Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2016

In 2016, Andrews Federal Credit Union of Suitland, MD reported 3,412 mortgage applications totaling $763.2 million, up 17% from 2015. The average application was for $223,681, and applicants reported an average income of $12,985. 8% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (601), Columbus, OH (301) and Raleigh, NC (231) (applications in parentheses).

Mortgage Company & Address Andrews Federal Credit Union
5711 Allentown Road
Suitland, MD 20746
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 3,412
Total Mortgage Loan Application Amount $763,202,000
Average Mortgage Loan Application Amount $223,681
Highest Mortgage Loan Application Amount $1,202,000
Average Applicant Income $12,985
Highest Applicant Income $688,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Andrews Federal Credit Union by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 216 $ 36,763,000 $ 170,199 $ 1,000
Wake, North Carolina 198 $ 48,884,000 $ 246,888 $ 0
Summit, Ohio 155 $ 22,644,000 $ 146,090 $ 0
Fairfax, Virginia 142 $ 48,018,000 $ 338,154 $ 21,000
Mecklenburg, North Carolina 139 $ 32,584,000 $ 234,417 $ 0
Prince George's, Maryland 127 $ 25,580,000 $ 201,417 $ 53,000
Prince William, Virginia 100 $ 30,036,000 $ 300,360 $ 16,000
Stark, Ohio 91 $ 12,966,000 $ 142,483 $ 0
Loudoun, Virginia 89 $ 32,672,000 $ 367,101 $ 16,000
Montgomery, Maryland 74 $ 25,494,000 $ 344,513 $ 31,000
Mobile, Alabama 68 $ 9,565,000 $ 140,661 $ 3,000
Cuyahoga, Ohio 61 $ 9,009,000 $ 147,688 $ 0
Pinellas, Florida 59 $ 11,223,000 $ 190,220 $ 0
Durham, North Carolina 50 $ 9,831,000 $ 196,620 $ 2,000
Burlington, New Jersey 42 $ 7,517,000 $ 178,976 $ 82,000
Bucks, Pennsylvania 41 $ 15,092,000 $ 368,097 $ 2,000
Hamilton, Ohio 40 $ 6,577,000 $ 164,425 $ 0
Delaware, Ohio 39 $ 9,796,000 $ 251,179 $ 0
Portage, Ohio 37 $ 6,369,000 $ 172,135 $ 0
Montgomery, Pennsylvania 35 $ 11,470,000 $ 327,714 $ 2,000
District of Columbia, District Of Columbia 28 $ 9,140,000 $ 326,428 $ 71,000
Anne Arundel, Maryland 28 $ 6,978,000 $ 249,214 $ 52,000
Johnston, North Carolina 28 $ 5,391,000 $ 192,535 $ 0
Arlington, Virginia 28 $ 10,419,000 $ 372,107 $ 18,000
Charles, Maryland 25 $ 5,794,000 $ 231,760 $ 72,000
Berks, Pennsylvania 24 $ 3,548,000 $ 147,833 $ 0
Monroe, Pennsylvania 23 $ 2,940,000 $ 127,826 $ 0
Hillsborough, Florida 22 $ 5,184,000 $ 235,636 $ 0
Baltimore, Maryland 22 $ 4,740,000 $ 215,454 $ 3,000
Medina, Ohio 22 $ 4,388,000 $ 199,454 $ 0
Lorain, Ohio 21 $ 3,474,000 $ 165,428 $ 0
Gwinnett, Georgia 20 $ 4,105,000 $ 205,250 $ 18,000
Union, North Carolina 20 $ 5,318,000 $ 265,900 $ 0
Licking, Ohio 19 $ 3,010,000 $ 158,421 $ 0
Warren, Ohio 19 $ 5,553,000 $ 292,263 $ 6,000
Alexandria, Virginia 18 $ 7,091,000 $ 393,944 $ 5,000
Fairfield, Ohio 17 $ 3,683,000 $ 216,647 $ 0
Sussex, Delaware 16 $ 5,773,000 $ 360,812 $ 0
Palm Beach, Florida 16 $ 4,092,000 $ 255,750 $ 9,000
Miami-Dade, Florida 15 $ 3,609,000 $ 240,600 $ 7,000
Clarke, Georgia 15 $ 2,551,000 $ 170,066 $ 0
Morgan, Georgia 15 $ 3,227,000 $ 215,133 $ 0
Cook, Illinois 15 $ 2,397,000 $ 159,800 $ 0
