Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2009

In 2009, Ark-La-Tex Financial Services of Plano, TX reported 6,191 mortgage applications totaling $1.3 billion, up 49% from 2008. The average application was for $208,680, and applicants reported an average income of $77,523. 58% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Tacoma, WA (306), Austin-Round Rock, TX (248) and Dallas-Plano-Irving, TX (217) (applications in parentheses).

Mortgage Company & Address Ark-La-Tex Financial Services
5160 Tennyson Pkwy, Suite 2000w
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,191
Total Mortgage Loan Application Amount $1,291,941,000
Average Mortgage Loan Application Amount $208,680
Highest Mortgage Loan Application Amount $1,510,000
Average Applicant Income $77,523
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pierce, Washington 306 $ 72,918,000 $ 238,294 $ 73,000
Greenville, South Carolina 171 $ 26,446,000 $ 154,654 $ 62,000
Sevier, Tennessee 157 $ 19,312,000 $ 123,006 $ 43,000
Travis, Texas 137 $ 31,581,000 $ 230,518 $ 115,000
San Diego, California 117 $ 40,113,000 $ 342,846 $ 99,000
Sonoma, California 108 $ 35,371,000 $ 327,509 $ 86,000
Hidalgo, Texas 103 $ 12,507,000 $ 121,427 $ 66,000
Tulare, California 102 $ 18,096,000 $ 177,411 $ 66,000
Tarrant, Texas 99 $ 17,506,000 $ 176,828 $ 91,000
Williamson, Texas 90 $ 15,327,000 $ 170,300 $ 77,000
King, Washington 81 $ 24,110,000 $ 297,654 $ 81,000
Collin, Texas 79 $ 17,255,000 $ 218,417 $ 90,000
Dallas, Texas 78 $ 16,045,000 $ 205,705 $ 104,000
Bernalillo, New Mexico 71 $ 14,332,000 $ 201,859 $ 69,000
Fayette, Kentucky 63 $ 10,908,000 $ 173,142 $ 69,000
Fresno, California 62 $ 10,032,000 $ 161,806 $ 89,000
Maricopa, Arizona 58 $ 12,423,000 $ 214,189 $ 91,000
Los Angeles, California 57 $ 21,335,000 $ 374,298 $ 107,000
Baltimore, Maryland 54 $ 11,198,000 $ 207,370 $ 67,000
Bexar, Texas 53 $ 8,945,000 $ 168,773 $ 82,000
Harris, Texas 53 $ 8,076,000 $ 152,377 $ 77,000
Hillsborough, New Hampshire 49 $ 11,513,000 $ 234,959 $ 78,000
Solano, California 46 $ 10,659,000 $ 231,717 $ 75,000
Spartanburg, South Carolina 45 $ 7,471,000 $ 166,022 $ 57,000
Denton, Texas 43 $ 9,432,000 $ 219,348 $ 86,000
Polk, Florida 42 $ 4,798,000 $ 114,238 $ 41,000
Jefferson, Kentucky 40 $ 7,059,000 $ 176,475 $ 82,000
Schenectady, New York 39 $ 7,316,000 $ 187,589 $ 56,000
Cameron, Texas 36 $ 5,812,000 $ 161,444 $ 66,000
East Baton Rouge, Louisiana 33 $ 5,489,000 $ 166,333 $ 57,000
Thurston, Washington 32 $ 8,999,000 $ 281,218 $ 84,000
Hernando, Florida 31 $ 3,476,000 $ 112,129 $ 57,000
Harford, Maryland 31 $ 7,270,000 $ 234,516 $ 54,000
Rockingham, New Hampshire 31 $ 7,063,000 $ 227,838 $ 94,000
Pickens, South Carolina 31 $ 3,778,000 $ 121,870 $ 43,000
Napa, California 29 $ 9,026,000 $ 311,241 $ 101,000
New Haven, Connecticut 29 $ 5,717,000 $ 197,137 $ 67,000
Jessamine, Kentucky 29 $ 4,295,000 $ 148,103 $ 53,000
Broward, Florida 28 $ 6,069,000 $ 216,750 $ 131,000
Carroll, Maryland 27 $ 7,474,000 $ 276,814 $ 71,000
Middlesex, Massachusetts 27 $ 6,874,000 $ 254,592 $ 135,000
Snohomish, Washington 25 $ 7,419,000 $ 296,760 $ 65,000
Manatee, Florida 24 $ 3,371,000 $ 140,458 $ 55,000
Webb, Texas 23 $ 2,335,000 $ 101,521 $ 42,000
Contra Costa, California 22 $ 7,571,000 $ 344,136 $ 71,000
Hartford, Connecticut 22 $ 4,603,000 $ 209,227 $ 65,000
Anderson, South Carolina 22 $ 3,088,000 $ 140,363 $ 58,000
Chittenden, Vermont 22 $ 4,576,000 $ 208,000 $ 68,000
Riverside, California 21 $ 5,592,000 $ 266,285 $ 92,000
Clark, Nevada 21 $ 3,718,000 $ 177,047 $ 61,000
Essex, Massachusetts 20 $ 6,078,000 $ 303,900 $ 112,000
