Ark-La-Tex Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Ark-La-Tex Financial Services 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Ark-La-Tex Financial Services
5160 Tennyson Pkwy, Suite 2000W
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,191
Total Mortgage Loan Application Amount $1,291,941,000
Average Mortgage Loan Application Amount $185,000
Highest Mortgage Loan Application Amount $1,510,000
Average Applicant Income $64,000
Highest Applicant Income $1,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Ark-La-Tex Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ark-La-Tex Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Ark-La-Tex Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ark-La-Tex Financial Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Ark-La-Tex Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ark-La-Tex Financial Services's mortgage activity for 2009.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pierce County Washington 306 $ 72,918,000 $ 238,000 $ 73,000
Greenville County South Carolina 171 $ 26,446,000 $ 154,000 $ 62,000
Sevier County Tennessee 157 $ 19,312,000 $ 123,000 $ 43,000
Travis County Texas 137 $ 31,581,000 $ 230,000 $ 115,000
San Diego County California 117 $ 40,113,000 $ 342,000 $ 99,000
Sonoma County California 108 $ 35,371,000 $ 327,000 $ 86,000
Hidalgo County Texas 103 $ 12,507,000 $ 121,000 $ 66,000
Tulare County California 102 $ 18,096,000 $ 177,000 $ 66,000
Tarrant County Texas 99 $ 17,506,000 $ 176,000 $ 91,000
Williamson County Texas 90 $ 15,327,000 $ 170,000 $ 77,000
King County Washington 81 $ 24,110,000 $ 297,000 $ 81,000
Collin County Texas 79 $ 17,255,000 $ 218,000 $ 90,000
Dallas County Texas 78 $ 16,045,000 $ 205,000 $ 104,000
Bernalillo County New Mexico 71 $ 14,332,000 $ 201,000 $ 69,000
Fayette County Kentucky 63 $ 10,908,000 $ 173,000 $ 69,000
Fresno County California 62 $ 10,032,000 $ 161,000 $ 89,000
Maricopa County Arizona 58 $ 12,423,000 $ 214,000 $ 91,000
Los Angeles County California 57 $ 21,335,000 $ 374,000 $ 107,000
Baltimore County Maryland 54 $ 11,198,000 $ 207,000 $ 67,000
Bexar County Texas 53 $ 8,945,000 $ 168,000 $ 82,000
Harris County Texas 53 $ 8,076,000 $ 152,000 $ 77,000
Hillsborough County New Hampshire 49 $ 11,513,000 $ 234,000 $ 78,000
Solano County California 46 $ 10,659,000 $ 231,000 $ 75,000
Spartanburg County South Carolina 45 $ 7,471,000 $ 166,000 $ 57,000
Denton County Texas 43 $ 9,432,000 $ 219,000 $ 86,000
Polk County Florida 42 $ 4,798,000 $ 114,000 $ 41,000
Jefferson County Kentucky 40 $ 7,059,000 $ 176,000 $ 82,000
Schenectady County New York 39 $ 7,316,000 $ 187,000 $ 56,000
Cameron County Texas 36 $ 5,812,000 $ 161,000 $ 66,000
East Baton Rouge County Louisiana 33 $ 5,489,000 $ 166,000 $ 57,000
Thurston County Washington 32 $ 8,999,000 $ 281,000 $ 84,000
Hernando County Florida 31 $ 3,476,000 $ 112,000 $ 57,000
Harford County Maryland 31 $ 7,270,000 $ 234,000 $ 54,000
Rockingham County New Hampshire 31 $ 7,063,000 $ 227,000 $ 94,000
Pickens County South Carolina 31 $ 3,778,000 $ 121,000 $ 43,000
Napa County California 29 $ 9,026,000 $ 311,000 $ 101,000
New Haven County Connecticut 29 $ 5,717,000 $ 197,000 $ 67,000
Jessamine County Kentucky 29 $ 4,295,000 $ 148,000 $ 53,000
Broward County Florida 28 $ 6,069,000 $ 216,000 $ 131,000
Carroll County Maryland 27 $ 7,474,000 $ 276,000 $ 71,000
Middlesex County Massachusetts 27 $ 6,874,000 $ 254,000 $ 135,000
Snohomish County Washington 25 $ 7,419,000 $ 296,000 $ 65,000
Manatee County Florida 24 $ 3,371,000 $ 140,000 $ 55,000
Webb County Texas 23 $ 2,335,000 $ 101,000 $ 42,000
Contra Costa County California 22 $ 7,571,000 $ 344,000 $ 71,000
Hartford County Connecticut 22 $ 4,603,000 $ 209,000 $ 65,000
Anderson County South Carolina 22 $ 3,088,000 $ 140,000 $ 58,000
Chittenden County Vermont 22 $ 4,576,000 $ 208,000 $ 68,000
Riverside County California 21 $ 5,592,000 $ 266,000 $ 92,000
Clark County Nevada 21 $ 3,718,000 $ 177,000 $ 61,000
