Ark-La-Tex Financial Services, Llc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Ark-La-Tex Financial Services, Llc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ark-La-Tex Financial Services, Llc.
5160 Tennyson Pkwy Ste 1000
Austin, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 17,363
Total Mortgage Loan Application Amount $3,187,551,000
Average Mortgage Loan Application Amount $206,333
Highest Mortgage Loan Application Amount $1,519,000
Average Applicant Income $88,333
Highest Applicant Income $4,200,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Ark-La-Tex Financial Services, Llc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ark-La-Tex Financial Services, Llc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Ark-La-Tex Financial Services, Llc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ark-La-Tex Financial Services, Llc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Ark-La-Tex Financial Services, Llc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ark-La-Tex Financial Services, Llc.'s mortgage activity for 2012.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services, Llc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Spartanburg County South Carolina 1,686 $ 189,569,000 $ 112,000 $ 48,000
Fayette County Kentucky 1,283 $ 237,471,000 $ 185,000 $ 90,000
Greenville County South Carolina 1,204 $ 157,975,000 $ 131,000 $ 60,000
Suffolk County New York 782 $ 189,797,000 $ 242,000 $ 89,000
Charleston County South Carolina 710 $ 138,326,000 $ 194,000 $ 79,000
San Diego County California 671 $ 235,102,000 $ 350,000 $ 95,000
Guilford County North Carolina 495 $ 85,768,000 $ 173,000 $ 92,000
Tarrant County Texas 482 $ 77,119,000 $ 159,000 $ 84,000
Kent County Michigan 418 $ 67,526,000 $ 161,000 $ 93,000
Nassau County New York 413 $ 127,076,000 $ 307,000 $ 109,000
Jefferson County Kentucky 394 $ 65,324,000 $ 165,000 $ 76,000
Washington County Tennessee 317 $ 44,881,000 $ 141,000 $ 62,000
El Paso County Colorado 287 $ 50,176,000 $ 174,000 $ 67,000
Collin County Texas 257 $ 55,353,000 $ 215,000 $ 116,000
Queens County New York 247 $ 82,279,000 $ 333,000 $ 79,000
Ross County Ohio 226 $ 22,990,000 $ 101,000 $ 38,000
Ada County Idaho 214 $ 36,595,000 $ 171,000 $ 78,000
Sevier County Tennessee 210 $ 29,001,000 $ 138,000 $ 60,000
Denton County Texas 203 $ 44,001,000 $ 216,000 $ 111,000
Monmouth County New Jersey 186 $ 49,799,000 $ 267,000 $ 155,000
Dallas County Texas 185 $ 36,985,000 $ 199,000 $ 125,000
Teller County Colorado 182 $ 34,672,000 $ 190,000 $ 66,000
Jessamine County Kentucky 172 $ 32,089,000 $ 186,000 $ 87,000
Napa County California 159 $ 52,273,000 $ 328,000 $ 105,000
Hardin County Kentucky 134 $ 20,461,000 $ 152,000 $ 58,000
Laurel County Kentucky 132 $ 13,875,000 $ 105,000 $ 47,000
Davidson County Tennessee 127 $ 20,895,000 $ 164,000 $ 87,000
Sullivan County Tennessee 124 $ 18,222,000 $ 146,000 $ 68,000
Williamson County Tennessee 114 $ 33,442,000 $ 293,000 $ 110,000
Pickens County South Carolina 100 $ 12,752,000 $ 127,000 $ 53,000
Clark County Kentucky 97 $ 14,316,000 $ 147,000 $ 73,000
Berkeley County South Carolina 97 $ 15,625,000 $ 161,000 $ 70,000
Scott County Kentucky 96 $ 16,778,000 $ 174,000 $ 86,000
Hidalgo County Texas 96 $ 13,669,000 $ 142,000 $ 62,000
Clark County Indiana 94 $ 11,166,000 $ 118,000 $ 63,000
Charlotte County Florida 88 $ 13,301,000 $ 151,000 $ 91,000
Rutherford County Tennessee 87 $ 11,157,000 $ 128,000 $ 61,000
Laurens County South Carolina 85 $ 9,437,000 $ 111,000 $ 43,000
Anderson County South Carolina 84 $ 11,445,000 $ 136,000 $ 55,000
Williamson County Texas 84 $ 15,654,000 $ 186,000 $ 93,000
Madison County Kentucky 81 $ 14,276,000 $ 176,000 $ 80,000
Dorchester County South Carolina 80 $ 12,936,000 $ 161,000 $ 63,000
Kings County New York 74 $ 24,580,000 $ 332,000 $ 73,000
Harris County Texas 70 $ 13,237,000 $ 189,000 $ 86,000
Ocean County New Jersey 67 $ 15,048,000 $ 224,000 $ 89,000
Madison County Illinois 64 $ 6,641,000 $ 103,000 $ 47,000
Floyd County Indiana 63 $ 7,628,000 $ 121,000 $ 54,000
