Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2005
In 2005, Ark-La-Tex Financial Services of Plano, TX reported 2,274 mortgage applications totaling $442.0 million, up 100% from 2004. The average application was for $194,354, and applicants reported an average income of $85,416. 53% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Dallas-Plano-Irving, TX (319), Fort Worth-Arlington, TX (168) and San Antonio, TX (112) (applications in parentheses).
| Mortgage Company & Address | Ark-La-Tex Financial Services 5160 Tennyson Pkwy, Suite 2000w Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,274 |
| Total Mortgage Loan Application Amount | $441,961,000 |
| Average Mortgage Loan Application Amount | $194,354 |
| Highest Mortgage Loan Application Amount | $64,900,000 |
| Average Applicant Income | $85,416 |
| Highest Applicant Income | $4,320,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas, Texas | 172 | $ 18,551,000 | $ 107,854 | $ 63,000 |
| Tarrant, Texas | 148 | $ 25,139,000 | $ 169,858 | $ 89,000 |
| Bexar, Texas | 99 | $ 10,144,000 | $ 102,464 | $ 82,000 |
| Collin, Texas | 66 | $ 11,461,000 | $ 173,651 | $ 91,000 |
| Los Angeles, California | 58 | $ 17,765,000 | $ 306,293 | $ 135,000 |
| Denton, Texas | 57 | $ 9,018,000 | $ 158,210 | $ 86,000 |
| Harris, Texas | 44 | $ 7,126,000 | $ 161,954 | $ 101,000 |
| Palm Beach, Florida | 37 | $ 6,309,000 | $ 170,513 | $ 104,000 |
| Miami-Dade, Florida | 32 | $ 5,574,000 | $ 174,187 | $ 77,000 |
| Orange, California | 31 | $ 13,159,000 | $ 424,483 | $ 145,000 |
| Sacramento, California | 31 | $ 7,990,000 | $ 257,741 | $ 84,000 |
| San Diego, California | 31 | $ 11,634,000 | $ 375,290 | $ 139,000 |
| El Paso, Texas | 30 | $ 2,484,000 | $ 82,800 | $ 61,000 |
| Fresno, California | 24 | $ 5,709,000 | $ 237,875 | $ 95,000 |
| Riverside, California | 24 | $ 6,096,000 | $ 254,000 | $ 99,000 |
| Marion, Indiana | 24 | $ 2,843,000 | $ 118,458 | $ 69,000 |
| Wayne, Michigan | 24 | $ 3,301,000 | $ 137,541 | $ 45,000 |
| Cameron, Texas | 24 | $ 2,754,000 | $ 114,750 | $ 51,000 |
| Broward, Florida | 23 | $ 5,279,000 | $ 229,521 | $ 105,000 |
| San Bernardino, California | 22 | $ 5,107,000 | $ 232,136 | $ 113,000 |
| Fulton, Georgia | 22 | $ 3,881,000 | $ 176,409 | $ 68,000 |
| Lee, Florida | 21 | $ 3,438,000 | $ 163,714 | $ 73,000 |
| DeKalb, Georgia | 20 | $ 2,454,000 | $ 122,700 | $ 82,000 |
| DuPage, Illinois | 20 | $ 3,790,000 | $ 189,500 | $ 66,000 |
| McLennan, Texas | 20 | $ 1,666,000 | $ 83,300 | $ 67,000 |
| Jefferson, Alabama | 19 | $ 3,336,000 | $ 175,578 | $ 104,000 |
| Camden, New Jersey | 19 | $ 2,539,000 | $ 133,631 | $ 71,000 |
| Freestone, Texas | 19 | $ 1,297,000 | $ 68,263 | $ 46,000 |
| Parker, Texas | 19 | $ 2,261,000 | $ 119,000 | $ 86,000 |
| Harrison, Mississippi | 18 | $ 1,702,000 | $ 94,555 | $ 49,000 |
| Orange, Florida | 17 | $ 2,708,000 | $ 159,294 | $ 71,000 |
| Orleans, Louisiana | 17 | $ 2,551,000 | $ 150,058 | $ 80,000 |
| Polk, Florida | 16 | $ 2,011,000 | $ 125,687 | $ 52,000 |
| Caddo, Louisiana | 16 | $ 1,677,000 | $ 104,812 | $ 64,000 |
| Shelby, Alabama | 15 | $ 3,110,000 | $ 207,333 | $ 88,000 |
| Hillsborough, Florida | 15 | $ 2,119,000 | $ 141,266 | $ 65,000 |
| East Baton Rouge, Louisiana | 15 | $ 1,682,000 | $ 112,133 | $ 67,000 |
