Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Andrews Federal Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 858 |
| Total Mortgage Loan Application Amount | $180,765,000 |
| Average Mortgage Loan Application Amount | $170,000 |
| Highest Mortgage Loan Application Amount | $1,677,000 |
| Average Applicant Income | $97,333 |
| Highest Applicant Income | $1,726,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 84 | $ 11,203,000 | $ 133,000 | $ 105,000 |
| Mobile County Alabama | 39 | $ 6,544,000 | $ 167,000 | $ 80,000 |
| Fairfax County Virginia | 37 | $ 13,697,000 | $ 370,000 | $ 127,000 |
| District of Columbia County District Of Columbia | 29 | $ 4,682,000 | $ 161,000 | $ 101,000 |
| Lake County Indiana | 29 | $ 3,814,000 | $ 131,000 | $ 60,000 |
| Loudoun County Virginia | 28 | $ 11,596,000 | $ 414,000 | $ 167,000 |
| Montgomery County Maryland | 26 | $ 8,307,000 | $ 319,000 | $ 104,000 |
| Prince William County Virginia | 25 | $ 8,753,000 | $ 350,000 | $ 116,000 |
| Burlington County New Jersey | 24 | $ 2,370,000 | $ 98,000 | $ 90,000 |
| Franklin County Ohio | 22 | $ 3,138,000 | $ 142,000 | $ 57,000 |
| Bucks County Pennsylvania | 19 | $ 7,244,000 | $ 381,000 | $ 174,000 |
| Durham County North Carolina | 17 | $ 3,096,000 | $ 182,000 | $ 83,000 |
| Cook County Illinois | 13 | $ 1,968,000 | $ 151,000 | $ 67,000 |
| Anne Arundel County Maryland | 11 | $ 4,068,000 | $ 369,000 | $ 125,000 |
| Charles County Maryland | 11 | $ 1,357,000 | $ 123,000 | $ 100,000 |
| Wake County North Carolina | 11 | $ 2,240,000 | $ 203,000 | $ 96,000 |
| Summit County Ohio | 11 | $ 2,142,000 | $ 194,000 | $ 106,000 |
| Howard County Maryland | 8 | $ 2,555,000 | $ 319,000 | $ 136,000 |
| Lehigh County Pennsylvania | 7 | $ 2,312,000 | $ 330,000 | $ 136,000 |
| Baldwin County Alabama | 6 | $ 1,204,000 | $ 200,000 | $ 90,000 |
| Fulton County Georgia | 6 | $ 1,427,000 | $ 237,000 | $ 113,000 |
| Baltimore County Maryland | 6 | $ 1,633,000 | $ 272,000 | $ 109,000 |
| Baltimore City County Maryland | 6 | $ 1,341,000 | $ 223,000 | $ 107,000 |
| Orange County North Carolina | 6 | $ 2,189,000 | $ 364,000 | $ 131,000 |
| Butler County Pennsylvania | 6 | $ 1,925,000 | $ 320,000 | $ 169,000 |
| Orange County Florida | 5 | $ 1,182,000 | $ 236,000 | $ 86,000 |
| Gwinnett County Georgia | 5 | $ 679,000 | $ 135,000 | $ 76,000 |
| Delaware County Ohio | 5 | $ 959,000 | $ 191,000 | $ 156,000 |
| Allegheny County Pennsylvania | 5 | $ 1,270,000 | $ 254,000 | $ 113,000 |
| New Castle County Delaware | 4 | $ 924,000 | $ 231,000 | $ 76,000 |
| Sussex County Delaware | 4 | $ 1,122,000 | $ 280,000 | $ 147,000 |
| Seminole County Florida | 4 | $ 933,000 | $ 233,000 | $ 67,000 |
| Frederick County Maryland | 4 | $ 886,000 | $ 221,000 | $ 72,000 |
| Cumberland County North Carolina | 4 | $ 396,000 | $ 99,000 | $ 76,000 |
| Cuyahoga County Ohio | 4 | $ 507,000 | $ 126,000 | $ 52,000 |
| Licking County Ohio | 4 | $ 613,000 | $ 153,000 | $ 55,000 |
| Chester County Pennsylvania | 4 | $ 2,432,000 | $ 608,000 | $ 224,000 |
| Philadelphia County Pennsylvania | 4 | $ 351,000 | $ 87,000 | $ 81,000 |
| Fauquier County Virginia | 4 | $ 1,249,000 | $ 312,000 | $ 95,000 |
| Monroe County Alabama | 3 | $ 338,000 | $ 112,000 | $ 52,000 |
| Broward County Florida | 3 | $ 607,000 | $ 202,000 | $ 175,000 |
| Osceola County Florida | 3 | $ 578,000 | $ 192,000 | $ 44,000 |
| Pinellas County Florida | 3 | $ 324,000 | $ 108,000 | $ 180,000 |
| Volusia County Florida | 3 | $ 368,000 | $ 122,000 | $ 106,000 |
| Will County Illinois | 3 | $ 652,000 | $ 217,000 | $ 88,000 |
| Marion County Indiana | 3 | $ 320,000 | $ 106,000 | $ 28,000 |
| Monroe County Indiana | 3 | $ 374,000 | $ 124,000 | $ 49,000 |
| Camden County New Jersey | 3 | $ 312,000 | $ 104,000 | $ 64,000 |
| Mercer County New Jersey | 3 | $ 295,000 | $ 98,000 | $ 98,000 |
| Ocean County New Jersey | 3 | $ 408,000 | $ 136,000 | $ 51,000 |
