Ark-La-Tex Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Ark-La-Tex Financial Services 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ark-La-Tex Financial Services 5160 Tennyson Pkwy, Suite 2000W Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,274 |
| Total Mortgage Loan Application Amount | $441,961,000 |
| Average Mortgage Loan Application Amount | $218,500 |
| Highest Mortgage Loan Application Amount | $64,900,000 |
| Average Applicant Income | $77,350 |
| Highest Applicant Income | $4,320,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Ark-La-Tex Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ark-La-Tex Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Ark-La-Tex Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ark-La-Tex Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Ark-La-Tex Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ark-La-Tex Financial Services's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 172 | $ 18,551,000 | $ 107,000 | $ 63,000 |
| Tarrant County Texas | 148 | $ 25,139,000 | $ 169,000 | $ 89,000 |
| Bexar County Texas | 99 | $ 10,144,000 | $ 102,000 | $ 82,000 |
| Collin County Texas | 66 | $ 11,461,000 | $ 173,000 | $ 91,000 |
| Los Angeles County California | 58 | $ 17,765,000 | $ 306,000 | $ 135,000 |
| Denton County Texas | 57 | $ 9,018,000 | $ 158,000 | $ 86,000 |
| Harris County Texas | 44 | $ 7,126,000 | $ 161,000 | $ 101,000 |
| Palm Beach County Florida | 37 | $ 6,309,000 | $ 170,000 | $ 104,000 |
| Miami-Dade County Florida | 32 | $ 5,574,000 | $ 174,000 | $ 77,000 |
| Orange County California | 31 | $ 13,159,000 | $ 424,000 | $ 145,000 |
| Sacramento County California | 31 | $ 7,990,000 | $ 257,000 | $ 84,000 |
| San Diego County California | 31 | $ 11,634,000 | $ 375,000 | $ 139,000 |
| El Paso County Texas | 30 | $ 2,484,000 | $ 82,000 | $ 61,000 |
| Fresno County California | 24 | $ 5,709,000 | $ 237,000 | $ 95,000 |
| Riverside County California | 24 | $ 6,096,000 | $ 254,000 | $ 99,000 |
| Marion County Indiana | 24 | $ 2,843,000 | $ 118,000 | $ 69,000 |
| Wayne County Michigan | 24 | $ 3,301,000 | $ 137,000 | $ 45,000 |
| Cameron County Texas | 24 | $ 2,754,000 | $ 114,000 | $ 51,000 |
| Broward County Florida | 23 | $ 5,279,000 | $ 229,000 | $ 105,000 |
| San Bernardino County California | 22 | $ 5,107,000 | $ 232,000 | $ 113,000 |
| Fulton County Georgia | 22 | $ 3,881,000 | $ 176,000 | $ 68,000 |
| Lee County Florida | 21 | $ 3,438,000 | $ 163,000 | $ 73,000 |
| DeKalb County Georgia | 20 | $ 2,454,000 | $ 122,000 | $ 82,000 |
| DuPage County Illinois | 20 | $ 3,790,000 | $ 189,000 | $ 66,000 |
| McLennan County Texas | 20 | $ 1,666,000 | $ 83,000 | $ 67,000 |
| Jefferson County Alabama | 19 | $ 3,336,000 | $ 175,000 | $ 104,000 |
| Camden County New Jersey | 19 | $ 2,539,000 | $ 133,000 | $ 71,000 |
| Freestone County Texas | 19 | $ 1,297,000 | $ 68,000 | $ 46,000 |
| Parker County Texas | 19 | $ 2,261,000 | $ 119,000 | $ 86,000 |
| Harrison County Mississippi | 18 | $ 1,702,000 | $ 94,000 | $ 49,000 |
| Orange County Florida | 17 | $ 2,708,000 | $ 159,000 | $ 71,000 |
| Orleans County Louisiana | 17 | $ 2,551,000 | $ 150,000 | $ 80,000 |
| Polk County Florida | 16 | $ 2,011,000 | $ 125,000 | $ 52,000 |
| Caddo County Louisiana | 16 | $ 1,677,000 | $ 104,000 | $ 64,000 |
| Shelby County Alabama | 15 | $ 3,110,000 | $ 207,000 | $ 88,000 |
| Hillsborough County Florida | 15 | $ 2,119,000 | $ 141,000 | $ 65,000 |
| East Baton Rouge County Louisiana | 15 | $ 1,682,000 | $ 112,000 | $ 67,000 |
