Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2007
In 2007, Ark-La-Tex Financial Services of Plano, TX reported 4,327 mortgage applications totaling $776.3 million, down 15% from 2006. The average application was for $179,413, and applicants reported an average income of $85,848. 44% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Dallas-Plano-Irving, TX (332), New Orleans-Metairie-Kenner, LA (185) and St. Louis, MO-IL (147) (applications in parentheses).
| Mortgage Company & Address | Ark-La-Tex Financial Services 5160 Tennyson Pkwy, Suite 2000w Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,327 |
| Total Mortgage Loan Application Amount | $776,321,000 |
| Average Mortgage Loan Application Amount | $179,413 |
| Highest Mortgage Loan Application Amount | $1,885,000 |
| Average Applicant Income | $85,848 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 332 | $ 55,862,000 | $ 168,259 | $ 111,000 |
| New Orleans-Metairie-Kenner, LA | 185 | $ 28,116,000 | $ 151,978 | $ 64,000 |
| St. Louis, MO-IL | 147 | $ 19,451,000 | $ 132,319 | $ 63,877 |
| Fort Worth-Arlington, TX | 129 | $ 18,693,000 | $ 144,906 | $ 91,000 |
| Houston-Sugar Land-Baytown, TX | 114 | $ 18,270,000 | $ 160,263 | $ 83,000 |
| Shreveport-Bossier City, LA | 113 | $ 15,506,000 | $ 137,221 | $ 72,000 |
| San Antonio, TX | 111 | $ 14,695,000 | $ 132,387 | $ 73,000 |
| Birmingham-Hoover, AL | 103 | $ 21,444,000 | $ 208,194 | $ 99,000 |
| Baton Rouge, LA | 99 | $ 14,217,000 | $ 143,606 | $ 76,000 |
| Chicago-Naperville-Joliet, IL | 97 | $ 19,107,000 | $ 196,979 | $ 76,000 |
| Los Angeles-Long Beach-Glendale, CA | 65 | $ 23,063,000 | $ 354,815 | $ 129,000 |
| Austin-Round Rock, TX | 60 | $ 10,159,000 | $ 169,316 | $ 108,000 |
| Newark-Union, NJ-PA | 60 | $ 14,350,000 | $ 239,166 | $ 110,000 |
| Kansas City, MO-KS | 58 | $ 8,247,000 | $ 142,189 | $ 103,034 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 54 | $ 9,063,000 | $ 167,833 | $ 97,000 |
| New York-White Plains-Wayne, NY-NJ | 50 | $ 13,511,000 | $ 270,220 | $ 100,000 |
| Edison, NJ | 49 | $ 12,848,000 | $ 262,204 | $ 106,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 49 | $ 10,945,000 | $ 223,367 | $ 95,000 |
| Riverside-San Bernardino-Ontario, CA | 47 | $ 14,204,000 | $ 302,212 | $ 119,000 |
| Memphis, TN-MS-AR | 46 | $ 5,290,000 | $ 115,000 | $ 99,913 |
| Detroit-Livonia-Dearborn, MI | 42 | $ 4,986,000 | $ 118,714 | $ 48,000 |
| Visalia-Porterville, CA | 42 | $ 9,596,000 | $ 228,476 | $ 112,000 |
| Albuquerque, NM | 38 | $ 5,595,000 | $ 147,236 | $ 64,000 |
| Las Vegas-Paradise, NV | 36 | $ 6,930,000 | $ 192,500 | $ 98,000 |
| Santa Ana-Anaheim-Irvine, CA | 35 | $ 12,946,000 | $ 369,885 | $ 138,000 |
| Casper, WY | 33 | $ 5,691,000 | $ 172,454 | $ 68,000 |
| Springfield, MA | 33 | $ 5,278,000 | $ 159,939 | $ 75,000 |
| Beaumont-Port Arthur, TX | 31 | $ 3,086,000 | $ 99,548 | $ 60,000 |
| Jackson, MS | 31 | $ 4,244,000 | $ 136,903 | $ 43,000 |
| Tampa-St. Petersburg-Clearwater, FL | 31 | $ 6,252,000 | $ 201,677 | $ 94,000 |
| Orlando-Kissimmee, FL | 30 | $ 6,032,000 | $ 201,066 | $ 91,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 30 | $ 8,754,000 | $ 291,800 | $ 110,000 |
| Grand Junction, CO | 29 | $ 5,658,000 | $ 195,103 | $ 72,000 |
