Andrews Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Andrews Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,412 |
| Total Mortgage Loan Application Amount | $763,202,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $1,202,000 |
| Average Applicant Income | $39,666 |
| Highest Applicant Income | $688,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Andrews Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Andrews Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Andrews Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Andrews Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Andrews Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Andrews Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 216 | $ 36,763,000 | $ 170,000 | $ 1,000 |
| Wake County North Carolina | 198 | $ 48,884,000 | $ 246,000 | $ 0 |
| Summit County Ohio | 155 | $ 22,644,000 | $ 146,000 | $ 0 |
| Fairfax County Virginia | 142 | $ 48,018,000 | $ 338,000 | $ 21,000 |
| Mecklenburg County North Carolina | 139 | $ 32,584,000 | $ 234,000 | $ 0 |
| Prince George's County Maryland | 127 | $ 25,580,000 | $ 201,000 | $ 53,000 |
| Prince William County Virginia | 100 | $ 30,036,000 | $ 300,000 | $ 16,000 |
| Stark County Ohio | 91 | $ 12,966,000 | $ 142,000 | $ 0 |
| Loudoun County Virginia | 89 | $ 32,672,000 | $ 367,000 | $ 16,000 |
| Montgomery County Maryland | 74 | $ 25,494,000 | $ 344,000 | $ 31,000 |
| Mobile County Alabama | 68 | $ 9,565,000 | $ 140,000 | $ 3,000 |
| Cuyahoga County Ohio | 61 | $ 9,009,000 | $ 147,000 | $ 0 |
| Pinellas County Florida | 59 | $ 11,223,000 | $ 190,000 | $ 0 |
| Durham County North Carolina | 50 | $ 9,831,000 | $ 196,000 | $ 2,000 |
| Burlington County New Jersey | 42 | $ 7,517,000 | $ 178,000 | $ 82,000 |
| Bucks County Pennsylvania | 41 | $ 15,092,000 | $ 368,000 | $ 2,000 |
| Hamilton County Ohio | 40 | $ 6,577,000 | $ 164,000 | $ 0 |
| Delaware County Ohio | 39 | $ 9,796,000 | $ 251,000 | $ 0 |
| Portage County Ohio | 37 | $ 6,369,000 | $ 172,000 | $ 0 |
| Montgomery County Pennsylvania | 35 | $ 11,470,000 | $ 327,000 | $ 2,000 |
| District of Columbia County District Of Columbia | 28 | $ 9,140,000 | $ 326,000 | $ 71,000 |
| Anne Arundel County Maryland | 28 | $ 6,978,000 | $ 249,000 | $ 52,000 |
| Johnston County North Carolina | 28 | $ 5,391,000 | $ 192,000 | $ 0 |
| Arlington County Virginia | 28 | $ 10,419,000 | $ 372,000 | $ 18,000 |
| Charles County Maryland | 25 | $ 5,794,000 | $ 231,000 | $ 72,000 |
| Berks County Pennsylvania | 24 | $ 3,548,000 | $ 147,000 | $ 0 |
| Monroe County Pennsylvania | 23 | $ 2,940,000 | $ 127,000 | $ 0 |
| Hillsborough County Florida | 22 | $ 5,184,000 | $ 235,000 | $ 0 |
| Baltimore County Maryland | 22 | $ 4,740,000 | $ 215,000 | $ 3,000 |
| Medina County Ohio | 22 | $ 4,388,000 | $ 199,000 | $ 0 |
| Lorain County Ohio | 21 | $ 3,474,000 | $ 165,000 | $ 0 |
| Gwinnett County Georgia | 20 | $ 4,105,000 | $ 205,000 | $ 18,000 |
| Union County North Carolina | 20 | $ 5,318,000 | $ 265,000 | $ 0 |
| Licking County Ohio | 19 | $ 3,010,000 | $ 158,000 | $ 0 |
| Warren County Ohio | 19 | $ 5,553,000 | $ 292,000 | $ 6,000 |
| Alexandria County Virginia | 18 | $ 7,091,000 | $ 393,000 | $ 5,000 |
| Fairfield County Ohio | 17 | $ 3,683,000 | $ 216,000 | $ 0 |
| Sussex County Delaware | 16 | $ 5,773,000 | $ 360,000 | $ 0 |
| Palm Beach County Florida | 16 | $ 4,092,000 | $ 255,000 | $ 9,000 |
| Miami-Dade County Florida | 15 | $ 3,609,000 | $ 240,000 | $ 7,000 |
| Clarke County Georgia | 15 | $ 2,551,000 | $ 170,000 | $ 0 |
| Morgan County Georgia | 15 | $ 3,227,000 | $ 215,000 | $ 0 |
| Cook County Illinois | 15 | $ 2,397,000 | $ 159,000 | $ 0 |
| Howard County Maryland | 15 | $ 5,516,000 | $ 367,000 | $ 19,000 |
| Broward County Florida | 14 | $ 3,039,000 | $ 217,000 | $ 0 |
| Pasco County Florida | 14 | $ 2,748,000 | $ 196,000 | $ 0 |
| Newton County Georgia | 14 | $ 2,388,000 | $ 170,000 | $ 12,000 |
