Ark-La-Tex Financial Services LLC Mortgage Lending & HMDA Data, 2012

In 2012, Ark-La-Tex Financial Services LLC of Plano, TX reported 17,363 mortgage applications totaling $3.2 billion, up 104% from 2011. The average application was for $183,582, and applicants reported an average income of $78,541. 36% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Lexington-Fayette, KY (1,709), Spartanburg, SC (1,686) and Greenville-Mauldin-Easley, SC (1,389) (applications in parentheses).

Mortgage Company & Address Ark-La-Tex Financial Services LLC
5160 Tennyson Pkwy Ste 1000
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 17,363
Total Mortgage Loan Application Amount $3,187,551,000
Average Mortgage Loan Application Amount $183,582
Highest Mortgage Loan Application Amount $1,519,000
Average Applicant Income $78,541
Highest Applicant Income $4,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services LLC by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Spartanburg, South Carolina 1,686 $ 189,569,000 $ 112,437 $ 48,000
Fayette, Kentucky 1,283 $ 237,471,000 $ 185,090 $ 90,000
Greenville, South Carolina 1,204 $ 157,975,000 $ 131,208 $ 60,000
Suffolk, New York 782 $ 189,797,000 $ 242,707 $ 89,000
Charleston, South Carolina 710 $ 138,326,000 $ 194,825 $ 79,000
San Diego, California 671 $ 235,102,000 $ 350,375 $ 95,000
Guilford, North Carolina 495 $ 85,768,000 $ 173,268 $ 92,000
Tarrant, Texas 482 $ 77,119,000 $ 159,997 $ 84,000
Kent, Michigan 418 $ 67,526,000 $ 161,545 $ 93,000
Nassau, New York 413 $ 127,076,000 $ 307,690 $ 109,000
Jefferson, Kentucky 394 $ 65,324,000 $ 165,796 $ 76,000
Washington, Tennessee 317 $ 44,881,000 $ 141,580 $ 62,000
El Paso, Colorado 287 $ 50,176,000 $ 174,829 $ 67,000
Collin, Texas 257 $ 55,353,000 $ 215,381 $ 116,000
Queens, New York 247 $ 82,279,000 $ 333,113 $ 79,000
Ross, Ohio 226 $ 22,990,000 $ 101,725 $ 38,000
Ada, Idaho 214 $ 36,595,000 $ 171,004 $ 78,000
Sevier, Tennessee 210 $ 29,001,000 $ 138,100 $ 60,000
Denton, Texas 203 $ 44,001,000 $ 216,753 $ 111,000
Monmouth, New Jersey 186 $ 49,799,000 $ 267,736 $ 155,000
Dallas, Texas 185 $ 36,985,000 $ 199,918 $ 125,000
Teller, Colorado 182 $ 34,672,000 $ 190,505 $ 66,000
Jessamine, Kentucky 172 $ 32,089,000 $ 186,563 $ 87,000
Napa, California 159 $ 52,273,000 $ 328,761 $ 105,000
Hardin, Kentucky 134 $ 20,461,000 $ 152,694 $ 58,000
Laurel, Kentucky 132 $ 13,875,000 $ 105,113 $ 47,000
Davidson, Tennessee 127 $ 20,895,000 $ 164,527 $ 87,000
Sullivan, Tennessee 124 $ 18,222,000 $ 146,951 $ 68,000
Williamson, Tennessee 114 $ 33,442,000 $ 293,350 $ 110,000
Pickens, South Carolina 100 $ 12,752,000 $ 127,520 $ 53,000
Clark, Kentucky 97 $ 14,316,000 $ 147,587 $ 73,000
Berkeley, South Carolina 97 $ 15,625,000 $ 161,082 $ 70,000
Scott, Kentucky 96 $ 16,778,000 $ 174,770 $ 86,000
Hidalgo, Texas 96 $ 13,669,000 $ 142,385 $ 62,000
Clark, Indiana 94 $ 11,166,000 $ 118,787 $ 63,000
Charlotte, Florida 88 $ 13,301,000 $ 151,147 $ 91,000
Rutherford, Tennessee 87 $ 11,157,000 $ 128,241 $ 61,000
Laurens, South Carolina 85 $ 9,437,000 $ 111,023 $ 43,000
Anderson, South Carolina 84 $ 11,445,000 $ 136,250 $ 55,000
Williamson, Texas 84 $ 15,654,000 $ 186,357 $ 93,000
Madison, Kentucky 81 $ 14,276,000 $ 176,246 $ 80,000
Dorchester, South Carolina 80 $ 12,936,000 $ 161,700 $ 63,000
Kings, New York 74 $ 24,580,000 $ 332,162 $ 73,000
Harris, Texas 70 $ 13,237,000 $ 189,100 $ 86,000
Ocean, New Jersey 67 $ 15,048,000 $ 224,597 $ 89,000
Madison, Illinois 64 $ 6,641,000 $ 103,765 $ 47,000
Floyd, Indiana 63 $ 7,628,000 $ 121,079 $ 54,000
Travis, Texas 61 $ 12,756,000 $ 209,114 $ 101,000
Parker, Texas 60 $ 11,042,000 $ 184,033 $ 86,000
