Ameris Bank Mortgage Lending & HMDA Data, 2021

In 2021, Ameris Bank of Atlanta, GA reported 39,658 mortgage applications totaling $12.6 billion, down 15% from 2020. The average application was for $318,065, and applicants reported an average income of $134,598. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (12,656), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,149) and Jacksonville, FL (2,059) (applications in parentheses).

Mortgage Company & Address Ameris Bank
300 South Main Street
Atlanta, GA 30305
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 39,658
Total Mortgage Loan Application Amount $12,613,840,000
Average Mortgage Loan Application Amount $318,065
Highest Mortgage Loan Application Amount $50,005,000
Average Applicant Income $134,598
Highest Applicant Income $7,380,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ameris Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ameris Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 3,054 $ 1,207,470,000 $ 395,373 $ 174,000
DeKalb, Georgia 2,020 $ 717,240,000 $ 355,069 $ 156,000
Cobb, Georgia 1,737 $ 549,605,000 $ 316,410 $ 139,000
Gwinnett, Georgia 1,573 $ 471,075,000 $ 299,475 $ 121,000
St. Johns, Florida 1,069 $ 402,845,000 $ 376,842 $ 182,000
Charleston, South Carolina 809 $ 308,005,000 $ 380,723 $ 151,000
Cherokee, Georgia 753 $ 237,885,000 $ 315,916 $ 130,000
Duval, Florida 751 $ 234,595,000 $ 312,376 $ 155,000
Richland, South Carolina 719 $ 153,905,000 $ 214,054 $ 91,000
Forsyth, Georgia 671 $ 236,555,000 $ 352,540 $ 159,000
Lexington, South Carolina 656 $ 148,810,000 $ 226,844 $ 92,000
Alachua, Florida 632 $ 171,110,000 $ 270,743 $ 143,000
Davidson, Tennessee 455 $ 161,315,000 $ 354,538 $ 131,000
Prince George's, Maryland 449 $ 139,205,000 $ 310,033 $ 113,000
Volusia, Florida 445 $ 141,705,000 $ 318,438 $ 128,000
Horry, South Carolina 424 $ 131,160,000 $ 309,339 $ 182,000
Fairfax, Virginia 416 $ 203,760,000 $ 489,807 $ 164,000
Henry, Georgia 393 $ 107,235,000 $ 272,862 $ 104,000
Hall, Georgia 387 $ 122,905,000 $ 317,583 $ 147,000
Columbia, Georgia 360 $ 96,220,000 $ 267,277 $ 111,000
Loudoun, Virginia 348 $ 160,050,000 $ 459,913 $ 153,000
Paulding, Georgia 347 $ 88,005,000 $ 253,616 $ 92,000
Berkeley, South Carolina 332 $ 100,030,000 $ 301,295 $ 102,000
Coweta, Georgia 331 $ 102,125,000 $ 308,534 $ 137,000
Chatham, Georgia 315 $ 91,305,000 $ 289,857 $ 168,000
Greenville, South Carolina 314 $ 85,150,000 $ 271,178 $ 118,000
Lowndes, Georgia 301 $ 61,705,000 $ 205,000 $ 92,000
Honolulu, Hawaii 301 $ 152,325,000 $ 506,063 $ 133,000
Flagler, Florida 285 $ 84,575,000 $ 296,754 $ 122,000
Marion, Florida 277 $ 50,955,000 $ 183,953 $ 93,000
Leon, Florida 272 $ 76,650,000 $ 281,801 $ 133,000
Wake, North Carolina 258 $ 77,870,000 $ 301,821 $ 128,000
Dorchester, South Carolina 246 $ 64,980,000 $ 264,146 $ 100,000
Los Angeles, California 244 $ 137,540,000 $ 563,688 $ 201,000
Guilford, North Carolina 237 $ 46,515,000 $ 196,265 $ 76,000
Aiken, South Carolina 229 $ 57,495,000 $ 251,069 $ 99,000
Fayette, Georgia 228 $ 76,210,000 $ 334,254 $ 152,000
Calhoun, Alabama 227 $ 39,815,000 $ 175,396 $ 75,000
Clayton, Georgia 221 $ 47,565,000 $ 215,226 $ 93,000
Houston, Alabama 212 $ 36,990,000 $ 174,481 $ 85,000
Anne Arundel, Maryland 198 $ 74,560,000 $ 376,565 $ 120,000
Anderson, South Carolina 197 $ 49,215,000 $ 249,822 $ 88,000
Spartanburg, South Carolina 197 $ 42,985,000 $ 218,197 $ 85,000
Jackson, Georgia 196 $ 62,030,000 $ 316,479 $ 142,000
Durham, North Carolina 195 $ 56,155,000 $ 287,974 $ 108,000
Mecklenburg, North Carolina 195 $ 72,585,000 $ 372,230 $ 151,000
Richmond, Georgia 188 $ 42,870,000 $ 228,031 $ 94,000
Prince William, Virginia 185 $ 69,955,000 $ 378,135 $ 124,000
Houston, Georgia 177 $ 40,405,000 $ 228,276 $ 104,000
Baltimore, Maryland 176 $ 51,690,000 $ 293,693 $ 104,000
Bartow, Georgia 174 $ 42,490,000 $ 244,195 $ 119,000