Worcester, Massachusetts 20 $ 4,444,000 $ 222,200 $ 84,000
Marin, California 19 $ 8,398,000 $ 442,000 $ 132,000
Hillsborough, Florida 19 $ 3,293,000 $ 173,315 $ 85,000
Baltimore City, Maryland 19 $ 2,326,000 $ 122,421 $ 32,000
Duval, Florida 18 $ 3,424,000 $ 190,222 $ 42,000
Guilford, North Carolina 18 $ 2,770,000 $ 153,888 $ 54,000
Hays, Texas 18 $ 2,884,000 $ 160,222 $ 58,000
Kitsap, Washington 18 $ 3,772,000 $ 209,555 $ 64,000
Palm Beach, Florida 17 $ 4,538,000 $ 266,941 $ 117,000
Hampden, Massachusetts 17 $ 3,064,000 $ 180,235 $ 44,000
Hudson, New Jersey 17 $ 5,144,000 $ 302,588 $ 112,000
Wake, North Carolina 17 $ 3,248,000 $ 191,058 $ 63,000
Natrona, Wyoming 17 $ 2,672,000 $ 157,176 $ 63,000
Miami-Dade, Florida 16 $ 2,594,000 $ 162,125 $ 51,000
Johnson, Texas 16 $ 2,486,000 $ 155,375 $ 56,000
Adams, Washington 16 $ 3,734,000 $ 233,375 $ 54,000
Lee, Florida 15 $ 2,186,000 $ 145,733 $ 59,000
Pasco, Florida 15 $ 2,218,000 $ 147,866 $ 46,000
Clark, Washington 14 $ 3,915,000 $ 279,642 $ 89,000
Jefferson, Alabama 13 $ 2,501,000 $ 192,384 $ 75,000
Mecklenburg, North Carolina 13 $ 2,488,000 $ 191,384 $ 109,000
York, Pennsylvania 13 $ 1,863,000 $ 143,307 $ 50,000
El Paso, Texas 13 $ 1,865,000 $ 143,461 $ 45,000
Nueces, Texas 13 $ 2,206,000 $ 169,692 $ 111,000
Smith, Texas 13 $ 2,594,000 $ 199,538 $ 81,000
Madison, Illinois 12 $ 1,519,000 $ 126,583 $ 53,000
St. Charles, Missouri 12 $ 2,134,000 $ 177,833 $ 71,000
Merrimack, New Hampshire 12 $ 2,251,000 $ 187,583 $ 80,000
Laurens, South Carolina 12 $ 1,312,000 $ 109,333 $ 52,000
Franklin, Vermont 12 $ 2,276,000 $ 189,666 $ 55,000
Shelby, Alabama 11 $ 1,993,000 $ 181,181 $ 53,000
Jefferson, Colorado 11 $ 2,463,000 $ 223,909 $ 83,000
Middlesex, Connecticut 11 $ 2,908,000 $ 264,363 $ 95,000
Sarasota, Florida 11 $ 1,330,000 $ 120,909 $ 43,000
Morris, New Jersey 11 $ 3,304,000 $ 300,363 $ 91,000
Union, South Carolina 11 $ 1,166,000 $ 106,000 $ 48,000
Fort Bend, Texas 11 $ 2,683,000 $ 243,909 $ 137,000
Fairfield, Connecticut 10 $ 2,831,000 $ 283,100 $ 104,000
Honolulu, Hawaii 10 $ 5,015,000 $ 501,500 $ 57,000
St. Louis, Missouri 10 $ 1,128,000 $ 112,800 $ 43,000
Sandoval, New Mexico 10 $ 2,372,000 $ 237,200 $ 46,000
Spokane, Washington 10 $ 2,053,000 $ 205,300 $ 39,000
Madera, California 9 $ 1,464,000 $ 162,666 $ 62,000
Orange, California 9 $ 3,314,000 $ 368,222 $ 142,000
Allen, Indiana 9 $ 1,023,000 $ 113,666 $ 75,000
Clark, Indiana 9 $ 1,307,000 $ 145,222 $ 52,000
Nelson, Kentucky 9 $ 905,000 $ 100,555 $ 65,000
Bergen, New Jersey 9 $ 2,842,000 $ 315,777 $ 113,000
Union, New Jersey 9 $ 2,458,000 $ 273,111 $ 58,000
Queens, New York 9 $ 2,758,000 $ 306,444 $ 56,000
Lexington, South Carolina 9 $ 1,740,000 $ 193,333 $ 87,000
Richland, South Carolina 9 $ 1,408,000 $ 156,444 $ 50,000
Comal, Texas 9 $ 1,861,000 $ 206,777 $ 69,000
Galveston, Texas 9 $ 1,758,000 $ 195,333 $ 58,000
Mobile, Alabama 8 $ 1,152,000 $ 144,000 $ 56,000
Alameda, California 8 $ 3,910,000 $ 488,750 $ 135,000
San Bernardino, California 8 $ 2,262,000 $ 282,750 $ 83,000
Arapahoe, Colorado 8 $ 1,634,000 $ 204,250 $ 58,000
Teller, Colorado 8 $ 1,080,000 $ 135,000 $ 47,000
Indian River, Florida 8 $ 1,368,000 $ 171,000 $ 74,000
St. Lucie, Florida 8 $ 1,365,000 $ 170,625 $ 58,000
Scott, Kentucky 8 $ 1,373,000 $ 171,625 $ 69,000
Norfolk, Massachusetts 8 $ 2,108,000 $ 263,500 $ 72,000
Kalamazoo, Michigan 8 $ 1,214,000 $ 151,750 $ 49,000
Franklin, Ohio 8 $ 1,568,000 $ 196,000 $ 36,000
Abbeville, South Carolina 8 $ 900,000 $ 112,500 $ 51,000
Davidson, Tennessee 8 $ 1,408,000 $ 176,000 $ 47,000
