Atlantic Union Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Atlantic Union Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Union Bank 1051 East Cary Street, Suite 1200 Glen Allen, VA 23219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 6,160 |
| Total Mortgage Loan Application Amount | $1,133,780,000 |
| Average Mortgage Loan Application Amount | $197,200 |
| Highest Mortgage Loan Application Amount | $16,005,000 |
| Average Applicant Income | $116,400 |
| Highest Applicant Income | $7,538,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Atlantic Union Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Union Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Atlantic Union Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Union Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Union Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Union Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico County Virginia | 298 | $ 39,370,000 | $ 132,000 | $ 117,000 |
| Chesterfield County Virginia | 267 | $ 32,005,000 | $ 119,000 | $ 98,000 |
| Hanover County Virginia | 230 | $ 28,410,000 | $ 123,000 | $ 98,000 |
| Spotsylvania County Virginia | 182 | $ 19,020,000 | $ 104,000 | $ 94,000 |
| Augusta County Virginia | 177 | $ 17,105,000 | $ 96,000 | $ 81,000 |
| Montgomery County Virginia | 169 | $ 18,475,000 | $ 109,000 | $ 85,000 |
| Richmond City County Virginia | 165 | $ 39,315,000 | $ 238,000 | $ 143,000 |
| Fairfax County Virginia | 141 | $ 71,225,000 | $ 505,000 | $ 249,000 |
| Bedford County Virginia | 127 | $ 13,695,000 | $ 107,000 | $ 87,000 |
| Roanoke County Virginia | 122 | $ 17,280,000 | $ 141,000 | $ 97,000 |
| Loudoun County Virginia | 121 | $ 40,535,000 | $ 335,000 | $ 179,000 |
| Fulton County Georgia | 111 | $ 38,085,000 | $ 343,000 | $ 274,000 |
| Mercer County West Virginia | 102 | $ 11,830,000 | $ 115,000 | $ 58,000 |
| Cobb County Georgia | 101 | $ 23,925,000 | $ 236,000 | $ 124,000 |
| Albemarle County Virginia | 92 | $ 16,680,000 | $ 181,000 | $ 141,000 |
| Caroline County Virginia | 91 | $ 8,035,000 | $ 88,000 | $ 70,000 |
| Orange County Virginia | 84 | $ 7,390,000 | $ 87,000 | $ 94,000 |
| Culpeper County Virginia | 83 | $ 10,625,000 | $ 128,000 | $ 96,000 |
| Tazewell County Virginia | 80 | $ 9,530,000 | $ 119,000 | $ 63,000 |
| Virginia Beach County Virginia | 73 | $ 16,785,000 | $ 229,000 | $ 174,000 |
| Davidson County Tennessee | 71 | $ 22,305,000 | $ 314,000 | $ 147,000 |
| Franklin County Virginia | 71 | $ 7,505,000 | $ 105,000 | $ 91,000 |
| Madison County Virginia | 68 | $ 7,730,000 | $ 113,000 | $ 78,000 |
| Westmoreland County Virginia | 68 | $ 5,540,000 | $ 81,000 | $ 73,000 |
| Rockingham County Virginia | 67 | $ 7,575,000 | $ 113,000 | $ 89,000 |
| Stafford County Virginia | 67 | $ 10,345,000 | $ 154,000 | $ 117,000 |
| Prince William County Virginia | 65 | $ 22,895,000 | $ 352,000 | $ 183,000 |
| Chesapeake County Virginia | 63 | $ 7,405,000 | $ 117,000 | $ 98,000 |
| Washington County Maryland | 58 | $ 11,340,000 | $ 195,000 | $ 71,000 |
| DeKalb County Georgia | 57 | $ 14,885,000 | $ 261,000 | $ 133,000 |
| Roanoke City County Virginia | 57 | $ 6,755,000 | $ 118,000 | $ 78,000 |
| Fluvanna County Virginia | 56 | $ 4,890,000 | $ 87,000 | $ 85,000 |
| James City County Virginia | 53 | $ 8,065,000 | $ 152,000 | $ 119,000 |
| Floyd County Virginia | 52 | $ 5,160,000 | $ 99,000 | $ 79,000 |
| Pulaski County Virginia | 52 | $ 4,130,000 | $ 79,000 | $ 65,000 |
| Staunton County Virginia | 52 | $ 3,990,000 | $ 76,000 | $ 66,000 |
| Accomack County Virginia | 51 | $ 4,415,000 | $ 86,000 | $ 98,000 |
| Fauquier County Virginia | 51 | $ 13,995,000 | $ 274,000 | $ 145,000 |
| Newport News County Virginia | 51 | $ 17,285,000 | $ 338,000 | $ 139,000 |
