Ark-La-Tex Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Ark-La-Tex Financial Services 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ark-La-Tex Financial Services
5160 Tennyson Pkwy, Suite 2000W
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 4,327
Total Mortgage Loan Application Amount $776,321,000
Average Mortgage Loan Application Amount $180,000
Highest Mortgage Loan Application Amount $1,885,000
Average Applicant Income $86,000
Highest Applicant Income $3,000,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Ark-La-Tex Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ark-La-Tex Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Ark-La-Tex Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ark-La-Tex Financial Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Ark-La-Tex Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ark-La-Tex Financial Services's mortgage activity for 2007.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas County Texas 173 $ 26,768,000 $ 154,000 $ 96,000
Tarrant County Texas 113 $ 16,098,000 $ 142,000 $ 83,000
Bexar County Texas 96 $ 11,598,000 $ 120,000 $ 67,000
Jefferson County Louisiana 88 $ 12,631,000 $ 143,000 $ 60,000
Collin County Texas 86 $ 15,793,000 $ 183,000 $ 146,000
Caddo County Louisiana 85 $ 11,111,000 $ 130,000 $ 72,000
East Baton Rouge County Louisiana 69 $ 8,971,000 $ 130,000 $ 75,000
Los Angeles County California 65 $ 23,063,000 $ 354,000 $ 129,000
Harris County Texas 62 $ 8,717,000 $ 140,000 $ 85,000
St. Louis County Missouri 55 $ 8,165,000 $ 148,000 $ 69,000
St. Tammany County Louisiana 51 $ 8,076,000 $ 158,000 $ 60,000
Jefferson County Alabama 50 $ 9,935,000 $ 198,000 $ 100,000
Denton County Texas 50 $ 9,687,000 $ 193,000 $ 110,000
Broward County Florida 49 $ 10,945,000 $ 223,000 $ 95,000
Cook County Illinois 48 $ 10,231,000 $ 213,000 $ 72,000
Tulare County California 42 $ 9,596,000 $ 228,000 $ 112,000
Wayne County Michigan 42 $ 4,986,000 $ 118,000 $ 48,000
Travis County Texas 37 $ 6,824,000 $ 184,000 $ 123,000
Clark County Nevada 36 $ 6,930,000 $ 192,000 $ 98,000
Orange County California 35 $ 12,946,000 $ 369,000 $ 138,000
Orleans County Louisiana 35 $ 5,810,000 $ 166,000 $ 80,000
Natrona County Wyoming 33 $ 5,691,000 $ 172,000 $ 68,000
Shelby County Alabama 30 $ 6,155,000 $ 205,000 $ 93,000
Palm Beach County Florida 30 $ 8,754,000 $ 291,000 $ 110,000
Hampden County Massachusetts 30 $ 4,589,000 $ 152,000 $ 66,000
Mesa County Colorado 29 $ 5,658,000 $ 195,000 $ 72,000
Jackson County Missouri 29 $ 3,302,000 $ 113,000 $ 94,000
Jefferson County Texas 29 $ 2,932,000 $ 101,000 $ 60,000
Bossier County Louisiana 28 $ 4,395,000 $ 156,000 $ 73,000
Davidson County Tennessee 28 $ 4,335,000 $ 154,000 $ 92,000
Honolulu County Hawaii 27 $ 7,659,000 $ 283,000 $ 113,000
Bernalillo County New Mexico 27 $ 4,227,000 $ 156,000 $ 61,000
El Paso County Texas 27 $ 3,611,000 $ 133,000 $ 83,000
Riverside County California 25 $ 8,123,000 $ 324,000 $ 136,000
Orange County Florida 23 $ 4,706,000 $ 204,000 $ 96,000
San Bernardino County California 22 $ 6,081,000 $ 276,000 $ 100,000
Passaic County New Jersey 22 $ 6,343,000 $ 288,000 $ 105,000
DeSoto County Mississippi 20 $ 2,311,000 $ 115,000 $ 50,000
Bergen County New Jersey 20 $ 5,215,000 $ 260,000 $ 96,000
Sussex County New Jersey 20 $ 4,349,000 $ 217,000 $ 126,000
Montgomery County Texas 20 $ 4,374,000 $ 218,000 $ 95,000
Miami-Dade County Florida 19 $ 6,471,000 $ 340,000 $ 102,000
St. Charles County Missouri 19 $ 2,900,000 $ 152,000 $ 64,000
Essex County New Jersey 19 $ 5,148,000 $ 270,000 $ 104,000
Ocean County New Jersey 19 $ 4,980,000 $ 262,000 $ 86,000
Mobile County Alabama 18 $ 2,772,000 $ 154,000 $ 77,000
St. Clair County Alabama 18 $ 4,498,000 $ 249,000 $ 120,000
Shelby County Tennessee 18 $ 1,905,000 $ 105,000 $ 176,000
St. Lucie County Florida 17 $ 2,865,000 $ 168,000 $ 64,000
Fayette County Kentucky 17 $ 2,337,000 $ 137,000 $ 62,000
