Ark-La-Tex Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Ark-La-Tex Financial Services 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ark-La-Tex Financial Services 5160 Tennyson Pkwy, Suite 2000W Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 6,191 |
| Total Mortgage Loan Application Amount | $1,291,941,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $1,510,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Ark-La-Tex Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ark-La-Tex Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Ark-La-Tex Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ark-La-Tex Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Ark-La-Tex Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ark-La-Tex Financial Services's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TACOMA, WA | 306 | $ 72,918,000 | $ 238,000 | $ 73,000 |
| AUSTIN-ROUND ROCK, TX | 248 | $ 50,395,000 | $ 203,000 | $ 97,000 |
| DALLAS-PLANO-IRVING, TX | 217 | $ 45,954,000 | $ 211,000 | $ 93,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 214 | $ 31,536,000 | $ 147,000 | $ 58,000 |
| BALTIMORE-TOWSON, MD | 141 | $ 30,571,000 | $ 216,000 | $ 58,000 |
| FORT WORTH-ARLINGTON, TX | 122 | $ 21,443,000 | $ 175,000 | $ 87,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 117 | $ 40,113,000 | $ 342,000 | $ 99,000 |
| LEXINGTON-FAYETTE, KY | 110 | $ 17,971,000 | $ 163,000 | $ 63,000 |
| SANTA ROSA-PETALUMA, CA | 108 | $ 35,371,000 | $ 327,000 | $ 86,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 106 | $ 31,529,000 | $ 297,000 | $ 77,000 |
| MCALLEN-EDINBURG-MISSION, TX | 103 | $ 12,507,000 | $ 121,000 | $ 66,000 |
| VISALIA-PORTERVILLE, CA | 102 | $ 18,096,000 | $ 177,000 | $ 66,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 88 | $ 14,630,000 | $ 166,000 | $ 82,000 |
| ALBUQUERQUE, NM | 83 | $ 17,241,000 | $ 207,000 | $ 65,000 |
| SAN ANTONIO, TX | 74 | $ 12,725,000 | $ 171,000 | $ 87,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 70 | $ 11,492,000 | $ 156,000 | $ 63,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 70 | $ 10,295,000 | $ 147,000 | $ 61,000 |
| FRESNO, CA | 62 | $ 10,032,000 | $ 161,000 | $ 89,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 60 | $ 12,629,000 | $ 210,000 | $ 90,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 57 | $ 21,335,000 | $ 374,000 | $ 107,000 |
| BATON ROUGE, LA | 50 | $ 8,246,000 | $ 164,000 | $ 59,000 |
| MANCHESTER-NASHUA, NH | 49 | $ 11,513,000 | $ 234,000 | $ 78,000 |
| ST. LOUIS, MO-IL | 48 | $ 6,574,000 | $ 133,000 | $ 57,500 |
| VALLEJO-FAIRFIELD, CA | 46 | $ 10,659,000 | $ 231,000 | $ 75,000 |
| SPARTANBURG, SC | 45 | $ 7,471,000 | $ 166,000 | $ 57,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 44 | $ 14,419,000 | $ 333,000 | $ 79,500 |
| LAKELAND-WINTER HAVEN, FL | 42 | $ 4,798,000 | $ 114,000 | $ 41,000 |
| ALBANY-SCHENECTADY-TROY, NY | 40 | $ 7,496,000 | $ 187,000 | $ 58,000 |
| BROWNSVILLE-HARLINGEN, TX | 36 | $ 5,812,000 | $ 161,000 | $ 66,000 |
| DENVER-AURORA-BROOMFIELD, CO | 36 | $ 8,473,000 | $ 235,000 | $ 81,000 |