| Denver-Aurora, CO | 28 | $ 4,819,000 | $ 172,107 | $ 68,000 |
| El Paso, TX | 27 | $ 3,611,000 | $ 133,740 | $ 83,000 |
| Honolulu, HI | 27 | $ 7,659,000 | $ 283,666 | $ 113,000 |
| Lexington-Fayette, KY | 27 | $ 4,385,000 | $ 162,407 | $ 76,000 |
| Baltimore-Towson, MD | 25 | $ 4,714,000 | $ 188,560 | $ 72,000 |
| Corpus Christi, TX | 22 | $ 2,963,000 | $ 134,681 | $ 69,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 5,404,000 | $ 245,636 | $ 156,000 |
| Des Moines-West Des Moines, IA | 21 | $ 2,554,000 | $ 121,619 | $ 66,000 |
| Port St. Lucie, FL | 20 | $ 4,100,000 | $ 205,000 | $ 76,000 |
| Miami-Miami Beach-Kendall, FL | 19 | $ 6,471,000 | $ 340,578 | $ 102,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 19 | $ 5,860,000 | $ 308,421 | $ 188,000 |
| Camden, NJ | 18 | $ 3,262,000 | $ 181,222 | $ 57,000 |
| Huntsville, AL | 18 | $ 2,485,000 | $ 138,055 | $ 60,000 |
| Jacksonville, FL | 18 | $ 4,669,000 | $ 259,388 | $ 114,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 18 | $ 4,849,000 | $ 269,388 | $ 103,000 |
| Mobile, AL | 18 | $ 2,772,000 | $ 154,000 | $ 77,000 |
| Charlotte-Gastonia-Concord, NC-SC | 16 | $ 2,911,000 | $ 181,937 | $ 64,000 |
| Gary, IN | 16 | $ 2,512,000 | $ 157,000 | $ 65,000 |
| San Diego-Carlsbad-San Marcos, CA | 16 | $ 6,452,000 | $ 403,250 | $ 192,000 |
| Springfield, MO | 16 | $ 2,351,000 | $ 146,937 | $ 107,000 |
| Louisville-Jefferson County, KY-IN | 15 | $ 2,114,000 | $ 140,933 | $ 68,133 |
| Oakland-Fremont-Hayward, CA | 15 | $ 5,193,000 | $ 346,200 | $ 141,000 |
| Oklahoma City, OK | 15 | $ 1,843,000 | $ 122,866 | $ 52,000 |
| Brownsville-Harlingen, TX | 13 | $ 2,244,000 | $ 172,615 | $ 75,000 |
| Hartford-West Hartford-East Hartford, CT | 13 | $ 2,825,000 | $ 217,307 | $ 86,000 |
| Indianapolis-Carmel, IN | 13 | $ 1,864,000 | $ 143,384 | $ 91,000 |
| Philadelphia, PA | 13 | $ 2,236,000 | $ 172,000 | $ 69,000 |
| Columbia, SC | 12 | $ 1,605,000 | $ 133,750 | $ 68,000 |
| Gulfport-Biloxi, MS | 12 | $ 1,670,000 | $ 139,166 | $ 54,000 |
| Little Rock-North Little Rock-Conway, AR | 12 | $ 1,729,000 | $ 144,083 | $ 80,000 |
| Montgomery, AL | 11 | $ 1,874,000 | $ 170,363 | $ 80,000 |
| Phoenix-Mesa-Scottsdale, AZ | 11 | $ 3,025,000 | $ 275,000 | $ 92,000 |
| Boston-Quincy, MA | 10 | $ 2,432,000 | $ 243,200 | $ 62,000 |
| Vallejo-Fairfield, CA | 10 | $ 3,349,000 | $ 334,900 | $ 226,000 |
| Charleston-North Charleston, SC | 9 | $ 2,134,000 | $ 237,111 | $ 98,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 1,774,000 | $ 197,111 | $ 82,000 |
| Greenville-Mauldin-Easley, SC | 9 | $ 1,408,000 | $ 156,444 | $ 91,000 |
| Norwich-New London, CT | 9 | $ 2,066,000 | $ 229,555 | $ 111,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 1,245,000 | $ 138,333 | $ 71,111 |
| Wichita, KS | 9 | $ 1,095,000 | $ 121,666 | $ 72,000 |
| Worcester, MA | 9 | $ 2,123,000 | $ 235,888 | $ 94,000 |
| Flagstaff, AZ | 8 | $ 2,383,000 | $ 297,875 | $ 70,000 |
| New Haven-Milford, CT | 8 | $ 1,690,000 | $ 211,250 | $ 73,000 |
| Raleigh-Cary, NC | 8 | $ 1,208,000 | $ 151,000 | $ 59,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 3,493,000 | $ 436,625 | $ 123,000 |
| Sarasota-Bradenton-Venice, FL | 8 | $ 1,297,000 | $ 162,125 | $ 49,000 |
| Sherman-Denison, TX | 8 | $ 1,194,000 | $ 149,250 | $ 166,000 |
