Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2009
In 2009, Ark-La-Tex Financial Services of Plano, TX reported 6,191 mortgage applications totaling $1.3 billion, up 49% from 2008. The average application was for $208,680, and applicants reported an average income of $77,523. 58% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Tacoma, WA (306), Austin-Round Rock, TX (248) and Dallas-Plano-Irving, TX (217) (applications in parentheses).
| Mortgage Company & Address | Ark-La-Tex Financial Services 5160 Tennyson Pkwy, Suite 2000w Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,191 |
| Total Mortgage Loan Application Amount | $1,291,941,000 |
| Average Mortgage Loan Application Amount | $208,680 |
| Highest Mortgage Loan Application Amount | $1,510,000 |
| Average Applicant Income | $77,523 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tacoma, WA | 306 | $ 72,918,000 | $ 238,294 | $ 73,000 |
| Austin-Round Rock, TX | 248 | $ 50,395,000 | $ 203,205 | $ 97,000 |
| Dallas-Plano-Irving, TX | 217 | $ 45,954,000 | $ 211,769 | $ 93,000 |
| Greenville-Mauldin-Easley, SC | 214 | $ 31,536,000 | $ 147,364 | $ 58,000 |
| Baltimore-Towson, MD | 141 | $ 30,571,000 | $ 216,815 | $ 58,000 |
| Fort Worth-Arlington, TX | 122 | $ 21,443,000 | $ 175,762 | $ 87,000 |
| San Diego-Carlsbad-San Marcos, CA | 117 | $ 40,113,000 | $ 342,846 | $ 99,000 |
| Lexington-Fayette, KY | 110 | $ 17,971,000 | $ 163,372 | $ 63,000 |
| Santa Rosa-Petaluma, CA | 108 | $ 35,371,000 | $ 327,509 | $ 86,000 |
| Seattle-Bellevue-Everett, WA | 106 | $ 31,529,000 | $ 297,443 | $ 77,000 |
| McAllen-Edinburg-Mission, TX | 103 | $ 12,507,000 | $ 121,427 | $ 66,000 |
| Visalia-Porterville, CA | 102 | $ 18,096,000 | $ 177,411 | $ 66,000 |
| Houston-Sugar Land-Baytown, TX | 88 | $ 14,630,000 | $ 166,250 | $ 82,000 |
| Albuquerque, NM | 83 | $ 17,241,000 | $ 207,722 | $ 65,000 |
| San Antonio, TX | 74 | $ 12,725,000 | $ 171,959 | $ 87,000 |
| Louisville-Jefferson County, KY-IN | 70 | $ 11,492,000 | $ 164,171 | $ 73,000 |
| Tampa-St. Petersburg-Clearwater, FL | 70 | $ 10,295,000 | $ 147,071 | $ 61,000 |
| Fresno, CA | 62 | $ 10,032,000 | $ 161,806 | $ 89,000 |
| Phoenix-Mesa-Scottsdale, AZ | 60 | $ 12,629,000 | $ 210,483 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 57 | $ 21,335,000 | $ 374,298 | $ 107,000 |
| Baton Rouge, LA | 50 | $ 8,246,000 | $ 164,920 | $ 59,000 |
| Manchester-Nashua, NH | 49 | $ 11,513,000 | $ 234,959 | $ 78,000 |
| St. Louis, MO-IL | 48 | $ 6,574,000 | $ 136,958 | $ 57,937 |
| Vallejo-Fairfield, CA | 46 | $ 10,659,000 | $ 231,717 | $ 75,000 |
| Spartanburg, SC | 45 | $ 7,471,000 | $ 166,022 | $ 57,000 |
| New York-White Plains-Wayne, NY-NJ | 44 | $ 14,419,000 | $ 327,704 | $ 86,659 |
| Lakeland-Winter Haven, FL | 42 | $ 4,798,000 | $ 114,238 | $ 41,000 |
| Albany-Schenectady-Troy, NY | 40 | $ 7,496,000 | $ 187,400 | $ 58,000 |
| Brownsville-Harlingen, TX | 36 | $ 5,812,000 | $ 161,444 | $ 66,000 |
| Denver-Aurora-Broomfield, CO | 36 | $ 8,473,000 | $ 235,361 | $ 81,000 |
| Bradenton-Sarasota-Venice, FL | 35 | $ 4,701,000 | $ 134,314 | $ 51,000 |
| Burlington-South Burlington, VT | 35 | $ 7,072,000 | $ 202,057 | $ 64,000 |
