Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2014
In 2014, Andrews Federal Credit Union of Suitland, MD reported 858 mortgage applications totaling $180.8 million, up 13% from 2013. The average application was for $210,681, and applicants reported an average income of $99,557. 8% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (229), Mobile, AL (39) and Columbus, OH (33) (applications in parentheses).
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 858 |
| Total Mortgage Loan Application Amount | $180,765,000 |
| Average Mortgage Loan Application Amount | $210,681 |
| Highest Mortgage Loan Application Amount | $1,677,000 |
| Average Applicant Income | $99,557 |
| Highest Applicant Income | $1,726,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 84 | $ 11,203,000 | $ 133,369 | $ 105,000 |
| Mobile, Alabama | 39 | $ 6,544,000 | $ 167,794 | $ 80,000 |
| Fairfax, Virginia | 37 | $ 13,697,000 | $ 370,189 | $ 127,000 |
| District of Columbia, District Of Columbia | 29 | $ 4,682,000 | $ 161,448 | $ 101,000 |
| Lake, Indiana | 29 | $ 3,814,000 | $ 131,517 | $ 60,000 |
| Loudoun, Virginia | 28 | $ 11,596,000 | $ 414,142 | $ 167,000 |
| Montgomery, Maryland | 26 | $ 8,307,000 | $ 319,500 | $ 104,000 |
| Prince William, Virginia | 25 | $ 8,753,000 | $ 350,120 | $ 116,000 |
| Burlington, New Jersey | 24 | $ 2,370,000 | $ 98,750 | $ 90,000 |
| Franklin, Ohio | 22 | $ 3,138,000 | $ 142,636 | $ 57,000 |
| Bucks, Pennsylvania | 19 | $ 7,244,000 | $ 381,263 | $ 174,000 |
| Durham, North Carolina | 17 | $ 3,096,000 | $ 182,117 | $ 83,000 |
| Cook, Illinois | 13 | $ 1,968,000 | $ 151,384 | $ 67,000 |
| Anne Arundel, Maryland | 11 | $ 4,068,000 | $ 369,818 | $ 125,000 |
| Charles, Maryland | 11 | $ 1,357,000 | $ 123,363 | $ 100,000 |
| Wake, North Carolina | 11 | $ 2,240,000 | $ 203,636 | $ 96,000 |
| Summit, Ohio | 11 | $ 2,142,000 | $ 194,727 | $ 106,000 |
| Howard, Maryland | 8 | $ 2,555,000 | $ 319,375 | $ 136,000 |
| Lehigh, Pennsylvania | 7 | $ 2,312,000 | $ 330,285 | $ 136,000 |
| Baldwin, Alabama | 6 | $ 1,204,000 | $ 200,666 | $ 90,000 |
| Fulton, Georgia | 6 | $ 1,427,000 | $ 237,833 | $ 113,000 |
| Baltimore, Maryland | 6 | $ 1,633,000 | $ 272,166 | $ 109,000 |
| Baltimore City, Maryland | 6 | $ 1,341,000 | $ 223,500 | $ 107,000 |
| Orange, North Carolina | 6 | $ 2,189,000 | $ 364,833 | $ 131,000 |
| Butler, Pennsylvania | 6 | $ 1,925,000 | $ 320,833 | $ 169,000 |
| Orange, Florida | 5 | $ 1,182,000 | $ 236,400 | $ 86,000 |
| Gwinnett, Georgia | 5 | $ 679,000 | $ 135,800 | $ 76,000 |
| Delaware, Ohio | 5 | $ 959,000 | $ 191,800 | $ 156,000 |
| Allegheny, Pennsylvania | 5 | $ 1,270,000 | $ 254,000 | $ 113,000 |
| New Castle, Delaware | 4 | $ 924,000 | $ 231,000 | $ 76,000 |
| Sussex, Delaware | 4 | $ 1,122,000 | $ 280,500 | $ 147,000 |
| Seminole, Florida | 4 | $ 933,000 | $ 233,250 | $ 67,000 |
| Frederick, Maryland | 4 | $ 886,000 | $ 221,500 | $ 72,000 |
| Cumberland, North Carolina | 4 | $ 396,000 | $ 99,000 | $ 76,000 |
| Cuyahoga, Ohio | 4 | $ 507,000 | $ 126,750 | $ 52,000 |
| Licking, Ohio | 4 | $ 613,000 | $ 153,250 | $ 55,000 |
| Chester, Pennsylvania | 4 | $ 2,432,000 | $ 608,000 | $ 224,000 |
| Philadelphia, Pennsylvania | 4 | $ 351,000 | $ 87,750 | $ 81,000 |
| Fauquier, Virginia | 4 | $ 1,249,000 | $ 312,250 | $ 95,000 |
| Monroe, Alabama | 3 | $ 338,000 | $ 112,666 | $ 52,000 |
| Broward, Florida | 3 | $ 607,000 | $ 202,333 | $ 175,000 |
| Osceola, Florida | 3 | $ 578,000 | $ 192,666 | $ 44,000 |
| Pinellas, Florida | 3 | $ 324,000 | $ 108,000 | $ 180,000 |
| Volusia, Florida | 3 | $ 368,000 | $ 122,666 | $ 106,000 |
| Will, Illinois | 3 | $ 652,000 | $ 217,333 | $ 88,000 |
| Marion, Indiana | 3 | $ 320,000 | $ 106,666 | $ 28,000 |
