In 2021, Athas Capital Group, Inc. of Calabasas, CA reported 4,817 mortgage applications totaling $2.3 billion, up 9% from 2020. The average application was for $482,737, and applicants reported an average income of $253,173. 51% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (468), Orlando-Kissimmee-Sanford, FL (389) and Miami-Miami Beach-Kendall, FL (371) (applications in parentheses).
| Mortgage Company & Address | Athas Capital Group, Inc. 27001 Agoura Road, Ste. 200 Calabasas, CA 91301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 4,817 |
| Total Mortgage Loan Application Amount | $2,325,345,000 |
| Average Mortgage Loan Application Amount | $482,737 |
| Highest Mortgage Loan Application Amount | $8,505,000 |
| Average Applicant Income | $253,173 |
| Highest Applicant Income | $7,847,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Athas Capital Group, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 468 | $ 374,450,000 | $ 800,106 | $ 310,000 |
| Orlando-Kissimmee-Sanford, FL | 389 | $ 113,845,000 | $ 292,660 | $ 669,000 |
| Miami-Miami Beach-Kendall, FL | 371 | $ 153,395,000 | $ 413,463 | $ 245,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 235 | $ 108,305,000 | $ 460,872 | $ 269,000 |
| Riverside-San Bernardino-Ontario, CA | 206 | $ 96,180,000 | $ 466,893 | $ 200,000 |
| New York-Jersey City-White Plains, NY-NJ | 146 | $ 100,250,000 | $ 686,643 | $ 278,000 |
| Houston-The Woodlands-Sugar Land, TX | 142 | $ 46,270,000 | $ 325,845 | $ 297,000 |
| Atlanta-Sandy Springs-Roswell, GA | 135 | $ 37,165,000 | $ 275,296 | $ 324,000 |
| Las Vegas-Henderson-Paradise, NV | 130 | $ 57,490,000 | $ 442,230 | $ 185,000 |
| Anaheim-Santa Ana-Irvine, CA | 129 | $ 125,685,000 | $ 974,302 | $ 416,000 |
| San Diego-Carlsbad, CA | 111 | $ 82,355,000 | $ 741,936 | $ 297,000 |
| Phoenix-Mesa-Scottsdale, AZ | 106 | $ 43,770,000 | $ 412,924 | $ 180,000 |
| Lakeland-Winter Haven, FL | 100 | $ 27,700,000 | $ 277,000 | $ 62,000 |
| Outside any metro area | 98 | $ 57,030,000 | $ 581,938 | $ 210,870 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 95 | $ 40,145,000 | $ 422,578 | $ 197,000 |
| Oakland-Hayward-Berkeley, CA | 93 | $ 58,495,000 | $ 628,978 | $ 127,000 |
| Dallas-Plano-Irving, TX | 66 | $ 21,920,000 | $ 332,121 | $ 213,000 |
| Tampa-St. Petersburg-Clearwater, FL | 60 | $ 23,260,000 | $ 387,666 | $ 268,000 |
| Nassau County-Suffolk County, NY | 57 | $ 39,135,000 | $ 686,578 | $ 150,000 |
| Seattle-Bellevue-Everett, WA | 54 | $ 43,160,000 | $ 799,259 | $ 177,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 54 | $ 19,430,000 | $ 359,814 | $ 264,000 |
| Denver-Aurora-Lakewood, CO | 48 | $ 31,230,000 | $ 650,625 | $ 240,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 45 | $ 19,695,000 | $ 437,666 | $ 202,000 |
| San Francisco-Redwood City-South San Francisco, CA | 43 | $ 39,705,000 | $ 923,372 | $ 199,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 39 | $ 39,025,000 | $ 1,000,641 | $ 230,000 |
| Cape Coral-Fort Myers, FL | 36 | $ 11,070,000 | $ 307,500 | $ 187,000 |
| Philadelphia, PA | 36 | $ 8,150,000 | $ 226,388 | $ 93,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 35 | $ 13,685,000 | $ 391,000 | $ 116,000 |
| New York-Newark, NY | 35 | $ 12,835,000 | $ 366,714 | $ 212,000 |
| North Port-Sarasota-Bradenton, FL | 35 | $ 12,245,000 | $ 349,857 | $ 143,000 |
| Chicago-Naperville, IL | 32 | $ 11,230,000 | $ 350,937 | $ 100,000 |