Alameda, California 165 $ 87,605,000 $ 530,939 $ 187,000
Sacramento, California 156 $ 53,640,000 $ 343,846 $ 128,000
Jefferson, Alabama 154 $ 35,180,000 $ 228,441 $ 97,000
Douglas, Georgia 154 $ 38,540,000 $ 250,259 $ 98,000
Beaufort, South Carolina 154 $ 60,130,000 $ 390,454 $ 185,000
Walton, Georgia 153 $ 41,585,000 $ 271,797 $ 92,000
Baltimore City, Maryland 150 $ 29,150,000 $ 194,333 $ 90,000
Williamson, Tennessee 145 $ 72,175,000 $ 497,758 $ 191,000
Clarke, Georgia 142 $ 42,140,000 $ 296,760 $ 155,000
Montgomery, Maryland 141 $ 59,075,000 $ 418,971 $ 128,000
Clay, Florida 135 $ 36,525,000 $ 270,555 $ 153,000
Orange, Florida 135 $ 99,805,000 $ 739,296 $ 200,000
James City, Virginia 134 $ 43,680,000 $ 325,970 $ 125,000
Spotsylvania, Virginia 133 $ 47,065,000 $ 353,872 $ 132,000
Barrow, Georgia 131 $ 29,045,000 $ 221,717 $ 84,000
Oconee, Georgia 125 $ 55,845,000 $ 446,760 $ 207,000
Lee, Alabama 123 $ 28,445,000 $ 231,260 $ 100,000
Rutherford, Tennessee 122 $ 38,490,000 $ 315,491 $ 97,000
Sumner, Tennessee 118 $ 39,600,000 $ 335,593 $ 114,000
San Mateo, California 114 $ 65,300,000 $ 572,807 $ 183,000
District of Columbia, District Of Columbia 112 $ 52,090,000 $ 465,089 $ 177,000
Rockdale, Georgia 107 $ 26,035,000 $ 243,317 $ 110,000
Hillsborough, Florida 105 $ 34,605,000 $ 329,571 $ 133,000
Manatee, Florida 105 $ 30,465,000 $ 290,142 $ 135,000
Howard, Maryland 105 $ 46,495,000 $ 442,809 $ 150,000
Chesterfield, Virginia 105 $ 29,955,000 $ 285,285 $ 116,000
Santa Clara, California 104 $ 61,380,000 $ 590,192 $ 173,000
Glynn, Georgia 103 $ 41,095,000 $ 398,980 $ 229,000
Carroll, Georgia 101 $ 23,585,000 $ 233,514 $ 87,000
Putnam, Florida 99 $ 20,165,000 $ 203,686 $ 116,000
Stafford, Virginia 99 $ 39,675,000 $ 400,757 $ 130,000
Colquitt, Georgia 96 $ 16,810,000 $ 175,104 $ 103,000
Liberty, Georgia 96 $ 16,630,000 $ 173,229 $ 81,000
Kershaw, South Carolina 96 $ 21,520,000 $ 224,166 $ 76,000
Lee, Georgia 95 $ 17,955,000 $ 189,000 $ 82,000
Chambers, Alabama 94 $ 13,650,000 $ 145,212 $ 63,000
Carroll, Maryland 94 $ 30,730,000 $ 326,914 $ 117,000
San Francisco, California 93 $ 49,735,000 $ 534,784 $ 169,000
Forsyth, North Carolina 93 $ 21,745,000 $ 233,817 $ 89,000
Newton, Georgia 91 $ 23,735,000 $ 260,824 $ 97,000
Bay, Florida 90 $ 24,210,000 $ 269,000 $ 170,000
Nassau, Florida 89 $ 34,535,000 $ 388,033 $ 156,000
Greene, Georgia 89 $ 43,975,000 $ 494,101 $ 253,000
York, South Carolina 88 $ 28,960,000 $ 329,090 $ 122,000
Dawson, Georgia 87 $ 27,025,000 $ 310,632 $ 125,000
Dougherty, Georgia 86 $ 12,190,000 $ 141,744 $ 86,000
Pasco, Florida 85 $ 26,285,000 $ 309,235 $ 120,000
Effingham, Georgia 85 $ 17,415,000 $ 204,882 $ 95,000
Cook, Illinois 85 $ 24,005,000 $ 282,411 $ 127,000
Charles, Maryland 85 $ 26,185,000 $ 308,058 $ 95,000
Wilson, Tennessee 84 $ 32,440,000 $ 386,190 $ 131,000
Wakulla, Florida 80 $ 16,650,000 $ 208,125 $ 91,000
Bryan, Georgia 80 $ 21,560,000 $ 269,500 $ 137,000
Walton, Florida 77 $ 43,735,000 $ 567,987 $ 250,000
Oconee, South Carolina 77 $ 22,855,000 $ 296,818 $ 130,000
Georgetown, South Carolina 74 $ 23,720,000 $ 320,540 $ 170,000
Union, North Carolina 71 $ 28,195,000 $ 397,112 $ 146,000
Contra Costa, California 70 $ 33,470,000 $ 478,142 $ 167,000
Pickens, South Carolina 70 $ 18,310,000 $ 261,571 $ 107,000
Alexandria, Virginia 70 $ 36,000,000 $ 514,285 $ 174,000
Sumter, Florida 69 $ 18,015,000 $ 261,086 $ 113,000
Newport News, Virginia 69 $ 17,235,000 $ 249,782 $ 103,000
San Diego, California 67 $ 34,895,000 $ 520,820 $ 159,000
Orange, California 66 $ 39,600,000 $ 600,000 $ 232,000
Spalding, Georgia 66 $ 14,870,000 $ 225,303 $ 100,000
Okaloosa, Florida 65 $ 18,605,000 $ 286,230 $ 130,000
Camden, Georgia 64 $ 15,620,000 $ 244,062 $ 124,000
Henrico, Virginia 64 $ 16,760,000 $ 261,875 $ 111,000
Pinellas, Florida 63 $ 23,085,000 $ 366,428 $ 180,000