Howard, Maryland 15 $ 5,516,000 $ 367,733 $ 19,000
Broward, Florida 14 $ 3,039,000 $ 217,071 $ 0
Pasco, Florida 14 $ 2,748,000 $ 196,285 $ 0
Newton, Georgia 14 $ 2,388,000 $ 170,571 $ 12,000
Orange, Florida 13 $ 2,984,000 $ 229,538 $ 0
Fulton, Georgia 13 $ 4,772,000 $ 367,076 $ 14,000
Frederick, Maryland 13 $ 3,574,000 $ 274,923 $ 14,000
Cobb, Georgia 12 $ 2,663,000 $ 221,916 $ 18,000
Clermont, Ohio 12 $ 2,333,000 $ 194,416 $ 0
Harford, Maryland 11 $ 2,257,000 $ 205,181 $ 0
Chatham, North Carolina 11 $ 3,544,000 $ 322,181 $ 11,000
Orange, North Carolina 11 $ 1,989,000 $ 180,818 $ 0
York, South Carolina 11 $ 2,097,000 $ 190,636 $ 0
Denver, Colorado 10 $ 2,225,000 $ 222,500 $ 37,000
DeKalb, Georgia 10 $ 2,254,000 $ 225,400 $ 23,000
Gaston, North Carolina 10 $ 1,802,000 $ 180,200 $ 0
Butler, Ohio 10 $ 1,599,000 $ 159,900 $ 0
Cabarrus, North Carolina 9 $ 1,991,000 $ 221,222 $ 0
Chester, Pennsylvania 9 $ 3,190,000 $ 354,444 $ 17,000
Frederick, Virginia 9 $ 1,977,000 $ 219,666 $ 0
Carroll, Ohio 8 $ 1,145,000 $ 143,125 $ 0
Allegheny, Pennsylvania 8 $ 2,230,000 $ 278,750 $ 0
Horry, South Carolina 8 $ 1,512,000 $ 189,000 $ 71,000
Lancaster, South Carolina 8 $ 1,943,000 $ 242,875 $ 0
Manassas, Virginia 8 $ 1,755,000 $ 219,375 $ 0
Jefferson, Alabama 7 $ 2,049,000 $ 292,714 $ 0
Lee, Florida 7 $ 1,408,000 $ 201,142 $ 35,000
Sarasota, Florida 7 $ 1,325,000 $ 189,285 $ 0
Seminole, Florida 7 $ 1,697,000 $ 242,428 $ 13,000
Forsyth, Georgia 7 $ 2,096,000 $ 299,428 $ 0
Lake, Indiana 7 $ 1,350,000 $ 192,857 $ 0
Camden, New Jersey 7 $ 1,131,000 $ 161,571 $ 74,000
Mercer, New Jersey 7 $ 1,312,000 $ 187,428 $ 53,000
Guilford, North Carolina 7 $ 1,386,000 $ 198,000 $ 9,000
Delaware, Pennsylvania 7 $ 2,251,000 $ 321,571 $ 0
Northampton, Pennsylvania 7 $ 1,159,000 $ 165,571 $ 0
Fauquier, Virginia 7 $ 2,348,000 $ 335,428 $ 34,000
Henrico, Virginia 7 $ 1,698,000 $ 242,571 $ 25,000
Baldwin, Alabama 6 $ 1,263,000 $ 210,500 $ 0
Brevard, Florida 6 $ 1,197,000 $ 199,500 $ 46,000
Duval, Florida 6 $ 1,327,000 $ 221,166 $ 16,000
Polk, Florida 6 $ 882,000 $ 147,000 $ 0
St. Lucie, Florida 6 $ 1,096,000 $ 182,666 $ 0
Cherokee, Georgia 6 $ 1,502,000 $ 250,333 $ 0
Greene, Georgia 6 $ 1,652,000 $ 275,333 $ 0
Oconee, Georgia 6 $ 1,588,000 $ 264,666 $ 0
Putnam, Georgia 6 $ 1,148,000 $ 191,333 $ 0
Lake, Illinois 6 $ 981,000 $ 163,500 $ 27,000
Baltimore City, Maryland 6 $ 1,591,000 $ 265,166 $ 5,000
Calvert, Maryland 6 $ 1,511,000 $ 251,833 $ 115,000
Worcester, Maryland 6 $ 1,617,000 $ 269,500 $ 97,000
Bergen, New Jersey 6 $ 1,346,000 $ 224,333 $ 18,000
New Hanover, North Carolina 6 $ 970,000 $ 161,666 $ 0
Pickaway, Ohio 6 $ 875,000 $ 145,833 $ 0
Trumbull, Ohio 6 $ 815,000 $ 135,833 $ 6,000
Wayne, Ohio 6 $ 661,000 $ 110,166 $ 0
Chesterfield, Virginia 6 $ 771,000 $ 128,500 $ 12,000
Spotsylvania, Virginia 6 $ 1,690,000 $ 281,666 $ 0
Los Angeles, California 5 $ 1,674,000 $ 334,800 $ 109,000
Collier, Florida 5 $ 1,278,000 $ 255,600 $ 0
Manatee, Florida 5 $ 925,000 $ 185,000 $ 0
Henry, Georgia 5 $ 1,064,000 $ 212,800 $ 0
Paulding, Georgia 5 $ 948,000 $ 189,600 $ 26,000
DuPage, Illinois 5 $ 1,209,000 $ 241,800 $ 65,000