| Orange County Florida | 13 | $ 2,984,000 | $ 229,000 | $ 0 |
| Fulton County Georgia | 13 | $ 4,772,000 | $ 367,000 | $ 14,000 |
| Frederick County Maryland | 13 | $ 3,574,000 | $ 274,000 | $ 14,000 |
| Cobb County Georgia | 12 | $ 2,663,000 | $ 221,000 | $ 18,000 |
| Clermont County Ohio | 12 | $ 2,333,000 | $ 194,000 | $ 0 |
| Harford County Maryland | 11 | $ 2,257,000 | $ 205,000 | $ 0 |
| Chatham County North Carolina | 11 | $ 3,544,000 | $ 322,000 | $ 11,000 |
| Orange County North Carolina | 11 | $ 1,989,000 | $ 180,000 | $ 0 |
| York County South Carolina | 11 | $ 2,097,000 | $ 190,000 | $ 0 |
| Denver County Colorado | 10 | $ 2,225,000 | $ 222,000 | $ 37,000 |
| DeKalb County Georgia | 10 | $ 2,254,000 | $ 225,000 | $ 23,000 |
| Gaston County North Carolina | 10 | $ 1,802,000 | $ 180,000 | $ 0 |
| Butler County Ohio | 10 | $ 1,599,000 | $ 159,000 | $ 0 |
| Cabarrus County North Carolina | 9 | $ 1,991,000 | $ 221,000 | $ 0 |
| Chester County Pennsylvania | 9 | $ 3,190,000 | $ 354,000 | $ 17,000 |
| Frederick County Virginia | 9 | $ 1,977,000 | $ 219,000 | $ 0 |
| Carroll County Ohio | 8 | $ 1,145,000 | $ 143,000 | $ 0 |
| Allegheny County Pennsylvania | 8 | $ 2,230,000 | $ 278,000 | $ 0 |
| Horry County South Carolina | 8 | $ 1,512,000 | $ 189,000 | $ 71,000 |
| Lancaster County South Carolina | 8 | $ 1,943,000 | $ 242,000 | $ 0 |
| Manassas County Virginia | 8 | $ 1,755,000 | $ 219,000 | $ 0 |
| Jefferson County Alabama | 7 | $ 2,049,000 | $ 292,000 | $ 0 |
| Lee County Florida | 7 | $ 1,408,000 | $ 201,000 | $ 35,000 |
| Sarasota County Florida | 7 | $ 1,325,000 | $ 189,000 | $ 0 |
| Seminole County Florida | 7 | $ 1,697,000 | $ 242,000 | $ 13,000 |
| Forsyth County Georgia | 7 | $ 2,096,000 | $ 299,000 | $ 0 |
| Lake County Indiana | 7 | $ 1,350,000 | $ 192,000 | $ 0 |
| Camden County New Jersey | 7 | $ 1,131,000 | $ 161,000 | $ 74,000 |
| Mercer County New Jersey | 7 | $ 1,312,000 | $ 187,000 | $ 53,000 |
| Guilford County North Carolina | 7 | $ 1,386,000 | $ 198,000 | $ 9,000 |
| Delaware County Pennsylvania | 7 | $ 2,251,000 | $ 321,000 | $ 0 |
| Northampton County Pennsylvania | 7 | $ 1,159,000 | $ 165,000 | $ 0 |
| Fauquier County Virginia | 7 | $ 2,348,000 | $ 335,000 | $ 34,000 |
| Henrico County Virginia | 7 | $ 1,698,000 | $ 242,000 | $ 25,000 |
| Baldwin County Alabama | 6 | $ 1,263,000 | $ 210,000 | $ 0 |
| Brevard County Florida | 6 | $ 1,197,000 | $ 199,000 | $ 46,000 |
| Duval County Florida | 6 | $ 1,327,000 | $ 221,000 | $ 16,000 |
| Polk County Florida | 6 | $ 882,000 | $ 147,000 | $ 0 |
| St. Lucie County Florida | 6 | $ 1,096,000 | $ 182,000 | $ 0 |
| Cherokee County Georgia | 6 | $ 1,502,000 | $ 250,000 | $ 0 |
| Greene County Georgia | 6 | $ 1,652,000 | $ 275,000 | $ 0 |
| Oconee County Georgia | 6 | $ 1,588,000 | $ 264,000 | $ 0 |
| Putnam County Georgia | 6 | $ 1,148,000 | $ 191,000 | $ 0 |
| Lake County Illinois | 6 | $ 981,000 | $ 163,000 | $ 27,000 |
| Baltimore City County Maryland | 6 | $ 1,591,000 | $ 265,000 | $ 5,000 |
| Calvert County Maryland | 6 | $ 1,511,000 | $ 251,000 | $ 115,000 |
| Worcester County Maryland | 6 | $ 1,617,000 | $ 269,000 | $ 97,000 |
| Bergen County New Jersey | 6 | $ 1,346,000 | $ 224,000 | $ 18,000 |
| New Hanover County North Carolina | 6 | $ 970,000 | $ 161,000 | $ 0 |
| Pickaway County Ohio | 6 | $ 875,000 | $ 145,000 | $ 0 |
| Trumbull County Ohio | 6 | $ 815,000 | $ 135,000 | $ 6,000 |
| Wayne County Ohio | 6 | $ 661,000 | $ 110,000 | $ 0 |
| Chesterfield County Virginia | 6 | $ 771,000 | $ 128,000 | $ 12,000 |
| Spotsylvania County Virginia | 6 | $ 1,690,000 | $ 281,000 | $ 0 |
| Los Angeles County California | 5 | $ 1,674,000 | $ 334,000 | $ 109,000 |
| Collier County Florida | 5 | $ 1,278,000 | $ 255,000 | $ 0 |
| Manatee County Florida | 5 | $ 925,000 | $ 185,000 | $ 0 |
| Henry County Georgia | 5 | $ 1,064,000 | $ 212,000 | $ 0 |
| Paulding County Georgia | 5 | $ 948,000 | $ 189,000 | $ 26,000 |