Knox, Tennessee 8 $ 1,422,000 $ 177,750 $ 26,000
Ellis, Texas 8 $ 1,433,000 $ 179,125 $ 71,000
Addison, Vermont 8 $ 1,443,000 $ 180,375 $ 53,000
Sacramento, California 7 $ 1,836,000 $ 262,285 $ 75,000
Yolo, California 7 $ 1,712,000 $ 244,571 $ 98,000
Charlotte, Florida 7 $ 1,203,000 $ 171,857 $ 91,000
Pike, Missouri 7 $ 713,000 $ 101,857 $ 41,000
Monmouth, New Jersey 7 $ 2,529,000 $ 361,285 $ 129,000
Somerset, New Jersey 7 $ 2,214,000 $ 316,285 $ 121,000
Clackamas, Oregon 7 $ 1,755,000 $ 250,714 $ 89,000
Horry, South Carolina 7 $ 1,082,000 $ 154,571 $ 122,000
Brazoria, Texas 7 $ 997,000 $ 142,428 $ 76,000
Guadalupe, Texas 7 $ 922,000 $ 131,714 $ 150,000
Montgomery, Texas 7 $ 997,000 $ 142,428 $ 69,000
Sheboygan, Wisconsin 7 $ 681,000 $ 97,285 $ 48,000
Madison, Alabama 6 $ 1,545,000 $ 257,500 $ 46,000
Placer, California 6 $ 1,770,000 $ 295,000 $ 71,000
Boulder, Colorado 6 $ 1,867,000 $ 311,166 $ 98,000
El Paso, Colorado 6 $ 1,030,000 $ 171,666 $ 49,000
Brevard, Florida 6 $ 1,016,000 $ 169,333 $ 70,000
Oldham, Kentucky 6 $ 1,310,000 $ 218,333 $ 86,000
Livingston, Louisiana 6 $ 891,000 $ 148,500 $ 49,000
Howard, Maryland 6 $ 1,431,000 $ 238,500 $ 27,000
Cheshire, New Hampshire 6 $ 1,069,000 $ 178,166 $ 56,000
Washington, Oregon 6 $ 1,602,000 $ 267,000 $ 72,000
Charleston, South Carolina 6 $ 1,359,000 $ 226,500 $ 104,000
Grainger, Tennessee 6 $ 1,292,000 $ 215,333 $ 116,000
Jefferson, Tennessee 6 $ 704,000 $ 117,333 $ 18,000
Bell, Texas 6 $ 1,285,000 $ 214,166 $ 62,000
McLennan, Texas 6 $ 2,342,000 $ 390,333 $ 182,000
Grays Harbor, Washington 6 $ 755,000 $ 125,833 $ 50,000
Kings, California 5 $ 661,000 $ 132,200 $ 63,000
San Francisco, California 5 $ 2,438,000 $ 487,600 $ 108,000
San Luis Obispo, California 5 $ 1,614,000 $ 322,800 $ 223,000
Santa Clara, California 5 $ 2,139,000 $ 427,800 $ 144,000
Adams, Colorado 5 $ 1,256,000 $ 251,200 $ 77,000
Douglas, Colorado 5 $ 992,000 $ 198,400 $ 87,000
Litchfield, Connecticut 5 $ 782,000 $ 156,400 $ 45,000
Clay, Florida 5 $ 838,000 $ 167,600 $ 44,000
Leon, Florida 5 $ 753,000 $ 150,600 $ 42,000
Orange, Florida 5 $ 1,096,000 $ 219,200 $ 65,000
Pinellas, Florida 5 $ 1,308,000 $ 261,600 $ 43,000
Porter, Indiana 5 $ 729,000 $ 145,800 $ 63,000
Johnson, Kentucky 5 $ 876,000 $ 175,200 $ 85,000
Prince George's, Maryland 5 $ 1,149,000 $ 229,800 $ 49,000
Bristol, Massachusetts 5 $ 1,015,000 $ 203,000 $ 38,000
Lincoln, Missouri 5 $ 769,000 $ 153,800 $ 66,000
Dona Ana, New Mexico 5 $ 964,000 $ 192,800 $ 92,000
Nassau, New York 5 $ 2,010,000 $ 402,000 $ 95,000
Suffolk, New York 5 $ 2,092,000 $ 418,400 $ 98,000
Cuyahoga, Ohio 5 $ 877,000 $ 175,400 $ 85,000
Sumter, South Carolina 5 $ 1,047,000 $ 209,400 $ 59,000
York, South Carolina 5 $ 1,069,000 $ 213,800 $ 38,000
Blount, Tennessee 5 $ 650,000 $ 130,000 $ 50,000
Williamson, Tennessee 5 $ 1,271,000 $ 254,200 $ 86,000
Parker, Texas 5 $ 1,073,000 $ 214,600 $ 123,000
Rockwall, Texas 5 $ 1,223,000 $ 244,600 $ 103,000
Yakima, Washington 5 $ 593,000 $ 118,600 $ 39,000
Yavapai, Arizona 4 $ 863,000 $ 215,750 $ 87,000
Stanislaus, California 4 $ 668,000 $ 167,000 $ 46,000
Ventura, California 4 $ 1,410,000 $ 352,500 $ 320,000
Denver, Colorado 4 $ 1,288,000 $ 322,000 $ 119,000
Citrus, Florida 4 $ 386,000 $ 96,500 $ 41,000
Lake, Florida 4 $ 679,000 $ 169,750 $ 54,000
Marion, Florida 4 $ 615,000 $ 153,750 $ 46,000
Okaloosa, Florida 4 $ 754,000 $ 188,500 $ 67,000
Cook, Illinois 4 $ 797,000 $ 199,250 $ 81,000
Lake, Indiana 4 $ 729,000 $ 182,250 $ 105,000
Anderson, Kentucky 4 $ 547,000 $ 136,750 $ 55,000
Bourbon, Kentucky 4 $ 413,000 $ 103,250 $ 31,000