| BRADENTON-SARASOTA-VENICE, FL | 35 | $ 4,701,000 | $ 134,000 | $ 51,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 35 | $ 7,072,000 | $ 202,000 | $ 64,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 34 | $ 7,936,000 | $ 233,000 | $ 90,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 33 | $ 7,511,000 | $ 227,000 | $ 75,000 |
| OLYMPIA, WA | 32 | $ 8,999,000 | $ 281,000 | $ 84,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 30 | $ 11,481,000 | $ 382,000 | $ 88,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 30 | $ 8,208,000 | $ 273,500 | $ 85,500 |
| NAPA, CA | 29 | $ 9,026,000 | $ 311,000 | $ 101,000 |
| NEW HAVEN-MILFORD, CT | 29 | $ 5,717,000 | $ 197,000 | $ 67,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 29 | $ 7,854,000 | $ 270,000 | $ 90,000 |
| BIRMINGHAM-HOOVER, AL | 28 | $ 5,136,000 | $ 183,000 | $ 62,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 28 | $ 6,069,000 | $ 216,000 | $ 131,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 27 | $ 6,874,000 | $ 254,000 | $ 135,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 26 | $ 11,727,000 | $ 451,000 | $ 126,000 |
| JACKSONVILLE, FL | 25 | $ 4,665,000 | $ 186,000 | $ 44,000 |
| NEWARK-UNION, NJ-PA | 25 | $ 7,027,000 | $ 281,000 | $ 75,000 |
| LAREDO, TX | 23 | $ 2,335,000 | $ 101,000 | $ 42,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 23 | $ 4,161,000 | $ 180,000 | $ 125,000 |
| ANDERSON, SC | 22 | $ 3,088,000 | $ 140,000 | $ 58,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 22 | $ 4,329,000 | $ 202,000 | $ 65,000 |
| GREENSBORO-HIGH POINT, NC | 22 | $ 3,348,000 | $ 152,000 | $ 56,000 |
| EDISON-NEW BRUNSWICK, NJ | 21 | $ 6,578,000 | $ 313,000 | $ 110,000 |
| LAS VEGAS-PARADISE, NV | 21 | $ 3,718,000 | $ 177,000 | $ 61,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 21 | $ 5,735,000 | $ 273,000 | $ 96,000 |
| COLUMBIA, SC | 20 | $ 3,422,000 | $ 171,000 | $ 65,000 |
| PEABODY, MA | 20 | $ 6,078,000 | $ 303,000 | $ 112,000 |
| WORCESTER, MA | 20 | $ 4,444,000 | $ 222,000 | $ 84,000 |
| RALEIGH-CARY, NC | 19 | $ 3,604,000 | $ 189,000 | $ 60,000 |
| BREMERTON-SILVERDALE, WA | 18 | $ 3,772,000 | $ 209,000 | $ 64,000 |
| SPRINGFIELD, MA | 18 | $ 3,324,000 | $ 184,000 | $ 47,000 |
| CASPER, WY | 17 | $ 2,672,000 | $ 157,000 | $ 63,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 17 | $ 4,538,000 | $ 266,000 | $ 117,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 16 | $ 2,594,000 | $ 162,000 | $ 51,000 |
| MORRISTOWN, TN | 16 | $ 2,474,000 | $ 154,000 | $ 61,000 |
| BOSTON-QUINCY, MA | 15 | $ 4,473,000 | $ 298,000 | $ 73,000 |
| CAPE CORAL-FORT MYERS, FL | 15 | $ 2,186,000 | $ 145,000 | $ 59,000 |
| CORPUS CHRISTI, TX | 15 | $ 2,414,000 | $ 160,000 | $ 101,000 |
| KNOXVILLE, TN | 15 | $ 2,401,000 | $ 160,000 | $ 36,000 |
| ORLANDO-KISSIMMEE, FL | 15 | $ 2,919,000 | $ 194,000 | $ 54,000 |
| COLORADO SPRINGS, CO | 14 | $ 2,110,000 | $ 150,000 | $ 48,000 |
| EL PASO, TX | 13 | $ 1,865,000 | $ 143,000 | $ 45,000 |
| TYLER, TX | 13 | $ 2,594,000 | $ 199,000 | $ 81,000 |
| YORK-HANOVER, PA | 13 | $ 1,863,000 | $ 143,000 | $ 50,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 11 | $ 2,291,000 | $ 208,000 | $ 96,000 |
| COLUMBUS, OH | 11 | $ 1,958,000 | $ 178,000 | $ 42,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 2,831,000 | $ 283,000 | $ 104,000 |