| Butler County Ohio | 3 | $ 692,000 | $ 230,000 | $ 127,000 |
| Bradley County Tennessee | 3 | $ 241,000 | $ 80,000 | $ 131,000 |
| Arlington County Virginia | 3 | $ 876,000 | $ 292,000 | $ 97,000 |
| Los Angeles County California | 2 | $ 780,000 | $ 390,000 | $ 145,000 |
| El Paso County Colorado | 2 | $ 246,000 | $ 123,000 | $ 91,000 |
| Brevard County Florida | 2 | $ 488,000 | $ 244,000 | $ 86,000 |
| Clay County Florida | 2 | $ 464,000 | $ 232,000 | $ 73,000 |
| Escambia County Florida | 2 | $ 216,000 | $ 108,000 | $ 45,000 |
| Lee County Florida | 2 | $ 231,000 | $ 115,000 | $ 33,000 |
| Miami-Dade County Florida | 2 | $ 463,000 | $ 231,000 | $ 114,000 |
| St. Lucie County Florida | 2 | $ 134,000 | $ 67,000 | $ 85,000 |
| Chatham County Georgia | 2 | $ 149,000 | $ 74,000 | $ 53,000 |
| Cobb County Georgia | 2 | $ 316,000 | $ 158,000 | $ 89,000 |
| Hendricks County Indiana | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Porter County Indiana | 2 | $ 287,000 | $ 143,000 | $ 59,000 |
| Calvert County Maryland | 2 | $ 372,000 | $ 186,000 | $ 87,000 |
| Clark County Nevada | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| Gloucester County New Jersey | 2 | $ 411,000 | $ 205,000 | $ 93,000 |
| Hudson County New Jersey | 2 | $ 348,000 | $ 174,000 | $ 80,000 |
| Middlesex County New Jersey | 2 | $ 655,000 | $ 327,000 | $ 123,000 |
| Monmouth County New Jersey | 2 | $ 757,000 | $ 378,000 | $ 143,000 |
| Mecklenburg County North Carolina | 2 | $ 258,000 | $ 129,000 | $ 59,000 |
| Pitt County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 51,000 |
| Wilson County North Carolina | 2 | $ 125,000 | $ 62,000 | $ 53,000 |
| Fairfield County Ohio | 2 | $ 378,000 | $ 189,000 | $ 102,000 |
| Hamilton County Ohio | 2 | $ 398,000 | $ 199,000 | $ 10,000 |
| Stark County Ohio | 2 | $ 489,000 | $ 244,000 | $ 104,000 |
| Tuscarawas County Ohio | 2 | $ 207,000 | $ 103,000 | $ 144,000 |
| Delaware County Pennsylvania | 2 | $ 834,000 | $ 417,000 | $ 176,000 |
| Lancaster County Pennsylvania | 2 | $ 399,000 | $ 199,000 | $ 60,000 |
| Monroe County Pennsylvania | 2 | $ 349,000 | $ 174,000 | $ 170,000 |
| Montgomery County Pennsylvania | 2 | $ 426,000 | $ 213,000 | $ 68,000 |
| Richland County South Carolina | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| Henrico County Virginia | 2 | $ 274,000 | $ 137,000 | $ 104,000 |
| Manassas Park County Virginia | 2 | $ 469,000 | $ 234,000 | $ 42,000 |
| Orange County Virginia | 2 | $ 438,000 | $ 219,000 | $ 55,000 |
| Stafford County Virginia | 2 | $ 733,000 | $ 366,000 | $ 157,000 |
| Virginia Beach County Virginia | 2 | $ 232,000 | $ 116,000 | $ 128,000 |
| Clarke County Alabama | 1 | $ 208,000 | $ 208,000 | $ 111,000 |
| Covington County Alabama | 1 | $ 40,000 | $ 40,000 | $ 88,000 |
| Jefferson County Alabama | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Lee County Alabama | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 417,000 | $ 417,000 | $ 221,000 |
| Maricopa County Arizona | 1 | $ 232,000 | $ 232,000 | $ 95,000 |
| Mono County California | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Placer County California | 1 | $ 131,000 | $ 131,000 | $ 92,000 |
| Denver County Colorado | 1 | $ 410,000 | $ 410,000 | $ 182,000 |
| Garfield County Colorado | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Citrus County Florida | 1 | $ 176,000 | $ 176,000 | $ 124,000 |
| Columbia County Florida | 1 | $ 208,000 | $ 208,000 | $ 90,000 |
| Flagler County Florida | 1 | $ 146,000 | $ 146,000 | $ 262,000 |
| Leon County Florida | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Manatee County Florida | 1 | $ 173,000 | $ 173,000 | $ 73,000 |
| Marion County Florida | 1 | $ 177,000 | $ 177,000 | $ 139,000 |
| Palm Beach County Florida | 1 | $ 499,000 | $ 499,000 | $ 207,000 |