Will, Illinois 5 $ 1,142,000 $ 228,400 $ 0
Campbell, Kentucky 5 $ 891,000 $ 178,200 $ 0
Jefferson, Kentucky 5 $ 1,055,000 $ 211,000 $ 0
Kenton, Kentucky 5 $ 842,000 $ 168,400 $ 0
Morris, New Jersey 5 $ 1,383,000 $ 276,600 $ 47,000
Ocean, New Jersey 5 $ 732,000 $ 146,400 $ 48,000
Franklin, North Carolina 5 $ 946,000 $ 189,200 $ 0
Geauga, Ohio 5 $ 1,318,000 $ 263,600 $ 0
Montgomery, Ohio 5 $ 508,000 $ 101,600 $ 4,000
Carbon, Pennsylvania 5 $ 667,000 $ 133,400 $ 0
Shelby, Tennessee 5 $ 1,228,000 $ 245,600 $ 0
Westmoreland, Virginia 5 $ 786,000 $ 157,200 $ 51,000
Shelby, Alabama 4 $ 789,000 $ 197,250 $ 0
Riverside, California 4 $ 943,000 $ 235,750 $ 27,000
Arapahoe, Colorado 4 $ 913,000 $ 228,250 $ 0
New Castle, Delaware 4 $ 1,520,000 $ 380,000 $ 116,000
Volusia, Florida 4 $ 884,000 $ 221,000 $ 0
Barrow, Georgia 4 $ 567,000 $ 141,750 $ 0
Columbia, Georgia 4 $ 865,000 $ 216,250 $ 50,000
Coweta, Georgia 4 $ 570,000 $ 142,500 $ 0
Hall, Georgia 4 $ 840,000 $ 210,000 $ 0
Kane, Illinois 4 $ 1,181,000 $ 295,250 $ 0
McHenry, Illinois 4 $ 871,000 $ 217,750 $ 0
Gloucester, New Jersey 4 $ 765,000 $ 191,250 $ 0
Monmouth, New Jersey 4 $ 1,538,000 $ 384,500 $ 0
Somerset, New Jersey 4 $ 1,322,000 $ 330,500 $ 49,000
Granville, North Carolina 4 $ 558,000 $ 139,500 $ 0
Harnett, North Carolina 4 $ 655,000 $ 163,750 $ 0
Iredell, North Carolina 4 $ 694,000 $ 173,500 $ 0
Pitt, North Carolina 4 $ 809,000 $ 202,250 $ 0
Allen, Ohio 4 $ 565,000 $ 141,250 $ 0
Erie, Ohio 4 $ 405,000 $ 101,250 $ 10,000
Philadelphia, Pennsylvania 4 $ 742,000 $ 185,500 $ 20,000
Pike, Pennsylvania 4 $ 451,000 $ 112,750 $ 0
York, Pennsylvania 4 $ 499,000 $ 124,750 $ 0
Williamson, Tennessee 4 $ 953,000 $ 238,250 $ 43,000
Fairfax City, Virginia 4 $ 1,222,000 $ 305,500 $ 0
Roanoke, Virginia 4 $ 824,000 $ 206,000 $ 0
Roanoke City, Virginia 4 $ 376,000 $ 94,000 $ 0
Virginia Beach, Virginia 4 $ 529,000 $ 132,250 $ 0
Adams, Colorado 3 $ 494,000 $ 164,666 $ 0
Charlotte, Florida 3 $ 554,000 $ 184,666 $ 0
Citrus, Florida 3 $ 343,000 $ 114,333 $ 70,000
Lake, Florida 3 $ 582,000 $ 194,000 $ 0
Martin, Florida 3 $ 946,000 $ 315,333 $ 62,000
Osceola, Florida 3 $ 575,000 $ 191,666 $ 0
St. Johns, Florida 3 $ 904,000 $ 301,333 $ 0
Douglas, Georgia 3 $ 532,000 $ 177,333 $ 18,000
Jackson, Georgia 3 $ 466,000 $ 155,333 $ 0
Jefferson, Louisiana 3 $ 469,000 $ 156,333 $ 0
Lafayette, Louisiana 3 $ 337,000 $ 112,333 $ 0
St. Mary's, Maryland 3 $ 809,000 $ 269,666 $ 137,000
Washington, Maryland 3 $ 508,000 $ 169,333 $ 0
Middlesex, New Jersey 3 $ 635,000 $ 211,666 $ 0
Brunswick, North Carolina 3 $ 786,000 $ 262,000 $ 20,000
Nash, North Carolina 3 $ 517,000 $ 172,333 $ 0
Person, North Carolina 3 $ 406,000 $ 135,333 $ 0
Randolph, North Carolina 3 $ 635,000 $ 211,666 $ 0
Knox, Ohio 3 $ 613,000 $ 204,333 $ 0
Lake, Ohio 3 $ 353,000 $ 117,666 $ 0
Union, Ohio 3 $ 617,000 $ 205,666 $ 0
Lehigh, Pennsylvania 3 $ 579,000 $ 193,000 $ 0
Washington, Pennsylvania 3 $ 909,000 $ 303,000 $ 0
Westmoreland, Pennsylvania 3 $ 824,000 $ 274,666 $ 0
Davidson, Tennessee 3 $ 907,000 $ 302,333 $ 0
Manassas Park, Virginia 3 $ 813,000 $ 271,000 $ 0