Travis County Texas 61 $ 12,756,000 $ 209,000 $ 101,000
Parker County Texas 60 $ 11,042,000 $ 184,000 $ 86,000
Boone County Kentucky 58 $ 8,638,000 $ 148,000 $ 58,000
Cherokee County South Carolina 53 $ 5,657,000 $ 106,000 $ 41,000
Ottawa County Michigan 51 $ 8,073,000 $ 158,000 $ 67,000
Kenton County Kentucky 49 $ 5,630,000 $ 114,000 $ 54,000
Bexar County Texas 49 $ 7,730,000 $ 157,000 $ 66,000
Anderson County Kentucky 45 $ 6,062,000 $ 134,000 $ 53,000
Chittenden County Vermont 45 $ 9,491,000 $ 210,000 $ 62,000
Oldham County Kentucky 44 $ 8,871,000 $ 201,000 $ 120,000
Bronx County New York 42 $ 15,358,000 $ 365,000 $ 90,000
Forsyth County North Carolina 42 $ 6,355,000 $ 151,000 $ 76,000
Lucas County Ohio 42 $ 6,046,000 $ 143,000 $ 80,000
El Paso County Texas 42 $ 6,101,000 $ 145,000 $ 94,000
Middlesex County New Jersey 41 $ 8,919,000 $ 217,000 $ 107,000
Randolph County North Carolina 41 $ 5,812,000 $ 141,000 $ 69,000
Oconee County South Carolina 41 $ 4,824,000 $ 117,000 $ 61,000
Riverside County California 39 $ 10,668,000 $ 273,000 $ 76,000
Oakland County Michigan 38 $ 7,163,000 $ 188,000 $ 76,000
Johnson County Texas 38 $ 5,724,000 $ 150,000 $ 70,000
Woodford County Kentucky 36 $ 5,933,000 $ 164,000 $ 84,000
Bullitt County Kentucky 35 $ 5,103,000 $ 145,000 $ 92,000
Hennepin County Minnesota 35 $ 8,277,000 $ 236,000 $ 113,000
Licking County Ohio 35 $ 4,466,000 $ 127,000 $ 57,000
Franklin County Vermont 35 $ 5,972,000 $ 170,000 $ 54,000
Los Angeles County California 34 $ 11,222,000 $ 330,000 $ 84,000
Greene County Tennessee 34 $ 3,927,000 $ 115,000 $ 55,000
Hawkins County Tennessee 33 $ 3,980,000 $ 120,000 $ 42,000
New Haven County Connecticut 32 $ 7,772,000 $ 242,000 $ 85,000
Franklin County Kentucky 32 $ 3,747,000 $ 117,000 $ 55,000
Washington County Minnesota 32 $ 7,742,000 $ 241,000 $ 120,000
Carter County Tennessee 32 $ 3,843,000 $ 120,000 $ 50,000
Fort Bend County Texas 32 $ 8,401,000 $ 262,000 $ 127,000
Worcester County Massachusetts 31 $ 5,929,000 $ 191,000 $ 65,000
Cleveland County North Carolina 31 $ 3,290,000 $ 106,000 $ 38,000
Hartford County Connecticut 29 $ 6,607,000 $ 227,000 $ 85,000
Boyle County Kentucky 29 $ 4,157,000 $ 143,000 $ 51,000
Johnson County Kentucky 29 $ 4,382,000 $ 151,000 $ 86,000
Unicoi County Tennessee 29 $ 3,697,000 $ 127,000 $ 46,000
Norfolk County Massachusetts 28 $ 7,172,000 $ 256,000 $ 82,000
Wake County North Carolina 28 $ 5,610,000 $ 200,000 $ 94,000
Solano County California 27 $ 6,799,000 $ 251,000 $ 79,000
Union County South Carolina 27 $ 2,437,000 $ 90,000 $ 38,000
Knox County Kentucky 26 $ 3,165,000 $ 121,000 $ 47,000
Hood County Texas 26 $ 3,875,000 $ 149,000 $ 78,000
Montgomery County Texas 26 $ 5,641,000 $ 216,000 $ 108,000
Flagler County Florida 25 $ 3,573,000 $ 142,000 $ 47,000
Canyon County Idaho 25 $ 3,826,000 $ 153,000 $ 61,000
Bourbon County Kentucky 25 $ 4,850,000 $ 194,000 $ 69,000
Garrard County Kentucky 25 $ 2,941,000 $ 117,000 $ 46,000
Davidson County North Carolina 25 $ 4,459,000 $ 178,000 $ 76,000
Sarasota County Florida 24 $ 3,273,000 $ 136,000 $ 60,000
Henry County Kentucky 23 $ 2,557,000 $ 111,000 $ 43,000
Hudson County New Jersey 23 $ 8,479,000 $ 368,000 $ 143,000
Broward County Florida 22 $ 3,745,000 $ 170,000 $ 74,000
Meade County Kentucky 22 $ 3,465,000 $ 157,000 $ 50,000
Mecklenburg County North Carolina 22 $ 4,138,000 $ 188,000 $ 76,000
Pike County Ohio 22 $ 1,942,000 $ 88,000 $ 47,000
Hays County Texas 21 $ 4,386,000 $ 208,000 $ 121,000
Orange County California 19 $ 8,083,000 $ 425,000 $ 126,000
Dakota County Minnesota 19 $ 4,676,000 $ 246,000 $ 115,000
Whitley County Kentucky 18 $ 2,315,000 $ 128,000 $ 51,000
Maury County Tennessee 18 $ 3,811,000 $ 211,000 $ 86,000
Summit County Colorado 17 $ 4,891,000 $ 287,000 $ 135,000
Litchfield County Connecticut 17 $ 3,107,000 $ 182,000 $ 64,000
Miami-Dade County Florida 17 $ 2,994,000 $ 176,000 $ 78,000
Palm Beach County Florida 17 $ 3,781,000 $ 222,000 $ 84,000
Harrison County Indiana 17 $ 2,180,000 $ 128,000 $ 59,000
Knox County Tennessee 17 $ 2,412,000 $ 141,000 $ 57,000
