Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2007

In 2007, Ark-La-Tex Financial Services of Plano, TX reported 4,327 mortgage applications totaling $776.3 million, down 15% from 2006. The average application was for $179,413, and applicants reported an average income of $85,848. 44% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Dallas-Plano-Irving, TX (332), New Orleans-Metairie-Kenner, LA (185) and St. Louis, MO-IL (147) (applications in parentheses).

Mortgage Company & Address Ark-La-Tex Financial Services
5160 Tennyson Pkwy, Suite 2000w
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 4,327
Total Mortgage Loan Application Amount $776,321,000
Average Mortgage Loan Application Amount $179,413
Highest Mortgage Loan Application Amount $1,885,000
Average Applicant Income $85,848
Highest Applicant Income $3,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 173 $ 26,768,000 $ 154,728 $ 96,000
Tarrant, Texas 113 $ 16,098,000 $ 142,460 $ 83,000
Bexar, Texas 96 $ 11,598,000 $ 120,812 $ 67,000
Jefferson, Louisiana 88 $ 12,631,000 $ 143,534 $ 60,000
Collin, Texas 86 $ 15,793,000 $ 183,639 $ 146,000
Caddo, Louisiana 85 $ 11,111,000 $ 130,717 $ 72,000
East Baton Rouge, Louisiana 69 $ 8,971,000 $ 130,014 $ 75,000
Los Angeles, California 65 $ 23,063,000 $ 354,815 $ 129,000
Harris, Texas 62 $ 8,717,000 $ 140,596 $ 85,000
St. Louis, Missouri 55 $ 8,165,000 $ 148,454 $ 69,000
St. Tammany, Louisiana 51 $ 8,076,000 $ 158,352 $ 60,000
Jefferson, Alabama 50 $ 9,935,000 $ 198,700 $ 100,000
Denton, Texas 50 $ 9,687,000 $ 193,740 $ 110,000
Broward, Florida 49 $ 10,945,000 $ 223,367 $ 95,000
Cook, Illinois 48 $ 10,231,000 $ 213,145 $ 72,000
Tulare, California 42 $ 9,596,000 $ 228,476 $ 112,000
Wayne, Michigan 42 $ 4,986,000 $ 118,714 $ 48,000
Travis, Texas 37 $ 6,824,000 $ 184,432 $ 123,000
Clark, Nevada 36 $ 6,930,000 $ 192,500 $ 98,000
Orange, California 35 $ 12,946,000 $ 369,885 $ 138,000
Orleans, Louisiana 35 $ 5,810,000 $ 166,000 $ 80,000
Natrona, Wyoming 33 $ 5,691,000 $ 172,454 $ 68,000
Shelby, Alabama 30 $ 6,155,000 $ 205,166 $ 93,000
Palm Beach, Florida 30 $ 8,754,000 $ 291,800 $ 110,000
Hampden, Massachusetts 30 $ 4,589,000 $ 152,966 $ 66,000
Mesa, Colorado 29 $ 5,658,000 $ 195,103 $ 72,000
Jackson, Missouri 29 $ 3,302,000 $ 113,862 $ 94,000
Jefferson, Texas 29 $ 2,932,000 $ 101,103 $ 60,000
Bossier, Louisiana 28 $ 4,395,000 $ 156,964 $ 73,000
Davidson, Tennessee 28 $ 4,335,000 $ 154,821 $ 92,000
Honolulu, Hawaii 27 $ 7,659,000 $ 283,666 $ 113,000
Bernalillo, New Mexico 27 $ 4,227,000 $ 156,555 $ 61,000
El Paso, Texas 27 $ 3,611,000 $ 133,740 $ 83,000
Riverside, California 25 $ 8,123,000 $ 324,920 $ 136,000
Orange, Florida 23 $ 4,706,000 $ 204,608 $ 96,000
San Bernardino, California 22 $ 6,081,000 $ 276,409 $ 100,000
Passaic, New Jersey 22 $ 6,343,000 $ 288,318 $ 105,000
DeSoto, Mississippi 20 $ 2,311,000 $ 115,550 $ 50,000
Bergen, New Jersey 20 $ 5,215,000 $ 260,750 $ 96,000
Sussex, New Jersey 20 $ 4,349,000 $ 217,450 $ 126,000
Montgomery, Texas 20 $ 4,374,000 $ 218,700 $ 95,000
Miami-Dade, Florida 19 $ 6,471,000 $ 340,578 $ 102,000
St. Charles, Missouri 19 $ 2,900,000 $ 152,631 $ 64,000
Essex, New Jersey 19 $ 5,148,000 $ 270,947 $ 104,000
Ocean, New Jersey 19 $ 4,980,000 $ 262,105 $ 86,000
Mobile, Alabama 18 $ 2,772,000 $ 154,000 $ 77,000
St. Clair, Alabama 18 $ 4,498,000 $ 249,888 $ 120,000
Shelby, Tennessee 18 $ 1,905,000 $ 105,833 $ 176,000
St. Lucie, Florida 17 $ 2,865,000 $ 168,529 $ 64,000
Fayette, Kentucky 17 $ 2,337,000 $ 137,470 $ 62,000