| Birmingham-Hoover, AL | 31 | $ 4,985,000 | $ 160,806 | $ 105,000 |
| Palm Bay-Melbourne-Titusville, FL | 31 | $ 6,585,000 | $ 212,419 | $ 159,000 |
| Baltimore-Columbia-Towson, MD | 29 | $ 8,425,000 | $ 290,517 | $ 314,000 |
| Naples-Immokalee-Marco Island, FL | 27 | $ 11,665,000 | $ 432,037 | $ 45,000 |
| Newark, NJ-PA | 26 | $ 7,780,000 | $ 299,230 | $ 191,076 |
| Portland-Vancouver-Hillsboro, OR-WA | 26 | $ 10,170,000 | $ 391,153 | $ 324,000 |
| Stockton-Lodi, CA | 25 | $ 10,715,000 | $ 428,600 | $ 164,000 |
| Charlotte-Concord-Gastonia, NC-SC | 24 | $ 8,720,000 | $ 363,333 | $ 128,000 |
| Port St. Lucie, FL | 23 | $ 4,705,000 | $ 204,565 | $ 84,000 |
| Austin-Round Rock, TX | 22 | $ 16,500,000 | $ 750,000 | $ 134,000 |
| San Antonio-New Braunfels, TX | 22 | $ 5,070,000 | $ 230,454 | $ 393,000 |
| Boston, MA | 21 | $ 12,085,000 | $ 575,476 | $ 0 |
| Fort Worth-Arlington, TX | 21 | $ 5,325,000 | $ 253,571 | $ 103,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 21 | $ 17,185,000 | $ 818,333 | $ 639,000 |
| Wilmington, NC | 21 | $ 6,835,000 | $ 325,476 | $ 289,000 |
| Urban Honolulu, HI | 20 | $ 13,690,000 | $ 684,500 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 18 | $ 13,440,000 | $ 746,666 | $ 215,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 8,090,000 | $ 449,444 | $ 111,000 |
| Jacksonville, FL | 18 | $ 7,170,000 | $ 398,333 | $ 166,000 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 12,165,000 | $ 715,588 | $ 402,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 17 | $ 3,635,000 | $ 213,823 | $ 0 |
| Daphne-Fairhope-Foley, AL | 16 | $ 5,880,000 | $ 367,500 | $ 188,000 |
| Washington-Baltimore-Arlington, DC | 16 | $ 9,180,000 | $ 573,750 | $ 166,000 |
| Huntsville, AL | 15 | $ 2,895,000 | $ 193,000 | $ 147,000 |
| Bakersfield, CA | 14 | $ 3,240,000 | $ 231,428 | $ 111,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 2,700,000 | $ 192,857 | $ 217,000 |
| Montgomery County-Bucks County-Chester County, PA | 14 | $ 3,120,000 | $ 222,857 | $ 40,000 |
| Panama City, FL | 14 | $ 4,240,000 | $ 302,857 | $ 110,000 |
| Santa Maria-Santa Barbara, CA | 14 | $ 17,710,000 | $ 1,265,000 | $ 338,000 |
| Cambridge-Newton-Framingham, MA | 13 | $ 7,135,000 | $ 548,846 | $ 0 |
| Kansas City, MO-KS | 13 | $ 2,485,000 | $ 191,153 | $ 0 |
| Oklahoma City, OK | 13 | $ 2,965,000 | $ 228,076 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 12 | $ 7,080,000 | $ 590,000 | $ 0 |
| New Orleans-Metairie, LA | 12 | $ 2,750,000 | $ 229,166 | $ 184,000 |
| Raleigh, NC | 12 | $ 3,550,000 | $ 295,833 | $ 896,000 |
| Salt Lake City, UT | 12 | $ 3,870,000 | $ 322,500 | $ 140,000 |
| San Rafael, CA | 12 | $ 20,890,000 | $ 1,740,833 | $ 292,000 |
| Tacoma-Lakewood, WA | 12 | $ 5,580,000 | $ 465,000 | $ 349,000 |
| Vallejo-Fairfield, CA | 12 | $ 5,220,000 | $ 435,000 | $ 93,000 |
| Corpus Christi, TX | 11 | $ 1,945,000 | $ 176,818 | $ 202,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 11 | $ 3,015,000 | $ 274,090 | $ 100,000 |
| Ocala, FL | 11 | $ 2,075,000 | $ 188,636 | $ 65,000 |
| Modesto, CA | 10 | $ 3,670,000 | $ 367,000 | $ 88,000 |
| Providence-Warwick, RI-MA | 10 | $ 2,340,000 | $ 234,000 | $ 0 |
| Salinas, CA | 10 | $ 7,260,000 | $ 726,000 | $ 216,000 |
| Santa Cruz-Watsonville, CA | 10 | $ 5,940,000 | $ 594,000 | $ 247,000 |
| Santa Rosa, CA | 10 | $ 6,160,000 | $ 616,000 | $ 231,000 |