| HONOLULU, HI | 10 | $ 5,015,000 | $ 501,000 | $ 57,000 |
| KALAMAZOO-PORTAGE, MI | 10 | $ 1,428,000 | $ 142,000 | $ 43,000 |
| NASSAU-SUFFOLK, NY | 10 | $ 4,102,000 | $ 410,000 | $ 97,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 10 | $ 1,669,000 | $ 166,000 | $ 57,000 |
| SPOKANE, WA | 10 | $ 2,053,000 | $ 205,000 | $ 39,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 10 | $ 2,308,000 | $ 304,000 | $ 73,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 9 | $ 2,113,000 | $ 234,000 | $ 91,000 |
| FORT WAYNE, IN | 9 | $ 1,023,000 | $ 113,000 | $ 75,000 |
| GARY, IN | 9 | $ 1,458,000 | $ 162,000 | $ 82,000 |
| MADERA-CHOWCHILLA, CA | 9 | $ 1,464,000 | $ 162,000 | $ 62,000 |
| PORT ST. LUCIE, FL | 9 | $ 1,483,000 | $ 164,000 | $ 58,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 9 | $ 3,314,000 | $ 368,000 | $ 142,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 1,596,000 | $ 189,000 | $ 61,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 8 | $ 1,510,000 | $ 188,000 | $ 65,000 |
| MOBILE, AL | 8 | $ 1,152,000 | $ 144,000 | $ 56,000 |
| PHILADELPHIA, PA | 8 | $ 1,858,000 | $ 232,000 | $ 72,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,368,000 | $ 171,000 | $ 74,000 |
| TALLAHASSEE, FL | 8 | $ 1,284,000 | $ 160,000 | $ 49,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 7 | $ 1,292,000 | $ 184,000 | $ 76,000 |
| HUNTSVILLE, AL | 7 | $ 1,714,000 | $ 244,000 | $ 41,000 |
| KANSAS CITY, MO-KS | 7 | $ 1,532,000 | $ 206,500 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 7 | $ 1,295,000 | $ 191,000 | $ 27,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 7 | $ 1,082,000 | $ 154,000 | $ 122,000 |
| PUNTA GORDA, FL | 7 | $ 1,203,000 | $ 171,000 | $ 91,000 |
| SHEBOYGAN, WI | 7 | $ 681,000 | $ 97,000 | $ 48,000 |
| TULSA, OK | 7 | $ 1,329,000 | $ 189,000 | $ 107,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 6 | $ 2,285,000 | $ 380,000 | $ 139,000 |
| BOULDER, CO | 6 | $ 1,867,000 | $ 311,000 | $ 98,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,016,000 | $ 169,000 | $ 70,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 1,235,000 | $ 211,500 | $ 39,500 |
| WACO, TX | 6 | $ 2,342,000 | $ 390,000 | $ 182,000 |
| BEAUMONT-PORT ARTHUR, TX | 5 | $ 697,000 | $ 139,000 | $ 62,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 5 | $ 724,000 | $ 137,000 | $ 32,666 |
| HANFORD-CORCORAN, CA | 5 | $ 661,000 | $ 132,000 | $ 63,000 |
| LAS CRUCES, NM | 5 | $ 964,000 | $ 192,000 | $ 92,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 2,139,000 | $ 427,000 | $ 144,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $ 1,614,000 | $ 322,000 | $ 223,000 |
| SUMTER, SC | 5 | $ 1,047,000 | $ 209,000 | $ 59,000 |
| YAKIMA, WA | 5 | $ 593,000 | $ 118,000 | $ 39,000 |
| BELLINGHAM, WA | 4 | $ 831,000 | $ 207,000 | $ 41,000 |
| DAYTON, OH | 4 | $ 565,000 | $ 141,000 | $ 51,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 4 | $ 754,000 | $ 188,000 | $ 67,000 |
| HARRISBURG-CARLISLE, PA | 4 | $ 909,000 | $ 227,000 | $ 117,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 4 | $ 636,000 | $ 159,000 | $ 68,000 |
| LONGVIEW, TX | 4 | $ 618,000 | $ 154,000 | $ 41,000 |
| LONGVIEW, WA | 4 | $ 486,000 | $ 121,000 | $ 41,000 |