| St. Louis County Missouri | 15 | $ 1,838,000 | $ 122,000 | $ 52,000 |
| Greene County Missouri | 14 | $ 1,157,000 | $ 82,000 | $ 210,000 |
| San Joaquin County California | 12 | $ 3,535,000 | $ 294,000 | $ 155,000 |
| Walton County Florida | 12 | $ 2,306,000 | $ 192,000 | $ 133,000 |
| Ellis County Texas | 12 | $ 1,826,000 | $ 152,000 | $ 62,000 |
| Solano County California | 11 | $ 3,728,000 | $ 338,000 | $ 114,000 |
| Adams County Colorado | 11 | $ 1,527,000 | $ 138,000 | $ 69,000 |
| Pinellas County Florida | 11 | $ 2,044,000 | $ 185,000 | $ 82,000 |
| Cobb County Georgia | 11 | $ 1,612,000 | $ 146,000 | $ 53,000 |
| St. Charles County Missouri | 11 | $ 1,214,000 | $ 110,000 | $ 49,000 |
| Davidson County Tennessee | 11 | $ 1,238,000 | $ 112,000 | $ 68,000 |
| Alameda County California | 10 | $ 3,242,000 | $ 324,000 | $ 109,000 |
| El Paso County Colorado | 10 | $ 1,862,000 | $ 186,000 | $ 103,000 |
| Gwinnett County Georgia | 10 | $ 1,994,000 | $ 199,000 | $ 72,000 |
| Cook County Illinois | 10 | $ 1,614,000 | $ 161,000 | $ 50,000 |
| Oklahoma County Oklahoma | 10 | $ 66,112,000 | $ 6,611,000 | $ 91,000 |
| Jackson County Missouri | 9 | $ 1,551,000 | $ 172,000 | $ 101,000 |
| Washington County Tennessee | 9 | $ 907,000 | $ 100,000 | $ 55,000 |
| Nueces County Texas | 9 | $ 906,000 | $ 100,000 | $ 71,000 |
| Williamson County Texas | 9 | $ 1,729,000 | $ 192,000 | $ 91,000 |
| Placer County California | 8 | $ 2,852,000 | $ 356,000 | $ 93,000 |
| Arapahoe County Colorado | 8 | $ 789,000 | $ 98,000 | $ 56,000 |
| Seminole County Florida | 8 | $ 1,168,000 | $ 146,000 | $ 85,000 |
| Kane County Illinois | 8 | $ 1,526,000 | $ 190,000 | $ 52,000 |
| Jefferson County Louisiana | 8 | $ 1,470,000 | $ 183,000 | $ 38,000 |
| Ouachita County Louisiana | 8 | $ 767,000 | $ 95,000 | $ 45,000 |
| Jackson County Mississippi | 8 | $ 810,000 | $ 101,000 | $ 53,000 |
| Burlington County New Jersey | 8 | $ 1,711,000 | $ 213,000 | $ 109,000 |
| Gloucester County New Jersey | 8 | $ 1,253,000 | $ 156,000 | $ 75,000 |
| Salem County New Jersey | 8 | $ 1,114,000 | $ 139,000 | $ 68,000 |
| Hidalgo County Texas | 8 | $ 825,000 | $ 103,000 | $ 83,000 |
| Weld County Colorado | 7 | $ 709,000 | $ 101,000 | $ 57,000 |
| Collier County Florida | 7 | $ 1,779,000 | $ 254,000 | $ 142,000 |
| Marion County Florida | 7 | $ 744,000 | $ 106,000 | $ 68,000 |
| Ascension County Louisiana | 7 | $ 1,017,000 | $ 145,000 | $ 69,000 |
| Clark County Nevada | 7 | $ 1,979,000 | $ 282,000 | $ 103,000 |
| Bell County Texas | 7 | $ 757,000 | $ 108,000 | $ 57,000 |
| Rockwall County Texas | 7 | $ 1,636,000 | $ 233,000 | $ 131,000 |
| Merced County California | 6 | $ 805,000 | $ 134,000 | $ 166,000 |
| Stanislaus County California | 6 | $ 941,000 | $ 156,000 | $ 118,000 |
| Escambia County Florida | 6 | $ 658,000 | $ 109,000 | $ 54,000 |
| Okaloosa County Florida | 6 | $ 1,557,000 | $ 259,000 | $ 112,000 |
| Pasco County Florida | 6 | $ 1,304,000 | $ 217,000 | $ 183,000 |
| St. Lucie County Florida | 6 | $ 1,479,000 | $ 246,000 | $ 125,000 |
| Clayton County Georgia | 6 | $ 677,000 | $ 112,000 | $ 46,000 |
| Will County Illinois | 6 | $ 1,274,000 | $ 212,000 | $ 65,000 |
| De Soto County Louisiana | 6 | $ 558,000 | $ 93,000 | $ 34,000 |
| DeSoto County Mississippi | 6 | $ 509,000 | $ 84,000 | $ 44,000 |
| Warren County Missouri | 6 | $ 1,016,000 | $ 169,000 | $ 53,000 |
| Ocean County New Jersey | 6 | $ 1,569,000 | $ 261,000 | $ 83,000 |
| Shelby County Tennessee | 6 | $ 439,000 | $ 73,000 | $ 39,000 |