| St. Louis, Missouri | 15 | $ 1,838,000 | $ 122,533 | $ 52,000 |
| Greene, Missouri | 14 | $ 1,157,000 | $ 82,642 | $ 210,000 |
| San Joaquin, California | 12 | $ 3,535,000 | $ 294,583 | $ 155,000 |
| Walton, Florida | 12 | $ 2,306,000 | $ 192,166 | $ 133,000 |
| Ellis, Texas | 12 | $ 1,826,000 | $ 152,166 | $ 62,000 |
| Solano, California | 11 | $ 3,728,000 | $ 338,909 | $ 114,000 |
| Adams, Colorado | 11 | $ 1,527,000 | $ 138,818 | $ 69,000 |
| Pinellas, Florida | 11 | $ 2,044,000 | $ 185,818 | $ 82,000 |
| Cobb, Georgia | 11 | $ 1,612,000 | $ 146,545 | $ 53,000 |
| St. Charles, Missouri | 11 | $ 1,214,000 | $ 110,363 | $ 49,000 |
| Davidson, Tennessee | 11 | $ 1,238,000 | $ 112,545 | $ 68,000 |
| Alameda, California | 10 | $ 3,242,000 | $ 324,200 | $ 109,000 |
| El Paso, Colorado | 10 | $ 1,862,000 | $ 186,200 | $ 103,000 |
| Gwinnett, Georgia | 10 | $ 1,994,000 | $ 199,400 | $ 72,000 |
| Cook, Illinois | 10 | $ 1,614,000 | $ 161,400 | $ 50,000 |
| Oklahoma, Oklahoma | 10 | $ 66,112,000 | $ 6,611,200 | $ 91,000 |
| Jackson, Missouri | 9 | $ 1,551,000 | $ 172,333 | $ 101,000 |
| Washington, Tennessee | 9 | $ 907,000 | $ 100,777 | $ 55,000 |
| Nueces, Texas | 9 | $ 906,000 | $ 100,666 | $ 71,000 |
| Williamson, Texas | 9 | $ 1,729,000 | $ 192,111 | $ 91,000 |
| Placer, California | 8 | $ 2,852,000 | $ 356,500 | $ 93,000 |
| Arapahoe, Colorado | 8 | $ 789,000 | $ 98,625 | $ 56,000 |
| Seminole, Florida | 8 | $ 1,168,000 | $ 146,000 | $ 85,000 |
| Kane, Illinois | 8 | $ 1,526,000 | $ 190,750 | $ 52,000 |
| Jefferson, Louisiana | 8 | $ 1,470,000 | $ 183,750 | $ 38,000 |
| Ouachita, Louisiana | 8 | $ 767,000 | $ 95,875 | $ 45,000 |
| Jackson, Mississippi | 8 | $ 810,000 | $ 101,250 | $ 53,000 |
| Burlington, New Jersey | 8 | $ 1,711,000 | $ 213,875 | $ 109,000 |
| Gloucester, New Jersey | 8 | $ 1,253,000 | $ 156,625 | $ 75,000 |
| Salem, New Jersey | 8 | $ 1,114,000 | $ 139,250 | $ 68,000 |
| Hidalgo, Texas | 8 | $ 825,000 | $ 103,125 | $ 83,000 |
| Weld, Colorado | 7 | $ 709,000 | $ 101,285 | $ 57,000 |
| Collier, Florida | 7 | $ 1,779,000 | $ 254,142 | $ 142,000 |
| Marion, Florida | 7 | $ 744,000 | $ 106,285 | $ 68,000 |
| Ascension, Louisiana | 7 | $ 1,017,000 | $ 145,285 | $ 69,000 |
| Clark, Nevada | 7 | $ 1,979,000 | $ 282,714 | $ 103,000 |
| Bell, Texas | 7 | $ 757,000 | $ 108,142 | $ 57,000 |
| Rockwall, Texas | 7 | $ 1,636,000 | $ 233,714 | $ 131,000 |
| Merced, California | 6 | $ 805,000 | $ 134,166 | $ 166,000 |
| Stanislaus, California | 6 | $ 941,000 | $ 156,833 | $ 118,000 |
| Escambia, Florida | 6 | $ 658,000 | $ 109,666 | $ 54,000 |
| Okaloosa, Florida | 6 | $ 1,557,000 | $ 259,500 | $ 112,000 |
| Pasco, Florida | 6 | $ 1,304,000 | $ 217,333 | $ 183,000 |
| St. Lucie, Florida | 6 | $ 1,479,000 | $ 246,500 | $ 125,000 |
| Clayton, Georgia | 6 | $ 677,000 | $ 112,833 | $ 46,000 |
| Will, Illinois | 6 | $ 1,274,000 | $ 212,333 | $ 65,000 |
| De Soto, Louisiana | 6 | $ 558,000 | $ 93,000 | $ 34,000 |
| DeSoto, Mississippi | 6 | $ 509,000 | $ 84,833 | $ 44,000 |
| Warren, Missouri | 6 | $ 1,016,000 | $ 169,333 | $ 53,000 |
| Ocean, New Jersey | 6 | $ 1,569,000 | $ 261,500 | $ 83,000 |
| Shelby, Tennessee | 6 | $ 439,000 | $ 73,166 | $ 39,000 |
| Jefferson, Texas | 6 | $ 617,000 | $ 102,833 | $ 93,000 |