Boone, Kentucky 58 $ 8,638,000 $ 148,931 $ 58,000
Cherokee, South Carolina 53 $ 5,657,000 $ 106,735 $ 41,000
Ottawa, Michigan 51 $ 8,073,000 $ 158,294 $ 67,000
Kenton, Kentucky 49 $ 5,630,000 $ 114,897 $ 54,000
Bexar, Texas 49 $ 7,730,000 $ 157,755 $ 66,000
Anderson, Kentucky 45 $ 6,062,000 $ 134,711 $ 53,000
Chittenden, Vermont 45 $ 9,491,000 $ 210,911 $ 62,000
Oldham, Kentucky 44 $ 8,871,000 $ 201,613 $ 120,000
Bronx, New York 42 $ 15,358,000 $ 365,666 $ 90,000
Forsyth, North Carolina 42 $ 6,355,000 $ 151,309 $ 76,000
Lucas, Ohio 42 $ 6,046,000 $ 143,952 $ 80,000
El Paso, Texas 42 $ 6,101,000 $ 145,261 $ 94,000
Middlesex, New Jersey 41 $ 8,919,000 $ 217,536 $ 107,000
Randolph, North Carolina 41 $ 5,812,000 $ 141,756 $ 69,000
Oconee, South Carolina 41 $ 4,824,000 $ 117,658 $ 61,000
Riverside, California 39 $ 10,668,000 $ 273,538 $ 76,000
Oakland, Michigan 38 $ 7,163,000 $ 188,500 $ 76,000
Johnson, Texas 38 $ 5,724,000 $ 150,631 $ 70,000
Woodford, Kentucky 36 $ 5,933,000 $ 164,805 $ 84,000
Bullitt, Kentucky 35 $ 5,103,000 $ 145,800 $ 92,000
Hennepin, Minnesota 35 $ 8,277,000 $ 236,485 $ 113,000
Licking, Ohio 35 $ 4,466,000 $ 127,600 $ 57,000
Franklin, Vermont 35 $ 5,972,000 $ 170,628 $ 54,000
Los Angeles, California 34 $ 11,222,000 $ 330,058 $ 84,000
Greene, Tennessee 34 $ 3,927,000 $ 115,500 $ 55,000
Hawkins, Tennessee 33 $ 3,980,000 $ 120,606 $ 42,000
New Haven, Connecticut 32 $ 7,772,000 $ 242,875 $ 85,000
Franklin, Kentucky 32 $ 3,747,000 $ 117,093 $ 55,000
Washington, Minnesota 32 $ 7,742,000 $ 241,937 $ 120,000
Carter, Tennessee 32 $ 3,843,000 $ 120,093 $ 50,000
Fort Bend, Texas 32 $ 8,401,000 $ 262,531 $ 127,000
Worcester, Massachusetts 31 $ 5,929,000 $ 191,258 $ 65,000
Cleveland, North Carolina 31 $ 3,290,000 $ 106,129 $ 38,000
Hartford, Connecticut 29 $ 6,607,000 $ 227,827 $ 85,000
Boyle, Kentucky 29 $ 4,157,000 $ 143,344 $ 51,000
Johnson, Kentucky 29 $ 4,382,000 $ 151,103 $ 86,000
Unicoi, Tennessee 29 $ 3,697,000 $ 127,482 $ 46,000
Norfolk, Massachusetts 28 $ 7,172,000 $ 256,142 $ 82,000
Wake, North Carolina 28 $ 5,610,000 $ 200,357 $ 94,000
Solano, California 27 $ 6,799,000 $ 251,814 $ 79,000
Union, South Carolina 27 $ 2,437,000 $ 90,259 $ 38,000
Knox, Kentucky 26 $ 3,165,000 $ 121,730 $ 47,000
Hood, Texas 26 $ 3,875,000 $ 149,038 $ 78,000
Montgomery, Texas 26 $ 5,641,000 $ 216,961 $ 108,000
Flagler, Florida 25 $ 3,573,000 $ 142,920 $ 47,000
Canyon, Idaho 25 $ 3,826,000 $ 153,040 $ 61,000
Bourbon, Kentucky 25 $ 4,850,000 $ 194,000 $ 69,000
Garrard, Kentucky 25 $ 2,941,000 $ 117,640 $ 46,000
Davidson, North Carolina 25 $ 4,459,000 $ 178,360 $ 76,000
Sarasota, Florida 24 $ 3,273,000 $ 136,375 $ 60,000
Henry, Kentucky 23 $ 2,557,000 $ 111,173 $ 43,000
Hudson, New Jersey 23 $ 8,479,000 $ 368,652 $ 143,000
Broward, Florida 22 $ 3,745,000 $ 170,227 $ 74,000
Meade, Kentucky 22 $ 3,465,000 $ 157,500 $ 50,000
Mecklenburg, North Carolina 22 $ 4,138,000 $ 188,090 $ 76,000
Pike, Ohio 22 $ 1,942,000 $ 88,272 $ 47,000
Hays, Texas 21 $ 4,386,000 $ 208,857 $ 121,000
Orange, California 19 $ 8,083,000 $ 425,421 $ 126,000
Dakota, Minnesota 19 $ 4,676,000 $ 246,105 $ 115,000
Whitley, Kentucky 18 $ 2,315,000 $ 128,611 $ 51,000
Maury, Tennessee 18 $ 3,811,000 $ 211,722 $ 86,000
Summit, Colorado 17 $ 4,891,000 $ 287,705 $ 135,000
Litchfield, Connecticut 17 $ 3,107,000 $ 182,764 $ 64,000
Miami-Dade, Florida 17 $ 2,994,000 $ 176,117 $ 78,000
Palm Beach, Florida 17 $ 3,781,000 $ 222,411 $ 84,000
Harrison, Indiana 17 $ 2,180,000 $ 128,235 $ 59,000
Knox, Tennessee 17 $ 2,412,000 $ 141,882 $ 57,000
Fairfield, Connecticut 16 $ 4,279,000 $ 267,437 $ 92,000
Mercer, Kentucky 16 $ 2,331,000 $ 145,687 $ 77,000