| Jefferson County Texas | 6 | $ 617,000 | $ 102,000 | $ 93,000 |
| Randall County Texas | 6 | $ 636,000 | $ 106,000 | $ 51,000 |
| Ventura County California | 5 | $ 1,496,000 | $ 299,000 | $ 60,000 |
| Denver County Colorado | 5 | $ 982,000 | $ 196,000 | $ 76,000 |
| Jefferson County Colorado | 5 | $ 1,337,000 | $ 267,000 | $ 94,000 |
| Flagler County Florida | 5 | $ 1,320,000 | $ 264,000 | $ 158,000 |
| Manatee County Florida | 5 | $ 701,000 | $ 140,000 | $ 68,000 |
| Madison County Illinois | 5 | $ 487,000 | $ 97,000 | $ 77,000 |
| Sangamon County Illinois | 5 | $ 384,000 | $ 76,000 | $ 47,000 |
| Hamilton County Indiana | 5 | $ 818,000 | $ 163,000 | $ 88,000 |
| Lake County Indiana | 5 | $ 1,013,000 | $ 202,000 | $ 83,000 |
| Cass County Missouri | 5 | $ 443,000 | $ 88,000 | $ 33,000 |
| Platte County Missouri | 5 | $ 412,000 | $ 82,000 | $ 115,000 |
| Tulsa County Oklahoma | 5 | $ 984,000 | $ 196,000 | $ 86,000 |
| Guadalupe County Texas | 5 | $ 624,000 | $ 124,000 | $ 77,000 |
| Limestone County Texas | 5 | $ 613,000 | $ 122,000 | $ 74,000 |
| Contra Costa County California | 4 | $ 1,339,000 | $ 334,000 | $ 119,000 |
| Madera County California | 4 | $ 1,129,000 | $ 282,000 | $ 65,000 |
| Santa Clara County California | 4 | $ 1,365,000 | $ 341,000 | $ 129,000 |
| Douglas County Colorado | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| Charlotte County Florida | 4 | $ 1,071,000 | $ 267,000 | $ 110,000 |
| Duval County Florida | 4 | $ 318,000 | $ 79,000 | $ 62,000 |
| Martin County Florida | 4 | $ 769,000 | $ 192,000 | $ 97,000 |
| Lamar County Georgia | 4 | $ 329,000 | $ 82,000 | $ 49,000 |
| Maui County Hawaii | 4 | $ 1,943,000 | $ 485,000 | $ 172,000 |
| Bossier County Louisiana | 4 | $ 744,000 | $ 186,000 | $ 58,000 |
| Plaquemines County Louisiana | 4 | $ 580,000 | $ 145,000 | $ 76,000 |
| St. Tammany County Louisiana | 4 | $ 895,000 | $ 223,000 | $ 87,000 |
| Tangipahoa County Louisiana | 4 | $ 447,000 | $ 111,000 | $ 44,000 |
| Atlantic County New Jersey | 4 | $ 1,190,000 | $ 297,000 | $ 130,000 |
| Monmouth County New Jersey | 4 | $ 1,397,000 | $ 349,000 | $ 168,000 |
| Eddy County New Mexico | 4 | $ 355,000 | $ 88,000 | $ 120,000 |
| Carter County Tennessee | 4 | $ 275,000 | $ 68,000 | $ 40,000 |
| Fort Bend County Texas | 4 | $ 278,000 | $ 69,000 | $ 191,000 |
| Galveston County Texas | 4 | $ 721,000 | $ 180,000 | $ 253,000 |
| Hood County Texas | 4 | $ 356,000 | $ 89,000 | $ 82,000 |
| Kendall County Texas | 4 | $ 1,376,000 | $ 344,000 | $ 126,000 |
| Montgomery County Texas | 4 | $ 823,000 | $ 205,000 | $ 125,000 |
| Potter County Texas | 4 | $ 236,000 | $ 59,000 | $ 34,000 |
| Madison County Alabama | 3 | $ 496,000 | $ 165,000 | $ 59,000 |
| Montgomery County Alabama | 3 | $ 288,000 | $ 96,000 | $ 60,000 |
| Marin County California | 3 | $ 2,195,000 | $ 731,000 | $ 180,000 |
| Larimer County Colorado | 3 | $ 827,000 | $ 275,000 | $ 86,000 |
| Indian River County Florida | 3 | $ 252,000 | $ 84,000 | $ 59,000 |
| Lake County Florida | 3 | $ 327,000 | $ 109,000 | $ 56,000 |
| Barrow County Georgia | 3 | $ 261,000 | $ 87,000 | $ 64,000 |
| Fayette County Georgia | 3 | $ 455,000 | $ 151,000 | $ 56,000 |
| Houston County Georgia | 3 | $ 317,000 | $ 105,000 | $ 171,000 |
| Honolulu County Hawaii | 3 | $ 1,688,000 | $ 562,000 | $ 147,000 |
| St. Clair County Illinois | 3 | $ 590,000 | $ 196,000 | $ 68,000 |
| Tazewell County Illinois | 3 | $ 207,000 | $ 69,000 | $ 40,000 |
| Morgan County Indiana | 3 | $ 243,000 | $ 81,000 | $ 22,000 |