| Visalia-Porterville, CA | 10 | $ 3,920,000 | $ 392,000 | $ 106,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,745,000 | $ 193,888 | $ 103,000 |
| New Haven-Milford, CT | 9 | $ 2,735,000 | $ 303,888 | $ 148,000 |
| Ogden-Clearfield, UT | 9 | $ 3,985,000 | $ 442,777 | $ 132,000 |
| Durham-Chapel Hill, NC | 8 | $ 2,610,000 | $ 326,250 | $ 243,000 |
| Memphis, TN-MS-AR | 8 | $ 1,740,000 | $ 217,500 | $ 87,000 |
| Punta Gorda, FL | 8 | $ 2,210,000 | $ 276,250 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 6,240,000 | $ 780,000 | $ 787,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 2,380,000 | $ 297,500 | $ 0 |
| Worcester, MA-CT | 8 | $ 2,150,000 | $ 268,750 | $ 60,000 |
| Salisbury, MD-DE | 7 | $ 1,365,000 | $ 195,000 | $ 0 |
| Tucson, AZ | 7 | $ 3,465,000 | $ 495,000 | $ 191,000 |
| Boise City, ID | 6 | $ 2,100,000 | $ 350,000 | $ 58,000 |
| Camden, NJ | 6 | $ 1,530,000 | $ 255,000 | $ 87,000 |
| Charleston-North Charleston, SC | 6 | $ 1,670,000 | $ 278,333 | $ 184,000 |
| Hartford-West Hartford-East Hartford, CT | 6 | $ 1,650,000 | $ 275,000 | $ 111,000 |
| Merced, CA | 6 | $ 1,420,000 | $ 236,666 | $ 29,000 |
| Pittsburgh, PA | 6 | $ 1,370,000 | $ 228,333 | $ 189,000 |
| Provo-Orem, UT | 6 | $ 2,380,000 | $ 396,666 | $ 48,000 |
| Richmond, VA | 6 | $ 1,030,000 | $ 171,666 | $ 0 |
| Spokane-Spokane Valley, WA | 6 | $ 2,680,000 | $ 446,666 | $ 50,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 1,135,000 | $ 227,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| El Centro, CA | 5 | $ 1,505,000 | $ 301,000 | $ 63,000 |
| Greensboro-High Point, NC | 5 | $ 675,000 | $ 135,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 2,755,000 | $ 551,000 | $ 149,000 |
| Napa, CA | 5 | $ 3,195,000 | $ 639,000 | $ 98,000 |
| Springfield, MA | 5 | $ 1,145,000 | $ 229,000 | $ 0 |
| St. Louis, MO-IL | 5 | $ 2,045,000 | $ 409,000 | $ 470,000 |
| Tuscaloosa, AL | 5 | $ 835,000 | $ 167,000 | $ 0 |
| Wilmington, DE-MD-NJ | 5 | $ 1,225,000 | $ 245,000 | $ 153,000 |
| Albuquerque, NM | 4 | $ 1,160,000 | $ 290,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 4 | $ 850,000 | $ 212,500 | $ 0 |
| Bellingham, WA | 4 | $ 4,320,000 | $ 1,080,000 | $ 4,073,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 2,000,000 | $ 500,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 4 | $ 480,000 | $ 120,000 | $ 105,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,230,000 | $ 307,500 | $ 30,000 |
| Savannah, GA | 4 | $ 1,100,000 | $ 275,000 | $ 95,000 |
| Sebring, FL | 4 | $ 670,000 | $ 167,500 | $ 106,000 |
| Tallahassee, FL | 4 | $ 660,000 | $ 165,000 | $ 83,000 |
| Trenton, NJ | 4 | $ 3,290,000 | $ 822,500 | $ 419,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 355,000 | $ 118,333 | $ 51,000 |
| Baton Rouge, LA | 3 | $ 645,000 | $ 215,000 | $ 55,000 |
| Brownsville-Harlingen, TX | 3 | $ 1,665,000 | $ 555,000 | $ 0 |
| Colorado Springs, CO | 3 | $ 1,355,000 | $ 451,666 | $ 0 |
| Flagstaff, AZ | 3 | $ 1,335,000 | $ 445,000 | $ 291,000 |
| Fresno, CA | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Hanford-Corcoran, CA | 3 | $ 625,000 | $ 208,333 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 1,265,000 | $ 421,666 | $ 237,000 |
| Lafayette, LA | 3 | $ 1,055,000 | $ 351,666 | $ 166,000 |
| Las Cruces, NM | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Madera, CA | 3 | $ 785,000 | $ 261,666 | $ 93,000 |