Madison County Alabama 16 $ 2,200,000 $ 137,000 $ 57,000
San Diego County California 16 $ 6,452,000 $ 403,000 $ 192,000
Pinellas County Florida 16 $ 3,962,000 $ 247,000 $ 134,000
St. Clair County Illinois 16 $ 1,419,000 $ 88,000 $ 52,000
Polk County Iowa 16 $ 2,033,000 $ 127,000 $ 70,000
Hinds County Mississippi 16 $ 1,681,000 $ 105,000 $ 30,000
Williamson County Texas 16 $ 2,283,000 $ 142,000 $ 82,000
Ascension County Louisiana 15 $ 2,744,000 $ 182,000 $ 96,000
Oakland County Michigan 15 $ 3,988,000 $ 265,000 $ 177,000
Clay County Missouri 15 $ 1,894,000 $ 126,000 $ 75,000
Eddy County New Mexico 15 $ 2,665,000 $ 177,000 $ 301,000
Nueces County Texas 15 $ 2,150,000 $ 143,000 $ 79,000
Madison County Illinois 14 $ 1,388,000 $ 99,000 $ 67,000
Will County Illinois 14 $ 2,175,000 $ 155,000 $ 60,000
Cameron County Texas 13 $ 2,244,000 $ 172,000 $ 75,000
DuPage County Illinois 12 $ 2,372,000 $ 197,000 $ 60,000
Kane County Illinois 12 $ 2,051,000 $ 170,000 $ 67,000
Middlesex County New Jersey 12 $ 3,226,000 $ 268,000 $ 83,000
Cabarrus County North Carolina 12 $ 2,266,000 $ 188,000 $ 69,000
Kaufman County Texas 12 $ 1,823,000 $ 151,000 $ 125,000
Baldwin County Alabama 11 $ 1,906,000 $ 173,000 $ 65,000
Denver County Colorado 11 $ 1,667,000 $ 151,000 $ 79,000
Lake County Indiana 11 $ 1,456,000 $ 132,000 $ 62,000
Harrison County Mississippi 11 $ 1,410,000 $ 128,000 $ 59,000
Jefferson County Missouri 11 $ 1,527,000 $ 138,000 $ 56,000
St. Louis City County Missouri 11 $ 1,531,000 $ 139,000 $ 61,000
Union County New Jersey 11 $ 2,547,000 $ 231,000 $ 115,000
Solano County California 10 $ 3,349,000 $ 334,000 $ 226,000
Livingston County Louisiana 10 $ 1,670,000 $ 167,000 $ 71,000
Baltimore County Maryland 10 $ 2,092,000 $ 209,000 $ 84,000
Marion County Mississippi 10 $ 1,188,000 $ 118,000 $ 61,000
Washington County Mississippi 10 $ 1,005,000 $ 100,000 $ 48,000
Maricopa County Arizona 9 $ 2,108,000 $ 234,000 $ 87,000
Sacramento County California 9 $ 2,228,000 $ 247,000 $ 108,000
New London County Connecticut 9 $ 2,066,000 $ 229,000 $ 111,000
Hillsborough County Florida 9 $ 1,334,000 $ 148,000 $ 49,000
Baltimore City County Maryland 9 $ 1,220,000 $ 135,000 $ 67,000
Worcester County Massachusetts 9 $ 2,123,000 $ 235,000 $ 94,000
Madison County Mississippi 9 $ 1,491,000 $ 165,000 $ 59,000
Lincoln County Missouri 9 $ 1,199,000 $ 133,000 $ 58,000
Monmouth County New Jersey 9 $ 2,818,000 $ 313,000 $ 211,000
Somerset County New Jersey 9 $ 1,824,000 $ 202,000 $ 73,000
Greenville County South Carolina 9 $ 1,408,000 $ 156,000 $ 91,000
Comal County Texas 9 $ 2,254,000 $ 250,000 $ 107,000
Fort Bend County Texas 9 $ 1,898,000 $ 210,000 $ 111,000
Galveston County Texas 9 $ 1,053,000 $ 117,000 $ 54,000
Coconino County Arizona 8 $ 2,383,000 $ 297,000 $ 70,000
Contra Costa County California 8 $ 2,991,000 $ 373,000 $ 115,000
New Haven County Connecticut 8 $ 1,690,000 $ 211,000 $ 73,000
Duval County Florida 8 $ 1,390,000 $ 173,000 $ 67,000
Sedgwick County Kansas 8 $ 945,000 $ 118,000 $ 74,000
Camden County New Jersey 8 $ 1,298,000 $ 162,000 $ 60,000
Hudson County New Jersey 8 $ 1,953,000 $ 244,000 $ 93,000
Morris County New Jersey 8 $ 1,771,000 $ 221,000 $ 62,000
Philadelphia County Pennsylvania 8 $ 1,347,000 $ 168,000 $ 58,000
Brazoria County Texas 8 $ 1,458,000 $ 182,000 $ 68,000
Grayson County Texas 8 $ 1,194,000 $ 149,000 $ 166,000
Pulaski County Arkansas 7 $ 844,000 $ 120,000 $ 86,000
Alameda County California 7 $ 2,202,000 $ 314,000 $ 171,000
Santa Clara County California 7 $ 2,903,000 $ 414,000 $ 124,000
McHenry County Illinois 7 $ 1,482,000 $ 211,000 $ 176,000
St. John the Baptist County Louisiana 7 $ 1,066,000 $ 152,000 $ 58,000
Tangipahoa County Louisiana 7 $ 680,000 $ 97,000 $ 40,000
Norfolk County Massachusetts 7 $ 1,515,000 $ 216,000 $ 71,000
Greene County Missouri 7 $ 981,000 $ 140,000 $ 59,000
Lawrence County Missouri 7 $ 636,000 $ 90,000 $ 24,000