| Rockingham County-Strafford County, NH | 34 | $ 7,936,000 | $ 233,411 | $ 90,000 |
| Hartford-West Hartford-East Hartford, CT | 33 | $ 7,511,000 | $ 227,606 | $ 75,000 |
| Olympia, WA | 32 | $ 8,999,000 | $ 281,218 | $ 84,000 |
| Oakland-Fremont-Hayward, CA | 30 | $ 11,481,000 | $ 382,700 | $ 88,000 |
| Portland-Vancouver-Beaverton, OR-WA | 30 | $ 8,208,000 | $ 273,600 | $ 85,266 |
| Napa, CA | 29 | $ 9,026,000 | $ 311,241 | $ 101,000 |
| New Haven-Milford, CT | 29 | $ 5,717,000 | $ 197,137 | $ 67,000 |
| Riverside-San Bernardino-Ontario, CA | 29 | $ 7,854,000 | $ 270,827 | $ 90,000 |
| Birmingham-Hoover, AL | 28 | $ 5,136,000 | $ 183,428 | $ 62,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 28 | $ 6,069,000 | $ 216,750 | $ 131,000 |
| Cambridge-Newton-Framingham, MA | 27 | $ 6,874,000 | $ 254,592 | $ 135,000 |
| San Francisco-San Mateo-Redwood City, CA | 26 | $ 11,727,000 | $ 451,038 | $ 126,000 |
| Jacksonville, FL | 25 | $ 4,665,000 | $ 186,600 | $ 44,000 |
| Newark-Union, NJ-PA | 25 | $ 7,027,000 | $ 281,080 | $ 75,000 |
| Laredo, TX | 23 | $ 2,335,000 | $ 101,521 | $ 42,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 23 | $ 4,161,000 | $ 180,913 | $ 125,000 |
| Anderson, SC | 22 | $ 3,088,000 | $ 140,363 | $ 58,000 |
| Charlotte-Gastonia-Concord, NC-SC | 22 | $ 4,329,000 | $ 196,772 | $ 79,727 |
| Greensboro-High Point, NC | 22 | $ 3,348,000 | $ 152,181 | $ 56,000 |
| Edison-New Brunswick, NJ | 21 | $ 6,578,000 | $ 313,238 | $ 110,000 |
| Las Vegas-Paradise, NV | 21 | $ 3,718,000 | $ 177,047 | $ 61,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 21 | $ 5,735,000 | $ 273,095 | $ 96,000 |
| Columbia, SC | 20 | $ 3,422,000 | $ 171,100 | $ 65,000 |
| Peabody, MA | 20 | $ 6,078,000 | $ 303,900 | $ 112,000 |
| Worcester, MA | 20 | $ 4,444,000 | $ 222,200 | $ 84,000 |
| Raleigh-Cary, NC | 19 | $ 3,604,000 | $ 189,684 | $ 60,000 |
| Bremerton-Silverdale, WA | 18 | $ 3,772,000 | $ 209,555 | $ 64,000 |
| Springfield, MA | 18 | $ 3,324,000 | $ 184,666 | $ 47,000 |
| Casper, WY | 17 | $ 2,672,000 | $ 157,176 | $ 63,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 17 | $ 4,538,000 | $ 266,941 | $ 117,000 |
| Miami-Miami Beach-Kendall, FL | 16 | $ 2,594,000 | $ 162,125 | $ 51,000 |
| Morristown, TN | 16 | $ 2,474,000 | $ 154,625 | $ 61,000 |
| Boston-Quincy, MA | 15 | $ 4,473,000 | $ 298,200 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 2,186,000 | $ 145,733 | $ 59,000 |
| Corpus Christi, TX | 15 | $ 2,414,000 | $ 160,933 | $ 101,000 |
| Knoxville, TN | 15 | $ 2,401,000 | $ 160,066 | $ 36,000 |
| Orlando-Kissimmee, FL | 15 | $ 2,919,000 | $ 194,600 | $ 54,000 |
| Colorado Springs, CO | 14 | $ 2,110,000 | $ 150,714 | $ 48,000 |
| El Paso, TX | 13 | $ 1,865,000 | $ 143,461 | $ 45,000 |
| Tyler, TX | 13 | $ 2,594,000 | $ 199,538 | $ 81,000 |
| York-Hanover, PA | 13 | $ 1,863,000 | $ 143,307 | $ 50,000 |
| Charleston-North Charleston-Summerville, SC | 11 | $ 2,291,000 | $ 208,272 | $ 96,000 |
| Columbus, OH | 11 | $ 1,958,000 | $ 178,000 | $ 42,000 |
| Bridgeport-Stamford-Norwalk, CT | 10 | $ 2,831,000 | $ 283,100 | $ 104,000 |
| Honolulu, HI | 10 | $ 5,015,000 | $ 501,500 | $ 57,000 |