Pickens, Georgia 59 $ 12,225,000 $ 207,203 $ 106,000
Collier, Florida 58 $ 24,540,000 $ 423,103 $ 213,000
Sarasota, Florida 57 $ 21,665,000 $ 380,087 $ 208,000
Tift, Georgia 57 $ 9,685,000 $ 169,912 $ 114,000
Sumter, South Carolina 57 $ 9,455,000 $ 165,877 $ 70,000
Putnam, Georgia 56 $ 19,230,000 $ 343,392 $ 199,000
Lake, Florida 54 $ 15,100,000 $ 279,629 $ 121,000
Lee, Florida 54 $ 18,460,000 $ 341,851 $ 152,000
Harris, Texas 54 $ 18,950,000 $ 350,925 $ 167,000
Shelby, Alabama 53 $ 15,185,000 $ 286,509 $ 136,000
Thomas, Georgia 53 $ 7,425,000 $ 140,094 $ 65,000
Johnston, North Carolina 53 $ 14,055,000 $ 265,188 $ 83,000
Colleton, South Carolina 53 $ 21,395,000 $ 403,679 $ 194,000
Hampton, Virginia 53 $ 10,495,000 $ 198,018 $ 80,000
Buncombe, North Carolina 52 $ 16,270,000 $ 312,884 $ 141,000
Arlington, Virginia 52 $ 28,630,000 $ 550,576 $ 224,000
Placer, California 51 $ 20,285,000 $ 397,745 $ 157,000
Broward, Florida 50 $ 20,390,000 $ 407,800 $ 212,000
Bibb, Georgia 50 $ 8,610,000 $ 172,200 $ 115,000
Laurens, Georgia 50 $ 9,440,000 $ 188,800 $ 108,000
Randolph, North Carolina 50 $ 9,620,000 $ 192,400 $ 73,000
Montgomery, Tennessee 49 $ 11,665,000 $ 238,061 $ 72,000
Columbia, Florida 48 $ 10,940,000 $ 227,916 $ 138,000
Craven, North Carolina 48 $ 8,830,000 $ 183,958 $ 78,000
Seminole, Florida 47 $ 22,085,000 $ 469,893 $ 158,000
Will, Illinois 47 $ 12,215,000 $ 259,893 $ 133,000
Maury, Tennessee 47 $ 14,075,000 $ 299,468 $ 108,000
York, Virginia 47 $ 12,605,000 $ 268,191 $ 111,000
Palm Beach, Florida 46 $ 21,290,000 $ 462,826 $ 247,000
Fannin, Georgia 46 $ 23,620,000 $ 513,478 $ 286,000
Alamance, North Carolina 46 $ 11,380,000 $ 247,391 $ 97,000
Cabarrus, North Carolina 46 $ 12,710,000 $ 276,304 $ 138,000
Fredericksburg, Virginia 44 $ 17,240,000 $ 391,818 $ 205,000
Butts, Georgia 43 $ 9,605,000 $ 223,372 $ 103,000
Gilmer, Georgia 43 $ 13,715,000 $ 318,953 $ 178,000
Jasper, Georgia 43 $ 8,365,000 $ 194,534 $ 90,000
Blount, Alabama 42 $ 8,340,000 $ 198,571 $ 74,000
Henry, Alabama 42 $ 7,200,000 $ 171,428 $ 75,000
Gordon, Georgia 42 $ 22,660,000 $ 539,523 $ 97,000
Monroe, Georgia 42 $ 15,690,000 $ 373,571 $ 139,000
Harford, Maryland 42 $ 13,280,000 $ 316,190 $ 103,000
Gaston, North Carolina 42 $ 10,900,000 $ 259,523 $ 96,000
Iredell, North Carolina 42 $ 14,220,000 $ 338,571 $ 146,000
Orange, North Carolina 42 $ 14,930,000 $ 355,476 $ 133,000
Coffee, Georgia 41 $ 5,865,000 $ 143,048 $ 95,000
Floyd, Georgia 40 $ 10,120,000 $ 253,000 $ 118,000
Stephens, Georgia 40 $ 12,090,000 $ 302,250 $ 148,000
Baldwin, Georgia 39 $ 10,005,000 $ 256,538 $ 114,000
Davidson, North Carolina 39 $ 8,215,000 $ 210,641 $ 87,000
Miami-Dade, Florida 37 $ 15,795,000 $ 426,891 $ 382,000
Westmoreland, Virginia 37 $ 9,835,000 $ 265,810 $ 115,000
Santa Rosa, Florida 36 $ 11,800,000 $ 327,777 $ 134,000
Laurens, South Carolina 36 $ 8,600,000 $ 238,888 $ 103,000
Orangeburg, South Carolina 36 $ 6,690,000 $ 185,833 $ 78,000
Fauquier, Virginia 36 $ 13,230,000 $ 367,500 $ 109,000
Riverside, California 35 $ 14,545,000 $ 415,571 $ 150,000
Escambia, Florida 34 $ 9,240,000 $ 271,764 $ 113,000
Polk, Florida 34 $ 8,200,000 $ 241,176 $ 105,000
Brunswick, North Carolina 34 $ 11,790,000 $ 346,764 $ 170,000
Cullman, Alabama 33 $ 7,105,000 $ 215,303 $ 83,000
Montgomery, Alabama 33 $ 5,005,000 $ 151,666 $ 137,000
Macon, North Carolina 33 $ 12,585,000 $ 381,363 $ 243,000
Lumpkin, Georgia 32 $ 10,020,000 $ 313,125 $ 167,000
Dale, Alabama 31 $ 5,655,000 $ 182,419 $ 64,000
Grady, Georgia 31 $ 3,835,000 $ 123,709 $ 79,000
Haralson, Georgia 31 $ 6,825,000 $ 220,161 $ 86,000
Calvert, Maryland 31 $ 9,515,000 $ 306,935 $ 104,000
Granville, North Carolina 31 $ 6,745,000 $ 217,580 $ 95,000
Hanover, Virginia 31 $ 8,855,000 $ 285,645 $ 108,000
Richmond City, Virginia 31 $ 7,955,000 $ 256,612 $ 102,000
Baldwin, Alabama 30 $ 12,950,000 $ 431,666 $ 142,000
Talladega, Alabama 30 $ 5,690,000 $ 189,666 $ 81,000