Shelby, Kentucky 16 $ 2,363,000 $ 147,687 $ 59,000
Wayne, Michigan 16 $ 2,234,000 $ 139,625 $ 85,000
Alamance, North Carolina 16 $ 2,860,000 $ 178,750 $ 78,000
Gaston, North Carolina 16 $ 1,331,000 $ 83,187 $ 39,000
Rockingham, North Carolina 16 $ 2,703,000 $ 168,937 $ 74,000
San Bernardino, California 15 $ 3,044,000 $ 202,933 $ 61,000
Fremont, Colorado 15 $ 1,889,000 $ 125,933 $ 30,000
Montgomery, Kentucky 15 $ 2,923,000 $ 194,866 $ 117,000
Sumner, Tennessee 15 $ 2,963,000 $ 197,533 $ 79,000
Nelson, Kentucky 14 $ 2,088,000 $ 149,142 $ 48,000
Middlesex, Massachusetts 14 $ 3,539,000 $ 252,785 $ 89,000
Anoka, Minnesota 14 $ 2,930,000 $ 209,285 $ 87,000
Wood, Ohio 14 $ 1,644,000 $ 117,428 $ 65,000
Richland, South Carolina 14 $ 3,382,000 $ 241,571 $ 105,000
Giles, Tennessee 14 $ 1,168,000 $ 83,428 $ 33,000
Rockwall, Texas 14 $ 2,531,000 $ 180,785 $ 97,000
Maricopa, Arizona 13 $ 2,703,000 $ 207,923 $ 118,000
Breckinridge, Kentucky 13 $ 2,059,000 $ 158,384 $ 80,000
Ramsey, Minnesota 13 $ 2,215,000 $ 170,384 $ 108,000
Jackson, Ohio 13 $ 1,155,000 $ 88,846 $ 39,000
Somerset, New Jersey 12 $ 4,099,000 $ 341,583 $ 132,000
Scioto, Ohio 12 $ 1,251,000 $ 104,250 $ 43,000
Wise, Texas 12 $ 1,674,000 $ 139,500 $ 65,000
Lee, Florida 11 $ 2,108,000 $ 191,636 $ 68,000
St. Clair, Illinois 11 $ 1,145,000 $ 104,090 $ 46,000
Pulaski, Kentucky 11 $ 2,223,000 $ 202,090 $ 113,000
Plymouth, Massachusetts 11 $ 2,964,000 $ 269,454 $ 95,000
Allegan, Michigan 11 $ 1,736,000 $ 157,818 $ 55,000
Barry, Michigan 11 $ 1,848,000 $ 168,000 $ 72,000
Union, New Jersey 11 $ 2,707,000 $ 246,090 $ 92,000
Westchester, New York 11 $ 3,655,000 $ 332,272 $ 115,000
Rutherford, North Carolina 11 $ 2,808,000 $ 255,272 $ 153,000
Fayette, Ohio 11 $ 1,100,000 $ 100,000 $ 39,000
Arapahoe, Colorado 10 $ 2,114,000 $ 211,400 $ 79,000
Middlesex, Connecticut 10 $ 2,823,000 $ 282,300 $ 95,000
Tolland, Connecticut 10 $ 2,182,000 $ 218,200 $ 84,000
Barren, Kentucky 10 $ 1,442,000 $ 144,200 $ 56,000
Hart, Kentucky 10 $ 913,000 $ 91,300 $ 41,000
Bristol, Massachusetts 10 $ 2,520,000 $ 252,000 $ 77,000
Bergen, New Jersey 10 $ 3,859,000 $ 385,900 $ 120,000
Cheatham, Tennessee 10 $ 1,297,000 $ 129,700 $ 43,000
Blanco, Texas 10 $ 1,212,000 $ 121,200 $ 52,000
Guadalupe, Texas 10 $ 2,258,000 $ 225,800 $ 62,000
Campbell, Kentucky 9 $ 1,045,000 $ 116,111 $ 70,000
Spencer, Kentucky 9 $ 1,917,000 $ 213,000 $ 57,000
Atlantic, New Jersey 9 $ 2,390,000 $ 265,555 $ 134,000
Rowan, North Carolina 9 $ 1,843,000 $ 204,777 $ 116,000
Wilson, Tennessee 9 $ 1,804,000 $ 200,444 $ 187,000
Ellis, Texas 9 $ 1,558,000 $ 173,111 $ 102,000
Kaufman, Texas 9 $ 1,167,000 $ 129,666 $ 58,000
Santa Clara, California 8 $ 3,806,000 $ 475,750 $ 144,000
New London, Connecticut 8 $ 1,739,000 $ 217,375 $ 78,000
Windham, Connecticut 8 $ 1,410,000 $ 176,250 $ 66,000
Orange, Florida 8 $ 1,623,000 $ 202,875 $ 66,000
Jersey, Illinois 8 $ 851,000 $ 106,375 $ 49,000
Floyd, Kentucky 8 $ 903,000 $ 112,875 $ 61,000
Larue, Kentucky 8 $ 1,159,000 $ 144,875 $ 55,000
Lincoln, Kentucky 8 $ 768,000 $ 96,000 $ 41,000
Ionia, Michigan 8 $ 620,000 $ 77,500 $ 47,000
Davie, North Carolina 8 $ 1,820,000 $ 227,500 $ 104,000
Horry, South Carolina 8 $ 1,759,000 $ 219,875 $ 128,000
Blount, Tennessee 8 $ 1,153,000 $ 144,125 $ 73,000
Comal, Texas 8 $ 1,610,000 $ 201,250 $ 124,000
Nueces, Texas 8 $ 2,191,000 $ 273,875 $ 194,000
Addison, Vermont 8 $ 1,395,000 $ 174,375 $ 55,000
Alameda, California 7 $ 2,265,000 $ 323,571 $ 63,000
Ventura, California 7 $ 1,649,000 $ 235,571 $ 48,000
Garfield, Colorado 7 $ 1,757,000 $ 251,000 $ 69,000
Duval, Florida 7 $ 1,019,000 $ 145,571 $ 65,000
Bell, Kentucky 7 $ 579,000 $ 82,714 $ 45,000