| Monroe, Indiana | 3 | $ 374,000 | $ 124,666 | $ 49,000 |
| Camden, New Jersey | 3 | $ 312,000 | $ 104,000 | $ 64,000 |
| Mercer, New Jersey | 3 | $ 295,000 | $ 98,333 | $ 98,000 |
| Ocean, New Jersey | 3 | $ 408,000 | $ 136,000 | $ 51,000 |
| Butler, Ohio | 3 | $ 692,000 | $ 230,666 | $ 127,000 |
| Bradley, Tennessee | 3 | $ 241,000 | $ 80,333 | $ 131,000 |
| Arlington, Virginia | 3 | $ 876,000 | $ 292,000 | $ 97,000 |
| Los Angeles, California | 2 | $ 780,000 | $ 390,000 | $ 145,000 |
| El Paso, Colorado | 2 | $ 246,000 | $ 123,000 | $ 91,000 |
| Brevard, Florida | 2 | $ 488,000 | $ 244,000 | $ 86,000 |
| Clay, Florida | 2 | $ 464,000 | $ 232,000 | $ 73,000 |
| Escambia, Florida | 2 | $ 216,000 | $ 108,000 | $ 45,000 |
| Lee, Florida | 2 | $ 231,000 | $ 115,500 | $ 33,000 |
| Miami-Dade, Florida | 2 | $ 463,000 | $ 231,500 | $ 114,000 |
| St. Lucie, Florida | 2 | $ 134,000 | $ 67,000 | $ 85,000 |
| Chatham, Georgia | 2 | $ 149,000 | $ 74,500 | $ 53,000 |
| Cobb, Georgia | 2 | $ 316,000 | $ 158,000 | $ 89,000 |
| Hendricks, Indiana | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Porter, Indiana | 2 | $ 287,000 | $ 143,500 | $ 59,000 |
| Calvert, Maryland | 2 | $ 372,000 | $ 186,000 | $ 87,000 |
| Clark, Nevada | 2 | $ 140,000 | $ 70,000 | $ 77,000 |
| Gloucester, New Jersey | 2 | $ 411,000 | $ 205,500 | $ 93,000 |
| Hudson, New Jersey | 2 | $ 348,000 | $ 174,000 | $ 80,000 |
| Middlesex, New Jersey | 2 | $ 655,000 | $ 327,500 | $ 123,000 |
| Monmouth, New Jersey | 2 | $ 757,000 | $ 378,500 | $ 143,000 |
| Mecklenburg, North Carolina | 2 | $ 258,000 | $ 129,000 | $ 59,000 |
| Pitt, North Carolina | 2 | $ 274,000 | $ 137,000 | $ 51,000 |
| Wilson, North Carolina | 2 | $ 125,000 | $ 62,500 | $ 53,000 |
| Fairfield, Ohio | 2 | $ 378,000 | $ 189,000 | $ 102,000 |
| Hamilton, Ohio | 2 | $ 398,000 | $ 199,000 | $ 10,000 |
| Stark, Ohio | 2 | $ 489,000 | $ 244,500 | $ 104,000 |
| Tuscarawas, Ohio | 2 | $ 207,000 | $ 103,500 | $ 144,000 |
| Delaware, Pennsylvania | 2 | $ 834,000 | $ 417,000 | $ 176,000 |
| Lancaster, Pennsylvania | 2 | $ 399,000 | $ 199,500 | $ 60,000 |
| Monroe, Pennsylvania | 2 | $ 349,000 | $ 174,500 | $ 170,000 |
| Montgomery, Pennsylvania | 2 | $ 426,000 | $ 213,000 | $ 68,000 |
| Richland, South Carolina | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| Henrico, Virginia | 2 | $ 274,000 | $ 137,000 | $ 104,000 |
| Manassas Park, Virginia | 2 | $ 469,000 | $ 234,500 | $ 42,000 |
| Orange, Virginia | 2 | $ 438,000 | $ 219,000 | $ 55,000 |
| Stafford, Virginia | 2 | $ 733,000 | $ 366,500 | $ 157,000 |
| Virginia Beach, Virginia | 2 | $ 232,000 | $ 116,000 | $ 128,000 |
| Clarke, Alabama | 1 | $ 208,000 | $ 208,000 | $ 111,000 |
| Covington, Alabama | 1 | $ 40,000 | $ 40,000 | $ 88,000 |
| Jefferson, Alabama | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Lee, Alabama | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 417,000 | $ 417,000 | $ 221,000 |
| Maricopa, Arizona | 1 | $ 232,000 | $ 232,000 | $ 95,000 |
| Mono, California | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Placer, California | 1 | $ 131,000 | $ 131,000 | $ 92,000 |
| Denver, Colorado | 1 | $ 410,000 | $ 410,000 | $ 182,000 |
| Garfield, Colorado | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Citrus, Florida | 1 | $ 176,000 | $ 176,000 | $ 124,000 |
| Columbia, Florida | 1 | $ 208,000 | $ 208,000 | $ 90,000 |
| Flagler, Florida | 1 | $ 146,000 | $ 146,000 | $ 262,000 |
| Leon, Florida | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Manatee, Florida | 1 | $ 173,000 | $ 173,000 | $ 73,000 |
| Marion, Florida | 1 | $ 177,000 | $ 177,000 | $ 139,000 |
| Palm Beach, Florida | 1 | $ 499,000 | $ 499,000 | $ 207,000 |
