Together Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Together Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Together Credit Union Michael Dougherty Saint Louis, MO 63118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,828 |
| Total Mortgage Loan Application Amount | $724,470,000 |
| Average Mortgage Loan Application Amount | $174,200 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $116,200 |
| Highest Applicant Income | $3,952,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Together Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Together Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Together Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Together Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Together Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Together Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,331 | $ 263,715,000 | $ 198,000 | $ 127,000 |
| St. Louis City County Missouri | 490 | $ 76,510,000 | $ 156,000 | $ 104,000 |
| Jefferson County Missouri | 396 | $ 59,080,000 | $ 149,000 | $ 97,000 |
| St. Charles County Missouri | 296 | $ 51,100,000 | $ 172,000 | $ 106,000 |
| St. Clair County Illinois | 102 | $ 14,600,000 | $ 143,000 | $ 99,000 |
| Madison County Illinois | 46 | $ 7,250,000 | $ 157,000 | $ 111,000 |
| Harris County Texas | 43 | $ 6,625,000 | $ 154,000 | $ 112,000 |
| Los Angeles County California | 39 | $ 9,095,000 | $ 233,000 | $ 113,000 |
| Hillsborough County Florida | 39 | $ 5,995,000 | $ 153,000 | $ 84,000 |
| Franklin County Ohio | 38 | $ 5,940,000 | $ 156,000 | $ 84,000 |
| Dallas County Texas | 37 | $ 5,135,000 | $ 138,000 | $ 104,000 |
| Orange County Florida | 29 | $ 5,735,000 | $ 197,000 | $ 111,000 |
| Larimer County Colorado | 27 | $ 6,745,000 | $ 249,000 | $ 132,000 |
| Hillsborough County New Hampshire | 27 | $ 5,635,000 | $ 208,000 | $ 130,000 |
| Monroe County Illinois | 26 | $ 3,750,000 | $ 144,000 | $ 95,000 |
| Franklin County Missouri | 26 | $ 5,300,000 | $ 203,000 | $ 90,000 |
| Camden County Missouri | 23 | $ 5,135,000 | $ 223,000 | $ 189,000 |
| Duval County Florida | 21 | $ 3,945,000 | $ 187,000 | $ 108,000 |
| St. Francois County Missouri | 20 | $ 2,780,000 | $ 139,000 | $ 97,000 |
| James City County Virginia | 18 | $ 3,810,000 | $ 211,000 | $ 116,000 |
| Bartow County Georgia | 17 | $ 2,535,000 | $ 149,000 | $ 68,000 |
| Onondaga County New York | 17 | $ 2,535,000 | $ 149,000 | $ 93,000 |
| Lincoln County Missouri | 15 | $ 2,695,000 | $ 179,000 | $ 86,000 |
| Ste. Genevieve County Missouri | 15 | $ 3,835,000 | $ 255,000 | $ 138,000 |
| Cook County Illinois | 14 | $ 3,780,000 | $ 270,000 | $ 139,000 |
| Solano County California | 13 | $ 2,845,000 | $ 218,000 | $ 106,000 |
| Weld County Colorado | 13 | $ 3,205,000 | $ 246,000 | $ 111,000 |
| Pinellas County Florida | 13 | $ 2,695,000 | $ 207,000 | $ 109,000 |
| Nassau County Florida | 12 | $ 2,560,000 | $ 213,000 | $ 163,000 |
| Pasco County Florida | 12 | $ 2,350,000 | $ 195,000 | $ 82,000 |
| Warren County Missouri | 12 | $ 2,580,000 | $ 215,000 | $ 141,000 |
| Delaware County Ohio | 12 | $ 1,870,000 | $ 155,000 | $ 112,000 |
| San Diego County California | 11 | $ 6,575,000 | $ 597,000 | $ 194,000 |
| Osceola County Florida | 10 | $ 1,510,000 | $ 151,000 | $ 84,000 |
| Maricopa County Arizona | 9 | $ 1,665,000 | $ 185,000 | $ 112,000 |
| Bexar County Texas | 9 | $ 1,145,000 | $ 127,000 | $ 109,000 |
| Jackson County Missouri | 8 | $ 1,800,000 | $ 225,000 | $ 146,000 |
| Licking County Ohio | 8 | $ 1,320,000 | $ 165,000 | $ 76,000 |
| York County Virginia | 8 | $ 1,410,000 | $ 176,000 | $ 77,000 |
| Lee County Florida | 7 | $ 3,795,000 | $ 542,000 | $ 292,000 |
| Polk County Florida | 7 | $ 1,325,000 | $ 189,000 | $ 100,000 |
| Fulton County Georgia | 7 | $ 2,055,000 | $ 293,000 | $ 239,000 |
| Charlotte County Florida | 6 | $ 960,000 | $ 160,000 | $ 104,000 |
| Floyd County Georgia | 6 | $ 500,000 | $ 83,000 | $ 80,000 |
| Taney County Missouri | 6 | $ 930,000 | $ 155,000 | $ 128,000 |
| Montgomery County Texas | 6 | $ 970,000 | $ 161,000 | $ 114,000 |
| Hampton County Virginia | 6 | $ 990,000 | $ 165,000 | $ 101,000 |
| Baker County Florida | 5 | $ 975,000 | $ 195,000 | $ 97,000 |
| Seminole County Florida | 5 | $ 1,545,000 | $ 309,000 | $ 125,000 |
| Cape Girardeau County Missouri | 5 | $ 695,000 | $ 139,000 | $ 56,000 |
| Crawford County Missouri | 5 | $ 755,000 | $ 151,000 | $ 114,000 |