| Randall, Texas | 6 | $ 636,000 | $ 106,000 | $ 51,000 |
| Ventura, California | 5 | $ 1,496,000 | $ 299,200 | $ 60,000 |
| Denver, Colorado | 5 | $ 982,000 | $ 196,400 | $ 76,000 |
| Jefferson, Colorado | 5 | $ 1,337,000 | $ 267,400 | $ 94,000 |
| Flagler, Florida | 5 | $ 1,320,000 | $ 264,000 | $ 158,000 |
| Manatee, Florida | 5 | $ 701,000 | $ 140,200 | $ 68,000 |
| Madison, Illinois | 5 | $ 487,000 | $ 97,400 | $ 77,000 |
| Sangamon, Illinois | 5 | $ 384,000 | $ 76,800 | $ 47,000 |
| Hamilton, Indiana | 5 | $ 818,000 | $ 163,600 | $ 88,000 |
| Lake, Indiana | 5 | $ 1,013,000 | $ 202,600 | $ 83,000 |
| Cass, Missouri | 5 | $ 443,000 | $ 88,600 | $ 33,000 |
| Platte, Missouri | 5 | $ 412,000 | $ 82,400 | $ 115,000 |
| Tulsa, Oklahoma | 5 | $ 984,000 | $ 196,800 | $ 86,000 |
| Guadalupe, Texas | 5 | $ 624,000 | $ 124,800 | $ 77,000 |
| Limestone, Texas | 5 | $ 613,000 | $ 122,600 | $ 74,000 |
| Contra Costa, California | 4 | $ 1,339,000 | $ 334,750 | $ 119,000 |
| Madera, California | 4 | $ 1,129,000 | $ 282,250 | $ 65,000 |
| Santa Clara, California | 4 | $ 1,365,000 | $ 341,250 | $ 129,000 |
| Douglas, Colorado | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| Charlotte, Florida | 4 | $ 1,071,000 | $ 267,750 | $ 110,000 |
| Duval, Florida | 4 | $ 318,000 | $ 79,500 | $ 62,000 |
| Martin, Florida | 4 | $ 769,000 | $ 192,250 | $ 97,000 |
| Lamar, Georgia | 4 | $ 329,000 | $ 82,250 | $ 49,000 |
| Maui, Hawaii | 4 | $ 1,943,000 | $ 485,750 | $ 172,000 |
| Bossier, Louisiana | 4 | $ 744,000 | $ 186,000 | $ 58,000 |
| Plaquemines, Louisiana | 4 | $ 580,000 | $ 145,000 | $ 76,000 |
| St. Tammany, Louisiana | 4 | $ 895,000 | $ 223,750 | $ 87,000 |
| Tangipahoa, Louisiana | 4 | $ 447,000 | $ 111,750 | $ 44,000 |
| Atlantic, New Jersey | 4 | $ 1,190,000 | $ 297,500 | $ 130,000 |
| Monmouth, New Jersey | 4 | $ 1,397,000 | $ 349,250 | $ 168,000 |
| Eddy, New Mexico | 4 | $ 355,000 | $ 88,750 | $ 120,000 |
| Carter, Tennessee | 4 | $ 275,000 | $ 68,750 | $ 40,000 |
| Fort Bend, Texas | 4 | $ 278,000 | $ 69,500 | $ 191,000 |
| Galveston, Texas | 4 | $ 721,000 | $ 180,250 | $ 253,000 |
| Hood, Texas | 4 | $ 356,000 | $ 89,000 | $ 82,000 |
| Kendall, Texas | 4 | $ 1,376,000 | $ 344,000 | $ 126,000 |
| Montgomery, Texas | 4 | $ 823,000 | $ 205,750 | $ 125,000 |
| Potter, Texas | 4 | $ 236,000 | $ 59,000 | $ 34,000 |
| Madison, Alabama | 3 | $ 496,000 | $ 165,333 | $ 59,000 |
| Montgomery, Alabama | 3 | $ 288,000 | $ 96,000 | $ 60,000 |
| Marin, California | 3 | $ 2,195,000 | $ 731,666 | $ 180,000 |
| Larimer, Colorado | 3 | $ 827,000 | $ 275,666 | $ 86,000 |
| Indian River, Florida | 3 | $ 252,000 | $ 84,000 | $ 59,000 |
| Lake, Florida | 3 | $ 327,000 | $ 109,000 | $ 56,000 |
| Barrow, Georgia | 3 | $ 261,000 | $ 87,000 | $ 64,000 |
| Fayette, Georgia | 3 | $ 455,000 | $ 151,666 | $ 56,000 |
| Houston, Georgia | 3 | $ 317,000 | $ 105,666 | $ 171,000 |
| Honolulu, Hawaii | 3 | $ 1,688,000 | $ 562,666 | $ 147,000 |
| St. Clair, Illinois | 3 | $ 590,000 | $ 196,666 | $ 68,000 |
| Tazewell, Illinois | 3 | $ 207,000 | $ 69,000 | $ 40,000 |
| Morgan, Indiana | 3 | $ 243,000 | $ 81,000 | $ 22,000 |
| Vanderburgh, Indiana | 3 | $ 179,000 | $ 59,666 | $ 35,000 |
| Kenton, Kentucky | 3 | $ 244,000 | $ 81,333 | $ 74,000 |