| Suffolk County Virginia | 50 | $ 5,620,000 | $ 112,000 | $ 86,000 |
| Salem County Virginia | 49 | $ 5,065,000 | $ 103,000 | $ 68,000 |
| Rappahannock County Virginia | 48 | $ 12,050,000 | $ 251,000 | $ 164,000 |
| District of Columbia County District Of Columbia | 43 | $ 19,485,000 | $ 453,000 | $ 232,000 |
| Hampton County Virginia | 43 | $ 5,055,000 | $ 117,000 | $ 56,000 |
| Richmond County Virginia | 39 | $ 3,265,000 | $ 83,000 | $ 69,000 |
| Gwinnett County Georgia | 38 | $ 7,370,000 | $ 193,000 | $ 102,000 |
| Marion County Indiana | 37 | $ 8,485,000 | $ 229,000 | $ 118,000 |
| Nelson County Virginia | 37 | $ 3,595,000 | $ 97,000 | $ 60,000 |
| Louisa County Virginia | 36 | $ 5,220,000 | $ 145,000 | $ 91,000 |
| Hamilton County Indiana | 33 | $ 9,205,000 | $ 278,000 | $ 144,000 |
| Cherokee County Georgia | 32 | $ 6,570,000 | $ 205,000 | $ 143,000 |
| Charlottesville County Virginia | 32 | $ 5,370,000 | $ 167,000 | $ 127,000 |
| Wythe County Virginia | 30 | $ 2,600,000 | $ 86,000 | $ 50,000 |
| Norfolk County Virginia | 29 | $ 24,395,000 | $ 841,000 | $ 85,000 |
| Northampton County Virginia | 29 | $ 3,135,000 | $ 108,000 | $ 65,000 |
| Botetourt County Virginia | 28 | $ 4,650,000 | $ 166,000 | $ 105,000 |
| Goochland County Virginia | 28 | $ 5,140,000 | $ 183,000 | $ 154,000 |
| Lynchburg County Virginia | 28 | $ 2,630,000 | $ 93,000 | $ 85,000 |
| Paulding County Georgia | 26 | $ 6,210,000 | $ 238,000 | $ 72,000 |
| Arlington County Virginia | 26 | $ 12,210,000 | $ 469,000 | $ 253,000 |
| Wake County North Carolina | 25 | $ 6,015,000 | $ 240,000 | $ 148,000 |
| Essex County Virginia | 25 | $ 3,065,000 | $ 122,000 | $ 112,000 |
| Harrisonburg County Virginia | 25 | $ 2,555,000 | $ 102,000 | $ 72,000 |
| Rockbridge County Virginia | 25 | $ 2,065,000 | $ 82,000 | $ 65,000 |
| Forsyth County Georgia | 24 | $ 5,470,000 | $ 227,000 | $ 133,000 |
| Lancaster County Virginia | 24 | $ 1,710,000 | $ 71,000 | $ 83,000 |
| Northumberland County Virginia | 24 | $ 3,840,000 | $ 160,000 | $ 110,000 |
| Warren County Virginia | 24 | $ 2,990,000 | $ 124,000 | $ 142,000 |
| Montgomery County Maryland | 23 | $ 31,965,000 | $ 1,389,000 | $ 353,000 |
| Alexandria County Virginia | 22 | $ 15,480,000 | $ 703,000 | $ 331,000 |
| Gloucester County Virginia | 22 | $ 2,370,000 | $ 107,000 | $ 159,000 |
| King George County Virginia | 22 | $ 3,430,000 | $ 155,000 | $ 140,000 |
| York County Virginia | 22 | $ 4,390,000 | $ 199,000 | $ 127,000 |
| Franklin County Pennsylvania | 21 | $ 3,655,000 | $ 174,000 | $ 134,000 |
| Fredericksburg County Virginia | 21 | $ 4,125,000 | $ 196,000 | $ 171,000 |
| Currituck County North Carolina | 20 | $ 2,830,000 | $ 141,000 | $ 80,000 |
| Giles County Virginia | 20 | $ 1,380,000 | $ 69,000 | $ 59,000 |
| King William County Virginia | 20 | $ 2,130,000 | $ 106,000 | $ 87,000 |
| Powhatan County Virginia | 20 | $ 1,630,000 | $ 81,000 | $ 114,000 |
| Dare County North Carolina | 19 | $ 5,455,000 | $ 287,000 | $ 102,000 |
| Pasquotank County North Carolina | 18 | $ 2,150,000 | $ 119,000 | $ 94,000 |
| Frederick County Virginia | 18 | $ 2,640,000 | $ 146,000 | $ 125,000 |
| Berkeley County West Virginia | 18 | $ 3,670,000 | $ 203,000 | $ 69,000 |
| Williamson County Tennessee | 17 | $ 5,885,000 | $ 346,000 | $ 151,000 |
| Waynesboro County Virginia | 17 | $ 1,495,000 | $ 87,000 | $ 69,000 |
| Petersburg County Virginia | 16 | $ 1,150,000 | $ 71,000 | $ 94,000 |
| Hall County Georgia | 14 | $ 2,270,000 | $ 162,000 | $ 102,000 |
| Frederick County Maryland | 14 | $ 3,480,000 | $ 248,000 | $ 121,000 |
| Dickson County Tennessee | 14 | $ 2,850,000 | $ 203,000 | $ 80,000 |
| Campbell County Virginia | 14 | $ 1,020,000 | $ 72,000 | $ 54,000 |
| Worcester County Maryland | 13 | $ 3,535,000 | $ 271,000 | $ 135,000 |