| Tulsa, OK | 8 | $ 855,000 | $ 106,875 | $ 84,000 |
| Clarksville, TN-KY | 7 | $ 780,000 | $ 111,428 | $ 46,571 |
| Joplin, MO | 7 | $ 490,000 | $ 70,000 | $ 45,000 |
| Killeen-Temple-Fort Hood, TX | 7 | $ 1,001,000 | $ 143,000 | $ 36,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 1,163,000 | $ 166,142 | $ 62,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,555,000 | $ 222,142 | $ 99,000 |
| Pittsburgh, PA | 7 | $ 1,237,000 | $ 176,714 | $ 91,000 |
| San Francisco-San Mateo-Redwood City, CA | 7 | $ 2,988,000 | $ 426,857 | $ 146,000 |
| Bakersfield, CA | 6 | $ 1,290,000 | $ 215,000 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 1,546,000 | $ 257,666 | $ 115,000 |
| Gadsden, AL | 6 | $ 557,000 | $ 92,833 | $ 52,000 |
| Harrisburg-Carlisle, PA | 6 | $ 845,000 | $ 140,833 | $ 79,000 |
| Lafayette, LA | 6 | $ 871,000 | $ 145,166 | $ 98,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 6 | $ 1,014,000 | $ 169,000 | $ 59,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,164,000 | $ 194,000 | $ 68,000 |
| Spartanburg, SC | 6 | $ 924,000 | $ 154,000 | $ 42,000 |
| St. Joseph, MO-KS | 6 | $ 514,000 | $ 85,666 | $ 42,000 |
| Wilmington, DE-MD-NJ | 6 | $ 963,000 | $ 160,500 | $ 70,000 |
| Winston-Salem, NC | 6 | $ 637,000 | $ 106,166 | $ 75,000 |
| Bloomington-Normal, IL | 5 | $ 755,000 | $ 151,000 | $ 84,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 1,016,000 | $ 203,200 | $ 266,000 |
| Decatur, AL | 5 | $ 1,158,000 | $ 231,600 | $ 85,000 |
| Fresno, CA | 5 | $ 1,554,000 | $ 310,800 | $ 313,000 |
| Johnson City, TN | 5 | $ 433,000 | $ 86,600 | $ 86,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 801,000 | $ 160,200 | $ 47,000 |
| Merced, CA | 5 | $ 1,504,000 | $ 300,800 | $ 87,000 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 1,163,000 | $ 232,600 | $ 64,000 |
| Waco, TX | 5 | $ 952,000 | $ 190,400 | $ 87,000 |
| Abilene, TX | 4 | $ 421,000 | $ 105,250 | $ 70,000 |
| Appleton, WI | 4 | $ 549,000 | $ 137,250 | $ 59,000 |
| Auburn-Opelika, AL | 4 | $ 679,000 | $ 169,750 | $ 70,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 469,000 | $ 117,250 | $ 64,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 892,000 | $ 223,000 | $ 86,000 |
| Cleveland-Elyria-Mentor, OH | 4 | $ 879,000 | $ 219,750 | $ 109,000 |
| Hattiesburg, MS | 4 | $ 411,000 | $ 102,750 | $ 32,000 |
| Jefferson City, MO | 4 | $ 479,000 | $ 119,750 | $ 73,000 |
| Kalamazoo-Portage, MI | 4 | $ 569,000 | $ 142,250 | $ 54,000 |
| Lakeland, FL | 4 | $ 591,000 | $ 147,750 | $ 67,000 |
| Las Cruces, NM | 4 | $ 629,000 | $ 157,250 | $ 75,000 |
| Lincoln, NE | 4 | $ 537,000 | $ 134,250 | $ 103,000 |
| Napa, CA | 4 | $ 1,687,000 | $ 421,750 | $ 212,000 |
| Naples-Marco Island, FL | 4 | $ 1,345,000 | $ 336,250 | $ 153,000 |
| Punta Gorda, FL | 4 | $ 721,000 | $ 180,250 | $ 27,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 2,171,000 | $ 542,750 | $ 98,000 |
| Sebastian-Vero Beach, FL | 4 | $ 573,000 | $ 143,250 | $ 59,000 |
| Tuscaloosa, AL | 4 | $ 427,000 | $ 106,750 | $ 224,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 615,000 | $ 205,000 | $ 25,000 |
| Atlantic City, NJ | 3 | $ 623,000 | $ 207,666 | $ 51,000 |
| Bloomington, IN | 3 | $ 812,000 | $ 270,666 | $ 80,000 |