| Vanderburgh County Indiana | 3 | $ 179,000 | $ 59,000 | $ 35,000 |
| Kenton County Kentucky | 3 | $ 244,000 | $ 81,000 | $ 74,000 |
| Marion County Mississippi | 3 | $ 122,000 | $ 40,000 | $ 7,000 |
| Lincoln County Missouri | 3 | $ 352,000 | $ 117,000 | $ 52,000 |
| Dona Ana County New Mexico | 3 | $ 243,000 | $ 81,000 | $ 59,000 |
| Sandoval County New Mexico | 3 | $ 405,000 | $ 135,000 | $ 90,000 |
| Cleveland County Oklahoma | 3 | $ 284,000 | $ 94,000 | $ 54,000 |
| Knox County Tennessee | 3 | $ 173,000 | $ 57,000 | $ 55,000 |
| Sevier County Tennessee | 3 | $ 393,000 | $ 131,000 | $ 58,000 |
| Bastrop County Texas | 3 | $ 284,000 | $ 94,000 | $ 49,000 |
| Cooke County Texas | 3 | $ 297,000 | $ 99,000 | $ 92,000 |
| Coryell County Texas | 3 | $ 258,000 | $ 86,000 | $ 19,000 |
| Grayson County Texas | 3 | $ 149,000 | $ 49,000 | $ 61,000 |
| Kaufman County Texas | 3 | $ 394,000 | $ 131,000 | $ 57,000 |
| Lamar County Texas | 3 | $ 196,000 | $ 65,000 | $ 97,000 |
| Travis County Texas | 3 | $ 418,000 | $ 139,000 | $ 49,000 |
| Salt Lake County Utah | 3 | $ 420,000 | $ 140,000 | $ 43,000 |
| Weber County Utah | 3 | $ 198,000 | $ 66,000 | $ 26,000 |
| Calhoun County Alabama | 2 | $ 164,000 | $ 82,000 | $ 74,000 |
| Houston County Alabama | 2 | $ 250,000 | $ 125,000 | $ 41,000 |
| Mobile County Alabama | 2 | $ 713,000 | $ 356,000 | $ 143,000 |
| Monroe County Alabama | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| Union County Arkansas | 2 | $ 328,000 | $ 164,000 | $ 43,000 |
| Butte County California | 2 | $ 322,000 | $ 161,000 | $ 75,000 |
| Del Norte County California | 2 | $ 216,000 | $ 108,000 | $ 48,000 |
| Kings County California | 2 | $ 259,000 | $ 129,000 | $ 64,000 |
| Napa County California | 2 | $ 958,000 | $ 479,000 | $ 140,000 |
| Nevada County California | 2 | $ 542,000 | $ 271,000 | $ 375,000 |
| San Mateo County California | 2 | $ 900,000 | $ 450,000 | $ 143,000 |
| Shasta County California | 2 | $ 417,000 | $ 208,000 | $ 82,000 |
| Tulare County California | 2 | $ 742,000 | $ 371,000 | $ 129,000 |
| Boulder County Colorado | 2 | $ 464,000 | $ 232,000 | $ 125,000 |
| Bay County Florida | 2 | $ 364,000 | $ 182,000 | $ 112,000 |
| Brevard County Florida | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Monroe County Florida | 2 | $ 594,000 | $ 297,000 | $ 125,000 |
| Sarasota County Florida | 2 | $ 549,000 | $ 274,000 | $ 81,000 |
| Taylor County Florida | 2 | $ 147,000 | $ 73,000 | $ 73,000 |
| Volusia County Florida | 2 | $ 350,000 | $ 175,000 | $ 19,000 |
| Cherokee County Georgia | 2 | $ 403,000 | $ 201,000 | $ 75,000 |
| Douglas County Georgia | 2 | $ 261,000 | $ 130,000 | $ 66,000 |
| Forsyth County Georgia | 2 | $ 516,000 | $ 258,000 | $ 61,000 |
| Hall County Georgia | 2 | $ 377,000 | $ 188,000 | $ 77,000 |
| Newton County Georgia | 2 | $ 142,000 | $ 71,000 | $ 55,000 |
| Rockdale County Georgia | 2 | $ 88,000 | $ 44,000 | $ 53,000 |
| Kauai County Hawaii | 2 | $ 640,000 | $ 320,000 | $ 360,000 |
| Macoupin County Illinois | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Brown County Indiana | 2 | $ 162,000 | $ 81,000 | $ 54,000 |
| Hancock County Indiana | 2 | $ 109,000 | $ 54,000 | $ 60,000 |
| Hendricks County Indiana | 2 | $ 225,000 | $ 112,000 | $ 57,000 |
| Sedgwick County Kansas | 2 | $ 308,000 | $ 154,000 | $ 56,000 |
| Livingston County Louisiana | 2 | $ 215,000 | $ 107,000 | $ 54,000 |
| St. Charles County Louisiana | 2 | $ 461,000 | $ 230,000 | $ 77,000 |