Moore, North Carolina 30 $ 10,060,000 $ 335,333 $ 163,000
Lancaster, South Carolina 30 $ 11,930,000 $ 397,666 $ 178,000
Knox, Tennessee 30 $ 9,010,000 $ 300,333 $ 141,000
Sonoma, California 29 $ 12,825,000 $ 442,241 $ 159,000
Bulloch, Georgia 29 $ 6,035,000 $ 208,103 $ 112,000
Edgefield, South Carolina 29 $ 7,465,000 $ 257,413 $ 132,000
Hamilton, Tennessee 29 $ 14,235,000 $ 490,862 $ 265,000
Decatur, Georgia 28 $ 4,000,000 $ 142,857 $ 67,000
Troup, Georgia 28 $ 6,200,000 $ 221,428 $ 144,000
Pitt, North Carolina 28 $ 5,410,000 $ 193,214 $ 157,000
Gilchrist, Florida 27 $ 3,905,000 $ 144,629 $ 63,000
Pike, Georgia 27 $ 7,645,000 $ 283,148 $ 103,000
Rabun, Georgia 27 $ 10,745,000 $ 397,962 $ 247,000
Ware, Georgia 27 $ 3,395,000 $ 125,740 $ 80,000
Frederick, Maryland 27 $ 9,135,000 $ 338,333 $ 102,000
St. Clair, Alabama 26 $ 6,100,000 $ 234,615 $ 104,000
Peach, Georgia 26 $ 6,160,000 $ 236,923 $ 100,000
Stanly, North Carolina 26 $ 6,230,000 $ 239,615 $ 76,000
King George, Virginia 26 $ 11,070,000 $ 425,769 $ 152,000
Suffolk, Virginia 26 $ 8,280,000 $ 318,461 $ 111,000
Virginia Beach, Virginia 26 $ 8,730,000 $ 335,769 $ 120,000
Habersham, Georgia 25 $ 9,265,000 $ 370,600 $ 104,000
Franklin, North Carolina 25 $ 5,755,000 $ 230,200 $ 93,000
Robertson, Tennessee 25 $ 6,185,000 $ 247,400 $ 70,000
Manassas, Virginia 25 $ 7,955,000 $ 318,200 $ 103,000
Etowah, Alabama 24 $ 4,740,000 $ 197,500 $ 83,000
Brevard, Florida 24 $ 10,170,000 $ 423,750 $ 143,000
Franklin, Florida 24 $ 10,140,000 $ 422,500 $ 207,000
Hart, Georgia 24 $ 7,680,000 $ 320,000 $ 145,000
Greenwood, South Carolina 24 $ 6,470,000 $ 269,583 $ 129,000
Sevier, Tennessee 24 $ 10,090,000 $ 420,416 $ 208,000
Sussex, Delaware 23 $ 6,565,000 $ 285,434 $ 135,000
Suwannee, Florida 23 $ 3,275,000 $ 142,391 $ 63,000
Banks, Georgia 23 $ 6,365,000 $ 276,739 $ 89,000
Crisp, Georgia 23 $ 4,545,000 $ 197,608 $ 90,000
Madison, Georgia 23 $ 5,295,000 $ 230,217 $ 91,000
Toombs, Georgia 23 $ 2,085,000 $ 90,652 $ 54,000
Person, North Carolina 23 $ 6,955,000 $ 302,391 $ 124,000
Madison, Alabama 22 $ 5,490,000 $ 249,545 $ 111,000
Osceola, Florida 22 $ 6,300,000 $ 286,363 $ 163,000
McDuffie, Georgia 22 $ 4,820,000 $ 219,090 $ 82,000
New Hanover, North Carolina 22 $ 6,680,000 $ 303,636 $ 159,000
Shelby, Tennessee 22 $ 4,770,000 $ 216,818 $ 169,000
Poquoson, Virginia 22 $ 8,900,000 $ 404,545 $ 151,000
Henderson, North Carolina 21 $ 6,225,000 $ 296,428 $ 132,000
Newberry, South Carolina 21 $ 4,585,000 $ 218,333 $ 80,000
Geneva, Alabama 20 $ 3,330,000 $ 166,500 $ 66,000
El Dorado, California 20 $ 8,120,000 $ 406,000 $ 172,000
Ventura, California 20 $ 12,130,000 $ 606,500 $ 196,000
Gadsden, Florida 20 $ 4,230,000 $ 211,500 $ 78,000
Highlands, Florida 20 $ 3,400,000 $ 170,000 $ 80,000
Liberty, Florida 20 $ 3,220,000 $ 161,000 $ 69,000
Morgan, Georgia 20 $ 5,160,000 $ 258,000 $ 113,000
Polk, Georgia 20 $ 4,120,000 $ 206,000 $ 92,000
Jackson, North Carolina 20 $ 7,280,000 $ 364,000 $ 148,000
New Kent, Virginia 20 $ 5,600,000 $ 280,000 $ 98,000
Orange, Virginia 20 $ 5,980,000 $ 299,000 $ 104,000
Charlotte, Florida 19 $ 4,765,000 $ 250,789 $ 149,000
Pulaski, Georgia 19 $ 3,275,000 $ 172,368 $ 82,000
Union, Georgia 19 $ 6,065,000 $ 319,210 $ 97,000
Dare, North Carolina 19 $ 8,205,000 $ 431,842 $ 236,000
Lincoln, North Carolina 19 $ 8,445,000 $ 444,473 $ 119,000
Saluda, South Carolina 19 $ 4,665,000 $ 245,526 $ 94,000
Fort Bend, Texas 19 $ 7,005,000 $ 368,684 $ 128,000
Gloucester, Virginia 19 $ 4,695,000 $ 247,105 $ 82,000
Jackson, Florida 18 $ 3,200,000 $ 177,777 $ 60,000
Levy, Florida 18 $ 3,960,000 $ 220,000 $ 96,000
Lincoln, Georgia 18 $ 5,010,000 $ 278,333 $ 137,000
Meriwether, Georgia 18 $ 3,390,000 $ 188,333 $ 79,000
Worcester, Maryland 18 $ 4,770,000 $ 265,000 $ 162,000
Wayne, North Carolina 18 $ 3,270,000 $ 181,666 $ 113,000
Caroline, Virginia 18 $ 4,950,000 $ 275,000 $ 83,000