| DuPage County Illinois | 5 | $ 1,209,000 | $ 241,000 | $ 65,000 |
| Will County Illinois | 5 | $ 1,142,000 | $ 228,000 | $ 0 |
| Campbell County Kentucky | 5 | $ 891,000 | $ 178,000 | $ 0 |
| Jefferson County Kentucky | 5 | $ 1,055,000 | $ 211,000 | $ 0 |
| Kenton County Kentucky | 5 | $ 842,000 | $ 168,000 | $ 0 |
| Morris County New Jersey | 5 | $ 1,383,000 | $ 276,000 | $ 47,000 |
| Ocean County New Jersey | 5 | $ 732,000 | $ 146,000 | $ 48,000 |
| Franklin County North Carolina | 5 | $ 946,000 | $ 189,000 | $ 0 |
| Geauga County Ohio | 5 | $ 1,318,000 | $ 263,000 | $ 0 |
| Montgomery County Ohio | 5 | $ 508,000 | $ 101,000 | $ 4,000 |
| Carbon County Pennsylvania | 5 | $ 667,000 | $ 133,000 | $ 0 |
| Shelby County Tennessee | 5 | $ 1,228,000 | $ 245,000 | $ 0 |
| Westmoreland County Virginia | 5 | $ 786,000 | $ 157,000 | $ 51,000 |
| Shelby County Alabama | 4 | $ 789,000 | $ 197,000 | $ 0 |
| Riverside County California | 4 | $ 943,000 | $ 235,000 | $ 27,000 |
| Arapahoe County Colorado | 4 | $ 913,000 | $ 228,000 | $ 0 |
| New Castle County Delaware | 4 | $ 1,520,000 | $ 380,000 | $ 116,000 |
| Volusia County Florida | 4 | $ 884,000 | $ 221,000 | $ 0 |
| Barrow County Georgia | 4 | $ 567,000 | $ 141,000 | $ 0 |
| Columbia County Georgia | 4 | $ 865,000 | $ 216,000 | $ 50,000 |
| Coweta County Georgia | 4 | $ 570,000 | $ 142,000 | $ 0 |
| Hall County Georgia | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Kane County Illinois | 4 | $ 1,181,000 | $ 295,000 | $ 0 |
| McHenry County Illinois | 4 | $ 871,000 | $ 217,000 | $ 0 |
| Gloucester County New Jersey | 4 | $ 765,000 | $ 191,000 | $ 0 |
| Monmouth County New Jersey | 4 | $ 1,538,000 | $ 384,000 | $ 0 |
| Somerset County New Jersey | 4 | $ 1,322,000 | $ 330,000 | $ 49,000 |
| Granville County North Carolina | 4 | $ 558,000 | $ 139,000 | $ 0 |
| Harnett County North Carolina | 4 | $ 655,000 | $ 163,000 | $ 0 |
| Iredell County North Carolina | 4 | $ 694,000 | $ 173,000 | $ 0 |
| Pitt County North Carolina | 4 | $ 809,000 | $ 202,000 | $ 0 |
| Allen County Ohio | 4 | $ 565,000 | $ 141,000 | $ 0 |
| Erie County Ohio | 4 | $ 405,000 | $ 101,000 | $ 10,000 |
| Philadelphia County Pennsylvania | 4 | $ 742,000 | $ 185,000 | $ 20,000 |
| Pike County Pennsylvania | 4 | $ 451,000 | $ 112,000 | $ 0 |
| York County Pennsylvania | 4 | $ 499,000 | $ 124,000 | $ 0 |
| Williamson County Tennessee | 4 | $ 953,000 | $ 238,000 | $ 43,000 |
| Fairfax City County Virginia | 4 | $ 1,222,000 | $ 305,000 | $ 0 |
| Roanoke County Virginia | 4 | $ 824,000 | $ 206,000 | $ 0 |
| Roanoke City County Virginia | 4 | $ 376,000 | $ 94,000 | $ 0 |
| Virginia Beach County Virginia | 4 | $ 529,000 | $ 132,000 | $ 0 |
| Adams County Colorado | 3 | $ 494,000 | $ 164,000 | $ 0 |
| Charlotte County Florida | 3 | $ 554,000 | $ 184,000 | $ 0 |
| Citrus County Florida | 3 | $ 343,000 | $ 114,000 | $ 70,000 |
| Lake County Florida | 3 | $ 582,000 | $ 194,000 | $ 0 |
| Martin County Florida | 3 | $ 946,000 | $ 315,000 | $ 62,000 |
| Osceola County Florida | 3 | $ 575,000 | $ 191,000 | $ 0 |
| St. Johns County Florida | 3 | $ 904,000 | $ 301,000 | $ 0 |
| Douglas County Georgia | 3 | $ 532,000 | $ 177,000 | $ 18,000 |
| Jackson County Georgia | 3 | $ 466,000 | $ 155,000 | $ 0 |
| Jefferson County Louisiana | 3 | $ 469,000 | $ 156,000 | $ 0 |
| Lafayette County Louisiana | 3 | $ 337,000 | $ 112,000 | $ 0 |
| St. Mary's County Maryland | 3 | $ 809,000 | $ 269,000 | $ 137,000 |
| Washington County Maryland | 3 | $ 508,000 | $ 169,000 | $ 0 |
| Middlesex County New Jersey | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Brunswick County North Carolina | 3 | $ 786,000 | $ 262,000 | $ 20,000 |
| Nash County North Carolina | 3 | $ 517,000 | $ 172,000 | $ 0 |
| Person County North Carolina | 3 | $ 406,000 | $ 135,000 | $ 0 |
| Randolph County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Knox County Ohio | 3 | $ 613,000 | $ 204,000 | $ 0 |
| Lake County Ohio | 3 | $ 353,000 | $ 117,000 | $ 0 |