| Buena Vista County Virginia | 13 | $ 925,000 | $ 71,000 | $ 44,000 |
| Radford County Virginia | 13 | $ 955,000 | $ 73,000 | $ 60,000 |
| Alleghany County Virginia | 12 | $ 1,350,000 | $ 112,000 | $ 67,000 |
| Portsmouth County Virginia | 12 | $ 790,000 | $ 65,000 | $ 61,000 |
| Prince George's County Maryland | 11 | $ 2,895,000 | $ 263,000 | $ 138,000 |
| Carroll County Virginia | 10 | $ 760,000 | $ 76,000 | $ 48,000 |
| Colonial Heights County Virginia | 10 | $ 800,000 | $ 80,000 | $ 66,000 |
| Covington County Virginia | 10 | $ 530,000 | $ 53,000 | $ 40,000 |
| Greensville County Virginia | 10 | $ 500,000 | $ 50,000 | $ 51,000 |
| Sussex County Delaware | 9 | $ 3,265,000 | $ 362,000 | $ 267,000 |
| Broward County Florida | 9 | $ 1,385,000 | $ 153,000 | $ 511,000 |
| Henry County Georgia | 9 | $ 1,455,000 | $ 161,000 | $ 113,000 |
| Montgomery County Tennessee | 9 | $ 1,245,000 | $ 138,000 | $ 147,000 |
| Washington County Virginia | 9 | $ 1,245,000 | $ 138,000 | $ 174,000 |
| Gates County North Carolina | 8 | $ 420,000 | $ 52,000 | $ 70,000 |
| Greene County Virginia | 8 | $ 1,170,000 | $ 146,000 | $ 148,000 |
| Russell County Virginia | 8 | $ 1,380,000 | $ 172,000 | $ 91,000 |
| Shenandoah County Virginia | 8 | $ 1,170,000 | $ 146,000 | $ 79,000 |
| Williamsburg County Virginia | 8 | $ 1,520,000 | $ 190,000 | $ 93,000 |
| New Castle County Delaware | 7 | $ 2,455,000 | $ 350,000 | $ 91,000 |
| Hillsborough County Florida | 7 | $ 1,185,000 | $ 169,000 | $ 178,000 |
| Palm Beach County Florida | 7 | $ 1,235,000 | $ 176,000 | $ 466,000 |
| Coweta County Georgia | 7 | $ 925,000 | $ 132,000 | $ 82,000 |
| Wicomico County Maryland | 7 | $ 335,000 | $ 47,000 | $ 75,000 |
| Chowan County North Carolina | 7 | $ 505,000 | $ 72,000 | $ 93,000 |
| Durham County North Carolina | 7 | $ 2,265,000 | $ 323,000 | $ 70,000 |
| Amherst County Virginia | 7 | $ 645,000 | $ 92,000 | $ 53,000 |
| Middlesex County Virginia | 7 | $ 1,615,000 | $ 230,000 | $ 94,000 |
| New Kent County Virginia | 7 | $ 515,000 | $ 73,000 | $ 91,000 |
| Bartow County Georgia | 6 | $ 810,000 | $ 135,000 | $ 72,000 |
| Douglas County Georgia | 6 | $ 970,000 | $ 161,000 | $ 65,000 |
| Anne Arundel County Maryland | 6 | $ 2,280,000 | $ 380,000 | $ 245,000 |
| New Hanover County North Carolina | 6 | $ 2,110,000 | $ 351,000 | $ 191,000 |
| Beaufort County South Carolina | 6 | $ 2,460,000 | $ 410,000 | $ 238,000 |
| Rutherford County Tennessee | 6 | $ 1,160,000 | $ 193,000 | $ 67,000 |
| Buchanan County Virginia | 6 | $ 690,000 | $ 115,000 | $ 45,000 |
| Clarke County Virginia | 6 | $ 1,680,000 | $ 280,000 | $ 198,000 |
| Craig County Virginia | 6 | $ 880,000 | $ 146,000 | $ 55,000 |
| Lexington County Virginia | 6 | $ 420,000 | $ 70,000 | $ 143,000 |
| Page County Virginia | 6 | $ 790,000 | $ 131,000 | $ 59,000 |
| Poquoson County Virginia | 6 | $ 900,000 | $ 150,000 | $ 72,000 |
| Jefferson County Alabama | 5 | $ 575,000 | $ 115,000 | $ 150,000 |
| Maricopa County Arizona | 5 | $ 1,425,000 | $ 285,000 | $ 80,000 |
| Pinellas County Florida | 5 | $ 1,905,000 | $ 381,000 | $ 126,000 |
| St. Johns County Florida | 5 | $ 915,000 | $ 183,000 | $ 596,000 |
| Clayton County Georgia | 5 | $ 615,000 | $ 123,000 | $ 57,000 |
| Dawson County Georgia | 5 | $ 965,000 | $ 193,000 | $ 93,000 |
| Fayette County Georgia | 5 | $ 665,000 | $ 133,000 | $ 71,000 |
| Glynn County Georgia | 5 | $ 825,000 | $ 165,000 | $ 0 |
| Baltimore County Maryland | 5 | $ 1,825,000 | $ 365,000 | $ 454,000 |
| Charles County Maryland | 5 | $ 1,245,000 | $ 249,000 | $ 79,000 |
| Howard County Maryland | 5 | $ 5,965,000 | $ 1,193,000 | $ 143,000 |
| Mecklenburg County North Carolina | 5 | $ 1,625,000 | $ 325,000 | $ 327,000 |
| Amelia County Virginia | 5 | $ 745,000 | $ 149,000 | $ 102,000 |