Shenandoah, Virginia 3 $ 646,000 $ 215,333 $ 0
Stafford, Virginia 3 $ 685,000 $ 228,333 $ 32,000
Berkeley, West Virginia 3 $ 153,000 $ 51,000 $ 76,000
Madison, Alabama 2 $ 301,000 $ 150,500 $ 0
Pima, Arizona 2 $ 335,000 $ 167,500 $ 65,000
Contra Costa, California 2 $ 722,000 $ 361,000 $ 75,000
Eagle, Colorado 2 $ 940,000 $ 470,000 $ 0
Elbert, Colorado 2 $ 616,000 $ 308,000 $ 0
Jefferson, Colorado 2 $ 604,000 $ 302,000 $ 0
La Plata, Colorado 2 $ 376,000 $ 188,000 $ 0
Hernando, Florida 2 $ 356,000 $ 178,000 $ 0
Indian River, Florida 2 $ 349,000 $ 174,500 $ 84,000
Marion, Florida 2 $ 137,000 $ 68,500 $ 0
Nassau, Florida 2 $ 612,000 $ 306,000 $ 60,000
Okaloosa, Florida 2 $ 350,000 $ 175,000 $ 0
Clayton, Georgia 2 $ 203,000 $ 101,500 $ 0
Lowndes, Georgia 2 $ 358,000 $ 179,000 $ 0
Rockdale, Georgia 2 $ 301,000 $ 150,500 $ 0
Hamilton, Indiana 2 $ 407,000 $ 203,500 $ 0
Boone, Kentucky 2 $ 196,000 $ 98,000 $ 0
Calcasieu, Louisiana 2 $ 324,000 $ 162,000 $ 0
St. Tammany, Louisiana 2 $ 329,000 $ 164,500 $ 0
Carroll, Maryland 2 $ 744,000 $ 372,000 $ 0
Wicomico, Maryland 2 $ 278,000 $ 139,000 $ 0
Olmsted, Minnesota 2 $ 691,000 $ 345,500 $ 310,000
Essex, New Jersey 2 $ 866,000 $ 433,000 $ 63,000
Hudson, New Jersey 2 $ 512,000 $ 256,000 $ 0
Passaic, New Jersey 2 $ 410,000 $ 205,000 $ 0
Warren, New Jersey 2 $ 268,000 $ 134,000 $ 0
Alamance, North Carolina 2 $ 502,000 $ 251,000 $ 122,000
Beaufort, North Carolina 2 $ 518,000 $ 259,000 $ 0
Buncombe, North Carolina 2 $ 444,000 $ 222,000 $ 0
Carteret, North Carolina 2 $ 282,000 $ 141,000 $ 0
Cleveland, North Carolina 2 $ 362,000 $ 181,000 $ 0
Cumberland, North Carolina 2 $ 379,000 $ 189,500 $ 99,000
Henderson, North Carolina 2 $ 680,000 $ 340,000 $ 0
Jackson, North Carolina 2 $ 452,000 $ 226,000 $ 0
Rutherford, North Carolina 2 $ 429,000 $ 214,500 $ 0
Wayne, North Carolina 2 $ 468,000 $ 234,000 $ 132,000
Ashland, Ohio 2 $ 308,000 $ 154,000 $ 0
Fayette, Ohio 2 $ 286,000 $ 143,000 $ 0
Greene, Ohio 2 $ 357,000 $ 178,500 $ 0
Jackson, Ohio 2 $ 349,000 $ 174,500 $ 0
Lawrence, Ohio 2 $ 408,000 $ 204,000 $ 0
Lucas, Ohio 2 $ 307,000 $ 153,500 $ 0
Richland, Ohio 2 $ 155,000 $ 77,500 $ 0
Butler, Pennsylvania 2 $ 823,000 $ 411,500 $ 0
Centre, Pennsylvania 2 $ 370,000 $ 185,000 $ 0
Fulton, Pennsylvania 2 $ 493,000 $ 246,500 $ 0
Lackawanna, Pennsylvania 2 $ 236,000 $ 118,000 $ 0
Lancaster, Pennsylvania 2 $ 380,000 $ 190,000 $ 0
Mercer, Pennsylvania 2 $ 462,000 $ 231,000 $ 0
Perry, Pennsylvania 2 $ 409,000 $ 204,500 $ 0
Susquehanna, Pennsylvania 2 $ 401,000 $ 200,500 $ 0
Beaufort, South Carolina 2 $ 359,000 $ 179,500 $ 0
Berkeley, South Carolina 2 $ 364,000 $ 182,000 $ 0
Richland, South Carolina 2 $ 295,000 $ 147,500 $ 39,000
Blount, Tennessee 2 $ 339,000 $ 169,500 $ 0
McMinn, Tennessee 2 $ 367,000 $ 183,500 $ 0
Robertson, Tennessee 2 $ 321,000 $ 160,500 $ 0
Rutherford, Tennessee 2 $ 271,000 $ 135,500 $ 0
Sumner, Tennessee 2 $ 339,000 $ 169,500 $ 0
Collin, Texas 2 $ 620,000 $ 310,000 $ 150,000
El Paso, Texas 2 $ 272,000 $ 136,000 $ 106,000
Albemarle, Virginia 2 $ 799,000 $ 399,500 $ 0
Bedford, Virginia 2 $ 356,000 $ 178,000 $ 0
Chesapeake, Virginia 2 $ 314,000 $ 157,000 $ 0