Clark, Kentucky 4 $ 602,000 $ 150,500 $ 45,000
Jefferson, Louisiana 4 $ 561,000 $ 140,250 $ 48,000
West Baton Rouge, Louisiana 4 $ 579,000 $ 144,750 $ 61,000
Anne Arundel, Maryland 4 $ 872,000 $ 218,000 $ 63,000
Montgomery, Maryland 4 $ 1,618,000 $ 404,500 $ 146,000
Berkshire, Massachusetts 4 $ 972,000 $ 243,000 $ 58,000
Suffolk, Massachusetts 4 $ 1,270,000 $ 317,500 $ 58,000
Essex, New Jersey 4 $ 1,092,000 $ 273,000 $ 66,000
Middlesex, New Jersey 4 $ 1,275,000 $ 318,750 $ 113,000
Randolph, North Carolina 4 $ 578,000 $ 144,500 $ 61,000
Rogers, Oklahoma 4 $ 831,000 $ 207,750 $ 100,000
Adams, Pennsylvania 4 $ 713,000 $ 178,250 $ 49,000
Lehigh, Pennsylvania 4 $ 900,000 $ 225,000 $ 51,000
Berkeley, South Carolina 4 $ 666,000 $ 166,500 $ 70,000
Cocke, Tennessee 4 $ 370,000 $ 92,500 $ 12,000
Hamblen, Tennessee 4 $ 478,000 $ 119,500 $ 44,000
Rutherford, Tennessee 4 $ 617,000 $ 154,250 $ 466,000
Shelby, Tennessee 4 $ 756,000 $ 189,000 $ 49,000
Benton, Washington 4 $ 636,000 $ 159,000 $ 68,000
Cowlitz, Washington 4 $ 486,000 $ 121,500 $ 41,000
Whatcom, Washington 4 $ 831,000 $ 207,750 $ 41,000
Coconino, Arizona 3 $ 1,006,000 $ 335,333 $ 86,000
Pulaski, Arkansas 3 $ 467,000 $ 155,666 $ 86,000
Kern, California 3 $ 959,000 $ 319,666 $ 101,000
Monterey, California 3 $ 1,037,000 $ 345,666 $ 90,000
Santa Barbara, California 3 $ 903,000 $ 301,000 $ 55,000
Weld, Colorado 3 $ 623,000 $ 207,666 $ 65,000
Gadsden, Florida 3 $ 531,000 $ 177,000 $ 62,000
Osceola, Florida 3 $ 435,000 $ 145,000 $ 55,000
Seminole, Florida 3 $ 709,000 $ 236,333 $ 38,000
Volusia, Florida 3 $ 525,000 $ 175,000 $ 52,000
Garrard, Kentucky 3 $ 414,000 $ 138,000 $ 44,000
Madison, Kentucky 3 $ 585,000 $ 195,000 $ 73,000
Mercer, Kentucky 3 $ 509,000 $ 169,666 $ 41,000
Ascension, Louisiana 3 $ 545,000 $ 181,666 $ 62,000
St. Charles, Louisiana 3 $ 518,000 $ 172,666 $ 67,000
Plymouth, Massachusetts 3 $ 1,095,000 $ 365,000 $ 98,000
Wayne, Michigan 3 $ 506,000 $ 168,666 $ 22,000
Belknap, New Hampshire 3 $ 670,000 $ 223,333 $ 186,000
Strafford, New Hampshire 3 $ 873,000 $ 291,000 $ 48,000
Ocean, New Jersey 3 $ 560,000 $ 186,666 $ 38,000
Bronx, New York 3 $ 1,335,000 $ 445,000 $ 29,000
Monroe, New York 3 $ 522,000 $ 174,000 $ 34,000
Richmond, New York 3 $ 902,000 $ 300,666 $ 27,000
Davidson, North Carolina 3 $ 369,000 $ 123,000 $ 33,000
Licking, Ohio 3 $ 390,000 $ 130,000 $ 58,000
Lucas, Ohio 3 $ 445,000 $ 148,333 $ 47,000
Montgomery, Ohio 3 $ 371,000 $ 123,666 $ 38,000
Delaware, Pennsylvania 3 $ 535,000 $ 178,333 $ 89,000
Erie, Pennsylvania 3 $ 422,000 $ 140,666 $ 89,000
Lancaster, Pennsylvania 3 $ 435,000 $ 145,000 $ 50,000
Lancaster, South Carolina 3 $ 591,000 $ 197,000 $ 38,000
McMinn, Tennessee 3 $ 530,000 $ 176,666 $ 22,000
Angelina, Texas 3 $ 508,000 $ 169,333 $ 96,000
Blanco, Texas 3 $ 445,000 $ 148,333 $ 112,000
Brazos, Texas 3 $ 959,000 $ 319,666 $ 196,000
Burnet, Texas 3 $ 498,000 $ 166,000 $ 41,000
Grayson, Texas 3 $ 500,000 $ 166,666 $ 69,000
Orange, Texas 3 $ 323,000 $ 107,666 $ 37,000
Utah, Utah 3 $ 652,000 $ 217,333 $ 41,000
Island, Washington 3 $ 927,000 $ 309,000 $ 61,000
Baldwin, Alabama 2 $ 425,000 $ 212,500 $ 87,000
Clarke, Alabama 2 $ 358,000 $ 179,000 $ 58,000
Houston, Alabama 2 $ 394,000 $ 197,000 $ 65,000
Lee, Alabama 2 $ 292,000 $ 146,000 $ 12,000
St. Clair, Alabama 2 $ 374,000 $ 187,000 $ 53,000
Talladega, Alabama 2 $ 323,000 $ 161,500 $ 78,000
Pima, Arizona 2 $ 297,000 $ 148,500 $ 57,000
Pinal, Arizona 2 $ 206,000 $ 103,000 $ 42,000
Jefferson, Arkansas 2 $ 352,000 $ 176,000 $ 105,000
Sebastian, Arkansas 2 $ 230,000 $ 115,000 $ 20,000