| Kalamazoo-Portage, MI | 10 | $ 1,428,000 | $ 142,800 | $ 43,000 |
| Nassau-Suffolk, NY | 10 | $ 4,102,000 | $ 410,200 | $ 97,000 |
| New Orleans-Metairie-Kenner, LA | 10 | $ 1,669,000 | $ 166,900 | $ 57,000 |
| Spokane, WA | 10 | $ 2,053,000 | $ 205,300 | $ 39,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 2,308,000 | $ 230,800 | $ 61,800 |
| Chicago-Naperville-Joliet, IL | 9 | $ 2,113,000 | $ 234,777 | $ 91,000 |
| Fort Wayne, IN | 9 | $ 1,023,000 | $ 113,666 | $ 75,000 |
| Gary, IN | 9 | $ 1,458,000 | $ 162,000 | $ 82,000 |
| Madera-Chowchilla, CA | 9 | $ 1,464,000 | $ 162,666 | $ 62,000 |
| Port St. Lucie, FL | 9 | $ 1,483,000 | $ 164,777 | $ 58,000 |
| Santa Ana-Anaheim-Irvine, CA | 9 | $ 3,314,000 | $ 368,222 | $ 142,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 8 | $ 1,596,000 | $ 199,500 | $ 50,500 |
| Killeen-Temple-Fort Hood, TX | 8 | $ 1,510,000 | $ 188,750 | $ 65,000 |
| Mobile, AL | 8 | $ 1,152,000 | $ 144,000 | $ 56,000 |
| Philadelphia, PA | 8 | $ 1,858,000 | $ 232,250 | $ 72,000 |
| Sebastian-Vero Beach, FL | 8 | $ 1,368,000 | $ 171,000 | $ 74,000 |
| Tallahassee, FL | 8 | $ 1,284,000 | $ 160,500 | $ 49,000 |
| Cleveland-Elyria-Mentor, OH | 7 | $ 1,292,000 | $ 184,571 | $ 76,000 |
| Huntsville, AL | 7 | $ 1,714,000 | $ 244,857 | $ 41,000 |
| Kansas City, MO-KS | 7 | $ 1,532,000 | $ 218,857 | $ 79,571 |
| Memphis, TN-MS-AR | 7 | $ 1,295,000 | $ 185,000 | $ 33,428 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 7 | $ 1,082,000 | $ 154,571 | $ 122,000 |
| Punta Gorda, FL | 7 | $ 1,203,000 | $ 171,857 | $ 91,000 |
| Sheboygan, WI | 7 | $ 681,000 | $ 97,285 | $ 48,000 |
| Tulsa, OK | 7 | $ 1,329,000 | $ 189,857 | $ 107,000 |
| Bethesda-Frederick-Rockville, MD | 6 | $ 2,285,000 | $ 380,833 | $ 139,000 |
| Boulder, CO | 6 | $ 1,867,000 | $ 311,166 | $ 98,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,016,000 | $ 169,333 | $ 70,000 |
| Providence-New Bedford-Fall River, RI-MA | 6 | $ 1,235,000 | $ 205,833 | $ 38,500 |
| Waco, TX | 6 | $ 2,342,000 | $ 390,333 | $ 182,000 |
| Beaumont-Port Arthur, TX | 5 | $ 697,000 | $ 139,400 | $ 62,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 724,000 | $ 144,800 | $ 34,800 |
| Hanford-Corcoran, CA | 5 | $ 661,000 | $ 132,200 | $ 63,000 |
| Las Cruces, NM | 5 | $ 964,000 | $ 192,800 | $ 92,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 2,139,000 | $ 427,800 | $ 144,000 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 1,614,000 | $ 322,800 | $ 223,000 |
| Sumter, SC | 5 | $ 1,047,000 | $ 209,400 | $ 59,000 |
| Yakima, WA | 5 | $ 593,000 | $ 118,600 | $ 39,000 |
| Bellingham, WA | 4 | $ 831,000 | $ 207,750 | $ 41,000 |
| Dayton, OH | 4 | $ 565,000 | $ 141,250 | $ 51,000 |
| Fort Walton Beach-Crestview-Destin, FL | 4 | $ 754,000 | $ 188,500 | $ 67,000 |
| Harrisburg-Carlisle, PA | 4 | $ 909,000 | $ 227,250 | $ 117,000 |
| Kennewick-Pasco-Richland, WA | 4 | $ 636,000 | $ 159,000 | $ 68,000 |
| Longview, TX | 4 | $ 618,000 | $ 154,500 | $ 41,000 |
| Longview, WA | 4 | $ 486,000 | $ 121,500 | $ 41,000 |
| Modesto, CA | 4 | $ 668,000 | $ 167,000 | $ 46,000 |