Culpeper, Virginia 2 $ 399,000 $ 199,500 $ 0
Franklin, Virginia 2 $ 405,000 $ 202,500 $ 38,000
King George, Virginia 2 $ 523,000 $ 261,500 $ 107,000
Newport News, Virginia 2 $ 411,000 $ 205,500 $ 27,000
Norfolk, Virginia 2 $ 392,000 $ 196,000 $ 0
Richmond City, Virginia 2 $ 400,000 $ 200,000 $ 0
Jefferson, West Virginia 2 $ 384,000 $ 192,000 $ 103,000
Calhoun, Alabama 1 $ 200,000 $ 200,000 $ 0
Cleburne, Alabama 1 $ 168,000 $ 168,000 $ 0
Coffee, Alabama 1 $ 100,000 $ 100,000 $ 0
Elmore, Alabama 1 $ 200,000 $ 200,000 $ 0
Escambia, Alabama 1 $ 161,000 $ 161,000 $ 0
Lee, Alabama 1 $ 118,000 $ 118,000 $ 0
Lowndes, Alabama 1 $ 100,000 $ 100,000 $ 38,000
Marshall, Alabama 1 $ 170,000 $ 170,000 $ 62,000
Randolph, Alabama 1 $ 200,000 $ 200,000 $ 0
Maricopa, Arizona 1 $ 417,000 $ 417,000 $ 267,000
Pinal, Arizona 1 $ 166,000 $ 166,000 $ 134,000
Logan, Arkansas 1 $ 30,000 $ 30,000 $ 24,000
Alameda, California 1 $ 280,000 $ 280,000 $ 0
Kern, California 1 $ 148,000 $ 148,000 $ 0
Placer, California 1 $ 508,000 $ 508,000 $ 0
San Diego, California 1 $ 580,000 $ 580,000 $ 0
San Joaquin, California 1 $ 313,000 $ 313,000 $ 0
Santa Cruz, California 1 $ 437,000 $ 437,000 $ 0
Ventura, California 1 $ 258,000 $ 258,000 $ 0
Boulder, Colorado 1 $ 257,000 $ 257,000 $ 0
Douglas, Colorado 1 $ 270,000 $ 270,000 $ 0
El Paso, Colorado 1 $ 154,000 $ 154,000 $ 0
Garfield, Colorado 1 $ 523,000 $ 523,000 $ 0
Grand, Colorado 1 $ 232,000 $ 232,000 $ 0
Mesa, Colorado 1 $ 133,000 $ 133,000 $ 0
Montezuma, Colorado 1 $ 388,000 $ 388,000 $ 80,000
Park, Colorado 1 $ 194,000 $ 194,000 $ 0
Clay, Florida 1 $ 166,000 $ 166,000 $ 0
Escambia, Florida 1 $ 144,000 $ 144,000 $ 0
Flagler, Florida 1 $ 198,000 $ 198,000 $ 0
Hendry, Florida 1 $ 145,000 $ 145,000 $ 0
Highlands, Florida 1 $ 70,000 $ 70,000 $ 0
Leon, Florida 1 $ 144,000 $ 144,000 $ 0
Santa Rosa, Florida 1 $ 190,000 $ 190,000 $ 0
Taylor, Florida 1 $ 134,000 $ 134,000 $ 0
Walton, Florida 1 $ 214,000 $ 214,000 $ 89,000
Bacon, Georgia 1 $ 136,000 $ 136,000 $ 0
Baldwin, Georgia 1 $ 238,000 $ 238,000 $ 0
Camden, Georgia 1 $ 111,000 $ 111,000 $ 0
Carroll, Georgia 1 $ 417,000 $ 417,000 $ 0
Catoosa, Georgia 1 $ 110,000 $ 110,000 $ 0
Chatham, Georgia 1 $ 157,000 $ 157,000 $ 0
Colquitt, Georgia 1 $ 208,000 $ 208,000 $ 0
Emanuel, Georgia 1 $ 92,000 $ 92,000 $ 0
Fannin, Georgia 1 $ 108,000 $ 108,000 $ 0
Fayette, Georgia 1 $ 240,000 $ 240,000 $ 0
Glynn, Georgia 1 $ 107,000 $ 107,000 $ 0
Gordon, Georgia 1 $ 199,000 $ 199,000 $ 0
Heard, Georgia 1 $ 126,000 $ 126,000 $ 0
Houston, Georgia 1 $ 143,000 $ 143,000 $ 0
Jasper, Georgia 1 $ 216,000 $ 216,000 $ 0
Laurens, Georgia 1 $ 109,000 $ 109,000 $ 0
Liberty, Georgia 1 $ 80,000 $ 80,000 $ 75,000
Meriwether, Georgia 1 $ 217,000 $ 217,000 $ 0
Pickens, Georgia 1 $ 245,000 $ 245,000 $ 0
Richmond, Georgia 1 $ 21,000 $ 21,000 $ 166,000
Walton, Georgia 1 $ 216,000 $ 216,000 $ 0
Maui, Hawaii 1 $ 125,000 $ 125,000 $ 133,000
Coles, Illinois 1 $ 60,000 $ 60,000 $ 89,000
Kankakee, Illinois 1 $ 173,000 $ 173,000 $ 0
Kendall, Illinois 1 $ 165,000 $ 165,000 $ 0
Morgan, Illinois 1 $ 180,000 $ 180,000 $ 0
Peoria, Illinois 1 $ 184,000 $ 184,000 $ 0