| Marion, Mississippi | 3 | $ 122,000 | $ 40,666 | $ 7,000 |
| Lincoln, Missouri | 3 | $ 352,000 | $ 117,333 | $ 52,000 |
| Dona Ana, New Mexico | 3 | $ 243,000 | $ 81,000 | $ 59,000 |
| Sandoval, New Mexico | 3 | $ 405,000 | $ 135,000 | $ 90,000 |
| Cleveland, Oklahoma | 3 | $ 284,000 | $ 94,666 | $ 54,000 |
| Knox, Tennessee | 3 | $ 173,000 | $ 57,666 | $ 55,000 |
| Sevier, Tennessee | 3 | $ 393,000 | $ 131,000 | $ 58,000 |
| Bastrop, Texas | 3 | $ 284,000 | $ 94,666 | $ 49,000 |
| Cooke, Texas | 3 | $ 297,000 | $ 99,000 | $ 92,000 |
| Coryell, Texas | 3 | $ 258,000 | $ 86,000 | $ 19,000 |
| Grayson, Texas | 3 | $ 149,000 | $ 49,666 | $ 61,000 |
| Kaufman, Texas | 3 | $ 394,000 | $ 131,333 | $ 57,000 |
| Lamar, Texas | 3 | $ 196,000 | $ 65,333 | $ 97,000 |
| Travis, Texas | 3 | $ 418,000 | $ 139,333 | $ 49,000 |
| Salt Lake, Utah | 3 | $ 420,000 | $ 140,000 | $ 43,000 |
| Weber, Utah | 3 | $ 198,000 | $ 66,000 | $ 26,000 |
| Calhoun, Alabama | 2 | $ 164,000 | $ 82,000 | $ 74,000 |
| Houston, Alabama | 2 | $ 250,000 | $ 125,000 | $ 41,000 |
| Mobile, Alabama | 2 | $ 713,000 | $ 356,500 | $ 143,000 |
| Monroe, Alabama | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| Union, Arkansas | 2 | $ 328,000 | $ 164,000 | $ 43,000 |
| Butte, California | 2 | $ 322,000 | $ 161,000 | $ 75,000 |
| Del Norte, California | 2 | $ 216,000 | $ 108,000 | $ 48,000 |
| Kings, California | 2 | $ 259,000 | $ 129,500 | $ 64,000 |
| Napa, California | 2 | $ 958,000 | $ 479,000 | $ 140,000 |
| Nevada, California | 2 | $ 542,000 | $ 271,000 | $ 375,000 |
| San Mateo, California | 2 | $ 900,000 | $ 450,000 | $ 143,000 |
| Shasta, California | 2 | $ 417,000 | $ 208,500 | $ 82,000 |
| Tulare, California | 2 | $ 742,000 | $ 371,000 | $ 129,000 |
| Boulder, Colorado | 2 | $ 464,000 | $ 232,000 | $ 125,000 |
| Bay, Florida | 2 | $ 364,000 | $ 182,000 | $ 112,000 |
| Brevard, Florida | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Monroe, Florida | 2 | $ 594,000 | $ 297,000 | $ 125,000 |
| Sarasota, Florida | 2 | $ 549,000 | $ 274,500 | $ 81,000 |
| Taylor, Florida | 2 | $ 147,000 | $ 73,500 | $ 73,000 |
| Volusia, Florida | 2 | $ 350,000 | $ 175,000 | $ 19,000 |
| Cherokee, Georgia | 2 | $ 403,000 | $ 201,500 | $ 75,000 |
| Douglas, Georgia | 2 | $ 261,000 | $ 130,500 | $ 66,000 |
| Forsyth, Georgia | 2 | $ 516,000 | $ 258,000 | $ 61,000 |
| Hall, Georgia | 2 | $ 377,000 | $ 188,500 | $ 77,000 |
| Newton, Georgia | 2 | $ 142,000 | $ 71,000 | $ 55,000 |
| Rockdale, Georgia | 2 | $ 88,000 | $ 44,000 | $ 53,000 |
| Kauai, Hawaii | 2 | $ 640,000 | $ 320,000 | $ 360,000 |
| Macoupin, Illinois | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Brown, Indiana | 2 | $ 162,000 | $ 81,000 | $ 54,000 |
| Hancock, Indiana | 2 | $ 109,000 | $ 54,500 | $ 60,000 |
| Hendricks, Indiana | 2 | $ 225,000 | $ 112,500 | $ 57,000 |
| Sedgwick, Kansas | 2 | $ 308,000 | $ 154,000 | $ 56,000 |
| Livingston, Louisiana | 2 | $ 215,000 | $ 107,500 | $ 54,000 |
| St. Charles, Louisiana | 2 | $ 461,000 | $ 230,500 | $ 77,000 |
| Webster, Louisiana | 2 | $ 158,000 | $ 79,000 | $ 52,000 |
| Saginaw, Michigan | 2 | $ 192,000 | $ 96,000 | $ 16,000 |
| Jasper, Mississippi | 2 | $ 217,000 | $ 108,500 | $ 39,000 |
| Lamar, Mississippi | 2 | $ 152,000 | $ 76,000 | $ 42,000 |