Lake, California 2 $ 444,000 $ 222,000 $ 93,000
Merced, California 2 $ 186,000 $ 93,000 $ 55,000
San Mateo, California 2 $ 891,000 $ 445,500 $ 123,000
Broomfield, Colorado 2 $ 519,000 $ 259,500 $ 92,000
Collier, Florida 2 $ 187,000 $ 93,500 $ 39,000
Jackson, Florida 2 $ 270,000 $ 135,000 $ 48,000
St. Johns, Florida 2 $ 403,000 $ 201,500 $ 63,000
Sumter, Florida 2 $ 489,000 $ 244,500 $ 65,000
Walton, Florida 2 $ 186,000 $ 93,000 $ 32,000
DuPage, Illinois 2 $ 598,000 $ 299,000 $ 133,000
Jersey, Illinois 2 $ 255,000 $ 127,500 $ 89,000
Kane, Illinois 2 $ 626,000 $ 313,000 $ 109,000
Macoupin, Illinois 2 $ 171,000 $ 85,500 $ 40,000
Marion, Indiana 2 $ 263,000 $ 131,500 $ 36,000
Noble, Indiana 2 $ 341,000 $ 170,500 $ 63,000
Wyandotte, Kansas 2 $ 145,000 $ 72,500 $ 26,000
Estill, Kentucky 2 $ 282,000 $ 141,000 $ 58,000
Franklin, Kentucky 2 $ 253,000 $ 126,500 $ 67,000
Hardin, Kentucky 2 $ 217,000 $ 108,500 $ 13,000
Rowan, Kentucky 2 $ 397,000 $ 198,500 $ 96,000
Shelby, Kentucky 2 $ 213,000 $ 106,500 $ 31,000
Spencer, Kentucky 2 $ 444,000 $ 222,000 $ 61,000
Woodford, Kentucky 2 $ 380,000 $ 190,000 $ 105,000
East Feliciana, Louisiana 2 $ 268,000 $ 134,000 $ 71,000
Orleans, Louisiana 2 $ 403,000 $ 201,500 $ 42,000
Cecil, Maryland 2 $ 493,000 $ 246,500 $ 392,000
Charles, Maryland 2 $ 296,000 $ 148,000 $ 73,000
Frederick, Maryland 2 $ 667,000 $ 333,500 $ 126,000
Genesee, Michigan 2 $ 476,000 $ 238,000 $ 166,000
Oakland, Michigan 2 $ 325,000 $ 162,500 $ 12,000
St. Joseph, Michigan 2 $ 206,000 $ 103,000 $ 55,000
Van Buren, Michigan 2 $ 214,000 $ 107,000 $ 18,000
DeSoto, Mississippi 2 $ 412,000 $ 206,000 $ 12,000
Jackson, Mississippi 2 $ 323,000 $ 161,500 $ 46,000
Franklin, Missouri 2 $ 341,000 $ 170,500 $ 63,000
Jackson, Missouri 2 $ 426,000 $ 213,000 $ 31,000
St. Louis City, Missouri 2 $ 132,000 $ 66,000 $ 48,000
Texas, Missouri 2 $ 300,000 $ 150,000 $ 39,000
Washoe, Nevada 2 $ 380,000 $ 190,000 $ 12,000
Carroll, New Hampshire 2 $ 716,000 $ 358,000 $ 246,000
Grafton, New Hampshire 2 $ 486,000 $ 243,000 $ 36,000
Atlantic, New Jersey 2 $ 503,000 $ 251,500 $ 53,000
Santa Fe, New Mexico 2 $ 635,000 $ 317,500 $ 21,000
Valencia, New Mexico 2 $ 537,000 $ 268,500 $ 12,000
Johnston, North Carolina 2 $ 356,000 $ 178,000 $ 40,000
Union, North Carolina 2 $ 426,000 $ 213,000 $ 40,000
Summit, Ohio 2 $ 200,000 $ 100,000 $ 30,000
Cleveland, Oklahoma 2 $ 307,000 $ 153,500 $ 59,000
Tulsa, Oklahoma 2 $ 326,000 $ 163,000 $ 131,000
Multnomah, Oregon 2 $ 528,000 $ 264,000 $ 81,000
Allegheny, Pennsylvania 2 $ 447,000 $ 223,500 $ 6,000
Cumberland, Pennsylvania 2 $ 470,000 $ 235,000 $ 63,000
Dauphin, Pennsylvania 2 $ 439,000 $ 219,500 $ 172,000
Greene, Pennsylvania 2 $ 275,000 $ 137,500 $ 44,000
Luzerne, Pennsylvania 2 $ 207,000 $ 103,500 $ 41,000
Northampton, Pennsylvania 2 $ 396,000 $ 198,000 $ 29,000
Philadelphia, Pennsylvania 2 $ 575,000 $ 287,500 $ 82,000
Kershaw, South Carolina 2 $ 274,000 $ 137,000 $ 36,000
Hamilton, Tennessee 2 $ 416,000 $ 208,000 $ 65,000
Montgomery, Tennessee 2 $ 300,000 $ 150,000 $ 21,000
Robertson, Tennessee 2 $ 374,000 $ 187,000 $ 32,000
Sumner, Tennessee 2 $ 287,000 $ 143,500 $ 47,000
Bastrop, Texas 2 $ 460,000 $ 230,000 $ 157,000
Coryell, Texas 2 $ 225,000 $ 112,500 $ 75,000
Gregg, Texas 2 $ 375,000 $ 187,500 $ 43,000
Hunt, Texas 2 $ 307,000 $ 153,500 $ 68,000
Jefferson, Texas 2 $ 374,000 $ 187,000 $ 100,000
Kaufman, Texas 2 $ 259,000 $ 129,500 $ 22,000
Lubbock, Texas 2 $ 190,000 $ 95,000 $ 46,000
Medina, Texas 2 $ 458,000 $ 229,000 $ 73,000
Palo Pinto, Texas 2 $ 522,000 $ 261,000 $ 112,000
Wilson, Texas 2 $ 369,000 $ 184,500 $ 86,000