Essex County Massachusetts 20 $ 6,078,000 $ 303,000 $ 112,000
Worcester County Massachusetts 20 $ 4,444,000 $ 222,000 $ 84,000
Marin County California 19 $ 8,398,000 $ 442,000 $ 132,000
Hillsborough County Florida 19 $ 3,293,000 $ 173,000 $ 85,000
Baltimore City County Maryland 19 $ 2,326,000 $ 122,000 $ 32,000
Duval County Florida 18 $ 3,424,000 $ 190,000 $ 42,000
Guilford County North Carolina 18 $ 2,770,000 $ 153,000 $ 54,000
Hays County Texas 18 $ 2,884,000 $ 160,000 $ 58,000
Kitsap County Washington 18 $ 3,772,000 $ 209,000 $ 64,000
Palm Beach County Florida 17 $ 4,538,000 $ 266,000 $ 117,000
Hampden County Massachusetts 17 $ 3,064,000 $ 180,000 $ 44,000
Hudson County New Jersey 17 $ 5,144,000 $ 302,000 $ 112,000
Wake County North Carolina 17 $ 3,248,000 $ 191,000 $ 63,000
Natrona County Wyoming 17 $ 2,672,000 $ 157,000 $ 63,000
Miami-Dade County Florida 16 $ 2,594,000 $ 162,000 $ 51,000
Johnson County Texas 16 $ 2,486,000 $ 155,000 $ 56,000
Adams County Washington 16 $ 3,734,000 $ 233,000 $ 54,000
Lee County Florida 15 $ 2,186,000 $ 145,000 $ 59,000
Pasco County Florida 15 $ 2,218,000 $ 147,000 $ 46,000
Clark County Washington 14 $ 3,915,000 $ 279,000 $ 89,000
Jefferson County Alabama 13 $ 2,501,000 $ 192,000 $ 75,000
Mecklenburg County North Carolina 13 $ 2,488,000 $ 191,000 $ 109,000
York County Pennsylvania 13 $ 1,863,000 $ 143,000 $ 50,000
El Paso County Texas 13 $ 1,865,000 $ 143,000 $ 45,000
Nueces County Texas 13 $ 2,206,000 $ 169,000 $ 111,000
Smith County Texas 13 $ 2,594,000 $ 199,000 $ 81,000
Madison County Illinois 12 $ 1,519,000 $ 126,000 $ 53,000
St. Charles County Missouri 12 $ 2,134,000 $ 177,000 $ 71,000
Merrimack County New Hampshire 12 $ 2,251,000 $ 187,000 $ 80,000
Laurens County South Carolina 12 $ 1,312,000 $ 109,000 $ 52,000
Franklin County Vermont 12 $ 2,276,000 $ 189,000 $ 55,000
Shelby County Alabama 11 $ 1,993,000 $ 181,000 $ 53,000
Jefferson County Colorado 11 $ 2,463,000 $ 223,000 $ 83,000
Middlesex County Connecticut 11 $ 2,908,000 $ 264,000 $ 95,000
Sarasota County Florida 11 $ 1,330,000 $ 120,000 $ 43,000
Morris County New Jersey 11 $ 3,304,000 $ 300,000 $ 91,000
Union County South Carolina 11 $ 1,166,000 $ 106,000 $ 48,000
Fort Bend County Texas 11 $ 2,683,000 $ 243,000 $ 137,000
Fairfield County Connecticut 10 $ 2,831,000 $ 283,000 $ 104,000
Honolulu County Hawaii 10 $ 5,015,000 $ 501,000 $ 57,000
St. Louis County Missouri 10 $ 1,128,000 $ 112,000 $ 43,000
Sandoval County New Mexico 10 $ 2,372,000 $ 237,000 $ 46,000
Spokane County Washington 10 $ 2,053,000 $ 205,000 $ 39,000
Madera County California 9 $ 1,464,000 $ 162,000 $ 62,000
Orange County California 9 $ 3,314,000 $ 368,000 $ 142,000
Allen County Indiana 9 $ 1,023,000 $ 113,000 $ 75,000
Clark County Indiana 9 $ 1,307,000 $ 145,000 $ 52,000
Nelson County Kentucky 9 $ 905,000 $ 100,000 $ 65,000
Bergen County New Jersey 9 $ 2,842,000 $ 315,000 $ 113,000
Union County New Jersey 9 $ 2,458,000 $ 273,000 $ 58,000
Queens County New York 9 $ 2,758,000 $ 306,000 $ 56,000
Lexington County South Carolina 9 $ 1,740,000 $ 193,000 $ 87,000
Richland County South Carolina 9 $ 1,408,000 $ 156,000 $ 50,000
Comal County Texas 9 $ 1,861,000 $ 206,000 $ 69,000
Galveston County Texas 9 $ 1,758,000 $ 195,000 $ 58,000
Mobile County Alabama 8 $ 1,152,000 $ 144,000 $ 56,000
Alameda County California 8 $ 3,910,000 $ 488,000 $ 135,000
San Bernardino County California 8 $ 2,262,000 $ 282,000 $ 83,000
Arapahoe County Colorado 8 $ 1,634,000 $ 204,000 $ 58,000
Teller County Colorado 8 $ 1,080,000 $ 135,000 $ 47,000
Indian River County Florida 8 $ 1,368,000 $ 171,000 $ 74,000
St. Lucie County Florida 8 $ 1,365,000 $ 170,000 $ 58,000
Scott County Kentucky 8 $ 1,373,000 $ 171,000 $ 69,000
Norfolk County Massachusetts 8 $ 2,108,000 $ 263,000 $ 72,000
Kalamazoo County Michigan 8 $ 1,214,000 $ 151,000 $ 49,000
Franklin County Ohio 8 $ 1,568,000 $ 196,000 $ 36,000
Abbeville County South Carolina 8 $ 900,000 $ 112,000 $ 51,000