| Webster County Louisiana | 2 | $ 158,000 | $ 79,000 | $ 52,000 |
| Saginaw County Michigan | 2 | $ 192,000 | $ 96,000 | $ 16,000 |
| Jasper County Mississippi | 2 | $ 217,000 | $ 108,000 | $ 39,000 |
| Lamar County Mississippi | 2 | $ 152,000 | $ 76,000 | $ 42,000 |
| Marshall County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Christian County Missouri | 2 | $ 189,000 | $ 94,000 | $ 35,000 |
| Johnson County Missouri | 2 | $ 112,000 | $ 56,000 | $ 27,000 |
| St. Francois County Missouri | 2 | $ 204,000 | $ 102,000 | $ 88,000 |
| St. Louis City County Missouri | 2 | $ 141,000 | $ 70,000 | $ 48,000 |
| Webster County Missouri | 2 | $ 133,000 | $ 66,000 | $ 38,000 |
| Cumberland County New Jersey | 2 | $ 144,000 | $ 72,000 | $ 45,000 |
| Bernalillo County New Mexico | 2 | $ 283,000 | $ 141,000 | $ 50,000 |
| Lea County New Mexico | 2 | $ 194,000 | $ 97,000 | $ 9,000 |
| Montgomery County Ohio | 2 | $ 204,000 | $ 102,000 | $ 28,000 |
| Canadian County Oklahoma | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Osage County Oklahoma | 2 | $ 156,000 | $ 78,000 | $ 58,000 |
| Blount County Tennessee | 2 | $ 447,000 | $ 223,000 | $ 122,000 |
| Tipton County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Brewster County Texas | 2 | $ 145,000 | $ 72,000 | $ 83,000 |
| Fannin County Texas | 2 | $ 135,000 | $ 67,000 | $ 46,000 |
| Harrison County Texas | 2 | $ 197,000 | $ 98,000 | $ 0 |
| Hunt County Texas | 2 | $ 281,000 | $ 140,000 | $ 251,000 |
| Lubbock County Texas | 2 | $ 206,000 | $ 103,000 | $ 111,000 |
| Medina County Texas | 2 | $ 336,000 | $ 168,000 | $ 57,000 |
| Tom Green County Texas | 2 | $ 98,000 | $ 49,000 | $ 50,000 |
| Val Verde County Texas | 2 | $ 182,000 | $ 91,000 | $ 28,000 |
| Wilson County Texas | 2 | $ 241,000 | $ 120,000 | $ 69,000 |
| Davis County Utah | 2 | $ 195,000 | $ 97,000 | $ 54,000 |
| Utah County Utah | 2 | $ 204,000 | $ 102,000 | $ 83,000 |
| Baldwin County Alabama | 1 | $ 167,000 | $ 167,000 | $ 48,000 |
| Clarke County Alabama | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Dale County Alabama | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Marion County Alabama | 1 | $ 87,000 | $ 87,000 | $ 132,000 |
| Morgan County Alabama | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Tuscaloosa County Alabama | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| Walker County Alabama | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Wilcox County Alabama | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| Anchorage County Alaska | 1 | $ 191,000 | $ 191,000 | $ 64,000 |
| Benton County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 19,000 |
| Carroll County Arkansas | 1 | $ 172,000 | $ 172,000 | $ 112,000 |
| Little River County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Poinsett County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 118,000 |
| Pulaski County Arkansas | 1 | $ 133,000 | $ 133,000 | $ 64,000 |
| El Dorado County California | 1 | $ 320,000 | $ 320,000 | $ 60,000 |
| Imperial County California | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Kern County California | 1 | $ 399,000 | $ 399,000 | $ 500,000 |
| Santa Barbara County California | 1 | $ 318,000 | $ 318,000 | $ 98,000 |
| Santa Cruz County California | 1 | $ 1,170,000 | $ 1,170,000 | $ 336,000 |
| Sonoma County California | 1 | $ 600,000 | $ 600,000 | $ 918,000 |
| Sutter County California | 1 | $ 317,000 | $ 317,000 | $ 93,000 |
| Tehama County California | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Yuba County California | 1 | $ 218,000 | $ 218,000 | $ 71,000 |