| Marshall, Mississippi | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Christian, Missouri | 2 | $ 189,000 | $ 94,500 | $ 35,000 |
| Johnson, Missouri | 2 | $ 112,000 | $ 56,000 | $ 27,000 |
| St. Francois, Missouri | 2 | $ 204,000 | $ 102,000 | $ 88,000 |
| St. Louis City, Missouri | 2 | $ 141,000 | $ 70,500 | $ 48,000 |
| Webster, Missouri | 2 | $ 133,000 | $ 66,500 | $ 38,000 |
| Cumberland, New Jersey | 2 | $ 144,000 | $ 72,000 | $ 45,000 |
| Bernalillo, New Mexico | 2 | $ 283,000 | $ 141,500 | $ 50,000 |
| Lea, New Mexico | 2 | $ 194,000 | $ 97,000 | $ 9,000 |
| Montgomery, Ohio | 2 | $ 204,000 | $ 102,000 | $ 28,000 |
| Canadian, Oklahoma | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Osage, Oklahoma | 2 | $ 156,000 | $ 78,000 | $ 58,000 |
| Blount, Tennessee | 2 | $ 447,000 | $ 223,500 | $ 122,000 |
| Tipton, Tennessee | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Brewster, Texas | 2 | $ 145,000 | $ 72,500 | $ 83,000 |
| Fannin, Texas | 2 | $ 135,000 | $ 67,500 | $ 46,000 |
| Harrison, Texas | 2 | $ 197,000 | $ 98,500 | $ 0 |
| Hunt, Texas | 2 | $ 281,000 | $ 140,500 | $ 251,000 |
| Lubbock, Texas | 2 | $ 206,000 | $ 103,000 | $ 111,000 |
| Medina, Texas | 2 | $ 336,000 | $ 168,000 | $ 57,000 |
| Tom Green, Texas | 2 | $ 98,000 | $ 49,000 | $ 50,000 |
| Val Verde, Texas | 2 | $ 182,000 | $ 91,000 | $ 28,000 |
| Wilson, Texas | 2 | $ 241,000 | $ 120,500 | $ 69,000 |
| Davis, Utah | 2 | $ 195,000 | $ 97,500 | $ 54,000 |
| Utah, Utah | 2 | $ 204,000 | $ 102,000 | $ 83,000 |
| Baldwin, Alabama | 1 | $ 167,000 | $ 167,000 | $ 48,000 |
| Clarke, Alabama | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Dale, Alabama | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Marion, Alabama | 1 | $ 87,000 | $ 87,000 | $ 132,000 |
| Morgan, Alabama | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Tuscaloosa, Alabama | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Walker, Alabama | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Wilcox, Alabama | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Anchorage, Alaska | 1 | $ 191,000 | $ 191,000 | $ 64,000 |
| Benton, Arkansas | 1 | $ 86,000 | $ 86,000 | $ 19,000 |
| Carroll, Arkansas | 1 | $ 172,000 | $ 172,000 | $ 112,000 |
| Little River, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Poinsett, Arkansas | 1 | $ 170,000 | $ 170,000 | $ 118,000 |
| Pulaski, Arkansas | 1 | $ 133,000 | $ 133,000 | $ 64,000 |
| El Dorado, California | 1 | $ 320,000 | $ 320,000 | $ 60,000 |
| Imperial, California | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Kern, California | 1 | $ 399,000 | $ 399,000 | $ 500,000 |
| Santa Barbara, California | 1 | $ 318,000 | $ 318,000 | $ 98,000 |
| Santa Cruz, California | 1 | $ 1,170,000 | $ 1,170,000 | $ 336,000 |
| Sonoma, California | 1 | $ 600,000 | $ 600,000 | $ 918,000 |
| Sutter, California | 1 | $ 317,000 | $ 317,000 | $ 93,000 |
| Tehama, California | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Yuba, California | 1 | $ 218,000 | $ 218,000 | $ 71,000 |
| Grand, Colorado | 1 | $ 464,000 | $ 464,000 | $ 252,000 |
| Pitkin, Colorado | 1 | $ 640,000 | $ 640,000 | $ 4,320,000 |
| Summit, Colorado | 1 | $ 157,000 | $ 157,000 | $ 168,000 |