Citrus, Florida 17 $ 4,055,000 $ 238,529 $ 96,000
Cook, Georgia 17 $ 2,355,000 $ 138,529 $ 62,000
Franklin, Georgia 17 $ 6,035,000 $ 355,000 $ 132,000
Muscogee, Georgia 17 $ 4,295,000 $ 252,647 $ 321,000
Whitfield, Georgia 17 $ 3,265,000 $ 192,058 $ 74,000
Maui, Hawaii 17 $ 9,725,000 $ 572,058 $ 133,000
DuPage, Illinois 17 $ 5,775,000 $ 339,705 $ 101,000
Rowan, North Carolina 17 $ 4,165,000 $ 245,000 $ 101,000
Elmore, Alabama 16 $ 2,910,000 $ 181,875 $ 90,000
Calhoun, Florida 16 $ 2,630,000 $ 164,375 $ 64,000
Lamar, Georgia 16 $ 4,260,000 $ 266,250 $ 76,000
Schley, Georgia 16 $ 2,730,000 $ 170,625 $ 89,000
White, Georgia 16 $ 4,100,000 $ 256,250 $ 81,000
Onslow, North Carolina 16 $ 3,630,000 $ 226,875 $ 113,000
York, Pennsylvania 16 $ 4,130,000 $ 258,125 $ 92,000
Florence, South Carolina 16 $ 2,470,000 $ 154,375 $ 78,000
Culpeper, Virginia 16 $ 5,440,000 $ 340,000 $ 158,000
Coffee, Alabama 15 $ 2,405,000 $ 160,333 $ 74,000
Tallapoosa, Alabama 15 $ 3,865,000 $ 257,666 $ 183,000
Baker, Florida 15 $ 3,295,000 $ 219,666 $ 99,000
Lanier, Georgia 15 $ 2,755,000 $ 183,666 $ 74,000
Chatham, North Carolina 15 $ 6,165,000 $ 411,000 $ 146,000
Abbeville, South Carolina 15 $ 2,725,000 $ 181,666 $ 57,000
Marin, California 14 $ 10,930,000 $ 780,714 $ 244,000
Gulf, Florida 14 $ 6,010,000 $ 429,285 $ 182,000
Berrien, Georgia 14 $ 2,190,000 $ 156,428 $ 59,000
Brooks, Georgia 14 $ 2,100,000 $ 150,000 $ 66,000
Harris, Georgia 14 $ 2,830,000 $ 202,142 $ 80,000
Clarendon, South Carolina 14 $ 3,040,000 $ 217,142 $ 105,000
Bedford, Tennessee 14 $ 3,440,000 $ 245,714 $ 74,000
Cheatham, Tennessee 14 $ 3,590,000 $ 256,428 $ 99,000
Chesapeake, Virginia 14 $ 3,880,000 $ 277,142 $ 98,000
Russell, Alabama 13 $ 1,675,000 $ 128,846 $ 56,000
San Joaquin, California 13 $ 5,475,000 $ 421,153 $ 143,000
Jones, Georgia 13 $ 3,185,000 $ 245,000 $ 113,000
Long, Georgia 13 $ 3,055,000 $ 235,000 $ 73,000
Marion, Georgia 13 $ 1,835,000 $ 141,153 $ 73,000
Sumter, Georgia 13 $ 4,275,000 $ 328,846 $ 65,000
Taylor, Georgia 13 $ 1,525,000 $ 117,307 $ 88,000
Haywood, North Carolina 13 $ 3,825,000 $ 294,230 $ 102,000
Rockingham, North Carolina 13 $ 1,945,000 $ 149,615 $ 46,000
Dickson, Tennessee 13 $ 4,255,000 $ 327,307 $ 142,000
Marshall, Tennessee 13 $ 2,425,000 $ 186,538 $ 68,000
Frederick, Virginia 13 $ 4,325,000 $ 332,692 $ 192,000
San Bernardino, California 12 $ 4,040,000 $ 336,666 $ 92,000
Bradford, Florida 12 $ 2,560,000 $ 213,333 $ 136,000
Miller, Georgia 12 $ 1,550,000 $ 129,166 $ 67,000
Worth, Georgia 12 $ 1,940,000 $ 161,666 $ 61,000
Queen Anne's, Maryland 12 $ 5,210,000 $ 434,166 $ 171,000
St. Mary's, Maryland 12 $ 3,350,000 $ 279,166 $ 104,000
Catawba, North Carolina 12 $ 3,800,000 $ 316,666 $ 164,000
Harnett, North Carolina 12 $ 2,670,000 $ 222,500 $ 72,000
Jasper, South Carolina 12 $ 2,920,000 $ 243,333 $ 135,000
Louisa, Virginia 12 $ 5,360,000 $ 446,666 $ 158,000
Manassas Park, Virginia 12 $ 3,110,000 $ 259,166 $ 102,000
Dixie, Florida 11 $ 1,795,000 $ 163,181 $ 82,000
Hernando, Florida 11 $ 3,865,000 $ 351,363 $ 180,000
Clinch, Georgia 11 $ 1,555,000 $ 141,363 $ 88,000
Oglethorpe, Georgia 11 $ 2,365,000 $ 215,000 $ 67,000
Seminole, Georgia 11 $ 1,515,000 $ 137,727 $ 74,000
Carteret, North Carolina 11 $ 3,645,000 $ 331,363 $ 187,000
Cleveland, North Carolina 11 $ 2,075,000 $ 188,636 $ 88,000
Cumberland, North Carolina 11 $ 2,015,000 $ 183,181 $ 89,000
Barnwell, South Carolina 11 $ 2,045,000 $ 185,909 $ 58,000
Fairfax City, Virginia 11 $ 4,745,000 $ 431,363 $ 123,000
Norfolk, Virginia 11 $ 3,115,000 $ 283,181 $ 115,000
Warren, Virginia 11 $ 3,485,000 $ 316,818 $ 162,000
King, Washington 11 $ 6,395,000 $ 581,363 $ 158,000
Barbour, Alabama 10 $ 1,790,000 $ 179,000 $ 78,000
Yolo, California 10 $ 3,630,000 $ 363,000 $ 140,000
Monroe, Florida 10 $ 7,910,000 $ 791,000 $ 425,000
Hancock, Georgia 10 $ 2,510,000 $ 251,000 $ 110,000