| MODESTO, CA | 4 | $ 668,000 | $ 167,000 | $ 46,000 |
| OCALA, FL | 4 | $ 615,000 | $ 153,000 | $ 46,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,410,000 | $ 352,000 | $ 320,000 |
| PITTSBURGH, PA | 4 | $ 651,000 | $ 162,000 | $ 20,000 |
| PITTSFIELD, MA | 4 | $ 972,000 | $ 243,000 | $ 58,000 |
| PRESCOTT, AZ | 4 | $ 863,000 | $ 215,000 | $ 87,000 |
| TOLEDO, OH | 4 | $ 632,000 | $ 158,000 | $ 52,000 |
| BAKERSFIELD, CA | 3 | $ 959,000 | $ 319,000 | $ 101,000 |
| CLARKSVILLE, TN-KY | 3 | $ 480,000 | $ 165,000 | $ 29,500 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 959,000 | $ 319,000 | $ 196,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 525,000 | $ 175,000 | $ 52,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3 | $ 506,000 | $ 168,000 | $ 22,000 |
| ERIE, PA | 3 | $ 422,000 | $ 140,000 | $ 89,000 |
| FLAGSTAFF, AZ | 3 | $ 1,006,000 | $ 335,000 | $ 86,000 |
| GREELEY, CO | 3 | $ 623,000 | $ 207,000 | $ 65,000 |
| JACKSON, MS | 3 | $ 405,000 | $ 135,000 | $ 19,000 |
| LANCASTER, PA | 3 | $ 435,000 | $ 145,000 | $ 50,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 467,000 | $ 155,000 | $ 86,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 613,000 | $ 204,000 | $ 70,000 |
| OKLAHOMA CITY, OK | 3 | $ 400,000 | $ 133,000 | $ 53,000 |
| PROVO-OREM, UT | 3 | $ 652,000 | $ 217,000 | $ 41,000 |
| ROCHESTER, NY | 3 | $ 522,000 | $ 174,000 | $ 34,000 |
| SALINAS, CA | 3 | $ 1,037,000 | $ 345,000 | $ 90,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 903,000 | $ 301,000 | $ 55,000 |
| SHERMAN-DENISON, TX | 3 | $ 500,000 | $ 166,000 | $ 69,000 |
| WENATCHEE-EAST WENATCHEE, WA | 3 | $ 704,000 | $ 234,000 | $ 63,000 |
| AKRON, OH | 2 | $ 200,000 | $ 100,000 | $ 30,000 |
| AMARILLO, TX | 2 | $ 189,000 | $ 94,000 | $ 59,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 503,000 | $ 251,000 | $ 53,000 |
| AUBURN-OPELIKA, AL | 2 | $ 292,000 | $ 146,000 | $ 12,000 |
| CHATTANOOGA, TN-GA | 2 | $ 416,000 | $ 208,000 | $ 65,000 |
| DOTHAN, AL | 2 | $ 394,000 | $ 197,000 | $ 65,000 |
| ELIZABETHTOWN, KY | 2 | $ 217,000 | $ 108,000 | $ 13,000 |
| FLINT, MI | 2 | $ 476,000 | $ 238,000 | $ 166,000 |
| FORT SMITH, AR-OK | 2 | $ 230,000 | $ 115,000 | $ 20,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 210,000 | $ 105,000 | $ 62,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 160,000 | $ 80,000 | $ 21,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 254,000 | $ 127,000 | $ 38,000 |
| INDIANAPOLIS-CARMEL, IN | 2 | $ 263,000 | $ 131,000 | $ 36,000 |
| LUBBOCK, TX | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| MERCED, CA | 2 | $ 186,000 | $ 93,000 | $ 55,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 616,000 | $ 308,000 | $ 71,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 187,000 | $ 93,000 | $ 39,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 391,000 | $ 195,000 | $ 52,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 285,000 | $ 142,000 | $ 27,000 |
| PASCAGOULA, MS | 2 | $ 323,000 | $ 161,000 | $ 46,000 |
| PINE BLUFF, AR | 2 | $ 352,000 | $ 176,000 | $ 105,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 520,000 | $ 260,000 | $ 12,000 |