| Pasco, Florida | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Polk, Florida | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Santa Rosa, Florida | 1 | $ 306,000 | $ 306,000 | $ 57,000 |
| Sarasota, Florida | 1 | $ 112,000 | $ 112,000 | $ 88,000 |
| St. Johns, Florida | 1 | $ 176,000 | $ 176,000 | $ 52,000 |
| Cherokee, Georgia | 1 | $ 387,000 | $ 387,000 | $ 109,000 |
| Columbia, Georgia | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Decatur, Georgia | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Douglas, Georgia | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Effingham, Georgia | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Hall, Georgia | 1 | $ 209,000 | $ 209,000 | $ 62,000 |
| Houston, Georgia | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| Lanier, Georgia | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Long, Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| McDuffie, Georgia | 1 | $ 153,000 | $ 153,000 | $ 53,000 |
| Muscogee, Georgia | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| Richmond, Georgia | 1 | $ 14,000 | $ 14,000 | $ 75,000 |
| Spalding, Georgia | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Honolulu, Hawaii | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Grundy, Illinois | 1 | $ 372,000 | $ 372,000 | $ 108,000 |
| Kane, Illinois | 1 | $ 157,000 | $ 157,000 | $ 89,000 |
| Wayne, Illinois | 1 | $ 64,000 | $ 64,000 | $ 76,000 |
| Clark, Indiana | 1 | $ 181,000 | $ 181,000 | $ 39,000 |
| Elkhart, Indiana | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Floyd, Indiana | 1 | $ 175,000 | $ 175,000 | $ 278,000 |
| Grant, Indiana | 1 | $ 106,000 | $ 106,000 | $ 102,000 |
| Jackson, Indiana | 1 | $ 149,000 | $ 149,000 | $ 29,000 |
| Morgan, Indiana | 1 | $ 86,000 | $ 86,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Tippecanoe, Indiana | 1 | $ 161,000 | $ 161,000 | $ 94,000 |
| Warrick, Indiana | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Sedgwick, Kansas | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Hardin, Kentucky | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| McCracken, Kentucky | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| East Baton Rouge, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Penobscot, Maine | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Harford, Maryland | 1 | $ 338,000 | $ 338,000 | $ 175,000 |
| St. Mary's, Maryland | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Worcester, Maryland | 1 | $ 247,000 | $ 247,000 | $ 61,000 |
| Hampden, Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 156,000 |
| Worcester, Massachusetts | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| Hinds, Mississippi | 1 | $ 8,000 | $ 8,000 | $ 89,000 |
| Washoe, Nevada | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Atlantic, New Jersey | 1 | $ 26,000 | $ 26,000 | $ 186,000 |
| Cumberland, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Morris, New Jersey | 1 | $ 624,000 | $ 624,000 | $ 146,000 |
| Union, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 217,000 |
| Erie, New York | 1 | $ 22,000 | $ 22,000 | $ 67,000 |
| Jefferson, New York | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Nassau, New York | 1 | $ 30,000 | $ 30,000 | $ 122,000 |
| Saratoga, New York | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Brunswick, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 177,000 |
| Buncombe, North Carolina | 1 | $ 223,000 | $ 223,000 | $ 94,000 |
| Carteret, North Carolina | 1 | $ 333,000 | $ 333,000 | $ 69,000 |
| Chatham, North Carolina | 1 | $ 236,000 | $ 236,000 | $ 92,000 |