| Stoddard County Missouri | 5 | $ 545,000 | $ 109,000 | $ 88,000 |
| Essex County New Jersey | 5 | $ 605,000 | $ 121,000 | $ 84,000 |
| Kings County New York | 5 | $ 3,445,000 | $ 689,000 | $ 254,000 |
| Westchester County New York | 5 | $ 4,945,000 | $ 989,000 | $ 344,000 |
| Fairfield County Ohio | 5 | $ 1,035,000 | $ 207,000 | $ 95,000 |
| Denton County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 180,000 |
| Brevard County Florida | 4 | $ 690,000 | $ 172,000 | $ 107,000 |
| Clay County Florida | 4 | $ 410,000 | $ 102,000 | $ 133,000 |
| Lake County Florida | 4 | $ 1,180,000 | $ 295,000 | $ 137,000 |
| Cherokee County Georgia | 4 | $ 920,000 | $ 230,000 | $ 101,000 |
| Gwinnett County Georgia | 4 | $ 380,000 | $ 95,000 | $ 97,000 |
| Essex County Massachusetts | 4 | $ 1,060,000 | $ 265,000 | $ 101,000 |
| Morgan County Missouri | 4 | $ 1,140,000 | $ 285,000 | $ 70,000 |
| Rockingham County New Hampshire | 4 | $ 1,370,000 | $ 342,000 | $ 81,000 |
| Monmouth County New Jersey | 4 | $ 920,000 | $ 230,000 | $ 250,000 |
| Brazoria County Texas | 4 | $ 560,000 | $ 140,000 | $ 127,000 |
| Ellis County Texas | 4 | $ 520,000 | $ 130,000 | $ 87,000 |
| Fort Bend County Texas | 4 | $ 1,020,000 | $ 255,000 | $ 168,000 |
| Galveston County Texas | 4 | $ 530,000 | $ 132,000 | $ 128,000 |
| Tarrant County Texas | 4 | $ 850,000 | $ 212,000 | $ 68,000 |
| Travis County Texas | 4 | $ 3,610,000 | $ 902,000 | $ 574,000 |
| King William County Virginia | 4 | $ 610,000 | $ 152,000 | $ 64,000 |
| Riverside County California | 3 | $ 1,025,000 | $ 341,000 | $ 148,000 |
| Sacramento County California | 3 | $ 1,445,000 | $ 481,000 | $ 180,000 |
| San Bernardino County California | 3 | $ 275,000 | $ 91,000 | $ 106,000 |
| Fairfield County Connecticut | 3 | $ 2,975,000 | $ 991,000 | $ 318,000 |
| Bay County Florida | 3 | $ 455,000 | $ 151,000 | $ 151,000 |
| Citrus County Florida | 3 | $ 225,000 | $ 75,000 | $ 83,000 |
| Collier County Florida | 3 | $ 1,455,000 | $ 485,000 | $ 154,000 |
| Indian River County Florida | 3 | $ 875,000 | $ 291,000 | $ 76,000 |
| Palm Beach County Florida | 3 | $ 2,435,000 | $ 811,000 | $ 293,000 |
| St. Johns County Florida | 3 | $ 515,000 | $ 171,000 | $ 121,000 |
| Cobb County Georgia | 3 | $ 345,000 | $ 115,000 | $ 83,000 |
| Paulding County Georgia | 3 | $ 655,000 | $ 218,000 | $ 112,000 |
| Lake County Illinois | 3 | $ 275,000 | $ 91,000 | $ 72,000 |
| Johnson County Kansas | 3 | $ 615,000 | $ 205,000 | $ 102,000 |
| Middlesex County Massachusetts | 3 | $ 2,255,000 | $ 751,000 | $ 341,000 |
| Iron County Missouri | 3 | $ 325,000 | $ 108,000 | $ 81,000 |
| Clark County Nevada | 3 | $ 655,000 | $ 218,000 | $ 119,000 |
| Ocean County New Jersey | 3 | $ 765,000 | $ 255,000 | $ 149,000 |
| Oswego County New York | 3 | $ 625,000 | $ 208,000 | $ 106,000 |
| Mecklenburg County North Carolina | 3 | $ 1,605,000 | $ 535,000 | $ 244,000 |
| Wake County North Carolina | 3 | $ 1,155,000 | $ 385,000 | $ 127,000 |
| Butler County Ohio | 3 | $ 305,000 | $ 101,000 | $ 121,000 |
| Union County Ohio | 3 | $ 605,000 | $ 201,000 | $ 82,000 |
| Gloucester County Virginia | 3 | $ 465,000 | $ 155,000 | $ 85,000 |
| Madison County Alabama | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Pima County Arizona | 2 | $ 160,000 | $ 80,000 | $ 130,000 |
| Baxter County Arkansas | 2 | $ 340,000 | $ 170,000 | $ 68,000 |
| Craighead County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 95,000 |
| Kern County California | 2 | $ 400,000 | $ 200,000 | $ 119,000 |
| Orange County California | 2 | $ 320,000 | $ 160,000 | $ 124,000 |
| San Joaquin County California | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| Ventura County California | 2 | $ 890,000 | $ 445,000 | $ 141,000 |
| Yolo County California | 2 | $ 590,000 | $ 295,000 | $ 159,000 |
| Douglas County Colorado | 2 | $ 760,000 | $ 380,000 | $ 188,000 |
| Jefferson County Colorado | 2 | $ 620,000 | $ 310,000 | $ 135,000 |
| Sussex County Delaware | 2 | $ 680,000 | $ 340,000 | $ 162,000 |
| Marion County Florida | 2 | $ 710,000 | $ 355,000 | $ 145,000 |
| Miami-Dade County Florida | 2 | $ 1,510,000 | $ 755,000 | $ 228,000 |
| Sarasota County Florida | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Gordon County Georgia | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Henry County Georgia | 2 | $ 520,000 | $ 260,000 | $ 119,000 |
| Polk County Georgia | 2 | $ 490,000 | $ 245,000 | $ 190,000 |