| Union County Ohio | 3 | $ 617,000 | $ 205,000 | $ 0 |
| Lehigh County Pennsylvania | 3 | $ 579,000 | $ 193,000 | $ 0 |
| Washington County Pennsylvania | 3 | $ 909,000 | $ 303,000 | $ 0 |
| Westmoreland County Pennsylvania | 3 | $ 824,000 | $ 274,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 907,000 | $ 302,000 | $ 0 |
| Manassas Park County Virginia | 3 | $ 813,000 | $ 271,000 | $ 0 |
| Shenandoah County Virginia | 3 | $ 646,000 | $ 215,000 | $ 0 |
| Stafford County Virginia | 3 | $ 685,000 | $ 228,000 | $ 32,000 |
| Berkeley County West Virginia | 3 | $ 153,000 | $ 51,000 | $ 76,000 |
| Madison County Alabama | 2 | $ 301,000 | $ 150,000 | $ 0 |
| Pima County Arizona | 2 | $ 335,000 | $ 167,000 | $ 65,000 |
| Contra Costa County California | 2 | $ 722,000 | $ 361,000 | $ 75,000 |
| Eagle County Colorado | 2 | $ 940,000 | $ 470,000 | $ 0 |
| Elbert County Colorado | 2 | $ 616,000 | $ 308,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 604,000 | $ 302,000 | $ 0 |
| La Plata County Colorado | 2 | $ 376,000 | $ 188,000 | $ 0 |
| Hernando County Florida | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Indian River County Florida | 2 | $ 349,000 | $ 174,000 | $ 84,000 |
| Marion County Florida | 2 | $ 137,000 | $ 68,000 | $ 0 |
| Nassau County Florida | 2 | $ 612,000 | $ 306,000 | $ 60,000 |
| Okaloosa County Florida | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Clayton County Georgia | 2 | $ 203,000 | $ 101,000 | $ 0 |
| Lowndes County Georgia | 2 | $ 358,000 | $ 179,000 | $ 0 |
| Rockdale County Georgia | 2 | $ 301,000 | $ 150,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 407,000 | $ 203,000 | $ 0 |
| Boone County Kentucky | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Calcasieu County Louisiana | 2 | $ 324,000 | $ 162,000 | $ 0 |
| St. Tammany County Louisiana | 2 | $ 329,000 | $ 164,000 | $ 0 |
| Carroll County Maryland | 2 | $ 744,000 | $ 372,000 | $ 0 |
| Wicomico County Maryland | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Olmsted County Minnesota | 2 | $ 691,000 | $ 345,000 | $ 310,000 |
| Essex County New Jersey | 2 | $ 866,000 | $ 433,000 | $ 63,000 |
| Hudson County New Jersey | 2 | $ 512,000 | $ 256,000 | $ 0 |
| Passaic County New Jersey | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Warren County New Jersey | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Alamance County North Carolina | 2 | $ 502,000 | $ 251,000 | $ 122,000 |
| Beaufort County North Carolina | 2 | $ 518,000 | $ 259,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 444,000 | $ 222,000 | $ 0 |
| Carteret County North Carolina | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Cleveland County North Carolina | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 379,000 | $ 189,000 | $ 99,000 |
| Henderson County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Jackson County North Carolina | 2 | $ 452,000 | $ 226,000 | $ 0 |
| Rutherford County North Carolina | 2 | $ 429,000 | $ 214,000 | $ 0 |
| Wayne County North Carolina | 2 | $ 468,000 | $ 234,000 | $ 132,000 |
| Ashland County Ohio | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Fayette County Ohio | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Greene County Ohio | 2 | $ 357,000 | $ 178,000 | $ 0 |
| Jackson County Ohio | 2 | $ 349,000 | $ 174,000 | $ 0 |
| Lawrence County Ohio | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Lucas County Ohio | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Richland County Ohio | 2 | $ 155,000 | $ 77,000 | $ 0 |
| Butler County Pennsylvania | 2 | $ 823,000 | $ 411,000 | $ 0 |
| Centre County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Fulton County Pennsylvania | 2 | $ 493,000 | $ 246,000 | $ 0 |