Fairfield County Connecticut 16 $ 4,279,000 $ 267,000 $ 92,000
Mercer County Kentucky 16 $ 2,331,000 $ 145,000 $ 77,000
Shelby County Kentucky 16 $ 2,363,000 $ 147,000 $ 59,000
Wayne County Michigan 16 $ 2,234,000 $ 139,000 $ 85,000
Alamance County North Carolina 16 $ 2,860,000 $ 178,000 $ 78,000
Gaston County North Carolina 16 $ 1,331,000 $ 83,000 $ 39,000
Rockingham County North Carolina 16 $ 2,703,000 $ 168,000 $ 74,000
San Bernardino County California 15 $ 3,044,000 $ 202,000 $ 61,000
Fremont County Colorado 15 $ 1,889,000 $ 125,000 $ 30,000
Montgomery County Kentucky 15 $ 2,923,000 $ 194,000 $ 117,000
Sumner County Tennessee 15 $ 2,963,000 $ 197,000 $ 79,000
Nelson County Kentucky 14 $ 2,088,000 $ 149,000 $ 48,000
Middlesex County Massachusetts 14 $ 3,539,000 $ 252,000 $ 89,000
Anoka County Minnesota 14 $ 2,930,000 $ 209,000 $ 87,000
Wood County Ohio 14 $ 1,644,000 $ 117,000 $ 65,000
Richland County South Carolina 14 $ 3,382,000 $ 241,000 $ 105,000
Giles County Tennessee 14 $ 1,168,000 $ 83,000 $ 33,000
Rockwall County Texas 14 $ 2,531,000 $ 180,000 $ 97,000
Maricopa County Arizona 13 $ 2,703,000 $ 207,000 $ 118,000
Breckinridge County Kentucky 13 $ 2,059,000 $ 158,000 $ 80,000
Ramsey County Minnesota 13 $ 2,215,000 $ 170,000 $ 108,000
Jackson County Ohio 13 $ 1,155,000 $ 88,000 $ 39,000
Somerset County New Jersey 12 $ 4,099,000 $ 341,000 $ 132,000
Scioto County Ohio 12 $ 1,251,000 $ 104,000 $ 43,000
Wise County Texas 12 $ 1,674,000 $ 139,000 $ 65,000
Lee County Florida 11 $ 2,108,000 $ 191,000 $ 68,000
St. Clair County Illinois 11 $ 1,145,000 $ 104,000 $ 46,000
Pulaski County Kentucky 11 $ 2,223,000 $ 202,000 $ 113,000
Plymouth County Massachusetts 11 $ 2,964,000 $ 269,000 $ 95,000
Allegan County Michigan 11 $ 1,736,000 $ 157,000 $ 55,000
Barry County Michigan 11 $ 1,848,000 $ 168,000 $ 72,000
Union County New Jersey 11 $ 2,707,000 $ 246,000 $ 92,000
Westchester County New York 11 $ 3,655,000 $ 332,000 $ 115,000
Rutherford County North Carolina 11 $ 2,808,000 $ 255,000 $ 153,000
Fayette County Ohio 11 $ 1,100,000 $ 100,000 $ 39,000
Arapahoe County Colorado 10 $ 2,114,000 $ 211,000 $ 79,000
Middlesex County Connecticut 10 $ 2,823,000 $ 282,000 $ 95,000
Tolland County Connecticut 10 $ 2,182,000 $ 218,000 $ 84,000
Barren County Kentucky 10 $ 1,442,000 $ 144,000 $ 56,000
Hart County Kentucky 10 $ 913,000 $ 91,000 $ 41,000
Bristol County Massachusetts 10 $ 2,520,000 $ 252,000 $ 77,000
Bergen County New Jersey 10 $ 3,859,000 $ 385,000 $ 120,000
Cheatham County Tennessee 10 $ 1,297,000 $ 129,000 $ 43,000
Blanco County Texas 10 $ 1,212,000 $ 121,000 $ 52,000
Guadalupe County Texas 10 $ 2,258,000 $ 225,000 $ 62,000
Campbell County Kentucky 9 $ 1,045,000 $ 116,000 $ 70,000
Spencer County Kentucky 9 $ 1,917,000 $ 213,000 $ 57,000
Atlantic County New Jersey 9 $ 2,390,000 $ 265,000 $ 134,000
Rowan County North Carolina 9 $ 1,843,000 $ 204,000 $ 116,000
Wilson County Tennessee 9 $ 1,804,000 $ 200,000 $ 187,000
Ellis County Texas 9 $ 1,558,000 $ 173,000 $ 102,000
Kaufman County Texas 9 $ 1,167,000 $ 129,000 $ 58,000
Santa Clara County California 8 $ 3,806,000 $ 475,000 $ 144,000
New London County Connecticut 8 $ 1,739,000 $ 217,000 $ 78,000
Windham County Connecticut 8 $ 1,410,000 $ 176,000 $ 66,000
Orange County Florida 8 $ 1,623,000 $ 202,000 $ 66,000
Jersey County Illinois 8 $ 851,000 $ 106,000 $ 49,000
Floyd County Kentucky 8 $ 903,000 $ 112,000 $ 61,000
Larue County Kentucky 8 $ 1,159,000 $ 144,000 $ 55,000
Lincoln County Kentucky 8 $ 768,000 $ 96,000 $ 41,000
Ionia County Michigan 8 $ 620,000 $ 77,000 $ 47,000
Davie County North Carolina 8 $ 1,820,000 $ 227,000 $ 104,000
Horry County South Carolina 8 $ 1,759,000 $ 219,000 $ 128,000
Blount County Tennessee 8 $ 1,153,000 $ 144,000 $ 73,000
Comal County Texas 8 $ 1,610,000 $ 201,000 $ 124,000
Nueces County Texas 8 $ 2,191,000 $ 273,000 $ 194,000
Addison County Vermont 8 $ 1,395,000 $ 174,000 $ 55,000
Alameda County California 7 $ 2,265,000 $ 323,000 $ 63,000
Ventura County California 7 $ 1,649,000 $ 235,000 $ 48,000
Garfield County Colorado 7 $ 1,757,000 $ 251,000 $ 69,000