Madison, Alabama 16 $ 2,200,000 $ 137,500 $ 57,000
San Diego, California 16 $ 6,452,000 $ 403,250 $ 192,000
Pinellas, Florida 16 $ 3,962,000 $ 247,625 $ 134,000
St. Clair, Illinois 16 $ 1,419,000 $ 88,687 $ 52,000
Polk, Iowa 16 $ 2,033,000 $ 127,062 $ 70,000
Hinds, Mississippi 16 $ 1,681,000 $ 105,062 $ 30,000
Williamson, Texas 16 $ 2,283,000 $ 142,687 $ 82,000
Ascension, Louisiana 15 $ 2,744,000 $ 182,933 $ 96,000
Oakland, Michigan 15 $ 3,988,000 $ 265,866 $ 177,000
Clay, Missouri 15 $ 1,894,000 $ 126,266 $ 75,000
Eddy, New Mexico 15 $ 2,665,000 $ 177,666 $ 301,000
Nueces, Texas 15 $ 2,150,000 $ 143,333 $ 79,000
Madison, Illinois 14 $ 1,388,000 $ 99,142 $ 67,000
Will, Illinois 14 $ 2,175,000 $ 155,357 $ 60,000
Cameron, Texas 13 $ 2,244,000 $ 172,615 $ 75,000
DuPage, Illinois 12 $ 2,372,000 $ 197,666 $ 60,000
Kane, Illinois 12 $ 2,051,000 $ 170,916 $ 67,000
Middlesex, New Jersey 12 $ 3,226,000 $ 268,833 $ 83,000
Cabarrus, North Carolina 12 $ 2,266,000 $ 188,833 $ 69,000
Kaufman, Texas 12 $ 1,823,000 $ 151,916 $ 125,000
Baldwin, Alabama 11 $ 1,906,000 $ 173,272 $ 65,000
Denver, Colorado 11 $ 1,667,000 $ 151,545 $ 79,000
Lake, Indiana 11 $ 1,456,000 $ 132,363 $ 62,000
Harrison, Mississippi 11 $ 1,410,000 $ 128,181 $ 59,000
Jefferson, Missouri 11 $ 1,527,000 $ 138,818 $ 56,000
St. Louis City, Missouri 11 $ 1,531,000 $ 139,181 $ 61,000
Union, New Jersey 11 $ 2,547,000 $ 231,545 $ 115,000
Solano, California 10 $ 3,349,000 $ 334,900 $ 226,000
Livingston, Louisiana 10 $ 1,670,000 $ 167,000 $ 71,000
Baltimore, Maryland 10 $ 2,092,000 $ 209,200 $ 84,000
Marion, Mississippi 10 $ 1,188,000 $ 118,800 $ 61,000
Washington, Mississippi 10 $ 1,005,000 $ 100,500 $ 48,000
Maricopa, Arizona 9 $ 2,108,000 $ 234,222 $ 87,000
Sacramento, California 9 $ 2,228,000 $ 247,555 $ 108,000
New London, Connecticut 9 $ 2,066,000 $ 229,555 $ 111,000
Hillsborough, Florida 9 $ 1,334,000 $ 148,222 $ 49,000
Baltimore City, Maryland 9 $ 1,220,000 $ 135,555 $ 67,000
Worcester, Massachusetts 9 $ 2,123,000 $ 235,888 $ 94,000
Madison, Mississippi 9 $ 1,491,000 $ 165,666 $ 59,000
Lincoln, Missouri 9 $ 1,199,000 $ 133,222 $ 58,000
Monmouth, New Jersey 9 $ 2,818,000 $ 313,111 $ 211,000
Somerset, New Jersey 9 $ 1,824,000 $ 202,666 $ 73,000
Greenville, South Carolina 9 $ 1,408,000 $ 156,444 $ 91,000
Comal, Texas 9 $ 2,254,000 $ 250,444 $ 107,000
Fort Bend, Texas 9 $ 1,898,000 $ 210,888 $ 111,000
Galveston, Texas 9 $ 1,053,000 $ 117,000 $ 54,000
Coconino, Arizona 8 $ 2,383,000 $ 297,875 $ 70,000
Contra Costa, California 8 $ 2,991,000 $ 373,875 $ 115,000
New Haven, Connecticut 8 $ 1,690,000 $ 211,250 $ 73,000
Duval, Florida 8 $ 1,390,000 $ 173,750 $ 67,000
Sedgwick, Kansas 8 $ 945,000 $ 118,125 $ 74,000
Camden, New Jersey 8 $ 1,298,000 $ 162,250 $ 60,000
Hudson, New Jersey 8 $ 1,953,000 $ 244,125 $ 93,000
Morris, New Jersey 8 $ 1,771,000 $ 221,375 $ 62,000
Philadelphia, Pennsylvania 8 $ 1,347,000 $ 168,375 $ 58,000
Brazoria, Texas 8 $ 1,458,000 $ 182,250 $ 68,000
Grayson, Texas 8 $ 1,194,000 $ 149,250 $ 166,000
Pulaski, Arkansas 7 $ 844,000 $ 120,571 $ 86,000
Alameda, California 7 $ 2,202,000 $ 314,571 $ 171,000
Santa Clara, California 7 $ 2,903,000 $ 414,714 $ 124,000
McHenry, Illinois 7 $ 1,482,000 $ 211,714 $ 176,000
St. John the Baptist, Louisiana 7 $ 1,066,000 $ 152,285 $ 58,000
Tangipahoa, Louisiana 7 $ 680,000 $ 97,142 $ 40,000
Norfolk, Massachusetts 7 $ 1,515,000 $ 216,428 $ 71,000
Greene, Missouri 7 $ 981,000 $ 140,142 $ 59,000
Lawrence, Missouri 7 $ 636,000 $ 90,857 $ 24,000
Valencia, New Mexico 7 $ 734,000 $ 104,857 $ 63,000