| Charles City County Virginia | 5 | $ 235,000 | $ 47,000 | $ 71,000 |
| Fairfax City County Virginia | 5 | $ 2,965,000 | $ 593,000 | $ 256,000 |
| Isle of Wight County Virginia | 5 | $ 955,000 | $ 191,000 | $ 117,000 |
| Pittsylvania County Virginia | 5 | $ 325,000 | $ 65,000 | $ 78,000 |
| Prince George County Virginia | 5 | $ 655,000 | $ 131,000 | $ 94,000 |
| Winchester County Virginia | 5 | $ 335,000 | $ 67,000 | $ 40,000 |
| Brevard County Florida | 4 | $ 1,270,000 | $ 317,000 | $ 157,000 |
| Miami-Dade County Florida | 4 | $ 380,000 | $ 95,000 | $ 0 |
| Barrow County Georgia | 4 | $ 1,080,000 | $ 270,000 | $ 118,000 |
| Carroll County Georgia | 4 | $ 630,000 | $ 157,000 | $ 66,000 |
| Jackson County Georgia | 4 | $ 590,000 | $ 147,000 | $ 58,000 |
| Hancock County Indiana | 4 | $ 1,050,000 | $ 262,000 | $ 106,000 |
| Baltimore City County Maryland | 4 | $ 5,010,000 | $ 1,252,000 | $ 197,000 |
| Calvert County Maryland | 4 | $ 880,000 | $ 220,000 | $ 192,000 |
| Somerset County Maryland | 4 | $ 350,000 | $ 87,000 | $ 74,000 |
| Orange County North Carolina | 4 | $ 1,660,000 | $ 415,000 | $ 235,000 |
| Pitt County North Carolina | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Washington County North Carolina | 4 | $ 140,000 | $ 35,000 | $ 64,000 |
| Adams County Pennsylvania | 4 | $ 920,000 | $ 230,000 | $ 78,000 |
| Charleston County South Carolina | 4 | $ 2,750,000 | $ 687,000 | $ 661,000 |
| Sumner County Tennessee | 4 | $ 1,540,000 | $ 385,000 | $ 150,000 |
| Bath County Virginia | 4 | $ 460,000 | $ 115,000 | $ 88,000 |
| Hopewell County Virginia | 4 | $ 290,000 | $ 72,000 | $ 59,000 |
| King and Queen County Virginia | 4 | $ 720,000 | $ 180,000 | $ 49,000 |
| Manassas County Virginia | 4 | $ 960,000 | $ 240,000 | $ 174,000 |
| Mathews County Virginia | 4 | $ 520,000 | $ 130,000 | $ 242,000 |
| Leon County Florida | 3 | $ 215,000 | $ 71,000 | $ 79,000 |
| Marion County Florida | 3 | $ 345,000 | $ 115,000 | $ 47,000 |
| Orange County Florida | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Chatham County Georgia | 3 | $ 315,000 | $ 105,000 | $ 101,000 |
| Newton County Georgia | 3 | $ 595,000 | $ 198,000 | $ 52,000 |
| Polk County Georgia | 3 | $ 395,000 | $ 131,000 | $ 66,000 |
| Walton County Georgia | 3 | $ 515,000 | $ 171,000 | $ 175,000 |
| Hendricks County Indiana | 3 | $ 785,000 | $ 261,000 | $ 129,000 |
| Harford County Maryland | 3 | $ 465,000 | $ 155,000 | $ 80,000 |
| Middlesex County Massachusetts | 3 | $ 1,295,000 | $ 431,000 | $ 181,000 |
| Buncombe County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Camden County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 50,000 |
| Oklahoma County Oklahoma | 3 | $ 985,000 | $ 328,000 | $ 87,000 |
| Dauphin County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 80,000 |
| Horry County South Carolina | 3 | $ 205,000 | $ 68,000 | $ 215,000 |
| Bexar County Texas | 3 | $ 795,000 | $ 265,000 | $ 165,000 |
| Bland County Virginia | 3 | $ 365,000 | $ 121,000 | $ 45,000 |
| Henry County Virginia | 3 | $ 335,000 | $ 111,000 | $ 46,000 |
| Nottoway County Virginia | 3 | $ 155,000 | $ 51,000 | $ 77,000 |
| Prince Edward County Virginia | 3 | $ 815,000 | $ 271,000 | $ 97,000 |
| Harrison County West Virginia | 3 | $ 455,000 | $ 151,000 | $ 75,000 |
| Jefferson County West Virginia | 3 | $ 305,000 | $ 101,000 | $ 106,000 |
| McDowell County West Virginia | 3 | $ 225,000 | $ 75,000 | $ 50,000 |
| Tuscaloosa County Alabama | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Fairbanks North Star County Alaska | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Adams County Colorado | 2 | $ 660,000 | $ 330,000 | $ 102,000 |
| Douglas County Colorado | 2 | $ 810,000 | $ 405,000 | $ 144,000 |