| Pasco County Florida | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Santa Rosa County Florida | 1 | $ 306,000 | $ 306,000 | $ 57,000 |
| Sarasota County Florida | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| St. Johns County Florida | 1 | $ 176,000 | $ 176,000 | $ 52,000 |
| Cherokee County Georgia | 1 | $ 387,000 | $ 387,000 | $ 109,000 |
| Columbia County Georgia | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Decatur County Georgia | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Douglas County Georgia | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Effingham County Georgia | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Hall County Georgia | 1 | $ 209,000 | $ 209,000 | $ 62,000 |
| Houston County Georgia | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| Lanier County Georgia | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Long County Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| McDuffie County Georgia | 1 | $ 153,000 | $ 153,000 | $ 53,000 |
| Muscogee County Georgia | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| Richmond County Georgia | 1 | $ 14,000 | $ 14,000 | $ 75,000 |
| Spalding County Georgia | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Honolulu County Hawaii | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Grundy County Illinois | 1 | $ 372,000 | $ 372,000 | $ 108,000 |
| Kane County Illinois | 1 | $ 157,000 | $ 157,000 | $ 89,000 |
| Wayne County Illinois | 1 | $ 64,000 | $ 64,000 | $ 76,000 |
| Clark County Indiana | 1 | $ 181,000 | $ 181,000 | $ 39,000 |
| Elkhart County Indiana | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Floyd County Indiana | 1 | $ 175,000 | $ 175,000 | $ 278,000 |
| Grant County Indiana | 1 | $ 106,000 | $ 106,000 | $ 102,000 |
| Jackson County Indiana | 1 | $ 149,000 | $ 149,000 | $ 29,000 |
| Morgan County Indiana | 1 | $ 86,000 | $ 86,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Tippecanoe County Indiana | 1 | $ 161,000 | $ 161,000 | $ 94,000 |
| Warrick County Indiana | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Sedgwick County Kansas | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Hardin County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| McCracken County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| East Baton Rouge County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Penobscot County Maine | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Harford County Maryland | 1 | $ 338,000 | $ 338,000 | $ 175,000 |
| St. Mary's County Maryland | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Worcester County Maryland | 1 | $ 247,000 | $ 247,000 | $ 61,000 |
| Hampden County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 156,000 |
| Worcester County Massachusetts | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| Hinds County Mississippi | 1 | $ 8,000 | $ 8,000 | $ 89,000 |
| Washoe County Nevada | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Atlantic County New Jersey | 1 | $ 26,000 | $ 26,000 | $ 186,000 |
| Cumberland County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Morris County New Jersey | 1 | $ 624,000 | $ 624,000 | $ 146,000 |
| Union County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 217,000 |
| Erie County New York | 1 | $ 22,000 | $ 22,000 | $ 67,000 |
| Jefferson County New York | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Nassau County New York | 1 | $ 30,000 | $ 30,000 | $ 122,000 |
| Saratoga County New York | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Brunswick County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 177,000 |
| Buncombe County North Carolina | 1 | $ 223,000 | $ 223,000 | $ 94,000 |
| Carteret County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 69,000 |
| Chatham County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 92,000 |