Perry, Kentucky 7 $ 841,000 $ 120,142 $ 131,000
New York, New York 7 $ 3,017,000 $ 431,000 $ 189,000
Richmond, New York 7 $ 2,525,000 $ 360,714 $ 72,000
Cabarrus, North Carolina 7 $ 1,475,000 $ 210,714 $ 132,000
Beaufort, South Carolina 7 $ 1,915,000 $ 273,571 $ 295,000
York, South Carolina 7 $ 1,573,000 $ 224,714 $ 58,000
Jefferson, Tennessee 7 $ 1,385,000 $ 197,857 $ 52,000
Robertson, Tennessee 7 $ 1,025,000 $ 146,428 $ 60,000
Bell, Texas 7 $ 1,254,000 $ 179,142 $ 96,000
Galveston, Texas 7 $ 1,254,000 $ 179,142 $ 126,000
McLennan, Texas 7 $ 1,192,000 $ 170,285 $ 107,000
Smith, Texas 7 $ 1,554,000 $ 222,000 $ 136,000
Sacramento, California 6 $ 1,370,000 $ 228,333 $ 84,000
Park, Colorado 6 $ 1,060,000 $ 176,666 $ 61,000
Pinellas, Florida 6 $ 950,000 $ 158,333 $ 40,000
Volusia, Florida 6 $ 998,000 $ 166,333 $ 61,000
Harrison, Kentucky 6 $ 938,000 $ 156,333 $ 102,000
Jackson, Kentucky 6 $ 432,000 $ 72,000 $ 35,000
Montcalm, Michigan 6 $ 669,000 $ 111,500 $ 68,000
Carver, Minnesota 6 $ 1,275,000 $ 212,500 $ 95,000
Scott, Minnesota 6 $ 1,507,000 $ 251,166 $ 98,000
Essex, New Jersey 6 $ 1,663,000 $ 277,166 $ 128,000
Buncombe, North Carolina 6 $ 853,000 $ 142,166 $ 70,000
Catawba, North Carolina 6 $ 897,000 $ 149,500 $ 69,000
Cumberland, North Carolina 6 $ 842,000 $ 140,333 $ 88,000
Lexington, South Carolina 6 $ 1,486,000 $ 247,666 $ 258,000
Brazoria, Texas 6 $ 1,226,000 $ 204,333 $ 85,000
Coryell, Texas 6 $ 717,000 $ 119,500 $ 125,000
Grayson, Texas 6 $ 1,018,000 $ 169,666 $ 91,000
Pueblo, Colorado 5 $ 772,000 $ 154,400 $ 62,000
Brevard, Florida 5 $ 598,000 $ 119,600 $ 61,000
Hillsborough, Florida 5 $ 858,000 $ 171,600 $ 86,000
Indian River, Florida 5 $ 790,000 $ 158,000 $ 69,000
Osceola, Florida 5 $ 1,185,000 $ 237,000 $ 71,000
Clinton, Illinois 5 $ 681,000 $ 136,200 $ 50,000
Bath, Kentucky 5 $ 549,000 $ 109,800 $ 50,000
Clay, Kentucky 5 $ 536,000 $ 107,200 $ 49,000
Marion, Kentucky 5 $ 628,000 $ 125,600 $ 90,000
Powell, Kentucky 5 $ 544,000 $ 108,800 $ 49,000
Rowan, Kentucky 5 $ 824,000 $ 164,800 $ 87,000
Taylor, Kentucky 5 $ 697,000 $ 139,400 $ 35,000
Union, North Carolina 5 $ 1,084,000 $ 216,800 $ 107,000
Bledsoe, Tennessee 5 $ 370,000 $ 74,000 $ 29,000
Hamblen, Tennessee 5 $ 545,000 $ 109,000 $ 52,000
Bastrop, Texas 5 $ 881,000 $ 176,200 $ 62,000
Cameron, Texas 5 $ 701,000 $ 140,200 $ 67,000
Henderson, Texas 5 $ 1,441,000 $ 288,200 $ 215,000
Hill, Texas 5 $ 1,014,000 $ 202,800 $ 87,000
Rutland, Vermont 5 $ 779,000 $ 155,800 $ 36,000
Contra Costa, California 4 $ 1,295,000 $ 323,750 $ 121,000
Placer, California 4 $ 810,000 $ 202,500 $ 89,000
San Mateo, California 4 $ 1,782,000 $ 445,500 $ 370,000
Boulder, Colorado 4 $ 1,078,000 $ 269,500 $ 102,000
Manatee, Florida 4 $ 914,000 $ 228,500 $ 58,000
Martin, Florida 4 $ 1,510,000 $ 377,500 $ 186,000
Boise, Idaho 4 $ 502,000 $ 125,500 $ 88,000
Macoupin, Illinois 4 $ 491,000 $ 122,750 $ 52,000
Grant, Kentucky 4 $ 525,000 $ 131,250 $ 85,000
Magoffin, Kentucky 4 $ 710,000 $ 177,500 $ 139,000
Metcalfe, Kentucky 4 $ 268,000 $ 67,000 $ 20,000
Warren, Kentucky 4 $ 761,000 $ 190,250 $ 71,000
Hampden, Massachusetts 4 $ 877,000 $ 219,250 $ 58,000
Mercer, New Jersey 4 $ 951,000 $ 237,750 $ 67,000
Durham, North Carolina 4 $ 892,000 $ 223,000 $ 109,000
Iredell, North Carolina 4 $ 1,083,000 $ 270,750 $ 130,000
New Hanover, North Carolina 4 $ 596,000 $ 149,000 $ 133,000
Franklin, Ohio 4 $ 728,000 $ 182,000 $ 67,000
Orangeburg, South Carolina 4 $ 895,000 $ 223,750 $ 93,000
Caldwell, Texas 4 $ 706,000 $ 176,500 $ 55,000
Harrison, Texas 4 $ 773,000 $ 193,250 $ 107,000
Lubbock, Texas 4 $ 399,000 $ 99,750 $ 59,000
Montague, Texas 4 $ 613,000 $ 153,250 $ 128,000