Ellis, Texas 7 $ 1,208,000 $ 172,571 $ 81,000
Hidalgo, Texas 7 $ 1,163,000 $ 166,142 $ 62,000
Etowah, Alabama 6 $ 557,000 $ 92,833 $ 52,000
Benton, Arkansas 6 $ 1,258,000 $ 209,666 $ 96,000
Kern, California 6 $ 1,290,000 $ 215,000 $ 73,000
Adams, Colorado 6 $ 1,086,000 $ 181,000 $ 65,000
Jefferson, Colorado 6 $ 1,251,000 $ 208,500 $ 60,000
Hartford, Connecticut 6 $ 1,187,000 $ 197,833 $ 87,000
Middlesex, Connecticut 6 $ 1,546,000 $ 257,666 $ 90,000
Brevard, Florida 6 $ 1,164,000 $ 194,000 $ 68,000
Lee, Florida 6 $ 1,546,000 $ 257,666 $ 115,000
Pasco, Florida 6 $ 956,000 $ 159,333 $ 55,000
Sarasota, Florida 6 $ 1,000,000 $ 166,666 $ 56,000
Walton, Florida 6 $ 3,250,000 $ 541,666 $ 230,000
Maui, Hawaii 6 $ 2,856,000 $ 476,000 $ 193,000
Marion, Indiana 6 $ 598,000 $ 99,666 $ 93,000
Jefferson, Kentucky 6 $ 741,000 $ 123,500 $ 74,000
Lafayette, Louisiana 6 $ 871,000 $ 145,166 $ 98,000
Hennepin, Minnesota 6 $ 2,199,000 $ 366,500 $ 167,000
Rankin, Mississippi 6 $ 1,072,000 $ 178,666 $ 55,000
Buchanan, Missouri 6 $ 514,000 $ 85,666 $ 42,000
Christian, Missouri 6 $ 856,000 $ 142,666 $ 164,000
Franklin, Missouri 6 $ 849,000 $ 141,500 $ 58,000
Gloucester, New Jersey 6 $ 1,130,000 $ 188,333 $ 52,000
Forsyth, North Carolina 6 $ 637,000 $ 106,166 $ 75,000
Oklahoma, Oklahoma 6 $ 778,000 $ 129,666 $ 55,000
Horry, South Carolina 6 $ 1,014,000 $ 169,000 $ 59,000
Lexington, South Carolina 6 $ 763,000 $ 127,166 $ 64,000
Spartanburg, South Carolina 6 $ 924,000 $ 154,000 $ 42,000
Sumner, Tennessee 6 $ 953,000 $ 158,833 $ 239,000
Bell, Texas 6 $ 860,000 $ 143,333 $ 32,000
Parker, Texas 6 $ 1,228,000 $ 204,666 $ 99,000
Fresno, California 5 $ 1,554,000 $ 310,800 $ 313,000
Merced, California 5 $ 1,504,000 $ 300,800 $ 87,000
Placer, California 5 $ 1,954,000 $ 390,800 $ 178,000
St. Johns, Florida 5 $ 1,105,000 $ 221,000 $ 102,000
McLean, Illinois 5 $ 755,000 $ 151,000 $ 84,000
Dallas, Iowa 5 $ 521,000 $ 104,200 $ 54,000
Jessamine, Kentucky 5 $ 973,000 $ 194,600 $ 116,000
Tate, Mississippi 5 $ 675,000 $ 135,000 $ 52,000
Jasper, Missouri 5 $ 338,000 $ 67,600 $ 31,000
Douglas, Nebraska 5 $ 748,000 $ 149,600 $ 72,000
Wake, North Carolina 5 $ 893,000 $ 178,600 $ 59,000
Charleston, South Carolina 5 $ 1,376,000 $ 275,200 $ 89,000
Richland, South Carolina 5 $ 676,000 $ 135,200 $ 62,000
Macon, Tennessee 5 $ 541,000 $ 108,200 $ 31,000
Rutherford, Tennessee 5 $ 672,000 $ 134,400 $ 44,000
Washington, Tennessee 5 $ 433,000 $ 86,600 $ 86,000
Williamson, Tennessee 5 $ 1,623,000 $ 324,600 $ 103,000
Hood, Texas 5 $ 932,000 $ 186,400 $ 70,000
Johnson, Texas 5 $ 697,000 $ 139,400 $ 112,000
McLennan, Texas 5 $ 952,000 $ 190,400 $ 87,000
Wise, Texas 5 $ 670,000 $ 134,000 $ 251,000
Elmore, Alabama 4 $ 762,000 $ 190,500 $ 97,000
Lee, Alabama 4 $ 679,000 $ 169,750 $ 70,000
Montgomery, Alabama 4 $ 692,000 $ 173,000 $ 72,000
Tuscaloosa, Alabama 4 $ 427,000 $ 106,750 $ 224,000
Napa, California 4 $ 1,687,000 $ 421,750 $ 212,000
Santa Cruz, California 4 $ 2,171,000 $ 542,750 $ 98,000
Douglas, Colorado 4 $ 675,000 $ 168,750 $ 60,000
Windham, Connecticut 4 $ 640,000 $ 160,000 $ 60,000
Charlotte, Florida 4 $ 721,000 $ 180,250 $ 27,000
Collier, Florida 4 $ 1,345,000 $ 336,250 $ 153,000
Indian River, Florida 4 $ 573,000 $ 143,250 $ 59,000
Polk, Florida 4 $ 591,000 $ 147,750 $ 67,000
Santa Rosa, Florida 4 $ 1,165,000 $ 291,250 $ 146,000
Seminole, Florida 4 $ 810,000 $ 202,500 $ 85,000
Kendall, Illinois 4 $ 796,000 $ 199,000 $ 66,000
Lake, Illinois 4 $ 680,000 $ 170,000 $ 44,000
Clark, Indiana 4 $ 487,000 $ 121,750 $ 41,000