Valencia County New Mexico 7 $ 734,000 $ 104,000 $ 63,000
Ellis County Texas 7 $ 1,208,000 $ 172,000 $ 81,000
Hidalgo County Texas 7 $ 1,163,000 $ 166,000 $ 62,000
Etowah County Alabama 6 $ 557,000 $ 92,000 $ 52,000
Benton County Arkansas 6 $ 1,258,000 $ 209,000 $ 96,000
Kern County California 6 $ 1,290,000 $ 215,000 $ 73,000
Adams County Colorado 6 $ 1,086,000 $ 181,000 $ 65,000
Jefferson County Colorado 6 $ 1,251,000 $ 208,000 $ 60,000
Hartford County Connecticut 6 $ 1,187,000 $ 197,000 $ 87,000
Middlesex County Connecticut 6 $ 1,546,000 $ 257,000 $ 90,000
Brevard County Florida 6 $ 1,164,000 $ 194,000 $ 68,000
Lee County Florida 6 $ 1,546,000 $ 257,000 $ 115,000
Pasco County Florida 6 $ 956,000 $ 159,000 $ 55,000
Sarasota County Florida 6 $ 1,000,000 $ 166,000 $ 56,000
Walton County Florida 6 $ 3,250,000 $ 541,000 $ 230,000
Maui County Hawaii 6 $ 2,856,000 $ 476,000 $ 193,000
Marion County Indiana 6 $ 598,000 $ 99,000 $ 93,000
Jefferson County Kentucky 6 $ 741,000 $ 123,000 $ 74,000
Lafayette County Louisiana 6 $ 871,000 $ 145,000 $ 98,000
Hennepin County Minnesota 6 $ 2,199,000 $ 366,000 $ 167,000
Rankin County Mississippi 6 $ 1,072,000 $ 178,000 $ 55,000
Buchanan County Missouri 6 $ 514,000 $ 85,000 $ 42,000
Christian County Missouri 6 $ 856,000 $ 142,000 $ 164,000
Franklin County Missouri 6 $ 849,000 $ 141,000 $ 58,000
Gloucester County New Jersey 6 $ 1,130,000 $ 188,000 $ 52,000
Forsyth County North Carolina 6 $ 637,000 $ 106,000 $ 75,000
Oklahoma County Oklahoma 6 $ 778,000 $ 129,000 $ 55,000
Horry County South Carolina 6 $ 1,014,000 $ 169,000 $ 59,000
Lexington County South Carolina 6 $ 763,000 $ 127,000 $ 64,000
Spartanburg County South Carolina 6 $ 924,000 $ 154,000 $ 42,000
Sumner County Tennessee 6 $ 953,000 $ 158,000 $ 239,000
Bell County Texas 6 $ 860,000 $ 143,000 $ 32,000
Parker County Texas 6 $ 1,228,000 $ 204,000 $ 99,000
Fresno County California 5 $ 1,554,000 $ 310,000 $ 313,000
Merced County California 5 $ 1,504,000 $ 300,000 $ 87,000
Placer County California 5 $ 1,954,000 $ 390,000 $ 178,000
St. Johns County Florida 5 $ 1,105,000 $ 221,000 $ 102,000
McLean County Illinois 5 $ 755,000 $ 151,000 $ 84,000
Dallas County Iowa 5 $ 521,000 $ 104,000 $ 54,000
Jessamine County Kentucky 5 $ 973,000 $ 194,000 $ 116,000
Tate County Mississippi 5 $ 675,000 $ 135,000 $ 52,000
Jasper County Missouri 5 $ 338,000 $ 67,000 $ 31,000
Douglas County Nebraska 5 $ 748,000 $ 149,000 $ 72,000
Wake County North Carolina 5 $ 893,000 $ 178,000 $ 59,000
Charleston County South Carolina 5 $ 1,376,000 $ 275,000 $ 89,000
Richland County South Carolina 5 $ 676,000 $ 135,000 $ 62,000
Macon County Tennessee 5 $ 541,000 $ 108,000 $ 31,000
Rutherford County Tennessee 5 $ 672,000 $ 134,000 $ 44,000
Washington County Tennessee 5 $ 433,000 $ 86,000 $ 86,000
Williamson County Tennessee 5 $ 1,623,000 $ 324,000 $ 103,000
Hood County Texas 5 $ 932,000 $ 186,000 $ 70,000
Johnson County Texas 5 $ 697,000 $ 139,000 $ 112,000
McLennan County Texas 5 $ 952,000 $ 190,000 $ 87,000
Wise County Texas 5 $ 670,000 $ 134,000 $ 251,000
Elmore County Alabama 4 $ 762,000 $ 190,000 $ 97,000
Lee County Alabama 4 $ 679,000 $ 169,000 $ 70,000
Montgomery County Alabama 4 $ 692,000 $ 173,000 $ 72,000
Tuscaloosa County Alabama 4 $ 427,000 $ 106,000 $ 224,000
Napa County California 4 $ 1,687,000 $ 421,000 $ 212,000
Santa Cruz County California 4 $ 2,171,000 $ 542,000 $ 98,000
Douglas County Colorado 4 $ 675,000 $ 168,000 $ 60,000
Windham County Connecticut 4 $ 640,000 $ 160,000 $ 60,000
Charlotte County Florida 4 $ 721,000 $ 180,000 $ 27,000
Collier County Florida 4 $ 1,345,000 $ 336,000 $ 153,000
Indian River County Florida 4 $ 573,000 $ 143,000 $ 59,000
Polk County Florida 4 $ 591,000 $ 147,000 $ 67,000
Santa Rosa County Florida 4 $ 1,165,000 $ 291,000 $ 146,000
Seminole County Florida 4 $ 810,000 $ 202,000 $ 85,000
Kendall County Illinois 4 $ 796,000 $ 199,000 $ 66,000
Lake County Illinois 4 $ 680,000 $ 170,000 $ 44,000