| Duval County Florida | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Manatee County Florida | 2 | $ 400,000 | $ 200,000 | $ 112,000 |
| Okaloosa County Florida | 2 | $ 300,000 | $ 150,000 | $ 102,000 |
| Pasco County Florida | 2 | $ 710,000 | $ 355,000 | $ 177,000 |
| Polk County Florida | 2 | $ 430,000 | $ 215,000 | $ 312,000 |
| Seminole County Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Volusia County Florida | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Floyd County Georgia | 2 | $ 150,000 | $ 75,000 | $ 60,000 |
| Lumpkin County Georgia | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Oconee County Georgia | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Pickens County Georgia | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Rockdale County Georgia | 2 | $ 590,000 | $ 295,000 | $ 71,000 |
| Cook County Illinois | 2 | $ 460,000 | $ 230,000 | $ 104,000 |
| Madison County Indiana | 2 | $ 310,000 | $ 155,000 | $ 40,000 |
| Carroll County Maryland | 2 | $ 620,000 | $ 310,000 | $ 96,000 |
| Queen Anne's County Maryland | 2 | $ 660,000 | $ 330,000 | $ 68,000 |
| Plymouth County Massachusetts | 2 | $ 910,000 | $ 455,000 | $ 122,000 |
| Atlantic County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 175,000 |
| Essex County New Jersey | 2 | $ 930,000 | $ 465,000 | $ 235,000 |
| Sussex County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 152,000 |
| Nassau County New York | 2 | $ 1,180,000 | $ 590,000 | $ 407,000 |
| Alamance County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
| Forsyth County North Carolina | 2 | $ 1,800,000 | $ 900,000 | $ 0 |
| Henderson County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 99,000 |
| Perquimans County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Union County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Medina County Ohio | 2 | $ 530,000 | $ 265,000 | $ 139,000 |
| Wayne County Ohio | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Bucks County Pennsylvania | 2 | $ 730,000 | $ 365,000 | $ 141,000 |
| Greenville County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 278,000 |
| Jasper County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 85,000 |
| Lexington County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Richland County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Blount County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Humphreys County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Maury County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 78,000 |
| Shelby County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 62,000 |
| Sullivan County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 25,000 |
| Wilson County Tennessee | 2 | $ 670,000 | $ 335,000 | $ 100,000 |
| Harris County Texas | 2 | $ 780,000 | $ 390,000 | $ 152,000 |
| Appomattox County Virginia | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Buckingham County Virginia | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Cumberland County Virginia | 2 | $ 230,000 | $ 115,000 | $ 97,000 |
| Dinwiddie County Virginia | 2 | $ 790,000 | $ 395,000 | $ 161,000 |
| Grayson County Virginia | 2 | $ 150,000 | $ 75,000 | $ 26,000 |
| Southampton County Virginia | 2 | $ 80,000 | $ 40,000 | $ 57,000 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 233,000 |
| Lee County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Madison County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Monroe County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pima County Arizona | 1 | $ 135,000 | $ 135,000 | $ 22,000 |
| Santa Cruz County Arizona | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