Kings, California 3 $ 489,000 $ 163,000 $ 27,000
San Francisco, California 3 $ 1,029,000 $ 343,000 $ 103,000
Santa Barbara, California 3 $ 630,000 $ 210,000 $ 56,000
Shasta, California 3 $ 484,000 $ 161,333 $ 35,000
Tulare, California 3 $ 529,000 $ 176,333 $ 61,000
Denver, Colorado 3 $ 550,000 $ 183,333 $ 86,000
Clay, Florida 3 $ 567,000 $ 189,000 $ 78,000
Escambia, Florida 3 $ 502,000 $ 167,333 $ 49,000
Leon, Florida 3 $ 567,000 $ 189,000 $ 67,000
Nassau, Florida 3 $ 670,000 $ 223,333 $ 77,000
Polk, Florida 3 $ 527,000 $ 175,666 $ 47,000
St. Johns, Florida 3 $ 545,000 $ 181,666 $ 126,000
Cook, Illinois 3 $ 729,000 $ 243,000 $ 156,000
Marion, Indiana 3 $ 436,000 $ 145,333 $ 90,000
Boyd, Kentucky 3 $ 645,000 $ 215,000 $ 156,000
Lawrence, Kentucky 3 $ 311,000 $ 103,666 $ 61,000
Lee, Kentucky 3 $ 234,000 $ 78,000 $ 31,000
Owen, Kentucky 3 $ 483,000 $ 161,000 $ 127,000
Jackson, Michigan 3 $ 287,000 $ 95,666 $ 52,000
Macomb, Michigan 3 $ 454,000 $ 151,333 $ 38,000
Muskegon, Michigan 3 $ 507,000 $ 169,000 $ 67,000
Olmsted, Minnesota 3 $ 582,000 $ 194,000 $ 111,000
Rockingham, New Hampshire 3 $ 691,000 $ 230,333 $ 114,000
Burlington, New Jersey 3 $ 706,000 $ 235,333 $ 99,000
Morris, New Jersey 3 $ 1,139,000 $ 379,666 $ 214,000
Brunswick, North Carolina 3 $ 504,000 $ 168,000 $ 104,000
Pender, North Carolina 3 $ 916,000 $ 305,333 $ 232,000
Pickaway, Ohio 3 $ 332,000 $ 110,666 $ 50,000
Colleton, South Carolina 3 $ 357,000 $ 119,000 $ 55,000
Cannon, Tennessee 3 $ 272,000 $ 90,666 $ 36,000
Cocke, Tennessee 3 $ 412,000 $ 137,333 $ 51,000
Coffee, Tennessee 3 $ 451,000 $ 150,333 $ 64,000
Shelby, Tennessee 3 $ 501,000 $ 167,000 $ 148,000
Angelina, Texas 3 $ 280,000 $ 93,333 $ 57,000
Hale, Texas 3 $ 440,000 $ 146,666 $ 41,000
Hunt, Texas 3 $ 315,000 $ 105,000 $ 87,000
Llano, Texas 3 $ 688,000 $ 229,333 $ 86,000
Navarro, Texas 3 $ 270,000 $ 90,000 $ 65,000
Potter, Texas 3 $ 587,000 $ 195,666 $ 64,000
Somervell, Texas 3 $ 638,000 $ 212,666 $ 84,000
Webb, Texas 3 $ 586,000 $ 195,333 $ 129,000
Grand Isle, Vermont 3 $ 391,000 $ 130,333 $ 42,000
Washington, Vermont 3 $ 446,000 $ 148,666 $ 40,000
Pinal, Arizona 2 $ 363,000 $ 181,500 $ 107,000
El Dorado, California 2 $ 178,000 $ 89,000 $ 68,000
Fresno, California 2 $ 487,000 $ 243,500 $ 68,000
Kern, California 2 $ 472,000 $ 236,000 $ 100,000
Nevada, California 2 $ 491,000 $ 245,500 $ 79,000
Stanislaus, California 2 $ 186,000 $ 93,000 $ 163,000
Collier, Florida 2 $ 611,000 $ 305,500 $ 188,000
Highlands, Florida 2 $ 253,000 $ 126,500 $ 78,000
Marion, Florida 2 $ 171,000 $ 85,500 $ 84,000
Okaloosa, Florida 2 $ 476,000 $ 238,000 $ 176,000
Seminole, Florida 2 $ 658,000 $ 329,000 $ 80,000
Payette, Idaho 2 $ 207,000 $ 103,500 $ 96,000
Lake, Indiana 2 $ 447,000 $ 223,500 $ 140,000
Scott, Indiana 2 $ 329,000 $ 164,500 $ 89,000
Daviess, Kentucky 2 $ 226,000 $ 113,000 $ 52,000
Edmonson, Kentucky 2 $ 213,000 $ 106,500 $ 79,000
Estill, Kentucky 2 $ 191,000 $ 95,500 $ 31,000
Grayson, Kentucky 2 $ 259,000 $ 129,500 $ 68,000
Greenup, Kentucky 2 $ 438,000 $ 219,000 $ 71,000
Rockcastle, Kentucky 2 $ 165,000 $ 82,500 $ 50,000
Howard, Maryland 2 $ 755,000 $ 377,500 $ 183,000
Montgomery, Maryland 2 $ 650,000 $ 325,000 $ 79,000
Prince George's, Maryland 2 $ 652,000 $ 326,000 $ 88,000
Essex, Massachusetts 2 $ 730,000 $ 365,000 $ 126,000
Suffolk, Massachusetts 2 $ 363,000 $ 181,500 $ 63,000
Berrien, Michigan 2 $ 176,000 $ 88,000 $ 61,000
Calhoun, Michigan 2 $ 207,000 $ 103,500 $ 38,000
Genesee, Michigan 2 $ 354,000 $ 177,000 $ 82,000
Ingham, Michigan 2 $ 362,000 $ 181,000 $ 91,000
Kalamazoo, Michigan 2 $ 284,000 $ 142,000 $ 82,000
Lenawee, Michigan 2 $ 231,000 $ 115,500 $ 114,000
Van Buren, Michigan 2 $ 498,000 $ 249,000 $ 149,000