| Teller, Colorado | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Carroll, Georgia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Chatham, Georgia | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| Columbia, Georgia | 1 | $ 184,000 | $ 184,000 | $ 83,000 |
| Fannin, Georgia | 1 | $ 77,000 | $ 77,000 | $ 78,000 |
| White, Georgia | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Worth, Georgia | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Hawaii, Hawaii | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Bannock, Idaho | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
| Kootenai, Idaho | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Boone, Illinois | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Champaign, Illinois | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| DeKalb, Illinois | 1 | $ 166,000 | $ 166,000 | $ 47,000 |
| Kendall, Illinois | 1 | $ 173,000 | $ 173,000 | $ 79,000 |
| Montgomery, Illinois | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Boone, Indiana | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Elkhart, Indiana | 1 | $ 144,000 | $ 144,000 | $ 89,000 |
| Johnson, Indiana | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Benton, Iowa | 1 | $ 79,000 | $ 79,000 | $ 298,000 |
| Polk, Iowa | 1 | $ 177,000 | $ 177,000 | $ 47,000 |
| Scott, Iowa | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Butler, Kansas | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Johnson, Kansas | 1 | $ 110,000 | $ 110,000 | $ 58,000 |
| Reno, Kansas | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Jefferson, Kentucky | 1 | $ 86,000 | $ 86,000 | $ 21,000 |
| Beauregard, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Catahoula, Louisiana | 1 | $ 143,000 | $ 143,000 | $ 74,000 |
| Rapides, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| St. Bernard, Louisiana | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| St. Mary, Louisiana | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Terrebonne, Louisiana | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Vermilion, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Washington, Louisiana | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Plymouth, Massachusetts | 1 | $ 352,000 | $ 352,000 | $ 100,000 |
| Alpena, Michigan | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Macomb, Michigan | 1 | $ 163,000 | $ 163,000 | $ 75,000 |
| Oakland, Michigan | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Chisago, Minnesota | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Pennington, Minnesota | 1 | $ 91,000 | $ 91,000 | $ 39,000 |
| Winona, Minnesota | 1 | $ 143,000 | $ 143,000 | $ 30,000 |
| Hancock, Mississippi | 1 | $ 223,000 | $ 223,000 | $ 68,000 |
| Hinds, Mississippi | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Oktibbeha, Mississippi | 1 | $ 78,000 | $ 78,000 | $ 58,000 |
| Pearl River, Mississippi | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Rankin, Mississippi | 1 | $ 53,000 | $ 53,000 | $ 42,000 |
| Sharkey, Mississippi | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
| Tate, Mississippi | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Wayne, Mississippi | 1 | $ 63,000 | $ 63,000 | $ 30,000 |
| Callaway, Missouri | 1 | $ 211,000 | $ 211,000 | $ 92,000 |