Wise, Texas 2 $ 378,000 $ 189,000 $ 47,000
Davis, Utah 2 $ 391,000 $ 195,500 $ 52,000
Lamoille, Vermont 2 $ 332,000 $ 166,000 $ 47,000
Rutland, Vermont 2 $ 365,000 $ 182,500 $ 56,000
Chelan, Washington 2 $ 559,000 $ 279,500 $ 66,000
Clallam, Washington 2 $ 340,000 $ 170,000 $ 98,000
Lewis, Washington 2 $ 369,000 $ 184,500 $ 12,000
Mason, Washington 2 $ 260,000 $ 130,000 $ 50,000
San Juan, Washington 2 $ 468,000 $ 234,000 $ 68,000
Berkeley, West Virginia 2 $ 210,000 $ 105,000 $ 62,000
Jefferson, West Virginia 2 $ 313,000 $ 156,500 $ 63,000
Milwaukee, Wisconsin 2 $ 403,000 $ 201,500 $ 55,000
Winnebago, Wisconsin 2 $ 285,000 $ 142,500 $ 27,000
Converse, Wyoming 2 $ 341,000 $ 170,500 $ 54,000
Autauga, Alabama 1 $ 132,000 $ 132,000 $ 24,000
Calhoun, Alabama 1 $ 140,000 $ 140,000 $ 83,000
Chilton, Alabama 1 $ 135,000 $ 135,000 $ 46,000
Coffee, Alabama 1 $ 122,000 $ 122,000 $ 132,000
Dale, Alabama 1 $ 185,000 $ 185,000 $ 34,000
DeKalb, Alabama 1 $ 35,000 $ 35,000 $ 24,000
Limestone, Alabama 1 $ 169,000 $ 169,000 $ 12,000
Monroe, Alabama 1 $ 110,000 $ 110,000 $ 12,000
Morgan, Alabama 1 $ 147,000 $ 147,000 $ 24,000
Russell, Alabama 1 $ 158,000 $ 158,000 $ 56,000
Walker, Alabama 1 $ 133,000 $ 133,000 $ 17,000
Anchorage, Alaska 1 $ 300,000 $ 300,000 $ 12,000
Fairbanks North Star, Alaska 1 $ 216,000 $ 216,000 $ 12,000
Benton, Arkansas 1 $ 143,000 $ 143,000 $ 86,000
Alpine, California 1 $ 74,000 $ 74,000 $ 88,000
Butte, California 1 $ 313,000 $ 313,000 $ 12,000
El Dorado, California 1 $ 417,000 $ 417,000 $ 374,000
Mendocino, California 1 $ 416,000 $ 416,000 $ 137,000
Santa Cruz, California 1 $ 480,000 $ 480,000 $ 12,000
Custer, Colorado 1 $ 417,000 $ 417,000 $ 1,064,000
Elbert, Colorado 1 $ 321,000 $ 321,000 $ 77,000
Mesa, Colorado 1 $ 323,000 $ 323,000 $ 108,000
Otero, Colorado 1 $ 226,000 $ 226,000 $ 75,000
New London, Connecticut 1 $ 408,000 $ 408,000 $ 74,000
Sussex, Delaware 1 $ 261,000 $ 261,000 $ 52,000
District of Columbia, District Of Columbia 1 $ 550,000 $ 550,000 $ 100,000
Bay, Florida 1 $ 69,000 $ 69,000 $ 20,000
Martin, Florida 1 $ 118,000 $ 118,000 $ 56,000
Monroe, Florida 1 $ 313,000 $ 313,000 $ 95,000
Santa Rosa, Florida 1 $ 235,000 $ 235,000 $ 12,000
Suwannee, Florida 1 $ 190,000 $ 190,000 $ 40,000
Hawaii, Hawaii 1 $ 387,000 $ 387,000 $ 57,000
Kauai, Hawaii 1 $ 304,000 $ 304,000 $ 96,000
Bond, Illinois 1 $ 125,000 $ 125,000 $ 62,000
Kankakee, Illinois 1 $ 180,000 $ 180,000 $ 12,000
Will, Illinois 1 $ 92,000 $ 92,000 $ 12,000
Carroll, Indiana 1 $ 112,000 $ 112,000 $ 16,000
Daviess, Indiana 1 $ 187,000 $ 187,000 $ 24,000
Dearborn, Indiana 1 $ 115,000 $ 115,000 $ 12,000
Floyd, Indiana 1 $ 146,000 $ 146,000 $ 24,000
Fountain, Indiana 1 $ 140,000 $ 140,000 $ 90,000
Marshall, Indiana 1 $ 210,000 $ 210,000 $ 12,000
St. Joseph, Indiana 1 $ 77,000 $ 77,000 $ 28,000
White, Indiana 1 $ 120,000 $ 120,000 $ 12,000
Clinton, Iowa 1 $ 245,000 $ 245,000 $ 117,000
Allen, Kansas 1 $ 217,000 $ 217,000 $ 12,000
Johnson, Kansas 1 $ 228,000 $ 228,000 $ 150,000
Osage, Kansas 1 $ 160,000 $ 160,000 $ 65,000
Reno, Kansas 1 $ 142,000 $ 142,000 $ 56,000
Breathitt, Kentucky 1 $ 104,000 $ 104,000 $ 39,000
Breckinridge, Kentucky 1 $ 95,000 $ 95,000 $ 33,000
Bullitt, Kentucky 1 $ 108,000 $ 108,000 $ 47,000
Calloway, Kentucky 1 $ 157,000 $ 157,000 $ 58,000
Christian, Kentucky 1 $ 180,000 $ 180,000 $ 38,000
Floyd, Kentucky 1 $ 142,000 $ 142,000 $ 74,000
Grayson, Kentucky 1 $ 152,000 $ 152,000 $ 205,000
Green, Kentucky 1 $ 83,000 $ 83,000 $ 0
Greenup, Kentucky 1 $ 156,000 $ 156,000 $ 102,000
Hart, Kentucky 1 $ 112,000 $ 112,000 $ 42,000