Clark County Indiana 4 $ 487,000 $ 121,000 $ 41,000
Porter County Indiana 4 $ 673,000 $ 168,000 $ 62,000
Lincoln County Louisiana 4 $ 379,000 $ 94,000 $ 79,000
Middlesex County Massachusetts 4 $ 892,000 $ 223,000 $ 86,000
Macomb County Michigan 4 $ 663,000 $ 165,000 $ 92,000
Cass County Missouri 4 $ 1,500,000 $ 375,000 $ 115,000
Lancaster County Nebraska 4 $ 537,000 $ 134,000 $ 103,000
Burlington County New Jersey 4 $ 834,000 $ 208,000 $ 56,000
Salem County New Jersey 4 $ 654,000 $ 163,000 $ 69,000
Dona Ana County New Mexico 4 $ 629,000 $ 157,000 $ 75,000
Sandoval County New Mexico 4 $ 634,000 $ 158,000 $ 89,000
Rowan County North Carolina 4 $ 468,000 $ 117,000 $ 57,000
Cuyahoga County Ohio 4 $ 879,000 $ 219,000 $ 109,000
Cleveland County Oklahoma 4 $ 375,000 $ 93,000 $ 52,000
Rogers County Oklahoma 4 $ 465,000 $ 116,000 $ 90,000
Cumberland County Pennsylvania 4 $ 639,000 $ 159,000 $ 95,000
Sevier County Tennessee 4 $ 770,000 $ 192,000 $ 59,000
Austin County Texas 4 $ 580,000 $ 145,000 $ 29,000
Bastrop County Texas 4 $ 779,000 $ 194,000 $ 84,000
Burnet County Texas 4 $ 650,000 $ 162,000 $ 92,000
Guadalupe County Texas 4 $ 598,000 $ 149,000 $ 105,000
San Patricio County Texas 4 $ 395,000 $ 98,000 $ 29,000
Taylor County Texas 4 $ 421,000 $ 105,000 $ 70,000
Autauga County Alabama 3 $ 420,000 $ 140,000 $ 70,000
Houston County Alabama 3 $ 408,000 $ 136,000 $ 90,000
Lawrence County Alabama 3 $ 800,000 $ 266,000 $ 105,000
Fairbanks North Star County Alaska 3 $ 437,000 $ 145,000 $ 43,000
Yavapai County Arizona 3 $ 897,000 $ 299,000 $ 225,000
Washington County Arkansas 3 $ 516,000 $ 172,000 $ 56,000
El Dorado County California 3 $ 1,058,000 $ 352,000 $ 494,000
San Joaquin County California 3 $ 1,138,000 $ 379,000 $ 135,000
San Mateo County California 3 $ 1,214,000 $ 404,000 $ 130,000
Ventura County California 3 $ 798,000 $ 266,000 $ 76,000
Eagle County Colorado 3 $ 1,364,000 $ 454,000 $ 466,000
Weld County Colorado 3 $ 408,000 $ 136,000 $ 71,000
Clay County Florida 3 $ 709,000 $ 236,000 $ 108,000
Escambia County Florida 3 $ 390,000 $ 130,000 $ 37,000
Leon County Florida 3 $ 437,000 $ 145,000 $ 146,000
Martin County Florida 3 $ 1,235,000 $ 411,000 $ 139,000
Monroe County Indiana 3 $ 812,000 $ 270,000 $ 80,000
Marshall County Iowa 3 $ 291,000 $ 97,000 $ 59,000
Johnson County Kansas 3 $ 766,000 $ 255,000 $ 176,000
Wyandotte County Kansas 3 $ 356,000 $ 118,000 $ 49,000
Adair County Kentucky 3 $ 272,000 $ 90,000 $ 32,000
Christian County Kentucky 3 $ 322,000 $ 107,000 $ 43,000
Oldham County Kentucky 3 $ 595,000 $ 198,000 $ 86,000
St. Charles County Louisiana 3 $ 398,000 $ 132,000 $ 80,000
Webster County Louisiana 3 $ 257,000 $ 85,000 $ 28,000
Hampshire County Massachusetts 3 $ 689,000 $ 229,000 $ 170,000
Plymouth County Massachusetts 3 $ 917,000 $ 305,000 $ 40,000
Jackson County Michigan 3 $ 257,000 $ 85,000 $ 42,000
Kalamazoo County Michigan 3 $ 529,000 $ 176,000 $ 66,000
Dakota County Minnesota 3 $ 464,000 $ 154,000 $ 85,000
Ramsey County Minnesota 3 $ 516,000 $ 172,000 $ 54,000
Forrest County Mississippi 3 $ 188,000 $ 62,000 $ 11,000
Cape Girardeau County Missouri 3 $ 371,000 $ 123,000 $ 46,000
Dallas County Missouri 3 $ 514,000 $ 171,000 $ 105,000
Phelps County Missouri 3 $ 356,000 $ 118,000 $ 144,000
Stone County Missouri 3 $ 567,000 $ 189,000 $ 71,000
Taney County Missouri 3 $ 440,000 $ 146,000 $ 72,000
Warren County Missouri 3 $ 261,000 $ 87,000 $ 61,000
Atlantic County New Jersey 3 $ 623,000 $ 207,000 $ 51,000
Mercer County New Jersey 3 $ 565,000 $ 188,000 $ 61,000
Otero County New Mexico 3 $ 371,000 $ 123,000 $ 57,000
Santa Fe County New Mexico 3 $ 355,000 $ 118,000 $ 109,000
Johnston County North Carolina 3 $ 315,000 $ 105,000 $ 59,000
Tulsa County Oklahoma 3 $ 325,000 $ 108,000 $ 90,000
Allegheny County Pennsylvania 3 $ 678,000 $ 226,000 $ 90,000
Lawrence County Pennsylvania 3 $ 182,000 $ 60,000 $ 27,000
Kent County Rhode Island 3 $ 666,000 $ 222,000 $ 68,000