| Grand County Colorado | 1 | $ 464,000 | $ 464,000 | $ 252,000 |
| Pitkin County Colorado | 1 | $ 640,000 | $ 640,000 | $ 4,320,000 |
| Summit County Colorado | 1 | $ 157,000 | $ 157,000 | $ 168,000 |
| Teller County Colorado | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Carroll County Georgia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Chatham County Georgia | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| Columbia County Georgia | 1 | $ 184,000 | $ 184,000 | $ 83,000 |
| Fannin County Georgia | 1 | $ 77,000 | $ 77,000 | $ 78,000 |
| White County Georgia | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Worth County Georgia | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Hawaii County Hawaii | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Bannock County Idaho | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
| Kootenai County Idaho | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Boone County Illinois | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Champaign County Illinois | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| DeKalb County Illinois | 1 | $ 166,000 | $ 166,000 | $ 47,000 |
| Kendall County Illinois | 1 | $ 173,000 | $ 173,000 | $ 79,000 |
| Montgomery County Illinois | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Boone County Indiana | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Elkhart County Indiana | 1 | $ 144,000 | $ 144,000 | $ 89,000 |
| Johnson County Indiana | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Benton County Iowa | 1 | $ 79,000 | $ 79,000 | $ 298,000 |
| Polk County Iowa | 1 | $ 177,000 | $ 177,000 | $ 47,000 |
| Scott County Iowa | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Butler County Kansas | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Johnson County Kansas | 1 | $ 110,000 | $ 110,000 | $ 58,000 |
| Reno County Kansas | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Jefferson County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 21,000 |
| Beauregard County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Catahoula County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 74,000 |
| Rapides County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| St. Bernard County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| St. Mary County Louisiana | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Terrebonne County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Vermilion County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Washington County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Plymouth County Massachusetts | 1 | $ 352,000 | $ 352,000 | $ 100,000 |
| Alpena County Michigan | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Macomb County Michigan | 1 | $ 163,000 | $ 163,000 | $ 75,000 |
| Oakland County Michigan | 1 | $ 204,000 | $ 204,000 | $ 67,000 |
| Chisago County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Pennington County Minnesota | 1 | $ 91,000 | $ 91,000 | $ 39,000 |
| Winona County Minnesota | 1 | $ 143,000 | $ 143,000 | $ 30,000 |
| Hancock County Mississippi | 1 | $ 223,000 | $ 223,000 | $ 68,000 |
| Hinds County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Oktibbeha County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 58,000 |
| Pearl River County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Rankin County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 42,000 |