| Ocala, FL | 4 | $ 615,000 | $ 153,750 | $ 46,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,410,000 | $ 352,500 | $ 320,000 |
| Pittsburgh, PA | 4 | $ 651,000 | $ 162,750 | $ 20,000 |
| Pittsfield, MA | 4 | $ 972,000 | $ 243,000 | $ 58,000 |
| Prescott, AZ | 4 | $ 863,000 | $ 215,750 | $ 87,000 |
| Toledo, OH | 4 | $ 632,000 | $ 158,000 | $ 52,000 |
| Bakersfield, CA | 3 | $ 959,000 | $ 319,666 | $ 101,000 |
| Clarksville, TN-KY | 3 | $ 480,000 | $ 160,000 | $ 26,666 |
| College Station-Bryan, TX | 3 | $ 959,000 | $ 319,666 | $ 196,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 525,000 | $ 175,000 | $ 52,000 |
| Detroit-Livonia-Dearborn, MI | 3 | $ 506,000 | $ 168,666 | $ 22,000 |
| Erie, PA | 3 | $ 422,000 | $ 140,666 | $ 89,000 |
| Flagstaff, AZ | 3 | $ 1,006,000 | $ 335,333 | $ 86,000 |
| Greeley, CO | 3 | $ 623,000 | $ 207,666 | $ 65,000 |
| Jackson, MS | 3 | $ 405,000 | $ 135,000 | $ 19,000 |
| Lancaster, PA | 3 | $ 435,000 | $ 145,000 | $ 50,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 467,000 | $ 155,666 | $ 86,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 613,000 | $ 204,333 | $ 70,000 |
| Oklahoma City, OK | 3 | $ 400,000 | $ 133,333 | $ 53,000 |
| Provo-Orem, UT | 3 | $ 652,000 | $ 217,333 | $ 41,000 |
| Rochester, NY | 3 | $ 522,000 | $ 174,000 | $ 34,000 |
| Salinas, CA | 3 | $ 1,037,000 | $ 345,666 | $ 90,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 903,000 | $ 301,000 | $ 55,000 |
| Sherman-Denison, TX | 3 | $ 500,000 | $ 166,666 | $ 69,000 |
| Wenatchee-East Wenatchee, WA | 3 | $ 704,000 | $ 234,666 | $ 63,000 |
| Akron, OH | 2 | $ 200,000 | $ 100,000 | $ 30,000 |
| Amarillo, TX | 2 | $ 189,000 | $ 94,500 | $ 59,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 503,000 | $ 251,500 | $ 53,000 |
| Auburn-Opelika, AL | 2 | $ 292,000 | $ 146,000 | $ 12,000 |
| Chattanooga, TN-GA | 2 | $ 416,000 | $ 208,000 | $ 65,000 |
| Dothan, AL | 2 | $ 394,000 | $ 197,000 | $ 65,000 |
| Elizabethtown, KY | 2 | $ 217,000 | $ 108,500 | $ 13,000 |
| Flint, MI | 2 | $ 476,000 | $ 238,000 | $ 166,000 |
| Fort Smith, AR-OK | 2 | $ 230,000 | $ 115,000 | $ 20,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 210,000 | $ 105,000 | $ 62,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 160,000 | $ 80,000 | $ 21,000 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 254,000 | $ 127,000 | $ 38,000 |
| Indianapolis-Carmel, IN | 2 | $ 263,000 | $ 131,500 | $ 36,000 |
| Lubbock, TX | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Merced, CA | 2 | $ 186,000 | $ 93,000 | $ 55,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 616,000 | $ 308,000 | $ 71,000 |
| Naples-Marco Island, FL | 2 | $ 187,000 | $ 93,500 | $ 39,000 |
| Ogden-Clearfield, UT | 2 | $ 391,000 | $ 195,500 | $ 52,000 |
| Oshkosh-Neenah, WI | 2 | $ 285,000 | $ 142,500 | $ 27,000 |
| Pascagoula, MS | 2 | $ 323,000 | $ 161,500 | $ 46,000 |
| Pine Bluff, AR | 2 | $ 352,000 | $ 176,000 | $ 105,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 520,000 | $ 260,000 | $ 12,000 |
| Reno-Sparks, NV | 2 | $ 380,000 | $ 190,000 | $ 12,000 |