| Yavapai County Arizona | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Lake County California | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| San Mateo County California | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Arapahoe County Colorado | 1 | $ 425,000 | $ 425,000 | $ 123,000 |
| Boulder County Colorado | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Denver County Colorado | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Jefferson County Colorado | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Montezuma County Colorado | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| New Haven County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 168,000 |
| Kent County Delaware | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Alachua County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Charlotte County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Lake County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Osceola County Florida | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Sumter County Florida | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
| Walton County Florida | 1 | $ 395,000 | $ 395,000 | $ 188,000 |
| Brooks County Georgia | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Columbia County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dade County Georgia | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Dodge County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fannin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Gordon County Georgia | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Houston County Georgia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Muscogee County Georgia | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| Tift County Georgia | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| White County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| DuPage County Illinois | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Grundy County Illinois | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Monroe County Illinois | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Boone County Indiana | 1 | $ 455,000 | $ 455,000 | $ 217,000 |
| Howard County Indiana | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Johnson County Indiana | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Shelby County Indiana | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Steuben County Indiana | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Wayne County Indiana | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Grundy County Iowa | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Geary County Kansas | 1 | $ 45,000 | $ 45,000 | $ 149,000 |
| Barren County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Daviess County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Jefferson County Kentucky | 1 | $ 485,000 | $ 485,000 | $ 419,000 |
| Kenton County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Trigg County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Ascension County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Caddo County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Jefferson County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| St. Tammany County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Webster County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 154,000 |
| Garrett County Maryland | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Talbot County Maryland | 1 | $ 1,695,000 | $ 1,695,000 | $ 512,000 |
| Essex County Massachusetts | 1 | $ 985,000 | $ 985,000 | $ 503,000 |
| Norfolk County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 131,000 |
| Allegan County Michigan | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Clinton County Michigan | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Dakota County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 148,000 |