| Bond County Illinois | 2 | $ 310,000 | $ 155,000 | $ 103,000 |
| Greene County Illinois | 2 | $ 50,000 | $ 25,000 | $ 141,000 |
| Jersey County Illinois | 2 | $ 240,000 | $ 120,000 | $ 121,000 |
| Kane County Illinois | 2 | $ 100,000 | $ 50,000 | $ 101,000 |
| Macoupin County Illinois | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| Randolph County Illinois | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| Sangamon County Illinois | 2 | $ 420,000 | $ 210,000 | $ 111,000 |
| Will County Illinois | 2 | $ 220,000 | $ 110,000 | $ 90,000 |
| Williamson County Illinois | 2 | $ 320,000 | $ 160,000 | $ 158,000 |
| Hamilton County Indiana | 2 | $ 1,490,000 | $ 745,000 | $ 286,000 |
| Polk County Iowa | 2 | $ 490,000 | $ 245,000 | $ 100,000 |
| Richland County Louisiana | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| Hennepin County Minnesota | 2 | $ 930,000 | $ 465,000 | $ 178,000 |
| Butler County Missouri | 2 | $ 320,000 | $ 160,000 | $ 187,000 |
| Gasconade County Missouri | 2 | $ 240,000 | $ 120,000 | $ 76,000 |
| Greene County Missouri | 2 | $ 330,000 | $ 165,000 | $ 116,000 |
| Miller County Missouri | 2 | $ 1,070,000 | $ 535,000 | $ 241,000 |
| Monroe County Missouri | 2 | $ 80,000 | $ 40,000 | $ 113,000 |
| Perry County Missouri | 2 | $ 110,000 | $ 55,000 | $ 138,000 |
| Scott County Missouri | 2 | $ 70,000 | $ 35,000 | $ 59,000 |
| Stone County Missouri | 2 | $ 480,000 | $ 240,000 | $ 61,000 |
| Nemaha County Nebraska | 2 | $ 260,000 | $ 130,000 | $ 108,000 |
| Bergen County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 310,000 |
| Hudson County New Jersey | 2 | $ 750,000 | $ 375,000 | $ 257,000 |
| Morris County New Jersey | 2 | $ 430,000 | $ 215,000 | $ 240,000 |
| Sussex County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Union County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 176,000 |
| Bernalillo County New Mexico | 2 | $ 220,000 | $ 110,000 | $ 47,000 |
| New York County New York | 2 | $ 2,130,000 | $ 1,065,000 | $ 140,000 |
| Suffolk County New York | 2 | $ 1,030,000 | $ 515,000 | $ 112,000 |
| Brunswick County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 161,000 |
| Chatham County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 120,000 |
| Union County North Carolina | 2 | $ 1,230,000 | $ 615,000 | $ 198,000 |
| Knox County Ohio | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| Montgomery County Ohio | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Morrow County Ohio | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Canadian County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 194,000 |
| Oklahoma County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| Shelby County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Collin County Texas | 2 | $ 420,000 | $ 210,000 | $ 140,000 |
| Nueces County Texas | 2 | $ 780,000 | $ 390,000 | $ 114,000 |
| Alexandria County Virginia | 2 | $ 500,000 | $ 250,000 | $ 390,000 |
| Cumberland County Virginia | 2 | $ 570,000 | $ 285,000 | $ 60,000 |
| Henrico County Virginia | 2 | $ 300,000 | $ 150,000 | $ 148,000 |
| Winnebago County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 93,000 |
| Baldwin County Alabama | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Calhoun County Alabama | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Lauderdale County Alabama | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Mobile County Alabama | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Mohave County Arizona | 1 | $ 115,000 | $ 115,000 | $ 258,000 |
| Yavapai County Arizona | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Pulaski County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Washington County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Contra Costa County California | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| El Dorado County California | 1 | $ 65,000 | $ 65,000 | $ 211,000 |
| Marin County California | 1 | $ 555,000 | $ 555,000 | $ 163,000 |
| Napa County California | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| San Francisco County California | 1 | $ 155,000 | $ 155,000 | $ 377,000 |
| Shasta County California | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Sonoma County California | 1 | $ 155,000 | $ 155,000 | $ 176,000 |
| Mesa County Colorado | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Montezuma County Colorado | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Pitkin County Colorado | 1 | $ 545,000 | $ 545,000 | $ 109,000 |