| Cherokee, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Cleveland, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Currituck, North Carolina | 1 | $ 409,000 | $ 409,000 | $ 121,000 |
| Forsyth, North Carolina | 1 | $ 133,000 | $ 133,000 | $ 25,000 |
| Lee, North Carolina | 1 | $ 158,000 | $ 158,000 | $ 79,000 |
| New Hanover, North Carolina | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Person, North Carolina | 1 | $ 177,000 | $ 177,000 | $ 77,000 |
| Rutherford, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Sampson, North Carolina | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Surry, North Carolina | 1 | $ 131,000 | $ 131,000 | $ 77,000 |
| Transylvania, North Carolina | 1 | $ 114,000 | $ 114,000 | $ 82,000 |
| Union, North Carolina | 1 | $ 277,000 | $ 277,000 | $ 83,000 |
| Champaign, Ohio | 1 | $ 114,000 | $ 114,000 | $ 24,000 |
| Clermont, Ohio | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
| Columbiana, Ohio | 1 | $ 81,000 | $ 81,000 | $ 80,000 |
| Defiance, Ohio | 1 | $ 154,000 | $ 154,000 | $ 196,000 |
| Fayette, Ohio | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Geauga, Ohio | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Greene, Ohio | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Hancock, Ohio | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Huron, Ohio | 1 | $ 98,000 | $ 98,000 | $ 61,000 |
| Lucas, Ohio | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Medina, Ohio | 1 | $ 242,000 | $ 242,000 | $ 129,000 |
| Portage, Ohio | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Richland, Ohio | 1 | $ 110,000 | $ 110,000 | $ 87,000 |
| Sandusky, Ohio | 1 | $ 182,000 | $ 182,000 | $ 56,000 |
| Seneca, Ohio | 1 | $ 168,000 | $ 168,000 | $ 32,000 |
| Warren, Ohio | 1 | $ 367,000 | $ 367,000 | $ 91,000 |
| Centre, Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Columbia, Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 142,000 |
| Dauphin, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Erie, Pennsylvania | 1 | $ 342,000 | $ 342,000 | $ 260,000 |
| Luzerne, Pennsylvania | 1 | $ 303,000 | $ 303,000 | $ 183,000 |
| Mercer, Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 119,000 |
| Northampton, Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 81,000 |
| Northumberland, Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 95,000 |
| Pike, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| Somerset, Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 81,000 |
| Washington, Pennsylvania | 1 | $ 382,000 | $ 382,000 | $ 125,000 |
| Westmoreland, Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 128,000 |
| Aiken, South Carolina | 1 | $ 30,000 | $ 30,000 | $ 106,000 |
| Berkeley, South Carolina | 1 | $ 218,000 | $ 218,000 | $ 350,000 |
| Charleston, South Carolina | 1 | $ 60,000 | $ 60,000 | $ 132,000 |
| McCormick, South Carolina | 1 | $ 298,000 | $ 298,000 | $ 94,000 |
| Codington, South Dakota | 1 | $ 40,000 | $ 40,000 | $ 148,000 |
| Davidson, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 169,000 |
| Wilson, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Denton, Texas | 1 | $ 72,000 | $ 72,000 | $ 85,000 |
| Harris, Texas | 1 | $ 124,000 | $ 124,000 | $ 97,000 |
| Caroline, Virginia | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Charlottesville, Virginia | 1 | $ 254,000 | $ 254,000 | $ 120,000 |
| Chesapeake, Virginia | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Chesterfield, Virginia | 1 | $ 328,000 | $ 328,000 | $ 103,000 |
| Franklin, Virginia | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Frederick, Virginia | 1 | $ 339,000 | $ 339,000 | $ 96,000 |
| Galax, Virginia | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Gloucester, Virginia | 1 | $ 139,000 | $ 139,000 | $ 68,000 |