| Sharkey County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 58,000 |
| Tate County Mississippi | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Wayne County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 30,000 |
| Callaway County Missouri | 1 | $ 211,000 | $ 211,000 | $ 92,000 |
| Franklin County Missouri | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Linn County Missouri | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Morgan County Missouri | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| New Madrid County Missouri | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| Gallatin County Montana | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Douglas County Nebraska | 1 | $ 179,000 | $ 179,000 | $ 45,000 |
| Hamilton County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Washoe County Nevada | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Cape May County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Mercer County New Jersey | 1 | $ 208,000 | $ 208,000 | $ 75,000 |
| Middlesex County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 61,000 |
| Passaic County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Sussex County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 157,000 |
| Curry County New Mexico | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Lincoln County New Mexico | 1 | $ 214,000 | $ 214,000 | $ 211,000 |
| Otero County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Greene County Ohio | 1 | $ 101,000 | $ 101,000 | $ 30,000 |
| Atoka County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Creek County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Kiowa County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Pontotoc County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 96,000 |
| Pottawatomie County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Hamblen County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Lawrence County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Madison County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 66,000 |
| Robertson County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 45,000 |
| Rutherford County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Sullivan County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 49,000 |
| Williamson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Brazos County Texas | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
| Caldwell County Texas | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Coleman County Texas | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Deaf Smith County Texas | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Fayette County Texas | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Gregg County Texas | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Hale County Texas | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Hardin County Texas | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Henderson County Texas | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Jasper County Texas | 1 | $ 144,000 | $ 144,000 | $ 90,000 |
| Kerr County Texas | 1 | $ 82,000 | $ 82,000 | $ 67,000 |
| Kleberg County Texas | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Liberty County Texas | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Matagorda County Texas | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Palo Pinto County Texas | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Panola County Texas | 1 | $ 73,000 | $ 73,000 | $ 64,000 |