| Alachua County Florida | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Broward County Florida | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Gilchrist County Florida | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Hernando County Florida | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| Martin County Florida | 1 | $ 155,000 | $ 155,000 | $ 214,000 |
| Okaloosa County Florida | 1 | $ 545,000 | $ 545,000 | $ 334,000 |
| Camden County Georgia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Carroll County Georgia | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Catoosa County Georgia | 1 | $ 205,000 | $ 205,000 | $ 133,000 |
| Chattooga County Georgia | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Clarke County Georgia | 1 | $ 35,000 | $ 35,000 | $ 191,000 |
| Clayton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Douglas County Georgia | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Fannin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Forsyth County Georgia | 1 | $ 25,000 | $ 25,000 | $ 159,000 |
| Greene County Georgia | 1 | $ 315,000 | $ 315,000 | $ 175,000 |
| Hart County Georgia | 1 | $ 745,000 | $ 745,000 | $ 448,000 |
| Pickens County Georgia | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Tift County Georgia | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Blaine County Idaho | 1 | $ 395,000 | $ 395,000 | $ 56,000 |
| Clinton County Illinois | 1 | $ 85,000 | $ 85,000 | $ 89,000 |
| Fayette County Illinois | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Jefferson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Johnson County Illinois | 1 | $ 205,000 | $ 205,000 | $ 231,000 |
| LaSalle County Illinois | 1 | $ 295,000 | $ 295,000 | $ 278,000 |
| Montgomery County Illinois | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Perry County Illinois | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| Rock Island County Illinois | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Elkhart County Indiana | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Morgan County Indiana | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Putnam County Indiana | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Vigo County Indiana | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Scott County Iowa | 1 | $ 275,000 | $ 275,000 | $ 171,000 |
| Cherokee County Kansas | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Douglas County Kansas | 1 | $ 415,000 | $ 415,000 | $ 204,000 |
| Adair County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Boone County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Livingston County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Orleans County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 8,000 |
| Aroostook County Maine | 1 | $ 235,000 | $ 235,000 | $ 332,000 |
| Cumberland County Maine | 1 | $ 555,000 | $ 555,000 | $ 150,000 |
| Somerset County Maine | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Montgomery County Maryland | 1 | $ 485,000 | $ 485,000 | $ 215,000 |
| Prince George's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Plymouth County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 246,000 |
| Gladwin County Michigan | 1 | $ 175,000 | $ 175,000 | $ 237,000 |
| Lake County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Ramsey County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Harrison County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Marshall County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 328,000 |
| Washington County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Andrew County Missouri | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Christian County Missouri | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Clay County Missouri | 1 | $ 295,000 | $ 295,000 | $ 123,000 |
| Cooper County Missouri | 1 | $ 145,000 | $ 145,000 | $ 704,000 |