Duval County Florida 7 $ 1,019,000 $ 145,000 $ 65,000
Bell County Kentucky 7 $ 579,000 $ 82,000 $ 45,000
Perry County Kentucky 7 $ 841,000 $ 120,000 $ 131,000
New York County New York 7 $ 3,017,000 $ 431,000 $ 189,000
Richmond County New York 7 $ 2,525,000 $ 360,000 $ 72,000
Cabarrus County North Carolina 7 $ 1,475,000 $ 210,000 $ 132,000
Beaufort County South Carolina 7 $ 1,915,000 $ 273,000 $ 295,000
York County South Carolina 7 $ 1,573,000 $ 224,000 $ 58,000
Jefferson County Tennessee 7 $ 1,385,000 $ 197,000 $ 52,000
Robertson County Tennessee 7 $ 1,025,000 $ 146,000 $ 60,000
Bell County Texas 7 $ 1,254,000 $ 179,000 $ 96,000
Galveston County Texas 7 $ 1,254,000 $ 179,000 $ 126,000
McLennan County Texas 7 $ 1,192,000 $ 170,000 $ 107,000
Smith County Texas 7 $ 1,554,000 $ 222,000 $ 136,000
Sacramento County California 6 $ 1,370,000 $ 228,000 $ 84,000
Park County Colorado 6 $ 1,060,000 $ 176,000 $ 61,000
Pinellas County Florida 6 $ 950,000 $ 158,000 $ 40,000
Volusia County Florida 6 $ 998,000 $ 166,000 $ 61,000
Harrison County Kentucky 6 $ 938,000 $ 156,000 $ 102,000
Jackson County Kentucky 6 $ 432,000 $ 72,000 $ 35,000
Montcalm County Michigan 6 $ 669,000 $ 111,000 $ 68,000
Carver County Minnesota 6 $ 1,275,000 $ 212,000 $ 95,000
Scott County Minnesota 6 $ 1,507,000 $ 251,000 $ 98,000
Essex County New Jersey 6 $ 1,663,000 $ 277,000 $ 128,000
Buncombe County North Carolina 6 $ 853,000 $ 142,000 $ 70,000
Catawba County North Carolina 6 $ 897,000 $ 149,000 $ 69,000
Cumberland County North Carolina 6 $ 842,000 $ 140,000 $ 88,000
Lexington County South Carolina 6 $ 1,486,000 $ 247,000 $ 258,000
Brazoria County Texas 6 $ 1,226,000 $ 204,000 $ 85,000
Coryell County Texas 6 $ 717,000 $ 119,000 $ 125,000
Grayson County Texas 6 $ 1,018,000 $ 169,000 $ 91,000
Pueblo County Colorado 5 $ 772,000 $ 154,000 $ 62,000
Brevard County Florida 5 $ 598,000 $ 119,000 $ 61,000
Hillsborough County Florida 5 $ 858,000 $ 171,000 $ 86,000
Indian River County Florida 5 $ 790,000 $ 158,000 $ 69,000
Osceola County Florida 5 $ 1,185,000 $ 237,000 $ 71,000
Clinton County Illinois 5 $ 681,000 $ 136,000 $ 50,000
Bath County Kentucky 5 $ 549,000 $ 109,000 $ 50,000
Clay County Kentucky 5 $ 536,000 $ 107,000 $ 49,000
Marion County Kentucky 5 $ 628,000 $ 125,000 $ 90,000
Powell County Kentucky 5 $ 544,000 $ 108,000 $ 49,000
Rowan County Kentucky 5 $ 824,000 $ 164,000 $ 87,000
Taylor County Kentucky 5 $ 697,000 $ 139,000 $ 35,000
Union County North Carolina 5 $ 1,084,000 $ 216,000 $ 107,000
Bledsoe County Tennessee 5 $ 370,000 $ 74,000 $ 29,000
Hamblen County Tennessee 5 $ 545,000 $ 109,000 $ 52,000
Bastrop County Texas 5 $ 881,000 $ 176,000 $ 62,000
Cameron County Texas 5 $ 701,000 $ 140,000 $ 67,000
Henderson County Texas 5 $ 1,441,000 $ 288,000 $ 215,000
Hill County Texas 5 $ 1,014,000 $ 202,000 $ 87,000
Rutland County Vermont 5 $ 779,000 $ 155,000 $ 36,000
Contra Costa County California 4 $ 1,295,000 $ 323,000 $ 121,000
Placer County California 4 $ 810,000 $ 202,000 $ 89,000
San Mateo County California 4 $ 1,782,000 $ 445,000 $ 370,000
Boulder County Colorado 4 $ 1,078,000 $ 269,000 $ 102,000
Manatee County Florida 4 $ 914,000 $ 228,000 $ 58,000
Martin County Florida 4 $ 1,510,000 $ 377,000 $ 186,000
Boise County Idaho 4 $ 502,000 $ 125,000 $ 88,000
Macoupin County Illinois 4 $ 491,000 $ 122,000 $ 52,000
Grant County Kentucky 4 $ 525,000 $ 131,000 $ 85,000
Magoffin County Kentucky 4 $ 710,000 $ 177,000 $ 139,000
Metcalfe County Kentucky 4 $ 268,000 $ 67,000 $ 20,000
Warren County Kentucky 4 $ 761,000 $ 190,000 $ 71,000
Hampden County Massachusetts 4 $ 877,000 $ 219,000 $ 58,000
Mercer County New Jersey 4 $ 951,000 $ 237,000 $ 67,000
Durham County North Carolina 4 $ 892,000 $ 223,000 $ 109,000
Iredell County North Carolina 4 $ 1,083,000 $ 270,000 $ 130,000
New Hanover County North Carolina 4 $ 596,000 $ 149,000 $ 133,000
Franklin County Ohio 4 $ 728,000 $ 182,000 $ 67,000
Orangeburg County South Carolina 4 $ 895,000 $ 223,000 $ 93,000
Caldwell County Texas 4 $ 706,000 $ 176,000 $ 55,000
Harrison County Texas 4 $ 773,000 $ 193,000 $ 107,000