| Santa Fe, NM | 2 | $ 635,000 | $ 317,500 | $ 21,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 207,000 | $ 103,500 | $ 41,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 177,000 | $ 88,500 | $ 20,000 |
| Tucson, AZ | 2 | $ 297,000 | $ 148,500 | $ 57,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 325,000 | $ 162,500 | $ 12,000 |
| Wilmington, DE-MD-NJ | 2 | $ 493,000 | $ 246,500 | $ 392,000 |
| Winston-Salem, NC | 2 | $ 222,000 | $ 111,000 | $ 35,000 |
| Abilene, TX | 1 | $ 200,000 | $ 200,000 | $ 12,000 |
| Alexandria, LA | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| Anchorage, AK | 1 | $ 300,000 | $ 300,000 | $ 12,000 |
| Anniston-Oxford, AL | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Barnstable Town, MA | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
| Battle Creek, MI | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| Bend, OR | 1 | $ 182,000 | $ 182,000 | $ 192,000 |
| Binghamton, NY | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Bowling Green, KY | 1 | $ 147,000 | $ 147,000 | $ 74,000 |
| Camden, NJ | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
| Chico, CA | 1 | $ 313,000 | $ 313,000 | $ 12,000 |
| Cleveland, TN | 1 | $ 130,000 | $ 130,000 | $ 12,000 |
| Columbus, GA-AL | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Decatur, AL | 1 | $ 147,000 | $ 147,000 | $ 24,000 |
| Durham-Chapel Hill, NC | 1 | $ 138,000 | $ 138,000 | $ 37,000 |
| Fairbanks, AK | 1 | $ 216,000 | $ 216,000 | $ 12,000 |
| Fargo, ND-MN | 1 | $ 334,000 | $ 334,000 | $ 12,000 |
| Fayetteville, NC | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 143,000 | $ 143,000 | $ 86,000 |
| Fond Du Lac, WI | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Goldsboro, NC | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Grand Junction, CO | 1 | $ 323,000 | $ 323,000 | $ 108,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 229,000 | $ 229,000 | $ 60,000 |
| Gulfport-Biloxi, MS | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 156,000 | $ 156,000 | $ 102,000 |
| Jackson, TN | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Johnson City, TN | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Kankakee-Bradley, IL | 1 | $ 180,000 | $ 180,000 | $ 12,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 130,000 | $ 130,000 | $ 12,000 |
| Lafayette, IN | 1 | $ 112,000 | $ 112,000 | $ 16,000 |
| Lawton, OK | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| Lebanon, PA | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Mansfield, OH | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Midland, TX | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Montgomery, AL | 1 | $ 132,000 | $ 132,000 | $ 24,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| Norwich-New London, CT | 1 | $ 408,000 | $ 408,000 | $ 74,000 |
| Odessa, TX | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 69,000 | $ 69,000 | $ 20,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 235,000 | $ 235,000 | $ 12,000 |
| Reading, PA | 1 | $ 134,000 | $ 134,000 | $ 81,000 |
| Roanoke, VA | 1 | $ 396,000 | $ 396,000 | $ 279,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 60,000 | $ 60,000 | $ 12,000 |