| Jasper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Johnson County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Newton County Missouri | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Ozark County Missouri | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Pettis County Missouri | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Phelps County Missouri | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Randolph County Missouri | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Shannon County Missouri | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Washington County Missouri | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Wayne County Missouri | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Richardson County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Washoe County Nevada | 1 | $ 345,000 | $ 345,000 | $ 154,000 |
| Belknap County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Coos County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Grafton County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Merrimack County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Strafford County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 125,000 |
| Passaic County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Somerset County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Santa Fe County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Bronx County New York | 1 | $ 405,000 | $ 405,000 | $ 89,000 |
| Jefferson County New York | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Madison County New York | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Orange County New York | 1 | $ 155,000 | $ 155,000 | $ 168,000 |
| Putnam County New York | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Saratoga County New York | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Caldwell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Guilford County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Haywood County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 145,000 |
| Lincoln County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| New Hanover County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Orange County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Crawford County Ohio | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Hamilton County Ohio | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Hancock County Ohio | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Hocking County Ohio | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Madison County Ohio | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Marion County Ohio | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Miami County Ohio | 1 | $ 25,000 | $ 25,000 | $ 243,000 |
| Preble County Ohio | 1 | $ 225,000 | $ 225,000 | $ 186,000 |
| Richland County Ohio | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Stark County Ohio | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| Summit County Ohio | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Warren County Ohio | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Wayne County Ohio | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Cleveland County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Delaware County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| Westmoreland County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Kent County Rhode Island | 1 | $ 825,000 | $ 825,000 | $ 237,000 |
| Aiken County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Charleston County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 130,000 |
| Fairfield County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Horry County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| York County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Minnehaha County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 135,000 |
| Cheatham County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 283,000 |
| Williamson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Wilson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 101,000 |
| Aransas County Texas | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Bandera County Texas | 1 | $ 145,000 | $ 145,000 | $ 15,000 |
| Blanco County Texas | 1 | $ 425,000 | $ 425,000 | $ 168,000 |