Kenton, Kentucky 1 $ 140,000 $ 140,000 $ 48,000
Laurel, Kentucky 1 $ 130,000 $ 130,000 $ 85,000
Logan, Kentucky 1 $ 80,000 $ 80,000 $ 50,000
Marion, Kentucky 1 $ 206,000 $ 206,000 $ 98,000
Martin, Kentucky 1 $ 100,000 $ 100,000 $ 58,000
Montgomery, Kentucky 1 $ 210,000 $ 210,000 $ 49,000
Warren, Kentucky 1 $ 147,000 $ 147,000 $ 74,000
Washington, Kentucky 1 $ 35,000 $ 35,000 $ 15,000
Wayne, Kentucky 1 $ 98,000 $ 98,000 $ 54,000
Whitley, Kentucky 1 $ 320,000 $ 320,000 $ 82,000
Caddo, Louisiana 1 $ 137,000 $ 137,000 $ 12,000
Iberville, Louisiana 1 $ 208,000 $ 208,000 $ 120,000
Lafourche, Louisiana 1 $ 83,000 $ 83,000 $ 38,000
Rapides, Louisiana 1 $ 220,000 $ 220,000 $ 70,000
Sabine, Louisiana 1 $ 226,000 $ 226,000 $ 72,000
St. John the Baptist, Louisiana 1 $ 187,000 $ 187,000 $ 92,000
Tangipahoa, Louisiana 1 $ 113,000 $ 113,000 $ 87,000
Terrebonne, Louisiana 1 $ 171,000 $ 171,000 $ 39,000
West Feliciana, Louisiana 1 $ 266,000 $ 266,000 $ 108,000
Kennebec, Maine 1 $ 170,000 $ 170,000 $ 107,000
Washington, Maine 1 $ 79,000 $ 79,000 $ 21,000
Garrett, Maryland 1 $ 87,000 $ 87,000 $ 49,000
Wicomico, Maryland 1 $ 80,000 $ 80,000 $ 29,000
Barnstable, Massachusetts 1 $ 136,000 $ 136,000 $ 80,000
Franklin, Massachusetts 1 $ 260,000 $ 260,000 $ 90,000
Alcona, Michigan 1 $ 97,000 $ 97,000 $ 21,000
Allegan, Michigan 1 $ 227,000 $ 227,000 $ 85,000
Branch, Michigan 1 $ 80,000 $ 80,000 $ 42,000
Calhoun, Michigan 1 $ 183,000 $ 183,000 $ 64,000
Cass, Michigan 1 $ 100,000 $ 100,000 $ 12,000
Kent, Michigan 1 $ 229,000 $ 229,000 $ 60,000
Lenawee, Michigan 1 $ 132,000 $ 132,000 $ 59,000
Saginaw, Michigan 1 $ 60,000 $ 60,000 $ 12,000
Dakota, Minnesota 1 $ 415,000 $ 415,000 $ 131,000
Hubbard, Minnesota 1 $ 171,000 $ 171,000 $ 104,000
Washington, Minnesota 1 $ 201,000 $ 201,000 $ 12,000
Hancock, Mississippi 1 $ 200,000 $ 200,000 $ 69,000
Hinds, Mississippi 1 $ 130,000 $ 130,000 $ 12,000
Lauderdale, Mississippi 1 $ 133,000 $ 133,000 $ 50,000
Lee, Mississippi 1 $ 184,000 $ 184,000 $ 178,000
Madison, Mississippi 1 $ 125,000 $ 125,000 $ 35,000
Pearl River, Mississippi 1 $ 132,000 $ 132,000 $ 88,000
Rankin, Mississippi 1 $ 150,000 $ 150,000 $ 12,000
Barton, Missouri 1 $ 145,000 $ 145,000 $ 35,000
Clay, Missouri 1 $ 413,000 $ 413,000 $ 213,000
Henry, Missouri 1 $ 195,000 $ 195,000 $ 0
Miller, Missouri 1 $ 60,000 $ 60,000 $ 36,000
Platte, Missouri 1 $ 320,000 $ 320,000 $ 81,000
Madison, Nebraska 1 $ 218,000 $ 218,000 $ 123,000
Coos, New Hampshire 1 $ 100,000 $ 100,000 $ 12,000
Sullivan, New Hampshire 1 $ 417,000 $ 417,000 $ 188,000
Cumberland, New Jersey 1 $ 125,000 $ 125,000 $ 82,000
Gloucester, New Jersey 1 $ 210,000 $ 210,000 $ 87,000
Passaic, New Jersey 1 $ 321,000 $ 321,000 $ 70,000
Sussex, New Jersey 1 $ 173,000 $ 173,000 $ 84,000
Warren, New Jersey 1 $ 175,000 $ 175,000 $ 75,000
Chaves, New Mexico 1 $ 213,000 $ 213,000 $ 86,000
Colfax, New Mexico 1 $ 338,000 $ 338,000 $ 24,000
Grant, New Mexico 1 $ 100,000 $ 100,000 $ 37,000
Taos, New Mexico 1 $ 300,000 $ 300,000 $ 800,000
Allegany, New York 1 $ 98,000 $ 98,000 $ 60,000
Broome, New York 1 $ 95,000 $ 95,000 $ 82,000
Cayuga, New York 1 $ 405,000 $ 405,000 $ 192,000
Dutchess, New York 1 $ 320,000 $ 320,000 $ 12,000
Essex, New York 1 $ 288,000 $ 288,000 $ 132,000
Kings, New York 1 $ 700,000 $ 700,000 $ 12,000
Onondaga, New York 1 $ 150,000 $ 150,000 $ 56,000
Orange, New York 1 $ 200,000 $ 200,000 $ 12,000
Rensselaer, New York 1 $ 180,000 $ 180,000 $ 145,000
Rockland, New York 1 $ 417,000 $ 417,000 $ 138,000
Cabarrus, North Carolina 1 $ 206,000 $ 206,000 $ 12,000
Caldwell, North Carolina 1 $ 80,000 $ 80,000 $ 24,000