Davidson County Tennessee 8 $ 1,408,000 $ 176,000 $ 47,000
Knox County Tennessee 8 $ 1,422,000 $ 177,000 $ 26,000
Ellis County Texas 8 $ 1,433,000 $ 179,000 $ 71,000
Addison County Vermont 8 $ 1,443,000 $ 180,000 $ 53,000
Sacramento County California 7 $ 1,836,000 $ 262,000 $ 75,000
Yolo County California 7 $ 1,712,000 $ 244,000 $ 98,000
Charlotte County Florida 7 $ 1,203,000 $ 171,000 $ 91,000
Pike County Missouri 7 $ 713,000 $ 101,000 $ 41,000
Monmouth County New Jersey 7 $ 2,529,000 $ 361,000 $ 129,000
Somerset County New Jersey 7 $ 2,214,000 $ 316,000 $ 121,000
Clackamas County Oregon 7 $ 1,755,000 $ 250,000 $ 89,000
Horry County South Carolina 7 $ 1,082,000 $ 154,000 $ 122,000
Brazoria County Texas 7 $ 997,000 $ 142,000 $ 76,000
Guadalupe County Texas 7 $ 922,000 $ 131,000 $ 150,000
Montgomery County Texas 7 $ 997,000 $ 142,000 $ 69,000
Sheboygan County Wisconsin 7 $ 681,000 $ 97,000 $ 48,000
Madison County Alabama 6 $ 1,545,000 $ 257,000 $ 46,000
Placer County California 6 $ 1,770,000 $ 295,000 $ 71,000
Boulder County Colorado 6 $ 1,867,000 $ 311,000 $ 98,000
El Paso County Colorado 6 $ 1,030,000 $ 171,000 $ 49,000
Brevard County Florida 6 $ 1,016,000 $ 169,000 $ 70,000
Oldham County Kentucky 6 $ 1,310,000 $ 218,000 $ 86,000
Livingston County Louisiana 6 $ 891,000 $ 148,000 $ 49,000
Howard County Maryland 6 $ 1,431,000 $ 238,000 $ 27,000
Cheshire County New Hampshire 6 $ 1,069,000 $ 178,000 $ 56,000
Washington County Oregon 6 $ 1,602,000 $ 267,000 $ 72,000
Charleston County South Carolina 6 $ 1,359,000 $ 226,000 $ 104,000
Grainger County Tennessee 6 $ 1,292,000 $ 215,000 $ 116,000
Jefferson County Tennessee 6 $ 704,000 $ 117,000 $ 18,000
Bell County Texas 6 $ 1,285,000 $ 214,000 $ 62,000
McLennan County Texas 6 $ 2,342,000 $ 390,000 $ 182,000
Grays Harbor County Washington 6 $ 755,000 $ 125,000 $ 50,000
Kings County California 5 $ 661,000 $ 132,000 $ 63,000
San Francisco County California 5 $ 2,438,000 $ 487,000 $ 108,000
San Luis Obispo County California 5 $ 1,614,000 $ 322,000 $ 223,000
Santa Clara County California 5 $ 2,139,000 $ 427,000 $ 144,000
Adams County Colorado 5 $ 1,256,000 $ 251,000 $ 77,000
Douglas County Colorado 5 $ 992,000 $ 198,000 $ 87,000
Litchfield County Connecticut 5 $ 782,000 $ 156,000 $ 45,000
Clay County Florida 5 $ 838,000 $ 167,000 $ 44,000
Leon County Florida 5 $ 753,000 $ 150,000 $ 42,000
Orange County Florida 5 $ 1,096,000 $ 219,000 $ 65,000
Pinellas County Florida 5 $ 1,308,000 $ 261,000 $ 43,000
Porter County Indiana 5 $ 729,000 $ 145,000 $ 63,000
Johnson County Kentucky 5 $ 876,000 $ 175,000 $ 85,000
Prince George's County Maryland 5 $ 1,149,000 $ 229,000 $ 49,000
Bristol County Massachusetts 5 $ 1,015,000 $ 203,000 $ 38,000
Lincoln County Missouri 5 $ 769,000 $ 153,000 $ 66,000
Dona Ana County New Mexico 5 $ 964,000 $ 192,000 $ 92,000
Nassau County New York 5 $ 2,010,000 $ 402,000 $ 95,000
Suffolk County New York 5 $ 2,092,000 $ 418,000 $ 98,000
Cuyahoga County Ohio 5 $ 877,000 $ 175,000 $ 85,000
Sumter County South Carolina 5 $ 1,047,000 $ 209,000 $ 59,000
York County South Carolina 5 $ 1,069,000 $ 213,000 $ 38,000
Blount County Tennessee 5 $ 650,000 $ 130,000 $ 50,000
Williamson County Tennessee 5 $ 1,271,000 $ 254,000 $ 86,000
Parker County Texas 5 $ 1,073,000 $ 214,000 $ 123,000
Rockwall County Texas 5 $ 1,223,000 $ 244,000 $ 103,000
Yakima County Washington 5 $ 593,000 $ 118,000 $ 39,000
Yavapai County Arizona 4 $ 863,000 $ 215,000 $ 87,000
Stanislaus County California 4 $ 668,000 $ 167,000 $ 46,000
Ventura County California 4 $ 1,410,000 $ 352,000 $ 320,000
Denver County Colorado 4 $ 1,288,000 $ 322,000 $ 119,000
Citrus County Florida 4 $ 386,000 $ 96,000 $ 41,000
Lake County Florida 4 $ 679,000 $ 169,000 $ 54,000
Marion County Florida 4 $ 615,000 $ 153,000 $ 46,000
Okaloosa County Florida 4 $ 754,000 $ 188,000 $ 67,000
Cook County Illinois 4 $ 797,000 $ 199,000 $ 81,000
Lake County Indiana 4 $ 729,000 $ 182,000 $ 105,000
Anderson County Kentucky 4 $ 547,000 $ 136,000 $ 55,000