Lubbock County Texas 4 $ 399,000 $ 99,000 $ 59,000
Montague County Texas 4 $ 613,000 $ 153,000 $ 128,000
Kings County California 3 $ 489,000 $ 163,000 $ 27,000
San Francisco County California 3 $ 1,029,000 $ 343,000 $ 103,000
Santa Barbara County California 3 $ 630,000 $ 210,000 $ 56,000
Shasta County California 3 $ 484,000 $ 161,000 $ 35,000
Tulare County California 3 $ 529,000 $ 176,000 $ 61,000
Denver County Colorado 3 $ 550,000 $ 183,000 $ 86,000
Clay County Florida 3 $ 567,000 $ 189,000 $ 78,000
Escambia County Florida 3 $ 502,000 $ 167,000 $ 49,000
Leon County Florida 3 $ 567,000 $ 189,000 $ 67,000
Nassau County Florida 3 $ 670,000 $ 223,000 $ 77,000
Polk County Florida 3 $ 527,000 $ 175,000 $ 47,000
St. Johns County Florida 3 $ 545,000 $ 181,000 $ 126,000
Cook County Illinois 3 $ 729,000 $ 243,000 $ 156,000
Marion County Indiana 3 $ 436,000 $ 145,000 $ 90,000
Boyd County Kentucky 3 $ 645,000 $ 215,000 $ 156,000
Lawrence County Kentucky 3 $ 311,000 $ 103,000 $ 61,000
Lee County Kentucky 3 $ 234,000 $ 78,000 $ 31,000
Owen County Kentucky 3 $ 483,000 $ 161,000 $ 127,000
Jackson County Michigan 3 $ 287,000 $ 95,000 $ 52,000
Macomb County Michigan 3 $ 454,000 $ 151,000 $ 38,000
Muskegon County Michigan 3 $ 507,000 $ 169,000 $ 67,000
Olmsted County Minnesota 3 $ 582,000 $ 194,000 $ 111,000
Rockingham County New Hampshire 3 $ 691,000 $ 230,000 $ 114,000
Burlington County New Jersey 3 $ 706,000 $ 235,000 $ 99,000
Morris County New Jersey 3 $ 1,139,000 $ 379,000 $ 214,000
Brunswick County North Carolina 3 $ 504,000 $ 168,000 $ 104,000
Pender County North Carolina 3 $ 916,000 $ 305,000 $ 232,000
Pickaway County Ohio 3 $ 332,000 $ 110,000 $ 50,000
Colleton County South Carolina 3 $ 357,000 $ 119,000 $ 55,000
Cannon County Tennessee 3 $ 272,000 $ 90,000 $ 36,000
Cocke County Tennessee 3 $ 412,000 $ 137,000 $ 51,000
Coffee County Tennessee 3 $ 451,000 $ 150,000 $ 64,000
Shelby County Tennessee 3 $ 501,000 $ 167,000 $ 148,000
Angelina County Texas 3 $ 280,000 $ 93,000 $ 57,000
Hale County Texas 3 $ 440,000 $ 146,000 $ 41,000
Hunt County Texas 3 $ 315,000 $ 105,000 $ 87,000
Llano County Texas 3 $ 688,000 $ 229,000 $ 86,000
Navarro County Texas 3 $ 270,000 $ 90,000 $ 65,000
Potter County Texas 3 $ 587,000 $ 195,000 $ 64,000
Somervell County Texas 3 $ 638,000 $ 212,000 $ 84,000
Webb County Texas 3 $ 586,000 $ 195,000 $ 129,000
Grand Isle County Vermont 3 $ 391,000 $ 130,000 $ 42,000
Washington County Vermont 3 $ 446,000 $ 148,000 $ 40,000
Pinal County Arizona 2 $ 363,000 $ 181,000 $ 107,000
El Dorado County California 2 $ 178,000 $ 89,000 $ 68,000
Fresno County California 2 $ 487,000 $ 243,000 $ 68,000
Kern County California 2 $ 472,000 $ 236,000 $ 100,000
Nevada County California 2 $ 491,000 $ 245,000 $ 79,000
Stanislaus County California 2 $ 186,000 $ 93,000 $ 163,000
Collier County Florida 2 $ 611,000 $ 305,000 $ 188,000
Highlands County Florida 2 $ 253,000 $ 126,000 $ 78,000
Marion County Florida 2 $ 171,000 $ 85,000 $ 84,000
Okaloosa County Florida 2 $ 476,000 $ 238,000 $ 176,000
Seminole County Florida 2 $ 658,000 $ 329,000 $ 80,000
Payette County Idaho 2 $ 207,000 $ 103,000 $ 96,000
Lake County Indiana 2 $ 447,000 $ 223,000 $ 140,000
Scott County Indiana 2 $ 329,000 $ 164,000 $ 89,000
Daviess County Kentucky 2 $ 226,000 $ 113,000 $ 52,000
Edmonson County Kentucky 2 $ 213,000 $ 106,000 $ 79,000
Estill County Kentucky 2 $ 191,000 $ 95,000 $ 31,000
Grayson County Kentucky 2 $ 259,000 $ 129,000 $ 68,000
Greenup County Kentucky 2 $ 438,000 $ 219,000 $ 71,000
Rockcastle County Kentucky 2 $ 165,000 $ 82,000 $ 50,000
Howard County Maryland 2 $ 755,000 $ 377,000 $ 183,000
Montgomery County Maryland 2 $ 650,000 $ 325,000 $ 79,000
Prince George's County Maryland 2 $ 652,000 $ 326,000 $ 88,000
Essex County Massachusetts 2 $ 730,000 $ 365,000 $ 126,000
Suffolk County Massachusetts 2 $ 363,000 $ 181,000 $ 63,000
Berrien County Michigan 2 $ 176,000 $ 88,000 $ 61,000
Calhoun County Michigan 2 $ 207,000 $ 103,000 $ 38,000
Genesee County Michigan 2 $ 354,000 $ 177,000 $ 82,000
