |
| Carter County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 73,000 |
| Cherokee County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Coal County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Garfield County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 90,000 |
| Kay County Oklahoma | 1 | $ 216,000 | $ 216,000 | $ 160,000 |
| Kiowa County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 50,000 |
| Le Flore County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 24,000 |
| McClain County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 68,000 |
| Payne County Oklahoma | 1 | $ 123,000 | $ 123,000 | $ 78,000 |
| Texas County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 116,000 |
| Tulsa County Oklahoma | 1 | $ 276,000 | $ 276,000 | $ 56,000 |
| Washington County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 33,000 |
| Calhoun County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 72,000 |
| Colleton County South Carolina | 1 | $ 256,000 | $ 256,000 | $ 111,000 |
| Darlington County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Edgefield County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 219,000 |
| Greenwood County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Lee County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 81,000 |
| Anderson County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 119,000 |
| Bedford County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 45,000 |
| Cumberland County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| DeKalb County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| Dyer County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 59,000 |
| Franklin County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 11,000 |
| Giles County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Jackson County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 133,000 |
| Lincoln County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 79,000 |
| Macon County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Marion County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| McNairy County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 173,000 |
| Scott County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 15,000 |
| Trousdale County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| Bastrop County Texas | 1 | $ 197,000 | $ 197,000 | $ 63,000 |
| Dallas County Texas | 1 | $ 736,000 | $ 736,000 | $ 410,000 |
| Fort Bend County Texas | 1 | $ 367,000 | $ 367,000 | $ 112,000 |
| Kaufman County Texas | 1 | $ 164,000 | $ 164,000 | $ 142,000 |
| Fairfax County Virginia | 1 | $ 220,000 | $ 220,000 | $ 106,000 |
| Fairfax City County Virginia | 1 | $ 450,000 | $ 450,000 | $ 95,000 |
| Fauquier County Virginia | 1 | $ 270,000 | $ 270,000 | $ 72,000 |
| Hanover County Virginia | 1 | $ 288,000 | $ 288,000 | $ 66,000 |
| New Kent County Virginia | 1 | $ 236,000 | $ 236,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Ameris Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,953 | $854,007,000 | $172,000 | $1,614,000 | $79,000 | $4,356,000 |
| Refinancing | 1,484 | $251,971,000 | $169,000 | $3,700,000 | $78,000 | $954,000 |
| Home Improvement | 36 | $3,025,000 | $84,000 | $1,281,000 | $101,000 | $2,348,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,569 | $776,913,000 | $170,000 | $1,445,000 | $83,000 | $4,356,000 |
| Black or African American | 921 | $144,291,000 | $156,000 | $1,500,000 | $66,000 | $699,000 |
| Not Provided | 417 | $84,233,000 | $201,000 | $1,100,000 | $81,000 | $733,000 |
| Hispanic | 242 | $33,732,000 | $139,000 | $417,000 | $67,000 | $879,000 |
| Asian | 167 | $34,438,000 | $206,000 | $509,000 | $98,000 | $2,400,000 |
| Not applicable | 125 | $28,765,000 | $230,000 | $3,700,000 | $0 | $21,000 |
| American Indian or Alaskan Native | 20 | $4,708,000 | $235,000 | $633,000 | $89,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,923,000 | $160,000 | $335,000 | $64,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,021 | $715,419,000 | $177,000 | $3,700,000 | $91,000 | $4,356,000 |
| FHA-insured (Federal Housing Administration) | 1,280 | $185,553,000 | $144,000 | $352,000 | $55,000 | $598,000 |
| VA-guaranteed (Veterans Administration) | 701 | $145,184,000 | $207,000 | $611,000 | $75,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 471 | $62,847,000 | $133,000 | $360,000 | $45,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,693 | $801,072,000 | $170,000 | $3,700,000 | $79,000 | $4,356,000 |
| Application Denied By Financial Institution | 917 | $155,802,000 | $169,000 | $1,445,000 | $75,000 | $2,400,000 |
| Application Withdrawn By Applicant | 854 | $150,809,000 | $176,000 | $1,500,000 | $83,000 | $1,161,000 |
| Loan Purchased By The Institution | 9 | $1,320,000 | $146,000 | $251,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ameris Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.