Bourbon County Kentucky 4 $ 413,000 $ 103,000 $ 31,000
Clark County Kentucky 4 $ 602,000 $ 150,000 $ 45,000
Jefferson County Louisiana 4 $ 561,000 $ 140,000 $ 48,000
West Baton Rouge County Louisiana 4 $ 579,000 $ 144,000 $ 61,000
Anne Arundel County Maryland 4 $ 872,000 $ 218,000 $ 63,000
Montgomery County Maryland 4 $ 1,618,000 $ 404,000 $ 146,000
Berkshire County Massachusetts 4 $ 972,000 $ 243,000 $ 58,000
Suffolk County Massachusetts 4 $ 1,270,000 $ 317,000 $ 58,000
Essex County New Jersey 4 $ 1,092,000 $ 273,000 $ 66,000
Middlesex County New Jersey 4 $ 1,275,000 $ 318,000 $ 113,000
Randolph County North Carolina 4 $ 578,000 $ 144,000 $ 61,000
Rogers County Oklahoma 4 $ 831,000 $ 207,000 $ 100,000
Adams County Pennsylvania 4 $ 713,000 $ 178,000 $ 49,000
Lehigh County Pennsylvania 4 $ 900,000 $ 225,000 $ 51,000
Berkeley County South Carolina 4 $ 666,000 $ 166,000 $ 70,000
Cocke County Tennessee 4 $ 370,000 $ 92,000 $ 12,000
Hamblen County Tennessee 4 $ 478,000 $ 119,000 $ 44,000
Rutherford County Tennessee 4 $ 617,000 $ 154,000 $ 466,000
Shelby County Tennessee 4 $ 756,000 $ 189,000 $ 49,000
Benton County Washington 4 $ 636,000 $ 159,000 $ 68,000
Cowlitz County Washington 4 $ 486,000 $ 121,000 $ 41,000
Whatcom County Washington 4 $ 831,000 $ 207,000 $ 41,000
Coconino County Arizona 3 $ 1,006,000 $ 335,000 $ 86,000
Pulaski County Arkansas 3 $ 467,000 $ 155,000 $ 86,000
Kern County California 3 $ 959,000 $ 319,000 $ 101,000
Monterey County California 3 $ 1,037,000 $ 345,000 $ 90,000
Santa Barbara County California 3 $ 903,000 $ 301,000 $ 55,000
Weld County Colorado 3 $ 623,000 $ 207,000 $ 65,000
Gadsden County Florida 3 $ 531,000 $ 177,000 $ 62,000
Osceola County Florida 3 $ 435,000 $ 145,000 $ 55,000
Seminole County Florida 3 $ 709,000 $ 236,000 $ 38,000
Volusia County Florida 3 $ 525,000 $ 175,000 $ 52,000
Garrard County Kentucky 3 $ 414,000 $ 138,000 $ 44,000
Madison County Kentucky 3 $ 585,000 $ 195,000 $ 73,000
Mercer County Kentucky 3 $ 509,000 $ 169,000 $ 41,000
Ascension County Louisiana 3 $ 545,000 $ 181,000 $ 62,000
St. Charles County Louisiana 3 $ 518,000 $ 172,000 $ 67,000
Plymouth County Massachusetts 3 $ 1,095,000 $ 365,000 $ 98,000
Wayne County Michigan 3 $ 506,000 $ 168,000 $ 22,000
Belknap County New Hampshire 3 $ 670,000 $ 223,000 $ 186,000
Strafford County New Hampshire 3 $ 873,000 $ 291,000 $ 48,000
Ocean County New Jersey 3 $ 560,000 $ 186,000 $ 38,000
Bronx County New York 3 $ 1,335,000 $ 445,000 $ 29,000
Monroe County New York 3 $ 522,000 $ 174,000 $ 34,000
Richmond County New York 3 $ 902,000 $ 300,000 $ 27,000
Davidson County North Carolina 3 $ 369,000 $ 123,000 $ 33,000
Licking County Ohio 3 $ 390,000 $ 130,000 $ 58,000
Lucas County Ohio 3 $ 445,000 $ 148,000 $ 47,000
Montgomery County Ohio 3 $ 371,000 $ 123,000 $ 38,000
Delaware County Pennsylvania 3 $ 535,000 $ 178,000 $ 89,000
Erie County Pennsylvania 3 $ 422,000 $ 140,000 $ 89,000
Lancaster County Pennsylvania 3 $ 435,000 $ 145,000 $ 50,000
Lancaster County South Carolina 3 $ 591,000 $ 197,000 $ 38,000
McMinn County Tennessee 3 $ 530,000 $ 176,000 $ 22,000
Angelina County Texas 3 $ 508,000 $ 169,000 $ 96,000
Blanco County Texas 3 $ 445,000 $ 148,000 $ 112,000
Brazos County Texas 3 $ 959,000 $ 319,000 $ 196,000
Burnet County Texas 3 $ 498,000 $ 166,000 $ 41,000
Grayson County Texas 3 $ 500,000 $ 166,000 $ 69,000
Orange County Texas 3 $ 323,000 $ 107,000 $ 37,000
Utah County Utah 3 $ 652,000 $ 217,000 $ 41,000
Island County Washington 3 $ 927,000 $ 309,000 $ 61,000
Baldwin County Alabama 2 $ 425,000 $ 212,000 $ 87,000
Clarke County Alabama 2 $ 358,000 $ 179,000 $ 58,000
Houston County Alabama 2 $ 394,000 $ 197,000 $ 65,000
Lee County Alabama 2 $ 292,000 $ 146,000 $ 12,000
St. Clair County Alabama 2 $ 374,000 $ 187,000 $ 53,000
Talladega County Alabama 2 $ 323,000 $ 161,000 $ 78,000
Pima County Arizona 2 $ 297,000 $ 148,000 $ 57,000
Pinal County Arizona 2 $ 206,000 $ 103,000 $ 42,000