| Franklin, Missouri | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Linn, Missouri | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Morgan, Missouri | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| New Madrid, Missouri | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| Gallatin, Montana | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Douglas, Nebraska | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
| Hamilton, Nebraska | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Washoe, Nevada | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Cape May, New Jersey | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Mercer, New Jersey | 1 | $ 208,000 | $ 208,000 | $ 75,000 |
| Middlesex, New Jersey | 1 | $ 206,000 | $ 206,000 | $ 61,000 |
| Passaic, New Jersey | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Sussex, New Jersey | 1 | $ 360,000 | $ 360,000 | $ 157,000 |
| Curry, New Mexico | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Lincoln, New Mexico | 1 | $ 214,000 | $ 214,000 | $ 211,000 |
| Otero, New Mexico | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Greene, Ohio | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Atoka, Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Cherokee, Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Creek, Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Kiowa, Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Pontotoc, Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 96,000 |
| Pottawatomie, Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Hamblen, Tennessee | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Lawrence, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Madison, Tennessee | 1 | $ 163,000 | $ 163,000 | $ 66,000 |
| Robertson, Tennessee | 1 | $ 176,000 | $ 176,000 | $ 45,000 |
| Rutherford, Tennessee | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Sullivan, Tennessee | 1 | $ 139,000 | $ 139,000 | $ 49,000 |
| Williamson, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Brazos, Texas | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
| Caldwell, Texas | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Coleman, Texas | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Deaf Smith, Texas | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Fayette, Texas | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Gregg, Texas | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Hale, Texas | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Hardin, Texas | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Henderson, Texas | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Jasper, Texas | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Kerr, Texas | 1 | $ 82,000 | $ 82,000 | $ 67,000 |
| Kleberg, Texas | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Liberty, Texas | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Matagorda, Texas | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Palo Pinto, Texas | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Panola, Texas | 1 | $ 73,000 | $ 73,000 | $ 64,000 |
| Parmer, Texas | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Refugio, Texas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| San Patricio, Texas | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Smith, Texas | 1 | $ 328,000 | $ 328,000 | $ 300,000 |