| Cameron County Texas | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Chambers County Texas | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Fannin County Texas | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Henderson County Texas | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Johnson County Texas | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Kaufman County Texas | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Kerr County Texas | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Lamar County Texas | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Liberty County Texas | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Navarro County Texas | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Real County Texas | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Smith County Texas | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Albemarle County Virginia | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Charlottesville County Virginia | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Fairfax County Virginia | 1 | $ 1,375,000 | $ 1,375,000 | $ 405,000 |
| Middlesex County Virginia | 1 | $ 55,000 | $ 55,000 | $ 181,000 |
| New Kent County Virginia | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Newport News County Virginia | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Norfolk County Virginia | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Prince William County Virginia | 1 | $ 765,000 | $ 765,000 | $ 245,000 |
| Richmond City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Virginia Beach County Virginia | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Waynesboro County Virginia | 1 | $ 345,000 | $ 345,000 | $ 105,000 |
| King County Washington | 1 | $ 655,000 | $ 655,000 | $ 160,000 |
| Waukesha County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Together Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,105 | $226,605,000 | $205,000 | $4,005,000 | $112,000 | $3,952,000 |
| Home Purchase | 855 | $231,875,000 | $271,000 | $3,545,000 | $129,000 | $1,997,000 |
| Cash-out Refinancing | 786 | $175,950,000 | $223,000 | $1,315,000 | $112,000 | $991,000 |
| Home Improvement | 665 | $47,965,000 | $72,000 | $735,000 | $119,000 | $3,333,000 |
| Other Purpose | 417 | $42,075,000 | $100,000 | $1,075,000 | $109,000 | $750,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,872 | $542,010,000 | $188,000 | $2,765,000 | $116,000 | $1,997,000 |
| Black or African American | 324 | $49,050,000 | $151,000 | $1,315,000 | $119,000 | $3,333,000 |
| Not Provided | 299 | $54,765,000 | $183,000 | $1,275,000 | $108,000 | $550,000 |
| Hispanic | 156 | $32,190,000 | $206,000 | $1,315,000 | $107,000 | $500,000 |
| Asian | 75 | $13,875,000 | $185,000 | $1,505,000 | $128,000 | $546,000 |
| Not applicable | 53 | $19,795,000 | $373,000 | $3,545,000 | $0 | $0 |
| American Indian or Alaskan Native | 21 | $2,345,000 | $111,000 | $195,000 | $83,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $440,000 | $220,000 | $315,000 | $109,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,815 | $721,915,000 | $189,000 | $4,005,000 | $117,000 | $3,952,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,985,000 | $180,000 | $485,000 | $74,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 2 | $570,000 | $285,000 | $345,000 | $81,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,420 | $481,540,000 | $198,000 | $4,005,000 | $116,000 | $3,952,000 |
| Application Withdrawn By Applicant | 476 | $101,400,000 | $213,000 | $1,205,000 | $129,000 | $991,000 |
| Application Denied By Financial Institution | 456 | $55,860,000 | $122,000 | $1,285,000 | $110,000 | $3,333,000 |
| File Closed For Incompleteness | 420 | $71,580,000 | $170,000 | $805,000 | $109,000 | $800,000 |
| Application Approved But Not Accepted | 56 | $14,090,000 | $251,000 | $1,645,000 | $140,000 | $487,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,372 | $668,610,000 | $198,000 | $4,005,000 | $118,000 | $3,952,000 |
| Credit History | 168 | $16,760,000 | $99,000 | $485,000 | $127,000 | $3,333,000 |
| Debt-To-Income Ratio | 139 | $20,435,000 | $147,000 | $1,285,000 | $59,000 | $202,000 |
| Other | 62 | $7,160,000 | $115,000 | $345,000 | $140,000 | $2,373,000 |
| Collateral | 58 | $6,920,000 | $119,000 | $665,000 | $148,000 | $683,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,885,000 | $171,000 | $435,000 | $115,000 | $300,000 |
| Unverifiable Information | 9 | $1,075,000 | $119,000 | $445,000 | $118,000 | $259,000 |
| Credit Application Incomplete | 6 | $1,230,000 | $205,000 | $565,000 | $127,000 | $272,000 |
| Mortgage Insurance Denied | 3 | $395,000 | $131,000 | $185,000 | $57,000 | $80,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Together Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Together Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.