Porter, Indiana 4 $ 673,000 $ 168,250 $ 62,000
Lincoln, Louisiana 4 $ 379,000 $ 94,750 $ 79,000
Middlesex, Massachusetts 4 $ 892,000 $ 223,000 $ 86,000
Macomb, Michigan 4 $ 663,000 $ 165,750 $ 92,000
Cass, Missouri 4 $ 1,500,000 $ 375,000 $ 115,000
Lancaster, Nebraska 4 $ 537,000 $ 134,250 $ 103,000
Burlington, New Jersey 4 $ 834,000 $ 208,500 $ 56,000
Salem, New Jersey 4 $ 654,000 $ 163,500 $ 69,000
Dona Ana, New Mexico 4 $ 629,000 $ 157,250 $ 75,000
Sandoval, New Mexico 4 $ 634,000 $ 158,500 $ 89,000
Rowan, North Carolina 4 $ 468,000 $ 117,000 $ 57,000
Cuyahoga, Ohio 4 $ 879,000 $ 219,750 $ 109,000
Cleveland, Oklahoma 4 $ 375,000 $ 93,750 $ 52,000
Rogers, Oklahoma 4 $ 465,000 $ 116,250 $ 90,000
Cumberland, Pennsylvania 4 $ 639,000 $ 159,750 $ 95,000
Sevier, Tennessee 4 $ 770,000 $ 192,500 $ 59,000
Austin, Texas 4 $ 580,000 $ 145,000 $ 29,000
Bastrop, Texas 4 $ 779,000 $ 194,750 $ 84,000
Burnet, Texas 4 $ 650,000 $ 162,500 $ 92,000
Guadalupe, Texas 4 $ 598,000 $ 149,500 $ 105,000
San Patricio, Texas 4 $ 395,000 $ 98,750 $ 29,000
Taylor, Texas 4 $ 421,000 $ 105,250 $ 70,000
Autauga, Alabama 3 $ 420,000 $ 140,000 $ 70,000
Houston, Alabama 3 $ 408,000 $ 136,000 $ 90,000
Lawrence, Alabama 3 $ 800,000 $ 266,666 $ 105,000
Fairbanks North Star, Alaska 3 $ 437,000 $ 145,666 $ 43,000
Yavapai, Arizona 3 $ 897,000 $ 299,000 $ 225,000
Washington, Arkansas 3 $ 516,000 $ 172,000 $ 56,000
El Dorado, California 3 $ 1,058,000 $ 352,666 $ 494,000
San Joaquin, California 3 $ 1,138,000 $ 379,333 $ 135,000
San Mateo, California 3 $ 1,214,000 $ 404,666 $ 130,000
Ventura, California 3 $ 798,000 $ 266,000 $ 76,000
Eagle, Colorado 3 $ 1,364,000 $ 454,666 $ 466,000
Weld, Colorado 3 $ 408,000 $ 136,000 $ 71,000
Clay, Florida 3 $ 709,000 $ 236,333 $ 108,000
Escambia, Florida 3 $ 390,000 $ 130,000 $ 37,000
Leon, Florida 3 $ 437,000 $ 145,666 $ 146,000
Martin, Florida 3 $ 1,235,000 $ 411,666 $ 139,000
Monroe, Indiana 3 $ 812,000 $ 270,666 $ 80,000
Marshall, Iowa 3 $ 291,000 $ 97,000 $ 59,000
Johnson, Kansas 3 $ 766,000 $ 255,333 $ 176,000
Wyandotte, Kansas 3 $ 356,000 $ 118,666 $ 49,000
Adair, Kentucky 3 $ 272,000 $ 90,666 $ 32,000
Christian, Kentucky 3 $ 322,000 $ 107,333 $ 43,000
Oldham, Kentucky 3 $ 595,000 $ 198,333 $ 86,000
St. Charles, Louisiana 3 $ 398,000 $ 132,666 $ 80,000
Webster, Louisiana 3 $ 257,000 $ 85,666 $ 28,000
Hampshire, Massachusetts 3 $ 689,000 $ 229,666 $ 170,000
Plymouth, Massachusetts 3 $ 917,000 $ 305,666 $ 40,000
Jackson, Michigan 3 $ 257,000 $ 85,666 $ 42,000
Kalamazoo, Michigan 3 $ 529,000 $ 176,333 $ 66,000
Dakota, Minnesota 3 $ 464,000 $ 154,666 $ 85,000
Ramsey, Minnesota 3 $ 516,000 $ 172,000 $ 54,000
Forrest, Mississippi 3 $ 188,000 $ 62,666 $ 11,000
Cape Girardeau, Missouri 3 $ 371,000 $ 123,666 $ 46,000
Dallas, Missouri 3 $ 514,000 $ 171,333 $ 105,000
Phelps, Missouri 3 $ 356,000 $ 118,666 $ 144,000
Stone, Missouri 3 $ 567,000 $ 189,000 $ 71,000
Taney, Missouri 3 $ 440,000 $ 146,666 $ 72,000
Warren, Missouri 3 $ 261,000 $ 87,000 $ 61,000
Atlantic, New Jersey 3 $ 623,000 $ 207,666 $ 51,000
Mercer, New Jersey 3 $ 565,000 $ 188,333 $ 61,000
Otero, New Mexico 3 $ 371,000 $ 123,666 $ 57,000
Santa Fe, New Mexico 3 $ 355,000 $ 118,333 $ 109,000
Johnston, North Carolina 3 $ 315,000 $ 105,000 $ 59,000
Tulsa, Oklahoma 3 $ 325,000 $ 108,333 $ 90,000
Allegheny, Pennsylvania 3 $ 678,000 $ 226,000 $ 90,000
Lawrence, Pennsylvania 3 $ 182,000 $ 60,666 $ 27,000
Kent, Rhode Island 3 $ 666,000 $ 222,000 $ 68,000
Abbeville, South Carolina 3 $ 544,000 $ 181,333 $ 33,000