| Taylor, Texas | 1 | $ 140,000 | $ 140,000 | $ 126,000 |
| Trinity, Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Van Zandt, Texas | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Wise, Texas | 1 | $ 123,000 | $ 123,000 | $ 108,000 |
| Sevier, Utah | 1 | $ 156,000 | $ 156,000 | $ 32,000 |
| Spotsylvania, Virginia | 1 | $ 250,000 | $ 250,000 | $ 42,000 |
| Outagamie, Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Fremont, Wyoming | 1 | $ 74,000 | $ 74,000 | $ 76,000 |
| Natrona, Wyoming | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,282 | $240,776,000 | $267,032 | $64,900,000 | $77,354 | $4,320,000 |
| Refinancing | 992 | $201,185,000 | $166,620 | $2,770,000 | $77,344 | $1,800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,419 | $241,581,000 | $154,750 | $2,770,000 | $70,156 | $1,800,000 |
| Hispanic | 343 | $114,118,000 | $1,845,368 | $64,900,000 | $58,368 | $918,000 |
| Black or African American | 297 | $42,489,000 | $168,200 | $945,000 | $271,000 | $4,320,000 |
| Not Provided | 109 | $22,462,000 | $212,500 | $1,350,000 | $80,000 | $411,000 |
| Asian | 66 | $15,686,000 | $176,400 | $915,000 | $80,200 | $324,000 |
| Not applicable | 17 | $2,591,000 | $138,500 | $400,000 | $99,100 | $298,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,300,000 | $139,000 | $448,000 | $81,750 | $205,000 |
| American Indian or Alaskan Native | 8 | $734,000 | $95,800 | $140,000 | $44,200 | $88,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,021 | $345,910,000 | $151,580 | $2,770,000 | $73,483 | $4,320,000 |
| FHA-insured (Federal Housing Administration) | 176 | $84,003,000 | $1,062,470 | $64,900,000 | $57,647 | $1,246,000 |
| VA-guaranteed (Veterans Administration) | 77 | $12,048,000 | $163,500 | $360,000 | $58,916 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,205 | $205,849,000 | $171,066 | $2,770,000 | $69,600 | $1,800,000 |
| Loan Purchased By The Institution | 395 | $59,097,000 | $128,647 | $748,000 | $72,941 | $436,000 |
| Application Approved But Not Accepted | 224 | $41,276,000 | $152,208 | $1,515,000 | $107,375 | $4,320,000 |
| Application Withdrawn By Applicant | 213 | $99,563,000 | $948,761 | $64,900,000 | $86,904 | $567,000 |
| Application Denied By Financial Institution | 174 | $27,711,000 | $120,368 | $975,000 | $56,789 | $329,000 |
| File Closed For Incompleteness | 63 | $8,465,000 | $124,615 | $584,000 | $61,538 | $186,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 50 | $6,754,000 | $146,090 | $750,000 | $63,909 | $300,000 |
| Debt-To-Income Ratio | 35 | $4,394,000 | $110,700 | $469,000 | $53,800 | $259,000 |
| Other | 34 | $5,253,000 | $126,846 | $587,000 | $62,000 | $329,000 |
| Collateral | 20 | $4,300,000 | $168,000 | $975,000 | $68,888 | $329,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,808,000 | $189,500 | $700,000 | $76,166 | $205,000 |
| Unverifiable Information | 10 | $1,686,000 | $161,600 | $414,000 | $119,600 | $197,000 |
| Employment History | 7 | $1,316,000 | $279,666 | $530,000 | $71,666 | $107,000 |
| Credit Application Incomplete | 3 | $1,200,000 | $432,500 | $531,000 | $151,500 | $318,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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