Washtenaw, Michigan 2 $ 211,000 $ 105,500 $ 38,000
Pine, Minnesota 2 $ 624,000 $ 312,000 $ 187,000
Rice, Minnesota 2 $ 295,000 $ 147,500 $ 71,000
Wabasha, Minnesota 2 $ 571,000 $ 285,500 $ 156,000
Wright, Minnesota 2 $ 261,000 $ 130,500 $ 64,000
Cape May, New Jersey 2 $ 665,000 $ 332,500 $ 84,000
Hunterdon, New Jersey 2 $ 722,000 $ 361,000 $ 193,000
Dona Ana, New Mexico 2 $ 368,000 $ 184,000 $ 48,000
Santa Fe, New Mexico 2 $ 1,017,000 $ 508,500 $ 187,000
Dutchess, New York 2 $ 765,000 $ 382,500 $ 161,000
Orange, New York 2 $ 625,000 $ 312,500 $ 94,000
Avery, North Carolina 2 $ 701,000 $ 350,500 $ 168,000
Chatham, North Carolina 2 $ 214,000 $ 107,000 $ 42,000
Dare, North Carolina 2 $ 756,000 $ 378,000 $ 98,000
Henderson, North Carolina 2 $ 394,000 $ 197,000 $ 100,000
Hoke, North Carolina 2 $ 817,000 $ 408,500 $ 186,000
Johnston, North Carolina 2 $ 237,000 $ 118,500 $ 57,000
Pasquotank, North Carolina 2 $ 358,000 $ 179,000 $ 62,000
Pitt, North Carolina 2 $ 374,000 $ 187,000 $ 81,000
Stokes, North Carolina 2 $ 246,000 $ 123,000 $ 40,000
Wilkes, North Carolina 2 $ 240,000 $ 120,000 $ 116,000
Delaware, Ohio 2 $ 239,000 $ 119,500 $ 59,000
Fairfield, Ohio 2 $ 217,000 $ 108,500 $ 40,000
Gallia, Ohio 2 $ 157,000 $ 78,500 $ 39,000
Hamilton, Ohio 2 $ 270,000 $ 135,000 $ 157,000
Highland, Ohio 2 $ 322,000 $ 161,000 $ 63,000
Meigs, Ohio 2 $ 122,000 $ 61,000 $ 40,000
Sandusky, Ohio 2 $ 278,000 $ 139,000 $ 63,000
Greenwood, South Carolina 2 $ 187,000 $ 93,500 $ 46,000
Newberry, South Carolina 2 $ 178,000 $ 89,000 $ 65,000
Sumter, South Carolina 2 $ 382,000 $ 191,000 $ 133,000
Bradley, Tennessee 2 $ 266,000 $ 133,000 $ 68,000
DeKalb, Tennessee 2 $ 247,000 $ 123,500 $ 46,000
Dickson, Tennessee 2 $ 323,000 $ 161,500 $ 38,000
Grainger, Tennessee 2 $ 268,000 $ 134,000 $ 122,000
Loudon, Tennessee 2 $ 334,000 $ 167,000 $ 140,000
Montgomery, Tennessee 2 $ 289,000 $ 144,500 $ 53,000
Austin, Texas 2 $ 194,000 $ 97,000 $ 20,000
Bandera, Texas 2 $ 192,000 $ 96,000 $ 51,000
Bowie, Texas 2 $ 163,000 $ 81,500 $ 50,000
Chambers, Texas 2 $ 220,000 $ 110,000 $ 69,000
Cooke, Texas 2 $ 401,000 $ 200,500 $ 148,000
Erath, Texas 2 $ 230,000 $ 115,000 $ 70,000
Freestone, Texas 2 $ 923,000 $ 461,500 $ 197,000
Hardin, Texas 2 $ 351,000 $ 175,500 $ 67,000
Limestone, Texas 2 $ 156,000 $ 78,000 $ 87,000
Palo Pinto, Texas 2 $ 499,000 $ 249,500 $ 162,000
Van Zandt, Texas 2 $ 290,000 $ 145,000 $ 87,000
Caledonia, Vermont 2 $ 474,000 $ 237,000 $ 87,000
Lamoille, Vermont 2 $ 300,000 $ 150,000 $ 62,000
Orange, Vermont 2 $ 316,000 $ 158,000 $ 61,000
St. Croix, Wisconsin 2 $ 373,000 $ 186,500 $ 63,000
Limestone, Alabama 1 $ 256,000 $ 256,000 $ 66,000
Pima, Arizona 1 $ 160,000 $ 160,000 $ 52,000
Madera, California 1 $ 200,000 $ 200,000 $ 83,000
Marin, California 1 $ 1,485,000 $ 1,485,000 $ 4,200,000
Mariposa, California 1 $ 159,000 $ 159,000 $ 65,000
Monterey, California 1 $ 400,000 $ 400,000 $ 49,000
San Luis Obispo, California 1 $ 226,000 $ 226,000 $ 113,000
Santa Cruz, California 1 $ 403,000 $ 403,000 $ 126,000
Sonoma, California 1 $ 434,000 $ 434,000 $ 87,000
Yolo, California 1 $ 545,000 $ 545,000 $ 226,000
Broomfield, Colorado 1 $ 137,000 $ 137,000 $ 42,000
Chaffee, Colorado 1 $ 233,000 $ 233,000 $ 38,000
Douglas, Colorado 1 $ 282,000 $ 282,000 $ 57,000
Grand, Colorado 1 $ 193,000 $ 193,000 $ 104,000
Gunnison, Colorado 1 $ 280,000 $ 280,000 $ 289,000
Jefferson, Colorado 1 $ 117,000 $ 117,000 $ 34,000
Larimer, Colorado 1 $ 183,000 $ 183,000 $ 56,000
Mineral, Colorado 1 $ 417,000 $ 417,000 $ 189,000
Alachua, Florida 1 $ 220,000 $ 220,000 $ 66,000
DeSoto, Florida 1 $ 135,000 $ 135,000 $ 33,000
Gadsden, Florida 1 $ 300,000 $ 300,000 $ 84,000