Berkeley, South Carolina 3 $ 708,000 $ 236,000 $ 127,000
Edgefield, South Carolina 3 $ 345,000 $ 115,000 $ 72,000
Sumter, South Carolina 3 $ 656,000 $ 218,666 $ 47,000
Claiborne, Tennessee 3 $ 380,000 $ 126,666 $ 18,000
Montgomery, Tennessee 3 $ 322,000 $ 107,333 $ 50,000
Sullivan, Tennessee 3 $ 521,000 $ 173,666 $ 95,000
Angelina, Texas 3 $ 379,000 $ 126,333 $ 68,000
Aransas, Texas 3 $ 418,000 $ 139,333 $ 76,000
Baylor, Texas 3 $ 504,000 $ 168,000 $ 2,000
Rockwall, Texas 3 $ 533,000 $ 177,666 $ 95,000
Smith, Texas 3 $ 637,000 $ 212,333 $ 138,000
Outagamie, Wisconsin 3 $ 379,000 $ 126,333 $ 62,000
Blount, Alabama 2 $ 217,000 $ 108,500 $ 32,000
Calhoun, Alabama 2 $ 198,000 $ 99,000 $ 38,000
Chambers, Alabama 2 $ 196,000 $ 98,000 $ 88,000
Cullman, Alabama 2 $ 747,000 $ 373,500 $ 438,000
Limestone, Alabama 2 $ 285,000 $ 142,500 $ 87,000
Morgan, Alabama 2 $ 358,000 $ 179,000 $ 56,000
Perry, Alabama 2 $ 265,000 $ 132,500 $ 123,000
Tallapoosa, Alabama 2 $ 521,000 $ 260,500 $ 204,000
Walker, Alabama 2 $ 347,000 $ 173,500 $ 79,000
Pinal, Arizona 2 $ 917,000 $ 458,500 $ 117,000
Craighead, Arkansas 2 $ 305,000 $ 152,500 $ 63,000
Faulkner, Arkansas 2 $ 495,000 $ 247,500 $ 69,000
Jefferson, Arkansas 2 $ 197,000 $ 98,500 $ 48,000
Saline, Arkansas 2 $ 263,000 $ 131,500 $ 94,000
Madera, California 2 $ 433,000 $ 216,500 $ 74,000
Marin, California 2 $ 1,140,000 $ 570,000 $ 141,000
Monterey, California 2 $ 431,000 $ 215,500 $ 59,000
Nevada, California 2 $ 824,000 $ 412,000 $ 119,000
San Francisco, California 2 $ 634,000 $ 317,000 $ 175,000
Stanislaus, California 2 $ 589,000 $ 294,500 $ 742,000
Yolo, California 2 $ 620,000 $ 310,000 $ 113,000
Boulder, Colorado 2 $ 510,000 $ 255,000 $ 67,000
El Paso, Colorado 2 $ 355,000 $ 177,500 $ 67,000
Fairfield, Connecticut 2 $ 526,000 $ 263,000 $ 113,000
Litchfield, Connecticut 2 $ 505,000 $ 252,500 $ 104,000
Kent, Delaware 2 $ 325,000 $ 162,500 $ 35,000
New Castle, Delaware 2 $ 309,000 $ 154,500 $ 72,000
Lake, Florida 2 $ 248,000 $ 124,000 $ 34,000
Manatee, Florida 2 $ 297,000 $ 148,500 $ 29,000
Marion, Florida 2 $ 344,000 $ 172,000 $ 51,000
Nassau, Florida 2 $ 1,465,000 $ 732,500 $ 336,000
Volusia, Florida 2 $ 448,000 $ 224,000 $ 98,000
Kauai, Hawaii 2 $ 778,000 $ 389,000 $ 121,000
Adams, Illinois 2 $ 92,000 $ 46,000 $ 75,000
Champaign, Illinois 2 $ 166,000 $ 83,000 $ 46,000
Jersey, Illinois 2 $ 130,000 $ 65,000 $ 54,000
Lee, Illinois 2 $ 205,000 $ 102,500 $ 53,000
Tazewell, Illinois 2 $ 251,000 $ 125,500 $ 44,000
Dearborn, Indiana 2 $ 420,000 $ 210,000 $ 601,000
Hamilton, Indiana 2 $ 541,000 $ 270,500 $ 183,000
Hendricks, Indiana 2 $ 288,000 $ 144,000 $ 66,000
Lawrence, Indiana 2 $ 412,000 $ 206,000 $ 11,000
Jackson, Iowa 2 $ 328,000 $ 164,000 $ 82,000
Mills, Iowa 2 $ 220,000 $ 110,000 $ 53,000
Pottawattamie, Iowa 2 $ 277,000 $ 138,500 $ 87,000
Scott, Iowa 2 $ 231,000 $ 115,500 $ 43,000
Clark, Kentucky 2 $ 290,000 $ 145,000 $ 63,000
Nelson, Kentucky 2 $ 291,000 $ 145,500 $ 78,000
Woodford, Kentucky 2 $ 675,000 $ 337,500 $ 0
Avoyelles, Louisiana 2 $ 132,000 $ 66,000 $ 55,000
Catahoula, Louisiana 2 $ 370,000 $ 185,000 $ 38,000
Natchitoches, Louisiana 2 $ 230,000 $ 115,000 $ 44,000
St. Mary, Louisiana 2 $ 166,000 $ 83,000 $ 77,000
Anne Arundel, Maryland 2 $ 424,000 $ 212,000 $ 60,000
Caroline, Maryland 2 $ 376,000 $ 188,000 $ 51,000
Carroll, Maryland 2 $ 469,000 $ 234,500 $ 72,000
Prince George's, Maryland 2 $ 388,000 $ 194,000 $ 53,000
Barnstable, Massachusetts 2 $ 388,000 $ 194,000 $ 220,000
Charlevoix, Michigan 2 $ 258,000 $ 129,000 $ 62,000