Jefferson County Arkansas 2 $ 352,000 $ 176,000 $ 105,000
Sebastian County Arkansas 2 $ 230,000 $ 115,000 $ 20,000
Lake County California 2 $ 444,000 $ 222,000 $ 93,000
Merced County California 2 $ 186,000 $ 93,000 $ 55,000
San Mateo County California 2 $ 891,000 $ 445,000 $ 123,000
Broomfield County Colorado 2 $ 519,000 $ 259,000 $ 92,000
Collier County Florida 2 $ 187,000 $ 93,000 $ 39,000
Jackson County Florida 2 $ 270,000 $ 135,000 $ 48,000
St. Johns County Florida 2 $ 403,000 $ 201,000 $ 63,000
Sumter County Florida 2 $ 489,000 $ 244,000 $ 65,000
Walton County Florida 2 $ 186,000 $ 93,000 $ 32,000
DuPage County Illinois 2 $ 598,000 $ 299,000 $ 133,000
Jersey County Illinois 2 $ 255,000 $ 127,000 $ 89,000
Kane County Illinois 2 $ 626,000 $ 313,000 $ 109,000
Macoupin County Illinois 2 $ 171,000 $ 85,000 $ 40,000
Marion County Indiana 2 $ 263,000 $ 131,000 $ 36,000
Noble County Indiana 2 $ 341,000 $ 170,000 $ 63,000
Wyandotte County Kansas 2 $ 145,000 $ 72,000 $ 26,000
Estill County Kentucky 2 $ 282,000 $ 141,000 $ 58,000
Franklin County Kentucky 2 $ 253,000 $ 126,000 $ 67,000
Hardin County Kentucky 2 $ 217,000 $ 108,000 $ 13,000
Rowan County Kentucky 2 $ 397,000 $ 198,000 $ 96,000
Shelby County Kentucky 2 $ 213,000 $ 106,000 $ 31,000
Spencer County Kentucky 2 $ 444,000 $ 222,000 $ 61,000
Woodford County Kentucky 2 $ 380,000 $ 190,000 $ 105,000
East Feliciana County Louisiana 2 $ 268,000 $ 134,000 $ 71,000
Orleans County Louisiana 2 $ 403,000 $ 201,000 $ 42,000
Cecil County Maryland 2 $ 493,000 $ 246,000 $ 392,000
Charles County Maryland 2 $ 296,000 $ 148,000 $ 73,000
Frederick County Maryland 2 $ 667,000 $ 333,000 $ 126,000
Genesee County Michigan 2 $ 476,000 $ 238,000 $ 166,000
Oakland County Michigan 2 $ 325,000 $ 162,000 $ 12,000
St. Joseph County Michigan 2 $ 206,000 $ 103,000 $ 55,000
Van Buren County Michigan 2 $ 214,000 $ 107,000 $ 18,000
DeSoto County Mississippi 2 $ 412,000 $ 206,000 $ 12,000
Jackson County Mississippi 2 $ 323,000 $ 161,000 $ 46,000
Franklin County Missouri 2 $ 341,000 $ 170,000 $ 63,000
Jackson County Missouri 2 $ 426,000 $ 213,000 $ 31,000
St. Louis City County Missouri 2 $ 132,000 $ 66,000 $ 48,000
Texas County Missouri 2 $ 300,000 $ 150,000 $ 39,000
Washoe County Nevada 2 $ 380,000 $ 190,000 $ 12,000
Carroll County New Hampshire 2 $ 716,000 $ 358,000 $ 246,000
Grafton County New Hampshire 2 $ 486,000 $ 243,000 $ 36,000
Atlantic County New Jersey 2 $ 503,000 $ 251,000 $ 53,000
Santa Fe County New Mexico 2 $ 635,000 $ 317,000 $ 21,000
Valencia County New Mexico 2 $ 537,000 $ 268,000 $ 12,000
Johnston County North Carolina 2 $ 356,000 $ 178,000 $ 40,000
Union County North Carolina 2 $ 426,000 $ 213,000 $ 40,000
Summit County Ohio 2 $ 200,000 $ 100,000 $ 30,000
Cleveland County Oklahoma 2 $ 307,000 $ 153,000 $ 59,000
Tulsa County Oklahoma 2 $ 326,000 $ 163,000 $ 131,000
Multnomah County Oregon 2 $ 528,000 $ 264,000 $ 81,000
Allegheny County Pennsylvania 2 $ 447,000 $ 223,000 $ 6,000
Cumberland County Pennsylvania 2 $ 470,000 $ 235,000 $ 63,000
Dauphin County Pennsylvania 2 $ 439,000 $ 219,000 $ 172,000
Greene County Pennsylvania 2 $ 275,000 $ 137,000 $ 44,000
Luzerne County Pennsylvania 2 $ 207,000 $ 103,000 $ 41,000
Northampton County Pennsylvania 2 $ 396,000 $ 198,000 $ 29,000
Philadelphia County Pennsylvania 2 $ 575,000 $ 287,000 $ 82,000
Kershaw County South Carolina 2 $ 274,000 $ 137,000 $ 36,000
Hamilton County Tennessee 2 $ 416,000 $ 208,000 $ 65,000
Montgomery County Tennessee 2 $ 300,000 $ 150,000 $ 21,000
Robertson County Tennessee 2 $ 374,000 $ 187,000 $ 32,000
Sumner County Tennessee 2 $ 287,000 $ 143,000 $ 47,000
Bastrop County Texas 2 $ 460,000 $ 230,000 $ 157,000
Coryell County Texas 2 $ 225,000 $ 112,000 $ 75,000
Gregg County Texas 2 $ 375,000 $ 187,000 $ 43,000
Hunt County Texas 2 $ 307,000 $ 153,000 $ 68,000
Jefferson County Texas 2 $ 374,000 $ 187,000 $ 100,000
Kaufman County Texas 2 $ 259,000 $ 129,000 $ 22,000
Lubbock County Texas 2 $ 190,000 $ 95,000 $ 46,000