Abbeville County South Carolina 3 $ 544,000 $ 181,000 $ 33,000
Berkeley County South Carolina 3 $ 708,000 $ 236,000 $ 127,000
Edgefield County South Carolina 3 $ 345,000 $ 115,000 $ 72,000
Sumter County South Carolina 3 $ 656,000 $ 218,000 $ 47,000
Claiborne County Tennessee 3 $ 380,000 $ 126,000 $ 18,000
Montgomery County Tennessee 3 $ 322,000 $ 107,000 $ 50,000
Sullivan County Tennessee 3 $ 521,000 $ 173,000 $ 95,000
Angelina County Texas 3 $ 379,000 $ 126,000 $ 68,000
Aransas County Texas 3 $ 418,000 $ 139,000 $ 76,000
Baylor County Texas 3 $ 504,000 $ 168,000 $ 2,000
Rockwall County Texas 3 $ 533,000 $ 177,000 $ 95,000
Smith County Texas 3 $ 637,000 $ 212,000 $ 138,000
Outagamie County Wisconsin 3 $ 379,000 $ 126,000 $ 62,000
Blount County Alabama 2 $ 217,000 $ 108,000 $ 32,000
Calhoun County Alabama 2 $ 198,000 $ 99,000 $ 38,000
Chambers County Alabama 2 $ 196,000 $ 98,000 $ 88,000
Cullman County Alabama 2 $ 747,000 $ 373,000 $ 438,000
Limestone County Alabama 2 $ 285,000 $ 142,000 $ 87,000
Morgan County Alabama 2 $ 358,000 $ 179,000 $ 56,000
Perry County Alabama 2 $ 265,000 $ 132,000 $ 123,000
Tallapoosa County Alabama 2 $ 521,000 $ 260,000 $ 204,000
Walker County Alabama 2 $ 347,000 $ 173,000 $ 79,000
Pinal County Arizona 2 $ 917,000 $ 458,000 $ 117,000
Craighead County Arkansas 2 $ 305,000 $ 152,000 $ 63,000
Faulkner County Arkansas 2 $ 495,000 $ 247,000 $ 69,000
Jefferson County Arkansas 2 $ 197,000 $ 98,000 $ 48,000
Saline County Arkansas 2 $ 263,000 $ 131,000 $ 94,000
Madera County California 2 $ 433,000 $ 216,000 $ 74,000
Marin County California 2 $ 1,140,000 $ 570,000 $ 141,000
Monterey County California 2 $ 431,000 $ 215,000 $ 59,000
Nevada County California 2 $ 824,000 $ 412,000 $ 119,000
San Francisco County California 2 $ 634,000 $ 317,000 $ 175,000
Stanislaus County California 2 $ 589,000 $ 294,000 $ 742,000
Yolo County California 2 $ 620,000 $ 310,000 $ 113,000
Boulder County Colorado 2 $ 510,000 $ 255,000 $ 67,000
El Paso County Colorado 2 $ 355,000 $ 177,000 $ 67,000
Fairfield County Connecticut 2 $ 526,000 $ 263,000 $ 113,000
Litchfield County Connecticut 2 $ 505,000 $ 252,000 $ 104,000
Kent County Delaware 2 $ 325,000 $ 162,000 $ 35,000
New Castle County Delaware 2 $ 309,000 $ 154,000 $ 72,000
Lake County Florida 2 $ 248,000 $ 124,000 $ 34,000
Manatee County Florida 2 $ 297,000 $ 148,000 $ 29,000
Marion County Florida 2 $ 344,000 $ 172,000 $ 51,000
Nassau County Florida 2 $ 1,465,000 $ 732,000 $ 336,000
Volusia County Florida 2 $ 448,000 $ 224,000 $ 98,000
Kauai County Hawaii 2 $ 778,000 $ 389,000 $ 121,000
Adams County Illinois 2 $ 92,000 $ 46,000 $ 75,000
Champaign County Illinois 2 $ 166,000 $ 83,000 $ 46,000
Jersey County Illinois 2 $ 130,000 $ 65,000 $ 54,000
Lee County Illinois 2 $ 205,000 $ 102,000 $ 53,000
Tazewell County Illinois 2 $ 251,000 $ 125,000 $ 44,000
Dearborn County Indiana 2 $ 420,000 $ 210,000 $ 601,000
Hamilton County Indiana 2 $ 541,000 $ 270,000 $ 183,000
Hendricks County Indiana 2 $ 288,000 $ 144,000 $ 66,000
Lawrence County Indiana 2 $ 412,000 $ 206,000 $ 11,000
Jackson County Iowa 2 $ 328,000 $ 164,000 $ 82,000
Mills County Iowa 2 $ 220,000 $ 110,000 $ 53,000
Pottawattamie County Iowa 2 $ 277,000 $ 138,000 $ 87,000
Scott County Iowa 2 $ 231,000 $ 115,000 $ 43,000
Clark County Kentucky 2 $ 290,000 $ 145,000 $ 63,000
Nelson County Kentucky 2 $ 291,000 $ 145,000 $ 78,000
Woodford County Kentucky 2 $ 675,000 $ 337,000 $ 0
Avoyelles County Louisiana 2 $ 132,000 $ 66,000 $ 55,000
Catahoula County Louisiana 2 $ 370,000 $ 185,000 $ 38,000
Natchitoches County Louisiana 2 $ 230,000 $ 115,000 $ 44,000
St. Mary County Louisiana 2 $ 166,000 $ 83,000 $ 77,000
Anne Arundel County Maryland 2 $ 424,000 $ 212,000 $ 60,000
Caroline County Maryland 2 $ 376,000 $ 188,000 $ 51,000
Carroll County Maryland 2 $ 469,000 $ 234,000 $ 72,000
Prince George's County Maryland 2 $ 388,000 $ 194,000 $ 53,000