Dickinson, Michigan 2 $ 142,000 $ 71,000 $ 52,000
Grand Traverse, Michigan 2 $ 328,000 $ 164,000 $ 56,000
Kent, Michigan 2 $ 263,000 $ 131,500 $ 36,000
Livingston, Michigan 2 $ 646,000 $ 323,000 $ 177,000
Ottawa, Michigan 2 $ 294,000 $ 147,000 $ 54,000
Washtenaw, Michigan 2 $ 386,000 $ 193,000 $ 57,000
Aitkin, Minnesota 2 $ 640,000 $ 320,000 $ 99,000
Chisago, Minnesota 2 $ 311,000 $ 155,500 $ 44,000
Cook, Minnesota 2 $ 226,000 $ 113,000 $ 190,000
Morrison, Minnesota 2 $ 369,000 $ 184,500 $ 60,000
Sherburne, Minnesota 2 $ 344,000 $ 172,000 $ 77,000
Jones, Mississippi 2 $ 205,000 $ 102,500 $ 42,000
Marshall, Mississippi 2 $ 319,000 $ 159,500 $ 74,000
Pike, Mississippi 2 $ 377,000 $ 188,500 $ 66,000
Sunflower, Mississippi 2 $ 105,000 $ 52,500 $ 24,000
Walthall, Mississippi 2 $ 252,000 $ 126,000 $ 45,000
Boone, Missouri 2 $ 408,000 $ 204,000 $ 75,000
Callaway, Missouri 2 $ 266,000 $ 133,000 $ 90,000
Laclede, Missouri 2 $ 206,000 $ 103,000 $ 41,000
Newton, Missouri 2 $ 152,000 $ 76,000 $ 82,000
Nemaha, Nebraska 2 $ 268,000 $ 134,000 $ 149,000
Rockingham, New Hampshire 2 $ 477,000 $ 238,500 $ 121,000
Hunterdon, New Jersey 2 $ 535,000 $ 267,500 $ 168,000
Rio Arriba, New Mexico 2 $ 390,000 $ 195,000 $ 69,000
San Juan, New Mexico 2 $ 317,000 $ 158,500 $ 67,000
Schenectady, New York 2 $ 178,000 $ 89,000 $ 67,000
Cumberland, North Carolina 2 $ 212,000 $ 106,000 $ 70,000
Harnett, North Carolina 2 $ 310,000 $ 155,000 $ 44,000
Iredell, North Carolina 2 $ 420,000 $ 210,000 $ 57,000
Mecklenburg, North Carolina 2 $ 331,000 $ 165,500 $ 42,000
Union, North Carolina 2 $ 314,000 $ 157,000 $ 53,000
Franklin, Ohio 2 $ 218,000 $ 109,000 $ 33,000
Mahoning, Ohio 2 $ 214,000 $ 107,000 $ 52,000
Custer, Oklahoma 2 $ 203,000 $ 101,500 $ 65,000
Kay, Oklahoma 2 $ 238,000 $ 119,000 $ 55,000
McClain, Oklahoma 2 $ 264,000 $ 132,000 $ 34,000
Clackamas, Oregon 2 $ 1,075,000 $ 537,500 $ 536,000
Dauphin, Pennsylvania 2 $ 206,000 $ 103,000 $ 47,000
Fayette, Pennsylvania 2 $ 167,000 $ 83,500 $ 83,000
Franklin, Pennsylvania 2 $ 378,000 $ 189,000 $ 80,000
Lackawanna, Pennsylvania 2 $ 296,000 $ 148,000 $ 64,000
Montgomery, Pennsylvania 2 $ 417,000 $ 208,500 $ 121,000
Northampton, Pennsylvania 2 $ 398,000 $ 199,000 $ 20,000
York, Pennsylvania 2 $ 209,000 $ 104,500 $ 45,000
Jasper, South Carolina 2 $ 271,000 $ 135,500 $ 57,000
Orangeburg, South Carolina 2 $ 209,000 $ 104,500 $ 30,000
Cheatham, Tennessee 2 $ 267,000 $ 133,500 $ 46,000
Hamilton, Tennessee 2 $ 301,000 $ 150,500 $ 78,000
Knox, Tennessee 2 $ 240,000 $ 120,000 $ 45,000
Monroe, Tennessee 2 $ 200,000 $ 100,000 $ 21,000
Wilson, Tennessee 2 $ 524,000 $ 262,000 $ 109,000
Brazos, Texas 2 $ 239,000 $ 119,500 $ 58,000
Fannin, Texas 2 $ 97,000 $ 48,500 $ 68,000
Frio, Texas 2 $ 182,000 $ 91,000 $ 58,000
Gonzales, Texas 2 $ 255,000 $ 127,500 $ 33,000
Gregg, Texas 2 $ 232,000 $ 116,000 $ 54,000
Harrison, Texas 2 $ 251,000 $ 125,500 $ 37,000
Hays, Texas 2 $ 193,000 $ 96,500 $ 136,000
Matagorda, Texas 2 $ 138,000 $ 69,000 $ 121,000
Maverick, Texas 2 $ 388,000 $ 194,000 $ 31,000
Midland, Texas 2 $ 249,000 $ 124,500 $ 80,000
Navarro, Texas 2 $ 195,000 $ 97,500 $ 42,000
Orange, Texas 2 $ 154,000 $ 77,000 $ 57,000
Washington, Texas 2 $ 319,000 $ 159,500 $ 73,000
Wharton, Texas 2 $ 214,000 $ 107,000 $ 45,000
Wilson, Texas 2 $ 245,000 $ 122,500 $ 127,000
Racine, Wisconsin 2 $ 181,000 $ 90,500 $ 77,000
Laramie, Wyoming 2 $ 286,000 $ 143,000 $ 64,000
Chilton, Alabama 1 $ 292,000 $ 292,000 $ 47,000
Cleburne, Alabama 1 $ 294,000 $ 294,000 $ 107,000
Coffee, Alabama 1 $ 265,000 $ 265,000 $ 91,000