| RENO-SPARKS, NV | 2 | $ 380,000 | $ 190,000 | $ 12,000 |
| SANTA FE, NM | 2 | $ 635,000 | $ 317,000 | $ 21,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 207,000 | $ 103,000 | $ 41,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 177,000 | $ 88,500 | $ 20,000 |
| TUCSON, AZ | 2 | $ 297,000 | $ 148,000 | $ 57,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 325,000 | $ 162,000 | $ 12,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 493,000 | $ 246,000 | $ 392,000 |
| WINSTON-SALEM, NC | 2 | $ 222,000 | $ 111,000 | $ 35,000 |
| ABILENE, TX | 1 | $ 200,000 | $ 200,000 | $ 12,000 |
| ALEXANDRIA, LA | 1 | $ 220,000 | $ 220,000 | $ 70,000 |
| ANCHORAGE, AK | 1 | $ 300,000 | $ 300,000 | $ 12,000 |
| ANNISTON-OXFORD, AL | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| BARNSTABLE TOWN, MA | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
| BATTLE CREEK, MI | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| BEND, OR | 1 | $ 182,000 | $ 182,000 | $ 192,000 |
| BINGHAMTON, NY | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| BOWLING GREEN, KY | 1 | $ 147,000 | $ 147,000 | $ 74,000 |
| CAMDEN, NJ | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
| CHICO, CA | 1 | $ 313,000 | $ 313,000 | $ 12,000 |
| CLEVELAND, TN | 1 | $ 130,000 | $ 130,000 | $ 12,000 |
| COLUMBUS, GA-AL | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| DECATUR, AL | 1 | $ 147,000 | $ 147,000 | $ 24,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 138,000 | $ 138,000 | $ 37,000 |
| FAIRBANKS, AK | 1 | $ 216,000 | $ 216,000 | $ 12,000 |
| FARGO, ND-MN | 1 | $ 334,000 | $ 334,000 | $ 12,000 |
| FAYETTEVILLE, NC | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 143,000 | $ 143,000 | $ 86,000 |
| FOND DU LAC, WI | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| GOLDSBORO, NC | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| GRAND JUNCTION, CO | 1 | $ 323,000 | $ 323,000 | $ 108,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 229,000 | $ 229,000 | $ 60,000 |
| GULFPORT-BILOXI, MS | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 156,000 | $ 156,000 | $ 102,000 |
| JACKSON, TN | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| JOHNSON CITY, TN | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 180,000 | $ 180,000 | $ 12,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 130,000 | $ 130,000 | $ 12,000 |
| LAFAYETTE, IN | 1 | $ 112,000 | $ 112,000 | $ 16,000 |
| LAWTON, OK | 1 | $ 174,000 | $ 174,000 | $ 50,000 |
| LEBANON, PA | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| MANSFIELD, OH | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| MIDLAND, TX | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| MONTGOMERY, AL | 1 | $ 132,000 | $ 132,000 | $ 24,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 408,000 | $ 408,000 | $ 74,000 |
| ODESSA, TX | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 69,000 | $ 69,000 | $ 20,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 235,000 | $ 235,000 | $ 12,000 |
| READING, PA | 1 | $ 134,000 | $ 134,000 | $ 81,000 |
| ROANOKE, VA | 1 | $ 396,000 | $ 396,000 | $ 279,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 60,000 | $ 60,000 | $ 12,000 |