Barnstable County Massachusetts 2 $ 388,000 $ 194,000 $ 220,000
Charlevoix County Michigan 2 $ 258,000 $ 129,000 $ 62,000
Dickinson County Michigan 2 $ 142,000 $ 71,000 $ 52,000
Grand Traverse County Michigan 2 $ 328,000 $ 164,000 $ 56,000
Kent County Michigan 2 $ 263,000 $ 131,000 $ 36,000
Livingston County Michigan 2 $ 646,000 $ 323,000 $ 177,000
Ottawa County Michigan 2 $ 294,000 $ 147,000 $ 54,000
Washtenaw County Michigan 2 $ 386,000 $ 193,000 $ 57,000
Aitkin County Minnesota 2 $ 640,000 $ 320,000 $ 99,000
Chisago County Minnesota 2 $ 311,000 $ 155,000 $ 44,000
Cook County Minnesota 2 $ 226,000 $ 113,000 $ 190,000
Morrison County Minnesota 2 $ 369,000 $ 184,000 $ 60,000
Sherburne County Minnesota 2 $ 344,000 $ 172,000 $ 77,000
Jones County Mississippi 2 $ 205,000 $ 102,000 $ 42,000
Marshall County Mississippi 2 $ 319,000 $ 159,000 $ 74,000
Pike County Mississippi 2 $ 377,000 $ 188,000 $ 66,000
Sunflower County Mississippi 2 $ 105,000 $ 52,000 $ 24,000
Walthall County Mississippi 2 $ 252,000 $ 126,000 $ 45,000
Boone County Missouri 2 $ 408,000 $ 204,000 $ 75,000
Callaway County Missouri 2 $ 266,000 $ 133,000 $ 90,000
Laclede County Missouri 2 $ 206,000 $ 103,000 $ 41,000
Newton County Missouri 2 $ 152,000 $ 76,000 $ 82,000
Nemaha County Nebraska 2 $ 268,000 $ 134,000 $ 149,000
Rockingham County New Hampshire 2 $ 477,000 $ 238,000 $ 121,000
Hunterdon County New Jersey 2 $ 535,000 $ 267,000 $ 168,000
Rio Arriba County New Mexico 2 $ 390,000 $ 195,000 $ 69,000
San Juan County New Mexico 2 $ 317,000 $ 158,000 $ 67,000
Schenectady County New York 2 $ 178,000 $ 89,000 $ 67,000
Cumberland County North Carolina 2 $ 212,000 $ 106,000 $ 70,000
Harnett County North Carolina 2 $ 310,000 $ 155,000 $ 44,000
Iredell County North Carolina 2 $ 420,000 $ 210,000 $ 57,000
Mecklenburg County North Carolina 2 $ 331,000 $ 165,000 $ 42,000
Union County North Carolina 2 $ 314,000 $ 157,000 $ 53,000
Franklin County Ohio 2 $ 218,000 $ 109,000 $ 33,000
Mahoning County Ohio 2 $ 214,000 $ 107,000 $ 52,000
Custer County Oklahoma 2 $ 203,000 $ 101,000 $ 65,000
Kay County Oklahoma 2 $ 238,000 $ 119,000 $ 55,000
McClain County Oklahoma 2 $ 264,000 $ 132,000 $ 34,000
Clackamas County Oregon 2 $ 1,075,000 $ 537,000 $ 536,000
Dauphin County Pennsylvania 2 $ 206,000 $ 103,000 $ 47,000
Fayette County Pennsylvania 2 $ 167,000 $ 83,000 $ 83,000
Franklin County Pennsylvania 2 $ 378,000 $ 189,000 $ 80,000
Lackawanna County Pennsylvania 2 $ 296,000 $ 148,000 $ 64,000
Montgomery County Pennsylvania 2 $ 417,000 $ 208,000 $ 121,000
Northampton County Pennsylvania 2 $ 398,000 $ 199,000 $ 20,000
York County Pennsylvania 2 $ 209,000 $ 104,000 $ 45,000
Jasper County South Carolina 2 $ 271,000 $ 135,000 $ 57,000
Orangeburg County South Carolina 2 $ 209,000 $ 104,000 $ 30,000
Cheatham County Tennessee 2 $ 267,000 $ 133,000 $ 46,000
Hamilton County Tennessee 2 $ 301,000 $ 150,000 $ 78,000
Knox County Tennessee 2 $ 240,000 $ 120,000 $ 45,000
Monroe County Tennessee 2 $ 200,000 $ 100,000 $ 21,000
Wilson County Tennessee 2 $ 524,000 $ 262,000 $ 109,000
Brazos County Texas 2 $ 239,000 $ 119,000 $ 58,000
Fannin County Texas 2 $ 97,000 $ 48,000 $ 68,000
Frio County Texas 2 $ 182,000 $ 91,000 $ 58,000
Gonzales County Texas 2 $ 255,000 $ 127,000 $ 33,000
Gregg County Texas 2 $ 232,000 $ 116,000 $ 54,000
Harrison County Texas 2 $ 251,000 $ 125,000 $ 37,000
Hays County Texas 2 $ 193,000 $ 96,000 $ 136,000
Matagorda County Texas 2 $ 138,000 $ 69,000 $ 121,000
Maverick County Texas 2 $ 388,000 $ 194,000 $ 31,000
Midland County Texas 2 $ 249,000 $ 124,000 $ 80,000
Navarro County Texas 2 $ 195,000 $ 97,000 $ 42,000
Orange County Texas 2 $ 154,000 $ 77,000 $ 57,000
Washington County Texas 2 $ 319,000 $ 159,000 $ 73,000
Wharton County Texas 2 $ 214,000 $ 107,000 $ 45,000
Wilson County Texas 2 $ 245,000 $ 122,000 $ 127,000
Racine County Wisconsin 2 $ 181,000 $ 90,000 $ 77,000
Laramie County Wyoming 2 $ 286,000 $ 143,000 $ 64,000