Catawba, North Carolina 1 $ 80,000 $ 80,000 $ 18,000
Forsyth, North Carolina 1 $ 102,000 $ 102,000 $ 36,000
Gaston, North Carolina 1 $ 140,000 $ 140,000 $ 58,000
Hoke, North Carolina 1 $ 50,000 $ 50,000 $ 28,000
Iredell, North Carolina 1 $ 280,000 $ 280,000 $ 91,000
Orange, North Carolina 1 $ 138,000 $ 138,000 $ 37,000
Polk, North Carolina 1 $ 255,000 $ 255,000 $ 52,000
Stokes, North Carolina 1 $ 120,000 $ 120,000 $ 35,000
Wayne, North Carolina 1 $ 250,000 $ 250,000 $ 88,000
Cass, North Dakota 1 $ 334,000 $ 334,000 $ 12,000
Ward, North Dakota 1 $ 214,000 $ 214,000 $ 61,000
Athens, Ohio 1 $ 100,000 $ 100,000 $ 68,000
Brown, Ohio 1 $ 144,000 $ 144,000 $ 57,000
Columbiana, Ohio 1 $ 90,000 $ 90,000 $ 38,000
Geauga, Ohio 1 $ 295,000 $ 295,000 $ 83,000
Greene, Ohio 1 $ 194,000 $ 194,000 $ 88,000
Hamilton, Ohio 1 $ 205,000 $ 205,000 $ 46,000
Lake, Ohio 1 $ 120,000 $ 120,000 $ 23,000
Mercer, Ohio 1 $ 79,000 $ 79,000 $ 36,000
Richland, Ohio 1 $ 90,000 $ 90,000 $ 47,000
Warren, Ohio 1 $ 120,000 $ 120,000 $ 12,000
Wood, Ohio 1 $ 187,000 $ 187,000 $ 67,000
Comanche, Oklahoma 1 $ 174,000 $ 174,000 $ 50,000
Jefferson, Oklahoma 1 $ 65,000 $ 65,000 $ 30,000
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Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,299 $610,016,000 $184,000 $1,510,000 $71,000 $1,461,000
Refinancing 2,890 $681,653,000 $235,000 $1,344,000 $85,000 $1,500,000
Home Improvement 2 $272,000 $136,000 $174,000 $36,000 $40,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,562 $964,970,000 $211,000 $1,510,000 $79,000 $1,500,000
Not Provided 600 $139,483,000 $232,000 $1,047,000 $88,000 $1,440,000
Hispanic 558 $93,653,000 $167,000 $639,000 $59,000 $577,000
Black or African American 245 $45,141,000 $184,000 $431,000 $63,000 $1,200,000
Asian 186 $39,991,000 $215,000 $763,000 $81,000 $840,000
Native Hawaiian or Other Pacific Islander 21 $5,062,000 $241,000 $400,000 $63,000 $137,000
American Indian or Alaskan Native 19 $3,641,000 $191,000 $387,000 $42,000 $115,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,565 $577,527,000 $225,000 $1,510,000 $101,000 $1,500,000
FHA-insured (Federal Housing Administration) 2,533 $501,642,000 $198,000 $951,000 $63,000 $1,440,000
VA-guaranteed (Veterans Administration) 856 $180,049,000 $210,000 $650,000 $57,000 $1,056,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 237 $32,723,000 $138,000 $280,000 $48,000 $600,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,600 $768,786,000 $213,000 $1,047,000 $81,000 $1,500,000
Application Withdrawn By Applicant 1,558 $315,301,000 $202,000 $1,510,000 $70,000 $1,242,000
Application Denied By Financial Institution 572 $104,706,000 $183,000 $815,000 $76,000 $1,233,000
Application Approved But Not Accepted 347 $78,604,000 $226,000 $743,000 $86,000 $1,461,000
File Closed For Incompleteness 114 $24,544,000 $215,000 $646,000 $72,000 $374,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 77 $11,333,000 $147,000 $359,000 $40,000 $159,000
Collateral 64 $13,596,000 $212,000 $563,000 $101,000 $454,000
Debt-To-Income Ratio 55 $11,736,000 $213,000 $763,000 $63,000 $277,000
Other 45 $9,520,000 $211,000 $638,000 $135,000 $1,233,000
Unverifiable Information 18 $3,709,000 $206,000 $730,000 $83,000 $382,000
Employment History 13 $1,801,000 $138,000 $259,000 $44,000 $96,000
Mortgage Insurance Denied 8 $2,121,000 $265,000 $489,000 $70,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 2 $304,000 $152,000 $204,000 $36,000 $37,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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