| St. George, UT | 3 | $ 1,225,000 | $ 408,333 | $ 90,000 |
| Tulsa, OK | 3 | $ 345,000 | $ 115,000 | $ 64,000 |
| Ames, IA | 2 | $ 410,000 | $ 205,000 | $ 43,000 |
| Bend-Redmond, OR | 2 | $ 1,430,000 | $ 715,000 | $ 0 |
| Boulder, CO | 2 | $ 1,110,000 | $ 555,000 | $ 127,000 |
| Cedar Rapids, IA | 2 | $ 350,000 | $ 175,000 | $ 102,000 |
| Clarksville, TN-KY | 2 | $ 480,000 | $ 240,000 | $ 162,000 |
| Dover, DE | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| East Stroudsburg, PA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| El Paso, TX | 2 | $ 360,000 | $ 180,000 | $ 128,000 |
| Fayetteville, NC | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Gainesville, FL | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Grants Pass, OR | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Greenville, NC | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 690,000 | $ 345,000 | $ 50,000 |
| Lawrence, KS | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Lawton, OK | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Lebanon, PA | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Manchester-Nashua, NH | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Medford, OR | 2 | $ 650,000 | $ 325,000 | $ 71,000 |
| Norwich-New London, CT | 2 | $ 460,000 | $ 230,000 | $ 57,000 |
| Oshkosh-Neenah, WI | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 710,000 | $ 355,000 | $ 622,000 |
| Reno, NV | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Rochester, NY | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Salem, OR | 2 | $ 480,000 | $ 240,000 | $ 121,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Syracuse, NY | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Vineland-Bridgeton, NJ | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Yuba City, CA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Abilene, TX | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Albany, OR | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Asheville, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Binghamton, NY | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bloomington, IN | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Elgin, IL | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Enid, OK | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Farmington, NM | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Florence, SC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fort Collins, CO | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Grand Junction, CO | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Iowa City, IA | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Jackson, MS | 1 | $ 205,000 | $ 205,000 | $ 147,000 |
| Johnson City, TN | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Kingston, NY | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Knoxville, TN | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Laredo, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 575,000 | $ 575,000 | $ 184,000 |
| Macon-Bibb County, GA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mobile, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Montgomery, AL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Ocean City, NJ | 1 | $ 435,000 | $ 435,000 | $ 259,000 |