| Tate County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Winston County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Greene County Missouri | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Jasper County Missouri | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Lancaster County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Clark County Nevada | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Washoe County Nevada | 1 | $ 315,000 | $ 315,000 | $ 642,000 |
| Gloucester County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Middlesex County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Monmouth County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 275,000 |
| Ocean County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 275,000 |
| Santa Fe County New Mexico | 1 | $ 535,000 | $ 535,000 | $ 236,000 |
| Dutchess County New York | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| New York County New York | 1 | $ 595,000 | $ 595,000 | $ 547,000 |
| Saratoga County New York | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Schenectady County New York | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Warren County New York | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Beaufort County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bertie County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Catawba County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 384,000 |
| Chatham County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 264,000 |
| Iredell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Macon County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Moore County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Nash County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Onslow County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Warren County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 163,000 |
| Wilson County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Franklin County Ohio | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Hamilton County Ohio | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Highland County Ohio | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Lawrence County Ohio | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Warren County Ohio | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Stephens County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Erie County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Lebanon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Lehigh County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Aiken County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| York County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Coffee County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Hawkins County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 152,000 |
| Washington County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Kendall County Texas | 1 | $ 515,000 | $ 515,000 | $ 126,000 |
| Tarrant County Texas | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Sevier County Utah | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Summit County Utah | 1 | $ 885,000 | $ 885,000 | $ 0 |
| Bristol County Virginia | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Emporia County Virginia | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Martinsville County Virginia | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Mecklenburg County Virginia | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Patrick County Virginia | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Surry County Virginia | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Sussex County Virginia | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| King County Washington | 1 | $ 465,000 | $ 465,000 | $ 164,000 |