Sangamon, Illinois 1 $ 90,000 $ 90,000 $ 0
Williamson, Illinois 1 $ 191,000 $ 191,000 $ 0
Allen, Indiana 1 $ 195,000 $ 195,000 $ 0
Dearborn, Indiana 1 $ 320,000 $ 320,000 $ 0
Hancock, Indiana 1 $ 252,000 $ 252,000 $ 0
Harrison, Indiana 1 $ 89,000 $ 89,000 $ 0
Johnson, Indiana 1 $ 137,000 $ 137,000 $ 0
Kosciusko, Indiana 1 $ 284,000 $ 284,000 $ 0
Lawrence, Indiana 1 $ 300,000 $ 300,000 $ 0
Marion, Indiana 1 $ 219,000 $ 219,000 $ 0
Morgan, Indiana 1 $ 86,000 $ 86,000 $ 0
Pike, Indiana 1 $ 230,000 $ 230,000 $ 0
Putnam, Indiana 1 $ 125,000 $ 125,000 $ 0
St. Joseph, Indiana 1 $ 186,000 $ 186,000 $ 0
Atchison, Kansas 1 $ 54,000 $ 54,000 $ 38,000
Cherokee, Kansas 1 $ 20,000 $ 20,000 $ 60,000
Bullitt, Kentucky 1 $ 75,000 $ 75,000 $ 0
Clark, Kentucky 1 $ 87,000 $ 87,000 $ 0
Elliott, Kentucky 1 $ 172,000 $ 172,000 $ 0
Fayette, Kentucky 1 $ 105,000 $ 105,000 $ 0
Hardin, Kentucky 1 $ 231,000 $ 231,000 $ 96,000
Harlan, Kentucky 1 $ 43,000 $ 43,000 $ 62,000
Jessamine, Kentucky 1 $ 135,000 $ 135,000 $ 0
Mercer, Kentucky 1 $ 158,000 $ 158,000 $ 0
Oldham, Kentucky 1 $ 168,000 $ 168,000 $ 0
Pendleton, Kentucky 1 $ 232,000 $ 232,000 $ 0
Trigg, Kentucky 1 $ 171,000 $ 171,000 $ 0
Warren, Kentucky 1 $ 83,000 $ 83,000 $ 0
East Baton Rouge, Louisiana 1 $ 65,000 $ 65,000 $ 0
Lafourche, Louisiana 1 $ 100,000 $ 100,000 $ 0
Lincoln, Louisiana 1 $ 192,000 $ 192,000 $ 0
Rapides, Louisiana 1 $ 206,000 $ 206,000 $ 0
St. Landry, Louisiana 1 $ 260,000 $ 260,000 $ 0
Tangipahoa, Louisiana 1 $ 335,000 $ 335,000 $ 142,000
Terrebonne, Louisiana 1 $ 312,000 $ 312,000 $ 0
Washington, Louisiana 1 $ 50,000 $ 50,000 $ 66,000
Caroline, Maryland 1 $ 144,000 $ 144,000 $ 0
Queen Anne's, Maryland 1 $ 209,000 $ 209,000 $ 0
Somerset, Maryland 1 $ 196,000 $ 196,000 $ 0
Talbot, Maryland 1 $ 268,000 $ 268,000 $ 0
Middlesex, Massachusetts 1 $ 440,000 $ 440,000 $ 192,000
Norfolk, Massachusetts 1 $ 377,000 $ 377,000 $ 133,000
Worcester, Massachusetts 1 $ 17,000 $ 17,000 $ 107,000
Genesee, Michigan 1 $ 50,000 $ 50,000 $ 40,000
Iosco, Michigan 1 $ 69,000 $ 69,000 $ 104,000
George, Mississippi 1 $ 138,000 $ 138,000 $ 0
Oktibbeha, Mississippi 1 $ 187,000 $ 187,000 $ 167,000
Greene, Missouri 1 $ 96,000 $ 96,000 $ 44,000
Atlantic, New Jersey 1 $ 50,000 $ 50,000 $ 109,000
Cape May, New Jersey 1 $ 100,000 $ 100,000 $ 104,000
Hunterdon, New Jersey 1 $ 626,000 $ 626,000 $ 0
Union, New Jersey 1 $ 422,000 $ 422,000 $ 0
Bernalillo, New Mexico 1 $ 120,000 $ 120,000 $ 89,000
Madison, New York 1 $ 12,000 $ 12,000 $ 100,000
Nassau, New York 1 $ 287,000 $ 287,000 $ 230,000
Onondaga, New York 1 $ 150,000 $ 150,000 $ 131,000
Orange, New York 1 $ 172,000 $ 172,000 $ 63,000
Suffolk, New York 1 $ 375,000 $ 375,000 $ 205,000
Westchester, New York 1 $ 250,000 $ 250,000 $ 172,000
Alexander, North Carolina 1 $ 150,000 $ 150,000 $ 0
Caldwell, North Carolina 1 $ 82,000 $ 82,000 $ 0
Currituck, North Carolina 1 $ 184,000 $ 184,000 $ 0
Dare, North Carolina 1 $ 184,000 $ 184,000 $ 0
Davidson, North Carolina 1 $ 95,000 $ 95,000 $ 0
Lee, North Carolina 1 $ 295,000 $ 295,000 $ 0
Lincoln, North Carolina 1 $ 230,000 $ 230,000 $ 0