Chilton County Alabama 1 $ 292,000 $ 292,000 $ 47,000
Cleburne County Alabama 1 $ 294,000 $ 294,000 $ 107,000
Coffee County Alabama 1 $ 265,000 $ 265,000 $ 91,000
Dallas County Alabama 1 $ 129,000 $ 129,000 $ 42,000
DeKalb County Alabama 1 $ 225,000 $ 225,000 $ 58,000
Fayette County Alabama 1 $ 67,000 $ 67,000 $ 37,000
Lauderdale County Alabama 1 $ 134,000 $ 134,000 $ 63,000
Macon County Alabama 1 $ 168,000 $ 168,000 $ 30,000
Marengo County Alabama 1 $ 72,000 $ 72,000 $ 39,000
Marion County Alabama 1 $ 42,000 $ 42,000 $ 58,000
Marshall County Alabama 1 $ 121,000 $ 121,000 $ 38,000
Pike County Alabama 1 $ 235,000 $ 235,000 $ 130,000
Russell County Alabama 1 $ 151,000 $ 151,000 $ 69,000
Talladega County Alabama 1 $ 88,000 $ 88,000 $ 71,000
Graham County Arizona 1 $ 185,000 $ 185,000 $ 117,000
Cleburne County Arkansas 1 $ 321,000 $ 321,000 $ 80,000
Cross County Arkansas 1 $ 104,000 $ 104,000 $ 30,000
Garland County Arkansas 1 $ 106,000 $ 106,000 $ 29,000
Independence County Arkansas 1 $ 140,000 $ 140,000 $ 52,000
Lonoke County Arkansas 1 $ 127,000 $ 127,000 $ 34,000
Sebastian County Arkansas 1 $ 149,000 $ 149,000 $ 103,000
Calaveras County California 1 $ 50,000 $ 50,000 $ 65,000
Imperial County California 1 $ 182,000 $ 182,000 $ 43,000
Kings County California 1 $ 295,000 $ 295,000 $ 75,000
Lake County California 1 $ 179,000 $ 179,000 $ 420,000
San Benito County California 1 $ 590,000 $ 590,000 $ 114,000
Santa Barbara County California 1 $ 164,000 $ 164,000 $ 56,000
Shasta County California 1 $ 142,000 $ 142,000 $ 52,000
Sonoma County California 1 $ 868,000 $ 868,000 $ 172,000
Yuba County California 1 $ 345,000 $ 345,000 $ 126,000
Arapahoe County Colorado 1 $ 140,000 $ 140,000 $ 48,000
Delta County Colorado 1 $ 190,000 $ 190,000 $ 70,000
Garfield County Colorado 1 $ 323,000 $ 323,000 $ 107,000
La Plata County Colorado 1 $ 208,000 $ 208,000 $ 66,000
Larimer County Colorado 1 $ 275,000 $ 275,000 $ 72,000
Rio Grande County Colorado 1 $ 87,000 $ 87,000 $ 41,000
Tolland County Connecticut 1 $ 92,000 $ 92,000 $ 52,000
Sussex County Delaware 1 $ 235,000 $ 235,000 $ 108,000
Alachua County Florida 1 $ 207,000 $ 207,000 $ 67,000
Bay County Florida 1 $ 111,000 $ 111,000 $ 34,000
Calhoun County Florida 1 $ 212,000 $ 212,000 $ 47,000
Columbia County Florida 1 $ 250,000 $ 250,000 $ 80,000
Highlands County Florida 1 $ 247,000 $ 247,000 $ 104,000
Okaloosa County Florida 1 $ 171,000 $ 171,000 $ 50,000
Okeechobee County Florida 1 $ 226,000 $ 226,000 $ 81,000
Osceola County Florida 1 $ 268,000 $ 268,000 $ 113,000
Hawaii County Hawaii 1 $ 338,000 $ 338,000 $ 74,000
Canyon County Idaho 1 $ 126,000 $ 126,000 $ 54,000
Kootenai County Idaho 1 $ 285,000 $ 285,000 $ 237,000
Owyhee County Idaho 1 $ 168,000 $ 168,000 $ 13,000
Carroll County Illinois 1 $ 75,000 $ 75,000 $ 27,000
Christian County Illinois 1 $ 120,000 $ 120,000 $ 64,000
Cumberland County Illinois 1 $ 133,000 $ 133,000 $ 78,000
Ford County Illinois 1 $ 103,000 $ 103,000 $ 54,000
Iroquois County Illinois 1 $ 96,000 $ 96,000 $ 72,000
Logan County Illinois 1 $ 130,000 $ 130,000 $ 67,000
Macoupin County Illinois 1 $ 82,000 $ 82,000 $ 98,000
Peoria County Illinois 1 $ 68,000 $ 68,000 $ 30,000
Saline County Illinois 1 $ 119,000 $ 119,000 $ 44,000
Sangamon County Illinois 1 $ 93,000 $ 93,000 $ 39,000
Winnebago County Illinois 1 $ 118,000 $ 118,000 $ 29,000
Allen County Indiana 1 $ 149,000 $ 149,000 $ 53,000
Boone County Indiana 1 $ 191,000 $ 191,000 $ 43,000
Carroll County Indiana 1 $ 238,000 $ 238,000 $ 150,000
Clay County Indiana 1 $ 132,000 $ 132,000 $ 80,000
Delaware County Indiana 1 $ 69,000 $ 69,000 $ 34,000
Dubois County Indiana 1 $ 232,000 $ 232,000 $ 97,000
Elkhart County Indiana 1 $ 138,000 $ 138,000 $ 69,000
Franklin County Indiana 1 $ 282,000 $ 282,000 $ 69,000
Hancock County Indiana 1 $ 178,000 $ 178,000 $ 59,000
Howard County Indiana 1 $ 203,000 $ 203,000 $ 83,000
Jasper County Indiana 1 $ 383,000 $ 383,000 $ 114,000