Jefferson, Florida 1 $ 110,000 $ 110,000 $ 51,000
Pasco, Florida 1 $ 90,000 $ 90,000 $ 52,000
Sumter, Florida 1 $ 129,000 $ 129,000 $ 35,000
Wakulla, Florida 1 $ 300,000 $ 300,000 $ 60,000
Cobb, Georgia 1 $ 143,000 $ 143,000 $ 68,000
Gwinnett, Georgia 1 $ 200,000 $ 200,000 $ 88,000
Newton, Georgia 1 $ 59,000 $ 59,000 $ 61,000
Gem, Idaho 1 $ 114,000 $ 114,000 $ 28,000
Gooding, Idaho 1 $ 188,000 $ 188,000 $ 12,000
Minidoka, Idaho 1 $ 53,000 $ 53,000 $ 31,000
Greene, Illinois 1 $ 69,000 $ 69,000 $ 17,000
Monroe, Illinois 1 $ 100,000 $ 100,000 $ 81,000
Scott, Illinois 1 $ 130,000 $ 130,000 $ 101,000
Jefferson, Indiana 1 $ 38,000 $ 38,000 $ 47,000
Kosciusko, Indiana 1 $ 417,000 $ 417,000 $ 240,000
Lawrence, Indiana 1 $ 118,000 $ 118,000 $ 31,000
Posey, Indiana 1 $ 128,000 $ 128,000 $ 49,000
Bracken, Kentucky 1 $ 230,000 $ 230,000 $ 162,000
Breathitt, Kentucky 1 $ 118,000 $ 118,000 $ 49,000
Casey, Kentucky 1 $ 150,000 $ 150,000 $ 62,000
Christian, Kentucky 1 $ 80,000 $ 80,000 $ 31,000
Cumberland, Kentucky 1 $ 118,000 $ 118,000 $ 28,000
Elliott, Kentucky 1 $ 120,000 $ 120,000 $ 24,000
Green, Kentucky 1 $ 83,000 $ 83,000 $ 36,000
Harlan, Kentucky 1 $ 50,000 $ 50,000 $ 12,000
Hopkins, Kentucky 1 $ 164,000 $ 164,000 $ 34,000
Knott, Kentucky 1 $ 183,000 $ 183,000 $ 52,000
Letcher, Kentucky 1 $ 48,000 $ 48,000 $ 24,000
Lewis, Kentucky 1 $ 215,000 $ 215,000 $ 120,000
Logan, Kentucky 1 $ 212,000 $ 212,000 $ 337,000
Morgan, Kentucky 1 $ 100,000 $ 100,000 $ 33,000
Nicholas, Kentucky 1 $ 162,000 $ 162,000 $ 40,000
Trigg, Kentucky 1 $ 380,000 $ 380,000 $ 98,000
Union, Kentucky 1 $ 278,000 $ 278,000 $ 12,000
Washington, Kentucky 1 $ 150,000 $ 150,000 $ 48,000
Livingston, Louisiana 1 $ 145,000 $ 145,000 $ 58,000
Anne Arundel, Maryland 1 $ 417,000 $ 417,000 $ 112,000
Baltimore, Maryland 1 $ 200,000 $ 200,000 $ 79,000
Carroll, Maryland 1 $ 453,000 $ 453,000 $ 166,000
Cecil, Maryland 1 $ 169,000 $ 169,000 $ 0
Frederick, Maryland 1 $ 480,000 $ 480,000 $ 119,000
St. Mary's, Maryland 1 $ 483,000 $ 483,000 $ 154,000
Barnstable, Massachusetts 1 $ 233,000 $ 233,000 $ 60,000
Berkshire, Massachusetts 1 $ 193,000 $ 193,000 $ 70,000
Antrim, Michigan 1 $ 270,000 $ 270,000 $ 104,000
Benzie, Michigan 1 $ 247,000 $ 247,000 $ 454,000
Cheboygan, Michigan 1 $ 134,000 $ 134,000 $ 91,000
Clinton, Michigan 1 $ 228,000 $ 228,000 $ 133,000
Eaton, Michigan 1 $ 150,000 $ 150,000 $ 24,000
Emmet, Michigan 1 $ 306,000 $ 306,000 $ 394,000
Grand Traverse, Michigan 1 $ 280,000 $ 280,000 $ 138,000
Kalkaska, Michigan 1 $ 201,000 $ 201,000 $ 67,000
Lapeer, Michigan 1 $ 118,000 $ 118,000 $ 42,000
Leelanau, Michigan 1 $ 147,000 $ 147,000 $ 62,000
Livingston, Michigan 1 $ 156,000 $ 156,000 $ 73,000
Mecosta, Michigan 1 $ 102,000 $ 102,000 $ 63,000
Monroe, Michigan 1 $ 90,000 $ 90,000 $ 67,000
Newaygo, Michigan 1 $ 80,000 $ 80,000 $ 102,000
Saginaw, Michigan 1 $ 134,000 $ 134,000 $ 38,000
Becker, Minnesota 1 $ 118,000 $ 118,000 $ 82,000
Chisago, Minnesota 1 $ 140,000 $ 140,000 $ 109,000
Isanti, Minnesota 1 $ 182,000 $ 182,000 $ 84,000
Le Sueur, Minnesota 1 $ 207,000 $ 207,000 $ 115,000
McLeod, Minnesota 1 $ 128,000 $ 128,000 $ 46,000
Sherburne, Minnesota 1 $ 115,000 $ 115,000 $ 100,000
Camden, Missouri 1 $ 90,000 $ 90,000 $ 28,000
Platte, Missouri 1 $ 161,000 $ 161,000 $ 70,000
St. Charles, Missouri 1 $ 100,000 $ 100,000 $ 45,000
St. Francois, Missouri 1 $ 40,000 $ 40,000 $ 22,000
St. Louis City, Missouri 1 $ 175,000 $ 175,000 $ 127,000
Camden, New Jersey 1 $ 216,000 $ 216,000 $ 96,000
Cumberland, New Jersey 1 $ 190,000 $ 190,000 $ 63,000
Sussex, New Jersey 1 $ 263,000 $ 263,000 $ 85,000
Lea, New Mexico 1 $ 133,000 $ 133,000 $ 65,000