| Lackawanna County Pennsylvania | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Lancaster County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Mercer County Pennsylvania | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Perry County Pennsylvania | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Susquehanna County Pennsylvania | 2 | $ 401,000 | $ 200,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 359,000 | $ 179,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 364,000 | $ 182,000 | $ 0 |
| Richland County South Carolina | 2 | $ 295,000 | $ 147,000 | $ 39,000 |
| Blount County Tennessee | 2 | $ 339,000 | $ 169,000 | $ 0 |
| McMinn County Tennessee | 2 | $ 367,000 | $ 183,000 | $ 0 |
| Robertson County Tennessee | 2 | $ 321,000 | $ 160,000 | $ 0 |
| Rutherford County Tennessee | 2 | $ 271,000 | $ 135,000 | $ 0 |
| Sumner County Tennessee | 2 | $ 339,000 | $ 169,000 | $ 0 |
| Collin County Texas | 2 | $ 620,000 | $ 310,000 | $ 150,000 |
| El Paso County Texas | 2 | $ 272,000 | $ 136,000 | $ 106,000 |
| Albemarle County Virginia | 2 | $ 799,000 | $ 399,000 | $ 0 |
| Bedford County Virginia | 2 | $ 356,000 | $ 178,000 | $ 0 |
| Chesapeake County Virginia | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Culpeper County Virginia | 2 | $ 399,000 | $ 199,000 | $ 0 |
| Franklin County Virginia | 2 | $ 405,000 | $ 202,000 | $ 38,000 |
| King George County Virginia | 2 | $ 523,000 | $ 261,000 | $ 107,000 |
| Newport News County Virginia | 2 | $ 411,000 | $ 205,000 | $ 27,000 |
| Norfolk County Virginia | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Richmond City County Virginia | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Jefferson County West Virginia | 2 | $ 384,000 | $ 192,000 | $ 103,000 |
| Calhoun County Alabama | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Cleburne County Alabama | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Coffee County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Elmore County Alabama | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Escambia County Alabama | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Lee County Alabama | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Lowndes County Alabama | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Marshall County Alabama | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Randolph County Alabama | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 417,000 | $ 417,000 | $ 267,000 |
| Pinal County Arizona | 1 | $ 166,000 | $ 166,000 | $ 134,000 |
| Logan County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Alameda County California | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Kern County California | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Placer County California | 1 | $ 508,000 | $ 508,000 | $ 0 |
| San Diego County California | 1 | $ 580,000 | $ 580,000 | $ 0 |
| San Joaquin County California | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Santa Cruz County California | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Ventura County California | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Boulder County Colorado | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Douglas County Colorado | 1 | $ 270,000 | $ 270,000 | $ 0 |
| El Paso County Colorado | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Garfield County Colorado | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Grand County Colorado | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Mesa County Colorado | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 388,000 | $ 388,000 | $ 80,000 |
| Park County Colorado | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Clay County Florida | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Escambia County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Flagler County Florida | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Hendry County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Highlands County Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Leon County Florida | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Taylor County Florida | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Walton County Florida | 1 | $ 214,000 | $ 214,000 | $ 89,000 |