Ingham County Michigan 2 $ 362,000 $ 181,000 $ 91,000
Kalamazoo County Michigan 2 $ 284,000 $ 142,000 $ 82,000
Lenawee County Michigan 2 $ 231,000 $ 115,000 $ 114,000
Van Buren County Michigan 2 $ 498,000 $ 249,000 $ 149,000
Washtenaw County Michigan 2 $ 211,000 $ 105,000 $ 38,000
Pine County Minnesota 2 $ 624,000 $ 312,000 $ 187,000
Rice County Minnesota 2 $ 295,000 $ 147,000 $ 71,000
Wabasha County Minnesota 2 $ 571,000 $ 285,000 $ 156,000
Wright County Minnesota 2 $ 261,000 $ 130,000 $ 64,000
Cape May County New Jersey 2 $ 665,000 $ 332,000 $ 84,000
Hunterdon County New Jersey 2 $ 722,000 $ 361,000 $ 193,000
Dona Ana County New Mexico 2 $ 368,000 $ 184,000 $ 48,000
Santa Fe County New Mexico 2 $ 1,017,000 $ 508,000 $ 187,000
Dutchess County New York 2 $ 765,000 $ 382,000 $ 161,000
Orange County New York 2 $ 625,000 $ 312,000 $ 94,000
Avery County North Carolina 2 $ 701,000 $ 350,000 $ 168,000
Chatham County North Carolina 2 $ 214,000 $ 107,000 $ 42,000
Dare County North Carolina 2 $ 756,000 $ 378,000 $ 98,000
Henderson County North Carolina 2 $ 394,000 $ 197,000 $ 100,000
Hoke County North Carolina 2 $ 817,000 $ 408,000 $ 186,000
Johnston County North Carolina 2 $ 237,000 $ 118,000 $ 57,000
Pasquotank County North Carolina 2 $ 358,000 $ 179,000 $ 62,000
Pitt County North Carolina 2 $ 374,000 $ 187,000 $ 81,000
Stokes County North Carolina 2 $ 246,000 $ 123,000 $ 40,000
Wilkes County North Carolina 2 $ 240,000 $ 120,000 $ 116,000
Delaware County Ohio 2 $ 239,000 $ 119,000 $ 59,000
Fairfield County Ohio 2 $ 217,000 $ 108,000 $ 40,000
Gallia County Ohio 2 $ 157,000 $ 78,000 $ 39,000
Hamilton County Ohio 2 $ 270,000 $ 135,000 $ 157,000
Highland County Ohio 2 $ 322,000 $ 161,000 $ 63,000
Meigs County Ohio 2 $ 122,000 $ 61,000 $ 40,000
Sandusky County Ohio 2 $ 278,000 $ 139,000 $ 63,000
Greenwood County South Carolina 2 $ 187,000 $ 93,000 $ 46,000
Newberry County South Carolina 2 $ 178,000 $ 89,000 $ 65,000
Sumter County South Carolina 2 $ 382,000 $ 191,000 $ 133,000
Bradley County Tennessee 2 $ 266,000 $ 133,000 $ 68,000
DeKalb County Tennessee 2 $ 247,000 $ 123,000 $ 46,000
Dickson County Tennessee 2 $ 323,000 $ 161,000 $ 38,000
Grainger County Tennessee 2 $ 268,000 $ 134,000 $ 122,000
Loudon County Tennessee 2 $ 334,000 $ 167,000 $ 140,000
Montgomery County Tennessee 2 $ 289,000 $ 144,000 $ 53,000
Austin County Texas 2 $ 194,000 $ 97,000 $ 20,000
Bandera County Texas 2 $ 192,000 $ 96,000 $ 51,000
Bowie County Texas 2 $ 163,000 $ 81,000 $ 50,000
Chambers County Texas 2 $ 220,000 $ 110,000 $ 69,000
Cooke County Texas 2 $ 401,000 $ 200,000 $ 148,000
Erath County Texas 2 $ 230,000 $ 115,000 $ 70,000
Freestone County Texas 2 $ 923,000 $ 461,000 $ 197,000
Hardin County Texas 2 $ 351,000 $ 175,000 $ 67,000
Limestone County Texas 2 $ 156,000 $ 78,000 $ 87,000
Palo Pinto County Texas 2 $ 499,000 $ 249,000 $ 162,000
Van Zandt County Texas 2 $ 290,000 $ 145,000 $ 87,000
Caledonia County Vermont 2 $ 474,000 $ 237,000 $ 87,000
Lamoille County Vermont 2 $ 300,000 $ 150,000 $ 62,000
Orange County Vermont 2 $ 316,000 $ 158,000 $ 61,000
St. Croix County Wisconsin 2 $ 373,000 $ 186,000 $ 63,000
Limestone County Alabama 1 $ 256,000 $ 256,000 $ 66,000
Pima County Arizona 1 $ 160,000 $ 160,000 $ 52,000
Madera County California 1 $ 200,000 $ 200,000 $ 83,000
Marin County California 1 $ 1,485,000 $ 1,485,000 $ 4,200,000
Mariposa County California 1 $ 159,000 $ 159,000 $ 65,000
Monterey County California 1 $ 400,000 $ 400,000 $ 49,000
San Luis Obispo County California 1 $ 226,000 $ 226,000 $ 113,000
Santa Cruz County California 1 $ 403,000 $ 403,000 $ 126,000
Sonoma County California 1 $ 434,000 $ 434,000 $ 87,000
Yolo County California 1 $ 545,000 $ 545,000 $ 226,000
Broomfield County Colorado 1 $ 137,000 $ 137,000 $ 42,000
Chaffee County Colorado 1 $ 233,000 $ 233,000 $ 38,000
Douglas County Colorado 1 $ 282,000 $ 282,000 $ 57,000
Grand County Colorado 1 $ 193,000 $ 193,000 $ 104,000
Gunnison County Colorado 1 $ 280,000 $ 280,000 $ 289,000
Jefferson County Colorado 1 $ 117,000 $ 117,000 $ 34,000
Larimer County Colorado 1 $ 183,000 $ 183,000 $ 56,000