Medina County Texas 2 $ 458,000 $ 229,000 $ 73,000
Palo Pinto County Texas 2 $ 522,000 $ 261,000 $ 112,000
Wilson County Texas 2 $ 369,000 $ 184,000 $ 86,000
Wise County Texas 2 $ 378,000 $ 189,000 $ 47,000
Davis County Utah 2 $ 391,000 $ 195,000 $ 52,000
Lamoille County Vermont 2 $ 332,000 $ 166,000 $ 47,000
Rutland County Vermont 2 $ 365,000 $ 182,000 $ 56,000
Chelan County Washington 2 $ 559,000 $ 279,000 $ 66,000
Clallam County Washington 2 $ 340,000 $ 170,000 $ 98,000
Lewis County Washington 2 $ 369,000 $ 184,000 $ 12,000
Mason County Washington 2 $ 260,000 $ 130,000 $ 50,000
San Juan County Washington 2 $ 468,000 $ 234,000 $ 68,000
Berkeley County West Virginia 2 $ 210,000 $ 105,000 $ 62,000
Jefferson County West Virginia 2 $ 313,000 $ 156,000 $ 63,000
Milwaukee County Wisconsin 2 $ 403,000 $ 201,000 $ 55,000
Winnebago County Wisconsin 2 $ 285,000 $ 142,000 $ 27,000
Converse County Wyoming 2 $ 341,000 $ 170,000 $ 54,000
Autauga County Alabama 1 $ 132,000 $ 132,000 $ 24,000
Calhoun County Alabama 1 $ 140,000 $ 140,000 $ 83,000
Chilton County Alabama 1 $ 135,000 $ 135,000 $ 46,000
Coffee County Alabama 1 $ 122,000 $ 122,000 $ 132,000
Dale County Alabama 1 $ 185,000 $ 185,000 $ 34,000
DeKalb County Alabama 1 $ 35,000 $ 35,000 $ 24,000
Limestone County Alabama 1 $ 169,000 $ 169,000 $ 12,000
Monroe County Alabama 1 $ 110,000 $ 110,000 $ 12,000
Morgan County Alabama 1 $ 147,000 $ 147,000 $ 24,000
Russell County Alabama 1 $ 158,000 $ 158,000 $ 56,000
Walker County Alabama 1 $ 133,000 $ 133,000 $ 17,000
Anchorage County Alaska 1 $ 300,000 $ 300,000 $ 12,000
Fairbanks North Star County Alaska 1 $ 216,000 $ 216,000 $ 12,000
Benton County Arkansas 1 $ 143,000 $ 143,000 $ 86,000
Alpine County California 1 $ 74,000 $ 74,000 $ 88,000
Butte County California 1 $ 313,000 $ 313,000 $ 12,000
El Dorado County California 1 $ 417,000 $ 417,000 $ 374,000
Mendocino County California 1 $ 416,000 $ 416,000 $ 137,000
Santa Cruz County California 1 $ 480,000 $ 480,000 $ 12,000
Custer County Colorado 1 $ 417,000 $ 417,000 $ 1,064,000
Elbert County Colorado 1 $ 321,000 $ 321,000 $ 77,000
Mesa County Colorado 1 $ 323,000 $ 323,000 $ 108,000
Otero County Colorado 1 $ 226,000 $ 226,000 $ 75,000
New London County Connecticut 1 $ 408,000 $ 408,000 $ 74,000
Sussex County Delaware 1 $ 261,000 $ 261,000 $ 52,000
District of Columbia County District Of Columbia 1 $ 550,000 $ 550,000 $ 100,000
Bay County Florida 1 $ 69,000 $ 69,000 $ 20,000
Martin County Florida 1 $ 118,000 $ 118,000 $ 56,000
Monroe County Florida 1 $ 313,000 $ 313,000 $ 95,000
Santa Rosa County Florida 1 $ 235,000 $ 235,000 $ 12,000
Suwannee County Florida 1 $ 190,000 $ 190,000 $ 40,000
Hawaii County Hawaii 1 $ 387,000 $ 387,000 $ 57,000
Kauai County Hawaii 1 $ 304,000 $ 304,000 $ 96,000
Bond County Illinois 1 $ 125,000 $ 125,000 $ 62,000
Kankakee County Illinois 1 $ 180,000 $ 180,000 $ 12,000
Will County Illinois 1 $ 92,000 $ 92,000 $ 12,000
Carroll County Indiana 1 $ 112,000 $ 112,000 $ 16,000
Daviess County Indiana 1 $ 187,000 $ 187,000 $ 24,000
Dearborn County Indiana 1 $ 115,000 $ 115,000 $ 12,000
Floyd County Indiana 1 $ 146,000 $ 146,000 $ 24,000
Fountain County Indiana 1 $ 140,000 $ 140,000 $ 90,000
Marshall County Indiana 1 $ 210,000 $ 210,000 $ 12,000
St. Joseph County Indiana 1 $ 77,000 $ 77,000 $ 28,000
White County Indiana 1 $ 120,000 $ 120,000 $ 12,000
Clinton County Iowa 1 $ 245,000 $ 245,000 $ 117,000
Allen County Kansas 1 $ 217,000 $ 217,000 $ 12,000
Johnson County Kansas 1 $ 228,000 $ 228,000 $ 150,000
Osage County Kansas 1 $ 160,000 $ 160,000 $ 65,000
Reno County Kansas 1 $ 142,000 $ 142,000 $ 56,000
Breathitt County Kentucky 1 $ 104,000 $ 104,000 $ 39,000
Breckinridge County Kentucky 1 $ 95,000 $ 95,000 $ 33,000
Bullitt County Kentucky 1 $ 108,000 $ 108,000 $ 47,000
Calloway County Kentucky 1 $ 157,000 $ 157,000 $ 58,000
Christian County Kentucky 1 $ 180,000 $ 180,000 $ 38,000
Floyd County Kentucky 1 $ 142,000 $ 142,000 $ 74,000