Irwin, Georgia 10 $ 1,350,000 $ 135,000 $ 57,000
McIntosh, Georgia 10 $ 2,520,000 $ 252,000 $ 98,000
Walker, Georgia 10 $ 3,050,000 $ 305,000 $ 104,000
Lenoir, North Carolina 10 $ 1,430,000 $ 143,000 $ 69,000
Pender, North Carolina 10 $ 3,330,000 $ 333,000 $ 143,000
Transylvania, North Carolina 10 $ 3,680,000 $ 368,000 $ 168,000
Albemarle, Virginia 10 $ 3,750,000 $ 375,000 $ 121,000
Early, Georgia 9 $ 1,625,000 $ 180,555 $ 51,000
Clay, North Carolina 9 $ 2,035,000 $ 226,111 $ 111,000
Vance, North Carolina 9 $ 2,075,000 $ 230,555 $ 85,000
Watauga, North Carolina 9 $ 4,995,000 $ 555,000 $ 244,000
Cherokee, South Carolina 9 $ 1,845,000 $ 205,000 $ 65,000
Blount, Tennessee 9 $ 2,905,000 $ 322,777 $ 140,000
Coffee, Tennessee 9 $ 2,275,000 $ 252,777 $ 78,000
Dallas, Texas 9 $ 4,925,000 $ 547,222 $ 213,000
Cleburne, Alabama 8 $ 1,450,000 $ 181,250 $ 112,000
Walker, Alabama 8 $ 1,490,000 $ 186,250 $ 71,000
Maricopa, Arizona 8 $ 2,920,000 $ 365,000 $ 132,000
St. Lucie, Florida 8 $ 2,630,000 $ 328,750 $ 101,000
Taylor, Florida 8 $ 1,960,000 $ 245,000 $ 84,000
Elbert, Georgia 8 $ 1,100,000 $ 137,500 $ 71,000
Montgomery, Georgia 8 $ 580,000 $ 72,500 $ 57,000
Murray, Georgia 8 $ 1,210,000 $ 151,250 $ 87,000
Pierce, Georgia 8 $ 1,210,000 $ 151,250 $ 74,000
Turner, Georgia 8 $ 830,000 $ 103,750 $ 76,000
Kauai, Hawaii 8 $ 3,590,000 $ 448,750 $ 96,000
Fayette, Kentucky 8 $ 1,460,000 $ 182,500 $ 106,000
Middlesex, Massachusetts 8 $ 4,910,000 $ 613,750 $ 212,000
Cherokee, North Carolina 8 $ 2,400,000 $ 300,000 $ 188,000
Duplin, North Carolina 8 $ 1,570,000 $ 196,250 $ 95,000
Fairfield, South Carolina 8 $ 2,300,000 $ 287,500 $ 103,000
Chilton, Alabama 7 $ 1,225,000 $ 175,000 $ 121,000
Limestone, Alabama 7 $ 2,125,000 $ 303,571 $ 141,000
Mobile, Alabama 7 $ 2,295,000 $ 327,857 $ 127,000
Tuscaloosa, Alabama 7 $ 1,355,000 $ 193,571 $ 197,000
San Luis Obispo, California 7 $ 3,085,000 $ 440,714 $ 173,000
Hamilton, Florida 7 $ 1,995,000 $ 285,000 $ 88,000
Dooly, Georgia 7 $ 1,395,000 $ 199,285 $ 197,000
Heard, Georgia 7 $ 1,375,000 $ 196,428 $ 92,000
Jefferson, Georgia 7 $ 945,000 $ 135,000 $ 75,000
Terrell, Georgia 7 $ 1,265,000 $ 180,714 $ 78,000
Towns, Georgia 7 $ 2,535,000 $ 362,142 $ 200,000
McHenry, Illinois 7 $ 1,325,000 $ 189,285 $ 108,000
Warren, Kentucky 7 $ 1,195,000 $ 170,714 $ 32,000
Somerset, Maryland 7 $ 905,000 $ 129,285 $ 53,000
Wicomico, Maryland 7 $ 1,425,000 $ 203,571 $ 64,000
Lee, North Carolina 7 $ 1,485,000 $ 212,142 $ 49,000
Montgomery, North Carolina 7 $ 2,445,000 $ 349,285 $ 123,000
Nash, North Carolina 7 $ 1,145,000 $ 163,571 $ 91,000
Polk, North Carolina 7 $ 1,955,000 $ 279,285 $ 165,000
Stokes, North Carolina 7 $ 1,485,000 $ 212,142 $ 64,000
McCormick, South Carolina 7 $ 2,155,000 $ 307,857 $ 157,000
Bradley, Tennessee 7 $ 1,585,000 $ 226,428 $ 177,000
Franklin, Tennessee 7 $ 2,335,000 $ 333,571 $ 223,000
Montgomery, Texas 7 $ 2,895,000 $ 413,571 $ 150,000
Tarrant, Texas 7 $ 1,875,000 $ 267,857 $ 122,000
Travis, Texas 7 $ 3,935,000 $ 562,142 $ 185,000
Fluvanna, Virginia 7 $ 1,755,000 $ 250,714 $ 102,000
Isle of Wight, Virginia 7 $ 1,555,000 $ 222,142 $ 124,000
Lynchburg, Virginia 7 $ 1,945,000 $ 277,857 $ 161,000
Cherokee, Alabama 6 $ 1,540,000 $ 256,666 $ 129,000
DeKalb, Alabama 6 $ 1,310,000 $ 218,333 $ 57,000
Nevada, California 6 $ 4,940,000 $ 823,333 $ 577,000
El Paso, Colorado 6 $ 2,490,000 $ 415,000 $ 101,000
New Haven, Connecticut 6 $ 1,740,000 $ 290,000 $ 143,000
New Castle, Delaware 6 $ 1,290,000 $ 215,000 $ 102,000
Catoosa, Georgia 6 $ 1,540,000 $ 256,666 $ 84,000
Emanuel, Georgia 6 $ 800,000 $ 133,333 $ 93,000
Mitchell, Georgia 6 $ 680,000 $ 113,333 $ 50,000
Upson, Georgia 6 $ 1,550,000 $ 258,333 $ 72,000
Kane, Illinois 6 $ 1,700,000 $ 283,333 $ 141,000
Orleans, Louisiana 6 $ 1,610,000 $ 268,333 $ 191,000
Hudson, New Jersey 6 $ 3,250,000 $ 541,666 $ 120,000