Jay County Indiana 1 $ 48,000 $ 48,000 $ 20,000
Johnson County Indiana 1 $ 68,000 $ 68,000 $ 28,000
Knox County Indiana 1 $ 168,000 $ 168,000 $ 68,000
Orange County Indiana 1 $ 165,000 $ 165,000 $ 44,000
Tippecanoe County Indiana 1 $ 87,000 $ 87,000 $ 64,000
Vanderburgh County Indiana 1 $ 60,000 $ 60,000 $ 27,000
Vigo County Indiana 1 $ 130,000 $ 130,000 $ 78,000
White County Indiana 1 $ 131,000 $ 131,000 $ 132,000
Adair County Iowa 1 $ 82,000 $ 82,000 $ 0
Appanoose County Iowa 1 $ 139,000 $ 139,000 $ 54,000
Dickinson County Iowa 1 $ 492,000 $ 492,000 $ 73,000
Dubuque County Iowa 1 $ 167,000 $ 167,000 $ 52,000
Hardin County Iowa 1 $ 70,000 $ 70,000 $ 34,000
Butler County Kansas 1 $ 150,000 $ 150,000 $ 60,000
Cherokee County Kansas 1 $ 59,000 $ 59,000 $ 35,000
Cowley County Kansas 1 $ 46,000 $ 46,000 $ 17,000
Ellsworth County Kansas 1 $ 54,000 $ 54,000 $ 21,000
Marion County Kansas 1 $ 55,000 $ 55,000 $ 78,000
Pratt County Kansas 1 $ 86,000 $ 86,000 $ 74,000
Reno County Kansas 1 $ 77,000 $ 77,000 $ 24,000
Riley County Kansas 1 $ 119,000 $ 119,000 $ 67,000
Campbell County Kentucky 1 $ 184,000 $ 184,000 $ 30,000
Clay County Kentucky 1 $ 100,000 $ 100,000 $ 125,000
Fleming County Kentucky 1 $ 162,000 $ 162,000 $ 59,000
Hardin County Kentucky 1 $ 108,000 $ 108,000 $ 42,000
Henderson County Kentucky 1 $ 67,000 $ 67,000 $ 26,000
Johnson County Kentucky 1 $ 124,000 $ 124,000 $ 23,000
Knox County Kentucky 1 $ 79,000 $ 79,000 $ 28,000
Muhlenberg County Kentucky 1 $ 168,000 $ 168,000 $ 50,000
Pike County Kentucky 1 $ 182,000 $ 182,000 $ 86,000
Pulaski County Kentucky 1 $ 65,000 $ 65,000 $ 28,000
Rowan County Kentucky 1 $ 100,000 $ 100,000 $ 58,000
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Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,327 $391,472,000 $168,000 $1,520,000 $84,000 $3,000,000
Refinancing 2,000 $384,849,000 $192,000 $1,885,000 $88,000 $1,299,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,647 $481,488,000 $181,000 $1,520,000 $91,000 $3,000,000
Black or African American 567 $83,775,000 $147,000 $550,000 $64,000 $1,200,000
Not Provided 510 $95,271,000 $186,000 $1,885,000 $81,000 $1,200,000
Hispanic 459 $82,574,000 $179,000 $1,280,000 $75,000 $1,184,000
Asian 120 $27,703,000 $230,000 $721,000 $129,000 $420,000
Native Hawaiian or Other Pacific Islander 13 $3,180,000 $244,000 $576,000 $98,000 $348,000
American Indian or Alaskan Native 11 $2,330,000 $211,000 $590,000 $78,000 $242,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,502 $641,582,000 $183,000 $1,885,000 $90,000 $3,000,000
FHA-insured (Federal Housing Administration) 449 $66,961,000 $149,000 $464,000 $66,000 $1,440,000
VA-guaranteed (Veterans Administration) 376 $67,778,000 $180,000 $417,000 $67,000 $1,143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,886 $341,019,000 $180,000 $1,520,000 $92,000 $3,000,000
Application Withdrawn By Applicant 1,071 $185,186,000 $172,000 $1,280,000 $72,000 $1,200,000
Application Denied By Financial Institution 620 $112,228,000 $181,000 $1,280,000 $81,000 $1,184,000
Application Approved But Not Accepted 551 $100,340,000 $182,000 $1,885,000 $91,000 $1,200,000
File Closed For Incompleteness 199 $37,548,000 $188,000 $1,300,000 $109,000 $900,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 64 $11,297,000 $176,000 $1,280,000 $104,000 $792,000
Credit History 63 $9,945,000 $157,000 $446,000 $67,000 $215,000
Debt-To-Income Ratio 61 $11,539,000 $189,000 $820,000 $62,000 $201,000
Other 31 $7,528,000 $242,000 $980,000 $101,000 $365,000
Unverifiable Information 27 $6,239,000 $231,000 $847,000 $111,000 $480,000
Employment History 17 $2,294,000 $134,000 $247,000 $77,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 5 $951,000 $190,000 $463,000 $118,000 $234,000
Mortgage Insurance Denied 5 $683,000 $136,000 $220,000 $78,000 $153,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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