| Parmer County Texas | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Refugio County Texas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| San Patricio County Texas | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Smith County Texas | 1 | $ 328,000 | $ 328,000 | $ 300,000 |
| Taylor County Texas | 1 | $ 140,000 | $ 140,000 | $ 126,000 |
| Trinity County Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Wise County Texas | 1 | $ 123,000 | $ 123,000 | $ 108,000 |
| Sevier County Utah | 1 | $ 156,000 | $ 156,000 | $ 32,000 |
| Spotsylvania County Virginia | 1 | $ 250,000 | $ 250,000 | $ 42,000 |
| Outagamie County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 46,000 |
| Fremont County Wyoming | 1 | $ 74,000 | $ 74,000 | $ 76,000 |
| Natrona County Wyoming | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,282 | $240,776,000 | $267,032 | $64,900,000 | $77,354 | $4,320,000 |
| Refinancing | 992 | $201,185,000 | $166,620 | $2,770,000 | $77,344 | $1,800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,419 | $241,581,000 | $154,750 | $2,770,000 | $70,156 | $1,800,000 |
| Hispanic | 343 | $114,118,000 | $1,845,368 | $64,900,000 | $58,368 | $918,000 |
| Black or African American | 297 | $42,489,000 | $168,200 | $945,000 | $271,000 | $4,320,000 |
| Not Provided | 109 | $22,462,000 | $212,500 | $1,350,000 | $80,000 | $411,000 |
| Asian | 66 | $15,686,000 | $176,400 | $915,000 | $80,200 | $324,000 |
| Not applicable | 17 | $2,591,000 | $138,500 | $400,000 | $99,100 | $298,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,300,000 | $139,000 | $448,000 | $81,750 | $205,000 |
| American Indian or Alaskan Native | 8 | $734,000 | $95,800 | $140,000 | $44,200 | $88,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,021 | $345,910,000 | $151,580 | $2,770,000 | $73,483 | $4,320,000 |
| FHA-insured (Federal Housing Administration) | 176 | $84,003,000 | $1,062,470 | $64,900,000 | $57,647 | $1,246,000 |
| VA-guaranteed (Veterans Administration) | 77 | $12,048,000 | $163,500 | $360,000 | $58,916 | $157,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,205 | $205,849,000 | $171,066 | $2,770,000 | $69,600 | $1,800,000 |
| Loan Purchased By The Institution | 395 | $59,097,000 | $128,647 | $748,000 | $72,941 | $436,000 |
| Application Approved But Not Accepted | 224 | $41,276,000 | $152,208 | $1,515,000 | $107,375 | $4,320,000 |
| Application Withdrawn By Applicant | 213 | $99,563,000 | $948,761 | $64,900,000 | $86,904 | $567,000 |
| Application Denied By Financial Institution | 174 | $27,711,000 | $120,368 | $975,000 | $56,789 | $329,000 |
| File Closed For Incompleteness | 63 | $8,465,000 | $124,615 | $584,000 | $61,538 | $186,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 50 | $6,754,000 | $146,090 | $750,000 | $63,909 | $300,000 |
| Debt-To-Income Ratio | 35 | $4,394,000 | $110,700 | $469,000 | $53,800 | $259,000 |
| Other | 34 | $5,253,000 | $126,846 | $587,000 | $62,000 | $329,000 |
| Collateral | 20 | $4,300,000 | $168,000 | $975,000 | $68,888 | $329,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,808,000 | $189,500 | $700,000 | $76,166 | $205,000 |
| Unverifiable Information | 10 | $1,686,000 | $161,600 | $414,000 | $119,600 | $197,000 |
| Employment History | 7 | $1,316,000 | $279,666 | $530,000 | $71,666 | $107,000 |
| Credit Application Incomplete | 3 | $1,200,000 | $432,500 | $531,000 | $151,500 | $318,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.