| Isle of Wight, Virginia | 1 | $ 299,000 | $ 299,000 | $ 244,000 |
| Louisa, Virginia | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Manassas, Virginia | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Northampton, Virginia | 1 | $ 88,000 | $ 88,000 | $ 19,000 |
| Powhatan, Virginia | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Spotsylvania, Virginia | 1 | $ 27,000 | $ 27,000 | $ 144,000 |
| Westmoreland, Virginia | 1 | $ 246,000 | $ 246,000 | $ 103,000 |
| York, Virginia | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Kitsap, Washington | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Snohomish, Washington | 1 | $ 308,000 | $ 308,000 | $ 228,000 |
| Berkeley, West Virginia | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Hampshire, West Virginia | 1 | $ 76,000 | $ 76,000 | $ 111,000 |
| Polk, Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 393 | $97,110,000 | $247,000 | $1,677,000 | $105,000 | $599,000 |
| Refinancing | 368 | $78,741,000 | $213,000 | $1,024,000 | $96,000 | $1,726,000 |
| Home Improvement | 97 | $4,914,000 | $50,000 | $250,000 | $91,000 | $278,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 559 | $141,294,000 | $252,000 | $1,677,000 | $100,000 | $599,000 |
| Black or African American | 140 | $18,456,000 | $131,000 | $567,000 | $97,000 | $1,726,000 |
| White | 70 | $11,231,000 | $160,000 | $475,000 | $100,000 | $262,000 |
| Not Provided | 59 | $5,685,000 | $96,000 | $350,000 | $107,000 | $278,000 |
| Hispanic | 20 | $2,759,000 | $137,000 | $290,000 | $78,000 | $172,000 |
| Asian | 8 | $1,092,000 | $136,000 | $260,000 | $100,000 | $240,000 |
| American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $61,000 | $61,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $133,000 | $133,000 | $133,000 | $22,000 | $22,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 678 | $140,585,000 | $207,000 | $1,677,000 | $110,000 | $1,726,000 |
| VA-guaranteed (Veterans Administration) | 121 | $30,835,000 | $254,000 | $820,000 | $68,000 | $349,000 |
| FHA-insured (Federal Housing Administration) | 58 | $9,253,000 | $159,000 | $565,000 | $49,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $92,000 | $92,000 | $92,000 | $44,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 559 | $141,294,000 | $252,000 | $1,677,000 | $100,000 | $599,000 |
| Application Denied By Financial Institution | 105 | $8,359,000 | $79,000 | $417,000 | $97,000 | $1,726,000 |
| Loan Originated | 66 | $9,912,000 | $150,000 | $567,000 | $104,000 | $262,000 |
| Preapproval Denied by Financial Institution | 56 | $12,250,000 | $218,000 | $417,000 | $81,000 | $369,000 |
| Application Withdrawn By Applicant | 55 | $6,474,000 | $117,000 | $475,000 | $109,000 | $296,000 |
| File Closed For Incompleteness | 15 | $2,358,000 | $157,000 | $400,000 | $98,000 | $244,000 |
| Application Approved But Not Accepted | 1 | $68,000 | $68,000 | $68,000 | $147,000 | $147,000 |
| Preapproval Approved but not Accepted | 1 | $50,000 | $50,000 | $50,000 | $137,000 | $137,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 54 | $7,203,000 | $133,000 | $417,000 | $79,000 | $265,000 |
| Other | 41 | $2,733,000 | $66,000 | $280,000 | $118,000 | $1,726,000 |
| Debt-To-Income Ratio | 35 | $7,626,000 | $217,000 | $417,000 | $73,000 | $369,000 |
| Collateral | 26 | $1,752,000 | $67,000 | $175,000 | $100,000 | $237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $593,000 | $197,000 | $238,000 | $103,000 | $141,000 |
| Unverifiable Information | 2 | $702,000 | $351,000 | $417,000 | $107,000 | $153,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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