| Champaign-Urbana, IL | 3 | $ 269,000 | $ 89,666 | $ 49,000 |
| Dothan, AL | 3 | $ 408,000 | $ 136,000 | $ 90,000 |
| Evansville, IN-KY | 3 | $ 201,000 | $ 67,000 | $ 30,333 |
| Fairbanks, AK | 3 | $ 437,000 | $ 145,666 | $ 43,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 423,000 | $ 141,000 | $ 45,000 |
| Greeley, CO | 3 | $ 408,000 | $ 136,000 | $ 71,000 |
| Jackson, MI | 3 | $ 257,000 | $ 85,666 | $ 42,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 521,000 | $ 173,666 | $ 95,000 |
| Longview, TX | 3 | $ 282,000 | $ 94,000 | $ 51,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 798,000 | $ 266,000 | $ 76,000 |
| Peoria, IL | 3 | $ 319,000 | $ 106,333 | $ 39,000 |
| Prescott, AZ | 3 | $ 897,000 | $ 299,000 | $ 225,000 |
| Rockingham County-Strafford County, NH | 3 | $ 779,000 | $ 259,666 | $ 105,000 |
| Santa Fe, NM | 3 | $ 355,000 | $ 118,333 | $ 109,000 |
| Scranton--Wilkes-Barre, PA | 3 | $ 470,000 | $ 156,666 | $ 65,000 |
| Stockton, CA | 3 | $ 1,138,000 | $ 379,333 | $ 135,000 |
| Sumter, SC | 3 | $ 656,000 | $ 218,666 | $ 47,000 |
| Tallahassee, FL | 3 | $ 437,000 | $ 145,666 | $ 146,000 |
| Trenton-Ewing, NJ | 3 | $ 565,000 | $ 188,333 | $ 61,000 |
| Tyler, TX | 3 | $ 637,000 | $ 212,333 | $ 138,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3 | $ 633,000 | $ 211,000 | $ 52,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 178,000 | $ 89,000 | $ 67,000 |
| Ann Arbor, MI | 2 | $ 386,000 | $ 193,000 | $ 57,000 |
| Anniston-Oxford, AL | 2 | $ 198,000 | $ 99,000 | $ 38,000 |
| Barnstable Town, MA | 2 | $ 388,000 | $ 194,000 | $ 220,000 |
| Boise City-Nampa, ID | 2 | $ 294,000 | $ 147,000 | $ 33,000 |
| Boulder, CO | 2 | $ 510,000 | $ 255,000 | $ 67,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 526,000 | $ 263,000 | $ 113,000 |
| Chattanooga, TN-GA | 2 | $ 301,000 | $ 150,500 | $ 78,000 |
| Cheyenne, WY | 2 | $ 286,000 | $ 143,000 | $ 64,000 |
| College Station-Bryan, TX | 2 | $ 239,000 | $ 119,500 | $ 58,000 |
| Colorado Springs, CO | 2 | $ 355,000 | $ 177,500 | $ 67,000 |
| Columbia, MO | 2 | $ 408,000 | $ 204,000 | $ 75,000 |
| Columbus, OH | 2 | $ 218,000 | $ 109,000 | $ 33,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 231,000 | $ 115,500 | $ 43,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 448,000 | $ 224,000 | $ 98,000 |
| Dover, DE | 2 | $ 325,000 | $ 162,500 | $ 35,000 |
| Farmington, NM | 2 | $ 317,000 | $ 158,500 | $ 67,000 |
| Fayetteville, NC | 2 | $ 212,000 | $ 106,000 | $ 70,000 |
| Holland-Grand Haven, MI | 2 | $ 294,000 | $ 147,000 | $ 54,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 111,000 | $ 55,500 | $ 18,000 |
| Jonesboro, AR | 2 | $ 305,000 | $ 152,500 | $ 63,000 |
| Knoxville, TN | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| Lafayette, IN | 2 | $ 325,000 | $ 162,500 | $ 107,000 |
| Lake Charles, LA | 2 | $ 375,000 | $ 187,500 | $ 15,000 |
| Madera, CA | 2 | $ 433,000 | $ 216,500 | $ 74,000 |
| Midland, TX | 2 | $ 249,000 | $ 124,500 | $ 80,000 |
| Modesto, CA | 2 | $ 589,000 | $ 294,500 | $ 742,000 |
| Ocala, FL | 2 | $ 344,000 | $ 172,000 | $ 51,000 |
| Pine Bluff, AR | 2 | $ 197,000 | $ 98,500 | $ 48,000 |
| Portland-Vancouver-Beaverton, OR-WA | 2 | $ 1,075,000 | $ 537,500 | $ 536,000 |