| Cherokee County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Cleveland County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Currituck County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 121,000 |
| Forsyth County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 25,000 |
| Lee County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 79,000 |
| New Hanover County North Carolina | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Person County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 77,000 |
| Rutherford County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Sampson County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Surry County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 77,000 |
| Transylvania County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 82,000 |
| Union County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 83,000 |
| Champaign County Ohio | 1 | $ 114,000 | $ 114,000 | $ 24,000 |
| Clermont County Ohio | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Columbiana County Ohio | 1 | $ 81,000 | $ 81,000 | $ 80,000 |
| Defiance County Ohio | 1 | $ 154,000 | $ 154,000 | $ 196,000 |
| Fayette County Ohio | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Geauga County Ohio | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Greene County Ohio | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Hancock County Ohio | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Huron County Ohio | 1 | $ 98,000 | $ 98,000 | $ 61,000 |
| Lucas County Ohio | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Medina County Ohio | 1 | $ 242,000 | $ 242,000 | $ 129,000 |
| Portage County Ohio | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Richland County Ohio | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Sandusky County Ohio | 1 | $ 182,000 | $ 182,000 | $ 56,000 |
| Seneca County Ohio | 1 | $ 168,000 | $ 168,000 | $ 32,000 |
| Warren County Ohio | 1 | $ 367,000 | $ 367,000 | $ 91,000 |
| Centre County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Columbia County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 142,000 |
| Dauphin County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Erie County Pennsylvania | 1 | $ 342,000 | $ 342,000 | $ 260,000 |
| Luzerne County Pennsylvania | 1 | $ 303,000 | $ 303,000 | $ 183,000 |
| Mercer County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 119,000 |
| Northampton County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 81,000 |
| Northumberland County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 95,000 |
| Pike County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Somerset County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 81,000 |
| Washington County Pennsylvania | 1 | $ 382,000 | $ 382,000 | $ 125,000 |
| Westmoreland County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 128,000 |
| Aiken County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 106,000 |
| Berkeley County South Carolina | 1 | $ 218,000 | $ 218,000 | $ 350,000 |
| Charleston County South Carolina | 1 | $ 60,000 | $ 60,000 | $ 132,000 |
| McCormick County South Carolina | 1 | $ 298,000 | $ 298,000 | $ 94,000 |
| Codington County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 148,000 |
| Davidson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 169,000 |
| Wilson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Denton County Texas | 1 | $ 72,000 | $ 72,000 | $ 85,000 |
| Harris County Texas | 1 | $ 124,000 | $ 124,000 | $ 97,000 |
| Caroline County Virginia | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Charlottesville County Virginia | 1 | $ 254,000 | $ 254,000 | $ 120,000 |
| Chesapeake County Virginia | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 328,000 | $ 328,000 | $ 103,000 |
| Franklin County Virginia | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Frederick County Virginia | 1 | $ 339,000 | $ 339,000 | $ 96,000 |