Mineral County Colorado 1 $ 417,000 $ 417,000 $ 189,000
Alachua County Florida 1 $ 220,000 $ 220,000 $ 66,000
DeSoto County Florida 1 $ 135,000 $ 135,000 $ 33,000
Gadsden County Florida 1 $ 300,000 $ 300,000 $ 84,000
Jefferson County Florida 1 $ 110,000 $ 110,000 $ 51,000
Pasco County Florida 1 $ 90,000 $ 90,000 $ 52,000
Sumter County Florida 1 $ 129,000 $ 129,000 $ 35,000
Wakulla County Florida 1 $ 300,000 $ 300,000 $ 60,000
Cobb County Georgia 1 $ 143,000 $ 143,000 $ 68,000
Gwinnett County Georgia 1 $ 200,000 $ 200,000 $ 88,000
Newton County Georgia 1 $ 59,000 $ 59,000 $ 61,000
Gem County Idaho 1 $ 114,000 $ 114,000 $ 28,000
Gooding County Idaho 1 $ 188,000 $ 188,000 $ 12,000
Minidoka County Idaho 1 $ 53,000 $ 53,000 $ 31,000
Greene County Illinois 1 $ 69,000 $ 69,000 $ 17,000
Monroe County Illinois 1 $ 100,000 $ 100,000 $ 81,000
Scott County Illinois 1 $ 130,000 $ 130,000 $ 101,000
Jefferson County Indiana 1 $ 38,000 $ 38,000 $ 47,000
Kosciusko County Indiana 1 $ 417,000 $ 417,000 $ 240,000
Lawrence County Indiana 1 $ 118,000 $ 118,000 $ 31,000
Posey County Indiana 1 $ 128,000 $ 128,000 $ 49,000
Bracken County Kentucky 1 $ 230,000 $ 230,000 $ 162,000
Breathitt County Kentucky 1 $ 118,000 $ 118,000 $ 49,000
Casey County Kentucky 1 $ 150,000 $ 150,000 $ 62,000
Christian County Kentucky 1 $ 80,000 $ 80,000 $ 31,000
Cumberland County Kentucky 1 $ 118,000 $ 118,000 $ 28,000
Elliott County Kentucky 1 $ 120,000 $ 120,000 $ 24,000
Green County Kentucky 1 $ 83,000 $ 83,000 $ 36,000
Harlan County Kentucky 1 $ 50,000 $ 50,000 $ 12,000
Hopkins County Kentucky 1 $ 164,000 $ 164,000 $ 34,000
Knott County Kentucky 1 $ 183,000 $ 183,000 $ 52,000
Letcher County Kentucky 1 $ 48,000 $ 48,000 $ 24,000
Lewis County Kentucky 1 $ 215,000 $ 215,000 $ 120,000
Logan County Kentucky 1 $ 212,000 $ 212,000 $ 337,000
Morgan County Kentucky 1 $ 100,000 $ 100,000 $ 33,000
Nicholas County Kentucky 1 $ 162,000 $ 162,000 $ 40,000
Trigg County Kentucky 1 $ 380,000 $ 380,000 $ 98,000
Union County Kentucky 1 $ 278,000 $ 278,000 $ 12,000
Washington County Kentucky 1 $ 150,000 $ 150,000 $ 48,000
Livingston County Louisiana 1 $ 145,000 $ 145,000 $ 58,000
Anne Arundel County Maryland 1 $ 417,000 $ 417,000 $ 112,000
Baltimore County Maryland 1 $ 200,000 $ 200,000 $ 79,000
Carroll County Maryland 1 $ 453,000 $ 453,000 $ 166,000
Cecil County Maryland 1 $ 169,000 $ 169,000 $ 0
Frederick County Maryland 1 $ 480,000 $ 480,000 $ 119,000
St. Mary's County Maryland 1 $ 483,000 $ 483,000 $ 154,000
Barnstable County Massachusetts 1 $ 233,000 $ 233,000 $ 60,000
Berkshire County Massachusetts 1 $ 193,000 $ 193,000 $ 70,000
Antrim County Michigan 1 $ 270,000 $ 270,000 $ 104,000
Benzie County Michigan 1 $ 247,000 $ 247,000 $ 454,000
Cheboygan County Michigan 1 $ 134,000 $ 134,000 $ 91,000
Clinton County Michigan 1 $ 228,000 $ 228,000 $ 133,000
Eaton County Michigan 1 $ 150,000 $ 150,000 $ 24,000
Emmet County Michigan 1 $ 306,000 $ 306,000 $ 394,000
Grand Traverse County Michigan 1 $ 280,000 $ 280,000 $ 138,000
Kalkaska County Michigan 1 $ 201,000 $ 201,000 $ 67,000
Lapeer County Michigan 1 $ 118,000 $ 118,000 $ 42,000
Leelanau County Michigan 1 $ 147,000 $ 147,000 $ 62,000
Livingston County Michigan 1 $ 156,000 $ 156,000 $ 73,000
Mecosta County Michigan 1 $ 102,000 $ 102,000 $ 63,000
Monroe County Michigan 1 $ 90,000 $ 90,000 $ 67,000
Newaygo County Michigan 1 $ 80,000 $ 80,000 $ 102,000
Saginaw County Michigan 1 $ 134,000 $ 134,000 $ 38,000
Becker County Minnesota 1 $ 118,000 $ 118,000 $ 82,000
Chisago County Minnesota 1 $ 140,000 $ 140,000 $ 109,000
Isanti County Minnesota 1 $ 182,000 $ 182,000 $ 84,000
Le Sueur County Minnesota 1 $ 207,000 $ 207,000 $ 115,000
McLeod County Minnesota 1 $ 128,000 $ 128,000 $ 46,000
Sherburne County Minnesota 1 $ 115,000 $ 115,000 $ 100,000
Camden County Missouri 1 $ 90,000 $ 90,000 $ 28,000
Platte County Missouri 1 $ 161,000 $ 161,000 $ 70,000
St. Charles County Missouri 1 $ 100,000 $ 100,000 $ 45,000
St. Francois County Missouri 1 $ 40,000 $ 40,000 $ 22,000
St. Louis City County Missouri 1 $ 175,000 $ 175,000 $ 127,000