McDowell, North Carolina 1 $ 193,000 $ 193,000 $ 0
Moore, North Carolina 1 $ 150,000 $ 150,000 $ 0
Northampton, North Carolina 1 $ 390,000 $ 390,000 $ 0
Pasquotank, North Carolina 1 $ 217,000 $ 217,000 $ 0
Perquimans, North Carolina 1 $ 178,000 $ 178,000 $ 0
Stanly, North Carolina 1 $ 266,000 $ 266,000 $ 0
Swain, North Carolina 1 $ 161,000 $ 161,000 $ 0
Vance, North Carolina 1 $ 154,000 $ 154,000 $ 0
Watauga, North Carolina 1 $ 417,000 $ 417,000 $ 0
Wilkes, North Carolina 1 $ 93,000 $ 93,000 $ 0
Ward, North Dakota 1 $ 200,000 $ 200,000 $ 54,000
Ashtabula, Ohio 1 $ 153,000 $ 153,000 $ 0
Auglaize, Ohio 1 $ 96,000 $ 96,000 $ 0
Brown, Ohio 1 $ 105,000 $ 105,000 $ 0
Hardin, Ohio 1 $ 126,000 $ 126,000 $ 0
Harrison, Ohio 1 $ 161,000 $ 161,000 $ 0
Huron, Ohio 1 $ 173,000 $ 173,000 $ 0
Logan, Ohio 1 $ 119,000 $ 119,000 $ 0
Madison, Ohio 1 $ 104,000 $ 104,000 $ 0
Mahoning, Ohio 1 $ 182,000 $ 182,000 $ 0
Marion, Ohio 1 $ 205,000 $ 205,000 $ 0
Miami, Ohio 1 $ 100,000 $ 100,000 $ 0
Deschutes, Oregon 1 $ 100,000 $ 100,000 $ 60,000
Lane, Oregon 1 $ 15,000 $ 15,000 $ 34,000
Marion, Oregon 1 $ 45,000 $ 45,000 $ 83,000
Multnomah, Oregon 1 $ 204,000 $ 204,000 $ 60,000
Adams, Pennsylvania 1 $ 104,000 $ 104,000 $ 110,000
Beaver, Pennsylvania 1 $ 176,000 $ 176,000 $ 0
Bedford, Pennsylvania 1 $ 180,000 $ 180,000 $ 94,000
Columbia, Pennsylvania 1 $ 141,000 $ 141,000 $ 151,000
Dauphin, Pennsylvania 1 $ 137,000 $ 137,000 $ 0
Erie, Pennsylvania 1 $ 140,000 $ 140,000 $ 0
Luzerne, Pennsylvania 1 $ 161,000 $ 161,000 $ 0
Lycoming, Pennsylvania 1 $ 195,000 $ 195,000 $ 0
Schuylkill, Pennsylvania 1 $ 143,000 $ 143,000 $ 0
Snyder, Pennsylvania 1 $ 116,000 $ 116,000 $ 0
Kent, Rhode Island 1 $ 38,000 $ 38,000 $ 71,000
Anderson, South Carolina 1 $ 45,000 $ 45,000 $ 0
Charleston, South Carolina 1 $ 720,000 $ 720,000 $ 0
Greenville, South Carolina 1 $ 160,000 $ 160,000 $ 0
Marion, South Carolina 1 $ 209,000 $ 209,000 $ 0
Newberry, South Carolina 1 $ 160,000 $ 160,000 $ 0
Pickens, South Carolina 1 $ 316,000 $ 316,000 $ 0
Spartanburg, South Carolina 1 $ 214,000 $ 214,000 $ 0
Bradley, Tennessee 1 $ 176,000 $ 176,000 $ 0
Cumberland, Tennessee 1 $ 136,000 $ 136,000 $ 0
Dickson, Tennessee 1 $ 87,000 $ 87,000 $ 0
Greene, Tennessee 1 $ 172,000 $ 172,000 $ 0
Hamilton, Tennessee 1 $ 184,000 $ 184,000 $ 0
Hardin, Tennessee 1 $ 129,000 $ 129,000 $ 129,000
Jefferson, Tennessee 1 $ 133,000 $ 133,000 $ 0
Loudon, Tennessee 1 $ 114,000 $ 114,000 $ 0
Madison, Tennessee 1 $ 166,000 $ 166,000 $ 0
Montgomery, Tennessee 1 $ 14,000 $ 14,000 $ 77,000
Overton, Tennessee 1 $ 176,000 $ 176,000 $ 0
Roane, Tennessee 1 $ 126,000 $ 126,000 $ 0
Sullivan, Tennessee 1 $ 121,000 $ 121,000 $ 0
Warren, Tennessee 1 $ 198,000 $ 198,000 $ 0
Washington, Tennessee 1 $ 288,000 $ 288,000 $ 0
Wilson, Tennessee 1 $ 20,000 $ 20,000 $ 79,000
Dallas, Texas 1 $ 100,000 $ 100,000 $ 107,000
Guadalupe, Texas 1 $ 10,000 $ 10,000 $ 38,000
Kaufman, Texas 1 $ 184,000 $ 184,000 $ 210,000
Tarrant, Texas 1 $ 499,000 $ 499,000 $ 160,000
Williamson, Texas 1 $ 99,000 $ 99,000 $ 29,000
Wood, Texas 1 $ 75,000 $ 75,000 $ 129,000
Botetourt, Virginia 1 $ 168,000 $ 168,000 $ 0