Grayson County Kentucky 1 $ 152,000 $ 152,000 $ 205,000
Green County Kentucky 1 $ 83,000 $ 83,000 $ 0
Greenup County Kentucky 1 $ 156,000 $ 156,000 $ 102,000
Hart County Kentucky 1 $ 112,000 $ 112,000 $ 42,000
Kenton County Kentucky 1 $ 140,000 $ 140,000 $ 48,000
Laurel County Kentucky 1 $ 130,000 $ 130,000 $ 85,000
Logan County Kentucky 1 $ 80,000 $ 80,000 $ 50,000
Marion County Kentucky 1 $ 206,000 $ 206,000 $ 98,000
Martin County Kentucky 1 $ 100,000 $ 100,000 $ 58,000
Montgomery County Kentucky 1 $ 210,000 $ 210,000 $ 49,000
Warren County Kentucky 1 $ 147,000 $ 147,000 $ 74,000
Washington County Kentucky 1 $ 35,000 $ 35,000 $ 15,000
Wayne County Kentucky 1 $ 98,000 $ 98,000 $ 54,000
Whitley County Kentucky 1 $ 320,000 $ 320,000 $ 82,000
Caddo County Louisiana 1 $ 137,000 $ 137,000 $ 12,000
Iberville County Louisiana 1 $ 208,000 $ 208,000 $ 120,000
Lafourche County Louisiana 1 $ 83,000 $ 83,000 $ 38,000
Rapides County Louisiana 1 $ 220,000 $ 220,000 $ 70,000
Sabine County Louisiana 1 $ 226,000 $ 226,000 $ 72,000
St. John the Baptist County Louisiana 1 $ 187,000 $ 187,000 $ 92,000
Tangipahoa County Louisiana 1 $ 113,000 $ 113,000 $ 87,000
Terrebonne County Louisiana 1 $ 171,000 $ 171,000 $ 39,000
West Feliciana County Louisiana 1 $ 266,000 $ 266,000 $ 108,000
Kennebec County Maine 1 $ 170,000 $ 170,000 $ 107,000
Washington County Maine 1 $ 79,000 $ 79,000 $ 21,000
Garrett County Maryland 1 $ 87,000 $ 87,000 $ 49,000
Wicomico County Maryland 1 $ 80,000 $ 80,000 $ 29,000
Barnstable County Massachusetts 1 $ 136,000 $ 136,000 $ 80,000
Franklin County Massachusetts 1 $ 260,000 $ 260,000 $ 90,000
Alcona County Michigan 1 $ 97,000 $ 97,000 $ 21,000
Allegan County Michigan 1 $ 227,000 $ 227,000 $ 85,000
Branch County Michigan 1 $ 80,000 $ 80,000 $ 42,000
Calhoun County Michigan 1 $ 183,000 $ 183,000 $ 64,000
Cass County Michigan 1 $ 100,000 $ 100,000 $ 12,000
Kent County Michigan 1 $ 229,000 $ 229,000 $ 60,000
Lenawee County Michigan 1 $ 132,000 $ 132,000 $ 59,000
Saginaw County Michigan 1 $ 60,000 $ 60,000 $ 12,000
Dakota County Minnesota 1 $ 415,000 $ 415,000 $ 131,000
Hubbard County Minnesota 1 $ 171,000 $ 171,000 $ 104,000
Washington County Minnesota 1 $ 201,000 $ 201,000 $ 12,000
Hancock County Mississippi 1 $ 200,000 $ 200,000 $ 69,000
Hinds County Mississippi 1 $ 130,000 $ 130,000 $ 12,000
Lauderdale County Mississippi 1 $ 133,000 $ 133,000 $ 50,000
Lee County Mississippi 1 $ 184,000 $ 184,000 $ 178,000
Madison County Mississippi 1 $ 125,000 $ 125,000 $ 35,000
Pearl River County Mississippi 1 $ 132,000 $ 132,000 $ 88,000
Rankin County Mississippi 1 $ 150,000 $ 150,000 $ 12,000
Barton County Missouri 1 $ 145,000 $ 145,000 $ 35,000
Clay County Missouri 1 $ 413,000 $ 413,000 $ 213,000
Henry County Missouri 1 $ 195,000 $ 195,000 $ 0
Miller County Missouri 1 $ 60,000 $ 60,000 $ 36,000
Platte County Missouri 1 $ 320,000 $ 320,000 $ 81,000
Madison County Nebraska 1 $ 218,000 $ 218,000 $ 123,000
Coos County New Hampshire 1 $ 100,000 $ 100,000 $ 12,000
Sullivan County New Hampshire 1 $ 417,000 $ 417,000 $ 188,000
Cumberland County New Jersey 1 $ 125,000 $ 125,000 $ 82,000
Gloucester County New Jersey 1 $ 210,000 $ 210,000 $ 87,000
Passaic County New Jersey 1 $ 321,000 $ 321,000 $ 70,000
Sussex County New Jersey 1 $ 173,000 $ 173,000 $ 84,000
Warren County New Jersey 1 $ 175,000 $ 175,000 $ 75,000
Chaves County New Mexico 1 $ 213,000 $ 213,000 $ 86,000
Colfax County New Mexico 1 $ 338,000 $ 338,000 $ 24,000
Grant County New Mexico 1 $ 100,000 $ 100,000 $ 37,000
Taos County New Mexico 1 $ 300,000 $ 300,000 $ 800,000
Allegany County New York 1 $ 98,000 $ 98,000 $ 60,000
Broome County New York 1 $ 95,000 $ 95,000 $ 82,000
Cayuga County New York 1 $ 405,000 $ 405,000 $ 192,000
Dutchess County New York 1 $ 320,000 $ 320,000 $ 12,000
Essex County New York 1 $ 288,000 $ 288,000 $ 132,000
Kings County New York 1 $ 700,000 $ 700,000 $ 12,000
Onondaga County New York 1 $ 150,000 $ 150,000 $ 56,000
Orange County New York 1 $ 200,000 $ 200,000 $ 12,000