| Olympia-Tumwater, WA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Pittsfield, MA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Racine, WI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Redding, CA | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Rochester, MN | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Santa Fe, NM | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Sherman-Denison, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Twin Falls, ID | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Warner Robins, GA | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Williamsport, PA | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Winston-Salem, NC | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Yakima, WA | 1 | $ 395,000 | $ 395,000 | $ 3,621,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,418 | $1,079,530,000 | $446,000 | $8,005,000 | $264,000 | $5,099,000 |
| Cash-out Refinancing | 1,685 | $832,315,000 | $493,000 | $8,005,000 | $250,000 | $7,847,000 |
| Refinancing | 714 | $413,500,000 | $579,000 | $8,505,000 | $224,000 | $1,631,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,512 | $820,090,000 | $542,000 | $6,005,000 | $292,000 | $7,847,000 |
| Hispanic | 1,100 | $397,950,000 | $361,000 | $6,605,000 | $179,000 | $3,621,000 |
| Not Provided | 1,084 | $571,880,000 | $527,000 | $8,005,000 | $263,000 | $2,898,000 |
| Asian | 578 | $318,730,000 | $551,000 | $8,505,000 | $276,000 | $4,827,000 |
| Black or African American | 517 | $205,795,000 | $398,000 | $4,065,000 | $201,000 | $2,403,000 |
| American Indian or Alaskan Native | 14 | $5,580,000 | $398,000 | $995,000 | $149,000 | $367,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $5,320,000 | $443,000 | $925,000 | $58,000 | $58,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,817 | $2,325,345,000 | $482,000 | $8,505,000 | $253,000 | $7,847,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,456 | $1,020,080,000 | $415,000 | $6,605,000 | $308,000 | $5,099,000 |
| Application Denied By Financial Institution | 1,302 | $774,230,000 | $594,000 | $8,005,000 | $198,000 | $7,847,000 |
| Application Withdrawn By Applicant | 452 | $215,130,000 | $475,000 | $8,505,000 | $233,000 | $1,439,000 |
| File Closed For Incompleteness | 430 | $244,720,000 | $569,000 | $5,725,000 | $308,000 | $5,967,000 |
| Application Approved But Not Accepted | 177 | $71,185,000 | $402,000 | $2,505,000 | $215,000 | $1,140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,515 | $1,551,115,000 | $441,000 | $8,505,000 | $295,000 | $5,967,000 |
| Other | 594 | $357,000,000 | $601,000 | $8,005,000 | $246,000 | $2,695,000 |
| Debt-To-Income Ratio | 201 | $128,485,000 | $639,000 | $3,785,000 | $104,000 | $713,000 |
| Collateral | 193 | $90,615,000 | $469,000 | $4,405,000 | $263,000 | $2,898,000 |
| Credit Application Incomplete | 89 | $60,905,000 | $684,000 | $3,585,000 | $260,000 | $5,967,000 |
| Unverifiable Information | 86 | $56,020,000 | $651,000 | $4,225,000 | $171,000 | $1,196,000 |
| Credit History | 83 | $47,815,000 | $576,000 | $4,225,000 | $266,000 | $1,926,000 |
| Employment History | 31 | $20,995,000 | $677,000 | $3,105,000 | $416,000 | $7,847,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $12,395,000 | $495,000 | $1,635,000 | $172,000 | $359,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Athas Capital Group, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Athas Capital Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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