| Bacon County Georgia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Camden County Georgia | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Carroll County Georgia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Chatham County Georgia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Emanuel County Georgia | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Fannin County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Fayette County Georgia | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Glynn County Georgia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Gordon County Georgia | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Heard County Georgia | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Houston County Georgia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Jasper County Georgia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Laurens County Georgia | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Liberty County Georgia | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Meriwether County Georgia | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Pickens County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Richmond County Georgia | 1 | $ 21,000 | $ 21,000 | $ 166,000 |
| Walton County Georgia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Maui County Hawaii | 1 | $ 125,000 | $ 125,000 | $ 133,000 |
| Coles County Illinois | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Kankakee County Illinois | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Kendall County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Morgan County Illinois | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Peoria County Illinois | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Williamson County Illinois | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Allen County Indiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Hancock County Indiana | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Harrison County Indiana | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Johnson County Indiana | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Lawrence County Indiana | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Marion County Indiana | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Morgan County Indiana | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Pike County Indiana | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Putnam County Indiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Atchison County Kansas | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Cherokee County Kansas | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Bullitt County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clark County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Elliott County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 231,000 | $ 231,000 | $ 96,000 |
| Harlan County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Jessamine County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mercer County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Pendleton County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Trigg County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Warren County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lincoln County Louisiana | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 206,000 | $ 206,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Terrebonne County Louisiana | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Washington County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Caroline County Maryland | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Somerset County Maryland | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Talbot County Maryland | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 440,000 | $ 440,000 | $ 192,000 |