Camden County New Jersey 1 $ 216,000 $ 216,000 $ 96,000
Cumberland County New Jersey 1 $ 190,000 $ 190,000 $ 63,000
Sussex County New Jersey 1 $ 263,000 $ 263,000 $ 85,000
Lea County New Mexico 1 $ 133,000 $ 133,000 $ 65,000
Onondaga County New York 1 $ 319,000 $ 319,000 $ 172,000
Beaufort County North Carolina 1 $ 123,000 $ 123,000 $ 168,000
Caldwell County North Carolina 1 $ 91,000 $ 91,000 $ 29,000
Carteret County North Carolina 1 $ 250,000 $ 250,000 $ 99,000
Duplin County North Carolina 1 $ 119,000 $ 119,000 $ 78,000
Granville County North Carolina 1 $ 180,000 $ 180,000 $ 43,000
Lincoln County North Carolina 1 $ 300,000 $ 300,000 $ 90,000
Macon County North Carolina 1 $ 104,000 $ 104,000 $ 57,000
Montgomery County North Carolina 1 $ 417,000 $ 417,000 $ 1,262,000
Person County North Carolina 1 $ 76,000 $ 76,000 $ 46,000
Richmond County North Carolina 1 $ 122,000 $ 122,000 $ 130,000
Transylvania County North Carolina 1 $ 417,000 $ 417,000 $ 287,000
Ward County North Dakota 1 $ 249,000 $ 249,000 $ 89,000
Fulton County Ohio 1 $ 109,000 $ 109,000 $ 55,000
Greene County Ohio 1 $ 98,000 $ 98,000 $ 38,000
Henry County Ohio 1 $ 93,000 $ 93,000 $ 60,000
Hocking County Ohio 1 $ 99,000 $ 99,000 $ 30,000
Madison County Ohio 1 $ 151,000 $ 151,000 $ 60,000
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Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services, Llc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,684 $2,176,581,000 $171,000 $1,519,000 $71,000 $1,863,000
Refinancing 4,661 $1,006,770,000 $215,000 $1,500,000 $99,000 $4,200,000
Home Improvement 18 $4,200,000 $233,000 $680,000 $95,000 $330,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,305 $2,609,753,000 $182,000 $1,519,000 $81,000 $4,200,000
Black or African American 1,165 $199,379,000 $171,000 $760,000 $58,000 $600,000
Hispanic 941 $180,020,000 $191,000 $704,000 $67,000 $852,000
Not Provided 638 $129,112,000 $202,000 $900,000 $77,000 $900,000
Asian 274 $60,045,000 $219,000 $840,000 $82,000 $600,000
Native Hawaiian or Other Pacific Islander 28 $6,324,000 $225,000 $580,000 $97,000 $370,000
American Indian or Alaskan Native 12 $2,918,000 $243,000 $685,000 $95,000 $312,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,100 $1,725,348,000 $189,000 $1,519,000 $94,000 $1,863,000
FHA-insured (Federal Housing Administration) 5,187 $879,989,000 $169,000 $715,000 $62,000 $1,800,000
VA-guaranteed (Veterans Administration) 1,829 $433,328,000 $236,000 $1,485,000 $73,000 $4,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,247 $148,886,000 $119,000 $329,000 $40,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 6,705 $1,007,113,000 $150,000 $1,500,000 $63,000 $1,800,000
Loan Originated 6,248 $1,258,821,000 $201,000 $1,485,000 $88,000 $4,200,000
Application Withdrawn By Applicant 4,289 $891,839,000 $207,000 $1,519,000 $86,000 $1,863,000
Application Approved But Not Accepted 101 $22,707,000 $224,000 $746,000 $91,000 $422,000
File Closed For Incompleteness 19 $6,740,000 $354,000 $1,140,000 $177,000 $1,200,000
Loan Purchased By The Institution 1 $331,000 $331,000 $331,000 $120,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,045 $391,035,000 $128,000 $720,000 $51,000 $1,080,000
Credit Application Incomplete 1,795 $271,617,000 $151,000 $1,250,000 $65,000 $1,200,000
Other 1,162 $213,818,000 $184,000 $880,000 $83,000 $1,800,000
Employment History 156 $29,175,000 $187,000 $1,500,000 $74,000 $1,200,000
Collateral 146 $29,231,000 $200,000 $881,000 $110,000 $1,234,000
Insufficient Cash (Downpayment, Closing Cost) 102 $15,946,000 $156,000 $660,000 $58,000 $399,000
Mortgage Insurance Denied 84 $12,942,000 $154,000 $496,000 $71,000 $562,000
Debt-To-Income Ratio 81 $17,528,000 $216,000 $1,026,000 $71,000 $240,000
Unverifiable Information 73 $14,215,000 $194,000 $610,000 $85,000 $500,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services, Llc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services, Llc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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