| Salisbury, MD | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Salt Lake City, UT | 1 | $ 356,000 | $ 356,000 | $ 79,000 |
| San Angelo, TX | 1 | $ 99,000 | $ 99,000 | $ 12,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 480,000 | $ 480,000 | $ 12,000 |
| Shreveport-Bossier City, LA | 1 | $ 137,000 | $ 137,000 | $ 12,000 |
| Syracuse, NY | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 172,000 | $ 172,000 | $ 12,000 |
| Topeka, KS | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Williamsport, PA | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,299 | $610,016,000 | $184,000 | $1,510,000 | $71,000 | $1,461,000 |
| Refinancing | 2,890 | $681,653,000 | $235,000 | $1,344,000 | $85,000 | $1,500,000 |
| Home Improvement | 2 | $272,000 | $136,000 | $174,000 | $36,000 | $40,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,562 | $964,970,000 | $211,000 | $1,510,000 | $79,000 | $1,500,000 |
| Not Provided | 600 | $139,483,000 | $232,000 | $1,047,000 | $88,000 | $1,440,000 |
| Hispanic | 558 | $93,653,000 | $167,000 | $639,000 | $59,000 | $577,000 |
| Black or African American | 245 | $45,141,000 | $184,000 | $431,000 | $63,000 | $1,200,000 |
| Asian | 186 | $39,991,000 | $215,000 | $763,000 | $81,000 | $840,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,062,000 | $241,000 | $400,000 | $63,000 | $137,000 |
| American Indian or Alaskan Native | 19 | $3,641,000 | $191,000 | $387,000 | $42,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,565 | $577,527,000 | $225,000 | $1,510,000 | $101,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 2,533 | $501,642,000 | $198,000 | $951,000 | $63,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 856 | $180,049,000 | $210,000 | $650,000 | $57,000 | $1,056,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 237 | $32,723,000 | $138,000 | $280,000 | $48,000 | $600,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,600 | $768,786,000 | $213,000 | $1,047,000 | $81,000 | $1,500,000 |
| Application Withdrawn By Applicant | 1,558 | $315,301,000 | $202,000 | $1,510,000 | $70,000 | $1,242,000 |
| Application Denied By Financial Institution | 572 | $104,706,000 | $183,000 | $815,000 | $76,000 | $1,233,000 |
| Application Approved But Not Accepted | 347 | $78,604,000 | $226,000 | $743,000 | $86,000 | $1,461,000 |
| File Closed For Incompleteness | 114 | $24,544,000 | $215,000 | $646,000 | $72,000 | $374,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 77 | $11,333,000 | $147,000 | $359,000 | $40,000 | $159,000 |
| Collateral | 64 | $13,596,000 | $212,000 | $563,000 | $101,000 | $454,000 |
| Debt-To-Income Ratio | 55 | $11,736,000 | $213,000 | $763,000 | $63,000 | $277,000 |
| Other | 45 | $9,520,000 | $211,000 | $638,000 | $135,000 | $1,233,000 |
| Unverifiable Information | 18 | $3,709,000 | $206,000 | $730,000 | $83,000 | $382,000 |
| Employment History | 13 | $1,801,000 | $138,000 | $259,000 | $44,000 | $96,000 |
| Mortgage Insurance Denied | 8 | $2,121,000 | $265,000 | $489,000 | $70,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $304,000 | $152,000 | $204,000 | $36,000 | $37,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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