Dallas, Alabama 1 $ 129,000 $ 129,000 $ 42,000
DeKalb, Alabama 1 $ 225,000 $ 225,000 $ 58,000
Fayette, Alabama 1 $ 67,000 $ 67,000 $ 37,000
Lauderdale, Alabama 1 $ 134,000 $ 134,000 $ 63,000
Macon, Alabama 1 $ 168,000 $ 168,000 $ 30,000
Marengo, Alabama 1 $ 72,000 $ 72,000 $ 39,000
Marion, Alabama 1 $ 42,000 $ 42,000 $ 58,000
Marshall, Alabama 1 $ 121,000 $ 121,000 $ 38,000
Pike, Alabama 1 $ 235,000 $ 235,000 $ 130,000
Russell, Alabama 1 $ 151,000 $ 151,000 $ 69,000
Talladega, Alabama 1 $ 88,000 $ 88,000 $ 71,000
Graham, Arizona 1 $ 185,000 $ 185,000 $ 117,000
Cleburne, Arkansas 1 $ 321,000 $ 321,000 $ 80,000
Cross, Arkansas 1 $ 104,000 $ 104,000 $ 30,000
Garland, Arkansas 1 $ 106,000 $ 106,000 $ 29,000
Independence, Arkansas 1 $ 140,000 $ 140,000 $ 52,000
Lonoke, Arkansas 1 $ 127,000 $ 127,000 $ 34,000
Sebastian, Arkansas 1 $ 149,000 $ 149,000 $ 103,000
Calaveras, California 1 $ 50,000 $ 50,000 $ 65,000
Imperial, California 1 $ 182,000 $ 182,000 $ 43,000
Kings, California 1 $ 295,000 $ 295,000 $ 75,000
Lake, California 1 $ 179,000 $ 179,000 $ 420,000
San Benito, California 1 $ 590,000 $ 590,000 $ 114,000
Santa Barbara, California 1 $ 164,000 $ 164,000 $ 56,000
Shasta, California 1 $ 142,000 $ 142,000 $ 52,000
Sonoma, California 1 $ 868,000 $ 868,000 $ 172,000
Yuba, California 1 $ 345,000 $ 345,000 $ 126,000
Arapahoe, Colorado 1 $ 140,000 $ 140,000 $ 48,000
Delta, Colorado 1 $ 190,000 $ 190,000 $ 70,000
Garfield, Colorado 1 $ 323,000 $ 323,000 $ 107,000
La Plata, Colorado 1 $ 208,000 $ 208,000 $ 66,000
Larimer, Colorado 1 $ 275,000 $ 275,000 $ 72,000
Rio Grande, Colorado 1 $ 87,000 $ 87,000 $ 41,000
Tolland, Connecticut 1 $ 92,000 $ 92,000 $ 52,000
Sussex, Delaware 1 $ 235,000 $ 235,000 $ 108,000
Alachua, Florida 1 $ 207,000 $ 207,000 $ 67,000
Bay, Florida 1 $ 111,000 $ 111,000 $ 34,000
Calhoun, Florida 1 $ 212,000 $ 212,000 $ 47,000
Columbia, Florida 1 $ 250,000 $ 250,000 $ 80,000
Highlands, Florida 1 $ 247,000 $ 247,000 $ 104,000
Okaloosa, Florida 1 $ 171,000 $ 171,000 $ 50,000
Okeechobee, Florida 1 $ 226,000 $ 226,000 $ 81,000
Osceola, Florida 1 $ 268,000 $ 268,000 $ 113,000
Hawaii, Hawaii 1 $ 338,000 $ 338,000 $ 74,000
Canyon, Idaho 1 $ 126,000 $ 126,000 $ 54,000
Kootenai, Idaho 1 $ 285,000 $ 285,000 $ 237,000
Owyhee, Idaho 1 $ 168,000 $ 168,000 $ 13,000
Carroll, Illinois 1 $ 75,000 $ 75,000 $ 27,000
Christian, Illinois 1 $ 120,000 $ 120,000 $ 64,000
Cumberland, Illinois 1 $ 133,000 $ 133,000 $ 78,000
Ford, Illinois 1 $ 103,000 $ 103,000 $ 54,000
Iroquois, Illinois 1 $ 96,000 $ 96,000 $ 72,000
Logan, Illinois 1 $ 130,000 $ 130,000 $ 67,000
Macoupin, Illinois 1 $ 82,000 $ 82,000 $ 98,000
Peoria, Illinois 1 $ 68,000 $ 68,000 $ 30,000
Saline, Illinois 1 $ 119,000 $ 119,000 $ 44,000
Sangamon, Illinois 1 $ 93,000 $ 93,000 $ 39,000
Winnebago, Illinois 1 $ 118,000 $ 118,000 $ 29,000
Allen, Indiana 1 $ 149,000 $ 149,000 $ 53,000
Boone, Indiana 1 $ 191,000 $ 191,000 $ 43,000
Carroll, Indiana 1 $ 238,000 $ 238,000 $ 150,000
Clay, Indiana 1 $ 132,000 $ 132,000 $ 80,000
Delaware, Indiana 1 $ 69,000 $ 69,000 $ 34,000
Dubois, Indiana 1 $ 232,000 $ 232,000 $ 97,000
Elkhart, Indiana 1 $ 138,000 $ 138,000 $ 69,000
Franklin, Indiana 1 $ 282,000 $ 282,000 $ 69,000
Hancock, Indiana 1 $ 178,000 $ 178,000 $ 59,000
Howard, Indiana 1 $ 203,000 $ 203,000 $ 83,000
Jasper, Indiana 1 $ 383,000 $ 383,000 $ 114,000
Jay, Indiana 1 $ 48,000 $ 48,000 $ 20,000
Johnson, Indiana 1 $ 68,000 $ 68,000 $ 28,000
Knox, Indiana 1 $ 168,000 $ 168,000 $ 68,000
Orange, Indiana 1 $ 165,000 $ 165,000 $ 44,000