| Racine, WI | 2 | $ 181,000 | $ 90,500 | $ 77,000 |
| Salem, OR | 2 | $ 307,000 | $ 153,500 | $ 31,000 |
| Salinas, CA | 2 | $ 431,000 | $ 215,500 | $ 59,000 |
| Terre Haute, IN | 2 | $ 262,000 | $ 131,000 | $ 79,000 |
| York-Hanover, PA | 2 | $ 209,000 | $ 104,500 | $ 45,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 214,000 | $ 107,000 | $ 52,000 |
| Akron, OH | 1 | $ 328,000 | $ 328,000 | $ 90,000 |
| Alexandria, LA | 1 | $ 192,000 | $ 192,000 | $ 120,000 |
| Amarillo, TX | 1 | $ 202,000 | $ 202,000 | $ 90,000 |
| Anderson, SC | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Coeur D'Alene, ID | 1 | $ 285,000 | $ 285,000 | $ 237,000 |
| Columbus, GA-AL | 1 | $ 151,000 | $ 151,000 | $ 69,000 |
| Dayton, OH | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Dubuque, IA | 1 | $ 167,000 | $ 167,000 | $ 52,000 |
| Durham, NC | 1 | $ 174,000 | $ 174,000 | $ 54,000 |
| Eau Claire, WI | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
| El Centro, CA | 1 | $ 182,000 | $ 182,000 | $ 43,000 |
| Elizabethtown, KY | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Elkhart-Goshen, IN | 1 | $ 138,000 | $ 138,000 | $ 69,000 |
| Flint, MI | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Florence, SC | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Florence-Muscle Shoals, AL | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Fond Du Lac, WI | 1 | $ 140,000 | $ 140,000 | $ 97,000 |
| Fort Collins-Loveland, CO | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Fort Smith, AR-OK | 1 | $ 149,000 | $ 149,000 | $ 103,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 171,000 | $ 171,000 | $ 50,000 |
| Fort Wayne, IN | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Gainesville, FL | 1 | $ 207,000 | $ 207,000 | $ 67,000 |
| Green Bay, WI | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 142,000 | $ 142,000 | $ 46,000 |
| Hanford-Corcoran, CA | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Hot Springs, AR | 1 | $ 106,000 | $ 106,000 | $ 29,000 |
| Kokomo, IN | 1 | $ 203,000 | $ 203,000 | $ 83,000 |
| Laredo, TX | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Longview, WA | 1 | $ 133,000 | $ 133,000 | $ 37,000 |
| Lubbock, TX | 1 | $ 113,000 | $ 113,000 | $ 156,000 |
| Madison, WI | 1 | $ 80,000 | $ 80,000 | $ 117,000 |
| Manchester-Nashua, NH | 1 | $ 191,000 | $ 191,000 | $ 35,000 |
| Mansfield, OH | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 117,000 | $ 117,000 | $ 120,000 |
| Monroe, LA | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Monroe, MI | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Morristown, TN | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Muncie, IN | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Muskegon-Norton Shores, MI | 1 | $ 106,000 | $ 106,000 | $ 32,000 |
| Niles-Benton Harbor, MI | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Ogden-Clearfield, UT | 1 | $ 254,000 | $ 254,000 | $ 127,000 |
| Panama City-Lynn Haven, FL | 1 | $ 111,000 | $ 111,000 | $ 34,000 |
| Pascagoula, MS | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Peabody, MA | 1 | $ 417,000 | $ 417,000 | $ 201,000 |