| Galax County Virginia | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Gloucester County Virginia | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Isle of Wight County Virginia | 1 | $ 299,000 | $ 299,000 | $ 244,000 |
| Louisa County Virginia | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Manassas County Virginia | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Northampton County Virginia | 1 | $ 88,000 | $ 88,000 | $ 19,000 |
| Powhatan County Virginia | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Spotsylvania County Virginia | 1 | $ 27,000 | $ 27,000 | $ 144,000 |
| Westmoreland County Virginia | 1 | $ 246,000 | $ 246,000 | $ 103,000 |
| York County Virginia | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Kitsap County Washington | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Snohomish County Washington | 1 | $ 308,000 | $ 308,000 | $ 228,000 |
| Berkeley County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Hampshire County West Virginia | 1 | $ 76,000 | $ 76,000 | $ 111,000 |
| Polk County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 393 | $97,110,000 | $247,000 | $1,677,000 | $105,000 | $599,000 |
| Refinancing | 368 | $78,741,000 | $213,000 | $1,024,000 | $96,000 | $1,726,000 |
| Home Improvement | 97 | $4,914,000 | $50,000 | $250,000 | $91,000 | $278,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 559 | $141,294,000 | $252,000 | $1,677,000 | $100,000 | $599,000 |
| Black or African American | 140 | $18,456,000 | $131,000 | $567,000 | $97,000 | $1,726,000 |
| White | 70 | $11,231,000 | $160,000 | $475,000 | $100,000 | $262,000 |
| Not Provided | 59 | $5,685,000 | $96,000 | $350,000 | $107,000 | $278,000 |
| Hispanic | 20 | $2,759,000 | $137,000 | $290,000 | $78,000 | $172,000 |
| Asian | 8 | $1,092,000 | $136,000 | $260,000 | $100,000 | $240,000 |
| American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $61,000 | $61,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $133,000 | $133,000 | $133,000 | $22,000 | $22,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 678 | $140,585,000 | $207,000 | $1,677,000 | $110,000 | $1,726,000 |
| VA-guaranteed (Veterans Administration) | 121 | $30,835,000 | $254,000 | $820,000 | $68,000 | $349,000 |
| FHA-insured (Federal Housing Administration) | 58 | $9,253,000 | $159,000 | $565,000 | $49,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $92,000 | $92,000 | $92,000 | $44,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 559 | $141,294,000 | $252,000 | $1,677,000 | $100,000 | $599,000 |
| Application Denied By Financial Institution | 105 | $8,359,000 | $79,000 | $417,000 | $97,000 | $1,726,000 |
| Loan Originated | 66 | $9,912,000 | $150,000 | $567,000 | $104,000 | $262,000 |
| Preapproval Denied by Financial Institution | 56 | $12,250,000 | $218,000 | $417,000 | $81,000 | $369,000 |
| Application Withdrawn By Applicant | 55 | $6,474,000 | $117,000 | $475,000 | $109,000 | $296,000 |
| File Closed For Incompleteness | 15 | $2,358,000 | $157,000 | $400,000 | $98,000 | $244,000 |
| Application Approved But Not Accepted | 1 | $68,000 | $68,000 | $68,000 | $147,000 | $147,000 |
| Preapproval Approved but not Accepted | 1 | $50,000 | $50,000 | $50,000 | $137,000 | $137,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 54 | $7,203,000 | $133,000 | $417,000 | $79,000 | $265,000 |
| Other | 41 | $2,733,000 | $66,000 | $280,000 | $118,000 | $1,726,000 |
| Debt-To-Income Ratio | 35 | $7,626,000 | $217,000 | $417,000 | $73,000 | $369,000 |
| Collateral | 26 | $1,752,000 | $67,000 | $175,000 | $100,000 | $237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $593,000 | $197,000 | $238,000 | $103,000 | $141,000 |
| Unverifiable Information | 2 | $702,000 | $351,000 | $417,000 | $107,000 | $153,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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