Avery, North Carolina 6 $ 1,920,000 $ 320,000 $ 172,000
Currituck, North Carolina 6 $ 2,300,000 $ 383,333 $ 315,000
Rutherford, North Carolina 6 $ 1,750,000 $ 291,666 $ 155,000
Cuyahoga, Ohio 6 $ 1,150,000 $ 191,666 $ 145,000
Franklin, Ohio 6 $ 2,280,000 $ 380,000 $ 387,000
Allegheny, Pennsylvania 6 $ 760,000 $ 126,666 $ 68,000
Chester, Pennsylvania 6 $ 2,340,000 $ 390,000 $ 310,000
Montgomery, Pennsylvania 6 $ 1,250,000 $ 208,333 $ 152,000
Calhoun, South Carolina 6 $ 1,560,000 $ 260,000 $ 119,000
Greene, Tennessee 6 $ 1,370,000 $ 228,333 $ 50,000
Putnam, Tennessee 6 $ 1,050,000 $ 175,000 $ 151,000
Goochland, Virginia 6 $ 2,270,000 $ 378,333 $ 172,000
Nelson, Virginia 6 $ 1,900,000 $ 316,666 $ 252,000
Prince George, Virginia 6 $ 1,570,000 $ 261,666 $ 95,000
Berkeley, West Virginia 6 $ 1,340,000 $ 223,333 $ 72,000
Autauga, Alabama 5 $ 1,175,000 $ 235,000 $ 109,000
Randolph, Alabama 5 $ 1,315,000 $ 263,000 $ 143,000
Winston, Alabama 5 $ 1,445,000 $ 289,000 $ 106,000
Monterey, California 5 $ 5,045,000 $ 1,009,000 $ 601,000
Santa Cruz, California 5 $ 2,595,000 $ 519,000 $ 227,000
Denver, Colorado 5 $ 3,185,000 $ 637,000 $ 154,000
Douglas, Colorado 5 $ 2,085,000 $ 417,000 $ 154,000
Madison, Florida 5 $ 935,000 $ 187,000 $ 151,000
Union, Florida 5 $ 1,455,000 $ 291,000 $ 102,000
Atkinson, Georgia 5 $ 1,085,000 $ 217,000 $ 120,000
Ben Hill, Georgia 5 $ 415,000 $ 83,000 $ 44,000
Burke, Georgia 5 $ 925,000 $ 185,000 $ 77,000
Crawford, Georgia 5 $ 955,000 $ 191,000 $ 90,000
Dade, Georgia 5 $ 1,955,000 $ 391,000 $ 748,000
Johnson, Georgia 5 $ 415,000 $ 83,000 $ 251,000
Macon, Georgia 5 $ 755,000 $ 151,000 $ 83,000
Hawaii, Hawaii 5 $ 1,905,000 $ 381,000 $ 94,000
St. Tammany, Louisiana 5 $ 1,035,000 $ 207,000 $ 80,000
Oakland, Michigan 5 $ 1,605,000 $ 321,000 $ 206,000
Ashe, North Carolina 5 $ 1,125,000 $ 225,000 $ 127,000
Burke, North Carolina 5 $ 995,000 $ 199,000 $ 91,000
Davie, North Carolina 5 $ 1,325,000 $ 265,000 $ 79,000
Surry, North Carolina 5 $ 955,000 $ 191,000 $ 55,000
Warren, North Carolina 5 $ 1,305,000 $ 261,000 $ 143,000
Huron, Ohio 5 $ 755,000 $ 151,000 $ 60,000
Lancaster, Pennsylvania 5 $ 1,135,000 $ 227,000 $ 102,000
Philadelphia, Pennsylvania 5 $ 1,425,000 $ 285,000 $ 167,000
DeKalb, Tennessee 5 $ 1,405,000 $ 281,000 $ 164,000
King William, Virginia 5 $ 1,165,000 $ 233,000 $ 71,000
Northumberland, Virginia 5 $ 1,735,000 $ 347,000 $ 157,000
Jefferson, West Virginia 5 $ 1,955,000 $ 391,000 $ 113,000
Milwaukee, Wisconsin 5 $ 985,000 $ 197,000 $ 255,000
Washington, Wisconsin 5 $ 1,415,000 $ 283,000 $ 138,000
Clay, Alabama 4 $ 640,000 $ 160,000 $ 92,000
Crenshaw, Alabama 4 $ 930,000 $ 232,500 $ 129,000
Pike, Alabama 4 $ 1,130,000 $ 282,500 $ 138,000
Amador, California 4 $ 1,480,000 $ 370,000 $ 106,000
Kern, California 4 $ 1,080,000 $ 270,000 $ 99,000
Napa, California 4 $ 1,630,000 $ 407,500 $ 134,000
Solano, California 4 $ 1,460,000 $ 365,000 $ 137,000
Tulare, California 4 $ 920,000 $ 230,000 $ 88,000
Adams, Colorado 4 $ 1,600,000 $ 400,000 $ 78,000
Fairfield, Connecticut 4 $ 1,010,000 $ 252,500 $ 121,000
Indian River, Florida 4 $ 710,000 $ 177,500 $ 259,000
Brantley, Georgia 4 $ 300,000 $ 75,000 $ 59,000
Talbot, Georgia 4 $ 610,000 $ 152,500 $ 65,000
Kootenai, Idaho 4 $ 2,130,000 $ 532,500 $ 245,000
Lake, Illinois 4 $ 1,180,000 $ 295,000 $ 83,000
Marion, Indiana 4 $ 970,000 $ 242,500 $ 287,000
Johnson, Kansas 4 $ 870,000 $ 217,500 $ 89,000
Jefferson, Kentucky 4 $ 1,160,000 $ 290,000 $ 178,000
Washington, Maryland 4 $ 1,440,000 $ 360,000 $ 125,000
Swain, North Carolina 4 $ 1,540,000 $ 385,000 $ 337,000
Wilson, North Carolina 4 $ 750,000 $ 187,500 $ 166,000
Yadkin, North Carolina 4 $ 990,000 $ 247,500 $ 88,000
Hardin, Ohio 4 $ 370,000 $ 92,500 $ 53,000
Henry, Ohio 4 $ 680,000 $ 170,000 $ 97,000
Lorain, Ohio 4 $ 790,000 $ 197,500 $ 89,000
Lane, Oregon 4 $ 1,220,000 $ 305,000 $ 105,000
Multnomah, Oregon 4 $ 1,490,000 $ 372,500 $ 192,000