Campbell, Virginia 1 $ 162,000 $ 162,000 $ 0
Cumberland, Virginia 1 $ 172,000 $ 172,000 $ 0
Falls Church, Virginia 1 $ 380,000 $ 380,000 $ 0
Fredericksburg, Virginia 1 $ 264,000 $ 264,000 $ 0
Halifax, Virginia 1 $ 60,000 $ 60,000 $ 0
Hampton, Virginia 1 $ 170,000 $ 170,000 $ 0
Hanover, Virginia 1 $ 154,000 $ 154,000 $ 0
Harrisonburg, Virginia 1 $ 94,000 $ 94,000 $ 0
James City, Virginia 1 $ 383,000 $ 383,000 $ 0
Montgomery, Virginia 1 $ 255,000 $ 255,000 $ 0
New Kent, Virginia 1 $ 285,000 $ 285,000 $ 0
Orange, Virginia 1 $ 213,000 $ 213,000 $ 0
Page, Virginia 1 $ 175,000 $ 175,000 $ 0
Pittsylvania, Virginia 1 $ 96,000 $ 96,000 $ 0
Portsmouth, Virginia 1 $ 319,000 $ 319,000 $ 0
Rockingham, Virginia 1 $ 340,000 $ 340,000 $ 0
Tazewell, Virginia 1 $ 60,000 $ 60,000 $ 0
Warren, Virginia 1 $ 214,000 $ 214,000 $ 0
King, Washington 1 $ 401,000 $ 401,000 $ 164,000
Snohomish, Washington 1 $ 364,000 $ 364,000 $ 209,000
Cabell, West Virginia 1 $ 182,000 $ 182,000 $ 0
Putnam, West Virginia 1 $ 337,000 $ 337,000 $ 0
Walworth, Wisconsin 1 $ 104,000 $ 104,000 $ 161,000

Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,942 $431,470,000 $222,000 $1,100,000 $6,000 $688,000
Refinancing 1,407 $328,454,000 $233,000 $1,202,000 $19,000 $458,000
Home Improvement 63 $3,278,000 $52,000 $557,000 $94,000 $325,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,035 $680,920,000 $224,000 $935,000 $0 $0
White 148 $34,528,000 $233,000 $1,100,000 $137,000 $688,000
Black or African American 98 $19,465,000 $198,000 $710,000 $109,000 $315,000
Not Provided 75 $15,477,000 $206,000 $514,000 $123,000 $458,000
Asian 29 $8,162,000 $281,000 $1,202,000 $117,000 $397,000
Hispanic 21 $3,293,000 $156,000 $557,000 $90,000 $210,000
Native Hawaiin or Other Pacific Islander 3 $650,000 $216,000 $330,000 $102,000 $114,000
American Indian or Alaskan Native 3 $707,000 $235,000 $336,000 $94,000 $127,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,937 $670,663,000 $228,000 $1,202,000 $15,000 $688,000
FHA-insured (Federal Housing Administration) 362 $66,774,000 $184,000 $631,000 $0 $0
VA-guaranteed (Veterans Administration) 85 $22,097,000 $259,000 $651,000 $24,000 $245,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $3,668,000 $131,000 $228,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 3,035 $680,920,000 $224,000 $935,000 $0 $0
Loan Originated 265 $65,077,000 $245,000 $1,202,000 $128,000 $688,000
Application Withdrawn By Applicant 48 $11,222,000 $233,000 $540,000 $120,000 $315,000
Application Denied By Financial Institution 44 $3,715,000 $84,000 $520,000 $90,000 $328,000
File Closed For Incompleteness 20 $2,268,000 $113,000 $344,000 $119,000 $240,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 17 $2,280,000 $134,000 $520,000 $117,000 $328,000
Other 13 $709,000 $54,000 $207,000 $65,000 $136,000
Credit History 13 $567,000 $43,000 $180,000 $78,000 $148,000
Debt-To-Income Ratio 1 $159,000 $159,000 $159,000 $126,000 $126,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Andrews Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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