Onondaga, New York 1 $ 319,000 $ 319,000 $ 172,000
Beaufort, North Carolina 1 $ 123,000 $ 123,000 $ 168,000
Caldwell, North Carolina 1 $ 91,000 $ 91,000 $ 29,000
Carteret, North Carolina 1 $ 250,000 $ 250,000 $ 99,000
Duplin, North Carolina 1 $ 119,000 $ 119,000 $ 78,000
Granville, North Carolina 1 $ 180,000 $ 180,000 $ 43,000
Lincoln, North Carolina 1 $ 300,000 $ 300,000 $ 90,000
Macon, North Carolina 1 $ 104,000 $ 104,000 $ 57,000
Montgomery, North Carolina 1 $ 417,000 $ 417,000 $ 1,262,000
Person, North Carolina 1 $ 76,000 $ 76,000 $ 46,000
Richmond, North Carolina 1 $ 122,000 $ 122,000 $ 130,000
Transylvania, North Carolina 1 $ 417,000 $ 417,000 $ 287,000
Ward, North Dakota 1 $ 249,000 $ 249,000 $ 89,000
Fulton, Ohio 1 $ 109,000 $ 109,000 $ 55,000
Greene, Ohio 1 $ 98,000 $ 98,000 $ 38,000
Henry, Ohio 1 $ 93,000 $ 93,000 $ 60,000
Hocking, Ohio 1 $ 99,000 $ 99,000 $ 30,000
Madison, Ohio 1 $ 151,000 $ 151,000 $ 60,000
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Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services LLC in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,684 $2,176,581,000 $171,000 $1,519,000 $71,000 $1,863,000
Refinancing 4,661 $1,006,770,000 $215,000 $1,500,000 $99,000 $4,200,000
Home Improvement 18 $4,200,000 $233,000 $680,000 $95,000 $330,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,305 $2,609,753,000 $182,000 $1,519,000 $81,000 $4,200,000
Black or African American 1,165 $199,379,000 $171,000 $760,000 $58,000 $600,000
Hispanic 941 $180,020,000 $191,000 $704,000 $67,000 $852,000
Not Provided 638 $129,112,000 $202,000 $900,000 $77,000 $900,000
Asian 274 $60,045,000 $219,000 $840,000 $82,000 $600,000
Native Hawaiian or Other Pacific Islander 28 $6,324,000 $225,000 $580,000 $97,000 $370,000
American Indian or Alaskan Native 12 $2,918,000 $243,000 $685,000 $95,000 $312,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,100 $1,725,348,000 $189,000 $1,519,000 $94,000 $1,863,000
FHA-insured (Federal Housing Administration) 5,187 $879,989,000 $169,000 $715,000 $62,000 $1,800,000
VA-guaranteed (Veterans Administration) 1,829 $433,328,000 $236,000 $1,485,000 $73,000 $4,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,247 $148,886,000 $119,000 $329,000 $40,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 6,705 $1,007,113,000 $150,000 $1,500,000 $63,000 $1,800,000
Loan Originated 6,248 $1,258,821,000 $201,000 $1,485,000 $88,000 $4,200,000
Application Withdrawn By Applicant 4,289 $891,839,000 $207,000 $1,519,000 $86,000 $1,863,000
Application Approved But Not Accepted 101 $22,707,000 $224,000 $746,000 $91,000 $422,000
File Closed For Incompleteness 19 $6,740,000 $354,000 $1,140,000 $177,000 $1,200,000
Loan Purchased By The Institution 1 $331,000 $331,000 $331,000 $120,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,045 $391,035,000 $128,000 $720,000 $51,000 $1,080,000
Credit Application Incomplete 1,795 $271,617,000 $151,000 $1,250,000 $65,000 $1,200,000
Other 1,162 $213,818,000 $184,000 $880,000 $83,000 $1,800,000
Employment History 156 $29,175,000 $187,000 $1,500,000 $74,000 $1,200,000
Collateral 146 $29,231,000 $200,000 $881,000 $110,000 $1,234,000
Insufficient Cash (Downpayment, Closing Cost) 102 $15,946,000 $156,000 $660,000 $58,000 $399,000
Mortgage Insurance Denied 84 $12,942,000 $154,000 $496,000 $71,000 $562,000
Debt-To-Income Ratio 81 $17,528,000 $216,000 $1,026,000 $71,000 $240,000
Unverifiable Information 73 $14,215,000 $194,000 $610,000 $85,000 $500,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services LLC's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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