| Norfolk County Massachusetts | 1 | $ 377,000 | $ 377,000 | $ 133,000 |
| Worcester County Massachusetts | 1 | $ 17,000 | $ 17,000 | $ 107,000 |
| Genesee County Michigan | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Iosco County Michigan | 1 | $ 69,000 | $ 69,000 | $ 104,000 |
| George County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 187,000 | $ 187,000 | $ 167,000 |
| Greene County Missouri | 1 | $ 96,000 | $ 96,000 | $ 44,000 |
| Atlantic County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 109,000 |
| Cape May County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 104,000 |
| Hunterdon County New Jersey | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Union County New Jersey | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Madison County New York | 1 | $ 12,000 | $ 12,000 | $ 100,000 |
| Nassau County New York | 1 | $ 287,000 | $ 287,000 | $ 230,000 |
| Onondaga County New York | 1 | $ 150,000 | $ 150,000 | $ 131,000 |
| Orange County New York | 1 | $ 172,000 | $ 172,000 | $ 63,000 |
| Suffolk County New York | 1 | $ 375,000 | $ 375,000 | $ 205,000 |
| Westchester County New York | 1 | $ 250,000 | $ 250,000 | $ 172,000 |
| Alexander County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Dare County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lee County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Moore County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Northampton County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Perquimans County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Swain County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Vance County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Ward County North Dakota | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Ashtabula County Ohio | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Auglaize County Ohio | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Brown County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hardin County Ohio | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Harrison County Ohio | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Huron County Ohio | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Logan County Ohio | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Madison County Ohio | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Marion County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Miami County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Lane County Oregon | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Marion County Oregon | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Multnomah County Oregon | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Adams County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 110,000 |
| Beaver County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 94,000 |
| Columbia County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 151,000 |
| Dauphin County Pennsylvania | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Snyder County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 38,000 | $ 38,000 | $ 71,000 |
| Anderson County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Marion County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Newberry County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Dickson County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Greene County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Hardin County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 129,000 |
| Jefferson County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Madison County Tennessee | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 77,000 |