Tippecanoe, Indiana 1 $ 87,000 $ 87,000 $ 64,000
Vanderburgh, Indiana 1 $ 60,000 $ 60,000 $ 27,000
Vigo, Indiana 1 $ 130,000 $ 130,000 $ 78,000
White, Indiana 1 $ 131,000 $ 131,000 $ 132,000
Adair, Iowa 1 $ 82,000 $ 82,000 $ 0
Appanoose, Iowa 1 $ 139,000 $ 139,000 $ 54,000
Dickinson, Iowa 1 $ 492,000 $ 492,000 $ 73,000
Dubuque, Iowa 1 $ 167,000 $ 167,000 $ 52,000
Hardin, Iowa 1 $ 70,000 $ 70,000 $ 34,000
Butler, Kansas 1 $ 150,000 $ 150,000 $ 60,000
Cherokee, Kansas 1 $ 59,000 $ 59,000 $ 35,000
Cowley, Kansas 1 $ 46,000 $ 46,000 $ 17,000
Ellsworth, Kansas 1 $ 54,000 $ 54,000 $ 21,000
Marion, Kansas 1 $ 55,000 $ 55,000 $ 78,000
Pratt, Kansas 1 $ 86,000 $ 86,000 $ 74,000
Reno, Kansas 1 $ 77,000 $ 77,000 $ 24,000
Riley, Kansas 1 $ 119,000 $ 119,000 $ 67,000
Campbell, Kentucky 1 $ 184,000 $ 184,000 $ 30,000
Clay, Kentucky 1 $ 100,000 $ 100,000 $ 125,000
Fleming, Kentucky 1 $ 162,000 $ 162,000 $ 59,000
Hardin, Kentucky 1 $ 108,000 $ 108,000 $ 42,000
Henderson, Kentucky 1 $ 67,000 $ 67,000 $ 26,000
Johnson, Kentucky 1 $ 124,000 $ 124,000 $ 23,000
Knox, Kentucky 1 $ 79,000 $ 79,000 $ 28,000
Muhlenberg, Kentucky 1 $ 168,000 $ 168,000 $ 50,000
Pike, Kentucky 1 $ 182,000 $ 182,000 $ 86,000
Pulaski, Kentucky 1 $ 65,000 $ 65,000 $ 28,000
Rowan, Kentucky 1 $ 100,000 $ 100,000 $ 58,000
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Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,327 $391,472,000 $168,000 $1,520,000 $84,000 $3,000,000
Refinancing 2,000 $384,849,000 $192,000 $1,885,000 $88,000 $1,299,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,647 $481,488,000 $181,000 $1,520,000 $91,000 $3,000,000
Black or African American 567 $83,775,000 $147,000 $550,000 $64,000 $1,200,000
Not Provided 510 $95,271,000 $186,000 $1,885,000 $81,000 $1,200,000
Hispanic 459 $82,574,000 $179,000 $1,280,000 $75,000 $1,184,000
Asian 120 $27,703,000 $230,000 $721,000 $129,000 $420,000
Native Hawaiian or Other Pacific Islander 13 $3,180,000 $244,000 $576,000 $98,000 $348,000
American Indian or Alaskan Native 11 $2,330,000 $211,000 $590,000 $78,000 $242,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,502 $641,582,000 $183,000 $1,885,000 $90,000 $3,000,000
FHA-insured (Federal Housing Administration) 449 $66,961,000 $149,000 $464,000 $66,000 $1,440,000
VA-guaranteed (Veterans Administration) 376 $67,778,000 $180,000 $417,000 $67,000 $1,143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,886 $341,019,000 $180,000 $1,520,000 $92,000 $3,000,000
Application Withdrawn By Applicant 1,071 $185,186,000 $172,000 $1,280,000 $72,000 $1,200,000
Application Denied By Financial Institution 620 $112,228,000 $181,000 $1,280,000 $81,000 $1,184,000
Application Approved But Not Accepted 551 $100,340,000 $182,000 $1,885,000 $91,000 $1,200,000
File Closed For Incompleteness 199 $37,548,000 $188,000 $1,300,000 $109,000 $900,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 64 $11,297,000 $176,000 $1,280,000 $104,000 $792,000
Credit History 63 $9,945,000 $157,000 $446,000 $67,000 $215,000
Debt-To-Income Ratio 61 $11,539,000 $189,000 $820,000 $62,000 $201,000
Other 31 $7,528,000 $242,000 $980,000 $101,000 $365,000
Unverifiable Information 27 $6,239,000 $231,000 $847,000 $111,000 $480,000
Employment History 17 $2,294,000 $134,000 $247,000 $77,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 5 $951,000 $190,000 $463,000 $118,000 $234,000
Mortgage Insurance Denied 5 $683,000 $136,000 $220,000 $78,000 $153,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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