| Hardy County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 269,000 |
| Monongalia County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Morgan County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Wayne County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Atlantic Union Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,112 | $202,330,000 | $95,000 | $1,505,000 | $101,000 | $2,400,000 |
| Home Purchase | 1,808 | $501,110,000 | $277,000 | $16,005,000 | $128,000 | $7,538,000 |
| Refinancing | 1,017 | $262,305,000 | $257,000 | $11,005,000 | $126,000 | $2,159,000 |
| Home Improvement | 856 | $63,870,000 | $74,000 | $1,005,000 | $102,000 | $1,950,000 |
| Cash-out Refinancing | 367 | $104,165,000 | $283,000 | $2,555,000 | $125,000 | $1,680,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,695 | $779,575,000 | $166,000 | $4,505,000 | $114,000 | $7,538,000 |
| Not applicable | 573 | $187,045,000 | $326,000 | $16,005,000 | $0 | $0 |
| Black or African American | 418 | $55,100,000 | $131,000 | $1,415,000 | $83,000 | $1,310,000 |
| Not Provided | 184 | $48,580,000 | $264,000 | $1,355,000 | $146,000 | $1,410,000 |
| Hispanic | 135 | $25,145,000 | $186,000 | $775,000 | $100,000 | $848,000 |
| Asian | 122 | $32,870,000 | $269,000 | $1,505,000 | $147,000 | $1,002,000 |
| American Indian or Alaskan Native | 13 | $1,855,000 | $142,000 | $705,000 | $129,000 | $384,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $850,000 | $212,000 | $305,000 | $94,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,553 | $1,015,155,000 | $182,000 | $16,005,000 | $118,000 | $7,538,000 |
| FHA-insured (Federal Housing Administration) | 375 | $70,925,000 | $189,000 | $535,000 | $70,000 | $257,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 116 | $14,860,000 | $128,000 | $345,000 | $51,000 | $129,000 |
| VA-guaranteed (Veterans Administration) | 116 | $32,840,000 | $283,000 | $735,000 | $97,000 | $278,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,800 | $805,130,000 | $211,000 | $16,005,000 | $121,000 | $7,538,000 |
| Application Denied By Financial Institution | 1,423 | $160,115,000 | $112,000 | $2,555,000 | $84,000 | $1,310,000 |
| Application Withdrawn By Applicant | 578 | $114,450,000 | $198,000 | $2,485,000 | $138,000 | $2,400,000 |
| Loan Purchased By The Institution | 288 | $32,910,000 | $114,000 | $1,495,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 46 | $14,020,000 | $304,000 | $1,005,000 | $102,000 | $277,000 |
| Application Approved But Not Accepted | 16 | $3,340,000 | $208,000 | $385,000 | $89,000 | $199,000 |
| Preapproval Approved but not Accepted | 8 | $2,610,000 | $326,000 | $665,000 | $144,000 | $285,000 |
| File Closed For Incompleteness | 1 | $1,205,000 | $1,205,000 | $1,205,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,691 | $959,645,000 | $204,000 | $16,005,000 | $123,000 | $7,538,000 |
| Debt-To-Income Ratio | 694 | $74,040,000 | $106,000 | $2,555,000 | $57,000 | $566,000 |
| Credit History | 304 | $21,510,000 | $70,000 | $1,125,000 | $90,000 | $1,310,000 |
| Collateral | 300 | $44,290,000 | $147,000 | $1,905,000 | $124,000 | $1,013,000 |
| Unverifiable Information | 129 | $25,865,000 | $200,000 | $1,005,000 | $133,000 | $952,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $4,510,000 | $281,000 | $795,000 | $98,000 | $257,000 |
| Other | 13 | $2,555,000 | $196,000 | $325,000 | $63,000 | $115,000 |
| Employment History | 13 | $1,365,000 | $105,000 | $305,000 | $50,000 | $102,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Union Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Union Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.