| Overton County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Roane County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Warren County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Washington County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 79,000 |
| Dallas County Texas | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
| Guadalupe County Texas | 1 | $ 10,000 | $ 10,000 | $ 38,000 |
| Kaufman County Texas | 1 | $ 184,000 | $ 184,000 | $ 210,000 |
| Tarrant County Texas | 1 | $ 499,000 | $ 499,000 | $ 160,000 |
| Williamson County Texas | 1 | $ 99,000 | $ 99,000 | $ 29,000 |
| Wood County Texas | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Botetourt County Virginia | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Campbell County Virginia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Cumberland County Virginia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Halifax County Virginia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Hampton County Virginia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Hanover County Virginia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| James City County Virginia | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| New Kent County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Orange County Virginia | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Page County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Warren County Virginia | 1 | $ 214,000 | $ 214,000 | $ 0 |
| King County Washington | 1 | $ 401,000 | $ 401,000 | $ 164,000 |
| Snohomish County Washington | 1 | $ 364,000 | $ 364,000 | $ 209,000 |
| Cabell County West Virginia | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Putnam County West Virginia | 1 | $ 337,000 | $ 337,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 161,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,942 | $431,470,000 | $222,000 | $1,100,000 | $6,000 | $688,000 |
| Refinancing | 1,407 | $328,454,000 | $233,000 | $1,202,000 | $19,000 | $458,000 |
| Home Improvement | 63 | $3,278,000 | $52,000 | $557,000 | $94,000 | $325,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,035 | $680,920,000 | $224,000 | $935,000 | $0 | $0 |
| White | 148 | $34,528,000 | $233,000 | $1,100,000 | $137,000 | $688,000 |
| Black or African American | 98 | $19,465,000 | $198,000 | $710,000 | $109,000 | $315,000 |
| Not Provided | 75 | $15,477,000 | $206,000 | $514,000 | $123,000 | $458,000 |
| Asian | 29 | $8,162,000 | $281,000 | $1,202,000 | $117,000 | $397,000 |
| Hispanic | 21 | $3,293,000 | $156,000 | $557,000 | $90,000 | $210,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $650,000 | $216,000 | $330,000 | $102,000 | $114,000 |
| American Indian or Alaskan Native | 3 | $707,000 | $235,000 | $336,000 | $94,000 | $127,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,937 | $670,663,000 | $228,000 | $1,202,000 | $15,000 | $688,000 |
| FHA-insured (Federal Housing Administration) | 362 | $66,774,000 | $184,000 | $631,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 85 | $22,097,000 | $259,000 | $651,000 | $24,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $3,668,000 | $131,000 | $228,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,035 | $680,920,000 | $224,000 | $935,000 | $0 | $0 |
| Loan Originated | 265 | $65,077,000 | $245,000 | $1,202,000 | $128,000 | $688,000 |
| Application Withdrawn By Applicant | 48 | $11,222,000 | $233,000 | $540,000 | $120,000 | $315,000 |
| Application Denied By Financial Institution | 44 | $3,715,000 | $84,000 | $520,000 | $90,000 | $328,000 |
| File Closed For Incompleteness | 20 | $2,268,000 | $113,000 | $344,000 | $119,000 | $240,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 17 | $2,280,000 | $134,000 | $520,000 | $117,000 | $328,000 |
| Other | 13 | $709,000 | $54,000 | $207,000 | $65,000 | $136,000 |
| Credit History | 13 | $567,000 | $43,000 | $180,000 | $78,000 | $148,000 |
| Debt-To-Income Ratio | 1 | $159,000 | $159,000 | $159,000 | $126,000 | $126,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.