Rensselaer County New York 1 $ 180,000 $ 180,000 $ 145,000
Rockland County New York 1 $ 417,000 $ 417,000 $ 138,000
Cabarrus County North Carolina 1 $ 206,000 $ 206,000 $ 12,000
Caldwell County North Carolina 1 $ 80,000 $ 80,000 $ 24,000
Catawba County North Carolina 1 $ 80,000 $ 80,000 $ 18,000
Forsyth County North Carolina 1 $ 102,000 $ 102,000 $ 36,000
Gaston County North Carolina 1 $ 140,000 $ 140,000 $ 58,000
Hoke County North Carolina 1 $ 50,000 $ 50,000 $ 28,000
Iredell County North Carolina 1 $ 280,000 $ 280,000 $ 91,000
Orange County North Carolina 1 $ 138,000 $ 138,000 $ 37,000
Polk County North Carolina 1 $ 255,000 $ 255,000 $ 52,000
Stokes County North Carolina 1 $ 120,000 $ 120,000 $ 35,000
Wayne County North Carolina 1 $ 250,000 $ 250,000 $ 88,000
Cass County North Dakota 1 $ 334,000 $ 334,000 $ 12,000
Ward County North Dakota 1 $ 214,000 $ 214,000 $ 61,000
Athens County Ohio 1 $ 100,000 $ 100,000 $ 68,000
Brown County Ohio 1 $ 144,000 $ 144,000 $ 57,000
Columbiana County Ohio 1 $ 90,000 $ 90,000 $ 38,000
Geauga County Ohio 1 $ 295,000 $ 295,000 $ 83,000
Greene County Ohio 1 $ 194,000 $ 194,000 $ 88,000
Hamilton County Ohio 1 $ 205,000 $ 205,000 $ 46,000
Lake County Ohio 1 $ 120,000 $ 120,000 $ 23,000
Mercer County Ohio 1 $ 79,000 $ 79,000 $ 36,000
Richland County Ohio 1 $ 90,000 $ 90,000 $ 47,000
Warren County Ohio 1 $ 120,000 $ 120,000 $ 12,000
Wood County Ohio 1 $ 187,000 $ 187,000 $ 67,000
Comanche County Oklahoma 1 $ 174,000 $ 174,000 $ 50,000
Jefferson County Oklahoma 1 $ 65,000 $ 65,000 $ 30,000
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Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,299 $610,016,000 $184,000 $1,510,000 $71,000 $1,461,000
Refinancing 2,890 $681,653,000 $235,000 $1,344,000 $85,000 $1,500,000
Home Improvement 2 $272,000 $136,000 $174,000 $36,000 $40,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,562 $964,970,000 $211,000 $1,510,000 $79,000 $1,500,000
Not Provided 600 $139,483,000 $232,000 $1,047,000 $88,000 $1,440,000
Hispanic 558 $93,653,000 $167,000 $639,000 $59,000 $577,000
Black or African American 245 $45,141,000 $184,000 $431,000 $63,000 $1,200,000
Asian 186 $39,991,000 $215,000 $763,000 $81,000 $840,000
Native Hawaiian or Other Pacific Islander 21 $5,062,000 $241,000 $400,000 $63,000 $137,000
American Indian or Alaskan Native 19 $3,641,000 $191,000 $387,000 $42,000 $115,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,565 $577,527,000 $225,000 $1,510,000 $101,000 $1,500,000
FHA-insured (Federal Housing Administration) 2,533 $501,642,000 $198,000 $951,000 $63,000 $1,440,000
VA-guaranteed (Veterans Administration) 856 $180,049,000 $210,000 $650,000 $57,000 $1,056,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 237 $32,723,000 $138,000 $280,000 $48,000 $600,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,600 $768,786,000 $213,000 $1,047,000 $81,000 $1,500,000
Application Withdrawn By Applicant 1,558 $315,301,000 $202,000 $1,510,000 $70,000 $1,242,000
Application Denied By Financial Institution 572 $104,706,000 $183,000 $815,000 $76,000 $1,233,000
Application Approved But Not Accepted 347 $78,604,000 $226,000 $743,000 $86,000 $1,461,000
File Closed For Incompleteness 114 $24,544,000 $215,000 $646,000 $72,000 $374,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 77 $11,333,000 $147,000 $359,000 $40,000 $159,000
Collateral 64 $13,596,000 $212,000 $563,000 $101,000 $454,000
Debt-To-Income Ratio 55 $11,736,000 $213,000 $763,000 $63,000 $277,000
Other 45 $9,520,000 $211,000 $638,000 $135,000 $1,233,000
Unverifiable Information 18 $3,709,000 $206,000 $730,000 $83,000 $382,000
Employment History 13 $1,801,000 $138,000 $259,000 $44,000 $96,000
Mortgage Insurance Denied 8 $2,121,000 $265,000 $489,000 $70,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 2 $304,000 $152,000 $204,000 $36,000 $37,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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