| Rapid City, SD | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Reading, PA | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Redding, CA | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Rockford, IL | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Salt Lake City, UT | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| San Angelo, TX | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 868,000 | $ 868,000 | $ 172,000 |
| Springfield, IL | 1 | $ 93,000 | $ 93,000 | $ 39,000 |
| Springfield, OH | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| Victoria, TX | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 136,000 | $ 136,000 | $ 37,000 |
| Wichita Falls, TX | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Wilmington, NC | 1 | $ 366,000 | $ 366,000 | $ 316,000 |
| Yuba City, CA | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,327 | $391,472,000 | $168,000 | $1,520,000 | $84,000 | $3,000,000 |
| Refinancing | 2,000 | $384,849,000 | $192,000 | $1,885,000 | $88,000 | $1,299,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,647 | $481,488,000 | $181,000 | $1,520,000 | $91,000 | $3,000,000 |
| Black or African American | 567 | $83,775,000 | $147,000 | $550,000 | $64,000 | $1,200,000 |
| Not Provided | 510 | $95,271,000 | $186,000 | $1,885,000 | $81,000 | $1,200,000 |
| Hispanic | 459 | $82,574,000 | $179,000 | $1,280,000 | $75,000 | $1,184,000 |
| Asian | 120 | $27,703,000 | $230,000 | $721,000 | $129,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,180,000 | $244,000 | $576,000 | $98,000 | $348,000 |
| American Indian or Alaskan Native | 11 | $2,330,000 | $211,000 | $590,000 | $78,000 | $242,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,502 | $641,582,000 | $183,000 | $1,885,000 | $90,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 449 | $66,961,000 | $149,000 | $464,000 | $66,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 376 | $67,778,000 | $180,000 | $417,000 | $67,000 | $1,143,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,886 | $341,019,000 | $180,000 | $1,520,000 | $92,000 | $3,000,000 |
| Application Withdrawn By Applicant | 1,071 | $185,186,000 | $172,000 | $1,280,000 | $72,000 | $1,200,000 |
| Application Denied By Financial Institution | 620 | $112,228,000 | $181,000 | $1,280,000 | $81,000 | $1,184,000 |
| Application Approved But Not Accepted | 551 | $100,340,000 | $182,000 | $1,885,000 | $91,000 | $1,200,000 |
| File Closed For Incompleteness | 199 | $37,548,000 | $188,000 | $1,300,000 | $109,000 | $900,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 64 | $11,297,000 | $176,000 | $1,280,000 | $104,000 | $792,000 |
| Credit History | 63 | $9,945,000 | $157,000 | $446,000 | $67,000 | $215,000 |
| Debt-To-Income Ratio | 61 | $11,539,000 | $189,000 | $820,000 | $62,000 | $201,000 |
| Other | 31 | $7,528,000 | $242,000 | $980,000 | $101,000 | $365,000 |
| Unverifiable Information | 27 | $6,239,000 | $231,000 | $847,000 | $111,000 | $480,000 |
| Employment History | 17 | $2,294,000 | $134,000 | $247,000 | $77,000 | $176,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $951,000 | $190,000 | $463,000 | $118,000 | $234,000 |
| Mortgage Insurance Denied | 5 | $683,000 | $136,000 | $220,000 | $78,000 | $153,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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