| SALISBURY, MD | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| SALT LAKE CITY, UT | 1 | $ 356,000 | $ 356,000 | $ 79,000 |
| SAN ANGELO, TX | 1 | $ 99,000 | $ 99,000 | $ 12,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 480,000 | $ 480,000 | $ 12,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 137,000 | $ 137,000 | $ 12,000 |
| SYRACUSE, NY | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 172,000 | $ 172,000 | $ 12,000 |
| TOPEKA, KS | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| WILLIAMSPORT, PA | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,299 | $610,016,000 | $184,000 | $1,510,000 | $71,000 | $1,461,000 |
| Refinancing | 2,890 | $681,653,000 | $235,000 | $1,344,000 | $85,000 | $1,500,000 |
| Home Improvement | 2 | $272,000 | $136,000 | $174,000 | $36,000 | $40,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,562 | $964,970,000 | $211,000 | $1,510,000 | $79,000 | $1,500,000 |
| Not Provided | 600 | $139,483,000 | $232,000 | $1,047,000 | $88,000 | $1,440,000 |
| Hispanic | 558 | $93,653,000 | $167,000 | $639,000 | $59,000 | $577,000 |
| Black or African American | 245 | $45,141,000 | $184,000 | $431,000 | $63,000 | $1,200,000 |
| Asian | 186 | $39,991,000 | $215,000 | $763,000 | $81,000 | $840,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,062,000 | $241,000 | $400,000 | $63,000 | $137,000 |
| American Indian or Alaskan Native | 19 | $3,641,000 | $191,000 | $387,000 | $42,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,565 | $577,527,000 | $225,000 | $1,510,000 | $101,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 2,533 | $501,642,000 | $198,000 | $951,000 | $63,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 856 | $180,049,000 | $210,000 | $650,000 | $57,000 | $1,056,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 237 | $32,723,000 | $138,000 | $280,000 | $48,000 | $600,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,600 | $768,786,000 | $213,000 | $1,047,000 | $81,000 | $1,500,000 |
| Application Withdrawn By Applicant | 1,558 | $315,301,000 | $202,000 | $1,510,000 | $70,000 | $1,242,000 |
| Application Denied By Financial Institution | 572 | $104,706,000 | $183,000 | $815,000 | $76,000 | $1,233,000 |
| Application Approved But Not Accepted | 347 | $78,604,000 | $226,000 | $743,000 | $86,000 | $1,461,000 |
| File Closed For Incompleteness | 114 | $24,544,000 | $215,000 | $646,000 | $72,000 | $374,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 77 | $11,333,000 | $147,000 | $359,000 | $40,000 | $159,000 |
| Collateral | 64 | $13,596,000 | $212,000 | $563,000 | $101,000 | $454,000 |
| Debt-To-Income Ratio | 55 | $11,736,000 | $213,000 | $763,000 | $63,000 | $277,000 |
| Other | 45 | $9,520,000 | $211,000 | $638,000 | $135,000 | $1,233,000 |
| Unverifiable Information | 18 | $3,709,000 | $206,000 | $730,000 | $83,000 | $382,000 |
| Employment History | 13 | $1,801,000 | $138,000 | $259,000 | $44,000 | $96,000 |
| Mortgage Insurance Denied | 8 | $2,121,000 | $265,000 | $489,000 | $70,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $304,000 | $152,000 | $204,000 | $36,000 | $37,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ark-La-Tex Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.