Hickman, Tennessee 4 $ 830,000 $ 207,500 $ 52,000
Lewis, Tennessee 4 $ 750,000 $ 187,500 $ 76,000
Bell, Texas 4 $ 1,210,000 $ 302,500 $ 40,000
Collin, Texas 4 $ 1,230,000 $ 307,500 $ 99,000
Charles City, Virginia 4 $ 1,260,000 $ 315,000 $ 125,000
Middlesex, Virginia 4 $ 1,120,000 $ 280,000 $ 228,000
Portsmouth, Virginia 4 $ 680,000 $ 170,000 $ 61,000
Powhatan, Virginia 4 $ 1,790,000 $ 447,500 $ 183,000
Roanoke City, Virginia 4 $ 600,000 $ 150,000 $ 79,000
Pierce, Washington 4 $ 1,750,000 $ 437,500 $ 148,000
Ozaukee, Wisconsin 4 $ 1,170,000 $ 292,500 $ 80,000
Covington, Alabama 3 $ 355,000 $ 118,333 $ 58,000
Pima, Arizona 3 $ 875,000 $ 291,666 $ 90,000
Benton, Arkansas 3 $ 1,455,000 $ 485,000 $ 122,000
Butte, California 3 $ 1,015,000 $ 338,333 $ 91,000
Fresno, California 3 $ 1,145,000 $ 381,666 $ 134,000
Page:

Mortgage Loan Application Detail Totals for Ameris Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 21,852 $7,204,080,000 $329,000 $50,005,000 $129,000 $6,960,000
Refinancing 10,329 $3,283,815,000 $317,000 $6,005,000 $145,000 $7,380,000
Cash-out Refinancing 6,444 $1,997,890,000 $310,000 $20,005,000 $134,000 $3,648,000
Home Improvement 808 $96,650,000 $119,000 $1,765,000 $151,000 $1,970,000
Other Purpose 225 $31,405,000 $139,000 $1,005,000 $159,000 $2,517,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 24,227 $7,559,395,000 $312,000 $3,005,000 $139,000 $7,380,000
Not Provided 5,603 $1,958,325,000 $349,000 $2,965,000 $155,000 $6,960,000
Black or African American 4,686 $1,271,620,000 $271,000 $2,845,000 $100,000 $3,580,000
Asian 2,438 $917,200,000 $376,000 $2,745,000 $143,000 $1,997,000
Hispanic 2,240 $637,830,000 $284,000 $1,845,000 $104,000 $3,084,000
Not applicable 253 $207,545,000 $820,000 $50,005,000 $110,000 $164,000
American Indian or Alaskan Native 140 $38,910,000 $277,000 $855,000 $107,000 $785,000
Native Hawaiian or Other Pacific Islander 42 $14,980,000 $356,000 $765,000 $112,000 $392,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 32,627 $10,673,565,000 $327,000 $50,005,000 $146,000 $7,380,000
FHA-insured (Federal Housing Administration) 4,074 $991,170,000 $243,000 $995,000 $70,000 $438,000
VA-guaranteed (Veterans Administration) 2,467 $856,855,000 $347,000 $1,875,000 $103,000 $960,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 490 $92,250,000 $188,000 $575,000 $54,000 $275,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 29,181 $9,366,055,000 $320,000 $50,005,000 $135,000 $4,273,000
Application Withdrawn By Applicant 6,872 $2,227,860,000 $324,000 $6,005,000 $140,000 $6,960,000
Application Denied By Financial Institution 2,417 $645,595,000 $267,000 $2,725,000 $110,000 $3,648,000
File Closed For Incompleteness 941 $300,515,000 $319,000 $2,855,000 $148,000 $7,380,000
Application Approved But Not Accepted 187 $56,225,000 $300,000 $1,695,000 $143,000 $2,063,000
Loan Purchased By The Institution 60 $17,590,000 $293,000 $1,775,000 $65,000 $65,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 37,241 $11,968,245,000 $321,000 $50,005,000 $136,000 $7,380,000
Debt-To-Income Ratio 844 $220,880,000 $261,000 $2,725,000 $75,000 $1,100,000
Credit History 614 $152,170,000 $247,000 $2,505,000 $113,000 $3,500,000
Other 327 $101,935,000 $311,000 $2,305,000 $119,000 $1,448,000
Collateral 259 $58,785,000 $226,000 $2,485,000 $163,000 $3,084,000
Credit Application Incomplete 183 $62,485,000 $341,000 $1,715,000 $182,000 $3,648,000
Unverifiable Information 123 $33,315,000 $270,000 $1,175,000 $103,000 $682,000
Employment History 38 $9,220,000 $242,000 $1,155,000 $75,000 $343,000
Insufficient Cash (Downpayment, Closing Cost) 29 $6,805,000 $234,000 $665,000 $84,000 $210,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ameris Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ameris Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Georgia Lender List